Creditg/seed_2/test.json

[
  {
    "id": 0,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 6.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 1169.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 67.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1169. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 67. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 10,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 1295.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "car",
      "age": 25.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1295. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 11,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 48.0,
      "credit_history": "existing paid",
      "purpose": "business",
      "credit_amount": 4308.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 24.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 4308. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 27,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 12.0,
      "credit_history": "all paid",
      "purpose": "radio/tv",
      "credit_amount": 409.0,
      "savings_status": ">=1000",
      "employment": "1<=X<4",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "real estate",
      "age": 42.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 409. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 42. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 36,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 48.0,
      "credit_history": "critical/other existing credit",
      "purpose": "education",
      "credit_amount": 6110.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "no known property",
      "age": 31.0,
      "other_payment_plans": "bank",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "cat__purpose_b'radio/tv' <= 0.500",
      "num__age <= 44.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 6110. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 31. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 37,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2100.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "co applicant",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 37.0,
      "other_payment_plans": "stores",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2100. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is real estate. The Age in years is 37. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 46,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2299.0,
      "savings_status": "500<=X<1000",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 39.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2299. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 54,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 36.0,
      "credit_history": "delayed previously",
      "purpose": "new car",
      "credit_amount": 2225.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 57.0,
      "other_payment_plans": "bank",
      "housing": "for free",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 2225. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 57. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 61,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 15.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 1537.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "guarantor",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 50.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1537. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 50. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 67,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 1007.0,
      "savings_status": ">=1000",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 22.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1007. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 69,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2394.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 25.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2394. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 75,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "used car",
      "credit_amount": 1526.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 66.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 2.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 1526. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 66. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 84,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 10.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2315.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 52.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2315. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 52. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 89,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "no credits/all paid",
      "purpose": "repairs",
      "credit_amount": 1108.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "real estate",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' > 0.500",
      "num__credit_amount <= 1398.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is no credits taken/ all credits paid back duly. The Purpose is repairs. The Credit amount is 1108. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 106,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 18.0,
      "credit_history": "all paid",
      "purpose": "new car",
      "credit_amount": 6458.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 39.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 2.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "cat__purpose_b'radio/tv' <= 0.500",
      "num__age <= 44.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 6458. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 39. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 114,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 1680.0,
      "savings_status": "500<=X<1000",
      "employment": ">=7",
      "installment_commitment": 3.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1680. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 117,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 10.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 2132.0,
      "savings_status": "no known savings",
      "employment": "<1",
      "installment_commitment": 2.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "co applicant",
      "residence_since": 3.0,
      "property_magnitude": "real estate",
      "age": 27.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "no"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2132. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no.",
    "rationale": "only for testing"
  },
  {
    "id": 138,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 15.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 2728.0,
      "savings_status": "no known savings",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "guarantor",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 35.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 3.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' > 0.500",
      "num__credit_amount > 1398.000"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2728. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 35. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 160,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 2872.0,
      "savings_status": "100<=X<500",
      "employment": ">=7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 36.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount <= 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2872. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 176,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 2577.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "car",
      "age": 42.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2577. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 182,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 21.0,
      "credit_history": "all paid",
      "purpose": "new car",
      "credit_amount": 1647.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 40.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 1647. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 187,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 16.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 1175.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "car",
      "age": 68.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 3.0,
      "job": "unemp/unskilled non res",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 16. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1175. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 68. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 3. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 232,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2141.0,
      "savings_status": "100<=X<500",
      "employment": "4<=X<7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "no known property",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2141. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 277,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1262.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 2.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 49.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1262. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 288,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 1092.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "guarantor",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 49.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1092. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 295,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 48.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 9960.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 26.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 9960. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 320,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 30.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 4249.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 4249. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 335,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 6.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 3384.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 44.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 3384. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 355,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 1246.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 23.0,
