[ { "id": 1, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 5951.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 5951. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 2, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 2096.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 49.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 2096. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 3, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 42.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 7882.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 45.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 42. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 7882. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 45. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 4, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 4870.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 53.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 4870. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 53. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 5, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 9055.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 35.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 9055. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 35. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 6, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2835.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 53.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2835. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 53. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 7, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 6948.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 6948. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 8, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3059.0, "savings_status": ">=1000", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 61.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3059. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 61. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 9, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 5234.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 5234. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 12, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1567.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1567. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 13, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1199.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 60.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1199. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 60. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 15, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1282.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1282. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 16, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2424.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 53.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2424. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 53. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 17, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 30.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 8072.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 3.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 8072. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 18, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 12579.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 44.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 12579. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 44. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 19, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3430.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3430. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 20, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2134.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 48.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 3.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2134. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 48. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 21, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2647.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 44.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2647. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 22, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 10.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2241.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 48.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2241. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 48. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 23, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 1804.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 1804. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 24, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 2069.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2069. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 25, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1374.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1374. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 36. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 26, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "no credits/all paid", "purpose": "radio/tv", "credit_amount": 426.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is no credits taken/ all credits paid back duly. The Purpose is radio/television. The Credit amount is 426. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 28, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 7.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2415.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 7. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2415. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 29, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 60.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 6836.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 63.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 60. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 6836. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 63. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 31, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 4020.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 4020. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 32, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 5866.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 5866. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 33, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 1264.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 57.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1264. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 57. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 34, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1474.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 33.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1474. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 33. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 35, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 45.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 4746.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 45. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 4746. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 38, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 10.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 1225.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 1225. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 39, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 458.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 458. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 40, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2333.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2333. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 41, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1158.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1158. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 43, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 6187.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 6187. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 44, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 6143.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 58.0, "other_payment_plans": "stores", "housing": "for free", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 6143. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 58. The Other installment plans is stores. The Housing is for free. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 45, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 11.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1393.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 11. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1393. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 47, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 1352.0, "savings_status": "500<=X<1000", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 1352. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 48, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 11.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 7228.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount > 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 11. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 7228. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 49, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2073.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 2.0, "property_magnitude": "real estate", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2073. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 50, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "delayed previously", "purpose": "furniture/equipment", "credit_amount": 2333.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 2333. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 51, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 27.0, "credit_history": "delayed previously", "purpose": "used car", "credit_amount": 5965.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 27. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 5965. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 52, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1262.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1262. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 53, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 3378.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 3378. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 55, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 783.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 783. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 26. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 56, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 6468.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 52.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 6468. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 52. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 58, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1961.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1961. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 59, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 6229.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 6229. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 60, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 1391.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1391. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 27. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 62, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 1953.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 61.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 1953. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 61. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 63, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 14421.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 14421. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 65, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 27.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 5190.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 48.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 4.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 27. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 5190. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 48. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 4. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 68, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1819.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 37.0, "other_payment_plans": "stores", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1819. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 37. The Other installment plans is stores. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 70, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 8133.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 30.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 8133. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 71, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 7.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 730.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 46.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 7. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 730. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 46. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 72, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 8.0, "credit_history": "critical/other existing credit", "purpose": "other", "credit_amount": 1164.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 51.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 8. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is others. The Credit amount is 1164. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 51. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 73, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 42.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 5954.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 41.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 42. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 5954. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 41. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 74, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1977.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1977. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 76, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 42.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3965.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 42. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3965. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 77, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 11.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 4771.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 51.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 11. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 4771. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 51. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 78, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 54.0, "credit_history": "no credits/all paid", "purpose": "used car", "credit_amount": 9436.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 54. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (used). The Credit amount is 9436. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 80, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 5943.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 5943. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 81, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1213.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1213. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 83, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "other", "credit_amount": 1755.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "real estate", "age": 58.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is others. The Credit amount is 1755. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 58. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 85, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 1412.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1412. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 86, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1295.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1295. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 87, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 12612.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 47.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 12612. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 47. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 88, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2249.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2249. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 90, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 618.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 56.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 618. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 56. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 91, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 1409.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 54.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 1409. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 54. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 92, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 797.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 33.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 797. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 33. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 93, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 3617.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 20.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 3617. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 94, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1318.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 54.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1318. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 54. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 95, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 54.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 15945.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 58.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 54. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 15945. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 58. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 96, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 2012.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 61.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 2012. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 61. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 97, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 2622.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 2622. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 98, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2337.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2337. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 99, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 20.0, "credit_history": "delayed previously", "purpose": "used car", "credit_amount": 7057.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 36.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 20. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 7057. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 36. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 101, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2323.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2323. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 102, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 932.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 932. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 103, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1919.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1919. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 104, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2445.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2445. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 105, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "other", "credit_amount": 11938.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 3.0, "property_magnitude": "car", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is others. The Credit amount is 11938. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 107, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 6078.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 6078. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 109, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 14.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 1410.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 14. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1410. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 111, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 15.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 392.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 392. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 112, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 6260.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 28.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 6260. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 113, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 7855.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 7855. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 25. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 115, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 3578.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3578. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 116, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 42.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 7174.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 42. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 7174. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 119, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2366.0, "savings_status": "500<=X<1000", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2366. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 121, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 3868.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 41.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 3868. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 41. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 122, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1768.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1768. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 123, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 10.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 781.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 63.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 781. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 63. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 124, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1924.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1924. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 125, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2121.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2121. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 126, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 701.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 701. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 127, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 639.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 639. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 128, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 1860.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 1860. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 129, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3499.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 2.0, "property_magnitude": "real estate", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3499. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is real estate. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 131, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "delayed previously", "purpose": "education", "credit_amount": 6887.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 29.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is education. The Credit amount is 6887. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 133, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1984.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 47.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age > 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1984. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 47. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 134, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 60.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 10144.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 21.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 60. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 10144. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 21. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 135, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1240.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1240. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 136, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 27.0, "credit_history": "delayed previously", "purpose": "used car", "credit_amount": 8613.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 27. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 8613. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 137, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 766.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 66.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 766. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 66. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 139, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1881.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 44.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1881. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 44. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 140, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 709.0, "savings_status": ">=1000", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 709. The Savings account/bonds is ... >= 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 141, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 4795.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 4795. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 142, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 27.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3416.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 27. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3416. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 143, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2462.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2462. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 144, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 2288.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2288. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 145, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "all paid", "purpose": "business", "credit_amount": 3566.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is all credits at this bank paid back duly. The Purpose is business. The Credit amount is 3566. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 146, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 860.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 860. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 147, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 682.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 51.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 682. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 51. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 148, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 5371.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 5371. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 149, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1582.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1582. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 150, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1346.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 42.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1346. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 42. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 151, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1924.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1924. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is no." }, { "id": 152, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 5848.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 5848. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 153, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 7758.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 7758. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 154, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 6967.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 36.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 6967. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 155, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1282.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 20.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1282. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 156, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "repairs", "credit_amount": 1288.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "real estate", "age": 48.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is repairs. The Credit amount is 1288. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 48. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 157, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "all paid", "purpose": "retraining", "credit_amount": 339.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 45.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is retraining. The Credit amount is 339. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 45. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 158, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3512.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3512. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 161, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1055.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1055. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 164, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 909.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 909. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 165, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2978.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2978. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 166, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1131.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1131. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 167, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 11.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1577.0, "savings_status": ">=1000", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 20.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 11. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1577. The Savings account/bonds is ... >= 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 20. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 168, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3972.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 25.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3972. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 25. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 169, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 1935.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1935. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 170, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "no credits/all paid", "purpose": "new car", "credit_amount": 950.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (new). The Credit amount is 950. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 171, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 763.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 763. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 172, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "delayed previously", "purpose": "furniture/equipment", "credit_amount": 2064.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 2064. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 173, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 8.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1414.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 8. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1414. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 174, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 21.0, "credit_history": "delayed previously", "purpose": "education", "credit_amount": 3414.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is delay in paying off in the past. The Purpose is education. The Credit amount is 3414. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 175, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "all paid", "purpose": "used car", "credit_amount": 7485.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 53.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age > 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is all credits at this bank paid back duly. The Purpose is car (used). The Credit amount is 7485. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 53. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 177, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 338.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 52.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 338. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 52. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 178, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1963.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1963. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 180, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 9572.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 9572. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 181, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 4455.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 30.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 4455. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 30. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 183, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 3777.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 50.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 3777. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 50. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 184, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 884.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 36.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 884. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 185, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1360.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1360. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 186, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "all paid", "purpose": "used car", "credit_amount": 5129.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 74.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is all credits at this bank paid back duly. The Purpose is car (used). The Credit amount is 5129. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 74. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 189, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "no credits/all paid", "purpose": "furniture/equipment", "credit_amount": 3244.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 3244. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 190, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 4591.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 54.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 3.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 4591. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 54. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 191, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 3844.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 34.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 3844. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 34. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 192, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 27.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 3915.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 27. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 3915. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 193, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2108.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2108. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 194, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 45.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3031.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 45. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3031. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 195, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 1501.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1501. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 196, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1382.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1382. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 197, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 951.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 4.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 951. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 4. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 198, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2760.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2760. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 199, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "delayed previously", "purpose": "furniture/equipment", "credit_amount": 4297.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 4297. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 200, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 936.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 52.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 936. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 52. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 201, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1168.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1168. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 202, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 27.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 5117.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 27. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 5117. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 203, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "retraining", "credit_amount": 902.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is retraining. The Credit amount is 902. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 204, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1495.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1495. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 205, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 10623.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 3.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 10623. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 3. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 207, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "domestic appliance", "credit_amount": 1424.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is domestic appliances. The Credit amount is 1424. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 208, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 6568.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 21.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 6568. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 21. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 209, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 1413.0, "savings_status": ">=1000", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 55.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 1413. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 55. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 210, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 3074.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3074. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 211, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3835.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 45.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3835. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 212, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 27.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 5293.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 50.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 27. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 5293. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 50. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 213, "label": "bad", "prediction": "good", "features": { "checking_status": ">=200", "duration": 30.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 1908.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 66.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 30. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 1908. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 66. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 214, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 3342.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 51.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3342. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 51. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 215, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "retraining", "credit_amount": 932.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is retraining. The Credit amount is 932. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 216, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 3104.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 31.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 3104. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 217, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3913.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3913. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 218, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3021.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3021. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 219, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1364.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 64.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1364. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 64. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 220, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 625.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "guarantor", "residence_since": 1.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 625. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 1. The Property is real estate. The Age in years is 26. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 221, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1200.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1200. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 222, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 707.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 30.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 707. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 30. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 223, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 2978.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 2978. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 224, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 4657.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 4657. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 225, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "no credits/all paid", "purpose": "repairs", "credit_amount": 2613.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is no credits taken/ all credits paid back duly. The Purpose is repairs. The Credit amount is 2613. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 226, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 10961.0, "savings_status": ">=1000", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 2.0, "property_magnitude": "no known property", "age": 27.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 10961. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is unknown / no property. The Age in years is 27. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 229, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3149.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 22.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3149. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 22. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 230, "label": "bad", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 4210.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 4210. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 231, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2507.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 51.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2507. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 51. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 233, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 866.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 866. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 234, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 4.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1544.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 42.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 3.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 4. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1544. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 235, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1823.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1823. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 236, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 14555.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 14555. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 237, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 21.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 2767.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 61.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 2767. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 61. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 238, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1291.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1291. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 239, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 30.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2522.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2522. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 240, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 915.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 915. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 241, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1595.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 51.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1595. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 51. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 242, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "no credits/all paid", "purpose": "used car", "credit_amount": 4605.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 24.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (used). The Credit amount is 4605. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 24. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 243, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 1185.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1185. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 244, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "all paid", "purpose": "retraining", "credit_amount": 3447.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is retraining. The Credit amount is 3447. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 245, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 1258.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1258. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 246, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 717.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 52.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 3.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 717. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 52. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 247, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "no credits/all paid", "purpose": "new car", "credit_amount": 1204.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 35.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (new). The Credit amount is 1204. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 35. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 248, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1925.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1925. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 250, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 666.0, "savings_status": ">=1000", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 666. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 251, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2251.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2251. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 252, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2150.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "no known property", "age": 24.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2150. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is unknown / no property. The Age in years is 24. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 253, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "delayed previously", "purpose": "furniture/equipment", "credit_amount": 4151.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 4151. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 254, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2030.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2030. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 255, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 60.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 7418.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 60. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 7418. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 256, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2684.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2684. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 257, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "all paid", "purpose": "radio/tv", "credit_amount": 2149.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 2149. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 258, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 3812.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 3812. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 260, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1657.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1657. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 261, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1603.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 55.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1603. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 55. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 262, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 5302.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 3.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 5302. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 3. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 263, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 2748.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 57.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 3.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age > 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 2748. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 57. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 3. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 264, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1231.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1231. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 265, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 802.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 802. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 266, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 6304.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 6304. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 267, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1533.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1533. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 268, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 14.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 8978.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 45.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 14. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 8978. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is no." }, { "id": 270, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2662.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2662. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 271, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1402.0, "savings_status": "500<=X<1000", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1402. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 272, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 12169.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 12169. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 273, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3060.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3060. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 274, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 30.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 11998.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 11998. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 275, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2697.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2697. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 276, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2404.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2404. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 278, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 4611.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 4611. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 279, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1901.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1901. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 280, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 3368.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 3368. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 281, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1574.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 50.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1574. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 50. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 282, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 18.0, "credit_history": "all paid", "purpose": "radio/tv", "credit_amount": 1445.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 49.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 18. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 1445. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 49. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 283, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1520.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 63.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1520. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 63. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 285, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 47.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 10722.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 47. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 10722. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 286, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 4788.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 4788. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 287, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "delayed previously", "purpose": "other", "credit_amount": 7582.0, "savings_status": "100<=X<500", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 31.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is delay in paying off in the past. The Purpose is others. The Credit amount is 7582. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 31. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 289, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 1024.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 48.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 1024. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 48. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 290, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 1076.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1076. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is no." }, { "id": 292, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 6419.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 44.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 6419. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 44. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 293, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 42.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 4796.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 56.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 42. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 4796. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 56. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 294, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 7629.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 46.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age > 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 7629. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 46. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 296, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 4675.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 20.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 4675. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 297, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1287.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 45.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1287. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 300, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 672.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 54.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 672. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 54. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 302, "label": "bad", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1344.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 37.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1344. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 37. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 303, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 10.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1038.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 49.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1038. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 304, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 10127.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 44.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 10127. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 44. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 305, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1543.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1543. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 306, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 4811.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 24.0, "other_payment_plans": "stores", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 4811. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is stores. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 307, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 727.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 727. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 308, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 8.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1237.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 8. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1237. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 310, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "existing paid", "purpose": "other", "credit_amount": 5381.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 40.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is others. The Credit amount is 5381. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 40. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 311, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 5511.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 5511. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 312, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3749.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3749. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 314, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 4.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1494.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 4. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1494. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 315, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "all paid", "purpose": "furniture/equipment", "credit_amount": 2746.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is all credits at this bank paid back duly. The Purpose is furniture/equipment. The Credit amount is 2746. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 316, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 708.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 708. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 317, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 4351.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 48.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 4351. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 48. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 318, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 701.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 701. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 319, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "delayed previously", "purpose": "furniture/equipment", "credit_amount": 3643.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 3643. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 321, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1938.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1938. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 322, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2910.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 34.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2910. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 34. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 323, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2659.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2659. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 324, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1028.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1028. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 325, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 8.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3398.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 8. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3398. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 326, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 5801.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 49.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 5801. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 49. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 328, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 4473.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 4473. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 329, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1068.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1068. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 330, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 6615.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 75.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 6615. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 75. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 331, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 1864.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1864. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 332, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 60.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 7408.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 60. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 7408. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 333, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 11590.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 11590. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 336, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 13.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2101.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 13. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2101. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 337, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 1275.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 1275. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 338, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 4169.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 4169. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 339, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 10.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1521.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1521. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 341, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 21.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3599.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3599. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 342, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3213.0, "savings_status": "500<=X<1000", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3213. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 343, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 4439.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 1.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 4439. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 1. The Property is real estate. The Age in years is 33. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 344, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3949.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3949. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 345, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1459.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 43.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1459. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 346, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 13.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 882.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 13. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 882. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 347, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3758.0, "savings_status": "500<=X<1000", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3758. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 348, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 1743.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 1743. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 349, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 1136.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 32.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1136. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 350, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 1236.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 1236. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 351, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 959.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 959. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 353, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "no credits/all paid", "purpose": "radio/tv", "credit_amount": 6199.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 28.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is no credits taken/ all credits paid back duly. The Purpose is radio/television. The Credit amount is 6199. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 354, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 727.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 46.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 727. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 46. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 356, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2331.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "real estate", "age": 49.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2331. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is real estate. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 357, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 4463.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 4463. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 358, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 776.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 776. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 359, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 30.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2406.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2406. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 360, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1239.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 61.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1239. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 61. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 361, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3399.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3399. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 362, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 12.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 2247.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 36.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 2247. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 363, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1766.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1766. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 364, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2473.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2473. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 366, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 3850.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 3850. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 367, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3650.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3650. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 368, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3446.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 42.