credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.16
506.27
10.434116
14.86
667
2,880
8,969
53.7
0
0
0
0
1
credit_card
0.1287
134.54
9.966462
10.08
702
1,439.958333
4,428
59
0
0
0
0
1
small_business
0.0963
481.42
11.608236
5.65
777
5,370.041667
25,476
16.5
1
0
0
0
1
all_other
0.0963
70.61
10.645425
21.77
722
2,970
14,544
38
0
0
0
0
1
educational
0.1284
504.27
11.161949
11.42
722
4,920.041667
27,576
73.7
1
0
0
0
1
small_business
0.1347
251.88
10.177324
12.68
697
3,720
16,280
74.7
0
0
0
1
1
credit_card
0.1347
182.34
10.165852
23.68
687
2,280
16,757
85.1
0
0
0
0
1
debt_consolidation
0.1284
336.18
10.819778
17.26
707
5,580.041667
12,013
42.5
3
1
0
0
1
credit_card
0.1379
163.57
10.799576
2.45
672
1,860
8,757
67.9
0
0
0
0
1
small_business
0.08
188.02
10.126631
12.62
762
5,194
8,440
17.1
3
0
0
0
1
credit_card
0.08
188.02
10.691945
16.96
757
4,440
3,628
9.3
0
0
0
0
1
debt_consolidation
0.1189
215.57
9.952278
8.57
722
3,210.041667
9,317
53.6
1
0
0
1
1
home_improvement
0.1316
151.97
9.392662
11.5
742
4,531.041667
3,954
24
5
0
0
0
1
credit_card
0.0932
319.47
10.778956
20.07
752
6,210
8,903
77.4
0
0
0
0
1
all_other
0.0768
187.15
11.42081
1.29
777
4,200.041667
5,921
10.5
0
0
0
0
1
debt_consolidation
0.1411
438.13
11.414209
20.33
702
4,859.958333
32,785
91.8
3
0
0
0
1
all_other
0.08
172.35
10.308953
0.8
802
3,996
527
1
0
0
0
0
1
debt_consolidation
0.1189
132.66
10.293365
5.81
757
1,890
65
0.9
0
0
0
0
1
credit_card
0.1189
82.91
9.998616
17.13
707
3,090.041667
9,847
44.4
1
1
0
0
1
credit_card
0.1189
497.46
11.957611
5.2
752
3,030.041667
6,077
7.8
1
0
0
0
1
credit_card
0.1505
499.56
10.657259
7
677
4,530.041667
7,854
81
0
0
0
0
1
all_other
0.1347
169.62
10.915016
8.66
707
1,530
5,337
56.2
0
0
0
0
1
all_other
0.1189
182.41
10.596635
19.54
722
8,190.041667
919
6.1
0
0
0
0
1
debt_consolidation
0.1411
212.22
10.165852
12.97
677
3,330
1,365
40.1
1
1
0
0
1
debt_consolidation
0.1474
518.06
11.373663
23.49
682
4,500.041667
28,766
0.1
1
0
0
0
1
major_purchase
0.0963
320.95
11.156251
4.08
762
2,700.041667
110
11
0
0
0
0
1
debt_consolidation
0.1442
515.74
11.440355
15.81
692
7,020
25,892
89
1
0
1
0
1
all_other
0.1221
99.95
10.150191
8.25
767
1,860
72
2.8
1
0
0
0
1
debt_consolidation
0.1635
176.65
11.3278
7.52
662
1,169
25,505
60.7
2
0
0
0
1
all_other
0.1189
165.82
10.596535
7.14
737
10,110.04167
8,773
57.2
0
1
0
0
1
educational
0.0963
107.52
11.255449
7.3
717
3,420.041667
14,578
56.1
0
0
0
0
1
credit_card
0.1221
204.89
10.28875
22.2
707
2,378.041667
15,509
53.5
1
0
0
0
1
all_other
0.1189
397.97
10.596635
21.36
732
4,920.041667
22,026
65.9
1
0
0
0
1
educational
0.179
108.3
11.884489
19.97
672
