| ,loan_amnt,int_rate,installment,annual_inc,dti,delinq_2yrs,inq_last_6mths,open_acc,pub_rec,revol_bal,revol_util,total_acc,collections_12_mths_ex_med,acc_now_delinq,tot_coll_amt,tot_cur_bal,chargeoff_within_12_mths,delinq_amnt,mort_acc,pub_rec_bankruptcies,tax_liens,mths_since_last_delinq,mths_since_last_record,mths_since_last_major_derog,mths_since_recent_bc_dlq,mths_since_recent_revol_delinq,mths_since_recent_inq,mo_sin_old_il_acct,mo_sin_old_rev_tl_op,mo_sin_rcnt_rev_tl_op,mo_sin_rcnt_tl,mths_since_recent_bc,num_accts_ever_120_pd,num_actv_bc_tl,num_actv_rev_tl,num_bc_sats,num_bc_tl,num_il_tl,num_op_rev_tl,num_rev_accts,num_rev_tl_bal_gt_0,num_sats,num_tl_120dpd_2m,num_tl_30dpd,num_tl_90g_dpd_24m,num_tl_op_past_12m,pct_tl_nvr_dlq,percent_bc_gt_75,tot_hi_cred_lim,total_bal_ex_mort,total_bc_limit,total_il_high_credit_limit,avg_cur_bal,bc_open_to_buy,bc_util,max_bal_bc,total_rev_hi_lim,open_acc_6m,open_act_il,open_il_12m,open_il_24m,mths_since_rcnt_il,total_bal_il,il_util,open_rv_12m,open_rv_24m,all_util,total_cu_tl,inq_fi,inq_last_12m,acc_open_past_24mths,default,mths_since_last_record_missing,mths_since_recent_bc_dlq_missing,mths_since_last_major_derog_missing,mths_since_recent_revol_delinq_missing,il_util_missing,mths_since_rcnt_il_missing,all_util_missing,total_cu_tl_missing,inq_last_12m_missing,open_acc_6m_missing,open_act_il_missing,open_rv_24m_missing,open_rv_12m_missing,open_il_24m_missing,open_il_12m_missing,total_bal_il_missing,max_bal_bc_missing,inq_fi_missing,mths_since_last_delinq_missing,mths_since_recent_inq_missing,num_tl_120dpd_2m_missing,mo_sin_old_il_acct_missing,emp_length_missing,credit_history_months,fico_score,loan_to_income,installment_to_income,emp_length_years,term_months
|
| loan_amnt,1.0,0.14133784096188368,0.9533520261495135,0.31733653090456815,0.03235861188362822,-0.0029424873384975886,-0.01546546973701249,0.1861792666402291,-0.06673357971977772,0.31893071200344053,0.10937862700914207,0.20887639662925503,-0.019455815990354484,0.001493345535834776,-0.003000762101361294,0.31297743157571417,0.0004963112953451727,0.0004979689398551938,0.22469964713961035,-0.09530529607813772,0.007421094289661779,-0.01743607228184083,0.005921615943680157,-0.0026092635373087115,-0.019812180256363925,-0.01935819050020801,0.004457714830801787,0.11786883063218705,0.16393743751775638,0.050273286419786595,0.02834312945117352,0.03580887254272831,-0.04369539497491275,0.19482932734437033,0.1519670311772204,0.21313594880978148,0.195820350293082,0.07908493898501891,0.1665323607596115,0.16955672108520747,0.15128338648800665,0.18143794339787428,0.00042545785247344244,0.002311765194903223,-0.01852780305122144,-0.018779589971610253,0.08104168671724346,0.02238769528003346,0.3323866102344808,0.27547646337831594,0.3696446445025756,0.19956066936453742,0.22971131420234905,0.19889187243696485,0.05074681505860932,0.2324992195580839,0.3117798512979178,-0.009477914604455608,0.019050766436323606,0.00022690335402851194,0.01933182445230826,-0.006977321461174375,0.09965579776528478,-0.05116845556457858,-0.02232694230439948,-0.010722634739485962,0.005014766371254868,0.04267655101774398,0.005103912709058546,0.01134734754526664,0.011255916078722398,0.06480644682028097,0.09177002891135871,0.014123056071457363,0.05002929301065967,0.010229045736779472,-0.0050091189459878175,-0.008947081087314682,-0.0023859959154331643,-0.0023747108732487285,-0.0023747108732487285,-0.0023747108732487285,-0.0023798210283450237,-0.0023798210283450237,-0.0023798210283450237,-0.0023798210283450237,-0.0023798210283450237,-0.0023798210283450237,-0.0023798210283450237,-0.0023798210283450237,0.01344069783970852,-0.03727101127425751,-0.038520345944810505,-0.08582020994128332,-0.08377012885689912,0.16033678550360653,0.10135645574396855,0.5542964421733402,0.47525960451297083,0.062432007404577515,0.38115595309505024
|
| int_rate,0.14133784096188368,1.0,0.1536446296085488,-0.07304113693991474,0.1478614498733218,0.0482397217251242,0.21483896983763087,-0.005170743537640117,0.05272143066816807,-0.028369192149043317,0.24241954596641538,-0.043545638032793876,0.014555156874029227,0.01645609843506438,0.0033538338649450957,-0.08072266936414181,0.01162978375614638,0.00469473422249252,-0.0797986801874681,0.05823124808450871,0.01175700214980794,-0.011871574179055544,0.003328640777719095,-0.010770606098353768,-0.0004639246951936705,-0.00048131594605599034,-0.1463725421277973,-0.06971937592869597,-0.13349781501702682,-0.10315688854603346,-0.1228291749123958,-0.08111812134789124,0.045595156826755606,0.02418036253792255,0.08617434097770589,-0.05174392399378799,-0.07970055304950432,0.010778606514003957,-0.006606412424128177,-0.05377745056529571,0.08582595040674122,-0.009257358450009827,0.005875534145229219,0.013631131447233755,0.027878573948914857,0.20554448895850772,-0.06588293648007688,0.24553049638124835,-0.11419779776758762,0.00484943689966372,-0.22422270269586575,-0.0032770222459976503,-0.07970319186940228,-0.2742643503863066,0.2479517515188813,-0.029142322823170717,-0.15787289561151208,0.11380269946343695,0.026947052391800057,0.1236052114806195,0.11524750815486302,-0.06392078714054152,0.02963709733908717,0.09323320204770046,0.10136948069595714,0.1055429680247722,0.18465562655086357,0.01849918080558211,0.10259603309421175,0.13565421362566452,0.188834399040645,0.25833376202889446,-0.06389448947731562,-0.04590232789333087,-0.07371701288173053,-0.04982253798206329,-0.03072432757297521,-0.015996749584205723,-0.017472624721576666,-0.017496424799280565,-0.017496424799280565,-0.017496424799280565,-0.017494852562067367,-0.017494852562067367,-0.017494852562067367,-0.017494852562067367,-0.017494852562067367,-0.017494852562067367,-0.017494852562067367,-0.017494852562067367,-0.07033835218835076,-0.11164854221557903,-0.008042169709865227,-0.014875173888621427,0.006255186817357524,-0.11785540585079624,-0.4048559293707863,0.2479553250791665,0.26304539485516204,-0.002685200077485682,0.41685074917664794
|
| installment,0.9533520261495135,0.1536446296085488,1.0,0.30783439210076485,0.03579242636607301,0.006762112838718139,0.006580385585620208,0.17647065720103425,-0.05523121592544238,0.306930996790066,0.1276396586243301,0.18587572301491515,-0.01595694027375342,0.00414971395095303,-0.0025408255401036654,0.28366659900177577,0.0027483916174276747,0.0014609185050686966,0.19302136178176044,-0.08745217477976618,0.014354431338912248,-0.020538618416121753,0.0003434364572981971,-0.005443272802962611,-0.020166435717152875,-0.02002752144400051,-0.007759624674202603,0.09776400059694297,0.14419627307478053,0.03687524239790064,0.01976633122531439,0.023963272884195308,-0.03480891195325828,0.1980555785138666,0.15948744510942528,0.2063769169816602,0.18366644617921282,0.06363376841982252,0.16300864389309855,0.15829383481093287,0.15861695766472733,0.17108287657258867,0.0013277553274453815,0.004490680911036681,-0.012749488685426528,0.0012105163936805457,0.06340337230792126,0.041563911239704064,0.300834169151946,0.2608527910842726,0.3386474737027541,0.18552072705872483,0.20460114944872906,0.1671109868003804,0.07190328375716484,0.22868672020054132,0.2874955734245878,0.0017908714138043457,0.020530176326159142,0.0060381933174484,0.028267591381931776,-0.005671630463197405,0.09797102523056475,-0.048887657325031114,-0.005412964954200776,0.007837370161457536,0.021893439187282593,0.04243220277454669,0.012896525936979047,0.02437143005830639,0.025058155034151805,0.05087260690313718,0.08023462057767788,0.004953826273973949,0.03686899788296969,-0.001550216389501159,-0.017419676907186387,-0.021724252557623547,-0.016394138046250128,-0.01639627125099131,-0.01639627125099131,-0.01639627125099131,-0.01639876543856358,-0.01639876543856358,-0.01639876543856358,-0.01639876543856358,-0.01639876543856358,-0.01639876543856358,-0.01639876543856358,-0.01639876543856358,-0.00012362204587185375,-0.046575510334273484,-0.03927213202982746,-0.08375931695490653,-0.07511043729629878,0.14139155726611552,0.051553791999328615,0.5270724458994871,0.5330623157390558,0.05295516051684886,0.14297739333238474
|
| annual_inc,0.31733653090456815,-0.07304113693991474,0.30783439210076485,1.0,-0.14318449335958547,0.042138892957092756,0.03291045922347965,0.13801843920873882,-0.005367317811805208,0.29347425804939786,0.035981714355656176,0.1791284494157446,-0.004305483471431488,0.013756411435126698,-0.0004083671311067892,0.40154489541680394,0.009757806064243455,0.0068713347158190505,0.21620501577029755,-0.04508975152544389,0.0388084464176368,-0.02516313707364925,-0.026302032486915036,-0.012470474700824805,-0.01746288879370914,-0.016177359567910193,-0.03441603277616349,0.11054530066068337,0.13252299946637683,0.03226869854849797,-0.024738795698257907,0.027698838347122428,0.01897408176179831,0.1061629549241839,0.07461734972205397,0.12420180589032613,0.12729432706996568,0.10308627149610013,0.08084484676237474,0.10282256072990102,0.0734191281575802,0.13401185001838317,0.006414734390656099,0.011675048635103727,0.009345471053333143,0.05331418259426054,-0.008909026335222099,-0.016870408742873422,0.41485877155757317,0.321577541392875,0.2724846682525055,0.2669619949326634,0.3109524167628577,0.1606244562115635,-0.004199373641460955,0.1862256317670933,0.27756311563348607,0.027835612168774535,0.0534258305100467,0.05174276675002737,0.08260935905719449,-0.03758932054816279,0.14810444418168453,-0.03271602554025431,0.003404374864635729,0.0019591950547309116,0.005100596373417998,0.042373273700163576,0.040346084828909876,0.04750242185263936,0.058430011027942194,-0.04280032775234389,0.027332117591128514,-0.033260565461946064,-0.01740799687046369,-0.03546999414918132,-0.04165026397025783,-0.03959614401127574,-0.03236968091869761,-0.03240729297330233,-0.03240729297330233,-0.03240729297330233,-0.03240834322937805,-0.03240834322937805,-0.03240834322937805,-0.03240834322937805,-0.03240834322937805,-0.03240834322937805,-0.03240834322937805,-0.03240834322937805,-0.05037300986516325,-0.042057038243413954,-0.004595718992150212,-0.055795642661671474,-0.09632072613799432,0.1414505978354445,0.07205293285501645,-0.23881669163120697,-0.2582428249092183,0.0407445371904734,0.05145699949630635
|
| dti,0.03235861188362822,0.1478614498733218,0.03579242636607301,-0.14318449335958547,1.0,-0.008392137633221608,-0.0060018179978347155,0.2258200162783433,-0.03173780157291212,0.11085508818805276,0.1416951031932868,0.1741153907586027,-0.0023778213263953127,0.0032179094087286773,-0.0025396246298738105,0.01216465112232612,-0.0028856939746525726,-0.004182991351754523,-0.024832093906553623,-0.017371238233394953,-0.023900259594071764,0.003706025299245189,0.025779975283055884,0.011318226544549382,0.0033801929501190184,0.0009112834963403737,0.006716472107468861,0.03292596771322295,0.03607207983303989,-0.012931785888127167,-0.06741066808949428,-0.0007473486949003479,-0.02665464578871466,0.1318875366210818,0.19358901622892316,0.08362601713620653,0.055198705965682694,0.17690792163185298,0.14099464136086973,0.10272613042545936,0.19559099059515495,0.21860101710552837,-0.0035600449280706365,0.006124066843041719,-0.01024148323403723,0.07094562094139559,0.06479153319439235,0.12966235482729332,0.020492132917704017,0.22907198755933772,0.031054805651521463,0.256361874273458,-0.07804991033114116,-0.0536899056291199,0.1412662374520292,0.07174041256414711,0.0593324180418783,0.021711315345250226,0.13448429501160725,0.08762941084679704,0.1359737683549373,-0.10918100833054016,0.14804632982435298,-0.014888658615125241,0.004438102774588368,0.024141601485556743,0.12419748501545647,0.08179075577310302,0.04370068589009936,0.026347941032807215,0.121736159740167,0.08395502090743072,0.028553874109683547,0.018970525078534504,0.02489510088813406,0.012260361080668861,-0.10632986267325374,-0.054897359020650724,-0.0371047457838384,-0.03703469599139011,-0.03703469599139011,-0.03703469599139011,-0.03703503045679526,-0.03703503045679526,-0.03703503045679526,-0.03703503045679526,-0.03703503045679526,-0.03703503045679526,-0.03703503045679526,-0.03703503045679526,0.01729907250366861,-0.07071351426916338,-0.04452461498073362,-0.14376952713977104,0.05553490631378659,0.03845378971115022,-0.06204724637386574,0.2590407097205034,0.26204469452551055,0.03473502976610352,0.06037385107546659
|
