| {"paymentMethod":"creditcard","enhanced_prompt":"Provide your response to the following prompt:\n\n<prompt>\n# Role\nAct as a specialized financial data normalization engine adhering to ISO 20022 and PCI-DSS standards.\n\n# Input Data\nAnalyze the following transaction instrument attributes:\n{ \"payment_method\": \"revolving_credit\", \"interest_model\": \"variable_apr\", \"settlement\": \"deferred\" }\n\n# Task\nClassify the instrument into exactly one canonical category from this restricted vocabulary: [debitcard, creditcard, chargecard, prepaidcard, banktransfer].\n\n# Classification Logic\n1. **Interest & Balance**: If the instrument allows carrying a balance with accrued interest, it cannot be \"chargecard\" or \"debitcard\".\n2. **Settlement Timing**: If settlement is deferred beyond the immediate billing cycle with interest implications, it cannot be \"prepaidcard\".\n3. **Attribute Synthesis**: Based on the \"variable_apr\" and \"revolving_credit\" attributes provided in the input, select the precise label.\n\n# Output Constraints\n- Output strictly the single word label.\n- Use lowercase characters only.\n- Do not include any punctuation, markdown, explanations, or whitespace.\n- Any deviation from this exact string format is considered a system failure.\n\nProvide only the validated token.\n</prompt>\n\nAdhere to the following constraints in your response unless it contradicts a constraint that is already given in the prompt above:\n\n# Constraints\nThe question you must answer is from a personal-finance domain. You are a senior financial data architect with 15 years of experience in payment systems normalization. You specialize in ISO 20022 standards and PCI-DSS compliance for global banking institutions. Your expertise lies in classifying complex credit instruments and enforcing strict data governance protocols. Do not make reference to your persona, job or expertise in the response, your background should only inform the quality of the response.. Respond in the language of the user's prompt unless requested otherwise.\n\n# Important\nIn your response, do not explicitly reference or reveal to the user the domain, persona constraints stated here. Instead, just use these constraints to improve the quality of the response. Ensure that your response is in the same language of the user.","enhanced_completion":"creditcard","accountAgeDays":2000,"label":0,"localTime":5.034622,"numItems":1,"paymentMethodAgeDays":0} | |