credit.policy
int64
0
1
purpose
stringclasses
7 values
int.rate
float64
0.06
0.22
installment
float64
15.7
940
log.annual.inc
float64
7.55
14.5
dti
float64
0
30
fico
int64
612
827
days.with.cr.line
float64
179
17.6k
revol.bal
int64
0
1.21M
revol.util
float64
0
119
inq.last.6mths
int64
0
33
delinq.2yrs
int64
0
13
pub.rec
int64
0
5
not.fully.paid
int64
0
1
1
debt_consolidation
0.1505
312.23
11.03901
11.3
662
1,770
12,842
61.7
2
0
0
0
1
debt_consolidation
0.1474
690.74
12.001505
10.2
712
3,960
106,181
94.1
0
1
0
0
1
small_business
0.1531
417.79
11.205829
10.39
742
2,785.958333
2,577
6.3
1
0
0
0
1
debt_consolidation
0.1095
314.06
11.94476
8.75
732
3,119.958333
33,147
34.9
2
0
0
0
1
debt_consolidation
0.16
351.58
11.350407
8.6
672
5,220
9,132
36.5
2
0
0
0
1
credit_card
0.1189
182.41
10.668955
17.94
697
2,819.958333
5,668
76.6
3
1
0
0
1
all_other
0.0963
353.04
10.839581
19.48
737
2,910
1,100
7.7
1
0
0
0
1
all_other
0.1126
427.23
11.373663
18.36
732
2,069.958333
5,730
10.8
1
0
0
0
1
debt_consolidation
0.1189
782.67
10.915016
16.21
737
5,009.958333
29,276
71.5
0
0
0
0
1
debt_consolidation
0.1189
265.32
10.596635
15.69
717
2,640
7,131
93.8
0
0
0
0
1
debt_consolidation
0.074
139.77
11.371984
14.18
797
4,939.958333
5,254
11.6
0
0
0
0
1
all_other
0.1189
497.46
11.189962
11.85
752
2,160
1,281
2.3
4
0
0
0
1
debt_consolidation
0.1114
173.86
11.512925
8.47
742
4,896
73,258
89.9
1
0
0
0
1
debt_consolidation
0.0963
481.42
10.878123
10.87
782
6,540
17,040
39.4
2
0
0
0
1
debt_consolidation
0.1411
444.98
11.09741
17.51
682
5,669.958333
22,388
91.3
3
2
0
0
1
debt_consolidation
0.1316
439.02
10.819778
9.53
687
1,860
13,472
80.7
0
0
0
0
1
debt_consolidation
0.1253
589.01
11.055641
10.05
737
6,029.958333
51,054
58.8
1
0
0
0
1
debt_consolidation
0.1316
351.21
11.350407
6.73
682
4,290
4,611
30.7
0
1
0
0
1
all_other
0.0932
47.93
10.815529
18.2
722
3,720
1,498
6.7
1
0
0
0
1
credit_card
0.1853
910.44
11.695247
24.97
672
4,290
96,565
88.9
0
0
0
0
1
debt_consolidation
0.1316
405.25
11.218554
18.22
697
4,560.958333
10,157
63.9
1
0
0
1
1
debt_consolidation
0.1183
308.15
11.407565
4.12
722
3,149.958333
1,067
46.4
1
0
0
0
1
debt_consolidation
0.1158
445.69
10.84451
15.34
717
2,819.958333
13,582
51.1
2
0
0
0
1
debt_consolidation
0.1189
663.28
11.184421
14.12
727
3,210
20,979
68.6
0
0
0
0
1
debt_consolidation
0.1632
529.71
11.608236
10.37
662
3,360
14,517
91.3
2
0
1
0
1
educational
0.1253
167.34
10.373491
11.81
682
5,130
1,278
63.9
1
1
0
0
1
debt_consolidation
0.1426
171.53
10.819858
18.57
667
4,619.958333
10,883
27.2
2
0
0
0
1
debt_consolidation
0.1095
323.87
10.571317
14.65
727
2,399.958333
10,299
39.9
0
0
0
0
1
debt_consolidation
0.1411
136.92
11.156193
2.43
682
1,110
4,177
41.4
2
0
0
0
1
debt_consolidation
0.1189
198.99
10.778956
23.55
712
1,890
4,659