| delinq_2yrs,-0.0029424873384975886,0.0482397217251242,0.006762112838718139,0.042138892957092756,-0.008392137633221608,1.0,0.02375153300644604,0.05256662351090581,-0.021099944876125695,-0.028396403892941572,-0.011076086153889834,0.11932653706928077,0.07088033104489326,0.12155177722236751,-2.2751514610409735e-05,0.05936712537718161,0.14079172574516363,0.030268994648495688,0.07468319577980581,-0.047652387825135506,0.010980736096736951,-0.47246693109484167,-0.027788872471941457,-0.34859256563226354,-0.3407562177317834,-0.38342802835858614,-0.023700396573974044,0.07890470326766168,0.0801974287847957,0.031887059255032345,0.024110788516051154,0.058326949517725483,0.21759406053861835,-0.04072184093817833,-0.003645167310664839,-0.031064382740310825,0.03337385858917878,0.08523323854602591,0.009435907991564624,0.07862884841328038,-0.007366543993636478,0.04812367230151318,0.04579567660834056,0.10142980928986813,0.65137325662482,-0.023277929017513833,-0.4438924873865345,-0.01036819388863964,0.060168793482064,0.03347222468076138,-0.07381908470756927,0.06387002437224576,0.04721131075959793,-0.051310940005041154,-0.009315130533839346,-0.03171402630260507,-0.040965466042096534,0.0010808900358764036,0.04457697987488614,-0.00789076014114011,-0.012919624775665555,0.011379431716849837,0.03559442187411863,-0.006460883574712099,-0.01141254294620705,-0.027445286397945464,0.01575934519430324,0.013332043224357855,0.012609966142941093,0.01789168104435287,-0.051480895889341884,0.019264711306189918,0.030927998189728672,-0.30980732530182686,-0.2407240720796247,-0.3509960795402994,-0.01764976149839832,-0.01444997404757532,-0.010574186414137723,-0.0105631493742579,-0.0105631493742579,-0.0105631493742579,-0.010562358866157485,-0.010562358866157485,-0.010562358866157485,-0.010562358866157485,-0.010562358866157485,-0.010562358866157485,-0.010562358866157485,-0.010562358866157485,-0.35566308291649396,-0.03006670710676471,-0.011021750521928613,-0.05560909023322806,-0.017020995949342272,0.08568067327590072,-0.1747181517830512,-0.05970847762982929,-0.05146688198081235,0.01583598337571316,-0.00909649367252115
|
| inq_last_6mths,-0.01546546973701249,0.21483896983763087,0.006580385585620208,0.03291045922347965,-0.0060018179978347155,0.02375153300644604,1.0,0.13488975069680617,0.060641466086081605,-0.011105820775796874,-0.08329119030226828,0.15009618568819383,0.011369324022570345,-0.004688039541288992,0.0036483541479432682,0.02374708376081964,0.01131463347115463,0.0009285896689847904,0.04129903883548466,0.07384350106729809,0.009386684488493677,0.01602856148308147,-0.034842999402952525,-0.010968352703863852,0.02016925744772341,0.021977788297218855,-0.5226186770709522,0.01454954730898646,-0.002422994906758434,-0.18264018876256238,-0.21736109063623946,-0.12483153416141725,0.04375555039691753,0.06891471387890422,0.12013353811485773,0.11535726566486186,0.12461797889930366,0.06126695001745816,0.13463971393426155,0.14875858326113728,0.10136459993747442,0.1327919294426545,0.00045708703282262196,-0.006562825868511837,0.028242606425289626,0.306509414809597,-0.028258766489322497,-0.06535590130990779,0.025114670656660724,0.03279085929672801,-0.006742654802370323,0.039794668357736575,-0.026453222792930824,0.009924709344394083,-0.06877443601901143,-0.042002593783961206,0.01447951929818348,0.2498317857184189,0.007301257491974825,0.099755035998583,0.05203349542603151,-0.05945066454611183,0.01846741244891699,0.04666518600977512,0.1828578700090054,0.15194042923893766,-0.02468030704142567,-0.004865707318229638,0.12430891913368003,0.2763380830747255,0.25686379702935647,0.06479294830281342,-0.07383501872628483,-0.030579619240189076,-0.0726819153021862,-0.026520710722802366,0.03962937873417044,0.05229126824756374,0.056137546933425216,0.05616098567019325,0.05616098567019325,0.05616098567019325,0.056162475610378876,0.056162475610378876,0.056162475610378876,0.056162475610378876,0.056162475610378876,0.056162475610378876,0.056162475610378876,0.056162475610378876,-0.036069897611546775,-0.17342328352189154,0.13441035245928415,0.02175020399697121,-0.0055253072533528215,0.0008807830698583919,-0.08699046556312633,-0.06459949642089194,-0.042971941231997275,-0.0013319207146786046,0.020463204433428875
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|
| mths_since_recent_revol_delinq,-0.01935819050020801,-0.00048131594605599034,-0.02002752144400051,-0.016177359567910193,0.0009112834963403737,-0.38342802835858614,0.021977788297218855,-0.024997575931112355,0.057453319496654824,-0.025432382250332643,0.011274776084935484,0.005937852960120574,-0.004865444292354747,-0.09903960237799161,0.012953069384023855,-0.027189968289640425,-0.04107141162845372,-0.0022047814293647936,-0.006850719159029714,0.05888139760359066,0.007407627984174251,0.6754609444534138,-0.04337025483937195,0.34345237201122863,0.7542960818976907,1.0,-0.010800121315368368,0.007323058446441153,0.01041437541248538,-0.03555622024893766,-0.040202068925584214,-0.04726658181835835,0.14653970550962964,0.0012905213498001717,-0.0014208055407674578,-0.00880388603951551,0.025756308840823465,0.00694571082367328,-0.022037038475217523,0.004065618135888252,-0.002698297238141244,-0.02584258776734104,-0.026610528670325716,-0.09301136808027052,-0.10508071612920127,0.06565537350958998,0.002937792017118491,0.011093286881052466,-0.034468886113225954,-0.01326369569008007,-0.03717046765297406,-0.011175904096717914,-0.014385598498865143,-0.03222545821668527,0.016000747768062113,-0.009519610711026189,-0.03452596414011086,0.025003122606374703,-0.0067451282929020485,0.024015625919421257,0.023811443386557916,-0.011488275223296929,-0.00045091902951613225,0.022780893030182457,0.03033340974583602,0.03646038602254707,0.017966963192315222,-0.0035456418926645174,0.015535494419649541,0.016492173854192185,0.07722443758328972,-0.005611238589522787,-0.06399170825600566,-0.09846943066704479,-0.17214091478750274,-0.102089545538309,0.0028542214506836997,0.0032862859080149964,0.0040225854171490796,0.004014661020669053,0.004014661020669053,0.004014661020669053,0.004014816037344223,0.004014816037344223,0.004014816037344223,0.004014816037344223,0.004014816037344223,0.004014816037344223,0.004014816037344223,0.004014816037344223,-0.07152906975376559,-0.025473522980103372,0.003170905344438545,-0.008385586907495999,0.01674820733716402,0.0038724395702853117,-0.014079998670206319,-0.0005104277360700881,-0.000609476564010255,0.010867980859472687,5.998029087317745e-05
|
| mths_since_recent_inq,0.004457714830801787,-0.1463725421277973,-0.007759624674202603,-0.03441603277616349,0.006716472107468861,-0.023700396573974044,-0.5226186770709522,-0.08125074579164854,-0.04163246274891186,0.010004655327104086,0.07973447695570356,-0.09969160132647127,-0.0077789630670060264,0.00447683831135608,-0.004626778916119646,-0.03850085448098146,-0.005533633123307094,0.0015416788829384685,-0.042822880388257885,-0.04837199266093331,-0.008174999622587982,-0.006735425881102293,0.024741704332735842,0.007685642509929515,-0.00834463628406606,-0.010800121315368368,1.0,-0.0135309842643893,0.001615168109789607,0.11549219852325274,0.16857032517781154,0.07204864373044202,-0.04032661635728239,-0.02145322568066403,-0.05336651432273032,-0.05623900336200678,-0.06226929427525187,-0.05834378218672566,-0.07522186844594994,-0.08365852753108298,-0.044432886536988764,-0.08365967713232894,0.0007696829299888907,0.005228186914827677,-0.020135345614021888,-0.24909302448109763,0.024747871812322044,0.06981783133535852,-0.03883212542045243,-0.038006819104269556,0.006227427489312557,-0.04611870099845221,-0.004614157509160657,-0.015063699703820467,0.07260000448281204,0.02501555274717258,-0.01225686287575075,-0.17386051561248275,-0.02117491333137615,-0.09878332219189807,-0.07008554087463088,0.0463326575237668,-0.03975638932544402,-0.04288914111472813,-0.13055000008900464,-0.09856098075212409,0.01301848189380918,-0.026415201299389263,-0.13637725400754072,-0.2984159486719494,-0.16946497609754882,-0.047226009177325584,0.050144688088927726,0.024057766469399673,0.05263791057171583,0.021496903540350408,0.016469641772715544,0.014358079945596016,0.011595574536525356,0.011615156389059545,0.011615156389059545,0.011615156389059545,0.011612973353134765,0.011612973353134765,0.011612973353134765,0.011612973353134765,0.011612973353134765,0.011612973353134765,0.011612973353134765,0.011612973353134765,0.035050918012223646,-0.10468814956780995,-0.0801905802359151,-0.02228389735544459,0.003840039881860581,-0.0017207507734187167,0.05558416736312415,0.05277851046592842,0.04056062463209557,0.0030183879435362014,-0.02336095456351932
|
| mo_sin_old_il_acct,0.11786883063218705,-0.06971937592869597,0.09776400059694297,0.11054530066068337,0.03292596771322295,0.07890470326766168,0.01454954730898646,0.12767432001358792,0.04036291901388742,0.09395090301853723,0.057964050270082064,0.3201292748350613,0.008318110152975953,0.01609587934591929,0.003878255966365604,0.16575537931580298,0.018031255386007194,0.0035154389136263097,0.1861064241178389,0.03655072210356722,0.016893725388499536,0.015015229013885582,-0.025221215993165104,-0.00992535681430579,0.00459552267736906,0.007323058446441153,-0.0135309842643893,1.0,0.21156488538444151,0.03271235893301613,0.011658029764676522,0.04977572410650484,0.10763124874671974,0.033359390869724795,0.06348649741423941,0.03358261718211071,0.11355717587429784,0.32513395345345475,0.058621431286329476,0.14049126589665498,0.0628252274234769,0.12900137698877667,0.005356242485622697,0.013252241239963417,0.050461998381176626,0.014397449964830842,-0.10055813963274067,0.04507083626903041,0.16925368909313507,0.19417456088002727,0.08084614322435021,0.1973983179527515,0.11219617187755866,0.027636815023660014,0.05075181825544108,0.06352502533518882,0.0836563418241813,0.012256308905681447,0.0862338901594412,0.028436295991266666,0.02303186022827425,0.03508772888604339,0.1215824346049904,-0.0033888055142377487,-0.008804622835316878,-0.022334643818820256,0.0375133475274731,0.05764375605938483,0.003117547932277672,0.006441327989297026,0.00033193887220482046,-0.025876018798828032,-0.04745547125831925,-0.07736987061546322,-0.12317376028826414,-0.08516785682396262,0.016734341751426834,0.024611676816913217,0.023214898049386614,0.023230620125684335,0.023230620125684335,0.023230620125684335,0.02322485713512947,0.02322485713512947,0.02322485713512947,0.02322485713512947,0.02322485713512947,0.02322485713512947,0.02322485713512947,0.02322485713512947,-0.14779702720231946,0.004997907954609481,0.028944236171536377,0.017107164548083437,-0.003593030321838837,0.3423320579340397,0.017404812963785193,-0.036412628341384694,-0.06349129725152508,0.11346914923597821,0.05615646088387529
|
| mo_sin_old_rev_tl_op,0.16393743751775638,-0.13349781501702682,0.14419627307478053,0.13252299946637683,0.03607207983303989,0.0801974287847957,-0.002422994906758434,0.13687497013854438,0.0499641323880592,0.21913296916622768,0.00681286872215665,0.2775541841372487,-0.005926150975433547,0.028540946327843496,0.006909228267047063,0.1836077464443365,0.035547943997821345,0.008006461868593315,0.29250399355503964,0.052212057727168436,0.020233952137453434,-0.015507511556151609,-0.055867470411715865,-0.010260697808647922,0.010587727255626183,0.01041437541248538,0.001615168109789607,0.21156488538444151,1.0,0.06873857521739929,0.03768147385534713,0.11326508044917319,0.08246425902553502,0.12937049723938499,0.16033044189796664,0.16340946870532605,0.3119138738269769,-0.018597987224602774,0.19647135374696204,0.36023429637865195,0.15686140731440193,0.13271439399589255,0.009797362176974581,0.02419607026721149,0.033337951160337685,-0.017059897564445894,-0.09215088937457105,0.006355601890889514,0.21175901965465702,0.10501966873978721,0.26357946335074794,0.026030893553937385,0.12969313096234214,0.1786635040278337,-0.007903871724425596,0.13758020898791284,0.25293211310144126,-0.002843112558318482,-0.05579682261823103,-0.0034613187388600974,-0.01699685765386954,0.025464585206152066,0.0035554436767927778,-0.053975385722259274,-0.016200787205796832,-0.03608383590139292,-0.052810843145580134,0.025138995393971766,-0.027393549814745823,-0.026393018040506925,-0.0488917612089372,-0.048805918350421536,-0.0576982994713581,-0.1410867758444053,-0.10474818949675382,-0.15487475228642167,0.02378784902332071,0.012383872047015179,0.01605010325951348,0.016036364890017935,0.016036364890017935,0.016036364890017935,0.01603552526713941,0.01603552526713941,0.01603552526713941,0.01603552526713941,0.01603552526713941,0.01603552526713941,0.01603552526713941,0.01603552526713941,-0.12757869697079854,0.006499252131552291,0.01463376244036207,-0.04963421222215076,0.1529009746727479,0.8989046265971952,0.11068069413875672,0.0008484685429265592,-0.0264808763119425,0.22428383823870102,0.03354374366730144
|
| mo_sin_rcnt_rev_tl_op,0.050273286419786595,-0.10315688854603346,0.03687524239790064,0.03226869854849797,-0.012931785888127167,0.031887059255032345,-0.18264018876256238,-0.22253645525230917,-0.0559945206762818,0.028446939414780787,0.16988955717317217,-0.15717378008185245,-0.009225578018497688,0.0028073086230727684,-0.003588967915286837,0.04400090148873067,0.000815368666204714,0.0034075048646557975,0.030811940930112316,-0.07582225006647088,-0.0007748524717579153,-0.04787464104908592,0.012003577797454663,-0.03862967665907622,-0.043189489775593094,-0.03555622024893766,0.11549219852325274,0.03271235893301613,0.06873857521739929,1.0,0.6118654523388062,0.586526294811238,-0.025595117769117905,-0.1493604614202509,-0.22628582355604143,-0.1860698091655978,-0.17262885684019985,-0.009968071496136797,-0.27810192528790734,-0.2350847752242964,-0.22378421751042152,-0.22887012479712845,0.005465346723368211,0.0012603735783818463,0.017457796221470347,-0.40841865088950646,-0.03463542575806441,0.11559437759802756,0.03400372333153782,0.020882164885779837,-0.01555216109384541,0.011318240290277882,0.16445358689381676,-0.060447043541433265,0.11680595019686213,0.06067697365139149,-0.04211054814832401,-0.2341608901925765,-0.0032708605964209894,-0.03358310092024063,-0.035709291982125455,0.035214787384592876,-0.0012888985008719296,-0.028959926167756368,-0.29465332923220305,-0.2828976236496484,0.0704280930325875,-0.009797277570444301,-0.04496966548210369,-0.10774286618522623,-0.3985812785297259,-0.051021016661951545,0.07435978442592468,0.006943225499024893,0.03263277876229682,0.012825760012429422,0.006204944654527832,0.0006011920119766856,-0.0008947476743420147,-0.0011494109662960668,-0.0011494109662960668,-0.0011494109662960668,-0.0011548702080579855,-0.0011548702080579855,-0.0011548702080579855,-0.0011548702080579855,-0.0011548702080579855,-0.0011548702080579855,-0.0011548702080579855,-0.0011548702080579855,0.011259515883698423,0.15577877614064817,-0.0871838880352555,-0.05024819138232034,-0.0016489372425344305,0.06007224592503708,0.0910866008708959,0.021015522642035326,0.005884558332936564,0.016170580512091554,0.0015512828987585576
