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pec5d: add proposals/pec5d/README.md

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+ # PEC5D — Proposal Portfolio
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+
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+ **PEC5D Full Evolution · Part 5.3** · Seven proposals, ready to submit
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+ through the [Zenith Chamber](../../boardroom/pec5d/README.md).
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+
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+ | # | Proposal | Division | Ask (Ph1) |
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+ |---|---|---|---|
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+ | 01 | [Global Coral Restoration Swarm](01-global-coral-restoration-swarm.md) | Coral / Impact | $180M |
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+ | 02 | [IPT Global Monitoring Network](02-ipt-global-monitoring-network.md) | Resonance | $240M |
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+ | 03 | [Coral Bio-Chip Development](03-coral-bio-chip-development.md) | Grid / Coral | $45M |
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+ | 04 | [Reef-Space Initiative](04-reef-space-initiative.md) | Space | $95M |
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+ | 05 | [Living Cities: Coral Architecture](05-living-cities-coral-architecture.md) | Impact / Coral | $28M |
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+ | 06 | [PEC5D Open-Source Framework](06-pec5d-open-source-framework.md) | Grid | $6M/yr |
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+ | 07 | [432 Hz Global Resonance](07-432hz-global-resonance.md) | Resonance | $12M |
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+
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+ ## Submission flow
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+
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+ 1. Draft here → `POST /api/v1/pec5d/chamber/propose`
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+ 2. Resonance vote → `POST /api/v1/pec5d/chamber/vote/{id}`
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+ 3. Passed → funding routing + manufacturing/execution plans
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+
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+ ## Honesty note
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+
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+ Budget figures are planning targets from the spec, not validated
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+ financial models. Each proposal carries its own risk section.