diff --git a/.gitattributes b/.gitattributes index 1ef325f1b111266a6b26e0196871bd78baa8c2f3..a0898a304d2fe5c97b8ec2a36bdc81f7a0068c64 100644 --- a/.gitattributes +++ b/.gitattributes @@ -57,3 +57,102 @@ saved_model/**/* filter=lfs diff=lfs merge=lfs -text # Video files - compressed *.mp4 filter=lfs diff=lfs merge=lfs -text *.webm filter=lfs diff=lfs merge=lfs -text +files/1/1_src_0.pdf filter=lfs diff=lfs merge=lfs -text +files/10/10_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/10/10_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/108/108_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/11/11_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/11/11_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/110/110_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/111/111_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/116/116_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/118/118_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/12/12_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/12/12_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/121/121_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/123/123_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/127/127_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/128/128_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/129/129_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/13/13_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/13/13_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/135/135_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/137/137_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/138/138_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/139/139_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/14/14_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/14/14_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/142/142_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/143/143_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/147/147_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/148/148_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/15/15_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/15/15_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/155/155_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/157/157_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/158/158_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/159/159_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/16/16_ref_0.pdf filter=lfs diff=lfs merge=lfs -text +files/16/16_src_0.pdf filter=lfs diff=lfs merge=lfs -text +files/160/160_src_0.pdf filter=lfs diff=lfs merge=lfs -text +files/161/161_src_0.pdf filter=lfs diff=lfs merge=lfs -text +files/166/166_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/17/17_src_5.csv filter=lfs diff=lfs merge=lfs -text +files/170/170_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/18/18_src_5.csv filter=lfs diff=lfs merge=lfs -text +files/19/19_src_1.xlsx filter=lfs diff=lfs merge=lfs -text +files/2/2_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/2/2_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/20/20_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/20/20_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/28/28_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/28/28_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/29/29_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/29/29_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/3/3_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/30/30_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/30/30_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/33/33_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/33/33_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/35/35_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/35/35_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/36/36_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/37/37_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/37/37_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/39/39_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/39/39_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/4/4_src_10.pdf filter=lfs diff=lfs merge=lfs -text +files/4/4_src_11.pdf filter=lfs diff=lfs merge=lfs -text +files/4/4_src_12.pdf filter=lfs diff=lfs merge=lfs -text +files/4/4_src_7.pdf filter=lfs diff=lfs merge=lfs -text +files/4/4_src_8.pdf filter=lfs diff=lfs merge=lfs -text +files/4/4_src_9.pdf filter=lfs diff=lfs merge=lfs -text +files/40/40_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/40/40_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/42/42_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/42/42_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/43/43_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/43/43_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/63/63_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/63/63_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/67/67_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/67/67_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/68/68_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/68/68_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/7/7_ref_0.docx filter=lfs diff=lfs merge=lfs -text +files/7/7_src_0.docx filter=lfs diff=lfs merge=lfs -text +files/70/70_ref_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/70/70_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/72/72_src_0.pdf filter=lfs diff=lfs merge=lfs -text +files/73/73_src_5.csv filter=lfs diff=lfs merge=lfs -text +files/74/74_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/75/75_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/81/81_src_1.pdf filter=lfs diff=lfs merge=lfs -text +files/84/84_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/85/85_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/90/90_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/94/94_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/95/95_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/96/96_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/97/97_src_0.xlsx filter=lfs diff=lfs merge=lfs -text +files/98/98_src_0.xlsx filter=lfs diff=lfs merge=lfs -text diff --git a/files/0/0.json b/files/0/0.json new file mode 100644 index 0000000000000000000000000000000000000000..e2ab871c90293e9cfdbded0b8abda56ea819aa2b --- /dev/null +++ b/files/0/0.json @@ -0,0 +1,20 @@ +{ + "id": "0", + "instruction_en": "Complete the validation and indicator calculations as follows: on the Balance Sheet, add a control to ensure TOTAL ASSETS equals TOTAL LIABILITIES AND EQUITY; on the Income Statement (Revenue & Expenses), add an Equity Roll Forward Test to reconcile equity movement and highlight any differences.", + "source_files": [ + "fass_sampleAn__EUSES_financial_bad_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/0/0_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "fass_sampleAn__EUSES_financial_bad_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/0/0_ref_0.xlsx" + ], + "task_type": "Validation / Review, Calculation, Structuring / Formatting", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/0/0_ref_0.xlsx b/files/0/0_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..df564245ae0b8869e416eea93c63244980c9b3ba Binary files /dev/null and b/files/0/0_ref_0.xlsx differ diff --git a/files/0/0_src_0.xlsx b/files/0/0_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..ac2ee91b801bc72cb65f7a8fb256e51c474d8020 Binary files /dev/null and b/files/0/0_src_0.xlsx differ diff --git a/files/1/1.json b/files/1/1.json new file mode 100644 index 0000000000000000000000000000000000000000..1000e12caee78438198925c5a99dce1722fb0c2c --- /dev/null +++ b/files/1/1.json @@ -0,0 +1,22 @@ +{ + "id": "1", + "instruction_en": "Transcribe the content from the pdf/image into the Excel file.", + "source_files": [ + "10_Summary8-21_05.pdf", + "10_Summary8-21_05.jpeg" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/1/1_src_0.pdf", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/1/1_src_1.jpeg" + ], + "reference_outputs": [ + { + "file": "10_Summary8-21_05.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/1/1_ref_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting", + "business_type": "Investment: Credit" +} \ No newline at end of file diff --git a/files/1/1_ref_0.xlsx b/files/1/1_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..e35aa536d753942a5ba2162833c57c073db5400f Binary files /dev/null and b/files/1/1_ref_0.xlsx differ diff --git a/files/1/1_src_0.pdf b/files/1/1_src_0.pdf new file mode 100644 index 0000000000000000000000000000000000000000..04c43dcd35f7f6b077f560ac92e3f7098abb7c77 --- /dev/null +++ b/files/1/1_src_0.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:67ff6decc583a74f3d40319cd91fa9bf1811db56ea1ba2c636c9accc75df3b78 +size 157826 diff --git a/files/1/1_src_1.jpeg b/files/1/1_src_1.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..5a8e943588b3be5f0df855a532c4ce1d4bb3756a --- /dev/null +++ b/files/1/1_src_1.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:6d84cfa079e9dc84edc6254ca1addc0925c4ea4ef2e5098256a7bdeb0a7ef617 +size 336832 diff --git a/files/10/10.json b/files/10/10.json new file mode 100644 index 0000000000000000000000000000000000000000..eb4fba4e8fb5811cb0330c7221c4459d74197090 --- /dev/null +++ b/files/10/10.json @@ -0,0 +1,20 @@ +{ + "id": "10", + "instruction_en": "Per the headers and established formula logic, populate formulas for columns X through AH so the timing model’s performance statistics for 2013–2025 are complete and consistent with the existing approach.", + "source_files": [ + "rotation_model_v2.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/10/10_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "rotation_model_v0.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/10/10_ref_0.xlsx" + ], + "task_type": "Calculation, Financial Modeling", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/10/10_ref_0.xlsx b/files/10/10_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9a9fde271cd28d4be6dab8e90e7733d8469bde6a --- /dev/null +++ b/files/10/10_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:59c9a9aae286db9644c3337108214824cde2d9ff2f9e401f12b7c6a54477c87a +size 4188895 diff --git a/files/10/10_src_0.xlsx b/files/10/10_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..5bb538b7ae84099f8cd1266a083f9442c5801f28 --- /dev/null +++ b/files/10/10_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:993daf721953eda29b175cbddfe44b598732d425cbed969130e45bd44b514cba +size 4328114 diff --git a/files/100/100.json b/files/100/100.json new file mode 100644 index 0000000000000000000000000000000000000000..e5af3d3d17ec61393be413641a917c7033756608 --- /dev/null +++ b/files/100/100.json @@ -0,0 +1,12 @@ +{ + "id": "100", + "instruction_en": "Update the Canada Non-Commercial functional distribution table, ensuring the table remains aligned with the latest staffing data in Sheet2. Additionally, add two columns — Total and %Total — to display the total headcount and percentage for each group.", + "source_files": [ + "louise_kitchen__24065__Non Commercial_2.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/100/100_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation, Validation / Review", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/100/100_src_0.xlsx b/files/100/100_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..4188a623272ae3bb96e82be5a011433e78dcafbd Binary files /dev/null and b/files/100/100_src_0.xlsx differ diff --git a/files/101/101.json b/files/101/101.json new file mode 100644 index 0000000000000000000000000000000000000000..1b9f3dbec722673cfd605c99771bd070572c16d7 --- /dev/null +++ b/files/101/101.json @@ -0,0 +1,12 @@ +{ + "id": "101", + "instruction_en": "Standardize all date entries in the spreadsheet to the 01-FEB-2002 format (dd-MMM-yyyy). Month headers should read consistently as 01-JAN-2002, 01-FEB-2002, etc. Pay attention to case sensitivity.", + "source_files": [ + "errol_mclaughlin_jr__10054__0621 Projected Effect on US Books_00.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/101/101_src_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/101/101_src_0.xlsx b/files/101/101_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..54512bdb1fb647d90556f66f1e7dbba491be73eb Binary files /dev/null and b/files/101/101_src_0.xlsx differ diff --git a/files/102/102.json b/files/102/102.json new file mode 100644 index 0000000000000000000000000000000000000000..b016cc3aef06292324159f22d48ecd12cacaeeb2 --- /dev/null +++ b/files/102/102.json @@ -0,0 +1,12 @@ +{ + "id": "102", + "instruction_en": "Create a new Transfer worksheet that summarizes LONGS, SHORT, and NET by delivery month, with Total Longs, Total Shorts, and Total Net at the bottom; the month list should follow the Z, F1… sequence covering all months present, and show 0 for months with no data. In Access Trades, add a side display for TOTAL LONG and TOTAL SHORT with two Notes columns to confirm these tie to the Transfer totals (“ok” if consistent, otherwise note the variance), and return the updated workbook including the Transfer summary and the Access Trades validation block.", + "source_files": [ + "errol_mclaughlin_jr__10270__Access Trades_00.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/102/102_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation, Validation / Review", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/102/102_src_0.xlsx b/files/102/102_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..1ae92c303feccae5fdb3e42b9e9f2a7c5c229ff3 Binary files /dev/null and b/files/102/102_src_0.xlsx differ diff --git a/files/103/103.json b/files/103/103.json new file mode 100644 index 0000000000000000000000000000000000000000..17faad31381b9bc872533c81c5182f047361e5d2 --- /dev/null +++ b/files/103/103.json @@ -0,0 +1,12 @@ +{ + "id": "103", + "instruction_en": "On Sheet4, create two monthly, time-aligned summaries: 'Peoples Deal Value' should sum the Mid Value by month from the 'Peoples Baseload Sale' and 'Transport' sheets (same-month totals), with months without data shown as 0 and a grand total at the end; 'PERC Deal Value' should sum the Mid Value by month from the 'PERC' sheet, with months without data shown as 0. Ensure the month sets for both tables are aligned and sorted chronologically.", + "source_files": [ + "darron_c_giron__7910__PeoplesSummary.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/103/103_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Investment: Pricing And Valuation" +} \ No newline at end of file diff --git a/files/103/103_src_0.xlsx b/files/103/103_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..37b4a30d036985426eed75da149c9ccdd035ddec Binary files /dev/null and b/files/103/103_src_0.xlsx differ diff --git a/files/104/104.json b/files/104/104.json new file mode 100644 index 0000000000000000000000000000000000000000..19b20a8aa6af208b9af978cebff0a5fd28e8bc9a --- /dev/null +++ b/files/104/104.json @@ -0,0 +1,12 @@ +{ + "id": "104", + "instruction_en": "Insert a 'Total Available' row and a 'Total Allocated' row, then complete the reconciliation line to verify that 'Total Available' and 'Total Allocated' are consistent.", + "source_files": [ + "daren_farmer__6587__HPL-Feb_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/104/104_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Validation / Review, Calculation", + "business_type": "Operations/Model Prediction" +} \ No newline at end of file diff --git a/files/104/104_src_0.xlsx b/files/104/104_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..e51637e55c9e40b4f9082e91b19651a1c385f47c Binary files /dev/null and b/files/104/104_src_0.xlsx differ diff --git a/files/105/105.json b/files/105/105.json new file mode 100644 index 0000000000000000000000000000000000000000..fb7854417bca5991327b9eac4c35b0a244f0555a --- /dev/null +++ b/files/105/105.json @@ -0,0 +1,12 @@ +{ + "id": "105", + "instruction_en": "Add the 2/11/2000 column on the Feb 00 tab by mirroring the 2/10 data, with the following adjustments: Houston Pipe Line should be 6,000 (instead of 9,000), and for Huntsville and Woodlands use 1,000 and 5,000 respectively. All other items remain unchanged from 2/10.", + "source_files": [ + "daren_farmer__6587__HPL-Feb.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/105/105_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting", + "business_type": "Operations/Model Prediction" +} \ No newline at end of file diff --git a/files/105/105_src_0.xlsx b/files/105/105_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b627e980e5376355a6fd85d046dbb618c4af4a93 Binary files /dev/null and b/files/105/105_src_0.xlsx differ diff --git a/files/106/106.json b/files/106/106.json new file mode 100644 index 0000000000000000000000000000000000000000..ee977b431c6adc11ef3bd87538cabd094cbf91c3 --- /dev/null +++ b/files/106/106.json @@ -0,0 +1,12 @@ +{ + "id": "106", + "instruction_en": "On Sheet3, append the month-over-month percentage changes for BSCTMP and SBSK, then compute the Pearson correlation between their monthly price change rates.", + "source_files": [ + "monika_causholli__28233__BSCTMP Substitute Correlations_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/106/106_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/106/106_src_0.xlsx b/files/106/106_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2bdb2912e9b0a8e174158f1b78b8987a3590808b Binary files /dev/null and b/files/106/106_src_0.xlsx differ diff --git a/files/107/107.json b/files/107/107.json new file mode 100644 index 0000000000000000000000000000000000000000..5c4fd8377d28191d25fba243b9aa94a8425f38bf --- /dev/null +++ b/files/107/107.json @@ -0,0 +1,12 @@ +{ + "id": "107", + "instruction_en": "On Sheet3, insert on the left side of the sheet a results table with a top-header showing the series names “BSCTMP” and “SBSK,” and two subsections with left-hand labels “1–6 month lag” and “1–6 month lead. In the 1–6 month lag section, quantify the timing relationship by calculating Pearson correlations between SBSK and BSCTMP shifted 1–6 months later and entering the resulting coefficients under the headings “1 month lag” through “6 month lag.” In the 1–6 month lead section, calculate correlations between BSCTMP and SBSK shifted 1–6 months later and entering the coefficients under the headings “1 month lead” through “6 month lead.", + "source_files": [ + "monika_causholli__28233__BSCTMP Substitute Correlations_1.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/107/107_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/107/107_src_0.xlsx b/files/107/107_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..c73f1edf0ce4c73fc004fd37c88f8aeff8af4597 Binary files /dev/null and b/files/107/107_src_0.xlsx differ diff --git a/files/108/108.json b/files/108/108.json new file mode 100644 index 0000000000000000000000000000000000000000..a6c6cc9372114a2090a13259eee567fc8d90d310 --- /dev/null +++ b/files/108/108.json @@ -0,0 +1,14 @@ +{ + "id": "108", + "instruction_en": "Update the data in 'tracy_geaccone__40572__EA Allocations to Other BUs-9.20.01.xlsx' based on 'tracy_geaccone__40573__EA Alloc to Other BUs - Support_04.xlsx'. ", + "source_files": [ + "tracy_geaccone__40572__EA Allocations to Other BUs-9.20.01.xlsx", + "tracy_geaccone__40573__EA Alloc to Other BUs - Support_04.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/108/108_src_0.xlsx", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/108/108_src_1.xlsx" + ], + "task_type": "Cross-sheet Retrieval, Data Entry / Import", + "business_type": "Reports/Plans And Budgets" +} \ No newline at end of file diff --git a/files/108/108_src_0.xlsx b/files/108/108_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..73aeb7372b3f3525bbb1ba70fef4c2df47458b33 --- /dev/null +++ b/files/108/108_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:6905b01780320945a2bc6555bab2651ad609956b4f0ab460c061be45865b1a7c +size 151897 diff --git a/files/108/108_src_1.xlsx b/files/108/108_src_1.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..3c88809a9b79a61321ce4511bc93ecb958ca2494 Binary files /dev/null and b/files/108/108_src_1.xlsx differ diff --git a/files/109/109.json b/files/109/109.json new file mode 100644 index 0000000000000000000000000000000000000000..75f12581c8a2fd9c474d635d32e08f7d76f150af --- /dev/null +++ b/files/109/109.json @@ -0,0 +1,12 @@ +{ + "id": "109", + "instruction_en": "Calculate the total FTE percentage by region and by business line, and roll these up into a consolidated summary. This should include totals across EWS, EES, EGM, M&A, and EGA for each region (US Energy, Canada, Federal), with an overall summary of the combined FTE percentages.", + "source_files": [ + "james_steffes__12910__Enron Govt Affairs - EES & ENA_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/109/109_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Operations/Planning And Budget" +} \ No newline at end of file diff --git a/files/109/109_src_0.xlsx b/files/109/109_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..e47a47f678be9d4524641f44891586a25a94533c Binary files /dev/null and b/files/109/109_src_0.xlsx differ diff --git a/files/11/11.json b/files/11/11.json new file mode 100644 index 0000000000000000000000000000000000000000..adc6fcc4381ffc500a29250a64c4637859f04d37 --- /dev/null +++ b/files/11/11.json @@ -0,0 +1,20 @@ +{ + "id": "11", + "instruction_en": "Add a NAV chart above the Strategy Performance table, plotting two series: Rotation NAV and Benchmark. Use a red line with red markers for Rotation NAV and a gray line with gray markers for the Benchmark; start both series at a base value of 1, and set the time axis to show annual ticks.", + "source_files": [ + "rotation_model_v3.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/11/11_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "rotation_model_v0.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/11/11_ref_0.xlsx" + ], + "task_type": "Reporting / Visualization", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/11/11_ref_0.xlsx b/files/11/11_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9a9fde271cd28d4be6dab8e90e7733d8469bde6a --- /dev/null +++ b/files/11/11_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:59c9a9aae286db9644c3337108214824cde2d9ff2f9e401f12b7c6a54477c87a +size 4188895 diff --git a/files/11/11_src_0.xlsx b/files/11/11_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2af2f7cc7a9e9897d3a255544efc36b238526b75 --- /dev/null +++ b/files/11/11_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:162e1d393b29b031b66cdc0be8060a7a3d4dd9d2f473f8854a4ed44d7f2e0582 +size 3984197 diff --git a/files/110/110.json b/files/110/110.json new file mode 100644 index 0000000000000000000000000000000000000000..3fbebf60352a4e04bd698803775bed9897a50811 --- /dev/null +++ b/files/110/110.json @@ -0,0 +1,12 @@ +{ + "id": "110", + "instruction_en": "Using the daily PGE/SCG spot midpoints, the TW base price, the fuel‑loss factor, the fixed commodity cost (0.0246), and the day’s delivered volumes to PGE and SCG, please calculate Adj TW Per, the net unit spreads at PGE and SCG, the theoretical profit (spread × volume), the daily total profit, and the Astra/TW 70%/30% profit split, and roll these up to a full‑month summary. Among these values, keep four decimal places for Adj TW Per, the net unit spreads at PGE and SCG, and keep two decimal places for all other figures.", + "source_files": [ + "michelle_lokay__26667__Astra_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/110/110_src_0.xlsx" + ], + "task_type": "Calculation, Structuring / Formatting", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/110/110_src_0.xlsx b/files/110/110_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..a1e0a376474e2b35ac10c5cdc817dc3da6fe12ec --- /dev/null +++ b/files/110/110_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:234d5b57eb7610d8f2e428e3c4777701e27c303e5386d3474cb1101b3f3e22bc +size 309772 diff --git a/files/111/111.json b/files/111/111.json new file mode 100644 index 0000000000000000000000000000000000000000..300502839bb17c80c8ccec79c37bd9e828ad1874 --- /dev/null +++ b/files/111/111.json @@ -0,0 +1,12 @@ +{ + "id": "111", + "instruction_en": "Recompute and update the entire workbook under the new operating assumptions, without changing the original price and volume inputs (PGE/SCG Midpoint, TW benchmark price, and commodity cost at 0.0246). Reduce the TW→PGE fuel loss factor to 4.0% and change the profit split to Astra 60% / TW 40%, which better reflects joint sharing of market and scheduling risk.", + "source_files": [ + "michelle_lokay__26667__Astra_1.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/111/111_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/111/111_src_0.xlsx b/files/111/111_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..ce8a99f1604069248a4030bb3ed6cc999f054e5e --- /dev/null +++ b/files/111/111_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:bc888fc29860298a2377ef5f5629ce9845b3067f40aa81441676fa6bbd2d7227 +size 313238 diff --git a/files/112/112.json b/files/112/112.json new file mode 100644 index 0000000000000000000000000000000000000000..934ae3dcc2c3809142b9aec8437034c26becc243 --- /dev/null +++ b/files/112/112.json @@ -0,0 +1,12 @@ +{ + "id": "112", + "instruction_en": "For each record, use the Frequency to place the Rent amount into the corresponding Total Weekly, Total Biweekly, or Total Monthly column, and leave the non-applicable total columns blank. Then roll up the Sub-Total for each frequency and estimate the Annual Total.", + "source_files": [ + "phillip_allen__28879__rentroll_investors_a_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/112/112_src_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval, Data Entry / Import, Calculation", + "business_type": "Operations/Payment Accounting" +} \ No newline at end of file diff --git a/files/112/112_src_0.xlsx b/files/112/112_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d81fc305e418fa32c400f3ab592b0390d005b77c Binary files /dev/null and b/files/112/112_src_0.xlsx differ diff --git a/files/113/113.json b/files/113/113.json new file mode 100644 index 0000000000000000000000000000000000000000..f5b5dbe0d88944be09a0d9309c673caac6b14f18 --- /dev/null +++ b/files/113/113.json @@ -0,0 +1,12 @@ +{ + "id": "113", + "instruction_en": "Update the Active Deals vs Headcount sheet with the monthly Active Deals and headcount (HC), and capture the growth amount and the percentage increase from Sep 99 to Mar 01.", + "source_files": [ + "sally_beck__35543__Energy Ops 98-01 headcount_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/113/113_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Calculation, Cross-sheet/file Retrieval", + "business_type": "Operations/Planning And Budget" +} \ No newline at end of file diff --git a/files/113/113_src_0.xlsx b/files/113/113_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..3dc5676f17ca494258127a2865e18f8d9886ed5e Binary files /dev/null and b/files/113/113_src_0.xlsx differ diff --git a/files/114/114.json b/files/114/114.json new file mode 100644 index 0000000000000000000000000000000000000000..f6188b3e58ac5dc43cedf8bad4b2f1b69883e2a6 --- /dev/null +++ b/files/114/114.json @@ -0,0 +1,12 @@ +{ + "id": "114", + "instruction_en": "Using the trades as the source, identify and fill in the applicable asset and liability items for ENA Corp and ECT Inv, then roll them up into a summary. Please ensure the entries reflect only the portions relevant to each entity.", + "source_files": [ + "2_ECTI and ENA Credit trades 31 Dec 01_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/114/114_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Cross-sheet/file Retrieval, Calculation", + "business_type": "Investment: Pricing And Valuation / Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/114/114_src_0.xlsx b/files/114/114_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9e36ccef6922e052200676501cb8e23ef9cc3afb Binary files /dev/null and b/files/114/114_src_0.xlsx differ diff --git a/files/115/115.json b/files/115/115.json new file mode 100644 index 0000000000000000000000000000000000000000..9967f1a28b14d8fd52ce34e68ac8e281718847bc --- /dev/null +++ b/files/115/115.json @@ -0,0 +1,8 @@ +{ + "id": "115", + "instruction_en": "Please track and compile the average monthly house prices for England, Scotland, Wales and Northern Ireland, for the period from January 2022 to April 2025 (including January 2022 and April 2025). Please cite all the statistics from government websites.\\n\\n[Data Source Note] Please use the UK House Price Index (HPI) data published on GOV.UK / HM Land Registry or ONS official sources. Note: HPI data is periodically revised; data from different publication dates is acceptable as long as sourced from official government websites. For data from February 2024 onwards, rounded values (to nearest thousand) from ONS bulletins are acceptable.\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the following column names in order: Month, House price in England(Pounds), House price in Scotland(Pounds), House price in Wales(Pounds), House price in Northern Ireland(Pounds)\\nFor the column 'Month', list the month in the format 2022/01, 2022/02.\\n\\nDon't ask me any questions, just output the results according to the columns without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_Quarterly_Aggregation: Convert monthly data to quarterly averages by region.\\nColumns: Quarter, England Avg Price, Scotland Avg Price, Wales Avg Price, Northern Ireland Avg Price\\nQuarter format: 2022-Q1, 2022-Q2, etc. Each price value with 2 decimals. Sort chronologically from 2022-Q1 to 2025-Q2.\\n\\nSubtask 2 - Sheet3_Price_Changes: Calculate month-over-month price changes.\\nColumns: Month, England MoM Change (%), Scotland MoM Change (%), Wales MoM Change (%), Northern Ireland MoM Change (%)\\nAll percentages with 2 decimals. Start from 2022/02 (comparing to 2022/01).\\n\\nSubtask 3 - Sheet4_Price_Classification: Classify each region's price level for each month.\\nColumns: Month, England Category, Scotland Category, Wales Category, Northern Ireland Category\\nClassification rules: \\\"Very High\\\" if >= 310,000 (England), >= 200,000 (Scotland), >= 225,000 (Wales), >= 190,000 (Northern Ireland); \\\"High\\\" if >= 300,000 / >= 190,000 / >= 215,000 / >= 180,000; \\\"Medium\\\" if >= 290,000 / >= 180,000 / >= 205,000 / >= 170,000; \\\"Low\\\" otherwise.\\n\\nSubtask 4 - Sheet5_Summary_Statistics: Calculate summary statistics for each region.\\nColumns: Region, Max Price, Max Price Month, Min Price, Min Price Month, Overall Change (%), Peak-to-Current Change (%), Volatility Score\\nOverall Change = (Price in 2025/04 - Price in 2022/01) / Price in 2022/01 x 100 (2 decimals). Peak-to-Current Change = (Price in 2025/04 - Max Price) / Max Price x 100 (2 decimals). Volatility Score = STDEV.P (population standard deviation) of all monthly prices / AVERAGE x 100 (2 decimals). Max/Min Price with 2 decimals.\n", + "source_files": [], + "source_files_urls": [], + "task_type": "Web Search, Data Entry / Import, Structuring / Formatting, Calculation, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/116/116.json b/files/116/116.json new file mode 100644 index 0000000000000000000000000000000000000000..684efbc2969d2bbd763f57229dab5a270c1e2cf8 --- /dev/null +++ b/files/116/116.json @@ -0,0 +1,12 @@ +{ + "id": "116", + "instruction_en": "Compare the month-to-month movement direction of ERCOT peak power prices and NYMEX natural gas prices in 2002 (i.e., whether each month is higher or lower than the previous month). Based on the 12 monthly changes in 2002, determine how many months the two prices moved in the same direction and how many months they moved in opposite directions.", + "source_files": [ + "10_Daily Forward Price Curves 10262001.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/116/116_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Investment: Pricing And Valuation / Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/116/116_src_0.xlsx b/files/116/116_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..0159efb587e359786e7c13a16d71f0da2ea92a1b --- /dev/null +++ b/files/116/116_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:2002b8987158f27fb7766ae5a3caa4d2eb116d4e9a0633eae99694ca8c39d8dd +size 179256 diff --git a/files/117/117.json b/files/117/117.json new file mode 100644 index 0000000000000000000000000000000000000000..ce32c4f17e228fb077e4fde8b602a27aaeaa484d --- /dev/null +++ b/files/117/117.json @@ -0,0 +1,12 @@ +{ + "id": "117", + "instruction_en": "Standardize the font across all data entries so they ues a single, consistent typeface throughout. No content changes are required; this is a formatting cleanup only.", + "source_files": [ + "dutch_quigley__9243__DKR092801A.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/117/117_src_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/117/117_src_0.xlsx b/files/117/117_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..4e0985c4b89979bc5bd1358847f406dd78dd46ff Binary files /dev/null and b/files/117/117_src_0.xlsx differ diff --git a/files/118/118.json b/files/118/118.json new file mode 100644 index 0000000000000000000000000000000000000000..24faa3a3730f8e6130040b4500b715f5274680d4 --- /dev/null +++ b/files/118/118.json @@ -0,0 +1,12 @@ +{ + "id": "118", + "instruction_en": "What is the TW EOL charge for 2002? Pls just provide the amount.", + "source_files": [ + "tracy_geaccone__40511__ETS - Transwestern IC 0914.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/118/118_src_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/118/118_src_0.xlsx b/files/118/118_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..370585e7b6642f69d7337363cd74733d9a528387 --- /dev/null +++ b/files/118/118_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:fa0b8b943ab728e4b3be39178f4e8b05fd71095706b1e0520149e022c1e40c3f +size 131652 diff --git a/files/119/119.json b/files/119/119.json new file mode 100644 index 0000000000000000000000000000000000000000..0f2a72b4cac4db7bb0170b984e382a2d3b721b66 --- /dev/null +++ b/files/119/119.json @@ -0,0 +1,12 @@ +{ + "id": "119", + "instruction_en": "How many plants are recorded in the spreadsheet?", + "source_files": [ + "kevin_presto__19781__UPDATE 13 062901.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/119/119_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/119/119_src_0.xlsx b/files/119/119_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..3de986cf311b2167f6355c9b0be71e6ad2ffc212 Binary files /dev/null and b/files/119/119_src_0.xlsx differ diff --git a/files/12/12.json b/files/12/12.json new file mode 100644 index 0000000000000000000000000000000000000000..22b3552e3d59256586f19e88f82b930d1c41dd23 --- /dev/null +++ b/files/12/12.json @@ -0,0 +1,20 @@ +{ + "id": "12", + "instruction_en": "Per the red parameters and the Method 1/Method 2 guidance noted in H8 and H9, complete the formulas in columns T and U (starting from1) and then complete column I. The method selection in B6 should drive the model so that all cells and charts refresh consistently when switching between methods.", + "source_files": [ + "rotation_model_v4.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/12/12_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "rotation_model_v0.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/12/12_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Validation / Review, Reporting / Visualization, Calculation, Financial Modeling", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/12/12_ref_0.xlsx b/files/12/12_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9a9fde271cd28d4be6dab8e90e7733d8469bde6a --- /dev/null +++ b/files/12/12_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:59c9a9aae286db9644c3337108214824cde2d9ff2f9e401f12b7c6a54477c87a +size 4188895 diff --git a/files/12/12_src_0.xlsx b/files/12/12_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..fd3de3c2f2c4de8bb9edebda28e41762aed0f1cc --- /dev/null +++ b/files/12/12_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:416e901a8eb12fa4f2a716e22623a8dd2959bd8ef5b9cdc6dbee1e3048e5f00f +size 4034475 diff --git a/files/120/120.json b/files/120/120.json new file mode 100644 index 0000000000000000000000000000000000000000..3e54353dd3f8a1ce15d4dfddd77a7e61e3b0a9a4 --- /dev/null +++ b/files/120/120.json @@ -0,0 +1,12 @@ +{ + "id": "120", + "instruction_en": "Audit the workbook and correct the formula errors in place so numbers calculate properly.", + "source_files": [ + "1_Tricia Roome.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/120/120_src_0.xlsx" + ], + "task_type": "Validation / Review, Calculation", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/120/120_src_0.xlsx b/files/120/120_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..4b7d819e261794b1ca41f64b174d552fe16b4745 Binary files /dev/null and b/files/120/120_src_0.xlsx differ diff --git a/files/121/121.json b/files/121/121.json new file mode 100644 index 0000000000000000000000000000000000000000..a78dadebbcadab86c13c39e91f1d2f57d99a9ab1 --- /dev/null +++ b/files/121/121.json @@ -0,0 +1,12 @@ +{ + "id": "121", + "instruction_en": "Audit the Deal Sheet in the workbook and correct the formula errors in place so numbers calculate properly.", + "source_files": [ + "1_5_14act.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/121/121_src_0.xlsx" + ], + "task_type": "Validation / Review, Calculation", + "business_type": "Planning And Budgeting/Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/121/121_src_0.xlsx b/files/121/121_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..fd24134f8847711038e257d79be50dc639b44955 --- /dev/null +++ b/files/121/121_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:d79788a49fe6b1d13cc97dafeaa02e3828206b024e68648197e90ac7b210e3b6 +size 185628 diff --git a/files/122/122.json b/files/122/122.json new file mode 100644 index 0000000000000000000000000000000000000000..a9224cdecce2d7ab5196e36d19c5049824c7e079 --- /dev/null +++ b/files/122/122.json @@ -0,0 +1,12 @@ +{ + "id": "122", + "instruction_en": "At the end of the table, add two summary rows labeled 'Total Disbursements' and 'Net Receipts (Disbursements)'.", + "source_files": [ + "james_steffes__12795__EES CASH BURN_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/122/122_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/122/122_src_0.xlsx b/files/122/122_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9db5fed09b94df446eeb41933c4ddfa7af86ea76 Binary files /dev/null and b/files/122/122_src_0.xlsx differ diff --git a/files/123/123.json b/files/123/123.json new file mode 100644 index 0000000000000000000000000000000000000000..bee6075470523e2550fc9df2f85df37af6f287aa --- /dev/null +++ b/files/123/123.json @@ -0,0 +1,12 @@ +{ + "id": "123", + "instruction_en": "Assume that in January 2002 you enter a “portfolio” by going long ERCOT peak power and short an equal-scale amount of NYMEX natural gas. Over the full year 2002, does this portfolio make or lose money, and what is its nominal return?", + "source_files": [ + "10_Daily Forward Price Curves 10262001.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/123/123_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Investment: Pricing And Valuation / Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/123/123_src_0.xlsx b/files/123/123_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..0159efb587e359786e7c13a16d71f0da2ea92a1b --- /dev/null +++ b/files/123/123_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:2002b8987158f27fb7766ae5a3caa4d2eb116d4e9a0633eae99694ca8c39d8dd +size 179256 diff --git a/files/124/124.json b/files/124/124.json new file mode 100644 index 0000000000000000000000000000000000000000..043ac0e06adba54df90e2363455c60c42779cff8 --- /dev/null +++ b/files/124/124.json @@ -0,0 +1,12 @@ +{ + "id": "124", + "instruction_en": "Complete the content in the summary sheet based on other spreadsheets. Leave blank if no information found.", + "source_files": [ + "1_2000 Winter Plan_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/124/124_src_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval, Calculation, Data Entry / Import", + "business_type": "Operations/Reports" +} \ No newline at end of file diff --git a/files/124/124_src_0.xlsx b/files/124/124_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..5b5ee9bdf3f3ad20b41d535573db4204925e20f0 Binary files /dev/null and b/files/124/124_src_0.xlsx differ diff --git a/files/125/125.json b/files/125/125.json new file mode 100644 index 0000000000000000000000000000000000000000..e3a64da681f6bba5217bb89a37f7fb6856140140 --- /dev/null +++ b/files/125/125.json @@ -0,0 +1,12 @@ +{ + "id": "125", + "instruction_en": "You are given an Excel table (Figure 1.19) showing, for IDA-eligible countries, disbursements, amortization, and interest on public and publicly guaranteed debt in 2021–2023 by creditor type (Multilateral, IMF, Bilateral, Commercial bank and other, Bondholders), as well as 2021–2023 totals. At the bottom of the table, the total PPG long-term debt net transfers for 2022 and 2023 are reported.\n\nUsing only the data in the table, please:\n\nProduce at least one chart that displays disbursements, amortization, and interest for each creditor type in 2021–2023.\n\nWrite a structured economic analysis of no more than 300 words, summarizing the main trends, key turning points, and possible financing behavior patterns. In your analysis, calculate and cite the increase in total long-term debt net transfers in 2023.", + "source_files": [ + "IDR2024-Part1-AllCharts-Tables_04.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/125/125_src_0.xlsx" + ], + "task_type": "Calculation, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/125/125_src_0.xlsx b/files/125/125_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..60fbc7d1ff446c576691eba4f1c120760f856ac2 Binary files /dev/null and b/files/125/125_src_0.xlsx differ diff --git a/files/126/126.json b/files/126/126.json new file mode 100644 index 0000000000000000000000000000000000000000..77ac1431d9c43c23e4af72e920def085e3e716a3 --- /dev/null +++ b/files/126/126.json @@ -0,0 +1,12 @@ +{ + "id": "126", + "instruction_en": "Convert the 'EOTT TX-NM Facilities' worksheet into a standard table and filter it to display Andrew’s county only.", + "source_files": [ + "larry_campbell__20958__EOTT tanks tx NM.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/126/126_src_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Asset Management" +} \ No newline at end of file diff --git a/files/126/126_src_0.xlsx b/files/126/126_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..75e16a5e174ca3cdba27461eb9102178fd78a340 Binary files /dev/null and b/files/126/126_src_0.xlsx differ diff --git a/files/127/127.json b/files/127/127.json new file mode 100644 index 0000000000000000000000000000000000000000..ad97d8d4d9675c3f0e91cf142081d239f65060ec --- /dev/null +++ b/files/127/127.json @@ -0,0 +1,12 @@ +{ + "id": "127", + "instruction_en": "Complete the Existing Deals with Huber and Proposed Deals with Huber summaries by cross-referencing the Exposure sheet to capture each contract’s start and end dates, delivery point, and contract price.\nCalculate the average of 55-day payables at each designated time point, and aggregate these amounts into the summary totals corresponding to their respective time periods.", + "source_files": [ + "mark_whitt__25254__Huber - Existing & Proposed Deals 111201_3.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/127/127_src_0.xlsx" + ], + "task_type": "Calculation, Reporting / Visualization", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/127/127_src_0.xlsx b/files/127/127_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..19af90a2ee3b79a2d10505e5f7fc249eefb7c0d4 --- /dev/null +++ b/files/127/127_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:aaabd46f7a07280a59d195fe68b708eac8a2bb48e7e469450b9121035e07ca37 +size 122311 diff --git a/files/128/128.json b/files/128/128.json new file mode 100644 index 0000000000000000000000000000000000000000..f159fa57f1f8abdacc572599d64aeca41f78101e --- /dev/null +++ b/files/128/128.json @@ -0,0 +1,12 @@ +{ + "id": "128", + "instruction_en": "Prepare a stacked area chart titled \"Existing and Proposed Deals with Huber\", showing monthly time on the X-axis (from December 2001 to December 2006) and daily gas supply volumes (MMBtu/d) on the Y-axis in the Summary sheet. Each colored band should represent a distinct pricing benchmark or contract type (deal), illustrating how volumes vary over time", + "source_files": [ + "mark_whitt__25254__Huber - Existing & Proposed Deals 111201_4.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/128/128_src_0.xlsx" + ], + "task_type": "Reporting / Visualization, Cross-sheet/file Retrieval", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/128/128_src_0.xlsx b/files/128/128_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b9295701a9f2a44a85943e74ad00d699c16b383e --- /dev/null +++ b/files/128/128_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:808535b5a17a24a63063747a2791a98a6ff46e601b3c747475e82517ab289f4d +size 114977 diff --git a/files/129/129.json b/files/129/129.json new file mode 100644 index 0000000000000000000000000000000000000000..981fcf4df2e0a0ad82448a346f18d811679635e7 --- /dev/null +++ b/files/129/129.json @@ -0,0 +1,12 @@ +{ + "id": "129", + "instruction_en": "Create a stacked area chart titled “Rolling 55 Day Payables (as of the 25th of the Month)” to visualize rolling payable amounts across multiple natural gas price indices from December 2001 to December 2006 in the Summary sheet. The Y-axis should be dollars and the X-axis monthly time, with each data point representing the rolling 55-day payables total as of the 25th of that month.", + "source_files": [ + "mark_whitt__25254__Huber - Existing & Proposed Deals 111201_4.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/129/129_src_0.xlsx" + ], + "task_type": "Reporting / Visualization, Cross-sheet/file Retrieval", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/129/129_src_0.xlsx b/files/129/129_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b9295701a9f2a44a85943e74ad00d699c16b383e --- /dev/null +++ b/files/129/129_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:808535b5a17a24a63063747a2791a98a6ff46e601b3c747475e82517ab289f4d +size 114977 diff --git a/files/13/13.json b/files/13/13.json new file mode 100644 index 0000000000000000000000000000000000000000..42026770d0ada182066a0f946d42664d4f740a63 --- /dev/null +++ b/files/13/13.json @@ -0,0 +1,20 @@ +{ + "id": "13", + "instruction_en": "Complete the missing formulas in columns E and F on the sheet Holding Period Return Analysis.\nThis task uses the yield curve on the given date to compute the annualized return over the specified holding period for a pair of virtual bonds.\nThe calculation steps should follow the logic shown in column D, and the yellow-highlighted cells are input parameters.\nThe model should update the virtual bonds’ holding-period return dynamically when these parameters change.\n\nCompute the “Initial Full Price” by setting the coupon rate equal to the current yield.\n\nDetermine the “Remaining Maturity at the End of the Holding Period” based on the parameters in the table.\n\nUse the cash-flow discounting formula and the corresponding parameters to compute the “Final Full Price.”", + "source_files": [ + "Relative_valuation_model_v2.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/13/13_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "Relative_valuation_model_v0.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/13/13_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/13/13_ref_0.xlsx b/files/13/13_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7201310659506481bbe4e10fcaab92d1932ee1a4 --- /dev/null +++ b/files/13/13_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:16696a352ad75b572f5f174921839cb0b52452c65230048a8804b8b670cec726 +size 460584 diff --git a/files/13/13_src_0.xlsx b/files/13/13_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..fe7d415a04ca230a2427dc859e42929a09bede18 --- /dev/null +++ b/files/13/13_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:a18b9191a522e4d7d99f39eb691c8d12286bb85b0f58c4f661aa0dc60e29e099 +size 460324 diff --git a/files/130/130.json b/files/130/130.json new file mode 100644 index 0000000000000000000000000000000000000000..e6e3800ba9b8269b8ca3ad058d7ee2b451a08080 --- /dev/null +++ b/files/130/130.json @@ -0,0 +1,12 @@ +{ + "id": "130", + "instruction_en": "Update the weekly sheet’s rent table to include four new columns — “Total Weekly,” “Total Biweekly,” “Total Monthly,” and “Grand Total” — and populate each tenant’s amounts by week, every two weeks, and monthly, leaving missing items as blank cells. At the bottom, add a “Sub-total” row that sums each column, a “Number of Periods” row reflecting the annual payment count for each tenant based on their rent frequency, and an “Annual Totals” row that calculates the yearly totals for each column; the “Grand Total” column should only be populated on the “Annual Totals” row and remain blank elsewhere.", + "source_files": [ + "phillip_allen__28869__rentroll_investors_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/130/130_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Payment And Receipt Accountant" +} \ No newline at end of file diff --git a/files/130/130_src_0.xlsx b/files/130/130_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..f2083e803409c53f10a4fb23a8deffb06e4c8984 Binary files /dev/null and b/files/130/130_src_0.xlsx differ diff --git a/files/131/131.json b/files/131/131.json new file mode 100644 index 0000000000000000000000000000000000000000..f507239eeaae6dd4d7a12f45b74bc549f8e98ea3 --- /dev/null +++ b/files/131/131.json @@ -0,0 +1,12 @@ +{ + "id": "131", + "instruction_en": "Update the Beaumont Worksheet to reflect a Base Volume assumption of 17,000 (from 18,000) and roll the change through all affected calculations and summaries. Ensure the threshold/labels (e.g., “>17,000”) and the excess/deficit, buyback, swing, baseload, and invoice totals are consistent with the new base.", + "source_files": [ + "daren_farmer__5577__Beaumont_Oct2000.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/131/131_src_0.xlsx" + ], + "task_type": "Calculation, Validation / Review", + "business_type": "Purchasing And Sales" +} \ No newline at end of file diff --git a/files/131/131_src_0.xlsx b/files/131/131_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..c467e9cdd28f32bcf7181c2419fa5e97eb43c0e5 Binary files /dev/null and b/files/131/131_src_0.xlsx differ diff --git a/files/132/132.json b/files/132/132.json new file mode 100644 index 0000000000000000000000000000000000000000..32151421fef6ddbe3125e544137f65e40e356035 --- /dev/null +++ b/files/132/132.json @@ -0,0 +1,12 @@ +{ + "id": "132", + "instruction_en": "Update the 'overview' worksheet with the new data located to the right of the 'to be moved to line:' label on the 'support for reclass of ENA' sheet. Also insert a 'TOTAL EWS' line under the top header.", + "source_files": [ + "sally_beck__34355__11-30 DPR first cut_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/132/132_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting, Cross-sheet/file Retrieval", + "business_type": "Risk Management" +} \ No newline at end of file diff --git a/files/132/132_src_0.xlsx b/files/132/132_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b471d9e88952079892856e3d2a2ef6da88337385 Binary files /dev/null and b/files/132/132_src_0.xlsx differ diff --git a/files/133/133.json b/files/133/133.json new file mode 100644 index 0000000000000000000000000000000000000000..30964ce0571a4123aa1ca19dc4b12a9c022ee460 --- /dev/null +++ b/files/133/133.json @@ -0,0 +1,12 @@ +{ + "id": "133", + "instruction_en": "Audit the consolidated 2002 plan workbook and correct the formula errors and omissions so the subtotals and roll-ups calculate properly.", + "source_files": [ + "john_lavorato__16560__Revised 2002 Consol Plan Review Template.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/133/133_src_0.xlsx" + ], + "task_type": "Validation / Review, Calculation", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/133/133_src_0.xlsx b/files/133/133_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2351318d8e3d1b22a6ae45cc8784d6b38681bf83 Binary files /dev/null and b/files/133/133_src_0.xlsx differ diff --git a/files/134/134.json b/files/134/134.json new file mode 100644 index 0000000000000000000000000000000000000000..bc866e7ca826de81218b6b0bbce19d41a8524f58 --- /dev/null +++ b/files/134/134.json @@ -0,0 +1,12 @@ +{ + "id": "134", + "instruction_en": "Shift the merged title so it begins in column B rather than A to align with the table, and delete all rows that are not marked \"violation.\"", + "source_files": [ + "stacey_white__38841__West Limits Fax_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/134/134_src_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Risk Management" +} \ No newline at end of file diff --git a/files/134/134_src_0.xlsx b/files/134/134_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..edd2fa4bd6d9b91e3fcfc5b05662d9b208a8fe43 Binary files /dev/null and b/files/134/134_src_0.xlsx differ diff --git a/files/135/135.json b/files/135/135.json new file mode 100644 index 0000000000000000000000000000000000000000..ac11e866bb77afbc569e0cbd374a8b48abdbc6dc --- /dev/null +++ b/files/135/135.json @@ -0,0 +1,12 @@ +{ + "id": "135", + "instruction_en": "Create four grey area charts for the AGA Storage Report – Working Gas year-over-year comparison, showing the weekly difference versus the same week last year (in Bcf). Place them on Prod_Yr-Yr (Producing), East_Yr-Yr (East Consuming), West_Yr-Yr (West), and Total_Yr-Yr (Total), with the x-axis running through the week ending 9/23.", + "source_files": [ + "chris_dorland__1625__aga_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/135/135_src_0.xlsx" + ], + "task_type": "Reporting / Visualization, Structuring / Formatting", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/135/135_src_0.xlsx b/files/135/135_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..915fd1bcf2f46519dbe3068411082f14e117a229 --- /dev/null +++ b/files/135/135_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:9f63859b956a713ecf9f5089c672f45122b8a2edc9e7539041b63a2a4032fb99 +size 134635 diff --git a/files/136/136.json b/files/136/136.json new file mode 100644 index 0000000000000000000000000000000000000000..68c19247d6b1e5db3fb775d7ace088e6f7ae9f9a --- /dev/null +++ b/files/136/136.json @@ -0,0 +1,12 @@ +{ + "id": "136", + "instruction_en": "Build four multi-year line charts for “AGA Storage Report – Working Gas,” covering Producing, Consuming East, Consuming West, and Total, that compare weekly Storage Level (Bcf) across 1994/95, 1995/96, 1996/97, 1997/98, 1998/99, and 1999/00. Use Bcf on the Y-axis and Week Ending (from 5-Nov to 21-Oct) on the X-axis, include a vertical dashed line separating WINTER and SUMMER, and place each chart on sheets named Producing, East, West, and Total.", + "source_files": [ + "chris_dorland__1625__aga_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/136/136_src_0.xlsx" + ], + "task_type": "Reporting / Visualization, Structuring / Formatting", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/136/136_src_0.xlsx b/files/136/136_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..83af6430c3d8d2907349870433a060e951f4964f Binary files /dev/null and b/files/136/136_src_0.xlsx differ diff --git a/files/137/137.json b/files/137/137.json new file mode 100644 index 0000000000000000000000000000000000000000..c8778f3c229eaf8c7e0d8384ac41dae07954c41c --- /dev/null +++ b/files/137/137.json @@ -0,0 +1,12 @@ +{ + "id": "137", + "instruction_en": "Update the NC_PL worksheet so its formatting matches the style used on NC_BS.", + "source_files": [ + "financials0203e__EUSES_financial_processed_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/137/137_src_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/137/137_src_0.xlsx b/files/137/137_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..f00d52edd07cd4c788a659d1875e2693509c420c --- /dev/null +++ b/files/137/137_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:173c165e8735df0cea7b0732d32f3473eeccc16224eca157c5de14fb73a29716 +size 541131 diff --git a/files/138/138.json b/files/138/138.json new file mode 100644 index 0000000000000000000000000000000000000000..d43cef809e42779f2b48e9ec9ef4ddaf53c56656 --- /dev/null +++ b/files/138/138.json @@ -0,0 +1,12 @@ +{ + "id": "138", + "instruction_en": "Add a new worksheet titled “P&C” and build a Property & Casualty Insurance Highlights page modeled after the other summary tabs. Set the header at the top (American Financial Group; Property & Casualty Insurance Highlights; (In millions)) and lay out Fourth Quarter 2003 vs. 2002 and Twelve Months Ended 2003 vs. 2002 with an “Inc (Dec)” column, consistent with the existing format.", + "source_files": [ + "sup4q03__EUSES_financial_processed_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/138/138_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/138/138_src_0.xlsx b/files/138/138_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..adfc351b953836552308a34eadf3eee51e40a5aa --- /dev/null +++ b/files/138/138_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:81a23aa8daed16ff79d8482df97afa1d2def16fc536b1272a8ce417431461da0 +size 129704 diff --git a/files/139/139.json b/files/139/139.json new file mode 100644 index 0000000000000000000000000000000000000000..33152527e20e1e8938c0af0559f7d8da7700edb5 --- /dev/null +++ b/files/139/139.json @@ -0,0 +1,12 @@ +{ + "id": "139", + "instruction_en": "Using the Cleburne Plant Damage Sensitivities, evaluate the financial impact at plant capacities of 240MW, 245MW, 258MW, and 263MW. For Q1–Q4, compute and compare the implied equity value at the contract effective date and subsequent dates, determine damages per Section 11.02(i)(a) under current conditions, assess the impact of modifying the interest rate adjustment on the capacity payment, and the result if the interest rate adjustment is fully removed, then quantify the deltas versus the 263MW baseline to show sensitivity of equity value and damages.", + "source_files": [ + "richard_sanders__31745__Tick Analysis @ 14-Nov-00_3.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/139/139_src_0.xlsx" + ], + "task_type": "Financial Modeling, Calculation, Reporting / Visualization", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/139/139_src_0.xlsx b/files/139/139_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..3165ea7bc4a8296951172feff700a93e9b15bee2 --- /dev/null +++ b/files/139/139_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:2b66717869c1037f3d1f6e57a7a20c620ad7d057fb939cbcd0640c6ff65fc5fb +size 128559 diff --git a/files/14/14.json b/files/14/14.json new file mode 100644 index 0000000000000000000000000000000000000000..d0205333e2b17d4bec7ecbe5d11ac232c59826fc --- /dev/null +++ b/files/14/14.json @@ -0,0 +1,20 @@ +{ + "id": "14", + "instruction_en": "Suppose we need to hold a 0.5-year AA(2) municipal investment bond. Using the model, compare the holding-period returns of the 2-year and 4-year tenors. It is known that over the next half year, the 1-year yield will rise by 2 bps, and the 5-year term spread relative to the 1-year will widen by 3 bps.", + "source_files": [ + "Relative_valuation_model_v0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/14/14_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "Relative_valuation_model_v3.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/14/14_ref_0.xlsx" + ], + "task_type": "Financial Modeling, Calculation", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/14/14_ref_0.xlsx b/files/14/14_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..66143b7a19532ece852674307e2045621622eb46 --- /dev/null +++ b/files/14/14_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:27d30a92d82f88cd8f8d7d9f383269d13ff3fb12b3ad5de531137c6c28a04395 +size 460667 diff --git a/files/14/14_src_0.xlsx b/files/14/14_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7201310659506481bbe4e10fcaab92d1932ee1a4 --- /dev/null +++ b/files/14/14_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:16696a352ad75b572f5f174921839cb0b52452c65230048a8804b8b670cec726 +size 460584 diff --git a/files/140/140.json b/files/140/140.json new file mode 100644 index 0000000000000000000000000000000000000000..e93c68c10b3554a2222a0c1d2cef3157ae1463d8 --- /dev/null +++ b/files/140/140.json @@ -0,0 +1,12 @@ +{ + "id": "140", + "instruction_en": "Compute the Monthly Volume and, under different Prime Rate and Corporate Rate assumptions, calculate the monthly Carrying Cost and resulting P/L, then provide the annual roll-up summary.", + "source_files": [ + "phillip_m_love__31100__NSS CashflowPL.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/140/140_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/140/140_src_0.xlsx b/files/140/140_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..ffe6ed6618b153f1732b96080c1cc7152ad9fdf9 Binary files /dev/null and b/files/140/140_src_0.xlsx differ diff --git a/files/141/141.json b/files/141/141.json new file mode 100644 index 0000000000000000000000000000000000000000..28fe8f6a97da21887538c65aa37cfce29f9af2f9 --- /dev/null +++ b/files/141/141.json @@ -0,0 +1,12 @@ +{ + "id": "141", + "instruction_en": "Identify and populate, for each Trader, the corresponding Book Organization for both Power and Natural Gas, using the short-form names only. The update should reflect the abbreviated book codes aligned to each trader (e.g., NETCO power books and PWR-GAS gas books).", + "source_files": [ + "kam_keiser__18064__UBS Master Book List_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/141/141_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Cross-sheet/file Retrieval", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/141/141_src_0.xlsx b/files/141/141_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..64e3e3724b43f40a3b8f5e5e5b9c7b4a555cf689 Binary files /dev/null and b/files/141/141_src_0.xlsx differ diff --git a/files/142/142.json b/files/142/142.json new file mode 100644 index 0000000000000000000000000000000000000000..413e11bf8bb1bcc2d61d88d8a3db75d6bd3216d0 --- /dev/null +++ b/files/142/142.json @@ -0,0 +1,12 @@ +{ + "id": "142", + "instruction_en": "Under the assumptions of Scenario 1, calculate and populate—for each gas point—the total position (contracts), the 30‑day average standard deviation, and the P&L (US$), then aggregate to a grand total for P&L.", + "source_files": [ + "john_zufferli__16761__positionsummary_2.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/142/142_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/142/142_src_0.xlsx b/files/142/142_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..453bf8ef95d9ece18f50d47c86c9870a13ba3ee4 --- /dev/null +++ b/files/142/142_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:5ad5f60e21c2adbede4d88bb8d2a422ef11a271ff06e89018daf3cc10aa79c1a +size 301848 diff --git a/files/143/143.json b/files/143/143.json new file mode 100644 index 0000000000000000000000000000000000000000..ec7e78af672a413f0010f46389db6a513c852ab1 --- /dev/null +++ b/files/143/143.json @@ -0,0 +1,12 @@ +{ + "id": "143", + "instruction_en": "Apply Scenario 2 to calculate the current positions, the 30-day standard deviation and the P&L (US$) for each gas point and then provide the aggregated total for P&L. This should reflect the Scenario 2 convention.", + "source_files": [ + "john_zufferli__16761__positionsummary_4.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/143/143_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/143/143_src_0.xlsx b/files/143/143_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..218039fb429708c4b2905a350e4cec787720e50b --- /dev/null +++ b/files/143/143_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:db384fcb7a4ccf410bc0ec4927f7f93fdc397c28adae3340a0fc67a5d942f8ba +size 302640 diff --git a/files/144/144.json b/files/144/144.json new file mode 100644 index 0000000000000000000000000000000000000000..a20264daadf868de89fc5272f15290e3ac523ffc --- /dev/null +++ b/files/144/144.json @@ -0,0 +1,12 @@ +{ + "id": "144", + "instruction_en": "Using the daily Crude Oil and Natural Gas prices recorded in the NYMEX Settlement Price Averages table, calculate the required averages and the settlement reference prices, and populate the blank fields at the bottom of the table. Format CRUDE OIL values to three decimal places and Natural Gas values to five decimal places. If that particular statistic doesn’t apply to a given column, just fill in “N/A.”", + "source_files": [ + "1_NYMEXSTL.01_00.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/144/144_src_0.xlsx" + ], + "task_type": "Calculation, Structuring / Formatting", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/144/144_src_0.xlsx b/files/144/144_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..6e18decf8f5e5607c6fe7a62779e02f506b02574 Binary files /dev/null and b/files/144/144_src_0.xlsx differ diff --git a/files/145/145.json b/files/145/145.json new file mode 100644 index 0000000000000000000000000000000000000000..38fe9892c0c63b1eccacbb044af3a68ba0eefd4e --- /dev/null +++ b/files/145/145.json @@ -0,0 +1,8 @@ +{ + "id": "145", + "instruction_en": "I want to compare the labor market between four southern US states, namely Alabama, Georgia, Louisiana, and Mississippi. I need to compile monthly employment data not seasonally adjusted for these states from January 2024 to June 2024 (including January 2024 and June 2024). Please provide the following:\\nUnadjusted Unemployment Rate\\nLabor Force Participation Rate\\nAll Employees – Total Nonfarm (Thousands of Persons)\\nAll Employees – Manufacturing (Thousands of Persons)\\nAverage Hourly Earnings of All Employees (Total Private)\\nAverage Hourly Earnings of All Employees (Manufacturing)\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the following column names in order:\\nStates, Statistical Month, Unadjusted Unemployment Rate(%), Labor Force Participation Rate(%), All Employees – Total Nonfarm(in thousands), All Employees – Manufacturing(in thousands), Average Hourly Earnings of All Employees (Total Private), Average Hourly Earnings of All Employees (Manufacturing)\\nFor Statistical Month, use the format yyyy-mm, like 2024-06.\\n\\nDon't ask me any questions, just output the results according to the columns without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_State_Ranking: Rank states by overall labor market health (6-month average).\\nColumns: Rank, State, Avg Unemployment Rate (%), Avg Participation Rate (%), Avg Total Employment (thousands), Avg Manufacturing Employment (thousands), Avg Wage - Private ($), Avg Wage - Manufacturing ($), Labor Market Health Score\\nHealth Score = (100 - Avg Unemployment) + Avg Participation + (Avg Wage Private - 25). All percentages 2 decimals, employment figures 1 decimal, wages 2 decimals, health score 2 decimals. Sort by health score descending.\\n\\nSubtask 2 - Sheet3_Monthly_Trends: Calculate month-over-month changes for each state (Feb-Jun, 5 months per state = 20 rows).\\nColumns: State, Month, Unemployment Change (pp), Participation Change (pp), Total Employment Growth (%), Manufacturing Employment Growth (%), Wage Growth - Private (%)\\nUse formula (Current-Previous)/Previous×100 for growth rates. All values 2 decimals. Sort by State then Month.\\n\\nSubtask 3 - Sheet4_Employment_Structure: Employment composition analysis for each state (June 2024 snapshot).\\nColumns: State, Total Nonfarm Employment (thousands), Manufacturing Employment (thousands), Non-Manufacturing Employment (thousands), Manufacturing Share (%), Total Employment 6M Growth (%), Manufacturing 6M Growth (%)\\nNon-Manufacturing = Total - Manufacturing. Share = Manufacturing/Total×100. 6M Growth = (Jun-Jan)/Jan×100. Employment 1 decimal, percentages 2 decimals.\\n\\nSubtask 4 - Sheet5_Wage_Analysis: Wage premium and volatility analysis by state (6-month statistics).\\nColumns: State, Avg Private Wage ($), Avg Manufacturing Wage ($), Wage Premium ($), Wage Premium (%), Wage Volatility - Private ($), Wage Range - Private ($), Premium Category\\nPremium = Mfg Wage - Private Wage. Premium % = Premium/Private×100. Volatility = STDEV. Range = MAX - MIN. Category: \\\"High Premium\\\" if Premium % > 5%, \\\"Medium Premium\\\" if 0-5%, \\\"Low Premium\\\" if 0 to -5%, \\\"Negative Premium\\\" if < -5%. All wages 2 decimals.\"", + "source_files": [], + "source_files_urls": [], + "task_type": "Web Search, Data Entry / Import, Structuring / Formatting, Calculation, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/146/146.json b/files/146/146.json new file mode 100644 index 0000000000000000000000000000000000000000..51523f562008833cbe67ae1d666c3f0ab9b4cd52 --- /dev/null +++ b/files/146/146.json @@ -0,0 +1,8 @@ +{ + "id": "146", + "instruction_en": "Please compare the growth trajectory of the leading global e-commerce platforms by compiling their quarterly performance for 2024—Amazon, eBay, Shopee (Sea), Alibaba. Use figures from official financial reports for publicly traded companies; for privately held firms, cite reputable news sources and mark relevant numbers with an asterisk (*) to denote that they are estimates. For information you can't find online, just fill in with \\\"–\\\".\\n\\n[Data Source Note] Please use official financial reports for FY2024 (versions published before February 28, 2025). For companies that report in non-USD currencies (e.g., Alibaba), do not recalculate FX yourself—always use the USD figures exactly as stated in the company's official quarterly earnings release, which already apply a fixed exchange rate (the Federal Reserve H.10 rate on or near the quarter-end date). For Alibaba, use the \\\"Net income\\\" line (not \\\"Net income attributable to ordinary shareholders\\\") as the net profit metric.\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the columns (in this order): Company, Quarter, GMV (USD bn), Revenue (USD bn), Net Profit (USD bn)\\n\\nFor Quarters, label it simply Q1, Q2, etc.\\n\\nDon't ask me any questions, just output the results according to the column without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_Financial_Indicators: Calculate key financial performance metrics for each company-quarter.\\nColumns: Company, Quarter, Revenue (USD bn), Net Profit (USD bn), Net Profit Margin (%), Monetization Rate (%), Profit per Revenue Dollar ($), Profitability Status\\nNet Profit Margin = (Net Profit / Revenue) x 100 (2 decimals). Monetization Rate = (Revenue / GMV) x 100 (2 decimals, \\\"N/A\\\" if no GMV). Profit per Revenue Dollar = Net Profit / Revenue (4 decimals). Profitability Status: \\\"Highly Profitable\\\" if Net Profit >= $5bn, \\\"Profitable\\\" if >= $0, \\\"Near Breakeven\\\" if >= -$0.1bn, \\\"Loss Making\\\" if < -$0.1bn, \\\"Unknown\\\" if missing.\\n\\nSubtask 2 - Sheet3_Comparison_Matrix: Restructure data into company comparison matrix (pivot structure).\\nColumns: Metric, Quarter, Amazon, eBay, Shopee (Sea), Alibaba\\nCreate 3 metric blocks (12 rows total): Revenue (USD bn) for Q1-Q4, Net Profit (USD bn) for Q1-Q4, Net Profit Margin (%) for Q1-Q4. All values: 2 decimals, \\\"N/A\\\" if unavailable.\\n\\nSubtask 3 - Sheet4_Growth_Classification: Annual growth analysis and classification by company.\\nColumns: Company, Total Revenue (USD bn), Total Net Profit (USD bn), Avg Quarterly Revenue (USD bn), Avg Quarterly Profit (USD bn), Q1-Q4 Revenue Growth (%), Q1-Q4 Profit Change (%), Revenue Growth Category, Profit Trend, Avg Business Model Efficiency\\nQ1-Q4 Revenue Growth = (Q4 Revenue - Q1 Revenue) / Q1 Revenue x 100 (2 decimals). Profit Change: output as a percentage string with two decimals (e.g., \\\"92.31%\\\"), or \\\"Turnaround\\\" if it went from loss to profit. Revenue Growth Category: \\\"High Growth\\\" if >=30%, \\\"Moderate Growth\\\" if >=10%, \\\"Stable\\\" if >=0%, \\\"Declining\\\" if <0%. Profit Trend: \\\"Consistently Improving\\\" if all quarters increase, \\\"Declining\\\" if all decrease, \\\"Overall Improving\\\" if Q4>Q1, else \\\"Volatile\\\". Business Model Efficiency = Avg Revenue / Avg GMV (4 decimals, \\\"N/A\\\" if no GMV).\\n\\nSubtask 4 - Sheet5_Data_Validation: Validate data quality and identify anomalies.\\nColumns: Company, Quarter, Has GMV, Has All Financial Data, Data Completeness (%), Validation Status, Quality Score, Quality Grade\\nHas GMV: \\\"Yes\\\"/\\\"No\\\". Has All Financial Data: \\\"Yes\\\" if Revenue and Net Profit exist. Data Completeness = (sum of available fields / 3) x 100 (2 decimals, counting GMV, Revenue, Net Profit). Quality Score: starts from Completeness, -10 if no GMV, -5 per issue (2 decimals). Quality Grade: \\\"Excellent\\\" if >=90, \\\"Good\\\" if >=70, \\\"Fair\\\" if >=50, \\\"Poor\\\" if <50.", + "source_files": [], + "source_files_urls": [], + "task_type": "Web Search, Data Entry / Import, Structuring / Formatting, Calculation, Validation / Review", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/147/147.json b/files/147/147.json new file mode 100644 index 0000000000000000000000000000000000000000..0c618e275cd145c07857bc383004f5984d2a4f71 --- /dev/null +++ b/files/147/147.json @@ -0,0 +1,12 @@ +{ + "id": "147", + "instruction_en": "Fill in the cells highlighted with a blue background, and then remove the background color.", + "source_files": [ + "10_Summary8-21_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/147/147_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting, Cross-sheet/file Retrieval, Calculation", + "business_type": "Investment: Trading And Position Management / Investment: Credit / Investment: Pricing And Valuation" +} \ No newline at end of file diff --git a/files/147/147_src_0.xlsx b/files/147/147_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..40ed479adbe952e468b8d17f15d8132d3fd00231 --- /dev/null +++ b/files/147/147_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:4e50db955956b7d1dc9aebcf35d10253faafd18dabf3344d2b6fb0e6b9f5a49c +size 109735 diff --git a/files/148/148.json b/files/148/148.json new file mode 100644 index 0000000000000000000000000000000000000000..fcf36cc45bd4f58a7fb92df29e51a2f7edb6daa2 --- /dev/null +++ b/files/148/148.json @@ -0,0 +1,12 @@ +{ + "id": "148", + "instruction_en": "Switch the timing/rotation model to Method 1 and set the moving average to 120 with a deviation threshold of 35%. After updating the parameters, ensure the model outputs are refreshed to reflect the new settings.", + "source_files": [ + "rotation_model_v0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/148/148_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation, Financial Modeling", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/148/148_src_0.xlsx b/files/148/148_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9a9fde271cd28d4be6dab8e90e7733d8469bde6a --- /dev/null +++ b/files/148/148_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:59c9a9aae286db9644c3337108214824cde2d9ff2f9e401f12b7c6a54477c87a +size 4188895 diff --git a/files/149/149.json b/files/149/149.json new file mode 100644 index 0000000000000000000000000000000000000000..7db3b2e8b2c74a6bda2547497e24dd62fb4f214d --- /dev/null +++ b/files/149/149.json @@ -0,0 +1,12 @@ +{ + "id": "149", + "instruction_en": "Task Background:\n\nGlobal growth is expected to remain steady for the foreseeable future despite escalating geopolitical tensions and heightened uncertainty surrounding global trade policy. Global inflation is expected to moderate, allowing central banks to ease monetary policy to support economic activity. However, the outlook remains subdued for low- and middle-income countries (LMICs), particularly for those with low creditworthiness, constrained fiscal space, and significant political and social unrest. Risks to the macroeconomic outlook for LMICs are tilted to the downside, including the escalation of armed conflicts, further trade fragmentation, persistent global inflation, a weaker global risk appetite, and slower-than-expected growth in major LMICs, especially China.\n\nIn 2023, LMICs accumulated significant additional debt and faced the corresponding heavy debt service burden. Although global interest rates are declining, debt service costs are expected to moderate gradually. However, LMICs' debt outlook still carries downside risks. The growing prominence of nontraditional creditors, particularly the accumulation of debt owed to China, complicates debt resolution. This is especially critical for small states with underdeveloped domestic financial markets. Furthermore, higher borrowing costs and increased debt service burdens may exacerbate fiscal challenges, especially in LMICs with tightening fiscal policies.\n\nTask Objective:\n\nBased on the provided spreadsheet data, write a report. The report should include the following:\n\nChart Design and Analysis:\nFor each spreadsheet provided, create at least one chart based on the data.\n\nReport Writing:\nUse the data from the provided spreadsheets to draft the report. Each spreadsheet should be analyzed, and for each one, at least one chart should be generated.\n\nFinal Output:\nSave the final report as a PDF document.", + "source_files": [ + "IDR2024-Part1-AllCharts-Tables_06.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/149/149_src_0.xlsx" + ], + "task_type": "Calculation, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/149/149_src_0.xlsx b/files/149/149_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..952ff66292250ac63cf7f44d443b5ecd85d7dcf7 Binary files /dev/null and b/files/149/149_src_0.xlsx differ diff --git a/files/15/15.json b/files/15/15.json new file mode 100644 index 0000000000000000000000000000000000000000..5ce086cd19b2f0ac83fc2b8221161583cd7e9748 --- /dev/null +++ b/files/15/15.json @@ -0,0 +1,20 @@ +{ + "id": "15", + "instruction_en": "Translate all Chinese text in this Excel workbook (including sheet names, headers, cell contents, formulas, charts, etc) into English and save the translated version as a new workbook.", + "source_files": [ + "rotation_model_chinese_v0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/15/15_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "rotation_model_en_v0.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/15/15_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Translation, Reporting / Visualization", + "business_type": "" +} \ No newline at end of file diff --git a/files/15/15_ref_0.xlsx b/files/15/15_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..f118238b719f518180ba067854b5c68e5f5b989f --- /dev/null +++ b/files/15/15_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:105633d1c4c259b1685fab23eb222e8cefda2ea32baf23815a0a34becd42c69e +size 4188831 diff --git a/files/15/15_src_0.xlsx b/files/15/15_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2724f8baddec216b1a658870248fda1233bf6e64 --- /dev/null +++ b/files/15/15_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:d83fd751040b939fba567c9a307bdddc2598da54d42238b3f1ea246152d4a06f +size 4191273 diff --git a/files/150/150.json b/files/150/150.json new file mode 100644 index 0000000000000000000000000000000000000000..efbf55750b72193e0447da01d00fd437d13e0a2a --- /dev/null +++ b/files/150/150.json @@ -0,0 +1,12 @@ +{ + "id": "150", + "instruction_en": "Review and update the Year-End Goal Progress section of the Weekly Commodity Logic Report by tracking the KPIs established at the beginning of the year. Make sure the completion percentages for Potential Revenue-Generating Transactions, $ Financed Through Bank Logic, and Paying Customers Using Production reflect the most current totals.", + "source_files": [ + "mark_taylor__25070__Weekly Marketing Report 15_19Oct2001_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/150/150_src_0.xlsx" + ], + "task_type": "Calculation, Data Entry / Import, Cross-sheet/file Retrieval", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/150/150_src_0.xlsx b/files/150/150_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b3f2823933d2d361c2ed7393ef5f40362f4e4a6f Binary files /dev/null and b/files/150/150_src_0.xlsx differ diff --git a/files/151/151.json b/files/151/151.json new file mode 100644 index 0000000000000000000000000000000000000000..430847d3f26fd8f7c46d9598f9945610ffa2e8bc --- /dev/null +++ b/files/151/151.json @@ -0,0 +1,12 @@ +{ + "id": "151", + "instruction_en": "Add the necessary rows and columns in the file so EBIT is calculated and shown for the 2001 Forecast, 2001 Proforma, and 2002 Plan.", + "source_files": [ + "john_lavorato__16560__Revised 2002 Consol Plan Review Template_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/151/151_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/151/151_src_0.xlsx b/files/151/151_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..c42d69e3d03233147d092fbcb306c4d34336b224 Binary files /dev/null and b/files/151/151_src_0.xlsx differ diff --git a/files/152/152.json b/files/152/152.json new file mode 100644 index 0000000000000000000000000000000000000000..c335b6a513d7f2a996eefead3b6aaab9aa937384 --- /dev/null +++ b/files/152/152.json @@ -0,0 +1,12 @@ +{ + "id": "152", + "instruction_en": "Update the December entry: set the nominated date to November 22, the Daily Quantity to 24,516, and the Monthly Quantity to 760,000. Add an Estimated Monthly Quantity column, and at the bottom of the table calculate the total for the months already included and the period average daily quantity.", + "source_files": [ + "daren_farmer__5540__SDSNOM_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/152/152_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting, Calculation", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/152/152_src_0.xlsx b/files/152/152_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..be1c2e0cee779dab4a1532a378e3fe23ee674de0 Binary files /dev/null and b/files/152/152_src_0.xlsx differ diff --git a/files/153/153.json b/files/153/153.json new file mode 100644 index 0000000000000000000000000000000000000000..ebe3ab98e2fafa019abcd1b8491fb5c708af72e8 --- /dev/null +++ b/files/153/153.json @@ -0,0 +1,12 @@ +{ + "id": "153", + "instruction_en": "On the correlation sheet, add derived columns from the BSCTMP, NBSK, and SBSK price series: a “Dollar difference” showing the spread between SBSK and BSCTMP, and the logarithmic growth rate for each of three price series between two consecutive months; retain the original date column at the end.", + "source_files": [ + "monika_causholli__28233__BSCTMP Substitute Correlations_3.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/153/153_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/153/153_src_0.xlsx b/files/153/153_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d982e167d4256ac201faf33213dd12fa055a4e75 Binary files /dev/null and b/files/153/153_src_0.xlsx differ diff --git a/files/154/154.json b/files/154/154.json new file mode 100644 index 0000000000000000000000000000000000000000..7434252ace0b825df408b8ad67cacbeabc0a5a7f --- /dev/null +++ b/files/154/154.json @@ -0,0 +1,12 @@ +{ + "id": "154", + "instruction_en": "Complete the missing Interreg co-financing data in the FR finances sheet (Rate, Maximum allocation, Previous payments, Current payment request, and Remaining) for the applicable categories. ", + "source_files": [ + "2003113145043__EUSES_financial_processed_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/154/154_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Calculation, Reporting / Visualization", + "business_type": "Reports/Payment And Receipt Accounting" +} \ No newline at end of file diff --git a/files/154/154_src_0.xlsx b/files/154/154_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7f41254ad226ae577c251a51d719fbc0ca77d929 Binary files /dev/null and b/files/154/154_src_0.xlsx differ diff --git a/files/155/155.json b/files/155/155.json new file mode 100644 index 0000000000000000000000000000000000000000..66eba716be6d266c38686d978c1bd39b31dd1dce --- /dev/null +++ b/files/155/155.json @@ -0,0 +1,12 @@ +{ + "id": "155", + "instruction_en": "Revise the data of 2002 allocation in HR sheet to reflect the figures in HR Detail sheet.", + "source_files": [ + "tracy_geaccone__40573__EA Alloc to Other BUs - Support_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/155/155_src_0.xlsx" + ], + "task_type": "Validation / Review, Cross-sheet/file Retrieval", + "business_type": "Reports/Plans And Budgets" +} \ No newline at end of file diff --git a/files/155/155_src_0.xlsx b/files/155/155_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..11f5f354dbc4399f9df366265097a7edebc1d2a9 --- /dev/null +++ b/files/155/155_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:faac837fcfc129573ae02ab79fcbb3b41df7ef15c31d87e57eeef4bbe9bdff69 +size 103012 diff --git a/files/156/156.json b/files/156/156.json new file mode 100644 index 0000000000000000000000000000000000000000..79912dcc4d0a54a93d30e15d7a0058de09870d1d --- /dev/null +++ b/files/156/156.json @@ -0,0 +1,12 @@ +{ + "id": "156", + "instruction_en": "Compile the headcount for each department and update the Master sheet with the department-level totals. If a department has no headcount data, leave the corresponding cell blank.", + "source_files": [ + "louise_kitchen__24093__NEWCO HEADCOUNT NAMES_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/156/156_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting, Calculation", + "business_type": "Operations/Planning And Budget" +} \ No newline at end of file diff --git a/files/156/156_src_0.xlsx b/files/156/156_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..af8cccd7ff5da19035e897752488faf3ceb737c8 Binary files /dev/null and b/files/156/156_src_0.xlsx differ diff --git a/files/157/157.json b/files/157/157.json new file mode 100644 index 0000000000000000000000000000000000000000..1dd6367d566223bfcb12402146d68454649f8407 --- /dev/null +++ b/files/157/157.json @@ -0,0 +1,12 @@ +{ + "id": "157", + "instruction_en": "Based on the latest financials, complete all empty cells in the 'Total Wholesale Cash Flows excluding Prepays' table on Summary Average Term. ", + "source_files": [ + "louise_kitchen__23041__CFs by Industry and Erating_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/157/157_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Cross-sheet/file Retrieval, Calculation", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/157/157_src_0.xlsx b/files/157/157_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..241d7ed0bfeb9462f168813f9df98ef4f442c98a --- /dev/null +++ b/files/157/157_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:5b14d429c6c2c83f78bc2c01744ef29f09070a3f2e0aad93517db5bc4e967805 +size 1030406 diff --git a/files/158/158.json b/files/158/158.json new file mode 100644 index 0000000000000000000000000000000000000000..c6e0e084b9fd81536b2c2d3a7a26688da3fae3f5 --- /dev/null +++ b/files/158/158.json @@ -0,0 +1,12 @@ +{ + "id": "158", + "instruction_en": "Audit the workbook and correct the formula errors in place so numbers calculate properly.", + "source_files": [ + "1_ONEOKRECAP2001.