diff --git "a/DL_GroupE_Assignment1 varunan (1).ipynb" "b/DL_GroupE_Assignment1 varunan (1).ipynb"
deleted file mode 100644--- "a/DL_GroupE_Assignment1 varunan (1).ipynb"
+++ /dev/null
@@ -1,4751 +0,0 @@
-{
- "cells": [
-  {
-   "cell_type": "markdown",
-   "id": "fc419e40-5914-4300-ae2b-a5f65567a949",
-   "metadata": {},
-   "source": [
-    "MECE Table"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 2,
-   "id": "91e7ae86-11b2-4450-80d8-2d4edc1b0a3f",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/html": [
-       "<div>\n",
-       "<style scoped>\n",
-       "    .dataframe tbody tr th:only-of-type {\n",
-       "        vertical-align: middle;\n",
-       "    }\n",
-       "\n",
-       "    .dataframe tbody tr th {\n",
-       "        vertical-align: top;\n",
-       "    }\n",
-       "\n",
-       "    .dataframe thead th {\n",
-       "        text-align: right;\n",
-       "    }\n",
-       "</style>\n",
-       "<table border=\"1\" class=\"dataframe\">\n",
-       "  <thead>\n",
-       "    <tr style=\"text-align: right;\">\n",
-       "      <th></th>\n",
-       "      <th>Name</th>\n",
-       "      <th>ID</th>\n",
-       "      <th>ROLE</th>\n",
-       "    </tr>\n",
-       "  </thead>\n",
-       "  <tbody>\n",
-       "    <tr>\n",
-       "      <th>0</th>\n",
-       "      <td>Samil Mithani</td>\n",
-       "      <td>500223143</td>\n",
-       "      <td>DNN and Its fine tunning</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>1</th>\n",
-       "      <td>Mahima Patel</td>\n",
-       "      <td>500223995</td>\n",
-       "      <td>Data Preprocessing and Model Building</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>2</th>\n",
-       "      <td>Varunan Gurushev</td>\n",
-       "      <td>500225040</td>\n",
-       "      <td>RandomForest Model Tunning</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>3</th>\n",
-       "      <td>Gazal</td>\n",
-       "      <td>500225552</td>\n",
-       "      <td>Data Preprocessing</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>4</th>\n",
-       "      <td>Priya</td>\n",
-       "      <td>500225204</td>\n",
-       "      <td>Data Visualization</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>5</th>\n",
-       "      <td>Shiv Kapadia</td>\n",
-       "      <td>500203921</td>\n",
-       "      <td>Model Fine Tuning</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>6</th>\n",
-       "      <td>Abhishek Singh</td>\n",
-       "      <td>500224576</td>\n",
-       "      <td>Data Visualization</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>7</th>\n",
-       "      <td>Rohit</td>\n",
-       "      <td>500224882</td>\n",
-       "      <td>Data PPreprocessing</td>\n",
-       "    </tr>\n",
-       "  </tbody>\n",
-       "</table>\n",
-       "</div>"
-      ],
-      "text/plain": [
-       "               Name         ID                                    ROLE\n",
-       "0     Samil Mithani  500223143                DNN and Its fine tunning\n",
-       "1      Mahima Patel  500223995  Data Preprocessing and Model Building \n",
-       "2  Varunan Gurushev  500225040             RandomForest Model Tunning \n",
-       "3             Gazal  500225552                      Data Preprocessing\n",
-       "4             Priya  500225204                     Data Visualization \n",
-       "5      Shiv Kapadia  500203921                       Model Fine Tuning\n",
-       "6    Abhishek Singh  500224576                      Data Visualization\n",
-       "7             Rohit  500224882                     Data PPreprocessing"
-      ]
-     },
-     "execution_count": 2,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "MECE = {\n",
-    "    'Name': ['Samil Mithani', 'Mahima Patel','Varunan Gurushev', 'Gazal', 'Priya', 'Shiv Kapadia','Abhishek Singh','Rohit'],\n",
-    "    'ID': [500223143, 500223995, 500225040, 500225552,500225204 , 500203921, 500224576,500224882],\n",
-    "    'ROLE': ['DNN and Its fine tunning','Data Preprocessing and Model Building ', 'RandomForest Model Tunning ', 'Data Preprocessing','Data Visualization ','Model Fine Tuning','Data Visualization','Data PPreprocessing']\n",
-    "}\n",
-    "\n",
-    "MECE_Table = pd.DataFrame(MECE)\n",
-    "MECE_Table"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 12,
-   "id": "165352c9",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "import pandas as pd\n",
-    "import matplotlib.pyplot as plt\n",
-    "import seaborn as sns\n",
-    "import sklearn as sl\n",
-    "from sklearn.preprocessing import LabelEncoder"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 13,
-   "id": "a00152e2",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "df=pd.read_csv('bank_data_train.csv')"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 14,
-   "id": "59754131",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/html": [
-       "<div>\n",
-       "<style scoped>\n",
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-       "\n",
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-       "\n",
-       "    .dataframe thead th {\n",
-       "        text-align: right;\n",
-       "    }\n",
-       "</style>\n",
-       "<table border=\"1\" class=\"dataframe\">\n",
-       "  <thead>\n",
-       "    <tr style=\"text-align: right;\">\n",
-       "      <th></th>\n",
-       "      <th>ID</th>\n",
-       "      <th>CR_PROD_CNT_IL</th>\n",
-       "      <th>AMOUNT_RUB_CLO_PRC</th>\n",
-       "      <th>PRC_ACCEPTS_A_EMAIL_LINK</th>\n",
-       "      <th>APP_REGISTR_RGN_CODE</th>\n",
-       "      <th>PRC_ACCEPTS_A_POS</th>\n",
-       "      <th>PRC_ACCEPTS_A_TK</th>\n",
-       "      <th>TURNOVER_DYNAMIC_IL_1M</th>\n",
-       "      <th>CNT_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <th>SUM_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <th>...</th>\n",
-       "      <th>REST_DYNAMIC_CC_3M</th>\n",
-       "      <th>MED_DEBT_PRC_YWZ</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR3</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_AAVG</th>\n",
-       "      <th>LDEAL_DELINQ_PER_MAXYWZ</th>\n",
-       "      <th>TURNOVER_DYNAMIC_CC_3M</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR4</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_CURR</th>\n",
-       "      <th>TARGET</th>\n",
-       "    </tr>\n",
-       "  </thead>\n",
-       "  <tbody>\n",
-       "    <tr>\n",
-       "      <th>0</th>\n",
-       "      <td>146841</td>\n",
-       "      <td>0</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>1</th>\n",
-       "      <td>146842</td>\n",
-       "      <td>0</td>\n",
-       "      <td>0.041033</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>0.166667</td>\n",
-       "      <td>0.186107</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>2</th>\n",
-       "      <td>146843</td>\n",
-       "      <td>0</td>\n",
-       "      <td>0.006915</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>3</th>\n",
-       "      <td>146844</td>\n",
-       "      <td>0</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>4</th>\n",
-       "      <td>146845</td>\n",
-       "      <td>0</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "  </tbody>\n",
-       "</table>\n",
-       "<p>5 rows × 116 columns</p>\n",
-       "</div>"
-      ],
-      "text/plain": [
-       "       ID  CR_PROD_CNT_IL  AMOUNT_RUB_CLO_PRC  PRC_ACCEPTS_A_EMAIL_LINK  \\\n",
-       "0  146841               0            0.000000                       NaN   \n",
-       "1  146842               0            0.041033                       NaN   \n",
-       "2  146843               0            0.006915                       0.0   \n",
-       "3  146844               0            0.000000                       NaN   \n",
-       "4  146845               0            0.000000                       NaN   \n",
-       "\n",
-       "   APP_REGISTR_RGN_CODE  PRC_ACCEPTS_A_POS  PRC_ACCEPTS_A_TK  \\\n",
-       "0                   NaN                NaN               NaN   \n",
-       "1                   NaN                NaN               NaN   \n",
-       "2                   NaN                0.0               0.0   \n",
-       "3                   NaN                NaN               NaN   \n",
-       "4                   NaN                NaN               NaN   \n",
-       "\n",
-       "   TURNOVER_DYNAMIC_IL_1M  CNT_TRAN_AUT_TENDENCY1M  SUM_TRAN_AUT_TENDENCY1M  \\\n",
-       "0                     0.0                      NaN                      NaN   \n",
-       "1                     0.0                 0.166667                 0.186107   \n",
-       "2                     0.0                      NaN                      NaN   \n",
-       "3                     0.0                      NaN                      NaN   \n",
-       "4                     0.0                      NaN                      NaN   \n",
-       "\n",
-       "   ...  REST_DYNAMIC_CC_3M  MED_DEBT_PRC_YWZ  LDEAL_ACT_DAYS_PCT_TR3  \\\n",
-       "0  ...                 0.0               NaN                     NaN   \n",
-       "1  ...                 0.0               NaN                     NaN   \n",
-       "2  ...                 0.0               NaN                     NaN   \n",
-       "3  ...                 0.0               NaN                     NaN   \n",
-       "4  ...                 0.0               NaN                     NaN   \n",
-       "\n",
-       "  LDEAL_ACT_DAYS_PCT_AAVG  LDEAL_DELINQ_PER_MAXYWZ  TURNOVER_DYNAMIC_CC_3M  \\\n",
-       "0                     NaN                      NaN                     0.0   \n",
-       "1                     NaN                      NaN                     0.0   \n",
-       "2                     NaN                      NaN                     0.0   \n",
-       "3                     NaN                      NaN                     0.0   \n",
-       "4                     NaN                      NaN                     0.0   \n",
-       "\n",
-       "   LDEAL_ACT_DAYS_PCT_TR  LDEAL_ACT_DAYS_PCT_TR4  LDEAL_ACT_DAYS_PCT_CURR  \\\n",
-       "0                    NaN                     NaN                      NaN   \n",
-       "1                    NaN                     NaN                      NaN   \n",
-       "2                    NaN                     NaN                      NaN   \n",
-       "3                    NaN                     NaN                      NaN   \n",
-       "4                    NaN                     NaN                      NaN   \n",
-       "\n",
-       "  TARGET  \n",
-       "0      0  \n",
-       "1      0  \n",
-       "2      0  \n",
-       "3      0  \n",
-       "4      0  \n",
-       "\n",
-       "[5 rows x 116 columns]"
-      ]
-     },
-     "execution_count": 14,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "df.head()"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 15,
-   "id": "0b0ecde7",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "(355190, 116)"
-      ]
-     },
-     "execution_count": 15,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "df.shape"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 16,
-   "id": "f90be4d6",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "(355190, 104)"
-      ]
-     },
-     "execution_count": 16,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "columns_to_drop = ['PRC_ACCEPTS_A_EMAIL_LINK','PRC_ACCEPTS_A_POS','PRC_ACCEPTS_A_TK','PRC_ACCEPTS_A_AMOBILE','PRC_ACCEPTS_TK','PRC_ACCEPTS_A_MTP','CNT_ACCEPTS_TK','CLNT_JOB_POSITION','APP_DRIVING_LICENSE','PRC_ACCEPTS_A_ATM','PRC_ACCEPTS_MTP','CNT_ACCEPTS_MTP']\n",
-    "df = df.drop(columns=columns_to_drop)\n",
-    "df.shape"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 17,
-   "id": "ab111add",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/html": [
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-       "<style scoped>\n",
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-       "</style>\n",
-       "<table border=\"1\" class=\"dataframe\">\n",
-       "  <thead>\n",
-       "    <tr style=\"text-align: right;\">\n",
-       "      <th></th>\n",
-       "      <th>ID</th>\n",
-       "      <th>CR_PROD_CNT_IL</th>\n",
-       "      <th>AMOUNT_RUB_CLO_PRC</th>\n",
-       "      <th>APP_REGISTR_RGN_CODE</th>\n",
-       "      <th>TURNOVER_DYNAMIC_IL_1M</th>\n",
-       "      <th>CNT_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <th>SUM_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <th>AMOUNT_RUB_SUP_PRC</th>\n",
-       "      <th>SUM_TRAN_AUT_TENDENCY3M</th>\n",
-       "      <th>REST_DYNAMIC_FDEP_1M</th>\n",
-       "      <th>...</th>\n",
-       "      <th>REST_DYNAMIC_CC_3M</th>\n",
-       "      <th>MED_DEBT_PRC_YWZ</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR3</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_AAVG</th>\n",
-       "      <th>LDEAL_DELINQ_PER_MAXYWZ</th>\n",
-       "      <th>TURNOVER_DYNAMIC_CC_3M</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR4</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_CURR</th>\n",
-       "      <th>TARGET</th>\n",
-       "    </tr>\n",
-       "  </thead>\n",
-       "  <tbody>\n",
-       "    <tr>\n",
-       "      <th>count</th>\n",
-       "      <td>355190.000000</td>\n",
-       "      <td>355190.000000</td>\n",
-       "      <td>316867.000000</td>\n",
-       "      <td>60550.000000</td>\n",
-       "      <td>355190.000000</td>\n",
-       "      <td>77112.000000</td>\n",
-       "      <td>77112.000000</td>\n",
-       "      <td>316867.000000</td>\n",
-       "      <td>111052.000000</td>\n",
-       "      <td>355190.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>355190.000000</td>\n",
-       "      <td>95713.000000</td>\n",
-       "      <td>93448.000000</td>\n",
-       "      <td>98175.000000</td>\n",
-       "      <td>95713.000000</td>\n",
-       "      <td>355190.000000</td>\n",
-       "      <td>93448.000000</td>\n",
-       "      <td>93448.000000</td>\n",
-       "      <td>93448.000000</td>\n",
-       "      <td>355190.000000</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>mean</th>\n",
-       "      <td>368794.674875</td>\n",
-       "      <td>0.105225</td>\n",
-       "      <td>0.044045</td>\n",
-       "      <td>50.947498</td>\n",
-       "      <td>0.001305</td>\n",
-       "      <td>0.416896</td>\n",
-       "      <td>0.414572</td>\n",
-       "      <td>0.085249</td>\n",
-       "      <td>0.689080</td>\n",
-       "      <td>0.000723</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.007309</td>\n",
-       "      <td>0.055074</td>\n",
-       "      <td>0.025707</td>\n",
-       "      <td>0.049943</td>\n",
-       "      <td>0.009252</td>\n",
-       "      <td>0.004309</td>\n",
-       "      <td>0.013938</td>\n",
-       "      <td>0.013938</td>\n",
-       "      <td>0.013938</td>\n",
-       "      <td>0.081435</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>std</th>\n",
-       "      <td>128148.804566</td>\n",
-       "      <td>0.431372</td>\n",
-       "      <td>0.108449</td>\n",
-       "      <td>21.777855</td>\n",
-       "      <td>0.029118</td>\n",
-       "      <td>0.316493</td>\n",
-       "      <td>0.338612</td>\n",
-       "      <td>0.142310</td>\n",
-       "      <td>0.301725</td>\n",
-       "      <td>0.014081</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.066681</td>\n",
-       "      <td>0.215909</td>\n",
-       "      <td>0.115732</td>\n",
-       "      <td>0.185830</td>\n",
-       "      <td>0.092789</td>\n",
-       "      <td>0.059852</td>\n",
-       "      <td>0.097099</td>\n",
-       "      <td>0.097099</td>\n",
-       "      <td>0.097099</td>\n",
-       "      <td>0.273503</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>min</th>\n",
-       "      <td>146841.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.006944</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000002</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>25%</th>\n",
-       "      <td>257846.250000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>33.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.166667</td>\n",
-       "      <td>0.139645</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.446269</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>50%</th>\n",
-       "      <td>368778.500000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>54.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.300000</td>\n",
-       "      <td>0.285714</td>\n",
-       "      <td>0.027117</td>\n",
-       "      <td>0.722985</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>75%</th>\n",
-       "      <td>479737.750000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.036608</td>\n",
-       "      <td>72.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.571429</td>\n",
-       "      <td>0.661195</td>\n",
-       "      <td>0.110005</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>0.000000</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>max</th>\n",
-       "      <td>590828.000000</td>\n",
-       "      <td>11.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>89.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "    </tr>\n",
-       "  </tbody>\n",
-       "</table>\n",
-       "<p>8 rows × 93 columns</p>\n",
-       "</div>"
-      ],
-      "text/plain": [
-       "                  ID  CR_PROD_CNT_IL  AMOUNT_RUB_CLO_PRC  \\\n",
-       "count  355190.000000   355190.000000       316867.000000   \n",
-       "mean   368794.674875        0.105225            0.044045   \n",
-       "std    128148.804566        0.431372            0.108449   \n",
-       "min    146841.000000        0.000000            0.000000   \n",
-       "25%    257846.250000        0.000000            0.000000   \n",
-       "50%    368778.500000        0.000000            0.000000   \n",
-       "75%    479737.750000        0.000000            0.036608   \n",
-       "max    590828.000000       11.000000            1.000000   \n",
-       "\n",
-       "       APP_REGISTR_RGN_CODE  TURNOVER_DYNAMIC_IL_1M  CNT_TRAN_AUT_TENDENCY1M  \\\n",
-       "count          60550.000000           355190.000000             77112.000000   \n",
-       "mean              50.947498                0.001305                 0.416896   \n",
-       "std               21.777855                0.029118                 0.316493   \n",
-       "min                0.000000                0.000000                 0.006944   \n",
-       "25%               33.000000                0.000000                 0.166667   \n",
-       "50%               54.000000                0.000000                 0.300000   \n",
-       "75%               72.000000                0.000000                 0.571429   \n",
-       "max               89.000000                1.000000                 1.000000   \n",
-       "\n",
-       "       SUM_TRAN_AUT_TENDENCY1M  AMOUNT_RUB_SUP_PRC  SUM_TRAN_AUT_TENDENCY3M  \\\n",
-       "count             77112.000000       316867.000000            111052.000000   \n",
-       "mean                  0.414572            0.085249                 0.689080   \n",
-       "std                   0.338612            0.142310                 0.301725   \n",
-       "min                   0.000000            0.000000                 0.000002   \n",
-       "25%                   0.139645            0.000000                 0.446269   \n",
-       "50%                   0.285714            0.027117                 0.722985   \n",
-       "75%                   0.661195            0.110005                 1.000000   \n",
-       "max                   1.000000            1.000000                 1.000000   \n",
-       "\n",
-       "       REST_DYNAMIC_FDEP_1M  ...  REST_DYNAMIC_CC_3M  MED_DEBT_PRC_YWZ  \\\n",
-       "count         355190.000000  ...       355190.000000      95713.000000   \n",
-       "mean               0.000723  ...            0.007309          0.055074   \n",
-       "std                0.014081  ...            0.066681          0.215909   \n",
-       "min                0.000000  ...            0.000000          0.000000   \n",
-       "25%                0.000000  ...            0.000000          0.000000   \n",
-       "50%                0.000000  ...            0.000000          0.000000   \n",
-       "75%                0.000000  ...            0.000000          0.000000   \n",
-       "max                1.000000  ...            1.000000          1.000000   \n",
-       "\n",
-       "       LDEAL_ACT_DAYS_PCT_TR3  LDEAL_ACT_DAYS_PCT_AAVG  \\\n",
-       "count            93448.000000             98175.000000   \n",
-       "mean                 0.025707                 0.049943   \n",
-       "std                  0.115732                 0.185830   \n",
-       "min                  0.000000                 0.000000   \n",
-       "25%                  0.000000                 0.000000   \n",
-       "50%                  0.000000                 0.000000   \n",
-       "75%                  0.000000                 0.000000   \n",
-       "max                  1.000000                 1.000000   \n",
-       "\n",
-       "       LDEAL_DELINQ_PER_MAXYWZ  TURNOVER_DYNAMIC_CC_3M  LDEAL_ACT_DAYS_PCT_TR  \\\n",
-       "count             95713.000000           355190.000000           93448.000000   \n",
-       "mean                  0.009252                0.004309               0.013938   \n",
-       "std                   0.092789                0.059852               0.097099   \n",
-       "min                   0.000000                0.000000               0.000000   \n",
-       "25%                   0.000000                0.000000               0.000000   \n",
-       "50%                   0.000000                0.000000               0.000000   \n",
-       "75%                   0.000000                0.000000               0.000000   \n",
-       "max                   1.000000                1.000000               1.000000   \n",
-       "\n",
-       "       LDEAL_ACT_DAYS_PCT_TR4  LDEAL_ACT_DAYS_PCT_CURR         TARGET  \n",
-       "count            93448.000000             93448.000000  355190.000000  \n",
-       "mean                 0.013938                 0.013938       0.081435  \n",
-       "std                  0.097099                 0.097099       0.273503  \n",
-       "min                  0.000000                 0.000000       0.000000  \n",
-       "25%                  0.000000                 0.000000       0.000000  \n",
-       "50%                  0.000000                 0.000000       0.000000  \n",
-       "75%                  0.000000                 0.000000       0.000000  \n",
-       "max                  1.000000                 1.000000       1.000000  \n",
-       "\n",
-       "[8 rows x 93 columns]"
-      ]
-     },
-     "execution_count": 17,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "df.describe()"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 18,
-   "id": "01d7003b",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "ID                              0\n",
-       "CR_PROD_CNT_IL                  0\n",
-       "AMOUNT_RUB_CLO_PRC          38323\n",
-       "APP_REGISTR_RGN_CODE       294640\n",
-       "TURNOVER_DYNAMIC_IL_1M          0\n",
-       "                            ...  \n",
-       "TURNOVER_DYNAMIC_CC_3M          0\n",
-       "LDEAL_ACT_DAYS_PCT_TR      261742\n",
-       "LDEAL_ACT_DAYS_PCT_TR4     261742\n",
-       "LDEAL_ACT_DAYS_PCT_CURR    261742\n",
-       "TARGET                          0\n",
-       "Length: 104, dtype: int64"
-      ]
-     },
-     "execution_count": 18,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "df.isnull().sum()"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 19,
-   "id": "0e681922",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "['CLNT_TRUST_RELATION',\n",
-       " 'APP_MARITAL_STATUS',\n",
-       " 'APP_KIND_OF_PROP_HABITATION',\n",
-       " 'CLNT_JOB_POSITION_TYPE',\n",
-       " 'APP_EDUCATION',\n",
-       " 'APP_TRAVEL_PASS',\n",
-       " 'APP_CAR',\n",
-       " 'APP_POSITION_TYPE',\n",
-       " 'APP_EMP_TYPE',\n",
-       " 'APP_COMP_TYPE',\n",
-       " 'PACK']"
-      ]
-     },
-     "execution_count": 19,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "col_types = df.dtypes\n",
-    "cat_columns = col_types[col_types == 'object'].index.tolist()\n",
-    "num_columns = col_types[col_types != 'object'].index.tolist()\n",
-    "cat_columns"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 20,
-   "id": "6775532f",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "(355190, 97)"
-      ]
-     },
-     "execution_count": 20,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "columns_to_drop2 = ['APP_MARITAL_STATUS','APP_KIND_OF_PROP_HABITATION','CLNT_TRUST_RELATION', 'APP_EDUCATION', 'APP_CAR','APP_COMP_TYPE','CLNT_JOB_POSITION_TYPE']\n",
-    "df = df.drop(columns=columns_to_drop2)\n",
-    "df.shape"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 21,
-   "id": "68644d71",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "['ID',\n",
-       " 'CR_PROD_CNT_IL',\n",
-       " 'AMOUNT_RUB_CLO_PRC',\n",
-       " 'APP_REGISTR_RGN_CODE',\n",
-       " 'TURNOVER_DYNAMIC_IL_1M',\n",
-       " 'CNT_TRAN_AUT_TENDENCY1M',\n",
-       " 'SUM_TRAN_AUT_TENDENCY1M',\n",
-       " 'AMOUNT_RUB_SUP_PRC',\n",
-       " 'SUM_TRAN_AUT_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_FDEP_1M',\n",
-       " 'CNT_TRAN_AUT_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_SAVE_3M',\n",
-       " 'CR_PROD_CNT_VCU',\n",
-       " 'REST_AVG_CUR',\n",
-       " 'CNT_TRAN_MED_TENDENCY1M',\n",
-       " 'AMOUNT_RUB_NAS_PRC',\n",
-       " 'TRANS_COUNT_SUP_PRC',\n",
-       " 'CNT_TRAN_CLO_TENDENCY1M',\n",
-       " 'SUM_TRAN_MED_TENDENCY1M',\n",
-       " 'TRANS_COUNT_NAS_PRC',\n",
-       " 'CR_PROD_CNT_TOVR',\n",
-       " 'CR_PROD_CNT_PIL',\n",
-       " 'SUM_TRAN_CLO_TENDENCY1M',\n",
-       " 'TURNOVER_CC',\n",
-       " 'TRANS_COUNT_ATM_PRC',\n",
