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[
{
"id": 14,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 15.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 1403.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 28.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1403. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 30,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 18.0,
"credit_history": "existing paid",
"purpose": "business",
"credit_amount": 1913.0,
"savings_status": ">=1000",
"employment": "<1",
"installment_commitment": 3.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "real estate",
"age": 36.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1913. The Savings account/bonds is ... >= 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 36. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 42,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 18.0,
"credit_history": "delayed previously",
"purpose": "repairs",
"credit_amount": 6204.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 44.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 2.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is delay in paying off in the past. The Purpose is repairs. The Credit amount is 6204. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 57,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 36.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 9566.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 31.0,
"other_payment_plans": "stores",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'radio/tv' > 0.500",
"num__num_dependents <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 9566. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 64,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 3181.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 26.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3181. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 66,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 2171.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 29.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'radio/tv' > 0.500",
"num__num_dependents <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2171. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 79,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 30.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 3832.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 22.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3832. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 82,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "existing paid",
"purpose": "business",
"credit_amount": 1568.0,
"savings_status": "100<=X<500",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 24.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1568. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 100,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 1469.0,
"savings_status": "100<=X<500",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 41.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1469. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 41. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 108,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 7721.0,
"savings_status": "no known savings",
"employment": "<1",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "life insurance",
"age": 30.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "no"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' > 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 7721. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is no."
},
{
"id": 110,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 6.0,
"credit_history": "delayed previously",
"purpose": "business",
"credit_amount": 1449.0,
"savings_status": "100<=X<500",
"employment": ">=7",
"installment_commitment": 1.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 31.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 1449. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 118,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 33.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 4281.0,
"savings_status": "500<=X<1000",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 23.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 33. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 4281. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 120,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 21.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1835.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 25.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1835. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 130,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 48.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 8487.0,
"savings_status": "no known savings",
"employment": "4<=X<7",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 24.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' > 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 8487. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 132,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 15.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 2708.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 27.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'radio/tv' <= 0.500",
"num__age <= 44.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2708. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 159,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 6.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1898.0,
"savings_status": "no known savings",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 34.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1898. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 162,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 15.0,
"credit_history": "existing paid",
"purpose": "domestic appliance",
"credit_amount": 1262.0,
"savings_status": "500<=X<1000",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 36.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits > 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 1262. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 163,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 10.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 7308.0,
"savings_status": "<100",
"employment": "unemployed",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 70.0,
"other_payment_plans": "bank",
"housing": "for free",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 7308. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 70. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 179,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 21.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 571.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 65.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 571. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 65. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 188,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 674.0,
"savings_status": "100<=X<500",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 20.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' > 0.500",
"num__credit_amount <= 1398.000"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 674. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 20. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 206,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 1935.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 43.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 3.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1935. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 227,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 7865.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 53.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 7865. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 53. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 228,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 9.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1478.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 22.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1478. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 249,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 433.0,
"savings_status": "<100",
"employment": "unemployed",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "co applicant",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 22.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 433. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is real estate. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 259,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 11.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1154.0,
"savings_status": "100<=X<500",
"employment": "unemployed",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 57.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 3.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 11. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1154. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 57. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 269,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 999.0,
"savings_status": "no known savings",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 25.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits > 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 999. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 284,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 3878.0,
"savings_status": "100<=X<500",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 37.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3878. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 291,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 36.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 9398.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 1.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 28.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 9398. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 298,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 2515.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 43.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2515. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 299,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 21.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 2745.0,
"savings_status": ">=1000",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 32.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' > 0.500",
"num__credit_amount > 1398.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2745. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 301,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 36.0,
"credit_history": "no credits/all paid",
"purpose": "radio/tv",
"credit_amount": 3804.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "car",
"age": 42.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is no credits taken/ all credits paid back duly. The Purpose is radio/television. The Credit amount is 3804. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 309,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 9.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 276.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 22.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 276. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 313,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 685.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 2.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "car",
"age": 25.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' > 0.500",
"num__credit_amount <= 1398.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 685. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 327,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 1525.0,
"savings_status": ">=1000",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "car",
"age": 34.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1525. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 334,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "no credits/all paid",
"purpose": "furniture/equipment",
"credit_amount": 4110.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 23.0,
"other_payment_plans": "bank",
"housing": "rent",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 4110. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 23. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 340,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "education",
"credit_amount": 5743.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 24.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 5743. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 24. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 352,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "critical/other existing credit",
"purpose": "used car",
"credit_amount": 3229.0,
"savings_status": "no known savings",
"employment": "unemployed",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 38.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 3229. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 365,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "business",
"credit_amount": 1542.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 36.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1542. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 376,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "delayed previously",
"purpose": "radio/tv",
"credit_amount": 2320.0,
"savings_status": "<100",
"employment": "unemployed",
"installment_commitment": 2.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "real estate",
"age": 34.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits > 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 2320. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 398,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 1223.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 1.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "real estate",
"age": 46.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1223. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 46. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 406,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "used car",
"credit_amount": 2197.0,
"savings_status": "no known savings",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 43.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 2197. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 409,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": ">=200",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 939.0,
"savings_status": "500<=X<1000",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 28.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 3.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' > 0.500",
"num__credit_amount <= 1398.000"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 939. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 410,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1967.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 20.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount <= 2165.500",
"num__age <= 41.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1967. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 20. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 430,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 5.0,
"credit_history": "existing paid",
"purpose": "business",
"credit_amount": 3448.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 74.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 5. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 3448. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 74. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 457,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 3386.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 35.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 3386. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 35. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 494,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 2122.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 39.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "no"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2122. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 39. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no."
