[ { "id": 0, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1169.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 67.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ] }, { "id": 16, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2424.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 53.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 38, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 10.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 1225.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ] }, { "id": 58, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1961.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 59, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 6229.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration <= 43.500", "num__age <= 29.500", "cat__purpose_b'radio/tv' <= 0.500" ] }, { "id": 66, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2171.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' <= 0.500", "cat__purpose_b'new car' <= 0.500", "num__credit_amount <= 10906.000", "num__existing_credits <= 1.500" ] }, { "id": 69, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2394.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration > 34.500", "num__existing_credits <= 1.500", "cat__purpose_b'furniture/equipment' <= 0.500" ] }, { "id": 72, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 8.0, "credit_history": "critical/other existing credit", "purpose": "other", "credit_amount": 1164.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 51.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ] }, { "id": 75, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 1526.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 66.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 2.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 103, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 1919.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 35.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 114, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1680.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 116, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 42.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 7174.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' > 0.500", "num__existing_credits <= 1.500" ] }, { "id": 127, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 639.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 30.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ] }, { "id": 160, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 2872.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 163, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 10.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 7308.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 70.0, "other_payment_plans": "bank", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 164, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 909.0, "savings_status": "500<=X<1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 202, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 27.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 5117.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 26.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ] }, { "id": 209, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 1413.0, "savings_status": ">=1000", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 55.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 238, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1291.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 262, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 5302.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 3.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 272, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 12169.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "co applicant", "residence_since": 4.0, "property_magnitude": "no known property", "age": 36.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' <= 0.500", "num__credit_amount <= 12296.500" ] }, { "id": 285, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 47.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 10722.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 35.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration > 43.500", "cat__employment_b'unemployed' <= 0.500", "num__residence_since <= 1.500" ] }, { "id": 291, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 9398.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration <= 43.500", "num__age <= 29.500", "cat__purpose_b'radio/tv' <= 0.500" ] }, { "id": 305, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1543.0, "savings_status": ">=1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 329, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1068.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ] }, { "id": 337, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 15.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 1275.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ] }, { "id": 366, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 3850.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ] }, { "id": 386, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 1126.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 21.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ] }, { "id": 433, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "repairs", "credit_amount": 2058.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 33.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' > 0.500", "num__duration > 18.000" ] }, { "id": 442, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 20.0, "credit_history": "delayed previously", "purpose": "other", "credit_amount": 2629.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 456, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 11.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3905.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 473, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "retraining", "credit_amount": 1238.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 494, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2122.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 39.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 503, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1216.0, "savings_status": "100<=X<500", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ] }, { "id": 515, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 609.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 37.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ] }, { "id": 518, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1203.0, "savings_status": "100<=X<500", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 43.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ] }, { "id": 536, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1374.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 75.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ] }, { "id": 578, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 2820.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male div/sep", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration <= 43.500", "num__age <= 29.500", "cat__purpose_b'radio/tv' <= 0.500" ] }, { "id": 581, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 3124.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 49.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 592, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "existing paid", "purpose": "business", "credit_amount": 1572.0, "savings_status": ">=1000", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' > 0.500", "num__residence_since > 1.500", "cat__employment_b'>=7' > 0.500" ] }, { "id": 606, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "business", "credit_amount": 4526.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 74.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 628, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 42.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 4042.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 36.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 635, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 1393.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 3.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' <= 0.500", "cat__purpose_b'new car' <= 0.500", "num__credit_amount <= 10906.000", "num__existing_credits > 1.500" ] }, { "id": 640, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 750.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ] }, { "id": 659, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "furniture/equipment", "credit_amount": 6361.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "no known property", "age": 41.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 661, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 900.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ] }, { "id": 664, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "education", "credit_amount": 1047.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 50.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ] }, { "id": 685, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 60.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 6527.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 34.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 691, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 15.0, "credit_history": "existing paid", "purpose": "repairs", "credit_amount": 2631.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 693, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 6.0, "credit_history": "critical/other existing credit", "purpose": "new car", "credit_amount": 4716.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "real estate", "age": 44.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 694, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 24.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2284.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ] }, { "id": 695, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 6.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 1236.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 50.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 713, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 9.