-       " 'AMOUNT_RUB_ATM_PRC',\n",
-       " 'TURNOVER_PAYM',\n",
-       " 'AGE',\n",
-       " 'CNT_TRAN_MED_TENDENCY3M',\n",
-       " 'CR_PROD_CNT_CC',\n",
-       " 'SUM_TRAN_MED_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_FDEP_3M',\n",
-       " 'REST_DYNAMIC_IL_1M',\n",
-       " 'SUM_TRAN_CLO_TENDENCY3M',\n",
-       " 'LDEAL_TENOR_MAX',\n",
-       " 'LDEAL_YQZ_CHRG',\n",
-       " 'CR_PROD_CNT_CCFP',\n",
-       " 'DEAL_YQZ_IR_MAX',\n",
-       " 'LDEAL_YQZ_COM',\n",
-       " 'DEAL_YQZ_IR_MIN',\n",
-       " 'CNT_TRAN_CLO_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_CUR_1M',\n",
-       " 'REST_AVG_PAYM',\n",
-       " 'LDEAL_TENOR_MIN',\n",
-       " 'LDEAL_AMT_MONTH',\n",
-       " 'LDEAL_GRACE_DAYS_PCT_MED',\n",
-       " 'REST_DYNAMIC_CUR_3M',\n",
-       " 'CNT_TRAN_SUP_TENDENCY3M',\n",
-       " 'TURNOVER_DYNAMIC_CUR_1M',\n",
-       " 'REST_DYNAMIC_PAYM_3M',\n",
-       " 'SUM_TRAN_SUP_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_IL_3M',\n",
-       " 'CNT_TRAN_ATM_TENDENCY3M',\n",
-       " 'CNT_TRAN_ATM_TENDENCY1M',\n",
-       " 'TURNOVER_DYNAMIC_IL_3M',\n",
-       " 'SUM_TRAN_ATM_TENDENCY3M',\n",
-       " 'DEAL_GRACE_DAYS_ACC_S1X1',\n",
-       " 'AVG_PCT_MONTH_TO_PCLOSE',\n",
-       " 'DEAL_YWZ_IR_MIN',\n",
-       " 'SUM_TRAN_SUP_TENDENCY1M',\n",
-       " 'DEAL_YWZ_IR_MAX',\n",
-       " 'SUM_TRAN_ATM_TENDENCY1M',\n",
-       " 'REST_DYNAMIC_PAYM_1M',\n",
-       " 'CNT_TRAN_SUP_TENDENCY1M',\n",
-       " 'DEAL_GRACE_DAYS_ACC_AVG',\n",
-       " 'TURNOVER_DYNAMIC_CUR_3M',\n",
-       " 'MAX_PCLOSE_DATE',\n",
-       " 'LDEAL_YQZ_PC',\n",
-       " 'CLNT_SETUP_TENOR',\n",
-       " 'DEAL_GRACE_DAYS_ACC_MAX',\n",
-       " 'TURNOVER_DYNAMIC_PAYM_3M',\n",
-       " 'LDEAL_DELINQ_PER_MAXYQZ',\n",
-       " 'TURNOVER_DYNAMIC_PAYM_1M',\n",
-       " 'CLNT_SALARY_VALUE',\n",
-       " 'TRANS_AMOUNT_TENDENCY3M',\n",
-       " 'MED_DEBT_PRC_YQZ',\n",
-       " 'TRANS_CNT_TENDENCY3M',\n",
-       " 'LDEAL_USED_AMT_AVG_YQZ',\n",
-       " 'REST_DYNAMIC_CC_1M',\n",
-       " 'LDEAL_USED_AMT_AVG_YWZ',\n",
-       " 'TURNOVER_DYNAMIC_CC_1M',\n",
-       " 'AVG_PCT_DEBT_TO_DEAL_AMT',\n",
-       " 'LDEAL_ACT_DAYS_ACC_PCT_AVG',\n",
-       " 'REST_DYNAMIC_CC_3M',\n",
-       " 'MED_DEBT_PRC_YWZ',\n",
-       " 'LDEAL_ACT_DAYS_PCT_TR3',\n",
-       " 'LDEAL_ACT_DAYS_PCT_AAVG',\n",
-       " 'LDEAL_DELINQ_PER_MAXYWZ',\n",
-       " 'TURNOVER_DYNAMIC_CC_3M',\n",
-       " 'LDEAL_ACT_DAYS_PCT_TR',\n",
-       " 'LDEAL_ACT_DAYS_PCT_TR4',\n",
-       " 'LDEAL_ACT_DAYS_PCT_CURR',\n",
-       " 'TARGET']"
-      ]
-     },
-     "execution_count": 21,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "num_columns"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 22,
-   "id": "b2c56f1b",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "(355190, 97)"
-      ]
-     },
-     "execution_count": 22,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "df.shape"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 23,
-   "id": "fe695eae",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "(355190, 92)"
-      ]
-     },
-     "execution_count": 23,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "columns_to_drop3 = ['AGE','APP_REGISTR_RGN_CODE','ID','APP_TRAVEL_PASS','APP_EMP_TYPE']\n",
-    "df = df.drop(columns=columns_to_drop3)\n",
-    "df.shape"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 24,
-   "id": "1593b269",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/html": [
-       "<div>\n",
-       "<style scoped>\n",
-       "    .dataframe tbody tr th:only-of-type {\n",
-       "        vertical-align: middle;\n",
-       "    }\n",
-       "\n",
-       "    .dataframe tbody tr th {\n",
-       "        vertical-align: top;\n",
-       "    }\n",
-       "\n",
-       "    .dataframe thead th {\n",
-       "        text-align: right;\n",
-       "    }\n",
-       "</style>\n",
-       "<table border=\"1\" class=\"dataframe\">\n",
-       "  <thead>\n",
-       "    <tr style=\"text-align: right;\">\n",
-       "      <th></th>\n",
-       "      <th>CR_PROD_CNT_IL</th>\n",
-       "      <th>AMOUNT_RUB_CLO_PRC</th>\n",
-       "      <th>TURNOVER_DYNAMIC_IL_1M</th>\n",
-       "      <th>CNT_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <th>SUM_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <th>AMOUNT_RUB_SUP_PRC</th>\n",
-       "      <th>SUM_TRAN_AUT_TENDENCY3M</th>\n",
-       "      <th>REST_DYNAMIC_FDEP_1M</th>\n",
-       "      <th>CNT_TRAN_AUT_TENDENCY3M</th>\n",
-       "      <th>REST_DYNAMIC_SAVE_3M</th>\n",
-       "      <th>...</th>\n",
-       "      <th>REST_DYNAMIC_CC_3M</th>\n",
-       "      <th>MED_DEBT_PRC_YWZ</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR3</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_AAVG</th>\n",
-       "      <th>LDEAL_DELINQ_PER_MAXYWZ</th>\n",
-       "      <th>TURNOVER_DYNAMIC_CC_3M</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR4</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_CURR</th>\n",
-       "      <th>TARGET</th>\n",
-       "    </tr>\n",
-       "  </thead>\n",
-       "  <tbody>\n",
-       "    <tr>\n",
-       "      <th>0</th>\n",
-       "      <td>0</td>\n",
-       "      <td>0.091955</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.541683</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>1</th>\n",
-       "      <td>0</td>\n",
-       "      <td>0.041033</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>0.166667</td>\n",
-       "      <td>0.186107</td>\n",
-       "      <td>0.244678</td>\n",
-       "      <td>0.670968</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>0.666667</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>2</th>\n",
-       "      <td>0</td>\n",
-       "      <td>0.006915</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>3</th>\n",
-       "      <td>0</td>\n",
-       "      <td>0.091955</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.005874</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>4</th>\n",
-       "      <td>0</td>\n",
-       "      <td>0.091955</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0.0</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>NaN</td>\n",
-       "      <td>0</td>\n",
-       "    </tr>\n",
-       "  </tbody>\n",
-       "</table>\n",
-       "<p>5 rows × 92 columns</p>\n",
-       "</div>"
-      ],
-      "text/plain": [
-       "   CR_PROD_CNT_IL  AMOUNT_RUB_CLO_PRC  TURNOVER_DYNAMIC_IL_1M  \\\n",
-       "0               0            0.091955                     0.0   \n",
-       "1               0            0.041033                     0.0   \n",
-       "2               0            0.006915                     0.0   \n",
-       "3               0            0.091955                     0.0   \n",
-       "4               0            0.091955                     0.0   \n",
-       "\n",
-       "   CNT_TRAN_AUT_TENDENCY1M  SUM_TRAN_AUT_TENDENCY1M  AMOUNT_RUB_SUP_PRC  \\\n",
-       "0                      NaN                      NaN            0.000000   \n",
-       "1                 0.166667                 0.186107            0.244678   \n",
-       "2                      NaN                      NaN            0.000000   \n",
-       "3                      NaN                      NaN            0.000000   \n",
-       "4                      NaN                      NaN            0.000000   \n",
-       "\n",
-       "   SUM_TRAN_AUT_TENDENCY3M  REST_DYNAMIC_FDEP_1M  CNT_TRAN_AUT_TENDENCY3M  \\\n",
-       "0                      NaN                   0.0                      NaN   \n",
-       "1                 0.670968                   0.0                 0.666667   \n",
-       "2                      NaN                   0.0                      NaN   \n",
-       "3                      NaN                   0.0                      NaN   \n",
-       "4                      NaN                   0.0                      NaN   \n",
-       "\n",
-       "   REST_DYNAMIC_SAVE_3M  ...  REST_DYNAMIC_CC_3M  MED_DEBT_PRC_YWZ  \\\n",
-       "0              0.541683  ...                 0.0               NaN   \n",
-       "1              0.000000  ...                 0.0               NaN   \n",
-       "2              0.000000  ...                 0.0               NaN   \n",
-       "3              0.005874  ...                 0.0               NaN   \n",
-       "4              0.000000  ...                 0.0               NaN   \n",
-       "\n",
-       "   LDEAL_ACT_DAYS_PCT_TR3  LDEAL_ACT_DAYS_PCT_AAVG  LDEAL_DELINQ_PER_MAXYWZ  \\\n",
-       "0                     NaN                      NaN                      NaN   \n",
-       "1                     NaN                      NaN                      NaN   \n",
-       "2                     NaN                      NaN                      NaN   \n",
-       "3                     NaN                      NaN                      NaN   \n",
-       "4                     NaN                      NaN                      NaN   \n",
-       "\n",
-       "   TURNOVER_DYNAMIC_CC_3M  LDEAL_ACT_DAYS_PCT_TR  LDEAL_ACT_DAYS_PCT_TR4  \\\n",
-       "0                     0.0                    NaN                     NaN   \n",
-       "1                     0.0                    NaN                     NaN   \n",
-       "2                     0.0                    NaN                     NaN   \n",
-       "3                     0.0                    NaN                     NaN   \n",
-       "4                     0.0                    NaN                     NaN   \n",
-       "\n",
-       "   LDEAL_ACT_DAYS_PCT_CURR  TARGET  \n",
-       "0                      NaN       0  \n",
-       "1                      NaN       0  \n",
-       "2                      NaN       0  \n",
-       "3                      NaN       0  \n",
-       "4                      NaN       0  \n",
-       "\n",
-       "[5 rows x 92 columns]"
-      ]
-     },
-     "execution_count": 24,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "import numpy as np\n",
-    "\n",
-    "# Replaceing zeros with NaN for treating them as missing values\n",
-    "df['AMOUNT_RUB_CLO_PRC'].replace(0, np.nan, inplace=True)\n",
-    "\n",
-    "# Fill missing values with the mean of the column (excluding NaNs)\n",
-    "df['AMOUNT_RUB_CLO_PRC'].fillna(df['AMOUNT_RUB_CLO_PRC'].mean(), inplace=True)\n",
-    "df.head()"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 25,
-   "id": "231d9efb",
-   "metadata": {},
-   "outputs": [
-    {
-     "name": "stdout",
-     "output_type": "stream",
-     "text": [
-      "Non-numeric columns: Index(['APP_POSITION_TYPE'], dtype='object')\n"
-     ]
-    }
-   ],
-   "source": [
-    "# checking the correlation of no of products used by customer for each category of products\n",
-    "columns_to_check = ['AMOUNT_RUB_CLO_PRC','CNT_TRAN_AUT_TENDENCY1M','SUM_TRAN_AUT_TENDENCY1M','AMOUNT_RUB_SUP_PRC','SUM_TRAN_AUT_TENDENCY3M','CNT_TRAN_AUT_TENDENCY3M','CNT_TRAN_MED_TENDENCY1M','AMOUNT_RUB_NAS_PRC','TRANS_COUNT_SUP_PRC','CNT_TRAN_CLO_TENDENCY1M','SUM_TRAN_MED_TENDENCY1M','TRANS_COUNT_NAS_PRC','SUM_TRAN_CLO_TENDENCY1M','APP_POSITION_TYPE','TRANS_COUNT_ATM_PRC','AMOUNT_RUB_ATM_PRC','CNT_TRAN_MED_TENDENCY3M','SUM_TRAN_MED_TENDENCY3M','SUM_TRAN_CLO_TENDENCY3M','LDEAL_TENOR_MAX','LDEAL_YQZ_CHRG','DEAL_YQZ_IR_MAX','LDEAL_YQZ_COM','DEAL_YQZ_IR_MIN','CNT_TRAN_CLO_TENDENCY3M','LDEAL_TENOR_MIN','LDEAL_AMT_MONTH','CNT_TRAN_SUP_TENDENCY3M','SUM_TRAN_SUP_TENDENCY3M','CNT_TRAN_ATM_TENDENCY3M','CNT_TRAN_ATM_TENDENCY1M','SUM_TRAN_ATM_TENDENCY3M','DEAL_GRACE_DAYS_ACC_S1X1','AVG_PCT_MONTH_TO_PCLOSE','DEAL_YWZ_IR_MIN','SUM_TRAN_SUP_TENDENCY1M','DEAL_YWZ_IR_MAX','SUM_TRAN_ATM_TENDENCY1M','CNT_TRAN_SUP_TENDENCY1M','DEAL_GRACE_DAYS_ACC_AVG','LDEAL_YQZ_PC','DEAL_GRACE_DAYS_ACC_MAX','LDEAL_DELINQ_PER_MAXYQZ','CLNT_SALARY_VALUE','TRANS_AMOUNT_TENDENCY3M','MED_DEBT_PRC_YQZ','TRANS_CNT_TENDENCY3M','LDEAL_USED_AMT_AVG_YQZ','LDEAL_USED_AMT_AVG_YWZ','AVG_PCT_DEBT_TO_DEAL_AMT','LDEAL_ACT_DAYS_ACC_PCT_AVG','MED_DEBT_PRC_YWZ','LDEAL_ACT_DAYS_PCT_TR3','LDEAL_ACT_DAYS_PCT_AAVG','LDEAL_DELINQ_PER_MAXYWZ','LDEAL_ACT_DAYS_PCT_TR','LDEAL_ACT_DAYS_PCT_TR4','LDEAL_ACT_DAYS_PCT_CURR','TARGET']\n",
-    "non_numeric_columns = df[columns_to_check].select_dtypes(exclude=[np.number]).columns\n",
-    "print(\"Non-numeric columns:\", non_numeric_columns)\n",
-    "label_encoders = {}\n",
-    "for column in non_numeric_columns:\n",
-    "    le = LabelEncoder()\n",
-    "    df[column] = le.fit_transform(df[column].astype(str))\n",
-    "    label_encoders[column] = le\n"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 26,
-   "id": "9e202315",
-   "metadata": {
-    "scrolled": true
-   },
-   "outputs": [
-    {
-     "data": {
-      "text/html": [
-       "<div>\n",
-       "<style scoped>\n",
-       "    .dataframe tbody tr th:only-of-type {\n",
-       "        vertical-align: middle;\n",
-       "    }\n",
-       "\n",
-       "    .dataframe tbody tr th {\n",
-       "        vertical-align: top;\n",
-       "    }\n",
-       "\n",
-       "    .dataframe thead th {\n",
-       "        text-align: right;\n",
-       "    }\n",
-       "</style>\n",
-       "<table border=\"1\" class=\"dataframe\">\n",
-       "  <thead>\n",
-       "    <tr style=\"text-align: right;\">\n",
-       "      <th></th>\n",
-       "      <th>AMOUNT_RUB_CLO_PRC</th>\n",
-       "      <th>CNT_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <th>SUM_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <th>AMOUNT_RUB_SUP_PRC</th>\n",
-       "      <th>SUM_TRAN_AUT_TENDENCY3M</th>\n",
-       "      <th>CNT_TRAN_AUT_TENDENCY3M</th>\n",
-       "      <th>CNT_TRAN_MED_TENDENCY1M</th>\n",
-       "      <th>AMOUNT_RUB_NAS_PRC</th>\n",
-       "      <th>TRANS_COUNT_SUP_PRC</th>\n",
-       "      <th>CNT_TRAN_CLO_TENDENCY1M</th>\n",
-       "      <th>...</th>\n",
-       "      <th>AVG_PCT_DEBT_TO_DEAL_AMT</th>\n",
-       "      <th>LDEAL_ACT_DAYS_ACC_PCT_AVG</th>\n",
-       "      <th>MED_DEBT_PRC_YWZ</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR3</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_AAVG</th>\n",
-       "      <th>LDEAL_DELINQ_PER_MAXYWZ</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR4</th>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_CURR</th>\n",
-       "      <th>TARGET</th>\n",
-       "    </tr>\n",
-       "  </thead>\n",
-       "  <tbody>\n",
-       "    <tr>\n",
-       "      <th>AMOUNT_RUB_CLO_PRC</th>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.049475</td>\n",
-       "      <td>0.046674</td>\n",
-       "      <td>0.011841</td>\n",
-       "      <td>0.039290</td>\n",
-       "      <td>0.042483</td>\n",
-       "      <td>0.023695</td>\n",
-       "      <td>-0.006358</td>\n",
-       "      <td>-0.077084</td>\n",
-       "      <td>-0.079970</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.001312</td>\n",
-       "      <td>-0.001481</td>\n",
-       "      <td>-0.005629</td>\n",
-       "      <td>-0.006224</td>\n",
-       "      <td>-0.004634</td>\n",
-       "      <td>0.000581</td>\n",
-       "      <td>-0.002975</td>\n",
-       "      <td>-0.002975</td>\n",
-       "      <td>-0.002975</td>\n",
-       "      <td>-0.001319</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <td>0.049475</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.928355</td>\n",
-       "      <td>-0.034665</td>\n",
-       "      <td>0.505210</td>\n",
-       "      <td>0.550901</td>\n",
-       "      <td>0.200437</td>\n",
-       "      <td>-0.000126</td>\n",
-       "      <td>-0.047460</td>\n",
-       "      <td>0.155910</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.002498</td>\n",
-       "      <td>0.014050</td>\n",
-       "      <td>0.006590</td>\n",
-       "      <td>0.006580</td>\n",
-       "      <td>0.011894</td>\n",
-       "      <td>0.011540</td>\n",
-       "      <td>0.005266</td>\n",
-       "      <td>0.005266</td>\n",
-       "      <td>0.005266</td>\n",
-       "      <td>0.029565</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_AUT_TENDENCY1M</th>\n",
-       "      <td>0.046674</td>\n",
-       "      <td>0.928355</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>-0.033317</td>\n",
-       "      <td>0.531748</td>\n",
-       "      <td>0.509764</td>\n",
-       "      <td>0.187698</td>\n",
-       "      <td>0.000077</td>\n",
-       "      <td>-0.045323</td>\n",
-       "      <td>0.146325</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.002553</td>\n",
-       "      <td>0.012626</td>\n",
-       "      <td>0.005446</td>\n",
-       "      <td>0.005313</td>\n",
-       "      <td>0.011026</td>\n",
-       "      <td>0.010467</td>\n",
-       "      <td>0.004533</td>\n",
-       "      <td>0.004533</td>\n",
-       "      <td>0.004533</td>\n",
-       "      <td>0.027457</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>AMOUNT_RUB_SUP_PRC</th>\n",
-       "      <td>0.011841</td>\n",
-       "      <td>-0.034665</td>\n",
-       "      <td>-0.033317</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>-0.032999</td>\n",
-       "      <td>-0.034831</td>\n",
-       "      <td>-0.055277</td>\n",
-       "      <td>-0.000214</td>\n",
-       "      <td>0.718376</td>\n",
-       "      <td>-0.034542</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.000390</td>\n",
-       "      <td>-0.002562</td>\n",
-       "      <td>0.001128</td>\n",
-       "      <td>-0.004957</td>\n",
-       "      <td>-0.004698</td>\n",
-       "      <td>0.000409</td>\n",
-       "      <td>-0.006974</td>\n",
-       "      <td>-0.006974</td>\n",
-       "      <td>-0.006974</td>\n",
-       "      <td>-0.024558</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_AUT_TENDENCY3M</th>\n",
-       "      <td>0.039290</td>\n",
-       "      <td>0.505210</td>\n",
-       "      <td>0.531748</td>\n",
-       "      <td>-0.032999</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.914650</td>\n",
-       "      <td>0.138073</td>\n",
-       "      <td>-0.000498</td>\n",
-       "      <td>-0.043225</td>\n",
-       "      <td>0.108307</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.002052</td>\n",
-       "      <td>0.011933</td>\n",
-       "      <td>0.006868</td>\n",
-       "      <td>0.007169</td>\n",
-       "      <td>0.009958</td>\n",
-       "      <td>0.010049</td>\n",
-       "      <td>0.007716</td>\n",
-       "      <td>0.007716</td>\n",
-       "      <td>0.007716</td>\n",
-       "      <td>0.020648</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_AUT_TENDENCY3M</th>\n",
-       "      <td>0.042483</td>\n",
-       "      <td>0.550901</td>\n",
-       "      <td>0.509764</td>\n",
-       "      <td>-0.034831</td>\n",
-       "      <td>0.914650</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.149022</td>\n",
-       "      <td>-0.001554</td>\n",
-       "      <td>-0.045432</td>\n",
-       "      <td>0.117697</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.001949</td>\n",
-       "      <td>0.013958</td>\n",
-       "      <td>0.008260</td>\n",
-       "      <td>0.009302</td>\n",
-       "      <td>0.011354</td>\n",
-       "      <td>0.010644</td>\n",
-       "      <td>0.009134</td>\n",
-       "      <td>0.009134</td>\n",
-       "      <td>0.009134</td>\n",
-       "      <td>0.022869</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_MED_TENDENCY1M</th>\n",
-       "      <td>0.023695</td>\n",
-       "      <td>0.200437</td>\n",
-       "      <td>0.187698</td>\n",
-       "      <td>-0.055277</td>\n",
-       "      <td>0.138073</td>\n",
-       "      <td>0.149022</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.000959</td>\n",
-       "      <td>-0.064599</td>\n",
-       "      <td>0.221546</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.000454</td>\n",
-       "      <td>0.015515</td>\n",
-       "      <td>0.008542</td>\n",
-       "      <td>0.009018</td>\n",
-       "      <td>0.010137</td>\n",
-       "      <td>0.008997</td>\n",
-       "      <td>0.006894</td>\n",
-       "      <td>0.006894</td>\n",
-       "      <td>0.006894</td>\n",
-       "      <td>0.032242</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>AMOUNT_RUB_NAS_PRC</th>\n",
-       "      <td>-0.006358</td>\n",
-       "      <td>-0.000126</td>\n",
-       "      <td>0.000077</td>\n",
-       "      <td>-0.000214</td>\n",
-       "      <td>-0.000498</td>\n",
-       "      <td>-0.001554</td>\n",
-       "      <td>0.000959</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>-0.050642</td>\n",
-       "      <td>0.003803</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.002100</td>\n",
-       "      <td>-0.005959</td>\n",
-       "      <td>-0.004743</td>\n",
-       "      <td>-0.005884</td>\n",
-       "      <td>-0.005268</td>\n",
-       "      <td>0.001456</td>\n",
-       "      <td>-0.005776</td>\n",
-       "      <td>-0.005776</td>\n",
-       "      <td>-0.005776</td>\n",
-       "      <td>-0.011020</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>TRANS_COUNT_SUP_PRC</th>\n",
-       "      <td>-0.077084</td>\n",
-       "      <td>-0.047460</td>\n",
-       "      <td>-0.045323</td>\n",
-       "      <td>0.718376</td>\n",
-       "      <td>-0.043225</td>\n",
-       "      <td>-0.045432</td>\n",
-       "      <td>-0.064599</td>\n",
-       "      <td>-0.050642</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>-0.035499</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.001007</td>\n",
-       "      <td>0.001553</td>\n",
-       "      <td>0.007040</td>\n",
-       "      <td>0.003319</td>\n",
-       "      <td>-0.002855</td>\n",
-       "      <td>-0.002627</td>\n",
-       "      <td>-0.000654</td>\n",
-       "      <td>-0.000654</td>\n",
-       "      <td>-0.000654</td>\n",
-       "      <td>-0.020416</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_CLO_TENDENCY1M</th>\n",
-       "      <td>-0.079970</td>\n",
-       "      <td>0.155910</td>\n",
-       "      <td>0.146325</td>\n",
-       "      <td>-0.034542</td>\n",
-       "      <td>0.108307</td>\n",
-       "      <td>0.117697</td>\n",
-       "      <td>0.221546</td>\n",
-       "      <td>0.003803</td>\n",
-       "      <td>-0.035499</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.001233</td>\n",
-       "      <td>0.014736</td>\n",
-       "      <td>0.009818</td>\n",
-       "      <td>0.011948</td>\n",
-       "      <td>0.012310</td>\n",
-       "      <td>0.007219</td>\n",
-       "      <td>0.008659</td>\n",
-       "      <td>0.008659</td>\n",
-       "      <td>0.008659</td>\n",
-       "      <td>0.030361</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_MED_TENDENCY1M</th>\n",
-       "      <td>0.021117</td>\n",
-       "      <td>0.178559</td>\n",
-       "      <td>0.168158</td>\n",
-       "      <td>-0.049953</td>\n",
-       "      <td>0.121726</td>\n",
-       "      <td>0.130019</td>\n",
-       "      <td>0.895846</td>\n",
-       "      <td>0.000685</td>\n",
-       "      <td>-0.058488</td>\n",
-       "      <td>0.200163</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.000397</td>\n",
-       "      <td>0.013651</td>\n",
-       "      <td>0.007777</td>\n",
-       "      <td>0.008654</td>\n",
-       "      <td>0.009376</td>\n",
-       "      <td>0.008178</td>\n",
-       "      <td>0.006514</td>\n",
-       "      <td>0.006514</td>\n",
-       "      <td>0.006514</td>\n",
-       "      <td>0.028469</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>TRANS_COUNT_NAS_PRC</th>\n",
-       "      <td>-0.013194</td>\n",
-       "      <td>0.007689</td>\n",
-       "      <td>0.007680</td>\n",
-       "      <td>-0.043743</td>\n",
-       "      <td>0.004765</td>\n",
-       "      <td>0.004565</td>\n",
-       "      <td>0.014810</td>\n",
-       "      <td>0.725117</td>\n",
-       "      <td>-0.116350</td>\n",
-       "      <td>0.015730</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.001740</td>\n",
-       "      <td>-0.008373</td>\n",
-       "      <td>-0.008053</td>\n",
-       "      <td>-0.008635</td>\n",
-       "      <td>-0.005304</td>\n",
-       "      <td>-0.002327</td>\n",
-       "      <td>-0.008357</td>\n",
-       "      <td>-0.008357</td>\n",
-       "      <td>-0.008357</td>\n",
-       "      <td>-0.009448</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_CLO_TENDENCY1M</th>\n",
-       "      <td>-0.080035</td>\n",
-       "      <td>0.142559</td>\n",
-       "      <td>0.134500</td>\n",
-       "      <td>-0.030490</td>\n",
-       "      <td>0.098074</td>\n",
-       "      <td>0.106737</td>\n",
-       "      <td>0.199294</td>\n",
-       "      <td>0.004282</td>\n",
-       "      <td>-0.031965</td>\n",
-       "      <td>0.914132</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.000873</td>\n",
-       "      <td>0.013258</td>\n",
-       "      <td>0.009214</td>\n",
-       "      <td>0.011576</td>\n",
-       "      <td>0.011436</td>\n",
-       "      <td>0.005790</td>\n",
-       "      <td>0.007632</td>\n",
-       "      <td>0.007632</td>\n",
-       "      <td>0.007632</td>\n",
-       "      <td>0.026957</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>APP_POSITION_TYPE</th>\n",
-       "      <td>0.038854</td>\n",
-       "      <td>0.013497</td>\n",
-       "      <td>0.011931</td>\n",
-       "      <td>0.009508</td>\n",
-       "      <td>0.015253</td>\n",
-       "      <td>0.017682</td>\n",
-       "      <td>0.003502</td>\n",
-       "      <td>0.002417</td>\n",
-       "      <td>-0.012683</td>\n",
-       "      <td>0.002217</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.014368</td>\n",
-       "      <td>-0.033142</td>\n",
-       "      <td>-0.028042</td>\n",
-       "      <td>-0.015945</td>\n",
-       "      <td>-0.082999</td>\n",
-       "      <td>-0.048715</td>\n",
-       "      <td>0.009324</td>\n",
-       "      <td>0.009324</td>\n",
-       "      <td>0.009324</td>\n",