|
| mo_sin_rcnt_tl,0.02834312945117352,-0.1228291749123958,0.01976633122531439,-0.024738795698257907,-0.06741066808949428,0.024110788516051154,-0.21736109063623946,-0.21371444693115113,-0.050192946293832974,0.03138013683300631,0.1553076184457692,-0.19541061950488867,-0.006943926018788883,0.0021194070005235966,-0.002922830644604877,-0.05780418471455502,0.000767749770213324,0.0036224562581672237,-0.043913269046085834,-0.061959884168719545,-0.005258630307552242,-0.04770351131246586,0.015067101016664445,-0.037491995489293974,-0.041567378498573296,-0.040202068925584214,0.16857032517781154,0.011658029764676522,0.03768147385534713,0.6118654523388062,1.0,0.3676992482052347,-0.0326631620366029,-0.07750011466446015,-0.14448036809741197,-0.11948362758420994,-0.11663535236088851,-0.1230214863826916,-0.1912452423435185,-0.17013509027902246,-0.1404213091285454,-0.22019800307492657,0.005948978192637581,0.000596152324103953,0.015857132840776705,-0.4946880879868301,-0.02794384245904955,0.11447528497454536,-0.05900715970296562,-0.0787109809076407,-0.0009776729861244282,-0.10903467647321918,0.03815677399584671,-0.0497700976948365,0.12015748604267419,0.04345608037283039,-0.028080986302425146,-0.2976061013632627,-0.062698061877438,-0.17706860658462764,-0.16534417732280168,0.1729418066689836,-0.0757511270232503,-0.08642168490043269,-0.2373598602943672,-0.2083271152484683,0.010110642779557042,-0.05451693429649786,-0.09032675898760956,-0.15127944919110337,-0.4348847484269515,-0.05213091608509992,0.06532031846660745,0.013970048213973152,0.04237449276283502,0.017037059555467426,0.06614204960613672,0.037907512699237055,0.02349361990587534,0.023271984995282356,0.023271984995282356,0.023271984995282356,0.023272919529827237,0.023272919529827237,0.023272919529827237,0.023272919529827237,0.023272919529827237,0.023272919529827237,0.023272919529827237,0.023272919529827237,0.02858414819315188,0.21621914607653958,-0.08772065101759337,0.00684727134350585,0.01767294000859217,0.02959622970005724,0.060069410797783405,0.07747199274481917,0.06785656234069835,-0.002543013669288829,-0.022806389951542178
|
| mths_since_recent_bc,0.03580887254272831,-0.08111812134789124,0.023963272884195308,0.027698838347122428,-0.0007473486949003479,0.058326949517725483,-0.12483153416141725,-0.19028449164802935,-0.041093003809825904,0.033025014449312454,0.13645640231152184,-0.11197801140801489,-0.006160969584475464,0.00943472002234562,-0.0013269201962983516,0.05388021015085479,0.00869165970798072,0.0036272285774949517,0.05756770282273519,-0.056603615222580436,0.000795105029472608,-0.0601395666198558,0.014769487836247826,-0.049997204144072466,-0.04617799778484737,-0.04726658181835835,0.07204864373044202,0.04977572410650484,0.11326508044917319,0.586526294811238,0.3676992482052347,1.0,-0.008083229125313457,-0.23567680072736683,-0.19322000260324634,-0.27274680968110265,-0.21119141862420487,-0.002365365205051128,-0.23427993826478452,-0.17898205376949317,-0.19037349345718882,-0.19570517688372568,0.007939759900085774,0.0068309218963355746,0.030204440178959683,-0.30108967797534625,-0.053040411865187057,0.1483165347752835,0.04331121806950459,0.02356023034035474,-0.07695218964013625,0.01101208165227174,0.1527435087183374,-0.10701990594109874,0.14124318477851472,0.04490436867799922,-0.03809544674787547,-0.15993978367193842,-0.010114236582923727,-0.020341644288365938,-0.0345403230876143,0.026478591292603854,-0.0034795049320127057,-0.019475307439177848,-0.2261814328519643,-0.2408035474427373,0.06050630139210715,-0.002402336260193897,-0.03732971401225616,-0.08190684889248835,-0.33195125863634795,-0.048928142260197656,0.05368352460337225,-0.010677416338495501,0.004792306621350978,-0.02063517818851166,0.02516607593886286,0.019877777645570943,0.02000151823075181,0.01990556253611684,0.01990556253611684,0.01990556253611684,0.019902344508911176,0.019902344508911176,0.019902344508911176,0.019902344508911176,0.019902344508911176,0.019902344508911176,0.019902344508911176,0.019902344508911176,-0.020964830385886184,0.09906644027154966,-0.07309009594880507,-0.04475469511900027,0.010807635244579599,0.10094189140034092,0.06444956336535083,0.011051562917910037,-0.0019084028066933862,0.039334960287576604,0.0032738350809780503
|
| num_accts_ever_120_pd,-0.04369539497491275,0.045595156826755606,-0.03480891195325828,0.01897408176179831,-0.02665464578871466,0.21759406053861835,0.04375555039691753,0.028699618816352176,0.02985780481304049,-0.07577806792941172,-0.03130287970457427,0.14978988197065388,0.04517458737920856,0.023758472753593243,0.031149881573181725,0.020103804305522482,0.12541834645381417,0.018654907825261354,0.07641161987607081,-0.01705904546442707,0.015443284613069224,0.04413632027596424,-0.07107437375317864,-0.07329928832376509,0.138149308120485,0.14653970550962964,-0.04032661635728239,0.10763124874671974,0.08246425902553502,-0.025595117769117905,-0.0326631620366029,-0.008083229125313457,1.0,-0.050071822818388206,-0.02549198916373609,-0.06409010778645342,0.07376939527028939,0.12783609207425575,-0.013160146709756836,0.08688887559804688,-0.01960718560671636,0.024853154579680566,0.0372178516807139,-0.001946682872435538,0.312670215688485,0.0818909458049514,-0.5729395488722732,-0.03271445091168046,0.011953483361031034,0.01938239725327501,-0.12268602476600764,0.050324572759678374,0.02363355059567899,-0.07396562947411618,-0.028162233623238504,-0.06060883077230418,-0.08819314494069487,0.04430154640531644,0.06884574570780741,0.01831357102187822,0.031202925860294654,0.01284741445328835,0.05681465136930828,0.053467875173173016,0.05883217426096134,0.05827896557698598,0.05263862210264152,0.01333518892091943,0.05057060576441588,0.058150471347794525,0.07436083025617626,0.012388533813450538,-0.02024514572228578,-0.3495424556347336,-0.6035261250893507,-0.32604737212483176,-0.04295535440960077,-0.04419168068169192,-0.039738134769959986,-0.039747712667557764,-0.039747712667557764,-0.039747712667557764,-0.039746884316520015,-0.039746884316520015,-0.039746884316520015,-0.039746884316520015,-0.039746884316520015,-0.039746884316520015,-0.039746884316520015,-0.039746884316520015,-0.3673505478873975,-0.07468243201785449,-0.10198010499954782,-0.09059415112968884,0.0069871107199403395,0.09770877235752223,-0.1981703515174245,-0.0770875044730267,-0.06805355813422329,0.017982664636977914,-0.014566784436547036
|
| num_actv_bc_tl,0.19482932734437033,0.02418036253792255,0.1980555785138666,0.1061629549241839,0.1318875366210818,-0.04072184093817833,0.06891471387890422,0.5348947292314811,-0.03283211522313884,0.2995744374037902,0.10708717355359615,0.2846114621770685,-0.005727438659557958,-0.004234357580665303,-0.0035471540616593532,0.10494447778596407,-0.00822690159612677,-0.00023442051748922196,0.03854558177132628,-0.058315162703412596,0.010962183866967944,0.01678553812795931,0.00961919275034697,0.02370300257986301,-0.007359544518003191,0.0012905213498001717,-0.02145322568066403,0.033359390869724795,0.12937049723938499,-0.1493604614202509,-0.07750011466446015,-0.23567680072736683,-0.050071822818388206,1.0,0.8082908625748619,0.8270090987846803,0.5794565348626441,-0.02876382302013163,0.6538167512594611,0.44547269329031147,0.8010054083024465,0.5393741512903556,-0.004311005170781117,-0.0020230666095321275,-0.03142197371358673,0.16021225426490024,0.11887943146485958,0.03474300783698644,0.13282094263500663,0.1509497346095708,0.4649279468003351,0.03279636918382507,-0.10978310562107106,0.2387673095005419,0.072202701696101,0.14097704746688544,0.33324855844409784,0.08553293024471535,-0.005873457798158842,-0.0218059357967789,-0.019355225470435434,0.003706399513841321,0.015780413632610586,-0.038405636421294846,0.1686981197265829,0.21319400424977566,-0.015779678917442832,-0.054842990875168515,-0.0018192069331052542,0.033393712723888615,0.21906663998151285,0.041732155921960536,0.050487794416439837,0.02283655848521046,0.043458865568330216,0.03698541935387916,0.01135710413622593,0.01718257715002052,0.017990064547005868,0.018122863295755607,0.018122863295755607,0.018122863295755607,0.018125433054093667,0.018125433054093667,0.018125433054093667,0.018125433054093667,0.018125433054093667,0.018125433054093667,0.018125433054093667,0.018125433054093667,0.049285118826557714,-0.068396371294396,0.024023433911515065,-0.0456111826183006,-0.01593243316522802,0.12069383734618006,-0.11272563542236269,0.05226884853823365,0.04765452651876973,0.0668326252383757,0.0432318689528261
|
| num_actv_rev_tl,0.1519670311772204,0.08617434097770589,0.15948744510942528,0.07461734972205397,0.19358901622892316,-0.003645167310664839,0.12013353811485773,0.6493699304386668,-0.0017113201779666166,0.29537280067537686,0.10401355130894845,0.38595196213957245,0.005740533841520105,0.0034506535494778067,-0.0013510485902921367,0.0959990338424213,0.0007522563762172493,0.0027641260447763363,0.05596427118514465,-0.01270893375881708,0.006810296036449646,0.010800723579004363,0.016086123192875137,0.0212024730910445,0.012615021646345415,-0.0014208055407674578,-0.05336651432273032,0.06348649741423941,0.16033044189796664,-0.22628582355604143,-0.14448036809741197,-0.19322000260324634,-0.02549198916373609,0.8082908625748619,1.0,0.6624638937665108,0.47585362714242213,0.0013209808054241619,0.791314561555888,0.5685989711878967,0.9821572300860696,0.6544176581309917,-0.0032002341294388456,0.005740731796543465,-0.016030805628101632,0.25736049486601276,0.08705786434292452,0.09433967455028786,0.12011070035791926,0.1438321034132615,0.28096044235041207,0.026644608149227502,-0.15182930868990802,0.10260022548439302,0.1209943171606114,0.07743291646888155,0.30906886134346095,0.1334864832923695,-0.006458067027848995,-0.004223535008735539,-0.009388405510367044,-0.008796922514586206,0.013202835965209693,-0.029970819840546965,0.22875185159345982,0.2810191575719265,-0.006890538920805776,-0.004146917546529725,0.0035110946012806084,0.0584256952660551,0.33573482000354904,0.07017622984818324,0.003209318544210711,0.0031249076949070808,-0.008196510903690883,-0.016540508910384888,0.02046252493656612,0.03148714535297224,0.03549377916781074,0.03563368620619233,0.03563368620619233,0.03563368620619233,0.035636773345705045,0.035636773345705045,0.035636773345705045,0.035636773345705045,0.035636773345705045,0.035636773345705045,0.035636773345705045,0.035636773345705045,-0.004767995667845434,-0.09402859336009288,0.08559716743798283,-0.041789802531120156,-0.0018376291056043058,0.15144064889951594,-0.18553704577247426,0.04636951105869237,0.047687596108311324,0.11404893406460079,0.049493713039763826
|
| num_bc_sats,0.21313594880978148,-0.05174392399378799,0.2063769169816602,0.12420180589032613,0.08362601713620653,-0.031064382740310825,0.11535726566486186,0.6116006600735009,-0.03381916216897088,0.2714986395116919,-0.11544859274080536,0.38450181492855895,0.0028810892424391233,-4.4571718149535394e-05,-0.0025744884647138965,0.12004386557824848,-0.0010989854741431174,0.002829295309671689,0.07229531594623634,-0.04822656412228038,0.00243569446181173,0.010043384296176532,-0.007141796688075331,0.013290219700703439,-0.018148588674843737,-0.00880388603951551,-0.05623900336200678,0.03358261718211071,0.16340946870532605,-0.1860698091655978,-0.11948362758420994,-0.27274680968110265,-0.06409010778645342,0.8270090987846803,0.6624638937665108,1.0,0.7164112444078745,-0.016251179634302112,0.740895265994174,0.5726674025057947,0.638790741499856,0.6152815790211399,-0.0012759000423137705,-0.00029108549598710903,-0.01928864850231144,0.2354245216239824,0.13043145149879365,-0.16450816216177636,0.1706102108469594,0.14372832884612718,0.5960009280719535,0.04506704134295871,-0.11296039305714654,0.4670584831592638,-0.17575436559483198,0.14300724862757616,0.43045427949148646,0.1338007809021235,-0.0047601712620397585,-0.0038136999391355756,0.011817929240737237,-0.006052249787233883,0.030620084005855547,-0.04020721945128779,0.2233765063714448,0.276152868790862,-0.14227043830753522,-0.03114920458736269,0.012359420574292368,0.06982086766826961,0.29564627549120504,0.014933112976377873,0.045712946301660964,0.023658937240057992,0.04027257515397348,0.0337912410762685,-0.021451699836476247,-0.02068488147594023,-0.019928939840627026,-0.019801655785221688,-0.019801655785221688,-0.019801655785221688,-0.019799621332433407,-0.019799621332433407,-0.019799621332433407,-0.019799621332433407,-0.019799621332433407,-0.019799621332433407,-0.019799621332433407,-0.019799621332433407,0.056594254619381536,-0.08589894298735612,0.10778023726938603,-0.037359453312275324,-0.01514618969656009,0.14475650625309186,0.05539299188928646,0.046827823482610303,0.03177140122481072,0.05949639653767161,0.044357450636693906