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/158/158_src_0.xlsx" + ], + "task_type": "Validation / Review, Calculation", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/158/158_src_0.xlsx b/files/158/158_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..0b5d063721aa92da0104a092a424c4958d6590fa --- /dev/null +++ b/files/158/158_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:fa5471479f81e5a839ffbac852ea4554fce9d3cd928e30485ef0ae3f425a974e +size 320524 diff --git a/files/159/159.json b/files/159/159.json new file mode 100644 index 0000000000000000000000000000000000000000..3992611ec06464646f6de8c9c405411fdad3f86a --- /dev/null +++ b/files/159/159.json @@ -0,0 +1,12 @@ +{ + "id": "159", + "instruction_en": "Complete the orange-highlighted cells on the Timing Tracking sheet so they consistently point to the Benchmark Returns sheet. On Benchmark Returns, fill in the previously missing columns using the same logic as the existing columns, validate that the annual breakdown is behaving normally, and add formulas to summarize performance across the full sample period with results flowing back to the tracking view. Assume 250 trading days a year for the full sample period.", + "source_files": [ + "rotation_model_v6.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/159/159_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation, Financial Modeling, Validation / Review", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/159/159_src_0.xlsx b/files/159/159_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..f52ca9a8bfc01e14d328d6c5afe523152063a597 --- /dev/null +++ b/files/159/159_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:183f6656026a26f7ca7bd487bdb9a7bdc1d4efd0adc35aaf36d653b21b8a8b98 +size 4189147 diff --git a/files/16/16.json b/files/16/16.json new file mode 100644 index 0000000000000000000000000000000000000000..ae1992ad1047352f1aae84bf566e1d47960b98ee --- /dev/null +++ b/files/16/16.json @@ -0,0 +1,22 @@ +{ + "id": "16", + "instruction_en": "Continue writing the report based on the provided spreadsheet data, and generate the subsequent part of the report, saving it as a PDF file that maintains the same format as the original report.\n\nRequirements:\n\nUse the data from each spreadsheet provided to supplement the report.\n\nUpdate the report section by section based on the spreadsheet data.", + "source_files": [ + "International Debt Report 2024_01.pdf", + "IDR2024-Part1-AllCharts-Tables_05.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/16/16_src_0.pdf", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/16/16_src_1.xlsx" + ], + "reference_outputs": [ + { + "file": "International Debt Report 2024_02.pdf" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/16/16_ref_0.pdf" + ], + "task_type": "Calculation, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/16/16_ref_0.pdf b/files/16/16_ref_0.pdf new file mode 100644 index 0000000000000000000000000000000000000000..b1384696a5c9fdd8432167efe578d104561aa4a4 --- /dev/null +++ b/files/16/16_ref_0.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:c2aecbfc3aa645cfc4b3b9c69f6b18ac4e244296ddf81359d126f556f15a5e34 +size 450260 diff --git a/files/16/16_src_0.pdf b/files/16/16_src_0.pdf new file mode 100644 index 0000000000000000000000000000000000000000..928f271dec0e391edab04a2e2273946a7dc6083b --- /dev/null +++ b/files/16/16_src_0.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:c84f66f4f20ce0058e88c5b6e64af073172a19450b843257eeedf33a6933b4e1 +size 287559 diff --git a/files/16/16_src_1.xlsx b/files/16/16_src_1.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..69bc7331d2cd11b85bdda82753ff3787f3eb38f8 Binary files /dev/null and b/files/16/16_src_1.xlsx differ diff --git a/files/160/160.json b/files/160/160.json new file mode 100644 index 0000000000000000000000000000000000000000..49b5d6becb392d209a38cb8805044f5dd949065c --- /dev/null +++ b/files/160/160.json @@ -0,0 +1,12 @@ +{ + "id": "160", + "instruction_en": "Transcribe the content from the pdfinto the Excel file.", + "source_files": [ + "20030114144840!Superi#A7DEA_03.pdf" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/160/160_src_0.pdf" + ], + "task_type": "Data Entry / Import, Structuring / Formatting", + "business_type": "Accounting For Receipts And Payments/Statements" +} \ No newline at end of file diff --git a/files/160/160_src_0.pdf b/files/160/160_src_0.pdf new file mode 100644 index 0000000000000000000000000000000000000000..5e7c2c3222bdc0190d4803347772639a5fafae2c --- /dev/null +++ b/files/160/160_src_0.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:4e5e66da9d231b434cba9aa0a94d623603f10ca9c0b549313a55561e71156888 +size 140606 diff --git a/files/161/161.json b/files/161/161.json new file mode 100644 index 0000000000000000000000000000000000000000..e9837153a8174dec55a58781870c4f1c935e2b4e --- /dev/null +++ b/files/161/161.json @@ -0,0 +1,12 @@ +{ + "id": "161", + "instruction_en": "Transcribe the pivot table from the pdf into the Excel file as a single table and add a column as the total of each row.", + "source_files": [ + "rick_buy__32928__TAB2_EES_Power_04.pdf" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/161/161_src_0.pdf" + ], + "task_type": "Data Entry / Import, Structuring / Formatting", + "business_type": "Investment: Trading And Position Management / Other Accounting" +} \ No newline at end of file diff --git a/files/161/161_src_0.pdf b/files/161/161_src_0.pdf new file mode 100644 index 0000000000000000000000000000000000000000..d93b3516bacfc38ab6445d9dd0dfccdf44872cc4 --- /dev/null +++ b/files/161/161_src_0.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:02825af7e44f55894bed56ce648e22b5bf5f72c695daa9e5d69efb4a03911734 +size 135485 diff --git a/files/162/162.json b/files/162/162.json new file mode 100644 index 0000000000000000000000000000000000000000..68e4c868abaec7acaf52819b95cec5bb28525cad --- /dev/null +++ b/files/162/162.json @@ -0,0 +1,12 @@ +{ + "id": "162", + "instruction_en": "Based on the provided financial data, generate an asset analysis report (a Word document) for Adidas in 2024, with a focus on the reasons behind the growth of total assets. The report should be divided into two parts: Current Assets and Non-Current Assets, describing their changes and the reasons for their growth.", + "source_files": [ + "annual-report-adidas-ar24_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/162/162_src_0.xlsx" + ], + "task_type": "Calculation, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/162/162_src_0.xlsx b/files/162/162_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9c06283b28b777b38a58d2d97ac420d294dde5dd Binary files /dev/null and b/files/162/162_src_0.xlsx differ diff --git a/files/163/163.json b/files/163/163.json new file mode 100644 index 0000000000000000000000000000000000000000..768414e46d784f724c9c088ba2a7635711fba6f0 --- /dev/null +++ b/files/163/163.json @@ -0,0 +1,12 @@ +{ + "id": "163", + "instruction_en": "Transcribe the content from the image into the Excel file.", + "source_files": [ + "PESA_2025_CP_Chapter_5_tables_01.jpeg" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/163/163_src_0.jpeg" + ], + "task_type": "Data Entry / Import, Structuring / Formatting", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/163/163_src_0.jpeg b/files/163/163_src_0.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..0f0a45ee15b5efd5d92aceff9cc6880fde0b073e --- /dev/null +++ b/files/163/163_src_0.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:99a8b54ac81188e240f4f159a144c85ea80ec443c04829ea3e983ac029112014 +size 133206 diff --git a/files/164/164.json b/files/164/164.json new file mode 100644 index 0000000000000000000000000000000000000000..aef3e5515a8e327b54a4f322962e0743c0bc1f20 --- /dev/null +++ b/files/164/164.json @@ -0,0 +1,12 @@ +{ + "id": "164", + "instruction_en": "Translate the screenshot from the English PDF into Chinese and save it into a single PDF file.", + "source_files": [ + "Worldbank_report_table_screenshot_01.jpeg" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/164/164_src_0.jpeg" + ], + "task_type": "Reporting / Visualization,Translation", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/164/164_src_0.jpeg b/files/164/164_src_0.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..6e237bc2178f06ed827254ccc34255c78dbb3469 --- /dev/null +++ b/files/164/164_src_0.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:b835746b3305053dc3d9d2b910145df37675d5813e38984d60fbcb9b87ed6a1c +size 168940 diff --git a/files/165/165.json b/files/165/165.json new file mode 100644 index 0000000000000000000000000000000000000000..93f07a393dfccf8571d36116eb89b87c0066f328 --- /dev/null +++ b/files/165/165.json @@ -0,0 +1,12 @@ +{ + "id": "165", + "instruction_en": "In the worksheet “Enron Energy Services – Daily Cash Burn Forecast”, extract all non-empty amount cells for Gas Purchases in the week of 12/10/2001. Write these data into Sheet4 in long format:\n\nColumn 1: Description \nColumn 2: Date \nColumn 3: Value\n\nIgnore blank cells and cells containing “-”.\nUse conditional formatting to highlight values greater than 600,000 with a red fill.", + "source_files": [ + "james_steffes__12795__EES CASH BURN_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/165/165_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Cross-sheet/file Retrieval", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/165/165_src_0.xlsx b/files/165/165_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9db5fed09b94df446eeb41933c4ddfa7af86ea76 Binary files /dev/null and b/files/165/165_src_0.xlsx differ diff --git a/files/166/166.json b/files/166/166.json new file mode 100644 index 0000000000000000000000000000000000000000..44818cdc75b272042a9d7b47a426e50f08274024 --- /dev/null +++ b/files/166/166.json @@ -0,0 +1,12 @@ +{ + "id": "166", + "instruction_en": "Finalize the Position Sensitivities for Gas (in US$) by calculating and populating each gas point’s total position contracts, average stdev and the potential profit or loss of the positions under price movements of ±2 and ±1 standard deviations over the past 30 days. ", + "source_files": [ + "john_zufferli__16761__positionsummary_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/166/166_src_0.xlsx" + ], + "task_type": "Calculation, Structuring / Formatting", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/166/166_src_0.xlsx b/files/166/166_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..48e9e45641bd77323e820b9ee03d7f2d26dbc146 --- /dev/null +++ b/files/166/166_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:2606a4844049354d2e614773e9542fa03c1d675b81c1fbebc3da61e74139f534 +size 300568 diff --git a/files/167/167.json b/files/167/167.json new file mode 100644 index 0000000000000000000000000000000000000000..158afa5cfdb32492081c315d79ea251b1348ed33 --- /dev/null +++ b/files/167/167.json @@ -0,0 +1,12 @@ +{ + "id": "167", + "instruction_en": "Based on the assumptions in the table, build out a complete pro forma model for the real estate investment and populate the capital stack and return analysis as shown.\n", + "source_files": [ + "2_Porfit_sharing_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/167/167_src_0.xlsx" + ], + "task_type": "Financial Modeling, Calculation", + "business_type": "Investment: Pricing And Valuation / Model Forecasting" +} \ No newline at end of file diff --git a/files/167/167_src_0.xlsx b/files/167/167_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9ccf6f59deae35621af071ff0d2013e51c770053 Binary files /dev/null and b/files/167/167_src_0.xlsx differ diff --git a/files/168/168.json b/files/168/168.json new file mode 100644 index 0000000000000000000000000000000000000000..385d3bbb72be54bf60314ba8f97b0fb30e0f5d36 --- /dev/null +++ b/files/168/168.json @@ -0,0 +1,12 @@ +{ + "id": "168", + "instruction_en": "Insert blank rows between adjacent tables in the workbook to create spacing.", + "source_files": [ + "1_TWSpreadsheet.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/168/168_src_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/168/168_src_0.xlsx b/files/168/168_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..fc6bdb8e55ce899137b9167aaeb6cb4b75f6d46b Binary files /dev/null and b/files/168/168_src_0.xlsx differ diff --git a/files/169/169.json b/files/169/169.json new file mode 100644 index 0000000000000000000000000000000000000000..010477e028f6597a05dce791357af78ff8b8cf84 --- /dev/null +++ b/files/169/169.json @@ -0,0 +1,12 @@ +{ + "id": "169", + "instruction_en": "Using all the amounts listed under “Due from SCs” and “Due to SCs” in the November market-settlement sheets, compute the ISO’s final net exposure over the entire settlement period. You should make use of the following data from both sides: Total Invoiced, Total Collected, Total Paid, and Total Adjustments, and derive the final net receivable or net payable amount based on the complete receivable–payable relationships. Then calculate what percentage this final net amount represents relative to the total invoiced amount on both sides (i.e., the combined Total Invoiced figures). The final answer should report: (1) whether the ISO is net receivable or net payable; and (2) the percentage of the net amount relative to the total invoiced volume, rounded to three decimal places.", + "source_files": [ + "1_Closing 091901 cert debtor.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/169/169_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Payment And Receipt Accountant" +} \ No newline at end of file diff --git a/files/169/169_src_0.xlsx b/files/169/169_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..f6895ad278fada619af393998aeae1ed08d95dae Binary files /dev/null and b/files/169/169_src_0.xlsx differ diff --git a/files/17/17.json b/files/17/17.json new file mode 100644 index 0000000000000000000000000000000000000000..8ca84644d7fdc60dff9927c39d27ed4b762505ef --- /dev/null +++ b/files/17/17.json @@ -0,0 +1,30 @@ +{ + "id": "17", + "instruction_en": "For the 10th of the year 2023, what are the Fee IDs applicable to Belles_cookbook_store?\n\nAnswer must be a list of values in comma separated list, eg: A, B, C. If the answer is an empty list, reply with an empty string. If a question does not have a relevant or applicable answer for the task, please respond with 'Not Applicable'", + "source_files": [ + "acquirer_countries.csv", + "fees.json", + "manual.md", + "merchant_category_codes.csv", + "merchant_data.json", + "payments.csv", + "payments-readme.md" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/17/17_src_0.csv", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/17/17_src_1.json", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/17/17_src_2.md", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/17/17_src_3.csv", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/17/17_src_4.json", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/17/17_src_5.csv", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/17/17_src_6.md" + ], + "reference_outputs": [ + { + "text": "741, 709, 454, 813, 381, 536, 473, 572, 477, 286" + } + ], + "reference_file_urls": [], + "task_type": "Cross-sheet Retrieval", + "business_type": "Payment And Receipt Accountant" +} \ No newline at end of file diff --git a/files/17/17_src_0.csv b/files/17/17_src_0.csv new file mode 100644 index 0000000000000000000000000000000000000000..481b8ac460b0bb23ebe3f0e3711204d271f1b2f0 --- /dev/null +++ b/files/17/17_src_0.csv @@ -0,0 +1,9 @@ +,acquirer,country_code +0,gringotts,GB +1,the_savings_and_loan_bank,US +2,bank_of_springfield,US +3,dagoberts_vault,NL +4,dagoberts_geldpakhuis,NL +5,lehman_brothers,US +6,medici,IT +7,tellsons_bank,FR diff --git a/files/17/17_src_1.json b/files/17/17_src_1.json new file mode 100644 index 0000000000000000000000000000000000000000..e644183dca0a97b293e196ee865752c68595117f --- /dev/null +++ b/files/17/17_src_1.json @@ -0,0 +1,26678 @@ +[ + { + "ID":1, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":19, + "intracountry":null + }, + { + "ID":2, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":86, + "intracountry":0.0 + }, + { + "ID":3, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":0.0 + }, + { + "ID":4, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":1.0 + }, + { + "ID":5, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":69, + "intracountry":null + }, + { + "ID":6, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":24, + "intracountry":null + }, + { + "ID":7, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":71, + "intracountry":null + }, + { + "ID":8, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":60, + "intracountry":null + }, + { + "ID":9, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":23, + "intracountry":1.0 + }, + { + "ID":10, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":59, + "intracountry":0.0 + }, + { + "ID":11, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":54, + "intracountry":null + }, + { + "ID":12, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":40, + "intracountry":null + }, + { + "ID":13, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":74, + "intracountry":null + }, + { + "ID":14, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":15, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":65, + "intracountry":1.0 + }, + { + "ID":16, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":81, + "intracountry":null + }, + { + "ID":17, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":60, + "intracountry":null + }, + { + "ID":18, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":14, + "intracountry":null + }, + { + "ID":19, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":32, + "intracountry":1.0 + }, + { + "ID":20, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":22, + "intracountry":null + }, + { + "ID":21, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.07, + "rate":83, + "intracountry":null + }, + { + "ID":22, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":59, + "intracountry":null + }, + { + "ID":23, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":67, + "intracountry":1.0 + }, + { + "ID":24, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":84, + "intracountry":null + }, + { + "ID":25, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":57, + "intracountry":null + }, + { + "ID":26, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":44, + "intracountry":null + }, + { + "ID":27, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":64, + "intracountry":null + }, + { + "ID":28, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":1.0 + }, + { + "ID":29, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":99, + "intracountry":null + }, + { + "ID":30, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":38, + "intracountry":null + }, + { + "ID":31, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":64, + "intracountry":1.0 + }, + { + "ID":32, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":77, + "intracountry":0.0 + }, + { + "ID":33, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":76, + "intracountry":1.0 + }, + { + "ID":34, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":86, + "intracountry":1.0 + }, + { + "ID":35, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":74, + "intracountry":null + }, + { + "ID":36, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":61, + "intracountry":null + }, + { + "ID":37, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":null + }, + { + "ID":38, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":29, + "intracountry":1.0 + }, + { + "ID":39, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":26, + "intracountry":null + }, + { + "ID":40, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":82, + "intracountry":1.0 + }, + { + "ID":41, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":67, + "intracountry":0.0 + }, + { + "ID":42, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":21, + "intracountry":0.0 + }, + { + "ID":43, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":42, + "intracountry":null + }, + { + "ID":44, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":95, + "intracountry":1.0 + }, + { + "ID":45, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":58, + "intracountry":1.0 + }, + { + "ID":46, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":39, + "intracountry":1.0 + }, + { + "ID":47, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":44, + "intracountry":null + }, + { + "ID":48, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":81, + "intracountry":null + }, + { + "ID":49, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":15, + "intracountry":null + }, + { + "ID":50, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":null + }, + { + "ID":51, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":59, + "intracountry":0.0 + }, + { + "ID":52, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":38, + "intracountry":0.0 + }, + { + "ID":53, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.07, + "rate":95, + "intracountry":null + }, + { + "ID":54, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.13, + "rate":68, + "intracountry":null + }, + { + "ID":55, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":11, + "intracountry":null + }, + { + "ID":56, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":88, + "intracountry":0.0 + }, + { + "ID":57, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":32, + "intracountry":0.0 + }, + { + "ID":58, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":37, + "intracountry":1.0 + }, + { + "ID":59, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":12, + "intracountry":null + }, + { + "ID":60, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":59, + "intracountry":0.0 + }, + { + "ID":61, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":71, + "intracountry":null + }, + { + "ID":62, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":81, + "intracountry":null + }, + { + "ID":63, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":88, + "intracountry":null + }, + { + "ID":64, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":51, + "intracountry":null + }, + { + "ID":65, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":34, + "intracountry":0.0 + }, + { + "ID":66, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":null + }, + { + "ID":67, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":95, + "intracountry":1.0 + }, + { + "ID":68, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":62, + "intracountry":0.0 + }, + { + "ID":69, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":38, + "intracountry":null + }, + { + "ID":70, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":90, + "intracountry":null + }, + { + "ID":71, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":40, + "intracountry":1.0 + }, + { + "ID":72, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":52, + "intracountry":null + }, + { + "ID":73, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":1.0 + }, + { + "ID":74, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":17, + "intracountry":null + }, + { + "ID":75, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":77, + "intracountry":null + }, + { + "ID":76, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":85, + "intracountry":null + }, + { + "ID":77, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":63, + "intracountry":1.0 + }, + { + "ID":78, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":37, + "intracountry":null + }, + { + "ID":79, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":72, + "intracountry":null + }, + { + "ID":80, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":76, + "intracountry":1.0 + }, + { + "ID":81, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":23, + "intracountry":null + }, + { + "ID":82, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":81, + "intracountry":null + }, + { + "ID":83, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":21, + "intracountry":null + }, + { + "ID":84, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":75, + "intracountry":null + }, + { + "ID":85, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":63, + "intracountry":null + }, + { + "ID":86, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":26, + "intracountry":null + }, + { + "ID":87, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":1.0 + }, + { + "ID":88, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":96, + "intracountry":1.0 + }, + { + "ID":89, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":62, + "intracountry":0.0 + }, + { + "ID":90, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":75, + "intracountry":null + }, + { + "ID":91, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":64, + "intracountry":null + }, + { + "ID":92, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.03, + "rate":82, + "intracountry":null + }, + { + "ID":93, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":23, + "intracountry":null + }, + { + "ID":94, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":85, + "intracountry":0.0 + }, + { + "ID":95, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.13, + "rate":64, + "intracountry":null + }, + { + "ID":96, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":20, + "intracountry":null + }, + { + "ID":97, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":63, + "intracountry":null + }, + { + "ID":98, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":81, + "intracountry":null + }, + { + "ID":99, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":29, + "intracountry":null + }, + { + "ID":100, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":75, + "intracountry":0.0 + }, + { + "ID":101, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":40, + "intracountry":null + }, + { + "ID":102, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":66, + "intracountry":1.0 + }, + { + "ID":103, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.04, + "rate":56, + "intracountry":null + }, + { + "ID":104, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":46, + "intracountry":1.0 + }, + { + "ID":105, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":74, + "intracountry":null + }, + { + "ID":106, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":86, + "intracountry":null + }, + { + "ID":107, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":97, + "intracountry":null + }, + { + "ID":108, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":13, + "intracountry":1.0 + }, + { + "ID":109, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":72, + "intracountry":null + }, + { + "ID":110, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":45, + "intracountry":1.0 + }, + { + "ID":111, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":67, + "intracountry":null + }, + { + "ID":112, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":54, + "intracountry":null + }, + { + "ID":113, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":44, + "intracountry":null + }, + { + "ID":114, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":65, + "intracountry":null + }, + { + "ID":115, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":24, + "intracountry":1.0 + }, + { + "ID":116, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.04, + "rate":44, + "intracountry":null + }, + { + "ID":117, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":82, + "intracountry":1.0 + }, + { + "ID":118, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":30, + "intracountry":null + }, + { + "ID":119, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":61, + "intracountry":1.0 + }, + { + "ID":120, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":98, + "intracountry":null + }, + { + "ID":121, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":58, + "intracountry":1.0 + }, + { + "ID":122, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":30, + "intracountry":null + }, + { + "ID":123, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":33, + "intracountry":null + }, + { + "ID":124, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":22, + "intracountry":null + }, + { + "ID":125, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":62, + "intracountry":0.0 + }, + { + "ID":126, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":80, + "intracountry":null + }, + { + "ID":127, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":85, + "intracountry":null + }, + { + "ID":128, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":39, + "intracountry":1.0 + }, + { + "ID":129, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":10, + "intracountry":1.0 + }, + { + "ID":130, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.08, + "rate":34, + "intracountry":1.0 + }, + { + "ID":131, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":73, + "intracountry":1.0 + }, + { + "ID":132, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":94, + "intracountry":null + }, + { + "ID":133, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":56, + "intracountry":0.0 + }, + { + "ID":134, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":42, + "intracountry":1.0 + }, + { + "ID":135, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":67, + "intracountry":1.0 + }, + { + "ID":136, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":73, + "intracountry":null + }, + { + "ID":137, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":48, + "intracountry":1.0 + }, + { + "ID":138, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":null + }, + { + "ID":139, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":52, + "intracountry":null + }, + { + "ID":140, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":98, + "intracountry":1.0 + }, + { + "ID":141, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":98, + "intracountry":1.0 + }, + { + "ID":142, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":17, + "intracountry":null + }, + { + "ID":143, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":35, + "intracountry":0.0 + }, + { + "ID":144, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":88, + "intracountry":0.0 + }, + { + "ID":145, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":28, + "intracountry":null + }, + { + "ID":146, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":54, + "intracountry":null + }, + { + "ID":147, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":80, + "intracountry":null + }, + { + "ID":148, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":90, + "intracountry":0.0 + }, + { + "ID":149, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":58, + "intracountry":null + }, + { + "ID":150, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":69, + "intracountry":0.0 + }, + { + "ID":151, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":91, + "intracountry":null + }, + { + "ID":152, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":40, + "intracountry":1.0 + }, + { + "ID":153, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":89, + "intracountry":0.0 + }, + { + "ID":154, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":87, + "intracountry":null + }, + { + "ID":155, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":25, + "intracountry":1.0 + }, + { + "ID":156, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":92, + "intracountry":0.0 + }, + { + "ID":157, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":90, + "intracountry":null + }, + { + "ID":158, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":39, + "intracountry":null + }, + { + "ID":159, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":17, + "intracountry":1.0 + }, + { + "ID":160, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":80, + "intracountry":0.0 + }, + { + "ID":161, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":32, + "intracountry":null + }, + { + "ID":162, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":93, + "intracountry":null + }, + { + "ID":163, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":81, + "intracountry":null + }, + { + "ID":164, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":96, + "intracountry":null + }, + { + "ID":165, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":25, + "intracountry":null + }, + { + "ID":166, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":60, + "intracountry":null + }, + { + "ID":167, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":71, + "intracountry":null + }, + { + "ID":168, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":53, + "intracountry":0.0 + }, + { + "ID":169, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":53, + "intracountry":null + }, + { + "ID":170, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":83, + "intracountry":null + }, + { + "ID":171, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":79, + "intracountry":null + }, + { + "ID":172, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":49, + "intracountry":null + }, + { + "ID":173, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":62, + "intracountry":null + }, + { + "ID":174, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":14, + "intracountry":0.0 + }, + { + "ID":175, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":0.0 + }, + { + "ID":176, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":69, + "intracountry":0.0 + }, + { + "ID":177, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":78, + "intracountry":null + }, + { + "ID":178, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":38, + "intracountry":null + }, + { + "ID":179, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":81, + "intracountry":null + }, + { + "ID":180, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":74, + "intracountry":0.0 + }, + { + "ID":181, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":75, + "intracountry":null + }, + { + "ID":182, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":10, + "intracountry":null + }, + { + "ID":183, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":43, + "intracountry":null + }, + { + "ID":184, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.13, + "rate":70, + "intracountry":null + }, + { + "ID":185, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":83, + "intracountry":null + }, + { + "ID":186, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.02, + "rate":16, + "intracountry":null + }, + { + "ID":187, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":78, + "intracountry":0.0 + }, + { + "ID":188, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":64, + "intracountry":null + }, + { + "ID":189, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":88, + "intracountry":1.0 + }, + { + "ID":190, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":70, + "intracountry":0.0 + }, + { + "ID":191, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":21, + "intracountry":0.0 + }, + { + "ID":192, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":1.0 + }, + { + "ID":193, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":52, + "intracountry":0.0 + }, + { + "ID":194, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":11, + "intracountry":0.0 + }, + { + "ID":195, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":45, + "intracountry":0.0 + }, + { + "ID":196, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":17, + "intracountry":0.0 + }, + { + "ID":197, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":66, + "intracountry":null + }, + { + "ID":198, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":53, + "intracountry":0.0 + }, + { + "ID":199, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":21, + "intracountry":null + }, + { + "ID":200, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":86, + "intracountry":null + }, + { + "ID":201, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":55, + "intracountry":null + }, + { + "ID":202, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":67, + "intracountry":null + }, + { + "ID":203, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":14, + "intracountry":null + }, + { + "ID":204, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":71, + "intracountry":null + }, + { + "ID":205, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":52, + "intracountry":0.0 + }, + { + "ID":206, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.08, + "rate":94, + "intracountry":0.0 + }, + { + "ID":207, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":68, + "intracountry":1.0 + }, + { + "ID":208, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":1.0 + }, + { + "ID":209, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":73, + "intracountry":null + }, + { + "ID":210, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":35, + "intracountry":1.0 + }, + { + "ID":211, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":85, + "intracountry":null + }, + { + "ID":212, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":63, + "intracountry":0.0 + }, + { + "ID":213, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":66, + "intracountry":null + }, + { + "ID":214, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":54, + "intracountry":null + }, + { + "ID":215, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":94, + "intracountry":null + }, + { + "ID":216, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":14, + "intracountry":0.0 + }, + { + "ID":217, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":16, + "intracountry":null + }, + { + "ID":218, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.0, + "rate":33, + "intracountry":null + }, + { + "ID":219, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":55, + "intracountry":0.0 + }, + { + "ID":220, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.13, + "rate":17, + "intracountry":0.0 + }, + { + "ID":221, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.04, + "rate":16, + "intracountry":null + }, + { + "ID":222, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":80, + "intracountry":null + }, + { + "ID":223, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":21, + "intracountry":null + }, + { + "ID":224, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":46, + "intracountry":null + }, + { + "ID":225, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":75, + "intracountry":0.0 + }, + { + "ID":226, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":73, + "intracountry":null + }, + { + "ID":227, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":78, + "intracountry":null + }, + { + "ID":228, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":55, + "intracountry":1.0 + }, + { + "ID":229, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":33, + "intracountry":1.0 + }, + { + "ID":230, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":40, + "intracountry":0.0 + }, + { + "ID":231, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":25, + "intracountry":null + }, + { + "ID":232, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":47, + "intracountry":1.0 + }, + { + "ID":233, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":62, + "intracountry":null + }, + { + "ID":234, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":42, + "intracountry":null + }, + { + "ID":235, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":57, + "intracountry":null + }, + { + "ID":236, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":60, + "intracountry":null + }, + { + "ID":237, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":40, + "intracountry":0.0 + }, + { + "ID":238, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":48, + "intracountry":0.0 + }, + { + "ID":239, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":56, + "intracountry":0.0 + }, + { + "ID":240, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":77, + "intracountry":null + }, + { + "ID":241, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":30, + "intracountry":0.0 + }, + { + "ID":242, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":41, + "intracountry":1.0 + }, + { + "ID":243, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":46, + "intracountry":1.0 + }, + { + "ID":244, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":73, + "intracountry":null + }, + { + "ID":245, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":29, + "intracountry":1.0 + }, + { + "ID":246, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":54, + "intracountry":null + }, + { + "ID":247, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":81, + "intracountry":1.0 + }, + { + "ID":248, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.09, + "rate":84, + "intracountry":0.0 + }, + { + "ID":249, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":29, + "intracountry":null + }, + { + "ID":250, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":15, + "intracountry":null + }, + { + "ID":251, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":88, + "intracountry":1.0 + }, + { + "ID":252, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":69, + "intracountry":1.0 + }, + { + "ID":253, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":57, + "intracountry":null + }, + { + "ID":254, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":40, + "intracountry":null + }, + { + "ID":255, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":1.0 + }, + { + "ID":256, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":70, + "intracountry":1.0 + }, + { + "ID":257, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":79, + "intracountry":0.0 + }, + { + "ID":258, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":68, + "intracountry":null + }, + { + "ID":259, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":49, + "intracountry":null + }, + { + "ID":260, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":11, + "intracountry":1.0 + }, + { + "ID":261, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":61, + "intracountry":null + }, + { + "ID":262, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":64, + "intracountry":0.0 + }, + { + "ID":263, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":66, + "intracountry":1.0 + }, + { + "ID":264, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":26, + "intracountry":0.0 + }, + { + "ID":265, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":70, + "intracountry":1.0 + }, + { + "ID":266, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":31, + "intracountry":1.0 + }, + { + "ID":267, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":75, + "intracountry":0.0 + }, + { + "ID":268, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":33, + "intracountry":1.0 + }, + { + "ID":269, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":12, + "intracountry":0.0 + }, + { + "ID":270, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":46, + "intracountry":0.0 + }, + { + "ID":271, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":30, + "intracountry":null + }, + { + "ID":272, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":91, + "intracountry":null + }, + { + "ID":273, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":30, + "intracountry":null + }, + { + "ID":274, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":62, + "intracountry":null + }, + { + "ID":275, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":22, + "intracountry":1.0 + }, + { + "ID":276, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":75, + "intracountry":null + }, + { + "ID":277, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":19, + "intracountry":1.0 + }, + { + "ID":278, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":40, + "intracountry":null + }, + { + "ID":279, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":94, + "intracountry":1.0 + }, + { + "ID":280, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":26, + "intracountry":0.0 + }, + { + "ID":281, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":49, + "intracountry":1.0 + }, + { + "ID":282, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":61, + "intracountry":0.0 + }, + { + "ID":283, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":75, + "intracountry":null + }, + { + "ID":284, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":82, + "intracountry":null + }, + { + "ID":285, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":null + }, + { + "ID":286, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":35, + "intracountry":null + }, + { + "ID":287, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":45, + "intracountry":null + }, + { + "ID":288, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":77, + "intracountry":null + }, + { + "ID":289, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":30, + "intracountry":0.0 + }, + { + "ID":290, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":89, + "intracountry":0.0 + }, + { + "ID":291, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":74, + "intracountry":null + }, + { + "ID":292, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":72, + "intracountry":null + }, + { + "ID":293, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":15, + "intracountry":null + }, + { + "ID":294, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":60, + "intracountry":null + }, + { + "ID":295, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":89, + "intracountry":1.0 + }, + { + "ID":296, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":57, + "intracountry":null + }, + { + "ID":297, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":98, + "intracountry":null + }, + { + "ID":298, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":64, + "intracountry":0.0 + }, + { + "ID":299, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":38, + "intracountry":null + }, + { + "ID":300, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":80, + "intracountry":null + }, + { + "ID":301, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":60, + "intracountry":1.0 + }, + { + "ID":302, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":39, + "intracountry":1.0 + }, + { + "ID":303, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":41, + "intracountry":0.0 + }, + { + "ID":304, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":51, + "intracountry":1.0 + }, + { + "ID":305, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":null + }, + { + "ID":306, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":80, + "intracountry":0.0 + }, + { + "ID":307, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":87, + "intracountry":null + }, + { + "ID":308, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":null + }, + { + "ID":309, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":69, + "intracountry":1.0 + }, + { + "ID":310, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":64, + "intracountry":null + }, + { + "ID":311, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":57, + "intracountry":0.0 + }, + { + "ID":312, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":93, + "intracountry":null + }, + { + "ID":313, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":92, + "intracountry":0.0 + }, + { + "ID":314, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":83, + "intracountry":1.0 + }, + { + "ID":315, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":72, + "intracountry":0.0 + }, + { + "ID":316, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":67, + "intracountry":1.0 + }, + { + "ID":317, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":56, + "intracountry":null + }, + { + "ID":318, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":70, + "intracountry":null + }, + { + "ID":319, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.09, + "rate":95, + "intracountry":null + }, + { + "ID":320, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":50, + "intracountry":null + }, + { + "ID":321, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":12, + "intracountry":1.0 + }, + { + "ID":322, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":64, + "intracountry":0.0 + }, + { + "ID":323, + "card_scheme":"GlobalCard", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":43, + "intracountry":0.0 + }, + { + "ID":324, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":29, + "intracountry":1.0 + }, + { + "ID":325, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":89, + "intracountry":null + }, + { + "ID":326, + "card_scheme":"NexPay", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":83, + "intracountry":null + }, + { + "ID":327, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":99, + "intracountry":1.0 + }, + { + "ID":328, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":64, + "intracountry":null + }, + { + "ID":329, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":81, + "intracountry":1.0 + }, + { + "ID":330, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":72, + "intracountry":0.0 + }, + { + "ID":331, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":97, + "intracountry":1.0 + }, + { + "ID":332, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":66, + "intracountry":0.0 + }, + { + "ID":333, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":25, + "intracountry":null + }, + { + "ID":334, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":90, + "intracountry":1.0 + }, + { + "ID":335, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":35, + "intracountry":null + }, + { + "ID":336, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":23, + "intracountry":null + }, + { + "ID":337, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":85, + "intracountry":null + }, + { + "ID":338, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":53, + "intracountry":1.0 + }, + { + "ID":339, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":76, + "intracountry":null + }, + { + "ID":340, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":96, + "intracountry":null + }, + { + "ID":341, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":23, + "intracountry":null + }, + { + "ID":342, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.03, + "rate":55, + "intracountry":null + }, + { + "ID":343, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.14, + "rate":60, + "intracountry":null + }, + { + "ID":344, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":58, + "intracountry":null + }, + { + "ID":345, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":60, + "intracountry":null + }, + { + "ID":346, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":69, + "intracountry":1.0 + }, + { + "ID":347, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":83, + "intracountry":0.0 + }, + { + "ID":348, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":53, + "intracountry":1.0 + }, + { + "ID":349, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":81, + "intracountry":1.0 + }, + { + "ID":350, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":1.0 + }, + { + "ID":351, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":58, + "intracountry":1.0 + }, + { + "ID":352, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":19, + "intracountry":0.0 + }, + { + "ID":353, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.11, + "rate":17, + "intracountry":null + }, + { + "ID":354, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":45, + "intracountry":1.0 + }, + { + "ID":355, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":96, + "intracountry":1.0 + }, + { + "ID":356, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":56, + "intracountry":null + }, + { + "ID":357, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":21, + "intracountry":1.0 + }, + { + "ID":358, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":34, + "intracountry":null + }, + { + "ID":359, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":54, + "intracountry":1.0 + }, + { + "ID":360, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":16, + "intracountry":null + }, + { + "ID":361, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":97, + "intracountry":null + }, + { + "ID":362, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":76, + "intracountry":null + }, + { + "ID":363, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":65, + "intracountry":null + }, + { + "ID":364, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":84, + "intracountry":1.0 + }, + { + "ID":365, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":32, + "intracountry":1.0 + }, + { + "ID":366, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":34, + "intracountry":1.0 + }, + { + "ID":367, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":62, + "intracountry":null + }, + { + "ID":368, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":93, + "intracountry":null + }, + { + "ID":369, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":44, + "intracountry":null + }, + { + "ID":370, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":75, + "intracountry":1.0 + }, + { + "ID":371, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":45, + "intracountry":null + }, + { + "ID":372, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":65, + "intracountry":null + }, + { + "ID":373, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":24, + "intracountry":null + }, + { + "ID":374, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":36, + "intracountry":null + }, + { + "ID":375, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":75, + "intracountry":null + }, + { + "ID":376, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":53, + "intracountry":0.0 + }, + { + "ID":377, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":28, + "intracountry":1.0 + }, + { + "ID":378, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":35, + "intracountry":null + }, + { + "ID":379, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":58, + "intracountry":1.0 + }, + { + "ID":380, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.12, + "rate":19, + "intracountry":0.0 + }, + { + "ID":381, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":null + }, + { + "ID":382, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":12, + "intracountry":null + }, + { + "ID":383, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":20, + "intracountry":0.0 + }, + { + "ID":384, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":14, + "intracountry":null + }, + { + "ID":385, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":44, + "intracountry":null + }, + { + "ID":386, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":19, + "intracountry":1.0 + }, + { + "ID":387, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":61, + "intracountry":1.0 + }, + { + "ID":388, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":36, + "intracountry":null + }, + { + "ID":389, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.05, + "rate":61, + "intracountry":null + }, + { + "ID":390, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":35, + "intracountry":null + }, + { + "ID":391, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":42, + "intracountry":null + }, + { + "ID":392, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":51, + "intracountry":null + }, + { + "ID":393, + "card_scheme":"NexPay", + "account_type":[ + "F", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":25, + "intracountry":0.0 + }, + { + "ID":394, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":50, + "intracountry":0.0 + }, + { + "ID":395, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":13, + "intracountry":1.0 + }, + { + "ID":396, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":null + }, + { + "ID":397, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":77, + "intracountry":null + }, + { + "ID":398, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":99, + "intracountry":null + }, + { + "ID":399, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":37, + "intracountry":1.0 + }, + { + "ID":400, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":72, + "intracountry":1.0 + }, + { + "ID":401, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":19, + "intracountry":null + }, + { + "ID":402, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":83, + "intracountry":null + }, + { + "ID":403, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":94, + "intracountry":null + }, + { + "ID":404, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":41, + "intracountry":null + }, + { + "ID":405, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":70, + "intracountry":0.0 + }, + { + "ID":406, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":82, + "intracountry":0.0 + }, + { + "ID":407, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":46, + "intracountry":null + }, + { + "ID":408, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":21, + "intracountry":null + }, + { + "ID":409, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":30, + "intracountry":null + }, + { + "ID":410, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":70, + "intracountry":0.0 + }, + { + "ID":411, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":37, + "intracountry":null + }, + { + "ID":412, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":10, + "intracountry":0.0 + }, + { + "ID":413, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":41, + "intracountry":null + }, + { + "ID":414, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":29, + "intracountry":null + }, + { + "ID":415, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":51, + "intracountry":null + }, + { + "ID":416, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":97, + "intracountry":null + }, + { + "ID":417, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.0, + "rate":51, + "intracountry":null + }, + { + "ID":418, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":79, + "intracountry":1.0 + }, + { + "ID":419, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":65, + "intracountry":0.0 + }, + { + "ID":420, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":81, + "intracountry":null + }, + { + "ID":421, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":27, + "intracountry":0.0 + }, + { + "ID":422, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":19, + "intracountry":null + }, + { + "ID":423, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":62, + "intracountry":1.0 + }, + { + "ID":424, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.07, + "rate":64, + "intracountry":null + }, + { + "ID":425, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":57, + "intracountry":null + }, + { + "ID":426, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":88, + "intracountry":null + }, + { + "ID":427, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":76, + "intracountry":null + }, + { + "ID":428, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":10, + "intracountry":null + }, + { + "ID":429, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":93, + "intracountry":null + }, + { + "ID":430, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":86, + "intracountry":null + }, + { + "ID":431, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":null + }, + { + "ID":432, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":77, + "intracountry":1.0 + }, + { + "ID":433, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":46, + "intracountry":null + }, + { + "ID":434, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":16, + "intracountry":null + }, + { + "ID":435, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":66, + "intracountry":null + }, + { + "ID":436, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":68, + "intracountry":null + }, + { + "ID":437, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":53, + "intracountry":null + }, + { + "ID":438, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":27, + "intracountry":null + }, + { + "ID":439, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":46, + "intracountry":null + }, + { + "ID":440, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":95, + "intracountry":null + }, + { + "ID":441, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":29, + "intracountry":null + }, + { + "ID":442, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":36, + "intracountry":null + }, + { + "ID":443, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":40, + "intracountry":0.0 + }, + { + "ID":444, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":21, + "intracountry":0.0 + }, + { + "ID":445, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":31, + "intracountry":null + }, + { + "ID":446, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":56, + "intracountry":null + }, + { + "ID":447, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.0, + "rate":65, + "intracountry":null + }, + { + "ID":448, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":35, + "intracountry":null + }, + { + "ID":449, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":51, + "intracountry":null + }, + { + "ID":450, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":26, + "intracountry":0.0 + }, + { + "ID":451, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":87, + "intracountry":1.0 + }, + { + "ID":452, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":27, + "intracountry":1.0 + }, + { + "ID":453, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":65, + "intracountry":null + }, + { + "ID":454, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":94, + "intracountry":null + }, + { + "ID":455, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":21, + "intracountry":0.0 + }, + { + "ID":456, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":41, + "intracountry":0.0 + }, + { + "ID":457, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.05, + "rate":97, + "intracountry":null + }, + { + "ID":458, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":83, + "intracountry":null + }, + { + "ID":459, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":47, + "intracountry":1.0 + }, + { + "ID":460, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":69, + "intracountry":null + }, + { + "ID":461, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":64, + "intracountry":null + }, + { + "ID":462, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.12, + "rate":44, + "intracountry":1.0 + }, + { + "ID":463, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":63, + "intracountry":null + }, + { + "ID":464, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":48, + "intracountry":0.0 + }, + { + "ID":465, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":90, + "intracountry":null + }, + { + "ID":466, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":20, + "intracountry":null + }, + { + "ID":467, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":78, + "intracountry":0.0 + }, + { + "ID":468, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":71, + "intracountry":0.0 + }, + { + "ID":469, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":0.0 + }, + { + "ID":470, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":39, + "intracountry":null + }, + { + "ID":471, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":53, + "intracountry":null + }, + { + "ID":472, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":31, + "intracountry":1.0 + }, + { + "ID":473, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":48, + "intracountry":null + }, + { + "ID":474, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":36, + "intracountry":null + }, + { + "ID":475, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":70, + "intracountry":1.0 + }, + { + "ID":476, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":28, + "intracountry":1.0 + }, + { + "ID":477, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":54, + "intracountry":0.0 + }, + { + "ID":478, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":84, + "intracountry":null + }, + { + "ID":479, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":71, + "intracountry":null + }, + { + "ID":480, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":42, + "intracountry":null + }, + { + "ID":481, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":21, + "intracountry":null + }, + { + "ID":482, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":86, + "intracountry":1.0 + }, + { + "ID":483, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":91, + "intracountry":0.0 + }, + { + "ID":484, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":70, + "intracountry":null + }, + { + "ID":485, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":31, + "intracountry":null + }, + { + "ID":486, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":82, + "intracountry":0.0 + }, + { + "ID":487, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.04, + "rate":42, + "intracountry":0.0 + }, + { + "ID":488, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":96, + "intracountry":0.0 + }, + { + "ID":489, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":85, + "intracountry":null + }, + { + "ID":490, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":50, + "intracountry":null + }, + { + "ID":491, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":86, + "intracountry":0.0 + }, + { + "ID":492, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":30, + "intracountry":1.0 + }, + { + "ID":493, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":71, + "intracountry":1.0 + }, + { + "ID":494, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.0, + "rate":14, + "intracountry":0.0 + }, + { + "ID":495, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":15, + "intracountry":null + }, + { + "ID":496, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":52, + "intracountry":null + }, + { + "ID":497, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":42, + "intracountry":0.0 + }, + { + "ID":498, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":36, + "intracountry":1.0 + }, + { + "ID":499, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":96, + "intracountry":1.0 + }, + { + "ID":500, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":43, + "intracountry":null + }, + { + "ID":501, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":null + }, + { + "ID":502, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":52, + "intracountry":null + }, + { + "ID":503, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":48, + "intracountry":null + }, + { + "ID":504, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":55, + "intracountry":0.0 + }, + { + "ID":505, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":64, + "intracountry":null + }, + { + "ID":506, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":92, + "intracountry":null + }, + { + "ID":507, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":74, + "intracountry":null + }, + { + "ID":508, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":23, + "intracountry":null + }, + { + "ID":509, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":17, + "intracountry":null + }, + { + "ID":510, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":61, + "intracountry":null + }, + { + "ID":511, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":18, + "intracountry":null + }, + { + "ID":512, + "card_scheme":"NexPay", + "account_type":[ + "H", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":61, + "intracountry":0.0 + }, + { + "ID":513, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":null + }, + { + "ID":514, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":23, + "intracountry":0.0 + }, + { + "ID":515, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":19, + "intracountry":0.0 + }, + { + "ID":516, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":95, + "intracountry":null + }, + { + "ID":517, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":89, + "intracountry":null + }, + { + "ID":518, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":72, + "intracountry":null + }, + { + "ID":519, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":82, + "intracountry":1.0 + }, + { + "ID":520, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":null + }, + { + "ID":521, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":33, + "intracountry":1.0 + }, + { + "ID":522, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":74, + "intracountry":null + }, + { + "ID":523, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":25, + "intracountry":null + }, + { + "ID":524, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":27, + "intracountry":null + }, + { + "ID":525, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":28, + "intracountry":0.0 + }, + { + "ID":526, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":49, + "intracountry":null + }, + { + "ID":527, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":27, + "intracountry":null + }, + { + "ID":528, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":41, + "intracountry":null + }, + { + "ID":529, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":73, + "intracountry":null + }, + { + "ID":530, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":87, + "intracountry":null + }, + { + "ID":531, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":56, + "intracountry":1.0 + }, + { + "ID":532, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":1.0 + }, + { + "ID":533, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":null + }, + { + "ID":534, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":98, + "intracountry":null + }, + { + "ID":535, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":17, + "intracountry":1.0 + }, + { + "ID":536, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.1, + "rate":50, + "intracountry":null + }, + { + "ID":537, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":98, + "intracountry":1.0 + }, + { + "ID":538, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":36, + "intracountry":null + }, + { + "ID":539, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":90, + "intracountry":1.0 + }, + { + "ID":540, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":64, + "intracountry":null + }, + { + "ID":541, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":40, + "intracountry":0.0 + }, + { + "ID":542, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":51, + "intracountry":1.0 + }, + { + "ID":543, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":81, + "intracountry":1.0 + }, + { + "ID":544, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":37, + "intracountry":null + }, + { + "ID":545, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":30, + "intracountry":null + }, + { + "ID":546, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":25, + "intracountry":null + }, + { + "ID":547, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":76, + "intracountry":null + }, + { + "ID":548, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":60, + "intracountry":null + }, + { + "ID":549, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.08, + "rate":42, + "intracountry":null + }, + { + "ID":550, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":13, + "intracountry":null + }, + { + "ID":551, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":23, + "intracountry":null + }, + { + "ID":552, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":20, + "intracountry":1.0 + }, + { + "ID":553, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":94, + "intracountry":null + }, + { + "ID":554, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":85, + "intracountry":null + }, + { + "ID":555, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":14, + "intracountry":null + }, + { + "ID":556, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":47, + "intracountry":0.0 + }, + { + "ID":557, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":93, + "intracountry":1.0 + }, + { + "ID":558, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":36, + "intracountry":1.0 + }, + { + "ID":559, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":75, + "intracountry":null + }, + { + "ID":560, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":53, + "intracountry":0.0 + }, + { + "ID":561, + "card_scheme":"GlobalCard", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":1.0 + }, + { + "ID":562, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":77, + "intracountry":null + }, + { + "ID":563, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":32, + "intracountry":null + }, + { + "ID":564, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":92, + "intracountry":null + }, + { + "ID":565, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":566, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.12, + "rate":76, + "intracountry":1.0 + }, + { + "ID":567, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":52, + "intracountry":0.0 + }, + { + "ID":568, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":78, + "intracountry":null + }, + { + "ID":569, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":25, + "intracountry":null + }, + { + "ID":570, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":53, + "intracountry":null + }, + { + "ID":571, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":19, + "intracountry":0.0 + }, + { + "ID":572, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":44, + "intracountry":null + }, + { + "ID":573, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":56, + "intracountry":1.0 + }, + { + "ID":574, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":55, + "intracountry":1.0 + }, + { + "ID":575, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":78, + "intracountry":null + }, + { + "ID":576, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":24, + "intracountry":0.0 + }, + { + "ID":577, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.12, + "rate":14, + "intracountry":null + }, + { + "ID":578, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":30, + "intracountry":null + }, + { + "ID":579, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":29, + "intracountry":0.0 + }, + { + "ID":580, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":77, + "intracountry":null + }, + { + "ID":581, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":84, + "intracountry":0.0 + }, + { + "ID":582, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":34, + "intracountry":null + }, + { + "ID":583, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":1.0 + }, + { + "ID":584, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":99, + "intracountry":null + }, + { + "ID":585, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":75, + "intracountry":1.0 + }, + { + "ID":586, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":69, + "intracountry":null + }, + { + "ID":587, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":80, + "intracountry":1.0 + }, + { + "ID":588, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":50, + "intracountry":1.0 + }, + { + "ID":589, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":75, + "intracountry":null + }, + { + "ID":590, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":1.0 + }, + { + "ID":591, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.06, + "rate":52, + "intracountry":null + }, + { + "ID":592, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":41, + "intracountry":1.0 + }, + { + "ID":593, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.04, + "rate":15, + "intracountry":null + }, + { + "ID":594, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":23, + "intracountry":null + }, + { + "ID":595, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":62, + "intracountry":null + }, + { + "ID":596, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":77, + "intracountry":null + }, + { + "ID":597, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":0.0 + }, + { + "ID":598, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":22, + "intracountry":null + }, + { + "ID":599, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":38, + "intracountry":0.0 + }, + { + "ID":600, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":81, + "intracountry":null + }, + { + "ID":601, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":56, + "intracountry":0.0 + }, + { + "ID":602, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":603, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":77, + "intracountry":null + }, + { + "ID":604, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":37, + "intracountry":null + }, + { + "ID":605, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":96, + "intracountry":0.0 + }, + { + "ID":606, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":20, + "intracountry":1.0 + }, + { + "ID":607, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":41, + "intracountry":null + }, + { + "ID":608, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":30, + "intracountry":null + }, + { + "ID":609, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":58, + "intracountry":null + }, + { + "ID":610, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":93, + "intracountry":null + }, + { + "ID":611, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":25, + "intracountry":null + }, + { + "ID":612, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":89, + "intracountry":1.0 + }, + { + "ID":613, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":74, + "intracountry":null + }, + { + "ID":614, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":51, + "intracountry":null + }, + { + "ID":615, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":81, + "intracountry":null + }, + { + "ID":616, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":14, + "intracountry":0.0 + }, + { + "ID":617, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":45, + "intracountry":0.0 + }, + { + "ID":618, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":null + }, + { + "ID":619, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":11, + "intracountry":0.0 + }, + { + "ID":620, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":85, + "intracountry":null + }, + { + "ID":621, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":67, + "intracountry":null + }, + { + "ID":622, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":68, + "intracountry":0.0 + }, + { + "ID":623, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.13, + "rate":10, + "intracountry":null + }, + { + "ID":624, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":94, + "intracountry":null + }, + { + "ID":625, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":72, + "intracountry":null + }, + { + "ID":626, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":81, + "intracountry":0.0 + }, + { + "ID":627, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":43, + "intracountry":1.0 + }, + { + "ID":628, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":86, + "intracountry":1.0 + }, + { + "ID":629, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":35, + "intracountry":null + }, + { + "ID":630, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":31, + "intracountry":null + }, + { + "ID":631, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":17, + "intracountry":1.0 + }, + { + "ID":632, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":38, + "intracountry":null + }, + { + "ID":633, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":80, + "intracountry":0.0 + }, + { + "ID":634, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":61, + "intracountry":null + }, + { + "ID":635, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":11, + "intracountry":null + }, + { + "ID":636, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":26, + "intracountry":null + }, + { + "ID":637, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":30, + "intracountry":0.0 + }, + { + "ID":638, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":72, + "intracountry":null + }, + { + "ID":639, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":45, + "intracountry":1.0 + }, + { + "ID":640, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":17, + "intracountry":0.0 + }, + { + "ID":641, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.05, + "rate":21, + "intracountry":null + }, + { + "ID":642, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":31, + "intracountry":1.0 + }, + { + "ID":643, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":0.0 + }, + { + "ID":644, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":68, + "intracountry":null + }, + { + "ID":645, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":32, + "intracountry":0.0 + }, + { + "ID":646, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":88, + "intracountry":null + }, + { + "ID":647, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":45, + "intracountry":0.0 + }, + { + "ID":648, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":52, + "intracountry":1.0 + }, + { + "ID":649, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":56, + "intracountry":null + }, + { + "ID":650, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":91, + "intracountry":null + }, + { + "ID":651, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":97, + "intracountry":null + }, + { + "ID":652, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":51, + "intracountry":0.0 + }, + { + "ID":653, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":54, + "intracountry":0.0 + }, + { + "ID":654, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":79, + "intracountry":null + }, + { + "ID":655, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":35, + "intracountry":1.0 + }, + { + "ID":656, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":46, + "intracountry":null + }, + { + "ID":657, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":29, + "intracountry":0.0 + }, + { + "ID":658, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":51, + "intracountry":0.0 + }, + { + "ID":659, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":22, + "intracountry":1.0 + }, + { + "ID":660, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":77, + "intracountry":null + }, + { + "ID":661, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":77, + "intracountry":0.0 + }, + { + "ID":662, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":74, + "intracountry":0.0 + }, + { + "ID":663, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":86, + "intracountry":null + }, + { + "ID":664, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":71, + "intracountry":null + }, + { + "ID":665, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":1.0 + }, + { + "ID":666, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":15, + "intracountry":1.0 + }, + { + "ID":667, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":27, + "intracountry":null + }, + { + "ID":668, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":23, + "intracountry":null + }, + { + "ID":669, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":44, + "intracountry":null + }, + { + "ID":670, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":40, + "intracountry":null + }, + { + "ID":671, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.08, + "rate":33, + "intracountry":null + }, + { + "ID":672, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":86, + "intracountry":1.0 + }, + { + "ID":673, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":10, + "intracountry":null + }, + { + "ID":674, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.07, + "rate":84, + "intracountry":null + }, + { + "ID":675, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":19, + "intracountry":null + }, + { + "ID":676, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":69, + "intracountry":null + }, + { + "ID":677, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":29, + "intracountry":null + }, + { + "ID":678, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":97, + "intracountry":1.0 + }, + { + "ID":679, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":72, + "intracountry":1.0 + }, + { + "ID":680, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":null + }, + { + "ID":681, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":29, + "intracountry":0.0 + }, + { + "ID":682, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":84, + "intracountry":0.0 + }, + { + "ID":683, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":61, + "intracountry":null + }, + { + "ID":684, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":45, + "intracountry":0.0 + }, + { + "ID":685, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":51, + "intracountry":1.0 + }, + { + "ID":686, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.11, + "rate":65, + "intracountry":null + }, + { + "ID":687, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":97, + "intracountry":null + }, + { + "ID":688, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":69, + "intracountry":null + }, + { + "ID":689, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":23, + "intracountry":null + }, + { + "ID":690, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":37, + "intracountry":null + }, + { + "ID":691, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":56, + "intracountry":0.0 + }, + { + "ID":692, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":69, + "intracountry":null + }, + { + "ID":693, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":14, + "intracountry":0.0 + }, + { + "ID":694, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":null + }, + { + "ID":695, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":90, + "intracountry":1.0 + }, + { + "ID":696, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":49, + "intracountry":null + }, + { + "ID":697, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":86, + "intracountry":null + }, + { + "ID":698, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":24, + "intracountry":1.0 + }, + { + "ID":699, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":54, + "intracountry":null + }, + { + "ID":700, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":48, + "intracountry":null + }, + { + "ID":701, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":37, + "intracountry":0.0 + }, + { + "ID":702, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":42, + "intracountry":null + }, + { + "ID":703, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":73, + "intracountry":1.0 + }, + { + "ID":704, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":43, + "intracountry":1.0 + }, + { + "ID":705, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":32, + "intracountry":null + }, + { + "ID":706, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.13, + "rate":53, + "intracountry":0.0 + }, + { + "ID":707, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":85, + "intracountry":null + }, + { + "ID":708, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":21, + "intracountry":null + }, + { + "ID":709, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":17, + "intracountry":null + }, + { + "ID":710, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":55, + "intracountry":null + }, + { + "ID":711, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":37, + "intracountry":null + }, + { + "ID":712, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":51, + "intracountry":null + }, + { + "ID":713, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":95, + "intracountry":1.0 + }, + { + "ID":714, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":11, + "intracountry":1.0 + }, + { + "ID":715, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":11, + "intracountry":null + }, + { + "ID":716, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.08, + "rate":30, + "intracountry":null + }, + { + "ID":717, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":80, + "intracountry":null + }, + { + "ID":718, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":87, + "intracountry":0.0 + }, + { + "ID":719, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":94, + "intracountry":0.0 + }, + { + "ID":720, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":19, + "intracountry":null + }, + { + "ID":721, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":57, + "intracountry":null + }, + { + "ID":722, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":99, + "intracountry":1.0 + }, + { + "ID":723, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":30, + "intracountry":1.0 + }, + { + "ID":724, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":">8.3%", + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":54, + "intracountry":null + }, + { + "ID":725, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":19, + "intracountry":null + }, + { + "ID":726, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":12, + "intracountry":0.0 + }, + { + "ID":727, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":99, + "intracountry":1.0 + }, + { + "ID":728, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":88, + "intracountry":1.0 + }, + { + "ID":729, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":51, + "intracountry":0.0 + }, + { + "ID":730, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":95, + "intracountry":null + }, + { + "ID":731, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":20, + "intracountry":null + }, + { + "ID":732, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":80, + "intracountry":null + }, + { + "ID":733, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":95, + "intracountry":null + }, + { + "ID":734, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":86, + "intracountry":1.0 + }, + { + "ID":735, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":99, + "intracountry":null + }, + { + "ID":736, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":78, + "intracountry":null + }, + { + "ID":737, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":0.0 + }, + { + "ID":738, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.13, + "rate":19, + "intracountry":null + }, + { + "ID":739, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":25, + "intracountry":1.0 + }, + { + "ID":740, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.0, + "rate":91, + "intracountry":null + }, + { + "ID":741, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":78, + "intracountry":null + }, + { + "ID":742, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":54, + "intracountry":null + }, + { + "ID":743, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":63, + "intracountry":0.0 + }, + { + "ID":744, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":93, + "intracountry":0.0 + }, + { + "ID":745, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":13, + "intracountry":null + }, + { + "ID":746, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":43, + "intracountry":null + }, + { + "ID":747, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":28, + "intracountry":null + }, + { + "ID":748, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":34, + "intracountry":1.0 + }, + { + "ID":749, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":0.0 + }, + { + "ID":750, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":70, + "intracountry":null + }, + { + "ID":751, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":93, + "intracountry":0.0 + }, + { + "ID":752, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":60, + "intracountry":0.0 + }, + { + "ID":753, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":36, + "intracountry":0.0 + }, + { + "ID":754, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":38, + "intracountry":null + }, + { + "ID":755, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":30, + "intracountry":null + }, + { + "ID":756, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":70, + "intracountry":null + }, + { + "ID":757, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":24, + "intracountry":1.0 + }, + { + "ID":758, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":33, + "intracountry":null + }, + { + "ID":759, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":11, + "intracountry":0.0 + }, + { + "ID":760, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":18, + "intracountry":1.0 + }, + { + "ID":761, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":25, + "intracountry":null + }, + { + "ID":762, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":68, + "intracountry":null + }, + { + "ID":763, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":24, + "intracountry":null + }, + { + "ID":764, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":36, + "intracountry":1.0 + }, + { + "ID":765, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":90, + "intracountry":1.0 + }, + { + "ID":766, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":33, + "intracountry":0.0 + }, + { + "ID":767, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":24, + "intracountry":null + }, + { + "ID":768, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":91, + "intracountry":1.0 + }, + { + "ID":769, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":66, + "intracountry":0.0 + }, + { + "ID":770, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":67, + "intracountry":null + }, + { + "ID":771, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":30, + "intracountry":1.0 + }, + { + "ID":772, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":76, + "intracountry":0.0 + }, + { + "ID":773, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":0.0 + }, + { + "ID":774, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":22, + "intracountry":null + }, + { + "ID":775, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":45, + "intracountry":null + }, + { + "ID":776, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":14, + "intracountry":null + }, + { + "ID":777, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":66, + "intracountry":null + }, + { + "ID":778, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":28, + "intracountry":0.0 + }, + { + "ID":779, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":48, + "intracountry":null + }, + { + "ID":780, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":18, + "intracountry":0.0 + }, + { + "ID":781, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":10, + "intracountry":null + }, + { + "ID":782, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":44, + "intracountry":null + }, + { + "ID":783, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":33, + "intracountry":null + }, + { + "ID":784, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":44, + "intracountry":null + }, + { + "ID":785, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":12, + "intracountry":0.0 + }, + { + "ID":786, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":25, + "intracountry":null + }, + { + "ID":787, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":38, + "intracountry":null + }, + { + "ID":788, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":92, + "intracountry":null + }, + { + "ID":789, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":58, + "intracountry":null + }, + { + "ID":790, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":38, + "intracountry":null + }, + { + "ID":791, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":55, + "intracountry":1.0 + }, + { + "ID":792, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":83, + "intracountry":null + }, + { + "ID":793, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":58, + "intracountry":null + }, + { + "ID":794, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":46, + "intracountry":1.0 + }, + { + "ID":795, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":77, + "intracountry":0.0 + }, + { + "ID":796, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":52, + "intracountry":0.0 + }, + { + "ID":797, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":58, + "intracountry":null + }, + { + "ID":798, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":55, + "intracountry":null + }, + { + "ID":799, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":34, + "intracountry":null + }, + { + "ID":800, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":76, + "intracountry":1.0 + }, + { + "ID":801, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.04, + "rate":40, + "intracountry":0.0 + }, + { + "ID":802, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.1, + "rate":62, + "intracountry":1.0 + }, + { + "ID":803, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":91, + "intracountry":null + }, + { + "ID":804, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":96, + "intracountry":null + }, + { + "ID":805, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":42, + "intracountry":1.0 + }, + { + "ID":806, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":42, + "intracountry":null + }, + { + "ID":807, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":21, + "intracountry":1.0 + }, + { + "ID":808, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":20, + "intracountry":0.0 + }, + { + "ID":809, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":68, + "intracountry":null + }, + { + "ID":810, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.13, + "rate":38, + "intracountry":0.0 + }, + { + "ID":811, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":51, + "intracountry":1.0 + }, + { + "ID":812, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":51, + "intracountry":null + }, + { + "ID":813, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":76, + "intracountry":null + }, + { + "ID":814, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":31, + "intracountry":null + }, + { + "ID":815, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":72, + "intracountry":null + }, + { + "ID":816, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":88, + "intracountry":null + }, + { + "ID":817, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":88, + "intracountry":1.0 + }, + { + "ID":818, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.02, + "rate":45, + "intracountry":null + }, + { + "ID":819, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":49, + "intracountry":1.0 + }, + { + "ID":820, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":82, + "intracountry":0.0 + }, + { + "ID":821, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":0.0 + }, + { + "ID":822, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.05, + "rate":27, + "intracountry":0.0 + }, + { + "ID":823, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":86, + "intracountry":null + }, + { + "ID":824, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":36, + "intracountry":1.0 + }, + { + "ID":825, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":50, + "intracountry":0.0 + }, + { + "ID":826, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":27, + "intracountry":null + }, + { + "ID":827, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":28, + "intracountry":1.0 + }, + { + "ID":828, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":32, + "intracountry":null + }, + { + "ID":829, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":40, + "intracountry":null + }, + { + "ID":830, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":61, + "intracountry":null + }, + { + "ID":831, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":82, + "intracountry":1.0 + }, + { + "ID":832, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":52, + "intracountry":1.0 + }, + { + "ID":833, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":14, + "intracountry":1.0 + }, + { + "ID":834, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":20, + "intracountry":0.0 + }, + { + "ID":835, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":30, + "intracountry":1.0 + }, + { + "ID":836, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":84, + "intracountry":1.0 + }, + { + "ID":837, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":50, + "intracountry":1.0 + }, + { + "ID":838, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":74, + "intracountry":null + }, + { + "ID":839, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.02, + "rate":98, + "intracountry":null + }, + { + "ID":840, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":14, + "intracountry":1.0 + }, + { + "ID":841, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":25, + "intracountry":1.0 + }, + { + "ID":842, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":77, + "intracountry":0.0 + }, + { + "ID":843, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":24, + "intracountry":1.0 + }, + { + "ID":844, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":34, + "intracountry":null + }, + { + "ID":845, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":78, + "intracountry":null + }, + { + "ID":846, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":null + }, + { + "ID":847, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":48, + "intracountry":0.0 + }, + { + "ID":848, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":71, + "intracountry":null + }, + { + "ID":849, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":55, + "intracountry":1.0 + }, + { + "ID":850, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":26, + "intracountry":1.0 + }, + { + "ID":851, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":63, + "intracountry":1.0 + }, + { + "ID":852, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":63, + "intracountry":1.0 + }, + { + "ID":853, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":72, + "intracountry":null + }, + { + "ID":854, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":97, + "intracountry":0.0 + }, + { + "ID":855, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":72, + "intracountry":1.0 + }, + { + "ID":856, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":39, + "intracountry":null + }, + { + "ID":857, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":68, + "intracountry":null + }, + { + "ID":858, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.07, + "rate":37, + "intracountry":1.0 + }, + { + "ID":859, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":54, + "intracountry":1.0 + }, + { + "ID":860, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":62, + "intracountry":null + }, + { + "ID":861, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":17, + "intracountry":1.0 + }, + { + "ID":862, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":49, + "intracountry":0.0 + }, + { + "ID":863, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":64, + "intracountry":null + }, + { + "ID":864, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":33, + "intracountry":null + }, + { + "ID":865, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":49, + "intracountry":null + }, + { + "ID":866, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":41, + "intracountry":null + }, + { + "ID":867, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":53, + "intracountry":0.0 + }, + { + "ID":868, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":28, + "intracountry":0.0 + }, + { + "ID":869, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":52, + "intracountry":null + }, + { + "ID":870, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":0.0 + }, + { + "ID":871, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":36, + "intracountry":1.0 + }, + { + "ID":872, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":71, + "intracountry":null + }, + { + "ID":873, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":62, + "intracountry":null + }, + { + "ID":874, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.08, + "rate":25, + "intracountry":null + }, + { + "ID":875, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":25, + "intracountry":1.0 + }, + { + "ID":876, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":null + }, + { + "ID":877, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":52, + "intracountry":0.0 + }, + { + "ID":878, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":61, + "intracountry":null + }, + { + "ID":879, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":49, + "intracountry":null + }, + { + "ID":880, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":31, + "intracountry":0.0 + }, + { + "ID":881, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":91, + "intracountry":1.0 + }, + { + "ID":882, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":59, + "intracountry":1.0 + }, + { + "ID":883, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":56, + "intracountry":null + }, + { + "ID":884, + "card_scheme":"GlobalCard", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":20, + "intracountry":null + }, + { + "ID":885, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":51, + "intracountry":null + }, + { + "ID":886, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":94, + "intracountry":null + }, + { + "ID":887, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":56, + "intracountry":null + }, + { + "ID":888, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":92, + "intracountry":null + }, + { + "ID":889, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":52, + "intracountry":1.0 + }, + { + "ID":890, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":24, + "intracountry":null + }, + { + "ID":891, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":59, + "intracountry":0.0 + }, + { + "ID":892, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":46, + "intracountry":null + }, + { + "ID":893, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":894, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":42, + "intracountry":null + }, + { + "ID":895, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":44, + "intracountry":null + }, + { + "ID":896, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":91, + "intracountry":null + }, + { + "ID":897, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":75, + "intracountry":null + }, + { + "ID":898, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":52, + "intracountry":null + }, + { + "ID":899, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":90, + "intracountry":null + }, + { + "ID":900, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":54, + "intracountry":1.0 + }, + { + "ID":901, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":73, + "intracountry":null + }, + { + "ID":902, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":46, + "intracountry":0.0 + }, + { + "ID":903, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":32, + "intracountry":0.0 + }, + { + "ID":904, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":null + }, + { + "ID":905, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":52, + "intracountry":1.0 + }, + { + "ID":906, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":75, + "intracountry":null + }, + { + "ID":907, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":19, + "intracountry":0.0 + }, + { + "ID":908, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":62, + "intracountry":null + }, + { + "ID":909, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":93, + "intracountry":1.0 + }, + { + "ID":910, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":83, + "intracountry":null + }, + { + "ID":911, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":31, + "intracountry":null + }, + { + "ID":912, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":41, + "intracountry":0.0 + }, + { + "ID":913, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":57, + "intracountry":0.0 + }, + { + "ID":914, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":49, + "intracountry":null + }, + { + "ID":915, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":84, + "intracountry":null + }, + { + "ID":916, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":82, + "intracountry":null + }, + { + "ID":917, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":98, + "intracountry":1.0 + }, + { + "ID":918, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":27, + "intracountry":null + }, + { + "ID":919, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":63, + "intracountry":null + }, + { + "ID":920, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":96, + "intracountry":null + }, + { + "ID":921, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":12, + "intracountry":0.0 + }, + { + "ID":922, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":71, + "intracountry":0.0 + }, + { + "ID":923, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":61, + "intracountry":null + }, + { + "ID":924, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":17, + "intracountry":0.0 + }, + { + "ID":925, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":18, + "intracountry":0.0 + }, + { + "ID":926, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":45, + "intracountry":null + }, + { + "ID":927, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":13, + "intracountry":null + }, + { + "ID":928, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":69, + "intracountry":null + }, + { + "ID":929, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":69, + "intracountry":null + }, + { + "ID":930, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":23, + "intracountry":null + }, + { + "ID":931, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":35, + "intracountry":0.0 + }, + { + "ID":932, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":61, + "intracountry":1.0 + }, + { + "ID":933, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":27, + "intracountry":0.0 + }, + { + "ID":934, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":17, + "intracountry":null + }, + { + "ID":935, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":72, + "intracountry":null + }, + { + "ID":936, + "card_scheme":"NexPay", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":56, + "intracountry":null + }, + { + "ID":937, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":88, + "intracountry":0.0 + }, + { + "ID":938, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":24, + "intracountry":0.0 + }, + { + "ID":939, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":52, + "intracountry":0.0 + }, + { + "ID":940, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":71, + "intracountry":0.0 + }, + { + "ID":941, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":41, + "intracountry":0.0 + }, + { + "ID":942, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":26, + "intracountry":1.0 + }, + { + "ID":943, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":40, + "intracountry":null + }, + { + "ID":944, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":85, + "intracountry":0.0 + }, + { + "ID":945, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":77, + "intracountry":0.0 + }, + { + "ID":946, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":97, + "intracountry":1.0 + }, + { + "ID":947, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":34, + "intracountry":null + }, + { + "ID":948, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":36, + "intracountry":null + }, + { + "ID":949, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":74, + "intracountry":null + }, + { + "ID":950, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":45, + "intracountry":null + }, + { + "ID":951, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":58, + "intracountry":null + }, + { + "ID":952, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":95, + "intracountry":1.0 + }, + { + "ID":953, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":66, + "intracountry":1.0 + }, + { + "ID":954, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":31, + "intracountry":0.0 + }, + { + "ID":955, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":13, + "intracountry":0.0 + }, + { + "ID":956, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":78, + "intracountry":0.0 + }, + { + "ID":957, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":48, + "intracountry":null + }, + { + "ID":958, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":0.0 + }, + { + "ID":959, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":10, + "intracountry":0.0 + }, + { + "ID":960, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":24, + "intracountry":null + }, + { + "ID":961, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":40, + "intracountry":null + }, + { + "ID":962, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":90, + "intracountry":null + }, + { + "ID":963, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":31, + "intracountry":null + }, + { + "ID":964, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":18, + "intracountry":0.0 + }, + { + "ID":965, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":68, + "intracountry":1.0 + }, + { + "ID":966, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":73, + "intracountry":0.0 + }, + { + "ID":967, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":null + }, + { + "ID":968, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":84, + "intracountry":null + }, + { + "ID":969, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":89, + "intracountry":null + }, + { + "ID":970, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":66, + "intracountry":null + }, + { + "ID":971, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":99, + "intracountry":null + }, + { + "ID":972, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.07, + "rate":37, + "intracountry":null + }, + { + "ID":973, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":76, + "intracountry":0.0 + }, + { + "ID":974, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":86, + "intracountry":1.0 + }, + { + "ID":975, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":73, + "intracountry":null + }, + { + "ID":976, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":57, + "intracountry":1.0 + }, + { + "ID":977, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":95, + "intracountry":0.0 + }, + { + "ID":978, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":18, + "intracountry":1.0 + }, + { + "ID":979, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":73, + "intracountry":0.0 + }, + { + "ID":980, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":45, + "intracountry":null + }, + { + "ID":981, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":54, + "intracountry":0.0 + }, + { + "ID":982, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":76, + "intracountry":0.0 + }, + { + "ID":983, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":59, + "intracountry":null + }, + { + "ID":984, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":23, + "intracountry":1.0 + }, + { + "ID":985, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.11, + "rate":71, + "intracountry":1.0 + }, + { + "ID":986, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":11, + "intracountry":null + }, + { + "ID":987, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":37, + "intracountry":null + }, + { + "ID":988, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":44, + "intracountry":1.0 + }, + { + "ID":989, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":94, + "intracountry":1.0 + }, + { + "ID":990, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":88, + "intracountry":null + }, + { + "ID":991, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":11, + "intracountry":0.0 + }, + { + "ID":992, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":74, + "intracountry":1.0 + }, + { + "ID":993, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":64, + "intracountry":1.0 + }, + { + "ID":994, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":78, + "intracountry":0.0 + }, + { + "ID":995, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":99, + "intracountry":null + }, + { + "ID":996, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.13, + "rate":79, + "intracountry":null + }, + { + "ID":997, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":29, + "intracountry":null + }, + { + "ID":998, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":80, + "intracountry":null + }, + { + "ID":999, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":76, + "intracountry":null + }, + { + "ID":1000, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":76, + "intracountry":0.0 + } +] \ No newline at end of file diff --git a/files/17/17_src_2.md b/files/17/17_src_2.md new file mode 100644 index 0000000000000000000000000000000000000000..4014995e5841b0fc10811bea3dd7c872668178e3 --- /dev/null +++ b/files/17/17_src_2.md @@ -0,0 +1,338 @@ +# Merchant Guide to Optimizing Payment Processing and Minimizing Fees + +Version 2.1 | Last Updated: November 1, 2024 + +## Table of Contents +1. Introduction +2. Account Type +3. Merchant Category Code +4. Authorization Characteristics Indicator +5. Understanding Payment Processing Fees +6. PIN Entry Attempt Limits +7. Reducing Fraud-Related Fees +8. Leveraging Data and Reporting +9. Appendix + - Glossary +10. Contact Information + +## 1. Introduction + +As a valued merchant partner, our goal is to help you process transactions efficiently and cost-effectively while minimizing the risks associated with payment fraud. This guide provides best practices for configuring transactions, understanding pricing models, and reducing the potential for fraud-related fees. + + +## 2. Account Type + +We categorize merchants into different account types based on their business model and industry classification. The following table outlines the various account types: + +| Account Type | Description | +|--------------|-------------------------| +| R | Enterprise - Retail | +| D | Enterprise - Digital | +| H | Enterprise - Hospitality| +| F | Platform - Franchise | +| S | Platform - SaaS | +| O | Other | + +This categorization is used to provide more targeted support and services to merchants, and to facilitate more effective communication and collaboration between merchants and our team. + +## 3. Merchant Category Code + +The Merchant Category Code (MCC) is a four-digit code assigned to a merchant by the card networks, also known as schemes (e.g. Visa, Mastercard), to categorize their business type. The MCC is used to determine the type of business or industry a merchant is in, and is often used for risk assessment, fraud detection, and accounting purposes. + +The MCC is typically assigned by the merchant's bank or payment processor, and is used to classify merchants into one of over 400 categories. Each category corresponds to a specific industry or business type, such as retail, restaurant, hotel, or healthcare. + +The MCC is usually represented by a four-digit code, such as 5451 (Automated Fuel Dispensers) or 5812 (Automotive Parts and Accessories Stores). The first two digits of the MCC indicate the category, while the last two digits indicate the subcategory. + +Here is an example of how the MCC might be used in a merchant's account information: + +Merchant Name: ABC Car Dealership +Merchant Category Code (MCC): 5521 (Motor Vehicle Dealers - New and Used Cars) +Business Type: Retail +The MCC is an important piece of information for merchants, as it can affect their payment processing rates, fees, and other business operations. + +You can find a complete list of MCC in the annexed file `merchant_category_codes.csv`. + +## 4. Authorization Characteristics Indicator (ACI) + +The Authorization Characteristics Indicator is a field that facilitates the identification of the transaction flow submitted to the acquirer. This indicator provides a standardized method for describing the manner in which the transaction was sent to the acquirer. + +The following table outlines the possible values for the Authorization Characteristics Indicator: + +| Authorization Characteristic Indicator | Details | +|----------------------------------------|------------------------------------| +| A | Card present - Non-authenticated | +| B | Card Present - Authenticated | +| C | Tokenized card with mobile device | +| D | Card Not Present - Card On File | +| E | Card Not Present - Recurring Bill Payment | +| F | Card Not Present - 3-D Secure | +| G | Card Not Present - Non-3-D Secure | + + +## 5. Understanding Payment Processing Fees + +Payment Processing Fees depend on a number of characteristics. These characteristics belong to either the merchant or the transaction. + +Merchant characteritics include + +* **ID**: identifier of the fee rule within the rule fee dataset +* **card_scheme**: string type. name of the card scheme or network that the fee applies to +* **account_type**: list type. list of account types according to the categorization `Account Type` in this manual +* **capture_delay**: string type. rule that specifies the number of days in which the capture from authorization to settlement needs to happen. Possible values are '3-5' (between 3 and 5 days), '>5' (more than 5 days is possible), '<3' (before 3 days), 'immediate', or 'manual'. The faster the capture to settlement happens, the more expensive it is. +* **monthly_fraud_level**: string type. rule that specifies the fraud levels measured as ratio between monthly total volume and monthly volume notified as fraud. For example '7.7%-8.3%' means that the ratio should be between 7.7 and 8.3 percent. Generally, the payment processors will become more expensive as fraud rate increases. +* **monthly_volume**: string type. rule that specifies the monthly total volume of the merchant. '100k-1m' is between 100.000 (100k) and 1.000.000 (1m). All volumes are specified in euros. Normally merchants with higher volume are able to get cheaper fees from payments processors. +* **merchant_category_code**: list type. integer that specifies the possible merchant category codes, according to the categorization found in this manual in the section `Merchant Category Code`. eg: `[8062, 8011, 8021]`. +* **is_credit**: bool. True if the rule applies for credit transactions. Typically credit transactions are more expensive (higher fee). +* **aci**: list type. string that specifies an array of possible Authorization Characteristics Indicator (ACI) according to the categorization specified in this manual in the section `Authorization Characteristics Indicator`. +* **fixed_amount**: float. Fixed amount of the fee in euros per transaction, for the given rule. +* **rate**: integer. Variable rate to be especified to be multiplied by the transaction value and divided by 10000. +* **intracountry**: bool. True if the transaction is domestic, defined by the fact that the issuer country and the acquiring country are the same. False are for international transactions where the issuer country and acquirer country are different and typically are more expensive. + +**Notes**: +* The fee then is provided by `fee = fixed_amount + rate * transaction_value / 10000`. +* Monthly volumes and rates are computed always in natural months (e.g. January, February), starting always in day 1 and ending in the last natural day of the month (i.e. 28 for February, 30 or 31). +* Fixed amount and transaction values are given in the same currency, typically euros. +* If a field is set to null it means that it applies to all possible values of that field. E.g. null value in aci means that the rules applies for all possible values of aci. + +The full list of fee rules and values depending on these characteristics can be found in the annexed file `fees.json`. + +### 5.1 Best Practices for Minimizing Transaction Costs + + +#### 5.1.1 Optimizing Transactions through Local Acquiring + +To minimize friction and maximize conversion rates, it is essential to route transactions through local acquirers. Local acquiring refers to the scenario where the issuer country is the same as the acquirer country. This approach can lead to several benefits, including: + +- Reduced transaction friction, resulting in higher conversion rates +- Lower fees associated with cross-border transactions + +**What is Local Acquiring?** + +Local acquiring occurs when a transaction is processed through an acquirer that is located in the same country as the issuer of the card. For example, if a cardholder is located in the United States and makes a purchase from a merchant also located in the United States, the transaction would be considered a local acquiring transaction. + +By routing transactions through local acquirers, merchants can reduce the complexity and costs associated with cross-border transactions, ultimately leading to a better user experience and increased conversion rates. + +**Benefits of Local Acquiring** + +Some of the key benefits of local acquiring include: + +- Reduced transaction fees +- Improved conversion rates due to reduced friction +- Enhanced user experience +- Simplified transaction processing + +#### 5.1.2. Choosing the right transaction type + +**Transaction Processing Options and Fees** + +When processing transactions, there are various options available, depending on the type of transaction and the level of authentication required. The Authorization Characteristic Indicator (ACI) provides a standardized way to categorize transactions and determine the best processing method. + +**Transaction Processing Methods** + +Transactions can be processed in one of several ways, including: + +- POS transactions with authentication: This method involves verifying the cardholder's identity through authentication, such as entering a PIN or signature. +- Tokenized transactions: This method involves replacing the cardholder's sensitive information with a token or pseudonym, which can be used to process the transaction. + +**Choosing the Right ACI** + +When choosing an ACI, consider the following factors: + +- Fees: Different ACIs have varying fees associated with them. Choosing the right ACI can help reduce costs, but may also add friction to the transaction process. +- Friction: Some ACIs, such as those that require authentication, may add friction to the transaction process, such as prompting the cardholder to enter a PIN or signature. + +**Understanding ACI Codes** + +ACI codes are provided in the section `Authorization Characteristics Indicator` and are used to categorize transactions and determine the best processing method. By choosing the right ACI, merchants can optimize their transaction processing and reduce costs. + +**Best Practices for Choosing an ACI** + +When choosing an ACI, follow these best practices: + +- Consider the type of transaction: Different ACIs are suited for different types of transactions, such as POS transactions or e-commerce transactions. +- Consider the level of authentication required: Choose an ACI that provides the required level of authentication, such as authentication or tokenization. +- Consider the fees associated with the ACI: Choose an ACI that balances fees with the level of authentication required and the type of transaction. + + +# 5.1.3 Processing with Higher Volumes + +## Pricing Structure Overview + +When processing larger volumes of data, the cost per unit decreases, resulting in a more cost-effective solution. Unlike some pricing models, there is no minimum volume requirement, allowing you to benefit from economies of scale as your needs grow. + +## Volume-Based Pricing Curve + +The pricing curve is designed to flatten out at higher volumes, ensuring that the cost per unit remains competitive as your volume increases. This means that the more data you process, the lower the cost per unit, allowing you to optimize your budget and achieve a better return on investment. + +## Key Benefits + +* No minimum volume requirement, giving you flexibility in your pricing strategy +* Economies of scale achieved as your volume increases, reducing the cost per unit +* Competitive pricing at higher volumes, ensuring a better return on investment + +#### 5.1.4 Minimizing Fraud-Related Costs + +**Understanding the Impact of Fraud Levels** + +When processing transactions, it's essential to maintain optimal fraud levels to minimize costs. As fraud levels increase, so do the associated costs. To maximize efficiency and reduce expenses, it's recommended to maintain fraud levels at the lowest possible threshold. + +**The Relationship Between Fraud Levels and Costs** + +Our pricing model is designed to reflect the increased risk associated with higher fraud levels. As a result, costs will increase in direct proportion to the level of fraud detected. By maintaining optimal fraud levels, you can help reduce these costs and optimize your budget. + +**Best Practices for Minimizing Fraud-Related Fees** + +For more information on strategies for reducing fraud-related fees, please refer to the `Reducing Fraud-Related Fees` section of this manual. This section provides guidance on how to implement effective anti-fraud measures, monitor transactions, and respond to potential threats. + +#### 5.1.5 Avoiding Transaction Downgrades + +Transaction downgrades can result in higher processing costs due to less favorable interchange rate tiers. To minimize the risk of downgrades, it is essential to understand the common reasons for downgrades and implement best practices to avoid them. + +**Common Reasons for Transaction Downgrades** +- Missing or Incomplete Data Elements: Failing to provide required data elements can lead to downgrades. +- Late Settlement: Settling transactions outside of the designated timeframe can result in downgrades. +- Non-Qualified Transaction Types: Processing transactions that do not meet specific criteria can lead to downgrades. +- Failure to Use AVS or 3D Secure for Card-Not-Present Transactions: Not utilizing enhanced security features for card-not-present transactions can result in downgrades. +- Transaction Size and Volume: Excessive transaction size or volume can lead to downgrades. +- Excessive retrying: Retrying transactions too many times can result in downgrades. + +**Best Practices to Avoid Downgrades** + +-**Ensure Complete Data Submission**: Provide all required data elements to avoid downgrades. +- **Timely Settlement (within 24 hours)**: Settle transactions within the designated timeframe to avoid downgrades. +- **Use Retry Strategies that Consider Cost and Penalties**: Implement retry strategies that balance cost and penalties to avoid downgrades. +- **Utilize Enhanced Security Features**: Use AVS and 3D Secure for card-not-present transactions to avoid downgrades. +- **Leverage Level 2 and Level 3 Data for B2B Transactions**: Use Level 2 and Level 3 data for B2B transactions to avoid downgrades. +- **Regularly Review and Update Your Systems**: Regularly review and update your systems to ensure compliance with industry standards and avoid downgrades. +- **Train Your Staff**: Train your staff to understand the importance of avoiding downgrades and provide them with the necessary tools and resources to do so. + + +### 6. PIN Entry Attempt Limits + +#### Preventing Unauthorized Access + +To maintain the security and integrity of your transactions, we have implemented a PIN entry attempt limit to prevent unauthorized access to your account. This limit is designed to protect you from potential losses due to repeated incorrect PIN attempts. + +#### Attempt Limit Details + +* **Maximum Attempts:** Three (3) consecutive incorrect PIN entry attempts are allowed before the card is temporarily blocked. +* **Temporary Block:** If the attempt limit is reached, your card will be temporarily blocked, and you will be unable to make transactions until the block is lifted. +* **Unblocking the Card:** To unblock your card or reset your PIN, please contact your issuing bank directly. They will be able to assist you in resolving the issue and reactivating your card for use. +* **Security Measures:** This limit is in place to prevent unauthorized access to your account and to protect you from potential losses. By limiting the number of incorrect PIN attempts, we can help ensure that your account remains secure and that you can continue to use your card with confidence. + +## 7. Reducing Fraud-Related Fees + +Fraud is defined as the ratio of fraudulent volume over total volume. + +### 7.1 Implementing Proactive Fraud Prevention Strategies + +#### Leveraging Advanced Fraud Prevention Tools + +To minimize the risk of fraud-related fees, it is essential to implement robust fraud prevention tools. These tools can significantly reduce the likelihood of unauthorized transactions and associated costs. The following measures can be implemented: + +* **Address Verification Service (AVS)**: Verify the billing address of the cardholder to ensure it matches the address on file. +* **Card Verification Value (CVV) checks**: Validate the CVV code on the card to confirm its authenticity. +* **3D Secure authentication**: Implement 3D Secure, a payment security protocol that adds an additional layer of authentication for online transactions. +* **Risk Engine**: Utilize a risk engine that can analyze transaction data and identify suspicious patterns. This can help block attempts that are likely to be fraudulent. + +#### Enhancing Transaction Risk Assessment + +In addition to the above, a risk engine can be used to determine the nature of the transaction and block attempts that are deemed suspicious. This can be achieved through: + +* **Rules-based engine**: Implement a set of rules that can flag transactions based on specific criteria. +* **Machine learning engine**: Use machine learning algorithms to analyze transaction data and identify patterns that indicate potential fraud. + +### 7.2 Managing Chargebacks Effectively + +#### Maintaining a Healthy Chargeback Rate + +To avoid penalties and increased costs, it is crucial to maintain a chargeback rate below the desired levels of total transactions. Regularly monitor the chargeback rate and take corrective action when it exceeds acceptable levels. + +#### Identifying and Addressing Fraud Rate Drifts + +Keep a close eye on the fraud rate drifts and take prompt action when the situation raises to undesired levels. This can help prevent a significant increase in chargebacks and associated costs. + +### 7.3 Educating Your Team on Fraud Prevention + +#### Training Staff on Best Practices + +Train your staff on best practices for handling transactions, including recognizing fraud red flags. This can help them identify and flag suspicious transactions, reducing the risk of fraud-related fees. + +### 7.4 Maintaining Compliance with Security Standards + +#### Ensuring PCI DSS Compliance + +Ensure that your organization complies with the latest Payment Card Industry Data Security Standard (PCI DSS). Failure to comply can result in significant penalties, including: + +* **EUR5,000 to EUR100,000 per month**: Depending on the severity of the non-compliance. +* **Reputation damage**: Non-compliance can damage your organization's reputation and erode customer trust. + +By implementing proactive fraud prevention strategies, managing chargebacks effectively, educating your team, and maintaining compliance with security standards, you can significantly reduce the risk of fraud-related fees and protect your organization's reputation. + +## 8. Leveraging Data and Reporting + +### 8.1 Unlocking Insights through Transaction Data Analysis + +#### Maximizing Cost Savings through Data-Driven Decision Making + +Regularly reviewing transaction data is crucial to identifying patterns and opportunities for cost savings. By analyzing your transaction data, you can: + +* **Gain a deeper understanding of your operations**: Identify areas of inefficiency and pinpoint opportunities for improvement. +* **Optimize your fee structures**: Analyze fee-related data to ensure you're getting the best possible rates. +* **Enhance your fraud prevention strategies**: Monitor and track key fraud-related metrics to reduce the risk of fraudulent transactions. + +### 8.2 Leveraging Reporting Tools for Data-Driven Insights + +#### Unlocking Valuable Information with Provided Reporting Tools + +To make informed decisions and optimize your operations, it's essential to utilize the provided reporting tools. These tools offer a wealth of information on various aspects of your transactions, including: + +* **Transaction History**: Gain a comprehensive understanding of past transactions, including dates, amounts, and types of transactions. +* **Fee Structures**: Analyze fee-related data, such as assessment rates, transaction fees, and other charges. +* **Fraud Metrics**: Monitor and track key fraud-related metrics, including authorization rates, fraud rates, and chargeback rates. + +#### Key Performance Indicators (KPIs) to Focus On + +To ensure optimal performance and minimize costs, focus on the following key metrics: + +* **Authorization Rate**: Aim for the maximum possible level to maximize successful transactions and minimize rejected transactions. +* **Fraud Rate**: Strive for the lowest possible level to reduce the risk of fraudulent transactions and associated costs. +* **Chargeback Rate**: Aim for the lowest possible level to minimize the number of chargebacks and associated fees. + +#### Benefits of Tracking Key Metrics + +By monitoring and analyzing these key metrics, you can: + +* **Identify areas for improvement**: Pinpoint opportunities to optimize your operations and reduce costs. +* **Make data-driven decisions**: Base decisions on factual data, rather than intuition or guesswork. +* **Improve overall performance**: Enhance your authorization rates, reduce fraud rates, and minimize chargeback rates. + +By leveraging reporting tools and tracking key metrics, you can gain valuable insights into your transactions and make informed decisions to optimize your operations and minimize costs. + +## 9. Appendix + +### Glossary + +- AVS: Address Verification Service +- CVV: Card Verification Value +- PCI DSS: Payment Card Industry Data Security Standard +- ACI: Authorization Characteristics Indicator + +## 10. Contact Information + +Merchant Services Support: +- Phone: 1-800-555-1234 +- Email: support@paymentprocessor.com +- Website: www.paymentprocessor.com/support + +Fraud Prevention Team: +- Phone: 1-800-555-5678 +- Email: fraud@paymentprocessor.com + +Technical Support: +- Phone: 1-800-555-9876 +- Email: tech@paymentprocessor.com + +Note: This document is for informational purposes only and does not constitute legal or financial advice. Please consult with your payment processor or a qualified professional for advice specific to your business. + +© 2024 Payment Processor, Inc. All rights reserved. \ No newline at end of file diff --git a/files/17/17_src_3.csv b/files/17/17_src_3.csv new file mode 100644 index 0000000000000000000000000000000000000000..3cccc15cabc067339b43c0ffd2fab2b4cf3ddec2 --- /dev/null +++ b/files/17/17_src_3.csv @@ -0,0 +1,770 @@ +,mcc,description +0,1520,General Contractors - Residential and Commercial +1,1711,"Heating, Plumbing, and Air Conditioning Contractors" +2,1731,Electrical Contractors +3,1740,"Masonry, Stonework, Tile-Setting, Plastering, and Insulation Contractors" +4,1750,Carpentry Contractors +5,1761,"Roofing, Siding, and Sheet Metal Work Contractors" +6,1771,Concrete Work Contractors +7,1799,Special Trade Contractors – Not Elsewhere Classified +8,2741,Miscellaneous Publishing and Printing Services +9,2791,"Typesetting, Platemaking, and Related Services" +10,2842,"Specialty Cleaning, Polishing, and Sanitation Preparations" +11,3000,UNITED AIRLINES +12,3001,AMERICAN AIRLINES +13,3002,PAN AMERICAN +14,3004,TRANS WORLD AIRLINES +15,3005,BRITISH AIRWAYS +16,3006,JAPAN AIRLINES +17,3007,AIR FRANCE +18,3008,LUFTHANSA +19,3009,AIR CANADA +20,3010,KLM (ROYAL DUTCH AIRLINES) +21,3011,AEORFLOT +22,3012,QUANTAS +23,4723,Package Tour Operators (Germany Only) +24,3014,SAUDIA ARABIAN AIRLINES +25,3015,SWISSAIR +26,3016,SAS +27,3017,SOUTH AFRICAN AIRWAYS +28,3018,VARIG (BRAZIL) +29,3020,AIR-INDIA +30,3021,AIR ALGERIE +31,3022,PHILIPPINE AIRLINES +32,3023,MEXICANA +33,3024,PAKISTAN INTERNATIONAL +34,3025,AIR NEW ZEALAND +35,3027,UTA/INTERAIR +36,3028,AIR MALTA +37,3029,SABENA +38,3030,AEROLINEAS ARGENTINAS +39,3031,OLYMPIC AIRWAYS +40,3032,EL AL +41,3033,ANSETT AIRLINES +42,3034,AUSTRAINLIAN AIRLINES +43,3035,TAP (PORTUGAL) +44,3036,VASP (BRAZIL) +45,3037,EGYPTAIR +46,3038,KUWAIT AIRLINES +47,3039,AVIANCA +48,3040,GULF AIR (BAHRAIN) +49,3041,BALKAN-BULGARIAN AIRLINES +50,3042,FINNAIR +51,3043,AER LINGUS +52,3044,AIR LANKA +53,3045,NIGERIA AIRWAYS +54,3046,CRUZEIRO DO SUL (BRAZIJ) +55,3211,NORWEGIAN AIRLINES +56,3048,ROYAL AIR MAROC +57,3049,TUNIS AIR +58,3050,ICELANDAIR +59,3051,AUSTRIAN AIRLINES +60,3052,LANCHILE +61,3053,AVIACO (SPAIN) +62,3054,LADECO (CHILE) +63,3055,LAB (BOLIVIA) +64,3056,QUEBECAIRE +65,3057,EASTWEST AIRLINES (AUSTRALIA) +66,3058,DELTA +67,3060,NORTHWEST +68,3061,CONTINENTAL +69,3062,WESTERN +70,3063,US AIR +71,3065,AIRINTER +72,3066,SOUTHWEST +73,3071,AIR BRITISH COLUBIA +74,3075,SINGAPORE AIRLINES +75,3076,AEROMEXICO +76,3077,THAI AIRWAYS +77,3078,CHINA AIRLINES +78,3082,KOREAN AIRLINES +79,3083,AIR AFRIGUE +80,3084,EVA AIRLINES +81,3085,"MIDWEST EXPRESS AIRLINES, INC." +82,3087,METRO AIRLINES +83,3088,CROATIA AIRLINES +84,3089,TRANSAERO +85,3094,ZAMBIA AIRWAYS +86,3096,AIR ZIMBABWE +87,3099,CATHAY PACIFIC +88,3100,MALAYSIAN AIRLINE SYSTEM +89,3102,IBERIA +90,3103,GARUDA (INDONESIA) +91,3106,BRAATHENS S.A.F.E. (NORWAY) +92,3110,WINGS AIRWAYS +93,3111,BRITISH MIDLAND +94,3112,WINDWARD ISLAND +95,3117,VIASA +96,3118,VALLEY AIRLINES +97,3125,TAN +98,3126,TALAIR +99,3127,TACA INTERNATIONAL +100,3129,SURINAM AIRWAYS +101,3130,SUN WORLD INTERNATIONAL +102,3133,SUNBELT AIRLINES +103,3135,SUDAN AIRWAYS +104,3137,SINGLETON +105,3138,SIMMONS AIRLINES +106,3143,SCENIC AIRLINES +107,3144,VIRGIN ATLANTIC +108,3145,SAN JUAN AIRLINES +109,3146,LUXAIR +110,3151,AIR ZAIRE +111,3154,PRINCEVILLE +112,3159,PBA +113,3161,ALL NIPPON AIRWAYS +114,3164,NORONTAIR +115,3165,NEW YORK HELICOPTER +116,3170,NOUNT COOK +117,3171,CANADIAN AIRLINES INTERNATIONAL +118,3172,NATIONAIR +119,3176,METROFLIGHT AIRLINES +120,3178,MESA AIR +121,3181,MALEV +122,3182,LOT (POLAND) +123,3184,LIAT +124,3185,LAV (VENEZUELA) +125,3186,LAP (PARAGUAY) +126,3187,LACSA (COSTA RICA) +127,3190,JUGOSLAV AIR +128,3191,ISLAND AIRLINES +129,3192,IRAN AIR +130,3193,INDIAN AIRLINES +131,3196,HAWAIIAN AIR +132,3197,HAVASU AIRLINES +133,3200,FUYANA AIRWAYS +134,3203,GOLDEN PACIFIC AIR +135,3204,FREEDOM AIR +136,3212,DOMINICANA +137,3215,DAN AIR SERVICES +138,3216,CUMBERLAND AIRLINES +139,3217,CSA +140,3218,CROWN AIR +141,3219,COPA +142,3220,COMPANIA FAUCETT +143,3221,TRANSPORTES AEROS MILITARES ECCUATORANOS +144,3222,COMMAND AIRWAYS +145,3223,COMAIR +146,3228,CAYMAN AIRWAYS +147,3229,SAETA SOCIAEDAD ECUATORIANOS DE TRANSPORTES AEREOS +148,3231,SASHA SERVICIO AERO DE HONDURAS +149,3233,CAPITOL AIR +150,3234,BWIA +151,3235,BROKWAY AIR +152,3238,BEMIDJI AIRLINES +153,3239,BAR HARBOR AIRLINES +154,3240,BAHAMASAIR +155,3241,AVIATECA (GUATEMALA) +156,3242,AVENSA +157,3243,AUSTRIAN AIR SERVICE +158,3251,ALOHA AIRLINES +159,3252,ALM +160,3253,AMERICA WEST +161,3254,TRUMP AIRLINE +162,3256,ALASKA AIRLINES +163,3259,AMERICAN TRANS AIR +164,3261,AIR CHINA +165,3262,"RENO AIR, INC." +166,3266,AIR SEYCHELLES +167,3267,AIR PANAMA +168,3280,AIR JAMAICA +169,3282,AIR DJIBOUTI +170,3284,AERO VIRGIN ISLANDS +171,3285,AERO PERU +172,3286,AEROLINEAS NICARAGUENSIS +173,3287,AERO COACH AVAIATION +174,3291,ARIANA AFGHAN +175,3292,CYPRUS AIRWAYS +176,3293,ECUATORIANA +177,3294,ETHIOPIAN AIRLINES +178,3295,KENYA AIRLINES +179,3298,AIR MAURITIUS +180,3299,WIDEROS FLYVESELSKAP +181,3351,AFFILIATED AUTO RENTAL +182,3352,AMERICAN INTL RENT-A-CAR +183,3353,BROOKS RENT-A-CAR +184,3354,ACTION AUTO RENTAL +185,3357,HERTZ RENT-A-CAR +186,3359,PAYLESS CAR RENTAL +187,3360,SNAPPY CAR RENTAL +188,3361,AIRWAYS RENT-A-CAR +189,3362,ALTRA AUTO RENTAL +190,3364,AGENCY RENT-A-CAR +191,3366,BUDGET RENT-A-CAR +192,3368,HOLIDAY RENT-A-WRECK +193,3370,RENT-A-WRECK +194,3376,AJAX RENT-A-CAR +195,3381,EUROP CAR +196,3385,TROPICAL RENT-A-CAR +197,3386,SHOWCASE RENTAL CARS +198,3387,ALAMO RENT-A-CAR +199,3389,AVIS RENT-A-CAR +200,3390,DOLLAR RENT-A-CAR +201,3391,EUROPE BY CAR +202,3393,NATIONAL CAR RENTAL +203,3394,KEMWELL GROUP RENT-A-CAR +204,3395,THRIFTY RENT-A-CAR +205,3396,TILDEN TENT-A-CAR +206,3398,ECONO-CAR RENT-A-CAR +207,3400,AUTO HOST COST CAR RENTALS +208,3405,ENTERPRISE RENT-A-CAR +209,3409,GENERAL RENT-A-CAR +210,3412,A-1 RENT-A-CAR +211,3414,GODFREY NATL RENT-A-CAR +212,3419,ALPHA RENT-A-CAR +213,3420,ANSA INTL RENT-A-CAR +214,3421,ALLSTAE RENT-A-CAR +215,3423,AVCAR RENT-A-CAR +216,3425,AUTOMATE RENT-A-CAR +217,3427,AVON RENT-A-CAR +218,3428,CAREY RENT-A-CAR +219,3429,INSURANCE RENT-A-CAR +220,3430,MAJOR RENT-A-CAR +221,3431,REPLACEMENT RENT-A-CAR +222,3432,RESERVE RENT-A-CAR +223,3433,UGLY DUCKLING RENT-A-CAR +224,3434,USA RENT-A-CAR +225,3435,VALUE RENT-A-CAR +226,3436,AUTOHANSA RENT-A-CAR +227,3437,CITE RENT-A-CAR +228,3438,INTERENT RENT-A-CAR +229,3439,MILLEVILLE RENT-A-CAR +230,3440,VIA ROUTE RENT-A-CAR +231,3501,HOLIDAY INN EXPRESS +232,3502,BEST WESTERN HOTELS +233,3503,SHERATON HOTELS +234,3504,HILTON HOTELS +235,3505,FORTE HOTELS +236,3506,GOLDEN TULIP HOTELS +237,3507,FRIENDSHIP INNS +238,3508,QUALITY INNS +239,3509,MARRIOTT HOTELS +240,3510,DAYS INN +241,3511,ARABELLA HOTELS +242,3512,INTER-CONTINENTAL HOTELS +243,3513,WESTIN HOTELS +244,3515,RODEWAY INNS +245,3516,LA QUINTA MOTOR INNS +246,3517,AMERICANA HOTELS +247,3518,SOL HOTELS +248,3519,PULLMAN INTERNATIONAL HOTELS +249,3520,MERIDIEN HOTELS +250,3521,CREST HOTELS (see FORTE HOTELS) +251,3522,TOKYO HOTEL +252,3523,PENNSULA HOTEL +253,3524,WELCOMGROUP HOTELS +254,3525,DUNFEY HOTELS +255,3527,DOWNTOWNER-PASSPORT HOTEL +256,3528,RED LION HOTELS +257,3529,CP HOTELS +258,3530,RENAISSANCE HOTELS +259,3531,ASTIR HOTELS +260,3532,SUN ROUTE HOTELS +261,3533,HOTEL IBIS +262,3534,SOUTHERN PACIFIC HOTELS +263,3535,HILTON INTERNATIONAL +264,3536,AMFAC HOTELS +265,3537,ANA HOTEL +266,3538,CONCORDE HOTELS +267,3540,IBEROTEL HOTELS +268,3541,HOTEL OKURA +269,3542,ROYAL HOTELS +270,3543,FOUR SEASONS HOTELS +271,3544,CIGA HOTELS +272,3545,SHANGRI-LA INTERNATIONAL +273,3548,HOTELES MELIA +274,3549,AUBERGE DES GOVERNEURS +275,3550,REGAL 8 INNS +276,3552,COAST HOTELS +277,3553,PARK INNS INTERNATIONAL +278,3558,JOLLY HOTELS +279,3562,COMFORT INNS +280,3563,JOURNEYS END MOTLS +281,3565,RELAX INNS +282,3568,LADBROKE HOTELS +283,3570,FORUM HOTELS +284,3572,MIYAKO HOTELS +285,3573,SANDMAN HOTELS +286,3574,VENTURE INNS +287,3575,VAGABOND HOTELS +288,3577,MANDARIN ORIENTAL HOTEL +289,3579,HOTEL MERCURE +290,3581,DELTA HOTEL +291,3583,SAS HOTELS +292,3584,PRINCESS HOTELS INTERNATIONAL +293,3585,HUNGAR HOTELS +294,3586,SOKOS HOTELS +295,3587,DORAL HOTELS +296,3588,HELMSLEY HOTELS +297,3590,FAIRMONT HOTELS +298,3591,SONESTA HOTELS +299,3592,OMNI HOTELS +300,3593,CUNARD HOTELS +301,3595,HOSPITALITY INTERNATIONAL +302,3598,REGENT INTERNATIONAL HOTELS +303,3599,PANNONIA HOTELS +304,3603,NOAHS HOTELS +305,3612,MOVENPICK HOTELS +306,3615,TRAVELODGE +307,3620,TELFORD INTERNATIONAL +308,3622,MERLIN HOTELS +309,3623,DORINT HOTELS +310,3625,HOTLE UNIVERSALE +311,3626,PRINCE HOTELS +312,3629,DAN HOTELS +313,3633,RANK HOTELS +314,3634,SWISSOTEL +315,3635,RESO HOTELS +316,3636,SAROVA HOTELS +317,3637,RAMADA INNS +318,3638,HO JO INN +319,3639,MOUNT CHARLOTTE THISTLE +320,3640,HYATT HOTEL +321,3641,SOFITEL HOTELS +322,3642,NOVOTEL HOTELS +323,3643,STEIGENBERGER HOTELS +324,3644,ECONO LODGES +325,3645,QUEENS MOAT HOUSES +326,3646,SWALLOW HOTELS +327,3647,HUSA HOTELS +328,3648,DE VERE HOTELS +329,3649,RADISSON HOTELS +330,3650,RED ROOK INNS +331,3651,IMPERIAL LONDON HOTEL +332,3652,EMBASSY HOTELS +333,3653,PENTA HOTELS +334,3654,LOEWS HOTELS +335,3655,SCANDIC HOTELS +336,3656,SARA HOTELS +337,3657,OBEROI HOTELS +338,3658,OTANI HOTELS +339,3659,TAJ HOTELS INTERNATIONAL +340,3660,KNIGHTS INNS +341,3661,METROPOLE HOTELS +342,3663,HOTELES EL PRESIDENTS +343,3664,FLAG INN +344,3665,HAMPTON INNS +345,3666,STAKIS HOTELS +346,3668,MARITIM HOTELS +347,3670,ARCARD HOTELS +348,3671,ARCTIA HOTELS +349,3672,CAMPANIEL HOTELS +350,3673,IBUSZ HOTELS +351,3674,RANTASIPI HOTELS +352,3675,INTERHOTEL CEDOK +353,3677,CLIMAT DE FRANCE HOTELS +354,3678,CUMULUS HOTELS +355,3679,DANUBIUS HOTEL +356,3681,ADAMS MARK HOTELS +357,3682,ALLSTAR INNS +358,3684,BUDGET HOST INNS +359,3685,BUDGETEL HOTELS +360,3686,SUISSE CHALETS +361,3687,CLARION HOTELS +362,3688,COMPRI HOTELS +363,3689,CONSORT HOTELS +364,3690,COURTYARD BY MARRIOTT +365,3691,DILLION INNS +366,3692,DOUBLETREE HOTELS +367,3693,DRURY INNS +368,3694,ECONOMY INNS OF AMERICA +369,3695,EMBASSY SUITES +370,3696,EXEL INNS +371,3697,FARFIELD HOTELS +372,3698,HARLEY HOTELS +373,3699,MIDWAY MOTOR LODGE +374,3700,MOTEL 6 +375,3701,GUEST QUARTERS (Formally PICKETT SUITE HOTELS) +376,3702,THE REGISTRY HOTELS +377,3703,RESIDENCE INNS +378,3704,ROYCE HOTELS +379,3705,SANDMAN INNS +380,3706,SHILO INNS +381,3707,SHONEYS INNS +382,3709,SUPER8 MOTELS +383,3710,THE RITZ CARLTON HOTELS +384,3711,FLAG INNS (AUSRALIA) +385,3712,GOLDEN CHAIN HOTEL +386,3713,QUALITY PACIFIC HOTEL +387,3714,FOUR SEASONS HOTEL (AUSTRALIA) +388,3715,FARIFIELD INN +389,3716,CARLTON HOTELS +390,3717,CITY LODGE HOTELS +391,3718,KAROS HOTELS +392,3719,PROTEA HOTELS +393,3720,SOUTHERN SUN HOTELS +394,3721,HILTON CONRAD +395,3722,WYNDHAM HOTEL AND RESORTS +396,3723,RICA HOTELS +397,3724,INER NOR HOTELS +398,3725,SEAINES PLANATION +399,3726,RIO SUITES +400,3727,BROADMOOR HOTEL +401,3728,BALLYS HOTEL AND CASINO +402,3729,JOHN ASCUAGAS NUGGET +403,3730,MGM GRAND HOTEL +404,3731,HARRAHS HOTELS AND CASINOS +405,3732,OPRYLAND HOTEL +406,3733,BOCA RATON RESORT +407,3734,HARVEY/BRISTOL HOTELS +408,3736,COLORADO BELLE/EDGEWATER RESORT +409,3737,RIVIERA HOTEL AND CASINO +410,3738,TROPICANA RESORT AND CASINO +411,3739,WOODSIDE HOTELS AND RESORTS +412,3740,TOWNPLACE SUITES +413,3741,MILLENIUM BROADWAY HOTEL +414,3742,CLUB MED +415,3743,BILTMORE HOTEL AND SUITES +416,3744,CAREFREE RESORTS +417,3745,ST. REGIS HOTEL +418,3746,THE ELIOT HOTEL +419,3747,CLUBCORP/CLUB RESORTS +420,3748,WELESLEY INNS +421,3749,THE BEVERLY HILLS HOTEL +422,3750,CROWNE PLAZA HOTELS +423,3751,HOMEWOOD SUITES +424,3752,PEABODY HOTELS +425,3753,GREENBRIAH RESORTS +426,3754,AMELIA ISLAND PLANATION +427,3755,THE HOMESTEAD +428,3839,KYORITSU HOTELS +429,3047,TURKISH AIRLINES +430,4011,Railroads +431,4111,Local and Suburban Commuter Passenger Transportation (including Ferries) +432,4112,Passenger Railways +433,4119,Ambulance Services +434,4121,Taxicabs and Limousines +435,4131,Bus Lines +436,4214,"Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery" +437,5935,Wrecking and Salvage Yards +438,4215,"Courier Services - Air and Ground, and Freight Forwarders" +439,4225,"Public Warehousing and Storage - Farm Products, Refrigerated Goods, and Household Goods" +440,4411,Steamship and Cruise Lines +441,4457,Boat Rentals and Leasing +442,4468,"Marinas, Marine Service, and Supplies" +443,4511,Airlines and Air Carriers +444,4582,"Airports, Flying Fields, and Airport Terminals" +445,4722,Travel Agencies and Tour Operators +446,4784,Tolls and Bridge Fees +447,4789,Transportation Services - Not Elsewhere Classified +448,4812,Telecommunication Equipment and Telephone Sales +449,4814,"Telecommunications Services - Local and Long Distance Calls, Credit Card Calls, Calls through use of Magnetic-Stripe-Reading Telephones, and Fax Services" +450,4815,Monthly Summary Telephone Charges +451,4816,Comp Network/Information Services +452,4821,Telegraph Services +453,4829,Wire Transfers and Money Orders +454,4899,Cable and Other Pay Television Services +455,4900,"Utilities - Electric, Gas, Water, and Sanitary" +456,5013,Motor Vehicle Supplies and New Parts +457,5021,Office and Commercial Furniture +458,5039,Construction Materials - Not Elsewhere Classified +459,5044,"Office, Photographic, Photocopy, and Microfilm Equipment" +460,5045,"Computers, Computer Peripheral Equipment, and Software" +461,5046,Commercial Equipment - Not Elsewhere Classified +462,5047,"Dental, Laboratory, Medical, and Ophthalmic Hospital Equipment and Supplies" +463,5051,Metal Service Centers and Offices +464,5065,Electrical Parts and Equipment +465,5072,Hardware Equipment and Supplies +466,5074,Plumbing and Heating Equipment and Supplies +467,5085,Industrial Supplies - Not Elsewhere Classified +468,5094,"Precious Stones and Metals, Watches, and Jewelry" +469,5099,Durable Goods - Not Elsewhere Classified +470,5111,"Stationery, Office Supplies, Printing and Writing Paper" +471,5122,"Drugs, Drug Proprietors, and Druggists Sundries" +472,5131,"Piece Goods, Notions, and Other Dry Goods" +473,5137,"Mens, Womens, and Childrens Uniforms and Commercial Clothing" +474,5139,Commercial Footwear +475,5169,Chemicals and Allied Products - Not Elsewhere Classified +476,5172,Petroleum and Petroleum Products +477,5192,"Books, Periodicals, and Newspapers" +478,5193,"Florists Supplies, Nursery Stock, and Flowers" +479,5198,"Paints, Varnishes, and Supplies" +480,5199,Non-Durable Goods - Not Elsewhere Classified +481,5200,Home Supply Warehouse Stores +482,5211,Lumber and Building Materials Stores +483,5231,"Glass, Paint, and Wallpaper Stores" +484,5251,Hardware Stores +485,5261,Lawn and Garden Supply Stores (including Nurseries) +486,5271,Mobile Home Dealers +487,5300,Wholesale Clubs +488,5309,Duty Free Stores +489,5310,Discount Stores +490,5311,Department Stores +491,5331,Variety Stores +492,5399,Miscellaneous General Merchandise +493,5422,Freezer and Locker Meat Provisioners +494,5441,"Candy, Nut, and Confectionery Stores" +495,5451,Dairy Products Stores +496,5462,Bakeries +497,5499,Miscellaneous Food Stores - Convenience Stores and Specialty Markets +498,5511,"Car and Truck Dealers (New and Used) - Sales, Service, Repairs, Parts, and Leasing" +499,5521,"Car and Truck Dealers (Used Only) - Sales, Service, Repairs, Parts, and Leasing" +500,5531,Auto and Home Supply Stores +501,5532,Automotive Tire Stores +502,5533,Auto Parts and Accessories Stores +503,5541,Service Stations (with or without Ancillary Services) +504,5542,Automated Fuel Dispensers +505,5551,Boat Dealers +506,5561,"Camper, Recreational, and Utility Trailer Dealers" +507,5571,Motorcycle Shops and Dealers +508,5592,Motor Home Dealers +509,5598,Snowmobile Dealers +510,5599,"Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers" +511,5611,Mens and Boys Clothing and Accessory Stores +512,3355,SIXT CAR RENTAL +513,5631,Womens Accessory and Specialty Stores +514,5641,Childrens and Infants Wear Stores +515,5651,Family Clothing Stores +516,5655,Sports and Riding Apparel Stores +517,5661,Shoe Stores +518,5681,Furriers +519,5691,Mens and Womens Clothing Stores +520,5697,"Tailors, Seamstresses, Mending, and Alterations" +521,5698,Wig and Toupee Stores +522,5699,Miscellaneous Apparel and Accessory Stores +523,5712,"Furniture, Home Furnishings and Equipment Stores, Furniture Manufacturers (except Appliances)" +524,5713,Floor Covering Stores +525,5714,"Drapery, Window Covering, and Upholstery Stores" +526,5715,Alcoholic Beverage Wholesalers +527,5718,"Fireplaces, Fireplace Screens, and Accessories Stores" +528,5719,Miscellaneous Home Furnishings Specialty Stores +529,5722,Household Appliance Stores +530,5732,Electronics Stores +531,5733,"Music Stores - Musical Instruments, Pianos, and Sheet Music" +532,5734,Computer Software Stores +533,5735,Record Stores +534,5811,Caterers +535,5812,Eating Places and Restaurants +536,5813,"Drinking Places (Alcoholic Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques" +537,5814,Fast Food Restaurants +538,5912,Drug Stores and Pharmacies +539,5921,"Package Stores - Beer, Wine, and Liquor" +540,5931,Used Merchandise and Secondhand Stores +541,5932,"Antique Shops - Sales, Repairs, and Restoration Services" +542,5933,Pawn Shops +543,3247,GOL AIRLINES +544,5937,Antique Reproduction Stores +545,5940,Bicycle Shops - Sales and Service +546,5941,Sporting Goods Stores +547,5942,Book Stores +548,5943,"Stationery, Office, and School Supply Stores" +549,5944,Jewelry +550,5945,"Hobby, Toy, and Game Stores" +551,5946,Camera and Photographic Supply Stores +552,5947,"Gift, Card, Novelty, and Souvenir Stores" +553,5948,Luggage and Leather Goods Stores +554,5949,"Sewing, Needlework, Fabric, and Piece Goods Stores" +555,5950,Glassware and Crystal Stores +556,5960,Direct Marketing - Insurance Services +557,5962,Telemarketing - Travel-Related Arrangement Services +558,5963,Door-To-Door Sales +559,5964,Direct Marketing - Catalog Merchants +560,5965,Direct Marketing - Catalog and Retail Merchants (both) +561,5966,Direct Marketing - Outbound Telemarketing Merchants +562,5967,Direct Marketing - Inbound Telemarketing Merchants +563,5968,Direct Marketing - Continuity/Subscription Merchants +564,5969,Direct Marketing - Not Elsewhere Classified +565,5970,Artist Supply and Craft Stores +566,5971,Art Dealers and Galleries +567,5972,Stamp and Coin Stores +568,5973,Religious Goods Stores +569,5975,"Hearing Aids Sales, Service, and Supplies" +570,5976,Orthopedic Goods and Prosthetic Devices +571,5977,Cosmetic Stores +572,5978,"Typewriter Stores - Sales, Service, and Rentals" +573,5983,"Fuel Dealers - Fuel Oil, Wood, Coal, and Liquefied Petroleum" +574,5992,Florists +575,5993,Cigar Stores and Stands +576,5994,News Dealers and Newsstands +577,5995,"Pet Shops, Pet Food and Supplies" +578,5996,"Swimming Pools - Sales, Supplies, and Services" +579,5997,Electric Razor Stores - Sales and Service +580,5998,Tent and Awning Stores +581,5999,Miscellaneous and Specialty Retail +582,6010,Financial Institutions - Manual Cash Disbursements +583,6011,Financial Institutions - Automated Cash Disbursements +584,6012,Financial Institutions - Merchandise and Services +585,6051,"Non Financial Institutions - Foreign Currency, Money Orders, (Not Wire Transfer), Scrip, and Travelers Checks" +586,6211,Securities-Brokers and Dealers +587,6300,"Insurance Sales, Underwriting, and Premiums" +588,7011,"Lodging Hotels, Motels, and Resorts" +589,7012,Timeshares +590,7032,Sporting and Recreational Camps +591,7033,Trailer Parks and Campgrounds +592,7210,"Laundry, Cleaning and Garment Services" +593,7211,Laundry Services (Family and Commercial) +594,7216,Dry Cleaners +595,7217,Carpet and Upholstery Cleaning +596,7221,Photographic Studios +597,7230,Beauty and Barber Shops +598,7251,"Shoe Repair Shops, Shoe Shine Parlors, and Hat Cleaning Shops" +599,7261,Funeral Services +600,7273,Dating and Escort Services +601,7276,Tax Preparation Services +602,7277,Debt and Marriage Counseling Services +603,7278,Buying and Shopping Services and Clubs +604,7296,"Clothing Rental - Costumes, Uniforms, and Formal Wear" +605,7297,Massage Parlors +606,7298,Health and Beauty Spas +607,7299,Personal Services - Not Elsewhere Classified +608,7311,Advertising Services +609,7321,Consumer Credit Reporting Agencies +610,7322,Debt Collection Agencies +611,7333,"Commercial Photography, Art, and Graphics" +612,7338,"Quick Copy, Reproduction, and Blueprinting Services" +613,7339,Stenographic and Secretarial Support Services +614,7342,Exterminating and Disinfecting Services +615,7349,"Cleaning, Maintenance, and Janitorial Services" +616,7361,"Employment Agencies, Temporary Help Services" +617,7372,"Computer Programming, Data Processing, and Integrated Systems Design Services" +618,7375,Information Retrieval Services +619,7379,Computer Maintenance and Repair Services - Not Elsewhere Classified +620,7392,"Management, Consulting, and Public Relations Services" +621,7393,"Detective Agencies, Protective Agencies, Security Services (including Armored Cars and Guard Dogs)" +622,7394,"Equipment, Tool, Furniture, and Appliance Rental and Leasing" +623,7395,"Photo Finishing Laboratories, and Photo Developing" +624,7399,Business Services - Not Elsewhere Classified +625,7512,Automobile Rental Agency +626,7513,Truck and Utility Trailer Rentals +627,7519,Motor Home and Recreational Vehicle Rentals +628,7523,Parking Lots and Garages +629,7531,Automotive Body Repair Shops +630,7534,Tire Re-Treading and Repair Shops +631,7535,Automotive Paint Shops +632,7538,Automotive Service Shops (Non-Dealer) +633,7542,Car Washes +634,7549,Towing Services +635,7622,Electronics Repair Shops +636,7623,Air Conditioning and Refrigeration Repair Shops +637,7629,Electrical and Small Appliance Repairs +638,7631,"Watch, Clock, and Jewelry Repair Shops" +639,7641,"Furniture - Re-Upholstery, Repair, and Refinishing" +640,7692,Welding Services +641,7699,Miscellaneous Repair Shops and Related Services +642,7829,"Motion Picture, Video Tape Production and Distribution" +643,7832,Motion Picture Theaters +644,7841,Video Tape Rental Stores +645,7911,"Dance Halls, Studios, and Schools" +646,7922,Theatrical Producers and Ticket Agencies (Except Motion Pictures) +647,7929,"Bands, Orchestras, and Miscellaneous Entertainers - Not Elsewhere Classified" +648,7932,Billiard and Pool Establishments +649,7933,Bowling Alleys +650,3245,EASYJET +651,3296,AIR BERLIN +652,7941,"Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters" +653,7991,Tourist Attractions and Exhibits +654,7992,Public Golf Courses +655,7993,Video Amusement Game Supplies +656,7994,Video Game Arcades and Establishments +657,7995,"Betting (including Lottery tickets, Casino gaming chips, Off-Track Betting, and wagers at Race Tracks)" +658,7996,"Amusement Parks, Circuses, Carnivals, and Fortune Tellers" +659,7997,"Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses" +660,7998,"Aquariums, Seaquariums, and Dolphinariums" +661,7999,Recreation Services - Not Elsewhere Classified +662,8011,"Doctors, Physicians - Not Elsewhere Classified" +663,8021,"Dentists, and Orthodontists" +664,8031,Osteopaths +665,8041,Chiropractors +666,8042,"Optometrists, Ophthalmologists" +667,8043,"Opticians, Optical Goods, and Eyeglasses" +668,8049,Podiatrists and Chiropodists +669,8050,Nursing and Personal Care Facilities +670,8062,Hospitals +671,8071,Medical and Dental Laboratories +672,8099,Medical Services and Health Practitioners - Not Elsewhere Classified +673,8111,Legal Services and Attorneys +674,8211,Elementary and Secondary Schools +675,8220,"Colleges, Universities, Professional Schools, and Junior Colleges" +676,8241,Correspondence Schools +677,8244,Business Schools and Secretarial Schools +678,8249,Trade and Vocational Schools +679,8299,Schools and Educational Services - Not Elsewhere Classified +680,8351,Child Care Services +681,8398,Charitable and Social Service Organizations +682,8641,"Civic, Social, and Fraternal Associations" +683,8651,Political Organizations +684,8661,Religious Organizations +685,8675,Automobile Associations +686,8699,Membership Organizations - Not Elsewhere Classified +687,8734,Testing Laboratories - Non-Medical +688,8911,"Architectural, Engineering, and Surveying Services" +689,8931,"Accounting, Auditing, and Bookkeeping Services" +690,8999,Professional Services - Not Elsewhere Classified +691,9211,Court Costs (including Alimony and Child Support) +692,9222,Fines +693,9223,Bail and Bond Payments +694,9311,Tax Payments +695,9399,Government Services - Not Elsewhere Classified +696,9402,Postal Services (Government Only) +697,0742,Veterinary Services +698,0743,Wine Producers +699,0744,Champagne Producers +700,0763,Agricultural Co-Operatives +701,0780,Landscaping and Horticultural Services +702,5411,Grocery Stores and Supermarkets +703,6513,Real Estate Agents and Managers – Rentals +704,3069,SUN COUNTRY AIRLINES +705,5815,"Audio visual media including books, movies and music" +706,5816,Games +707,5817,Software Applications (Excluding Games) +708,5818,Multi Category +709,3832,CURIO HOTELS +710,3833,CANOPY +711,3300,AZUL AIR +712,6540,Stored Value card/Purchase/load (Non-Financial Institutions) +713,6536,MoneySend Intracountry +714,6537,MoneySend Intercountry +715,6538,MoneySend Funding +716,3301,WIZZ AIR +717,3834,BAYMONT INN & SUITES +718,3835,DOLCE HOTELS AND RESORTS +719,3836,HAWTHOM SUITES BY WYNDHAM +720,5262,E-Commerce Site Hosted by Marketplace Operator With Products/Services Provided by Multiple Third Party Suppliers +721,6531,Payment Service Provider - Money Transfer for a Purchase +722,6532,Payment Service Provider - Member Financial Institution - Payment Transaction +723,6533,Payment Service Provider - Merchat - Payment Transaction +724,3213,BRAATHENS REGIONAL AIR +725,5552,Electric Vehicle Charging +726,9406,Government-Owned Lotteries (Non-U.S. Region) +727,3302,FLYBE LTD +728,3837,HOSHINO RESORTS +729,3838,KIMPTON HOTELS +730,1437,Charitable and Social Service Organizations (Domestic Spain) +731,3830,PARK PLAZA HOTEL +732,3790,RAFFLES HOTEL +733,3079,JETSTAR AIRWAYS +734,6050,Quasi Cash — Customer Financial Institution +735,7800,Government Owned Lottery +736,7801,Internet Gambling +737,7802,Government Licensed Horse/Dog Racing +738,5621,Womens Ready To Wear Stores +739,4813,Key-Entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non-face-to-face environment using key entry +740,5048,Ophthalmic Supplies +741,5961,"Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)" +742,5974,Rubber Stamp Stores +743,6529,Remote Stored Value Load — Member Financial Institution +744,6530,Remove Stored Value Load — Merchant +745,6534,Money Transfer - Member Financial Institution +746,7511,Truck Stop +747,6535,Value Purchase – Member Financial Institution +748,3248,TAM AIRLINES +749,3019,EASTERN +750,3070,FLYDUBAI +751,3080,SWOOP +752,3303,TIGERAIR +753,3308,CSAIR +754,3630,TOKYUHOTELS +755,8082,Home Health Care Service +756,3013,ITA AIRWAYS +757,3081,XIAMENAIR +758,3756,TOYOKOINN +759,5432,Click and Collect Services +760,9504,U.S. Federal Government Agencies or Departments +761,9950,Intra-Company Purchases +762,3236,AIR ARABIA AIRLINE +763,3246,RYANAIR +764,3604,HILTON GARDEN INN +765,3811,PREMIER INN +766,3840,RIO Hotels +767,9405,Intra-Government Purchases: Government Only +768,3169,RIYADH AIR diff --git a/files/17/17_src_4.json b/files/17/17_src_4.json new file mode 100644 index 0000000000000000000000000000000000000000..cbedebe0f7a2c08d8c75133d4f3c784cb47bdb5d --- /dev/null +++ b/files/17/17_src_4.json @@ -0,0 +1,291 @@ +[ + { + "merchant":"Crossfit_Hanna", + "capture_delay":"manual", + "acquirer":[ + "gringotts", + "the_savings_and_loan_bank", + "bank_of_springfield", + "dagoberts_vault" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Martinis_Fine_Steakhouse", + "capture_delay":"immediate", + "acquirer":[ + "dagoberts_geldpakhuis", + "bank_of_springfield" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Belles_cookbook_store", + "capture_delay":"1", + "acquirer":[ + "lehman_brothers" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"Golfclub_Baron_Friso", + "capture_delay":"2", + "acquirer":[ + "medici" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"Rafa_AI", + "capture_delay":"7", + "acquirer":[ + "tellsons_bank" + ], + "merchant_category_code":7372, + "account_type":"D" + }, + { + "merchant":"Eggnest", + "capture_delay":"manual", + "acquirer":[ + "the_savings_and_loan_bank", + "bank_of_springfield" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"Gym_Pro", + "capture_delay":"1", + "acquirer":[ + "gringotts", + "medici" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Gourmet_Bites", + "capture_delay":"immediate", + "acquirer":[ + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Book_Haven", + "capture_delay":"manual", + "acquirer":[ + "the_savings_and_loan_bank", + "bank_of_springfield" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"City_Golf_Club", + "capture_delay":"7", + "acquirer":[ + "medici", + "tellsons_bank" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"SmartAI_Hub", + "capture_delay":"2", + "acquirer":[ + "bank_of_springfield" + ], + "merchant_category_code":7372, + "account_type":"D" + }, + { + "merchant":"Sunny_Side_Cafe", + "capture_delay":"1", + "acquirer":[ + "lehman_brothers", + "gringotts" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"Pilates_Place", + "capture_delay":"manual", + "acquirer":[ + "dagoberts_geldpakhuis" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"The_Steakhouse", + "capture_delay":"immediate", + "acquirer":[ + "the_savings_and_loan_bank", + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Tech_Trainers", + "capture_delay":"7", + "acquirer":[ + "medici", + "bank_of_springfield" + ], + "merchant_category_code":8299, + "account_type":"S" + }, + { + "merchant":"Yoga_Masters", + "capture_delay":"2", + "acquirer":[ + "gringotts" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Urban_Eats", + "capture_delay":"manual", + "acquirer":[ + "tellsons_bank", + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Read_and_Co", + "capture_delay":"1", + "acquirer":[ + "dagoberts_geldpakhuis" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"Luxury_Tee_Times", + "capture_delay":"immediate", + "acquirer":[ + "gringotts", + "medici" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"InnovateX", + "capture_delay":"7", + "acquirer":[ + "bank_of_springfield" + ], + "merchant_category_code":7372, + "account_type":"D" + }, + { + "merchant":"Sunny_Nest", + "capture_delay":"manual", + "acquirer":[ + "lehman_brothers", + "gringotts" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"FitHub", + "capture_delay":"1", + "acquirer":[ + "dagoberts_geldpakhuis", + "medici" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Culinary_Creations", + "capture_delay":"immediate", + "acquirer":[ + "bank_of_springfield", + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Bookworm_Central", + "capture_delay":"7", + "acquirer":[ + "gringotts", + "the_savings_and_loan_bank" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"Green_Fairways", + "capture_delay":"manual", + "acquirer":[ + "tellsons_bank" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"AI_Pro_Labs", + "capture_delay":"2", + "acquirer":[ + "dagoberts_geldpakhuis", + "gringotts" + ], + "merchant_category_code":7372, + "account_type":"S" + }, + { + "merchant":"Brunch_Bliss", + "capture_delay":"1", + "acquirer":[ + "lehman_brothers" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"Muscle_House", + "capture_delay":"immediate", + "acquirer":[ + "medici", + "the_savings_and_loan_bank" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Crafty_Cuisine", + "capture_delay":"7", + "acquirer":[ + "tellsons_bank" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Cafe_Centrale", + "capture_delay":"manual", + "acquirer":[ + "dagoberts_vault" + ], + "merchant_category_code":7997, + "account_type":"H" + } +] \ No newline at end of file diff --git a/files/17/17_src_5.csv b/files/17/17_src_5.csv new file mode 100644 index 0000000000000000000000000000000000000000..d4052a6ebb5dbd7e55d06ff2e8c7b7af71acb6ed --- /dev/null +++ b/files/17/17_src_5.csv @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:5fbb26210a45427d7a6560cfab3a362a08e4067f27cd03695f211a51c47ffc25 +size 23581339 diff --git a/files/17/17_src_6.md b/files/17/17_src_6.md new file mode 100644 index 0000000000000000000000000000000000000000..7e8666cb1be4331d5487b0bf691d0a5979fc5a33 --- /dev/null +++ b/files/17/17_src_6.md @@ -0,0 +1,26 @@ +This is documentation for the payments.csv dataset + + +- **Description**: Synthetic dataset of payment transactions processed by the Payments Processor. +- **Columns**: + - `psp_reference`: Unique payment identifier (ID). + - `merchant`: Merchant name (Categorical), eg Starbucks or Netflix*. + - `card_scheme`: Card Scheme used (Categorical) - *[MasterCard, Visa, Amex, Other]*. + - `year`: Payment initiation year (Numeric). + - `hour_of_day`: Payment initiation hour (Numeric). + - `minute_of_hour`: Payment initiation minute (Numeric). + - `day_of_year`: Day of the year of payment initiation (Numeric). + - `is_credit`: Credit or Debit card indicator (Categorical). + - `eur_amount`: Payment amount in euro (Numeric). + - `ip_country`: The country the shopper was in at time of transaction (determined by IP address) (Categorical) - *[SE, NL, LU, IT, BE, FR, GR, ES]*. + - `issuing_country`: Card-issuing country (Categorical) - *[SE, NL, LU, IT, BE, FR, GR, ES]*. + - `device_type`: Device type used (Categorical) - *[Windows, Linux, MacOS, iOS, Android, Other]*. + - `ip_address`: Hashed shopper's IP (ID). + - `email_address`: Hashed shopper's email (ID). + - `card_number`: Hashed card number (ID). + - `shopper_interaction`: Payment method (Categorical) - *[Ecommerce, POS]*. POS means an in-person or in-store transaction. + - `card_bin`: Bank Identification Number (ID). + - `has_fraudulent_dispute`: Indicator of fraudulent dispute from issuing bank (Boolean). + - `is_refused_by_adyen`: Adyen refusal indicator (Boolean). + - `aci`: Authorization Characteristics Indicator (Categorical). + - `acquirer_country`: The location (country) of the acquiring bank (Categorical) - *[SE, NL, LU, IT, BE, FR, GR, ES]*. \ No newline at end of file diff --git a/files/170/170.json b/files/170/170.json new file mode 100644 index 0000000000000000000000000000000000000000..a5a25fc4ffee2a967d7e60d5c67833b467a9c5ce --- /dev/null +++ b/files/170/170.json @@ -0,0 +1,12 @@ +{ + "id": "170", + "instruction_en": "According to the specifications in the Strips sheet, aggregate the daily fundamental data for the PJM Interconnection market and compute the corresponding monthly statistics, suitable for power-trading analysis and review.", + "source_files": [ + "benjamin_rogers__909__PJMupdate1_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/170/170_src_0.xlsx" + ], + "task_type": "Calculation, Data Entry / Import, Cross-sheet/file Retrieval", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/170/170_src_0.xlsx b/files/170/170_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..56a4445b2d8b8d1fa382558eae8f5c9ff87abee6 --- /dev/null +++ b/files/170/170_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:08f133f0b9420ca1c15847f6a4e685f151ec85ad9e2dab312ec23d17d032c1b8 +size 2530902 diff --git a/files/171/171.json b/files/171/171.json new file mode 100644 index 0000000000000000000000000000000000000000..eac3f21f6dd54190350e4f6d1018e38707783b50 --- /dev/null +++ b/files/171/171.json @@ -0,0 +1,12 @@ +{ + "id": "171", + "instruction_en": "Add a sheet Table 1.10, showing Total DEL by departmental group. Total DEL is made up of resource DEL excluding depreciation plus capital DEL. Ignore any discrepancies caused by rounding in the last digit.", + "source_files": [ + "PESA_2025_CP_Chapter_1_tables_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/171/171_src_0.xlsx" + ], + "task_type": "Calculation, Data Entry / Import, Structuring / Formatting", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/171/171_src_0.xlsx b/files/171/171_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2f2b39629578b043401b29b2a73505fd6f16319f Binary files /dev/null and b/files/171/171_src_0.xlsx differ diff --git a/files/18/18.json b/files/18/18.json new file mode 100644 index 0000000000000000000000000000000000000000..9e7634fd7c857eb95f29ed573cea4aff6fed8aa2 --- /dev/null +++ b/files/18/18.json @@ -0,0 +1,30 @@ +{ + "id": "18", + "instruction_en": "In January 2023 what delta would Belles_cookbook_store pay if the relative fee of the fee with ID=384 changed to 1?