subject,text,Credit card,Net banking,Debit card,Loans,Insurance,statement,securities
Inaccurate balance on debit card and declined transactions on credit card,There is an inaccurate balance on my debit card and my credit card transactions are being declined.,1,0,1,0,0,0,0
Fraudulent activities on debit card and coverage issues with insurance policy,There have been fraudulent activities on my debit card and there are coverage issues with my insurance policy.,0,0,1,0,1,0,0
Regulatory issues affecting securities and high fees on loan,There are regulatory issues affecting my securities investments and the fees on my loan are too high.,0,0,0,1,0,0,1
Issues with loan repayment and market volatility affecting investments,There are issues with repaying my loan and market volatility is affecting my investments.,0,0,0,1,0,0,1
High premiums on insurance and declined transactions on net banking,The premiums on my insurance policy are too high and my net banking transactions are being declined.,0,1,0,0,1,0,0
Fraudulent transactions on securities and PIN problems on debit card,There have been fraudulent transactions on my securities investments and there are problems with my PIN on my debit card.,0,0,1,0,0,0,1
Complicated rewards program on credit card and security concerns on net banking,The rewards program on my credit card is too complicated and there are security concerns regarding my net banking account.,1,1,0,0,0,0,0
Customer service issues on insurance and hidden fees on debit card,There are customer service issues with my insurance provider and there are hidden fees on my debit card.,0,0,1,0,1,0,0
Balance transfer issues on credit card and delayed updates in balance,There are issues with transferring balances on my credit card and my balance updates are delayed.,1,0,0,0,0,1,0
High fees on loan and fraudulent activities on debit card,The fees on my loan are too high and there have been fraudulent activities on my debit card.,0,0,1,1,0,0,0
Coverage issues with insurance policy and declined transactions on credit card,There are coverage issues with my insurance policy and my credit card transactions are being declined.,1,0,0,0,1,0,0
Hidden charges on credit card and security concerns on net banking,There are hidden charges on my credit card statement and there are security concerns regarding my net banking account.,1,1,0,0,0,0,0
Service outage on net banking and insufficient funds on debit card,There is a service outage on my net banking platform and there are insufficient funds on my debit card.,0,1,1,0,0,0,0
Inaccurate balance on debit card and market volatility affecting investments,There is an inaccurate balance on my debit card and market volatility is affecting my investments.,0,0,1,0,0,0,1
Fraudulent transactions on securities and high interest rates on loan,There have been fraudulent transactions on my securities investments and the interest rates on my loan are too high.,0,0,0,1,0,0,1
Declined transactions on net banking and hidden fees on debit card,My net banking transactions are being declined and there are hidden fees on my debit card.,0,1,1,0,0,0,0
Complexity in investment options and account freezing issues,There is complexity in understanding investment options and my account has been frozen due to suspicious activity.,0,1,0,0,0,0,1
Security concerns on net banking and billing errors on credit card,There are security concerns regarding my net banking account and there are billing errors on my credit card statement.,1,0,0,0,0,1,0
Customer service issues on insurance and PIN problems on debit card,There are customer service issues with my insurance provider and there are problems with my PIN on my debit card.,0,0,1,0,1,0,0
Fraudulent activities on debit card and regulatory issues affecting securities,There have been fraudulent activities on my debit card and there are regulatory issues affecting my securities investments.,0,0,1,0,0,0,1
Complicated rewards program on credit card and issues with loan repayment,The rewards program on my credit card is too complicated and there are issues with repaying my loan.,1,0,0,1,0,0,0
Hidden charges on credit card and high premiums on insurance,There are hidden charges on my credit card statement and the premiums on my insurance policy are too high.,1,0,0,0,1,0,0
Service outage on net banking and fraudulent transactions on securities,There is a service outage on my net banking platform and there have been fraudulent transactions on my securities investments.,0,1,0,0,0,0,1
Inaccurate balance on debit card and declined transactions on credit card,There is an inaccurate balance on my debit card and my credit card transactions are being declined.,1,0,1,0,0,0,0
Fraudulent activities on debit card and coverage issues with insurance policy,There have been fraudulent activities on my debit card and there are coverage issues with my insurance policy.,0,0,1,0,1,0,0