|
| num_bc_tl,0.195820350293082,-0.07970055304950432,0.18366644617921282,0.12729432706996568,0.055198705965682694,0.03337385858917878,0.12461797889930366,0.5034657063093902,-0.003942840284618963,0.22081294328148218,-0.12232661040816754,0.6121145632018514,-0.010795608609640005,0.016867242785289224,0.0037623965216414526,0.13997412250967867,0.034396436033382036,0.0032782590713533073,0.18877242472690717,0.014714163431524561,-0.01125646169250729,0.00990772855519457,-0.07245055423197397,0.0005566993252860155,0.021493974662896757,0.025756308840823465,-0.06226929427525187,0.11355717587429784,0.3119138738269769,-0.17262885684019985,-0.11663535236088851,-0.21119141862420487,0.07376939527028939,0.5794565348626441,0.47585362714242213,0.7164112444078745,1.0,0.0362530070184678,0.6205863443597963,0.838890130675584,0.4743979554002827,0.5051472779174669,0.008438294975478869,0.011676239277804744,0.017508371924290875,0.2188550325696081,0.04238727313448841,-0.14505216685054712,0.18515605102022828,0.12666736047589203,0.4812552938112291,0.048039578687317216,-0.04245481656090838,0.4015397647391672,-0.1601933460238371,0.10077815362604725,0.36555805061594177,0.11952225728603622,-0.029202338353489073,0.03210608399236695,0.003302236832819283,-0.029961503925456715,0.01417717708478929,-0.024345527843316186,0.1704820156589964,0.20919113196007674,-0.13421196363391807,-0.025785974676871166,0.03007230076588446,0.06890586816374981,0.2750729362582827,-0.015552438321099616,-0.0025145201036668396,-0.1471017996470616,-0.05604002820659736,-0.11302080615804738,0.06716434574505473,0.06873518748186161,0.07499043549922407,0.07507233102958562,0.07507233102958562,0.07507233102958562,0.07507139525709546,0.07507139525709546,0.07507139525709546,0.07507139525709546,0.07507139525709546,0.07507139525709546,0.07507139525709546,0.07507139525709546,-0.05862585803077352,-0.09106988911949856,-0.0128893820074737,-0.06080157793616894,0.01445480443871456,0.2630278456560429,0.04755940754231399,0.022127828338266292,0.0008090148061923764,0.10841505206852814,0.047511105723836225
|
| num_il_tl,0.07908493898501891,0.010778606514003957,0.06363376841982252,0.10308627149610013,0.17690792163185298,0.08523323854602591,0.06126695001745816,0.3857280489924184,-0.010968253279499999,0.013816453256392983,0.013520001221022898,0.6637228905081075,0.009555557972154936,0.009372191003157856,0.002441240743191782,0.20652952329089647,0.013534463304878045,-0.0003958229754059556,0.08189636391696191,-0.004324683636426683,-0.010873000683033778,0.0024605283175004634,-0.016140660559855833,-0.017553416917652345,0.004271601516051296,0.00694571082367328,-0.05834378218672566,0.32513395345345475,-0.018597987224602774,-0.009968071496136797,-0.1230214863826916,-0.002365365205051128,0.12783609207425575,-0.02876382302013163,0.0013209808054241619,-0.016251179634302112,0.0362530070184678,1.0,0.03026822660898684,0.07696442824832445,0.004708176708019217,0.3902314068787739,0.0028659963966812313,0.00726302058201703,0.07120459175018325,0.1928043277504079,-0.0018360477133787677,0.016181568017349927,0.1914998659848894,0.509665093375113,-0.0034963093868323595,0.5870137991644625,0.051857384577297126,-0.004627611019751478,0.013826360567913006,0.02128213462326072,0.015415571755558865,0.09142826920792747,0.4195994462876988,0.22044437585076884,0.305817466064868,-0.1406010724523213,0.38461439137936126,0.13479215106837586,0.014420462224659618,0.01629278403155773,0.16649005112081172,0.1977689825278836,0.11826243215795232,0.10144797173796218,0.25974214800895146,0.007211981276671238,0.007070768992129778,-0.048498611073209755,-0.09098239332630538,-0.05749929195941483,-0.10568243692092463,-0.061164785051724235,-0.035316508530857986,-0.035252577167206305,-0.035252577167206305,-0.035252577167206305,-0.03525512696098738,-0.03525512696098738,-0.03525512696098738,-0.03525512696098738,-0.03525512696098738,-0.03525512696098738,-0.03525512696098738,-0.03525512696098738,-0.11629410775404742,-0.08779762258502825,-0.06114116450463435,-0.16280148251535068,-0.07720076211028877,0.020525420428184105,-0.01723306707024822,-0.07679187652196043,-0.09744811511496444,-0.061051854269199846,0.07151584779657218
|
| num_op_rev_tl,0.1665323607596115,-0.006606412424128177,0.16300864389309855,0.08084484676237474,0.14099464136086973,0.009435907991564624,0.13463971393426155,0.8181639079143771,0.0025012492048413462,0.23281655627349093,-0.19785047604027298,0.5454914216994079,0.006267758224610752,0.016942953324518766,0.003118403124883089,0.09771571870904669,0.006281802443456522,0.003476817708406037,0.08120583893412278,0.004614145518937876,0.00021983460250245466,-0.007535456625299358,0.012470065804544387,0.023418494728570216,0.0007536832208166732,-0.022037038475217523,-0.07522186844594994,0.058621431286329476,0.19647135374696204,-0.27810192528790734,-0.1912452423435185,-0.23427993826478452,-0.013160146709756836,0.6538167512594611,0.791314561555888,0.740895265994174,0.6205863443597963,0.03026822660898684,1.0,0.7753803563136239,0.7956165473991014,0.8275830655633634,0.003874034840717097,0.015624080751466278,-0.02246539801135062,0.3463106718093961,0.1257646883360628,-0.13727204595338507,0.1498775682287201,0.1349664406441748,0.41481199940970453,0.04610128953747883,-0.18573987892216728,0.3546727768116318,-0.15131140559573197,0.06281344621970919,0.4115926666354908,0.1880016396843775,-0.0001731707882522948,0.016163137800375347,0.03844638791864965,-0.01913253869685398,0.03303878140670143,-0.019233945993369684,0.30261373656634827,0.38242214336100744,-0.16567927202318708,0.037042479991584734,0.04498240123918128,0.1083568153969254,0.4574333097982976,0.03355088200353269,-0.006493401331544119,-0.015027139662738222,0.011581547867013105,-0.049234425966413385,-0.011913732657272863,-0.014311540832344254,-0.009818502703157548,-0.009674602309372598,-0.009674602309372598,-0.009674602309372598,-0.009672546768739689,-0.009672546768739689,-0.009672546768739689,-0.009672546768739689,-0.009672546768739689,-0.009672546768739689,-0.009672546768739689,-0.009672546768739689,-0.021898956230453678,-0.12250482112191985,-0.03893021815362231,-0.06433771385251463,0.0036243870985107236,0.1741004029873466,0.009133679317531528,0.054538114502908366,0.043903162878763606,0.10446720957351431,0.04862448161263811
|
| num_rev_accts,0.16955672108520747,-0.05377745056529571,0.15829383481093287,0.10282256072990102,0.10272613042545936,0.07862884841328038,0.14875858326113728,0.6368515118664018,0.02039553240458847,0.21264671834142726,-0.17146688368657115,0.7470202960208615,-0.00041976036091881364,0.027128959753404878,0.006761134109026424,0.1417182505903002,0.042224962618818467,0.006894465785539372,0.22165763792065138,0.0556226900503837,-0.01774568537757336,-0.011710516430205237,-0.07164871858397592,-0.008311962484232934,0.017996173486068908,0.004065618135888252,-0.08365852753108298,0.14049126589665498,0.36023429637865195,-0.2350847752242964,-0.17013509027902246,-0.17898205376949317,0.08688887559804688,0.44547269329031147,0.5685989711878967,0.5726674025057947,0.838890130675584,0.07696442824832445,0.7753803563136239,1.0,0.5651406932319671,0.6394562834613489,0.010569715804518477,0.021521381507501474,0.03135194402948108,0.29701959417561274,0.028767614746764522,-0.11899522986822791,0.18738377214617752,0.12862865116388658,0.35635350827147994,0.05657473769587642,-0.0756066919977723,0.3040834081295358,-0.13501288404504413,0.06563852591085918,0.3604569273554753,0.1591174109224212,-0.01818087758639422,0.040228306590080205,0.026771934941190415,-0.03277643006293011,0.024643731552070627,-0.02154011107813138,0.2295129457915165,0.28432309810520245,-0.14410501681983318,0.04883170161229348,0.04116217128658666,0.0962122820191075,0.3805339176540147,-0.00384423751446961,-0.04118590898323606,-0.14302504979638583,-0.08761574781334769,-0.168413442772681,0.040949959367993914,0.041795487441751454,0.05092862151960434,0.05102095306984372,0.05102095306984372,0.05102095306984372,0.0510210764985275,0.0510210764985275,0.0510210764985275,0.0510210764985275,0.0510210764985275,0.0510210764985275,0.0510210764985275,0.0510210764985275,-0.11191207161604182,-0.11567941928730283,0.0019207411945166588,-0.07013661804452054,0.025890465254460888,0.30478873123050915,0.01651425390947947,0.02593279809902851,0.006405353266672217,0.14079243329193553,0.05284829486841726
|
| num_rev_tl_bal_gt_0,0.15128338648800665,0.08582595040674122,0.15861695766472733,0.0734191281575802,0.19559099059515495,-0.007366543993636478,0.10136459993747442,0.6515987778741059,-0.007673708905838971,0.29521146867128034,0.11292558503550305,0.3858832365015267,-0.0018160355450604218,0.0033871164230414967,-0.0011672275704488653,0.09544627261248115,-0.0017325630131409845,0.0003738657797696701,0.053755555999343056,-0.02150023642768168,0.007214941808802638,0.009284729332380785,0.02071531395425455,0.026474983298724736,0.012365596203147778,-0.002698297238141244,-0.044432886536988764,0.0628252274234769,0.15686140731440193,-0.22378421751042152,-0.1404213091285454,-0.19037349345718882,-0.01960718560671636,0.8010054083024465,0.9821572300860696,0.638790741499856,0.4743979554002827,0.004708176708019217,0.7956165473991014,0.5651406932319671,1.0,0.6597123682136553,-0.0026613965657086903,0.005896803694761,-0.023462692879249996,0.24450937818505336,0.0965360633281225,0.10117109226226352,0.11939756362771695,0.1474522903653894,0.27862183901931104,0.02828789018509913,-0.1535261044210609,0.11382153612759263,0.12801123836078684,0.07183708802008684,0.3068100183999006,0.12534622258870667,-0.00563683447246439,-0.004582592063090438,-0.0085494710084806,-0.008037917854757937,0.01279921530553473,-0.026244724883702848,0.2168338365749935,0.26997485464020393,0.004313815648445942,-0.0007482952994331029,0.011482015044305755,0.055334577630137105,0.32791116673679815,0.06881481333671083,0.012156468987204535,0.002095653593110528,0.005404699794926003,-0.01669229127896362,0.029760390261317143,0.038307693297004675,0.04242009058711189,0.04256236620834902,0.04256236620834902,0.04256236620834902,0.04256550057929571,0.04256550057929571,0.04256550057929571,0.04256550057929571,0.04256550057929571,0.04256550057929571,0.04256550057929571,0.04256550057929571,-0.0066069757320376685,-0.08929009390160254,0.014671086192027354,-0.0396746375075364,-0.002167712456066968,0.14811048132174215,-0.1843171141820827,0.04815783898524833,0.04920116266683709,0.11481191521105051,0.049854920132125745
|
| num_sats,0.18143794339787428,-0.009257358450009827,0.17108287657258867,0.13401185001838317,0.21860101710552837,0.04812367230151318,0.1327919294426545,0.9837920992114765,-0.028215781969961,0.22019456902021248,-0.1393123327299325,0.6847365162468689,0.007492234605177454,0.011698301638601406,0.0011588580497241781,0.2449675310907659,0.005585065442398022,0.0007269795827712802,0.11843779777592837,-0.034198597432381454,-0.0074299395682470536,-0.02179277248445437,0.012595484479826207,0.008517164102215305,-0.006823617664348679,-0.02584258776734104,-0.08365967713232894,0.12900137698877667,0.13271439399589255,-0.22887012479712845,-0.22019800307492657,-0.19570517688372568,0.024853154579680566,0.5393741512903556,0.6544176581309917,0.6152815790211399,0.5051472779174669,0.3902314068787739,0.8275830655633634,0.6394562834613489,0.6597123682136553,1.0,0.002751000888500293,0.010450518079005565,0.010813264086109916,0.36379358327781003,0.10808988466549653,-0.09437252372834118,0.28098463121227263,0.4000890032015508,0.361756480924351,0.36118751137595073,-0.1081569545130738,0.2962835143171148,-0.10325469803927302,0.07711556171128624,0.3601593144039593,0.18958654440626255,0.34653155909285493,0.11203850391433917,0.16205906013522195,-0.09056951231352836,0.23140762121972974,0.07203324226507035,0.24397513007065874,0.30967678367692325,-0.0055192755873827515,0.07130235358242405,0.0779549910507743,0.12439953651835556,0.48768268851002683,0.026506703250637854,0.03167807956382611,-0.019648369700065085,-0.0009437622108231271,-0.052964711171641685,-0.07192191849383561,-0.033027854376211765,-0.01686643302327874,-0.01672131830995135,-0.01672131830995135,-0.01672131830995135,-0.016720658774255187,-0.016720658774255187,-0.016720658774255187,-0.016720658774255187,-0.016720658774255187,-0.016720658774255187,-0.016720658774255187,-0.016720658774255187,-0.05127269681894432,-0.12346055542148485,-0.02296776950400216,-0.09122442073312347,-0.06032736666896194,0.1311457999442408,0.029667242584547122,-0.007145593684555767,-0.025993281836185968,0.019841643151410772,0.07100210145562283
|