-       "      <td>-0.018842</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>TRANS_COUNT_ATM_PRC</th>\n",
-       "      <td>-0.108819</td>\n",
-       "      <td>0.065079</td>\n",
-       "      <td>0.061365</td>\n",
-       "      <td>-0.433155</td>\n",
-       "      <td>0.057159</td>\n",
-       "      <td>0.062047</td>\n",
-       "      <td>0.060934</td>\n",
-       "      <td>-0.196057</td>\n",
-       "      <td>-0.518803</td>\n",
-       "      <td>0.058749</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.002025</td>\n",
-       "      <td>0.019874</td>\n",
-       "      <td>0.012922</td>\n",
-       "      <td>0.016330</td>\n",
-       "      <td>0.032216</td>\n",
-       "      <td>0.014340</td>\n",
-       "      <td>0.013829</td>\n",
-       "      <td>0.013829</td>\n",
-       "      <td>0.013829</td>\n",
-       "      <td>0.093872</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>AMOUNT_RUB_ATM_PRC</th>\n",
-       "      <td>-0.282870</td>\n",
-       "      <td>0.043071</td>\n",
-       "      <td>0.041007</td>\n",
-       "      <td>-0.488829</td>\n",
-       "      <td>0.037986</td>\n",
-       "      <td>0.041838</td>\n",
-       "      <td>0.060422</td>\n",
-       "      <td>-0.254324</td>\n",
-       "      <td>-0.321124</td>\n",
-       "      <td>0.063246</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.001134</td>\n",
-       "      <td>0.017342</td>\n",
-       "      <td>0.010179</td>\n",
-       "      <td>0.017093</td>\n",
-       "      <td>0.028235</td>\n",
-       "      <td>0.009057</td>\n",
-       "      <td>0.012491</td>\n",
-       "      <td>0.012491</td>\n",
-       "      <td>0.012491</td>\n",
-       "      <td>0.077213</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_MED_TENDENCY3M</th>\n",
-       "      <td>0.026959</td>\n",
-       "      <td>0.158263</td>\n",
-       "      <td>0.147939</td>\n",
-       "      <td>-0.054831</td>\n",
-       "      <td>0.209690</td>\n",
-       "      <td>0.226816</td>\n",
-       "      <td>0.500273</td>\n",
-       "      <td>-0.001192</td>\n",
-       "      <td>-0.065731</td>\n",
-       "      <td>0.164174</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.001664</td>\n",
-       "      <td>0.015252</td>\n",
-       "      <td>0.009774</td>\n",
-       "      <td>0.009928</td>\n",
-       "      <td>0.011584</td>\n",
-       "      <td>0.010210</td>\n",
-       "      <td>0.008735</td>\n",
-       "      <td>0.008735</td>\n",
-       "      <td>0.008735</td>\n",
-       "      <td>0.027036</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_MED_TENDENCY3M</th>\n",
-       "      <td>0.023871</td>\n",
-       "      <td>0.140001</td>\n",
-       "      <td>0.131643</td>\n",
-       "      <td>-0.048879</td>\n",
-       "      <td>0.185143</td>\n",
-       "      <td>0.197801</td>\n",
-       "      <td>0.441779</td>\n",
-       "      <td>-0.000188</td>\n",
-       "      <td>-0.058679</td>\n",
-       "      <td>0.146871</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.001953</td>\n",
-       "      <td>0.012788</td>\n",
-       "      <td>0.009158</td>\n",
-       "      <td>0.009180</td>\n",
-       "      <td>0.010148</td>\n",
-       "      <td>0.009294</td>\n",
-       "      <td>0.007369</td>\n",
-       "      <td>0.007369</td>\n",
-       "      <td>0.007369</td>\n",
-       "      <td>0.024238</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_CLO_TENDENCY3M</th>\n",
-       "      <td>-0.071877</td>\n",
-       "      <td>0.122170</td>\n",
-       "      <td>0.116668</td>\n",
-       "      <td>-0.030671</td>\n",
-       "      <td>0.155204</td>\n",
-       "      <td>0.164971</td>\n",
-       "      <td>0.160696</td>\n",
-       "      <td>0.004098</td>\n",
-       "      <td>-0.031591</td>\n",
-       "      <td>0.457337</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.001344</td>\n",
-       "      <td>0.013764</td>\n",
-       "      <td>0.011607</td>\n",
-       "      <td>0.011013</td>\n",
-       "      <td>0.011670</td>\n",
-       "      <td>0.008888</td>\n",
-       "      <td>0.009180</td>\n",
-       "      <td>0.009180</td>\n",
-       "      <td>0.009180</td>\n",
-       "      <td>0.023270</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_TENOR_MAX</th>\n",
-       "      <td>0.002975</td>\n",
-       "      <td>-0.001951</td>\n",
-       "      <td>-0.000963</td>\n",
-       "      <td>-0.002509</td>\n",
-       "      <td>-0.004489</td>\n",
-       "      <td>-0.004008</td>\n",
-       "      <td>-0.003125</td>\n",
-       "      <td>0.004006</td>\n",
-       "      <td>-0.006514</td>\n",
-       "      <td>-0.002510</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.015053</td>\n",
-       "      <td>0.015419</td>\n",
-       "      <td>0.012950</td>\n",
-       "      <td>0.040610</td>\n",
-       "      <td>0.089438</td>\n",
-       "      <td>0.029840</td>\n",
-       "      <td>0.002214</td>\n",
-       "      <td>0.002214</td>\n",
-       "      <td>0.002214</td>\n",
-       "      <td>0.014318</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_YQZ_CHRG</th>\n",
-       "      <td>0.000274</td>\n",
-       "      <td>0.002402</td>\n",
-       "      <td>0.002152</td>\n",
-       "      <td>-0.001413</td>\n",
-       "      <td>0.001736</td>\n",
-       "      <td>0.001890</td>\n",
-       "      <td>0.001511</td>\n",
-       "      <td>-0.002211</td>\n",
-       "      <td>-0.000782</td>\n",
-       "      <td>0.001022</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.061453</td>\n",
-       "      <td>-0.009704</td>\n",
-       "      <td>-0.006706</td>\n",
-       "      <td>-0.029382</td>\n",
-       "      <td>-0.069493</td>\n",
-       "      <td>-0.009721</td>\n",
-       "      <td>-0.002931</td>\n",
-       "      <td>-0.002931</td>\n",
-       "      <td>-0.002931</td>\n",
-       "      <td>-0.004033</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>DEAL_YQZ_IR_MAX</th>\n",
-       "      <td>-0.003095</td>\n",
-       "      <td>0.002576</td>\n",
-       "      <td>0.001660</td>\n",
-       "      <td>-0.000917</td>\n",
-       "      <td>0.004094</td>\n",
-       "      <td>0.005240</td>\n",
-       "      <td>0.002546</td>\n",
-       "      <td>-0.001970</td>\n",
-       "      <td>0.000731</td>\n",
-       "      <td>0.003237</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.003961</td>\n",
-       "      <td>-0.001476</td>\n",
-       "      <td>-0.006007</td>\n",
-       "      <td>0.006297</td>\n",
-       "      <td>0.026875</td>\n",
-       "      <td>-0.020053</td>\n",
-       "      <td>0.004655</td>\n",
-       "      <td>0.004655</td>\n",
-       "      <td>0.004655</td>\n",
-       "      <td>0.003706</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_YQZ_COM</th>\n",
-       "      <td>0.001453</td>\n",
-       "      <td>0.003939</td>\n",
-       "      <td>0.003101</td>\n",
-       "      <td>0.001962</td>\n",
-       "      <td>0.002037</td>\n",
-       "      <td>0.002227</td>\n",
-       "      <td>0.002265</td>\n",
-       "      <td>-0.001304</td>\n",
-       "      <td>-0.000205</td>\n",
-       "      <td>0.000153</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.129920</td>\n",
-       "      <td>-0.015589</td>\n",
-       "      <td>-0.017030</td>\n",
-       "      <td>-0.007712</td>\n",
-       "      <td>0.006229</td>\n",
-       "      <td>-0.041947</td>\n",
-       "      <td>-0.000177</td>\n",
-       "      <td>-0.000177</td>\n",
-       "      <td>-0.000177</td>\n",
-       "      <td>-0.002327</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>DEAL_YQZ_IR_MIN</th>\n",
-       "      <td>-0.003396</td>\n",
-       "      <td>0.002821</td>\n",
-       "      <td>0.001919</td>\n",
-       "      <td>0.000258</td>\n",
-       "      <td>0.004547</td>\n",
-       "      <td>0.005524</td>\n",
-       "      <td>0.003638</td>\n",
-       "      <td>-0.001250</td>\n",
-       "      <td>0.002049</td>\n",
-       "      <td>0.004496</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.024847</td>\n",
-       "      <td>-0.003654</td>\n",
-       "      <td>-0.009037</td>\n",
-       "      <td>0.000966</td>\n",
-       "      <td>0.020671</td>\n",
-       "      <td>-0.029846</td>\n",
-       "      <td>0.005552</td>\n",
-       "      <td>0.005552</td>\n",
-       "      <td>0.005552</td>\n",
-       "      <td>0.004550</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_CLO_TENDENCY3M</th>\n",
-       "      <td>-0.068111</td>\n",
-       "      <td>0.133688</td>\n",
-       "      <td>0.126785</td>\n",
-       "      <td>-0.035534</td>\n",
-       "      <td>0.170803</td>\n",
-       "      <td>0.182874</td>\n",
-       "      <td>0.179397</td>\n",
-       "      <td>0.003041</td>\n",
-       "      <td>-0.036132</td>\n",
-       "      <td>0.506409</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.001111</td>\n",
-       "      <td>0.014811</td>\n",
-       "      <td>0.011798</td>\n",
-       "      <td>0.011033</td>\n",
-       "      <td>0.012556</td>\n",
-       "      <td>0.009939</td>\n",
-       "      <td>0.009947</td>\n",
-       "      <td>0.009947</td>\n",
-       "      <td>0.009947</td>\n",
-       "      <td>0.026280</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_TENOR_MIN</th>\n",
-       "      <td>0.001166</td>\n",
-       "      <td>-0.003053</td>\n",
-       "      <td>-0.002544</td>\n",
-       "      <td>-0.000406</td>\n",
-       "      <td>-0.004243</td>\n",
-       "      <td>-0.003982</td>\n",
-       "      <td>-0.002198</td>\n",
-       "      <td>0.002625</td>\n",
-       "      <td>-0.004116</td>\n",
-       "      <td>0.000074</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.057270</td>\n",
-       "      <td>0.007747</td>\n",
-       "      <td>0.008566</td>\n",
-       "      <td>0.033368</td>\n",
-       "      <td>0.018924</td>\n",
-       "      <td>0.028445</td>\n",
-       "      <td>0.001172</td>\n",
-       "      <td>0.001172</td>\n",
-       "      <td>0.001172</td>\n",
-       "      <td>0.004597</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_AMT_MONTH</th>\n",
-       "      <td>0.000297</td>\n",
-       "      <td>0.000274</td>\n",
-       "      <td>0.000809</td>\n",
-       "      <td>-0.002679</td>\n",
-       "      <td>0.003523</td>\n",
-       "      <td>0.003467</td>\n",
-       "      <td>-0.001352</td>\n",
-       "      <td>-0.000752</td>\n",
-       "      <td>-0.004200</td>\n",
-       "      <td>-0.003256</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.487743</td>\n",
-       "      <td>-0.003221</td>\n",
-       "      <td>0.022862</td>\n",
-       "      <td>0.032246</td>\n",
-       "      <td>0.062161</td>\n",
-       "      <td>0.061758</td>\n",
-       "      <td>0.004066</td>\n",
-       "      <td>0.004066</td>\n",
-       "      <td>0.004066</td>\n",
-       "      <td>-0.005344</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_SUP_TENDENCY3M</th>\n",
-       "      <td>0.056870</td>\n",
-       "      <td>0.225273</td>\n",
-       "      <td>0.209914</td>\n",
-       "      <td>-0.057192</td>\n",
-       "      <td>0.329105</td>\n",
-       "      <td>0.356489</td>\n",
-       "      <td>0.205819</td>\n",
-       "      <td>-0.003684</td>\n",
-       "      <td>-0.084172</td>\n",
-       "      <td>0.183961</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.000881</td>\n",
-       "      <td>0.020880</td>\n",
-       "      <td>0.015144</td>\n",
-       "      <td>0.015668</td>\n",
-       "      <td>0.019002</td>\n",
-       "      <td>0.017468</td>\n",
-       "      <td>0.014452</td>\n",
-       "      <td>0.014452</td>\n",
-       "      <td>0.014452</td>\n",
-       "      <td>0.035731</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_SUP_TENDENCY3M</th>\n",
-       "      <td>0.053825</td>\n",
-       "      <td>0.214342</td>\n",
-       "      <td>0.201377</td>\n",
-       "      <td>-0.056431</td>\n",
-       "      <td>0.308780</td>\n",
-       "      <td>0.330565</td>\n",
-       "      <td>0.193269</td>\n",
-       "      <td>-0.003462</td>\n",
-       "      <td>-0.080452</td>\n",
-       "      <td>0.177145</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.001528</td>\n",
-       "      <td>0.021458</td>\n",
-       "      <td>0.014548</td>\n",
-       "      <td>0.014699</td>\n",
-       "      <td>0.017824</td>\n",
-       "      <td>0.016581</td>\n",
-       "      <td>0.013233</td>\n",
-       "      <td>0.013233</td>\n",
-       "      <td>0.013233</td>\n",
-       "      <td>0.032965</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_ATM_TENDENCY3M</th>\n",
-       "      <td>0.077276</td>\n",
-       "      <td>0.144302</td>\n",
-       "      <td>0.134674</td>\n",
-       "      <td>0.006315</td>\n",
-       "      <td>0.193372</td>\n",
-       "      <td>0.206763</td>\n",
-       "      <td>0.117993</td>\n",
-       "      <td>0.010063</td>\n",
-       "      <td>-0.047595</td>\n",
-       "      <td>0.104679</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.001681</td>\n",
-       "      <td>0.027245</td>\n",
-       "      <td>0.023861</td>\n",
-       "      <td>0.015581</td>\n",
-       "      <td>0.020644</td>\n",
-       "      <td>0.020823</td>\n",
-       "      <td>0.013830</td>\n",
-       "      <td>0.013830</td>\n",
-       "      <td>0.013830</td>\n",
-       "      <td>0.045657</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_ATM_TENDENCY1M</th>\n",
-       "      <td>0.095774</td>\n",
-       "      <td>0.180429</td>\n",
-       "      <td>0.169913</td>\n",
-       "      <td>0.005627</td>\n",
-       "      <td>0.122966</td>\n",
-       "      <td>0.131426</td>\n",
-       "      <td>0.139936</td>\n",
-       "      <td>0.013281</td>\n",
-       "      <td>-0.064174</td>\n",
-       "      <td>0.125310</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.002021</td>\n",
-       "      <td>0.023041</td>\n",
-       "      <td>0.016853</td>\n",
-       "      <td>0.010578</td>\n",
-       "      <td>0.021786</td>\n",
-       "      <td>0.022147</td>\n",
-       "      <td>0.007047</td>\n",
-       "      <td>0.007047</td>\n",
-       "      <td>0.007047</td>\n",
-       "      <td>0.071619</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_ATM_TENDENCY3M</th>\n",
-       "      <td>0.072234</td>\n",
-       "      <td>0.129454</td>\n",
-       "      <td>0.122016</td>\n",
-       "      <td>0.002717</td>\n",
-       "      <td>0.166408</td>\n",
-       "      <td>0.174945</td>\n",
-       "      <td>0.102765</td>\n",
-       "      <td>0.008648</td>\n",
-       "      <td>-0.048163</td>\n",
-       "      <td>0.093932</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.001314</td>\n",
-       "      <td>0.026214</td>\n",
-       "      <td>0.021472</td>\n",
-       "      <td>0.014523</td>\n",
-       "      <td>0.019853</td>\n",
-       "      <td>0.019545</td>\n",
-       "      <td>0.012421</td>\n",
-       "      <td>0.012421</td>\n",
-       "      <td>0.012421</td>\n",
-       "      <td>0.045768</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>DEAL_GRACE_DAYS_ACC_S1X1</th>\n",
-       "      <td>0.005087</td>\n",
-       "      <td>-0.001202</td>\n",
-       "      <td>-0.001648</td>\n",
-       "      <td>0.012103</td>\n",
-       "      <td>-0.009460</td>\n",
-       "      <td>-0.007931</td>\n",
-       "      <td>-0.004312</td>\n",
-       "      <td>0.000949</td>\n",
-       "      <td>0.010981</td>\n",
-       "      <td>-0.006359</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.027826</td>\n",
-       "      <td>0.235692</td>\n",
-       "      <td>0.221167</td>\n",
-       "      <td>0.048546</td>\n",
-       "      <td>0.033694</td>\n",
-       "      <td>0.105831</td>\n",
-       "      <td>0.004726</td>\n",
-       "      <td>0.004726</td>\n",
-       "      <td>0.004726</td>\n",
-       "      <td>-0.001347</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>AVG_PCT_MONTH_TO_PCLOSE</th>\n",
-       "      <td>0.001547</td>\n",
-       "      <td>0.001200</td>\n",
-       "      <td>0.001922</td>\n",
-       "      <td>0.000743</td>\n",
-       "      <td>0.001709</td>\n",
-       "      <td>0.002523</td>\n",
-       "      <td>0.000825</td>\n",
-       "      <td>0.001236</td>\n",
-       "      <td>-0.002415</td>\n",
-       "      <td>-0.003471</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.124985</td>\n",
-       "      <td>0.034785</td>\n",
-       "      <td>0.033479</td>\n",
-       "      <td>0.023224</td>\n",
-       "      <td>0.043965</td>\n",
-       "      <td>0.084609</td>\n",
-       "      <td>0.003110</td>\n",
-       "      <td>0.003110</td>\n",
-       "      <td>0.003110</td>\n",
-       "      <td>0.000501</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>DEAL_YWZ_IR_MIN</th>\n",
-       "      <td>-0.003077</td>\n",
-       "      <td>0.002127</td>\n",
-       "      <td>0.002931</td>\n",
-       "      <td>-0.003613</td>\n",
-       "      <td>-0.000851</td>\n",
-       "      <td>-0.001060</td>\n",
-       "      <td>-0.001824</td>\n",
-       "      <td>0.006273</td>\n",
-       "      <td>-0.001535</td>\n",
-       "      <td>0.000996</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.019771</td>\n",
-       "      <td>-0.199341</td>\n",
-       "      <td>-0.276461</td>\n",
-       "      <td>-0.196136</td>\n",
-       "      <td>-0.121922</td>\n",
-       "      <td>-0.109328</td>\n",
-       "      <td>-0.149111</td>\n",
-       "      <td>-0.149111</td>\n",
-       "      <td>-0.149111</td>\n",
-       "      <td>-0.007858</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_SUP_TENDENCY1M</th>\n",
-       "      <td>0.069239</td>\n",
-       "      <td>0.311558</td>\n",
-       "      <td>0.294231</td>\n",
-       "      <td>-0.066069</td>\n",
-       "      <td>0.213117</td>\n",
-       "      <td>0.228654</td>\n",
-       "      <td>0.286360</td>\n",
-       "      <td>-0.001171</td>\n",
-       "      <td>-0.105173</td>\n",
-       "      <td>0.262752</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.000437</td>\n",
-       "      <td>0.017775</td>\n",
-       "      <td>0.008558</td>\n",
-       "      <td>0.009272</td>\n",
-       "      <td>0.016739</td>\n",
-       "      <td>0.016701</td>\n",
-       "      <td>0.007181</td>\n",
-       "      <td>0.007181</td>\n",
-       "      <td>0.007181</td>\n",
-       "      <td>0.041617</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>DEAL_YWZ_IR_MAX</th>\n",
-       "      <td>-0.002768</td>\n",
-       "      <td>-0.004813</td>\n",
-       "      <td>-0.003886</td>\n",
-       "      <td>-0.000954</td>\n",
-       "      <td>-0.009027</td>\n",
-       "      <td>-0.010012</td>\n",
-       "      <td>-0.008558</td>\n",
-       "      <td>0.005795</td>\n",
-       "      <td>-0.001168</td>\n",
-       "      <td>-0.007267</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.012026</td>\n",
-       "      <td>-0.212901</td>\n",
-       "      <td>-0.279412</td>\n",
-       "      <td>-0.249282</td>\n",
-       "      <td>-0.154790</td>\n",
-       "      <td>-0.044269</td>\n",
-       "      <td>-0.192050</td>\n",
-       "      <td>-0.192050</td>\n",
-       "      <td>-0.192050</td>\n",
-       "      <td>-0.018765</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>SUM_TRAN_ATM_TENDENCY1M</th>\n",
-       "      <td>0.088355</td>\n",
-       "      <td>0.157297</td>\n",
-       "      <td>0.149177</td>\n",
-       "      <td>0.003691</td>\n",
-       "      <td>0.106602</td>\n",
-       "      <td>0.113216</td>\n",
-       "      <td>0.117849</td>\n",
-       "      <td>0.012225</td>\n",
-       "      <td>-0.061467</td>\n",
-       "      <td>0.109443</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.001705</td>\n",
-       "      <td>0.020409</td>\n",
-       "      <td>0.014472</td>\n",
-       "      <td>0.009698</td>\n",
-       "      <td>0.019856</td>\n",
-       "      <td>0.019244</td>\n",
-       "      <td>0.006403</td>\n",
-       "      <td>0.006403</td>\n",
-       "      <td>0.006403</td>\n",
-       "      <td>0.071122</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CNT_TRAN_SUP_TENDENCY1M</th>\n",
-       "      <td>0.074136</td>\n",
-       "      <td>0.333943</td>\n",
-       "      <td>0.312566</td>\n",
-       "      <td>-0.067795</td>\n",
-       "      <td>0.228321</td>\n",
-       "      <td>0.247222</td>\n",
-       "      <td>0.310808</td>\n",
-       "      <td>-0.000633</td>\n",
-       "      <td>-0.114255</td>\n",
-       "      <td>0.271020</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.000533</td>\n",
-       "      <td>0.018449</td>\n",
-       "      <td>0.009097</td>\n",
-       "      <td>0.009431</td>\n",
-       "      <td>0.017379</td>\n",
-       "      <td>0.017281</td>\n",
-       "      <td>0.007613</td>\n",
-       "      <td>0.007613</td>\n",
-       "      <td>0.007613</td>\n",
-       "      <td>0.045585</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>DEAL_GRACE_DAYS_ACC_AVG</th>\n",
-       "      <td>0.003483</td>\n",
-       "      <td>-0.001647</td>\n",
-       "      <td>-0.001881</td>\n",
-       "      <td>0.010462</td>\n",
-       "      <td>-0.008722</td>\n",
-       "      <td>-0.007641</td>\n",
-       "      <td>-0.004142</td>\n",
-       "      <td>-0.000817</td>\n",
-       "      <td>0.007802</td>\n",
-       "      <td>-0.005085</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.032793</td>\n",
-       "      <td>0.268090</td>\n",
-       "      <td>0.158976</td>\n",
-       "      <td>0.053730</td>\n",
-       "      <td>0.032647</td>\n",
-       "      <td>0.117522</td>\n",
-       "      <td>0.005386</td>\n",
-       "      <td>0.005386</td>\n",
-       "      <td>0.005386</td>\n",
-       "      <td>-0.004171</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_YQZ_PC</th>\n",
-       "      <td>-0.001038</td>\n",
-       "      <td>-0.001940</td>\n",
-       "      <td>-0.002727</td>\n",
-       "      <td>0.002057</td>\n",
-       "      <td>-0.005337</td>\n",
-       "      <td>-0.004172</td>\n",
-       "      <td>-0.001618</td>\n",
-       "      <td>-0.001075</td>\n",
-       "      <td>0.001834</td>\n",
-       "      <td>-0.001907</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.036799</td>\n",
-       "      <td>0.007499</td>\n",
-       "      <td>0.008992</td>\n",
-       "      <td>-0.004903</td>\n",
-       "      <td>-0.027318</td>\n",
-       "      <td>0.024909</td>\n",
-       "      <td>-0.000059</td>\n",
-       "      <td>-0.000059</td>\n",
-       "      <td>-0.000059</td>\n",
-       "      <td>0.002900</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>DEAL_GRACE_DAYS_ACC_MAX</th>\n",
-       "      <td>0.002070</td>\n",
-       "      <td>-0.002073</td>\n",
-       "      <td>-0.002273</td>\n",
-       "      <td>0.008832</td>\n",
-       "      <td>-0.008495</td>\n",
-       "      <td>-0.007374</td>\n",
-       "      <td>-0.003964</td>\n",
-       "      <td>-0.001090</td>\n",
-       "      <td>0.007171</td>\n",
-       "      <td>-0.004612</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.030436</td>\n",
-       "      <td>0.244303</td>\n",
-       "      <td>0.157672</td>\n",
-       "      <td>0.046827</td>\n",
-       "      <td>0.028452</td>\n",
-       "      <td>0.130019</td>\n",
-       "      <td>0.004927</td>\n",
-       "      <td>0.004927</td>\n",
-       "      <td>0.004927</td>\n",
-       "      <td>-0.004527</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_DELINQ_PER_MAXYQZ</th>\n",
-       "      <td>0.000296</td>\n",
-       "      <td>0.004884</td>\n",
-       "      <td>0.004329</td>\n",
-       "      <td>-0.001117</td>\n",
-       "      <td>0.004750</td>\n",
-       "      <td>0.005237</td>\n",
-       "      <td>0.005515</td>\n",
-       "      <td>-0.001113</td>\n",
-       "      <td>-0.001966</td>\n",
-       "      <td>0.004405</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.368761</td>\n",
-       "      <td>0.072160</td>\n",
-       "      <td>0.095019</td>\n",
-       "      <td>-0.015328</td>\n",
-       "      <td>-0.142866</td>\n",
-       "      <td>0.240150</td>\n",
-       "      <td>0.006532</td>\n",
-       "      <td>0.006532</td>\n",
-       "      <td>0.006532</td>\n",
-       "      <td>-0.016342</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>CLNT_SALARY_VALUE</th>\n",
-       "      <td>-0.002827</td>\n",
-       "      <td>0.001073</td>\n",
-       "      <td>0.002523</td>\n",
-       "      <td>-0.007400</td>\n",
-       "      <td>-0.000758</td>\n",
-       "      <td>-0.001697</td>\n",
-       "      <td>-0.001120</td>\n",
-       "      <td>0.000517</td>\n",
-       "      <td>-0.007857</td>\n",
-       "      <td>0.002187</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.000180</td>\n",
-       "      <td>-0.003074</td>\n",
-       "      <td>-0.003227</td>\n",
-       "      <td>-0.002174</td>\n",
-       "      <td>-0.002098</td>\n",
-       "      <td>-0.000427</td>\n",
-       "      <td>-0.001997</td>\n",
-       "      <td>-0.001997</td>\n",
-       "      <td>-0.001997</td>\n",
-       "      <td>0.000409</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>TRANS_AMOUNT_TENDENCY3M</th>\n",
-       "      <td>0.047176</td>\n",
-       "      <td>0.166220</td>\n",
-       "      <td>0.160170</td>\n",
-       "      <td>-0.024733</td>\n",
-       "      <td>0.237679</td>\n",
-       "      <td>0.242243</td>\n",
-       "      <td>0.136324</td>\n",
-       "      <td>-0.013183</td>\n",
-       "      <td>-0.064570</td>\n",
-       "      <td>0.143793</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.000695</td>\n",
-       "      <td>0.029848</td>\n",
-       "      <td>0.025178</td>\n",
-       "      <td>0.022210</td>\n",
-       "      <td>0.027409</td>\n",
-       "      <td>0.022432</td>\n",
-       "      <td>0.019368</td>\n",
-       "      <td>0.019368</td>\n",
-       "      <td>0.019368</td>\n",
-       "      <td>0.055346</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>MED_DEBT_PRC_YQZ</th>\n",