\n\nAnswer must be just a number expressed in EUR rounded to 6 decimals. If a question does not have a relevant or applicable answer for the task, please respond with 'Not Applicable'", + "source_files": [ + "acquirer_countries.csv", + "fees.json", + "manual.md", + "merchant_category_codes.csv", + "merchant_data.json", + "payments.csv", + "payments-readme.md" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/18/18_src_0.csv", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/18/18_src_1.json", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/18/18_src_2.md", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/18/18_src_3.csv", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/18/18_src_4.json", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/18/18_src_5.csv", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/18/18_src_6.md" + ], + "reference_outputs": [ + { + "text": "-0.94" + } + ], + "reference_file_urls": [], + "task_type": "Cross-sheet Retrieval, Calculation", + "business_type": "Payment And Receipt Accountant" +} \ No newline at end of file diff --git a/files/18/18_src_0.csv b/files/18/18_src_0.csv new file mode 100644 index 0000000000000000000000000000000000000000..481b8ac460b0bb23ebe3f0e3711204d271f1b2f0 --- /dev/null +++ b/files/18/18_src_0.csv @@ -0,0 +1,9 @@ +,acquirer,country_code +0,gringotts,GB +1,the_savings_and_loan_bank,US +2,bank_of_springfield,US +3,dagoberts_vault,NL +4,dagoberts_geldpakhuis,NL +5,lehman_brothers,US +6,medici,IT +7,tellsons_bank,FR diff --git a/files/18/18_src_1.json b/files/18/18_src_1.json new file mode 100644 index 0000000000000000000000000000000000000000..e644183dca0a97b293e196ee865752c68595117f --- /dev/null +++ b/files/18/18_src_1.json @@ -0,0 +1,26678 @@ +[ + { + "ID":1, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":19, + "intracountry":null + }, + { + "ID":2, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":86, + "intracountry":0.0 + }, + { + "ID":3, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":0.0 + }, + { + "ID":4, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":1.0 + }, + { + "ID":5, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":69, + "intracountry":null + }, + { + "ID":6, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":24, + "intracountry":null + }, + { + "ID":7, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":71, + "intracountry":null + }, + { + "ID":8, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":60, + "intracountry":null + }, + { + "ID":9, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":23, + "intracountry":1.0 + }, + { + "ID":10, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":59, + "intracountry":0.0 + }, + { + "ID":11, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":54, + "intracountry":null + }, + { + "ID":12, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":40, + "intracountry":null + }, + { + "ID":13, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":74, + "intracountry":null + }, + { + "ID":14, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":15, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":65, + "intracountry":1.0 + }, + { + "ID":16, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":81, + "intracountry":null + }, + { + "ID":17, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":60, + "intracountry":null + }, + { + "ID":18, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":14, + "intracountry":null + }, + { + "ID":19, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":32, + "intracountry":1.0 + }, + { + "ID":20, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":22, + "intracountry":null + }, + { + "ID":21, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.07, + "rate":83, + "intracountry":null + }, + { + "ID":22, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":59, + "intracountry":null + }, + { + "ID":23, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":67, + "intracountry":1.0 + }, + { + "ID":24, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":84, + "intracountry":null + }, + { + "ID":25, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":57, + "intracountry":null + }, + { + "ID":26, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":44, + "intracountry":null + }, + { + "ID":27, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":64, + "intracountry":null + }, + { + "ID":28, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":1.0 + }, + { + "ID":29, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":99, + "intracountry":null + }, + { + "ID":30, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":38, + "intracountry":null + }, + { + "ID":31, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":64, + "intracountry":1.0 + }, + { + "ID":32, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":77, + "intracountry":0.0 + }, + { + "ID":33, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":76, + "intracountry":1.0 + }, + { + "ID":34, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":86, + "intracountry":1.0 + }, + { + "ID":35, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":74, + "intracountry":null + }, + { + "ID":36, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":61, + "intracountry":null + }, + { + "ID":37, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":null + }, + { + "ID":38, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":29, + "intracountry":1.0 + }, + { + "ID":39, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":26, + "intracountry":null + }, + { + "ID":40, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":82, + "intracountry":1.0 + }, + { + "ID":41, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":67, + "intracountry":0.0 + }, + { + "ID":42, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":21, + "intracountry":0.0 + }, + { + "ID":43, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":42, + "intracountry":null + }, + { + "ID":44, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":95, + "intracountry":1.0 + }, + { + "ID":45, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":58, + "intracountry":1.0 + }, + { + "ID":46, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":39, + "intracountry":1.0 + }, + { + "ID":47, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":44, + "intracountry":null + }, + { + "ID":48, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":81, + "intracountry":null + }, + { + "ID":49, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":15, + "intracountry":null + }, + { + "ID":50, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":null + }, + { + "ID":51, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":59, + "intracountry":0.0 + }, + { + "ID":52, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":38, + "intracountry":0.0 + }, + { + "ID":53, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.07, + "rate":95, + "intracountry":null + }, + { + "ID":54, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.13, + "rate":68, + "intracountry":null + }, + { + "ID":55, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":11, + "intracountry":null + }, + { + "ID":56, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":88, + "intracountry":0.0 + }, + { + "ID":57, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":32, + "intracountry":0.0 + }, + { + "ID":58, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":37, + "intracountry":1.0 + }, + { + "ID":59, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":12, + "intracountry":null + }, + { + "ID":60, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":59, + "intracountry":0.0 + }, + { + "ID":61, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":71, + "intracountry":null + }, + { + "ID":62, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":81, + "intracountry":null + }, + { + "ID":63, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":88, + "intracountry":null + }, + { + "ID":64, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":51, + "intracountry":null + }, + { + "ID":65, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":34, + "intracountry":0.0 + }, + { + "ID":66, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":null + }, + { + "ID":67, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":95, + "intracountry":1.0 + }, + { + "ID":68, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":62, + "intracountry":0.0 + }, + { + "ID":69, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":38, + "intracountry":null + }, + { + "ID":70, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":90, + "intracountry":null + }, + { + "ID":71, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":40, + "intracountry":1.0 + }, + { + "ID":72, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":52, + "intracountry":null + }, + { + "ID":73, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":1.0 + }, + { + "ID":74, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":17, + "intracountry":null + }, + { + "ID":75, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":77, + "intracountry":null + }, + { + "ID":76, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":85, + "intracountry":null + }, + { + "ID":77, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":63, + "intracountry":1.0 + }, + { + "ID":78, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":37, + "intracountry":null + }, + { + "ID":79, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":72, + "intracountry":null + }, + { + "ID":80, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":76, + "intracountry":1.0 + }, + { + "ID":81, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":23, + "intracountry":null + }, + { + "ID":82, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":81, + "intracountry":null + }, + { + "ID":83, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":21, + "intracountry":null + }, + { + "ID":84, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":75, + "intracountry":null + }, + { + "ID":85, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":63, + "intracountry":null + }, + { + "ID":86, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":26, + "intracountry":null + }, + { + "ID":87, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":1.0 + }, + { + "ID":88, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":96, + "intracountry":1.0 + }, + { + "ID":89, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":62, + "intracountry":0.0 + }, + { + "ID":90, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":75, + "intracountry":null + }, + { + "ID":91, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":64, + "intracountry":null + }, + { + "ID":92, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.03, + "rate":82, + "intracountry":null + }, + { + "ID":93, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":23, + "intracountry":null + }, + { + "ID":94, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":85, + "intracountry":0.0 + }, + { + "ID":95, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.13, + "rate":64, + "intracountry":null + }, + { + "ID":96, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":20, + "intracountry":null + }, + { + "ID":97, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":63, + "intracountry":null + }, + { + "ID":98, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":81, + "intracountry":null + }, + { + "ID":99, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":29, + "intracountry":null + }, + { + "ID":100, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":75, + "intracountry":0.0 + }, + { + "ID":101, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":40, + "intracountry":null + }, + { + "ID":102, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":66, + "intracountry":1.0 + }, + { + "ID":103, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.04, + "rate":56, + "intracountry":null + }, + { + "ID":104, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":46, + "intracountry":1.0 + }, + { + "ID":105, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":74, + "intracountry":null + }, + { + "ID":106, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":86, + "intracountry":null + }, + { + "ID":107, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":97, + "intracountry":null + }, + { + "ID":108, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":13, + "intracountry":1.0 + }, + { + "ID":109, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":72, + "intracountry":null + }, + { + "ID":110, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":45, + "intracountry":1.0 + }, + { + "ID":111, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":67, + "intracountry":null + }, + { + "ID":112, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":54, + "intracountry":null + }, + { + "ID":113, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":44, + "intracountry":null + }, + { + "ID":114, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":65, + "intracountry":null + }, + { + "ID":115, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":24, + "intracountry":1.0 + }, + { + "ID":116, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.04, + "rate":44, + "intracountry":null + }, + { + "ID":117, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":82, + "intracountry":1.0 + }, + { + "ID":118, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":30, + "intracountry":null + }, + { + "ID":119, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":61, + "intracountry":1.0 + }, + { + "ID":120, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":98, + "intracountry":null + }, + { + "ID":121, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":58, + "intracountry":1.0 + }, + { + "ID":122, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":30, + "intracountry":null + }, + { + "ID":123, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":33, + "intracountry":null + }, + { + "ID":124, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":22, + "intracountry":null + }, + { + "ID":125, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":62, + "intracountry":0.0 + }, + { + "ID":126, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":80, + "intracountry":null + }, + { + "ID":127, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":85, + "intracountry":null + }, + { + "ID":128, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":39, + "intracountry":1.0 + }, + { + "ID":129, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":10, + "intracountry":1.0 + }, + { + "ID":130, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.08, + "rate":34, + "intracountry":1.0 + }, + { + "ID":131, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":73, + "intracountry":1.0 + }, + { + "ID":132, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":94, + "intracountry":null + }, + { + "ID":133, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":56, + "intracountry":0.0 + }, + { + "ID":134, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":42, + "intracountry":1.0 + }, + { + "ID":135, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":67, + "intracountry":1.0 + }, + { + "ID":136, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":73, + "intracountry":null + }, + { + "ID":137, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":48, + "intracountry":1.0 + }, + { + "ID":138, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":null + }, + { + "ID":139, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":52, + "intracountry":null + }, + { + "ID":140, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":98, + "intracountry":1.0 + }, + { + "ID":141, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":98, + "intracountry":1.0 + }, + { + "ID":142, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":17, + "intracountry":null + }, + { + "ID":143, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":35, + "intracountry":0.0 + }, + { + "ID":144, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":88, + "intracountry":0.0 + }, + { + "ID":145, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":28, + "intracountry":null + }, + { + "ID":146, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":54, + "intracountry":null + }, + { + "ID":147, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":80, + "intracountry":null + }, + { + "ID":148, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":90, + "intracountry":0.0 + }, + { + "ID":149, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":58, + "intracountry":null + }, + { + "ID":150, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":69, + "intracountry":0.0 + }, + { + "ID":151, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":91, + "intracountry":null + }, + { + "ID":152, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":40, + "intracountry":1.0 + }, + { + "ID":153, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":89, + "intracountry":0.0 + }, + { + "ID":154, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":87, + "intracountry":null + }, + { + "ID":155, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":25, + "intracountry":1.0 + }, + { + "ID":156, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":92, + "intracountry":0.0 + }, + { + "ID":157, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":90, + "intracountry":null + }, + { + "ID":158, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":39, + "intracountry":null + }, + { + "ID":159, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":17, + "intracountry":1.0 + }, + { + "ID":160, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":80, + "intracountry":0.0 + }, + { + "ID":161, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":32, + "intracountry":null + }, + { + "ID":162, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":93, + "intracountry":null + }, + { + "ID":163, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":81, + "intracountry":null + }, + { + "ID":164, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":96, + "intracountry":null + }, + { + "ID":165, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":25, + "intracountry":null + }, + { + "ID":166, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":60, + "intracountry":null + }, + { + "ID":167, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":71, + "intracountry":null + }, + { + "ID":168, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":53, + "intracountry":0.0 + }, + { + "ID":169, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":53, + "intracountry":null + }, + { + "ID":170, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":83, + "intracountry":null + }, + { + "ID":171, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":79, + "intracountry":null + }, + { + "ID":172, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":49, + "intracountry":null + }, + { + "ID":173, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":62, + "intracountry":null + }, + { + "ID":174, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":14, + "intracountry":0.0 + }, + { + "ID":175, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":0.0 + }, + { + "ID":176, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":69, + "intracountry":0.0 + }, + { + "ID":177, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":78, + "intracountry":null + }, + { + "ID":178, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":38, + "intracountry":null + }, + { + "ID":179, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":81, + "intracountry":null + }, + { + "ID":180, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":74, + "intracountry":0.0 + }, + { + "ID":181, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":75, + "intracountry":null + }, + { + "ID":182, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":10, + "intracountry":null + }, + { + "ID":183, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":43, + "intracountry":null + }, + { + "ID":184, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.13, + "rate":70, + "intracountry":null + }, + { + "ID":185, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":83, + "intracountry":null + }, + { + "ID":186, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.02, + "rate":16, + "intracountry":null + }, + { + "ID":187, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":78, + "intracountry":0.0 + }, + { + "ID":188, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":64, + "intracountry":null + }, + { + "ID":189, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":88, + "intracountry":1.0 + }, + { + "ID":190, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":70, + "intracountry":0.0 + }, + { + "ID":191, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":21, + "intracountry":0.0 + }, + { + "ID":192, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":1.0 + }, + { + "ID":193, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":52, + "intracountry":0.0 + }, + { + "ID":194, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":11, + "intracountry":0.0 + }, + { + "ID":195, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":45, + "intracountry":0.0 + }, + { + "ID":196, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":17, + "intracountry":0.0 + }, + { + "ID":197, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":66, + "intracountry":null + }, + { + "ID":198, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":53, + "intracountry":0.0 + }, + { + "ID":199, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":21, + "intracountry":null + }, + { + "ID":200, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":86, + "intracountry":null + }, + { + "ID":201, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":55, + "intracountry":null + }, + { + "ID":202, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":67, + "intracountry":null + }, + { + "ID":203, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":14, + "intracountry":null + }, + { + "ID":204, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":71, + "intracountry":null + }, + { + "ID":205, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":52, + "intracountry":0.0 + }, + { + "ID":206, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.08, + "rate":94, + "intracountry":0.0 + }, + { + "ID":207, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":68, + "intracountry":1.0 + }, + { + "ID":208, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":1.0 + }, + { + "ID":209, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":73, + "intracountry":null + }, + { + "ID":210, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":35, + "intracountry":1.0 + }, + { + "ID":211, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":85, + "intracountry":null + }, + { + "ID":212, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":63, + "intracountry":0.0 + }, + { + "ID":213, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":66, + "intracountry":null + }, + { + "ID":214, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":54, + "intracountry":null + }, + { + "ID":215, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":94, + "intracountry":null + }, + { + "ID":216, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":14, + "intracountry":0.0 + }, + { + "ID":217, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":16, + "intracountry":null + }, + { + "ID":218, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.0, + "rate":33, + "intracountry":null + }, + { + "ID":219, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":55, + "intracountry":0.0 + }, + { + "ID":220, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.13, + "rate":17, + "intracountry":0.0 + }, + { + "ID":221, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.04, + "rate":16, + "intracountry":null + }, + { + "ID":222, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":80, + "intracountry":null + }, + { + "ID":223, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":21, + "intracountry":null + }, + { + "ID":224, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":46, + "intracountry":null + }, + { + "ID":225, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":75, + "intracountry":0.0 + }, + { + "ID":226, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":73, + "intracountry":null + }, + { + "ID":227, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":78, + "intracountry":null + }, + { + "ID":228, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":55, + "intracountry":1.0 + }, + { + "ID":229, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":33, + "intracountry":1.0 + }, + { + "ID":230, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":40, + "intracountry":0.0 + }, + { + "ID":231, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":25, + "intracountry":null + }, + { + "ID":232, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":47, + "intracountry":1.0 + }, + { + "ID":233, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":62, + "intracountry":null + }, + { + "ID":234, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":42, + "intracountry":null + }, + { + "ID":235, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":57, + "intracountry":null + }, + { + "ID":236, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":60, + "intracountry":null + }, + { + "ID":237, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":40, + "intracountry":0.0 + }, + { + "ID":238, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":48, + "intracountry":0.0 + }, + { + "ID":239, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":56, + "intracountry":0.0 + }, + { + "ID":240, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":77, + "intracountry":null + }, + { + "ID":241, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":30, + "intracountry":0.0 + }, + { + "ID":242, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":41, + "intracountry":1.0 + }, + { + "ID":243, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":46, + "intracountry":1.0 + }, + { + "ID":244, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":73, + "intracountry":null + }, + { + "ID":245, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":29, + "intracountry":1.0 + }, + { + "ID":246, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":54, + "intracountry":null + }, + { + "ID":247, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":81, + "intracountry":1.0 + }, + { + "ID":248, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.09, + "rate":84, + "intracountry":0.0 + }, + { + "ID":249, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":29, + "intracountry":null + }, + { + "ID":250, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":15, + "intracountry":null + }, + { + "ID":251, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":88, + "intracountry":1.0 + }, + { + "ID":252, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":69, + "intracountry":1.0 + }, + { + "ID":253, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":57, + "intracountry":null + }, + { + "ID":254, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":40, + "intracountry":null + }, + { + "ID":255, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":1.0 + }, + { + "ID":256, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":70, + "intracountry":1.0 + }, + { + "ID":257, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":79, + "intracountry":0.0 + }, + { + "ID":258, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":68, + "intracountry":null + }, + { + "ID":259, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":49, + "intracountry":null + }, + { + "ID":260, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":11, + "intracountry":1.0 + }, + { + "ID":261, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":61, + "intracountry":null + }, + { + "ID":262, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":64, + "intracountry":0.0 + }, + { + "ID":263, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":66, + "intracountry":1.0 + }, + { + "ID":264, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":26, + "intracountry":0.0 + }, + { + "ID":265, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":70, + "intracountry":1.0 + }, + { + "ID":266, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":31, + "intracountry":1.0 + }, + { + "ID":267, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":75, + "intracountry":0.0 + }, + { + "ID":268, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":33, + "intracountry":1.0 + }, + { + "ID":269, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":12, + "intracountry":0.0 + }, + { + "ID":270, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":46, + "intracountry":0.0 + }, + { + "ID":271, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":30, + "intracountry":null + }, + { + "ID":272, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":91, + "intracountry":null + }, + { + "ID":273, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":30, + "intracountry":null + }, + { + "ID":274, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":62, + "intracountry":null + }, + { + "ID":275, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":22, + "intracountry":1.0 + }, + { + "ID":276, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":75, + "intracountry":null + }, + { + "ID":277, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":19, + "intracountry":1.0 + }, + { + "ID":278, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":40, + "intracountry":null + }, + { + "ID":279, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":94, + "intracountry":1.0 + }, + { + "ID":280, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":26, + "intracountry":0.0 + }, + { + "ID":281, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":49, + "intracountry":1.0 + }, + { + "ID":282, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":61, + "intracountry":0.0 + }, + { + "ID":283, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":75, + "intracountry":null + }, + { + "ID":284, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":82, + "intracountry":null + }, + { + "ID":285, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":null + }, + { + "ID":286, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":35, + "intracountry":null + }, + { + "ID":287, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":45, + "intracountry":null + }, + { + "ID":288, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":77, + "intracountry":null + }, + { + "ID":289, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":30, + "intracountry":0.0 + }, + { + "ID":290, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":89, + "intracountry":0.0 + }, + { + "ID":291, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":74, + "intracountry":null + }, + { + "ID":292, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":72, + "intracountry":null + }, + { + "ID":293, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":15, + "intracountry":null + }, + { + "ID":294, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":60, + "intracountry":null + }, + { + "ID":295, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":89, + "intracountry":1.0 + }, + { + "ID":296, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":57, + "intracountry":null + }, + { + "ID":297, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":98, + "intracountry":null + }, + { + "ID":298, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":64, + "intracountry":0.0 + }, + { + "ID":299, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":38, + "intracountry":null + }, + { + "ID":300, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":80, + "intracountry":null + }, + { + "ID":301, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":60, + "intracountry":1.0 + }, + { + "ID":302, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":39, + "intracountry":1.0 + }, + { + "ID":303, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":41, + "intracountry":0.0 + }, + { + "ID":304, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":51, + "intracountry":1.0 + }, + { + "ID":305, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":null + }, + { + "ID":306, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":80, + "intracountry":0.0 + }, + { + "ID":307, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":87, + "intracountry":null + }, + { + "ID":308, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":null + }, + { + "ID":309, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":69, + "intracountry":1.0 + }, + { + "ID":310, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":64, + "intracountry":null + }, + { + "ID":311, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":57, + "intracountry":0.0 + }, + { + "ID":312, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":93, + "intracountry":null + }, + { + "ID":313, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":92, + "intracountry":0.0 + }, + { + "ID":314, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":83, + "intracountry":1.0 + }, + { + "ID":315, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":72, + "intracountry":0.0 + }, + { + "ID":316, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":67, + "intracountry":1.0 + }, + { + "ID":317, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":56, + "intracountry":null + }, + { + "ID":318, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":70, + "intracountry":null + }, + { + "ID":319, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.09, + "rate":95, + "intracountry":null + }, + { + "ID":320, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":50, + "intracountry":null + }, + { + "ID":321, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":12, + "intracountry":1.0 + }, + { + "ID":322, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":64, + "intracountry":0.0 + }, + { + "ID":323, + "card_scheme":"GlobalCard", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":43, + "intracountry":0.0 + }, + { + "ID":324, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":29, + "intracountry":1.0 + }, + { + "ID":325, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":89, + "intracountry":null + }, + { + "ID":326, + "card_scheme":"NexPay", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":83, + "intracountry":null + }, + { + "ID":327, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":99, + "intracountry":1.0 + }, + { + "ID":328, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":64, + "intracountry":null + }, + { + "ID":329, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":81, + "intracountry":1.0 + }, + { + "ID":330, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":72, + "intracountry":0.0 + }, + { + "ID":331, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":97, + "intracountry":1.0 + }, + { + "ID":332, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":66, + "intracountry":0.0 + }, + { + "ID":333, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":25, + "intracountry":null + }, + { + "ID":334, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":90, + "intracountry":1.0 + }, + { + "ID":335, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":35, + "intracountry":null + }, + { + "ID":336, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":23, + "intracountry":null + }, + { + "ID":337, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":85, + "intracountry":null + }, + { + "ID":338, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":53, + "intracountry":1.0 + }, + { + "ID":339, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":76, + "intracountry":null + }, + { + "ID":340, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":96, + "intracountry":null + }, + { + "ID":341, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":23, + "intracountry":null + }, + { + "ID":342, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.03, + "rate":55, + "intracountry":null + }, + { + "ID":343, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.14, + "rate":60, + "intracountry":null + }, + { + "ID":344, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":58, + "intracountry":null + }, + { + "ID":345, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":60, + "intracountry":null + }, + { + "ID":346, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":69, + "intracountry":1.0 + }, + { + "ID":347, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":83, + "intracountry":0.0 + }, + { + "ID":348, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":53, + "intracountry":1.0 + }, + { + "ID":349, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":81, + "intracountry":1.0 + }, + { + "ID":350, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":1.0 + }, + { + "ID":351, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":58, + "intracountry":1.0 + }, + { + "ID":352, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":19, + "intracountry":0.0 + }, + { + "ID":353, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.11, + "rate":17, + "intracountry":null + }, + { + "ID":354, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":45, + "intracountry":1.0 + }, + { + "ID":355, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":96, + "intracountry":1.0 + }, + { + "ID":356, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":56, + "intracountry":null + }, + { + "ID":357, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":21, + "intracountry":1.0 + }, + { + "ID":358, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":34, + "intracountry":null + }, + { + "ID":359, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":54, + "intracountry":1.0 + }, + { + "ID":360, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":16, + "intracountry":null + }, + { + "ID":361, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":97, + "intracountry":null + }, + { + "ID":362, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":76, + "intracountry":null + }, + { + "ID":363, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":65, + "intracountry":null + }, + { + "ID":364, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":84, + "intracountry":1.0 + }, + { + "ID":365, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":32, + "intracountry":1.0 + }, + { + "ID":366, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":34, + "intracountry":1.0 + }, + { + "ID":367, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":62, + "intracountry":null + }, + { + "ID":368, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":93, + "intracountry":null + }, + { + "ID":369, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":44, + "intracountry":null + }, + { + "ID":370, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":75, + "intracountry":1.0 + }, + { + "ID":371, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":45, + "intracountry":null + }, + { + "ID":372, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":65, + "intracountry":null + }, + { + "ID":373, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":24, + "intracountry":null + }, + { + "ID":374, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":36, + "intracountry":null + }, + { + "ID":375, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":75, + "intracountry":null + }, + { + "ID":376, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":53, + "intracountry":0.0 + }, + { + "ID":377, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":28, + "intracountry":1.0 + }, + { + "ID":378, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":35, + "intracountry":null + }, + { + "ID":379, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":58, + "intracountry":1.0 + }, + { + "ID":380, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.12, + "rate":19, + "intracountry":0.0 + }, + { + "ID":381, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":null + }, + { + "ID":382, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":12, + "intracountry":null + }, + { + "ID":383, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":20, + "intracountry":0.0 + }, + { + "ID":384, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":14, + "intracountry":null + }, + { + "ID":385, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":44, + "intracountry":null + }, + { + "ID":386, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":19, + "intracountry":1.0 + }, + { + "ID":387, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":61, + "intracountry":1.0 + }, + { + "ID":388, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":36, + "intracountry":null + }, + { + "ID":389, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.05, + "rate":61, + "intracountry":null + }, + { + "ID":390, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":35, + "intracountry":null + }, + { + "ID":391, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":42, + "intracountry":null + }, + { + "ID":392, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":51, + "intracountry":null + }, + { + "ID":393, + "card_scheme":"NexPay", + "account_type":[ + "F", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":25, + "intracountry":0.0 + }, + { + "ID":394, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":50, + "intracountry":0.0 + }, + { + "ID":395, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":13, + "intracountry":1.0 + }, + { + "ID":396, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":null + }, + { + "ID":397, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":77, + "intracountry":null + }, + { + "ID":398, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":99, + "intracountry":null + }, + { + "ID":399, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":37, + "intracountry":1.0 + }, + { + "ID":400, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":72, + "intracountry":1.0 + }, + { + "ID":401, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":19, + "intracountry":null + }, + { + "ID":402, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":83, + "intracountry":null + }, + { + "ID":403, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":94, + "intracountry":null + }, + { + "ID":404, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":41, + "intracountry":null + }, + { + "ID":405, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":70, + "intracountry":0.0 + }, + { + "ID":406, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":82, + "intracountry":0.0 + }, + { + "ID":407, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":46, + "intracountry":null + }, + { + "ID":408, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":21, + "intracountry":null + }, + { + "ID":409, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":30, + "intracountry":null + }, + { + "ID":410, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":70, + "intracountry":0.0 + }, + { + "ID":411, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":37, + "intracountry":null + }, + { + "ID":412, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":10, + "intracountry":0.0 + }, + { + "ID":413, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":41, + "intracountry":null + }, + { + "ID":414, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":29, + "intracountry":null + }, + { + "ID":415, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":51, + "intracountry":null + }, + { + "ID":416, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":97, + "intracountry":null + }, + { + "ID":417, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.0, + "rate":51, + "intracountry":null + }, + { + "ID":418, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":79, + "intracountry":1.0 + }, + { + "ID":419, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":65, + "intracountry":0.0 + }, + { + "ID":420, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":81, + "intracountry":null + }, + { + "ID":421, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":27, + "intracountry":0.0 + }, + { + "ID":422, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":19, + "intracountry":null + }, + { + "ID":423, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":62, + "intracountry":1.0 + }, + { + "ID":424, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.07, + "rate":64, + "intracountry":null + }, + { + "ID":425, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":57, + "intracountry":null + }, + { + "ID":426, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":88, + "intracountry":null + }, + { + "ID":427, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":76, + "intracountry":null + }, + { + "ID":428, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":10, + "intracountry":null + }, + { + "ID":429, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":93, + "intracountry":null + }, + { + "ID":430, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":86, + "intracountry":null + }, + { + "ID":431, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":null + }, + { + "ID":432, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":77, + "intracountry":1.0 + }, + { + "ID":433, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":46, + "intracountry":null + }, + { + "ID":434, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":16, + "intracountry":null + }, + { + "ID":435, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":66, + "intracountry":null + }, + { + "ID":436, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":68, + "intracountry":null + }, + { + "ID":437, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":53, + "intracountry":null + }, + { + "ID":438, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":27, + "intracountry":null + }, + { + "ID":439, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":46, + "intracountry":null + }, + { + "ID":440, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":95, + "intracountry":null + }, + { + "ID":441, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":29, + "intracountry":null + }, + { + "ID":442, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":36, + "intracountry":null + }, + { + "ID":443, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":40, + "intracountry":0.0 + }, + { + "ID":444, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":21, + "intracountry":0.0 + }, + { + "ID":445, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":31, + "intracountry":null + }, + { + "ID":446, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":56, + "intracountry":null + }, + { + "ID":447, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.0, + "rate":65, + "intracountry":null + }, + { + "ID":448, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":35, + "intracountry":null + }, + { + "ID":449, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":51, + "intracountry":null + }, + { + "ID":450, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":26, + "intracountry":0.0 + }, + { + "ID":451, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":87, + "intracountry":1.0 + }, + { + "ID":452, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":27, + "intracountry":1.0 + }, + { + "ID":453, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":65, + "intracountry":null + }, + { + "ID":454, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":94, + "intracountry":null + }, + { + "ID":455, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":21, + "intracountry":0.0 + }, + { + "ID":456, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":41, + "intracountry":0.0 + }, + { + "ID":457, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.05, + "rate":97, + "intracountry":null + }, + { + "ID":458, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":83, + "intracountry":null + }, + { + "ID":459, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":47, + "intracountry":1.0 + }, + { + "ID":460, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":69, + "intracountry":null + }, + { + "ID":461, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":64, + "intracountry":null + }, + { + "ID":462, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.12, + "rate":44, + "intracountry":1.0 + }, + { + "ID":463, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":63, + "intracountry":null + }, + { + "ID":464, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":48, + "intracountry":0.0 + }, + { + "ID":465, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":90, + "intracountry":null + }, + { + "ID":466, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":20, + "intracountry":null + }, + { + "ID":467, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":78, + "intracountry":0.0 + }, + { + "ID":468, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":71, + "intracountry":0.0 + }, + { + "ID":469, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":0.0 + }, + { + "ID":470, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":39, + "intracountry":null + }, + { + "ID":471, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":53, + "intracountry":null + }, + { + "ID":472, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":31, + "intracountry":1.0 + }, + { + "ID":473, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":48, + "intracountry":null + }, + { + "ID":474, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":36, + "intracountry":null + }, + { + "ID":475, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":70, + "intracountry":1.0 + }, + { + "ID":476, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":28, + "intracountry":1.0 + }, + { + "ID":477, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":54, + "intracountry":0.0 + }, + { + "ID":478, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":84, + "intracountry":null + }, + { + "ID":479, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":71, + "intracountry":null + }, + { + "ID":480, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":42, + "intracountry":null + }, + { + "ID":481, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":21, + "intracountry":null + }, + { + "ID":482, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":86, + "intracountry":1.0 + }, + { + "ID":483, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":91, + "intracountry":0.0 + }, + { + "ID":484, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":70, + "intracountry":null + }, + { + "ID":485, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":31, + "intracountry":null + }, + { + "ID":486, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":82, + "intracountry":0.0 + }, + { + "ID":487, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.04, + "rate":42, + "intracountry":0.0 + }, + { + "ID":488, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":96, + "intracountry":0.0 + }, + { + "ID":489, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":85, + "intracountry":null + }, + { + "ID":490, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":50, + "intracountry":null + }, + { + "ID":491, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":86, + "intracountry":0.0 + }, + { + "ID":492, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":30, + "intracountry":1.0 + }, + { + "ID":493, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":71, + "intracountry":1.0 + }, + { + "ID":494, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.0, + "rate":14, + "intracountry":0.0 + }, + { + "ID":495, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":15, + "intracountry":null + }, + { + "ID":496, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":52, + "intracountry":null + }, + { + "ID":497, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":42, + "intracountry":0.0 + }, + { + "ID":498, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":36, + "intracountry":1.0 + }, + { + "ID":499, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":96, + "intracountry":1.0 + }, + { + "ID":500, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":43, + "intracountry":null + }, + { + "ID":501, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":null + }, + { + "ID":502, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":52, + "intracountry":null + }, + { + "ID":503, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":48, + "intracountry":null + }, + { + "ID":504, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":55, + "intracountry":0.0 + }, + { + "ID":505, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":64, + "intracountry":null + }, + { + "ID":506, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":92, + "intracountry":null + }, + { + "ID":507, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":74, + "intracountry":null + }, + { + "ID":508, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":23, + "intracountry":null + }, + { + "ID":509, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":17, + "intracountry":null + }, + { + "ID":510, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":61, + "intracountry":null + }, + { + "ID":511, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":18, + "intracountry":null + }, + { + "ID":512, + "card_scheme":"NexPay", + "account_type":[ + "H", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":61, + "intracountry":0.0 + }, + { + "ID":513, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":null + }, + { + "ID":514, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":23, + "intracountry":0.0 + }, + { + "ID":515, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":19, + "intracountry":0.0 + }, + { + "ID":516, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":95, + "intracountry":null + }, + { + "ID":517, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":89, + "intracountry":null + }, + { + "ID":518, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":72, + "intracountry":null + }, + { + "ID":519, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":82, + "intracountry":1.0 + }, + { + "ID":520, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":null + }, + { + "ID":521, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":33, + "intracountry":1.0 + }, + { + "ID":522, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":74, + "intracountry":null + }, + { + "ID":523, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":25, + "intracountry":null + }, + { + "ID":524, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":27, + "intracountry":null + }, + { + "ID":525, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":28, + "intracountry":0.0 + }, + { + "ID":526, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":49, + "intracountry":null + }, + { + "ID":527, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":27, + "intracountry":null + }, + { + "ID":528, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":41, + "intracountry":null + }, + { + "ID":529, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":73, + "intracountry":null + }, + { + "ID":530, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":87, + "intracountry":null + }, + { + "ID":531, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":56, + "intracountry":1.0 + }, + { + "ID":532, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":1.0 + }, + { + "ID":533, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":null + }, + { + "ID":534, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":98, + "intracountry":null + }, + { + "ID":535, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":17, + "intracountry":1.0 + }, + { + "ID":536, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.1, + "rate":50, + "intracountry":null + }, + { + "ID":537, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":98, + "intracountry":1.0 + }, + { + "ID":538, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":36, + "intracountry":null + }, + { + "ID":539, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":90, + "intracountry":1.0 + }, + { + "ID":540, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":64, + "intracountry":null + }, + { + "ID":541, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":40, + "intracountry":0.0 + }, + { + "ID":542, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":51, + "intracountry":1.0 + }, + { + "ID":543, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":81, + "intracountry":1.0 + }, + { + "ID":544, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":37, + "intracountry":null + }, + { + "ID":545, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":30, + "intracountry":null + }, + { + "ID":546, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":25, + "intracountry":null + }, + { + "ID":547, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":76, + "intracountry":null + }, + { + "ID":548, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":60, + "intracountry":null + }, + { + "ID":549, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.08, + "rate":42, + "intracountry":null + }, + { + "ID":550, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":13, + "intracountry":null + }, + { + "ID":551, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":23, + "intracountry":null + }, + { + "ID":552, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":20, + "intracountry":1.0 + }, + { + "ID":553, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":94, + "intracountry":null + }, + { + "ID":554, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":85, + "intracountry":null + }, + { + "ID":555, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":14, + "intracountry":null + }, + { + "ID":556, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":47, + "intracountry":0.0 + }, + { + "ID":557, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":93, + "intracountry":1.0 + }, + { + "ID":558, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":36, + "intracountry":1.0 + }, + { + "ID":559, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":75, + "intracountry":null + }, + { + "ID":560, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":53, + "intracountry":0.0 + }, + { + "ID":561, + "card_scheme":"GlobalCard", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":1.0 + }, + { + "ID":562, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":77, + "intracountry":null + }, + { + "ID":563, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":32, + "intracountry":null + }, + { + "ID":564, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":92, + "intracountry":null + }, + { + "ID":565, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":566, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.12, + "rate":76, + "intracountry":1.0 + }, + { + "ID":567, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":52, + "intracountry":0.0 + }, + { + "ID":568, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":78, + "intracountry":null + }, + { + "ID":569, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":25, + "intracountry":null + }, + { + "ID":570, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":53, + "intracountry":null + }, + { + "ID":571, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":19, + "intracountry":0.0 + }, + { + "ID":572, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":44, + "intracountry":null + }, + { + "ID":573, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":56, + "intracountry":1.0 + }, + { + "ID":574, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":55, + "intracountry":1.0 + }, + { + "ID":575, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":78, + "intracountry":null + }, + { + "ID":576, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":24, + "intracountry":0.0 + }, + { + "ID":577, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.12, + "rate":14, + "intracountry":null + }, + { + "ID":578, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":30, + "intracountry":null + }, + { + "ID":579, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":29, + "intracountry":0.0 + }, + { + "ID":580, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":77, + "intracountry":null + }, + { + "ID":581, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":84, + "intracountry":0.0 + }, + { + "ID":582, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":34, + "intracountry":null + }, + { + "ID":583, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":1.0 + }, + { + "ID":584, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":99, + "intracountry":null + }, + { + "ID":585, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":75, + "intracountry":1.0 + }, + { + "ID":586, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":69, + "intracountry":null + }, + { + "ID":587, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":80, + "intracountry":1.0 + }, + { + "ID":588, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":50, + "intracountry":1.0 + }, + { + "ID":589, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":75, + "intracountry":null + }, + { + "ID":590, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":1.0 + }, + { + "ID":591, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.06, + "rate":52, + "intracountry":null + }, + { + "ID":592, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":41, + "intracountry":1.0 + }, + { + "ID":593, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.04, + "rate":15, + "intracountry":null + }, + { + "ID":594, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":23, + "intracountry":null + }, + { + "ID":595, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":62, + "intracountry":null + }, + { + "ID":596, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":77, + "intracountry":null + }, + { + "ID":597, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":0.0 + }, + { + "ID":598, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":22, + "intracountry":null + }, + { + "ID":599, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":38, + "intracountry":0.0 + }, + { + "ID":600, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":81, + "intracountry":null + }, + { + "ID":601, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":56, + "intracountry":0.0 + }, + { + "ID":602, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":603, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":77, + "intracountry":null + }, + { + "ID":604, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":37, + "intracountry":null + }, + { + "ID":605, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":96, + "intracountry":0.0 + }, + { + "ID":606, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":20, + "intracountry":1.0 + }, + { + "ID":607, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":41, + "intracountry":null + }, + { + "ID":608, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":30, + "intracountry":null + }, + { + "ID":609, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":58, + "intracountry":null + }, + { + "ID":610, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":93, + "intracountry":null + }, + { + "ID":611, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":25, + "intracountry":null + }, + { + "ID":612, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":89, + "intracountry":1.0 + }, + { + "ID":613, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":74, + "intracountry":null + }, + { + "ID":614, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":51, + "intracountry":null + }, + { + "ID":615, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":81, + "intracountry":null + }, + { + "ID":616, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":14, + "intracountry":0.0 + }, + { + "ID":617, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":45, + "intracountry":0.0 + }, + { + "ID":618, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":null + }, + { + "ID":619, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":11, + "intracountry":0.0 + }, + { + "ID":620, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":85, + "intracountry":null + }, + { + "ID":621, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":67, + "intracountry":null + }, + { + "ID":622, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":68, + "intracountry":0.0 + }, + { + "ID":623, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.13, + "rate":10, + "intracountry":null + }, + { + "ID":624, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":94, + "intracountry":null + }, + { + "ID":625, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":72, + "intracountry":null + }, + { + "ID":626, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":81, + "intracountry":0.0 + }, + { + "ID":627, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":43, + "intracountry":1.0 + }, + { + "ID":628, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":86, + "intracountry":1.0 + }, + { + "ID":629, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":35, + "intracountry":null + }, + { + "ID":630, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":31, + "intracountry":null + }, + { + "ID":631, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":17, + "intracountry":1.0 + }, + { + "ID":632, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":38, + "intracountry":null + }, + { + "ID":633, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":80, + "intracountry":0.0 + }, + { + "ID":634, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":61, + "intracountry":null + }, + { + "ID":635, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":11, + "intracountry":null + }, + { + "ID":636, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":26, + "intracountry":null + }, + { + "ID":637, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":30, + "intracountry":0.0 + }, + { + "ID":638, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":72, + "intracountry":null + }, + { + "ID":639, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":45, + "intracountry":1.0 + }, + { + "ID":640, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":17, + "intracountry":0.0 + }, + { + "ID":641, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.05, + "rate":21, + "intracountry":null + }, + { + "ID":642, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":31, + "intracountry":1.0 + }, + { + "ID":643, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":0.0 + }, + { + "ID":644, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":68, + "intracountry":null + }, + { + "ID":645, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":32, + "intracountry":0.0 + }, + { + "ID":646, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":88, + "intracountry":null + }, + { + "ID":647, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":45, + "intracountry":0.0 + }, + { + "ID":648, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":52, + "intracountry":1.0 + }, + { + "ID":649, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":56, + "intracountry":null + }, + { + "ID":650, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":91, + "intracountry":null + }, + { + "ID":651, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":97, + "intracountry":null + }, + { + "ID":652, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":51, + "intracountry":0.0 + }, + { + "ID":653, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":54, + "intracountry":0.0 + }, + { + "ID":654, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":79, + "intracountry":null + }, + { + "ID":655, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":35, + "intracountry":1.0 + }, + { + "ID":656, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":46, + "intracountry":null + }, + { + "ID":657, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":29, + "intracountry":0.0 + }, + { + "ID":658, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":51, + "intracountry":0.0 + }, + { + "ID":659, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":22, + "intracountry":1.0 + }, + { + "ID":660, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":77, + "intracountry":null + }, + { + "ID":661, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":77, + "intracountry":0.0 + }, + { + "ID":662, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":74, + "intracountry":0.0 + }, + { + "ID":663, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":86, + "intracountry":null + }, + { + "ID":664, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":71, + "intracountry":null + }, + { + "ID":665, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":1.0 + }, + { + "ID":666, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":15, + "intracountry":1.0 + }, + { + "ID":667, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":27, + "intracountry":null + }, + { + "ID":668, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":23, + "intracountry":null + }, + { + "ID":669, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":44, + "intracountry":null + }, + { + "ID":670, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":40, + "intracountry":null + }, + { + "ID":671, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.08, + "rate":33, + "intracountry":null + }, + { + "ID":672, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":86, + "intracountry":1.0 + }, + { + "ID":673, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":10, + "intracountry":null + }, + { + "ID":674, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.07, + "rate":84, + "intracountry":null + }, + { + "ID":675, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":19, + "intracountry":null + }, + { + "ID":676, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":69, + "intracountry":null + }, + { + "ID":677, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":29, + "intracountry":null + }, + { + "ID":678, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":97, + "intracountry":1.0 + }, + { + "ID":679, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":72, + "intracountry":1.0 + }, + { + "ID":680, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":null + }, + { + "ID":681, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":29, + "intracountry":0.0 + }, + { + "ID":682, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":84, + "intracountry":0.0 + }, + { + "ID":683, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":61, + "intracountry":null + }, + { + "ID":684, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":45, + "intracountry":0.0 + }, + { + "ID":685, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":51, + "intracountry":1.0 + }, + { + "ID":686, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.11, + "rate":65, + "intracountry":null + }, + { + "ID":687, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":97, + "intracountry":null + }, + { + "ID":688, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":69, + "intracountry":null + }, + { + "ID":689, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":23, + "intracountry":null + }, + { + "ID":690, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":37, + "intracountry":null + }, + { + "ID":691, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":56, + "intracountry":0.0 + }, + { + "ID":692, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":69, + "intracountry":null + }, + { + "ID":693, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":14, + "intracountry":0.0 + }, + { + "ID":694, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":null + }, + { + "ID":695, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":90, + "intracountry":1.0 + }, + { + "ID":696, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":49, + "intracountry":null + }, + { + "ID":697, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":86, + "intracountry":null + }, + { + "ID":698, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":24, + "intracountry":1.0 + }, + { + "ID":699, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":54, + "intracountry":null + }, + { + "ID":700, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":48, + "intracountry":null + }, + { + "ID":701, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":37, + "intracountry":0.0 + }, + { + "ID":702, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":42, + "intracountry":null + }, + { + "ID":703, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":73, + "intracountry":1.0 + }, + { + "ID":704, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":43, + "intracountry":1.0 + }, + { + "ID":705, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":32, + "intracountry":null + }, + { + "ID":706, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.13, + "rate":53, + "intracountry":0.0 + }, + { + "ID":707, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":85, + "intracountry":null + }, + { + "ID":708, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":21, + "intracountry":null + }, + { + "ID":709, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":17, + "intracountry":null + }, + { + "ID":710, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":55, + "intracountry":null + }, + { + "ID":711, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":37, + "intracountry":null + }, + { + "ID":712, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":51, + "intracountry":null + }, + { + "ID":713, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":95, + "intracountry":1.0 + }, + { + "ID":714, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":11, + "intracountry":1.0 + }, + { + "ID":715, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":11, + "intracountry":null + }, + { + "ID":716, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.08, + "rate":30, + "intracountry":null + }, + { + "ID":717, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":80, + "intracountry":null + }, + { + "ID":718, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":87, + "intracountry":0.0 + }, + { + "ID":719, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":94, + "intracountry":0.0 + }, + { + "ID":720, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":19, + "intracountry":null + }, + { + "ID":721, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":57, + "intracountry":null + }, + { + "ID":722, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":99, + "intracountry":1.0 + }, + { + "ID":723, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":30, + "intracountry":1.0 + }, + { + "ID":724, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":">8.3%", + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":54, + "intracountry":null + }, + { + "ID":725, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":19, + "intracountry":null + }, + { + "ID":726, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":12, + "intracountry":0.0 + }, + { + "ID":727, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":99, + "intracountry":1.0 + }, + { + "ID":728, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":88, + "intracountry":1.0 + }, + { + "ID":729, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":51, + "intracountry":0.0 + }, + { + "ID":730, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":95, + "intracountry":null + }, + { + "ID":731, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":20, + "intracountry":null + }, + { + "ID":732, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":80, + "intracountry":null + }, + { + "ID":733, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":95, + "intracountry":null + }, + { + "ID":734, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":86, + "intracountry":1.0 + }, + { + "ID":735, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":99, + "intracountry":null + }, + { + "ID":736, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":78, + "intracountry":null + }, + { + "ID":737, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":0.0 + }, + { + "ID":738, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.13, + "rate":19, + "intracountry":null + }, + { + "ID":739, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":25, + "intracountry":1.0 + }, + { + "ID":740, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.0, + "rate":91, + "intracountry":null + }, + { + "ID":741, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":78, + "intracountry":null + }, + { + "ID":742, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":54, + "intracountry":null + }, + { + "ID":743, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":63, + "intracountry":0.0 + }, + { + "ID":744, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":93, + "intracountry":0.0 + }, + { + "ID":745, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":13, + "intracountry":null + }, + { + "ID":746, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":43, + "intracountry":null + }, + { + "ID":747, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":28, + "intracountry":null + }, + { + "ID":748, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":34, + "intracountry":1.0 + }, + { + "ID":749, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":0.0 + }, + { + "ID":750, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":70, + "intracountry":null + }, + { + "ID":751, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":93, + "intracountry":0.0 + }, + { + "ID":752, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":60, + "intracountry":0.0 + }, + { + "ID":753, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":36, + "intracountry":0.0 + }, + { + "ID":754, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":38, + "intracountry":null + }, + { + "ID":755, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":30, + "intracountry":null + }, + { + "ID":756, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":70, + "intracountry":null + }, + { + "ID":757, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":24, + "intracountry":1.0 + }, + { + "ID":758, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":33, + "intracountry":null + }, + { + "ID":759, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":11, + "intracountry":0.0 + }, + { + "ID":760, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":18, + "intracountry":1.0 + }, + { + "ID":761, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":25, + "intracountry":null + }, + { + "ID":762, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":68, + "intracountry":null + }, + { + "ID":763, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":24, + "intracountry":null + }, + { + "ID":764, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":36, + "intracountry":1.0 + }, + { + "ID":765, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":90, + "intracountry":1.0 + }, + { + "ID":766, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":33, + "intracountry":0.0 + }, + { + "ID":767, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":24, + "intracountry":null + }, + { + "ID":768, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":91, + "intracountry":1.0 + }, + { + "ID":769, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":66, + "intracountry":0.0 + }, + { + "ID":770, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":67, + "intracountry":null + }, + { + "ID":771, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":30, + "intracountry":1.0 + }, + { + "ID":772, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":76, + "intracountry":0.0 + }, + { + "ID":773, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":0.0 + }, + { + "ID":774, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":22, + "intracountry":null + }, + { + "ID":775, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":45, + "intracountry":null + }, + { + "ID":776, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":14, + "intracountry":null + }, + { + "ID":777, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":66, + "intracountry":null + }, + { + "ID":778, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":28, + "intracountry":0.0 + }, + { + "ID":779, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":48, + "intracountry":null + }, + { + "ID":780, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":18, + "intracountry":0.0 + }, + { + "ID":781, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":10, + "intracountry":null + }, + { + "ID":782, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":44, + "intracountry":null + }, + { + "ID":783, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":33, + "intracountry":null + }, + { + "ID":784, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":44, + "intracountry":null + }, + { + "ID":785, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":12, + "intracountry":0.0 + }, + { + "ID":786, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":25, + "intracountry":null + }, + { + "ID":787, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":38, + "intracountry":null + }, + { + "ID":788, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":92, + "intracountry":null + }, + { + "ID":789, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":58, + "intracountry":null + }, + { + "ID":790, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":38, + "intracountry":null + }, + { + "ID":791, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":55, + "intracountry":1.0 + }, + { + "ID":792, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":83, + "intracountry":null + }, + { + "ID":793, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":58, + "intracountry":null + }, + { + "ID":794, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":46, + "intracountry":1.0 + }, + { + "ID":795, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":77, + "intracountry":0.0 + }, + { + "ID":796, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":52, + "intracountry":0.0 + }, + { + "ID":797, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":58, + "intracountry":null + }, + { + "ID":798, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":55, + "intracountry":null + }, + { + "ID":799, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":34, + "intracountry":null + }, + { + "ID":800, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":76, + "intracountry":1.0 + }, + { + "ID":801, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.04, + "rate":40, + "intracountry":0.0 + }, + { + "ID":802, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.1, + "rate":62, + "intracountry":1.0 + }, + { + "ID":803, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":91, + "intracountry":null + }, + { + "ID":804, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":96, + "intracountry":null + }, + { + "ID":805, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":42, + "intracountry":1.0 + }, + { + "ID":806, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":42, + "intracountry":null + }, + { + "ID":807, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":21, + "intracountry":1.0 + }, + { + "ID":808, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":20, + "intracountry":0.0 + }, + { + "ID":809, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":68, + "intracountry":null + }, + { + "ID":810, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.13, + "rate":38, + "intracountry":0.0 + }, + { + "ID":811, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":51, + "intracountry":1.0 + }, + { + "ID":812, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":51, + "intracountry":null + }, + { + "ID":813, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":76, + "intracountry":null + }, + { + "ID":814, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":31, + "intracountry":null + }, + { + "ID":815, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":72, + "intracountry":null + }, + { + "ID":816, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":88, + "intracountry":null + }, + { + "ID":817, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":88, + "intracountry":1.0 + }, + { + "ID":818, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.02, + "rate":45, + "intracountry":null + }, + { + "ID":819, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":49, + "intracountry":1.0 + }, + { + "ID":820, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":82, + "intracountry":0.0 + }, + { + "ID":821, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":0.0 + }, + { + "ID":822, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.05, + "rate":27, + "intracountry":0.0 + }, + { + "ID":823, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":86, + "intracountry":null + }, + { + "ID":824, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":36, + "intracountry":1.0 + }, + { + "ID":825, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":50, + "intracountry":0.0 + }, + { + "ID":826, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":27, + "intracountry":null + }, + { + "ID":827, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":28, + "intracountry":1.0 + }, + { + "ID":828, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":32, + "intracountry":null + }, + { + "ID":829, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":40, + "intracountry":null + }, + { + "ID":830, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":61, + "intracountry":null + }, + { + "ID":831, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":82, + "intracountry":1.0 + }, + { + "ID":832, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":52, + "intracountry":1.0 + }, + { + "ID":833, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":14, + "intracountry":1.0 + }, + { + "ID":834, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":20, + "intracountry":0.0 + }, + { + "ID":835, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":30, + "intracountry":1.0 + }, + { + "ID":836, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":84, + "intracountry":1.0 + }, + { + "ID":837, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":50, + "intracountry":1.0 + }, + { + "ID":838, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":74, + "intracountry":null + }, + { + "ID":839, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.02, + "rate":98, + "intracountry":null + }, + { + "ID":840, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":14, + "intracountry":1.0 + }, + { + "ID":841, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":25, + "intracountry":1.0 + }, + { + "ID":842, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":77, + "intracountry":0.0 + }, + { + "ID":843, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":24, + "intracountry":1.0 + }, + { + "ID":844, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":34, + "intracountry":null + }, + { + "ID":845, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":78, + "intracountry":null + }, + { + "ID":846, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":null + }, + { + "ID":847, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":48, + "intracountry":0.0 + }, + { + "ID":848, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":71, + "intracountry":null + }, + { + "ID":849, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":55, + "intracountry":1.0 + }, + { + "ID":850, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":26, + "intracountry":1.0 + }, + { + "ID":851, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":63, + "intracountry":1.0 + }, + { + "ID":852, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":63, + "intracountry":1.0 + }, + { + "ID":853, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":72, + "intracountry":null + }, + { + "ID":854, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":97, + "intracountry":0.0 + }, + { + "ID":855, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":72, + "intracountry":1.0 + }, + { + "ID":856, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":39, + "intracountry":null + }, + { + "ID":857, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":68, + "intracountry":null + }, + { + "ID":858, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.07, + "rate":37, + "intracountry":1.0 + }, + { + "ID":859, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":54, + "intracountry":1.0 + }, + { + "ID":860, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":62, + "intracountry":null + }, + { + "ID":861, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":17, + "intracountry":1.0 + }, + { + "ID":862, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":49, + "intracountry":0.0 + }, + { + "ID":863, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":64, + "intracountry":null + }, + { + "ID":864, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":33, + "intracountry":null + }, + { + "ID":865, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":49, + "intracountry":null + }, + { + "ID":866, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":41, + "intracountry":null + }, + { + "ID":867, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":53, + "intracountry":0.0 + }, + { + "ID":868, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":28, + "intracountry":0.0 + }, + { + "ID":869, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":52, + "intracountry":null + }, + { + "ID":870, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":0.0 + }, + { + "ID":871, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":36, + "intracountry":1.0 + }, + { + "ID":872, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":71, + "intracountry":null + }, + { + "ID":873, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":62, + "intracountry":null + }, + { + "ID":874, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.08, + "rate":25, + "intracountry":null + }, + { + "ID":875, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":25, + "intracountry":1.0 + }, + { + "ID":876, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":null + }, + { + "ID":877, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":52, + "intracountry":0.0 + }, + { + "ID":878, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":61, + "intracountry":null + }, + { + "ID":879, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":49, + "intracountry":null + }, + { + "ID":880, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":31, + "intracountry":0.0 + }, + { + "ID":881, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":91, + "intracountry":1.0 + }, + { + "ID":882, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":59, + "intracountry":1.0 + }, + { + "ID":883, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":56, + "intracountry":null + }, + { + "ID":884, + "card_scheme":"GlobalCard", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":20, + "intracountry":null + }, + { + "ID":885, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":51, + "intracountry":null + }, + { + "ID":886, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":94, + "intracountry":null + }, + { + "ID":887, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":56, + "intracountry":null + }, + { + "ID":888, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":92, + "intracountry":null + }, + { + "ID":889, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":52, + "intracountry":1.0 + }, + { + "ID":890, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":24, + "intracountry":null + }, + { + "ID":891, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":59, + "intracountry":0.0 + }, + { + "ID":892, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":46, + "intracountry":null + }, + { + "ID":893, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":894, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":42, + "intracountry":null + }, + { + "ID":895, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":44, + "intracountry":null + }, + { + "ID":896, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":91, + "intracountry":null + }, + { + "ID":897, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":75, + "intracountry":null + }, + { + "ID":898, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":52, + "intracountry":null + }, + { + "ID":899, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":90, + "intracountry":null + }, + { + "ID":900, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":54, + "intracountry":1.0 + }, + { + "ID":901, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":73, + "intracountry":null + }, + { + "ID":902, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":46, + "intracountry":0.0 + }, + { + "ID":903, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":32, + "intracountry":0.0 + }, + { + "ID":904, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":null + }, + { + "ID":905, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":52, + "intracountry":1.0 + }, + { + "ID":906, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":75, + "intracountry":null + }, + { + "ID":907, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":19, + "intracountry":0.0 + }, + { + "ID":908, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":62, + "intracountry":null + }, + { + "ID":909, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":93, + "intracountry":1.0 + }, + { + "ID":910, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":83, + "intracountry":null + }, + { + "ID":911, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":31, + "intracountry":null + }, + { + "ID":912, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":41, + "intracountry":0.0 + }, + { + "ID":913, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":57, + "intracountry":0.0 + }, + { + "ID":914, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":49, + "intracountry":null + }, + { + "ID":915, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":84, + "intracountry":null + }, + { + "ID":916, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":82, + "intracountry":null + }, + { + "ID":917, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":98, + "intracountry":1.0 + }, + { + "ID":918, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":27, + "intracountry":null + }, + { + "ID":919, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":63, + "intracountry":null + }, + { + "ID":920, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":96, + "intracountry":null + }, + { + "ID":921, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":12, + "intracountry":0.0 + }, + { + "ID":922, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":71, + "intracountry":0.0 + }, + { + "ID":923, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":61, + "intracountry":null + }, + { + "ID":924, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":17, + "intracountry":0.0 + }, + { + "ID":925, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":18, + "intracountry":0.0 + }, + { + "ID":926, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":45, + "intracountry":null + }, + { + "ID":927, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":13, + "intracountry":null + }, + { + "ID":928, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":69, + "intracountry":null + }, + { + "ID":929, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":69, + "intracountry":null + }, + { + "ID":930, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":23, + "intracountry":null + }, + { + "ID":931, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":35, + "intracountry":0.0 + }, + { + "ID":932, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":61, + "intracountry":1.0 + }, + { + "ID":933, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":27, + "intracountry":0.0 + }, + { + "ID":934, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":17, + "intracountry":null + }, + { + "ID":935, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":72, + "intracountry":null + }, + { + "ID":936, + "card_scheme":"NexPay", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":56, + "intracountry":null + }, + { + "ID":937, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":88, + "intracountry":0.0 + }, + { + "ID":938, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":24, + "intracountry":0.0 + }, + { + "ID":939, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":52, + "intracountry":0.0 + }, + { + "ID":940, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":71, + "intracountry":0.0 + }, + { + "ID":941, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":41, + "intracountry":0.0 + }, + { + "ID":942, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":26, + "intracountry":1.0 + }, + { + "ID":943, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":40, + "intracountry":null + }, + { + "ID":944, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":85, + "intracountry":0.0 + }, + { + "ID":945, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":77, + "intracountry":0.0 + }, + { + "ID":946, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":97, + "intracountry":1.0 + }, + { + "ID":947, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":34, + "intracountry":null + }, + { + "ID":948, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":36, + "intracountry":null + }, + { + "ID":949, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":74, + "intracountry":null + }, + { + "ID":950, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":45, + "intracountry":null + }, + { + "ID":951, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":58, + "intracountry":null + }, + { + "ID":952, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":95, + "intracountry":1.0 + }, + { + "ID":953, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":66, + "intracountry":1.0 + }, + { + "ID":954, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":31, + "intracountry":0.0 + }, + { + "ID":955, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":13, + "intracountry":0.0 + }, + { + "ID":956, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":78, + "intracountry":0.0 + }, + { + "ID":957, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":48, + "intracountry":null + }, + { + "ID":958, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":0.0 + }, + { + "ID":959, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":10, + "intracountry":0.0 + }, + { + "ID":960, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":24, + "intracountry":null + }, + { + "ID":961, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":40, + "intracountry":null + }, + { + "ID":962, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":90, + "intracountry":null + }, + { + "ID":963, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":31, + "intracountry":null + }, + { + "ID":964, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":18, + "intracountry":0.0 + }, + { + "ID":965, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":68, + "intracountry":1.0 + }, + { + "ID":966, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":73, + "intracountry":0.0 + }, + { + "ID":967, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":null + }, + { + "ID":968, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":84, + "intracountry":null + }, + { + "ID":969, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":89, + "intracountry":null + }, + { + "ID":970, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":66, + "intracountry":null + }, + { + "ID":971, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":99, + "intracountry":null + }, + { + "ID":972, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.07, + "rate":37, + "intracountry":null + }, + { + "ID":973, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":76, + "intracountry":0.0 + }, + { + "ID":974, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":86, + "intracountry":1.0 + }, + { + "ID":975, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":73, + "intracountry":null + }, + { + "ID":976, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":57, + "intracountry":1.0 + }, + { + "ID":977, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":95, + "intracountry":0.0 + }, + { + "ID":978, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":18, + "intracountry":1.0 + }, + { + "ID":979, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":73, + "intracountry":0.0 + }, + { + "ID":980, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":45, + "intracountry":null + }, + { + "ID":981, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":54, + "intracountry":0.0 + }, + { + "ID":982, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":76, + "intracountry":0.0 + }, + { + "ID":983, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":59, + "intracountry":null + }, + { + "ID":984, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":23, + "intracountry":1.0 + }, + { + "ID":985, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.11, + "rate":71, + "intracountry":1.0 + }, + { + "ID":986, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":11, + "intracountry":null + }, + { + "ID":987, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":37, + "intracountry":null + }, + { + "ID":988, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":44, + "intracountry":1.0 + }, + { + "ID":989, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":94, + "intracountry":1.0 + }, + { + "ID":990, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":88, + "intracountry":null + }, + { + "ID":991, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":11, + "intracountry":0.0 + }, + { + "ID":992, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":74, + "intracountry":1.0 + }, + { + "ID":993, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":64, + "intracountry":1.0 + }, + { + "ID":994, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":78, + "intracountry":0.0 + }, + { + "ID":995, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":99, + "intracountry":null + }, + { + "ID":996, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.13, + "rate":79, + "intracountry":null + }, + { + "ID":997, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":29, + "intracountry":null + }, + { + "ID":998, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":80, + "intracountry":null + }, + { + "ID":999, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":76, + "intracountry":null + }, + { + "ID":1000, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":76, + "intracountry":0.0 + } +] \ No newline at end of file diff --git a/files/18/18_src_2.md b/files/18/18_src_2.md new file mode 100644 index 0000000000000000000000000000000000000000..4014995e5841b0fc10811bea3dd7c872668178e3 --- /dev/null +++ b/files/18/18_src_2.md @@ -0,0 +1,338 @@ +# Merchant Guide to Optimizing Payment Processing and Minimizing Fees + +Version 2.1 | Last Updated: November 1, 2024 + +## Table of Contents +1. Introduction +2. Account Type +3. Merchant Category Code +4. Authorization Characteristics Indicator +5. Understanding Payment Processing Fees +6. PIN Entry Attempt Limits +7. Reducing Fraud-Related Fees +8. Leveraging Data and Reporting +9. Appendix + - Glossary +10. Contact Information + +## 1. Introduction + +As a valued merchant partner, our goal is to help you process transactions efficiently and cost-effectively while minimizing the risks associated with payment fraud. This guide provides best practices for configuring transactions, understanding pricing models, and reducing the potential for fraud-related fees. + + +## 2. Account Type + +We categorize merchants into different account types based on their business model and industry classification. The following table outlines the various account types: + +| Account Type | Description | +|--------------|-------------------------| +| R | Enterprise - Retail | +| D | Enterprise - Digital | +| H | Enterprise - Hospitality| +| F | Platform - Franchise | +| S | Platform - SaaS | +| O | Other | + +This categorization is used to provide more targeted support and services to merchants, and to facilitate more effective communication and collaboration between merchants and our team. + +## 3. Merchant Category Code + +The Merchant Category Code (MCC) is a four-digit code assigned to a merchant by the card networks, also known as schemes (e.g. Visa, Mastercard), to categorize their business type. The MCC is used to determine the type of business or industry a merchant is in, and is often used for risk assessment, fraud detection, and accounting purposes. + +The MCC is typically assigned by the merchant's bank or payment processor, and is used to classify merchants into one of over 400 categories. Each category corresponds to a specific industry or business type, such as retail, restaurant, hotel, or healthcare. + +The MCC is usually represented by a four-digit code, such as 5451 (Automated Fuel Dispensers) or 5812 (Automotive Parts and Accessories Stores). The first two digits of the MCC indicate the category, while the last two digits indicate the subcategory. + +Here is an example of how the MCC might be used in a merchant's account information: + +Merchant Name: ABC Car Dealership +Merchant Category Code (MCC): 5521 (Motor Vehicle Dealers - New and Used Cars) +Business Type: Retail +The MCC is an important piece of information for merchants, as it can affect their payment processing rates, fees, and other business operations. + +You can find a complete list of MCC in the annexed file `merchant_category_codes.csv`. + +## 4. Authorization Characteristics Indicator (ACI) + +The Authorization Characteristics Indicator is a field that facilitates the identification of the transaction flow submitted to the acquirer. This indicator provides a standardized method for describing the manner in which the transaction was sent to the acquirer. + +The following table outlines the possible values for the Authorization Characteristics Indicator: + +| Authorization Characteristic Indicator | Details | +|----------------------------------------|------------------------------------| +| A | Card present - Non-authenticated | +| B | Card Present - Authenticated | +| C | Tokenized card with mobile device | +| D | Card Not Present - Card On File | +| E | Card Not Present - Recurring Bill Payment | +| F | Card Not Present - 3-D Secure | +| G | Card Not Present - Non-3-D Secure | + + +## 5. Understanding Payment Processing Fees + +Payment Processing Fees depend on a number of characteristics. These characteristics belong to either the merchant or the transaction. + +Merchant characteritics include + +* **ID**: identifier of the fee rule within the rule fee dataset +* **card_scheme**: string type. name of the card scheme or network that the fee applies to +* **account_type**: list type. list of account types according to the categorization `Account Type` in this manual +* **capture_delay**: string type. rule that specifies the number of days in which the capture from authorization to settlement needs to happen. Possible values are '3-5' (between 3 and 5 days), '>5' (more than 5 days is possible), '<3' (before 3 days), 'immediate', or 'manual'. The faster the capture to settlement happens, the more expensive it is. +* **monthly_fraud_level**: string type. rule that specifies the fraud levels measured as ratio between monthly total volume and monthly volume notified as fraud. For example '7.7%-8.3%' means that the ratio should be between 7.7 and 8.3 percent. Generally, the payment processors will become more expensive as fraud rate increases. +* **monthly_volume**: string type. rule that specifies the monthly total volume of the merchant. '100k-1m' is between 100.000 (100k) and 1.000.000 (1m). All volumes are specified in euros. Normally merchants with higher volume are able to get cheaper fees from payments processors. +* **merchant_category_code**: list type. integer that specifies the possible merchant category codes, according to the categorization found in this manual in the section `Merchant Category Code`. eg: `[8062, 8011, 8021]`. +* **is_credit**: bool. True if the rule applies for credit transactions. Typically credit transactions are more expensive (higher fee). +* **aci**: list type. string that specifies an array of possible Authorization Characteristics Indicator (ACI) according to the categorization specified in this manual in the section `Authorization Characteristics Indicator`. +* **fixed_amount**: float. Fixed amount of the fee in euros per transaction, for the given rule. +* **rate**: integer. Variable rate to be especified to be multiplied by the transaction value and divided by 10000. +* **intracountry**: bool. True if the transaction is domestic, defined by the fact that the issuer country and the acquiring country are the same. False are for international transactions where the issuer country and acquirer country are different and typically are more expensive. + +**Notes**: +* The fee then is provided by `fee = fixed_amount + rate * transaction_value / 10000`. +* Monthly volumes and rates are computed always in natural months (e.g. January, February), starting always in day 1 and ending in the last natural day of the month (i.e. 28 for February, 30 or 31). +* Fixed amount and transaction values are given in the same currency, typically euros. +* If a field is set to null it means that it applies to all possible values of that field. E.g. null value in aci means that the rules applies for all possible values of aci. + +The full list of fee rules and values depending on these characteristics can be found in the annexed file `fees.json`. + +### 5.1 Best Practices for Minimizing Transaction Costs + + +#### 5.1.1 Optimizing Transactions through Local Acquiring + +To minimize friction and maximize conversion rates, it is essential to route transactions through local acquirers. Local acquiring refers to the scenario where the issuer country is the same as the acquirer country. This approach can lead to several benefits, including: + +- Reduced transaction friction, resulting in higher conversion rates +- Lower fees associated with cross-border transactions + +**What is Local Acquiring?** + +Local acquiring occurs when a transaction is processed through an acquirer that is located in the same country as the issuer of the card. For example, if a cardholder is located in the United States and makes a purchase from a merchant also located in the United States, the transaction would be considered a local acquiring transaction. + +By routing transactions through local acquirers, merchants can reduce the complexity and costs associated with cross-border transactions, ultimately leading to a better user experience and increased conversion rates. + +**Benefits of Local Acquiring** + +Some of the key benefits of local acquiring include: + +- Reduced transaction fees +- Improved conversion rates due to reduced friction +- Enhanced user experience +- Simplified transaction processing + +#### 5.1.2. Choosing the right transaction type + +**Transaction Processing Options and Fees** + +When processing transactions, there are various options available, depending on the type of transaction and the level of authentication required. The Authorization Characteristic Indicator (ACI) provides a standardized way to categorize transactions and determine the best processing method. + +**Transaction Processing Methods** + +Transactions can be processed in one of several ways, including: + +- POS transactions with authentication: This method involves verifying the cardholder's identity through authentication, such as entering a PIN or signature. +- Tokenized transactions: This method involves replacing the cardholder's sensitive information with a token or pseudonym, which can be used to process the transaction. + +**Choosing the Right ACI** + +When choosing an ACI, consider the following factors: + +- Fees: Different ACIs have varying fees associated with them. Choosing the right ACI can help reduce costs, but may also add friction to the transaction process. +- Friction: Some ACIs, such as those that require authentication, may add friction to the transaction process, such as prompting the cardholder to enter a PIN or signature. + +**Understanding ACI Codes** + +ACI codes are provided in the section `Authorization Characteristics Indicator` and are used to categorize transactions and determine the best processing method. By choosing the right ACI, merchants can optimize their transaction processing and reduce costs. + +**Best Practices for Choosing an ACI** + +When choosing an ACI, follow these best practices: + +- Consider the type of transaction: Different ACIs are suited for different types of transactions, such as POS transactions or e-commerce transactions. +- Consider the level of authentication required: Choose an ACI that provides the required level of authentication, such as authentication or tokenization. +- Consider the fees associated with the ACI: Choose an ACI that balances fees with the level of authentication required and the type of transaction. + + +# 5.1.3 Processing with Higher Volumes + +## Pricing Structure Overview + +When processing larger volumes of data, the cost per unit decreases, resulting in a more cost-effective solution. Unlike some pricing models, there is no minimum volume requirement, allowing you to benefit from economies of scale as your needs grow. + +## Volume-Based Pricing Curve + +The pricing curve is designed to flatten out at higher volumes, ensuring that the cost per unit remains competitive as your volume increases. This means that the more data you process, the lower the cost per unit, allowing you to optimize your budget and achieve a better return on investment. + +## Key Benefits + +* No minimum volume requirement, giving you flexibility in your pricing strategy +* Economies of scale achieved as your volume increases, reducing the cost per unit +* Competitive pricing at higher volumes, ensuring a better return on investment + +#### 5.1.4 Minimizing Fraud-Related Costs + +**Understanding the Impact of Fraud Levels** + +When processing transactions, it's essential to maintain optimal fraud levels to minimize costs. As fraud levels increase, so do the associated costs. To maximize efficiency and reduce expenses, it's recommended to maintain fraud levels at the lowest possible threshold. + +**The Relationship Between Fraud Levels and Costs** + +Our pricing model is designed to reflect the increased risk associated with higher fraud levels. As a result, costs will increase in direct proportion to the level of fraud detected. By maintaining optimal fraud levels, you can help reduce these costs and optimize your budget. + +**Best Practices for Minimizing Fraud-Related Fees** + +For more information on strategies for reducing fraud-related fees, please refer to the `Reducing Fraud-Related Fees` section of this manual. This section provides guidance on how to implement effective anti-fraud measures, monitor transactions, and respond to potential threats. + +#### 5.1.5 Avoiding Transaction Downgrades + +Transaction downgrades can result in higher processing costs due to less favorable interchange rate tiers. To minimize the risk of downgrades, it is essential to understand the common reasons for downgrades and implement best practices to avoid them. + +**Common Reasons for Transaction Downgrades** +- Missing or Incomplete Data Elements: Failing to provide required data elements can lead to downgrades. +- Late Settlement: Settling transactions outside of the designated timeframe can result in downgrades. +- Non-Qualified Transaction Types: Processing transactions that do not meet specific criteria can lead to downgrades. +- Failure to Use AVS or 3D Secure for Card-Not-Present Transactions: Not utilizing enhanced security features for card-not-present transactions can result in downgrades. +- Transaction Size and Volume: Excessive transaction size or volume can lead to downgrades. +- Excessive retrying: Retrying transactions too many times can result in downgrades. + +**Best Practices to Avoid Downgrades** + +-**Ensure Complete Data Submission**: Provide all required data elements to avoid downgrades. +- **Timely Settlement (within 24 hours)**: Settle transactions within the designated timeframe to avoid downgrades. +- **Use Retry Strategies that Consider Cost and Penalties**: Implement retry strategies that balance cost and penalties to avoid downgrades. +- **Utilize Enhanced Security Features**: Use AVS and 3D Secure for card-not-present transactions to avoid downgrades. +- **Leverage Level 2 and Level 3 Data for B2B Transactions**: Use Level 2 and Level 3 data for B2B transactions to avoid downgrades. +- **Regularly Review and Update Your Systems**: Regularly review and update your systems to ensure compliance with industry standards and avoid downgrades. +- **Train Your Staff**: Train your staff to understand the importance of avoiding downgrades and provide them with the necessary tools and resources to do so. + + +### 6. PIN Entry Attempt Limits + +#### Preventing Unauthorized Access + +To maintain the security and integrity of your transactions, we have implemented a PIN entry attempt limit to prevent unauthorized access to your account. This limit is designed to protect you from potential losses due to repeated incorrect PIN attempts. + +#### Attempt Limit Details + +* **Maximum Attempts:** Three (3) consecutive incorrect PIN entry attempts are allowed before the card is temporarily blocked. +* **Temporary Block:** If the attempt limit is reached, your card will be temporarily blocked, and you will be unable to make transactions until the block is lifted. +* **Unblocking the Card:** To unblock your card or reset your PIN, please contact your issuing bank directly. They will be able to assist you in resolving the issue and reactivating your card for use. +* **Security Measures:** This limit is in place to prevent unauthorized access to your account and to protect you from potential losses. By limiting the number of incorrect PIN attempts, we can help ensure that your account remains secure and that you can continue to use your card with confidence. + +## 7. Reducing Fraud-Related Fees + +Fraud is defined as the ratio of fraudulent volume over total volume. + +### 7.1 Implementing Proactive Fraud Prevention Strategies + +#### Leveraging Advanced Fraud Prevention Tools + +To minimize the risk of fraud-related fees, it is essential to implement robust fraud prevention tools. These tools can significantly reduce the likelihood of unauthorized transactions and associated costs. The following measures can be implemented: + +* **Address Verification Service (AVS)**: Verify the billing address of the cardholder to ensure it matches the address on file. +* **Card Verification Value (CVV) checks**: Validate the CVV code on the card to confirm its authenticity. +* **3D Secure authentication**: Implement 3D Secure, a payment security protocol that adds an additional layer of authentication for online transactions. +* **Risk Engine**: Utilize a risk engine that can analyze transaction data and identify suspicious patterns. This can help block attempts that are likely to be fraudulent. + +#### Enhancing Transaction Risk Assessment + +In addition to the above, a risk engine can be used to determine the nature of the transaction and block attempts that are deemed suspicious. This can be achieved through: + +* **Rules-based engine**: Implement a set of rules that can flag transactions based on specific criteria. +* **Machine learning engine**: Use machine learning algorithms to analyze transaction data and identify patterns that indicate potential fraud. + +### 7.2 Managing Chargebacks Effectively + +#### Maintaining a Healthy Chargeback Rate + +To avoid penalties and increased costs, it is crucial to maintain a chargeback rate below the desired levels of total transactions. Regularly monitor the chargeback rate and take corrective action when it exceeds acceptable levels. + +#### Identifying and Addressing Fraud Rate Drifts + +Keep a close eye on the fraud rate drifts and take prompt action when the situation raises to undesired levels. This can help prevent a significant increase in chargebacks and associated costs. + +### 7.3 Educating Your Team on Fraud Prevention + +#### Training Staff on Best Practices + +Train your staff on best practices for handling transactions, including recognizing fraud red flags. This can help them identify and flag suspicious transactions, reducing the risk of fraud-related fees. + +### 7.4 Maintaining Compliance with Security Standards + +#### Ensuring PCI DSS Compliance + +Ensure that your organization complies with the latest Payment Card Industry Data Security Standard (PCI DSS). Failure to comply can result in significant penalties, including: + +* **EUR5,000 to EUR100,000 per month**: Depending on the severity of the non-compliance. +* **Reputation damage**: Non-compliance can damage your organization's reputation and erode customer trust. + +By implementing proactive fraud prevention strategies, managing chargebacks effectively, educating your team, and maintaining compliance with security standards, you can significantly reduce the risk of fraud-related fees and protect your organization's reputation. + +## 8. Leveraging Data and Reporting + +### 8.1 Unlocking Insights through Transaction Data Analysis + +#### Maximizing Cost Savings through Data-Driven Decision Making + +Regularly reviewing transaction data is crucial to identifying patterns and opportunities for cost savings. By analyzing your transaction data, you can: + +* **Gain a deeper understanding of your operations**: Identify areas of inefficiency and pinpoint opportunities for improvement. +* **Optimize your fee structures**: Analyze fee-related data to ensure you're getting the best possible rates. +* **Enhance your fraud prevention strategies**: Monitor and track key fraud-related metrics to reduce the risk of fraudulent transactions. + +### 8.2 Leveraging Reporting Tools for Data-Driven Insights + +#### Unlocking Valuable Information with Provided Reporting Tools + +To make informed decisions and optimize your operations, it's essential to utilize the provided reporting tools. These tools offer a wealth of information on various aspects of your transactions, including: + +* **Transaction History**: Gain a comprehensive understanding of past transactions, including dates, amounts, and types of transactions. +* **Fee Structures**: Analyze fee-related data, such as assessment rates, transaction fees, and other charges. +* **Fraud Metrics**: Monitor and track key fraud-related metrics, including authorization rates, fraud rates, and chargeback rates. + +#### Key Performance Indicators (KPIs) to Focus On + +To ensure optimal performance and minimize costs, focus on the following key metrics: + +* **Authorization Rate**: Aim for the maximum possible level to maximize successful transactions and minimize rejected transactions. +* **Fraud Rate**: Strive for the lowest possible level to reduce the risk of fraudulent transactions and associated costs. +* **Chargeback Rate**: Aim for the lowest possible level to minimize the number of chargebacks and associated fees. + +#### Benefits of Tracking Key Metrics + +By monitoring and analyzing these key metrics, you can: + +* **Identify areas for improvement**: Pinpoint opportunities to optimize your operations and reduce costs. +* **Make data-driven decisions**: Base decisions on factual data, rather than intuition or guesswork. +* **Improve overall performance**: Enhance your authorization rates, reduce fraud rates, and minimize chargeback rates. + +By leveraging reporting tools and tracking key metrics, you can gain valuable insights into your transactions and make informed decisions to optimize your operations and minimize costs. + +## 9. Appendix + +### Glossary + +- AVS: Address Verification Service +- CVV: Card Verification Value +- PCI DSS: Payment Card Industry Data Security Standard +- ACI: Authorization Characteristics Indicator + +## 10. Contact Information + +Merchant Services Support: +- Phone: 1-800-555-1234 +- Email: support@paymentprocessor.com +- Website: www.paymentprocessor.com/support + +Fraud Prevention Team: +- Phone: 1-800-555-5678 +- Email: fraud@paymentprocessor.com + +Technical Support: +- Phone: 1-800-555-9876 +- Email: tech@paymentprocessor.com + +Note: This document is for informational purposes only and does not constitute legal or financial advice. Please consult with your payment processor or a qualified professional for advice specific to your business. + +© 2024 Payment Processor, Inc. All rights reserved. \ No newline at end of file diff --git a/files/18/18_src_3.csv b/files/18/18_src_3.csv new file mode 100644 index 0000000000000000000000000000000000000000..3cccc15cabc067339b43c0ffd2fab2b4cf3ddec2 --- /dev/null +++ b/files/18/18_src_3.csv @@ -0,0 +1,770 @@ +,mcc,description +0,1520,General Contractors - Residential and Commercial +1,1711,"Heating, Plumbing, and Air Conditioning Contractors" +2,1731,Electrical Contractors +3,1740,"Masonry, Stonework, Tile-Setting, Plastering, and Insulation Contractors" +4,1750,Carpentry Contractors +5,1761,"Roofing, Siding, and Sheet Metal Work Contractors" +6,1771,Concrete Work Contractors +7,1799,Special Trade Contractors – Not Elsewhere Classified +8,2741,Miscellaneous Publishing and Printing Services +9,2791,"Typesetting, Platemaking, and Related Services" +10,2842,"Specialty Cleaning, Polishing, and Sanitation Preparations" +11,3000,UNITED AIRLINES +12,3001,AMERICAN AIRLINES +13,3002,PAN AMERICAN +14,3004,TRANS WORLD AIRLINES +15,3005,BRITISH AIRWAYS +16,3006,JAPAN AIRLINES +17,3007,AIR FRANCE +18,3008,LUFTHANSA +19,3009,AIR CANADA +20,3010,KLM (ROYAL DUTCH AIRLINES) +21,3011,AEORFLOT +22,3012,QUANTAS +23,4723,Package Tour Operators (Germany Only) +24,3014,SAUDIA ARABIAN AIRLINES +25,3015,SWISSAIR +26,3016,SAS +27,3017,SOUTH AFRICAN AIRWAYS +28,3018,VARIG (BRAZIL) +29,3020,AIR-INDIA +30,3021,AIR ALGERIE +31,3022,PHILIPPINE AIRLINES +32,3023,MEXICANA +33,3024,PAKISTAN INTERNATIONAL +34,3025,AIR NEW ZEALAND +35,3027,UTA/INTERAIR +36,3028,AIR MALTA +37,3029,SABENA +38,3030,AEROLINEAS ARGENTINAS +39,3031,OLYMPIC AIRWAYS +40,3032,EL AL +41,3033,ANSETT AIRLINES +42,3034,AUSTRAINLIAN AIRLINES +43,3035,TAP (PORTUGAL) +44,3036,VASP (BRAZIL) +45,3037,EGYPTAIR +46,3038,KUWAIT AIRLINES +47,3039,AVIANCA +48,3040,GULF AIR (BAHRAIN) +49,3041,BALKAN-BULGARIAN AIRLINES +50,3042,FINNAIR +51,3043,AER LINGUS +52,3044,AIR LANKA +53,3045,NIGERIA AIRWAYS +54,3046,CRUZEIRO DO SUL (BRAZIJ) +55,3211,NORWEGIAN AIRLINES +56,3048,ROYAL AIR MAROC +57,3049,TUNIS AIR +58,3050,ICELANDAIR +59,3051,AUSTRIAN AIRLINES +60,3052,LANCHILE +61,3053,AVIACO (SPAIN) +62,3054,LADECO (CHILE) +63,3055,LAB (BOLIVIA) +64,3056,QUEBECAIRE +65,3057,EASTWEST AIRLINES (AUSTRALIA) +66,3058,DELTA +67,3060,NORTHWEST +68,3061,CONTINENTAL +69,3062,WESTERN +70,3063,US AIR +71,3065,AIRINTER +72,3066,SOUTHWEST +73,3071,AIR BRITISH COLUBIA +74,3075,SINGAPORE AIRLINES +75,3076,AEROMEXICO +76,3077,THAI AIRWAYS +77,3078,CHINA AIRLINES +78,3082,KOREAN AIRLINES +79,3083,AIR AFRIGUE +80,3084,EVA AIRLINES +81,3085,"MIDWEST EXPRESS AIRLINES, INC." +82,3087,METRO AIRLINES +83,3088,CROATIA AIRLINES +84,3089,TRANSAERO +85,3094,ZAMBIA AIRWAYS +86,3096,AIR ZIMBABWE +87,3099,CATHAY PACIFIC +88,3100,MALAYSIAN AIRLINE SYSTEM +89,3102,IBERIA +90,3103,GARUDA (INDONESIA) +91,3106,BRAATHENS S.A.F.E. (NORWAY) +92,3110,WINGS AIRWAYS +93,3111,BRITISH MIDLAND +94,3112,WINDWARD ISLAND +95,3117,VIASA +96,3118,VALLEY AIRLINES +97,3125,TAN +98,3126,TALAIR +99,3127,TACA INTERNATIONAL +100,3129,SURINAM AIRWAYS +101,3130,SUN WORLD INTERNATIONAL +102,3133,SUNBELT AIRLINES +103,3135,SUDAN AIRWAYS +104,3137,SINGLETON +105,3138,SIMMONS AIRLINES +106,3143,SCENIC AIRLINES +107,3144,VIRGIN ATLANTIC +108,3145,SAN JUAN AIRLINES +109,3146,LUXAIR +110,3151,AIR ZAIRE +111,3154,PRINCEVILLE +112,3159,PBA +113,3161,ALL NIPPON AIRWAYS +114,3164,NORONTAIR +115,3165,NEW YORK HELICOPTER +116,3170,NOUNT COOK +117,3171,CANADIAN AIRLINES INTERNATIONAL +118,3172,NATIONAIR +119,3176,METROFLIGHT AIRLINES +120,3178,MESA AIR +121,3181,MALEV +122,3182,LOT (POLAND) +123,3184,LIAT +124,3185,LAV (VENEZUELA) +125,3186,LAP (PARAGUAY) +126,3187,LACSA (COSTA RICA) +127,3190,JUGOSLAV AIR +128,3191,ISLAND AIRLINES +129,3192,IRAN AIR +130,3193,INDIAN AIRLINES +131,3196,HAWAIIAN AIR +132,3197,HAVASU AIRLINES +133,3200,FUYANA AIRWAYS +134,3203,GOLDEN PACIFIC AIR +135,3204,FREEDOM AIR +136,3212,DOMINICANA +137,3215,DAN AIR SERVICES +138,3216,CUMBERLAND AIRLINES +139,3217,CSA +140,3218,CROWN AIR +141,3219,COPA +142,3220,COMPANIA FAUCETT +143,3221,TRANSPORTES AEROS MILITARES ECCUATORANOS +144,3222,COMMAND AIRWAYS +145,3223,COMAIR +146,3228,CAYMAN AIRWAYS +147,3229,SAETA SOCIAEDAD ECUATORIANOS DE TRANSPORTES AEREOS +148,3231,SASHA SERVICIO AERO DE HONDURAS +149,3233,CAPITOL AIR +150,3234,BWIA +151,3235,BROKWAY AIR +152,3238,BEMIDJI AIRLINES +153,3239,BAR HARBOR AIRLINES +154,3240,BAHAMASAIR +155,3241,AVIATECA (GUATEMALA) +156,3242,AVENSA +157,3243,AUSTRIAN AIR SERVICE +158,3251,ALOHA AIRLINES +159,3252,ALM +160,3253,AMERICA WEST +161,3254,TRUMP AIRLINE +162,3256,ALASKA AIRLINES +163,3259,AMERICAN TRANS AIR +164,3261,AIR CHINA +165,3262,"RENO AIR, INC." +166,3266,AIR SEYCHELLES +167,3267,AIR PANAMA +168,3280,AIR JAMAICA +169,3282,AIR DJIBOUTI +170,3284,AERO VIRGIN ISLANDS +171,3285,AERO PERU +172,3286,AEROLINEAS NICARAGUENSIS +173,3287,AERO COACH AVAIATION +174,3291,ARIANA AFGHAN +175,3292,CYPRUS AIRWAYS +176,3293,ECUATORIANA +177,3294,ETHIOPIAN AIRLINES +178,3295,KENYA AIRLINES +179,3298,AIR MAURITIUS +180,3299,WIDEROS FLYVESELSKAP +181,3351,AFFILIATED AUTO RENTAL +182,3352,AMERICAN INTL RENT-A-CAR +183,3353,BROOKS RENT-A-CAR +184,3354,ACTION AUTO RENTAL +185,3357,HERTZ RENT-A-CAR +186,3359,PAYLESS CAR RENTAL +187,3360,SNAPPY CAR RENTAL +188,3361,AIRWAYS RENT-A-CAR +189,3362,ALTRA AUTO RENTAL +190,3364,AGENCY RENT-A-CAR +191,3366,BUDGET RENT-A-CAR +192,3368,HOLIDAY RENT-A-WRECK +193,3370,RENT-A-WRECK +194,3376,AJAX RENT-A-CAR +195,3381,EUROP CAR +196,3385,TROPICAL RENT-A-CAR +197,3386,SHOWCASE RENTAL CARS +198,3387,ALAMO RENT-A-CAR +199,3389,AVIS RENT-A-CAR +200,3390,DOLLAR RENT-A-CAR +201,3391,EUROPE BY CAR +202,3393,NATIONAL CAR RENTAL +203,3394,KEMWELL GROUP RENT-A-CAR +204,3395,THRIFTY RENT-A-CAR +205,3396,TILDEN TENT-A-CAR +206,3398,ECONO-CAR RENT-A-CAR +207,3400,AUTO HOST COST CAR RENTALS +208,3405,ENTERPRISE RENT-A-CAR +209,3409,GENERAL RENT-A-CAR +210,3412,A-1 RENT-A-CAR +211,3414,GODFREY NATL RENT-A-CAR +212,3419,ALPHA RENT-A-CAR +213,3420,ANSA INTL RENT-A-CAR +214,3421,ALLSTAE RENT-A-CAR +215,3423,AVCAR RENT-A-CAR +216,3425,AUTOMATE RENT-A-CAR +217,3427,AVON RENT-A-CAR +218,3428,CAREY RENT-A-CAR +219,3429,INSURANCE RENT-A-CAR +220,3430,MAJOR RENT-A-CAR +221,3431,REPLACEMENT RENT-A-CAR +222,3432,RESERVE RENT-A-CAR +223,3433,UGLY DUCKLING RENT-A-CAR +224,3434,USA RENT-A-CAR +225,3435,VALUE RENT-A-CAR +226,3436,AUTOHANSA RENT-A-CAR +227,3437,CITE RENT-A-CAR +228,3438,INTERENT RENT-A-CAR +229,3439,MILLEVILLE RENT-A-CAR +230,3440,VIA ROUTE RENT-A-CAR +231,3501,HOLIDAY INN EXPRESS +232,3502,BEST WESTERN HOTELS +233,3503,SHERATON HOTELS +234,3504,HILTON HOTELS +235,3505,FORTE HOTELS +236,3506,GOLDEN TULIP HOTELS +237,3507,FRIENDSHIP INNS +238,3508,QUALITY INNS +239,3509,MARRIOTT HOTELS +240,3510,DAYS INN +241,3511,ARABELLA HOTELS +242,3512,INTER-CONTINENTAL HOTELS +243,3513,WESTIN HOTELS +244,3515,RODEWAY INNS +245,3516,LA QUINTA MOTOR INNS +246,3517,AMERICANA HOTELS +247,3518,SOL HOTELS +248,3519,PULLMAN INTERNATIONAL HOTELS +249,3520,MERIDIEN HOTELS +250,3521,CREST HOTELS (see FORTE HOTELS) +251,3522,TOKYO HOTEL +252,3523,PENNSULA HOTEL +253,3524,WELCOMGROUP HOTELS +254,3525,DUNFEY HOTELS +255,3527,DOWNTOWNER-PASSPORT HOTEL +256,3528,RED LION HOTELS +257,3529,CP HOTELS +258,3530,RENAISSANCE HOTELS +259,3531,ASTIR HOTELS +260,3532,SUN ROUTE HOTELS +261,3533,HOTEL IBIS +262,3534,SOUTHERN PACIFIC HOTELS +263,3535,HILTON INTERNATIONAL +264,3536,AMFAC HOTELS +265,3537,ANA HOTEL +266,3538,CONCORDE HOTELS +267,3540,IBEROTEL HOTELS +268,3541,HOTEL OKURA +269,3542,ROYAL HOTELS +270,3543,FOUR SEASONS HOTELS +271,3544,CIGA HOTELS +272,3545,SHANGRI-LA INTERNATIONAL +273,3548,HOTELES MELIA +274,3549,AUBERGE DES GOVERNEURS +275,3550,REGAL 8 INNS +276,3552,COAST HOTELS +277,3553,PARK INNS INTERNATIONAL +278,3558,JOLLY HOTELS +279,3562,COMFORT INNS +280,3563,JOURNEYS END MOTLS +281,3565,RELAX INNS +282,3568,LADBROKE HOTELS +283,3570,FORUM HOTELS +284,3572,MIYAKO HOTELS +285,3573,SANDMAN HOTELS +286,3574,VENTURE INNS +287,3575,VAGABOND HOTELS +288,3577,MANDARIN ORIENTAL HOTEL +289,3579,HOTEL MERCURE +290,3581,DELTA HOTEL +291,3583,SAS HOTELS +292,3584,PRINCESS HOTELS INTERNATIONAL +293,3585,HUNGAR HOTELS +294,3586,SOKOS HOTELS +295,3587,DORAL HOTELS +296,3588,HELMSLEY HOTELS +297,3590,FAIRMONT HOTELS +298,3591,SONESTA HOTELS +299,3592,OMNI HOTELS +300,3593,CUNARD HOTELS +301,3595,HOSPITALITY INTERNATIONAL +302,3598,REGENT INTERNATIONAL HOTELS +303,3599,PANNONIA HOTELS +304,3603,NOAHS HOTELS +305,3612,MOVENPICK HOTELS +306,3615,TRAVELODGE +307,3620,TELFORD INTERNATIONAL +308,3622,MERLIN HOTELS +309,3623,DORINT HOTELS +310,3625,HOTLE UNIVERSALE +311,3626,PRINCE HOTELS +312,3629,DAN HOTELS +313,3633,RANK HOTELS +314,3634,SWISSOTEL +315,3635,RESO HOTELS +316,3636,SAROVA HOTELS +317,3637,RAMADA INNS +318,3638,HO JO INN +319,3639,MOUNT CHARLOTTE THISTLE +320,3640,HYATT HOTEL +321,3641,SOFITEL HOTELS +322,3642,NOVOTEL HOTELS +323,3643,STEIGENBERGER HOTELS +324,3644,ECONO LODGES +325,3645,QUEENS MOAT HOUSES +326,3646,SWALLOW HOTELS +327,3647,HUSA HOTELS +328,3648,DE VERE HOTELS +329,3649,RADISSON HOTELS +330,3650,RED ROOK INNS +331,3651,IMPERIAL LONDON HOTEL +332,3652,EMBASSY HOTELS +333,3653,PENTA HOTELS +334,3654,LOEWS HOTELS +335,3655,SCANDIC HOTELS +336,3656,SARA HOTELS +337,3657,OBEROI HOTELS +338,3658,OTANI HOTELS +339,3659,TAJ HOTELS INTERNATIONAL +340,3660,KNIGHTS INNS +341,3661,METROPOLE HOTELS +342,3663,HOTELES EL PRESIDENTS +343,3664,FLAG INN +344,3665,HAMPTON INNS +345,3666,STAKIS HOTELS +346,3668,MARITIM HOTELS +347,3670,ARCARD HOTELS +348,3671,ARCTIA HOTELS +349,3672,CAMPANIEL HOTELS +350,3673,IBUSZ HOTELS +351,3674,RANTASIPI HOTELS +352,3675,INTERHOTEL CEDOK +353,3677,CLIMAT DE FRANCE HOTELS +354,3678,CUMULUS HOTELS +355,3679,DANUBIUS HOTEL +356,3681,ADAMS MARK HOTELS +357,3682,ALLSTAR INNS +358,3684,BUDGET HOST INNS +359,3685,BUDGETEL HOTELS +360,3686,SUISSE CHALETS +361,3687,CLARION HOTELS +362,3688,COMPRI HOTELS +363,3689,CONSORT HOTELS +364,3690,COURTYARD BY MARRIOTT +365,3691,DILLION INNS +366,3692,DOUBLETREE HOTELS +367,3693,DRURY INNS +368,3694,ECONOMY INNS OF AMERICA +369,3695,EMBASSY SUITES +370,3696,EXEL INNS +371,3697,FARFIELD HOTELS +372,3698,HARLEY HOTELS +373,3699,MIDWAY MOTOR LODGE +374,3700,MOTEL 6 +375,3701,GUEST QUARTERS (Formally PICKETT SUITE HOTELS) +376,3702,THE REGISTRY HOTELS +377,3703,RESIDENCE INNS +378,3704,ROYCE HOTELS +379,3705,SANDMAN INNS +380,3706,SHILO INNS +381,3707,SHONEYS INNS +382,3709,SUPER8 MOTELS +383,3710,THE RITZ CARLTON HOTELS +384,3711,FLAG INNS (AUSRALIA) +385,3712,GOLDEN CHAIN HOTEL +386,3713,QUALITY PACIFIC HOTEL +387,3714,FOUR SEASONS HOTEL (AUSTRALIA) +388,3715,FARIFIELD INN +389,3716,CARLTON HOTELS +390,3717,CITY LODGE HOTELS +391,3718,KAROS HOTELS +392,3719,PROTEA HOTELS +393,3720,SOUTHERN SUN HOTELS +394,3721,HILTON CONRAD +395,3722,WYNDHAM HOTEL AND RESORTS +396,3723,RICA HOTELS +397,3724,INER NOR HOTELS +398,3725,SEAINES PLANATION +399,3726,RIO SUITES +400,3727,BROADMOOR HOTEL +401,3728,BALLYS HOTEL AND CASINO +402,3729,JOHN ASCUAGAS NUGGET +403,3730,MGM GRAND HOTEL +404,3731,HARRAHS HOTELS AND CASINOS +405,3732,OPRYLAND HOTEL +406,3733,BOCA RATON RESORT +407,3734,HARVEY/BRISTOL HOTELS +408,3736,COLORADO BELLE/EDGEWATER RESORT +409,3737,RIVIERA HOTEL AND CASINO +410,3738,TROPICANA RESORT AND CASINO +411,3739,WOODSIDE HOTELS AND RESORTS +412,3740,TOWNPLACE SUITES +413,3741,MILLENIUM BROADWAY HOTEL +414,3742,CLUB MED +415,3743,BILTMORE HOTEL AND SUITES +416,3744,CAREFREE RESORTS +417,3745,ST. REGIS HOTEL +418,3746,THE ELIOT HOTEL +419,3747,CLUBCORP/CLUB RESORTS +420,3748,WELESLEY INNS +421,3749,THE BEVERLY HILLS HOTEL +422,3750,CROWNE PLAZA HOTELS +423,3751,HOMEWOOD SUITES +424,3752,PEABODY HOTELS +425,3753,GREENBRIAH RESORTS +426,3754,AMELIA ISLAND PLANATION +427,3755,THE HOMESTEAD +428,3839,KYORITSU HOTELS +429,3047,TURKISH AIRLINES +430,4011,Railroads +431,4111,Local and Suburban Commuter Passenger Transportation (including Ferries) +432,4112,Passenger Railways +433,4119,Ambulance Services +434,4121,Taxicabs and Limousines +435,4131,Bus Lines +436,4214,"Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery" +437,5935,Wrecking and Salvage Yards +438,4215,"Courier Services - Air and Ground, and Freight Forwarders" +439,4225,"Public Warehousing and Storage - Farm Products, Refrigerated Goods, and Household Goods" +440,4411,Steamship and Cruise Lines +441,4457,Boat Rentals and Leasing +442,4468,"Marinas, Marine Service, and Supplies" +443,4511,Airlines and Air Carriers +444,4582,"Airports, Flying Fields, and Airport Terminals" +445,4722,Travel Agencies and Tour Operators +446,4784,Tolls and Bridge Fees +447,4789,Transportation Services - Not Elsewhere Classified +448,4812,Telecommunication Equipment and Telephone Sales +449,4814,"Telecommunications Services - Local and Long Distance Calls, Credit Card Calls, Calls through use of Magnetic-Stripe-Reading Telephones, and Fax Services" +450,4815,Monthly Summary Telephone Charges +451,4816,Comp Network/Information Services +452,4821,Telegraph Services +453,4829,Wire Transfers and Money Orders +454,4899,Cable and Other Pay Television Services +455,4900,"Utilities - Electric, Gas, Water, and Sanitary" +456,5013,Motor Vehicle Supplies and New Parts +457,5021,Office and Commercial Furniture +458,5039,Construction Materials - Not Elsewhere Classified +459,5044,"Office, Photographic, Photocopy, and Microfilm Equipment" +460,5045,"Computers, Computer Peripheral Equipment, and Software" +461,5046,Commercial Equipment - Not Elsewhere Classified +462,5047,"Dental, Laboratory, Medical, and Ophthalmic Hospital Equipment and Supplies" +463,5051,Metal Service Centers and Offices +464,5065,Electrical Parts and Equipment +465,5072,Hardware Equipment and Supplies +466,5074,Plumbing and Heating Equipment and Supplies +467,5085,Industrial Supplies - Not Elsewhere Classified +468,5094,"Precious Stones and Metals, Watches, and Jewelry" +469,5099,Durable Goods - Not Elsewhere Classified +470,5111,"Stationery, Office Supplies, Printing and Writing Paper" +471,5122,"Drugs, Drug Proprietors, and Druggists Sundries" +472,5131,"Piece Goods, Notions, and Other Dry Goods" +473,5137,"Mens, Womens, and Childrens Uniforms and Commercial Clothing" +474,5139,Commercial Footwear +475,5169,Chemicals and Allied Products - Not Elsewhere Classified +476,5172,Petroleum and Petroleum Products +477,5192,"Books, Periodicals, and Newspapers" +478,5193,"Florists Supplies, Nursery Stock, and Flowers" +479,5198,"Paints, Varnishes, and Supplies" +480,5199,Non-Durable Goods - Not Elsewhere Classified +481,5200,Home Supply Warehouse Stores +482,5211,Lumber and Building Materials Stores +483,5231,"Glass, Paint, and Wallpaper Stores" +484,5251,Hardware Stores +485,5261,Lawn and Garden Supply Stores (including Nurseries) +486,5271,Mobile Home Dealers +487,5300,Wholesale Clubs +488,5309,Duty Free Stores +489,5310,Discount Stores +490,5311,Department Stores +491,5331,Variety Stores +492,5399,Miscellaneous General Merchandise +493,5422,Freezer and Locker Meat Provisioners +494,5441,"Candy, Nut, and Confectionery Stores" +495,5451,Dairy Products Stores +496,5462,Bakeries +497,5499,Miscellaneous Food Stores - Convenience Stores and Specialty Markets +498,5511,"Car and Truck Dealers (New and Used) - Sales, Service, Repairs, Parts, and Leasing" +499,5521,"Car and Truck Dealers (Used Only) - Sales, Service, Repairs, Parts, and Leasing" +500,5531,Auto and Home Supply Stores +501,5532,Automotive Tire Stores +502,5533,Auto Parts and Accessories Stores +503,5541,Service Stations (with or without Ancillary Services) +504,5542,Automated Fuel Dispensers +505,5551,Boat Dealers +506,5561,"Camper, Recreational, and Utility Trailer Dealers" +507,5571,Motorcycle Shops and Dealers +508,5592,Motor Home Dealers +509,5598,Snowmobile Dealers +510,5599,"Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers" +511,5611,Mens and Boys Clothing and Accessory Stores +512,3355,SIXT CAR RENTAL +513,5631,Womens Accessory and Specialty Stores +514,5641,Childrens and Infants Wear Stores +515,5651,Family Clothing Stores +516,5655,Sports and Riding Apparel Stores +517,5661,Shoe Stores +518,5681,Furriers +519,5691,Mens and Womens Clothing Stores +520,5697,"Tailors, Seamstresses, Mending, and Alterations" +521,5698,Wig and Toupee Stores +522,5699,Miscellaneous Apparel and Accessory Stores +523,5712,"Furniture, Home Furnishings and Equipment Stores, Furniture Manufacturers (except Appliances)" +524,5713,Floor Covering Stores +525,5714,"Drapery, Window Covering, and Upholstery Stores" +526,5715,Alcoholic Beverage Wholesalers +527,5718,"Fireplaces, Fireplace Screens, and Accessories Stores" +528,5719,Miscellaneous Home Furnishings Specialty Stores +529,5722,Household Appliance Stores +530,5732,Electronics Stores +531,5733,"Music Stores - Musical Instruments, Pianos, and Sheet Music" +532,5734,Computer Software Stores +533,5735,Record Stores +534,5811,Caterers +535,5812,Eating Places and Restaurants +536,5813,"Drinking Places (Alcoholic Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques" +537,5814,Fast Food Restaurants +538,5912,Drug Stores and Pharmacies +539,5921,"Package Stores - Beer, Wine, and Liquor" +540,5931,Used Merchandise and Secondhand Stores +541,5932,"Antique Shops - Sales, Repairs, and Restoration Services" +542,5933,Pawn Shops +543,3247,GOL AIRLINES +544,5937,Antique Reproduction Stores +545,5940,Bicycle Shops - Sales and Service +546,5941,Sporting Goods Stores +547,5942,Book Stores +548,5943,"Stationery, Office, and School Supply Stores" +549,5944,Jewelry +550,5945,"Hobby, Toy, and Game Stores" +551,5946,Camera and Photographic Supply Stores +552,5947,"Gift, Card, Novelty, and Souvenir Stores" +553,5948,Luggage and Leather Goods Stores +554,5949,"Sewing, Needlework, Fabric, and Piece Goods Stores" +555,5950,Glassware and Crystal Stores +556,5960,Direct Marketing - Insurance Services +557,5962,Telemarketing - Travel-Related Arrangement Services +558,5963,Door-To-Door Sales +559,5964,Direct Marketing - Catalog Merchants +560,5965,Direct Marketing - Catalog and Retail Merchants (both) +561,5966,Direct Marketing - Outbound Telemarketing Merchants +562,5967,Direct Marketing - Inbound Telemarketing Merchants +563,5968,Direct Marketing - Continuity/Subscription Merchants +564,5969,Direct Marketing - Not Elsewhere Classified +565,5970,Artist Supply and Craft Stores +566,5971,Art Dealers and Galleries +567,5972,Stamp and Coin Stores +568,5973,Religious Goods Stores +569,5975,"Hearing Aids Sales, Service, and Supplies" +570,5976,Orthopedic Goods and Prosthetic Devices +571,5977,Cosmetic Stores +572,5978,"Typewriter Stores - Sales, Service, and Rentals" +573,5983,"Fuel Dealers - Fuel Oil, Wood, Coal, and Liquefied Petroleum" +574,5992,Florists +575,5993,Cigar Stores and Stands +576,5994,News Dealers and Newsstands +577,5995,"Pet Shops, Pet Food and Supplies" +578,5996,"Swimming Pools - Sales, Supplies, and Services" +579,5997,Electric Razor Stores - Sales and Service +580,5998,Tent and Awning Stores +581,5999,Miscellaneous and Specialty Retail +582,6010,Financial Institutions - Manual Cash Disbursements +583,6011,Financial Institutions - Automated Cash Disbursements +584,6012,Financial Institutions - Merchandise and Services +585,6051,"Non Financial Institutions - Foreign Currency, Money Orders, (Not Wire Transfer), Scrip, and Travelers Checks" +586,6211,Securities-Brokers and Dealers +587,6300,"Insurance Sales, Underwriting, and Premiums" +588,7011,"Lodging Hotels, Motels, and Resorts" +589,7012,Timeshares +590,7032,Sporting and Recreational Camps +591,7033,Trailer Parks and Campgrounds +592,7210,"Laundry, Cleaning and Garment Services" +593,7211,Laundry Services (Family and Commercial) +594,7216,Dry Cleaners +595,7217,Carpet and Upholstery Cleaning +596,7221,Photographic Studios +597,7230,Beauty and Barber Shops +598,7251,"Shoe Repair Shops, Shoe Shine Parlors, and Hat Cleaning Shops" +599,7261,Funeral Services +600,7273,Dating and Escort Services +601,7276,Tax Preparation Services +602,7277,Debt and Marriage Counseling Services +603,7278,Buying and Shopping Services and Clubs +604,7296,"Clothing Rental - Costumes, Uniforms, and Formal Wear" +605,7297,Massage Parlors +606,7298,Health and Beauty Spas +607,7299,Personal Services - Not Elsewhere Classified +608,7311,Advertising Services +609,7321,Consumer Credit Reporting Agencies +610,7322,Debt Collection Agencies +611,7333,"Commercial Photography, Art, and Graphics" +612,7338,"Quick Copy, Reproduction, and Blueprinting Services" +613,7339,Stenographic and Secretarial Support Services +614,7342,Exterminating and Disinfecting Services +615,7349,"Cleaning, Maintenance, and Janitorial Services" +616,7361,"Employment Agencies, Temporary Help Services" +617,7372,"Computer Programming, Data Processing, and Integrated Systems Design Services" +618,7375,Information Retrieval Services +619,7379,Computer Maintenance and Repair Services - Not Elsewhere Classified +620,7392,"Management, Consulting, and Public Relations Services" +621,7393,"Detective Agencies, Protective Agencies, Security Services (including Armored Cars and Guard Dogs)" +622,7394,"Equipment, Tool, Furniture, and Appliance Rental and Leasing" +623,7395,"Photo Finishing Laboratories, and Photo Developing" +624,7399,Business Services - Not Elsewhere Classified +625,7512,Automobile Rental Agency +626,7513,Truck and Utility Trailer Rentals +627,7519,Motor Home and Recreational Vehicle Rentals +628,7523,Parking Lots and Garages +629,7531,Automotive Body Repair Shops +630,7534,Tire Re-Treading and Repair Shops +631,7535,Automotive Paint Shops +632,7538,Automotive Service Shops (Non-Dealer) +633,7542,Car Washes +634,7549,Towing Services +635,7622,Electronics Repair Shops +636,7623,Air Conditioning and Refrigeration Repair Shops +637,7629,Electrical and Small Appliance Repairs +638,7631,"Watch, Clock, and Jewelry Repair Shops" +639,7641,"Furniture - Re-Upholstery, Repair, and Refinishing" +640,7692,Welding Services +641,7699,Miscellaneous Repair Shops and Related Services +642,7829,"Motion Picture, Video Tape Production and Distribution" +643,7832,Motion Picture Theaters +644,7841,Video Tape Rental Stores +645,7911,"Dance Halls, Studios, and Schools" +646,7922,Theatrical Producers and Ticket Agencies (Except Motion Pictures) +647,7929,"Bands, Orchestras, and Miscellaneous Entertainers - Not Elsewhere Classified" +648,7932,Billiard and Pool Establishments +649,7933,Bowling Alleys +650,3245,EASYJET +651,3296,AIR BERLIN +652,7941,"Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters" +653,7991,Tourist Attractions and Exhibits +654,7992,Public Golf Courses +655,7993,Video Amusement Game Supplies +656,7994,Video Game Arcades and Establishments +657,7995,"Betting (including Lottery tickets, Casino gaming chips, Off-Track Betting, and wagers at Race Tracks)" +658,7996,"Amusement Parks, Circuses, Carnivals, and Fortune Tellers" +659,7997,"Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses" +660,7998,"Aquariums, Seaquariums, and Dolphinariums" +661,7999,Recreation Services - Not Elsewhere Classified +662,8011,"Doctors, Physicians - Not Elsewhere Classified" +663,8021,"Dentists, and Orthodontists" +664,8031,Osteopaths +665,8041,Chiropractors +666,8042,"Optometrists, Ophthalmologists" +667,8043,"Opticians, Optical Goods, and Eyeglasses" +668,8049,Podiatrists and Chiropodists +669,8050,Nursing and Personal Care Facilities +670,8062,Hospitals +671,8071,Medical and Dental Laboratories +672,8099,Medical Services and Health Practitioners - Not Elsewhere Classified +673,8111,Legal Services and Attorneys +674,8211,Elementary and Secondary Schools +675,8220,"Colleges, Universities, Professional Schools, and Junior Colleges" +676,8241,Correspondence Schools +677,8244,Business Schools and Secretarial Schools +678,8249,Trade and Vocational Schools +679,8299,Schools and Educational Services - Not Elsewhere Classified +680,8351,Child Care Services +681,8398,Charitable and Social Service Organizations +682,8641,"Civic, Social, and Fraternal Associations" +683,8651,Political Organizations +684,8661,Religious Organizations +685,8675,Automobile Associations +686,8699,Membership Organizations - Not Elsewhere Classified +687,8734,Testing Laboratories - Non-Medical +688,8911,"Architectural, Engineering, and Surveying Services" +689,8931,"Accounting, Auditing, and Bookkeeping Services" +690,8999,Professional Services - Not Elsewhere Classified +691,9211,Court Costs (including Alimony and Child Support) +692,9222,Fines +693,9223,Bail and Bond Payments +694,9311,Tax Payments +695,9399,Government Services - Not Elsewhere Classified +696,9402,Postal Services (Government Only) +697,0742,Veterinary Services +698,0743,Wine Producers +699,0744,Champagne Producers +700,0763,Agricultural Co-Operatives +701,0780,Landscaping and Horticultural Services +702,5411,Grocery Stores and Supermarkets +703,6513,Real Estate Agents and Managers – Rentals +704,3069,SUN COUNTRY AIRLINES +705,5815,"Audio visual media including books, movies and music" +706,5816,Games +707,5817,Software Applications (Excluding Games) +708,5818,Multi Category +709,3832,CURIO HOTELS +710,3833,CANOPY +711,3300,AZUL AIR +712,6540,Stored Value card/Purchase/load (Non-Financial Institutions) +713,6536,MoneySend Intracountry +714,6537,MoneySend Intercountry +715,6538,MoneySend Funding +716,3301,WIZZ AIR +717,3834,BAYMONT INN & SUITES +718,3835,DOLCE HOTELS AND RESORTS +719,3836,HAWTHOM SUITES BY WYNDHAM +720,5262,E-Commerce Site Hosted by Marketplace Operator With Products/Services Provided by Multiple Third Party Suppliers +721,6531,Payment Service Provider - Money Transfer for a Purchase +722,6532,Payment Service Provider - Member Financial Institution - Payment Transaction +723,6533,Payment Service Provider - Merchat - Payment Transaction +724,3213,BRAATHENS REGIONAL AIR +725,5552,Electric Vehicle Charging +726,9406,Government-Owned Lotteries (Non-U.S. Region) +727,3302,FLYBE LTD +728,3837,HOSHINO RESORTS +729,3838,KIMPTON HOTELS +730,1437,Charitable and Social Service Organizations (Domestic Spain) +731,3830,PARK PLAZA HOTEL +732,3790,RAFFLES HOTEL +733,3079,JETSTAR AIRWAYS +734,6050,Quasi Cash — Customer Financial Institution +735,7800,Government Owned Lottery +736,7801,Internet Gambling +737,7802,Government Licensed Horse/Dog Racing +738,5621,Womens Ready To Wear Stores +739,4813,Key-Entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non-face-to-face environment using key entry +740,5048,Ophthalmic Supplies +741,5961,"Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)" +742,5974,Rubber Stamp Stores +743,6529,Remote Stored Value Load — Member Financial Institution +744,6530,Remove Stored Value Load — Merchant +745,6534,Money Transfer - Member Financial Institution +746,7511,Truck Stop +747,6535,Value Purchase – Member Financial Institution +748,3248,TAM AIRLINES +749,3019,EASTERN +750,3070,FLYDUBAI +751,3080,SWOOP +752,3303,TIGERAIR +753,3308,CSAIR +754,3630,TOKYUHOTELS +755,8082,Home Health Care Service +756,3013,ITA AIRWAYS +757,3081,XIAMENAIR +758,3756,TOYOKOINN +759,5432,Click and Collect Services +760,9504,U.S. Federal Government Agencies or Departments +761,9950,Intra-Company Purchases +762,3236,AIR ARABIA AIRLINE +763,3246,RYANAIR +764,3604,HILTON GARDEN INN +765,3811,PREMIER INN +766,3840,RIO Hotels +767,9405,Intra-Government Purchases: Government Only +768,3169,RIYADH AIR diff --git a/files/18/18_src_4.json b/files/18/18_src_4.json new file mode 100644 index 0000000000000000000000000000000000000000..cbedebe0f7a2c08d8c75133d4f3c784cb47bdb5d --- /dev/null +++ b/files/18/18_src_4.json @@ -0,0 +1,291 @@ +[ + { + "merchant":"Crossfit_Hanna", + "capture_delay":"manual", + "acquirer":[ + "gringotts", + "the_savings_and_loan_bank", + "bank_of_springfield", + "dagoberts_vault" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Martinis_Fine_Steakhouse", + "capture_delay":"immediate", + "acquirer":[ + "dagoberts_geldpakhuis", + "bank_of_springfield" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Belles_cookbook_store", + "capture_delay":"1", + "acquirer":[ + "lehman_brothers" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"Golfclub_Baron_Friso", + "capture_delay":"2", + "acquirer":[ + "medici" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"Rafa_AI", + "capture_delay":"7", + "acquirer":[ + "tellsons_bank" + ], + "merchant_category_code":7372, + "account_type":"D" + }, + { + "merchant":"Eggnest", + "capture_delay":"manual", + "acquirer":[ + "the_savings_and_loan_bank", + "bank_of_springfield" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"Gym_Pro", + "capture_delay":"1", + "acquirer":[ + "gringotts", + "medici" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Gourmet_Bites", + "capture_delay":"immediate", + "acquirer":[ + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Book_Haven", + "capture_delay":"manual", + "acquirer":[ + "the_savings_and_loan_bank", + "bank_of_springfield" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"City_Golf_Club", + "capture_delay":"7", + "acquirer":[ + "medici", + "tellsons_bank" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"SmartAI_Hub", + "capture_delay":"2", + "acquirer":[ + "bank_of_springfield" + ], + "merchant_category_code":7372, + "account_type":"D" + }, + { + "merchant":"Sunny_Side_Cafe", + "capture_delay":"1", + "acquirer":[ + "lehman_brothers", + "gringotts" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"Pilates_Place", + "capture_delay":"manual", + "acquirer":[ + "dagoberts_geldpakhuis" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"The_Steakhouse", + "capture_delay":"immediate", + "acquirer":[ + "the_savings_and_loan_bank", + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Tech_Trainers", + "capture_delay":"7", + "acquirer":[ + "medici", + "bank_of_springfield" + ], + "merchant_category_code":8299, + "account_type":"S" + }, + { + "merchant":"Yoga_Masters", + "capture_delay":"2", + "acquirer":[ + "gringotts" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Urban_Eats", + "capture_delay":"manual", + "acquirer":[ + "tellsons_bank", + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Read_and_Co", + "capture_delay":"1", + "acquirer":[ + "dagoberts_geldpakhuis" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"Luxury_Tee_Times", + "capture_delay":"immediate", + "acquirer":[ + "gringotts", + "medici" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"InnovateX", + "capture_delay":"7", + "acquirer":[ + "bank_of_springfield" + ], + "merchant_category_code":7372, + "account_type":"D" + }, + { + "merchant":"Sunny_Nest", + "capture_delay":"manual", + "acquirer":[ + "lehman_brothers", + "gringotts" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"FitHub", + "capture_delay":"1", + "acquirer":[ + "dagoberts_geldpakhuis", + "medici" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Culinary_Creations", + "capture_delay":"immediate", + "acquirer":[ + "bank_of_springfield", + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Bookworm_Central", + "capture_delay":"7", + "acquirer":[ + "gringotts", + "the_savings_and_loan_bank" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"Green_Fairways", + "capture_delay":"manual", + "acquirer":[ + "tellsons_bank" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"AI_Pro_Labs", + "capture_delay":"2", + "acquirer":[ + "dagoberts_geldpakhuis", + "gringotts" + ], + "merchant_category_code":7372, + "account_type":"S" + }, + { + "merchant":"Brunch_Bliss", + "capture_delay":"1", + "acquirer":[ + "lehman_brothers" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"Muscle_House", + "capture_delay":"immediate", + "acquirer":[ + "medici", + "the_savings_and_loan_bank" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Crafty_Cuisine", + "capture_delay":"7", + "acquirer":[ + "tellsons_bank" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Cafe_Centrale", + "capture_delay":"manual", + "acquirer":[ + "dagoberts_vault" + ], + "merchant_category_code":7997, + "account_type":"H" + } +] \ No newline at end of file diff --git a/files/18/18_src_5.csv b/files/18/18_src_5.csv new file mode 100644 index 0000000000000000000000000000000000000000..d4052a6ebb5dbd7e55d06ff2e8c7b7af71acb6ed --- /dev/null +++ b/files/18/18_src_5.csv @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:5fbb26210a45427d7a6560cfab3a362a08e4067f27cd03695f211a51c47ffc25 +size 23581339 diff --git a/files/18/18_src_6.md b/files/18/18_src_6.md new file mode 100644 index 0000000000000000000000000000000000000000..7e8666cb1be4331d5487b0bf691d0a5979fc5a33 --- /dev/null +++ b/files/18/18_src_6.md @@ -0,0 +1,26 @@ +This is documentation for the payments.csv dataset + + +- **Description**: Synthetic dataset of payment transactions processed by the Payments Processor. +- **Columns**: + - `psp_reference`: Unique payment identifier (ID). + - `merchant`: Merchant name (Categorical), eg Starbucks or Netflix*. + - `card_scheme`: Card Scheme used (Categorical) - *[MasterCard, Visa, Amex, Other]*. + - `year`: Payment initiation year (Numeric). + - `hour_of_day`: Payment initiation hour (Numeric). + - `minute_of_hour`: Payment initiation minute (Numeric). + - `day_of_year`: Day of the year of payment initiation (Numeric). + - `is_credit`: Credit or Debit card indicator (Categorical). + - `eur_amount`: Payment amount in euro (Numeric). + - `ip_country`: The country the shopper was in at time of transaction (determined by IP address) (Categorical) - *[SE, NL, LU, IT, BE, FR, GR, ES]*. + - `issuing_country`: Card-issuing country (Categorical) - *[SE, NL, LU, IT, BE, FR, GR, ES]*. + - `device_type`: Device type used (Categorical) - *[Windows, Linux, MacOS, iOS, Android, Other]*. + - `ip_address`: Hashed shopper's IP (ID). + - `email_address`: Hashed shopper's email (ID). + - `card_number`: Hashed card number (ID). + - `shopper_interaction`: Payment method (Categorical) - *[Ecommerce, POS]*. POS means an in-person or in-store transaction. + - `card_bin`: Bank Identification Number (ID). + - `has_fraudulent_dispute`: Indicator of fraudulent dispute from issuing bank (Boolean). + - `is_refused_by_adyen`: Adyen refusal indicator (Boolean). + - `aci`: Authorization Characteristics Indicator (Categorical). + - `acquirer_country`: The location (country) of the acquiring bank (Categorical) - *[SE, NL, LU, IT, BE, FR, GR, ES]*. \ No newline at end of file diff --git a/files/19/19.json b/files/19/19.json new file mode 100644 index 0000000000000000000000000000000000000000..9a46207586d4babc1a9798ec7150b4a56ef1f116 --- /dev/null +++ b/files/19/19.json @@ -0,0 +1,22 @@ +{ + "id": "19", + "instruction_en": "Complete the missing data in the 'Five Year Review' worksheet of new_finrpt01__EUSES_financial_processed_02.xlsx, ensuring the five-year figures across fund balances, operating revenues, and operating expenditures are fully populated and consistent with the rest of the financial statements. Leave blank if no reference is available for specific parts.", + "source_files": [ + "new_finrpt01__EUSES_financial_processed_02.xlsx", + "new_finrpt00__EUSES_financial_processed_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/19/19_src_0.xlsx", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/19/19_src_1.xlsx" + ], + "reference_outputs": [ + { + "file": "new_finrpt01__EUSES_financial_processed_01.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/19/19_ref_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval, Data Entry / Import, Calculation, Validation / Review", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/19/19_ref_0.xlsx b/files/19/19_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..e59393387259e26f647704a34df5ec10609c21a2 Binary files /dev/null and b/files/19/19_ref_0.xlsx differ diff --git a/files/19/19_src_0.xlsx b/files/19/19_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..01b18120687c6f86e6f806d2f4bd2546605a583b Binary files /dev/null and b/files/19/19_src_0.xlsx differ diff --git a/files/19/19_src_1.xlsx b/files/19/19_src_1.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d7e7e8491ea00bc0700c719791e09e928f07dcde --- /dev/null +++ b/files/19/19_src_1.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:70bfae19e2f0716db7009cb9ea8ce1fcd155e662a01ba8c9af8ebb8251f420f6 +size 425055 diff --git a/files/2/2.json b/files/2/2.json new file mode 100644 index 0000000000000000000000000000000000000000..ae7084be48404ee4020d8f64725a94a2390506e0 --- /dev/null +++ b/files/2/2.json @@ -0,0 +1,20 @@ +{ + "id": "2", + "instruction_en": "Correct the year header on the Five Year Review tab (set the first year to 2000) and bring that tab into alignment with the other worksheets by updating any figures that are inconsistent. ", + "source_files": [ + "new_finrpt00__EUSES_financial_processed_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/2/2_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "new_finrpt00__EUSES_financial_processed_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/2/2_ref_0.xlsx" + ], + "task_type": "Validation / Review, Cross-sheet/file Retrieval", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/2/2_ref_0.xlsx b/files/2/2_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d7e7e8491ea00bc0700c719791e09e928f07dcde --- /dev/null +++ b/files/2/2_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:70bfae19e2f0716db7009cb9ea8ce1fcd155e662a01ba8c9af8ebb8251f420f6 +size 425055 diff --git a/files/2/2_src_0.xlsx b/files/2/2_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..1485477ed720065a4fa1d6e0a5418c55ea3e55ca --- /dev/null +++ b/files/2/2_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:ba42c117eac3edee60486e3515559de1c832d3843fd60be20db235645936910d +size 425059 diff --git a/files/20/20.json b/files/20/20.json new file mode 100644 index 0000000000000000000000000000000000000000..663d419074622c1a9c5372c45a1887fa3a86f093 --- /dev/null +++ b/files/20/20.json @@ -0,0 +1,20 @@ +{ + "id": "20", + "instruction_en": "Create a new spreadsheet named “Exp by Fun Gen Support Chart5” and, on this sheet, build two pie charts based on the two existing data tables.\n\nThe top pie chart should show “Expenditures by Function – All Funds”. Use the amounts from the “TOTAL EXPENDITURES” detail lines for each function in the All Funds summary table, calculate each function’s percentage of total expenditures, and make each function one slice. Label each slice with the function name and its percentage, and add a legend with the same function names.\n\nThe bottom pie chart should show the “breakdown of General Support Services”. Use the amounts for all rows that belong to the General Support Services function in the detailed table, calculate each item’s percentage of the total General Support Services amount, and make each item one slice. Again, label each slice with the item name and its percentage, and include a matching legend.\n\nBoth pie charts should be 3-D and visually well-balanced.", + "source_files": [ + "20030114144840!Superi#A7DEA_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/20/20_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "20030114144840!Superi#A7DEA_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/20/20_ref_0.xlsx" + ], + "task_type": "Reporting / Visualization, Cross-sheet/file Retrieval", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/20/20_ref_0.xlsx b/files/20/20_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..158e693cec01146c846341d01c28da7a6ceca6db --- /dev/null +++ b/files/20/20_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:8c798ee18103eda6e6400b5dec8a18892a73bc2b91a6587d832099926bb4a71f +size 210737 diff --git a/files/20/20_src_0.xlsx b/files/20/20_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..75e99154f0f990d7cb3d0e8f5a96ab6836e07219 --- /dev/null +++ b/files/20/20_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:2856f51e79609b5ad961a9db9c38789b8e8c722ea2e68ef01907d28ad12c5ebb +size 199406 diff --git a/files/21/21.json b/files/21/21.json new file mode 100644 index 0000000000000000000000000000000000000000..cab649ec9158ec6986c39f111ac87448641994e8 --- /dev/null +++ b/files/21/21.json @@ -0,0 +1,20 @@ +{ + "id": "21", + "instruction_en": "Add a weekday line directly below the date headers and update the 12/31/2001 (Mon) column. For that day, there are no “Receipts”; record disbursements of $1,980,800 to Calpine (Power Purchases) and $100,000 to an unspecified vendor (Gas Purchases). Under Enron Facility Services, enter $3,101,855 for “$2.5 per day” and -$2,081,386 for “estimate receipt”; in Personnel, EES is $584,500; leave all other items as “-”.", + "source_files": [ + "james_steffes__12795__EES CASH BURN_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/21/21_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "james_steffes__12795__EES CASH BURN_01.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/21/21_ref_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/21/21_ref_0.xlsx b/files/21/21_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9db5fed09b94df446eeb41933c4ddfa7af86ea76 Binary files /dev/null and b/files/21/21_ref_0.xlsx differ diff --git a/files/21/21_src_0.xlsx b/files/21/21_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..11f344ca89abba0a447ac6bbcf860148958b4ec7 Binary files /dev/null and b/files/21/21_src_0.xlsx differ diff --git a/files/22/22.json b/files/22/22.json new file mode 100644 index 0000000000000000000000000000000000000000..ac1f8062768ba43ef9fed8f7252bab7541032718 --- /dev/null +++ b/files/22/22.json @@ -0,0 +1,20 @@ +{ + "id": "22", + "instruction_en": "Please review the pivot table on the Replacement Cost sheet against the LiquidationValue sheet to confirm they are consistent. If there are discrepancies, update the Replacement Cost pivot to reflect the LiquidationValue data.", + "source_files": [ + "rick_buy__32928__TAB2_EES_Power_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/22/22_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "rick_buy__32928__TAB2_EES_Power_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/22/22_ref_0.xlsx" + ], + "task_type": "Validation / Review, Structuring / Formatting", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/22/22_ref_0.xlsx b/files/22/22_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7df6b7d3f9103b122ac50a5cd0be2ce437a68728 Binary files /dev/null and b/files/22/22_ref_0.xlsx differ diff --git a/files/22/22_src_0.xlsx b/files/22/22_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..189d89be5173cc8fdecf93ac2e902101f5e67f31 Binary files /dev/null and b/files/22/22_src_0.xlsx differ diff --git a/files/23/23.json b/files/23/23.json new file mode 100644 index 0000000000000000000000000000000000000000..8b44ec3f29d6a495a0039277b1ad3f1ef651979a --- /dev/null +++ b/files/23/23.json @@ -0,0 +1,20 @@ +{ + "id": "23", + "instruction_en": "Using the pivot table’s monthly Nominal Dollars as the base, compute a fixed 50% Margin Requirement – Fixed NYMEX for each month, then calculate the Cumulative Margin Required as 2x the current month’s margin plus the sum of margins from the next month through the final month. On this balance, apply a 25% annual rate converted to monthly (÷12) to derive the Monthly Cost of Capital – NPW, discount at 3% (APR) annually to obtain monthly present values, and sum those to report the Total Cost of Credit to NPW; if needed, you may validate Nominal Dollars using price × quantity, but for this run use Nominal Dollars.", + "source_files": [ + "rick_buy__32928__TAB2_EES_Power_03.