Creditg/seed_0/test.json

[
  {
    "id": 15,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 1282.0,
      "savings_status": "100<=X<500",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 32.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1282. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 16,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 2424.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 53.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2424. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 53. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 18,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "used car",
      "credit_amount": 12579.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "no known property",
      "age": 44.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount > 8195.000"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 12579. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 44. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 19,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 3430.0,
      "savings_status": "500<=X<1000",
      "employment": ">=7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 31.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3430. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 27,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 12.0,
      "credit_history": "all paid",
      "purpose": "radio/tv",
      "credit_amount": 409.0,
      "savings_status": ">=1000",
      "employment": "1<=X<4",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "real estate",
      "age": 42.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount <= 963.000",
      "num__existing_credits > 1.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 409. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 42. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 35,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 45.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 4746.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 25.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since > 1.500",
      "num__duration > 43.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 45. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 4746. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 53,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "used car",
      "credit_amount": 3378.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "life insurance",
      "age": 31.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 3378. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 71,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 7.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 730.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 46.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 7. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 730. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 46. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 77,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 11.0,
      "credit_history": "delayed previously",
      "purpose": "radio/tv",
      "credit_amount": 4771.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 51.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' <= 0.500",
      "num__existing_credits <= 1.500",
      "cat__checking_status_b'>=200' <= 0.500",
      "cat__own_telephone_b'none' > 0.500",
      "num__duration > 7.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 11. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 4771. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 51. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 97,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "business",
      "credit_amount": 2622.0,
      "savings_status": "100<=X<500",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 34.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 2622. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 107,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 6078.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 32.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' > 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 6078. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 109,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 14.0,
      "credit_history": "existing paid",
      "purpose": "business",
      "credit_amount": 1410.0,
      "savings_status": "500<=X<1000",
      "employment": ">=7",
      "installment_commitment": 1.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 14. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1410. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 111,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": ">=200",
      "duration": 15.0,
      "credit_history": "existing paid",
      "purpose": "education",
      "credit_amount": 392.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 23.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount <= 963.000",
      "num__existing_credits <= 1.500",
      "cat__job_b'unskilled resident' <= 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 392. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 115,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 48.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 3578.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 47.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3578. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 133,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1984.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 47.0,
      "other_payment_plans": "bank",
      "housing": "for free",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "num__residence_since > 2.500",
      "num__age > 41.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1984. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 47. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 155,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1282.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 20.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1282. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 157,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "all paid",
      "purpose": "retraining",
      "credit_amount": 339.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "car",
      "age": 45.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount <= 963.000",
      "num__existing_credits <= 1.500",
      "cat__job_b'unskilled resident' > 0.500",
      "cat__other_payment_plans_b'bank' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is retraining. The Credit amount is 339. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 45. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 170,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 15.0,
      "credit_history": "no credits/all paid",
      "purpose": "new car",
      "credit_amount": 950.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "car",
      "age": 33.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount <= 963.000",
      "num__existing_credits > 1.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (new). The Credit amount is 950. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 189,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 18.0,
      "credit_history": "no credits/all paid",
      "purpose": "furniture/equipment",
      "credit_amount": 3244.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 33.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 3244. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 205,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 30.0,
      "credit_history": "critical/other existing credit",
      "purpose": "used car",
      "credit_amount": 10623.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 38.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 3.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 2.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount > 8195.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 10623. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 3. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 206,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 1935.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 43.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 3.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits > 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1935. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 209,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "used car",
      "credit_amount": 1413.0,
      "savings_status": ">=1000",
      "employment": "4<=X<7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 55.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "no"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 1413. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 55. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no.",
    "rationale": "only for testing"
  },
  {
    "id": 213,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 30.0,
      "credit_history": "delayed previously",
      "purpose": "business",
      "credit_amount": 1908.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 66.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 30. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 1908. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 66. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 233,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 866.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "guarantor",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 25.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount <= 963.000",
      "num__existing_credits <= 1.500",
      "cat__job_b'unskilled resident' > 0.500",
      "cat__other_payment_plans_b'bank' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 866. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 243,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "business",
      "credit_amount": 1185.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 27.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__duration <= 33.000",