41.6
0
0
0
0
1
small_business
0.1853
538.98
11.0021
1.58
717
3,390
8,476
66.7
1
0
0
1
1
all_other
0.1095
196.29
11.127322
21.33
717
5,639.958333
27,411
42.4
2
0
0
0
1
all_other
0.1537
174.24
11.082143
4.23
677
3,869.958333
5,239
22.6
1
1
0
0
1
debt_consolidation
0.1114
519.94
11.26972
9.5
762
7,721
13,405
23.7
3
0
0
1
1
major_purchase
0.1505
104.08
10.819778
14.93
687
5,639.958333
3,149
98.4
0
0
0
0
1
debt_consolidation
0.1221
333.15
10.545341
7.14
702
3,180.958333
5,520
13.6
1
0
0
0
1
debt_consolidation
0.1253
334.67
11.170717
9.8
707
5,130
11,437
35.4
2
1
0
0
1
small_business
0.1695
356.27
10.839581
23.53
702
4,410
19,230
44.4
3
0
0
0
1
debt_consolidation
0.16
703.15
11.238436
23.57
697
4,649.958333
22,037
99.3
1
0
0
0
1
educational
0.1221
399.78
11.552146
8.75
707
6,600
5,199
12.5
1
1
0
0
1
all_other
0.0737
108.66
10.703155
13.89
787
5,339.958333
5,284
7
2
0
0
0
1
debt_consolidation
0.0963
449.32
11.150161
14.57
762
15,119.95833
14,992
34.6
0
0
0
0
1
educational
0.1114
164.02
11.156251
14.52
717
3,669
4,093
17.1
2
0
0
0
1
debt_consolidation
0.1253
284.47
10.126631
18.72
687
1,979.958333
13,604
52.5
0
0
0
0
1
debt_consolidation
0.1158
561.23
11.121984
11.82
727
6,540
21,676
62.1
0
0
0
0
1
debt_consolidation
0.0932
460.04
11.320554
4.29
772
5,760
4,554
9.4
2
0
0
0
1
major_purchase
0.0768
109.17
10.968198
15.89
752
15,360
17,771
37.2
0
0
0
0
1
debt_consolidation
0.1158
429.18
11.156193
18.22
712
4,529.958333
24,893
69.9
1
0
0
0
1
all_other
0.1284
268.95
10.308953
4.28
687
4,949.958333
1,602
76.3
0
0
0
0
1
debt_consolidation
0.1126
709.85
11.407565
7.91
752
4,800
16,249
72.5
1
0
0
1
1
debt_consolidation
0.1347
67.85
10.146434
14.64
667
6,809.958333
11,821
33.7
0
1
0
0
1
all_other
0.1095
32.72
10.379672
15.43
717
3,899.958333
0
0
0
0
0
0
1
credit_card
0.1411
189.98
10.819778
21.58
667
3,119.958333
13,594
63.5
2
0
0
0
1
credit_card
0.1183
424.12
10.706386
10.65
717
3,965
9,294
19.3
2
0
0
0
1
all_other
0.1148
327.22
10.714418
12.67
732
2,913
696
2.7
3
1
0
0
1
credit_card
0.1284
363.08
10.778956
22.45
687
8,219.958333
15,260
77.9
0
0
1
0
1
all_other
0.1316
42.22
9.574983
21.33
667
2,039.958333
1,638
71.2
1
1
0
1
1
home_improvement
0.08
313.37
11.407565
4.07
777
5,160
2,881
14.2
0
0
0
0
1
credit_card
0.08
313.37
11.326596
8.79
777
6,120
1,226
6.8
3
0
0
0
1
debt_consolidation
0.0932
351.42
11.561716
4.33
747
4,619.958333
5,297
20.2
1
0
0
0
1
home_improvement
0.1183
463.88
10.968198
8.23
742
2,153
0
0
2
0
0
0
1
credit_card
0.1221
133.26
10.571317
24.98
692
1,860
6,714
57.9
1
0
0
1
1
debt_consolidation
0.1322
243.37
10.596635
22.77
692
1,751
9,325
63.9
1
0
0
0
1
debt_consolidation
0.0963
385.14
11.156251
8.86
757
4,859.958333
14,745
34.6
2
0
0
0
1
small_business
0.1979
287.2
10.878047
15.26
692
3,509.958333
11,835
98.6
1
0
0
1
1