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3446. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 369, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3001.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 40.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3001. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 40. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 370, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3079.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3079. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 371, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 6070.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 6070. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 372, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 2146.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2146. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 373, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 60.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 13756.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 63.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age > 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 60. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 13756. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 63. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 374, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 60.0, "credit_history": "all paid", "purpose": "other", "credit_amount": 14782.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 60.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 60. The Credit history is all credits at this bank paid back duly. The Purpose is others. The Credit amount is 14782. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 60. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 375, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "all paid", "purpose": "business", "credit_amount": 7685.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is all credits at this bank paid back duly. The Purpose is business. The Credit amount is 7685. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 377, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 7.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 846.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 7. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 846. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 378, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 14318.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 57.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 14318. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 57. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 379, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 362.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 52.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 362. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 52. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 380, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 20.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2212.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 20. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2212. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 381, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 12976.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 12976. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 382, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 22.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1283.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 25.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 22. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1283. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 25. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 383, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1330.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1330. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 384, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 4272.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 4272. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 385, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2238.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2238. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 386, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1126.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1126. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 387, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 7374.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 40.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 7374. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 388, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 2326.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 2326. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 389, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 1449.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1449. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 390, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1820.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1820. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 391, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 983.0, "savings_status": ">=1000", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 19.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 983. The Savings account/bonds is ... >= 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 19. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 392, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3249.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 39.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3249. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 39. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 393, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1957.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1957. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 395, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 39.0, "credit_history": "delayed previously", "purpose": "education", "credit_amount": 11760.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 32.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 39. The Credit history is delay in paying off in the past. The Purpose is education. The Credit amount is 11760. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 396, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2578.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 55.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2578. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 55. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 397, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 2348.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2348. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 399, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1516.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 43.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1516. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 400, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1473.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1473. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 401, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 1887.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 28.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1887. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 28. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 402, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 8648.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 8648. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 403, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 14.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 802.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 14. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 802. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 404, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 2899.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 43.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 2899. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 405, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2039.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2039. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 407, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1053.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1053. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 408, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3235.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3235. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 411, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 33.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 7253.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount > 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 33. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 7253. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 412, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 2292.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 42.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 2292. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 42. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 413, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1597.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 40.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1597. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 40. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 414, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1381.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1381. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 416, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2579.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2579. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 417, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "delayed previously", "purpose": "education", "credit_amount": 8471.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is delay in paying off in the past. The Purpose is education. The Credit amount is 8471. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 418, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2782.0, "savings_status": "500<=X<1000", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2782. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 419, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1042.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1042. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 420, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3186.0, "savings_status": ">=1000", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 20.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3186. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 421, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2028.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2028. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 422, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 958.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 958. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 423, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "delayed previously", "purpose": "furniture/equipment", "credit_amount": 1591.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 1591. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 424, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2762.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 25.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2762. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 25. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 425, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2779.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2779. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 426, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 28.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2743.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 28. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2743. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 427, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1149.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1149. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 428, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1313.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 20.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1313. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 20. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 429, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "repairs", "credit_amount": 1190.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 55.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 3.0, "job": "unemp/unskilled non res", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is repairs. The Credit amount is 1190. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 55. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 3. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 431, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "other", "credit_amount": 11328.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 3.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is others. The Credit amount is 11328. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 432, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1872.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 3.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1872. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 3. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 433, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "repairs", "credit_amount": 2058.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is repairs. The Credit amount is 2058. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 435, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1484.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1484. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 436, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 660.0, "savings_status": "500<=X<1000", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 660. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 437, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1287.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1287. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 439, "label": "bad", "prediction": "good", "features": { "checking_status": ">=200", "duration": 12.0, "credit_history": "all paid", "purpose": "business", "credit_amount": 609.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is business. The Credit amount is 609. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 440, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1884.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1884. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 441, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1620.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1620. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 442, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 20.0, "credit_history": "delayed previously", "purpose": "other", "credit_amount": 2629.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 20. The Credit history is delay in paying off in the past. The Purpose is others. The Credit amount is 2629. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 443, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 719.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 41.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 719. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 41. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 444, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 5096.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 5096. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 446, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1842.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1842. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 449, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "delayed previously", "purpose": "repairs", "credit_amount": 1512.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 61.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is delay in paying off in the past. The Purpose is repairs. The Credit amount is 1512. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 61. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 451, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 518.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 518. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 452, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "no credits/all paid", "purpose": "furniture/equipment", "credit_amount": 2759.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 2759. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 453, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2670.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2670. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 455, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2679.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2679. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 456, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 11.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3905.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 11. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3905. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 458, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 343.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 343. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 459, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 4594.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 4594. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 460, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3620.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3620. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 461, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1721.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1721. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 463, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "retraining", "credit_amount": 754.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is retraining. The Credit amount is 754. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 464, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 1950.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1950. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 465, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2924.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "no known property", "age": 63.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2924. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is unknown / no property. The Age in years is 63. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 466, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 1659.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 1659. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 467, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 7238.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 32.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 7238. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 468, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 33.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 2764.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 33. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 2764. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 469, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "delayed previously", "purpose": "used car", "credit_amount": 4679.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 4679. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 470, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3092.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3092. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 471, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 448.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 448. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 472, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 9.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 654.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 654. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 473, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "retraining", "credit_amount": 1238.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is retraining. The Credit amount is 1238. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 474, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1245.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1245. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 475, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "no credits/all paid", "purpose": "furniture/equipment", "credit_amount": 3114.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 3114. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 476, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 39.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2569.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 39. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2569. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 477, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 5152.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 5152. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 478, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 1037.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 39.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1037. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 39. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 479, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1478.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1478. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 481, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1201.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1201. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 482, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 30.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3622.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 57.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3622. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 57. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 484, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1163.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1163. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 485, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 1209.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 1209. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 486, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3077.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 52.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3077. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 52. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 487, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3757.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 62.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3757. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 62. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 488, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1418.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1418. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 489, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3518.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3518. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 490, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1934.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1934. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 491, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 27.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 8318.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 42.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 27. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 8318. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 42. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 492, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1237.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1237. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 495, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2996.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 20.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2996. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 20. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 496, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 9034.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 1.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 9034. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 1. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 498, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1301.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1301. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 499, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1323.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1323. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 502, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1126.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 49.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1126. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 503, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1216.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1216. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 504, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1207.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1207. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 505, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1309.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1309. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 509, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 39.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 8588.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 45.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 39. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 8588. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 510, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 759.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 759. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 511, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 4686.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 32.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 4686. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 512, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 15.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 2687.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 2687. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 513, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 585.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "real estate", "age": 20.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 585. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is real estate. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 514, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2255.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 54.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2255. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 54. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 515, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 609.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 609. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 516, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1361.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1361. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 517, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 7127.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount > 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 7127. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 518, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1203.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 43.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1203. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 519, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 700.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 700. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 520, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "repairs", "credit_amount": 5507.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 44.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is repairs. The Credit amount is 5507. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 44. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 521, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3190.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3190. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 523, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 3488.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 3488. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 524, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1113.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1113. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 525, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 26.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 7966.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 26. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 7966. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 526, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 1532.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1532. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 527, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 4.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1503.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 42.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 4. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1503. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 528, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2302.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2302. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 529, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 662.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 41.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 662. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 41. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 530, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 2273.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 2273. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 531, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2631.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2631. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 533, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1311.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1311. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 534, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3105.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3105. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 535, "label": "bad", "prediction": "good", "features": { "checking_status": ">=200", "duration": 21.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 2319.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 2319. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 536, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1374.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 75.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1374. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 75. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 537, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 3612.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 3612. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 538, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 7763.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 42.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 7763. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 42. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 539, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3049.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 45.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3049. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 45. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 541, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 2032.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 60.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 2032. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 60. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 542, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 30.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 6350.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 6350. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 543, "label": "bad", "prediction": "good", "features": { "checking_status": ">=200", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2864.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2864. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 546, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2022.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2022. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 547, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1552.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 32.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1552. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 548, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "all paid", "purpose": "radio/tv", "credit_amount": 626.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 626. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 24. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 549, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 8858.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 35.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount > 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 8858. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 35. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 550, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "repairs", "credit_amount": 996.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is repairs. The Credit amount is 996. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 551, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "all paid", "purpose": "radio/tv", "credit_amount": 1750.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 45.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 1750. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 45. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 553, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1995.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1995. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 554, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1199.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 67.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1199. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 67. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 555, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1331.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1331. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 558, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "furniture/equipment", "credit_amount": 3552.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is furniture/equipment. The Credit amount is 3552. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 560, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2964.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 49.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2964. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 49. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 561, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "radio/tv", "credit_amount": 1546.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 1546. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 563, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 12389.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 37.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 12389. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 37. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 564, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 4712.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 4712. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 37. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 565, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 1553.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 1553. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 566, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1372.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1372. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 569, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 6758.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 6758. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 570, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3234.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3234. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 572, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 5433.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 5433. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 573, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 806.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 806. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 574, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1082.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1082. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 575, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 2788.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 3.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2788. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 576, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2930.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2930. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 577, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 1927.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1927. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 579, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "retraining", "credit_amount": 937.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is retraining. The Credit amount is 937. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 580, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1056.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 3.0, "property_magnitude": "real estate", "age": 30.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1056. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 3. The Property is real estate. The Age in years is 30. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 581, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3124.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 49.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3124. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 49. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 583, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 2384.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 33.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 2384. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 33. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 584, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2133.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 52.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2133. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 52. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 586, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2799.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2799. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 587, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1289.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 21.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1289. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 21. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 588, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 1217.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 1217. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 589, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 2246.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 60.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2246. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 60. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 590, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 385.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 58.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 4.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 385. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 58. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 4. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 591, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 1965.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 42.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 1965. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 42. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 593, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2718.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 20.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2718. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 594, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "other", "credit_amount": 1358.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 40.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is others. The Credit amount is 1358. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 40. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 595, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 931.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 931. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 596, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1442.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1442. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 598, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2775.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 31.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2775. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 599, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 3863.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 32.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 3863. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 600, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 7.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2329.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 1.0, "property_magnitude": "real estate", "age": 45.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 7. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2329. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 1. The Property is real estate. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 601, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 918.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 918. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 602, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "all paid", "purpose": "education", "credit_amount": 1837.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 34.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is education. The Credit amount is 1837. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 34. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 603, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3349.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3349. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 605, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "furniture/equipment", "credit_amount": 2828.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 22.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is furniture/equipment. The Credit amount is 2828. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 22. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 606, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 4526.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 74.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 4526. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 74. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 607, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2671.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 50.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2671. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 50. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 608, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2051.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2051. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 609, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 1300.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 45.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age > 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 1300. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 45. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 610, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 741.0, "savings_status": "100<=X<500", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 741. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 611, "label": "bad", "prediction": "good", "features": { "checking_status": ">=200", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1240.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 48.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1240. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 48. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 612, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 21.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3357.0, "savings_status": ">=1000", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3357. The Savings account/bonds is ... >= 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 613, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "used car", "credit_amount": 3632.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is car (used). The Credit amount is 3632. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 614, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "delayed previously", "purpose": "furniture/equipment", "credit_amount": 1808.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 1808. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 615, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 12204.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 48.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 12204. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 48. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 616, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 60.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 9157.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 27.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 60. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 9157. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 27. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 618, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3441.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "car", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3441. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 620, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 21.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 3652.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 3652. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 621, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1530.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1530. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 622, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 3914.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 38.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 3914. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 38. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 623, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1858.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1858. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 624, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2600.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 65.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2600. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 65. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 625, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1979.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1979. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 626, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 6.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2116.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 41.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2116. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 41. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 628, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 42.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 4042.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 42. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 4042. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 629, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 3832.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 64.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 3832. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 64. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 630, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3660.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3660. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 633, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1980.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 2.0, "property_magnitude": "car", "age": 19.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1980. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 19. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 634, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1355.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1355. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 635, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1393.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 3.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age > 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1393. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 636, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1376.0, "savings_status": "500<=X<1000", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1376. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 637, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 60.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 15653.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 21.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 60. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 15653. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 21. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 639, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 42.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 4370.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 42. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 4370. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 640, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 750.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 750. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 641, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 1308.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 1308. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 642, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 4623.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 4623. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 643, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1851.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1851. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 644, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1880.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1880. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 645, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 7980.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 7980. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 647, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1386.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1386. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 648, "label": "bad", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 947.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 947. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 38. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 650, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 7476.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 50.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 7476. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 50. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 651, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1922.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1922. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 654, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 2346.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 2346. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 655, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 14.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3973.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 22.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 14. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3973. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 22. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 658, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 4221.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 4221. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 659, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 6361.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 41.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 6361. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 41. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 660, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1297.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1297. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 661, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 900.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 900. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 662, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2241.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 50.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2241. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 50. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 663, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "delayed previously", "purpose": "furniture/equipment", "credit_amount": 1050.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 35.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 1050. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 664, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 1047.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 50.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1047. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 50. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 666, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "all paid", "purpose": "furniture/equipment", "credit_amount": 3496.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is all credits at this bank paid back duly. The Purpose is furniture/equipment. The Credit amount is 3496. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 667, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "all paid", "purpose": "business", "credit_amount": 3609.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is all credits at this bank paid back duly. The Purpose is business. The Credit amount is 3609. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 27. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 668, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 4843.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 43.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 4843. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 43. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 669, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 3017.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3017. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 670, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 4139.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 4139. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 672, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 60.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 10366.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 42.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 60. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 10366. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 673, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2080.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2080. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 674, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 2580.0, "savings_status": "500<=X<1000", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 41.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 2580. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 41. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 675, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 4530.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 4530. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 676, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 5150.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 5150. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 677, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 72.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 5595.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 72. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 5595. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 678, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2384.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 64.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2384. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 64. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 679, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1453.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1453. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 680, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1538.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 56.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1538. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 56. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 682, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 1478.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 1478. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 33. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 683, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 5103.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 47.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 3.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 5103. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 47. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 686, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 10.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1347.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 10. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1347. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 687, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 2862.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 30.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 2862. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 30. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 688, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2753.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2753. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 691, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 2631.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 2631. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 693, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 4716.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 4716. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 695, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 1236.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 50.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 1236. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 50. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 696, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1103.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 3.0, "property_magnitude": "real estate", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1103. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 3. The Property is real estate. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 697, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 926.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 926. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 699, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 15.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1905.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 40.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1905. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 40. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 700, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1123.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1123. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 701, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 6331.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 46.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 6331. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 46. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 703, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 2503.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 41.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 2503. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 41. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 704, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 27.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 2528.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 27. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 2528. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 705, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 5324.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 35.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 5324. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 35. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 706, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 6560.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 6560. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 707, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "no credits/all paid", "purpose": "furniture/equipment", "credit_amount": 2969.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 25.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 2969. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 25. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 708, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1206.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1206. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 710, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 629.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 629. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 712, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2476.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2476. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 713, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1138.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1138. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 714, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 60.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 14027.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 60. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 14027. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 715, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 7596.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 63.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount > 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 7596. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 63. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 716, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 3077.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3077. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 717, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1505.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 32.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1505. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 718, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 3148.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3148. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 720, "label": "bad", "prediction": "good", "features": { "checking_status": ">=200", "duration": 9.0, "credit_history": "no credits/all paid", "purpose": "radio/tv", "credit_amount": 1337.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 9. The Credit history is no credits taken/ all credits paid back duly. The Purpose is radio/television. The Credit amount is 1337. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 722, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1228.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1228. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 723, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 790.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 66.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 790. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 66. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 724, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 27.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2570.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 27. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2570. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 725, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 250.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 41.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 250. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 41. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 727, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1882.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1882. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 728, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "all paid", "purpose": "business", "credit_amount": 6416.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 59.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is all credits at this bank paid back duly. The Purpose is business. The Credit amount is 6416. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 59. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 729, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 1275.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1275. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 730, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 6403.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 6403. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 731, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1987.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1987. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 732, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 8.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 760.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount <= 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 8. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 760. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 733, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2603.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2603. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 734, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 4.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3380.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 4. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3380. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 735, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "all paid", "purpose": "domestic appliance", "credit_amount": 3990.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is all credits at this bank paid back duly. The Purpose is domestic appliances. The Credit amount is 3990. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 736, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 11560.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 11560. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 737, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 4380.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 4380. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 738, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 6761.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 45.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 6761. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 739, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 4280.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 4280. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 740, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 2325.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 32.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 2325. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 32. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 741, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 10.0, "credit_history": "all paid", "purpose": "radio/tv", "credit_amount": 1048.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 10. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 1048. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 742, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3160.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 41.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3160. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 41. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 743, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "furniture/equipment", "credit_amount": 2483.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 22.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is furniture/equipment. The Credit amount is 2483. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 22. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 744, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 39.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 14179.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 39. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 14179. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 745, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 13.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 1797.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 28.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 13. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 1797. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 28. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 746, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2511.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2511. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 747, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1274.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1274. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 748, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 5248.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 5248. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 749, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 3029.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 3029. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 751, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 976.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 976. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 753, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 5771.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 5771. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 754, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "delayed previously", "purpose": "repairs", "credit_amount": 1555.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 55.