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[
{
"id": 7,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 36.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 6948.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 35.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration <= 43.500",
"num__age > 29.500",
"num__credit_amount > 2249.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 6948. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 12,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1567.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "car",
"age": 22.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1567. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 13,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 1199.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 60.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1199. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 60. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 15,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1282.0,
"savings_status": "100<=X<500",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 32.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1282. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 17,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 30.0,
"credit_history": "no credits/all paid",
"purpose": "business",
"credit_amount": 8072.0,
"savings_status": "no known savings",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "car",
"age": 25.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 3.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' > 0.500",
"cat__checking_status_b'<0' > 0.500",
"num__existing_credits > 1.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 8072. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 18,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 12579.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "no known property",
"age": 44.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount > 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 12579. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 44. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 40,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 30.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 2333.0,
"savings_status": "500<=X<1000",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 30.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'business' <= 0.500",
"cat__purpose_b'new car' <= 0.500",
"num__credit_amount <= 10906.000",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2333. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 43,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 30.0,
"credit_history": "critical/other existing credit",
"purpose": "used car",
"credit_amount": 6187.0,
"savings_status": "100<=X<500",
"employment": "4<=X<7",
"installment_commitment": 1.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 24.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration <= 43.500",
"num__age <= 29.500",
"cat__purpose_b'radio/tv' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 6187. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 70,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 36.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 8133.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "life insurance",
"age": 30.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'business' <= 0.500",
"cat__purpose_b'new car' <= 0.500",
"num__credit_amount <= 10906.000",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 8133. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 78,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 54.0,
"credit_history": "no credits/all paid",
"purpose": "used car",
"credit_amount": 9436.0,
"savings_status": "no known savings",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "life insurance",
"age": 39.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 54. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (used). The Credit amount is 9436. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 98,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 36.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 2337.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 36.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration <= 43.500",
"num__age > 29.500",
"num__credit_amount > 2249.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2337. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 128,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "used car",
"credit_amount": 1860.0,
"savings_status": "<100",
"employment": "unemployed",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 34.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 1860. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 131,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 36.0,
"credit_history": "delayed previously",
"purpose": "education",
"credit_amount": 6887.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 29.0,
"other_payment_plans": "stores",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration <= 43.500",
"num__age <= 29.500",
"cat__purpose_b'radio/tv' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is education. The Credit amount is 6887. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 144,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 21.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 2288.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 23.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration <= 34.500",
"num__credit_amount > 475.500",
"num__credit_amount <= 10646.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2288. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 146,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 6.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 860.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 39.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration <= 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 860. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 151,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 10.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1924.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 38.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "no"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1924. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is no."
},
{
"id": 173,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 8.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1414.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "guarantor",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 33.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "no"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' > 0.500",
"cat__purpose_b'new car' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 8. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1414. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no."
},
{
"id": 174,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 21.0,
"credit_history": "delayed previously",
"purpose": "education",
"credit_amount": 3414.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 26.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is delay in paying off in the past. The Purpose is education. The Credit amount is 3414. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 188,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 674.0,
"savings_status": "100<=X<500",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 20.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 674. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 20. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 207,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "domestic appliance",
"credit_amount": 1424.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 26.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is domestic appliances. The Credit amount is 1424. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 216,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 18.0,
"credit_history": "no credits/all paid",
"purpose": "business",
"credit_amount": 3104.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 31.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 3104. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 221,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "education",
"credit_amount": 1200.0,
"savings_status": "no known savings",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 23.0,
"other_payment_plans": "bank",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1200. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 225,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "no checking",
"duration": 36.0,
"credit_history": "no credits/all paid",
"purpose": "repairs",
"credit_amount": 2613.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 27.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration > 34.500",
"num__existing_credits > 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is no credits taken/ all credits paid back duly. The Purpose is repairs. The Credit amount is 2613. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 242,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 48.0,
"credit_history": "no credits/all paid",
"purpose": "used car",
"credit_amount": 4605.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 24.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration > 43.500",
"cat__employment_b'unemployed' <= 0.500",
"num__residence_since > 1.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (used). The Credit amount is 4605. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 24. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 243,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "business",
"credit_amount": 1185.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 27.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration <= 34.500",
"num__credit_amount > 475.500",
"num__credit_amount <= 10646.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1185. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 251,
"label": "good",
"prediction": "good",
"features": {
"checking_status": ">=200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 2251.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 46.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2251. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 254,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 9.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 2030.0,
"savings_status": "no known savings",
"employment": "4<=X<7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "car",