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1138.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 25.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration <= 11.500" ] }, { "id": 715, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 30.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 7596.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 63.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 718, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 24.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 3148.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 726, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1316.0, "savings_status": "500<=X<1000", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 47.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 735, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "all paid", "purpose": "domestic appliance", "credit_amount": 3990.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "no known property", "age": 29.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' <= 0.500", "num__credit_amount <= 12296.500" ] }, { "id": 762, "label": "good", "prediction": "good", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 2214.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 787, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 48.0, "credit_history": "critical/other existing credit", "purpose": "used car", "credit_amount": 2751.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 804, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 12.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 7472.0, "savings_status": "no known savings", "employment": "unemployed", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 805, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 9271.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male single", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration <= 43.500", "num__age <= 29.500", "cat__purpose_b'radio/tv' <= 0.500" ] }, { "id": 814, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 48.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3931.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 46.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration > 43.500", "cat__employment_b'unemployed' <= 0.500", "num__residence_since > 1.500" ] }, { "id": 828, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 36.0, "credit_history": "existing paid", "purpose": "used car", "credit_amount": 8335.0, "savings_status": "no known savings", "employment": ">=7", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 47.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' > 0.500", "num__existing_credits <= 1.500" ] }, { "id": 829, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "delayed previously", "purpose": "business", "credit_amount": 6681.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "no known property", "age": 38.0, "other_payment_plans": "none", "housing": "for free", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' <= 0.500", "num__credit_amount <= 12296.500" ] }, { "id": 831, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 18.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 1216.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "car", "age": 23.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount <= 1381.500", "num__duration > 11.500" ] }, { "id": 841, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 21.0, "credit_history": "delayed previously", "purpose": "used car", "credit_amount": 2993.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 3.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "real estate", "age": 28.0, "other_payment_plans": "stores", "housing": "own", "existing_credits": 2.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' <= 0.500", "cat__purpose_b'new car' <= 0.500", "num__credit_amount <= 10906.000", "num__existing_credits > 1.500" ] }, { "id": 856, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 10.0, "credit_history": "existing paid", "purpose": "retraining", "credit_amount": 894.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 3.0, "property_magnitude": "life insurance", "age": 40.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 859, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 9.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 3577.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "male single", "other_parties": "guarantor", "residence_since": 2.0, "property_magnitude": "real estate", "age": 26.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 2.0, "own_telephone": "none", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ] }, { "id": 873, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "domestic appliance", "credit_amount": 874.0, "savings_status": "no known savings", "employment": "<1", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "real estate", "age": 24.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ] }, { "id": 883, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 18.0, "credit_history": "critical/other existing credit", "purpose": "radio/tv", "credit_amount": 1098.0, "savings_status": "<100", "employment": "unemployed", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 65.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 2.0, "job": "unemp/unskilled non res", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] }, { "id": 907, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 36.0, "credit_history": "existing paid", "purpose": "education", "credit_amount": 3711.0, "savings_status": "no known savings", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 27.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' > 0.500", "cat__checking_status_b'<0' <= 0.500", "num__credit_amount <= 12296.500" ] }, { "id": 915, "label": "bad", "prediction": "bad", "features": { "checking_status": "0<=X<200", "duration": 48.0, "credit_history": "no credits/all paid", "purpose": "other", "credit_amount": 18424.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "life insurance", "age": 32.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "no" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration > 26.500", "cat__savings_status_b'no known savings' <= 0.500", "num__duration > 43.500", "cat__employment_b'unemployed' <= 0.500", "num__residence_since > 1.500" ] }, { "id": 925, "label": "bad", "prediction": "bad", "features": { "checking_status": "<0", "duration": 12.0, "credit_history": "all paid", "purpose": "new car", "credit_amount": 697.0, "savings_status": "<100", "employment": "<1", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 46.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 2.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' > 0.500", "num__age > 23.000", "cat__purpose_b'radio/tv' <= 0.500", "cat__property_magnitude_b'car' > 0.500" ] }, { "id": 967, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 15.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 3568.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 2.0, "property_magnitude": "car", "age": 54.0, "other_payment_plans": "bank", "housing": "rent", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' <= 0.500", "cat__purpose_b'business' <= 0.500", "cat__purpose_b'new car' <= 0.500", "num__credit_amount <= 10906.000", "num__existing_credits <= 1.500" ] }, { "id": 968, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 42.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 7166.0, "savings_status": "no known savings", "employment": "4<=X<7", "installment_commitment": 2.0, "personal_status": "male mar/wid", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "life insurance", "age": 29.0, "other_payment_plans": "none", "housing": "rent", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration > 34.500", "num__existing_credits <= 1.500", "cat__purpose_b'furniture/equipment' <= 0.500" ] }, { "id": 976, "label": "good", "prediction": "good", "features": { "checking_status": "0<=X<200", "duration": 6.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 753.0, "savings_status": "<100", "employment": "1<=X<4", "installment_commitment": 2.0, "personal_status": "female div/dep/mar", "other_parties": "guarantor", "residence_since": 3.0, "property_magnitude": "real estate", "age": 64.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' > 0.500", "cat__purpose_b'new car' <= 0.500" ] }, { "id": 982, "label": "good", "prediction": "good", "features": { "checking_status": ">=200", "duration": 21.0, "credit_history": "existing paid", "purpose": "new car", "credit_amount": 2923.0, "savings_status": "100<=X<500", "employment": "1<=X<4", "installment_commitment": 1.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 1.0, "property_magnitude": "car", "age": 28.0, "other_payment_plans": "bank", "housing": "own", "existing_credits": 1.0, "job": "high qualif/self emp/mgmt", "num_dependents": 1.0, "own_telephone": "yes", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' <= 0.500", "num__duration <= 26.500", "cat__credit_history_b'all paid' <= 0.500", "cat__other_parties_b'guarantor' <= 0.500", "num__credit_amount > 1381.500", "num__credit_amount <= 9899.500" ] }, { "id": 995, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "furniture/equipment", "credit_amount": 1736.0, "savings_status": "<100", "employment": "4<=X<7", "installment_commitment": 3.0, "personal_status": "female div/dep/mar", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "real estate", "age": 31.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "unskilled resident", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age <= 31.500", "num__duration <= 34.500", "num__credit_amount > 475.500", "num__credit_amount <= 10646.500" ] }, { "id": 997, "label": "good", "prediction": "good", "features": { "checking_status": "no checking", "duration": 12.0, "credit_history": "existing paid", "purpose": "radio/tv", "credit_amount": 804.0, "savings_status": "<100", "employment": ">=7", "installment_commitment": 4.0, "personal_status": "male single", "other_parties": "none", "residence_since": 4.0, "property_magnitude": "car", "age": 38.0, "other_payment_plans": "none", "housing": "own", "existing_credits": 1.0, "job": "skilled", "num_dependents": 1.0, "own_telephone": "none", "foreign_worker": "yes" }, "decision_path": [ "cat__checking_status_b'no checking' > 0.500", "cat__other_payment_plans_b'none' > 0.500", "num__age > 31.500", "cat__employment_b'<1' <= 0.500", "cat__purpose_b'repairs' <= 0.500", "num__existing_credits <= 2.500" ] } ]