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/23/23_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "rick_buy__32928__TAB2_EES_Power_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/23/23_ref_0.xlsx" + ], + "task_type": "Calculation, Validation / Review", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/23/23_ref_0.xlsx b/files/23/23_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7df6b7d3f9103b122ac50a5cd0be2ce437a68728 Binary files /dev/null and b/files/23/23_ref_0.xlsx differ diff --git a/files/23/23_src_0.xlsx b/files/23/23_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d64d15d67066d11157eac2eee95fba7cc348e0f6 Binary files /dev/null and b/files/23/23_src_0.xlsx differ diff --git a/files/24/24.json b/files/24/24.json new file mode 100644 index 0000000000000000000000000000000000000000..dfb6bd5b318d09259781d3313ec0a599714f82ff --- /dev/null +++ b/files/24/24.json @@ -0,0 +1,20 @@ +{ + "id": "24", + "instruction_en": "Add a new worksheet named \"Scenario3\" to the same workbook, mirroring the structure, row/column layout, monthly detail table, and chart area of \"Scenario1\". For Scenario3, update the hedging assumptions to a balanced allocation: 10-Yr 25%, 5-Yr 20%, 1-Yr 15%, May-Sep 20%, Q3 15%. Keep the note \"Maximum Monthly Average Short Position to Cover (July Peak) = 30,508 MW\" unchanged; only the new sheet should be added, and formulas may be used within it.", + "source_files": [ + "jeff_dasovich__14136__PortfolioScenarios_00.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/24/24_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "jeff_dasovich__14136__PortfolioScenarios.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/24/24_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Financial Modeling", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/24/24_ref_0.xlsx b/files/24/24_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..1fac2e8791ad99dba6bf0379e66de2344627aa53 Binary files /dev/null and b/files/24/24_ref_0.xlsx differ diff --git a/files/24/24_src_0.xlsx b/files/24/24_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9ce0b9dee2f667712f82e1bf8ac234a2a83b0984 Binary files /dev/null and b/files/24/24_src_0.xlsx differ diff --git a/files/25/25.json b/files/25/25.json new file mode 100644 index 0000000000000000000000000000000000000000..da1f9dd29fab2b46f57cfa56909a8df72035e3f2 --- /dev/null +++ b/files/25/25.json @@ -0,0 +1,27 @@ +{ + "id": "25", + "instruction_en": "Using the daily data for August from the Eron (NC) Service Invoice, verify whether they reconcile with the monthly totals for Net Receipts – Allocated UA4 and Deliveries in the Imbalance Statement. Then compute the final month’s cumulative imbalance.", + "source_files": [ + "theresa_staab__39629__Enron Lost Creek Statement Email 0801.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/25/25_src_0.xlsx" + ], + "reference_outputs": [ + { + "text": "The monthly Net Receipt of 714,490 matches the sum of the daily Net Receipt figures in the Service Invoice." + }, + { + "text": "The monthly Deliveries of –681,155 also match the “Nominated Delivered Total” in the Service Invoice." + }, + { + "text": "This indicates that the two tables reconcile correctly for August 2001. However, the sign of the Current Month Imbalance is inconsistent." + }, + { + "text": "In addition, the calculated Cumulative Imbalance for August 2001 is –403." + } + ], + "reference_file_urls": [], + "task_type": "Validation / Review, Calculation", + "business_type": "Procurement And Sales/Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/25/25_src_0.xlsx b/files/25/25_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..1080d04dd210f47905c0ca9a67c0174b60b14514 Binary files /dev/null and b/files/25/25_src_0.xlsx differ diff --git a/files/26/26.json b/files/26/26.json new file mode 100644 index 0000000000000000000000000000000000000000..a8ae90b9d1cad954dc09147fbdfd0c7871dcc809 --- /dev/null +++ b/files/26/26.json @@ -0,0 +1,20 @@ +{ + "id": "26", + "instruction_en": "Using the assumption area plus monthly detail on the Scenario1, Scenario2, and Scenario3 tabs, please add two charts per scenario: a hedge coverage stacked column chart with Month on the X-axis and stacked series (monthly contract MW), with an optional Short reference line; Y-axis in MW; show only the first year. Also add a portfolio cost line chart with Month on the X-axis and series Portfolio Weighted Avg (primary) and Monthly Price (reference), optionally including the 10-Yr/5-Yr/1-Yr Fixed Price lines; Y-axis in $/MWh; include all years.", + "source_files": [ + "jeff_dasovich__14136__PortfolioScenarios_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/26/26_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "jeff_dasovich__14136__PortfolioScenarios.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/26/26_ref_0.xlsx" + ], + "task_type": "Reporting / Visualization", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/26/26_ref_0.xlsx b/files/26/26_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..1fac2e8791ad99dba6bf0379e66de2344627aa53 Binary files /dev/null and b/files/26/26_ref_0.xlsx differ diff --git a/files/26/26_src_0.xlsx b/files/26/26_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9b431c922c9c4d611c097b08f1af8251f9fccdc9 Binary files /dev/null and b/files/26/26_src_0.xlsx differ diff --git a/files/27/27.json b/files/27/27.json new file mode 100644 index 0000000000000000000000000000000000000000..32b19552717c3257c5bfc4d4df256b6dd9a0ba56 --- /dev/null +++ b/files/27/27.json @@ -0,0 +1,20 @@ +{ + "id": "27", + "instruction_en": "Input the required data into the EA Alloc to Other BUs – Support workbook and complete any missing formulas on the CABC tab (Analysis of I/C Billings).", + "source_files": [ + "tracy_geaccone__40573__EA Alloc to Other BUs - Support_02.pdf" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/27/27_src_0.pdf" + ], + "reference_outputs": [ + { + "file": "tracy_geaccone__40573__EA Alloc to Other BUs - Support_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/27/27_ref_0.xlsx" + ], + "task_type": "Data Entry / Import, Validation / Review, Calculation", + "business_type": "Reports/Plans And Budgets" +} \ No newline at end of file diff --git a/files/27/27_ref_0.xlsx b/files/27/27_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9b31572a60c89a996336c1b6a688e363dde62e2c Binary files /dev/null and b/files/27/27_ref_0.xlsx differ diff --git a/files/27/27_src_0.pdf b/files/27/27_src_0.pdf new file mode 100644 index 0000000000000000000000000000000000000000..8f062098edee8196a7c89d66aa60942439976a6d Binary files /dev/null and b/files/27/27_src_0.pdf differ diff --git a/files/28/28.json b/files/28/28.json new file mode 100644 index 0000000000000000000000000000000000000000..22e207eade7a167b2f8f8b18cb860fe59a9bee3f --- /dev/null +++ b/files/28/28.json @@ -0,0 +1,20 @@ +{ + "id": "28", + "instruction_en": "Verify the accuracy of the department headcount summary by cross-checking each department’s total number of employees against its corresponding detailed roster sheet. Identify and correct any discrepancies—such as miscounts, missing entries, or remove any departments that no longer exist—and update the summary to reflect the accurate total headcount.", + "source_files": [ + "louise_kitchen__24097__NEWCO HEADCOUNT NAMES_2.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/28/28_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "louise_kitchen__24097__NEWCO HEADCOUNT NAMES_3.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/28/28_ref_0.xlsx" + ], + "task_type": "Validation / Review, Structuring / Formatting", + "business_type": "Operations/Planning And Budget" +} \ No newline at end of file diff --git a/files/28/28_ref_0.xlsx b/files/28/28_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..6a1be9c066ee8f7055b78b1292c5cbe5a2b17a22 --- /dev/null +++ b/files/28/28_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:9bedf051c902772a98baeb699aa915d7a25b722f3d22110f7b3126cccff94db0 +size 108292 diff --git a/files/28/28_src_0.xlsx b/files/28/28_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..136a6afc391a5e613096f0b5e78a755ce2388474 --- /dev/null +++ b/files/28/28_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:38649006760addc24b8421280c3bea7e3889bfa9737b15602e1d01dfec89f2ed +size 108111 diff --git a/files/29/29.json b/files/29/29.json new file mode 100644 index 0000000000000000000000000000000000000000..68ba1c912a03c4cbc589ce5ed90e0decce5f9ff7 --- /dev/null +++ b/files/29/29.json @@ -0,0 +1,20 @@ +{ + "id": "29", + "instruction_en": "Compile the existing budgets for each department and write each department’s summarized budget into column M of the Master sheet. If a person or department has no budget, treat the budget as 0. If a department does not exist, remove it from the sheet. After all departmental budgets are updated, calculate the total budget across all departments.", + "source_files": [ + "louise_kitchen__24097__NEWCO HEADCOUNT NAMES_4.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/29/29_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "louise_kitchen__24097__NEWCO HEADCOUNT NAMES_5.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/29/29_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation, Reporting / Visualization", + "business_type": "Operations/Planning And Budget" +} \ No newline at end of file diff --git a/files/29/29_ref_0.xlsx b/files/29/29_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..26cb4ce880e636d4e4fa8f41f774c73867e071e5 --- /dev/null +++ b/files/29/29_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:8e4e4505a2e5992ba4b1e7f84745a92f461e2695eccf7d5812ec9024c402b555 +size 109996 diff --git a/files/29/29_src_0.xlsx b/files/29/29_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..68a3deba042a127067ecac57415a615102b0e958 --- /dev/null +++ b/files/29/29_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:af4d7a9d1c723d57efdfc4e63a3f5c73dcdc8a667592f6200a66def7835a0463 +size 108450 diff --git a/files/3/3.json b/files/3/3.json new file mode 100644 index 0000000000000000000000000000000000000000..7c011bedd3034dd0a74ebf682082ceb196f076b6 --- /dev/null +++ b/files/3/3.json @@ -0,0 +1,16 @@ +{ + "id": "3", + "instruction_en": "Please organize the following data for Apple, Amazon, Google, Microsoft, and Netflix over the five-year period from 2020 to 2024: Total revenue (in billions of US dollars), Operating profit according to International Financial Reporting Standards (in billions of US dollars), Operating profit margin, and Free cash flow (FCF, in billions of US dollars). Please quote the data from the financial reports of the company. Mark the data that cannot be found with \\\"-\\\". The value should be specified to two decimal places.\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the following column names in sequence:\\nCompany, Year, Total revenue (Billion), Operating profit (Billion), Operating profit margin, FCF (Billion)\\n\\nDon't ask me any questions, just output the results according to the column without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_YoY_Growth: Calculate year-over-year growth rates for each company.\\nColumns: Company, Year, Total Revenue(Billion), Revenue YoY Growth(%), Operating Profit(Billion), Operating Profit YoY Growth(%), FCF(Billion), FCF YoY Growth(%)\\nFirst year (2020) for each company should show N/A for growth rates. All values with 2 decimals.\\n\\nSubtask 2 - Sheet3_Ranking_By_Year: Reorganize data by year and rank companies within each year.\\nColumns: Year, Company, Total Revenue(Billion), Revenue Rank, Operating Profit(Billion), Operating Profit Rank, FCF(Billion), FCF Rank, Market Leader\\nWithin each year, sort companies by revenue (highest to lowest). Ranks are integers 1-5. Market Leader: \\\"Yes\\\" for the company with highest revenue in each year, \\\"No\\\" for others.\\n\\nSubtask 3 - Sheet4_Five_Year_Summary: Aggregate 5-year statistics for each company.\\nColumns: Company, Total Revenue 5-Year Sum(Billion), Average Annual Revenue(Billion), Revenue CAGR 2020-2024(%), Total FCF 5-Year(Billion), Average Operating Margin(%), Operating Profit CAGR 2020-2024(%), Growth Category\\nCAGR formula: ((Ending Value / Beginning Value)^(1/4) - 1) × 100 (4 years from 2020 to 2024). Growth Category: \\\"High Growth\\\" if Revenue CAGR ≥ 15%, \\\"Moderate Growth\\\" if ≥ 5%, \\\"Stable Growth\\\" otherwise. All percentages with 2 decimals.\\n\\nSubtask 4 - Sheet5_Financial_Health: Assess financial health based on 2024 data.\\nColumns: Company, Revenue 2024(Billion), Operating Margin 2024(%), FCF 2024(Billion), Profitability Score, Cash Generation Score, Scale Score, Total Health Score, Health Rating, Risk Level\\nProfitability Score: 40 if Operating Margin ≥ 30%, 30 if 20-30%, 20 if 10-20%, 10 if < 10%. Cash Generation Score: 30 if FCF ≥ 70B, 20 if 30-70B, 10 if < 30B. Scale Score: 30 if Revenue ≥ 500B, 25 if 350-500B, 20 if 200-350B, 10 if < 200B. Total Health Score = sum of above three scores. Health Rating: \\\"Excellent\\\" if Total ≥ 85, \\\"Good\\\" if 70-84, \\\"Fair\\\" if 55-69, \\\"Poor\\\" if < 55. Risk Level: \\\"Low Risk\\\" if Total ≥ 85, \\\"Medium Risk\\\" if 55-84, \\\"High Risk\\\" if < 55.", + "source_files": [], + "source_files_urls": [], + "reference_outputs": [ + { + "file": "TableSearch_task_04_GT.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/3/3_ref_0.xlsx" + ], + "task_type": "Web Search, Data Entry / Import, Structuring / Formatting, Calculation", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/3/3_ref_0.xlsx b/files/3/3_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..746399c40c3c012d493675f87b2d338a27484269 --- /dev/null +++ b/files/3/3_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:a4656f47f84f59c239e0709dfac0f9747e82efb2e69c2ef2f6b2afca9347c472 +size 239850 diff --git a/files/30/30.json b/files/30/30.json new file mode 100644 index 0000000000000000000000000000000000000000..599569f234c09135bea07bc12a5b3d3b4a26982e --- /dev/null +++ b/files/30/30.json @@ -0,0 +1,20 @@ +{ + "id": "30", + "instruction_en": "Build comprehensive Q2, Q3, and Q4 calculation tables following the same structure and logic as Q1, applying each task’s specific assumptions to compute the Interest Rate Adjustment, Apache Savings, Adjusted Capacity Rate, Months in the Year, Plant Capacity, Yearly Capacity Payments, and Monthly Capacity Payments for each year from 1997 to 2019. Finally, provide the Equity Present Value (XNPV5).", + "source_files": [ + "richard_sanders__31745__Tick Analysis @ 14-Nov-00_2.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/30/30_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "richard_sanders__31745__Tick Analysis @ 14-Nov-00_4.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/30/30_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/30/30_ref_0.xlsx b/files/30/30_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..ce658de33da3ae437bdc0465738c304db8f522c6 --- /dev/null +++ b/files/30/30_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:066f6f527f30f359cdc013d97263bf8d08d7e3ecd526fbdbb59b18643997c2c9 +size 120126 diff --git a/files/30/30_src_0.xlsx b/files/30/30_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..ad98af957b9f6526e4470c1947f740f4dda6b4b6 --- /dev/null +++ b/files/30/30_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:368eff502997b9c9a509365476ef939b76a48ed7432f5a47308867a1b030e316 +size 111986 diff --git a/files/31/31.json b/files/31/31.json new file mode 100644 index 0000000000000000000000000000000000000000..0138edc80c7edea93391050a42d70dd4a937be0a --- /dev/null +++ b/files/31/31.json @@ -0,0 +1,20 @@ +{ + "id": "31", + "instruction_en": "Convert the employee rotation roster into a color-coded rotation plan Gantt chart on Rotation chart. The Rotation Chart tab should display each employee’s assignments by month for 2001 so the schedule is easy to review at a glance. Each color-coded rotation should also be labeled with the corresponding group name. To distinguish between the power and gas groups, add the suffix “-power” or “-gas” to the group names. ", + "source_files": [ + "scott_neal__38602__trading track rotations_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/31/31_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "scott_neal__38602__trading track rotations_1.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/31/31_ref_0.xlsx" + ], + "task_type": "Reporting / Visualization", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/31/31_ref_0.xlsx b/files/31/31_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..50abdd8fe713542f99ea9391d722915760bf4617 Binary files /dev/null and b/files/31/31_ref_0.xlsx differ diff --git a/files/31/31_src_0.xlsx b/files/31/31_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..333c77b4218cd57cf0abea376ad21d19137b339e Binary files /dev/null and b/files/31/31_src_0.xlsx differ diff --git a/files/32/32.json b/files/32/32.json new file mode 100644 index 0000000000000000000000000000000000000000..05c2d64533d8909dda262166fe42c337551e67f7 --- /dev/null +++ b/files/32/32.json @@ -0,0 +1,20 @@ +{ + "id": "32", + "instruction_en": "Please prepare a summary of all groups and staffing as of March 1, including each group and business line’s supervisor and the number of Analysts (TT) and Associates (TT) on their team. The table should include four columns: Group, Line Supervisor (surname first), No. Analysts (TT), and No. Associates (TT).", + "source_files": [ + "scott_neal__38602__trading track rotations_1.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/32/32_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "scott_neal__38602__trading track rotations_2.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/32/32_ref_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting, Cross-sheet/file Retrieval", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/32/32_ref_0.xlsx b/files/32/32_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..fc896a806ecc76202195dacbb8653e7017dec083 Binary files /dev/null and b/files/32/32_ref_0.xlsx differ diff --git a/files/32/32_src_0.xlsx b/files/32/32_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..50abdd8fe713542f99ea9391d722915760bf4617 Binary files /dev/null and b/files/32/32_src_0.xlsx differ diff --git a/files/33/33.json b/files/33/33.json new file mode 100644 index 0000000000000000000000000000000000000000..71a218f9540b46b6e127c57cb98cc64ae121b4cf --- /dev/null +++ b/files/33/33.json @@ -0,0 +1,20 @@ +{ + "id": "33", + "instruction_en": "Gather Enron North America’s Mid Year 2001 performance across all departments into “All Originators by Value” sheet, showing each Originator, Commodity Team, Total, and % Total. Then add addiontal line to include the overall Total and %Total lines in the summary.", + "source_files": [ + "louise_kitchen__23838__2QYTD Orig_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/33/33_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "louise_kitchen__23838__2QYTD Orig_1.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/33/33_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/33/33_ref_0.xlsx b/files/33/33_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..0d6be1fddead879eaff4c65be3c24cc4d80fde92 --- /dev/null +++ b/files/33/33_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:88ce0615013721c4918b21134dac24d3972ad09cb171170dbdfc1d61d496a8f7 +size 2566474 diff --git a/files/33/33_src_0.xlsx b/files/33/33_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..f82633d648116d8f1930aac6ff283840b1ebfd08 --- /dev/null +++ b/files/33/33_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:a2dbb5f1123292421bb91bbece2d619b340ba4f5c9d667a11dfb24e1e0352441 +size 2555436 diff --git a/files/34/34.json b/files/34/34.json new file mode 100644 index 0000000000000000000000000000000000000000..31b466a7f24d6467e315cf41bb08d0f3f4558199 --- /dev/null +++ b/files/34/34.json @@ -0,0 +1,18 @@ +{ + "id": "34", + "instruction_en": "Assume the following changes occur in the Jul–Dec 2002 market: Flat curve prices increase uniformly by $2/MWh; Peak 6x16 curve prices increase uniformly by $5/MWh; monthly contract volumes (Flat and Peak Total MWh) remain unchanged. Based on the 2002 table, calculate: (1) the total added value (mark-to-market change) for the combined Flat + Peak portfolio; and (2) what percentage of this added value comes from the Peak 6x16 contracts rather than the Flat contracts.", + "source_files": [ + "1_Direct Sales for Zufferli.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/34/34_src_0.xlsx" + ], + "reference_outputs": [ + { + "text": "The total added value of the July–December 2002 portfolio is $1,989,600 (in absolute terms). Of this amount, approximately 27.9% (about 28%) comes from the Peak 6x16 contracts, with the remaining ~72.1% coming from the Flat contracts." + } + ], + "reference_file_urls": [], + "task_type": "Calculation", + "business_type": "Purchasing And Sales" +} \ No newline at end of file diff --git a/files/34/34_src_0.xlsx b/files/34/34_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7006d77a5007081cf6f0530197d2ae4d1ba247a0 Binary files /dev/null and b/files/34/34_src_0.xlsx differ diff --git a/files/35/35.json b/files/35/35.json new file mode 100644 index 0000000000000000000000000000000000000000..1d773877eeb7666c30cec1fbfbd1a9a57b6637ab --- /dev/null +++ b/files/35/35.json @@ -0,0 +1,20 @@ +{ + "id": "35", + "instruction_en": "Summarize the volume and dollar imbalances that exist between the various pipeline operators (Operators) and Transwestern.", + "source_files": [ + "michelle_lokay__26631__imbalsumm0102_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/35/35_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "michelle_lokay__26631__imbalsumm0102.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/35/35_ref_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/35/35_ref_0.xlsx b/files/35/35_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..c73ebb6be8f9f052f543af0d968fce1d4466a659 --- /dev/null +++ b/files/35/35_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:c6a343703ee8e5e2c9152552d34f92888060d97943dc3b80a549324d3418a043 +size 275054 diff --git a/files/35/35_src_0.xlsx b/files/35/35_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..638d7604df7cf1b0e4e89377b7edf8aea8072f36 --- /dev/null +++ b/files/35/35_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:a2b53bc2e870425d6170250882fa4b46304d666e818cd4eac555dff1be9e02e4 +size 273725 diff --git a/files/36/36.json b/files/36/36.json new file mode 100644 index 0000000000000000000000000000000000000000..2dabfe69e4efa65cde9d40a7894342e4dca6de6e --- /dev/null +++ b/files/36/36.json @@ -0,0 +1,20 @@ +{ + "id": "36", + "instruction_en": "Prepare and complete the Exposure Table, which is used to track the company’s price exposure across multiple index points. The table should incorporate monthly contracted volumes and corresponding market prices for each pricing index, and calculate 55 days payables for each month using the formula: (prior month’s day count × Volume × Price) + (25 × Volume × Price).", + "source_files": [ + "mark_whitt__25254__Huber - Existing & Proposed Deals 111201_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/36/36_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "mark_whitt__25254__Huber - Existing & Proposed Deals 111201_1.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/36/36_ref_0.xlsx" + ], + "task_type": "Calculation, Structuring / Formatting", + "business_type": "Investment: Trading And Exposure Management" +} \ No newline at end of file diff --git a/files/36/36_ref_0.xlsx b/files/36/36_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..6ab2ef2be4b47a3056f3cf72bdeb121f0c46c2cf --- /dev/null +++ b/files/36/36_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:b34190bf07d46e6b7a4d9a547881c9d15684d4d352203074b4f67792c2d7e73b +size 106947 diff --git a/files/36/36_src_0.xlsx b/files/36/36_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..59047605d3719b36731ab3aa026873176ceeeeb3 Binary files /dev/null and b/files/36/36_src_0.xlsx differ diff --git a/files/37/37.json b/files/37/37.json new file mode 100644 index 0000000000000000000000000000000000000000..bce266d479e5fff7ce21d6c975e6da7bc5c4a54f --- /dev/null +++ b/files/37/37.json @@ -0,0 +1,20 @@ +{ + "id": "37", + "instruction_en": "Append two columns to the end of the current explosure table: “Total” and “WA Price” (volumn-weighted average price averaged over the days). ", + "source_files": [ + "mark_whitt__25254__Huber - Existing & Proposed Deals 111201_1.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/37/37_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "mark_whitt__25254__Huber - Existing & Proposed Deals 111201_2.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/37/37_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Investment: Trading And Exposure Management" +} \ No newline at end of file diff --git a/files/37/37_ref_0.xlsx b/files/37/37_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..6b1ef75b290cf3b8f281a189ec98a85bc2f8232d --- /dev/null +++ b/files/37/37_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:bb7b913ce4a1954c5f92b468cc3a8b15775fb317d175c61721c34e09714ac759 +size 110176 diff --git a/files/37/37_src_0.xlsx b/files/37/37_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..6ab2ef2be4b47a3056f3cf72bdeb121f0c46c2cf --- /dev/null +++ b/files/37/37_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:b34190bf07d46e6b7a4d9a547881c9d15684d4d352203074b4f67792c2d7e73b +size 106947 diff --git a/files/38/38.json b/files/38/38.json new file mode 100644 index 0000000000000000000000000000000000000000..669cbe34e683a1566e2a1e5a5e292828075a161f --- /dev/null +++ b/files/38/38.json @@ -0,0 +1,20 @@ +{ + "id": "38", + "instruction_en": "Using the discount rate assumptions in the table and each Shipper’s hurdle rate, term, volume, and annual rates, please complete and calculate the financial metrics for each Shipper—NPV, Actual Rate, Gross Value, cash flows by year and so on. ", + "source_files": [ + "3_RedRockNPVContracts_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/38/38_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "3_RedRockNPVContracts_1.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/38/38_ref_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Investment: Pricing And Valuation" +} \ No newline at end of file diff --git a/files/38/38_ref_0.xlsx b/files/38/38_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d26e630adde4f0b08da6a7cfbc532965539e1f01 Binary files /dev/null and b/files/38/38_ref_0.xlsx differ diff --git a/files/38/38_src_0.xlsx b/files/38/38_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b45630ac75d3d3c72e4604f9171c815cb1af8546 Binary files /dev/null and b/files/38/38_src_0.xlsx differ diff --git a/files/39/39.json b/files/39/39.json new file mode 100644 index 0000000000000000000000000000000000000000..d4f916143f9648d0fc2b85f35ebdb46807477df0 --- /dev/null +++ b/files/39/39.json @@ -0,0 +1,20 @@ +{ + "id": "39", + "instruction_en": "Please create four charts in the “Graph Data Oct 01” spreadsheet, placing them in the empty area between rows 30 and 80. Please size them evenly so they look balanced and do not overlap.\nChart 1 – Trend of Weekly Errors Rolling 60 Days\nPlot the total number of errors for each week from 7/30 to 10/1. Use a line chart, add a linear trendline, and show the data value at each point on the line.\nChart 2 – Summary of Errors by Group for week of 10/1\nCreate a column chart where the X‑axis is Group (EIM, EGM, EEL, EA‑GAS, etc.). Include two data series: one for “# of errors” and one for “Ratio of Errors to Active Books.”\nChart 3 – Trend of Book Creation Rolling 30 Day period\nFor each Group, aggregate the Book creation counts by week. Use a stacked column chart with the X‑axis showing each week from 8/27 to 10/1, and the Y‑axis showing the number of books. Each Group should have its own color in the stack.\nChart 4 – Breakout of Errors by Type per Week Rolling 60 Days\nUsing the rows for each error type, create a stacked column chart by week. The X‑axis should be the weekly periods from 7/23 to 10/5, and the Y‑axis the number of errors. Each error type should be a different color, and the value for each segment should be shown as a data label on the stack.", + "source_files": [ + "11_Summary Oct 01_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/39/39_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "11_Summary Oct 01_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/39/39_ref_0.xlsx" + ], + "task_type": "Reporting / Visualization, Structuring / Formatting", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/39/39_ref_0.xlsx b/files/39/39_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7ebfbae7dc7a5f46adb34f352b06491ab1f3b69e --- /dev/null +++ b/files/39/39_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:6f4313bde41f291ccdc13db280999f8cfe588c42a2911efe8d1b6458c78684e1 +size 291824 diff --git a/files/39/39_src_0.xlsx b/files/39/39_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..594b436a4e11fabb198c09ee11ad96ea4f4a7c71 --- /dev/null +++ b/files/39/39_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:68753ef052a472db0dc8ef9a878c27c5689899b265eea297ebce75a605e568d2 +size 276761 diff --git a/files/4/4.json b/files/4/4.json new file mode 100644 index 0000000000000000000000000000000000000000..2cf78bcab5beb3e62b080bfdcdb68d410fec17a1 --- /dev/null +++ b/files/4/4.json @@ -0,0 +1,44 @@ +{ + "id": "4", + "instruction_en": "Using the images and the current workbook, please complete the missing entries on the ‘Five Year Review’ sheet. Populate the ‘FIVE YEARS IN REVIEW – FINANCIAL DATA’ lines so the five-year figures and totals are filled in and consistent with the rest of the file. Leave blank if no reference is available for specific parts.", + "source_files": [ + "new_finrpt01__EUSES_financial_processed_02.xlsx", + "new_finrpt00__EUSES_financial_processed_02_Bonded Indebtedness.jpeg", + "new_finrpt00__EUSES_financial_processed_02_Major Construction.jpeg", + "new_finrpt00__EUSES_financial_processed_02_Current Funds.jpeg", + "new_finrpt00__EUSES_financial_processed_02_Changes in Fund Balances.jpeg", + "new_finrpt00__EUSES_financial_processed_02_Balance Sheet.jpeg", + "new_finrpt00__EUSES_financial_processed_02_Five Year Review.jpeg", + "new_finrpt00__EUSES_financial_processed_02_Bonded Indebtedness.pdf", + "new_finrpt00__EUSES_financial_processed_02_Major Construction.pdf", + "new_finrpt00__EUSES_financial_processed_02_Current Funds.pdf", + "new_finrpt00__EUSES_financial_processed_02_Changes in Fund Balances.pdf", + "new_finrpt00__EUSES_financial_processed_02_Balance Sheet.pdf", + "new_finrpt00__EUSES_financial_processed_02_Five Year Review.pdf" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_0.xlsx", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_1.jpeg", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_2.jpeg", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_3.jpeg", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_4.jpeg", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_5.jpeg", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_6.jpeg", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_7.pdf", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_8.pdf", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_9.pdf", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_10.pdf", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_11.pdf", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_src_12.pdf" + ], + "reference_outputs": [ + { + "file": "new_finrpt01__EUSES_financial_processed_01.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/4/4_ref_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval, Data Entry / Import, Validation / Review, Calculation", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/4/4_ref_0.xlsx b/files/4/4_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..e59393387259e26f647704a34df5ec10609c21a2 Binary files /dev/null and b/files/4/4_ref_0.xlsx differ diff --git a/files/4/4_src_0.xlsx b/files/4/4_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..01b18120687c6f86e6f806d2f4bd2546605a583b Binary files /dev/null and b/files/4/4_src_0.xlsx differ diff --git a/files/4/4_src_1.jpeg b/files/4/4_src_1.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..013a1b2c24afea7b1e8a3d0f25350a34c67203c8 --- /dev/null +++ b/files/4/4_src_1.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:c4b5f735581d8d7708c4532e259e292b7e79587bdc90cd9a675706073c48dde3 +size 140188 diff --git a/files/4/4_src_10.pdf b/files/4/4_src_10.pdf new file mode 100644 index 0000000000000000000000000000000000000000..453013a7cb013e72a978767b6eebb4d4b75710b4 --- /dev/null +++ b/files/4/4_src_10.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:508e30fa8c3ee93a33fcd8b676c9dab2f4cbeceb984fb2c628e521e1b63b283a +size 115781 diff --git a/files/4/4_src_11.pdf b/files/4/4_src_11.pdf new file mode 100644 index 0000000000000000000000000000000000000000..b0d73989ef1e61694a6ca3a69b59009ce1d77741 --- /dev/null +++ b/files/4/4_src_11.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:7cf78c6684343edec3a2d63cee8f3803ea82089619b9fb9560cb49ea3df0bf4b +size 120695 diff --git a/files/4/4_src_12.pdf b/files/4/4_src_12.pdf new file mode 100644 index 0000000000000000000000000000000000000000..400de06f172b76099fa8180da73c89e0edd8fa8f --- /dev/null +++ b/files/4/4_src_12.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:12e410a19c9120a12985336f390580a44e8acf009c101f594702df1765dcdf76 +size 112109 diff --git a/files/4/4_src_2.jpeg b/files/4/4_src_2.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..910f31fd31c5040bd656df99ea808fdbede3f3cb --- /dev/null +++ b/files/4/4_src_2.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:0eb089b831ed070e78a0f01f9e2e93d5791c3ee9e9c24a7aa122e1a2d8e01afb +size 310851 diff --git a/files/4/4_src_3.jpeg b/files/4/4_src_3.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..c64da6ae069f0e8da9dd4b6ee6a770263c756c14 --- /dev/null +++ b/files/4/4_src_3.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:b0cefc9237a580b0102eb15f8ba7bb9067d2c2e239f49d630271667bd51068d4 +size 313584 diff --git a/files/4/4_src_4.jpeg b/files/4/4_src_4.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..46c6f1d70a0519d27a33605ef80b10843768f79d --- /dev/null +++ b/files/4/4_src_4.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:9dbe79f01984ec9f2483f3542466c9105fdad5580ee41eadbf5a0c0638e3c270 +size 269523 diff --git a/files/4/4_src_5.jpeg b/files/4/4_src_5.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..293038d3f52c01ba26b11a043dd9581fd4ecc39d --- /dev/null +++ b/files/4/4_src_5.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:89360384d40f6924cb135f8aa1a365ab78232557a4e047e439cd9a05de246c64 +size 330549 diff --git a/files/4/4_src_6.jpeg b/files/4/4_src_6.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..70c44e4efb6d811e939ee0febfad077c35a5c096 --- /dev/null +++ b/files/4/4_src_6.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:b618914ecbe38316f15f1222fc26e1848b4559b16e899f5d1978df70e58e4b56 +size 269220 diff --git a/files/4/4_src_7.pdf b/files/4/4_src_7.pdf new file mode 100644 index 0000000000000000000000000000000000000000..bc1ad7e07eb4e2e5c923bec6f251221fa63c1309 --- /dev/null +++ b/files/4/4_src_7.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:5d37c9643dda4385de5af6ab96314df7fd5a138419f7d45319a8f6b42a800c76 +size 106797 diff --git a/files/4/4_src_8.pdf b/files/4/4_src_8.pdf new file mode 100644 index 0000000000000000000000000000000000000000..b2bedef4a55eebc3de3cfea72b0dc54dd5117196 --- /dev/null +++ b/files/4/4_src_8.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:501120e5e964852475c64b1b04e1308ef823279b9e4e3d0ce663ed2707deaf0d +size 108923 diff --git a/files/4/4_src_9.pdf b/files/4/4_src_9.pdf new file mode 100644 index 0000000000000000000000000000000000000000..9f9e2108ca6e7ee5f42e2a0bcde74a9a7eb0157c --- /dev/null +++ b/files/4/4_src_9.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:63c21528e6201adbf6f53838e8a44f510e599808e160139c621681924bd7ea88 +size 107904 diff --git a/files/40/40.json b/files/40/40.json new file mode 100644 index 0000000000000000000000000000000000000000..22fcc85b676267f552c8c89ffaf93b1905a4e7c4 --- /dev/null +++ b/files/40/40.json @@ -0,0 +1,20 @@ +{ + "id": "40", + "instruction_en": "Audit the workbook and correct the formula errors in place so numbers calculate properly.", + "source_files": [ + "1_Sun Devil Project Request.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/40/40_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "2_Sun Devil Project Request.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/40/40_ref_0.xlsx" + ], + "task_type": "Validation / Review, Calculation", + "business_type": "Planning And Budget/Reports" +} \ No newline at end of file diff --git a/files/40/40_ref_0.xlsx b/files/40/40_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..c906ea489b995b15739a343a39c4bac4f945e886 --- /dev/null +++ b/files/40/40_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:7ba5ba16d27462a8a073615db567880b90135af68ebde8493767104eb50fceb5 +size 886419 diff --git a/files/40/40_src_0.xlsx b/files/40/40_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..311f09fa6ae169ee5034a8daec0739c55d594fa9 --- /dev/null +++ b/files/40/40_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:ddefa7bc75f270d9e413453b8f5f7ae1365f4eb6fa251a947b3e3642bc7f3a0f +size 174723 diff --git a/files/41/41.json b/files/41/41.json new file mode 100644 index 0000000000000000000000000000000000000000..44d2c7c3b8d48e902ef5be28946c2923a0090698 --- /dev/null +++ b/files/41/41.json @@ -0,0 +1,18 @@ +{ + "id": "41", + "instruction_en": "Treat “California Power Exchange” and “Pacific Gas and Electric (California Power Exchange) (a)” as a single combined CPX customer group. Reconstruct CPX’s full-cycle cash flows and net position across all sheets from November 2000 through June 2001, and determine whether, as of the certification date, the ISO is net receivable from CPX or net payable to CPX, along with a breakdown of the underlying reasons.", + "source_files": [ + "1_Closing 091901 cert debtor.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/41/41_src_0.xlsx" + ], + "reference_outputs": [ + { + "text": "CPX as a whole is a net debtor to the ISO, with approximately $3.028 billion outstanding at period end." + } + ], + "reference_file_urls": [], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Payment And Receipt Accountant" +} \ No newline at end of file diff --git a/files/41/41_src_0.xlsx b/files/41/41_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..f6895ad278fada619af393998aeae1ed08d95dae Binary files /dev/null and b/files/41/41_src_0.xlsx differ diff --git a/files/42/42.json b/files/42/42.json new file mode 100644 index 0000000000000000000000000000000000000000..b3c5e9c2d5c5c3735302c15366d082ec374f2441 --- /dev/null +++ b/files/42/42.json @@ -0,0 +1,20 @@ +{ + "id": "42", + "instruction_en": "Using the Power Purchase Agreement (PPA) Cost and Savings Table for Cedar Braker, calculate and populate all relevant values in the summary table under the assumption of a 9.13% discount rate. The analysis should compute the Net Present Value (NPV) for each component — including the Old PPA, Market Stranded Investment (SI), New PPA, and PPA Savings — and compare the economic impact of the different scenarios.", + "source_files": [ + "richard_sanders__31745__Tick Analysis @ 14-Nov-00_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/42/42_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "richard_sanders__31745__Tick Analysis @ 14-Nov-00.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/42/42_ref_0.xlsx" + ], + "task_type": "Calculation, Cross-sheet/file Retrieval", + "business_type": "Investment: Pricing And Valuation" +} \ No newline at end of file diff --git a/files/42/42_ref_0.xlsx b/files/42/42_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..e373d6f972ce32ca8e69f48bc63e0e45313e3948 --- /dev/null +++ b/files/42/42_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:076149be03d3ee8c8809146e10c3d332a39249b15024492c733f5dbf7b2b1fa4 +size 143129 diff --git a/files/42/42_src_0.xlsx b/files/42/42_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..6712ce794b3b35273a46c58510338e73252ec440 --- /dev/null +++ b/files/42/42_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:1226f203edf7e6fda04dc82ffb59a6fbf0d9edd560b15cc1cbfe86dd2633aaa0 +size 142900 diff --git a/files/43/43.json b/files/43/43.json new file mode 100644 index 0000000000000000000000000000000000000000..45157c810f1c403e817b6db8873b9582375946b1 --- /dev/null +++ b/files/43/43.json @@ -0,0 +1,20 @@ +{ + "id": "43", + "instruction_en": "Complete the Cleburne Plant Damage Sensitivities table task Q1 – At Inception:\nFirst, based on the given assumptions in the table, fill in the Interest Rate Adjustment, Apache Savings, Adjusted Capacity Rate, Months in the Year, Plant Capacity, Yearly Capacity Payments, and Monthly Capacity Payments for each year from 1997 to 2019. Finally, provide the equity present value (XNPV5) as of 12/31/1996 and 12/31/2000.", + "source_files": [ + "richard_sanders__31745__Tick Analysis @ 14-Nov-00_1.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/43/43_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "richard_sanders__31745__Tick Analysis @ 14-Nov-00_2.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/43/43_ref_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Investment: Pricing And Valuation" +} \ No newline at end of file diff --git a/files/43/43_ref_0.xlsx b/files/43/43_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..ad98af957b9f6526e4470c1947f740f4dda6b4b6 --- /dev/null +++ b/files/43/43_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:368eff502997b9c9a509365476ef939b76a48ed7432f5a47308867a1b030e316 +size 111986 diff --git a/files/43/43_src_0.xlsx b/files/43/43_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7337d0de6aca1d1645695b77ae6fcaef29aff6fc --- /dev/null +++ b/files/43/43_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:cda07b2f1c4e1e669a4bd2d6d13ec85b939a8e6da834db08a5e626689cabe10f +size 110794 diff --git a/files/44/44.json b/files/44/44.json new file mode 100644 index 0000000000000000000000000000000000000000..f25207f7025b89155e2827f5743705e35c9fc65b --- /dev/null +++ b/files/44/44.json @@ -0,0 +1,20 @@ +{ + "id": "44", + "instruction_en": "On active deals vs headcount sheet, create two separate line charts to illustrate Enron Wholesale Services’ business and HR growth w/o Calgary from 1999 to 2001 :\nChart 1: Active deals by month, showing separate lines for Natural Gas, Power, and Financial deals.\nChart 2: Energy Operations headcount, comparing Adjusted Plan and Actual headcount over time.", + "source_files": [ + "sally_beck__35543__Energy Ops 98-01 headcount_2.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/44/44_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "sally_beck__35543__Energy Ops 98-01 headcount_3.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/44/44_ref_0.xlsx" + ], + "task_type": "Reporting / Visualization, Cross-sheet/file Retrieval", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/44/44_ref_0.xlsx b/files/44/44_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..02d90a80df83660a7ae01dca394ffbcfdc2a3a2d Binary files /dev/null and b/files/44/44_ref_0.xlsx differ diff --git a/files/44/44_src_0.xlsx b/files/44/44_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d9b42da1d6a75ef3989bb59e849f9a466d7690c5 Binary files /dev/null and b/files/44/44_src_0.xlsx differ diff --git a/files/45/45.json b/files/45/45.json new file mode 100644 index 0000000000000000000000000000000000000000..279991565c1d6ac348e7273c5f8c31af73e7ae77 --- /dev/null +++ b/files/45/45.json @@ -0,0 +1,20 @@ +{ + "id": "45", + "instruction_en": "Compile and populate the Summary sheet with Enron Energy Operations’ departmental annual headcount Plan vs Actual and then add a short analysis of the business drivers behind headcount growth for 1999–2001. Organize the commentary into three sections—Enron Americas, EGM, and EIM—and place it on the right-hand side of the Summary sheet.", + "source_files": [ + "sally_beck__35543__Energy Ops 98-01 headcount_4.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/45/45_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "sally_beck__35543__Energy Ops 98-01 headcount_5.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/45/45_ref_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting, Reporting / Visualization", + "business_type": "Planning And Budget" +} \ No newline at end of file diff --git a/files/45/45_ref_0.xlsx b/files/45/45_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d92b865571d8784a82c35f8660fd28e203fe13f6 Binary files /dev/null and b/files/45/45_ref_0.xlsx differ diff --git a/files/45/45_src_0.xlsx b/files/45/45_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..406023b1b5373a6e6b7c02dd4946859f798eae47 Binary files /dev/null and b/files/45/45_src_0.xlsx differ diff --git a/files/46/46.json b/files/46/46.json new file mode 100644 index 0000000000000000000000000000000000000000..b03d96d8023fd3a54c9586510429220746959850 --- /dev/null +++ b/files/46/46.json @@ -0,0 +1,20 @@ +{ + "id": "46", + "instruction_en": "Complete the Financial Ratios section on the Balance Sheet. In addition, infer and populate the revaluation-related asset entries on rows 25 and 26.", + "source_files": [ + "jeff_dasovich__14041__final exam--Dasovich_05.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/46/46_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "jeff_dasovich__14041__final exam--Dasovich_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/46/46_ref_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/46/46_ref_0.xlsx b/files/46/46_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..4b185f73f60c4edb53db173ab4d0de7653df3a68 Binary files /dev/null and b/files/46/46_ref_0.xlsx differ diff --git a/files/46/46_src_0.xlsx b/files/46/46_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9a26fb69d862bdc1aaafcb7dc3ca8ddf6be988e1 Binary files /dev/null and b/files/46/46_src_0.xlsx differ diff --git a/files/47/47.json b/files/47/47.json new file mode 100644 index 0000000000000000000000000000000000000000..0f9970011216d2457760d23cb37b0a6c84ba5e5f --- /dev/null +++ b/files/47/47.json @@ -0,0 +1,20 @@ +{ + "id": "47", + "instruction_en": "Complete the Income Statement (Purchase method) by calculating the Amortization of goodwill and the Amortization of extra depreciation, then update Income before income taxes. Based on that, compute the corresponding income tax, net income, and earnings per share on the Income Statement.", + "source_files": [ + "jeff_dasovich__14041__final exam--Dasovich_03.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/47/47_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "jeff_dasovich__14041__final exam--Dasovich_04.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/47/47_ref_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/47/47_ref_0.xlsx b/files/47/47_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2daa5d168a7b631c8901917adae8d108026a2422 Binary files /dev/null and b/files/47/47_ref_0.xlsx differ diff --git a/files/47/47_src_0.xlsx b/files/47/47_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..63ed7cf21c5c69c69ca92c736a57a4091a866ac7 Binary files /dev/null and b/files/47/47_src_0.xlsx differ diff --git a/files/48/48.json b/files/48/48.json new file mode 100644 index 0000000000000000000000000000000000000000..386d4e85ca7754be69b9aa9a3df16d3909473c45 --- /dev/null +++ b/files/48/48.json @@ -0,0 +1,20 @@ +{ + "id": "48", + "instruction_en": "Review the Income Statement for any mis-entered figures and correct them. ", + "source_files": [ + "jeff_dasovich__14041__final exam--Dasovich_06.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/48/48_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "jeff_dasovich__14041__final exam--Dasovich_04.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/48/48_ref_0.xlsx" + ], + "task_type": "Validation / Review, Cross-sheet/file Retrieval", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/48/48_ref_0.xlsx b/files/48/48_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2daa5d168a7b631c8901917adae8d108026a2422 Binary files /dev/null and b/files/48/48_ref_0.xlsx differ diff --git a/files/48/48_src_0.xlsx b/files/48/48_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..bc4a0071b86b7a0bd276031bca7508400855d192 Binary files /dev/null and b/files/48/48_src_0.xlsx differ diff --git a/files/49/49.json b/files/49/49.json new file mode 100644 index 0000000000000000000000000000000000000000..6d7065b8f254f81ed78388e883fc5b08f3f9fbf2 --- /dev/null +++ b/files/49/49.json @@ -0,0 +1,20 @@ +{ + "id": "49", + "instruction_en": "Review the workbook and resolve the mismatched figures caused by formulas in the A1:K16 range that were entered without the necessary cell references. Identify the affected cells within that range and correct the formulas so the numbers reconcile.", + "source_files": [ + "jeff_dasovich__14032__E220 Take home midterm--Dasovich_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/49/49_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "jeff_dasovich__14032__E220 Take home midterm--Dasovich.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/49/49_ref_0.xlsx" + ], + "task_type": "Validation / Review, Calculation", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/49/49_ref_0.xlsx b/files/49/49_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..db0645e2bb778e4c9dc6150a6baa04240c42217d Binary files /dev/null and b/files/49/49_ref_0.xlsx differ diff --git a/files/49/49_src_0.xlsx b/files/49/49_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..6ca5931effd7565f8ada2efb01c70f9f94244ef3 Binary files /dev/null and b/files/49/49_src_0.xlsx differ diff --git a/files/5/5.json b/files/5/5.json new file mode 100644 index 0000000000000000000000000000000000000000..cfd72ef376ecdc9b7c0f2d5e2fcbac7c723e29f7 --- /dev/null +++ b/files/5/5.json @@ -0,0 +1,20 @@ +{ + "id": "5", + "instruction_en": "Compute the “sum of A” and “sum of B” in the last rows of the Income sheet for each Financial Indicator Component, using data from all sheets in the workbook.", + "source_files": [ + "fass_sampleAn__EUSES_financial_bad_06.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/5/5_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "fass_sampleAn__EUSES_financial_bad_05.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/5/5_ref_0.xlsx" + ], + "task_type": "Calculation, Cross-sheet/file Retrieval", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/5/5_ref_0.xlsx b/files/5/5_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..86594b480f79042c41842ba9af7622cd16779870 Binary files /dev/null and b/files/5/5_ref_0.xlsx differ diff --git a/files/5/5_src_0.xlsx b/files/5/5_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2b86ec5bd615501b7ed7304902c7748e1493e141 Binary files /dev/null and b/files/5/5_src_0.xlsx differ diff --git a/files/50/50.json b/files/50/50.json new file mode 100644 index 0000000000000000000000000000000000000000..5ba74f6ecd5611244d329db352c813a03e4af343 --- /dev/null +++ b/files/50/50.json @@ -0,0 +1,20 @@ +{ + "id": "50", + "instruction_en": "Complete the last few rows for “Inventory turnover” and the related metrics (average time in inventory, receivables turnover, and payables turnover) in line with the calculation relationships described in the sheet notes.", + "source_files": [ + "jeff_dasovich__14032__E220 Take home midterm--Dasovich_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/50/50_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "jeff_dasovich__14032__E220 Take home midterm--Dasovich_01.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/50/50_ref_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/50/50_ref_0.xlsx b/files/50/50_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..6ca5931effd7565f8ada2efb01c70f9f94244ef3 Binary files /dev/null and b/files/50/50_ref_0.xlsx differ diff --git a/files/50/50_src_0.xlsx b/files/50/50_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..077cb51131541f0dfb8bdea82744503da80f992b Binary files /dev/null and b/files/50/50_src_0.xlsx differ diff --git a/files/51/51.json b/files/51/51.json new file mode 100644 index 0000000000000000000000000000000000000000..e836b15c92408f60e81671dc3a3cfa46436390b1 --- /dev/null +++ b/files/51/51.json @@ -0,0 +1,20 @@ +{ + "id": "51", + "instruction_en": "Identify the data in the chart and save it to a spreadsheet.", + "source_files": [ + "International Debt Report 2024_08.jpeg" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/51/51_src_0.jpeg" + ], + "reference_outputs": [ + { + "file": "IDR2024-Part1-AllCharts-Tables_08.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/51/51_ref_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/51/51_ref_0.xlsx b/files/51/51_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..f2e0cd71dae2d61230434e8db9e9fd90e5fe8c37 Binary files /dev/null and b/files/51/51_ref_0.xlsx differ diff --git a/files/51/51_src_0.jpeg b/files/51/51_src_0.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..476654be5b754f3e46368b21ca8978ad87e1a726 --- /dev/null +++ b/files/51/51_src_0.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:9164c84c3f169ac66964757832e701fc5628178d558ae1b957f38d228f106d5f +size 67572 diff --git a/files/52/52.json b/files/52/52.json new file mode 100644 index 0000000000000000000000000000000000000000..e847ee5bfbd08a952fc06514a625e6f125874024 --- /dev/null +++ b/files/52/52.json @@ -0,0 +1,20 @@ +{ + "id": "52", + "instruction_en": "Transcribe the content from the pdf/image into the Excel file (including the chart) and complete any missing formulas so the workbook is fully populated and the calculations are in place.", + "source_files": [ + "2_SunDevil01CostSummary.pdf" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/52/52_src_0.pdf" + ], + "reference_outputs": [ + { + "file": "2_SunDevil01CostSummary.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/52/52_ref_0.xlsx" + ], + "task_type": "Data Entry / Import, Reporting / Visualization, Calculation", + "business_type": "Operations/Planning And Budget" +} \ No newline at end of file diff --git a/files/52/52_ref_0.xlsx b/files/52/52_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..5093de4c701c4868bf9a334d6def6bbf10c0a277 Binary files /dev/null and b/files/52/52_ref_0.xlsx differ diff --git a/files/52/52_src_0.pdf b/files/52/52_src_0.pdf new file mode 100644 index 0000000000000000000000000000000000000000..eb6cc0bafd2abec0b438086361f465436b267026 Binary files /dev/null and b/files/52/52_src_0.pdf differ diff --git a/files/53/53.json b/files/53/53.json new file mode 100644 index 0000000000000000000000000000000000000000..a53b7436742f77e8ef075477e8cd06119b236205 --- /dev/null +++ b/files/53/53.json @@ -0,0 +1,33 @@ +{ + "id": "53", + "instruction_en": "For each month from December 2000 through April 2012, compute the difference between the Total Monthly Nominal Volume (CNG + TCO) and the Total Monthly Discounted Volume (CNG + TCO) for the long-term natural gas contract. Then compare the Average Daily Nominal Volume for CNG with the Average Daily Nominal Volume for TCO.", + "source_files": [ + "1_AppalachiaGas2.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/53/53_src_0.xlsx" + ], + "reference_outputs": [ + { + "text": "Total Monthly Nominal Volume (CNG+TCO): 75,100,712" + }, + { + "text": "Total Monthly Discounted Volume (CNG+TCO): 53,458,048" + }, + { + "text": "Total Monthly Nominal Volume (CNG+TCO) - Total Monthly Discounted Volume (CNG+TCO) = 21,642,663" + }, + { + "text": "Average Daily Nominal Volume (CNG): 11,409" + }, + { + "text": "Average Daily Nominal Volume (TCO): 5,619" + }, + { + "text": "Average Daily Nominal Volume (CNG) - Average Daily Nominal Volume (TCO)=5,790" + } + ], + "reference_file_urls": [], + "task_type": "Calculation", + "business_type": "Investment: Pricing And Valuation / Risk Management / Procurement And Sales" +} \ No newline at end of file diff --git a/files/53/53_src_0.xlsx b/files/53/53_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..cb0985061e838e1764dd5b753a79c838159240b5 Binary files /dev/null and b/files/53/53_src_0.xlsx differ diff --git a/files/54/54.json b/files/54/54.json new file mode 100644 index 0000000000000000000000000000000000000000..2957d9a844406106a20c1e699f69ef2483bfa6b6 --- /dev/null +++ b/files/54/54.json @@ -0,0 +1,20 @@ +{ + "id": "54", + "instruction_en": "Take the left-side raw pulp price data for BSCTMP, NBSK, and SBSK and add derived fields to calculate the correlations for BSCTMP vs. NBSK and BSCTMP vs. SBSK, identify the maximum and minimum values of Dollar difference and record the dates they occur, and report the standard deviation for each of BSCTMP, NBSK, and SBSK price series. Also calculates the annualized standard deviation (volatility) of the monthly log growth rates of BSCTMP, NBSK, SBSK, and present it in percentage terms to show relative volatility.", + "source_files": [ + "monika_causholli__28233__BSCTMP Substitute Correlations_4.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/54/54_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "monika_causholli__28233__BSCTMP Substitute Correlations_5.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/54/54_ref_0.xlsx" + ], + "task_type": "Calculation, Structuring / Formatting", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/54/54_ref_0.xlsx b/files/54/54_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..47057327159b71ba2e59ae745bb3cb72e1c93849 Binary files /dev/null and b/files/54/54_ref_0.xlsx differ diff --git a/files/54/54_src_0.xlsx b/files/54/54_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..4b4b1e30cbea7b678e085aa2f415e8e5d17e8f1c Binary files /dev/null and b/files/54/54_src_0.xlsx differ diff --git a/files/55/55.json b/files/55/55.json new file mode 100644 index 0000000000000000000000000000000000000000..d5fbb483d6428c229411929c45047f2899ec1cc6 --- /dev/null +++ b/files/55/55.json @@ -0,0 +1,20 @@ +{ + "id": "55", + "instruction_en": "On the correl_graph sheet, create a time-series line chart comparing BSCTMP, NBSK, and SBSK prices to show how they move relative to each other. Use time on the x-axis to make their correlation visible.", + "source_files": [ + "monika_causholli__28233__BSCTMP Substitute Correlations_5.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/55/55_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "monika_causholli__28233__BSCTMP Substitute Correlations_6.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/55/55_ref_0.xlsx" + ], + "task_type": "Reporting / Visualization", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/55/55_ref_0.xlsx b/files/55/55_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..85f705f1ca586a66fceb621f6cb84f7f0287ac53 Binary files /dev/null and b/files/55/55_ref_0.xlsx differ diff --git a/files/55/55_src_0.xlsx b/files/55/55_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..47057327159b71ba2e59ae745bb3cb72e1c93849 Binary files /dev/null and b/files/55/55_src_0.xlsx differ diff --git a/files/56/56.json b/files/56/56.json new file mode 100644 index 0000000000000000000000000000000000000000..4eda3a660afc8f9e43a50c68dfa9edca51104ea9 --- /dev/null +++ b/files/56/56.json @@ -0,0 +1,20 @@ +{ + "id": "56", + "instruction_en": "Reference the Summary sheet and restate the SUM-USD sheet on a USD basis. Update all figures and roll-ups in SUM-USD to reflect USD reporting consistent with the Summary.", + "source_files": [ + "robin_rodrigue__33276__Kathy_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/56/56_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "robin_rodrigue__33276__Kathy_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/56/56_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation, Cross-sheet/file Retrieval", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/56/56_ref_0.xlsx b/files/56/56_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b8de816dba89f7411cfe9cedbd34e7f6d3ae6bfe Binary files /dev/null and b/files/56/56_ref_0.xlsx differ diff --git a/files/56/56_src_0.xlsx b/files/56/56_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b76e6577e84cfbec99ffcbcf59471f5c5e558b6f Binary files /dev/null and b/files/56/56_src_0.xlsx differ diff --git a/files/57/57.json b/files/57/57.json new file mode 100644 index 0000000000000000000000000000000000000000..bc7b1b97e5060f516811caa1da5f19302d2dd33c --- /dev/null +++ b/files/57/57.json @@ -0,0 +1,20 @@ +{ + "id": "57", + "instruction_en": "Review the YTD Recon sheet and compare Canada vs. Houston across Term, Cash, and the overall Total. Summarize the variance month-by-month and for the full year.", + "source_files": [ + "robin_rodrigue__33276__Kathy_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/57/57_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "robin_rodrigue__33276__Kathy_03.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/57/57_ref_0.xlsx" + ], + "task_type": "Calculation, Structuring / Formatting", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/57/57_ref_0.xlsx b/files/57/57_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7b303659936c84a60d1e9b94022eec4fbbcf79d5 Binary files /dev/null and b/files/57/57_ref_0.xlsx differ diff --git a/files/57/57_src_0.xlsx b/files/57/57_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b8de816dba89f7411cfe9cedbd34e7f6d3ae6bfe Binary files /dev/null and b/files/57/57_src_0.xlsx differ diff --git a/files/58/58.json b/files/58/58.json new file mode 100644 index 0000000000000000000000000000000000000000..3b90fbd967d01cb3bdbf11abb55374d88e0ebcd4 --- /dev/null +++ b/files/58/58.json @@ -0,0 +1,20 @@ +{ + "id": "58", + "instruction_en": "On the SUM-USD and Summary tabs, add a right-side data block that consolidates quarterly totals and the full-year total for each row. Please ensure every line is included.", + "source_files": [ + "robin_rodrigue__33276__Kathy_03.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/58/58_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "robin_rodrigue__33276__Kathy_04.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/58/58_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/58/58_ref_0.xlsx b/files/58/58_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d1c561c074c1c62db7bb5af5d3e24f6e68e61563 Binary files /dev/null and b/files/58/58_ref_0.xlsx differ diff --git a/files/58/58_src_0.xlsx b/files/58/58_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7b303659936c84a60d1e9b94022eec4fbbcf79d5 Binary files /dev/null and b/files/58/58_src_0.xlsx differ diff --git a/files/59/59.json b/files/59/59.json new file mode 100644 index 0000000000000000000000000000000000000000..b7e9cf5fc555d5af971845d8bf136b5594b33397 --- /dev/null +++ b/files/59/59.json @@ -0,0 +1,20 @@ +{ + "id": "59", + "instruction_en": "Update the TOTAL PHYSICAL GAS tab to mirror the layout on TOTAL US GAS. Specifically, insert a “% CHANGE FROM LAST 30 DAYS” column on the TOTAL PHYSICAL GAS worksheet.", + "source_files": [ + "john_arnold__15483__TOP 50 CP - GAS EM 11-21-01_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/59/59_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "john_arnold__15483__TOP 50 CP - GAS EM 11-21-01_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/59/59_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/59/59_ref_0.xlsx b/files/59/59_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b6ba9455a5d2e064835ebcc683958d8e5adeaa40 Binary files /dev/null and b/files/59/59_ref_0.xlsx differ diff --git a/files/59/59_src_0.xlsx b/files/59/59_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..310f5de407a52c7f51c9532f9c1decb9ced82f73 Binary files /dev/null and b/files/59/59_src_0.xlsx differ diff --git a/files/6/6.json b/files/6/6.json new file mode 100644 index 0000000000000000000000000000000000000000..535e7f0ec8911a0f37f0c007ab0a0b8485ed4643 --- /dev/null +++ b/files/6/6.json @@ -0,0 +1,23 @@ +{ + "id": "6", + "instruction_en": "Please write a structured economic analysis report based on the table data I provide.\nRequirements:\n\nBase the analysis only on the table content; do not introduce external knowledge.\n\nIdentify trends, changes, turning points, and fluctuation patterns during crisis periods in the data.\n\nAnalyze relationships between different indicators, such as the connection between time periods and specific indicator changes, or whether certain event years exhibit significant volatility.\n\nIntegrate your findings into a formal economic report–style narrative and include clear visual charts, for example:\n\n“During the period of xxx, we observe that...”\n\n“The data indicate that the institution exhibits...”\n\nThe report must include:\n\nA summary of trends\n\nCharacteristics of special years\n\nInferred economic behavior patterns\n\nThe report should be no more than 300 words.", + "source_files": [ + "IDR2024-Part1-AllCharts-Tables_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/6/6_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "IDR2024-Part1-AllCharts-Tables_01.xlsx" + }, + { + "text": "Figure 1.4 shows that, for low- and middle-income countries over 1971–2023, new World Bank lending (IBRD and IDA, including IDA grants) tends to rise as a share of GNI when GNI growth declines. During major downturns – such as the 2008–09 financial crisis and the COVID-19 pandemic – the ratio of IBRD and IDA lending (and IDA grants) to GNI increases noticeably even as economic growth turns sharply negative. This pattern, which recurs around several episodes of weak growth and external shocks, indicates that World Bank lending has played a countercyclical and stabilizing role, expanding in periods of stress to help cushion dramatic drops in economic activity in eligible low- and middle-income economies." + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/6/6_ref_0.xlsx" + ], + "task_type": "Calculation, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/6/6_ref_0.xlsx b/files/6/6_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..685c0db339c9315957cb4ad2c8cf573b52f0d1b8 Binary files /dev/null and b/files/6/6_ref_0.xlsx differ diff --git a/files/6/6_src_0.xlsx b/files/6/6_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b25281600e97f0c09e71686add06911f71cf6ea4 Binary files /dev/null and b/files/6/6_src_0.xlsx differ diff --git a/files/60/60.json b/files/60/60.json new file mode 100644 index 0000000000000000000000000000000000000000..fc9d556fa8fb92f3f13ecf08bc5dc47e2a980b7a --- /dev/null +++ b/files/60/60.json @@ -0,0 +1,20 @@ +{ + "id": "60", + "instruction_en": "On the All Natural Gas sheet, create an Excel Ctrl+T table and filter to show only the COUNTERPARTY entries highlighted in red.", + "source_files": [ + "kam_keiser__18021__Summary of Book Requests Update_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/60/60_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "kam_keiser__18021__Summary of Book Requests Update_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/60/60_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/60/60_ref_0.xlsx b/files/60/60_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b087b99d90d50fdade4b75b88bd12bad4beebb19 Binary files /dev/null and b/files/60/60_ref_0.xlsx differ diff --git a/files/60/60_src_0.xlsx b/files/60/60_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..cdf57ac1431ca59bd45c0e916497d6142f3b6add Binary files /dev/null and b/files/60/60_src_0.xlsx differ diff --git a/files/61/61.json b/files/61/61.json new file mode 100644 index 0000000000000000000000000000000000000000..a71abca92367fc2723920a6f9dd6efaece46494e --- /dev/null +++ b/files/61/61.json @@ -0,0 +1,20 @@ +{ + "id": "61", + "instruction_en": "Add two new entries to the peaker plant comps and then refresh the averages. Constellation (Illinois; Electric Power Daily, article 6/20/2000; operation 6/1/2001) with unspecified turbine type, 300 MW, total cost $130MM, and $433/kW; and TVA (Mississippi; Electric Power Daily, article 6/23/2000; operation 6/1/2002) using GE Gas Turbines, 340 MW, total cost $170MM, and $500/kW. After these are entered, update the overall average and the average excluding GE LM 6000 units.", + "source_files": [ + "benjamin_rogers__1258__merchant peaker plants version3.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/61/61_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "benjamin_rogers__1259__merchant peaker plants version4.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/61/61_ref_0.xlsx" + ], + "task_type": "Data Entry / Import, Structuring / Formatting, Calculation", + "business_type": "Investment: Pricing And Valuation" +} \ No newline at end of file diff --git a/files/61/61_ref_0.xlsx b/files/61/61_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..b5acd1ea1127d9b82f01f66051f17a4e2b4b8832 Binary files /dev/null and b/files/61/61_ref_0.xlsx differ diff --git a/files/61/61_src_0.xlsx b/files/61/61_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..1cc7ad91bca7c267e7e5a77717e0ceaef93a2fac Binary files /dev/null and b/files/61/61_src_0.xlsx differ diff --git a/files/62/62.json b/files/62/62.json new file mode 100644 index 0000000000000000000000000000000000000000..6a94391b5d687de43d5d00fecac0f5329e7c9f86 --- /dev/null +++ b/files/62/62.json @@ -0,0 +1,20 @@ +{ + "id": "62", + "instruction_en": "For EDF MAN, clear the 'Line of Credit Covering Initial Margin (except EDF Mann…)' and then recalculate any related figures that need to be synchronized. Leave all other content unchanged.", + "source_files": [ + "louise_kitchen__23024__Margin 11_01_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/62/62_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "louise_kitchen__23025__Margin 11_01_01.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/62/62_ref_0.xlsx" + ], + "task_type": "Calculation, Validation / Review", + "business_type": "Risk Management" +} \ No newline at end of file diff --git a/files/62/62_ref_0.xlsx b/files/62/62_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d07d235605f41f28a2c1953cecef09462641b4ab Binary files /dev/null and b/files/62/62_ref_0.xlsx differ diff --git a/files/62/62_src_0.xlsx b/files/62/62_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..e681b1162585140e1d487ac0d84401c7ff8eb949 Binary files /dev/null and b/files/62/62_src_0.xlsx differ diff --git a/files/63/63.json b/files/63/63.json new file mode 100644 index 0000000000000000000000000000000000000000..fc9013d9845485100fd2574275759b35ac1c0fc4 --- /dev/null +++ b/files/63/63.json @@ -0,0 +1,20 @@ +{ + "id": "63", + "instruction_en": "Using RepIS-Qtrly as the base, please create the RepIS-Annual and RepIS-Qtrly YTD schedules, formatted consistent with the other spreadsheets in the workbook.", + "source_files": [ + "hist_restate_4q03_sel#A7B10__EUSES_financial_processed_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/63/63_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "hist_restate_4q03_sel#A7B10__EUSES_financial_processed.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/63/63_ref_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval, Structuring / Formatting", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/63/63_ref_0.xlsx b/files/63/63_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..a3b3a7b02c15141dc9aacd80cdb6006b7cbac72d --- /dev/null +++ b/files/63/63_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:c48ef30da3fb2904b0593bcda6a24d0f082b6cccf3a4d4ea45e5c850736432e2 +size 231193 diff --git a/files/63/63_src_0.xlsx b/files/63/63_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d68c721766ee65dd20471d9678561a13c3c0d665 --- /dev/null +++ b/files/63/63_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:f81792410796c7631ee3ad6ba07cfd45c0495f818f001856ba5e22bc7015b3cf +size 236189 diff --git a/files/64/64.json b/files/64/64.json new file mode 100644 index 0000000000000000000000000000000000000000..0b0260409dd3b19b07ac35dc6ccf1a3c527f5a6b --- /dev/null +++ b/files/64/64.json @@ -0,0 +1,20 @@ +{ + "id": "64", + "instruction_en": "Audit the workbook and correct the formula errors in place so numbers calculate properly.", + "source_files": [ + "1_SunDevil01CostSummary.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/64/64_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "2_SunDevil01CostSummary.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/64/64_ref_0.xlsx" + ], + "task_type": "Validation / Review, Calculation", + "business_type": "Operations/Model Prediction" +} \ No newline at end of file diff --git a/files/64/64_ref_0.xlsx b/files/64/64_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..5093de4c701c4868bf9a334d6def6bbf10c0a277 Binary files /dev/null and b/files/64/64_ref_0.xlsx differ diff --git a/files/64/64_src_0.xlsx b/files/64/64_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..967a460bada55c3f2ed4396f728bc77976034d74 Binary files /dev/null and b/files/64/64_src_0.xlsx differ diff --git a/files/65/65.json b/files/65/65.json new file mode 100644 index 0000000000000000000000000000000000000000..62eef330f035d8b4f709407c8e42d383ae9201d8 --- /dev/null +++ b/files/65/65.json @@ -0,0 +1,16 @@ +{ + "id": "65", + "instruction_en": "For an infrastructure-finance paper, I need to benchmark capital intensity of large offshore wind assets. List every offshore wind farm in European waters that was fully commissioned (i.e., all turbines installed and formally entered commercial operation) from 2010-01-01 to 2024-12-31 and whose nameplate capacity is >= 300 MW. Ignore projects still under construction or phases that are only partially energized / not yet formally fully commissioned as of December 31, 2024.\\n\\n[Data Source and Methodology Notes]\\n1. Data Source: Please use 4C Offshore or WindEurope database records as of October 31, 2024.\\n2. Commissioning Boundary (Strict Definition): Projects must have formally announced full commissioning before December 31, 2024. Projects that only completed turbine installation but have not yet formally achieved full commissioning (e.g., Baltic Eagle completed installation in 2024 but full commissioning in July 2025) should NOT be included.\\n3. Capacity Convention:\\n - Hollandse Kust Zuid 1-2: 770 MW / 70 turbines\\n - Hollandse Kust Zuid 3-4: 759 MW / 69 turbines (official KEC convention)\\n - Borkum Riffgrund 2: 450 MW (developer convention)\\n - Seagreen: 1075 MW (developer official convention)\\n4. Combined Projects: Combined projects (e.g., Gode Wind 1+2, Thornton Bank C-Power phases) are treated as single wind farms.\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the columns in this exact order:\\nWind Farm, Sea / Basin, Capacity (MW), Turbines Number, Turbine Model, Commissioning Year, Owner / Operator\\nFill missing fields with \\\"NA\\\".\\nDon't ask me any questions, just output the results according to the column without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_Turbine_Unit_Economics: Analyze turbine-level economics and efficiency metrics.\\nColumns: Wind Farm, Capacity (MW), Turbines Number, Average Turbine Capacity (MW), Capacity Density (turbines/100MW), Scale Category, Turbine Size Category\\nAverage Turbine Capacity (MW) = Capacity (MW) / Turbines Number (2 decimals). Capacity Density (turbines/100MW) = (Turbines Number / Capacity (MW)) x 100 (2 decimals). Scale Category: \\\"Gigawatt-Scale\\\" if Capacity >= 1000 MW, \\\"Large-Scale\\\" if >= 600, \\\"Mid-Scale\\\" if >= 400, \\\"Standard-Scale\\\" otherwise. Turbine Size Category: \\\"Ultra-Large (>=10MW)\\\" if Average >= 10, \\\"Large (7-10MW)\\\" if >= 7, \\\"Medium (5-7MW)\\\" if >= 5, \\\"Standard (<5MW)\\\" otherwise.\\n\\nSubtask 2 - Sheet3_Geographic_Market: Aggregate projects by sea/basin to analyze regional market structure and concentration.\\nColumns: Sea / Basin, Number of Projects, Total Capacity (MW), Average Project Size (MW), Largest Project (MW), Market Share (%), Market Development\\nNumber of Projects: COUNT of projects per region (integer). Total Capacity (MW): SUM of all capacities in region (2 decimals). Average Project Size (MW): Total / Number (2 decimals). Largest Project (MW): MAX capacity in region (2 decimals). Market Share (%): (Regional Total / Grand Total) x 100 (2 decimals). Market Development: \\\"Concentrated\\\" if <= 2 projects, \\\"Moderate\\\" if 3-5, \\\"Diversified\\\" if >= 6. Sort by Total Capacity (MW) descending.\\n\\nSubtask 3 - Sheet4_Technology_Manufacturer: Extract manufacturer from turbine model strings and classify technology generation.\\nColumns: Wind Farm, Turbine Model, Commissioning Year, Manufacturer, Manufacturer Type, Unit Capacity (MW), Technology Generation\\nManufacturer: Extract from Turbine Model string (e.g., \\\"Siemens\\\", \\\"Vestas\\\", \\\"GE\\\", \\\"MHI Vestas\\\", \\\"AREVA\\\", \\\"Senvion\\\", \\\"Adwen\\\", \\\"REpower\\\", \\\"Bard\\\", \\\"Other\\\"). Manufacturer Type: \\\"Major OEM\\\" if Siemens/Vestas/GE, \\\"Established Player\\\" if MHI Vestas/Senvion/AREVA, \\\"Specialized/Regional\\\" otherwise. Unit Capacity (MW): Primarily extract rated capacity from model name (e.g., \\\"SWT-6.0-154\\\" → 6.0 MW), even if it differs from farm capacity / turbine count; 2 decimals. Technology Generation: \\\"Next-Gen (>=10MW)\\\" if >= 10, \\\"Gen 4 (8-10MW)\\\" if >= 8, \\\"Gen 3 (6-8MW)\\\" if >= 6, \\\"Gen 2 (4-6MW)\\\" if >= 4, \\\"Gen 1 (<4MW)\\\" otherwise.\\n\\nSubtask 4 - Sheet5_Operator_Portfolio: Identify major operators by parsing ownership strings and calculate portfolio metrics. Show top 15 operators only.\\nColumns: Operator Name, Number of Projects, Total Capacity (MW), Average Project Size (MW), Portfolio Rank, Market Share (%)\\nParse Owner/Operator field (split by \\\"/\\\" separator) to identify individual operators. Normalize common operator names (e.g., \\\"Orsted\\\"/\\\"orsted\\\" -> \\\"Ørsted\\\"). Number of Projects: Count of distinct projects in which the operator participates (integer, not split for joint ownership). Total Capacity (MW): SUM of capacities, split equally among co-owners (2 decimals). Average Project Size (MW): Total / Number (2 decimals). Portfolio Rank: 1 = highest total capacity (integer). Market Share (%): (Operator Total / Sum of Top 15) x 100 (2 decimals). Sort by Total Capacity descending, include only top 15 operators.", + "source_files": [], + "source_files_urls": [], + "reference_outputs": [ + { + "file": "TableSearch_task_09_GT.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/65/65_ref_0.xlsx" + ], + "task_type": "Web Search, Data Entry / Import, Calculation, Structuring / Formatting", + "business_type": "Reports/Model Predictions" +} \ No newline at end of file diff --git a/files/65/65_ref_0.xlsx b/files/65/65_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..4b102bd13b3263648ce85201462b5f56f999be34 Binary files /dev/null and b/files/65/65_ref_0.xlsx differ diff --git a/files/66/66.json b/files/66/66.json new file mode 100644 index 0000000000000000000000000000000000000000..139bbbb2b2e7018e8bd737369f14475f136f0483 --- /dev/null +++ b/files/66/66.json @@ -0,0 +1,20 @@ +{ + "id": "66", + "instruction_en": "Calculate the Interest Payment fpr enron and fill the correnponding cell.", + "source_files": [ + "jim_schwieger__14492__Inv_WC_true_up_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/66/66_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "jim_schwieger__14492__Inv_WC_true_up_03.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/66/66_ref_0.xlsx" + ], + "task_type": "Calculation, Structuring / Formatting, Financial Modeling", + "business_type": "Purchasing And Sales" +} \ No newline at end of file diff --git a/files/66/66_ref_0.xlsx b/files/66/66_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..ff8813908d080333bbf89918a45a133065d7624e Binary files /dev/null and b/files/66/66_ref_0.xlsx differ diff --git a/files/66/66_src_0.xlsx b/files/66/66_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..8d70072d8d5d87aa199a73bc38dffd5c19d3128e Binary files /dev/null and b/files/66/66_src_0.xlsx differ diff --git a/files/67/67.json b/files/67/67.json new file mode 100644 index 0000000000000000000000000000000000000000..73208f264729b6f994efca6b1c62c978d0af86ea --- /dev/null +++ b/files/67/67.json @@ -0,0 +1,20 @@ +{ + "id": "67", + "instruction_en": "Create a new 'by type_area' worksheet based on the Summary and the other tabs. It should present two separate tables summarized by Imbal Type; within each table, consolidate by area, include Volume, Value and Date, and calculate totals. Finally, confirm that the value and volume totals tie to the totals shown on the Summary.", + "source_files": [ + "darrell_schoolcraft__7323__imball0202_04.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/67/67_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "darrell_schoolcraft__7323__imball0202_02.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/67/67_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation, Validation / Review, Cross-sheet/file Retrieval", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/67/67_ref_0.xlsx b/files/67/67_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..990084fe2a61fd6fb01e3e88d9e537cfa593a986 --- /dev/null +++ b/files/67/67_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:567a1d5ea8904ef8e3fbbe4282550b100c883400830d9ed2b9b3fcc6d35b6e7d +size 549697 diff --git a/files/67/67_src_0.xlsx b/files/67/67_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..59aba03605c414bf4a1f552850f807eb29668ac9 --- /dev/null +++ b/files/67/67_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:36336d97a8e2450d722dadf259e434a6dbe93a4d53a2b1e3c6c0bdc4c289e338 +size 537438 diff --git a/files/68/68.json b/files/68/68.json new file mode 100644 index 0000000000000000000000000000000000000000..5bb8813a6b49598dbc5bec70494dda4a073f35a4 --- /dev/null +++ b/files/68/68.json @@ -0,0 +1,20 @@ +{ + "id": "68", + "instruction_en": "Complete the Summary worksheet by entering the missing data and aligning it to the underlying sheets.", + "source_files": [ + "darrell_schoolcraft__7323__imball0202_05.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/68/68_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "darrell_schoolcraft__7323__imball0202_06.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/68/68_ref_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval, Data Entry / Import", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/68/68_ref_0.xlsx b/files/68/68_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..91a22ae6303132afe4634e8cfdf62014618ace11 --- /dev/null +++ b/files/68/68_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:79b2076e880fae2f1a0086c2a93c156577ba48247a03a3d762e68f43fc1bdb6e +size 537931 diff --git a/files/68/68_src_0.xlsx b/files/68/68_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..c560d345343cad2bf718348b31652187a2b6f644 --- /dev/null +++ b/files/68/68_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:d000a0ae05efeb48152023d70fb76e057279d842836957b7e630db093f1cba4b +size 534870 diff --git a/files/69/69.json b/files/69/69.json new file mode 100644 index 0000000000000000000000000000000000000000..ae57fb7b4f3eb31fbb19f1bf58f52c8c9b8359f6 --- /dev/null +++ b/files/69/69.json @@ -0,0 +1,20 @@ +{ + "id": "69", + "instruction_en": "Please review the workbook and correct the naming errors in the CENT book entries—where a PHY tag should indicate a name with a PB prefix rather than FB. Once corrected in both Short Name and Long Name, set the corresponding row background to blue to flag the changes.", + "source_files": [ + "1_Book Request Form Central.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/69/69_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "1_Book Request Form Central_01.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/69/69_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting, Validation / Review", + "business_type": "Operations/Payment Accounting" +} \ No newline at end of file diff --git a/files/69/69_ref_0.xlsx b/files/69/69_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..aef1bffcfc223b809b4eb51f2e69e3dcadd7832b Binary files /dev/null and b/files/69/69_ref_0.xlsx differ diff --git a/files/69/69_src_0.xlsx b/files/69/69_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..4d33a0db6e42081bea8e568b6dbaa7c25e526fbe Binary files /dev/null and b/files/69/69_src_0.xlsx differ diff --git a/files/7/7.json b/files/7/7.json new file mode 100644 index 0000000000000000000000000000000000000000..4f768c84be42d867f1b7369d2bb29b21fc8d4dbd --- /dev/null +++ b/files/7/7.json @@ -0,0 +1,20 @@ +{ + "id": "7", + "instruction_en": "The report should be translated into English, maintaining a neat layout, and a docx version of the report should be generated.", + "source_files": [ + "canada-account-annual-report-march-31-2024-final_fr.docx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/7/7_src_0.docx" + ], + "reference_outputs": [ + { + "file": "canada-account-annual-report-march-31-2024-final_en.docx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/7/7_ref_0.docx" + ], + "task_type": "Reporting / Visualization,Translation", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/7/7_ref_0.docx b/files/7/7_ref_0.docx new file mode 100644 index 0000000000000000000000000000000000000000..7f7622217fdc71b9866f684cdae1279e9527b12d --- /dev/null +++ b/files/7/7_ref_0.docx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:fe99c880d005562af24aee9d9d7ae13aebe342103c95f202b9e6146815016196 +size 135424 diff --git a/files/7/7_src_0.docx b/files/7/7_src_0.docx new file mode 100644 index 0000000000000000000000000000000000000000..ee666cd5689142e1c366afafe5d27d02016cc091 --- /dev/null +++ b/files/7/7_src_0.docx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:4364d690a4588569cee44449f94afd9a685e6ddf240c62eda5473f1d62d7f6ec +size 143707 diff --git a/files/70/70.json b/files/70/70.json new file mode 100644 index 0000000000000000000000000000000000000000..a141813f05565f7370de38bad0bbd315f36e0e13 --- /dev/null +++ b/files/70/70.json @@ -0,0 +1,20 @@ +{ + "id": "70", + "instruction_en": "Add a separate line item labeled “IT Infrastructure Allocation” under each ENA support department in the 2002 Plan and leave the amounts blank for now. This line will represent the planned IT infrastructure allocations ENA will pass through to the Business Units in 2002.", + "source_files": [ + "tracy_geaccone__40184__EA Allocations to Other BUs-10.08.01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/70/70_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "tracy_geaccone__40205__EA Allocations to Other BUs-10.22.01_01.