[ { "id": 0, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1169.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 67.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1169. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 67. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 16, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2424.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 53.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2424. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 53. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 38, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 10.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 1225.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 1225. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 41, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1158.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1158. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 58, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1961.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1961. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 59, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 6229.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration <= 43.500", "num__age <= 29.500", "cat__purpose_b'radio/tv' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 6229. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 66, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2171.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' <= 0.500", "cat__purpose_b'new car' <= 0.500", "num__credit_amount <= 10906.000", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2171. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 69, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2394.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration > 34.500", "num__existing_credits <= 1.500", "cat__purpose_b'furniture/equipment' <= 0.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2394. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 72, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 8.0, "credit_history": "critical/other existing credit", "purpose": "other", "credit_amount": 1164.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 51.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 8. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is others. The Credit amount is 1164. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 51. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 75, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 1526.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 66.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 1526. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 66. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 2. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 79, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 30.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 3832.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "life insurance", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration <= 43.500", "num__age <= 29.500", "cat__purpose_b'radio/tv' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 30. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 3832. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is building society savings agreement/ life insurance. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 103, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1919.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1919. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 114, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1680.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1680. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 116, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 42.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 7174.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' > 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 42. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 7174. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 127, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 639.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 639. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 30. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 143, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 2462.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 2462. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 157, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "all paid", "purpose": "retraining", "credit_amount": 339.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 45.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' > 0.500", "num__age > 23.000", "cat__purpose_b'radio/tv' <= 0.500", "cat__property_magnitude_b'car' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is retraining. The Credit amount is 339. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 45. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 160, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2872.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 2872. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 163, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 7308.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 70.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 7308. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 70. The Other installment plans is bank. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 164, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 909.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 909. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 202, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 27.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 5117.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 27. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 5117. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 26. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 209, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 1413.0, "savings_status": ">=1000", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 55.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 1413. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 55. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no.", "rationale": "only for testing" }, { "id": 228, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1478.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1478. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 238, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1291.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1291. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 262, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 5302.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 3.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 5302. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 3. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 268, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 14.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 8978.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 45.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 14. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 8978. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 45. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is no.", "rationale": "only for testing" }, { "id": 272, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 12169.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' <= 0.500", "num__credit_amount <= 12296.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 12169. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is unknown / no property. The Age in years is 36. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 285, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 47.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 10722.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration > 43.500", "cat__employment_b'unemployed' <= 0.500", "num__residence_since <= 1.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 47. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 10722. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 35. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 291, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 9398.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration <= 43.500", "num__age <= 29.500", "cat__purpose_b'radio/tv' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 9398. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 305, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1543.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1543. The Savings account/bonds is ... >= 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 308, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 8.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1237.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 8. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1237. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 329, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1068.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1068. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 337, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 1275.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 1275. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 351, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 959.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 959. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no.", "rationale": "only for testing" }, { "id": 366, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 3850.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 3850. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 386, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1126.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 1126. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 416, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2579.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2579. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 433, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "repairs", "credit_amount": 2058.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' > 0.500", "num__duration > 18.000" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is repairs. The Credit amount is 2058. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 33. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 442, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 20.0, "credit_history": "delayed previously", "purpose": "other", "credit_amount": 2629.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 20. The Credit history is delay in paying off in the past. The Purpose is others. The Credit amount is 2629. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 456, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 11.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3905.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 11. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3905. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 473, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "retraining", "credit_amount": 1238.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is retraining. The Credit amount is 1238. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 475, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "no credits/all paid", "purpose": "furniture/equipment", "credit_amount": 3114.