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  library_name: transformers
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- # Model Card for Model ID
 
 
 
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- <!-- Provide a quick summary of what the model is/does. -->
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- ## Model Details
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- ### Model Description
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- This is the model card of a 🤗 transformers model that has been pushed on the Hub. This model card has been automatically generated.
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- - **Developed by:** [More Information Needed]
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- - **Funded by [optional]:** [More Information Needed]
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- - **Model type:** [More Information Needed]
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- - **Repository:** [More Information Needed]
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- ## Uses
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- <!-- Address questions around how the model is intended to be used, including the foreseeable users of the model and those affected by the model. -->
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- ### Direct Use
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- [More Information Needed]
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- ### Downstream Use [optional]
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- ### Out-of-Scope Use
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- <!-- This section addresses misuse, malicious use, and uses that the model will not work well for. -->
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- ## Bias, Risks, and Limitations
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- <!-- This section is meant to convey both technical and sociotechnical limitations. -->
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- ### Recommendations
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- <!-- This section is meant to convey recommendations with respect to the bias, risk, and technical limitations. -->
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- Users (both direct and downstream) should be made aware of the risks, biases and limitations of the model. More information needed for further recommendations.
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- ## How to Get Started with the Model
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- Use the code below to get started with the model.
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- ## Training Details
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- ### Training Data
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- ### Training Procedure
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- <!-- This relates heavily to the Technical Specifications. Content here should link to that section when it is relevant to the training procedure. -->
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- #### Preprocessing [optional]
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- [More Information Needed]
 
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- #### Training Hyperparameters
 
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- - **Training regime:** [More Information Needed] <!--fp32, fp16 mixed precision, bf16 mixed precision, bf16 non-mixed precision, fp16 non-mixed precision, fp8 mixed precision -->
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- #### Speeds, Sizes, Times [optional]
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  ## Evaluation
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- <!-- This section describes the evaluation protocols and provides the results. -->
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- ### Testing Data, Factors & Metrics
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- #### Testing Data
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- #### Factors
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- <!-- These are the things the evaluation is disaggregating by, e.g., subpopulations or domains. -->
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- #### Metrics
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- ### Results
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- #### Summary
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- ## Model Examination [optional]
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- <!-- Relevant interpretability work for the model goes here -->
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- ## Environmental Impact
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- Carbon emissions can be estimated using the [Machine Learning Impact calculator](https://mlco2.github.io/impact#compute) presented in [Lacoste et al. (2019)](https://arxiv.org/abs/1910.09700).
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- - **Hardware Type:** [More Information Needed]
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- - **Carbon Emitted:** [More Information Needed]
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- ## Technical Specifications [optional]
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- ### Model Architecture and Objective
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- ## Citation [optional]
 
 
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- **BibTeX:**
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- ## Glossary [optional]
 
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- ## More Information [optional]
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- ## Model Card Authors [optional]
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- ## Model Card Contact
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  library_name: transformers
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+ tags:
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+ - finance
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  ---
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+ - **Developed by:** Team CodeBlooded
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+ - **Funded by [optional]:** EpiUse & University of Pretoria
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+ - **Model type:** DistilBertForSequenceClassification
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+ - **Language(s) (NLP):** English
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+ # fin-classifier
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+ ## Overview
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+ **Repository:** CodeBlooded-capstone/fin-classifier
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+ A DistilBERT-based text classification model for categorizing financial transaction descriptions into one of N predefined categories.
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+ ---
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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+ ## Model Details
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+ * **Model type:** `DistilBertForSequenceClassification`
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+ * **Version:** v1.0 (initial release)
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+ * **Hugging Face repo:** [https://huggingface.co/CodeBlooded-capstone/fin-classifier](https://huggingface.co/CodeBlooded-capstone/fin-classifier)
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+ * **Authors:** Your Team Name
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+ ---
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+ ## Intended Use
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+ ### Primary use case
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+ * **Task:** Automated categorization of banking and credit card transaction descriptions
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+ * **Users:** Personal finance apps, budgeting tools, fintech platforms
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+ ### Out-of-scope use cases
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+ * Legal or compliance decisions
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+ * Any use requiring 100% classification accuracy or safety guarantees
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+ ---
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+ ## Training Data
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+ * **Source:** Kaggle `personal_transactions.csv` dataset (\~XX,XXX entries)
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+ * **Mapping:** Original vendor-level categories mapped into an internal schema of \~M high-level categories (`data/categories.json`).
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+ * **Feedback augmentation:** User-corrected labels from `feedback_corrected.json` are appended to the training set for continuous improvement.
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+ ---
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  ## Evaluation
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+ * **Split:** 90% train / 10% test split (seed=42) from the training corpus
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+ * **Metric:** Macro F1-score
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+ * **Results:**
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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+ * Macro F1 on test set: **0.XX**
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+ ---
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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+ ## Usage
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+ ```python
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+ from transformers import AutoTokenizer, AutoModelForSequenceClassification, pipeline
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+ tokenizer = AutoTokenizer.from_pretrained("CodeBlooded-capstone/fin-classifier")
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+ model = AutoModelForSequenceClassification.from_pretrained("CodeBlooded-capstone/fin-classifier")
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+ classifier = pipeline(
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+ "text-classification",
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+ model=model,
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+ tokenizer=tokenizer,
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+ return_all_scores=False
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+ )
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+ example = "STARBUCKS STORE 1234"
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+ print(classifier(example)) # {'label': 'Food & Dining', 'score': 0.95}
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+ ```
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+ ---
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+ ## Limitations & Bias
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+ * Performance varies by category: categories with fewer examples may see lower F1.
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+ * The model reflects biases present in the original Kaggle dataset (e.g., over/under-representation of certain merchants).
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+ * Should not be used as a sole source for financial decision-making.
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+ ---
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+ ## Maintenance & Continuous Learning
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+ * New user feedback corrections are stored in `model/feedback_corrected.json` and incorporated during retraining.
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+ * Checkpoints are saved to `results/` and versioned on Hugging Face.
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+ ---
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+ ## License
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+ Apache 2.0
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+ ---
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+ ## Citation
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+ ```
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+ @misc{fin-classifier2025,
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+ author = {CodeBlooded},
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+ title = {fin-classifier: A DistilBERT-based Transaction Categorization Model},
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+ year = {2025},
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+ howpublished = {\url{https://huggingface.co/CodeBlooded-capstone/fin-classifier}}
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+ }
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+ ```
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+ ---
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+ *This model card was generated on 2025-07-12.*