      "other_payment_plans": "stores",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount <= 2165.500",
      "num__age <= 41.000"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1246. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 23. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 394,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 9.0,
      "credit_history": "critical/other existing credit",
      "purpose": "furniture/equipment",
      "credit_amount": 2406.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "car",
      "age": 31.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount <= 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2406. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 415,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 36.0,
      "credit_history": "critical/other existing credit",
      "purpose": "used car",
      "credit_amount": 5842.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount <= 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 5842. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 434,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 9.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 2136.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 25.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2136. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 438,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 42.0,
      "credit_history": "critical/other existing credit",
      "purpose": "repairs",
      "credit_amount": 3394.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "co applicant",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 65.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unemp/unskilled non res",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 42. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is repairs. The Credit amount is 3394. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 65. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 445,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 9.0,
      "credit_history": "critical/other existing credit",
      "purpose": "education",
      "credit_amount": 1244.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 41.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount <= 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1244. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 41. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 447,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 7.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2576.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "guarantor",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 7. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2576. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 448,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1424.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 55.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1424. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 55. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 450,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 36.0,
      "credit_history": "critical/other existing credit",
      "purpose": "used car",
      "credit_amount": 11054.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 30.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount > 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 11054. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 454,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 4817.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "co applicant",
      "residence_since": 3.0,
      "property_magnitude": "life insurance",
      "age": 31.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 4817. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 462,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 3017.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 34.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3017. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 480,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 3573.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 23.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3573. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 483,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 15.0,
      "credit_history": "delayed previously",
      "purpose": "furniture/equipment",
      "credit_amount": 960.0,
      "savings_status": ">=1000",
      "employment": "4<=X<7",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 30.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits > 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 960. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 493,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 6.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 368.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 38.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 368. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 500,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 3123.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "life insurance",
      "age": 27.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3123. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 501,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "used car",
      "credit_amount": 5493.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 42.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 5493. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 42. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 507,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 15.0,
      "credit_history": "all paid",
      "purpose": "new car",
      "credit_amount": 6850.0,
      "savings_status": "100<=X<500",
      "employment": "unemployed",
      "installment_commitment": 1.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 34.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 2.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 6850. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 508,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 1413.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1413. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 532,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "delayed previously",
      "purpose": "used car",
      "credit_amount": 1503.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 41.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 1503. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 41. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 544,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 1255.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 61.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount <= 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1255. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 61. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 545,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "delayed previously",
      "purpose": "new car",
      "credit_amount": 1333.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 43.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount <= 2165.500",
      "num__age > 41.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 1333. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 43. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 556,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 18.0,
      "credit_history": "no credits/all paid",
      "purpose": "new car",
      "credit_amount": 2278.0,
      "savings_status": "100<=X<500",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "car",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (new). The Credit amount is 2278. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 557,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 21.0,
      "credit_history": "no credits/all paid",
      "purpose": "new car",
      "credit_amount": 5003.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 29.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "cat__purpose_b'radio/tv' <= 0.500",
      "num__age <= 44.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (new). The Credit amount is 5003. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 568,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 48.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 3979.0,
      "savings_status": "no known savings",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "car",
      "age": 41.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3979. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 41. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 582,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 9.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1388.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 26.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1388. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 585,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 2039.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 20.0,
      "other_payment_plans": "bank",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2039. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 20. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 617,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 6.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 3676.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "real estate",
      "age": 37.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 3.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3676. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 37. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 619,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 640.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male div/sep",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 49.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 640. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 627,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 9.0,
      "credit_history": "all paid",
      "purpose": "new car",
      "credit_amount": 1437.0,
      "savings_status": "100<=X<500",