},
{
"id": 497,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 1585.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 40.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1585. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 506,
"label": "good",
"prediction": "good",
"features": {
"checking_status": ">=200",
"duration": 15.0,
"credit_history": "critical/other existing credit",
"purpose": "used car",
"credit_amount": 2360.0,
"savings_status": "500<=X<1000",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 36.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 2360. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 522,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 48.0,
"credit_history": "no credits/all paid",
"purpose": "furniture/equipment",
"credit_amount": 7119.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 53.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 7119. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 53. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 540,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1534.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 1.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "real estate",
"age": 23.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1534. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 552,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 48.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 6999.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 1.0,
"personal_status": "male mar/wid",
"other_parties": "guarantor",
"residence_since": 1.0,
"property_magnitude": "real estate",
"age": 34.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 6999. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 1. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 559,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 18.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 1928.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 31.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1928. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 562,
"label": "good",
"prediction": "good",
"features": {
"checking_status": ">=200",
"duration": 6.0,
"credit_history": "delayed previously",
"purpose": "radio/tv",
"credit_amount": 683.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 29.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 6. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 683. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 567,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 2578.0,
"savings_status": ">=1000",
"employment": ">=7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 34.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2578. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 571,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 30.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 5954.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "co applicant",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 38.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 5954. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 578,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 36.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 2820.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 27.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2820. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 592,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 21.0,
"credit_history": "existing paid",
"purpose": "business",
"credit_amount": 1572.0,
"savings_status": ">=1000",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 36.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'radio/tv' <= 0.500",
"num__age <= 44.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1572. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 597,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "no credits/all paid",
"purpose": "business",
"credit_amount": 4241.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 36.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 3.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 4241. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 604,
"label": "good",
"prediction": "good",
"features": {
"checking_status": ">=200",
"duration": 10.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 1275.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "life insurance",
"age": 23.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1275. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 632,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 15.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1444.0,
"savings_status": "no known savings",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 23.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1444. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 638,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1493.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "car",
"age": 34.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1493. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 652,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 2303.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "co applicant",
"residence_since": 1.0,
"property_magnitude": "real estate",
"age": 45.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2303. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 1. The Property is real estate. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 656,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 888.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 41.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 888. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 41. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 665,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "other",
"credit_amount": 6314.0,
"savings_status": "<100",
"employment": "unemployed",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "co applicant",
"residence_since": 2.0,
"property_magnitude": "no known property",
"age": 27.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 2.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'radio/tv' <= 0.500",
"num__age <= 44.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is others. The Credit amount is 6314. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is unknown / no property. The Age in years is 27. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 671,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 36.0,
"credit_history": "existing paid",
"purpose": "business",
"credit_amount": 5742.0,
"savings_status": "100<=X<500",
"employment": "4<=X<7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 31.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits > 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 5742. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 684,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 36.0,
"credit_history": "delayed previously",
"purpose": "business",
"credit_amount": 9857.0,
"savings_status": "100<=X<500",
"employment": "4<=X<7",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 31.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 2.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 9857. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 689,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 3651.0,
"savings_status": ">=1000",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 31.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3651. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 690,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 15.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 975.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 25.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 975. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 692,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 2896.0,
"savings_status": "100<=X<500",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "car",
"age": 29.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2896. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 698,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1800.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 24.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1800. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 719,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 20.0,
"credit_history": "no credits/all paid",
"purpose": "used car",
"credit_amount": 6148.0,
"savings_status": "100<=X<500",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 31.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 20. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (used). The Credit amount is 6148. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 750,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 6.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 428.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 49.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 428. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 49. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 752,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "business",
"credit_amount": 841.0,
"savings_status": "100<=X<500",
"employment": "4<=X<7",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 23.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' > 0.500",
"num__credit_amount <= 1398.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 841. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 759,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 691.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 35.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 691. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 769,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1655.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 63.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1655. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 63. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 770,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 2812.0,
