Update README.md

README.md

@@ -1,124 +1,460 @@
 ---
 language:
 - en
-- bs
-license: apache-2.0
+license: other
 tags:
 - governance
 - compliance
 - aml
-- risk-management
+- kyc
+- risk
+- audit
 - human-in-the-loop
-- explainable-ai
-- regulated-ai
+- decision-support
+- enterprise
+- regtech
+pipeline_tag: text-generation
+library_name: transformers
 ---
 
-# FinC2E — Financial Cognitive Compliance Engine
+# FinC2E — Governance-First AI for AML/KYC & Audit-Ready Decision Support (Human-in-the-Loop)
 
-## Model Summary
+**FinC2E** is a governance-first AI advisory system designed for regulated environments where **decision legitimacy, traceability, and accountability** matter more than raw model output.
 
-FinC2E is a **governance-first financial reasoning model** designed to support compliance, risk classification, and audit-ready decision structuring in regulated environments.
+**Positioning (non-negotiable):**
+- **Advisory-only** (Human-in-the-Loop)
+- **No autonomous enforcement**
+- **No replacement of compliance officers**
+- **No black-box outcomes**
+- **Responsibility remains with the human decision-maker**
 
-The model is **advisory only** and operates strictly under **human-in-the-loop** constraints.
+---
+
+## What FinC2E does
+
+FinC2E supports compliance and risk teams by producing:
+- **Case triage & prioritization** signals (risk reasoning, not enforcement)
+- **Policy-referenced reasoning** (assumptions, rationale, rule context)
+- **Audit-ready narratives** (committee- and regulator-friendly)
+- **Scenario / stress-logic support** (FSAP-style viewpoints)
+- **Committee-ready summaries** (clear, structured, reviewable)
+
+---
+
+## What FinC2E is NOT
+
+- Not an autonomous blocking/freezing system
+- Not a penalty or enforcement engine
+- Not a regulator substitute
+- Not a “push-button compliance” tool
+
+---
+
+## Intended users
+
+- Banks / Financial Institutions (AML/KYC/CDD teams)
+- RegTech vendors
+- Audit & compliance consultancies
+- Institutional risk committees
+- Government / FIU / sovereign deployments (controlled, policy-bound)
+
+---
+
+## Commercial & Institutional Use (Licensing)
+
+FinC2E is available for **commercial, institutional, and governmental use** under a separate license.
+
+**Commercial licensing is required** for any:
+- production use,
+- institutional deployment,
+- internal corporate use beyond evaluation,
+- integration into paid products/services.
+
+**Contact for licensing / pilots / deployments:**
+- **Website:** bpm.ba/FinC2E  
+- **Email:** governance@bpm.ba  
+- **Subject line suggestion:** “FinC2E — Licensing / Pilot Request”
+
+---
+
+## Deployment options
+
+- **Controlled PoC** (evaluation in a defined scope)
+- **Institutional pilot** (policy-bound, audited, monitored)
+- **On-prem / sovereign cloud** deployments (where required)
+
+---
+
+## Evaluation notes (for serious evaluators)
+
+If you are evaluating FinC2E, the key criteria are:
+- auditability of reasoning (traceable assumptions + rationale)
+- governance fit (human accountability preserved)
+- operational integration (committee workflows, case management)
+- reproducibility and controlled inference behavior
+
+We welcome structured evaluation feedback from teams working in:
+- regulated AI deployments
+- governance / audit / explainability
+- enterprise inference & evaluation tooling
+
+---
+
+## Canonical overview
+
+**bpm.ba/FinC2E — Financial Cognitive Compliance Engine (FinC2E)**  
+Governance-first AI for AML/KYC, risk classification, and audit-ready reasoning — advisory-only, human-in-the-loop.
+
+---
+
+## Legal / Compliance disclaimer
+
+FinC2E provides **decision support** and does not provide legal advice.  
+Final decisions remain with human reviewers and accountable officers.
+
+— Edin
+---
+language:
+- en
+license: other
+tags:
+- governance
+- compliance
+- aml
+- kyc
+- risk
+- audit
+- human-in-the-loop
+- decision-support
+- enterprise
+- regtech
+pipeline_tag: text-generation
+library_name: transformers
+---
+
+# FinC2E — Governance-First AI for AML/KYC & Audit-Ready Decision Support (Human-in-the-Loop)
+
+**FinC2E** is a governance-first AI advisory system designed for regulated environments where **decision legitimacy, traceability, and accountability** matter more than raw model output.
+
+**Positioning (non-negotiable):**
+- **Advisory-only** (Human-in-the-Loop)