10,470.04167
29,748
51.3
0
1
0
0
1
debt_consolidation
0.1663
532.05
11.001266
11.15
667
4,410
13,672
93.8
1
0
0
1
1
debt_consolidation
0.1347
395.2
10.968129
13.28
692
3,210.041667
22,195
45.7
1
0
0
0
1
all_other
0.1347
508.84
11.842287
6.76
707
11,550.04167
0
0
3
1
0
0
1
small_business
0.1221
249.87
10.968129
1.41
777
5,464
3,444
23.8
3
0
0
0
1
all_other
0.1316
118.2
10.778956
19.6
687
2,610
13,632
50.7
1
0
0
0
1
debt_consolidation
0.1505
260.19
10.445928
17.51
692
3,452.041667
15,708
95.8
2
0
0
0
1
debt_consolidation
0.1379
381.65
11.195471
18.82
692
7,560.041667
18,384
43.5
1
1
0
0
1
debt_consolidation
0.1474
381.64
11.05089
15.47
677
5,250.041667
27,780
74.7
1
0
0
0
1
home_improvement
0.1189
331.64
11.134531
18.83
727
4,110
24,185
44.9
2
0
0
1
1
debt_consolidation
0.1632
459.08
10.829729
17.23
667
1,470
6,570
39.3
1
0
0
0
1
debt_consolidation
0.1379
408.91
11.066576
24.7
687
4,080
11,972
72.1
0
0
0
0
1
debt_consolidation
0.1474
345.37
11.205367
7.59
687
4,740
4,073
81.5
2
0
0
0
1
debt_consolidation
0.1505
520.37
11.312033
11.71
692
3,660
18,126
96.9
0
0
0
0
1
home_improvement
0.1253
502
11.856515
3.03
732
6,000.041667
2,732
4.9
0
1
0
0
1
major_purchase
0.1284
268.95
11.956758
8.21
707
6,210
23,021
78.3
3
0
0
0
1
debt_consolidation
0.1347
441
10.858922
12.44
707
2,700.041667
8,898
75.4
0
0
0
1
1
debt_consolidation
0.1347
217.11
10.778956
20.32
687
3,420.041667
9,216
38.9
1
1
0
0
1
debt_consolidation
0.0963
231.08
10.714418
6.8
722
2,640
9,500
31.1
1
0
0
0
1
credit_card
0.1568
471.65
10.583575
18.08
677
3,431.041667
18,688
92.1
1
0
1
0
1
debt_consolidation
0.1189
215.57
10.596635
23.88
717
2,250
6,901
21.2
1
0
0
0
1
home_improvement
0.1189
165.82
10.932964
2.23
747
2,280
3,200
43.2
4
0
0
0
1
all_other
0.0963
481.42
10.960444
16.97
797
13,470
3,658
5.4
0
0
0
0
1
credit_card
0.08
282.03
11.77529
17.15
782
7,050.041667
7,181
30.3
0
0
0
0
1
debt_consolidation
0.1189
99.5
10.126471
19.06
707
8,730
1,952
26
0
0
0
1
1
all_other
0.08
313.37
10.915088
9.6
802
5,550
2,893
5.3
0
0
0
1
1
all_other
0.1505
138.77
10.102174
22.48
662
6,870.041667
4,624
67
0
1
0
0
1
credit_card
0.0963
231.08
10.596635
20.07
747
10,470.04167
12,776
68.3
0
0
0
0
1
credit_card
0.1253
284.47
10.596635
4.47
717
4,806
7,174
56.6
3
0
1
0
1
credit_card
0.1189
258.68
10.778956
9.63
742
4,953.041667
3,501
23.5
1
0
0
1
1
debt_consolidation
0.1505
294.88
10.491274
18.57
667
1,830
8,297
72.1
0
0
0
1
1
all_other
0.16
175.79
10.778915
3.73
672
1,530
3,218
42.9
3
0
0
0
1
all_other
0.1316
67.55
10.1849
14.54
717
2,820.041667
0
0
2
0
0
0
1
credit_card
0.1347
339.23
11.082143
8.51
697
4,530.041667
15,351
77.9
1
0
0
0
1