"age": 24.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2030. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 259,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 11.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1154.0,
"savings_status": "100<=X<500",
"employment": "unemployed",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 57.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 3.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits > 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 11. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1154. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 57. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 338,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 4169.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 28.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 4169. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 345,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 15.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1459.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 43.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1459. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 347,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 3758.0,
"savings_status": "500<=X<1000",
"employment": "unemployed",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 23.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "unemp/unskilled non res",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3758. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 352,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "critical/other existing credit",
"purpose": "used car",
"credit_amount": 3229.0,
"savings_status": "no known savings",
"employment": "unemployed",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 38.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 3229. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 360,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 18.0,
"credit_history": "existing paid",
"purpose": "education",
"credit_amount": 1239.0,
"savings_status": "no known savings",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 61.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1239. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 61. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 364,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 18.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 2473.0,
"savings_status": "<100",
"employment": "unemployed",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "car",
"age": 25.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unemp/unskilled non res",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2473. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 381,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 18.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 12976.0,
"savings_status": "<100",
"employment": "unemployed",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 38.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount > 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 12976. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 388,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 15.0,
"credit_history": "critical/other existing credit",
"purpose": "business",
"credit_amount": 2326.0,
"savings_status": "500<=X<1000",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 27.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 2326. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 399,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1516.0,
"savings_status": ">=1000",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "real estate",
"age": 43.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1516. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 403,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 14.0,
"credit_history": "delayed previously",
"purpose": "new car",
"credit_amount": 802.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 27.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration <= 34.500",
"num__credit_amount > 475.500",
"num__credit_amount <= 10646.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 14. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 802. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 407,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 15.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1053.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 27.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "no"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1053. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no."
},
{
"id": 423,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 21.0,
"credit_history": "delayed previously",
"purpose": "furniture/equipment",
"credit_amount": 1591.0,
"savings_status": "100<=X<500",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "real estate",
"age": 34.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 1591. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 430,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 5.0,
"credit_history": "existing paid",
"purpose": "business",
"credit_amount": 3448.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 74.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 5. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 3448. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 74. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 443,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "education",
"credit_amount": 719.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 41.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'business' <= 0.500",
"cat__purpose_b'new car' <= 0.500",
"num__credit_amount <= 10906.000",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 719. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 41. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 444,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 48.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 5096.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "car",
"age": 30.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration > 43.500",
"cat__employment_b'unemployed' <= 0.500",
"num__residence_since > 1.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 5096. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 446,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 36.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 1842.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 34.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration <= 43.500",
"num__age > 29.500",
"num__credit_amount <= 2249.000"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1842. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 454,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 4817.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "co applicant",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 31.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 4817. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 484,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 1163.0,
"savings_status": "500<=X<1000",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 44.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1163. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 500,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 3123.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 27.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3123. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 512,
"label": "good",
"prediction": "good",
"features": {
"checking_status": ">=200",
"duration": 15.0,
"credit_history": "existing paid",
"purpose": "business",
"credit_amount": 2687.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 26.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 2687. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 534,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 3105.0,
"savings_status": "no known savings",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 25.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration <= 34.500",
"num__credit_amount > 475.500",
"num__credit_amount <= 10646.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3105. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 540,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1534.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 1.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "real estate",
"age": 23.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1534. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 541,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "delayed previously",
"purpose": "new car",
"credit_amount": 2032.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 60.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 2032. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 60. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 546,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 2022.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 37.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2022. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 547,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1552.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "car",
"age": 32.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'business' <= 0.500",
"cat__purpose_b'new car' <= 0.500",
"num__credit_amount <= 10906.000",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1552. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 577,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "education",
"credit_amount": 1927.0,
"savings_status": "no known savings",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 33.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1927. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 583,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 36.0,
"credit_history": "existing paid",
"purpose": "repairs",
"credit_amount": 2384.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "no known property",
"age": 33.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration <= 43.500",
"num__age > 29.500",
"num__credit_amount > 2249.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 2384. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 33. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 584,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 2133.0,
"savings_status": "no known savings",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 52.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2133. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 52. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 595,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 6.0,
"credit_history": "all paid",
"purpose": "new car",
"credit_amount": 931.0,