      "employment": "4<=X<7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "no known property",
      "age": 29.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' > 0.500",
      "num__credit_amount > 1398.000"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 1437. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 631,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 18.0,
      "credit_history": "all paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1553.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "car",
      "age": 44.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is all credits at this bank paid back duly. The Purpose is furniture/equipment. The Credit amount is 1553. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 44. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 646,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 30.0,
      "credit_history": "no credits/all paid",
      "purpose": "furniture/equipment",
      "credit_amount": 4583.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male div/sep",
      "other_parties": "guarantor",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 32.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 4583. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 649,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "education",
      "credit_amount": 684.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 40.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 684. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 40. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 653,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 36.0,
      "credit_history": "delayed previously",
      "purpose": "new car",
      "credit_amount": 8086.0,
      "savings_status": "100<=X<500",
      "employment": ">=7",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 42.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 4.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 8086. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 4. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 657,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 48.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 10222.0,
      "savings_status": "no known savings",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "car",
      "age": 37.0,
      "other_payment_plans": "stores",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "cat__purpose_b'radio/tv' > 0.500",
      "num__num_dependents <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 10222. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 681,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2279.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 37.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2279. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 37. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 685,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 60.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 6527.0,
      "savings_status": "no known savings",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 34.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 60. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 6527. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 34. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 694,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2284.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2284. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 702,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 1377.0,
      "savings_status": "100<=X<500",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "no known property",
      "age": 47.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount <= 2165.500",
      "num__age > 41.000"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1377. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 47. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 709,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 9.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2118.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 37.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2118. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 711,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 6.0,
      "credit_history": "all paid",
      "purpose": "education",
      "credit_amount": 1198.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is all credits at this bank paid back duly. The Purpose is education. The Credit amount is 1198. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 35. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 721,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 6.0,
      "credit_history": "all paid",
      "purpose": "education",
      "credit_amount": 433.0,
      "savings_status": ">=1000",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 24.0,
      "other_payment_plans": "bank",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is all credits at this bank paid back duly. The Purpose is education. The Credit amount is 433. The Savings account/bonds is ... >= 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 726,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 15.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 1316.0,
      "savings_status": "500<=X<1000",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 47.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount <= 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1316. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 764,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 24.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 2463.0,
      "savings_status": "100<=X<500",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "life insurance",
      "age": 27.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount <= 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2463. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 778,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 36.0,
      "credit_history": "critical/other existing credit",
      "purpose": "used car",
      "credit_amount": 5711.0,
      "savings_status": ">=1000",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "car",
      "age": 38.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount <= 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 5711. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 785,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "business",
      "credit_amount": 1941.0,
      "savings_status": ">=1000",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1941. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 790,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 21.0,
      "credit_history": "existing paid",
      "purpose": "business",
      "credit_amount": 1188.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 2.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 39.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1188. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 803,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 12.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 976.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 35.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' > 0.500",
      "num__credit_amount <= 6984.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 976. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 818,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "other",
      "credit_amount": 15857.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 2.0,
      "personal_status": "male div/sep",
      "other_parties": "co applicant",
      "residence_since": 3.0,
      "property_magnitude": "car",
      "age": 43.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is others. The Credit amount is 15857. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 837,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 4.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 601.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "real estate",
      "age": 23.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 4. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 601. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 838,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "critical/other existing credit",
      "purpose": "used car",
      "credit_amount": 2957.0,
      "savings_status": "<100",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 63.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 2957. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 63. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 840,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 5179.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 29.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 5179. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 841,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 21.0,
      "credit_history": "delayed previously",
      "purpose": "used car",
      "credit_amount": 2993.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 28.0,
      "other_payment_plans": "stores",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "cat__purpose_b'radio/tv' <= 0.500",
      "num__age <= 44.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 2993. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 848,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 9.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 1364.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 3.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 59.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' > 0.500",
      "num__credit_amount <= 1398.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1364. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 59. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 850,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 20.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 2235.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male mar/wid",
      "other_parties": "guarantor",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 33.0,
      "other_payment_plans": "bank",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "no"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 20. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2235. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 33. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no.",