-       "      <td>0.000248</td>\n",
-       "      <td>0.003509</td>\n",
-       "      <td>0.002935</td>\n",
-       "      <td>0.000039</td>\n",
-       "      <td>0.003051</td>\n",
-       "      <td>0.002641</td>\n",
-       "      <td>0.000922</td>\n",
-       "      <td>0.000458</td>\n",
-       "      <td>0.000364</td>\n",
-       "      <td>0.001451</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.475929</td>\n",
-       "      <td>0.006840</td>\n",
-       "      <td>0.014790</td>\n",
-       "      <td>0.045350</td>\n",
-       "      <td>0.162796</td>\n",
-       "      <td>0.027048</td>\n",
-       "      <td>-0.000831</td>\n",
-       "      <td>-0.000831</td>\n",
-       "      <td>-0.000831</td>\n",
-       "      <td>0.010467</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>TRANS_CNT_TENDENCY3M</th>\n",
-       "      <td>0.046117</td>\n",
-       "      <td>0.196212</td>\n",
-       "      <td>0.182892</td>\n",
-       "      <td>-0.022956</td>\n",
-       "      <td>0.297369</td>\n",
-       "      <td>0.321323</td>\n",
-       "      <td>0.164777</td>\n",
-       "      <td>-0.019368</td>\n",
-       "      <td>-0.054602</td>\n",
-       "      <td>0.163305</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.001435</td>\n",
-       "      <td>0.030879</td>\n",
-       "      <td>0.026788</td>\n",
-       "      <td>0.024566</td>\n",
-       "      <td>0.030251</td>\n",
-       "      <td>0.022961</td>\n",
-       "      <td>0.022084</td>\n",
-       "      <td>0.022084</td>\n",
-       "      <td>0.022084</td>\n",
-       "      <td>0.051699</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_USED_AMT_AVG_YQZ</th>\n",
-       "      <td>0.000541</td>\n",
-       "      <td>-0.000357</td>\n",
-       "      <td>-0.000079</td>\n",
-       "      <td>-0.001068</td>\n",
-       "      <td>0.000597</td>\n",
-       "      <td>0.000784</td>\n",
-       "      <td>-0.000775</td>\n",
-       "      <td>0.000274</td>\n",
-       "      <td>-0.003949</td>\n",
-       "      <td>-0.002797</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.387642</td>\n",
-       "      <td>0.027334</td>\n",
-       "      <td>0.034485</td>\n",
-       "      <td>0.011122</td>\n",
-       "      <td>0.096862</td>\n",
-       "      <td>0.069775</td>\n",
-       "      <td>0.003530</td>\n",
-       "      <td>0.003530</td>\n",
-       "      <td>0.003530</td>\n",
-       "      <td>-0.001530</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_USED_AMT_AVG_YWZ</th>\n",
-       "      <td>-0.005747</td>\n",
-       "      <td>-0.009377</td>\n",
-       "      <td>-0.008470</td>\n",
-       "      <td>-0.006433</td>\n",
-       "      <td>-0.010851</td>\n",
-       "      <td>-0.013321</td>\n",
-       "      <td>-0.005725</td>\n",
-       "      <td>0.004554</td>\n",
-       "      <td>-0.000381</td>\n",
-       "      <td>-0.006869</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.040175</td>\n",
-       "      <td>-0.087228</td>\n",
-       "      <td>-0.054458</td>\n",
-       "      <td>-0.013673</td>\n",
-       "      <td>-0.016758</td>\n",
-       "      <td>-0.008614</td>\n",
-       "      <td>0.021151</td>\n",
-       "      <td>0.021151</td>\n",
-       "      <td>0.021151</td>\n",
-       "      <td>-0.006381</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>AVG_PCT_DEBT_TO_DEAL_AMT</th>\n",
-       "      <td>0.001312</td>\n",
-       "      <td>0.002498</td>\n",
-       "      <td>0.002553</td>\n",
-       "      <td>0.000390</td>\n",
-       "      <td>0.002052</td>\n",
-       "      <td>0.001949</td>\n",
-       "      <td>-0.000454</td>\n",
-       "      <td>0.002100</td>\n",
-       "      <td>-0.001007</td>\n",
-       "      <td>-0.001233</td>\n",
-       "      <td>...</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.012485</td>\n",
-       "      <td>0.067769</td>\n",
-       "      <td>0.022361</td>\n",
-       "      <td>0.039216</td>\n",
-       "      <td>0.164794</td>\n",
-       "      <td>0.007524</td>\n",
-       "      <td>0.007524</td>\n",
-       "      <td>0.007524</td>\n",
-       "      <td>-0.010198</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_ACT_DAYS_ACC_PCT_AVG</th>\n",
-       "      <td>-0.001481</td>\n",
-       "      <td>0.014050</td>\n",
-       "      <td>0.012626</td>\n",
-       "      <td>-0.002562</td>\n",
-       "      <td>0.011933</td>\n",
-       "      <td>0.013958</td>\n",
-       "      <td>0.015515</td>\n",
-       "      <td>-0.005959</td>\n",
-       "      <td>0.001553</td>\n",
-       "      <td>0.014736</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.012485</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.590225</td>\n",
-       "      <td>0.650114</td>\n",
-       "      <td>0.395012</td>\n",
-       "      <td>0.277988</td>\n",
-       "      <td>0.627752</td>\n",
-       "      <td>0.627752</td>\n",
-       "      <td>0.627752</td>\n",
-       "      <td>0.041959</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>MED_DEBT_PRC_YWZ</th>\n",
-       "      <td>-0.005629</td>\n",
-       "      <td>0.006590</td>\n",
-       "      <td>0.005446</td>\n",
-       "      <td>0.001128</td>\n",
-       "      <td>0.006868</td>\n",
-       "      <td>0.008260</td>\n",
-       "      <td>0.008542</td>\n",
-       "      <td>-0.004743</td>\n",
-       "      <td>0.007040</td>\n",
-       "      <td>0.009818</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.067769</td>\n",
-       "      <td>0.590225</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.610525</td>\n",
-       "      <td>0.378049</td>\n",
-       "      <td>0.417323</td>\n",
-       "      <td>0.495728</td>\n",
-       "      <td>0.495728</td>\n",
-       "      <td>0.495728</td>\n",
-       "      <td>0.029183</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR3</th>\n",
-       "      <td>-0.006224</td>\n",
-       "      <td>0.006580</td>\n",
-       "      <td>0.005313</td>\n",
-       "      <td>-0.004957</td>\n",
-       "      <td>0.007169</td>\n",
-       "      <td>0.009302</td>\n",
-       "      <td>0.009018</td>\n",
-       "      <td>-0.005884</td>\n",
-       "      <td>0.003319</td>\n",
-       "      <td>0.011948</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.022361</td>\n",
-       "      <td>0.650114</td>\n",
-       "      <td>0.610525</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.607604</td>\n",
-       "      <td>0.111140</td>\n",
-       "      <td>0.796286</td>\n",
-       "      <td>0.796286</td>\n",
-       "      <td>0.796286</td>\n",
-       "      <td>0.048763</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_AAVG</th>\n",
-       "      <td>-0.004634</td>\n",
-       "      <td>0.011894</td>\n",
-       "      <td>0.011026</td>\n",
-       "      <td>-0.004698</td>\n",
-       "      <td>0.009958</td>\n",
-       "      <td>0.011354</td>\n",
-       "      <td>0.010137</td>\n",
-       "      <td>-0.005268</td>\n",
-       "      <td>-0.002855</td>\n",
-       "      <td>0.012310</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.039216</td>\n",
-       "      <td>0.395012</td>\n",
-       "      <td>0.378049</td>\n",
-       "      <td>0.607604</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.069231</td>\n",
-       "      <td>0.483827</td>\n",
-       "      <td>0.483827</td>\n",
-       "      <td>0.483827</td>\n",
-       "      <td>0.074718</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_DELINQ_PER_MAXYWZ</th>\n",
-       "      <td>0.000581</td>\n",
-       "      <td>0.011540</td>\n",
-       "      <td>0.010467</td>\n",
-       "      <td>0.000409</td>\n",
-       "      <td>0.010049</td>\n",
-       "      <td>0.010644</td>\n",
-       "      <td>0.008997</td>\n",
-       "      <td>0.001456</td>\n",
-       "      <td>-0.002627</td>\n",
-       "      <td>0.007219</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.164794</td>\n",
-       "      <td>0.277988</td>\n",
-       "      <td>0.417323</td>\n",
-       "      <td>0.111140</td>\n",
-       "      <td>0.069231</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.057905</td>\n",
-       "      <td>0.057905</td>\n",
-       "      <td>0.057905</td>\n",
-       "      <td>0.000725</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR</th>\n",
-       "      <td>-0.002975</td>\n",
-       "      <td>0.005266</td>\n",
-       "      <td>0.004533</td>\n",
-       "      <td>-0.006974</td>\n",
-       "      <td>0.007716</td>\n",
-       "      <td>0.009134</td>\n",
-       "      <td>0.006894</td>\n",
-       "      <td>-0.005776</td>\n",
-       "      <td>-0.000654</td>\n",
-       "      <td>0.008659</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.007524</td>\n",
-       "      <td>0.627752</td>\n",
-       "      <td>0.495728</td>\n",
-       "      <td>0.796286</td>\n",
-       "      <td>0.483827</td>\n",
-       "      <td>0.057905</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.048387</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_TR4</th>\n",
-       "      <td>-0.002975</td>\n",
-       "      <td>0.005266</td>\n",
-       "      <td>0.004533</td>\n",
-       "      <td>-0.006974</td>\n",
-       "      <td>0.007716</td>\n",
-       "      <td>0.009134</td>\n",
-       "      <td>0.006894</td>\n",
-       "      <td>-0.005776</td>\n",
-       "      <td>-0.000654</td>\n",
-       "      <td>0.008659</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.007524</td>\n",
-       "      <td>0.627752</td>\n",
-       "      <td>0.495728</td>\n",
-       "      <td>0.796286</td>\n",
-       "      <td>0.483827</td>\n",
-       "      <td>0.057905</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.048387</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>LDEAL_ACT_DAYS_PCT_CURR</th>\n",
-       "      <td>-0.002975</td>\n",
-       "      <td>0.005266</td>\n",
-       "      <td>0.004533</td>\n",
-       "      <td>-0.006974</td>\n",
-       "      <td>0.007716</td>\n",
-       "      <td>0.009134</td>\n",
-       "      <td>0.006894</td>\n",
-       "      <td>-0.005776</td>\n",
-       "      <td>-0.000654</td>\n",
-       "      <td>0.008659</td>\n",
-       "      <td>...</td>\n",
-       "      <td>0.007524</td>\n",
-       "      <td>0.627752</td>\n",
-       "      <td>0.495728</td>\n",
-       "      <td>0.796286</td>\n",
-       "      <td>0.483827</td>\n",
-       "      <td>0.057905</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>1.000000</td>\n",
-       "      <td>0.048387</td>\n",
-       "    </tr>\n",
-       "    <tr>\n",
-       "      <th>TARGET</th>\n",
-       "      <td>-0.001319</td>\n",
-       "      <td>0.029565</td>\n",
-       "      <td>0.027457</td>\n",
-       "      <td>-0.024558</td>\n",
-       "      <td>0.020648</td>\n",
-       "      <td>0.022869</td>\n",
-       "      <td>0.032242</td>\n",
-       "      <td>-0.011020</td>\n",
-       "      <td>-0.020416</td>\n",
-       "      <td>0.030361</td>\n",
-       "      <td>...</td>\n",
-       "      <td>-0.010198</td>\n",
-       "      <td>0.041959</td>\n",
-       "      <td>0.029183</td>\n",
-       "      <td>0.048763</td>\n",
-       "      <td>0.074718</td>\n",
-       "      <td>0.000725</td>\n",
-       "      <td>0.048387</td>\n",
-       "      <td>0.048387</td>\n",
-       "      <td>0.048387</td>\n",
-       "      <td>1.000000</td>\n",
-       "    </tr>\n",
-       "  </tbody>\n",
-       "</table>\n",
-       "<p>59 rows × 59 columns</p>\n",
-       "</div>"
-      ],
-      "text/plain": [
-       "                            AMOUNT_RUB_CLO_PRC  CNT_TRAN_AUT_TENDENCY1M  \\\n",
-       "AMOUNT_RUB_CLO_PRC                    1.000000                 0.049475   \n",
-       "CNT_TRAN_AUT_TENDENCY1M               0.049475                 1.000000   \n",
-       "SUM_TRAN_AUT_TENDENCY1M               0.046674                 0.928355   \n",
-       "AMOUNT_RUB_SUP_PRC                    0.011841                -0.034665   \n",
-       "SUM_TRAN_AUT_TENDENCY3M               0.039290                 0.505210   \n",
-       "CNT_TRAN_AUT_TENDENCY3M               0.042483                 0.550901   \n",
-       "CNT_TRAN_MED_TENDENCY1M               0.023695                 0.200437   \n",
-       "AMOUNT_RUB_NAS_PRC                   -0.006358                -0.000126   \n",
-       "TRANS_COUNT_SUP_PRC                  -0.077084                -0.047460   \n",
-       "CNT_TRAN_CLO_TENDENCY1M              -0.079970                 0.155910   \n",
-       "SUM_TRAN_MED_TENDENCY1M               0.021117                 0.178559   \n",
-       "TRANS_COUNT_NAS_PRC                  -0.013194                 0.007689   \n",
-       "SUM_TRAN_CLO_TENDENCY1M              -0.080035                 0.142559   \n",
-       "APP_POSITION_TYPE                     0.038854                 0.013497   \n",
-       "TRANS_COUNT_ATM_PRC                  -0.108819                 0.065079   \n",
-       "AMOUNT_RUB_ATM_PRC                   -0.282870                 0.043071   \n",
-       "CNT_TRAN_MED_TENDENCY3M               0.026959                 0.158263   \n",
-       "SUM_TRAN_MED_TENDENCY3M               0.023871                 0.140001   \n",
-       "SUM_TRAN_CLO_TENDENCY3M              -0.071877                 0.122170   \n",
-       "LDEAL_TENOR_MAX                       0.002975                -0.001951   \n",
-       "LDEAL_YQZ_CHRG                        0.000274                 0.002402   \n",
-       "DEAL_YQZ_IR_MAX                      -0.003095                 0.002576   \n",
-       "LDEAL_YQZ_COM                         0.001453                 0.003939   \n",
-       "DEAL_YQZ_IR_MIN                      -0.003396                 0.002821   \n",
-       "CNT_TRAN_CLO_TENDENCY3M              -0.068111                 0.133688   \n",
-       "LDEAL_TENOR_MIN                       0.001166                -0.003053   \n",
-       "LDEAL_AMT_MONTH                       0.000297                 0.000274   \n",
-       "CNT_TRAN_SUP_TENDENCY3M               0.056870                 0.225273   \n",
-       "SUM_TRAN_SUP_TENDENCY3M               0.053825                 0.214342   \n",
-       "CNT_TRAN_ATM_TENDENCY3M               0.077276                 0.144302   \n",
-       "CNT_TRAN_ATM_TENDENCY1M               0.095774                 0.180429   \n",
-       "SUM_TRAN_ATM_TENDENCY3M               0.072234                 0.129454   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1              0.005087                -0.001202   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE               0.001547                 0.001200   \n",
-       "DEAL_YWZ_IR_MIN                      -0.003077                 0.002127   \n",
-       "SUM_TRAN_SUP_TENDENCY1M               0.069239                 0.311558   \n",
-       "DEAL_YWZ_IR_MAX                      -0.002768                -0.004813   \n",
-       "SUM_TRAN_ATM_TENDENCY1M               0.088355                 0.157297   \n",
-       "CNT_TRAN_SUP_TENDENCY1M               0.074136                 0.333943   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG               0.003483                -0.001647   \n",
-       "LDEAL_YQZ_PC                         -0.001038                -0.001940   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX               0.002070                -0.002073   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ               0.000296                 0.004884   \n",
-       "CLNT_SALARY_VALUE                    -0.002827                 0.001073   \n",
-       "TRANS_AMOUNT_TENDENCY3M               0.047176                 0.166220   \n",
-       "MED_DEBT_PRC_YQZ                      0.000248                 0.003509   \n",
-       "TRANS_CNT_TENDENCY3M                  0.046117                 0.196212   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                0.000541                -0.000357   \n",
-       "LDEAL_USED_AMT_AVG_YWZ               -0.005747                -0.009377   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT              0.001312                 0.002498   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG           -0.001481                 0.014050   \n",
-       "MED_DEBT_PRC_YWZ                     -0.005629                 0.006590   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3               -0.006224                 0.006580   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG              -0.004634                 0.011894   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ               0.000581                 0.011540   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                -0.002975                 0.005266   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4               -0.002975                 0.005266   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR              -0.002975                 0.005266   \n",
-       "TARGET                               -0.001319                 0.029565   \n",
-       "\n",
-       "                            SUM_TRAN_AUT_TENDENCY1M  AMOUNT_RUB_SUP_PRC  \\\n",
-       "AMOUNT_RUB_CLO_PRC                         0.046674            0.011841   \n",
-       "CNT_TRAN_AUT_TENDENCY1M                    0.928355           -0.034665   \n",
-       "SUM_TRAN_AUT_TENDENCY1M                    1.000000           -0.033317   \n",
-       "AMOUNT_RUB_SUP_PRC                        -0.033317            1.000000   \n",
-       "SUM_TRAN_AUT_TENDENCY3M                    0.531748           -0.032999   \n",
-       "CNT_TRAN_AUT_TENDENCY3M                    0.509764           -0.034831   \n",
-       "CNT_TRAN_MED_TENDENCY1M                    0.187698           -0.055277   \n",
-       "AMOUNT_RUB_NAS_PRC                         0.000077           -0.000214   \n",
-       "TRANS_COUNT_SUP_PRC                       -0.045323            0.718376   \n",
-       "CNT_TRAN_CLO_TENDENCY1M                    0.146325           -0.034542   \n",
-       "SUM_TRAN_MED_TENDENCY1M                    0.168158           -0.049953   \n",
-       "TRANS_COUNT_NAS_PRC                        0.007680           -0.043743   \n",
-       "SUM_TRAN_CLO_TENDENCY1M                    0.134500           -0.030490   \n",
-       "APP_POSITION_TYPE                          0.011931            0.009508   \n",
-       "TRANS_COUNT_ATM_PRC                        0.061365           -0.433155   \n",
-       "AMOUNT_RUB_ATM_PRC                         0.041007           -0.488829   \n",
-       "CNT_TRAN_MED_TENDENCY3M                    0.147939           -0.054831   \n",
-       "SUM_TRAN_MED_TENDENCY3M                    0.131643           -0.048879   \n",
-       "SUM_TRAN_CLO_TENDENCY3M                    0.116668           -0.030671   \n",
-       "LDEAL_TENOR_MAX                           -0.000963           -0.002509   \n",
-       "LDEAL_YQZ_CHRG                             0.002152           -0.001413   \n",
-       "DEAL_YQZ_IR_MAX                            0.001660           -0.000917   \n",
-       "LDEAL_YQZ_COM                              0.003101            0.001962   \n",
-       "DEAL_YQZ_IR_MIN                            0.001919            0.000258   \n",
-       "CNT_TRAN_CLO_TENDENCY3M                    0.126785           -0.035534   \n",
-       "LDEAL_TENOR_MIN                           -0.002544           -0.000406   \n",
-       "LDEAL_AMT_MONTH                            0.000809           -0.002679   \n",
-       "CNT_TRAN_SUP_TENDENCY3M                    0.209914           -0.057192   \n",
-       "SUM_TRAN_SUP_TENDENCY3M                    0.201377           -0.056431   \n",
-       "CNT_TRAN_ATM_TENDENCY3M                    0.134674            0.006315   \n",
-       "CNT_TRAN_ATM_TENDENCY1M                    0.169913            0.005627   \n",
-       "SUM_TRAN_ATM_TENDENCY3M                    0.122016            0.002717   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1                  -0.001648            0.012103   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE                    0.001922            0.000743   \n",
-       "DEAL_YWZ_IR_MIN                            0.002931           -0.003613   \n",
-       "SUM_TRAN_SUP_TENDENCY1M                    0.294231           -0.066069   \n",
-       "DEAL_YWZ_IR_MAX                           -0.003886           -0.000954   \n",
-       "SUM_TRAN_ATM_TENDENCY1M                    0.149177            0.003691   \n",
-       "CNT_TRAN_SUP_TENDENCY1M                    0.312566           -0.067795   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG                   -0.001881            0.010462   \n",
-       "LDEAL_YQZ_PC                              -0.002727            0.002057   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX                   -0.002273            0.008832   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ                    0.004329           -0.001117   \n",
-       "CLNT_SALARY_VALUE                          0.002523           -0.007400   \n",
-       "TRANS_AMOUNT_TENDENCY3M                    0.160170           -0.024733   \n",
-       "MED_DEBT_PRC_YQZ                           0.002935            0.000039   \n",
-       "TRANS_CNT_TENDENCY3M                       0.182892           -0.022956   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                    -0.000079           -0.001068   \n",
-       "LDEAL_USED_AMT_AVG_YWZ                    -0.008470           -0.006433   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT                   0.002553            0.000390   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG                 0.012626           -0.002562   \n",
-       "MED_DEBT_PRC_YWZ                           0.005446            0.001128   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3                     0.005313           -0.004957   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG                    0.011026           -0.004698   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ                    0.010467            0.000409   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                      0.004533           -0.006974   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4                     0.004533           -0.006974   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR                    0.004533           -0.006974   \n",
-       "TARGET                                     0.027457           -0.024558   \n",
-       "\n",
-       "                            SUM_TRAN_AUT_TENDENCY3M  CNT_TRAN_AUT_TENDENCY3M  \\\n",
-       "AMOUNT_RUB_CLO_PRC                         0.039290                 0.042483   \n",
-       "CNT_TRAN_AUT_TENDENCY1M                    0.505210                 0.550901   \n",
-       "SUM_TRAN_AUT_TENDENCY1M                    0.531748                 0.509764   \n",
-       "AMOUNT_RUB_SUP_PRC                        -0.032999                -0.034831   \n",
-       "SUM_TRAN_AUT_TENDENCY3M                    1.000000                 0.914650   \n",
-       "CNT_TRAN_AUT_TENDENCY3M                    0.914650                 1.000000   \n",
-       "CNT_TRAN_MED_TENDENCY1M                    0.138073                 0.149022   \n",
-       "AMOUNT_RUB_NAS_PRC                        -0.000498                -0.001554   \n",
-       "TRANS_COUNT_SUP_PRC                       -0.043225                -0.045432   \n",
-       "CNT_TRAN_CLO_TENDENCY1M                    0.108307                 0.117697   \n",
-       "SUM_TRAN_MED_TENDENCY1M                    0.121726                 0.130019   \n",
-       "TRANS_COUNT_NAS_PRC                        0.004765                 0.004565   \n",
-       "SUM_TRAN_CLO_TENDENCY1M                    0.098074                 0.106737   \n",
-       "APP_POSITION_TYPE                          0.015253                 0.017682   \n",
-       "TRANS_COUNT_ATM_PRC                        0.057159                 0.062047   \n",
-       "AMOUNT_RUB_ATM_PRC                         0.037986                 0.041838   \n",
-       "CNT_TRAN_MED_TENDENCY3M                    0.209690                 0.226816   \n",
-       "SUM_TRAN_MED_TENDENCY3M                    0.185143                 0.197801   \n",
-       "SUM_TRAN_CLO_TENDENCY3M                    0.155204                 0.164971   \n",
-       "LDEAL_TENOR_MAX                           -0.004489                -0.004008   \n",
-       "LDEAL_YQZ_CHRG                             0.001736                 0.001890   \n",
-       "DEAL_YQZ_IR_MAX                            0.004094                 0.005240   \n",
-       "LDEAL_YQZ_COM                              0.002037                 0.002227   \n",
-       "DEAL_YQZ_IR_MIN                            0.004547                 0.005524   \n",
-       "CNT_TRAN_CLO_TENDENCY3M                    0.170803                 0.182874   \n",
-       "LDEAL_TENOR_MIN                           -0.004243                -0.003982   \n",
-       "LDEAL_AMT_MONTH                            0.003523                 0.003467   \n",
-       "CNT_TRAN_SUP_TENDENCY3M                    0.329105                 0.356489   \n",
-       "SUM_TRAN_SUP_TENDENCY3M                    0.308780                 0.330565   \n",
-       "CNT_TRAN_ATM_TENDENCY3M                    0.193372                 0.206763   \n",
-       "CNT_TRAN_ATM_TENDENCY1M                    0.122966                 0.131426   \n",
-       "SUM_TRAN_ATM_TENDENCY3M                    0.166408                 0.174945   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1                  -0.009460                -0.007931   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE                    0.001709                 0.002523   \n",
-       "DEAL_YWZ_IR_MIN                           -0.000851                -0.001060   \n",
-       "SUM_TRAN_SUP_TENDENCY1M                    0.213117                 0.228654   \n",