      "cat__credit_history_b'existing paid' <= 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1185. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 246,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 717.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 52.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 3.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits > 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 717. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 52. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 250,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 6.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 666.0,
      "savings_status": ">=1000",
      "employment": "4<=X<7",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 39.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' > 0.500",
      "num__credit_amount <= 749.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 666. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 257,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "all paid",
      "purpose": "radio/tv",
      "credit_amount": 2149.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "no known property",
      "age": 29.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 2149. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 264,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 10.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 1231.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 32.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "no"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1231. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no.",
    "rationale": "only for testing"
  },
  {
    "id": 271,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 1402.0,
      "savings_status": "500<=X<1000",
      "employment": "4<=X<7",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 37.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__duration <= 33.000",
      "cat__credit_history_b'existing paid' <= 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1402. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 277,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1262.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 2.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 49.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1262. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 307,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 727.0,
      "savings_status": "100<=X<500",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "no known property",
      "age": 33.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount <= 963.000",
      "num__existing_credits <= 1.500",
      "cat__job_b'unskilled resident' > 0.500",
      "cat__other_payment_plans_b'bank' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 727. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 311,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 5511.0,
      "savings_status": "100<=X<500",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "car",
      "age": 25.0,
      "other_payment_plans": "stores",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "num__residence_since <= 2.500",
      "num__credit_amount > 2190.500",
      "num__age <= 32.500",
      "num__duration <= 25.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 5511. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 312,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 3749.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 2.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 26.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3749. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 334,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "no credits/all paid",
      "purpose": "furniture/equipment",
      "credit_amount": 4110.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 23.0,
      "other_payment_plans": "bank",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 4110. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 23. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 343,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "business",
      "credit_amount": 4439.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 1.0,
      "personal_status": "male single",
      "other_parties": "co applicant",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 33.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 4439. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 1. The Property is real estate. The Age in years is 33. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 354,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 10.0,
      "credit_history": "existing paid",
      "purpose": "education",
      "credit_amount": 727.0,
      "savings_status": "500<=X<1000",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 46.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 727. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 46. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 356,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 2331.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 1.0,
      "personal_status": "male single",
      "other_parties": "co applicant",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 49.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' <= 0.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2331. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is real estate. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 367,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 3650.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 22.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3650. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 372,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 10.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 2146.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "real estate",
      "age": 23.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__duration <= 33.000",
      "cat__credit_history_b'existing paid' <= 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2146. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 378,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 14318.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "no known property",
      "age": 57.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since > 1.500",
      "num__duration <= 43.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 14318. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 57. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 387,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 18.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 7374.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 40.0,
      "other_payment_plans": "stores",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 7374. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 395,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 39.0,
      "credit_history": "delayed previously",
      "purpose": "education",
      "credit_amount": 11760.0,
      "savings_status": "100<=X<500",
      "employment": "4<=X<7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "no known property",
      "age": 32.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since > 1.500",
      "num__duration <= 43.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 39. The Credit history is delay in paying off in the past. The Purpose is education. The Credit amount is 11760. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 399,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 1516.0,
      "savings_status": ">=1000",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 43.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__duration <= 33.000",
      "cat__credit_history_b'existing paid' <= 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1516. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 409,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 939.0,
      "savings_status": "500<=X<1000",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 3.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount <= 963.000",
      "num__existing_credits > 1.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 939. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 416,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 2579.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 33.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' > 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2579. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 429,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 18.0,
      "credit_history": "critical/other existing credit",
      "purpose": "repairs",
      "credit_amount": 1190.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 2.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 55.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 3.0,
      "job": "unemp/unskilled non res",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is repairs. The Credit amount is 1190. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 55. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 3. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 461,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 15.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 1721.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "real estate",
      "age": 36.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' > 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1721. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 470,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 3092.0,
      "savings_status": "100<=X<500",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 22.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3092. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 475,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 18.0,
      "credit_history": "no credits/all paid",
      "purpose": "furniture/equipment",
      "credit_amount": 3114.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 26.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 3114. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 485,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 6.0,
      "credit_history": "delayed previously",
      "purpose": "new car",