+- **No autonomous enforcement**
+- **No replacement of compliance officers**
+- **No black-box outcomes**
+- **Responsibility remains with the human decision-maker**
+
+---
+
+## What FinC2E does
+
+FinC2E supports compliance and risk teams by producing:
+- **Case triage & prioritization** signals (risk reasoning, not enforcement)
+- **Policy-referenced reasoning** (assumptions, rationale, rule context)
+- **Audit-ready narratives** (committee- and regulator-friendly)
+- **Scenario / stress-logic support** (FSAP-style viewpoints)
+- **Committee-ready summaries** (clear, structured, reviewable)
+
+---
+
+## What FinC2E is NOT
+
+- Not an autonomous blocking/freezing system
+- Not a penalty or enforcement engine
+- Not a regulator substitute
+- Not a “push-button compliance” tool
+
+---
+
+## Intended users
+
+- Banks / Financial Institutions (AML/KYC/CDD teams)
+- RegTech vendors
+- Audit & compliance consultancies
+- Institutional risk committees
+- Government / FIU / sovereign deployments (controlled, policy-bound)
+
+---
+
+## Commercial & Institutional Use (Licensing)
+
+FinC2E is available for **commercial, institutional, and governmental use** under a separate license.
+
+**Commercial licensing is required** for any:
+- production use,
+- institutional deployment,
+- internal corporate use beyond evaluation,
+- integration into paid products/services.
+
+**Contact for licensing / pilots / deployments:**
+- **Website:** bpm.ba/FinC2E  
+- **Email:** governance@bpm.ba  
+- **Subject line suggestion:** “FinC2E — Licensing / Pilot Request”
+
+---
+
+## Deployment options
+
+- **Controlled PoC** (evaluation in a defined scope)
+- **Institutional pilot** (policy-bound, audited, monitored)
+- **On-prem / sovereign cloud** deployments (where required)
+
+---
+
+## Evaluation notes (for serious evaluators)
+
+If you are evaluating FinC2E, the key criteria are:
+- auditability of reasoning (traceable assumptions + rationale)
+- governance fit (human accountability preserved)
+- operational integration (committee workflows, case management)
+- reproducibility and controlled inference behavior
+
+We welcome structured evaluation feedback from teams working in:
+- regulated AI deployments
+- governance / audit / explainability
+- enterprise inference & evaluation tooling
+
+---
+
+## Canonical overview
+
+**bpm.ba/FinC2E — Financial Cognitive Compliance Engine (FinC2E)**  
+Governance-first AI for AML/KYC, risk classification, and audit-ready reasoning — advisory-only, human-in-the-loop.
+
+---
+
+## Legal / Compliance disclaimer
+
+FinC2E provides **decision support** and does not provide legal advice.  
+Final decisions remain with human reviewers and accountable officers.
+
+— Edin
+---
+language:
+- en
+license: other
+tags:
+- governance
+- compliance
+- aml
+- kyc
+- risk
+- audit
+- human-in-the-loop
+- decision-support
+- enterprise
+- regtech
+pipeline_tag: text-generation
+library_name: transformers
+---
+
+# FinC2E — Governance-First AI for AML/KYC & Audit-Ready Decision Support (Human-in-the-Loop)
+
+**FinC2E** is a governance-first AI advisory system designed for regulated environments where **decision legitimacy, traceability, and accountability** matter more than raw model output.
+
+**Positioning (non-negotiable):**
+- **Advisory-only** (Human-in-the-Loop)
+- **No autonomous enforcement**
+- **No replacement of compliance officers**
+- **No black-box outcomes**
+- **Responsibility remains with the human decision-maker**
+
+---
+
+## What FinC2E does
+
+FinC2E supports compliance and risk teams by producing:
+- **Case triage & prioritization** signals (risk reasoning, not enforcement)
+- **Policy-referenced reasoning** (assumptions, rationale, rule context)
+- **Audit-ready narratives** (committee- and regulator-friendly)
+- **Scenario / stress-logic support** (FSAP-style viewpoints)
+- **Committee-ready summaries** (clear, structured, reviewable)
+
+---
+
+## What FinC2E is NOT
+
+- Not an autonomous blocking/freezing system
+- Not a penalty or enforcement engine
+- Not a regulator substitute
+- Not a “push-button compliance” tool
+
+---
+
+## Intended users
+
+- Banks / Financial Institutions (AML/KYC/CDD teams)
+- RegTech vendors
+- Audit & compliance consultancies
+- Institutional risk committees
+- Government / FIU / sovereign deployments (controlled, policy-bound)
 