| num_tl_120dpd_2m,0.00042545785247344244,0.005875534145229219,0.0013277553274453815,0.006414734390656099,-0.0035600449280706365,0.04579567660834056,0.00045708703282262196,0.005911623089663914,0.0015219854834088848,-0.002686165370672753,-0.011434501011094675,0.011373820346727013,0.002631258580571657,0.393647156592186,0.0007918823777186351,0.009152680876414526,0.041394393352922075,0.2709318929274024,0.013428834820434039,-0.0014407000313144507,0.002188937975063032,-0.05307126461262341,-0.004129829856590089,-0.10200293936790276,-0.02072347306998906,-0.026610528670325716,0.0007696829299888907,0.005356242485622697,0.009797362176974581,0.005465346723368211,0.005948978192637581,0.007939759900085774,0.0372178516807139,-0.004311005170781117,-0.0032002341294388456,-0.0012759000423137705,0.008438294975478869,0.0028659963966812313,0.003874034840717097,0.010569715804518477,-0.0026613965657086903,0.002751000888500293,1.0,0.0016315494363167223,0.07267309981222411,-0.004577126266797369,-0.018486241330255736,-0.010961577883011478,0.00962656496575032,0.0035978509876660584,-0.0012387872532636627,0.005673134500832652,0.007904006824853222,0.0037551254371775014,-0.010759573813898174,-0.0035964879644097775,0.0012226136259105673,-0.0038870171662207646,0.0009088248039765609,-0.0030641457328787385,-0.0017979115911901707,0.0037723610617430557,0.001946032039469636,-0.0020866259746750403,-0.0020597337973150566,-0.0015002895894208632,-0.004470494900599391,0.0010669739517853664,7.62754789148602e-05,-0.0020862301809437384,-0.0032606261822755805,0.0017145791307783091,-0.0009260672450392232,-0.013676501147371742,-0.04393923901891786,-0.01785549535609364,-0.0013168710098336127,-0.001939763455409873,-0.0016600102626741083,-0.0017319762647379164,-0.0017319762647379164,-0.0017319762647379164,-0.001731918600018505,-0.001731918600018505,-0.001731918600018505,-0.001731918600018505,-0.001731918600018505,-0.001731918600018505,-0.001731918600018505,-0.001731918600018505,-0.026498746603829847,-0.0034121181597339145,-0.008122976924511792,-0.005505455357598288,-2.5566769458879478e-05,0.0097564911084542,-0.016305925126631194,-0.006635968612004308,-0.006038032602821201,0.0031313125414297554,0.0003896133930684454
|
| num_tl_30dpd,0.002311765194903223,0.013631131447233755,0.004490680911036681,0.011675048635103727,0.006124066843041719,0.10142980928986813,-0.006562825868511837,0.020067245498130642,-0.0053164137734574195,0.004563272282959472,-0.021029278848319663,0.02217148704541021,0.0010269703228290216,0.8043308974676265,-0.0005328997280628677,0.02269301641762377,0.001948319048243076,0.04164958769385861,0.02001346890163484,-0.011853454841265855,0.0032316156001502153,-0.10823576107582614,-0.002631767870340927,-0.009701939437139597,-0.07469194858007315,-0.09301136808027052,0.005228186914827677,0.013252241239963417,0.02419607026721149,0.0012603735783818463,0.000596152324103953,0.0068309218963355746,-0.001946682872435538,-0.0020230666095321275,0.005740731796543465,-0.00029108549598710903,0.011676239277804744,0.00726302058201703,0.015624080751466278,0.021521381507501474,0.005896803694761,0.010450518079005565,0.0016315494363167223,1.0,0.005762234764923941,-0.004714366553629029,-0.038946379185663724,-0.017244439735925404,0.026502696445976234,0.009856354958867244,0.010079215255685794,0.014819700788215436,0.014792275913523995,0.01528306040941279,-0.02040788048166376,0.0012738376247179097,0.013930584122127585,-0.003256570947673836,0.004458493691974734,-0.0032475309564950253,-0.0031570597699252198,-0.0002471310050941555,0.004388888476635046,-0.009383821494226974,-0.0017532342213880002,-0.0016047428839763222,-0.012315585205580118,0.002117856800325167,-0.00388207214102971,-0.0026170839119751287,-0.0020729323303317524,0.0026676029178198516,0.007352619612696239,-0.04446521674191757,-0.002145112714442384,-0.054596283189068597,-0.0032585427963305745,-0.0021798787113097395,-0.0016023467465939127,-0.001597848161605603,-0.001597848161605603,-0.001597848161605603,-0.0015977328154751162,-0.0015977328154751162,-0.0015977328154751162,-0.0015977328154751162,-0.0015977328154751162,-0.0015977328154751162,-0.0015977328154751162,-0.0015977328154751162,-0.05339058830225398,-0.006162793092693666,-0.010307890210132616,-0.013022066777182534,-0.0037675242374940114,0.023304787983679562,-0.029820919319589818,-0.013412262578573779,-0.011826632814286857,0.006771791106335697,-9.1628828076052e-05
|
| num_tl_90g_dpd_24m,-0.01852780305122144,0.027878573948914857,-0.012749488685426528,0.009345471053333143,-0.01024148323403723,0.65137325662482,0.028242606425289626,0.014848903316685777,0.00031925691387795044,-0.03197468252475025,-0.010114161975218543,0.07062956137815601,0.105625207047183,0.05699228497302149,0.0016557373600152078,0.011280044368112231,0.21184978041821903,0.041885321276364566,0.035820331833578974,-0.006156972452138303,0.0020760179459042103,-0.19715382969638523,-0.03410533874792326,-0.4675068140098853,-0.11136645570631902,-0.10508071612920127,-0.020135345614021888,0.050461998381176626,0.033337951160337685,0.017457796221470347,0.015857132840776705,0.030204440178959683,0.312670215688485,-0.03142197371358673,-0.016030805628101632,-0.01928864850231144,0.017508371924290875,0.07120459175018325,-0.02246539801135062,0.03135194402948108,-0.023462692879249996,0.010813264086109916,0.07267309981222411,0.005762234764923941,1.0,-0.00019401981283238156,-0.27183306167855026,-0.013296775952646087,0.00828632687601361,0.01750222652109695,-0.05655946714938541,0.03507768575066093,0.01352332230003458,-0.038556884490553424,-0.012605144179029096,-0.02944077540166985,-0.040993401120528745,0.007784263600045385,0.04582953582819073,-0.003437621166515479,-0.010559241320500012,0.010645687522576318,0.02970206676056277,0.01916918513643832,0.003746895073281928,-0.011557029553858187,0.02380174059327545,0.0018332556153406315,0.005318945157706843,0.012642503648505877,-0.030034784120425827,0.01062589990554984,-0.0016879309997492114,-0.1132602038580904,-0.28921380014558823,-0.1165313572033313,-0.01440882810030943,-0.011627023263582791,-0.009415807717648118,-0.009423150944716883,-0.009423150944716883,-0.009423150944716883,-0.009422772264498745,-0.009422772264498745,-0.009422772264498745,-0.009422772264498745,-0.009422772264498745,-0.009422772264498745,-0.009422772264498745,-0.009422772264498745,-0.156250621800258,-0.024835950955359804,0.013833989146029043,-0.04269589908890071,-0.0022307333359548654,0.04069484210114804,-0.10312517581418656,-0.035634402569172094,-0.029880526988425315,-0.0004282777768478491,-0.010690825199063761
|
| num_tl_op_past_12m,-0.018779589971610253,0.20554448895850772,0.0012105163936805457,0.05331418259426054,0.07094562094139559,-0.023277929017513833,0.306509414809597,0.36099450075247697,0.08444308573475956,-0.02429396441553395,-0.21081062774432263,0.3220282145026741,0.014478452510706015,-0.004479038951171379,0.005878516314805012,0.08564360642093484,0.002913250457243463,-0.0017539907451254463,0.054800576469225676,0.09500564888454162,0.016693624258555216,0.07072821145295081,-0.04025005064558886,0.039032472096212203,0.06056081650327096,0.06565537350958998,-0.24909302448109763,0.014397449964830842,-0.017059897564445894,-0.40841865088950646,-0.4946880879868301,-0.30108967797534625,0.0818909458049514,0.16021225426490024,0.25736049486601276,0.2354245216239824,0.2188550325696081,0.1928043277504079,0.3463106718093961,0.29701959417561274,0.24450937818505336,0.36379358327781003,-0.004577126266797369,-0.004714366553629029,-0.00019401981283238156,1.0,0.00583571756222318,-0.1702848179828435,0.08961828767440944,0.12036340108694332,0.0425963531908032,0.14224391106183468,-0.04831836008171549,0.10432648404887579,-0.18406069481531775,-0.05224454974320556,0.07541911068556435,0.5054373999877374,0.09899533883788535,0.37355113064924406,0.3117911657107699,-0.15183972143151933,0.12221594427323783,0.12944557951536642,0.587582633839094,0.460702371743698,-0.03205443442929034,0.11068806532272704,0.16967153457290945,0.3229625930784584,0.753793600795739,0.08438587207079377,-0.10419196132664098,-0.04440881899852433,-0.10189858925121262,-0.04288968675808177,-0.10433917505113204,-0.0868285876078024,-0.07816259075543927,-0.07807969534040686,-0.07807969534040686,-0.07807969534040686,-0.07807824961303135,-0.07807824961303135,-0.07807824961303135,-0.07807824961303135,-0.07807824961303135,-0.07807824961303135,-0.07807824961303135,-0.07807824961303135,-0.055825220264760646,-0.19550244901582822,0.04194569804495213,-0.06166897895493267,-0.00900038577562071,-0.001012326969717868,-0.09188403695038286,-0.10181779358728113,-0.0824319652355503,0.02273679783772393,0.02534513409314976
|
| pct_tl_nvr_dlq,0.08104168671724346,-0.06588293648007688,0.06340337230792126,-0.008909026335222099,0.06479153319439235,-0.4438924873865345,-0.028258766489322497,0.09867604729560306,-0.03351131103054723,0.11132199956689263,-0.015125834581900316,0.011003838639577643,-0.048902974632127116,-0.048483356969832345,-0.015530700277075841,0.006845188445947948,-0.08599922704323751,-0.013408795006348062,-0.04095517837275352,0.025654170382245652,-0.03759470186768045,0.07600979043577712,0.090122013286481,0.09553472622862835,0.012668053522066052,0.002937792017118491,0.024747871812322044,-0.10055813963274067,-0.09215088937457105,-0.03463542575806441,-0.02794384245904955,-0.053040411865187057,-0.5729395488722732,0.11887943146485958,0.08705786434292452,0.13043145149879365,0.04238727313448841,-0.0018360477133787677,0.1257646883360628,0.028767614746764522,0.0965360633281225,0.10808988466549653,-0.018486241330255736,-0.038946379185663724,-0.27183306167855026,0.00583571756222318,1.0,-0.0032614694956928023,0.017798080499502718,0.057826049116768384,0.207173807881797,0.010929619960010325,-0.049772407147506706,0.1498497984170651,-0.014959534316344699,0.07859879125871938,0.15690087216149207,0.0020151479281889074,-0.015299861373079744,0.0252157936751975,0.028831029059703667,-0.04970494239090747,-0.003253402687341857,-0.012072115679841875,-0.004595811575278994,0.015181887066106589,-0.052770490311673815,0.014882655489660125,-0.012154955869903698,-0.01621040203518229,0.05280341552958532,-0.012711045382192525,0.02254250756544907,0.5369513751567315,0.5747082667670969,0.5614648887416906,0.03717371186785876,0.04083694933571712,0.03813827534912008,0.03817258584062017,0.03817258584062017,0.03817258584062017,0.03817114210107272,0.03817114210107272,0.03817114210107272,0.03817114210107272,0.03817114210107272,0.03817114210107272,0.03817114210107272,0.03817114210107272,0.5984894533184768,0.05843127428851031,0.0039848579025729535,0.09487402841532694,0.002201147464614392,-0.10796129571300155,0.29875306223119175,0.1024192016832637,0.08318573661875987,-0.025548969623118648,0.04328658700519564
|
| percent_bc_gt_75,0.02238769528003346,0.24553049638124835,0.041563911239704064,-0.016870408742873422,0.12966235482729332,-0.01036819388863964,-0.06535590130990779,-0.09278310831239822,-0.04390195930730686,0.1272033684466039,0.704376501770561,-0.0710469679597229,-0.032767478539509745,-0.023805009459635634,-0.008304978753923296,0.025403066450674267,-0.012407800967825991,-0.00633598021213749,0.0005600262760063625,-0.040286190393598126,-0.01835857215108758,0.004706730785452192,0.03671306149564999,0.004316746662968149,0.012153309784365029,0.011093286881052466,0.06981783133535852,0.04507083626903041,0.006355601890889514,0.11559437759802756,0.11447528497454536,0.1483165347752835,-0.03271445091168046,0.03474300783698644,0.09433967455028786,-0.16450816216177636,-0.14505216685054712,0.016181568017349927,-0.13727204595338507,-0.11899522986822791,0.10117109226226352,-0.09437252372834118,-0.010961577883011478,-0.017244439735925404,-0.013296775952646087,-0.1702848179828435,-0.0032614694956928023,1.0,-0.0185085650751541,0.06211883927781485,-0.2120276644342569,0.010112835417833524,0.054645123440572534,-0.44012606666281284,0.8432080562604565,0.10414204808654251,-0.14074721795431397,-0.10578859360609277,8.558844940796621e-05,-0.022454206968928435,-0.07863512366038546,-0.0009639801479463889,-0.018453650482371995,-0.01648761756687608,-0.13148287908904646,-0.13971066581911834,0.3196890663763697,-0.052736041111374844,-0.050451274391816646,-0.08225184517738947,-0.16188351336964205,0.06602872694465603,0.046891414484826664,0.015116870822815386,0.01607547633064897,0.013183300851094547,0.11042488443876462,0.1348549266367308,0.13998535080420355,0.1399859395430808,0.1399859395430808,0.1399859395430808,0.13998865511883457,0.13998865511883457,0.13998865511883457,0.13998865511883457,0.13998865511883457,0.13998865511883457,0.13998865511883457,0.13998865511883457,0.009015183570984273,0.03624394316887859,0.03255975638552095,-0.0030041131534972306,-0.021338266508026126,0.008664072961566871,-0.3983427263425769,0.04413195865880292,0.06359000387306488,0.019086397735628726,0.045525376412577624
|