-       "DEAL_YWZ_IR_MAX                           -0.009027                -0.010012   \n",
-       "SUM_TRAN_ATM_TENDENCY1M                    0.106602                 0.113216   \n",
-       "CNT_TRAN_SUP_TENDENCY1M                    0.228321                 0.247222   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG                   -0.008722                -0.007641   \n",
-       "LDEAL_YQZ_PC                              -0.005337                -0.004172   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX                   -0.008495                -0.007374   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ                    0.004750                 0.005237   \n",
-       "CLNT_SALARY_VALUE                         -0.000758                -0.001697   \n",
-       "TRANS_AMOUNT_TENDENCY3M                    0.237679                 0.242243   \n",
-       "MED_DEBT_PRC_YQZ                           0.003051                 0.002641   \n",
-       "TRANS_CNT_TENDENCY3M                       0.297369                 0.321323   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                     0.000597                 0.000784   \n",
-       "LDEAL_USED_AMT_AVG_YWZ                    -0.010851                -0.013321   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT                   0.002052                 0.001949   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG                 0.011933                 0.013958   \n",
-       "MED_DEBT_PRC_YWZ                           0.006868                 0.008260   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3                     0.007169                 0.009302   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG                    0.009958                 0.011354   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ                    0.010049                 0.010644   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                      0.007716                 0.009134   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4                     0.007716                 0.009134   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR                    0.007716                 0.009134   \n",
-       "TARGET                                     0.020648                 0.022869   \n",
-       "\n",
-       "                            CNT_TRAN_MED_TENDENCY1M  AMOUNT_RUB_NAS_PRC  \\\n",
-       "AMOUNT_RUB_CLO_PRC                         0.023695           -0.006358   \n",
-       "CNT_TRAN_AUT_TENDENCY1M                    0.200437           -0.000126   \n",
-       "SUM_TRAN_AUT_TENDENCY1M                    0.187698            0.000077   \n",
-       "AMOUNT_RUB_SUP_PRC                        -0.055277           -0.000214   \n",
-       "SUM_TRAN_AUT_TENDENCY3M                    0.138073           -0.000498   \n",
-       "CNT_TRAN_AUT_TENDENCY3M                    0.149022           -0.001554   \n",
-       "CNT_TRAN_MED_TENDENCY1M                    1.000000            0.000959   \n",
-       "AMOUNT_RUB_NAS_PRC                         0.000959            1.000000   \n",
-       "TRANS_COUNT_SUP_PRC                       -0.064599           -0.050642   \n",
-       "CNT_TRAN_CLO_TENDENCY1M                    0.221546            0.003803   \n",
-       "SUM_TRAN_MED_TENDENCY1M                    0.895846            0.000685   \n",
-       "TRANS_COUNT_NAS_PRC                        0.014810            0.725117   \n",
-       "SUM_TRAN_CLO_TENDENCY1M                    0.199294            0.004282   \n",
-       "APP_POSITION_TYPE                          0.003502            0.002417   \n",
-       "TRANS_COUNT_ATM_PRC                        0.060934           -0.196057   \n",
-       "AMOUNT_RUB_ATM_PRC                         0.060422           -0.254324   \n",
-       "CNT_TRAN_MED_TENDENCY3M                    0.500273           -0.001192   \n",
-       "SUM_TRAN_MED_TENDENCY3M                    0.441779           -0.000188   \n",
-       "SUM_TRAN_CLO_TENDENCY3M                    0.160696            0.004098   \n",
-       "LDEAL_TENOR_MAX                           -0.003125            0.004006   \n",
-       "LDEAL_YQZ_CHRG                             0.001511           -0.002211   \n",
-       "DEAL_YQZ_IR_MAX                            0.002546           -0.001970   \n",
-       "LDEAL_YQZ_COM                              0.002265           -0.001304   \n",
-       "DEAL_YQZ_IR_MIN                            0.003638           -0.001250   \n",
-       "CNT_TRAN_CLO_TENDENCY3M                    0.179397            0.003041   \n",
-       "LDEAL_TENOR_MIN                           -0.002198            0.002625   \n",
-       "LDEAL_AMT_MONTH                           -0.001352           -0.000752   \n",
-       "CNT_TRAN_SUP_TENDENCY3M                    0.205819           -0.003684   \n",
-       "SUM_TRAN_SUP_TENDENCY3M                    0.193269           -0.003462   \n",
-       "CNT_TRAN_ATM_TENDENCY3M                    0.117993            0.010063   \n",
-       "CNT_TRAN_ATM_TENDENCY1M                    0.139936            0.013281   \n",
-       "SUM_TRAN_ATM_TENDENCY3M                    0.102765            0.008648   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1                  -0.004312            0.000949   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE                    0.000825            0.001236   \n",
-       "DEAL_YWZ_IR_MIN                           -0.001824            0.006273   \n",
-       "SUM_TRAN_SUP_TENDENCY1M                    0.286360           -0.001171   \n",
-       "DEAL_YWZ_IR_MAX                           -0.008558            0.005795   \n",
-       "SUM_TRAN_ATM_TENDENCY1M                    0.117849            0.012225   \n",
-       "CNT_TRAN_SUP_TENDENCY1M                    0.310808           -0.000633   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG                   -0.004142           -0.000817   \n",
-       "LDEAL_YQZ_PC                              -0.001618           -0.001075   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX                   -0.003964           -0.001090   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ                    0.005515           -0.001113   \n",
-       "CLNT_SALARY_VALUE                         -0.001120            0.000517   \n",
-       "TRANS_AMOUNT_TENDENCY3M                    0.136324           -0.013183   \n",
-       "MED_DEBT_PRC_YQZ                           0.000922            0.000458   \n",
-       "TRANS_CNT_TENDENCY3M                       0.164777           -0.019368   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                    -0.000775            0.000274   \n",
-       "LDEAL_USED_AMT_AVG_YWZ                    -0.005725            0.004554   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT                  -0.000454            0.002100   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG                 0.015515           -0.005959   \n",
-       "MED_DEBT_PRC_YWZ                           0.008542           -0.004743   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3                     0.009018           -0.005884   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG                    0.010137           -0.005268   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ                    0.008997            0.001456   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                      0.006894           -0.005776   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4                     0.006894           -0.005776   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR                    0.006894           -0.005776   \n",
-       "TARGET                                     0.032242           -0.011020   \n",
-       "\n",
-       "                            TRANS_COUNT_SUP_PRC  CNT_TRAN_CLO_TENDENCY1M  ...  \\\n",
-       "AMOUNT_RUB_CLO_PRC                    -0.077084                -0.079970  ...   \n",
-       "CNT_TRAN_AUT_TENDENCY1M               -0.047460                 0.155910  ...   \n",
-       "SUM_TRAN_AUT_TENDENCY1M               -0.045323                 0.146325  ...   \n",
-       "AMOUNT_RUB_SUP_PRC                     0.718376                -0.034542  ...   \n",
-       "SUM_TRAN_AUT_TENDENCY3M               -0.043225                 0.108307  ...   \n",
-       "CNT_TRAN_AUT_TENDENCY3M               -0.045432                 0.117697  ...   \n",
-       "CNT_TRAN_MED_TENDENCY1M               -0.064599                 0.221546  ...   \n",
-       "AMOUNT_RUB_NAS_PRC                    -0.050642                 0.003803  ...   \n",
-       "TRANS_COUNT_SUP_PRC                    1.000000                -0.035499  ...   \n",
-       "CNT_TRAN_CLO_TENDENCY1M               -0.035499                 1.000000  ...   \n",
-       "SUM_TRAN_MED_TENDENCY1M               -0.058488                 0.200163  ...   \n",
-       "TRANS_COUNT_NAS_PRC                   -0.116350                 0.015730  ...   \n",
-       "SUM_TRAN_CLO_TENDENCY1M               -0.031965                 0.914132  ...   \n",
-       "APP_POSITION_TYPE                     -0.012683                 0.002217  ...   \n",
-       "TRANS_COUNT_ATM_PRC                   -0.518803                 0.058749  ...   \n",
-       "AMOUNT_RUB_ATM_PRC                    -0.321124                 0.063246  ...   \n",
-       "CNT_TRAN_MED_TENDENCY3M               -0.065731                 0.164174  ...   \n",
-       "SUM_TRAN_MED_TENDENCY3M               -0.058679                 0.146871  ...   \n",
-       "SUM_TRAN_CLO_TENDENCY3M               -0.031591                 0.457337  ...   \n",
-       "LDEAL_TENOR_MAX                       -0.006514                -0.002510  ...   \n",
-       "LDEAL_YQZ_CHRG                        -0.000782                 0.001022  ...   \n",
-       "DEAL_YQZ_IR_MAX                        0.000731                 0.003237  ...   \n",
-       "LDEAL_YQZ_COM                         -0.000205                 0.000153  ...   \n",
-       "DEAL_YQZ_IR_MIN                        0.002049                 0.004496  ...   \n",
-       "CNT_TRAN_CLO_TENDENCY3M               -0.036132                 0.506409  ...   \n",
-       "LDEAL_TENOR_MIN                       -0.004116                 0.000074  ...   \n",
-       "LDEAL_AMT_MONTH                       -0.004200                -0.003256  ...   \n",
-       "CNT_TRAN_SUP_TENDENCY3M               -0.084172                 0.183961  ...   \n",
-       "SUM_TRAN_SUP_TENDENCY3M               -0.080452                 0.177145  ...   \n",
-       "CNT_TRAN_ATM_TENDENCY3M               -0.047595                 0.104679  ...   \n",
-       "CNT_TRAN_ATM_TENDENCY1M               -0.064174                 0.125310  ...   \n",
-       "SUM_TRAN_ATM_TENDENCY3M               -0.048163                 0.093932  ...   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1               0.010981                -0.006359  ...   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE               -0.002415                -0.003471  ...   \n",
-       "DEAL_YWZ_IR_MIN                       -0.001535                 0.000996  ...   \n",
-       "SUM_TRAN_SUP_TENDENCY1M               -0.105173                 0.262752  ...   \n",
-       "DEAL_YWZ_IR_MAX                       -0.001168                -0.007267  ...   \n",
-       "SUM_TRAN_ATM_TENDENCY1M               -0.061467                 0.109443  ...   \n",
-       "CNT_TRAN_SUP_TENDENCY1M               -0.114255                 0.271020  ...   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG                0.007802                -0.005085  ...   \n",
-       "LDEAL_YQZ_PC                           0.001834                -0.001907  ...   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX                0.007171                -0.004612  ...   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ               -0.001966                 0.004405  ...   \n",
-       "CLNT_SALARY_VALUE                     -0.007857                 0.002187  ...   \n",
-       "TRANS_AMOUNT_TENDENCY3M               -0.064570                 0.143793  ...   \n",
-       "MED_DEBT_PRC_YQZ                       0.000364                 0.001451  ...   \n",
-       "TRANS_CNT_TENDENCY3M                  -0.054602                 0.163305  ...   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                -0.003949                -0.002797  ...   \n",
-       "LDEAL_USED_AMT_AVG_YWZ                -0.000381                -0.006869  ...   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT              -0.001007                -0.001233  ...   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG             0.001553                 0.014736  ...   \n",
-       "MED_DEBT_PRC_YWZ                       0.007040                 0.009818  ...   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3                 0.003319                 0.011948  ...   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG               -0.002855                 0.012310  ...   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ               -0.002627                 0.007219  ...   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                 -0.000654                 0.008659  ...   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4                -0.000654                 0.008659  ...   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR               -0.000654                 0.008659  ...   \n",
-       "TARGET                                -0.020416                 0.030361  ...   \n",
-       "\n",
-       "                            AVG_PCT_DEBT_TO_DEAL_AMT  \\\n",
-       "AMOUNT_RUB_CLO_PRC                          0.001312   \n",
-       "CNT_TRAN_AUT_TENDENCY1M                     0.002498   \n",
-       "SUM_TRAN_AUT_TENDENCY1M                     0.002553   \n",
-       "AMOUNT_RUB_SUP_PRC                          0.000390   \n",
-       "SUM_TRAN_AUT_TENDENCY3M                     0.002052   \n",
-       "CNT_TRAN_AUT_TENDENCY3M                     0.001949   \n",
-       "CNT_TRAN_MED_TENDENCY1M                    -0.000454   \n",
-       "AMOUNT_RUB_NAS_PRC                          0.002100   \n",
-       "TRANS_COUNT_SUP_PRC                        -0.001007   \n",
-       "CNT_TRAN_CLO_TENDENCY1M                    -0.001233   \n",
-       "SUM_TRAN_MED_TENDENCY1M                    -0.000397   \n",
-       "TRANS_COUNT_NAS_PRC                         0.001740   \n",
-       "SUM_TRAN_CLO_TENDENCY1M                    -0.000873   \n",
-       "APP_POSITION_TYPE                           0.014368   \n",
-       "TRANS_COUNT_ATM_PRC                         0.002025   \n",
-       "AMOUNT_RUB_ATM_PRC                         -0.001134   \n",
-       "CNT_TRAN_MED_TENDENCY3M                     0.001664   \n",
-       "SUM_TRAN_MED_TENDENCY3M                     0.001953   \n",
-       "SUM_TRAN_CLO_TENDENCY3M                    -0.001344   \n",
-       "LDEAL_TENOR_MAX                             0.015053   \n",
-       "LDEAL_YQZ_CHRG                             -0.061453   \n",
-       "DEAL_YQZ_IR_MAX                            -0.003961   \n",
-       "LDEAL_YQZ_COM                              -0.129920   \n",
-       "DEAL_YQZ_IR_MIN                            -0.024847   \n",
-       "CNT_TRAN_CLO_TENDENCY3M                    -0.001111   \n",
-       "LDEAL_TENOR_MIN                            -0.057270   \n",
-       "LDEAL_AMT_MONTH                             0.487743   \n",
-       "CNT_TRAN_SUP_TENDENCY3M                    -0.000881   \n",
-       "SUM_TRAN_SUP_TENDENCY3M                    -0.001528   \n",
-       "CNT_TRAN_ATM_TENDENCY3M                     0.001681   \n",
-       "CNT_TRAN_ATM_TENDENCY1M                     0.002021   \n",
-       "SUM_TRAN_ATM_TENDENCY3M                     0.001314   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1                    0.027826   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE                     0.124985   \n",
-       "DEAL_YWZ_IR_MIN                            -0.019771   \n",
-       "SUM_TRAN_SUP_TENDENCY1M                    -0.000437   \n",
-       "DEAL_YWZ_IR_MAX                            -0.012026   \n",
-       "SUM_TRAN_ATM_TENDENCY1M                     0.001705   \n",
-       "CNT_TRAN_SUP_TENDENCY1M                    -0.000533   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG                     0.032793   \n",
-       "LDEAL_YQZ_PC                               -0.036799   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX                     0.030436   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ                     0.368761   \n",
-       "CLNT_SALARY_VALUE                          -0.000180   \n",
-       "TRANS_AMOUNT_TENDENCY3M                     0.000695   \n",
-       "MED_DEBT_PRC_YQZ                            0.475929   \n",
-       "TRANS_CNT_TENDENCY3M                        0.001435   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                      0.387642   \n",
-       "LDEAL_USED_AMT_AVG_YWZ                      0.040175   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT                    1.000000   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG                  0.012485   \n",
-       "MED_DEBT_PRC_YWZ                            0.067769   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3                      0.022361   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG                     0.039216   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ                     0.164794   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                       0.007524   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4                      0.007524   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR                     0.007524   \n",
-       "TARGET                                     -0.010198   \n",
-       "\n",
-       "                            LDEAL_ACT_DAYS_ACC_PCT_AVG  MED_DEBT_PRC_YWZ  \\\n",
-       "AMOUNT_RUB_CLO_PRC                           -0.001481         -0.005629   \n",
-       "CNT_TRAN_AUT_TENDENCY1M                       0.014050          0.006590   \n",
-       "SUM_TRAN_AUT_TENDENCY1M                       0.012626          0.005446   \n",
-       "AMOUNT_RUB_SUP_PRC                           -0.002562          0.001128   \n",
-       "SUM_TRAN_AUT_TENDENCY3M                       0.011933          0.006868   \n",
-       "CNT_TRAN_AUT_TENDENCY3M                       0.013958          0.008260   \n",
-       "CNT_TRAN_MED_TENDENCY1M                       0.015515          0.008542   \n",
-       "AMOUNT_RUB_NAS_PRC                           -0.005959         -0.004743   \n",
-       "TRANS_COUNT_SUP_PRC                           0.001553          0.007040   \n",
-       "CNT_TRAN_CLO_TENDENCY1M                       0.014736          0.009818   \n",
-       "SUM_TRAN_MED_TENDENCY1M                       0.013651          0.007777   \n",
-       "TRANS_COUNT_NAS_PRC                          -0.008373         -0.008053   \n",
-       "SUM_TRAN_CLO_TENDENCY1M                       0.013258          0.009214   \n",
-       "APP_POSITION_TYPE                            -0.033142         -0.028042   \n",
-       "TRANS_COUNT_ATM_PRC                           0.019874          0.012922   \n",
-       "AMOUNT_RUB_ATM_PRC                            0.017342          0.010179   \n",
-       "CNT_TRAN_MED_TENDENCY3M                       0.015252          0.009774   \n",
-       "SUM_TRAN_MED_TENDENCY3M                       0.012788          0.009158   \n",
-       "SUM_TRAN_CLO_TENDENCY3M                       0.013764          0.011607   \n",
-       "LDEAL_TENOR_MAX                               0.015419          0.012950   \n",
-       "LDEAL_YQZ_CHRG                               -0.009704         -0.006706   \n",
-       "DEAL_YQZ_IR_MAX                              -0.001476         -0.006007   \n",
-       "LDEAL_YQZ_COM                                -0.015589         -0.017030   \n",
-       "DEAL_YQZ_IR_MIN                              -0.003654         -0.009037   \n",
-       "CNT_TRAN_CLO_TENDENCY3M                       0.014811          0.011798   \n",
-       "LDEAL_TENOR_MIN                               0.007747          0.008566   \n",
-       "LDEAL_AMT_MONTH                              -0.003221          0.022862   \n",
-       "CNT_TRAN_SUP_TENDENCY3M                       0.020880          0.015144   \n",
-       "SUM_TRAN_SUP_TENDENCY3M                       0.021458          0.014548   \n",
-       "CNT_TRAN_ATM_TENDENCY3M                       0.027245          0.023861   \n",
-       "CNT_TRAN_ATM_TENDENCY1M                       0.023041          0.016853   \n",
-       "SUM_TRAN_ATM_TENDENCY3M                       0.026214          0.021472   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1                      0.235692          0.221167   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE                       0.034785          0.033479   \n",
-       "DEAL_YWZ_IR_MIN                              -0.199341         -0.276461   \n",
-       "SUM_TRAN_SUP_TENDENCY1M                       0.017775          0.008558   \n",
-       "DEAL_YWZ_IR_MAX                              -0.212901         -0.279412   \n",
-       "SUM_TRAN_ATM_TENDENCY1M                       0.020409          0.014472   \n",
-       "CNT_TRAN_SUP_TENDENCY1M                       0.018449          0.009097   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG                       0.268090          0.158976   \n",
-       "LDEAL_YQZ_PC                                  0.007499          0.008992   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX                       0.244303          0.157672   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ                       0.072160          0.095019   \n",
-       "CLNT_SALARY_VALUE                            -0.003074         -0.003227   \n",
-       "TRANS_AMOUNT_TENDENCY3M                       0.029848          0.025178   \n",
-       "MED_DEBT_PRC_YQZ                              0.006840          0.014790   \n",
-       "TRANS_CNT_TENDENCY3M                          0.030879          0.026788   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                        0.027334          0.034485   \n",
-       "LDEAL_USED_AMT_AVG_YWZ                       -0.087228         -0.054458   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT                      0.012485          0.067769   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG                    1.000000          0.590225   \n",
-       "MED_DEBT_PRC_YWZ                              0.590225          1.000000   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3                        0.650114          0.610525   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG                       0.395012          0.378049   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ                       0.277988          0.417323   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                         0.627752          0.495728   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4                        0.627752          0.495728   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR                       0.627752          0.495728   \n",
-       "TARGET                                        0.041959          0.029183   \n",
-       "\n",
-       "                            LDEAL_ACT_DAYS_PCT_TR3  LDEAL_ACT_DAYS_PCT_AAVG  \\\n",
-       "AMOUNT_RUB_CLO_PRC                       -0.006224                -0.004634   \n",
-       "CNT_TRAN_AUT_TENDENCY1M                   0.006580                 0.011894   \n",
-       "SUM_TRAN_AUT_TENDENCY1M                   0.005313                 0.011026   \n",
-       "AMOUNT_RUB_SUP_PRC                       -0.004957                -0.004698   \n",
-       "SUM_TRAN_AUT_TENDENCY3M                   0.007169                 0.009958   \n",
-       "CNT_TRAN_AUT_TENDENCY3M                   0.009302                 0.011354   \n",
-       "CNT_TRAN_MED_TENDENCY1M                   0.009018                 0.010137   \n",
-       "AMOUNT_RUB_NAS_PRC                       -0.005884                -0.005268   \n",
-       "TRANS_COUNT_SUP_PRC                       0.003319                -0.002855   \n",
-       "CNT_TRAN_CLO_TENDENCY1M                   0.011948                 0.012310   \n",
-       "SUM_TRAN_MED_TENDENCY1M                   0.008654                 0.009376   \n",
-       "TRANS_COUNT_NAS_PRC                      -0.008635                -0.005304   \n",
-       "SUM_TRAN_CLO_TENDENCY1M                   0.011576                 0.011436   \n",
-       "APP_POSITION_TYPE                        -0.015945                -0.082999   \n",
-       "TRANS_COUNT_ATM_PRC                       0.016330                 0.032216   \n",
-       "AMOUNT_RUB_ATM_PRC                        0.017093                 0.028235   \n",
-       "CNT_TRAN_MED_TENDENCY3M                   0.009928                 0.011584   \n",
-       "SUM_TRAN_MED_TENDENCY3M                   0.009180                 0.010148   \n",
-       "SUM_TRAN_CLO_TENDENCY3M                   0.011013                 0.011670   \n",
-       "LDEAL_TENOR_MAX                           0.040610                 0.089438   \n",
-       "LDEAL_YQZ_CHRG                           -0.029382                -0.069493   \n",
-       "DEAL_YQZ_IR_MAX                           0.006297                 0.026875   \n",
-       "LDEAL_YQZ_COM                            -0.007712                 0.006229   \n",
-       "DEAL_YQZ_IR_MIN                           0.000966                 0.020671   \n",
-       "CNT_TRAN_CLO_TENDENCY3M                   0.011033                 0.012556   \n",