"savings_status": "100<=X<500",
"employment": "<1",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 32.0,
"other_payment_plans": "stores",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' > 0.500",
"num__age > 23.000",
"cat__purpose_b'radio/tv' <= 0.500",
"cat__property_magnitude_b'car' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 931. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 597,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 24.0,
"credit_history": "no credits/all paid",
"purpose": "business",
"credit_amount": 4241.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 36.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 3.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 4241. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 599,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "delayed previously",
"purpose": "business",
"credit_amount": 3863.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "no known property",
"age": 32.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 3863. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 607,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 36.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 2671.0,
"savings_status": "100<=X<500",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "co applicant",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 50.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration <= 43.500",
"num__age > 29.500",
"num__credit_amount > 2249.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2671. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 50. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 631,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 18.0,
"credit_history": "all paid",
"purpose": "furniture/equipment",
"credit_amount": 1553.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "car",
"age": 44.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' > 0.500",
"num__age > 23.000",
"cat__purpose_b'radio/tv' <= 0.500",
"cat__property_magnitude_b'car' > 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is all credits at this bank paid back duly. The Purpose is furniture/equipment. The Credit amount is 1553. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 44. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 637,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "no checking",
"duration": 60.0,
"credit_history": "delayed previously",
"purpose": "radio/tv",
"credit_amount": 15653.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 21.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration > 34.500",
"num__existing_credits > 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 60. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 15653. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 21. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 643,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1851.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "guarantor",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 33.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1851. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 660,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": ">=200",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1297.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 23.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1297. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 668,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 4843.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "co applicant",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 43.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 4843. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 43. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 676,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "furniture/equipment",
"credit_amount": 5150.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 33.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 5150. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 698,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1800.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 24.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration <= 34.500",
"num__credit_amount > 475.500",
"num__credit_amount <= 10646.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1800. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 702,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": ">=200",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1377.0,
"savings_status": "100<=X<500",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "no known property",
"age": 47.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1377. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 47. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 706,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 48.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 6560.0,
"savings_status": "100<=X<500",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "life insurance",
"age": 24.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration > 43.500",
"cat__employment_b'unemployed' <= 0.500",
"num__residence_since > 1.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 6560. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 709,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 9.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 2118.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 37.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2118. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 710,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 18.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 629.0,
"savings_status": "500<=X<1000",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 32.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 2.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'business' <= 0.500",
"cat__purpose_b'new car' <= 0.500",
"num__credit_amount <= 10906.000",
"num__existing_credits > 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 629. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 729,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": ">=200",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "business",
"credit_amount": 1275.0,
"savings_status": ">=1000",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 36.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1275. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 741,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 10.0,
"credit_history": "all paid",
"purpose": "radio/tv",
"credit_amount": 1048.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 23.0,
"other_payment_plans": "stores",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' > 0.500",
"num__age <= 23.000"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 10. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 1048. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 750,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 6.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 428.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 2.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 49.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration <= 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 428. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 49. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 764,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 2463.0,
"savings_status": "100<=X<500",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "life insurance",
"age": 27.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration <= 34.500",
"num__credit_amount > 475.500",
"num__credit_amount <= 10646.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2463. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 776,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 36.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 3535.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 37.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3535. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 782,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 12.0,
"credit_history": "no credits/all paid",
"purpose": "retraining",
"credit_amount": 1410.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 31.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is no credits taken/ all credits paid back duly. The Purpose is retraining. The Credit amount is 1410. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 791,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 6313.0,
"savings_status": "no known savings",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 41.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 2.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 6313. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 41. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 800,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "critical/other existing credit",
"purpose": "education",
"credit_amount": 1597.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 54.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1597. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 54. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 801,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 18.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 1795.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "guarantor",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 48.0,
"other_payment_plans": "bank",
"housing": "rent",
"existing_credits": 2.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' > 0.500",
"cat__purpose_b'new car' <= 0.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1795. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 48. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 803,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 12.0,
"credit_history": "critical/other existing credit",
"purpose": "radio/tv",
"credit_amount": 976.0,
"savings_status": "no known savings",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 35.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 976. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 806,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 6.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 590.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 3.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "real estate",
"age": 26.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "unskilled resident",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "no"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration <= 11.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 590. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no."