| tot_hi_cred_lim,0.3323866102344808,-0.11419779776758762,0.300834169151946,0.41485877155757317,0.020492132917704017,0.060168793482064,0.025114670656660724,0.2803575754888348,-0.07020988245371797,0.462072759299569,0.025762219564820686,0.32790119217655744,-0.009941538239740649,0.028179150188572713,-0.002347545869100706,0.9739434883623452,0.008802793972644902,0.02255102946969855,0.5274828475572003,-0.10211981776589482,0.0009382456930789179,-0.05516552120856839,0.0005456574171785818,-0.024799572891483903,-0.030526623513485823,-0.034468886113225954,-0.03883212542045243,0.16925368909313507,0.21175901965465702,0.03400372333153782,-0.05900715970296562,0.04331121806950459,0.011953483361031034,0.13282094263500663,0.12011070035791926,0.1706102108469594,0.18515605102022828,0.1914998659848894,0.1498775682287201,0.18738377214617752,0.11939756362771695,0.28098463121227263,0.00962656496575032,0.026502696445976234,0.00828632687601361,0.08961828767440944,0.017798080499502718,-0.0185085650751541,1.0,0.5093436138701047,0.39794533362926954,0.4041515989976339,0.7962581600750541,0.26389935958445204,-0.018009114679956563,0.24124514204700157,0.48586961830263686,0.05593735945540326,0.10082029756971124,0.06201366747810476,0.1086180467486047,-0.04967993117952529,0.24547090078271053,-0.018406126563584087,0.005915679277408173,0.001662626380254963,0.008249865139361295,0.09380703938747255,0.06670114275301782,0.07748813412833114,0.10660573659903017,-0.07516470942488442,0.09125038850466217,-0.03176013335653044,-0.0002674632644307487,-0.038747064756648006,-0.0660840224788685,-0.06378197589043967,-0.051945706046487156,-0.05203021138487964,-0.05203021138487964,-0.05203021138487964,-0.05203206382877574,-0.05203206382877574,-0.05203206382877574,-0.05203206382877574,-0.05203206382877574,-0.05203206382877574,-0.05203206382877574,-0.05203206382877574,-0.05640307569762687,-0.09568602077443843,-0.04765916429448536,-0.12059784338808208,-0.06497333558243766,0.20738626401046764,0.1817645022347534,-0.13224764171528816,-0.17173004368850886,0.09102388035078067,0.09723878202186806
|
| total_bal_ex_mort,0.27547646337831594,0.00484943689966372,0.2608527910842726,0.321577541392875,0.22907198755933772,0.03347222468076138,0.03279085929672801,0.39759763786683644,-0.05718342745087921,0.5029131993834397,0.11868350888033974,0.4226376411896236,-0.010661612264513655,0.010247051814855765,-0.003094306074616827,0.5195120041389872,-0.0012842810866654276,0.003135254536589533,0.15195461702877205,-0.07608652876662138,-0.00155665064440447,-0.01981346458447648,-0.0032220756881523884,-0.0125277692870508,-0.011930434318950437,-0.01326369569008007,-0.038006819104269556,0.19417456088002727,0.10501966873978721,0.020882164885779837,-0.0787109809076407,0.02356023034035474,0.01938239725327501,0.1509497346095708,0.1438321034132615,0.14372832884612718,0.12666736047589203,0.509665093375113,0.1349664406441748,0.12862865116388658,0.1474522903653894,0.4000890032015508,0.0035978509876660584,0.009856354958867244,0.01750222652109695,0.12036340108694332,0.057826049116768384,0.06211883927781485,0.5093436138701047,1.0,0.2896411505559475,0.8698232088890224,0.29222261160650514,0.11727605587100895,0.08085062422924831,0.23352314969435434,0.4280187263786209,0.059304348218990124,0.32642376592159567,0.15295409694667353,0.21180138236205173,-0.11489347202081619,0.6035221792288822,0.1313207201285092,0.005310090041830511,0.010197429708188635,0.1971766837015829,0.09381063206326928,0.07554776685931201,0.08241982648114328,0.16071034106328902,-0.0032008591343681407,0.07382432290059986,0.0016774718947446577,0.006330126336992531,-0.00465852737356719,-0.0929706696548054,-0.06176300855091228,-0.044297735911046104,-0.044290487194460326,-0.044290487194460326,-0.044290487194460326,-0.04429027435691367,-0.04429027435691367,-0.04429027435691367,-0.04429027435691367,-0.04429027435691367,-0.04429027435691367,-0.04429027435691367,-0.04429027435691367,-0.025611330923778996,-0.07867852323870801,-0.044124760144425894,-0.12690546456438956,-0.09931656160759106,0.11965523288696263,0.02725831967751167,-0.09092978026649037,-0.1150630397949758,-0.04154144853378075,0.09446908557195131
|
| total_bc_limit,0.3696446445025756,-0.22422270269586575,0.3386474737027541,0.2724846682525055,0.031054805651521463,-0.07381908470756927,-0.006742654802370323,0.3592258828144078,-0.1294980261125022,0.4750201067022731,-0.16583530789215792,0.27352237892005277,-0.026256775401894434,0.008710919974290441,-0.008281074059782628,0.3183489502652973,-0.014722066885310145,0.0023434184873192356,0.2062912929229486,-0.15056184215008372,-0.02429551285071154,-0.01911620652559589,0.00500587185818416,0.00871827152771431,-0.03656836351975569,-0.03717046765297406,0.006227427489312557,0.08084614322435021,0.26357946335074794,-0.01555216109384541,-0.0009776729861244282,-0.07695218964013625,-0.12268602476600764,0.4649279468003351,0.28096044235041207,0.5960009280719535,0.4812552938112291,-0.0034963093868323595,0.41481199940970453,0.35635350827147994,0.27862183901931104,0.361756480924351,-0.0012387872532636627,0.010079215255685794,-0.05655946714938541,0.0425963531908032,0.207173807881797,-0.2120276644342569,0.39794533362926954,0.2896411505559475,1.0,0.12141711669328632,0.14195275346937164,0.8376174930551487,-0.2528767267580758,0.39001112761240275,0.7141821803413129,0.03668124317423506,0.003327874149143893,-0.02894423617493648,0.006895209638026715,0.019652289451264408,0.07029132374473558,-0.06920562131638797,0.07274627762978988,0.08978556658944706,-0.19668508138197408,0.00783090563381068,-0.02721758761953652,-0.0028176018529219443,0.05787184945103214,-0.07040618636450598,0.16525109128187987,0.09558818012946872,0.16166203887441205,0.10117919711205138,-0.043079986807542235,-0.05982996247363844,-0.05906553693133616,-0.0590086531714418,-0.0590086531714418,-0.0590086531714418,-0.05900950579207455,-0.05900950579207455,-0.05900950579207455,-0.05900950579207455,-0.05900950579207455,-0.05900950579207455,-0.05900950579207455,-0.05900950579207455,0.13799090985379633,-0.017308098146058343,-0.03467634372148781,-0.05242364324408823,-0.031068051288483365,0.23805015711285665,0.35811296812070204,0.04102528590645472,-0.0003047223045821553,0.049386948796460356,0.05567228442028552
|
| total_il_high_credit_limit,0.19956066936453742,-0.0032770222459976503,0.18552072705872483,0.2669619949326634,0.256361874273458,0.06387002437224576,0.039794668357736575,0.3575620468308862,-0.020442860581109168,0.121074113081452,0.03065567732474103,0.40805187269468185,0.0019060319986832198,0.016761447495436278,-0.00022425613275724112,0.4091001118357712,0.00738340805228194,0.0014871964118582865,0.10710666772426357,-0.03320892273425335,0.007455824609304411,-0.023273469132797573,-0.005537320357351051,-0.01595025532266009,-0.01197719682532147,-0.011175904096717914,-0.04611870099845221,0.1973983179527515,0.026030893553937385,0.011318240290277882,-0.10903467647321918,0.01101208165227174,0.050324572759678374,0.03279636918382507,0.026644608149227502,0.04506704134295871,0.048039578687317216,0.5870137991644625,0.04610128953747883,0.05657473769587642,0.02828789018509913,0.36118751137595073,0.005673134500832652,0.014819700788215436,0.03507768575066093,0.14224391106183468,0.010929619960010325,0.010112835417833524,0.4041515989976339,0.8698232088890224,0.12141711669328632,1.0,0.21036762396520334,0.06605149678179117,0.0159690832925329,0.11436712273620646,0.12036340539266639,0.0660712477836593,0.38027283756978697,0.17818996296142153,0.2626846573865749,-0.14949227619637007,0.6501805471795792,0.08768631073940954,0.0016543354209515207,0.006026957054229409,0.15590887789885105,0.11730552907259653,0.10244277653983154,0.09983516520701682,0.18974705215633758,-0.0004899112831163629,0.02766911076627438,-0.0272849297904378,-0.034517694238103115,-0.0332339590415863,-0.13967468063557356,-0.09074056261228611,-0.06896064830508682,-0.06893797743356134,-0.06893797743356134,-0.06893797743356134,-0.0689393954533935,-0.0689393954533935,-0.0689393954533935,-0.0689393954533935,-0.0689393954533935,-0.0689393954533935,-0.0689393954533935,-0.0689393954533935,-0.06787889461357674,-0.09221837593743888,-0.04975127215859117,-0.14751162342874832,-0.10827391726883705,0.047107422491193075,0.05576280958275557,-0.12341522778524464,-0.14511102132652953,-0.06173698781407939,0.07895247667862697
|
| avg_cur_bal,0.22971131420234905,-0.07970319186940228,0.20460114944872906,0.3109524167628577,-0.07804991033114116,0.04721131075959793,-0.026453222792930824,-0.10206320579742356,-0.04910276772842041,0.2829454661419244,0.12113252705130882,0.05615667380653618,-0.012403334599893923,0.01585122654556578,-0.0024581744615648454,0.835659660443813,0.008070584118065898,0.02008954836727289,0.4557396715181105,-0.0754593989091023,0.004413145933460222,-0.038803704400101634,-0.0016683230690764848,-0.02819246254415495,-0.01986600884074791,-0.014385598498865143,-0.004614157509160657,0.11219617187755866,0.12969313096234214,0.16445358689381676,0.03815677399584671,0.1527435087183374,0.02363355059567899,-0.10978310562107106,-0.15182930868990802,-0.11296039305714654,-0.04245481656090838,0.051857384577297126,-0.18573987892216728,-0.0756066919977723,-0.1535261044210609,-0.1081569545130738,0.007904006824853222,0.014792275913523995,0.01352332230003458,-0.04831836008171549,-0.049772407147506706,0.054645123440572534,0.7962581600750541,0.29222261160650514,0.14195275346937164,0.21036762396520334,1.0,0.047435298317510366,0.0634594875485553,0.1729994278230182,0.20987581687762683,-0.017601598872039475,-0.021770105200078015,0.014552379614414588,0.03232887926331199,-0.006463915523650107,0.13556536914740225,-0.008878389046768943,-0.08805749395161598,-0.11305392813603132,0.05946871360716456,0.05204810075681386,0.038672646348400716,0.03311884379681532,-0.0732909094072617,-0.07519173444831338,0.06491338686522358,-0.03976403767740421,-0.02271048003848493,-0.03427554730253378,-0.021235150666151215,-0.041788460466268114,-0.034715852444661716,-0.0352672869052448,-0.0352672869052448,-0.0352672869052448,-0.035268675674767824,-0.035268675674767824,-0.035268675674767824,-0.035268675674767824,-0.035268675674767824,-0.035268675674767824,-0.035268675674767824,-0.035268675674767824,-0.05477848934480151,-0.06156945312512935,-0.05823477379524156,-0.10171727062745936,-0.047905019297093905,0.13000840355492813,0.11329561978083168,-0.11584002919310607,-0.14714402200500332,0.07195409768969313,0.07598256676253368
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| bc_open_to_buy,0.19889187243696485,-0.2742643503863066,0.1671109868003804,0.1606244562115635,-0.0536899056291199,-0.051310940005041154,0.009924709344394083,0.293942340234962,-0.07955214510704767,0.16749071686719474,-0.4630838015451771,0.2242734287998822,-0.011753212183689583,0.01744437350267271,-0.0035319981004029144,0.1700588841173283,-0.006657663184334213,0.002604963611587798,0.12784706647385732,-0.09169910141046034,-0.015324707323453545,-0.016441777856822912,-0.000360933221646509,0.008260032062766098,-0.03119184415030566,-0.03222545821668527,-0.015063699703820467,0.027636815023660014,0.1786635040278337,-0.060447043541433265,-0.0497700976948365,-0.10701990594109874,-0.07396562947411618,0.2387673095005419,0.10260022548439302,0.4670584831592638,0.4015397647391672,-0.004627611019751478,0.3546727768116318,0.3040834081295358,0.11382153612759263,0.2962835143171148,0.0037551254371775014,0.01528306040941279,-0.038556884490553424,0.10432648404887579,0.1498497984170651,-0.44012606666281284,0.26389935958445204,0.11727605587100895,0.8376174930551487,0.06605149678179117,0.047435298317510366,1.0,-0.5451872383204704,0.13915088625810076,0.5789661861202954,0.07490823904402867,0.001937931397170935,-0.008994585824721865,0.04428039278813277,0.012773975345983795,0.05220801880906361,-0.04051550021464093,0.11027526506501599,0.12920504149960257,-0.33708933635823357,0.03797586576439754,0.004692242165941304,0.027533418230737825,0.11736360827280315,-0.07914377876701745,0.10229357129928847,0.0615030357584734,0.11239489044690551,0.0654813772096223,-0.07614467007829152,-0.10178273889324486,-0.10408575535799053,-0.10406187382906883,-0.10406187382906883,-0.10406187382906883,-0.10406450641347735,-0.10406450641347735,-0.10406450641347735,-0.10406450641347735,-0.10406450641347735,-0.10406450641347735,-0.10406450641347735,-0.10406450641347735,0.09973279242101163,-0.03839587186077384,-0.09630468293949483,-0.05089480532506649,-8.913856081145061e-05,0.16026085740696475,0.48836403644453275,0.003113558704466269,-0.03241164746286457,0.026174348059437913,0.007430931454522604
|
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| total_cu_tl,0.04267655101774398,0.01849918080558211,0.04243220277454669,0.042373273700163576,0.08179075577310302,0.013332043224357855,-0.004865707318229638,0.07373297680601866,0.016201863573310295,0.01765235935898606,-0.04288222289902326,0.16208957619354633,0.006564215019420448,0.003225943658017666,0.00044003874042397915,0.0883436461991816,0.00337939314517372,0.0017525872340153844,0.07817444140001584,0.03003468436977291,-0.002973718722637489,0.002642091886247347,0.0004407405821389697,0.008705188569468296,-0.003762714590915406,-0.0035456418926645174,-0.026415201299389263,0.05764375605938483,0.025138995393971766,-0.009797277570444301,-0.05451693429649786,-0.002402336260193897,0.01333518892091943,-0.054842990875168515,-0.004146917546529725,-0.03114920458736269,-0.025785974676871166,0.1977689825278836,0.037042479991584734,0.04883170161229348,-0.0007482952994331029,0.07130235358242405,0.0010669739517853664,0.002117856800325167,0.0018332556153406315,0.11068806532272704,0.014882655489660125,-0.052736041111374844,0.09380703938747255,0.09381063206326928,0.00783090563381068,0.11730552907259653,0.05204810075681386,0.03797586576439754,-0.06411693241869647,0.061312163084356275,0.04713470714721867,0.09782955647733989,0.15899595801047242,0.1195986553607249,0.37405276381495384,-0.02982379158809501,0.19195892924502875,-0.019935698536958382,0.08942095467405582,0.12469618062234643,0.03992543967694962,1.0,0.09988822929133465,0.11019516502739682,0.1438804847097839,0.011433136181762445,-0.026491496609555687,-0.00416639812132466,-0.015929426071042772,-0.022122204762862037,-0.40028474360328153,-0.4120149044287004,-0.4043960468168224,-0.4043867137213496,-0.4043867137213496,-0.4043867137213496,-0.4043858189930018,-0.4043858189930018,-0.4043858189930018,-0.4043858189930018,-0.4043858189930018,-0.4043858189930018,-0.4043858189930018,-0.4043858189930018,-0.029632829574472306,-0.05775907805500841,-0.07647705358053304,-0.0937341837812275,0.011003326768545511,0.02822456373695674,0.020239022554094217,-0.02070844269817523,-0.02302543722657225,0.048969831571052516,0.018539679222683503