-       "LDEAL_TENOR_MIN                           0.033368                 0.018924   \n",
-       "LDEAL_AMT_MONTH                           0.032246                 0.062161   \n",
-       "CNT_TRAN_SUP_TENDENCY3M                   0.015668                 0.019002   \n",
-       "SUM_TRAN_SUP_TENDENCY3M                   0.014699                 0.017824   \n",
-       "CNT_TRAN_ATM_TENDENCY3M                   0.015581                 0.020644   \n",
-       "CNT_TRAN_ATM_TENDENCY1M                   0.010578                 0.021786   \n",
-       "SUM_TRAN_ATM_TENDENCY3M                   0.014523                 0.019853   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1                  0.048546                 0.033694   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE                   0.023224                 0.043965   \n",
-       "DEAL_YWZ_IR_MIN                          -0.196136                -0.121922   \n",
-       "SUM_TRAN_SUP_TENDENCY1M                   0.009272                 0.016739   \n",
-       "DEAL_YWZ_IR_MAX                          -0.249282                -0.154790   \n",
-       "SUM_TRAN_ATM_TENDENCY1M                   0.009698                 0.019856   \n",
-       "CNT_TRAN_SUP_TENDENCY1M                   0.009431                 0.017379   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG                   0.053730                 0.032647   \n",
-       "LDEAL_YQZ_PC                             -0.004903                -0.027318   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX                   0.046827                 0.028452   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ                  -0.015328                -0.142866   \n",
-       "CLNT_SALARY_VALUE                        -0.002174                -0.002098   \n",
-       "TRANS_AMOUNT_TENDENCY3M                   0.022210                 0.027409   \n",
-       "MED_DEBT_PRC_YQZ                          0.045350                 0.162796   \n",
-       "TRANS_CNT_TENDENCY3M                      0.024566                 0.030251   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                    0.011122                 0.096862   \n",
-       "LDEAL_USED_AMT_AVG_YWZ                   -0.013673                -0.016758   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT                  0.022361                 0.039216   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG                0.650114                 0.395012   \n",
-       "MED_DEBT_PRC_YWZ                          0.610525                 0.378049   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3                    1.000000                 0.607604   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG                   0.607604                 1.000000   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ                   0.111140                 0.069231   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                     0.796286                 0.483827   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4                    0.796286                 0.483827   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR                   0.796286                 0.483827   \n",
-       "TARGET                                    0.048763                 0.074718   \n",
-       "\n",
-       "                            LDEAL_DELINQ_PER_MAXYWZ  LDEAL_ACT_DAYS_PCT_TR  \\\n",
-       "AMOUNT_RUB_CLO_PRC                         0.000581              -0.002975   \n",
-       "CNT_TRAN_AUT_TENDENCY1M                    0.011540               0.005266   \n",
-       "SUM_TRAN_AUT_TENDENCY1M                    0.010467               0.004533   \n",
-       "AMOUNT_RUB_SUP_PRC                         0.000409              -0.006974   \n",
-       "SUM_TRAN_AUT_TENDENCY3M                    0.010049               0.007716   \n",
-       "CNT_TRAN_AUT_TENDENCY3M                    0.010644               0.009134   \n",
-       "CNT_TRAN_MED_TENDENCY1M                    0.008997               0.006894   \n",
-       "AMOUNT_RUB_NAS_PRC                         0.001456              -0.005776   \n",
-       "TRANS_COUNT_SUP_PRC                       -0.002627              -0.000654   \n",
-       "CNT_TRAN_CLO_TENDENCY1M                    0.007219               0.008659   \n",
-       "SUM_TRAN_MED_TENDENCY1M                    0.008178               0.006514   \n",
-       "TRANS_COUNT_NAS_PRC                       -0.002327              -0.008357   \n",
-       "SUM_TRAN_CLO_TENDENCY1M                    0.005790               0.007632   \n",
-       "APP_POSITION_TYPE                         -0.048715               0.009324   \n",
-       "TRANS_COUNT_ATM_PRC                        0.014340               0.013829   \n",
-       "AMOUNT_RUB_ATM_PRC                         0.009057               0.012491   \n",
-       "CNT_TRAN_MED_TENDENCY3M                    0.010210               0.008735   \n",
-       "SUM_TRAN_MED_TENDENCY3M                    0.009294               0.007369   \n",
-       "SUM_TRAN_CLO_TENDENCY3M                    0.008888               0.009180   \n",
-       "LDEAL_TENOR_MAX                            0.029840               0.002214   \n",
-       "LDEAL_YQZ_CHRG                            -0.009721              -0.002931   \n",
-       "DEAL_YQZ_IR_MAX                           -0.020053               0.004655   \n",
-       "LDEAL_YQZ_COM                             -0.041947              -0.000177   \n",
-       "DEAL_YQZ_IR_MIN                           -0.029846               0.005552   \n",
-       "CNT_TRAN_CLO_TENDENCY3M                    0.009939               0.009947   \n",
-       "LDEAL_TENOR_MIN                            0.028445               0.001172   \n",
-       "LDEAL_AMT_MONTH                            0.061758               0.004066   \n",
-       "CNT_TRAN_SUP_TENDENCY3M                    0.017468               0.014452   \n",
-       "SUM_TRAN_SUP_TENDENCY3M                    0.016581               0.013233   \n",
-       "CNT_TRAN_ATM_TENDENCY3M                    0.020823               0.013830   \n",
-       "CNT_TRAN_ATM_TENDENCY1M                    0.022147               0.007047   \n",
-       "SUM_TRAN_ATM_TENDENCY3M                    0.019545               0.012421   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1                   0.105831               0.004726   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE                    0.084609               0.003110   \n",
-       "DEAL_YWZ_IR_MIN                           -0.109328              -0.149111   \n",
-       "SUM_TRAN_SUP_TENDENCY1M                    0.016701               0.007181   \n",
-       "DEAL_YWZ_IR_MAX                           -0.044269              -0.192050   \n",
-       "SUM_TRAN_ATM_TENDENCY1M                    0.019244               0.006403   \n",
-       "CNT_TRAN_SUP_TENDENCY1M                    0.017281               0.007613   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG                    0.117522               0.005386   \n",
-       "LDEAL_YQZ_PC                               0.024909              -0.000059   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX                    0.130019               0.004927   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ                    0.240150               0.006532   \n",
-       "CLNT_SALARY_VALUE                         -0.000427              -0.001997   \n",
-       "TRANS_AMOUNT_TENDENCY3M                    0.022432               0.019368   \n",
-       "MED_DEBT_PRC_YQZ                           0.027048              -0.000831   \n",
-       "TRANS_CNT_TENDENCY3M                       0.022961               0.022084   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                     0.069775               0.003530   \n",
-       "LDEAL_USED_AMT_AVG_YWZ                    -0.008614               0.021151   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT                   0.164794               0.007524   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG                 0.277988               0.627752   \n",
-       "MED_DEBT_PRC_YWZ                           0.417323               0.495728   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3                     0.111140               0.796286   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG                    0.069231               0.483827   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ                    1.000000               0.057905   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                      0.057905               1.000000   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4                     0.057905               1.000000   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR                    0.057905               1.000000   \n",
-       "TARGET                                     0.000725               0.048387   \n",
-       "\n",
-       "                            LDEAL_ACT_DAYS_PCT_TR4  LDEAL_ACT_DAYS_PCT_CURR  \\\n",
-       "AMOUNT_RUB_CLO_PRC                       -0.002975                -0.002975   \n",
-       "CNT_TRAN_AUT_TENDENCY1M                   0.005266                 0.005266   \n",
-       "SUM_TRAN_AUT_TENDENCY1M                   0.004533                 0.004533   \n",
-       "AMOUNT_RUB_SUP_PRC                       -0.006974                -0.006974   \n",
-       "SUM_TRAN_AUT_TENDENCY3M                   0.007716                 0.007716   \n",
-       "CNT_TRAN_AUT_TENDENCY3M                   0.009134                 0.009134   \n",
-       "CNT_TRAN_MED_TENDENCY1M                   0.006894                 0.006894   \n",
-       "AMOUNT_RUB_NAS_PRC                       -0.005776                -0.005776   \n",
-       "TRANS_COUNT_SUP_PRC                      -0.000654                -0.000654   \n",
-       "CNT_TRAN_CLO_TENDENCY1M                   0.008659                 0.008659   \n",
-       "SUM_TRAN_MED_TENDENCY1M                   0.006514                 0.006514   \n",
-       "TRANS_COUNT_NAS_PRC                      -0.008357                -0.008357   \n",
-       "SUM_TRAN_CLO_TENDENCY1M                   0.007632                 0.007632   \n",
-       "APP_POSITION_TYPE                         0.009324                 0.009324   \n",
-       "TRANS_COUNT_ATM_PRC                       0.013829                 0.013829   \n",
-       "AMOUNT_RUB_ATM_PRC                        0.012491                 0.012491   \n",
-       "CNT_TRAN_MED_TENDENCY3M                   0.008735                 0.008735   \n",
-       "SUM_TRAN_MED_TENDENCY3M                   0.007369                 0.007369   \n",
-       "SUM_TRAN_CLO_TENDENCY3M                   0.009180                 0.009180   \n",
-       "LDEAL_TENOR_MAX                           0.002214                 0.002214   \n",
-       "LDEAL_YQZ_CHRG                           -0.002931                -0.002931   \n",
-       "DEAL_YQZ_IR_MAX                           0.004655                 0.004655   \n",
-       "LDEAL_YQZ_COM                            -0.000177                -0.000177   \n",
-       "DEAL_YQZ_IR_MIN                           0.005552                 0.005552   \n",
-       "CNT_TRAN_CLO_TENDENCY3M                   0.009947                 0.009947   \n",
-       "LDEAL_TENOR_MIN                           0.001172                 0.001172   \n",
-       "LDEAL_AMT_MONTH                           0.004066                 0.004066   \n",
-       "CNT_TRAN_SUP_TENDENCY3M                   0.014452                 0.014452   \n",
-       "SUM_TRAN_SUP_TENDENCY3M                   0.013233                 0.013233   \n",
-       "CNT_TRAN_ATM_TENDENCY3M                   0.013830                 0.013830   \n",
-       "CNT_TRAN_ATM_TENDENCY1M                   0.007047                 0.007047   \n",
-       "SUM_TRAN_ATM_TENDENCY3M                   0.012421                 0.012421   \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1                  0.004726                 0.004726   \n",
-       "AVG_PCT_MONTH_TO_PCLOSE                   0.003110                 0.003110   \n",
-       "DEAL_YWZ_IR_MIN                          -0.149111                -0.149111   \n",
-       "SUM_TRAN_SUP_TENDENCY1M                   0.007181                 0.007181   \n",
-       "DEAL_YWZ_IR_MAX                          -0.192050                -0.192050   \n",
-       "SUM_TRAN_ATM_TENDENCY1M                   0.006403                 0.006403   \n",
-       "CNT_TRAN_SUP_TENDENCY1M                   0.007613                 0.007613   \n",
-       "DEAL_GRACE_DAYS_ACC_AVG                   0.005386                 0.005386   \n",
-       "LDEAL_YQZ_PC                             -0.000059                -0.000059   \n",
-       "DEAL_GRACE_DAYS_ACC_MAX                   0.004927                 0.004927   \n",
-       "LDEAL_DELINQ_PER_MAXYQZ                   0.006532                 0.006532   \n",
-       "CLNT_SALARY_VALUE                        -0.001997                -0.001997   \n",
-       "TRANS_AMOUNT_TENDENCY3M                   0.019368                 0.019368   \n",
-       "MED_DEBT_PRC_YQZ                         -0.000831                -0.000831   \n",
-       "TRANS_CNT_TENDENCY3M                      0.022084                 0.022084   \n",
-       "LDEAL_USED_AMT_AVG_YQZ                    0.003530                 0.003530   \n",
-       "LDEAL_USED_AMT_AVG_YWZ                    0.021151                 0.021151   \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT                  0.007524                 0.007524   \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG                0.627752                 0.627752   \n",
-       "MED_DEBT_PRC_YWZ                          0.495728                 0.495728   \n",
-       "LDEAL_ACT_DAYS_PCT_TR3                    0.796286                 0.796286   \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG                   0.483827                 0.483827   \n",
-       "LDEAL_DELINQ_PER_MAXYWZ                   0.057905                 0.057905   \n",
-       "LDEAL_ACT_DAYS_PCT_TR                     1.000000                 1.000000   \n",
-       "LDEAL_ACT_DAYS_PCT_TR4                    1.000000                 1.000000   \n",
-       "LDEAL_ACT_DAYS_PCT_CURR                   1.000000                 1.000000   \n",
-       "TARGET                                    0.048387                 0.048387   \n",
-       "\n",
-       "                              TARGET  \n",
-       "AMOUNT_RUB_CLO_PRC         -0.001319  \n",
-       "CNT_TRAN_AUT_TENDENCY1M     0.029565  \n",
-       "SUM_TRAN_AUT_TENDENCY1M     0.027457  \n",
-       "AMOUNT_RUB_SUP_PRC         -0.024558  \n",
-       "SUM_TRAN_AUT_TENDENCY3M     0.020648  \n",
-       "CNT_TRAN_AUT_TENDENCY3M     0.022869  \n",
-       "CNT_TRAN_MED_TENDENCY1M     0.032242  \n",
-       "AMOUNT_RUB_NAS_PRC         -0.011020  \n",
-       "TRANS_COUNT_SUP_PRC        -0.020416  \n",
-       "CNT_TRAN_CLO_TENDENCY1M     0.030361  \n",
-       "SUM_TRAN_MED_TENDENCY1M     0.028469  \n",
-       "TRANS_COUNT_NAS_PRC        -0.009448  \n",
-       "SUM_TRAN_CLO_TENDENCY1M     0.026957  \n",
-       "APP_POSITION_TYPE          -0.018842  \n",
-       "TRANS_COUNT_ATM_PRC         0.093872  \n",
-       "AMOUNT_RUB_ATM_PRC          0.077213  \n",
-       "CNT_TRAN_MED_TENDENCY3M     0.027036  \n",
-       "SUM_TRAN_MED_TENDENCY3M     0.024238  \n",
-       "SUM_TRAN_CLO_TENDENCY3M     0.023270  \n",
-       "LDEAL_TENOR_MAX             0.014318  \n",
-       "LDEAL_YQZ_CHRG             -0.004033  \n",
-       "DEAL_YQZ_IR_MAX             0.003706  \n",
-       "LDEAL_YQZ_COM              -0.002327  \n",
-       "DEAL_YQZ_IR_MIN             0.004550  \n",
-       "CNT_TRAN_CLO_TENDENCY3M     0.026280  \n",
-       "LDEAL_TENOR_MIN             0.004597  \n",
-       "LDEAL_AMT_MONTH            -0.005344  \n",
-       "CNT_TRAN_SUP_TENDENCY3M     0.035731  \n",
-       "SUM_TRAN_SUP_TENDENCY3M     0.032965  \n",
-       "CNT_TRAN_ATM_TENDENCY3M     0.045657  \n",
-       "CNT_TRAN_ATM_TENDENCY1M     0.071619  \n",
-       "SUM_TRAN_ATM_TENDENCY3M     0.045768  \n",
-       "DEAL_GRACE_DAYS_ACC_S1X1   -0.001347  \n",
-       "AVG_PCT_MONTH_TO_PCLOSE     0.000501  \n",
-       "DEAL_YWZ_IR_MIN            -0.007858  \n",
-       "SUM_TRAN_SUP_TENDENCY1M     0.041617  \n",
-       "DEAL_YWZ_IR_MAX            -0.018765  \n",
-       "SUM_TRAN_ATM_TENDENCY1M     0.071122  \n",
-       "CNT_TRAN_SUP_TENDENCY1M     0.045585  \n",
-       "DEAL_GRACE_DAYS_ACC_AVG    -0.004171  \n",
-       "LDEAL_YQZ_PC                0.002900  \n",
-       "DEAL_GRACE_DAYS_ACC_MAX    -0.004527  \n",
-       "LDEAL_DELINQ_PER_MAXYQZ    -0.016342  \n",
-       "CLNT_SALARY_VALUE           0.000409  \n",
-       "TRANS_AMOUNT_TENDENCY3M     0.055346  \n",
-       "MED_DEBT_PRC_YQZ            0.010467  \n",
-       "TRANS_CNT_TENDENCY3M        0.051699  \n",
-       "LDEAL_USED_AMT_AVG_YQZ     -0.001530  \n",
-       "LDEAL_USED_AMT_AVG_YWZ     -0.006381  \n",
-       "AVG_PCT_DEBT_TO_DEAL_AMT   -0.010198  \n",
-       "LDEAL_ACT_DAYS_ACC_PCT_AVG  0.041959  \n",
-       "MED_DEBT_PRC_YWZ            0.029183  \n",
-       "LDEAL_ACT_DAYS_PCT_TR3      0.048763  \n",
-       "LDEAL_ACT_DAYS_PCT_AAVG     0.074718  \n",
-       "LDEAL_DELINQ_PER_MAXYWZ     0.000725  \n",
-       "LDEAL_ACT_DAYS_PCT_TR       0.048387  \n",
-       "LDEAL_ACT_DAYS_PCT_TR4      0.048387  \n",
-       "LDEAL_ACT_DAYS_PCT_CURR     0.048387  \n",
-       "TARGET                      1.000000  \n",
-       "\n",
-       "[59 rows x 59 columns]"
-      ]
-     },
-     "execution_count": 26,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "numeric_columns_to_check = df[columns_to_check].select_dtypes(include=[np.number]).columns\n",
-    "df[numeric_columns_to_check] = df[numeric_columns_to_check].fillna(df[numeric_columns_to_check].mean())\n",
-    "correlation_matrix = df[columns_to_check].corr()\n",
-    "correlation_matrix"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 27,
-   "id": "82e1d93d",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "(355190, 90)"
-      ]
-     },
-     "execution_count": 27,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "#Dropping columns that are least correlated\n",
-    "columns_to_drop4 = ['AMOUNT_RUB_CLO_PRC','LDEAL_DELINQ_PER_MAXYWZ']\n",
-    "df = df.drop(columns=columns_to_drop4)\n",
-    "df.shape"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 28,
-   "id": "bb512ca2",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "(355190, 90)"
-      ]
-     },
-     "execution_count": 28,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "# Dropping rows where all elements are missing\n",
-    "df_rows = df.dropna(how='all')\n",
-    "df_rows.shape"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 29,
-   "id": "15860997",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Importing important libraries\n",
-    "from sklearn.model_selection import train_test_split\n",
-    "from sklearn.impute import SimpleImputer\n",
-    "from sklearn.ensemble import RandomForestClassifier\n",
-    "from sklearn.pipeline import Pipeline\n",
-    "from sklearn.compose import ColumnTransformer\n",
-    "from sklearn.preprocessing import StandardScaler, OneHotEncoder"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 30,
-   "id": "806f8b15",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "X = df.drop(columns=['TARGET'])\n",
-    "y = df['TARGET']"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 31,
-   "id": "064ab733",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/plain": [
-       "['CR_PROD_CNT_IL',\n",
-       " 'TURNOVER_DYNAMIC_IL_1M',\n",
-       " 'CNT_TRAN_AUT_TENDENCY1M',\n",
-       " 'SUM_TRAN_AUT_TENDENCY1M',\n",
-       " 'AMOUNT_RUB_SUP_PRC',\n",
-       " 'SUM_TRAN_AUT_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_FDEP_1M',\n",
-       " 'CNT_TRAN_AUT_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_SAVE_3M',\n",
-       " 'CR_PROD_CNT_VCU',\n",
-       " 'REST_AVG_CUR',\n",
-       " 'CNT_TRAN_MED_TENDENCY1M',\n",
-       " 'AMOUNT_RUB_NAS_PRC',\n",
-       " 'TRANS_COUNT_SUP_PRC',\n",
-       " 'CNT_TRAN_CLO_TENDENCY1M',\n",
-       " 'SUM_TRAN_MED_TENDENCY1M',\n",
-       " 'TRANS_COUNT_NAS_PRC',\n",
-       " 'CR_PROD_CNT_TOVR',\n",
-       " 'CR_PROD_CNT_PIL',\n",
-       " 'SUM_TRAN_CLO_TENDENCY1M',\n",
-       " 'APP_POSITION_TYPE',\n",
-       " 'TURNOVER_CC',\n",
-       " 'TRANS_COUNT_ATM_PRC',\n",
-       " 'AMOUNT_RUB_ATM_PRC',\n",
-       " 'TURNOVER_PAYM',\n",
-       " 'CNT_TRAN_MED_TENDENCY3M',\n",
-       " 'CR_PROD_CNT_CC',\n",
-       " 'SUM_TRAN_MED_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_FDEP_3M',\n",
-       " 'REST_DYNAMIC_IL_1M',\n",
-       " 'SUM_TRAN_CLO_TENDENCY3M',\n",
-       " 'LDEAL_TENOR_MAX',\n",
-       " 'LDEAL_YQZ_CHRG',\n",
-       " 'CR_PROD_CNT_CCFP',\n",
-       " 'DEAL_YQZ_IR_MAX',\n",
-       " 'LDEAL_YQZ_COM',\n",
-       " 'DEAL_YQZ_IR_MIN',\n",
-       " 'CNT_TRAN_CLO_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_CUR_1M',\n",
-       " 'REST_AVG_PAYM',\n",
-       " 'LDEAL_TENOR_MIN',\n",
-       " 'LDEAL_AMT_MONTH',\n",
-       " 'LDEAL_GRACE_DAYS_PCT_MED',\n",
-       " 'REST_DYNAMIC_CUR_3M',\n",
-       " 'CNT_TRAN_SUP_TENDENCY3M',\n",
-       " 'TURNOVER_DYNAMIC_CUR_1M',\n",
-       " 'REST_DYNAMIC_PAYM_3M',\n",
-       " 'SUM_TRAN_SUP_TENDENCY3M',\n",
-       " 'REST_DYNAMIC_IL_3M',\n",
-       " 'CNT_TRAN_ATM_TENDENCY3M',\n",
-       " 'CNT_TRAN_ATM_TENDENCY1M',\n",
-       " 'TURNOVER_DYNAMIC_IL_3M',\n",
-       " 'SUM_TRAN_ATM_TENDENCY3M',\n",
-       " 'DEAL_GRACE_DAYS_ACC_S1X1',\n",
-       " 'AVG_PCT_MONTH_TO_PCLOSE',\n",
-       " 'DEAL_YWZ_IR_MIN',\n",
-       " 'SUM_TRAN_SUP_TENDENCY1M',\n",
-       " 'DEAL_YWZ_IR_MAX',\n",
-       " 'SUM_TRAN_ATM_TENDENCY1M',\n",
-       " 'REST_DYNAMIC_PAYM_1M',\n",
-       " 'CNT_TRAN_SUP_TENDENCY1M',\n",
-       " 'DEAL_GRACE_DAYS_ACC_AVG',\n",
-       " 'TURNOVER_DYNAMIC_CUR_3M',\n",
-       " 'MAX_PCLOSE_DATE',\n",
-       " 'LDEAL_YQZ_PC',\n",
-       " 'CLNT_SETUP_TENOR',\n",
-       " 'DEAL_GRACE_DAYS_ACC_MAX',\n",
-       " 'TURNOVER_DYNAMIC_PAYM_3M',\n",
-       " 'LDEAL_DELINQ_PER_MAXYQZ',\n",
-       " 'TURNOVER_DYNAMIC_PAYM_1M',\n",
-       " 'CLNT_SALARY_VALUE',\n",
-       " 'TRANS_AMOUNT_TENDENCY3M',\n",
-       " 'MED_DEBT_PRC_YQZ',\n",
-       " 'TRANS_CNT_TENDENCY3M',\n",
-       " 'LDEAL_USED_AMT_AVG_YQZ',\n",
-       " 'REST_DYNAMIC_CC_1M',\n",
-       " 'LDEAL_USED_AMT_AVG_YWZ',\n",
-       " 'TURNOVER_DYNAMIC_CC_1M',\n",
-       " 'AVG_PCT_DEBT_TO_DEAL_AMT',\n",
-       " 'LDEAL_ACT_DAYS_ACC_PCT_AVG',\n",
-       " 'REST_DYNAMIC_CC_3M',\n",
-       " 'MED_DEBT_PRC_YWZ',\n",
-       " 'LDEAL_ACT_DAYS_PCT_TR3',\n",
-       " 'LDEAL_ACT_DAYS_PCT_AAVG',\n",
-       " 'TURNOVER_DYNAMIC_CC_3M',\n",
-       " 'LDEAL_ACT_DAYS_PCT_TR',\n",
-       " 'LDEAL_ACT_DAYS_PCT_TR4',\n",
-       " 'LDEAL_ACT_DAYS_PCT_CURR']"
-      ]
-     },
-     "execution_count": 31,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "numeric_features = X.select_dtypes(include=['number']).columns.tolist()\n",
-    "categorical_features = X.select_dtypes(include=['object', 'category']).columns.tolist()\n",
-    "numeric_features"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 32,
-   "id": "447e665e",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Splitting the data into train and test sets\n",
-    "X_train, X_test, y_train, y_test = train_test_split(X, y, test_size=0.2, random_state=42)\n",
-    "# Defining preprocessing steps\n",
-    "num_trans = Pipeline(steps=[\n",
-    "    ('imputer', SimpleImputer(strategy='mean')),\n",
-    "    ('scaler', StandardScaler())\n",
-    "])\n",
-    "cat_trans = Pipeline(steps=[\n",
-    "    ('imputer', SimpleImputer(strategy='most_frequent')),\n",
-    "    ('onehot', OneHotEncoder(handle_unknown='ignore'))\n",
-    "])\n",
-    "preprocessor = ColumnTransformer(\n",
-    "    transformers=[\n",
-    "        ('num', num_trans, numeric_features),\n",
-    "        ('cat', cat_trans, categorical_features)\n",
-    "    ])"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 33,
-   "id": "36e74664",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Checking if all specified columns exist in the DataFrame\n",
-    "missing_numeric_cols = [col for col in numeric_features if col not in X.columns]\n",
-    "missing_categorical_cols = [col for col in categorical_features if col not in X.columns]\n",
-    "\n",
-    "if missing_numeric_cols:\n",
-    "    print(f\"Missing numeric columns in the DataFrame: {missing_numeric_cols}\")\n",
-    "if missing_categorical_cols:\n",
-    "    print(f\"Missing categorical columns in the DataFrame: {missing_categorical_cols}\")\n"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 34,
-   "id": "34c82aab",
-   "metadata": {},
-   "outputs": [
-    {
-     "data": {
-      "text/html": [
-       "<style>#sk-container-id-1 {\n",
-       "  /* Definition of color scheme common for light and dark mode */\n",
-       "  --sklearn-color-text: black;\n",
-       "  --sklearn-color-line: gray;\n",
-       "  /* Definition of color scheme for unfitted estimators */\n",
-       "  --sklearn-color-unfitted-level-0: #fff5e6;\n",
-       "  --sklearn-color-unfitted-level-1: #f6e4d2;\n",
-       "  --sklearn-color-unfitted-level-2: #ffe0b3;\n",
-       "  --sklearn-color-unfitted-level-3: chocolate;\n",
-       "  /* Definition of color scheme for fitted estimators */\n",
-       "  --sklearn-color-fitted-level-0: #f0f8ff;\n",
-       "  --sklearn-color-fitted-level-1: #d4ebff;\n",
-       "  --sklearn-color-fitted-level-2: #b3dbfd;\n",
-       "  --sklearn-color-fitted-level-3: cornflowerblue;\n",
-       "\n",
-       "  /* Specific color for light theme */\n",
-       "  --sklearn-color-text-on-default-background: var(--sg-text-color, var(--theme-code-foreground, var(--jp-content-font-color1, black)));\n",