},
{
"id": 825,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 21.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 1602.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 3.0,
"property_magnitude": "car",
"age": 30.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1602. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 835,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "no credits/all paid",
"purpose": "new car",
"credit_amount": 1082.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 48.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (new). The Credit amount is 1082. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 48. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 843,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "all paid",
"purpose": "business",
"credit_amount": 1559.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "car",
"age": 50.0,
"other_payment_plans": "bank",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'business' > 0.500",
"num__residence_since > 1.500",
"cat__employment_b'>=7' <= 0.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is business. The Credit amount is 1559. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 50. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 847,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "new car",
"credit_amount": 1249.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 28.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration <= 34.500",
"num__credit_amount > 475.500",
"num__credit_amount <= 10646.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1249. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 850,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 20.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 2235.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male mar/wid",
"other_parties": "guarantor",
"residence_since": 2.0,
"property_magnitude": "life insurance",
"age": 33.0,
"other_payment_plans": "bank",
"housing": "rent",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "no"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' > 0.500",
"cat__purpose_b'new car' > 0.500",
"num__duration > 15.000"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 20. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2235. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 33. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no."
},
{
"id": 869,
"label": "good",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 12.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 652.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 4.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 24.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration > 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 652. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 889,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 28.0,
"credit_history": "all paid",
"purpose": "used car",
"credit_amount": 7824.0,
"savings_status": "no known savings",
"employment": "<1",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "guarantor",
"residence_since": 4.0,
"property_magnitude": "real estate",
"age": 40.0,
"other_payment_plans": "bank",
"housing": "rent",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'business' <= 0.500",
"cat__purpose_b'new car' <= 0.500",
"num__credit_amount <= 10906.000",
"num__existing_credits > 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 28. The Credit history is all credits at this bank paid back duly. The Purpose is car (used). The Credit amount is 7824. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 40. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 895,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 36.0,
"credit_history": "delayed previously",
"purpose": "used car",
"credit_amount": 8947.0,
"savings_status": "no known savings",
"employment": "4<=X<7",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 2.0,
"property_magnitude": "car",
"age": 31.0,
"other_payment_plans": "stores",
"housing": "own",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 2.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' <= 0.500",
"cat__purpose_b'business' <= 0.500",
"cat__purpose_b'new car' <= 0.500",
"num__credit_amount <= 10906.000",
"num__existing_credits <= 1.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 8947. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 900,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 16.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 2625.0,
"savings_status": "<100",
"employment": ">=7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "guarantor",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 43.0,
"other_payment_plans": "bank",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' > 0.500",
"cat__purpose_b'new car' > 0.500",
"num__duration > 15.000"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 16. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2625. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 43. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 916,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 10.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 2848.0,
"savings_status": "100<=X<500",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "male single",
"other_parties": "co applicant",
"residence_since": 2.0,
"property_magnitude": "real estate",
"age": 32.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 2.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age > 31.500",
"cat__employment_b'<1' <= 0.500",
"cat__purpose_b'repairs' <= 0.500",
