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Davichick
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Credit-score-analysis

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Davichick commited on Apr 7

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Update ReadMe.md

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@@ -81,7 +81,7 @@ I found that credit score distribution is almost identical across all profession
 ### 2. The Delay Threshold
 Using a Boxplot, I discovered a clear tipping point: customers with a "Good" rating rarely have more than 8-10 delayed payments. Once a customer crosses 15-17 delays, they almost certainly fall into the "Poor" category.
-![Delayed Payments Analysis](Delayed%20Payments%20Analysis.png)
 ### 3. The Debt Burden
 I compared **Outstanding Debt** against the **Overall Average (1426.22)**. The blue "Good" curve is peaked far to the left of the average line, while the green "Poor" curve is shifted heavily to the right. This is the "Debt Trap" in visual form.

 ### 2. The Delay Threshold
 Using a Boxplot, I discovered a clear tipping point: customers with a "Good" rating rarely have more than 8-10 delayed payments. Once a customer crosses 15-17 delays, they almost certainly fall into the "Poor" category.
+![Interest Rate vs Credit Score](Interest%20Rate%20vs%20Credit%20Score.png)
 ### 3. The Debt Burden
 I compared **Outstanding Debt** against the **Overall Average (1426.22)**. The blue "Good" curve is peaked far to the left of the average line, while the green "Poor" curve is shifted heavily to the right. This is the "Debt Trap" in visual form.