-       "  --sklearn-color-background: var(--sg-background-color, var(--theme-background, var(--jp-layout-color0, white)));\n",
-       "  --sklearn-color-border-box: var(--sg-text-color, var(--theme-code-foreground, var(--jp-content-font-color1, black)));\n",
-       "  --sklearn-color-icon: #696969;\n",
-       "\n",
-       "  @media (prefers-color-scheme: dark) {\n",
-       "    /* Redefinition of color scheme for dark theme */\n",
-       "    --sklearn-color-text-on-default-background: var(--sg-text-color, var(--theme-code-foreground, var(--jp-content-font-color1, white)));\n",
-       "    --sklearn-color-background: var(--sg-background-color, var(--theme-background, var(--jp-layout-color0, #111)));\n",
-       "    --sklearn-color-border-box: var(--sg-text-color, var(--theme-code-foreground, var(--jp-content-font-color1, white)));\n",
-       "    --sklearn-color-icon: #878787;\n",
-       "  }\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 {\n",
-       "  color: var(--sklearn-color-text);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 pre {\n",
-       "  padding: 0;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 input.sk-hidden--visually {\n",
-       "  border: 0;\n",
-       "  clip: rect(1px 1px 1px 1px);\n",
-       "  clip: rect(1px, 1px, 1px, 1px);\n",
-       "  height: 1px;\n",
-       "  margin: -1px;\n",
-       "  overflow: hidden;\n",
-       "  padding: 0;\n",
-       "  position: absolute;\n",
-       "  width: 1px;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-dashed-wrapped {\n",
-       "  border: 1px dashed var(--sklearn-color-line);\n",
-       "  margin: 0 0.4em 0.5em 0.4em;\n",
-       "  box-sizing: border-box;\n",
-       "  padding-bottom: 0.4em;\n",
-       "  background-color: var(--sklearn-color-background);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-container {\n",
-       "  /* jupyter's `normalize.less` sets `[hidden] { display: none; }`\n",
-       "     but bootstrap.min.css set `[hidden] { display: none !important; }`\n",
-       "     so we also need the `!important` here to be able to override the\n",
-       "     default hidden behavior on the sphinx rendered scikit-learn.org.\n",
-       "     See: https://github.com/scikit-learn/scikit-learn/issues/21755 */\n",
-       "  display: inline-block !important;\n",
-       "  position: relative;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-text-repr-fallback {\n",
-       "  display: none;\n",
-       "}\n",
-       "\n",
-       "div.sk-parallel-item,\n",
-       "div.sk-serial,\n",
-       "div.sk-item {\n",
-       "  /* draw centered vertical line to link estimators */\n",
-       "  background-image: linear-gradient(var(--sklearn-color-text-on-default-background), var(--sklearn-color-text-on-default-background));\n",
-       "  background-size: 2px 100%;\n",
-       "  background-repeat: no-repeat;\n",
-       "  background-position: center center;\n",
-       "}\n",
-       "\n",
-       "/* Parallel-specific style estimator block */\n",
-       "\n",
-       "#sk-container-id-1 div.sk-parallel-item::after {\n",
-       "  content: \"\";\n",
-       "  width: 100%;\n",
-       "  border-bottom: 2px solid var(--sklearn-color-text-on-default-background);\n",
-       "  flex-grow: 1;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-parallel {\n",
-       "  display: flex;\n",
-       "  align-items: stretch;\n",
-       "  justify-content: center;\n",
-       "  background-color: var(--sklearn-color-background);\n",
-       "  position: relative;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-parallel-item {\n",
-       "  display: flex;\n",
-       "  flex-direction: column;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-parallel-item:first-child::after {\n",
-       "  align-self: flex-end;\n",
-       "  width: 50%;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-parallel-item:last-child::after {\n",
-       "  align-self: flex-start;\n",
-       "  width: 50%;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-parallel-item:only-child::after {\n",
-       "  width: 0;\n",
-       "}\n",
-       "\n",
-       "/* Serial-specific style estimator block */\n",
-       "\n",
-       "#sk-container-id-1 div.sk-serial {\n",
-       "  display: flex;\n",
-       "  flex-direction: column;\n",
-       "  align-items: center;\n",
-       "  background-color: var(--sklearn-color-background);\n",
-       "  padding-right: 1em;\n",
-       "  padding-left: 1em;\n",
-       "}\n",
-       "\n",
-       "\n",
-       "/* Toggleable style: style used for estimator/Pipeline/ColumnTransformer box that is\n",
-       "clickable and can be expanded/collapsed.\n",
-       "- Pipeline and ColumnTransformer use this feature and define the default style\n",
-       "- Estimators will overwrite some part of the style using the `sk-estimator` class\n",
-       "*/\n",
-       "\n",
-       "/* Pipeline and ColumnTransformer style (default) */\n",
-       "\n",
-       "#sk-container-id-1 div.sk-toggleable {\n",
-       "  /* Default theme specific background. It is overwritten whether we have a\n",
-       "  specific estimator or a Pipeline/ColumnTransformer */\n",
-       "  background-color: var(--sklearn-color-background);\n",
-       "}\n",
-       "\n",
-       "/* Toggleable label */\n",
-       "#sk-container-id-1 label.sk-toggleable__label {\n",
-       "  cursor: pointer;\n",
-       "  display: block;\n",
-       "  width: 100%;\n",
-       "  margin-bottom: 0;\n",
-       "  padding: 0.5em;\n",
-       "  box-sizing: border-box;\n",
-       "  text-align: center;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 label.sk-toggleable__label-arrow:before {\n",
-       "  /* Arrow on the left of the label */\n",
-       "  content: \"▸\";\n",
-       "  float: left;\n",
-       "  margin-right: 0.25em;\n",
-       "  color: var(--sklearn-color-icon);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 label.sk-toggleable__label-arrow:hover:before {\n",
-       "  color: var(--sklearn-color-text);\n",
-       "}\n",
-       "\n",
-       "/* Toggleable content - dropdown */\n",
-       "\n",
-       "#sk-container-id-1 div.sk-toggleable__content {\n",
-       "  max-height: 0;\n",
-       "  max-width: 0;\n",
-       "  overflow: hidden;\n",
-       "  text-align: left;\n",
-       "  /* unfitted */\n",
-       "  background-color: var(--sklearn-color-unfitted-level-0);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-toggleable__content.fitted {\n",
-       "  /* fitted */\n",
-       "  background-color: var(--sklearn-color-fitted-level-0);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-toggleable__content pre {\n",
-       "  margin: 0.2em;\n",
-       "  border-radius: 0.25em;\n",
-       "  color: var(--sklearn-color-text);\n",
-       "  /* unfitted */\n",
-       "  background-color: var(--sklearn-color-unfitted-level-0);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-toggleable__content.fitted pre {\n",
-       "  /* unfitted */\n",
-       "  background-color: var(--sklearn-color-fitted-level-0);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 input.sk-toggleable__control:checked~div.sk-toggleable__content {\n",
-       "  /* Expand drop-down */\n",
-       "  max-height: 200px;\n",
-       "  max-width: 100%;\n",
-       "  overflow: auto;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 input.sk-toggleable__control:checked~label.sk-toggleable__label-arrow:before {\n",
-       "  content: \"▾\";\n",
-       "}\n",
-       "\n",
-       "/* Pipeline/ColumnTransformer-specific style */\n",
-       "\n",
-       "#sk-container-id-1 div.sk-label input.sk-toggleable__control:checked~label.sk-toggleable__label {\n",
-       "  color: var(--sklearn-color-text);\n",
-       "  background-color: var(--sklearn-color-unfitted-level-2);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-label.fitted input.sk-toggleable__control:checked~label.sk-toggleable__label {\n",
-       "  background-color: var(--sklearn-color-fitted-level-2);\n",
-       "}\n",
-       "\n",
-       "/* Estimator-specific style */\n",
-       "\n",
-       "/* Colorize estimator box */\n",
-       "#sk-container-id-1 div.sk-estimator input.sk-toggleable__control:checked~label.sk-toggleable__label {\n",
-       "  /* unfitted */\n",
-       "  background-color: var(--sklearn-color-unfitted-level-2);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-estimator.fitted input.sk-toggleable__control:checked~label.sk-toggleable__label {\n",
-       "  /* fitted */\n",
-       "  background-color: var(--sklearn-color-fitted-level-2);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-label label.sk-toggleable__label,\n",
-       "#sk-container-id-1 div.sk-label label {\n",
-       "  /* The background is the default theme color */\n",
-       "  color: var(--sklearn-color-text-on-default-background);\n",
-       "}\n",
-       "\n",
-       "/* On hover, darken the color of the background */\n",
-       "#sk-container-id-1 div.sk-label:hover label.sk-toggleable__label {\n",
-       "  color: var(--sklearn-color-text);\n",
-       "  background-color: var(--sklearn-color-unfitted-level-2);\n",
-       "}\n",
-       "\n",
-       "/* Label box, darken color on hover, fitted */\n",
-       "#sk-container-id-1 div.sk-label.fitted:hover label.sk-toggleable__label.fitted {\n",
-       "  color: var(--sklearn-color-text);\n",
-       "  background-color: var(--sklearn-color-fitted-level-2);\n",
-       "}\n",
-       "\n",
-       "/* Estimator label */\n",
-       "\n",
-       "#sk-container-id-1 div.sk-label label {\n",
-       "  font-family: monospace;\n",
-       "  font-weight: bold;\n",
-       "  display: inline-block;\n",
-       "  line-height: 1.2em;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-label-container {\n",
-       "  text-align: center;\n",
-       "}\n",
-       "\n",
-       "/* Estimator-specific */\n",
-       "#sk-container-id-1 div.sk-estimator {\n",
-       "  font-family: monospace;\n",
-       "  border: 1px dotted var(--sklearn-color-border-box);\n",
-       "  border-radius: 0.25em;\n",
-       "  box-sizing: border-box;\n",
-       "  margin-bottom: 0.5em;\n",
-       "  /* unfitted */\n",
-       "  background-color: var(--sklearn-color-unfitted-level-0);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-estimator.fitted {\n",
-       "  /* fitted */\n",
-       "  background-color: var(--sklearn-color-fitted-level-0);\n",
-       "}\n",
-       "\n",
-       "/* on hover */\n",
-       "#sk-container-id-1 div.sk-estimator:hover {\n",
-       "  /* unfitted */\n",
-       "  background-color: var(--sklearn-color-unfitted-level-2);\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 div.sk-estimator.fitted:hover {\n",
-       "  /* fitted */\n",
-       "  background-color: var(--sklearn-color-fitted-level-2);\n",
-       "}\n",
-       "\n",
-       "/* Specification for estimator info (e.g. \"i\" and \"?\") */\n",
-       "\n",
-       "/* Common style for \"i\" and \"?\" */\n",
-       "\n",
-       ".sk-estimator-doc-link,\n",
-       "a:link.sk-estimator-doc-link,\n",
-       "a:visited.sk-estimator-doc-link {\n",
-       "  float: right;\n",
-       "  font-size: smaller;\n",
-       "  line-height: 1em;\n",
-       "  font-family: monospace;\n",
-       "  background-color: var(--sklearn-color-background);\n",
-       "  border-radius: 1em;\n",
-       "  height: 1em;\n",
-       "  width: 1em;\n",
-       "  text-decoration: none !important;\n",
-       "  margin-left: 1ex;\n",
-       "  /* unfitted */\n",
-       "  border: var(--sklearn-color-unfitted-level-1) 1pt solid;\n",
-       "  color: var(--sklearn-color-unfitted-level-1);\n",
-       "}\n",
-       "\n",
-       ".sk-estimator-doc-link.fitted,\n",
-       "a:link.sk-estimator-doc-link.fitted,\n",
-       "a:visited.sk-estimator-doc-link.fitted {\n",
-       "  /* fitted */\n",
-       "  border: var(--sklearn-color-fitted-level-1) 1pt solid;\n",
-       "  color: var(--sklearn-color-fitted-level-1);\n",
-       "}\n",
-       "\n",
-       "/* On hover */\n",
-       "div.sk-estimator:hover .sk-estimator-doc-link:hover,\n",
-       ".sk-estimator-doc-link:hover,\n",
-       "div.sk-label-container:hover .sk-estimator-doc-link:hover,\n",
-       ".sk-estimator-doc-link:hover {\n",
-       "  /* unfitted */\n",
-       "  background-color: var(--sklearn-color-unfitted-level-3);\n",
-       "  color: var(--sklearn-color-background);\n",
-       "  text-decoration: none;\n",
-       "}\n",
-       "\n",
-       "div.sk-estimator.fitted:hover .sk-estimator-doc-link.fitted:hover,\n",
-       ".sk-estimator-doc-link.fitted:hover,\n",
-       "div.sk-label-container:hover .sk-estimator-doc-link.fitted:hover,\n",
-       ".sk-estimator-doc-link.fitted:hover {\n",
-       "  /* fitted */\n",
-       "  background-color: var(--sklearn-color-fitted-level-3);\n",
-       "  color: var(--sklearn-color-background);\n",
-       "  text-decoration: none;\n",
-       "}\n",
-       "\n",
-       "/* Span, style for the box shown on hovering the info icon */\n",
-       ".sk-estimator-doc-link span {\n",
-       "  display: none;\n",
-       "  z-index: 9999;\n",
-       "  position: relative;\n",
-       "  font-weight: normal;\n",
-       "  right: .2ex;\n",
-       "  padding: .5ex;\n",
-       "  margin: .5ex;\n",
-       "  width: min-content;\n",
-       "  min-width: 20ex;\n",
-       "  max-width: 50ex;\n",
-       "  color: var(--sklearn-color-text);\n",
-       "  box-shadow: 2pt 2pt 4pt #999;\n",
-       "  /* unfitted */\n",
-       "  background: var(--sklearn-color-unfitted-level-0);\n",
-       "  border: .5pt solid var(--sklearn-color-unfitted-level-3);\n",
-       "}\n",
-       "\n",
-       ".sk-estimator-doc-link.fitted span {\n",
-       "  /* fitted */\n",
-       "  background: var(--sklearn-color-fitted-level-0);\n",
-       "  border: var(--sklearn-color-fitted-level-3);\n",
-       "}\n",
-       "\n",
-       ".sk-estimator-doc-link:hover span {\n",
-       "  display: block;\n",
-       "}\n",
-       "\n",
-       "/* \"?\"-specific style due to the `<a>` HTML tag */\n",
-       "\n",
-       "#sk-container-id-1 a.estimator_doc_link {\n",
-       "  float: right;\n",
-       "  font-size: 1rem;\n",
-       "  line-height: 1em;\n",
-       "  font-family: monospace;\n",
-       "  background-color: var(--sklearn-color-background);\n",
-       "  border-radius: 1rem;\n",
-       "  height: 1rem;\n",
-       "  width: 1rem;\n",
-       "  text-decoration: none;\n",
-       "  /* unfitted */\n",
-       "  color: var(--sklearn-color-unfitted-level-1);\n",
-       "  border: var(--sklearn-color-unfitted-level-1) 1pt solid;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 a.estimator_doc_link.fitted {\n",
-       "  /* fitted */\n",
-       "  border: var(--sklearn-color-fitted-level-1) 1pt solid;\n",
-       "  color: var(--sklearn-color-fitted-level-1);\n",
-       "}\n",
-       "\n",
-       "/* On hover */\n",
-       "#sk-container-id-1 a.estimator_doc_link:hover {\n",
-       "  /* unfitted */\n",
-       "  background-color: var(--sklearn-color-unfitted-level-3);\n",
-       "  color: var(--sklearn-color-background);\n",
-       "  text-decoration: none;\n",
-       "}\n",
-       "\n",
-       "#sk-container-id-1 a.estimator_doc_link.fitted:hover {\n",
-       "  /* fitted */\n",
-       "  background-color: var(--sklearn-color-fitted-level-3);\n",
-       "}\n",
-       "</style><div id=\"sk-container-id-1\" class=\"sk-top-container\"><div class=\"sk-text-repr-fallback\"><pre>Pipeline(steps=[(&#x27;preprocessor&#x27;,\n",
-       "                 ColumnTransformer(transformers=[(&#x27;num&#x27;,\n",
-       "                                                  Pipeline(steps=[(&#x27;imputer&#x27;,\n",
-       "                                                                   SimpleImputer()),\n",
-       "                                                                  (&#x27;scaler&#x27;,\n",
-       "                                                                   StandardScaler())]),\n",
-       "                                                  [&#x27;CR_PROD_CNT_IL&#x27;,\n",
-       "                                                   &#x27;TURNOVER_DYNAMIC_IL_1M&#x27;,\n",
-       "                                                   &#x27;CNT_TRAN_AUT_TENDENCY1M&#x27;,\n",
-       "                                                   &#x27;SUM_TRAN_AUT_TENDENCY1M&#x27;,\n",
-       "                                                   &#x27;AMOUNT_RUB_SUP_PRC&#x27;,\n",
-       "                                                   &#x27;SUM_TRAN_AUT_TENDENCY3M&#x27;,\n",
-       "                                                   &#x27;REST_DYNAMIC_FDEP_1M&#x27;,\n",
-       "                                                   &#x27;CNT_TRAN_AUT_TENDENCY3M&#x27;,\n",
-       "                                                   &#x27;REST_DYNAMIC_...\n",
-       "                                                   &#x27;AMOUNT_RUB_ATM_PRC&#x27;,\n",
-       "                                                   &#x27;TURNOVER_PAYM&#x27;,\n",
-       "                                                   &#x27;CNT_TRAN_MED_TENDENCY3M&#x27;,\n",
-       "                                                   &#x27;CR_PROD_CNT_CC&#x27;,\n",
-       "                                                   &#x27;SUM_TRAN_MED_TENDENCY3M&#x27;,\n",
-       "                                                   &#x27;REST_DYNAMIC_FDEP_3M&#x27;,\n",
-       "                                                   &#x27;REST_DYNAMIC_IL_1M&#x27;, ...]),\n",
-       "                                                 (&#x27;cat&#x27;,\n",
-       "                                                  Pipeline(steps=[(&#x27;imputer&#x27;,\n",
-       "                                                                   SimpleImputer(strategy=&#x27;most_frequent&#x27;)),\n",
-       "                                                                  (&#x27;onehot&#x27;,\n",
-       "                                                                   OneHotEncoder(handle_unknown=&#x27;ignore&#x27;))]),\n",
-       "                                                  [&#x27;PACK&#x27;])])),\n",
-       "                (&#x27;classifier&#x27;, RandomForestClassifier(random_state=42))])</pre><b>In a Jupyter environment, please rerun this cell to show the HTML representation or trust the notebook. <br />On GitHub, the HTML representation is unable to render, please try loading this page with nbviewer.org.</b></div><div class=\"sk-container\" hidden><div class=\"sk-item sk-dashed-wrapped\"><div class=\"sk-label-container\"><div class=\"sk-label fitted sk-toggleable\"><input class=\"sk-toggleable__control sk-hidden--visually\" id=\"sk-estimator-id-1\" type=\"checkbox\" ><label for=\"sk-estimator-id-1\" class=\"sk-toggleable__label fitted sk-toggleable__label-arrow fitted\">&nbsp;&nbsp;Pipeline<a class=\"sk-estimator-doc-link fitted\" rel=\"noreferrer\" target=\"_blank\" href=\"https://scikit-learn.org/1.5/modules/generated/sklearn.pipeline.Pipeline.html\">?<span>Documentation for Pipeline</span></a><span class=\"sk-estimator-doc-link fitted\">i<span>Fitted</span></span></label><div class=\"sk-toggleable__content fitted\"><pre>Pipeline(steps=[(&#x27;preprocessor&#x27;,\n",
-       "                 ColumnTransformer(transformers=[(&#x27;num&#x27;,\n",
-       "                                                  Pipeline(steps=[(&#x27;imputer&#x27;,\n",
-       "                                                                   SimpleImputer()),\n",
-       "                                                                  (&#x27;scaler&#x27;,\n",
-       "                                                                   StandardScaler())]),\n",
-       "                                                  [&#x27;CR_PROD_CNT_IL&#x27;,\n",
-       "                                                   &#x27;TURNOVER_DYNAMIC_IL_1M&#x27;,\n",
-       "                                                   &#x27;CNT_TRAN_AUT_TENDENCY1M&#x27;,\n",
-       "                                                   &#x27;SUM_TRAN_AUT_TENDENCY1M&#x27;,\n",
-       "                                                   &#x27;AMOUNT_RUB_SUP_PRC&#x27;,\n",
-       "                                                   &#x27;SUM_TRAN_AUT_TENDENCY3M&#x27;,\n",
-       "                                                   &#x27;REST_DYNAMIC_FDEP_1M&#x27;,\n",
-       "                                                   &#x27;CNT_TRAN_AUT_TENDENCY3M&#x27;,\n",
-       "                                                   &#x27;REST_DYNAMIC_...\n",
-       "                                                   &#x27;AMOUNT_RUB_ATM_PRC&#x27;,\n",
-       "                                                   &#x27;TURNOVER_PAYM&#x27;,\n",
-       "                                                   &#x27;CNT_TRAN_MED_TENDENCY3M&#x27;,\n",
-       "                                                   &#x27;CR_PROD_CNT_CC&#x27;,\n",
-       "                                                   &#x27;SUM_TRAN_MED_TENDENCY3M&#x27;,\n",
-       "                                                   &#x27;REST_DYNAMIC_FDEP_3M&#x27;,\n",
-       "                                                   &#x27;REST_DYNAMIC_IL_1M&#x27;, ...]),\n",
-       "                                                 (&#x27;cat&#x27;,\n",
-       "                                                  Pipeline(steps=[(&#x27;imputer&#x27;,\n",
-       "                                                                   SimpleImputer(strategy=&#x27;most_frequent&#x27;)),\n",
-       "                                                                  (&#x27;onehot&#x27;,\n",
-       "                                                                   OneHotEncoder(handle_unknown=&#x27;ignore&#x27;))]),\n",
-       "                                                  [&#x27;PACK&#x27;])])),\n",
-       "                (&#x27;classifier&#x27;, RandomForestClassifier(random_state=42))])</pre></div> </div></div><div class=\"sk-serial\"><div class=\"sk-item sk-dashed-wrapped\"><div class=\"sk-label-container\"><div class=\"sk-label fitted sk-toggleable\"><input class=\"sk-toggleable__control sk-hidden--visually\" id=\"sk-estimator-id-2\" type=\"checkbox\" ><label for=\"sk-estimator-id-2\" class=\"sk-toggleable__label fitted sk-toggleable__label-arrow fitted\">&nbsp;preprocessor: ColumnTransformer<a class=\"sk-estimator-doc-link fitted\" rel=\"noreferrer\" target=\"_blank\" href=\"https://scikit-learn.org/1.5/modules/generated/sklearn.compose.ColumnTransformer.html\">?<span>Documentation for preprocessor: ColumnTransformer</span></a></label><div class=\"sk-toggleable__content fitted\"><pre>ColumnTransformer(transformers=[(&#x27;num&#x27;,\n",
-       "                                 Pipeline(steps=[(&#x27;imputer&#x27;, SimpleImputer()),\n",
-       "                                                 (&#x27;scaler&#x27;, StandardScaler())]),\n",
-       "                                 [&#x27;CR_PROD_CNT_IL&#x27;, &#x27;TURNOVER_DYNAMIC_IL_1M&#x27;,\n",
-       "                                  &#x27;CNT_TRAN_AUT_TENDENCY1M&#x27;,\n",
-       "                                  &#x27;SUM_TRAN_AUT_TENDENCY1M&#x27;,\n",
-       "                                  &#x27;AMOUNT_RUB_SUP_PRC&#x27;,\n",
-       "                                  &#x27;SUM_TRAN_AUT_TENDENCY3M&#x27;,\n",
-       "                                  &#x27;REST_DYNAMIC_FDEP_1M&#x27;,\n",
-       "                                  &#x27;CNT_TRAN_AUT_TENDENCY3M&#x27;,\n",
-       "                                  &#x27;REST_DYNAMIC_SAVE_3M&#x27;, &#x27;CR_PROD_CNT_VCU&#x27;,\n",
-       "                                  &#x27;REST...\n",
-       "                                  &#x27;APP_POSITION_TYPE&#x27;, &#x27;TURNOVER_CC&#x27;,\n",
-       "                                  &#x27;TRANS_COUNT_ATM_PRC&#x27;, &#x27;AMOUNT_RUB_ATM_PRC&#x27;,\n",
-       "                                  &#x27;TURNOVER_PAYM&#x27;, &#x27;CNT_TRAN_MED_TENDENCY3M&#x27;,\n",
-       "                                  &#x27;CR_PROD_CNT_CC&#x27;, &#x27;SUM_TRAN_MED_TENDENCY3M&#x27;,\n",
-       "                                  &#x27;REST_DYNAMIC_FDEP_3M&#x27;, &#x27;REST_DYNAMIC_IL_1M&#x27;, ...]),\n",
-       "                                (&#x27;cat&#x27;,\n",
-       "                                 Pipeline(steps=[(&#x27;imputer&#x27;,\n",
-       "                                                  SimpleImputer(strategy=&#x27;most_frequent&#x27;)),\n",
-       "                                                 (&#x27;onehot&#x27;,\n",
-       "                                                  OneHotEncoder(handle_unknown=&#x27;ignore&#x27;))]),\n",