 ---
 
-## Intended Use
+## Commercial & Institutional Use (Licensing)
 
-FinC2E is intended for:
+FinC2E is available for **commercial, institutional, and governmental use** under a separate license.
+
+**Commercial licensing is required** for any:
+- production use,
+- institutional deployment,
+- internal corporate use beyond evaluation,
+- integration into paid products/services.
+
+**Contact for licensing / pilots / deployments:**
+- **Website:** bpm.ba/FinC2E  
+- **Email:** governance@bpm.ba  
+- **Subject line suggestion:** “FinC2E — Licensing / Pilot Request”
+
+---
 
-- AML / KYC / CDD triage support
-- Financial risk classification
-- Compliance decision assistance
-- Audit-ready reasoning generation
-- Policy-referenced analysis
+## Deployment options
 
-The model is designed to **structure and explain decisions**, not to automate enforcement.
+- **Controlled PoC** (evaluation in a defined scope)
+- **Institutional pilot** (policy-bound, audited, monitored)
+- **On-prem / sovereign cloud** deployments (where required)
 
 ---
 
-## Out-of-Scope Use
+## Evaluation notes (for serious evaluators)
+
+If you are evaluating FinC2E, the key criteria are:
+- auditability of reasoning (traceable assumptions + rationale)
+- governance fit (human accountability preserved)
+- operational integration (committee workflows, case management)
+- reproducibility and controlled inference behavior
+
+We welcome structured evaluation feedback from teams working in:
+- regulated AI deployments
+- governance / audit / explainability
+- enterprise inference & evaluation tooling
+
+---
+
+## Canonical overview
+
+**bpm.ba/FinC2E — Financial Cognitive Compliance Engine (FinC2E)**  
+Governance-first AI for AML/KYC, risk classification, and audit-ready reasoning — advisory-only, human-in-the-loop.
+
+---
 
-FinC2E must **not** be used for:
+## Legal / Compliance disclaimer
 
-- Autonomous decision-making
-- Credit approval or rejection
-- Enforcement actions
-- Final legal or regulatory determinations
-- Unsupervised production deployment
+FinC2E provides **decision support** and does not provide legal advice.  
+Final decisions remain with human reviewers and accountable officers.
 
+— Edin
+---
+language:
+- en
+license: other
+tags:
+- governance
+- compliance
+- aml
+- kyc
+- risk
+- audit
+- human-in-the-loop
+- decision-support
+- enterprise
+- regtech
+pipeline_tag: text-generation
+library_name: transformers
 ---
 
-## Governance & Safety
+# FinC2E — Governance-First AI for AML/KYC & Audit-Ready Decision Support (Human-in-the-Loop)
 
-Key governance properties:
+**FinC2E** is a governance-first AI advisory system designed for regulated environments where **decision legitimacy, traceability, and accountability** matter more than raw model output.
 
