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[
{
"id": 20,
"label": "Not Approved",
"Loan_ID": "LP001043",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 7660.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 104.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 0.0,
"Property_Area": "Urban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term > 240.000",
"num__LoanAmount <= 136.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 7660.0, The co-applicant income is 0.0, The loan amount is 104.0, The loan amount term is 360.0, The credit history value is 0.0, The property area is Urban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 28,
"label": "Not Approved",
"Loan_ID": "LP001086",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 1442.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 35.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome <= 3645.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 1442.0, The co-applicant income is 0.0, The loan amount is 35.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 50,
"label": "Approved",
"Loan_ID": "LP001155",
"Gender": "Female",
"Married": "Yes",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 1928.0,
"CoapplicantIncome": 1644.0,
"LoanAmount": 100.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 1928.0, The co-applicant income is 1644.0, The loan amount is 100.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 51,
"label": "Approved",
"Loan_ID": "LP001157",
"Gender": "Female",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3086.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 120.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No > 0.500",
"num__ApplicantIncome <= 4319.000",
"num__CoapplicantIncome <= 1784.000",
"num__ApplicantIncome <= 3459.000"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3086.0, The co-applicant income is 0.0, The loan amount is 120.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 62,
"label": "Not Approved",
"Loan_ID": "LP001207",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "Yes",
"ApplicantIncome": 2609.0,
"CoapplicantIncome": 3449.0,
"LoanAmount": 165.0,
"Loan_Amount_Term": 180.0,
"Credit_History": 0.0,
"Property_Area": "Rural",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term <= 240.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is Yes, The applicant income is 2609.0, The co-applicant income is 3449.0, The loan amount is 165.0, The loan amount term is 180.0, The credit history value is 0.0, The property area is Rural, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 66,
"label": "Not Approved",
"Loan_ID": "LP001228",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3200.0,
"CoapplicantIncome": 2254.0,
"LoanAmount": 126.0,
"Loan_Amount_Term": 180.0,
"Credit_History": 0.0,
"Property_Area": "Urban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term <= 240.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 3200.0, The co-applicant income is 2254.0, The loan amount is 126.0, The loan amount term is 180.0, The credit history value is 0.0, The property area is Urban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 68,
"label": "Approved",
"Loan_ID": "LP001238",
"Gender": "Male",
"Married": "Yes",
"Dependents": "3+",
"Education": "Not Graduate",
"Self_Employed": "Yes",
"ApplicantIncome": 7100.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 125.0,
"Loan_Amount_Term": 60.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome > 5763.000",
"num__ApplicantIncome <= 9981.500",
"num__LoanAmount <= 181.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 3+, The education level of the applicant is Not Graduate, The self-employment status is Yes, The applicant income is 7100.0, The co-applicant income is 0.0, The loan amount is 125.0, The loan amount term is 60.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 77,
"label": "Not Approved",
"Loan_ID": "LP001259",
"Gender": "Male",
"Married": "Yes",
"Dependents": "1",
"Education": "Graduate",
"Self_Employed": "Yes",
"ApplicantIncome": 1000.0,
"CoapplicantIncome": 3022.0,
"LoanAmount": 110.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount <= 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 1, The education level of the applicant is Graduate, The self-employment status is Yes, The applicant income is 1000.0, The co-applicant income is 3022.0, The loan amount is 110.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 82,
"label": "Not Approved",
"Loan_ID": "LP001267",
"Gender": "Female",
"Married": "Yes",
"Dependents": "2",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 1378.0,
"CoapplicantIncome": 1881.0,
"LoanAmount": 167.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount > 127.000"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is Yes, The number of dependents is 2, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 1378.0, The co-applicant income is 1881.0, The loan amount is 167.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 88,
"label": "Approved",
"Loan_ID": "LP001289",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 8566.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 210.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome > 3645.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 8566.0, The co-applicant income is 0.0, The loan amount is 210.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 105,
"label": "Approved",
"Loan_ID": "LP001367",
"Gender": "Male",
"Married": "Yes",
"Dependents": "1",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3052.0,
"CoapplicantIncome": 1030.0,
"LoanAmount": 100.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount <= 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 1, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3052.0, The co-applicant income is 1030.0, The loan amount is 100.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 110,
"label": "Approved",
"Loan_ID": "LP001385",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 5316.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 136.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome > 3645.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 5316.0, The co-applicant income is 0.0, The loan amount is 136.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 123,
"label": "Approved",
"Loan_ID": "LP001432",
"Gender": "Male",
"Married": "Yes",
"Dependents": "2",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2957.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 81.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 2, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 2957.0, The co-applicant income is 0.0, The loan amount is 81.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 136,