debt_consolidation
0.0963
144.43
11.05089
13.33
732
2,130
4,004
17.8
3
0
0
0
1
educational
0.1189
165.82
10.308953
18.2
732
1,800
1,984
24.8
0
0
0
1
1
debt_consolidation
0.1411
316.62
10.341742
19.9
667
4,949.958333
978
27.2
0
3
0
0
1
debt_consolidation
0.1379
204.46
11.156251
7.99
672
8,159.958333
7,635
88.8
1
0
1
0
1
all_other
0.0737
99.35
10.505068
18.15
797
7,620
19,617
24
0
0
0
0
1
credit_card
0.08
219.36
11.085215
10.25
757
3,990
15,223
25.8
1
0
0
0
1
all_other
0.0963
320.95
10.685103
1.35
737
7,559.958333
1,876
12.3
2
0
0
1
1
credit_card
0.1284
504.27
11.461632
9.75
697
7,919.958333
33,981
77.1
0
0
1
1
1
major_purchase
0.0932
281.14
10.077441
2.37
782
4,229.958333
1,483
5.3
2
0
0
0
1
all_other
0.0963
256.76
10.778956
9.2
762
2,309.958333
5,060
19.5
0
0
0
0
1
all_other
0.1357
628.42
11.277203
10.68
707
4,466
6,495
42.7
1
1
0
0
1
home_improvement
0.1095
278.07
10.645425
0.43
817
4,979.958333
84
0.5
0
0
0
0
1
all_other
0.08
47.01
11.05089
16.9
732
2,550
5,848
44.6
1
0
0
0
1
debt_consolidation
0.1189
165.82
10.819778
2.5
772
3,149.958333
5,108
33.6
0
0
0
0
1
debt_consolidation
0.0932
297.11
10.915016
12.15
752
4,470
2,498
24.7
1
0
0
0
1
debt_consolidation
0.1148
494.53
10.778956
7.35
742
4,199.958333
16,055
50.5
0
0
0
0
1
debt_consolidation
0.1284
430.31
11.0021
11.62
697
2,160
13,957
46.1
0
0
0
0
1
debt_consolidation
0.16
527.36
11.156251
7.83
662
6,329.958333
18,503
86.5
0
0
0
0
1
all_other
0.1158
825.34
11.512925
21.05
762
6,990
5,380
12.4
2
0
0
0
1
home_improvement
0.0768
37.43
10.373491
14.93
757
9,689.958333
13,271
16.2
1
0
0
0
1
debt_consolidation
0.1253
334.67
10.736397
12.83
702
1,709.958333
7,882
29
0
0
0
0
1
debt_consolidation
0.0932
223.63
10.596635
15.03
742
3,869.958333
21,414
46
0
0
0
0
1
debt_consolidation
0.1379
265.79
10.434116
21.18
672
4,229.958333
4,601
32
2
0
0
1
1
debt_consolidation
0.1316
713.4
12.081688
11.47
707
3,779.958333
113,283
81.2
2
0
0
0
1
credit_card
0.0963
385.14
11.0021
19.4
762
12,000
13,659
22
0
0
0
0
1
debt_consolidation
0.1221
259.03
11.05089
14.86
697
3,750
10,013
38.7
3
0
0
0
1
debt_consolidation
0.1316
675.41
11.225243
6.75
702
5,100
19,894
78.6
0
0
1
0
1
educational
0.1189
132.66
11.127322
19.76
707
3,990
24,802
86.4
3
0
0
1
1
major_purchase
0.1322
169.01
10.491274
9.37
692
2,769.958333
2,481
50.6
1
2
0
0
1
all_other
0.1411
855.73
11.66767
15.53
712
2,789.958333
26,438
48.7
1
0
0
1
1
all_other
0.0859
221.28
11.350407
3.92
762
1,896
17,390
86.1
1
0
0
0
1
major_purchase
0.1189
530.63
11.264464
5.23
742
3,600
16,578
44.8
0
0
0
0
1
home_improvement
0.1537
209.08
11.184421
3.3
707
4,979.958333
16,860
99.2
3
0
0
0
1
debt_consolidation
0.1148
464.04
10.239817
16.33
727
3,619
18,496
42.6
1
0
0
1
1
debt_consolidation
0.1663
248.29
10.341613
8.32
667
2,760.958333
6,082
96.5
1
2
0
0