      "credit_amount": 1209.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 47.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' <= 0.500",
      "num__existing_credits <= 1.500",
      "cat__checking_status_b'>=200' <= 0.500",
      "cat__own_telephone_b'none' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 1209. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 509,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 39.0,
      "credit_history": "existing paid",
      "purpose": "used car",
      "credit_amount": 8588.0,
      "savings_status": "100<=X<500",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 45.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' > 0.500",
      "num__credit_amount > 2667.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 39. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 8588. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 512,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 15.0,
      "credit_history": "existing paid",
      "purpose": "business",
      "credit_amount": 2687.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 26.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' > 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 2687. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 528,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2302.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 31.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since > 1.500",
      "num__duration <= 43.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2302. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 529,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 6.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 662.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 41.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' > 0.500",
      "num__credit_amount <= 749.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 662. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 41. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 542,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 30.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 6350.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 31.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 6350. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 550,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "repairs",
      "credit_amount": 996.0,
      "savings_status": "no known savings",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 23.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__duration <= 33.000",
      "cat__credit_history_b'existing paid' <= 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is repairs. The Credit amount is 996. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 552,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 48.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 6999.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 1.0,
      "personal_status": "male mar/wid",
      "other_parties": "guarantor",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 34.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since <= 1.500",
      "num__duration > 39.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 6999. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 1. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 563,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 12389.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 37.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since > 1.500",
      "num__duration <= 43.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 12389. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 37. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 607,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2671.0,
      "savings_status": "100<=X<500",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "co applicant",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 50.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since > 1.500",
      "num__duration <= 43.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2671. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 50. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 613,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "all paid",
      "purpose": "used car",
      "credit_amount": 3632.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "guarantor",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 22.0,
      "other_payment_plans": "bank",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "no"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is car (used). The Credit amount is 3632. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no.",
    "rationale": "only for testing"
  },
  {
    "id": 615,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 48.0,
      "credit_history": "no credits/all paid",
      "purpose": "business",
      "credit_amount": 12204.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 48.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since > 1.500",
      "num__duration > 43.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 12204. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 48. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 679,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 1453.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 26.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__duration <= 33.000",
      "cat__credit_history_b'existing paid' > 0.500",
      "num__duration > 16.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1453. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 693,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 6.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 4716.0,
      "savings_status": "no known savings",
      "employment": "<1",
      "installment_commitment": 1.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "real estate",
      "age": 44.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' > 0.500",
      "num__credit_amount > 749.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 4716. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 695,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 6.0,
      "credit_history": "existing paid",
      "purpose": "used car",
      "credit_amount": 1236.0,
      "savings_status": "500<=X<1000",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 50.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 1236. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 50. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 700,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1123.0,
      "savings_status": "500<=X<1000",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 29.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__duration <= 33.000",
      "cat__credit_history_b'existing paid' > 0.500",
      "num__duration <= 16.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1123. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 722,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 1228.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 24.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' > 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__credit_amount <= 1392.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1228. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 729,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 24.0,
      "credit_history": "critical/other existing credit",
      "purpose": "business",
      "credit_amount": 1275.0,
      "savings_status": ">=1000",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 36.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1275. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 732,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 8.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 760.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "guarantor",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 44.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' > 0.500",
      "num__credit_amount > 749.000"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 8. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 760. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 735,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 36.0,
      "credit_history": "all paid",
      "purpose": "domestic appliance",
      "credit_amount": 3990.0,
      "savings_status": "no known savings",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "no known property",
      "age": 29.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unemp/unskilled non res",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since > 1.500",
      "num__duration <= 43.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is all credits at this bank paid back duly. The Purpose is domestic appliances. The Credit amount is 3990. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 761,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 18.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 2124.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 24.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2124. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 763,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 21.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 12680.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 30.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 12680. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 30. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 766,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 30.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 3108.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 2.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 31.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3108. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 776,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 36.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 3535.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 37.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3535. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 777,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 3509.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "guarantor",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 25.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3509. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 1. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 785,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "business",