"label": "Not Approved",
"Loan_ID": "LP001489",
"Gender": "Female",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 4583.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 84.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome > 4028.000",
"num__CoapplicantIncome <= 1427.000",
"num__ApplicantIncome > 4560.000"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 4583.0, The co-applicant income is 0.0, The loan amount is 84.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 143,
"label": "Approved",
"Loan_ID": "LP001507",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2698.0,
"CoapplicantIncome": 2034.0,
"LoanAmount": 122.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 2698.0, The co-applicant income is 2034.0, The loan amount is 122.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 160,
"label": "Approved",
"Loan_ID": "LP001560",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 1863.0,
"CoapplicantIncome": 1041.0,
"LoanAmount": 98.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 1863.0, The co-applicant income is 1041.0, The loan amount is 98.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 167,
"label": "Approved",
"Loan_ID": "LP001578",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2439.0,
"CoapplicantIncome": 3333.0,
"LoanAmount": 129.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount > 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 2439.0, The co-applicant income is 3333.0, The loan amount is 129.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 188,
"label": "Approved",
"Loan_ID": "LP001644",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "Yes",
"ApplicantIncome": 674.0,
"CoapplicantIncome": 5296.0,
"LoanAmount": 168.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount > 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is Yes, The applicant income is 674.0, The co-applicant income is 5296.0, The loan amount is 168.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 192,
"label": "Not Approved",
"Loan_ID": "LP001657",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 6033.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 160.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome > 5763.000",
"num__ApplicantIncome <= 9981.500",
"num__LoanAmount <= 181.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 6033.0, The co-applicant income is 0.0, The loan amount is 160.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 194,
"label": "Approved",
"Loan_ID": "LP001664",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 4191.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 120.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome > 3645.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 4191.0, The co-applicant income is 0.0, The loan amount is 120.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 238,
"label": "Approved",
"Loan_ID": "LP001790",
"Gender": "Female",
"Married": "No",
"Dependents": "1",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3812.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 112.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome > 3645.500"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 1, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3812.0, The co-applicant income is 0.0, The loan amount is 112.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 242,
"label": "Approved",
"Loan_ID": "LP001806",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2965.0,
"CoapplicantIncome": 5701.0,
"LoanAmount": 155.0,
"Loan_Amount_Term": 60.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome > 4025.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 2965.0, The co-applicant income is 5701.0, The loan amount is 155.0, The loan amount term is 60.0, The credit history value is 1.0, The property area is Urban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 259,
"label": "Not Approved",
"Loan_ID": "LP001864",
"Gender": "Male",
"Married": "Yes",
"Dependents": "3+",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 4931.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 128.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 3+, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 4931.0, The co-applicant income is 0.0, The loan amount is 128.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 260,
"label": "Approved",
"Loan_ID": "LP001865",
"Gender": "Male",
"Married": "Yes",
"Dependents": "1",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 6083.0,
"CoapplicantIncome": 4250.0,
"LoanAmount": 330.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome > 5763.000",
"num__ApplicantIncome <= 9981.500",
"num__LoanAmount > 181.000",
"num__ApplicantIncome <= 7940.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 1, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 6083.0, The co-applicant income is 4250.0, The loan amount is 330.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 265,
"label": "Approved",
"Loan_ID": "LP001875",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 4095.0,
"CoapplicantIncome": 3447.0,
"LoanAmount": 151.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome > 1373.000",
"num__LoanAmount > 142.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 4095.0, The co-applicant income is 3447.0, The loan amount is 151.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 270,
"label": "Approved",
"Loan_ID": "LP001888",
"Gender": "Female",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3237.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 30.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome <= 3645.500"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3237.0, The co-applicant income is 0.0, The loan amount is 30.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 272,
"label": "Approved",
"Loan_ID": "LP001892",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2833.0,
"CoapplicantIncome": 1857.0,
"LoanAmount": 126.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome > 1373.000",
"num__LoanAmount <= 142.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 2833.0, The co-applicant income is 1857.0, The loan amount is 126.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 281,
"label": "Approved",
"Loan_ID": "LP001914",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3927.0,
"CoapplicantIncome": 800.0,