"savings_status": "no known savings",
"employment": ">=7",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 26.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' > 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2812. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 793,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": ">=200",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 2892.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 51.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2892. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 51. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 800,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "education",
"credit_amount": 1597.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 54.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1597. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 54. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 801,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 18.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1795.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "guarantor",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 48.0,
"other_payment_plans": "bank",
"housing": "rent",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1795. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 48. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 809,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 15.0,
"credit_history": "no credits/all paid",
"purpose": "new car",
"credit_amount": 1778.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "real estate",
"age": 26.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 2.0,
"job": "unemp/unskilled non res",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' > 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (new). The Credit amount is 1778. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 811,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 6.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 484.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "male mar/wid",
"other_parties": "guarantor",
"residence_since": 3.0,
"property_magnitude": "real estate",
"age": 28.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' > 0.500",
"num__credit_amount <= 1398.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 484. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 3. The Property is real estate. The Age in years is 28. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 821,
"label": "good",
"prediction": "good",
"features": {
"checking_status": ">=200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 3016.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "car",
"age": 24.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3016. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 827,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "no credits/all paid",
"purpose": "business",
"credit_amount": 4165.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 36.0,
"other_payment_plans": "stores",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'radio/tv' <= 0.500",
"num__age <= 44.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 4165. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 828,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 36.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 8335.0,
"savings_status": "no known savings",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 47.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' > 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 8335. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 47. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 843,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "all paid",
"purpose": "business",
"credit_amount": 1559.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 50.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'radio/tv' <= 0.500",
"num__age > 44.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is business. The Credit amount is 1559. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 50. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 884,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 4057.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "car",
"age": 43.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 4057. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 895,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 36.0,
"credit_history": "delayed previously",
"purpose": "used car",
"credit_amount": 8947.0,
"savings_status": "no known savings",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 31.0,
"other_payment_plans": "stores",
"housing": "own",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 2.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'radio/tv' <= 0.500",
"num__age <= 44.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 8947. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 897,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 1592.0,
"savings_status": ">=1000",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "life insurance",
"age": 35.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "no"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' > 0.500",
"num__credit_amount <= 6984.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1592. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no."
},
{
"id": 911,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 4736.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 25.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 4736. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 926,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 18.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 1049.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 21.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1049. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 935,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 30.0,
"credit_history": "delayed previously",
"purpose": "radio/tv",
"credit_amount": 1919.0,
"savings_status": "100<=X<500",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "no known property",
"age": 30.0,
"other_payment_plans": "stores",
"housing": "own",
"existing_credits": 2.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount <= 2165.500",
"num__age <= 41.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 1919. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 30. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 937,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 6.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 2063.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "car",
"age": 30.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2063. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 958,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 28.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 4006.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 45.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 28. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 4006. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 959,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 3069.0,
"savings_status": "100<=X<500",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 30.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3069. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 30. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 963,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 2397.0,
"savings_status": "500<=X<1000",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 35.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'radio/tv' > 0.500",
"num__num_dependents <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2397. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 964,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 6.0,
"credit_history": "existing paid",
"purpose": "repairs",
"credit_amount": 454.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 3.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 22.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 22.500",
"cat__employment_b'4<=X<7' <= 0.500",
"cat__property_magnitude_b'real estate' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 454. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 965,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 30.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1715.0,
"savings_status": "no known savings",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "car",
"age": 26.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount <= 2165.500",
"num__age <= 41.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1715. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 971,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 7393.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 43.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 7393. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 987,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 13.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1409.0,
"savings_status": "100<=X<500",
"employment": "unemployed",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 64.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"cat__credit_history_b'critical/other existing credit' <= 0.500",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 13. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1409. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 64. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 996,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 30.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 3857.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 40.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 22.500",
"num__credit_amount > 2165.500",
"cat__savings_status_b'no known savings' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 3857. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
}
]