Regulatory issues affecting securities and high fees on loan,There are regulatory issues affecting my securities investments and the fees on my loan are too high.,0,0,0,1,0,0,1
Issues with loan repayment and market volatility affecting investments,There are issues with repaying my loan and market volatility is affecting my investments.,0,0,0,1,0,0,1
High premiums on insurance and declined transactions on net banking,The premiums on my insurance policy are too high and my net banking transactions are being declined.,0,1,0,0,1,0,0
Fraudulent transactions on securities and PIN problems on debit card,There have been fraudulent transactions on my securities investments and there are problems with my PIN on my debit card.,0,0,1,0,0,0,1
Complicated rewards program on credit card and security concerns on net banking,The rewards program on my credit card is too complicated and there are security concerns regarding my net banking account.,1,1,0,0,0,0,0
Customer service issues on insurance and hidden fees on debit card,There are customer service issues with my insurance provider and there are hidden fees on my debit card.,0,0,1,0,1,0,0
Balance transfer issues on credit card and delayed updates in balance,There are issues with transferring balances on my credit card and my balance updates are delayed.,1,0,0,0,0,1,0
High fees on loan and fraudulent activities on debit card,The fees on my loan are too high and there have been fraudulent activities on my debit card.,0,0,1,1,0,0,0
Coverage issues with insurance policy and declined transactions on credit card,There are coverage issues with my insurance policy and my credit card transactions are being declined.,1,0,0,0,1,0,0
Hidden charges on credit card and security concerns on net banking,There are hidden charges on my credit card statement and there are security concerns regarding my net banking account.,1,1,0,0,0,0,0
Service outage on net banking and insufficient funds on debit card,There is a service outage on my net banking platform and there are insufficient funds on my debit card.,0,1,1,0,0,0,0
Inaccurate balance on debit card and market volatility affecting investments,There is an inaccurate balance on my debit card and market volatility is affecting my investments.,0,0,1,0,0,0,1
Fraudulent transactions on securities and high interest rates on loan,There have been fraudulent transactions on my securities investments and the interest rates on my loan are too high.,0,0,0,1,0,0,1
Declined transactions on net banking and hidden fees on debit card,My net banking transactions are being declined and there are hidden fees on my debit card.,0,1,1,0,0,0,0
Complexity in investment options and account freezing issues,There is complexity in understanding investment options and my account has been frozen due to suspicious activity.,0,1,0,0,0,0,1
Security concerns on net banking and billing errors on credit card,There are security concerns regarding my net banking account and there are billing errors on my credit card statement.,1,0,0,0,0,1,0
Customer service issues on insurance and PIN problems on debit card,There are customer service issues with my insurance provider and there are problems with my PIN on my debit card.,0,0,1,0,1,0,0
Fraudulent activities on debit card and regulatory issues affecting securities,There have been fraudulent activities on my debit card and there are regulatory issues affecting my securities investments.,0,0,1,0,0,0,1
Complicated rewards program on credit card and issues with loan repayment,The rewards program on my credit card is too complicated and there are issues with repaying my loan.,1,0,0,1,0,0,0
Hidden charges on credit card and high premiums on insurance,There are hidden charges on my credit card statement and the premiums on my insurance policy are too high.,1,0,0,0,1,0,0
Service outage on net banking and fraudulent transactions on securities,There is a service outage on my net banking platform and there have been fraudulent transactions on my securities investments.,0,1,0,0,0,0,1
Inaccurate balance on debit card and declined transactions on credit card,There is an inaccurate balance on my debit card and my credit card transactions are being declined.,1,0,1,0,0,0,0
Fraudulent activities on debit card and coverage issues with insurance policy,There have been fraudulent activities on my debit card and there are coverage issues with my insurance policy.,0,0,1,0,1,0,0
Regulatory issues affecting securities and high fees on loan,There are regulatory issues affecting my securities investments and the fees on my loan are too high.,0,0,0,1,0,0,1
Issues with loan repayment and market volatility affecting investments,There are issues with repaying my loan and market volatility is affecting my investments.,0,0,0,1,0,0,1