"LoanAmount": 112.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3927.0, The co-applicant income is 800.0, The loan amount is 112.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 291,
"label": "Not Approved",
"Loan_ID": "LP001938",
"Gender": "Male",
"Married": "Yes",
"Dependents": "2",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 4400.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 127.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 0.0,
"Property_Area": "Semiurban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term > 240.000",
"num__LoanAmount <= 136.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 2, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 4400.0, The co-applicant income is 0.0, The loan amount is 127.0, The loan amount term is 360.0, The credit history value is 0.0, The property area is Semiurban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 293,
"label": "Not Approved",
"Loan_ID": "LP001945",
"Gender": "Female",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 5417.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 143.0,
"Loan_Amount_Term": 480.0,
"Credit_History": 0.0,
"Property_Area": "Urban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term > 240.000",
"num__LoanAmount > 136.500",
"num__LoanAmount <= 172.000",
"num__LoanAmount <= 155.000"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 5417.0, The co-applicant income is 0.0, The loan amount is 143.0, The loan amount term is 480.0, The credit history value is 0.0, The property area is Urban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 300,
"label": "Not Approved",
"Loan_ID": "LP001964",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 1800.0,
"CoapplicantIncome": 2934.0,
"LoanAmount": 93.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 0.0,
"Property_Area": "Urban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term > 240.000",
"num__LoanAmount <= 136.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 1800.0, The co-applicant income is 2934.0, The loan amount is 93.0, The loan amount term is 360.0, The credit history value is 0.0, The property area is Urban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 303,
"label": "Approved",
"Loan_ID": "LP001977",
"Gender": "Male",
"Married": "Yes",
"Dependents": "1",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 1625.0,
"CoapplicantIncome": 1803.0,
"LoanAmount": 96.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount <= 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 1, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 1625.0, The co-applicant income is 1803.0, The loan amount is 96.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 310,
"label": "Approved",
"Loan_ID": "LP002002",
"Gender": "Female",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2917.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 84.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No > 0.500",
"num__ApplicantIncome <= 4319.000",
"num__CoapplicantIncome <= 1784.000",
"num__ApplicantIncome <= 3459.000"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 2917.0, The co-applicant income is 0.0, The loan amount is 84.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 315,
"label": "Approved",
"Loan_ID": "LP002031",
"Gender": "Male",
"Married": "Yes",
"Dependents": "1",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3399.0,
"CoapplicantIncome": 1640.0,
"LoanAmount": 111.0,
"Loan_Amount_Term": 180.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount <= 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 1, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 3399.0, The co-applicant income is 1640.0, The loan amount is 111.0, The loan amount term is 180.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 339,
"label": "Approved",
"Loan_ID": "LP002114",
"Gender": "Female",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 4160.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 71.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No > 0.500",
"num__ApplicantIncome <= 4319.000",
"num__CoapplicantIncome <= 1784.000",
"num__ApplicantIncome > 3459.000"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 4160.0, The co-applicant income is 0.0, The loan amount is 71.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 343,
"label": "Approved",
"Loan_ID": "LP002126",
"Gender": "Male",
"Married": "Yes",
"Dependents": "3+",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3173.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 74.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 3+, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 3173.0, The co-applicant income is 0.0, The loan amount is 74.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 346,
"label": "Not Approved",
"Loan_ID": "LP002130",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3523.0,
"CoapplicantIncome": 3230.0,
"LoanAmount": 152.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 0.0,
"Property_Area": "Rural",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term > 240.000",
"num__LoanAmount > 136.500",
"num__LoanAmount <= 172.000",
"num__LoanAmount <= 155.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 3523.0, The co-applicant income is 3230.0, The loan amount is 152.0, The loan amount term is 360.0, The credit history value is 0.0, The property area is Rural, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 348,
"label": "Approved",
"Loan_ID": "LP002137",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 6333.0,
"CoapplicantIncome": 4583.0,
"LoanAmount": 259.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount > 149.000",
"cat__Self_Employed_Yes <= 0.500",
"cat__Married_Yes > 0.500",
"num__LoanAmount > 256.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 6333.0, The co-applicant income is 4583.0, The loan amount is 259.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 354,
"label": "Approved",
"Loan_ID": "LP002143",
"Gender": "Female",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2423.0,
"CoapplicantIncome": 505.0,
"LoanAmount": 130.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 2423.0, The co-applicant income is 505.0, The loan amount is 130.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 357,
"label": "Not Approved",
"Loan_ID": "LP002151",
"Gender": "Male",
"Married": "Yes",
"Dependents": "1",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3875.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 67.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome <= 618.000",