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is delay in paying off in the past. The Purpose is repairs. The Credit amount is 1555. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 55. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 755, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1285.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 32.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1285. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 756, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1299.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 74.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 3.0, "job": "unemp/unskilled non res", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1299. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 74. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 757, "label": "bad", "prediction": "good", "features": { "checking_status": ">=200", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1271.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 39.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1271. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 39. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 758, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1393.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1393. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 760, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 5045.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 59.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 5045. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 59. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 761, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 2124.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2124. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 762, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2214.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2214. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 763, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 12680.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 30.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount > 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 12680. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 30. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 765, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1155.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "guarantor", "residence_since": 3.0, "property_magnitude": "real estate", "age": 40.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1155. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is guarantor. The Present residence since is 3. The Property is real estate. The Age in years is 40. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 766, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 30.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3108.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3108. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 767, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2901.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 31.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2901. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 768, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 3617.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 3.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 3617. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 771, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 8065.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 8065. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 772, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 3275.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 3275. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 773, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2223.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 52.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2223. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 52. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 774, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1480.0, "savings_status": "500<=X<1000", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 66.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 3.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1480. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 66. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 3. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 775, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1371.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1371. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 776, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3535.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3535. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 777, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3509.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 1.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3509. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 1. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 779, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 3872.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 67.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 3872. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 67. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 780, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 39.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 4933.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 39. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 4933. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 781, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1940.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 60.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1940. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 60. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 782, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "no credits/all paid", "purpose": "retraining", "credit_amount": 1410.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is no credits taken/ all credits paid back duly. The Purpose is retraining. The Credit amount is 1410. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 783, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 836.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 836. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 784, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 20.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 6468.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 60.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 20. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 6468. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 60. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 786, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 22.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2675.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 22. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2675. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 787, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 2751.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 2751. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 788, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "delayed previously", "purpose": "education", "credit_amount": 6224.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 50.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is delay in paying off in the past. The Purpose is education. The Credit amount is 6224. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 50. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 789, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 40.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 5998.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 27.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 40. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 5998. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 27. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 791, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 6313.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 41.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 6313. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 41. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 792, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1221.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1221. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 794, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3062.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 32.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3062. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 32. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 795, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2301.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 22.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2301. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 796, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 7511.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 51.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 7511. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 51. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 797, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1258.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 22.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1258. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 798, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 717.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 54.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 717. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 54. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 799, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1549.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1549. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 802, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 20.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 4272.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 20. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 4272. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 804, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 7472.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 7472. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 805, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 9271.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 9271. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 806, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 590.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 590. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 807, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 930.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 65.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 4.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 930. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 65. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 4. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 808, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 42.0, "credit_history": "all paid", "purpose": "used car", "credit_amount": 9283.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 55.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 42. The Credit history is all credits at this bank paid back duly. The Purpose is car (used). The Credit amount is 9283. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 55. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 810, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 8.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 907.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 8. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 907. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 812, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 9629.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 9629. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 813, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 3051.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 54.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 3051. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 54. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 814, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3931.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 46.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3931. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 46. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 815, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 7432.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 54.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 7432. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 54. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 816, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 1338.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 62.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 1338. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 62. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 817, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1554.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1554. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 819, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1345.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1345. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 26. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 820, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1101.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1101. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 822, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2712.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 41.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2712. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 41. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 823, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 8.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 731.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 8. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 731. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 824, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 3780.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 3780. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 825, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 21.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1602.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1602. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 826, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3966.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 3.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3966. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 33. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 829, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 6681.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 6681. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 830, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 2375.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 2375. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 831, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1216.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1216. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 832, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 45.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 11816.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 45. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 11816. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 833, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 5084.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 42.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 5084. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 834, "label": "bad", "prediction": "good", "features": { "checking_status": ">=200", "duration": 15.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2327.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2327. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 835, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "no credits/all paid", "purpose": "new car", "credit_amount": 1082.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 48.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (new). The Credit amount is 1082. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 48. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 836, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 886.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 21.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 886. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 21. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 839, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2611.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "co applicant", "residence_since": 3.0, "property_magnitude": "real estate", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2611. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is real estate. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 842, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 1943.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 1943. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 844, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3422.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 3.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age > 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3422. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 845, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 21.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3976.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3976. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 846, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 6761.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 68.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 6761. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 68. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 847, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1249.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1249. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 849, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 709.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 57.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 709. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 57. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 851, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 4042.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 43.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 4042. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 852, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1471.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 35.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1471. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 35. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 854, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 10875.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 45.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 10875. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 855, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1474.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1474. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 857, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 3343.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 28.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 3343. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 28. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 858, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3959.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3959. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 859, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3577.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3577. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 860, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 5804.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 5804. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 861, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 2169.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 2169. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 862, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2439.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2439. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 863, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 27.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 4526.0, "savings_status": ">=1000", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 32.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 27. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 4526. The Savings account/bonds is ... >= 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 32. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 864, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2210.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2210. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 25. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 865, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2221.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 20.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2221. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 866, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2389.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2389. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 867, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 3331.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 42.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 3331. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 42. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 868, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 7409.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 7409. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 869, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 652.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 652. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 871, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1343.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1343. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 873, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 874.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 874. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 875, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 11.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1322.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 11. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1322. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 876, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "all paid", "purpose": "radio/tv", "credit_amount": 1940.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is all credits at this bank paid back duly. The Purpose is radio/television. The Credit amount is 1940. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 877, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3595.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3595. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 878, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 9.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1422.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 27.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1422. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 27. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 879, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 6742.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 6742. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 880, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 7814.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 7814. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 881, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 9277.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 48.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 9277. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 48. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 882, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2181.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2181. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 883, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1098.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 65.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1098. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 65. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 885, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 795.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 53.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 795. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 53. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 886, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 2825.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "no known property", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 2825. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is unknown / no property. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 887, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 15672.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 15672. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 888, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 6614.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 6614. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 889, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 28.0, "credit_history": "all paid", "purpose": "used car", "credit_amount": 7824.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "real estate", "age": 40.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 28. The Credit history is all credits at this bank paid back duly. The Purpose is car (used). The Credit amount is 7824. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is real estate. The Age in years is 40. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 890, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 27.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 2442.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 43.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 4.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 27. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 2442. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 43. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 4. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 891, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1829.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1829. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 892, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2171.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 38.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2171. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 38. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 893, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 5800.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 5800. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 894, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1169.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1169. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 896, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 21.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2606.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 28.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2606. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 899, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 4153.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 3.0, "property_magnitude": "car", "age": 42.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 4153. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 900, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 16.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2625.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 43.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 16. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2625. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 43. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 901, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 20.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3485.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 20. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3485. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 902, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 10477.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 42.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount > 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 10477. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 42. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 903, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1386.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 40.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1386. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 40. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 904, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1278.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1278. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 905, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1107.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 20.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1107. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 906, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 21.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3763.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 2.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3763. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no." }, { "id": 907, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 3711.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 3711. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 908, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "delayed previously", "purpose": "used car", "credit_amount": 3594.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 3594. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 909, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3195.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3195. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 910, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 4454.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 34.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 4454. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 34. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 913, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 11.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 2142.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 11. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 2142. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 914, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "business", "credit_amount": 3161.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 31.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is business. The Credit amount is 3161. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 31. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 915, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "no credits/all paid", "purpose": "other", "credit_amount": 18424.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is others. The Credit amount is 18424. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is no." }, { "id": 916, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 2848.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 2.0, "property_magnitude": "real estate", "age": 32.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 2848. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is real estate. The Age in years is 32. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 917, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 14896.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 68.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 14896. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 68. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 918, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2359.0, "savings_status": "100<=X<500", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2359. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 919, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3345.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 39.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3345. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 39. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 920, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1817.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1817. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 921, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 12749.0, "savings_status": "500<=X<1000", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 12749. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 922, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1366.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 22.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1366. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 923, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2002.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 30.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' > 0.500", "num__credit_amount > 1398.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2002. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 924, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "furniture/equipment", "credit_amount": 6872.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 55.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is furniture/equipment. The Credit amount is 6872. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 55. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 925, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 697.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 46.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 697. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 46. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 927, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 10297.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 39.0, "other_payment_plans": "stores", "housing": "for free", "existing_credits": 3.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 10297. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 39. The Other installment plans is stores. The Housing is for free. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 928, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1867.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 58.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1867. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 58. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 931, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1670.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1670. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 932, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1224.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1224. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 933, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 522.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 42.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 522. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 934, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1498.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1498. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 938, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 60.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 6288.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 42.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 60. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 6288. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 42. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 939, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 6842.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 46.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 6842. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 46. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 940, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3527.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 45.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3527. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 941, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1546.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1546. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no." }, { "id": 942, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 929.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 929. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 943, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 4.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 1455.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 42.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 3.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 4. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 1455. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 945, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "no credits/all paid", "purpose": "new car", "credit_amount": 8358.0, "savings_status": "500<=X<1000", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is car (new). The Credit amount is 8358. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 946, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "furniture/equipment", "credit_amount": 3349.0, "savings_status": "500<=X<1000", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 30.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is furniture/equipment. The Credit amount is 3349. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 30. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 947, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2859.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2859. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 948, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1533.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "co applicant", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 43.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1533. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is co-applicant. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 949, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3621.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3621. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 950, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 3590.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 3.0, "job": "unemp/unskilled non res", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 3590. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 951, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 2145.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 2145. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 953, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 10974.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 10974. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 955, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1231.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 57.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1231. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 57. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 957, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1154.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 3.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1154. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 3. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 960, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1740.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 30.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1740. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 30. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 961, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 21.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 2353.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 21. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 2353. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 962, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3556.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3556. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 966, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 27.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2520.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 27. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2520. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 967, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3568.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 54.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' > 0.500", "num__num_dependents <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3568. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 54. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 968, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 42.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 7166.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 42. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 7166. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 970, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 1514.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 1514. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 972, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 1193.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 1193. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 973, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 60.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 7297.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 60. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 7297. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 974, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2831.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2831. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 975, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1258.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 57.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1258. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 57. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 976, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 753.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 3.0, "property_magnitude": "real estate", "age": 64.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' > 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 753. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 3. The Property is real estate. The Age in years is 64. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 977, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 2427.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 42.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 2427. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 42. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 978, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "delayed previously", "purpose": "new car", "credit_amount": 2538.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is delay in paying off in the past. The Purpose is car (new). The Credit amount is 2538. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 979, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 1264.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 25.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 1264. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 25. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 980, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 8386.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 49.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 8386. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 49. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 981, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 4844.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 33.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'radio/tv' <= 0.500", "num__age <= 44.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 4844. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 33. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 982, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 21.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2923.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2923. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 983, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 8229.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 8229. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 984, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 2028.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2028. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 985, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1433.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 25.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 22.500", "cat__employment_b'4<=X<7' <= 0.500", "cat__property_magnitude_b'real estate' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1433. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 25. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 986, "label": "good", "prediction": "bad", "features": { "checking_status": ">=200", "duration": 42.0, "credit_history": "no credits/all paid", "purpose": "business", "credit_amount": 6289.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 42. The Credit history is no credits taken/ all credits paid back duly. The Purpose is business. The Credit amount is 6289. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 988, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 6579.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 6579. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 29. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 989, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1743.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 48.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age > 41.000" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1743. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 48. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 990, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 3565.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' > 0.500", "num__credit_amount <= 6984.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 3565. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes." }, { "id": 994, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2390.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 50.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2390. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 50. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 995, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1736.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1736. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 997, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 804.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "cat__credit_history_b'critical/other existing credit' <= 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 804. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." }, { "id": 998, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 45.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1845.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 23.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount <= 2165.500", "num__age <= 41.000" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 45. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1845. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 23. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes." }, { "id": 999, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 45.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 4576.0, "savings_status": "100<=X<500", "employment": "unemployed", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 22.500", "num__credit_amount > 2165.500", "cat__savings_status_b'no known savings' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 45. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 4576. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes." } ]