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| inq_fi,0.005103912709058546,0.10259603309421175,0.012896525936979047,0.040346084828909876,0.04370068589009936,0.012609966142941093,0.12430891913368003,0.07630235086765842,0.043869706445687814,-0.030395299744127864,-0.058713634468553676,0.10782698208182405,0.005461746570299933,-0.0033615070024132577,0.004505478913337224,0.07267299600799733,0.00773084442297481,-0.0004436470545641036,0.05274114866116642,0.05079432097377131,0.011774155999110704,0.008953038852493997,-0.012655907309509775,0.0062708419267484125,0.012003924624147583,0.015535494419649541,-0.13637725400754072,0.003117547932277672,-0.027393549814745823,-0.04496966548210369,-0.09032675898760956,-0.03732971401225616,0.05057060576441588,-0.0018192069331052542,0.0035110946012806084,0.012359420574292368,0.03007230076588446,0.11826243215795232,0.04498240123918128,0.04116217128658666,0.011482015044305755,0.0779549910507743,7.62754789148602e-05,-0.00388207214102971,0.005318945157706843,0.16967153457290945,-0.012154955869903698,-0.050451274391816646,0.06670114275301782,0.07554776685931201,-0.02721758761953652,0.10244277653983154,0.038672646348400716,0.004692242165941304,-0.054009808029905314,-0.06780831707303439,-0.013348350790297033,0.15981427006039506,0.10011148595518006,0.2662139595646957,0.35489656520044544,-0.1777529247427602,0.15423075744136847,0.12437516795231685,0.10252478469217885,0.13951000439848174,0.06963366790469609,0.09988822929133465,1.0,0.5630382694498118,0.21661714076387747,0.026837173677659455,-0.05185744140022923,-0.025843699495947878,-0.046604858932922655,-0.023098149876201353,-0.0832862421965769,-0.06108355380824072,-0.04552881319621813,-0.0455140767874193,-0.0455140767874193,-0.0455140767874193,-0.045516137766885414,-0.045516137766885414,-0.045516137766885414,-0.045516137766885414,-0.045516137766885414,-0.045516137766885414,-0.045516137766885414,-0.045516137766885414,-0.045973951391516304,-0.12289085842401534,-0.051457745980206415,-0.03719708595895181,-0.011929510844073857,-0.017070217372910382,-0.046860449331891485,-0.04981696753127251,-0.04374348514613536,0.0015661611866872197,0.020375886164834038
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| inq_last_12m,0.01134734754526664,0.13565421362566452,0.02437143005830639,0.04750242185263936,0.026347941032807215,0.01789168104435287,0.2763380830747255,0.12387437737937741,0.06059712067822993,-0.01760187875718776,-0.09448868829096523,0.13431489110630176,0.011385422150954567,-0.0028822290175213668,0.004193492343441626,0.08242415956000898,0.007473712399055398,-0.00045764091666900485,0.05515274655619826,0.07157020676400626,0.014341641798514349,0.01233838148246068,-0.02182042010381536,0.0038409100008469192,0.013762527194209555,0.016492173854192185,-0.2984159486719494,0.006441327989297026,-0.026393018040506925,-0.10774286618522623,-0.15127944919110337,-0.08190684889248835,0.058150471347794525,0.033393712723888615,0.0584256952660551,0.06982086766826961,0.06890586816374981,0.10144797173796218,0.1083568153969254,0.0962122820191075,0.055334577630137105,0.12439953651835556,-0.0020862301809437384,-0.0026170839119751287,0.012642503648505877,0.3229625930784584,-0.01621040203518229,-0.08225184517738947,0.07748813412833114,0.08241982648114328,-0.0028176018529219443,0.09983516520701682,0.03311884379681532,0.027533418230737825,-0.08781510494122396,-0.05876582505615494,0.01662185866624384,0.31339699253150527,0.09383421587383119,0.3125901537698779,0.2885854532573539,-0.15561048984071288,0.1658178550801342,0.13621591018685836,0.321203284536112,0.3094452235670603,0.023017369685709686,0.11019516502739682,0.5630382694498118,1.0,0.2830138042319302,0.04282987074723862,-0.07228948351247252,-0.02917259691791831,-0.06275994046149119,-0.029306615061095782,-0.11738203431315813,-0.10692676599222192,-0.09531598344989328,-0.09528361254395802,-0.09528361254395802,-0.09528361254395802,-0.09528340172360786,-0.09528340172360786,-0.09528340172360786,-0.09528340172360786,-0.09528340172360786,-0.09528340172360786,-0.09528340172360786,-0.09528340172360786,-0.048699446440541104,-0.16463365566449228,-0.005463504033908797,-0.039922972597913595,-0.009707436716000682,-0.015427082101906651,-0.07731354184791218,-0.05442644518096705,-0.04348482303710327,-0.00519029659527493,0.02068157654318128
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| acc_open_past_24mths,0.011255916078722398,0.188834399040645,0.025058155034151805,0.058430011027942194,0.121736159740167,-0.051480895889341884,0.25686379702935647,0.4857308545029118,0.09586465855490249,-0.015204151501248346,-0.21929780557599052,0.42294672809126577,0.017895470179958926,-0.0015015776805206893,0.006438582219663427,0.09975343884781943,0.0050542355376371525,-0.0013437753037988495,0.062458068662086884,0.1159455430229943,0.015189906432249019,0.0883151584522427,-0.03634787451308325,0.073292342928435,0.07888811291565144,0.07722443758328972,-0.16946497609754882,0.00033193887220482046,-0.0488917612089372,-0.3985812785297259,-0.4348847484269515,-0.33195125863634795,0.07436083025617626,0.21906663998151285,0.33573482000354904,0.29564627549120504,0.2750729362582827,0.25974214800895146,0.4574333097982976,0.3805339176540147,0.32791116673679815,0.48768268851002683,-0.0032606261822755805,-0.0020729323303317524,-0.030034784120425827,0.753793600795739,0.05280341552958532,-0.16188351336964205,0.10660573659903017,0.16071034106328902,0.05787184945103214,0.18974705215633758,-0.0732909094072617,0.11736360827280315,-0.17631151783052587,-0.04786351337049184,0.09753032117824428,0.38007678921180355,0.1307678416018624,0.2822584386189182,0.40427823905850657,-0.1632841639873897,0.1488795437750417,0.11560509490266559,0.45556164508250163,0.581602730734094,-0.03179000611168034,0.1438804847097839,0.21661714076387747,0.2830138042319302,1.0,0.09976641988008823,-0.12057162748295959,-0.03404595873446935,-0.08824877684803684,-0.034841983070876346,-0.13060322862242585,-0.10755569175198341,-0.09653885191210587,-0.09643957314507873,-0.09643957314507873,-0.09643957314507873,-0.096439066678704,-0.096439066678704,-0.096439066678704,-0.096439066678704,-0.096439066678704,-0.096439066678704,-0.096439066678704,-0.096439066678704,-0.04951051501988081,-0.2512185364001129,-0.005239286238368432,-0.09433090353653993,-0.016255475573353696,-0.027627024300435888,-0.1024772026133125,-0.0790912997281154,-0.0668375664963919,0.01823178570766395,0.047665426500487065
|
| default,0.06480644682028097,0.25833376202889446,0.05087260690313718,-0.04280032775234389,0.08395502090743072,0.019264711306189918,0.06479294830281342,0.027527780364142,0.02631769405424809,-0.02057664445722623,0.059606042044884136,-0.011506126707212166,0.016699205489713667,0.003977825997907308,-0.00012398133955629238,-0.06784683105491378,0.003536085704724655,0.0025722204542790597,-0.07273412530637131,0.02598910457284157,0.009408237791703066,-0.006895698998470903,0.0033953343216356078,-0.0031613721864529602,-0.0046949868665238,-0.005611238589522787,-0.047226009177325584,-0.025876018798828032,-0.048805918350421536,-0.051021016661951545,-0.05213091608509992,-0.048928142260197656,0.012388533813450538,0.041732155921960536,0.07017622984818324,0.014933112976377873,-0.015552438321099616,0.007211981276671238,0.03355088200353269,-0.00384423751446961,0.06881481333671083,0.026506703250637854,0.0017145791307783091,0.0026676029178198516,0.01062589990554984,0.08438587207079377,-0.012711045382192525,0.06602872694465603,-0.07516470942488442,-0.0032008591343681407,-0.07040618636450598,-0.0004899112831163629,-0.07519173444831338,-0.07914377876701745,0.06421811451022262,-0.015321498934147925,-0.05092307485104887,0.040617027726527415,0.015001746436733989,0.018978315688851447,0.03989251641094451,-0.003132647009934137,0.00820069716414455,0.021923477180662627,0.05138138593777787,0.06630370988430313,0.057022715436891754,0.011433136181762445,0.026837173677659455,0.04282987074723862,0.09976641988008823,1.0,-0.0314698011335676,-0.013334538744655917,-0.028972195829088564,-0.011834889475120274,-0.04747086850958777,-0.04534381503231743,-0.04869759845159873,-0.04869791486454177,-0.04869791486454177,-0.04869791486454177,-0.048696810618681204,-0.048696810618681204,-0.048696810618681204,-0.048696810618681204,-0.048696810618681204,-0.048696810618681204,-0.048696810618681204,-0.048696810618681204,-0.01688019346951021,-0.04879366291818355,0.0027241264288432403,-0.018114720715579537,0.042940524045347137,-0.03354412611072956,-0.13099213035149757,0.13453992098527182,0.11847889497493154,-0.002321661972526581,0.17562746237974367
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| mths_since_recent_bc_dlq_missing,0.014123056071457363,-0.04590232789333087,0.004953826273973949,-0.033260565461946064,0.018970525078534504,-0.30980732530182686,-0.030579619240189076,-0.027201358835958214,-0.005271153071483621,0.049008541548418647,0.01066431219957311,-0.1339173787272954,-0.015830278292621253,-0.05043135124163023,-0.01613734565977709,-0.03611952129392662,-0.06120904130925405,-0.003963273630412841,-0.06464915065663832,0.04016296773363756,-0.022154931376649346,0.02689451818011672,0.06094048733940146,-0.01767808601881165,-0.0645692117710345,-0.09846943066704479,0.024057766469399673,-0.07736987061546322,-0.1410867758444053,0.006943225499024893,0.013970048213973152,-0.010677416338495501,-0.3495424556347336,0.02283655848521046,0.0031249076949070808,0.023658937240057992,-0.1471017996470616,-0.048498611073209755,-0.015027139662738222,-0.14302504979638583,0.002095653593110528,-0.019648369700065085,-0.013676501147371742,-0.04446521674191757,-0.1132602038580904,-0.04440881899852433,0.5369513751567315,0.015116870822815386,-0.03176013335653044,0.0016774718947446577,0.09558818012946872,-0.0272849297904378,-0.03976403767740421,0.0615030357584734,0.010920715532030851,0.036229911806373576,0.06286734641964387,-0.022732593819305508,-0.011293772174103295,-0.009263692985654446,-0.009221239069540131,-0.005650560045073099,-0.015649050509130187,-0.002344120044276523,-0.023259885609721278,-0.01646264989627635,-0.01492922156521277,-0.00416639812132466,-0.025843699495947878,-0.02917259691791831,-0.03404595873446935,-0.013334538744655917,-0.010296459173698756,1.0,0.4078278281703789,0.7859091919606518,0.012984669478859217,0.014062158228795847,0.010778803576311516,0.010777397150823495,0.010777397150823495,0.010777397150823495,0.010776184575883353,0.010776184575883353,0.010776184575883353,0.010776184575883353,0.010776184575883353,0.010776184575883353,0.010776184575883353,0.010776184575883353,0.5608876128132257,0.0812196482668798,0.1026283492825978,0.11960760674749617,-0.0013279591870044487,-0.1283962303870015,0.21434375889155216,0.06396151388150101,0.055340961688235046,-0.03522509644716471,0.008425025146382692
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| mths_since_last_major_derog_missing,0.05002929301065967,-0.07371701288173053,0.03686899788296969,-0.01740799687046369,0.02489510088813406,-0.2407240720796247,-0.0726819153021862,-0.011204558914793983,-0.0584660015846136,0.0904124640525247,0.016968216155336984,-0.13125153389866492,-0.08540074895720913,-0.03565865457139927,-0.021595007109590898,-0.010558281432810953,-0.13010986290973714,-0.026896468847699705,-0.09825458243388349,-0.021180641410322422,-0.026761730767352377,-0.107260405704134,0.10359674684819835,0.01413366085300744,-0.14393436216470015,-0.17214091478750274,0.05263791057171583,-0.12317376028826414,-0.10474818949675382,0.03263277876229682,0.04237449276283502,0.004792306621350978,-0.6035261250893507,0.043458865568330216,-0.008196510903690883,0.04027257515397348,-0.05604002820659736,-0.09098239332630538,0.011581547867013105,-0.08761574781334769,0.005404699794926003,-0.0009437622108231271,-0.04393923901891786,-0.002145112714442384,-0.28921380014558823,-0.10189858925121262,0.5747082667670969,0.01607547633064897,-0.0002674632644307487,0.006330126336992531,0.16166203887441205,-0.034517694238103115,-0.02271048003848493,0.11239489044690551,0.009011785593103764,0.0668469047502976,0.11296186468295626,-0.05250555753598695,-0.029898935033490087,-0.022406221473628054,-0.030657533038889646,-0.009288798739688593,-0.03594378092222606,-0.03248308182440089,-0.06670019140148564,-0.06579253103183291,-0.03925343895873207,-0.015929426071042772,-0.046604858932922655,-0.06275994046149119,-0.08824877684803684,-0.028972195829088564,0.05606334781734616,0.4078278281703789,1.0,0.41744257628536663,0.042997703890598836,0.0426608113129706,0.03677281571568651,0.0367610678320131,0.0367610678320131,0.0367610678320131,0.03675975663566134,0.03675975663566134,0.03675975663566134,0.03675975663566134,0.03675975663566134,0.03675975663566134,0.03675975663566134,0.03675975663566134,0.5575384939431813,0.11113170914171377,0.01948366504149636,0.13914876336036433,-0.012771685393443236,-0.12284512711427265,0.283966514347412,0.08726213398550545,0.07356446858529969,-0.037672733399374575,0.016868138556962533