"cat__Property_Area_Rural <= 0.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 1, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3875.0, The co-applicant income is 0.0, The loan amount is 67.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 371,
"label": "Approved",
"Loan_ID": "LP002197",
"Gender": "Male",
"Married": "Yes",
"Dependents": "2",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 5185.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 155.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount > 149.000",
"cat__Self_Employed_Yes <= 0.500",
"cat__Married_Yes > 0.500",
"num__LoanAmount <= 256.500",
"num__LoanAmount <= 171.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 2, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 5185.0, The co-applicant income is 0.0, The loan amount is 155.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 377,
"label": "Approved",
"Loan_ID": "LP002223",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 4310.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 130.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 4310.0, The co-applicant income is 0.0, The loan amount is 130.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 379,
"label": "Approved",
"Loan_ID": "LP002225",
"Gender": "Male",
"Married": "Yes",
"Dependents": "2",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 5391.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 130.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome > 4028.000",
"num__CoapplicantIncome <= 1427.000",
"num__ApplicantIncome > 4560.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 2, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 5391.0, The co-applicant income is 0.0, The loan amount is 130.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 421,
"label": "Not Approved",
"Loan_ID": "LP002357",
"Gender": "Female",
"Married": "No",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2720.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 80.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 0.0,
"Property_Area": "Urban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term > 240.000",
"num__LoanAmount <= 136.500"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 2720.0, The co-applicant income is 0.0, The loan amount is 80.0, The loan amount term is 360.0, The credit history value is 0.0, The property area is Urban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 426,
"label": "Not Approved",
"Loan_ID": "LP002367",
"Gender": "Female",
"Married": "No",
"Dependents": "1",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 4606.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 81.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome > 3645.500"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 1, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 4606.0, The co-applicant income is 0.0, The loan amount is 81.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 429,
"label": "Approved",
"Loan_ID": "LP002370",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2717.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 60.0,
"Loan_Amount_Term": 180.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome <= 3645.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 2717.0, The co-applicant income is 0.0, The loan amount is 60.0, The loan amount term is 180.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 434,
"label": "Approved",
"Loan_ID": "LP002390",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3750.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 100.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome > 3645.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3750.0, The co-applicant income is 0.0, The loan amount is 100.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 437,
"label": "Approved",
"Loan_ID": "LP002401",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2213.0,
"CoapplicantIncome": 1125.0,
"LoanAmount": 128.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount > 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 2213.0, The co-applicant income is 1125.0, The loan amount is 128.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 462,
"label": "Approved",
"Loan_ID": "LP002487",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3015.0,
"CoapplicantIncome": 2188.0,
"LoanAmount": 153.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount > 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3015.0, The co-applicant income is 2188.0, The loan amount is 153.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 465,
"label": "Approved",
"Loan_ID": "LP002494",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 6000.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 140.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome > 3645.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 6000.0, The co-applicant income is 0.0, The loan amount is 140.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 471,
"label": "Not Approved",
"Loan_ID": "LP002517",
"Gender": "Male",
"Married": "Yes",
"Dependents": "1",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2653.0,
"CoapplicantIncome": 1500.0,
"LoanAmount": 113.0,
"Loan_Amount_Term": 180.0,
"Credit_History": 0.0,
"Property_Area": "Rural",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term <= 240.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 1, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 2653.0, The co-applicant income is 1500.0, The loan amount is 113.0, The loan amount term is 180.0, The credit history value is 0.0, The property area is Rural, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 491,
"label": "Approved",
"Loan_ID": "LP002562",
"Gender": "Male",
"Married": "Yes",
"Dependents": "1",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 5333.0,
"CoapplicantIncome": 1131.0,
"LoanAmount": 186.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome > 4028.000",
"num__CoapplicantIncome <= 1427.000",
"num__ApplicantIncome > 4560.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 1, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 5333.0, The co-applicant income is 1131.0, The loan amount is 186.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 493,
"label": "Approved",
"Loan_ID": "LP002582",
"Gender": "Female",
"Married": "No",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "Yes",
"ApplicantIncome": 17263.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 225.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount > 149.000",