    "rationale": "only for testing"
  },
  {
    "id": 853,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 18.0,
      "credit_history": "all paid",
      "purpose": "new car",
      "credit_amount": 1442.0,
      "savings_status": "<100",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "no known property",
      "age": 32.0,
      "other_payment_plans": "none",
      "housing": "for free",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' > 0.500",
      "num__credit_amount > 1398.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 1442. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 856,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 10.0,
      "credit_history": "existing paid",
      "purpose": "retraining",
      "credit_amount": 894.0,
      "savings_status": "no known savings",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "life insurance",
      "age": 40.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits <= 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is retraining. The Credit amount is 894. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 870,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 36.0,
      "credit_history": "delayed previously",
      "purpose": "furniture/equipment",
      "credit_amount": 7678.0,
      "savings_status": "500<=X<1000",
      "employment": "4<=X<7",
      "installment_commitment": 2.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 40.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' > 0.500",
      "cat__credit_history_b'critical/other existing credit' <= 0.500",
      "num__existing_credits > 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 7678. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 872,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "critical/other existing credit",
      "purpose": "business",
      "credit_amount": 1382.0,
      "savings_status": "100<=X<500",
      "employment": "4<=X<7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 1.0,
      "property_magnitude": "real estate",
      "age": 26.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount <= 2165.500",
      "num__age <= 41.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1382. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 874,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 3590.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 2.0,
      "personal_status": "male single",
      "other_parties": "co applicant",
      "residence_since": 2.0,
      "property_magnitude": "life insurance",
      "age": 29.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3590. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 898,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 15.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 2186.0,
      "savings_status": "no known savings",
      "employment": "4<=X<7",
      "installment_commitment": 1.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "real estate",
      "age": 33.0,
      "other_payment_plans": "bank",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "cat__purpose_b'radio/tv' <= 0.500",
      "num__age <= 44.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2186. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 33. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 912,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 30.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 2991.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 2.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 25.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' > 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2991. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 929,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "delayed previously",
      "purpose": "new car",
      "credit_amount": 1344.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 43.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 1344. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 930,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1747.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "co applicant",
      "residence_since": 1.0,
      "property_magnitude": "life insurance",
      "age": 24.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "no"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount <= 2165.500",
      "num__age <= 41.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1747. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no.",
    "rationale": "only for testing"
  },
  {
    "id": 936,
    "label": "bad",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 9.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 745.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 745. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 944,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 15.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 1845.0,
      "savings_status": "<100",
      "employment": "<1",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "guarantor",
      "residence_since": 1.0,
      "property_magnitude": "life insurance",
      "age": 46.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1845. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 46. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 952,
    "label": "bad",
    "prediction": "bad",
    "features": {
      "checking_status": "0<=X<200",
      "duration": 24.0,
      "credit_history": "existing paid",
      "purpose": "used car",
      "credit_amount": 4113.0,
      "savings_status": "500<=X<1000",
      "employment": "<1",
      "installment_commitment": 3.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 28.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 4113. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 954,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 12.0,
      "credit_history": "existing paid",
      "purpose": "new car",
      "credit_amount": 1893.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 4.0,
      "personal_status": "female div/dep/mar",
      "other_parties": "guarantor",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 29.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "skilled",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1893. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 956,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": ">=200",
      "duration": 30.0,
      "credit_history": "critical/other existing credit",
      "purpose": "radio/tv",
      "credit_amount": 3656.0,
      "savings_status": "no known savings",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "life insurance",
      "age": 49.0,
      "other_payment_plans": "stores",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' > 0.500"
    ],
    "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3656. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 49. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 969,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 11.0,
      "credit_history": "critical/other existing credit",
      "purpose": "new car",
      "credit_amount": 3939.0,
      "savings_status": "<100",
      "employment": "1<=X<4",
      "installment_commitment": 1.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 2.0,
      "property_magnitude": "real estate",
      "age": 40.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' <= 0.500",
      "cat__property_magnitude_b'real estate' > 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 11. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3939. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 991,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "no checking",
      "duration": 15.0,
      "credit_history": "all paid",
      "purpose": "radio/tv",
      "credit_amount": 1569.0,
      "savings_status": "100<=X<500",
      "employment": ">=7",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 34.0,
      "other_payment_plans": "bank",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "unskilled resident",
      "num_dependents": 2.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' > 0.500",
      "cat__other_payment_plans_b'none' <= 0.500",
      "cat__purpose_b'radio/tv' > 0.500",
      "num__num_dependents > 1.500"
    ],
    "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 1569. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 992,
    "label": "good",
    "prediction": "good",
    "features": {
      "checking_status": "<0",
      "duration": 18.0,
      "credit_history": "existing paid",
      "purpose": "radio/tv",
      "credit_amount": 1936.0,
      "savings_status": "no known savings",
      "employment": "4<=X<7",
      "installment_commitment": 2.0,
      "personal_status": "male mar/wid",
      "other_parties": "none",
      "residence_since": 4.0,
      "property_magnitude": "car",
      "age": 23.0,
      "other_payment_plans": "none",
      "housing": "rent",
      "existing_credits": 2.0,
      "job": "unskilled resident",
      "num_dependents": 1.0,
      "own_telephone": "none",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration <= 22.500",
      "cat__employment_b'4<=X<7' > 0.500",
      "num__credit_amount > 1398.000"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1936. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.",
    "rationale": "only for testing"
  },
  {
    "id": 993,
    "label": "good",
    "prediction": "bad",
    "features": {
      "checking_status": "<0",
      "duration": 36.0,
      "credit_history": "existing paid",
      "purpose": "furniture/equipment",
      "credit_amount": 3959.0,
      "savings_status": "<100",
      "employment": "unemployed",
      "installment_commitment": 4.0,
      "personal_status": "male single",
      "other_parties": "none",
      "residence_since": 3.0,
      "property_magnitude": "life insurance",
      "age": 30.0,
      "other_payment_plans": "none",
      "housing": "own",
      "existing_credits": 1.0,
      "job": "high qualif/self emp/mgmt",
      "num_dependents": 1.0,
      "own_telephone": "yes",
      "foreign_worker": "yes"
    },
    "decision_path": [
      "cat__checking_status_b'no checking' <= 0.500",
      "num__duration > 22.500",
      "num__credit_amount > 2165.500",
      "cat__savings_status_b'no known savings' <= 0.500"
    ],
    "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3959. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.",
    "rationale": "only for testing"
  }
]