|
| mths_since_recent_revol_delinq_missing,0.010229045736779472,-0.04982253798206329,-0.001550216389501159,-0.03546999414918132,0.012260361080668861,-0.3509960795402994,-0.026520710722802366,-0.06166892660081795,0.006284719892501688,0.04244517076307162,0.017475988615448343,-0.15980841196442333,-0.02415468999735947,-0.06131244358065219,-0.01563755876084864,-0.04176184139978328,-0.06386531520678379,-0.005873147186567538,-0.07321841110251935,0.05626613305508236,-0.021199426205748394,0.048324094768892996,0.06436562625097084,-0.012160358354385442,-0.05091475876562293,-0.102089545538309,0.021496903540350408,-0.08516785682396262,-0.15487475228642167,0.012825760012429422,0.017037059555467426,-0.02063517818851166,-0.32604737212483176,0.03698541935387916,-0.016540508910384888,0.0337912410762685,-0.11302080615804738,-0.05749929195941483,-0.049234425966413385,-0.168413442772681,-0.01669229127896362,-0.052964711171641685,-0.01785549535609364,-0.054596283189068597,-0.1165313572033313,-0.04288968675808177,0.5614648887416906,0.013183300851094547,-0.038747064756648006,-0.00465852737356719,0.10117919711205138,-0.0332339590415863,-0.03427554730253378,0.0654813772096223,0.009629534733073507,0.0358741883516951,0.05357283744948035,-0.024441556138440807,-0.01770956651842908,-0.005907496573830718,-0.009871348404819498,-0.007871189435316187,-0.02004162351622443,0.0005912477933031235,-0.02646365644106253,-0.02133579870259488,-0.013403296494099427,-0.022122204762862037,-0.023098149876201353,-0.029306615061095782,-0.034841983070876346,-0.011834889475120274,-0.025093731236176548,0.7859091919606518,0.41744257628536663,1.0,0.022697370524235313,0.024080869902737757,0.019878876194514172,0.01987377663311184,0.01987377663311184,0.01987377663311184,0.019872231948898915,0.019872231948898915,0.019872231948898915,0.019872231948898915,0.019872231948898915,0.019872231948898915,0.019872231948898915,0.019872231948898915,0.7130829249456831,0.09711509881448899,0.09792212891111464,0.12203509994853451,0.0022550584107382597,-0.14010454435792113,0.24758731714111507,0.06575626016649892,0.0547164818615465,-0.03762776851220307,0.013303843595909996
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|
| mths_since_rcnt_il_missing,-0.008947081087314682,-0.015996749584205723,-0.021724252557623547,-0.03959614401127574,-0.054897359020650724,-0.01444997404757532,0.05229126824756374,-0.042102978569674175,-0.04297580290506098,0.010218253942165165,0.14483266055444405,0.0008229792944411128,-0.02612889846331397,-0.003102668897535158,-0.005182862135903342,-0.053871495746936476,-0.0030256910724865524,-0.005960440571110338,0.02758666376904652,-0.045814013470398776,-0.01708546696742435,-0.007226249779603661,0.0039113963259876,-0.016624674901048925,0.011001604429996993,0.0032862859080149964,0.014358079945596016,0.024611676816913217,0.012383872047015179,0.0006011920119766856,0.037907512699237055,0.019877777645570943,-0.04419168068169192,0.01718257715002052,0.03148714535297224,-0.02068488147594023,0.06873518748186161,-0.061164785051724235,-0.014311540832344254,0.041795487441751454,0.038307693297004675,-0.033027854376211765,-0.001939763455409873,-0.0021798787113097395,-0.011627023263582791,-0.0868285876078024,0.04083694933571712,0.1348549266367308,-0.06378197589043967,-0.06176300855091228,-0.05982996247363844,-0.09074056261228611,-0.041788460466268114,-0.10178273889324486,0.15221617821527883,-0.18675741098722137,-0.051872852389039,-0.04196510232416019,-0.22898719138278764,0.14010163119722685,-0.34962219167888453,-0.23190291542964558,-0.23195776598233217,0.10855980633303722,-0.19860125874263168,-0.27116679440341523,0.008797132308759156,-0.4120149044287004,-0.06108355380824072,-0.10692676599222192,-0.10755569175198341,-0.04534381503231743,0.05183904702262739,0.014062158228795847,0.0426608113129706,0.024080869902737757,0.9088355495824952,1.0,0.9779245245659823,0.977982402234813,0.977982402234813,0.977982402234813,0.9779846843385468,0.9779846843385468,0.9779846843385468,0.9779846843385468,0.9779846843385468,0.9779846843385468,0.9779846843385468,0.9779846843385468,0.03177641660602015,0.09778794095322924,0.11479558845519507,0.233149010435812,-0.026739533893793514,-0.01003346589853609,-0.043369527692327395,0.03835054179578598,0.025260593080746806,-0.004900677734886598,0.027490840976568426
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| credit_history_months,0.16033678550360653,-0.11785540585079624,0.14139155726611552,0.1414505978354445,0.03845378971115022,0.08568067327590072,0.0008807830698583919,0.14302572147269835,0.07079723173067055,0.2095466124588903,0.011881791690448937,0.2798635856263467,0.0070699545220158505,0.028300948141601306,0.007037364597240884,0.18217074241562836,0.03412815043039494,0.008222041453825333,0.2851548649171346,0.0637943503578766,0.035205991574767816,-0.008560826860452068,-0.046958779103041776,-0.0107442996733309,0.005474258381042186,0.0038724395702853117,-0.0017207507734187167,0.3423320579340397,0.8989046265971952,0.06007224592503708,0.02959622970005724,0.10094189140034092,0.09770877235752223,0.12069383734618006,0.15144064889951594,0.14475650625309186,0.2630278456560429,0.020525420428184105,0.1741004029873466,0.30478873123050915,0.14811048132174215,0.1311457999442408,0.0097564911084542,0.023304787983679562,0.04069484210114804,-0.001012326969717868,-0.10796129571300155,0.008664072961566871,0.20738626401046764,0.11965523288696263,0.23805015711285665,0.047107422491193075,0.13000840355492813,0.16026085740696475,-0.003101151892948963,0.12442173057594244,0.22939977085301397,0.0055719952893186625,-0.034569795494459675,0.0003675968165013877,-0.002607076657819255,0.03537150637845776,0.021639602770136726,-0.04402859871458074,-0.003648705597450346,-0.018546421718053326,-0.03631762337451083,0.02822456373695674,-0.017070217372910382,-0.015427082101906651,-0.027627024300435888,-0.03354412611072956,-0.07894486141908054,-0.1283962303870015,-0.12284512711427265,-0.14010454435792113,0.0017780001428925297,-0.01003346589853609,-0.0043812710666305535,-0.00439801361410222,-0.00439801361410222,-0.00439801361410222,-0.004399549813448583,-0.004399549813448583,-0.004399549813448583,-0.004399549813448583,-0.004399549813448583,-0.004399549813448583,-0.004399549813448583,-0.004399549813448583,-0.1430872773304569,-0.014387237255681131,-0.008381932642233109,-0.08297598910761925,0.161465970835913,1.0,0.09871025111803727,-0.015014347791114074,-0.04150454628796279,0.2414454750524919,0.03528587283679294
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| installment_to_income,0.47525960451297083,0.26304539485516204,0.5330623157390558,-0.2582428249092183,0.26204469452551055,-0.05146688198081235,-0.042971941231997275,-0.025874804272320813,-0.04385275549580455,-0.00908636655230313,0.08010371590350156,-0.07805418334394361,-0.012364234557339553,-0.014902704946005405,-0.0024472056098902343,-0.1717780005677342,-0.012904112903725269,-0.006817263208943382,-0.10500701703935003,-0.029278960657618463,-0.02739418724423877,0.008754699533187481,0.03214633783126451,0.011822404446642242,0.0013451782851989242,-0.000609476564010255,0.04056062463209557,-0.06349129725152508,-0.0264808763119425,0.005884558332936564,0.06785656234069835,-0.0019084028066933862,-0.06805355813422329,0.04765452651876973,0.047687596108311324,0.03177140122481072,0.0008090148061923764,-0.09744811511496444,0.043903162878763606,0.006405353266672217,0.04920116266683709,-0.025993281836185968,-0.006038032602821201,-0.011826632814286857,-0.029880526988425315,-0.0824319652355503,0.08318573661875987,0.06359000387306488,-0.17173004368850886,-0.1150630397949758,-0.0003047223045821553,-0.14511102132652953,-0.14714402200500332,-0.03241164746286457,0.07595431260771893,0.014509936060915943,-0.022633543715363476,-0.042085339523379596,-0.05978269695556135,-0.06846440874063686,-0.08336670375652735,0.061105180424854855,-0.08229105296613486,-0.011894773342660963,-0.01760925366387011,-0.002421821536582838,0.004529466389090754,-0.02302543722657225,-0.04374348514613536,-0.04348482303710327,-0.0668375664963919,0.11847889497493154,0.04418847141416037,0.055340961688235046,0.07356446858529969,0.0547164818615465,0.041020704679084835,0.025260593080746806,0.015872541650569807,0.015875323297514145,0.015875323297514145,0.015875323297514145,0.01587524562502093,0.01587524562502093,0.01587524562502093,0.01587524562502093,0.01587524562502093,0.01587524562502093,0.01587524562502093,0.01587524562502093,0.08045638876595054,0.01692727729038268,-0.03824968806750521,0.011671861101358717,0.1065202865917736,-0.04150454628796279,-0.03986258117844883,0.9511404654619321,1.0,-0.008961247676517526,0.067234656792902
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| emp_length_years,0.062432007404577515,-0.002685200077485682,0.05295516051684886,0.0407445371904734,0.03473502976610352,0.01583598337571316,-0.0013319207146786046,0.02614618246775607,0.04161354370006759,0.07226466013308057,0.023913573633814512,0.09264555241864632,-0.006509783174186805,0.007721513045439048,0.0017651155860288169,0.0783086434411929,0.010739741647113638,0.0017668784733333328,0.1855755066167298,0.040707760214516324,0.013837546376345464,0.008769732833818829,0.015729714959901303,0.00781664340970429,0.012998104365284289,0.010867980859472687,0.0030183879435362014,0.11346914923597821,0.22428383823870102,0.016170580512091554,-0.002543013669288829,0.039334960287576604,0.017982664636977914,0.0668326252383757,0.11404893406460079,0.05949639653767161,0.10841505206852814,-0.061051854269199846,0.10446720957351431,0.14079243329193553,0.11481191521105051,0.019841643151410772,0.0031313125414297554,0.006771791106335697,-0.0004282777768478491,0.02273679783772393,-0.025548969623118648,0.019086397735628726,0.09102388035078067,-0.04154144853378075,0.049386948796460356,-0.06173698781407939,0.07195409768969313,0.026174348059437913,0.01888308645394592,0.02514039854985056,0.07220541652983424,0.014828101984148408,-0.08776319564556483,0.014461110040911386,0.017243555777983314,0.0028743980927487,-0.047721804503762615,-0.05679566890590902,0.010043697317411426,0.007053889190749723,-0.046425107166859075,0.048969831571052516,0.0015661611866872197,-0.00519029659527493,0.01823178570766395,-0.002321661972526581,-0.0528474199584878,-0.03522509644716471,-0.037672733399374575,-0.03762776851220307,0.005574770927911839,-0.004900677734886598,-0.0031016579845477973,-0.0030846992487286997,-0.0030846992487286997,-0.0030846992487286997,-0.00308692056378821,-0.00308692056378821,-0.00308692056378821,-0.00308692056378821,-0.00308692056378821,-0.00308692056378821,-0.00308692056378821,-0.00308692056378821,-0.04390589260367229,-0.021040193266301004,-0.02353004617222982,-0.046741965714016155,0.25536150094064203,0.2414454750524919,0.018468242666402335,0.0035552155326728893,-0.008961247676517526,1.0,0.040241633858634024
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| term_months,0.38115595309505024,0.41685074917664794,0.14297739333238474,0.05145699949630635,0.06037385107546659,-0.00909649367252115,0.020463204433428875,0.07078167339740846,-0.019702240390378947,0.07316632839166622,0.0641250730305581,0.09836530371006873,-0.00846055943970508,5.0125637716184986e-05,-0.0008394065081679832,0.1014758277906616,-0.0013595203248534806,-0.0006467285797216989,0.09875027717585833,-0.010813299694278876,-0.012036763103712577,0.003100171018451549,0.022354251063229264,0.005690550532940522,-0.0013481419797389256,5.998029087317745e-05,-0.02336095456351932,0.05615646088387529,0.03354374366730144,0.0015512828987585576,-0.022806389951542178,0.0032738350809780503,-0.014566784436547036,0.0432318689528261,0.049493713039763826,0.044357450636693906,0.047511105723836225,0.07151584779657218,0.04862448161263811,0.05284829486841726,0.049854920132125745,0.07100210145562283,0.0003896133930684454,-9.1628828076052e-05,-0.010690825199063761,0.02534513409314976,0.04328658700519564,0.045525376412577624,0.09723878202186806,0.09446908557195131,0.05567228442028552,0.07895247667862697,0.07598256676253368,0.007430931454522604,0.047506107332884406,0.041702625306633496,0.05486681641359824,0.01160757125230026,0.012693973830058958,0.034315040199130224,0.029268273348549527,-0.034773077832342916,0.03793430165489206,0.019697778361693365,-0.011896694660543165,-0.009475827437066948,0.02783021963573317,0.018539679222683503,0.020375886164834038,0.02068157654318128,0.047665426500487065,0.17562746237974367,0.017776099039220575,0.008425025146382692,0.016868138556962533,0.013303843595909996,0.019876683644593066,0.027490840976568426,0.03278464096980673,0.03280646407942684,0.03280646407942684,0.03280646407942684,0.03280260863011606,0.03280260863011606,0.03280260863011606,0.03280260863011606,0.03280260863011606,0.03280260863011606,0.03280260863011606,0.03280260863011606,0.00879491953759271,-0.022569709978131316,-0.005619684580852204,-0.030138309134697644,-0.04796351638962236,0.03528587283679294,-0.0021770484803307227,0.31595706559435477,0.067234656792902,0.040241633858634024,1.0
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