      "credit_amount": 1941.0,
      "savings_status": ">=1000",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1941. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 786,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 22.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2675.0,
      "savings_status": "500<=X<1000",
      "employment": ">=7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 40.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 22. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2675. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 792,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 6.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 1221.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 27.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1221. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 798,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "delayed previously",
      "purpose": "new car",
      "credit_amount": 717.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 54.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' > 0.500",
      "num__installment_commitment > 3.500",
      "num__age > 30.000"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 717. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 54. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 812,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 36.0,
      "credit_history": "critical/other existing credit",
      "purpose": "used car",
      "credit_amount": 9629.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 24.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration > 31.500",
      "cat__employment_b'unemployed' <= 0.500",
      "num__residence_since > 1.500",
      "num__duration <= 43.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 9629. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 852,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 15.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 1471.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1471. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 35. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 860,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "critical/other existing credit",
      "purpose": "used car",
      "credit_amount": 5804.0,
      "savings_status": ">=1000",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 27.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 5804. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 862,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2439.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2439. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 873,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 15.0,
      "credit_history": "existing paid",
      "purpose": "domestic appliance",
      "credit_amount": 874.0,
      "savings_status": "no known savings",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 24.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__duration <= 33.000",
      "cat__credit_history_b'existing paid' > 0.500",
      "num__duration <= 16.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 874. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 874,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 3590.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "co applicant",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 29.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3590. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 877,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 3595.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3595. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 881,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "used car",
      "credit_amount": 9277.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 48.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 9277. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 48. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 884,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 4057.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 3.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "car",
      "age": 43.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 4057. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 896,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 21.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2606.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2606. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 897,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 1592.0,
      "savings_status": ">=1000",
      "employment": "4<=X<7",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "no"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__duration <= 33.000",
      "cat__credit_history_b'existing paid' <= 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1592. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no.",
    "rationale": "only for testing"
  },
  {
    "id": 902,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 36.0,
      "credit_history": "critical/other existing credit",
      "purpose": "used car",
      "credit_amount": 10477.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 42.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 10477. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 42. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 931,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 9.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 1670.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 22.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' <= 0.500",
      "num__existing_credits <= 1.500",
      "cat__checking_status_b'>=200' <= 0.500",
      "cat__own_telephone_b'none' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1670. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 937,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 6.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2063.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "car",
      "age": 30.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' <= 0.500",
      "num__existing_credits <= 1.500",
      "cat__checking_status_b'>=200' <= 0.500",
      "cat__own_telephone_b'none' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2063. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 941,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 10.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 1546.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 31.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "no"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1546. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no.",
    "rationale": "only for testing"
  },
  {
    "id": 942,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 929.0,
      "savings_status": "no known savings",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 31.0,
      "other_payment_plans": "stores",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "num__residence_since <= 2.500",
      "num__credit_amount <= 2190.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 929. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 964,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 6.0,
      "credit_history": "existing paid",
      "purpose": "repairs",
      "credit_amount": 454.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "life insurance",
      "age": 22.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' <= 0.500",
      "num__existing_credits <= 1.500",
      "cat__checking_status_b'>=200' <= 0.500",
      "cat__own_telephone_b'none' > 0.500",
      "num__duration <= 7.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 454. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 968,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 42.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 7166.0,
      "savings_status": "no known savings",
      "employment": "4<=X<7",
      "installment_commitment": 2.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 29.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'delayed previously' <= 0.500",
      "cat__personal_status_b'female div/dep/mar' <= 0.500",
      "cat__other_parties_b'none' > 0.500",
      "cat__savings_status_b'100<=X<500' <= 0.500",
      "num__existing_credits <= 2.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 42. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 7166. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 969,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 11.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 3939.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 40.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 11.500",
      "cat__property_magnitude_b'real estate' > 0.500",
      "num__credit_amount > 749.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 11. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3939. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 982,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": ">=200",
      "duration": 21.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 2923.0,
      "savings_status": "100<=X<500",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "car",
      "age": 28.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' > 0.500",
      "cat__personal_status_b'female div/dep/mar' > 0.500",
      "num__credit_amount > 1392.000"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2923. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 988,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "used car",
      "credit_amount": 6579.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "no known property",
      "age": 29.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 11.500",
      "num__credit_amount > 963.000",
      "num__duration <= 31.500",
      "cat__purpose_b'new car' <= 0.500",
      "num__credit_amount <= 8195.000",
      "cat__employment_b'4<=X<7' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 6579. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  }
]