High premiums on insurance and declined transactions on net banking,The premiums on my insurance policy are too high and my net banking transactions are being declined.,0,1,0,0,1,0,0
Fraudulent transactions on securities and PIN problems on debit card,There have been fraudulent transactions on my securities investments and there are problems with my PIN on my debit card.,0,0,1,0,0,0,1
Credit card limit increase request, I need to increase the credit limit on my card for an upcoming purchase. Can I do this through netbanking?,1,1,0,0,0,0,0
Netbanking app functionality issue, Certain features on the netbanking app are not working properly. How can I resolve this?,0,1,0,0,0,0,0
Debit card replacement request, My debit card was damaged and needs replacement. Can I request a replacement card through netbanking?,0,1,0,0,0,0,0
Loan repayment extension request, I'm facing financial difficulties and need an extension on my loan repayment. Can I request this through netbanking?,0,0,0,1,0,0,0
Insurance policy renewal reminder, My insurance policy is expiring soon. Can I renew it through netbanking?,0,1,0,0,1,0,0
Netbanking app navigation query, I'm having trouble navigating through certain features on the netbanking app. Can you guide me through this?,0,1,0,0,0,0,0
Debit card international usage activation, How can I activate international usage on my debit card through netbanking?,0,1,1,0,0,0,0
Loan repayment schedule adjustment, Can I adjust the repayment schedule for my loan to better align with my financial situation? How can I do this through netbanking?,0,0,0,1,0,0,0
Insurance policy coverage review request, I want to review the coverage details of my existing insurance policy. Can I access this through netbanking?,0,0,0,0,1,0,0
Statement delivery method change, I want to switch from receiving physical statements to digital ones. How can I update this preference on netbanking?,0,1,0,0,0,1,0
Credit card replacement request, I need to replace my damaged credit card. Can I initiate this process through netbanking?,1,1,0,0,0,0,0
Netbanking transaction history request, I need access to my netbanking transaction history for auditing purposes. How can I retrieve this?,0,1,0,0,0,0,0
Debit card PIN retrieval request, I forgot my debit card PIN. How can I retrieve it through netbanking?,0,1,1,0,0,0,0
Account linking issues with DMAT account and statement complexity,"I'm having trouble linking my accounts with my DMAT account and I find the statements too complex.",0,0,0,0,0,0,1
Trading account login issues,"I'm unable to log in to my trading account. It keeps showing login errors.",0,0,0,0,0,0,1
Fraudulent transactions on securities,There have been fraudulent transactions on my securities investments.,0,0,0,0,0,0,1
Declined transactions on credit card,My credit card transactions are being declined.,1,0,0,0,0,0,0
Issues with loan repayment,I am facing issues with repaying my loan.,0,0,0,1,0,0,0
High premiums on insurance,The premiums on my insurance policy are too high.,0,0,0,0,1,0,0
Market volatility affecting investments,Market volatility is affecting my investments.,0,0,0,0,0,0,1
Declined transactions on net banking,My net banking transactions are being declined.,0,1,0,0,0,0,0
Complicated rewards program on credit card,The rewards program on my credit card is too complicated.,1,0,0,0,0,0,0
Insufficient funds on debit card,There are insufficient funds on my debit card.,0,0,1,0,0,0,0
Login issues on net banking,I'm facing login issues on my net banking account.,0,1,0,0,0,0,0
High fees on loan,The fees on my loan are too high.,0,0,0,1,0,0,0
Application rejection for credit card and insurance policy issues,My credit card application was rejected and there are issues with my insurance policy.,1,0,0,0,1,0,0
Unauthorized transactions on net banking and loan,There have been unauthorized transactions on my net banking and loan accounts.,0,1,0,1,0,0,0
High interest rates on loan and credit card billing errors,The interest rates on my loan are high and there are billing errors on my credit card.,1,0,0,1,0,1,0
Fraudulent activities on securities account and balance discrepancies,There have been fraudulent activities on my securities account and there are discrepancies in my balance.,0,0,0,0,0,1,1
Hidden fees on debit card and net banking issues,There are hidden fees on my debit card and I am facing issues with net banking.,0,1,1,0,0,0,0
Unauthorized transactions on credit card and poor customer service,There have been unauthorized transactions on my credit card and the customer service is poor.,1,0,0,0,0,0,0
High fees on securities and insurance claims,The fees on my securities are high and my insurance claims are delayed.,0,0,0,0,1,0,1
Declined transactions on debit card and hidden fees,My debit card transactions are being declined and there are hidden fees.,0,0,1,0,0,0,0