"num__existing_credits <= 2.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2848. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is real estate. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 918,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "existing paid",
"purpose": "furniture/equipment",
"credit_amount": 2359.0,
"savings_status": "100<=X<500",
"employment": "unemployed",
"installment_commitment": 1.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "life insurance",
"age": 33.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2359. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 922,
"label": "bad",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 9.0,
"credit_history": "existing paid",
"purpose": "radio/tv",
"credit_amount": 1366.0,
"savings_status": "<100",
"employment": "<1",
"installment_commitment": 3.0,
"personal_status": "female div/dep/mar",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 22.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount <= 1381.500",
"num__duration <= 11.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1366. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 932,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "no checking",
"duration": 9.0,
"credit_history": "critical/other existing credit",
"purpose": "new car",
"credit_amount": 1224.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 3.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "real estate",
"age": 30.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' > 0.500",
"cat__other_payment_plans_b'none' > 0.500",
"num__age <= 31.500",
"num__duration <= 34.500",
"num__credit_amount > 475.500",
"num__credit_amount <= 10646.500"
],
"note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1224. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 938,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "0<=X<200",
"duration": 60.0,
"credit_history": "existing paid",
"purpose": "education",
"credit_amount": 6288.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 42.0,
"other_payment_plans": "none",
"housing": "for free",
"existing_credits": 1.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration > 43.500",
"cat__employment_b'unemployed' <= 0.500",
"num__residence_since > 1.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 60. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 6288. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 42. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 951,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 36.0,
"credit_history": "delayed previously",
"purpose": "business",
"credit_amount": 2145.0,
"savings_status": "<100",
"employment": "4<=X<7",
"installment_commitment": 2.0,
"personal_status": "male single",
"other_parties": "none",
"residence_since": 1.0,
"property_magnitude": "car",
"age": 24.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration <= 43.500",
"num__age <= 29.500",
"cat__purpose_b'radio/tv' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 2145. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
},
{
"id": 961,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "0<=X<200",
"duration": 21.0,
"credit_history": "delayed previously",
"purpose": "new car",
"credit_amount": 2353.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 1.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 47.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 2.0,
"job": "skilled",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' <= 0.500",
"cat__other_parties_b'guarantor' <= 0.500",
"num__credit_amount > 1381.500",
"num__credit_amount <= 9899.500"
],
"note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 21. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 2353. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 972,
"label": "bad",
"prediction": "bad",
"features": {
"checking_status": "<0",
"duration": 24.0,
"credit_history": "all paid",
"purpose": "new car",
"credit_amount": 1193.0,
"savings_status": "<100",
"employment": "unemployed",
"installment_commitment": 1.0,
"personal_status": "female div/dep/mar",
"other_parties": "co applicant",
"residence_since": 4.0,
"property_magnitude": "no known property",
"age": 29.0,
"other_payment_plans": "none",
"housing": "rent",
"existing_credits": 2.0,
"job": "unemp/unskilled non res",
"num_dependents": 1.0,
"own_telephone": "none",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration <= 26.500",
"cat__credit_history_b'all paid' > 0.500",
"num__age > 23.000",
"cat__purpose_b'radio/tv' <= 0.500",
"cat__property_magnitude_b'car' <= 0.500"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 1193. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes."
},
{
"id": 996,
"label": "good",
"prediction": "good",
"features": {
"checking_status": "<0",
"duration": 30.0,
"credit_history": "existing paid",
"purpose": "used car",
"credit_amount": 3857.0,
"savings_status": "<100",
"employment": "1<=X<4",
"installment_commitment": 4.0,
"personal_status": "male div/sep",
"other_parties": "none",
"residence_since": 4.0,
"property_magnitude": "life insurance",
"age": 40.0,
"other_payment_plans": "none",
"housing": "own",
"existing_credits": 1.0,
"job": "high qualif/self emp/mgmt",
"num_dependents": 1.0,
"own_telephone": "yes",
"foreign_worker": "yes"
},
"decision_path": [
"cat__checking_status_b'no checking' <= 0.500",
"num__duration > 26.500",
"cat__savings_status_b'no known savings' <= 0.500",
"num__duration <= 43.500",
"num__age > 29.500",
"num__credit_amount > 2249.000"
],
"note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 3857. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes."
}
]