-       "                                 [&#x27;PACK&#x27;])])</pre></div> </div></div><div class=\"sk-parallel\"><div class=\"sk-parallel-item\"><div class=\"sk-item\"><div class=\"sk-label-container\"><div class=\"sk-label fitted sk-toggleable\"><input class=\"sk-toggleable__control sk-hidden--visually\" id=\"sk-estimator-id-3\" type=\"checkbox\" ><label for=\"sk-estimator-id-3\" class=\"sk-toggleable__label fitted sk-toggleable__label-arrow fitted\">num</label><div class=\"sk-toggleable__content fitted\"><pre>[&#x27;CR_PROD_CNT_IL&#x27;, &#x27;TURNOVER_DYNAMIC_IL_1M&#x27;, &#x27;CNT_TRAN_AUT_TENDENCY1M&#x27;, &#x27;SUM_TRAN_AUT_TENDENCY1M&#x27;, &#x27;AMOUNT_RUB_SUP_PRC&#x27;, &#x27;SUM_TRAN_AUT_TENDENCY3M&#x27;, &#x27;REST_DYNAMIC_FDEP_1M&#x27;, &#x27;CNT_TRAN_AUT_TENDENCY3M&#x27;, &#x27;REST_DYNAMIC_SAVE_3M&#x27;, &#x27;CR_PROD_CNT_VCU&#x27;, &#x27;REST_AVG_CUR&#x27;, &#x27;CNT_TRAN_MED_TENDENCY1M&#x27;, &#x27;AMOUNT_RUB_NAS_PRC&#x27;, &#x27;TRANS_COUNT_SUP_PRC&#x27;, &#x27;CNT_TRAN_CLO_TENDENCY1M&#x27;, &#x27;SUM_TRAN_MED_TENDENCY1M&#x27;, &#x27;TRANS_COUNT_NAS_PRC&#x27;, &#x27;CR_PROD_CNT_TOVR&#x27;, &#x27;CR_PROD_CNT_PIL&#x27;, &#x27;SUM_TRAN_CLO_TENDENCY1M&#x27;, &#x27;APP_POSITION_TYPE&#x27;, &#x27;TURNOVER_CC&#x27;, &#x27;TRANS_COUNT_ATM_PRC&#x27;, &#x27;AMOUNT_RUB_ATM_PRC&#x27;, &#x27;TURNOVER_PAYM&#x27;, &#x27;CNT_TRAN_MED_TENDENCY3M&#x27;, &#x27;CR_PROD_CNT_CC&#x27;, &#x27;SUM_TRAN_MED_TENDENCY3M&#x27;, &#x27;REST_DYNAMIC_FDEP_3M&#x27;, &#x27;REST_DYNAMIC_IL_1M&#x27;, &#x27;SUM_TRAN_CLO_TENDENCY3M&#x27;, &#x27;LDEAL_TENOR_MAX&#x27;, &#x27;LDEAL_YQZ_CHRG&#x27;, &#x27;CR_PROD_CNT_CCFP&#x27;, &#x27;DEAL_YQZ_IR_MAX&#x27;, &#x27;LDEAL_YQZ_COM&#x27;, &#x27;DEAL_YQZ_IR_MIN&#x27;, &#x27;CNT_TRAN_CLO_TENDENCY3M&#x27;, &#x27;REST_DYNAMIC_CUR_1M&#x27;, &#x27;REST_AVG_PAYM&#x27;, &#x27;LDEAL_TENOR_MIN&#x27;, &#x27;LDEAL_AMT_MONTH&#x27;, &#x27;LDEAL_GRACE_DAYS_PCT_MED&#x27;, &#x27;REST_DYNAMIC_CUR_3M&#x27;, &#x27;CNT_TRAN_SUP_TENDENCY3M&#x27;, &#x27;TURNOVER_DYNAMIC_CUR_1M&#x27;, &#x27;REST_DYNAMIC_PAYM_3M&#x27;, &#x27;SUM_TRAN_SUP_TENDENCY3M&#x27;, &#x27;REST_DYNAMIC_IL_3M&#x27;, &#x27;CNT_TRAN_ATM_TENDENCY3M&#x27;, &#x27;CNT_TRAN_ATM_TENDENCY1M&#x27;, &#x27;TURNOVER_DYNAMIC_IL_3M&#x27;, &#x27;SUM_TRAN_ATM_TENDENCY3M&#x27;, &#x27;DEAL_GRACE_DAYS_ACC_S1X1&#x27;, &#x27;AVG_PCT_MONTH_TO_PCLOSE&#x27;, &#x27;DEAL_YWZ_IR_MIN&#x27;, &#x27;SUM_TRAN_SUP_TENDENCY1M&#x27;, &#x27;DEAL_YWZ_IR_MAX&#x27;, &#x27;SUM_TRAN_ATM_TENDENCY1M&#x27;, &#x27;REST_DYNAMIC_PAYM_1M&#x27;, &#x27;CNT_TRAN_SUP_TENDENCY1M&#x27;, &#x27;DEAL_GRACE_DAYS_ACC_AVG&#x27;, &#x27;TURNOVER_DYNAMIC_CUR_3M&#x27;, &#x27;MAX_PCLOSE_DATE&#x27;, &#x27;LDEAL_YQZ_PC&#x27;, &#x27;CLNT_SETUP_TENOR&#x27;, &#x27;DEAL_GRACE_DAYS_ACC_MAX&#x27;, &#x27;TURNOVER_DYNAMIC_PAYM_3M&#x27;, &#x27;LDEAL_DELINQ_PER_MAXYQZ&#x27;, &#x27;TURNOVER_DYNAMIC_PAYM_1M&#x27;, &#x27;CLNT_SALARY_VALUE&#x27;, &#x27;TRANS_AMOUNT_TENDENCY3M&#x27;, &#x27;MED_DEBT_PRC_YQZ&#x27;, &#x27;TRANS_CNT_TENDENCY3M&#x27;, &#x27;LDEAL_USED_AMT_AVG_YQZ&#x27;, &#x27;REST_DYNAMIC_CC_1M&#x27;, &#x27;LDEAL_USED_AMT_AVG_YWZ&#x27;, &#x27;TURNOVER_DYNAMIC_CC_1M&#x27;, &#x27;AVG_PCT_DEBT_TO_DEAL_AMT&#x27;, &#x27;LDEAL_ACT_DAYS_ACC_PCT_AVG&#x27;, &#x27;REST_DYNAMIC_CC_3M&#x27;, &#x27;MED_DEBT_PRC_YWZ&#x27;, &#x27;LDEAL_ACT_DAYS_PCT_TR3&#x27;, &#x27;LDEAL_ACT_DAYS_PCT_AAVG&#x27;, &#x27;TURNOVER_DYNAMIC_CC_3M&#x27;, &#x27;LDEAL_ACT_DAYS_PCT_TR&#x27;, &#x27;LDEAL_ACT_DAYS_PCT_TR4&#x27;, &#x27;LDEAL_ACT_DAYS_PCT_CURR&#x27;]</pre></div> </div></div><div class=\"sk-serial\"><div class=\"sk-item\"><div class=\"sk-serial\"><div class=\"sk-item\"><div class=\"sk-estimator fitted sk-toggleable\"><input class=\"sk-toggleable__control sk-hidden--visually\" id=\"sk-estimator-id-4\" type=\"checkbox\" ><label for=\"sk-estimator-id-4\" class=\"sk-toggleable__label fitted sk-toggleable__label-arrow fitted\">&nbsp;SimpleImputer<a class=\"sk-estimator-doc-link fitted\" rel=\"noreferrer\" target=\"_blank\" href=\"https://scikit-learn.org/1.5/modules/generated/sklearn.impute.SimpleImputer.html\">?<span>Documentation for SimpleImputer</span></a></label><div class=\"sk-toggleable__content fitted\"><pre>SimpleImputer()</pre></div> </div></div><div class=\"sk-item\"><div class=\"sk-estimator fitted sk-toggleable\"><input class=\"sk-toggleable__control sk-hidden--visually\" id=\"sk-estimator-id-5\" type=\"checkbox\" ><label for=\"sk-estimator-id-5\" class=\"sk-toggleable__label fitted sk-toggleable__label-arrow fitted\">&nbsp;StandardScaler<a class=\"sk-estimator-doc-link fitted\" rel=\"noreferrer\" target=\"_blank\" href=\"https://scikit-learn.org/1.5/modules/generated/sklearn.preprocessing.StandardScaler.html\">?<span>Documentation for StandardScaler</span></a></label><div class=\"sk-toggleable__content fitted\"><pre>StandardScaler()</pre></div> </div></div></div></div></div></div></div><div class=\"sk-parallel-item\"><div class=\"sk-item\"><div class=\"sk-label-container\"><div class=\"sk-label fitted sk-toggleable\"><input class=\"sk-toggleable__control sk-hidden--visually\" id=\"sk-estimator-id-6\" type=\"checkbox\" ><label for=\"sk-estimator-id-6\" class=\"sk-toggleable__label fitted sk-toggleable__label-arrow fitted\">cat</label><div class=\"sk-toggleable__content fitted\"><pre>[&#x27;PACK&#x27;]</pre></div> </div></div><div class=\"sk-serial\"><div class=\"sk-item\"><div class=\"sk-serial\"><div class=\"sk-item\"><div class=\"sk-estimator fitted sk-toggleable\"><input class=\"sk-toggleable__control sk-hidden--visually\" id=\"sk-estimator-id-7\" type=\"checkbox\" ><label for=\"sk-estimator-id-7\" class=\"sk-toggleable__label fitted sk-toggleable__label-arrow fitted\">&nbsp;SimpleImputer<a class=\"sk-estimator-doc-link fitted\" rel=\"noreferrer\" target=\"_blank\" href=\"https://scikit-learn.org/1.5/modules/generated/sklearn.impute.SimpleImputer.html\">?<span>Documentation for SimpleImputer</span></a></label><div class=\"sk-toggleable__content fitted\"><pre>SimpleImputer(strategy=&#x27;most_frequent&#x27;)</pre></div> </div></div><div class=\"sk-item\"><div class=\"sk-estimator fitted sk-toggleable\"><input class=\"sk-toggleable__control sk-hidden--visually\" id=\"sk-estimator-id-8\" type=\"checkbox\" ><label for=\"sk-estimator-id-8\" class=\"sk-toggleable__label fitted sk-toggleable__label-arrow fitted\">&nbsp;OneHotEncoder<a class=\"sk-estimator-doc-link fitted\" rel=\"noreferrer\" target=\"_blank\" href=\"https://scikit-learn.org/1.5/modules/generated/sklearn.preprocessing.OneHotEncoder.html\">?<span>Documentation for OneHotEncoder</span></a></label><div class=\"sk-toggleable__content fitted\"><pre>OneHotEncoder(handle_unknown=&#x27;ignore&#x27;)</pre></div> </div></div></div></div></div></div></div></div></div><div class=\"sk-item\"><div class=\"sk-estimator fitted sk-toggleable\"><input class=\"sk-toggleable__control sk-hidden--visually\" id=\"sk-estimator-id-9\" type=\"checkbox\" ><label for=\"sk-estimator-id-9\" class=\"sk-toggleable__label fitted sk-toggleable__label-arrow fitted\">&nbsp;RandomForestClassifier<a class=\"sk-estimator-doc-link fitted\" rel=\"noreferrer\" target=\"_blank\" href=\"https://scikit-learn.org/1.5/modules/generated/sklearn.ensemble.RandomForestClassifier.html\">?<span>Documentation for RandomForestClassifier</span></a></label><div class=\"sk-toggleable__content fitted\"><pre>RandomForestClassifier(random_state=42)</pre></div> </div></div></div></div></div></div>"
-      ],
-      "text/plain": [
-       "Pipeline(steps=[('preprocessor',\n",
-       "                 ColumnTransformer(transformers=[('num',\n",
-       "                                                  Pipeline(steps=[('imputer',\n",
-       "                                                                   SimpleImputer()),\n",
-       "                                                                  ('scaler',\n",
-       "                                                                   StandardScaler())]),\n",
-       "                                                  ['CR_PROD_CNT_IL',\n",
-       "                                                   'TURNOVER_DYNAMIC_IL_1M',\n",
-       "                                                   'CNT_TRAN_AUT_TENDENCY1M',\n",
-       "                                                   'SUM_TRAN_AUT_TENDENCY1M',\n",
-       "                                                   'AMOUNT_RUB_SUP_PRC',\n",
-       "                                                   'SUM_TRAN_AUT_TENDENCY3M',\n",
-       "                                                   'REST_DYNAMIC_FDEP_1M',\n",
-       "                                                   'CNT_TRAN_AUT_TENDENCY3M',\n",
-       "                                                   'REST_DYNAMIC_...\n",
-       "                                                   'AMOUNT_RUB_ATM_PRC',\n",
-       "                                                   'TURNOVER_PAYM',\n",
-       "                                                   'CNT_TRAN_MED_TENDENCY3M',\n",
-       "                                                   'CR_PROD_CNT_CC',\n",
-       "                                                   'SUM_TRAN_MED_TENDENCY3M',\n",
-       "                                                   'REST_DYNAMIC_FDEP_3M',\n",
-       "                                                   'REST_DYNAMIC_IL_1M', ...]),\n",
-       "                                                 ('cat',\n",
-       "                                                  Pipeline(steps=[('imputer',\n",
-       "                                                                   SimpleImputer(strategy='most_frequent')),\n",
-       "                                                                  ('onehot',\n",
-       "                                                                   OneHotEncoder(handle_unknown='ignore'))]),\n",
-       "                                                  ['PACK'])])),\n",
-       "                ('classifier', RandomForestClassifier(random_state=42))])"
-      ]
-     },
-     "execution_count": 34,
-     "metadata": {},
-     "output_type": "execute_result"
-    }
-   ],
-   "source": [
-    "# Creating a pipeline with preprocessing and the Random Forest model\n",
-    "rf_pipeline = Pipeline(steps=[('preprocessor', preprocessor),\n",
-    "                              ('classifier', RandomForestClassifier(random_state=42))])\n",
-    "# And fitting the model\n",
-    "rf_pipeline.fit(X_train, y_train)"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 35,
-   "id": "860104f6",
-   "metadata": {},
-   "outputs": [
-    {
-     "name": "stdout",
-     "output_type": "stream",
-     "text": [
-      "Accuracy: 0.920422872265548\n"
-     ]
-    }
-   ],
-   "source": [
-    "# Evaluating the model\n",
-    "accuracy = rf_pipeline.score(X_test, y_test)\n",
-    "print(\"Accuracy:\", accuracy)"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 36,
-   "id": "a5a6202d-05a0-49da-adab-eefa3cfd9694",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "from sklearn.metrics import classification_report, accuracy_score, confusion_matrix"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 37,
-   "id": "a62223ea-9f0f-42c4-abc4-d1cde01c1f28",
-   "metadata": {},
-   "outputs": [
-    {
-     "name": "stdout",
-     "output_type": "stream",
-     "text": [
-      "Training Accuracy: 0.9998521917846787\n"
-     ]
-    }
-   ],
-   "source": [
-    "# Training Accuracy\n",
-    "y_train_pred = rf_pipeline.predict(X_train)\n",
-    "train_accuracy = accuracy_score(y_train, y_train_pred)\n",
-    "print(f\"Training Accuracy: {train_accuracy}\")"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 38,
-   "id": "529e015a-9ea5-433f-959e-9f5de225b7bc",
-   "metadata": {},
-   "outputs": [
-    {
-     "name": "stdout",
-     "output_type": "stream",
-     "text": [
-      "Test Accuracy: 0.920422872265548\n",
-      "Confusion Matrix:\n",
-      " [[65098   215]\n",
-      " [ 5438   287]]\n",
-      "Classification Report:\n",
-      "               precision    recall  f1-score   support\n",
-      "\n",
-      "           0       0.92      1.00      0.96     65313\n",
-      "           1       0.57      0.05      0.09      5725\n",
-      "\n",
-      "    accuracy                           0.92     71038\n",
-      "   macro avg       0.75      0.52      0.53     71038\n",
-      "weighted avg       0.89      0.92      0.89     71038\n",
-      "\n"
-     ]
-    }
-   ],
-   "source": [
-    "#Testing Accuracy\n",
-    "y_test_pred = rf_pipeline.predict(X_test)\n",
-    "test_accuracy = accuracy_score(y_test, y_test_pred)\n",
-    "print(f\"Test Accuracy: {test_accuracy}\")\n",
-    "\n",
-    "print(\"Confusion Matrix:\\n\", confusion_matrix(y_test, y_test_pred))\n",
-    "print(\"Classification Report:\\n\", classification_report(y_test, y_test_pred))\n"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": 39,
-   "id": "569eee63-660d-47a1-9ea9-6c77a90b4894",
-   "metadata": {},
-   "outputs": [
-    {
-     "name": "stdout",
-     "output_type": "stream",
-     "text": [
-      "Random Forest Model\n",
-      "Training Accuracy: 0.9998521917846787\n",
-      "Test Accuracy: 0.920422872265548\n",
-      "Confusion Matrix:\n",
-      " [[65098   215]\n",
-      " [ 5438   287]]\n",
-      "Classification Report:\n",
-      "               precision    recall  f1-score   support\n",
-      "\n",
-      "           0       0.92      1.00      0.96     65313\n",
-      "           1       0.57      0.05      0.09      5725\n",
-      "\n",
-      "    accuracy                           0.92     71038\n",
-      "   macro avg       0.75      0.52      0.53     71038\n",
-      "weighted avg       0.89      0.92      0.89     71038\n",
-      "\n"
-     ]
-    }
-   ],
-   "source": [
-    "from sklearn.metrics import classification_report, accuracy_score, confusion_matrix\n",
-    "\n",
-    "# Predictions\n",
-    "y_pred_rf = rf_pipeline.predict(X_test)\n",
-    "train_pred_rf = rf_pipeline.predict(X_train)\n",
-    "\n",
-    "# Evaluation metrics\n",
-    "print(\"Random Forest Model\")\n",
-    "print(\"Training Accuracy:\", accuracy_score(y_train, train_pred_rf))\n",
-    "print(\"Test Accuracy:\", accuracy_score(y_test, y_pred_rf))\n",
-    "print(\"Confusion Matrix:\\n\", confusion_matrix(y_test, y_pred_rf))\n",
-    "print(\"Classification Report:\\n\", classification_report(y_test, y_pred_rf))\n"
-   ]
-  },
-  {
-   "cell_type": "markdown",
-   "id": "2c9c6176-b120-4fa0-8952-08dd677af7f0",
-   "metadata": {},
-   "source": [
-    "Hyperparameter Tuning"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "25ad369f-7f95-4bdf-9f06-d9a19fcb66d2",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "from sklearn.model_selection import GridSearchCV\n",
-    "\n",
-    "# Define the parameter grid\n",
-    "param_grid = {\n",
-    "    'classifier__n_estimators': [100, 200, 300],\n",
-    "    'classifier__max_depth': [None, 10, 20, 30],\n",
-    "    'classifier__min_samples_split': [2, 5, 10]\n",
-    "}\n",
-    "\n",
-    "# GridSearchCV\n",
-    "grid_search = GridSearchCV(estimator=rf_pipeline, param_grid=param_grid, cv=3, n_jobs=-1, scoring='accuracy')\n",
-    "grid_search.fit(X_train, y_train)\n",
-    "# Best parameters\n",
-    "print(\"Best parameters found: \", grid_search.best_params_)\n",
-    "print(\"Best cross-validation accuracy: \", grid_search.best_score_)\n",
-    "\n",
-    "# Refitting the pipeline with best parameters\n",
-    "best_rf_pipeline = grid_search.best_estimator_\n",
-    "best_rf_pipeline.fit(X_train, y_train)\n",
-    "\n"
-   ]
-  },
-  {
-   "cell_type": "markdown",
-   "id": "b100cd93-e9c0-4963-b4d2-9d816649ff6b",
-   "metadata": {},
-   "source": [
-    "Evaluating the Tuned Model"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "4d9da891-51a0-46dc-993b-084504db2e96",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Predictions\n",
-    "y_pred_rf_best = best_rf_pipeline.predict(X_test)\n",
-    "train_pred_rf_best = best_rf_pipeline.predict(X_train)\n",
-    "\n",
-    "# Evaluation metrics\n",
-    "print(\"Tuned Random Forest Model\")\n",
-    "print(\"Training Accuracy:\", accuracy_score(y_train, train_pred_rf_best))\n",
-    "print(\"Test Accuracy:\", accuracy_score(y_test, y_pred_rf_best))\n",
-    "print(\"Confusion Matrix:\\n\", confusion_matrix(y_test, y_pred_rf_best))\n",
-    "print(\"Classification Report:\\n\", classification_report(y_test, y_pred_rf_best))\n"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "6e38323c",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Evaluate the fine-tuned model\n",
-    "fine_tuned_accuracy = best_rf_pipeline.score(X_test, y_test)\n",
-    "print(\"Fine-tuned Test Accuracy:\", fine_tuned_accuracy)\n",
-    "\n",
-    "# Print fine-tuned classification report\n",
-    "fine_tuned_y_pred = best_rf_pipeline.predict(X_test)\n",
-    "print(\"Fine-tuned Classification Report:\\n\", classification_report(y_test, fine_tuned_y_pred))\n",
-    "\n",
-    "# Print confusion matrix\n",
-    "print(\"Confusion Matrix:\\n\", confusion_matrix(y_test, fine_tuned_y_pred))"
-   ]
-  },
-  {
-   "cell_type": "markdown",
-   "id": "06a6898b",
-   "metadata": {},
-   "source": [
-    "# XG Boost"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "07ebe4c6",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Installing and importing xgboost\n",
-    "!pip install xgboost\n",
-    "from xgboost import XGBClassifier\n",
-    "from sklearn.model_selection import train_test_split, GridSearchCV"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "bdefb327",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Creating preprocessing pipelines for both numeric and categorical data\n",
-    "numerical_transformer = StandardScaler()\n",
-    "categorical_transformer = OneHotEncoder(handle_unknown='ignore')\n",
-    "\n",
-    "# Bundling preprocessing for numerical and categorical features\n",
-    "preprocessor = ColumnTransformer(\n",
-    "    transformers=[\n",
-    "        ('num', numerical_transformer, numeric_features),\n",
-    "        ('cat', categorical_transformer, categorical_features)\n",
-    "    ])"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "436d3875",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Defining the model\n",
-    "xgb_model = XGBClassifier(random_state=42, n_jobs=-1)\n",
-    "\n",
-    "# Creating and evaluating the pipeline\n",
-    "xgb_pipeline = Pipeline(steps=[('preprocessor', preprocessor),\n",
-    "                               ('classifier', xgb_model)])\n",
-    "# Fitting the pipeline on the training data\n",
-    "xgb_pipeline.fit(X_train, y_train)"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "03310498",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Evaluating the pipeline on the test data\n",
-    "xgb_acc = xgb_pipeline.score(X_test, y_test)\n",
-    "print(\"XGBoost Accuracy:\", xgb_acc)"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "5f194e04-06ff-4fbd-b32c-2b6e9ee7b4f8",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Evaluating the pipeline on the train data\n",
-    "y_train_pred = xgb_pipeline.predict(X_train)\n",
-    "train_accuracy = accuracy_score(y_train, y_train_pred)\n",
-    "print(f\"Training Accuracy: {train_accuracy}\")\n"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "010f0c18-8e3b-432f-a4ff-03e4bf4334bf",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Evaluating the pipeline on the test data\n",
-    "y_test_pred = xgb_pipeline.predict(X_test)\n",
-    "test_accuracy = accuracy_score(y_test, y_test_pred)\n",
-    "print(f\"Test Accuracy: {test_accuracy}\")\n",
-    "\n",
-    "print(\"Confusion Matrix:\\n\", confusion_matrix(y_test, y_test_pred))\n",
-    "print(\"Classification Report:\\n\", classification_report(y_test, y_test_pred))\n"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "4620013c",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Define the parameter grid for hyperparameter tuning\n",
-    "param_grid = {\n",
-    "    'classifier__n_estimators': [100, 200, 300],\n",
-    "    'classifier__max_depth': [3, 5, 7],\n",
-    "    'classifier__learning_rate': [0.01, 0.1, 0.2],\n",
-    "    'classifier__subsample': [0.6, 0.8, 1.0],\n",
-    "    'classifier__colsample_bytree': [0.6, 0.8, 1.0]\n",
-    "}\n",
-    "\n",
-    "# Set up GridSearchCV for hyperparameter tuning\n",
-    "grid_search = GridSearchCV(estimator=xgb_pipeline, param_grid=param_grid, cv=3, n_jobs=-1, scoring='accuracy')\n",
-    "\n",
-    "# Train the model with GridSearchCV\n",
-    "grid_search.fit(X_train, y_train)"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "6ca8252d",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Get the best parameters and best estimator\n",
-    "best_params = grid_search.best_params_\n",
-    "print(\"Best parameters found: \", best_params)\n",
-    "best_xgb_pipeline = grid_search.best_estimator_\n",
-    "\n",
-    "# Evaluate the fine-tuned model\n",
-    "fine_tuned_accuracy = best_xgb_pipeline.score(X_test, y_test)\n",
-    "print(\"Fine-tuned XGBoost Accuracy:\", fine_tuned_accuracy)\n",
-    "\n",
-    "# Evaluation on train and test data for the fine-tuned model\n",
-    "fine_tuned_train_pred = best_xgb_pipeline.predict(X_train)\n",
-    "fine_tuned_train_accuracy = accuracy_score(y_train, fine_tuned_train_pred)\n",
-    "print(f\"Fine-tuned Training Accuracy: {fine_tuned_train_accuracy}\")"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "2a57d08f",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "fine_tuned_test_pred = best_xgb_pipeline.predict(X_test)\n",
-    "fine_tuned_test_accuracy = accuracy_score(y_test, fine_tuned_test_pred)\n",
-    "print(f\"Fine-tuned Test Accuracy: {fine_tuned_test_accuracy}\")\n",
-    "\n",
-    "print(\"Fine-tuned Confusion Matrix:\\n\", confusion_matrix(y_test, fine_tuned_test_pred))\n",
-    "print(\"Fine-tuned Classification Report:\\n\", classification_report(y_test, fine_tuned_test_pred))"
-   ]
-  },
-  {
-   "cell_type": "markdown",
-   "id": "aa6d141a",
-   "metadata": {},
-   "source": [
-    "# DNN Model"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "d50b0bfc",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Fitting the preprocessor and transforming the training data\n",
-    "X_train = preprocessor.fit_transform(X_train)\n",
-    "X_test = preprocessor.transform(X_test)"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "2a4d558a",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "#Importing useful libraries\n",
-    "import tensorflow as tf\n",
-    "from tensorflow.keras.models import Sequential\n",
-    "from tensorflow.keras.layers import Dense, Dropout\n",
-    "from tensorflow.keras.callbacks import EarlyStopping\n",
-    "from tensorflow.keras.optimizers import Adam\n",
-    "from tensorflow.keras.wrappers.scikit_learn import KerasClassifier\n",
-    "early_stopping = EarlyStopping(monitor='val_loss', patience=10, restore_best_weights=True)\n",
-    "# Defining the model\n",
-    "dnn_model = Sequential([\n",
-    "    Dense(128, activation='relu', input_shape=(X_train.shape[1],)),\n",
-    "    Dropout(0.2),\n",
-    "    Dense(64, activation='relu'),\n",
-    "    Dropout(0.2),\n",
-    "    Dense(32, activation='relu'),\n",
-    "    Dense(1, activat        ion='sigmoid')  # Assuming binary classification\n",
-    "])"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "d1132ab3",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Compiling the model\n",
-    "dnn_model.compile(optimizer='adam',\n",
-    "                  loss='binary_crossentropy',  # Use 'categorical_crossentropy' for multi-class classification\n",
-    "                  metrics=['accuracy'])"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "e3c2b5c4",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Training the model\n",
-    "Train = dnn_model.fit(X_train, y_train, \n",
-    "                        epochs=10, \n",
-    "                        batch_size=32, \n",
-    "                        validation_data=(X_test, y_test),\n",
-    "                        callbacks=[early_stopping])"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "bd6d250e",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Evaluating the model\n",
-    "dnn_loss, dnn_accuracy = dnn_model.evaluate(X_test, y_test)\n",
-    "print(f\"DNN Accuracy: {dnn_accuracy}\")"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "3a111fe7",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Wrap the model using the KerasClassifier\n",
-    "dnn_model = KerasClassifier(build_fn=create_dnn_model, verbose=0)\n",
-    "\n",
-    "# Define the parameter grid for hyperparameter tuning\n",
-    "param_dist = {\n",
-    "    'learning_rate': [0.001, 0.01, 0.1],\n",
-    "    'dropout_rate': [0.2, 0.3, 0.4],\n",
-    "    'units': [64, 128, 256],\n",
-    "    'batch_size': [16, 32, 64],\n",
-    "    'epochs': [10, 50, 100]\n",
-    "}"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "fb7b1b80",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Set up RandomizedSearchCV for hyperparameter tuning\n",
-    "random_search = RandomizedSearchCV(estimator=dnn_model, param_distributions=param_dist, \n",
-    "                                   n_iter=10, cv=3, verbose=1, n_jobs=-1)\n",
-    "\n",
-    "# Train the model with RandomizedSearchCV\n",
-    "random_search_result = random_search.fit(X_train, y_train, \n",
-    "                                         validation_data=(X_test, y_test), \n",
-    "                                         callbacks=[EarlyStopping(monitor='val_loss', patience=10, restore_best_weights=True)])"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "0dbdcf23",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Get the best parameters and best estimator\n",
-    "best_params = random_search_result.best_params_\n",
-    "print(\"Best parameters found: \", best_params)\n",
-    "best_dnn_model = random_search_result.best_estimator_\n",
-    "\n",
-    "# Evaluate the fine-tuned model\n",
-    "fine_tuned_loss, fine_tuned_accuracy = best_dnn_model.model.evaluate(X_test, y_test)\n",
-    "print(f\"Fine-tuned DNN Accuracy: {fine_tuned_accuracy}\")"
-   ]
-  },
-  {
-   "cell_type": "code",
-   "execution_count": null,
-   "id": "970a8049",
-   "metadata": {},
-   "outputs": [],
-   "source": [
-    "# Predictions for evaluation\n",
-    "y_test_pred = (best_dnn_model.model.predict(X_test) > 0.5).astype(\"int32\")\n",
-    "print(\"Confusion Matrix:\\n\", confusion_matrix(y_test, y_test_pred))\n",
-    "print(\"Classification Report:\\n\", classification_report(y_test, y_test_pred))"
-   ]
-  }
- ],
- "metadata": {
-  "kernelspec": {
-   "display_name": "Python 3 (ipykernel)",
-   "language": "python",
-   "name": "python3"
-  },
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-   "codemirror_mode": {
-    "name": "ipython",
-    "version": 3
-   },
-   "file_extension": ".py",
-   "mimetype": "text/x-python",
-   "name": "python",
-   "nbconvert_exporter": "python",
-   "pygments_lexer": "ipython3",
-   "version": "3.11.5"
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