"cat__Self_Employed_Yes > 0.500"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is Yes, The applicant income is 17263.0, The co-applicant income is 0.0, The loan amount is 225.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 509,
"label": "Approved",
"Loan_ID": "LP002634",
"Gender": "Female",
"Married": "No",
"Dependents": "1",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 13262.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 40.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes <= 0.500",
"num__LoanAmount <= 283.500",
"num__CoapplicantIncome <= 4025.500",
"num__CoapplicantIncome <= 1373.000",
"num__ApplicantIncome > 3645.500"
],
"note": "The gender of the applicant is Female, The marital status of the applicant is No, The number of dependents is 1, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 13262.0, The co-applicant income is 0.0, The loan amount is 40.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 526,
"label": "Approved",
"Loan_ID": "LP002705",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3775.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 110.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No <= 0.500",
"cat__Self_Employed_Yes <= 0.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3775.0, The co-applicant income is 0.0, The loan amount is 110.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 527,
"label": "Approved",
"Loan_ID": "LP002706",
"Gender": "Male",
"Married": "Yes",
"Dependents": "1",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 5285.0,
"CoapplicantIncome": 1430.0,
"LoanAmount": 161.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 0.0,
"Property_Area": "Semiurban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term > 240.000",
"num__LoanAmount > 136.500",
"num__LoanAmount <= 172.000",
"num__LoanAmount > 155.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 1, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 5285.0, The co-applicant income is 1430.0, The loan amount is 161.0, The loan amount term is 360.0, The credit history value is 0.0, The property area is Semiurban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 529,
"label": "Approved",
"Loan_ID": "LP002716",
"Gender": "Male",
"Married": "No",
"Dependents": "0",
"Education": "Not Graduate",
"Self_Employed": "No",
"ApplicantIncome": 6783.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 130.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Semiurban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban > 0.500",
"num__LoanAmount <= 149.000",
"cat__Married_No > 0.500",
"num__ApplicantIncome > 4319.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 0, The education level of the applicant is Not Graduate, The self-employment status is No, The applicant income is 6783.0, The co-applicant income is 0.0, The loan amount is 130.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Semiurban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 532,
"label": "Not Approved",
"Loan_ID": "LP002723",
"Gender": "Male",
"Married": "No",
"Dependents": "2",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3588.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 110.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 0.0,
"Property_Area": "Rural",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term > 240.000",
"num__LoanAmount <= 136.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is No, The number of dependents is 2, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3588.0, The co-applicant income is 0.0, The loan amount is 110.0, The loan amount term is 360.0, The credit history value is 0.0, The property area is Rural, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 549,
"label": "Approved",
"Loan_ID": "LP002777",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 2785.0,
"CoapplicantIncome": 2016.0,
"LoanAmount": 110.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount <= 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 2785.0, The co-applicant income is 2016.0, The loan amount is 110.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 569,
"label": "Not Approved",
"Loan_ID": "LP002841",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3166.0,
"CoapplicantIncome": 2064.0,
"LoanAmount": 104.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 0.0,
"Property_Area": "Urban",
"prediction": "Not Approved",
"final_decision": "Not Approved",
"decision_path": [
"num__Credit_History <= 0.500",
"num__Loan_Amount_Term > 240.000",
"num__LoanAmount <= 136.500"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3166.0, The co-applicant income is 2064.0, The loan amount is 104.0, The loan amount term is 360.0, The credit history value is 0.0, The property area is Urban, The final_decision is Not Approved",
"rationale": "only for testing"
},
{
"id": 602,
"label": "Approved",
"Loan_ID": "LP002953",
"Gender": "Male",
"Married": "Yes",
"Dependents": "3+",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 5703.0,
"CoapplicantIncome": 0.0,
"LoanAmount": 128.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Urban",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome > 4028.000",
"num__CoapplicantIncome <= 1427.000",
"num__ApplicantIncome > 4560.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 3+, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 5703.0, The co-applicant income is 0.0, The loan amount is 128.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Urban, The final_decision is Approved",
"rationale": "only for testing"
},
{
"id": 608,
"label": "Approved",
"Loan_ID": "LP002974",
"Gender": "Male",
"Married": "Yes",
"Dependents": "0",
"Education": "Graduate",
"Self_Employed": "No",
"ApplicantIncome": 3232.0,
"CoapplicantIncome": 1950.0,
"LoanAmount": 108.0,
"Loan_Amount_Term": 360.0,
"Credit_History": 1.0,
"Property_Area": "Rural",
"prediction": "Approved",
"final_decision": "Approved",
"decision_path": [
"num__Credit_History > 0.500",
"cat__Property_Area_Semiurban <= 0.500",
"cat__Married_Yes > 0.500",
"num__ApplicantIncome <= 5763.000",
"num__ApplicantIncome <= 4028.000",
"num__CoapplicantIncome > 618.000",
"num__LoanAmount <= 127.000"
],
"note": "The gender of the applicant is Male, The marital status of the applicant is Yes, The number of dependents is 0, The education level of the applicant is Graduate, The self-employment status is No, The applicant income is 3232.0, The co-applicant income is 1950.0, The loan amount is 108.0, The loan amount term is 360.0, The credit history value is 1.0, The property area is Rural, The final_decision is Approved",
"rationale": "only for testing"
}
]