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+ ---
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+ tags:
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+ - unsloth
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+ - sft
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+ - reasoning
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+ - finance
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+ license: apache-2.0
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+ datasets:
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+ - Akhil-Theerthala/Kuvera-PersonalFinance-V2.1
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+ language:
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+ - en
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+ base_model:
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+ - khazarai/Personal-Finance-R2
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+ pipeline_tag: text-generation
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+ ---
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+
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+ # Model Card for Model ID
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+
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+ GGUF version of https://huggingface.co/khazarai/Personal-Finance-R2
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+
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+ This model is fine-tuned for instruction-following in the domain of personal finance, with a focus on:
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+
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+ - Budgeting advice
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+ - Investment strategies
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+ - Credit management
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+ - Retirement planning
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+ - Insurance and financial planning concepts
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+ - Personalized financial reasoning
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+
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+
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+ ### Model Description
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+
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+ - **License:** MIT
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+ - **Finetuned from model:** unsloth/Qwen3-1.7B
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+ - **Dataset:** The model was fine-tuned on the Kuvera-PersonalFinance-V2.1, curated and published by Akhil-Theerthala.
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+
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+ ### Model Capabilities
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+
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+ - Understands and provides contextual financial advice based on user queries.
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+ - Responds in a chat-like conversational format.
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+ - Trained to follow multi-turn instructions and deliver clear, structured, and accurate financial reasoning.
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+ - Generalizes well to novel personal finance questions and explanations.
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+
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+ ## Uses
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+
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+ ### Direct Use
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+
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+ - Chatbots for personal finance
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+ - Educational assistants for financial literacy
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+ - Decision support for simple financial planning
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+ - Interactive personal finance Q&A systems
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+
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+
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+ ## Bias, Risks, and Limitations
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+
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+ - Not a substitute for licensed financial advisors.
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+ - The model's advice is based on training data and may not reflect region-specific laws, regulations, or financial products.
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+ - May occasionally hallucinate or give generic responses in ambiguous scenarios.
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+ - Assumes user input is well-formed and relevant to personal finance.
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+
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+ ## Training Data
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+
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+ - Dataset Overview:
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+ Kuvera-PersonalFinance-V2.1 is a collection of high-quality instruction-response pairs focused on personal finance topics.
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+ It covers a wide range of subjects including budgeting, saving, investing, credit management, retirement planning, insurance, and financial literacy.
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+
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+ - Data Format:
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+ The dataset consists of conversational-style prompts paired with detailed and well-structured responses.
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+ It is formatted to enable instruction-following language models to understand and generate coherent financial advice and reasoning.