all_other
0.1221
666.3
11.168094
15.69
802
5,400.041667
114
0.3
0
0
0
0
1
debt_consolidation
0.1505
294.88
9.903488
12
667
2,490.041667
6,574
79.2
1
0
0
0
1
credit_card
0.1505
312.23
10.896739
23.8
682
3,360
35,379
89.4
0
0
0
1
1
educational
0.1347
186.58
10.433998
15.64
682
3,300
13,403
83.8
1
0
0
0
1
debt_consolidation
0.1537
522.7
11.695247
12.72
687
3,210.041667
23,997
36.9
1
1
0
0
1
home_improvement
0.0932
303.5
11.561716
13.93
762
5,132
10,828
14
2
0
0
0
1
debt_consolidation
0.1221
399.78
11.03127
20.59
732
1,860
2,941
56.6
1
0
0
0
1
debt_consolidation
0.0932
31.95
11.112388
21.19
727
5,550
22,930
51.2
2
0
0
0
1
credit_card
0.1442
481.36
10.885566
17
687
1,830
6,309
70.1
0
0
0
1
1
credit_card
0.1253
176.54
10.819778
18.62
702
7,530.041667
8,063
64.2
2
0
1
0
1
debt_consolidation
0.0963
70.61
9.183175
18.62
717
5,190
5,209
46.9
0
0
1
0
1
home_improvement
0.0768
187.15
11.010399
11.58
787
3,810.041667
1,157
5.2
0
0
0
0
1
home_improvement
0.0768
187.15
11.599103
14.12
777
7,860.041667
13,430
30.9
2
0
0
0
1
all_other
0.1221
383.13
11.198215
1.05
737
3,660
19
0.2
0
1
0
0
1
debt_consolidation
0.1284
588.32
10.819778
14.21
717
3,450.041667
19,621
80.7
0
0
0
0
1
debt_consolidation
0.1442
171.92
10.308953
11.16
672
4,170.041667
9,493
56.8
1
0
0
0
1
debt_consolidation
0.1695
712.54
11.652687
15.74
677
5,190
13,273
89.7
0
1
0
0
1
debt_consolidation
0.1221
369.8
10.381087
23.71
717
3,090
14,339
58.1
0
0
0
0
1
educational
0.16
225.01
10.308953
5.76
667
1,290.041667
395
1.7
2
1
0
0
1
all_other
0.0963
481.42
11.669929
4.24
797
4,560.041667
5,491
10.6
0
0
0
0
1
credit_card
0.0963
231.08
11.24724
11.14
722
3,510.041667
9,222
48
1
1
0
0
1
all_other
0.0932
111.82
10.878047
15.42
727
2,340.041667
2,880
27.4
0
0
0
0
1
debt_consolidation
0.1758
431.31
11.082143
8.62
667
6,690.041667
21,233
57.1
3
0
0
0
1
debt_consolidation
0.1411
342.29
11.0021
18.92
697
2,310.041667
16,843
90.1
1
0
0
0
1
debt_consolidation
0.1284
504.27
10.714418
6.59
717
2,040.041667
12,644
30.8
3
0
0
0
1
debt_consolidation
0.1221
333.15
10.819858
3
717
3,433
6,063
19.6
0
0
0
0
1
credit_card
0.1632
565.02
11.0021
21.46
667
7,200.041667
20,702
82.5
2
1
0
1
1
debt_consolidation
0.1474
189.96
10.308953
16.04
677
1,590.041667
2,640
80
0
0
0
0
1
debt_consolidation
0.0963
150.85
11.362103
18.54
732
3,990
23,096
55.3
1
0
0
0
1
small_business
0.1284
252.14
10.915088
8.92
732
2,581
4,590
17.7
1
0
0
0
1
debt_consolidation
0.1663
532.05
11.258601
20.15
692
3,900.041667
36,123
98.4
3
0
0
0
1
debt_consolidation
0.1379
340.76
10.373491
20.29
692
6,570
16,354
63.6
0
0
0
0
1
all_other
0.1221
399.78
10.714418
14.27
747
7,740
7,224
73.7
0
0
0
0