-- No autonomous decisions
-- Deterministic, structured outputs
-- Policy-referenced reasoning
-- Human approval required for all actions
-- Full traceability of inference logic
+**Positioning (non-negotiable):**
+- **Advisory-only** (Human-in-the-Loop)
+- **No autonomous enforcement**
+- **No replacement of compliance officers**
+- **No black-box outcomes**
+- **Responsibility remains with the human decision-maker**
 
 ---
 
-## Ethical Considerations
+## What FinC2E does
 
-FinC2E is built to **preserve accountability**, not to replace it.
+FinC2E supports compliance and risk teams by producing:
+- **Case triage & prioritization** signals (risk reasoning, not enforcement)
+- **Policy-referenced reasoning** (assumptions, rationale, rule context)
+- **Audit-ready narratives** (committee- and regulator-friendly)
+- **Scenario / stress-logic support** (FSAP-style viewpoints)
+- **Committee-ready summaries** (clear, structured, reviewable)
 
-The system prioritizes:
-- Transparency
-- Explainability
-- Auditability
-- Human responsibility
+---
+
+## What FinC2E is NOT
+
+- Not an autonomous blocking/freezing system
+- Not a penalty or enforcement engine
+- Not a regulator substitute
+- Not a “push-button compliance” tool
 
 ---
 
-## Language Support
+## Intended users
 
-- English (primary)
-- Bosnian / Serbian / Croatian (supported)
-- EU-regulatory language readiness
+- Banks / Financial Institutions (AML/KYC/CDD teams)
+- RegTech vendors
+- Audit & compliance consultancies
+- Institutional risk committees
+- Government / FIU / sovereign deployments (controlled, policy-bound)
 
 ---
 
-## Deployment Notes
+## Commercial & Institutional Use (Licensing)
 
-FinC2E is designed to operate as:
-- Advisory layer above foundation models
-- Enterprise SaaS component
-- Private inference service
-- Governance middleware in regulated stacks
+FinC2E is available for **commercial, institutional, and governmental use** under a separate license.
 
-Deployment must align with applicable regulatory frameworks.
+**Commercial licensing is required** for any:
+- production use,
+- institutional deployment,
+- internal corporate use beyond evaluation,
+- integration into paid products/services.
+
+**Contact for licensing / pilots / deployments:**
+- **Website:** bpm.ba/FinC2E  
+- **Email:** governance@bpm.ba  
+- **Subject line suggestion:** “FinC2E — Licensing / Pilot Request”
 
 ---
 
-## Disclaimer
+## Deployment options
 
-This model provides **advisory output only**.  
-Final responsibility remains with the human decision-maker.
+- **Controlled PoC** (evaluation in a defined scope)
+- **Institutional pilot** (policy-bound, audited, monitored)
+- **On-prem / sovereign cloud** deployments (where required)
 
 ---
 
-## Commercial & Access Model
+## Evaluation notes (for serious evaluators)
+
+If you are evaluating FinC2E, the key criteria are:
+- auditability of reasoning (traceable assumptions + rationale)
+- governance fit (human accountability preserved)
+- operational integration (committee workflows, case management)
+- reproducibility and controlled inference behavior
 
-FinC2E is offered under a controlled, governance-first access model.
+We welcome structured evaluation feedback from teams working in:
+- regulated AI deployments
+- governance / audit / explainability
+- enterprise inference & evaluation tooling
 
-Access is granted through:
-- Pilot / Proof-of-Concept engagements
-- Controlled evaluation environments
-- Enterprise onboarding agreements
-- Private deployment arrangements
+---
+
+## Canonical overview
 
-Commercial terms are determined based on:
-- Risk classification scope
-- Regulatory exposure
-- Volume and frequency of decisions
-- Required auditability and reporting depth
+**bpm.ba/FinC2E — Financial Cognitive Compliance Engine (FinC2E)**  
+Governance-first AI for AML/KYC, risk classification, and audit-ready reasoning — advisory-only, human-in-the-loop.
+
+---
 
-FinC2E is not offered as an open public inference service.
-All production usage requires contractual alignment and governance review.
+## Legal / Compliance disclaimer
 
+FinC2E provides **decision support** and does not provide legal advice.  
+Final decisions remain with human reviewers and accountable officers.
 
-© BPM RED Academy — HumAI MightHub  
-Human-Centered AI for Decision Legitimacy
+— Edin