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is no credits taken/ all credits paid back duly. The Purpose is furniture/equipment. The Credit amount is 3114. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 494, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2122.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 39.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2122. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 39. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no.", "rationale": "only for testing" }, { "id": 503, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1216.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1216. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 513, "label": "good", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "delayed previously", "purpose": "radio/tv", "credit_amount": 585.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "real estate", "age": 20.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is delay in paying off in the past. The Purpose is radio/television. The Credit amount is 585. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is co-applicant. The Present residence since is 4. The Property is real estate. The Age in years is 20. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 515, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 609.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 609. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 37. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is no.", "rationale": "only for testing" }, { "id": 518, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1203.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 43.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1203. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 43. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 536, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1374.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 75.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1374. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 75. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 559, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1928.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1928. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 578, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2820.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration <= 43.500", "num__age <= 29.500", "cat__purpose_b'radio/tv' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 2820. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : divorced/separated. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 581, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3124.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 49.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 3124. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 49. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 592, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 1572.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' > 0.500", "num__residence_since > 1.500", "cat__employment_b'>=7' > 0.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 1572. The Savings account/bonds is ... >= 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 606, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 4526.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 74.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is business. The Credit amount is 4526. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 74. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 614, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "delayed previously", "purpose": "furniture/equipment", "credit_amount": 1808.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 22.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is delay in paying off in the past. The Purpose is furniture/equipment. The Credit amount is 1808. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 22. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 628, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 42.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 4042.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 42. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 4042. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 36. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 633, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1980.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 2.0, "property_magnitude": "car", "age": 19.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1980. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is co-applicant. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 19. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 635, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1393.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 3.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' <= 0.500", "cat__purpose_b'new car' <= 0.500", "num__credit_amount <= 10906.000", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 1393. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 3. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 640, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 750.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 750. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 642, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 4623.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 4623. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 659, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 6361.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 41.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 6361. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is unknown / no property. The Age in years is 41. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 661, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 900.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 900. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 664, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 1047.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 50.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is education. The Credit amount is 1047. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 50. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 671, "label": "good", "prediction": "bad", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 5742.0, "savings_status": "100<=X<500", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration > 34.500", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is business. The Credit amount is 5742. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 685, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 60.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 6527.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 34.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 60. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 6527. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 34. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 691, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 2631.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is repairs. The Credit amount is 2631. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 693, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 4716.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 6. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (new). The Credit amount is 4716. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is real estate. The Age in years is 44. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 694, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2284.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2284. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 695, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 1236.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 50.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 1236. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 50. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 713, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1138.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 9. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1138. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 25. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 715, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 7596.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 63.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 30. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 7596. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 63. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 718, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 3148.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 24. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 3148. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 726, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1316.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1316. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 47. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 735, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "all paid", "purpose": "domestic appliance", "credit_amount": 3990.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' <= 0.500", "num__credit_amount <= 12296.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is all credits at this bank paid back duly. The Purpose is domestic appliances. The Credit amount is 3990. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is unknown / no property. The Age in years is 29. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 761, "label": "bad", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 2124.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 2124. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 762, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2214.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2214. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 787, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 2751.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 48. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is car (used). The Credit amount is 2751. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 804, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 7472.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 7472. The Savings account/bonds is unknown/ no savings account. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 805, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 9271.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration <= 43.500", "num__age <= 29.500", "cat__purpose_b'radio/tv' <= 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 9271. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 814, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3931.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 46.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration > 43.500", "cat__employment_b'unemployed' <= 0.500", "num__residence_since > 1.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 48. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3931. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 46. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 828, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 8335.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 47.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' > 0.500", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 8335. The Savings account/bonds is unknown/ no savings account. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 47. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 829, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 6681.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' <= 0.500", "num__credit_amount <= 12296.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is delay in paying off in the past. The Purpose is business. The Credit amount is 6681. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is unknown / no property. The Age in years is 38. The Other installment plans is none. The Housing is for free. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 831, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1216.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 1216. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is car or other, not in attribute 6. The Age in years is 23. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 841, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "delayed previously", "purpose": "used car", "credit_amount": 2993.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 28.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' <= 0.500", "cat__purpose_b'new car' <= 0.500", "num__credit_amount <= 10906.000", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 21. The Credit history is delay in paying off in the past. The Purpose is car (used). The Credit amount is 2993. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is real estate. The Age in years is 28. The Other installment plans is stores. The Housing is own. The Number of existing credits at this bank is 2. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 846, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 6761.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 68.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 6761. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 68. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 856, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "retraining", "credit_amount": 894.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 10. The Credit history is existing credits paid back duly till now. The Purpose is retraining. The Credit amount is 894. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 3. The Property is building society savings agreement/ life insurance. The Age in years is 40. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 859, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3577.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 9. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 3577. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is male : single. The Other debtors / guarantors is guarantor. The Present residence since is 2. The Property is real estate. The Age in years is 26. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 2.0. The Telephone is none. The foreign worker is no.", "rationale": "only for testing" }, { "id": 873, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 874.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is domestic appliances. The Credit amount is 874. The Savings account/bonds is unknown/ no savings account. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is real estate. The Age in years is 24. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 883, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1098.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 65.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is radio/television. The Credit amount is 1098. The Savings account/bonds is ... < 100 DM. The Present employment since is unemployed. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 65. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 2. The Job is unemployed/ unskilled - non-resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 907, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 3711.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' <= 0.500", "num__credit_amount <= 12296.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 36. The Credit history is existing credits paid back duly till now. The Purpose is education. The Credit amount is 3711. The Savings account/bonds is unknown/ no savings account. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 27. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 915, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "no credits/all paid", "purpose": "other", "credit_amount": 18424.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration > 43.500", "cat__employment_b'unemployed' <= 0.500", "num__residence_since > 1.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 48. The Credit history is no credits taken/ all credits paid back duly. The Purpose is others. The Credit amount is 18424. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is building society savings agreement/ life insurance. The Age in years is 32. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is no.", "rationale": "only for testing" }, { "id": 925, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 697.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 46.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' > 0.500", "num__age > 23.000", "cat__purpose_b'radio/tv' <= 0.500", "cat__property_magnitude_b'car' > 0.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 12. The Credit history is all credits at this bank paid back duly. The Purpose is car (new). The Credit amount is 697. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 46. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 926, "label": "good", "prediction": "bad", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1049.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ], "note": "The Status of existing checking account is < 0 DM. The Duration in month is 18. The Credit history is critical account/ other credits existing (not at this bank). The Purpose is furniture/equipment. The Credit amount is 1049. The Savings account/bonds is ... < 100 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 21. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 952, "label": "bad", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 4113.0, "savings_status": "500<=X<1000", "employment": "<1", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is car (used). The Credit amount is 4113. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is <1. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 963, "label": "bad", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2397.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' <= 0.500", "cat__purpose_b'new car' <= 0.500", "num__credit_amount <= 10906.000", "num__existing_credits > 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 24. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 2397. The Savings account/bonds is 500 <= ... < 1000 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 35. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 2. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 967, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3568.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 54.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' <= 0.500", "cat__purpose_b'new car' <= 0.500", "num__credit_amount <= 10906.000", "num__existing_credits <= 1.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 15. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 3568. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 2. The Property is car or other, not in attribute 6. The Age in years is 54. The Other installment plans is bank. The Housing is rent. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 968, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 42.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 7166.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration > 34.500", "num__existing_credits <= 1.500", "cat__purpose_b'furniture/equipment' <= 0.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 42. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 7166. The Savings account/bonds is unknown/ no savings account. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 2. The Personal status and sex is male : married/widowed. The Other debtors / guarantors is none. The Present residence since is 4. The Property is building society savings agreement/ life insurance. The Age in years is 29. The Other installment plans is none. The Housing is rent. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 976, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 753.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 3.0, "property_magnitude": "real estate", "age": 64.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' > 0.500", "cat__purpose_b'new car' <= 0.500" ], "note": "The Status of existing checking account is 0 <= ... < 200 DM. The Duration in month is 6. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 753. The Savings account/bonds is ... < 100 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 2. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is guarantor. The Present residence since is 3. The Property is real estate. The Age in years is 64. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 982, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 21.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2923.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ], "note": "The Status of existing checking account is >= 200 DM. The Duration in month is 21. The Credit history is existing credits paid back duly till now. The Purpose is car (new). The Credit amount is 2923. The Savings account/bonds is 100 <= ... < 500 DM. The Present employment since is 1<=X<4. The Installment rate in percentage of disposable income is 1. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 1. The Property is car or other, not in attribute 6. The Age in years is 28. The Other installment plans is bank. The Housing is own. The Number of existing credits at this bank is 1. The Job is management/ self-employed/ highly qualified employee/ officer. The Number of people being liable to provide maintenance for is 1.0. The Telephone is yes, registered under the customers name. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 995, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1736.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is furniture/equipment. The Credit amount is 1736. The Savings account/bonds is ... < 100 DM. The Present employment since is 4<=X<7. The Installment rate in percentage of disposable income is 3. The Personal status and sex is female : divorced/separated/married. The Other debtors / guarantors is none. The Present residence since is 4. The Property is real estate. The Age in years is 31. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is unskilled - resident. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" }, { "id": 997, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 804.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ], "note": "The Status of existing checking account is no checking account. The Duration in month is 12. The Credit history is existing credits paid back duly till now. The Purpose is radio/television. The Credit amount is 804. The Savings account/bonds is ... < 100 DM. The Present employment since is >=7. The Installment rate in percentage of disposable income is 4. The Personal status and sex is male : single. The Other debtors / guarantors is none. The Present residence since is 4. The Property is car or other, not in attribute 6. The Age in years is 38. The Other installment plans is none. The Housing is own. The Number of existing credits at this bank is 1. The Job is skilled employee / official. The Number of people being liable to provide maintenance for is 1.0. The Telephone is none. The foreign worker is yes.", "rationale": "only for testing" } ]