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/70/70_ref_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/70/70_ref_0.xlsx b/files/70/70_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..0f243b908ef7dd1e437d07edc5608168bcdd2716 --- /dev/null +++ b/files/70/70_ref_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:31acc58e7c14f6290dc90cad4cf98c35c1f969ab34cd4886fb0a18b7e88dd352 +size 109428 diff --git a/files/70/70_src_0.xlsx b/files/70/70_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..08ee835f1a8927df8e6dc323715a2680d160bd5b --- /dev/null +++ b/files/70/70_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:fa65e5198ce63d45b405c29d9fc62cca66bd09480d649f0c5275bdf281da724c +size 107957 diff --git a/files/71/71.json b/files/71/71.json new file mode 100644 index 0000000000000000000000000000000000000000..df8e9453c1347b3e3855d495839973f6c72f13b2 --- /dev/null +++ b/files/71/71.json @@ -0,0 +1,16 @@ +{ + "id": "71", + "instruction_en": "Please list the top 10 individuals from the Forbes Global Billionaires Ranking for each year from 2019 to 2024 (including 2024). For each person, include their name, ranking, net worth, source of wealth, and age of that year end. Present the information in a table format. All your data should come from Forbes, which means the ages and net worth are calculated based on the publication date.\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the column headers in order:\\nYear, Rank, Name, Net Worth (in USD billions), Age, Source of Wealth\\n\\nDon't ask me any questions, just output the results according to the columns without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_Wealth_Growth: Analyze wealth growth trends and year-over-year changes.\\nColumns: Year, Name, Current Net Worth (USD billions), Annual Change (USD billions), Annual Change (%), Cumulative Growth (%), Growth Trend\\nAnnual Change calculates difference from previous year (N/A for first appearance, 2 decimals). Cumulative Growth (%) is relative to first year on list (2 decimals). Growth Trend: \\\"Rapid Growth\\\" if Annual Change % ≥ 20%, \\\"Steady Growth\\\" if ≥ 5%, \\\"Stable\\\" if -5% to 5%, \\\"Moderate Decline\\\" if -20% to -5%, \\\"Significant Decline\\\" if < -20%, \\\"New Entry\\\" if no previous year data. Net worth values to 2 decimals.\\n\\nSubtask 2 - Sheet3_Industry_Concentration: Aggregate by industry sector and analyze market concentration.\\nColumns: Year, Industry, Billionaire Count, Total Wealth (USD billions), Average Wealth (USD billions), Market Share (%), Concentration Level\\nIndustry standardization: Amazon → E-Commerce, Microsoft → Technology-Software, Tesla/SpaceX → Technology-Automotive/Aerospace, Facebook/Meta → Technology-Social Media, Google/Alphabet → Technology-Internet Services, Oracle → Technology-Enterprise Software, LVMH → Luxury Goods, Berkshire Hathaway → Diversified Holdings, Walmart → Retail, Zara → Fashion Retail, Bloomberg → Financial Services, Telecom → Telecommunications, Reliance → Conglomerate. Market Share (%) = (Industry Total / Year Total) × 100 (2 decimals). Average Wealth = Total / Count (2 decimals). Concentration Level: \\\"Monopolistic\\\" if count = 1, \\\"Highly Concentrated\\\" if count = 2, \\\"Concentrated\\\" if count ≤ 4, \\\"Diversified\\\" if count > 4. Sort by Year ascending, then Total Wealth descending within each year. Billionaire Count is integer.\\n\\nSubtask 3 - Sheet4_Ranking_Stability: Track individual ranking stability and volatility over time.\\nColumns: Name, Years on List, First Year, Last Year, Best Rank, Worst Rank, Average Rank, Rank Volatility, Ranking Trend, Stability Rating\\nYears on List = count of appearances (integer). Best Rank = minimum rank number (integer). Worst Rank = maximum rank number (integer). Average Rank = mean of all ranks (2 decimals). Rank Volatility = standard deviation of ranks, 0.00 if only one year (2 decimals). Ranking Trend: \\\"Rising\\\" if average annual rank change ≤ -1, \\\"Slightly Rising\\\" if ≤ -0.2, \\\"Stable\\\" if -0.2 to 0.2, \\\"Slightly Falling\\\" if ≤ 1, \\\"Falling\\\" if > 1 (rank change calculated as (last rank - first rank) / years span). Stability Rating: \\\"Highly Stable\\\" if years ≥ 6 and volatility ≤ 1.5, \\\"Stable\\\" if years ≥ 5 and volatility ≤ 2.5, \\\"Moderately Stable\\\" if years ≥ 4 and volatility ≤ 3.5, \\\"Volatile\\\" if years ≥ 3, \\\"Insufficient Data\\\" otherwise. Sort by Years on List descending, then by order of first appearance in RawData for ties. First Year, Last Year, Best Rank, Worst Rank are integers.\\n\\nSubtask 4 - Sheet5_Pivot_Summary: Create pivot summary showing top 3 and aggregate statistics by year.\\nColumns: Year, Rank 1 Name, Rank 1 Wealth (USD billions), Rank 2 Name, Rank 2 Wealth (USD billions), Rank 3 Name, Rank 3 Wealth (USD billions), Total Top 10 Wealth (USD billions), Average Top 10 Wealth (USD billions), Median Age, Wealth Gap (Rank 1 vs Rank 10), Top 3 Concentration (%)\\nTotal Top 10 Wealth = sum of all 10 billionaires (2 decimals). Average Top 10 Wealth = Total / 10 (2 decimals). Median Age = median of 10 ages (integer). Wealth Gap = Rank 1 wealth - Rank 10 wealth (2 decimals). Top 3 Concentration (%) = (Sum of Top 3 / Total Top 10) × 100 (2 decimals). All wealth values to 2 decimals. Sort by Year ascending.", + "source_files": [], + "source_files_urls": [], + "reference_outputs": [ + { + "file": "TableSearch_task_10_GT.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/71/71_ref_0.xlsx" + ], + "task_type": "Web Search, Data Entry / Import, Structuring / Formatting, Calculation, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/71/71_ref_0.xlsx b/files/71/71_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..56df36b5071d55d58372348c32ffd1426f600b26 Binary files /dev/null and b/files/71/71_ref_0.xlsx differ diff --git a/files/72/72.json b/files/72/72.json new file mode 100644 index 0000000000000000000000000000000000000000..c78281ae047a2f6fb66d7f97460bf76476e5ee2e --- /dev/null +++ b/files/72/72.json @@ -0,0 +1,14 @@ +{ + "id": "72", + "instruction_en": "Transcribe the content from the pdf/image into the Excel file (including the chart) and complete any missing formulas so the workbook is fully populated and the calculations are in place.", + "source_files": [ + "jeff_dasovich__14136__PortfolioScenarios_01.pdf", + "jeff_dasovich__14136__PortfolioScenarios_01.jpeg" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/72/72_src_0.pdf", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/72/72_src_1.jpeg" + ], + "task_type": "Data Entry / Import, Reporting / Visualization, Calculation, Structuring / Formatting", + "business_type": "Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/72/72_src_0.pdf b/files/72/72_src_0.pdf new file mode 100644 index 0000000000000000000000000000000000000000..a6138280bdfe2e57408cc653b0cbaa7ba4a857e8 --- /dev/null +++ b/files/72/72_src_0.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:324144e5d8606e78051227c4cddc1d3acc8278436a9fca8d504a55bfa69601bb +size 198988 diff --git a/files/72/72_src_1.jpeg b/files/72/72_src_1.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..baa68a73f5b9946c0824205c8a057714ab2690d7 --- /dev/null +++ b/files/72/72_src_1.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:a8b12aba41eb9b0b137db2aa8b3d8567f6c1f25c42c593e5e74329ff10ddf61d +size 514382 diff --git a/files/73/73.json b/files/73/73.json new file mode 100644 index 0000000000000000000000000000000000000000..2db55672c06ab0d95890d0975bd5ebee2a199eaf --- /dev/null +++ b/files/73/73.json @@ -0,0 +1,24 @@ +{ + "id": "73", + "instruction_en": "For account type H and the MCC description: Eating Places and Restaurants, what would be the average fee that the card scheme GlobalCard would charge for a transaction value of 10 EUR? Provide the answer in EUR and 6 decimals.\nAnswer must be just a number expressed in EUR rounded to 6 decimals. If a question does not have a relevant or applicable answer for the task, please respond with 'Not Applicable'", + "source_files": [ + "acquirer_countries.csv", + "fees.json", + "manual.md", + "merchant_category_codes.csv", + "merchant_data.json", + "payments.csv", + "payments-readme.md" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/73/73_src_0.csv", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/73/73_src_1.json", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/73/73_src_2.md", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/73/73_src_3.csv", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/73/73_src_4.json", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/73/73_src_5.csv", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/73/73_src_6.md" + ], + "task_type": "Cross-sheet Retrieval, Calculation", + "business_type": "Payment And Receipt Accountant" +} \ No newline at end of file diff --git a/files/73/73_src_0.csv b/files/73/73_src_0.csv new file mode 100644 index 0000000000000000000000000000000000000000..481b8ac460b0bb23ebe3f0e3711204d271f1b2f0 --- /dev/null +++ b/files/73/73_src_0.csv @@ -0,0 +1,9 @@ +,acquirer,country_code +0,gringotts,GB +1,the_savings_and_loan_bank,US +2,bank_of_springfield,US +3,dagoberts_vault,NL +4,dagoberts_geldpakhuis,NL +5,lehman_brothers,US +6,medici,IT +7,tellsons_bank,FR diff --git a/files/73/73_src_1.json b/files/73/73_src_1.json new file mode 100644 index 0000000000000000000000000000000000000000..e644183dca0a97b293e196ee865752c68595117f --- /dev/null +++ b/files/73/73_src_1.json @@ -0,0 +1,26678 @@ +[ + { + "ID":1, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":19, + "intracountry":null + }, + { + "ID":2, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":86, + "intracountry":0.0 + }, + { + "ID":3, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":0.0 + }, + { + "ID":4, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":1.0 + }, + { + "ID":5, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":69, + "intracountry":null + }, + { + "ID":6, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":24, + "intracountry":null + }, + { + "ID":7, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":71, + "intracountry":null + }, + { + "ID":8, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":60, + "intracountry":null + }, + { + "ID":9, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":23, + "intracountry":1.0 + }, + { + "ID":10, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":59, + "intracountry":0.0 + }, + { + "ID":11, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":54, + "intracountry":null + }, + { + "ID":12, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":40, + "intracountry":null + }, + { + "ID":13, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":74, + "intracountry":null + }, + { + "ID":14, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":15, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":65, + "intracountry":1.0 + }, + { + "ID":16, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":81, + "intracountry":null + }, + { + "ID":17, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":60, + "intracountry":null + }, + { + "ID":18, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":14, + "intracountry":null + }, + { + "ID":19, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":32, + "intracountry":1.0 + }, + { + "ID":20, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":22, + "intracountry":null + }, + { + "ID":21, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.07, + "rate":83, + "intracountry":null + }, + { + "ID":22, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":59, + "intracountry":null + }, + { + "ID":23, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":67, + "intracountry":1.0 + }, + { + "ID":24, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":84, + "intracountry":null + }, + { + "ID":25, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":57, + "intracountry":null + }, + { + "ID":26, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":44, + "intracountry":null + }, + { + "ID":27, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":64, + "intracountry":null + }, + { + "ID":28, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":1.0 + }, + { + "ID":29, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":99, + "intracountry":null + }, + { + "ID":30, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":38, + "intracountry":null + }, + { + "ID":31, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":64, + "intracountry":1.0 + }, + { + "ID":32, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":77, + "intracountry":0.0 + }, + { + "ID":33, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":76, + "intracountry":1.0 + }, + { + "ID":34, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":86, + "intracountry":1.0 + }, + { + "ID":35, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":74, + "intracountry":null + }, + { + "ID":36, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":61, + "intracountry":null + }, + { + "ID":37, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":null + }, + { + "ID":38, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":29, + "intracountry":1.0 + }, + { + "ID":39, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":26, + "intracountry":null + }, + { + "ID":40, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":82, + "intracountry":1.0 + }, + { + "ID":41, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":67, + "intracountry":0.0 + }, + { + "ID":42, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":21, + "intracountry":0.0 + }, + { + "ID":43, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":42, + "intracountry":null + }, + { + "ID":44, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":95, + "intracountry":1.0 + }, + { + "ID":45, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":58, + "intracountry":1.0 + }, + { + "ID":46, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":39, + "intracountry":1.0 + }, + { + "ID":47, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":44, + "intracountry":null + }, + { + "ID":48, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":81, + "intracountry":null + }, + { + "ID":49, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":15, + "intracountry":null + }, + { + "ID":50, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":null + }, + { + "ID":51, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":59, + "intracountry":0.0 + }, + { + "ID":52, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":38, + "intracountry":0.0 + }, + { + "ID":53, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.07, + "rate":95, + "intracountry":null + }, + { + "ID":54, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.13, + "rate":68, + "intracountry":null + }, + { + "ID":55, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":11, + "intracountry":null + }, + { + "ID":56, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":88, + "intracountry":0.0 + }, + { + "ID":57, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":32, + "intracountry":0.0 + }, + { + "ID":58, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":37, + "intracountry":1.0 + }, + { + "ID":59, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":12, + "intracountry":null + }, + { + "ID":60, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":59, + "intracountry":0.0 + }, + { + "ID":61, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":71, + "intracountry":null + }, + { + "ID":62, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":81, + "intracountry":null + }, + { + "ID":63, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":88, + "intracountry":null + }, + { + "ID":64, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":51, + "intracountry":null + }, + { + "ID":65, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":34, + "intracountry":0.0 + }, + { + "ID":66, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":null + }, + { + "ID":67, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":95, + "intracountry":1.0 + }, + { + "ID":68, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":62, + "intracountry":0.0 + }, + { + "ID":69, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":38, + "intracountry":null + }, + { + "ID":70, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":90, + "intracountry":null + }, + { + "ID":71, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":40, + "intracountry":1.0 + }, + { + "ID":72, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":52, + "intracountry":null + }, + { + "ID":73, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":1.0 + }, + { + "ID":74, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":17, + "intracountry":null + }, + { + "ID":75, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":77, + "intracountry":null + }, + { + "ID":76, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":85, + "intracountry":null + }, + { + "ID":77, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":63, + "intracountry":1.0 + }, + { + "ID":78, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":37, + "intracountry":null + }, + { + "ID":79, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":72, + "intracountry":null + }, + { + "ID":80, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":76, + "intracountry":1.0 + }, + { + "ID":81, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":23, + "intracountry":null + }, + { + "ID":82, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":81, + "intracountry":null + }, + { + "ID":83, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":21, + "intracountry":null + }, + { + "ID":84, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":75, + "intracountry":null + }, + { + "ID":85, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":63, + "intracountry":null + }, + { + "ID":86, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":26, + "intracountry":null + }, + { + "ID":87, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":1.0 + }, + { + "ID":88, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":96, + "intracountry":1.0 + }, + { + "ID":89, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":62, + "intracountry":0.0 + }, + { + "ID":90, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":75, + "intracountry":null + }, + { + "ID":91, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":64, + "intracountry":null + }, + { + "ID":92, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.03, + "rate":82, + "intracountry":null + }, + { + "ID":93, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":23, + "intracountry":null + }, + { + "ID":94, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":85, + "intracountry":0.0 + }, + { + "ID":95, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.13, + "rate":64, + "intracountry":null + }, + { + "ID":96, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":20, + "intracountry":null + }, + { + "ID":97, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":63, + "intracountry":null + }, + { + "ID":98, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":81, + "intracountry":null + }, + { + "ID":99, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":29, + "intracountry":null + }, + { + "ID":100, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":75, + "intracountry":0.0 + }, + { + "ID":101, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":40, + "intracountry":null + }, + { + "ID":102, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":66, + "intracountry":1.0 + }, + { + "ID":103, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.04, + "rate":56, + "intracountry":null + }, + { + "ID":104, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":46, + "intracountry":1.0 + }, + { + "ID":105, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":74, + "intracountry":null + }, + { + "ID":106, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":86, + "intracountry":null + }, + { + "ID":107, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":97, + "intracountry":null + }, + { + "ID":108, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":13, + "intracountry":1.0 + }, + { + "ID":109, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":72, + "intracountry":null + }, + { + "ID":110, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":45, + "intracountry":1.0 + }, + { + "ID":111, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":67, + "intracountry":null + }, + { + "ID":112, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":54, + "intracountry":null + }, + { + "ID":113, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":44, + "intracountry":null + }, + { + "ID":114, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":65, + "intracountry":null + }, + { + "ID":115, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":24, + "intracountry":1.0 + }, + { + "ID":116, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.04, + "rate":44, + "intracountry":null + }, + { + "ID":117, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":82, + "intracountry":1.0 + }, + { + "ID":118, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":30, + "intracountry":null + }, + { + "ID":119, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":61, + "intracountry":1.0 + }, + { + "ID":120, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":98, + "intracountry":null + }, + { + "ID":121, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":58, + "intracountry":1.0 + }, + { + "ID":122, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":30, + "intracountry":null + }, + { + "ID":123, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":33, + "intracountry":null + }, + { + "ID":124, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":22, + "intracountry":null + }, + { + "ID":125, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":62, + "intracountry":0.0 + }, + { + "ID":126, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":80, + "intracountry":null + }, + { + "ID":127, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":85, + "intracountry":null + }, + { + "ID":128, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":39, + "intracountry":1.0 + }, + { + "ID":129, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":10, + "intracountry":1.0 + }, + { + "ID":130, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.08, + "rate":34, + "intracountry":1.0 + }, + { + "ID":131, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":73, + "intracountry":1.0 + }, + { + "ID":132, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":94, + "intracountry":null + }, + { + "ID":133, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":56, + "intracountry":0.0 + }, + { + "ID":134, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":42, + "intracountry":1.0 + }, + { + "ID":135, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":67, + "intracountry":1.0 + }, + { + "ID":136, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":73, + "intracountry":null + }, + { + "ID":137, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":48, + "intracountry":1.0 + }, + { + "ID":138, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":null + }, + { + "ID":139, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":52, + "intracountry":null + }, + { + "ID":140, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":98, + "intracountry":1.0 + }, + { + "ID":141, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":98, + "intracountry":1.0 + }, + { + "ID":142, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":17, + "intracountry":null + }, + { + "ID":143, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":35, + "intracountry":0.0 + }, + { + "ID":144, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":88, + "intracountry":0.0 + }, + { + "ID":145, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":28, + "intracountry":null + }, + { + "ID":146, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":54, + "intracountry":null + }, + { + "ID":147, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":80, + "intracountry":null + }, + { + "ID":148, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":90, + "intracountry":0.0 + }, + { + "ID":149, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":58, + "intracountry":null + }, + { + "ID":150, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":69, + "intracountry":0.0 + }, + { + "ID":151, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":91, + "intracountry":null + }, + { + "ID":152, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":40, + "intracountry":1.0 + }, + { + "ID":153, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":89, + "intracountry":0.0 + }, + { + "ID":154, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":87, + "intracountry":null + }, + { + "ID":155, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":25, + "intracountry":1.0 + }, + { + "ID":156, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":92, + "intracountry":0.0 + }, + { + "ID":157, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":90, + "intracountry":null + }, + { + "ID":158, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":39, + "intracountry":null + }, + { + "ID":159, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":17, + "intracountry":1.0 + }, + { + "ID":160, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":80, + "intracountry":0.0 + }, + { + "ID":161, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":32, + "intracountry":null + }, + { + "ID":162, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":93, + "intracountry":null + }, + { + "ID":163, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":81, + "intracountry":null + }, + { + "ID":164, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":96, + "intracountry":null + }, + { + "ID":165, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":25, + "intracountry":null + }, + { + "ID":166, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":60, + "intracountry":null + }, + { + "ID":167, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":71, + "intracountry":null + }, + { + "ID":168, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":53, + "intracountry":0.0 + }, + { + "ID":169, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":53, + "intracountry":null + }, + { + "ID":170, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":83, + "intracountry":null + }, + { + "ID":171, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":79, + "intracountry":null + }, + { + "ID":172, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":49, + "intracountry":null + }, + { + "ID":173, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":62, + "intracountry":null + }, + { + "ID":174, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":14, + "intracountry":0.0 + }, + { + "ID":175, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":0.0 + }, + { + "ID":176, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":69, + "intracountry":0.0 + }, + { + "ID":177, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":78, + "intracountry":null + }, + { + "ID":178, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":38, + "intracountry":null + }, + { + "ID":179, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":81, + "intracountry":null + }, + { + "ID":180, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":74, + "intracountry":0.0 + }, + { + "ID":181, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":75, + "intracountry":null + }, + { + "ID":182, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":10, + "intracountry":null + }, + { + "ID":183, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":43, + "intracountry":null + }, + { + "ID":184, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.13, + "rate":70, + "intracountry":null + }, + { + "ID":185, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":83, + "intracountry":null + }, + { + "ID":186, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.02, + "rate":16, + "intracountry":null + }, + { + "ID":187, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":78, + "intracountry":0.0 + }, + { + "ID":188, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":64, + "intracountry":null + }, + { + "ID":189, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":88, + "intracountry":1.0 + }, + { + "ID":190, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":70, + "intracountry":0.0 + }, + { + "ID":191, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":21, + "intracountry":0.0 + }, + { + "ID":192, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":1.0 + }, + { + "ID":193, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":52, + "intracountry":0.0 + }, + { + "ID":194, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":11, + "intracountry":0.0 + }, + { + "ID":195, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":45, + "intracountry":0.0 + }, + { + "ID":196, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":17, + "intracountry":0.0 + }, + { + "ID":197, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":66, + "intracountry":null + }, + { + "ID":198, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":53, + "intracountry":0.0 + }, + { + "ID":199, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":21, + "intracountry":null + }, + { + "ID":200, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":86, + "intracountry":null + }, + { + "ID":201, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":55, + "intracountry":null + }, + { + "ID":202, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":67, + "intracountry":null + }, + { + "ID":203, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":14, + "intracountry":null + }, + { + "ID":204, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":71, + "intracountry":null + }, + { + "ID":205, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":52, + "intracountry":0.0 + }, + { + "ID":206, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.08, + "rate":94, + "intracountry":0.0 + }, + { + "ID":207, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":68, + "intracountry":1.0 + }, + { + "ID":208, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":1.0 + }, + { + "ID":209, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":73, + "intracountry":null + }, + { + "ID":210, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":35, + "intracountry":1.0 + }, + { + "ID":211, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":85, + "intracountry":null + }, + { + "ID":212, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":63, + "intracountry":0.0 + }, + { + "ID":213, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":66, + "intracountry":null + }, + { + "ID":214, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":54, + "intracountry":null + }, + { + "ID":215, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":94, + "intracountry":null + }, + { + "ID":216, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":14, + "intracountry":0.0 + }, + { + "ID":217, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":16, + "intracountry":null + }, + { + "ID":218, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.0, + "rate":33, + "intracountry":null + }, + { + "ID":219, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":55, + "intracountry":0.0 + }, + { + "ID":220, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.13, + "rate":17, + "intracountry":0.0 + }, + { + "ID":221, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.04, + "rate":16, + "intracountry":null + }, + { + "ID":222, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":80, + "intracountry":null + }, + { + "ID":223, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":21, + "intracountry":null + }, + { + "ID":224, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":46, + "intracountry":null + }, + { + "ID":225, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":75, + "intracountry":0.0 + }, + { + "ID":226, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":73, + "intracountry":null + }, + { + "ID":227, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":78, + "intracountry":null + }, + { + "ID":228, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":55, + "intracountry":1.0 + }, + { + "ID":229, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":33, + "intracountry":1.0 + }, + { + "ID":230, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":40, + "intracountry":0.0 + }, + { + "ID":231, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":25, + "intracountry":null + }, + { + "ID":232, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":47, + "intracountry":1.0 + }, + { + "ID":233, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":62, + "intracountry":null + }, + { + "ID":234, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":42, + "intracountry":null + }, + { + "ID":235, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":57, + "intracountry":null + }, + { + "ID":236, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":60, + "intracountry":null + }, + { + "ID":237, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":40, + "intracountry":0.0 + }, + { + "ID":238, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":48, + "intracountry":0.0 + }, + { + "ID":239, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":56, + "intracountry":0.0 + }, + { + "ID":240, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":77, + "intracountry":null + }, + { + "ID":241, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":30, + "intracountry":0.0 + }, + { + "ID":242, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":41, + "intracountry":1.0 + }, + { + "ID":243, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":46, + "intracountry":1.0 + }, + { + "ID":244, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":73, + "intracountry":null + }, + { + "ID":245, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":29, + "intracountry":1.0 + }, + { + "ID":246, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":54, + "intracountry":null + }, + { + "ID":247, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":81, + "intracountry":1.0 + }, + { + "ID":248, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.09, + "rate":84, + "intracountry":0.0 + }, + { + "ID":249, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":29, + "intracountry":null + }, + { + "ID":250, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":15, + "intracountry":null + }, + { + "ID":251, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":88, + "intracountry":1.0 + }, + { + "ID":252, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":69, + "intracountry":1.0 + }, + { + "ID":253, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":57, + "intracountry":null + }, + { + "ID":254, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":40, + "intracountry":null + }, + { + "ID":255, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":1.0 + }, + { + "ID":256, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":70, + "intracountry":1.0 + }, + { + "ID":257, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":79, + "intracountry":0.0 + }, + { + "ID":258, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":68, + "intracountry":null + }, + { + "ID":259, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":49, + "intracountry":null + }, + { + "ID":260, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":11, + "intracountry":1.0 + }, + { + "ID":261, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":61, + "intracountry":null + }, + { + "ID":262, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":64, + "intracountry":0.0 + }, + { + "ID":263, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":66, + "intracountry":1.0 + }, + { + "ID":264, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":26, + "intracountry":0.0 + }, + { + "ID":265, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":70, + "intracountry":1.0 + }, + { + "ID":266, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":31, + "intracountry":1.0 + }, + { + "ID":267, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":75, + "intracountry":0.0 + }, + { + "ID":268, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":33, + "intracountry":1.0 + }, + { + "ID":269, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":12, + "intracountry":0.0 + }, + { + "ID":270, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":46, + "intracountry":0.0 + }, + { + "ID":271, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":30, + "intracountry":null + }, + { + "ID":272, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":91, + "intracountry":null + }, + { + "ID":273, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":30, + "intracountry":null + }, + { + "ID":274, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":62, + "intracountry":null + }, + { + "ID":275, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":22, + "intracountry":1.0 + }, + { + "ID":276, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":75, + "intracountry":null + }, + { + "ID":277, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":19, + "intracountry":1.0 + }, + { + "ID":278, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":40, + "intracountry":null + }, + { + "ID":279, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":94, + "intracountry":1.0 + }, + { + "ID":280, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":26, + "intracountry":0.0 + }, + { + "ID":281, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":49, + "intracountry":1.0 + }, + { + "ID":282, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":61, + "intracountry":0.0 + }, + { + "ID":283, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":75, + "intracountry":null + }, + { + "ID":284, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":82, + "intracountry":null + }, + { + "ID":285, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":null + }, + { + "ID":286, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":35, + "intracountry":null + }, + { + "ID":287, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":45, + "intracountry":null + }, + { + "ID":288, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":77, + "intracountry":null + }, + { + "ID":289, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":30, + "intracountry":0.0 + }, + { + "ID":290, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":89, + "intracountry":0.0 + }, + { + "ID":291, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":74, + "intracountry":null + }, + { + "ID":292, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":72, + "intracountry":null + }, + { + "ID":293, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":15, + "intracountry":null + }, + { + "ID":294, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":60, + "intracountry":null + }, + { + "ID":295, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":89, + "intracountry":1.0 + }, + { + "ID":296, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":57, + "intracountry":null + }, + { + "ID":297, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":98, + "intracountry":null + }, + { + "ID":298, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":64, + "intracountry":0.0 + }, + { + "ID":299, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":38, + "intracountry":null + }, + { + "ID":300, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":80, + "intracountry":null + }, + { + "ID":301, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":60, + "intracountry":1.0 + }, + { + "ID":302, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":39, + "intracountry":1.0 + }, + { + "ID":303, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":41, + "intracountry":0.0 + }, + { + "ID":304, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":51, + "intracountry":1.0 + }, + { + "ID":305, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":null + }, + { + "ID":306, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":80, + "intracountry":0.0 + }, + { + "ID":307, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":87, + "intracountry":null + }, + { + "ID":308, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":null + }, + { + "ID":309, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":69, + "intracountry":1.0 + }, + { + "ID":310, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":64, + "intracountry":null + }, + { + "ID":311, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":57, + "intracountry":0.0 + }, + { + "ID":312, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":93, + "intracountry":null + }, + { + "ID":313, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":92, + "intracountry":0.0 + }, + { + "ID":314, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":83, + "intracountry":1.0 + }, + { + "ID":315, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":72, + "intracountry":0.0 + }, + { + "ID":316, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":67, + "intracountry":1.0 + }, + { + "ID":317, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":56, + "intracountry":null + }, + { + "ID":318, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":70, + "intracountry":null + }, + { + "ID":319, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.09, + "rate":95, + "intracountry":null + }, + { + "ID":320, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":50, + "intracountry":null + }, + { + "ID":321, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":12, + "intracountry":1.0 + }, + { + "ID":322, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":64, + "intracountry":0.0 + }, + { + "ID":323, + "card_scheme":"GlobalCard", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":43, + "intracountry":0.0 + }, + { + "ID":324, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":29, + "intracountry":1.0 + }, + { + "ID":325, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":89, + "intracountry":null + }, + { + "ID":326, + "card_scheme":"NexPay", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":83, + "intracountry":null + }, + { + "ID":327, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":99, + "intracountry":1.0 + }, + { + "ID":328, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":64, + "intracountry":null + }, + { + "ID":329, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":81, + "intracountry":1.0 + }, + { + "ID":330, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":72, + "intracountry":0.0 + }, + { + "ID":331, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":97, + "intracountry":1.0 + }, + { + "ID":332, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":66, + "intracountry":0.0 + }, + { + "ID":333, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":25, + "intracountry":null + }, + { + "ID":334, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":90, + "intracountry":1.0 + }, + { + "ID":335, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":35, + "intracountry":null + }, + { + "ID":336, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":23, + "intracountry":null + }, + { + "ID":337, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":85, + "intracountry":null + }, + { + "ID":338, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":53, + "intracountry":1.0 + }, + { + "ID":339, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":76, + "intracountry":null + }, + { + "ID":340, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":96, + "intracountry":null + }, + { + "ID":341, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":23, + "intracountry":null + }, + { + "ID":342, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.03, + "rate":55, + "intracountry":null + }, + { + "ID":343, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.14, + "rate":60, + "intracountry":null + }, + { + "ID":344, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":58, + "intracountry":null + }, + { + "ID":345, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":60, + "intracountry":null + }, + { + "ID":346, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":69, + "intracountry":1.0 + }, + { + "ID":347, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":83, + "intracountry":0.0 + }, + { + "ID":348, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":53, + "intracountry":1.0 + }, + { + "ID":349, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":81, + "intracountry":1.0 + }, + { + "ID":350, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":1.0 + }, + { + "ID":351, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":58, + "intracountry":1.0 + }, + { + "ID":352, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":19, + "intracountry":0.0 + }, + { + "ID":353, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.11, + "rate":17, + "intracountry":null + }, + { + "ID":354, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":45, + "intracountry":1.0 + }, + { + "ID":355, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":96, + "intracountry":1.0 + }, + { + "ID":356, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":56, + "intracountry":null + }, + { + "ID":357, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":21, + "intracountry":1.0 + }, + { + "ID":358, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":34, + "intracountry":null + }, + { + "ID":359, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":54, + "intracountry":1.0 + }, + { + "ID":360, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":16, + "intracountry":null + }, + { + "ID":361, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":97, + "intracountry":null + }, + { + "ID":362, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":76, + "intracountry":null + }, + { + "ID":363, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":65, + "intracountry":null + }, + { + "ID":364, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":84, + "intracountry":1.0 + }, + { + "ID":365, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":32, + "intracountry":1.0 + }, + { + "ID":366, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":34, + "intracountry":1.0 + }, + { + "ID":367, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":62, + "intracountry":null + }, + { + "ID":368, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":93, + "intracountry":null + }, + { + "ID":369, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":44, + "intracountry":null + }, + { + "ID":370, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":75, + "intracountry":1.0 + }, + { + "ID":371, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":45, + "intracountry":null + }, + { + "ID":372, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":65, + "intracountry":null + }, + { + "ID":373, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":24, + "intracountry":null + }, + { + "ID":374, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":36, + "intracountry":null + }, + { + "ID":375, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":75, + "intracountry":null + }, + { + "ID":376, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":53, + "intracountry":0.0 + }, + { + "ID":377, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":28, + "intracountry":1.0 + }, + { + "ID":378, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":35, + "intracountry":null + }, + { + "ID":379, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":58, + "intracountry":1.0 + }, + { + "ID":380, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.12, + "rate":19, + "intracountry":0.0 + }, + { + "ID":381, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":null + }, + { + "ID":382, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":12, + "intracountry":null + }, + { + "ID":383, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":20, + "intracountry":0.0 + }, + { + "ID":384, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":14, + "intracountry":null + }, + { + "ID":385, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":44, + "intracountry":null + }, + { + "ID":386, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.0, + "rate":19, + "intracountry":1.0 + }, + { + "ID":387, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":61, + "intracountry":1.0 + }, + { + "ID":388, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":36, + "intracountry":null + }, + { + "ID":389, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.05, + "rate":61, + "intracountry":null + }, + { + "ID":390, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":35, + "intracountry":null + }, + { + "ID":391, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":42, + "intracountry":null + }, + { + "ID":392, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":51, + "intracountry":null + }, + { + "ID":393, + "card_scheme":"NexPay", + "account_type":[ + "F", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":25, + "intracountry":0.0 + }, + { + "ID":394, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":50, + "intracountry":0.0 + }, + { + "ID":395, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":13, + "intracountry":1.0 + }, + { + "ID":396, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":null + }, + { + "ID":397, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":77, + "intracountry":null + }, + { + "ID":398, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":99, + "intracountry":null + }, + { + "ID":399, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":37, + "intracountry":1.0 + }, + { + "ID":400, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":72, + "intracountry":1.0 + }, + { + "ID":401, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":19, + "intracountry":null + }, + { + "ID":402, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.04, + "rate":83, + "intracountry":null + }, + { + "ID":403, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":94, + "intracountry":null + }, + { + "ID":404, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":41, + "intracountry":null + }, + { + "ID":405, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":70, + "intracountry":0.0 + }, + { + "ID":406, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":82, + "intracountry":0.0 + }, + { + "ID":407, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":46, + "intracountry":null + }, + { + "ID":408, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":21, + "intracountry":null + }, + { + "ID":409, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":30, + "intracountry":null + }, + { + "ID":410, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":70, + "intracountry":0.0 + }, + { + "ID":411, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":37, + "intracountry":null + }, + { + "ID":412, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":10, + "intracountry":0.0 + }, + { + "ID":413, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":41, + "intracountry":null + }, + { + "ID":414, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":29, + "intracountry":null + }, + { + "ID":415, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":51, + "intracountry":null + }, + { + "ID":416, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":97, + "intracountry":null + }, + { + "ID":417, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.0, + "rate":51, + "intracountry":null + }, + { + "ID":418, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":79, + "intracountry":1.0 + }, + { + "ID":419, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":65, + "intracountry":0.0 + }, + { + "ID":420, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":81, + "intracountry":null + }, + { + "ID":421, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":27, + "intracountry":0.0 + }, + { + "ID":422, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":19, + "intracountry":null + }, + { + "ID":423, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":62, + "intracountry":1.0 + }, + { + "ID":424, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.07, + "rate":64, + "intracountry":null + }, + { + "ID":425, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":57, + "intracountry":null + }, + { + "ID":426, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":88, + "intracountry":null + }, + { + "ID":427, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":76, + "intracountry":null + }, + { + "ID":428, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":10, + "intracountry":null + }, + { + "ID":429, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":93, + "intracountry":null + }, + { + "ID":430, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":86, + "intracountry":null + }, + { + "ID":431, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":null + }, + { + "ID":432, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":77, + "intracountry":1.0 + }, + { + "ID":433, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":46, + "intracountry":null + }, + { + "ID":434, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":16, + "intracountry":null + }, + { + "ID":435, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":66, + "intracountry":null + }, + { + "ID":436, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.04, + "rate":68, + "intracountry":null + }, + { + "ID":437, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":53, + "intracountry":null + }, + { + "ID":438, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":27, + "intracountry":null + }, + { + "ID":439, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":46, + "intracountry":null + }, + { + "ID":440, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":95, + "intracountry":null + }, + { + "ID":441, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":29, + "intracountry":null + }, + { + "ID":442, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":36, + "intracountry":null + }, + { + "ID":443, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":40, + "intracountry":0.0 + }, + { + "ID":444, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":21, + "intracountry":0.0 + }, + { + "ID":445, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":31, + "intracountry":null + }, + { + "ID":446, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":56, + "intracountry":null + }, + { + "ID":447, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.0, + "rate":65, + "intracountry":null + }, + { + "ID":448, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":35, + "intracountry":null + }, + { + "ID":449, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":51, + "intracountry":null + }, + { + "ID":450, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":26, + "intracountry":0.0 + }, + { + "ID":451, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":87, + "intracountry":1.0 + }, + { + "ID":452, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":27, + "intracountry":1.0 + }, + { + "ID":453, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":65, + "intracountry":null + }, + { + "ID":454, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":94, + "intracountry":null + }, + { + "ID":455, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":21, + "intracountry":0.0 + }, + { + "ID":456, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":41, + "intracountry":0.0 + }, + { + "ID":457, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.05, + "rate":97, + "intracountry":null + }, + { + "ID":458, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":83, + "intracountry":null + }, + { + "ID":459, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":47, + "intracountry":1.0 + }, + { + "ID":460, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":69, + "intracountry":null + }, + { + "ID":461, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":64, + "intracountry":null + }, + { + "ID":462, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.12, + "rate":44, + "intracountry":1.0 + }, + { + "ID":463, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":63, + "intracountry":null + }, + { + "ID":464, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":48, + "intracountry":0.0 + }, + { + "ID":465, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.07, + "rate":90, + "intracountry":null + }, + { + "ID":466, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":20, + "intracountry":null + }, + { + "ID":467, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":78, + "intracountry":0.0 + }, + { + "ID":468, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":71, + "intracountry":0.0 + }, + { + "ID":469, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":0.0 + }, + { + "ID":470, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":39, + "intracountry":null + }, + { + "ID":471, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.03, + "rate":53, + "intracountry":null + }, + { + "ID":472, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":31, + "intracountry":1.0 + }, + { + "ID":473, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":48, + "intracountry":null + }, + { + "ID":474, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":36, + "intracountry":null + }, + { + "ID":475, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":70, + "intracountry":1.0 + }, + { + "ID":476, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":28, + "intracountry":1.0 + }, + { + "ID":477, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":54, + "intracountry":0.0 + }, + { + "ID":478, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":84, + "intracountry":null + }, + { + "ID":479, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":71, + "intracountry":null + }, + { + "ID":480, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":42, + "intracountry":null + }, + { + "ID":481, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":21, + "intracountry":null + }, + { + "ID":482, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":86, + "intracountry":1.0 + }, + { + "ID":483, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":91, + "intracountry":0.0 + }, + { + "ID":484, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":70, + "intracountry":null + }, + { + "ID":485, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":31, + "intracountry":null + }, + { + "ID":486, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":82, + "intracountry":0.0 + }, + { + "ID":487, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.04, + "rate":42, + "intracountry":0.0 + }, + { + "ID":488, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":96, + "intracountry":0.0 + }, + { + "ID":489, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":85, + "intracountry":null + }, + { + "ID":490, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":50, + "intracountry":null + }, + { + "ID":491, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":86, + "intracountry":0.0 + }, + { + "ID":492, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":30, + "intracountry":1.0 + }, + { + "ID":493, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":71, + "intracountry":1.0 + }, + { + "ID":494, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.0, + "rate":14, + "intracountry":0.0 + }, + { + "ID":495, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":15, + "intracountry":null + }, + { + "ID":496, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":52, + "intracountry":null + }, + { + "ID":497, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":42, + "intracountry":0.0 + }, + { + "ID":498, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":36, + "intracountry":1.0 + }, + { + "ID":499, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":96, + "intracountry":1.0 + }, + { + "ID":500, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":43, + "intracountry":null + }, + { + "ID":501, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":null + }, + { + "ID":502, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":52, + "intracountry":null + }, + { + "ID":503, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":48, + "intracountry":null + }, + { + "ID":504, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.08, + "rate":55, + "intracountry":0.0 + }, + { + "ID":505, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":64, + "intracountry":null + }, + { + "ID":506, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":92, + "intracountry":null + }, + { + "ID":507, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":74, + "intracountry":null + }, + { + "ID":508, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":23, + "intracountry":null + }, + { + "ID":509, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":17, + "intracountry":null + }, + { + "ID":510, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":61, + "intracountry":null + }, + { + "ID":511, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":18, + "intracountry":null + }, + { + "ID":512, + "card_scheme":"NexPay", + "account_type":[ + "H", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":61, + "intracountry":0.0 + }, + { + "ID":513, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":12, + "intracountry":null + }, + { + "ID":514, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":23, + "intracountry":0.0 + }, + { + "ID":515, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":19, + "intracountry":0.0 + }, + { + "ID":516, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":95, + "intracountry":null + }, + { + "ID":517, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":89, + "intracountry":null + }, + { + "ID":518, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.02, + "rate":72, + "intracountry":null + }, + { + "ID":519, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":82, + "intracountry":1.0 + }, + { + "ID":520, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":null + }, + { + "ID":521, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":33, + "intracountry":1.0 + }, + { + "ID":522, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":74, + "intracountry":null + }, + { + "ID":523, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":25, + "intracountry":null + }, + { + "ID":524, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.14, + "rate":27, + "intracountry":null + }, + { + "ID":525, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":28, + "intracountry":0.0 + }, + { + "ID":526, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":49, + "intracountry":null + }, + { + "ID":527, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":27, + "intracountry":null + }, + { + "ID":528, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":41, + "intracountry":null + }, + { + "ID":529, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":73, + "intracountry":null + }, + { + "ID":530, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":87, + "intracountry":null + }, + { + "ID":531, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":56, + "intracountry":1.0 + }, + { + "ID":532, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":1.0 + }, + { + "ID":533, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":null + }, + { + "ID":534, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":98, + "intracountry":null + }, + { + "ID":535, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":17, + "intracountry":1.0 + }, + { + "ID":536, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.1, + "rate":50, + "intracountry":null + }, + { + "ID":537, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":98, + "intracountry":1.0 + }, + { + "ID":538, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":36, + "intracountry":null + }, + { + "ID":539, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":90, + "intracountry":1.0 + }, + { + "ID":540, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":64, + "intracountry":null + }, + { + "ID":541, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":40, + "intracountry":0.0 + }, + { + "ID":542, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":51, + "intracountry":1.0 + }, + { + "ID":543, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":81, + "intracountry":1.0 + }, + { + "ID":544, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":37, + "intracountry":null + }, + { + "ID":545, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":30, + "intracountry":null + }, + { + "ID":546, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":25, + "intracountry":null + }, + { + "ID":547, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":76, + "intracountry":null + }, + { + "ID":548, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":60, + "intracountry":null + }, + { + "ID":549, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.08, + "rate":42, + "intracountry":null + }, + { + "ID":550, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":13, + "intracountry":null + }, + { + "ID":551, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":23, + "intracountry":null + }, + { + "ID":552, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":20, + "intracountry":1.0 + }, + { + "ID":553, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":94, + "intracountry":null + }, + { + "ID":554, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":85, + "intracountry":null + }, + { + "ID":555, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":14, + "intracountry":null + }, + { + "ID":556, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":47, + "intracountry":0.0 + }, + { + "ID":557, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":93, + "intracountry":1.0 + }, + { + "ID":558, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":36, + "intracountry":1.0 + }, + { + "ID":559, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":75, + "intracountry":null + }, + { + "ID":560, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":53, + "intracountry":0.0 + }, + { + "ID":561, + "card_scheme":"GlobalCard", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":1.0 + }, + { + "ID":562, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":77, + "intracountry":null + }, + { + "ID":563, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":32, + "intracountry":null + }, + { + "ID":564, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":92, + "intracountry":null + }, + { + "ID":565, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":566, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.12, + "rate":76, + "intracountry":1.0 + }, + { + "ID":567, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":52, + "intracountry":0.0 + }, + { + "ID":568, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":78, + "intracountry":null + }, + { + "ID":569, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":25, + "intracountry":null + }, + { + "ID":570, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":53, + "intracountry":null + }, + { + "ID":571, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":19, + "intracountry":0.0 + }, + { + "ID":572, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":44, + "intracountry":null + }, + { + "ID":573, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":56, + "intracountry":1.0 + }, + { + "ID":574, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":55, + "intracountry":1.0 + }, + { + "ID":575, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":78, + "intracountry":null + }, + { + "ID":576, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":24, + "intracountry":0.0 + }, + { + "ID":577, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.12, + "rate":14, + "intracountry":null + }, + { + "ID":578, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":30, + "intracountry":null + }, + { + "ID":579, + "card_scheme":"SwiftCharge", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":29, + "intracountry":0.0 + }, + { + "ID":580, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":77, + "intracountry":null + }, + { + "ID":581, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":84, + "intracountry":0.0 + }, + { + "ID":582, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":34, + "intracountry":null + }, + { + "ID":583, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":29, + "intracountry":1.0 + }, + { + "ID":584, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":99, + "intracountry":null + }, + { + "ID":585, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":75, + "intracountry":1.0 + }, + { + "ID":586, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":69, + "intracountry":null + }, + { + "ID":587, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":80, + "intracountry":1.0 + }, + { + "ID":588, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.14, + "rate":50, + "intracountry":1.0 + }, + { + "ID":589, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":75, + "intracountry":null + }, + { + "ID":590, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":40, + "intracountry":1.0 + }, + { + "ID":591, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.06, + "rate":52, + "intracountry":null + }, + { + "ID":592, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":41, + "intracountry":1.0 + }, + { + "ID":593, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.04, + "rate":15, + "intracountry":null + }, + { + "ID":594, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":23, + "intracountry":null + }, + { + "ID":595, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":62, + "intracountry":null + }, + { + "ID":596, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":77, + "intracountry":null + }, + { + "ID":597, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":0.0 + }, + { + "ID":598, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":22, + "intracountry":null + }, + { + "ID":599, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":38, + "intracountry":0.0 + }, + { + "ID":600, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":81, + "intracountry":null + }, + { + "ID":601, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":56, + "intracountry":0.0 + }, + { + "ID":602, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":603, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":77, + "intracountry":null + }, + { + "ID":604, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.06, + "rate":37, + "intracountry":null + }, + { + "ID":605, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":96, + "intracountry":0.0 + }, + { + "ID":606, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":20, + "intracountry":1.0 + }, + { + "ID":607, + "card_scheme":"SwiftCharge", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":41, + "intracountry":null + }, + { + "ID":608, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":30, + "intracountry":null + }, + { + "ID":609, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":58, + "intracountry":null + }, + { + "ID":610, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":93, + "intracountry":null + }, + { + "ID":611, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":25, + "intracountry":null + }, + { + "ID":612, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":89, + "intracountry":1.0 + }, + { + "ID":613, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":74, + "intracountry":null + }, + { + "ID":614, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":51, + "intracountry":null + }, + { + "ID":615, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":81, + "intracountry":null + }, + { + "ID":616, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":14, + "intracountry":0.0 + }, + { + "ID":617, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.09, + "rate":45, + "intracountry":0.0 + }, + { + "ID":618, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":25, + "intracountry":null + }, + { + "ID":619, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":11, + "intracountry":0.0 + }, + { + "ID":620, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":85, + "intracountry":null + }, + { + "ID":621, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":67, + "intracountry":null + }, + { + "ID":622, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":68, + "intracountry":0.0 + }, + { + "ID":623, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.13, + "rate":10, + "intracountry":null + }, + { + "ID":624, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":94, + "intracountry":null + }, + { + "ID":625, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":72, + "intracountry":null + }, + { + "ID":626, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.13, + "rate":81, + "intracountry":0.0 + }, + { + "ID":627, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":43, + "intracountry":1.0 + }, + { + "ID":628, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":86, + "intracountry":1.0 + }, + { + "ID":629, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":35, + "intracountry":null + }, + { + "ID":630, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":31, + "intracountry":null + }, + { + "ID":631, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":17, + "intracountry":1.0 + }, + { + "ID":632, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":38, + "intracountry":null + }, + { + "ID":633, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":80, + "intracountry":0.0 + }, + { + "ID":634, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":61, + "intracountry":null + }, + { + "ID":635, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":11, + "intracountry":null + }, + { + "ID":636, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.11, + "rate":26, + "intracountry":null + }, + { + "ID":637, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":30, + "intracountry":0.0 + }, + { + "ID":638, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":72, + "intracountry":null + }, + { + "ID":639, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":45, + "intracountry":1.0 + }, + { + "ID":640, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":17, + "intracountry":0.0 + }, + { + "ID":641, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.05, + "rate":21, + "intracountry":null + }, + { + "ID":642, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":31, + "intracountry":1.0 + }, + { + "ID":643, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":0.0 + }, + { + "ID":644, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":68, + "intracountry":null + }, + { + "ID":645, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.08, + "rate":32, + "intracountry":0.0 + }, + { + "ID":646, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":88, + "intracountry":null + }, + { + "ID":647, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":45, + "intracountry":0.0 + }, + { + "ID":648, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":52, + "intracountry":1.0 + }, + { + "ID":649, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":56, + "intracountry":null + }, + { + "ID":650, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":91, + "intracountry":null + }, + { + "ID":651, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.08, + "rate":97, + "intracountry":null + }, + { + "ID":652, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":51, + "intracountry":0.0 + }, + { + "ID":653, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.06, + "rate":54, + "intracountry":0.0 + }, + { + "ID":654, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":79, + "intracountry":null + }, + { + "ID":655, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":35, + "intracountry":1.0 + }, + { + "ID":656, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":46, + "intracountry":null + }, + { + "ID":657, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":29, + "intracountry":0.0 + }, + { + "ID":658, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.07, + "rate":51, + "intracountry":0.0 + }, + { + "ID":659, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":22, + "intracountry":1.0 + }, + { + "ID":660, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":77, + "intracountry":null + }, + { + "ID":661, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":77, + "intracountry":0.0 + }, + { + "ID":662, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":74, + "intracountry":0.0 + }, + { + "ID":663, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":86, + "intracountry":null + }, + { + "ID":664, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":71, + "intracountry":null + }, + { + "ID":665, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":1.0 + }, + { + "ID":666, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":15, + "intracountry":1.0 + }, + { + "ID":667, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":27, + "intracountry":null + }, + { + "ID":668, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":23, + "intracountry":null + }, + { + "ID":669, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":44, + "intracountry":null + }, + { + "ID":670, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":40, + "intracountry":null + }, + { + "ID":671, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.08, + "rate":33, + "intracountry":null + }, + { + "ID":672, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":86, + "intracountry":1.0 + }, + { + "ID":673, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":10, + "intracountry":null + }, + { + "ID":674, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.07, + "rate":84, + "intracountry":null + }, + { + "ID":675, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":19, + "intracountry":null + }, + { + "ID":676, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.0, + "rate":69, + "intracountry":null + }, + { + "ID":677, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":29, + "intracountry":null + }, + { + "ID":678, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":97, + "intracountry":1.0 + }, + { + "ID":679, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":72, + "intracountry":1.0 + }, + { + "ID":680, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":null + }, + { + "ID":681, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":29, + "intracountry":0.0 + }, + { + "ID":682, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":84, + "intracountry":0.0 + }, + { + "ID":683, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":61, + "intracountry":null + }, + { + "ID":684, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":45, + "intracountry":0.0 + }, + { + "ID":685, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":51, + "intracountry":1.0 + }, + { + "ID":686, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.11, + "rate":65, + "intracountry":null + }, + { + "ID":687, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":97, + "intracountry":null + }, + { + "ID":688, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":69, + "intracountry":null + }, + { + "ID":689, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.0, + "rate":23, + "intracountry":null + }, + { + "ID":690, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.1, + "rate":37, + "intracountry":null + }, + { + "ID":691, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":56, + "intracountry":0.0 + }, + { + "ID":692, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":69, + "intracountry":null + }, + { + "ID":693, + "card_scheme":"NexPay", + "account_type":[ + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":14, + "intracountry":0.0 + }, + { + "ID":694, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":null + }, + { + "ID":695, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":90, + "intracountry":1.0 + }, + { + "ID":696, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":49, + "intracountry":null + }, + { + "ID":697, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":86, + "intracountry":null + }, + { + "ID":698, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":24, + "intracountry":1.0 + }, + { + "ID":699, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":54, + "intracountry":null + }, + { + "ID":700, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":48, + "intracountry":null + }, + { + "ID":701, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":37, + "intracountry":0.0 + }, + { + "ID":702, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":42, + "intracountry":null + }, + { + "ID":703, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":73, + "intracountry":1.0 + }, + { + "ID":704, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":43, + "intracountry":1.0 + }, + { + "ID":705, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":32, + "intracountry":null + }, + { + "ID":706, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.13, + "rate":53, + "intracountry":0.0 + }, + { + "ID":707, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":85, + "intracountry":null + }, + { + "ID":708, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":21, + "intracountry":null + }, + { + "ID":709, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":17, + "intracountry":null + }, + { + "ID":710, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":55, + "intracountry":null + }, + { + "ID":711, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":37, + "intracountry":null + }, + { + "ID":712, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":51, + "intracountry":null + }, + { + "ID":713, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":95, + "intracountry":1.0 + }, + { + "ID":714, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":11, + "intracountry":1.0 + }, + { + "ID":715, + "card_scheme":"GlobalCard", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":11, + "intracountry":null + }, + { + "ID":716, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.08, + "rate":30, + "intracountry":null + }, + { + "ID":717, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.14, + "rate":80, + "intracountry":null + }, + { + "ID":718, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":87, + "intracountry":0.0 + }, + { + "ID":719, + "card_scheme":"NexPay", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":94, + "intracountry":0.0 + }, + { + "ID":720, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":19, + "intracountry":null + }, + { + "ID":721, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":57, + "intracountry":null + }, + { + "ID":722, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":99, + "intracountry":1.0 + }, + { + "ID":723, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":30, + "intracountry":1.0 + }, + { + "ID":724, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":">8.3%", + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":54, + "intracountry":null + }, + { + "ID":725, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":19, + "intracountry":null + }, + { + "ID":726, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":12, + "intracountry":0.0 + }, + { + "ID":727, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":99, + "intracountry":1.0 + }, + { + "ID":728, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":88, + "intracountry":1.0 + }, + { + "ID":729, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":51, + "intracountry":0.0 + }, + { + "ID":730, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":95, + "intracountry":null + }, + { + "ID":731, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":20, + "intracountry":null + }, + { + "ID":732, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":80, + "intracountry":null + }, + { + "ID":733, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":95, + "intracountry":null + }, + { + "ID":734, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":86, + "intracountry":1.0 + }, + { + "ID":735, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":99, + "intracountry":null + }, + { + "ID":736, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.12, + "rate":78, + "intracountry":null + }, + { + "ID":737, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":16, + "intracountry":0.0 + }, + { + "ID":738, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.13, + "rate":19, + "intracountry":null + }, + { + "ID":739, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.12, + "rate":25, + "intracountry":1.0 + }, + { + "ID":740, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.0, + "rate":91, + "intracountry":null + }, + { + "ID":741, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":78, + "intracountry":null + }, + { + "ID":742, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":54, + "intracountry":null + }, + { + "ID":743, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":63, + "intracountry":0.0 + }, + { + "ID":744, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":93, + "intracountry":0.0 + }, + { + "ID":745, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":13, + "intracountry":null + }, + { + "ID":746, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":43, + "intracountry":null + }, + { + "ID":747, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":28, + "intracountry":null + }, + { + "ID":748, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":34, + "intracountry":1.0 + }, + { + "ID":749, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":0.0 + }, + { + "ID":750, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":70, + "intracountry":null + }, + { + "ID":751, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":93, + "intracountry":0.0 + }, + { + "ID":752, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":60, + "intracountry":0.0 + }, + { + "ID":753, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":36, + "intracountry":0.0 + }, + { + "ID":754, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.11, + "rate":38, + "intracountry":null + }, + { + "ID":755, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":30, + "intracountry":null + }, + { + "ID":756, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":70, + "intracountry":null + }, + { + "ID":757, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":24, + "intracountry":1.0 + }, + { + "ID":758, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":33, + "intracountry":null + }, + { + "ID":759, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.04, + "rate":11, + "intracountry":0.0 + }, + { + "ID":760, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":18, + "intracountry":1.0 + }, + { + "ID":761, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.03, + "rate":25, + "intracountry":null + }, + { + "ID":762, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":68, + "intracountry":null + }, + { + "ID":763, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":24, + "intracountry":null + }, + { + "ID":764, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":36, + "intracountry":1.0 + }, + { + "ID":765, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":90, + "intracountry":1.0 + }, + { + "ID":766, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.08, + "rate":33, + "intracountry":0.0 + }, + { + "ID":767, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":24, + "intracountry":null + }, + { + "ID":768, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":91, + "intracountry":1.0 + }, + { + "ID":769, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":66, + "intracountry":0.0 + }, + { + "ID":770, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":67, + "intracountry":null + }, + { + "ID":771, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":30, + "intracountry":1.0 + }, + { + "ID":772, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":76, + "intracountry":0.0 + }, + { + "ID":773, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":0.0 + }, + { + "ID":774, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":22, + "intracountry":null + }, + { + "ID":775, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.05, + "rate":45, + "intracountry":null + }, + { + "ID":776, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.13, + "rate":14, + "intracountry":null + }, + { + "ID":777, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.01, + "rate":66, + "intracountry":null + }, + { + "ID":778, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.09, + "rate":28, + "intracountry":0.0 + }, + { + "ID":779, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":48, + "intracountry":null + }, + { + "ID":780, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.05, + "rate":18, + "intracountry":0.0 + }, + { + "ID":781, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":10, + "intracountry":null + }, + { + "ID":782, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":44, + "intracountry":null + }, + { + "ID":783, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":33, + "intracountry":null + }, + { + "ID":784, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":44, + "intracountry":null + }, + { + "ID":785, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":12, + "intracountry":0.0 + }, + { + "ID":786, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":25, + "intracountry":null + }, + { + "ID":787, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":38, + "intracountry":null + }, + { + "ID":788, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.14, + "rate":92, + "intracountry":null + }, + { + "ID":789, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":58, + "intracountry":null + }, + { + "ID":790, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":38, + "intracountry":null + }, + { + "ID":791, + "card_scheme":"TransactPlus", + "account_type":[ + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.01, + "rate":55, + "intracountry":1.0 + }, + { + "ID":792, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":83, + "intracountry":null + }, + { + "ID":793, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"manual", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":58, + "intracountry":null + }, + { + "ID":794, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":46, + "intracountry":1.0 + }, + { + "ID":795, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":77, + "intracountry":0.0 + }, + { + "ID":796, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":52, + "intracountry":0.0 + }, + { + "ID":797, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.14, + "rate":58, + "intracountry":null + }, + { + "ID":798, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":55, + "intracountry":null + }, + { + "ID":799, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":34, + "intracountry":null + }, + { + "ID":800, + "card_scheme":"GlobalCard", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":76, + "intracountry":1.0 + }, + { + "ID":801, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.04, + "rate":40, + "intracountry":0.0 + }, + { + "ID":802, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.1, + "rate":62, + "intracountry":1.0 + }, + { + "ID":803, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":91, + "intracountry":null + }, + { + "ID":804, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":96, + "intracountry":null + }, + { + "ID":805, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":42, + "intracountry":1.0 + }, + { + "ID":806, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":42, + "intracountry":null + }, + { + "ID":807, + "card_scheme":"TransactPlus", + "account_type":[ + "H" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":21, + "intracountry":1.0 + }, + { + "ID":808, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":20, + "intracountry":0.0 + }, + { + "ID":809, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":68, + "intracountry":null + }, + { + "ID":810, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.13, + "rate":38, + "intracountry":0.0 + }, + { + "ID":811, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.04, + "rate":51, + "intracountry":1.0 + }, + { + "ID":812, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":51, + "intracountry":null + }, + { + "ID":813, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":76, + "intracountry":null + }, + { + "ID":814, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":31, + "intracountry":null + }, + { + "ID":815, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":72, + "intracountry":null + }, + { + "ID":816, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":88, + "intracountry":null + }, + { + "ID":817, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":88, + "intracountry":1.0 + }, + { + "ID":818, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.02, + "rate":45, + "intracountry":null + }, + { + "ID":819, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.12, + "rate":49, + "intracountry":1.0 + }, + { + "ID":820, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":82, + "intracountry":0.0 + }, + { + "ID":821, + "card_scheme":"NexPay", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":52, + "intracountry":0.0 + }, + { + "ID":822, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.05, + "rate":27, + "intracountry":0.0 + }, + { + "ID":823, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.09, + "rate":86, + "intracountry":null + }, + { + "ID":824, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":36, + "intracountry":1.0 + }, + { + "ID":825, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.1, + "rate":50, + "intracountry":0.0 + }, + { + "ID":826, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":27, + "intracountry":null + }, + { + "ID":827, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":28, + "intracountry":1.0 + }, + { + "ID":828, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":32, + "intracountry":null + }, + { + "ID":829, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":40, + "intracountry":null + }, + { + "ID":830, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":61, + "intracountry":null + }, + { + "ID":831, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":82, + "intracountry":1.0 + }, + { + "ID":832, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":52, + "intracountry":1.0 + }, + { + "ID":833, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":14, + "intracountry":1.0 + }, + { + "ID":834, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":20, + "intracountry":0.0 + }, + { + "ID":835, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.13, + "rate":30, + "intracountry":1.0 + }, + { + "ID":836, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.06, + "rate":84, + "intracountry":1.0 + }, + { + "ID":837, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":50, + "intracountry":1.0 + }, + { + "ID":838, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":74, + "intracountry":null + }, + { + "ID":839, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.02, + "rate":98, + "intracountry":null + }, + { + "ID":840, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":14, + "intracountry":1.0 + }, + { + "ID":841, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":25, + "intracountry":1.0 + }, + { + "ID":842, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":77, + "intracountry":0.0 + }, + { + "ID":843, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.12, + "rate":24, + "intracountry":1.0 + }, + { + "ID":844, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":34, + "intracountry":null + }, + { + "ID":845, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":78, + "intracountry":null + }, + { + "ID":846, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.01, + "rate":94, + "intracountry":null + }, + { + "ID":847, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":48, + "intracountry":0.0 + }, + { + "ID":848, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":71, + "intracountry":null + }, + { + "ID":849, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":55, + "intracountry":1.0 + }, + { + "ID":850, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":26, + "intracountry":1.0 + }, + { + "ID":851, + "card_scheme":"GlobalCard", + "account_type":[ + "S" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":63, + "intracountry":1.0 + }, + { + "ID":852, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":63, + "intracountry":1.0 + }, + { + "ID":853, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.07, + "rate":72, + "intracountry":null + }, + { + "ID":854, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.12, + "rate":97, + "intracountry":0.0 + }, + { + "ID":855, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":72, + "intracountry":1.0 + }, + { + "ID":856, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":39, + "intracountry":null + }, + { + "ID":857, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":68, + "intracountry":null + }, + { + "ID":858, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.07, + "rate":37, + "intracountry":1.0 + }, + { + "ID":859, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.05, + "rate":54, + "intracountry":1.0 + }, + { + "ID":860, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "D" + ], + "fixed_amount":0.0, + "rate":62, + "intracountry":null + }, + { + "ID":861, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":17, + "intracountry":1.0 + }, + { + "ID":862, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.11, + "rate":49, + "intracountry":0.0 + }, + { + "ID":863, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.11, + "rate":64, + "intracountry":null + }, + { + "ID":864, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":33, + "intracountry":null + }, + { + "ID":865, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.06, + "rate":49, + "intracountry":null + }, + { + "ID":866, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":41, + "intracountry":null + }, + { + "ID":867, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":53, + "intracountry":0.0 + }, + { + "ID":868, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":28, + "intracountry":0.0 + }, + { + "ID":869, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":52, + "intracountry":null + }, + { + "ID":870, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.03, + "rate":47, + "intracountry":0.0 + }, + { + "ID":871, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.03, + "rate":36, + "intracountry":1.0 + }, + { + "ID":872, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.04, + "rate":71, + "intracountry":null + }, + { + "ID":873, + "card_scheme":"NexPay", + "account_type":[ + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":62, + "intracountry":null + }, + { + "ID":874, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.08, + "rate":25, + "intracountry":null + }, + { + "ID":875, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":25, + "intracountry":1.0 + }, + { + "ID":876, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":null + }, + { + "ID":877, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":52, + "intracountry":0.0 + }, + { + "ID":878, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.06, + "rate":61, + "intracountry":null + }, + { + "ID":879, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.14, + "rate":49, + "intracountry":null + }, + { + "ID":880, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.1, + "rate":31, + "intracountry":0.0 + }, + { + "ID":881, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.1, + "rate":91, + "intracountry":1.0 + }, + { + "ID":882, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":59, + "intracountry":1.0 + }, + { + "ID":883, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":56, + "intracountry":null + }, + { + "ID":884, + "card_scheme":"GlobalCard", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":20, + "intracountry":null + }, + { + "ID":885, + "card_scheme":"GlobalCard", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":51, + "intracountry":null + }, + { + "ID":886, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.09, + "rate":94, + "intracountry":null + }, + { + "ID":887, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":56, + "intracountry":null + }, + { + "ID":888, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":92, + "intracountry":null + }, + { + "ID":889, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":52, + "intracountry":1.0 + }, + { + "ID":890, + "card_scheme":"SwiftCharge", + "account_type":[ + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":24, + "intracountry":null + }, + { + "ID":891, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.13, + "rate":59, + "intracountry":0.0 + }, + { + "ID":892, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.07, + "rate":46, + "intracountry":null + }, + { + "ID":893, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":78, + "intracountry":null + }, + { + "ID":894, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":42, + "intracountry":null + }, + { + "ID":895, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.01, + "rate":44, + "intracountry":null + }, + { + "ID":896, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":91, + "intracountry":null + }, + { + "ID":897, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":75, + "intracountry":null + }, + { + "ID":898, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.05, + "rate":52, + "intracountry":null + }, + { + "ID":899, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.2%-7.7%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.08, + "rate":90, + "intracountry":null + }, + { + "ID":900, + "card_scheme":"SwiftCharge", + "account_type":[ + "D" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":54, + "intracountry":1.0 + }, + { + "ID":901, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.03, + "rate":73, + "intracountry":null + }, + { + "ID":902, + "card_scheme":"NexPay", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":46, + "intracountry":0.0 + }, + { + "ID":903, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":32, + "intracountry":0.0 + }, + { + "ID":904, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":">5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":86, + "intracountry":null + }, + { + "ID":905, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.0, + "rate":52, + "intracountry":1.0 + }, + { + "ID":906, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.11, + "rate":75, + "intracountry":null + }, + { + "ID":907, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.14, + "rate":19, + "intracountry":0.0 + }, + { + "ID":908, + "card_scheme":"NexPay", + "account_type":[ + "R" + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.02, + "rate":62, + "intracountry":null + }, + { + "ID":909, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.09, + "rate":93, + "intracountry":1.0 + }, + { + "ID":910, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.04, + "rate":83, + "intracountry":null + }, + { + "ID":911, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":31, + "intracountry":null + }, + { + "ID":912, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":41, + "intracountry":0.0 + }, + { + "ID":913, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":57, + "intracountry":0.0 + }, + { + "ID":914, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.1, + "rate":49, + "intracountry":null + }, + { + "ID":915, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.0, + "rate":84, + "intracountry":null + }, + { + "ID":916, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.1, + "rate":82, + "intracountry":null + }, + { + "ID":917, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":98, + "intracountry":1.0 + }, + { + "ID":918, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.04, + "rate":27, + "intracountry":null + }, + { + "ID":919, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.05, + "rate":63, + "intracountry":null + }, + { + "ID":920, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":96, + "intracountry":null + }, + { + "ID":921, + "card_scheme":"GlobalCard", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.02, + "rate":12, + "intracountry":0.0 + }, + { + "ID":922, + "card_scheme":"TransactPlus", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.03, + "rate":71, + "intracountry":0.0 + }, + { + "ID":923, + "card_scheme":"SwiftCharge", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.09, + "rate":61, + "intracountry":null + }, + { + "ID":924, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":17, + "intracountry":0.0 + }, + { + "ID":925, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.14, + "rate":18, + "intracountry":0.0 + }, + { + "ID":926, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.02, + "rate":45, + "intracountry":null + }, + { + "ID":927, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.12, + "rate":13, + "intracountry":null + }, + { + "ID":928, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.06, + "rate":69, + "intracountry":null + }, + { + "ID":929, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.06, + "rate":69, + "intracountry":null + }, + { + "ID":930, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":23, + "intracountry":null + }, + { + "ID":931, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":null, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.14, + "rate":35, + "intracountry":0.0 + }, + { + "ID":932, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":61, + "intracountry":1.0 + }, + { + "ID":933, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.07, + "rate":27, + "intracountry":0.0 + }, + { + "ID":934, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.08, + "rate":17, + "intracountry":null + }, + { + "ID":935, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.04, + "rate":72, + "intracountry":null + }, + { + "ID":936, + "card_scheme":"NexPay", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.11, + "rate":56, + "intracountry":null + }, + { + "ID":937, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.09, + "rate":88, + "intracountry":0.0 + }, + { + "ID":938, + "card_scheme":"SwiftCharge", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.11, + "rate":24, + "intracountry":0.0 + }, + { + "ID":939, + "card_scheme":"SwiftCharge", + "account_type":[ + "F", + "R" + ], + "capture_delay":"<3", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.06, + "rate":52, + "intracountry":0.0 + }, + { + "ID":940, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":"100k-1m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.0, + "rate":71, + "intracountry":0.0 + }, + { + "ID":941, + "card_scheme":"GlobalCard", + "account_type":[ + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.1, + "rate":41, + "intracountry":0.0 + }, + { + "ID":942, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":26, + "intracountry":1.0 + }, + { + "ID":943, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.03, + "rate":40, + "intracountry":null + }, + { + "ID":944, + "card_scheme":"TransactPlus", + "account_type":[ + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":null, + "aci":[ + "A" + ], + "fixed_amount":0.13, + "rate":85, + "intracountry":0.0 + }, + { + "ID":945, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.01, + "rate":77, + "intracountry":0.0 + }, + { + "ID":946, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":97, + "intracountry":1.0 + }, + { + "ID":947, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.13, + "rate":34, + "intracountry":null + }, + { + "ID":948, + "card_scheme":"GlobalCard", + "account_type":[ + "S", + "R" + ], + "capture_delay":"3-5", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A" + ], + "fixed_amount":0.02, + "rate":36, + "intracountry":null + }, + { + "ID":949, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.07, + "rate":74, + "intracountry":null + }, + { + "ID":950, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.0, + "rate":45, + "intracountry":null + }, + { + "ID":951, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":null, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":58, + "intracountry":null + }, + { + "ID":952, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.02, + "rate":95, + "intracountry":1.0 + }, + { + "ID":953, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + + ], + "fixed_amount":0.01, + "rate":66, + "intracountry":1.0 + }, + { + "ID":954, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.08, + "rate":31, + "intracountry":0.0 + }, + { + "ID":955, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "D" + ], + "fixed_amount":0.05, + "rate":13, + "intracountry":0.0 + }, + { + "ID":956, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.07, + "rate":78, + "intracountry":0.0 + }, + { + "ID":957, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D", + "H", + "F", + "S" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.13, + "rate":48, + "intracountry":null + }, + { + "ID":958, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "F" + ], + "fixed_amount":0.01, + "rate":43, + "intracountry":0.0 + }, + { + "ID":959, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.01, + "rate":10, + "intracountry":0.0 + }, + { + "ID":960, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":24, + "intracountry":null + }, + { + "ID":961, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.01, + "rate":40, + "intracountry":null + }, + { + "ID":962, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.02, + "rate":90, + "intracountry":null + }, + { + "ID":963, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.09, + "rate":31, + "intracountry":null + }, + { + "ID":964, + "card_scheme":"GlobalCard", + "account_type":[ + "R", + "D" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.02, + "rate":18, + "intracountry":0.0 + }, + { + "ID":965, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.11, + "rate":68, + "intracountry":1.0 + }, + { + "ID":966, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "C" + ], + "fixed_amount":0.12, + "rate":73, + "intracountry":0.0 + }, + { + "ID":967, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.09, + "rate":15, + "intracountry":null + }, + { + "ID":968, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.05, + "rate":84, + "intracountry":null + }, + { + "ID":969, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.05, + "rate":89, + "intracountry":null + }, + { + "ID":970, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "A", + "B" + ], + "fixed_amount":0.1, + "rate":66, + "intracountry":null + }, + { + "ID":971, + "card_scheme":"NexPay", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.13, + "rate":99, + "intracountry":null + }, + { + "ID":972, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":"<7.2%", + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.07, + "rate":37, + "intracountry":null + }, + { + "ID":973, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":null, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":76, + "intracountry":0.0 + }, + { + "ID":974, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.01, + "rate":86, + "intracountry":1.0 + }, + { + "ID":975, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.09, + "rate":73, + "intracountry":null + }, + { + "ID":976, + "card_scheme":"TransactPlus", + "account_type":[ + "F" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":57, + "intracountry":1.0 + }, + { + "ID":977, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.03, + "rate":95, + "intracountry":0.0 + }, + { + "ID":978, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":null, + "aci":[ + + ], + "fixed_amount":0.12, + "rate":18, + "intracountry":1.0 + }, + { + "ID":979, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.12, + "rate":73, + "intracountry":0.0 + }, + { + "ID":980, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":true, + "aci":[ + "A" + ], + "fixed_amount":0.05, + "rate":45, + "intracountry":null + }, + { + "ID":981, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.01, + "rate":54, + "intracountry":0.0 + }, + { + "ID":982, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":true, + "aci":[ + "E" + ], + "fixed_amount":0.04, + "rate":76, + "intracountry":0.0 + }, + { + "ID":983, + "card_scheme":"TransactPlus", + "account_type":[ + "D" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.07, + "rate":59, + "intracountry":null + }, + { + "ID":984, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":">5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "D" + ], + "fixed_amount":0.11, + "rate":23, + "intracountry":1.0 + }, + { + "ID":985, + "card_scheme":"SwiftCharge", + "account_type":[ + "F" + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":null, + "aci":[ + "F" + ], + "fixed_amount":0.11, + "rate":71, + "intracountry":1.0 + }, + { + "ID":986, + "card_scheme":"TransactPlus", + "account_type":[ + "R", + "D" + ], + "capture_delay":"3-5", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5411, + 5412, + 5499, + 5912, + 5812, + 5813, + 5911, + 5983 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":11, + "intracountry":null + }, + { + "ID":987, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":37, + "intracountry":null + }, + { + "ID":988, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.06, + "rate":44, + "intracountry":1.0 + }, + { + "ID":989, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.08, + "rate":94, + "intracountry":1.0 + }, + { + "ID":990, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"1m-5m", + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":true, + "aci":[ + "C", + "B" + ], + "fixed_amount":0.06, + "rate":88, + "intracountry":null + }, + { + "ID":991, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"<3", + "monthly_fraud_level":null, + "monthly_volume":">5m", + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":true, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":11, + "intracountry":0.0 + }, + { + "ID":992, + "card_scheme":"GlobalCard", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":"7.7%-8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "A", + "B", + "C" + ], + "fixed_amount":0.07, + "rate":74, + "intracountry":1.0 + }, + { + "ID":993, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":"<100k", + "merchant_category_code":[ + 5734, + 5735, + 5736, + 5816, + 5912, + 7399, + 5964, + 5999 + ], + "is_credit":false, + "aci":[ + "E" + ], + "fixed_amount":0.02, + "rate":64, + "intracountry":1.0 + }, + { + "ID":994, + "card_scheme":"TransactPlus", + "account_type":[ + "S", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":true, + "aci":[ + "F" + ], + "fixed_amount":0.08, + "rate":78, + "intracountry":0.0 + }, + { + "ID":995, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8062, + 8011, + 8021, + 7231, + 7298, + 7991, + 8049 + ], + "is_credit":false, + "aci":[ + "C", + "A" + ], + "fixed_amount":0.03, + "rate":99, + "intracountry":null + }, + { + "ID":996, + "card_scheme":"SwiftCharge", + "account_type":[ + + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + + ], + "is_credit":false, + "aci":[ + "C" + ], + "fixed_amount":0.13, + "rate":79, + "intracountry":null + }, + { + "ID":997, + "card_scheme":"NexPay", + "account_type":[ + + ], + "capture_delay":"manual", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 8000, + 8011, + 8021, + 8031, + 8041, + 7299, + 9399, + 8742 + ], + "is_credit":true, + "aci":[ + "C" + ], + "fixed_amount":0.0, + "rate":29, + "intracountry":null + }, + { + "ID":998, + "card_scheme":"TransactPlus", + "account_type":[ + "H", + "R" + ], + "capture_delay":"immediate", + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 3000, + 3001, + 3002, + 3003, + 7011, + 7032, + 7512, + 7513 + ], + "is_credit":false, + "aci":[ + "B" + ], + "fixed_amount":0.02, + "rate":80, + "intracountry":null + }, + { + "ID":999, + "card_scheme":"SwiftCharge", + "account_type":[ + "H", + "R" + ], + "capture_delay":null, + "monthly_fraud_level":">8.3%", + "monthly_volume":null, + "merchant_category_code":[ + 5814, + 5815, + 5816, + 7832, + 7922, + 7995, + 7999, + 5813 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.1, + "rate":76, + "intracountry":null + }, + { + "ID":1000, + "card_scheme":"TransactPlus", + "account_type":[ + + ], + "capture_delay":null, + "monthly_fraud_level":null, + "monthly_volume":null, + "merchant_category_code":[ + 4111, + 4121, + 4131, + 4411, + 4511, + 4789, + 7513, + 7523 + ], + "is_credit":false, + "aci":[ + + ], + "fixed_amount":0.11, + "rate":76, + "intracountry":0.0 + } +] \ No newline at end of file diff --git a/files/73/73_src_2.md b/files/73/73_src_2.md new file mode 100644 index 0000000000000000000000000000000000000000..4014995e5841b0fc10811bea3dd7c872668178e3 --- /dev/null +++ b/files/73/73_src_2.md @@ -0,0 +1,338 @@ +# Merchant Guide to Optimizing Payment Processing and Minimizing Fees + +Version 2.1 | Last Updated: November 1, 2024 + +## Table of Contents +1. Introduction +2. Account Type +3. Merchant Category Code +4. Authorization Characteristics Indicator +5. Understanding Payment Processing Fees +6. PIN Entry Attempt Limits +7. Reducing Fraud-Related Fees +8. Leveraging Data and Reporting +9. Appendix + - Glossary +10. Contact Information + +## 1. Introduction + +As a valued merchant partner, our goal is to help you process transactions efficiently and cost-effectively while minimizing the risks associated with payment fraud. This guide provides best practices for configuring transactions, understanding pricing models, and reducing the potential for fraud-related fees. + + +## 2. Account Type + +We categorize merchants into different account types based on their business model and industry classification. The following table outlines the various account types: + +| Account Type | Description | +|--------------|-------------------------| +| R | Enterprise - Retail | +| D | Enterprise - Digital | +| H | Enterprise - Hospitality| +| F | Platform - Franchise | +| S | Platform - SaaS | +| O | Other | + +This categorization is used to provide more targeted support and services to merchants, and to facilitate more effective communication and collaboration between merchants and our team. + +## 3. Merchant Category Code + +The Merchant Category Code (MCC) is a four-digit code assigned to a merchant by the card networks, also known as schemes (e.g. Visa, Mastercard), to categorize their business type. The MCC is used to determine the type of business or industry a merchant is in, and is often used for risk assessment, fraud detection, and accounting purposes. + +The MCC is typically assigned by the merchant's bank or payment processor, and is used to classify merchants into one of over 400 categories. Each category corresponds to a specific industry or business type, such as retail, restaurant, hotel, or healthcare. + +The MCC is usually represented by a four-digit code, such as 5451 (Automated Fuel Dispensers) or 5812 (Automotive Parts and Accessories Stores). The first two digits of the MCC indicate the category, while the last two digits indicate the subcategory. + +Here is an example of how the MCC might be used in a merchant's account information: + +Merchant Name: ABC Car Dealership +Merchant Category Code (MCC): 5521 (Motor Vehicle Dealers - New and Used Cars) +Business Type: Retail +The MCC is an important piece of information for merchants, as it can affect their payment processing rates, fees, and other business operations. + +You can find a complete list of MCC in the annexed file `merchant_category_codes.csv`. + +## 4. Authorization Characteristics Indicator (ACI) + +The Authorization Characteristics Indicator is a field that facilitates the identification of the transaction flow submitted to the acquirer. This indicator provides a standardized method for describing the manner in which the transaction was sent to the acquirer. + +The following table outlines the possible values for the Authorization Characteristics Indicator: + +| Authorization Characteristic Indicator | Details | +|----------------------------------------|------------------------------------| +| A | Card present - Non-authenticated | +| B | Card Present - Authenticated | +| C | Tokenized card with mobile device | +| D | Card Not Present - Card On File | +| E | Card Not Present - Recurring Bill Payment | +| F | Card Not Present - 3-D Secure | +| G | Card Not Present - Non-3-D Secure | + + +## 5. Understanding Payment Processing Fees + +Payment Processing Fees depend on a number of characteristics. These characteristics belong to either the merchant or the transaction. + +Merchant characteritics include + +* **ID**: identifier of the fee rule within the rule fee dataset +* **card_scheme**: string type. name of the card scheme or network that the fee applies to +* **account_type**: list type. list of account types according to the categorization `Account Type` in this manual +* **capture_delay**: string type. rule that specifies the number of days in which the capture from authorization to settlement needs to happen. Possible values are '3-5' (between 3 and 5 days), '>5' (more than 5 days is possible), '<3' (before 3 days), 'immediate', or 'manual'. The faster the capture to settlement happens, the more expensive it is. +* **monthly_fraud_level**: string type. rule that specifies the fraud levels measured as ratio between monthly total volume and monthly volume notified as fraud. For example '7.7%-8.3%' means that the ratio should be between 7.7 and 8.3 percent. Generally, the payment processors will become more expensive as fraud rate increases. +* **monthly_volume**: string type. rule that specifies the monthly total volume of the merchant. '100k-1m' is between 100.000 (100k) and 1.000.000 (1m). All volumes are specified in euros. Normally merchants with higher volume are able to get cheaper fees from payments processors. +* **merchant_category_code**: list type. integer that specifies the possible merchant category codes, according to the categorization found in this manual in the section `Merchant Category Code`. eg: `[8062, 8011, 8021]`. +* **is_credit**: bool. True if the rule applies for credit transactions. Typically credit transactions are more expensive (higher fee). +* **aci**: list type. string that specifies an array of possible Authorization Characteristics Indicator (ACI) according to the categorization specified in this manual in the section `Authorization Characteristics Indicator`. +* **fixed_amount**: float. Fixed amount of the fee in euros per transaction, for the given rule. +* **rate**: integer. Variable rate to be especified to be multiplied by the transaction value and divided by 10000. +* **intracountry**: bool. True if the transaction is domestic, defined by the fact that the issuer country and the acquiring country are the same. False are for international transactions where the issuer country and acquirer country are different and typically are more expensive. + +**Notes**: +* The fee then is provided by `fee = fixed_amount + rate * transaction_value / 10000`. +* Monthly volumes and rates are computed always in natural months (e.g. January, February), starting always in day 1 and ending in the last natural day of the month (i.e. 28 for February, 30 or 31). +* Fixed amount and transaction values are given in the same currency, typically euros. +* If a field is set to null it means that it applies to all possible values of that field. E.g. null value in aci means that the rules applies for all possible values of aci. + +The full list of fee rules and values depending on these characteristics can be found in the annexed file `fees.json`. + +### 5.1 Best Practices for Minimizing Transaction Costs + + +#### 5.1.1 Optimizing Transactions through Local Acquiring + +To minimize friction and maximize conversion rates, it is essential to route transactions through local acquirers. Local acquiring refers to the scenario where the issuer country is the same as the acquirer country. This approach can lead to several benefits, including: + +- Reduced transaction friction, resulting in higher conversion rates +- Lower fees associated with cross-border transactions + +**What is Local Acquiring?** + +Local acquiring occurs when a transaction is processed through an acquirer that is located in the same country as the issuer of the card. For example, if a cardholder is located in the United States and makes a purchase from a merchant also located in the United States, the transaction would be considered a local acquiring transaction. + +By routing transactions through local acquirers, merchants can reduce the complexity and costs associated with cross-border transactions, ultimately leading to a better user experience and increased conversion rates. + +**Benefits of Local Acquiring** + +Some of the key benefits of local acquiring include: + +- Reduced transaction fees +- Improved conversion rates due to reduced friction +- Enhanced user experience +- Simplified transaction processing + +#### 5.1.2. Choosing the right transaction type + +**Transaction Processing Options and Fees** + +When processing transactions, there are various options available, depending on the type of transaction and the level of authentication required. The Authorization Characteristic Indicator (ACI) provides a standardized way to categorize transactions and determine the best processing method. + +**Transaction Processing Methods** + +Transactions can be processed in one of several ways, including: + +- POS transactions with authentication: This method involves verifying the cardholder's identity through authentication, such as entering a PIN or signature. +- Tokenized transactions: This method involves replacing the cardholder's sensitive information with a token or pseudonym, which can be used to process the transaction. + +**Choosing the Right ACI** + +When choosing an ACI, consider the following factors: + +- Fees: Different ACIs have varying fees associated with them. Choosing the right ACI can help reduce costs, but may also add friction to the transaction process. +- Friction: Some ACIs, such as those that require authentication, may add friction to the transaction process, such as prompting the cardholder to enter a PIN or signature. + +**Understanding ACI Codes** + +ACI codes are provided in the section `Authorization Characteristics Indicator` and are used to categorize transactions and determine the best processing method. By choosing the right ACI, merchants can optimize their transaction processing and reduce costs. + +**Best Practices for Choosing an ACI** + +When choosing an ACI, follow these best practices: + +- Consider the type of transaction: Different ACIs are suited for different types of transactions, such as POS transactions or e-commerce transactions. +- Consider the level of authentication required: Choose an ACI that provides the required level of authentication, such as authentication or tokenization. +- Consider the fees associated with the ACI: Choose an ACI that balances fees with the level of authentication required and the type of transaction. + + +# 5.1.3 Processing with Higher Volumes + +## Pricing Structure Overview + +When processing larger volumes of data, the cost per unit decreases, resulting in a more cost-effective solution. Unlike some pricing models, there is no minimum volume requirement, allowing you to benefit from economies of scale as your needs grow. + +## Volume-Based Pricing Curve + +The pricing curve is designed to flatten out at higher volumes, ensuring that the cost per unit remains competitive as your volume increases. This means that the more data you process, the lower the cost per unit, allowing you to optimize your budget and achieve a better return on investment. + +## Key Benefits + +* No minimum volume requirement, giving you flexibility in your pricing strategy +* Economies of scale achieved as your volume increases, reducing the cost per unit +* Competitive pricing at higher volumes, ensuring a better return on investment + +#### 5.1.4 Minimizing Fraud-Related Costs + +**Understanding the Impact of Fraud Levels** + +When processing transactions, it's essential to maintain optimal fraud levels to minimize costs. As fraud levels increase, so do the associated costs. To maximize efficiency and reduce expenses, it's recommended to maintain fraud levels at the lowest possible threshold. + +**The Relationship Between Fraud Levels and Costs** + +Our pricing model is designed to reflect the increased risk associated with higher fraud levels. As a result, costs will increase in direct proportion to the level of fraud detected. By maintaining optimal fraud levels, you can help reduce these costs and optimize your budget. + +**Best Practices for Minimizing Fraud-Related Fees** + +For more information on strategies for reducing fraud-related fees, please refer to the `Reducing Fraud-Related Fees` section of this manual. This section provides guidance on how to implement effective anti-fraud measures, monitor transactions, and respond to potential threats. + +#### 5.1.5 Avoiding Transaction Downgrades + +Transaction downgrades can result in higher processing costs due to less favorable interchange rate tiers. To minimize the risk of downgrades, it is essential to understand the common reasons for downgrades and implement best practices to avoid them. + +**Common Reasons for Transaction Downgrades** +- Missing or Incomplete Data Elements: Failing to provide required data elements can lead to downgrades. +- Late Settlement: Settling transactions outside of the designated timeframe can result in downgrades. +- Non-Qualified Transaction Types: Processing transactions that do not meet specific criteria can lead to downgrades. +- Failure to Use AVS or 3D Secure for Card-Not-Present Transactions: Not utilizing enhanced security features for card-not-present transactions can result in downgrades. +- Transaction Size and Volume: Excessive transaction size or volume can lead to downgrades. +- Excessive retrying: Retrying transactions too many times can result in downgrades. + +**Best Practices to Avoid Downgrades** + +-**Ensure Complete Data Submission**: Provide all required data elements to avoid downgrades. +- **Timely Settlement (within 24 hours)**: Settle transactions within the designated timeframe to avoid downgrades. +- **Use Retry Strategies that Consider Cost and Penalties**: Implement retry strategies that balance cost and penalties to avoid downgrades. +- **Utilize Enhanced Security Features**: Use AVS and 3D Secure for card-not-present transactions to avoid downgrades. +- **Leverage Level 2 and Level 3 Data for B2B Transactions**: Use Level 2 and Level 3 data for B2B transactions to avoid downgrades. +- **Regularly Review and Update Your Systems**: Regularly review and update your systems to ensure compliance with industry standards and avoid downgrades. +- **Train Your Staff**: Train your staff to understand the importance of avoiding downgrades and provide them with the necessary tools and resources to do so. + + +### 6. PIN Entry Attempt Limits + +#### Preventing Unauthorized Access + +To maintain the security and integrity of your transactions, we have implemented a PIN entry attempt limit to prevent unauthorized access to your account. This limit is designed to protect you from potential losses due to repeated incorrect PIN attempts. + +#### Attempt Limit Details + +* **Maximum Attempts:** Three (3) consecutive incorrect PIN entry attempts are allowed before the card is temporarily blocked. +* **Temporary Block:** If the attempt limit is reached, your card will be temporarily blocked, and you will be unable to make transactions until the block is lifted. +* **Unblocking the Card:** To unblock your card or reset your PIN, please contact your issuing bank directly. They will be able to assist you in resolving the issue and reactivating your card for use. +* **Security Measures:** This limit is in place to prevent unauthorized access to your account and to protect you from potential losses. By limiting the number of incorrect PIN attempts, we can help ensure that your account remains secure and that you can continue to use your card with confidence. + +## 7. Reducing Fraud-Related Fees + +Fraud is defined as the ratio of fraudulent volume over total volume. + +### 7.1 Implementing Proactive Fraud Prevention Strategies + +#### Leveraging Advanced Fraud Prevention Tools + +To minimize the risk of fraud-related fees, it is essential to implement robust fraud prevention tools. These tools can significantly reduce the likelihood of unauthorized transactions and associated costs. The following measures can be implemented: + +* **Address Verification Service (AVS)**: Verify the billing address of the cardholder to ensure it matches the address on file. +* **Card Verification Value (CVV) checks**: Validate the CVV code on the card to confirm its authenticity. +* **3D Secure authentication**: Implement 3D Secure, a payment security protocol that adds an additional layer of authentication for online transactions. +* **Risk Engine**: Utilize a risk engine that can analyze transaction data and identify suspicious patterns. This can help block attempts that are likely to be fraudulent. + +#### Enhancing Transaction Risk Assessment + +In addition to the above, a risk engine can be used to determine the nature of the transaction and block attempts that are deemed suspicious. This can be achieved through: + +* **Rules-based engine**: Implement a set of rules that can flag transactions based on specific criteria. +* **Machine learning engine**: Use machine learning algorithms to analyze transaction data and identify patterns that indicate potential fraud. + +### 7.2 Managing Chargebacks Effectively + +#### Maintaining a Healthy Chargeback Rate + +To avoid penalties and increased costs, it is crucial to maintain a chargeback rate below the desired levels of total transactions. Regularly monitor the chargeback rate and take corrective action when it exceeds acceptable levels. + +#### Identifying and Addressing Fraud Rate Drifts + +Keep a close eye on the fraud rate drifts and take prompt action when the situation raises to undesired levels. This can help prevent a significant increase in chargebacks and associated costs. + +### 7.3 Educating Your Team on Fraud Prevention + +#### Training Staff on Best Practices + +Train your staff on best practices for handling transactions, including recognizing fraud red flags. This can help them identify and flag suspicious transactions, reducing the risk of fraud-related fees. + +### 7.4 Maintaining Compliance with Security Standards + +#### Ensuring PCI DSS Compliance + +Ensure that your organization complies with the latest Payment Card Industry Data Security Standard (PCI DSS). Failure to comply can result in significant penalties, including: + +* **EUR5,000 to EUR100,000 per month**: Depending on the severity of the non-compliance. +* **Reputation damage**: Non-compliance can damage your organization's reputation and erode customer trust. + +By implementing proactive fraud prevention strategies, managing chargebacks effectively, educating your team, and maintaining compliance with security standards, you can significantly reduce the risk of fraud-related fees and protect your organization's reputation. + +## 8. Leveraging Data and Reporting + +### 8.1 Unlocking Insights through Transaction Data Analysis + +#### Maximizing Cost Savings through Data-Driven Decision Making + +Regularly reviewing transaction data is crucial to identifying patterns and opportunities for cost savings. By analyzing your transaction data, you can: + +* **Gain a deeper understanding of your operations**: Identify areas of inefficiency and pinpoint opportunities for improvement. +* **Optimize your fee structures**: Analyze fee-related data to ensure you're getting the best possible rates. +* **Enhance your fraud prevention strategies**: Monitor and track key fraud-related metrics to reduce the risk of fraudulent transactions. + +### 8.2 Leveraging Reporting Tools for Data-Driven Insights + +#### Unlocking Valuable Information with Provided Reporting Tools + +To make informed decisions and optimize your operations, it's essential to utilize the provided reporting tools. These tools offer a wealth of information on various aspects of your transactions, including: + +* **Transaction History**: Gain a comprehensive understanding of past transactions, including dates, amounts, and types of transactions. +* **Fee Structures**: Analyze fee-related data, such as assessment rates, transaction fees, and other charges. +* **Fraud Metrics**: Monitor and track key fraud-related metrics, including authorization rates, fraud rates, and chargeback rates. + +#### Key Performance Indicators (KPIs) to Focus On + +To ensure optimal performance and minimize costs, focus on the following key metrics: + +* **Authorization Rate**: Aim for the maximum possible level to maximize successful transactions and minimize rejected transactions. +* **Fraud Rate**: Strive for the lowest possible level to reduce the risk of fraudulent transactions and associated costs. +* **Chargeback Rate**: Aim for the lowest possible level to minimize the number of chargebacks and associated fees. + +#### Benefits of Tracking Key Metrics + +By monitoring and analyzing these key metrics, you can: + +* **Identify areas for improvement**: Pinpoint opportunities to optimize your operations and reduce costs. +* **Make data-driven decisions**: Base decisions on factual data, rather than intuition or guesswork. +* **Improve overall performance**: Enhance your authorization rates, reduce fraud rates, and minimize chargeback rates. + +By leveraging reporting tools and tracking key metrics, you can gain valuable insights into your transactions and make informed decisions to optimize your operations and minimize costs. + +## 9. Appendix + +### Glossary + +- AVS: Address Verification Service +- CVV: Card Verification Value +- PCI DSS: Payment Card Industry Data Security Standard +- ACI: Authorization Characteristics Indicator + +## 10. Contact Information + +Merchant Services Support: +- Phone: 1-800-555-1234 +- Email: support@paymentprocessor.com +- Website: www.paymentprocessor.com/support + +Fraud Prevention Team: +- Phone: 1-800-555-5678 +- Email: fraud@paymentprocessor.com + +Technical Support: +- Phone: 1-800-555-9876 +- Email: tech@paymentprocessor.com + +Note: This document is for informational purposes only and does not constitute legal or financial advice. Please consult with your payment processor or a qualified professional for advice specific to your business. + +© 2024 Payment Processor, Inc. All rights reserved. \ No newline at end of file diff --git a/files/73/73_src_3.csv b/files/73/73_src_3.csv new file mode 100644 index 0000000000000000000000000000000000000000..3cccc15cabc067339b43c0ffd2fab2b4cf3ddec2 --- /dev/null +++ b/files/73/73_src_3.csv @@ -0,0 +1,770 @@ +,mcc,description +0,1520,General Contractors - Residential and Commercial +1,1711,"Heating, Plumbing, and Air Conditioning Contractors" +2,1731,Electrical Contractors +3,1740,"Masonry, Stonework, Tile-Setting, Plastering, and Insulation Contractors" +4,1750,Carpentry Contractors +5,1761,"Roofing, Siding, and Sheet Metal Work Contractors" +6,1771,Concrete Work Contractors +7,1799,Special Trade Contractors – Not Elsewhere Classified +8,2741,Miscellaneous Publishing and Printing Services +9,2791,"Typesetting, Platemaking, and Related Services" +10,2842,"Specialty Cleaning, Polishing, and Sanitation Preparations" +11,3000,UNITED AIRLINES +12,3001,AMERICAN AIRLINES +13,3002,PAN AMERICAN +14,3004,TRANS WORLD AIRLINES +15,3005,BRITISH AIRWAYS +16,3006,JAPAN AIRLINES +17,3007,AIR FRANCE +18,3008,LUFTHANSA +19,3009,AIR CANADA +20,3010,KLM (ROYAL DUTCH AIRLINES) +21,3011,AEORFLOT +22,3012,QUANTAS +23,4723,Package Tour Operators (Germany Only) +24,3014,SAUDIA ARABIAN AIRLINES +25,3015,SWISSAIR +26,3016,SAS +27,3017,SOUTH AFRICAN AIRWAYS +28,3018,VARIG (BRAZIL) +29,3020,AIR-INDIA +30,3021,AIR ALGERIE +31,3022,PHILIPPINE AIRLINES +32,3023,MEXICANA +33,3024,PAKISTAN INTERNATIONAL +34,3025,AIR NEW ZEALAND +35,3027,UTA/INTERAIR +36,3028,AIR MALTA +37,3029,SABENA +38,3030,AEROLINEAS ARGENTINAS +39,3031,OLYMPIC AIRWAYS +40,3032,EL AL +41,3033,ANSETT AIRLINES +42,3034,AUSTRAINLIAN AIRLINES +43,3035,TAP (PORTUGAL) +44,3036,VASP (BRAZIL) +45,3037,EGYPTAIR +46,3038,KUWAIT AIRLINES +47,3039,AVIANCA +48,3040,GULF AIR (BAHRAIN) +49,3041,BALKAN-BULGARIAN AIRLINES +50,3042,FINNAIR +51,3043,AER LINGUS +52,3044,AIR LANKA +53,3045,NIGERIA AIRWAYS +54,3046,CRUZEIRO DO SUL (BRAZIJ) +55,3211,NORWEGIAN AIRLINES +56,3048,ROYAL AIR MAROC +57,3049,TUNIS AIR +58,3050,ICELANDAIR +59,3051,AUSTRIAN AIRLINES +60,3052,LANCHILE +61,3053,AVIACO (SPAIN) +62,3054,LADECO (CHILE) +63,3055,LAB (BOLIVIA) +64,3056,QUEBECAIRE +65,3057,EASTWEST AIRLINES (AUSTRALIA) +66,3058,DELTA +67,3060,NORTHWEST +68,3061,CONTINENTAL +69,3062,WESTERN +70,3063,US AIR +71,3065,AIRINTER +72,3066,SOUTHWEST +73,3071,AIR BRITISH COLUBIA +74,3075,SINGAPORE AIRLINES +75,3076,AEROMEXICO +76,3077,THAI AIRWAYS +77,3078,CHINA AIRLINES +78,3082,KOREAN AIRLINES +79,3083,AIR AFRIGUE +80,3084,EVA AIRLINES +81,3085,"MIDWEST EXPRESS AIRLINES, INC." +82,3087,METRO AIRLINES +83,3088,CROATIA AIRLINES +84,3089,TRANSAERO +85,3094,ZAMBIA AIRWAYS +86,3096,AIR ZIMBABWE +87,3099,CATHAY PACIFIC +88,3100,MALAYSIAN AIRLINE SYSTEM +89,3102,IBERIA +90,3103,GARUDA (INDONESIA) +91,3106,BRAATHENS S.A.F.E. (NORWAY) +92,3110,WINGS AIRWAYS +93,3111,BRITISH MIDLAND +94,3112,WINDWARD ISLAND +95,3117,VIASA +96,3118,VALLEY AIRLINES +97,3125,TAN +98,3126,TALAIR +99,3127,TACA INTERNATIONAL +100,3129,SURINAM AIRWAYS +101,3130,SUN WORLD INTERNATIONAL +102,3133,SUNBELT AIRLINES +103,3135,SUDAN AIRWAYS +104,3137,SINGLETON +105,3138,SIMMONS AIRLINES +106,3143,SCENIC AIRLINES +107,3144,VIRGIN ATLANTIC +108,3145,SAN JUAN AIRLINES +109,3146,LUXAIR +110,3151,AIR ZAIRE +111,3154,PRINCEVILLE +112,3159,PBA +113,3161,ALL NIPPON AIRWAYS +114,3164,NORONTAIR +115,3165,NEW YORK HELICOPTER +116,3170,NOUNT COOK +117,3171,CANADIAN AIRLINES INTERNATIONAL +118,3172,NATIONAIR +119,3176,METROFLIGHT AIRLINES +120,3178,MESA AIR +121,3181,MALEV +122,3182,LOT (POLAND) +123,3184,LIAT +124,3185,LAV (VENEZUELA) +125,3186,LAP (PARAGUAY) +126,3187,LACSA (COSTA RICA) +127,3190,JUGOSLAV AIR +128,3191,ISLAND AIRLINES +129,3192,IRAN AIR +130,3193,INDIAN AIRLINES +131,3196,HAWAIIAN AIR +132,3197,HAVASU AIRLINES +133,3200,FUYANA AIRWAYS +134,3203,GOLDEN PACIFIC AIR +135,3204,FREEDOM AIR +136,3212,DOMINICANA +137,3215,DAN AIR SERVICES +138,3216,CUMBERLAND AIRLINES +139,3217,CSA +140,3218,CROWN AIR +141,3219,COPA +142,3220,COMPANIA FAUCETT +143,3221,TRANSPORTES AEROS MILITARES ECCUATORANOS +144,3222,COMMAND AIRWAYS +145,3223,COMAIR +146,3228,CAYMAN AIRWAYS +147,3229,SAETA SOCIAEDAD ECUATORIANOS DE TRANSPORTES AEREOS +148,3231,SASHA SERVICIO AERO DE HONDURAS +149,3233,CAPITOL AIR +150,3234,BWIA +151,3235,BROKWAY AIR +152,3238,BEMIDJI AIRLINES +153,3239,BAR HARBOR AIRLINES +154,3240,BAHAMASAIR +155,3241,AVIATECA (GUATEMALA) +156,3242,AVENSA +157,3243,AUSTRIAN AIR SERVICE +158,3251,ALOHA AIRLINES +159,3252,ALM +160,3253,AMERICA WEST +161,3254,TRUMP AIRLINE +162,3256,ALASKA AIRLINES +163,3259,AMERICAN TRANS AIR +164,3261,AIR CHINA +165,3262,"RENO AIR, INC." +166,3266,AIR SEYCHELLES +167,3267,AIR PANAMA +168,3280,AIR JAMAICA +169,3282,AIR DJIBOUTI +170,3284,AERO VIRGIN ISLANDS +171,3285,AERO PERU +172,3286,AEROLINEAS NICARAGUENSIS +173,3287,AERO COACH AVAIATION +174,3291,ARIANA AFGHAN +175,3292,CYPRUS AIRWAYS +176,3293,ECUATORIANA +177,3294,ETHIOPIAN AIRLINES +178,3295,KENYA AIRLINES +179,3298,AIR MAURITIUS +180,3299,WIDEROS FLYVESELSKAP +181,3351,AFFILIATED AUTO RENTAL +182,3352,AMERICAN INTL RENT-A-CAR +183,3353,BROOKS RENT-A-CAR +184,3354,ACTION AUTO RENTAL +185,3357,HERTZ RENT-A-CAR +186,3359,PAYLESS CAR RENTAL +187,3360,SNAPPY CAR RENTAL +188,3361,AIRWAYS RENT-A-CAR +189,3362,ALTRA AUTO RENTAL +190,3364,AGENCY RENT-A-CAR +191,3366,BUDGET RENT-A-CAR +192,3368,HOLIDAY RENT-A-WRECK +193,3370,RENT-A-WRECK +194,3376,AJAX RENT-A-CAR +195,3381,EUROP CAR +196,3385,TROPICAL RENT-A-CAR +197,3386,SHOWCASE RENTAL CARS +198,3387,ALAMO RENT-A-CAR +199,3389,AVIS RENT-A-CAR +200,3390,DOLLAR RENT-A-CAR +201,3391,EUROPE BY CAR +202,3393,NATIONAL CAR RENTAL +203,3394,KEMWELL GROUP RENT-A-CAR +204,3395,THRIFTY RENT-A-CAR +205,3396,TILDEN TENT-A-CAR +206,3398,ECONO-CAR RENT-A-CAR +207,3400,AUTO HOST COST CAR RENTALS +208,3405,ENTERPRISE RENT-A-CAR +209,3409,GENERAL RENT-A-CAR +210,3412,A-1 RENT-A-CAR +211,3414,GODFREY NATL RENT-A-CAR +212,3419,ALPHA RENT-A-CAR +213,3420,ANSA INTL RENT-A-CAR +214,3421,ALLSTAE RENT-A-CAR +215,3423,AVCAR RENT-A-CAR +216,3425,AUTOMATE RENT-A-CAR +217,3427,AVON RENT-A-CAR +218,3428,CAREY RENT-A-CAR +219,3429,INSURANCE RENT-A-CAR +220,3430,MAJOR RENT-A-CAR +221,3431,REPLACEMENT RENT-A-CAR +222,3432,RESERVE RENT-A-CAR +223,3433,UGLY DUCKLING RENT-A-CAR +224,3434,USA RENT-A-CAR +225,3435,VALUE RENT-A-CAR +226,3436,AUTOHANSA RENT-A-CAR +227,3437,CITE RENT-A-CAR +228,3438,INTERENT RENT-A-CAR +229,3439,MILLEVILLE RENT-A-CAR +230,3440,VIA ROUTE RENT-A-CAR +231,3501,HOLIDAY INN EXPRESS +232,3502,BEST WESTERN HOTELS +233,3503,SHERATON HOTELS +234,3504,HILTON HOTELS +235,3505,FORTE HOTELS +236,3506,GOLDEN TULIP HOTELS +237,3507,FRIENDSHIP INNS +238,3508,QUALITY INNS +239,3509,MARRIOTT HOTELS +240,3510,DAYS INN +241,3511,ARABELLA HOTELS +242,3512,INTER-CONTINENTAL HOTELS +243,3513,WESTIN HOTELS +244,3515,RODEWAY INNS +245,3516,LA QUINTA MOTOR INNS +246,3517,AMERICANA HOTELS +247,3518,SOL HOTELS +248,3519,PULLMAN INTERNATIONAL HOTELS +249,3520,MERIDIEN HOTELS +250,3521,CREST HOTELS (see FORTE HOTELS) +251,3522,TOKYO HOTEL +252,3523,PENNSULA HOTEL +253,3524,WELCOMGROUP HOTELS +254,3525,DUNFEY HOTELS +255,3527,DOWNTOWNER-PASSPORT HOTEL +256,3528,RED LION HOTELS +257,3529,CP HOTELS +258,3530,RENAISSANCE HOTELS +259,3531,ASTIR HOTELS +260,3532,SUN ROUTE HOTELS +261,3533,HOTEL IBIS +262,3534,SOUTHERN PACIFIC HOTELS +263,3535,HILTON INTERNATIONAL +264,3536,AMFAC HOTELS +265,3537,ANA HOTEL +266,3538,CONCORDE HOTELS +267,3540,IBEROTEL HOTELS +268,3541,HOTEL OKURA +269,3542,ROYAL HOTELS +270,3543,FOUR SEASONS HOTELS +271,3544,CIGA HOTELS +272,3545,SHANGRI-LA INTERNATIONAL +273,3548,HOTELES MELIA +274,3549,AUBERGE DES GOVERNEURS +275,3550,REGAL 8 INNS +276,3552,COAST HOTELS +277,3553,PARK INNS INTERNATIONAL +278,3558,JOLLY HOTELS +279,3562,COMFORT INNS +280,3563,JOURNEYS END MOTLS +281,3565,RELAX INNS +282,3568,LADBROKE HOTELS +283,3570,FORUM HOTELS +284,3572,MIYAKO HOTELS +285,3573,SANDMAN HOTELS +286,3574,VENTURE INNS +287,3575,VAGABOND HOTELS +288,3577,MANDARIN ORIENTAL HOTEL +289,3579,HOTEL MERCURE +290,3581,DELTA HOTEL +291,3583,SAS HOTELS +292,3584,PRINCESS HOTELS INTERNATIONAL +293,3585,HUNGAR HOTELS +294,3586,SOKOS HOTELS +295,3587,DORAL HOTELS +296,3588,HELMSLEY HOTELS +297,3590,FAIRMONT HOTELS +298,3591,SONESTA HOTELS +299,3592,OMNI HOTELS +300,3593,CUNARD HOTELS +301,3595,HOSPITALITY INTERNATIONAL +302,3598,REGENT INTERNATIONAL HOTELS +303,3599,PANNONIA HOTELS +304,3603,NOAHS HOTELS +305,3612,MOVENPICK HOTELS +306,3615,TRAVELODGE +307,3620,TELFORD INTERNATIONAL +308,3622,MERLIN HOTELS +309,3623,DORINT HOTELS +310,3625,HOTLE UNIVERSALE +311,3626,PRINCE HOTELS +312,3629,DAN HOTELS +313,3633,RANK HOTELS +314,3634,SWISSOTEL +315,3635,RESO HOTELS +316,3636,SAROVA HOTELS +317,3637,RAMADA INNS +318,3638,HO JO INN +319,3639,MOUNT CHARLOTTE THISTLE +320,3640,HYATT HOTEL +321,3641,SOFITEL HOTELS +322,3642,NOVOTEL HOTELS +323,3643,STEIGENBERGER HOTELS +324,3644,ECONO LODGES +325,3645,QUEENS MOAT HOUSES +326,3646,SWALLOW HOTELS +327,3647,HUSA HOTELS +328,3648,DE VERE HOTELS +329,3649,RADISSON HOTELS +330,3650,RED ROOK INNS +331,3651,IMPERIAL LONDON HOTEL +332,3652,EMBASSY HOTELS +333,3653,PENTA HOTELS +334,3654,LOEWS HOTELS +335,3655,SCANDIC HOTELS +336,3656,SARA HOTELS +337,3657,OBEROI HOTELS +338,3658,OTANI HOTELS +339,3659,TAJ HOTELS INTERNATIONAL +340,3660,KNIGHTS INNS +341,3661,METROPOLE HOTELS +342,3663,HOTELES EL PRESIDENTS +343,3664,FLAG INN +344,3665,HAMPTON INNS +345,3666,STAKIS HOTELS +346,3668,MARITIM HOTELS +347,3670,ARCARD HOTELS +348,3671,ARCTIA HOTELS +349,3672,CAMPANIEL HOTELS +350,3673,IBUSZ HOTELS +351,3674,RANTASIPI HOTELS +352,3675,INTERHOTEL CEDOK +353,3677,CLIMAT DE FRANCE HOTELS +354,3678,CUMULUS HOTELS +355,3679,DANUBIUS HOTEL +356,3681,ADAMS MARK HOTELS +357,3682,ALLSTAR INNS +358,3684,BUDGET HOST INNS +359,3685,BUDGETEL HOTELS +360,3686,SUISSE CHALETS +361,3687,CLARION HOTELS +362,3688,COMPRI HOTELS +363,3689,CONSORT HOTELS +364,3690,COURTYARD BY MARRIOTT +365,3691,DILLION INNS +366,3692,DOUBLETREE HOTELS +367,3693,DRURY INNS +368,3694,ECONOMY INNS OF AMERICA +369,3695,EMBASSY SUITES +370,3696,EXEL INNS +371,3697,FARFIELD HOTELS +372,3698,HARLEY HOTELS +373,3699,MIDWAY MOTOR LODGE +374,3700,MOTEL 6 +375,3701,GUEST QUARTERS (Formally PICKETT SUITE HOTELS) +376,3702,THE REGISTRY HOTELS +377,3703,RESIDENCE INNS +378,3704,ROYCE HOTELS +379,3705,SANDMAN INNS +380,3706,SHILO INNS +381,3707,SHONEYS INNS +382,3709,SUPER8 MOTELS +383,3710,THE RITZ CARLTON HOTELS +384,3711,FLAG INNS (AUSRALIA) +385,3712,GOLDEN CHAIN HOTEL +386,3713,QUALITY PACIFIC HOTEL +387,3714,FOUR SEASONS HOTEL (AUSTRALIA) +388,3715,FARIFIELD INN +389,3716,CARLTON HOTELS +390,3717,CITY LODGE HOTELS +391,3718,KAROS HOTELS +392,3719,PROTEA HOTELS +393,3720,SOUTHERN SUN HOTELS +394,3721,HILTON CONRAD +395,3722,WYNDHAM HOTEL AND RESORTS +396,3723,RICA HOTELS +397,3724,INER NOR HOTELS +398,3725,SEAINES PLANATION +399,3726,RIO SUITES +400,3727,BROADMOOR HOTEL +401,3728,BALLYS HOTEL AND CASINO +402,3729,JOHN ASCUAGAS NUGGET +403,3730,MGM GRAND HOTEL +404,3731,HARRAHS HOTELS AND CASINOS +405,3732,OPRYLAND HOTEL +406,3733,BOCA RATON RESORT +407,3734,HARVEY/BRISTOL HOTELS +408,3736,COLORADO BELLE/EDGEWATER RESORT +409,3737,RIVIERA HOTEL AND CASINO +410,3738,TROPICANA RESORT AND CASINO +411,3739,WOODSIDE HOTELS AND RESORTS +412,3740,TOWNPLACE SUITES +413,3741,MILLENIUM BROADWAY HOTEL +414,3742,CLUB MED +415,3743,BILTMORE HOTEL AND SUITES +416,3744,CAREFREE RESORTS +417,3745,ST. REGIS HOTEL +418,3746,THE ELIOT HOTEL +419,3747,CLUBCORP/CLUB RESORTS +420,3748,WELESLEY INNS +421,3749,THE BEVERLY HILLS HOTEL +422,3750,CROWNE PLAZA HOTELS +423,3751,HOMEWOOD SUITES +424,3752,PEABODY HOTELS +425,3753,GREENBRIAH RESORTS +426,3754,AMELIA ISLAND PLANATION +427,3755,THE HOMESTEAD +428,3839,KYORITSU HOTELS +429,3047,TURKISH AIRLINES +430,4011,Railroads +431,4111,Local and Suburban Commuter Passenger Transportation (including Ferries) +432,4112,Passenger Railways +433,4119,Ambulance Services +434,4121,Taxicabs and Limousines +435,4131,Bus Lines +436,4214,"Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery" +437,5935,Wrecking and Salvage Yards +438,4215,"Courier Services - Air and Ground, and Freight Forwarders" +439,4225,"Public Warehousing and Storage - Farm Products, Refrigerated Goods, and Household Goods" +440,4411,Steamship and Cruise Lines +441,4457,Boat Rentals and Leasing +442,4468,"Marinas, Marine Service, and Supplies" +443,4511,Airlines and Air Carriers +444,4582,"Airports, Flying Fields, and Airport Terminals" +445,4722,Travel Agencies and Tour Operators +446,4784,Tolls and Bridge Fees +447,4789,Transportation Services - Not Elsewhere Classified +448,4812,Telecommunication Equipment and Telephone Sales +449,4814,"Telecommunications Services - Local and Long Distance Calls, Credit Card Calls, Calls through use of Magnetic-Stripe-Reading Telephones, and Fax Services" +450,4815,Monthly Summary Telephone Charges +451,4816,Comp Network/Information Services +452,4821,Telegraph Services +453,4829,Wire Transfers and Money Orders +454,4899,Cable and Other Pay Television Services +455,4900,"Utilities - Electric, Gas, Water, and Sanitary" +456,5013,Motor Vehicle Supplies and New Parts +457,5021,Office and Commercial Furniture +458,5039,Construction Materials - Not Elsewhere Classified +459,5044,"Office, Photographic, Photocopy, and Microfilm Equipment" +460,5045,"Computers, Computer Peripheral Equipment, and Software" +461,5046,Commercial Equipment - Not Elsewhere Classified +462,5047,"Dental, Laboratory, Medical, and Ophthalmic Hospital Equipment and Supplies" +463,5051,Metal Service Centers and Offices +464,5065,Electrical Parts and Equipment +465,5072,Hardware Equipment and Supplies +466,5074,Plumbing and Heating Equipment and Supplies +467,5085,Industrial Supplies - Not Elsewhere Classified +468,5094,"Precious Stones and Metals, Watches, and Jewelry" +469,5099,Durable Goods - Not Elsewhere Classified +470,5111,"Stationery, Office Supplies, Printing and Writing Paper" +471,5122,"Drugs, Drug Proprietors, and Druggists Sundries" +472,5131,"Piece Goods, Notions, and Other Dry Goods" +473,5137,"Mens, Womens, and Childrens Uniforms and Commercial Clothing" +474,5139,Commercial Footwear +475,5169,Chemicals and Allied Products - Not Elsewhere Classified +476,5172,Petroleum and Petroleum Products +477,5192,"Books, Periodicals, and Newspapers" +478,5193,"Florists Supplies, Nursery Stock, and Flowers" +479,5198,"Paints, Varnishes, and Supplies" +480,5199,Non-Durable Goods - Not Elsewhere Classified +481,5200,Home Supply Warehouse Stores +482,5211,Lumber and Building Materials Stores +483,5231,"Glass, Paint, and Wallpaper Stores" +484,5251,Hardware Stores +485,5261,Lawn and Garden Supply Stores (including Nurseries) +486,5271,Mobile Home Dealers +487,5300,Wholesale Clubs +488,5309,Duty Free Stores +489,5310,Discount Stores +490,5311,Department Stores +491,5331,Variety Stores +492,5399,Miscellaneous General Merchandise +493,5422,Freezer and Locker Meat Provisioners +494,5441,"Candy, Nut, and Confectionery Stores" +495,5451,Dairy Products Stores +496,5462,Bakeries +497,5499,Miscellaneous Food Stores - Convenience Stores and Specialty Markets +498,5511,"Car and Truck Dealers (New and Used) - Sales, Service, Repairs, Parts, and Leasing" +499,5521,"Car and Truck Dealers (Used Only) - Sales, Service, Repairs, Parts, and Leasing" +500,5531,Auto and Home Supply Stores +501,5532,Automotive Tire Stores +502,5533,Auto Parts and Accessories Stores +503,5541,Service Stations (with or without Ancillary Services) +504,5542,Automated Fuel Dispensers +505,5551,Boat Dealers +506,5561,"Camper, Recreational, and Utility Trailer Dealers" +507,5571,Motorcycle Shops and Dealers +508,5592,Motor Home Dealers +509,5598,Snowmobile Dealers +510,5599,"Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers" +511,5611,Mens and Boys Clothing and Accessory Stores +512,3355,SIXT CAR RENTAL +513,5631,Womens Accessory and Specialty Stores +514,5641,Childrens and Infants Wear Stores +515,5651,Family Clothing Stores +516,5655,Sports and Riding Apparel Stores +517,5661,Shoe Stores +518,5681,Furriers +519,5691,Mens and Womens Clothing Stores +520,5697,"Tailors, Seamstresses, Mending, and Alterations" +521,5698,Wig and Toupee Stores +522,5699,Miscellaneous Apparel and Accessory Stores +523,5712,"Furniture, Home Furnishings and Equipment Stores, Furniture Manufacturers (except Appliances)" +524,5713,Floor Covering Stores +525,5714,"Drapery, Window Covering, and Upholstery Stores" +526,5715,Alcoholic Beverage Wholesalers +527,5718,"Fireplaces, Fireplace Screens, and Accessories Stores" +528,5719,Miscellaneous Home Furnishings Specialty Stores +529,5722,Household Appliance Stores +530,5732,Electronics Stores +531,5733,"Music Stores - Musical Instruments, Pianos, and Sheet Music" +532,5734,Computer Software Stores +533,5735,Record Stores +534,5811,Caterers +535,5812,Eating Places and Restaurants +536,5813,"Drinking Places (Alcoholic Beverages) - Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques" +537,5814,Fast Food Restaurants +538,5912,Drug Stores and Pharmacies +539,5921,"Package Stores - Beer, Wine, and Liquor" +540,5931,Used Merchandise and Secondhand Stores +541,5932,"Antique Shops - Sales, Repairs, and Restoration Services" +542,5933,Pawn Shops +543,3247,GOL AIRLINES +544,5937,Antique Reproduction Stores +545,5940,Bicycle Shops - Sales and Service +546,5941,Sporting Goods Stores +547,5942,Book Stores +548,5943,"Stationery, Office, and School Supply Stores" +549,5944,Jewelry +550,5945,"Hobby, Toy, and Game Stores" +551,5946,Camera and Photographic Supply Stores +552,5947,"Gift, Card, Novelty, and Souvenir Stores" +553,5948,Luggage and Leather Goods Stores +554,5949,"Sewing, Needlework, Fabric, and Piece Goods Stores" +555,5950,Glassware and Crystal Stores +556,5960,Direct Marketing - Insurance Services +557,5962,Telemarketing - Travel-Related Arrangement Services +558,5963,Door-To-Door Sales +559,5964,Direct Marketing - Catalog Merchants +560,5965,Direct Marketing - Catalog and Retail Merchants (both) +561,5966,Direct Marketing - Outbound Telemarketing Merchants +562,5967,Direct Marketing - Inbound Telemarketing Merchants +563,5968,Direct Marketing - Continuity/Subscription Merchants +564,5969,Direct Marketing - Not Elsewhere Classified +565,5970,Artist Supply and Craft Stores +566,5971,Art Dealers and Galleries +567,5972,Stamp and Coin Stores +568,5973,Religious Goods Stores +569,5975,"Hearing Aids Sales, Service, and Supplies" +570,5976,Orthopedic Goods and Prosthetic Devices +571,5977,Cosmetic Stores +572,5978,"Typewriter Stores - Sales, Service, and Rentals" +573,5983,"Fuel Dealers - Fuel Oil, Wood, Coal, and Liquefied Petroleum" +574,5992,Florists +575,5993,Cigar Stores and Stands +576,5994,News Dealers and Newsstands +577,5995,"Pet Shops, Pet Food and Supplies" +578,5996,"Swimming Pools - Sales, Supplies, and Services" +579,5997,Electric Razor Stores - Sales and Service +580,5998,Tent and Awning Stores +581,5999,Miscellaneous and Specialty Retail +582,6010,Financial Institutions - Manual Cash Disbursements +583,6011,Financial Institutions - Automated Cash Disbursements +584,6012,Financial Institutions - Merchandise and Services +585,6051,"Non Financial Institutions - Foreign Currency, Money Orders, (Not Wire Transfer), Scrip, and Travelers Checks" +586,6211,Securities-Brokers and Dealers +587,6300,"Insurance Sales, Underwriting, and Premiums" +588,7011,"Lodging Hotels, Motels, and Resorts" +589,7012,Timeshares +590,7032,Sporting and Recreational Camps +591,7033,Trailer Parks and Campgrounds +592,7210,"Laundry, Cleaning and Garment Services" +593,7211,Laundry Services (Family and Commercial) +594,7216,Dry Cleaners +595,7217,Carpet and Upholstery Cleaning +596,7221,Photographic Studios +597,7230,Beauty and Barber Shops +598,7251,"Shoe Repair Shops, Shoe Shine Parlors, and Hat Cleaning Shops" +599,7261,Funeral Services +600,7273,Dating and Escort Services +601,7276,Tax Preparation Services +602,7277,Debt and Marriage Counseling Services +603,7278,Buying and Shopping Services and Clubs +604,7296,"Clothing Rental - Costumes, Uniforms, and Formal Wear" +605,7297,Massage Parlors +606,7298,Health and Beauty Spas +607,7299,Personal Services - Not Elsewhere Classified +608,7311,Advertising Services +609,7321,Consumer Credit Reporting Agencies +610,7322,Debt Collection Agencies +611,7333,"Commercial Photography, Art, and Graphics" +612,7338,"Quick Copy, Reproduction, and Blueprinting Services" +613,7339,Stenographic and Secretarial Support Services +614,7342,Exterminating and Disinfecting Services +615,7349,"Cleaning, Maintenance, and Janitorial Services" +616,7361,"Employment Agencies, Temporary Help Services" +617,7372,"Computer Programming, Data Processing, and Integrated Systems Design Services" +618,7375,Information Retrieval Services +619,7379,Computer Maintenance and Repair Services - Not Elsewhere Classified +620,7392,"Management, Consulting, and Public Relations Services" +621,7393,"Detective Agencies, Protective Agencies, Security Services (including Armored Cars and Guard Dogs)" +622,7394,"Equipment, Tool, Furniture, and Appliance Rental and Leasing" +623,7395,"Photo Finishing Laboratories, and Photo Developing" +624,7399,Business Services - Not Elsewhere Classified +625,7512,Automobile Rental Agency +626,7513,Truck and Utility Trailer Rentals +627,7519,Motor Home and Recreational Vehicle Rentals +628,7523,Parking Lots and Garages +629,7531,Automotive Body Repair Shops +630,7534,Tire Re-Treading and Repair Shops +631,7535,Automotive Paint Shops +632,7538,Automotive Service Shops (Non-Dealer) +633,7542,Car Washes +634,7549,Towing Services +635,7622,Electronics Repair Shops +636,7623,Air Conditioning and Refrigeration Repair Shops +637,7629,Electrical and Small Appliance Repairs +638,7631,"Watch, Clock, and Jewelry Repair Shops" +639,7641,"Furniture - Re-Upholstery, Repair, and Refinishing" +640,7692,Welding Services +641,7699,Miscellaneous Repair Shops and Related Services +642,7829,"Motion Picture, Video Tape Production and Distribution" +643,7832,Motion Picture Theaters +644,7841,Video Tape Rental Stores +645,7911,"Dance Halls, Studios, and Schools" +646,7922,Theatrical Producers and Ticket Agencies (Except Motion Pictures) +647,7929,"Bands, Orchestras, and Miscellaneous Entertainers - Not Elsewhere Classified" +648,7932,Billiard and Pool Establishments +649,7933,Bowling Alleys +650,3245,EASYJET +651,3296,AIR BERLIN +652,7941,"Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters" +653,7991,Tourist Attractions and Exhibits +654,7992,Public Golf Courses +655,7993,Video Amusement Game Supplies +656,7994,Video Game Arcades and Establishments +657,7995,"Betting (including Lottery tickets, Casino gaming chips, Off-Track Betting, and wagers at Race Tracks)" +658,7996,"Amusement Parks, Circuses, Carnivals, and Fortune Tellers" +659,7997,"Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses" +660,7998,"Aquariums, Seaquariums, and Dolphinariums" +661,7999,Recreation Services - Not Elsewhere Classified +662,8011,"Doctors, Physicians - Not Elsewhere Classified" +663,8021,"Dentists, and Orthodontists" +664,8031,Osteopaths +665,8041,Chiropractors +666,8042,"Optometrists, Ophthalmologists" +667,8043,"Opticians, Optical Goods, and Eyeglasses" +668,8049,Podiatrists and Chiropodists +669,8050,Nursing and Personal Care Facilities +670,8062,Hospitals +671,8071,Medical and Dental Laboratories +672,8099,Medical Services and Health Practitioners - Not Elsewhere Classified +673,8111,Legal Services and Attorneys +674,8211,Elementary and Secondary Schools +675,8220,"Colleges, Universities, Professional Schools, and Junior Colleges" +676,8241,Correspondence Schools +677,8244,Business Schools and Secretarial Schools +678,8249,Trade and Vocational Schools +679,8299,Schools and Educational Services - Not Elsewhere Classified +680,8351,Child Care Services +681,8398,Charitable and Social Service Organizations +682,8641,"Civic, Social, and Fraternal Associations" +683,8651,Political Organizations +684,8661,Religious Organizations +685,8675,Automobile Associations +686,8699,Membership Organizations - Not Elsewhere Classified +687,8734,Testing Laboratories - Non-Medical +688,8911,"Architectural, Engineering, and Surveying Services" +689,8931,"Accounting, Auditing, and Bookkeeping Services" +690,8999,Professional Services - Not Elsewhere Classified +691,9211,Court Costs (including Alimony and Child Support) +692,9222,Fines +693,9223,Bail and Bond Payments +694,9311,Tax Payments +695,9399,Government Services - Not Elsewhere Classified +696,9402,Postal Services (Government Only) +697,0742,Veterinary Services +698,0743,Wine Producers +699,0744,Champagne Producers +700,0763,Agricultural Co-Operatives +701,0780,Landscaping and Horticultural Services +702,5411,Grocery Stores and Supermarkets +703,6513,Real Estate Agents and Managers – Rentals +704,3069,SUN COUNTRY AIRLINES +705,5815,"Audio visual media including books, movies and music" +706,5816,Games +707,5817,Software Applications (Excluding Games) +708,5818,Multi Category +709,3832,CURIO HOTELS +710,3833,CANOPY +711,3300,AZUL AIR +712,6540,Stored Value card/Purchase/load (Non-Financial Institutions) +713,6536,MoneySend Intracountry +714,6537,MoneySend Intercountry +715,6538,MoneySend Funding +716,3301,WIZZ AIR +717,3834,BAYMONT INN & SUITES +718,3835,DOLCE HOTELS AND RESORTS +719,3836,HAWTHOM SUITES BY WYNDHAM +720,5262,E-Commerce Site Hosted by Marketplace Operator With Products/Services Provided by Multiple Third Party Suppliers +721,6531,Payment Service Provider - Money Transfer for a Purchase +722,6532,Payment Service Provider - Member Financial Institution - Payment Transaction +723,6533,Payment Service Provider - Merchat - Payment Transaction +724,3213,BRAATHENS REGIONAL AIR +725,5552,Electric Vehicle Charging +726,9406,Government-Owned Lotteries (Non-U.S. Region) +727,3302,FLYBE LTD +728,3837,HOSHINO RESORTS +729,3838,KIMPTON HOTELS +730,1437,Charitable and Social Service Organizations (Domestic Spain) +731,3830,PARK PLAZA HOTEL +732,3790,RAFFLES HOTEL +733,3079,JETSTAR AIRWAYS +734,6050,Quasi Cash — Customer Financial Institution +735,7800,Government Owned Lottery +736,7801,Internet Gambling +737,7802,Government Licensed Horse/Dog Racing +738,5621,Womens Ready To Wear Stores +739,4813,Key-Entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non-face-to-face environment using key entry +740,5048,Ophthalmic Supplies +741,5961,"Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments)" +742,5974,Rubber Stamp Stores +743,6529,Remote Stored Value Load — Member Financial Institution +744,6530,Remove Stored Value Load — Merchant +745,6534,Money Transfer - Member Financial Institution +746,7511,Truck Stop +747,6535,Value Purchase – Member Financial Institution +748,3248,TAM AIRLINES +749,3019,EASTERN +750,3070,FLYDUBAI +751,3080,SWOOP +752,3303,TIGERAIR +753,3308,CSAIR +754,3630,TOKYUHOTELS +755,8082,Home Health Care Service +756,3013,ITA AIRWAYS +757,3081,XIAMENAIR +758,3756,TOYOKOINN +759,5432,Click and Collect Services +760,9504,U.S. Federal Government Agencies or Departments +761,9950,Intra-Company Purchases +762,3236,AIR ARABIA AIRLINE +763,3246,RYANAIR +764,3604,HILTON GARDEN INN +765,3811,PREMIER INN +766,3840,RIO Hotels +767,9405,Intra-Government Purchases: Government Only +768,3169,RIYADH AIR diff --git a/files/73/73_src_4.json b/files/73/73_src_4.json new file mode 100644 index 0000000000000000000000000000000000000000..cbedebe0f7a2c08d8c75133d4f3c784cb47bdb5d --- /dev/null +++ b/files/73/73_src_4.json @@ -0,0 +1,291 @@ +[ + { + "merchant":"Crossfit_Hanna", + "capture_delay":"manual", + "acquirer":[ + "gringotts", + "the_savings_and_loan_bank", + "bank_of_springfield", + "dagoberts_vault" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Martinis_Fine_Steakhouse", + "capture_delay":"immediate", + "acquirer":[ + "dagoberts_geldpakhuis", + "bank_of_springfield" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Belles_cookbook_store", + "capture_delay":"1", + "acquirer":[ + "lehman_brothers" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"Golfclub_Baron_Friso", + "capture_delay":"2", + "acquirer":[ + "medici" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"Rafa_AI", + "capture_delay":"7", + "acquirer":[ + "tellsons_bank" + ], + "merchant_category_code":7372, + "account_type":"D" + }, + { + "merchant":"Eggnest", + "capture_delay":"manual", + "acquirer":[ + "the_savings_and_loan_bank", + "bank_of_springfield" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"Gym_Pro", + "capture_delay":"1", + "acquirer":[ + "gringotts", + "medici" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Gourmet_Bites", + "capture_delay":"immediate", + "acquirer":[ + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Book_Haven", + "capture_delay":"manual", + "acquirer":[ + "the_savings_and_loan_bank", + "bank_of_springfield" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"City_Golf_Club", + "capture_delay":"7", + "acquirer":[ + "medici", + "tellsons_bank" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"SmartAI_Hub", + "capture_delay":"2", + "acquirer":[ + "bank_of_springfield" + ], + "merchant_category_code":7372, + "account_type":"D" + }, + { + "merchant":"Sunny_Side_Cafe", + "capture_delay":"1", + "acquirer":[ + "lehman_brothers", + "gringotts" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"Pilates_Place", + "capture_delay":"manual", + "acquirer":[ + "dagoberts_geldpakhuis" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"The_Steakhouse", + "capture_delay":"immediate", + "acquirer":[ + "the_savings_and_loan_bank", + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Tech_Trainers", + "capture_delay":"7", + "acquirer":[ + "medici", + "bank_of_springfield" + ], + "merchant_category_code":8299, + "account_type":"S" + }, + { + "merchant":"Yoga_Masters", + "capture_delay":"2", + "acquirer":[ + "gringotts" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Urban_Eats", + "capture_delay":"manual", + "acquirer":[ + "tellsons_bank", + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Read_and_Co", + "capture_delay":"1", + "acquirer":[ + "dagoberts_geldpakhuis" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"Luxury_Tee_Times", + "capture_delay":"immediate", + "acquirer":[ + "gringotts", + "medici" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"InnovateX", + "capture_delay":"7", + "acquirer":[ + "bank_of_springfield" + ], + "merchant_category_code":7372, + "account_type":"D" + }, + { + "merchant":"Sunny_Nest", + "capture_delay":"manual", + "acquirer":[ + "lehman_brothers", + "gringotts" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"FitHub", + "capture_delay":"1", + "acquirer":[ + "dagoberts_geldpakhuis", + "medici" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Culinary_Creations", + "capture_delay":"immediate", + "acquirer":[ + "bank_of_springfield", + "dagoberts_vault" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Bookworm_Central", + "capture_delay":"7", + "acquirer":[ + "gringotts", + "the_savings_and_loan_bank" + ], + "merchant_category_code":5942, + "account_type":"R" + }, + { + "merchant":"Green_Fairways", + "capture_delay":"manual", + "acquirer":[ + "tellsons_bank" + ], + "merchant_category_code":7993, + "account_type":"F" + }, + { + "merchant":"AI_Pro_Labs", + "capture_delay":"2", + "acquirer":[ + "dagoberts_geldpakhuis", + "gringotts" + ], + "merchant_category_code":7372, + "account_type":"S" + }, + { + "merchant":"Brunch_Bliss", + "capture_delay":"1", + "acquirer":[ + "lehman_brothers" + ], + "merchant_category_code":5814, + "account_type":"H" + }, + { + "merchant":"Muscle_House", + "capture_delay":"immediate", + "acquirer":[ + "medici", + "the_savings_and_loan_bank" + ], + "merchant_category_code":7997, + "account_type":"F" + }, + { + "merchant":"Crafty_Cuisine", + "capture_delay":"7", + "acquirer":[ + "tellsons_bank" + ], + "merchant_category_code":5812, + "account_type":"H" + }, + { + "merchant":"Cafe_Centrale", + "capture_delay":"manual", + "acquirer":[ + "dagoberts_vault" + ], + "merchant_category_code":7997, + "account_type":"H" + } +] \ No newline at end of file diff --git a/files/73/73_src_5.csv b/files/73/73_src_5.csv new file mode 100644 index 0000000000000000000000000000000000000000..d4052a6ebb5dbd7e55d06ff2e8c7b7af71acb6ed --- /dev/null +++ b/files/73/73_src_5.csv @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:5fbb26210a45427d7a6560cfab3a362a08e4067f27cd03695f211a51c47ffc25 +size 23581339 diff --git a/files/73/73_src_6.md b/files/73/73_src_6.md new file mode 100644 index 0000000000000000000000000000000000000000..7e8666cb1be4331d5487b0bf691d0a5979fc5a33 --- /dev/null +++ b/files/73/73_src_6.md @@ -0,0 +1,26 @@ +This is documentation for the payments.csv dataset + + +- **Description**: Synthetic dataset of payment transactions processed by the Payments Processor. +- **Columns**: + - `psp_reference`: Unique payment identifier (ID). + - `merchant`: Merchant name (Categorical), eg Starbucks or Netflix*. + - `card_scheme`: Card Scheme used (Categorical) - *[MasterCard, Visa, Amex, Other]*. + - `year`: Payment initiation year (Numeric). + - `hour_of_day`: Payment initiation hour (Numeric). + - `minute_of_hour`: Payment initiation minute (Numeric). + - `day_of_year`: Day of the year of payment initiation (Numeric). + - `is_credit`: Credit or Debit card indicator (Categorical). + - `eur_amount`: Payment amount in euro (Numeric). + - `ip_country`: The country the shopper was in at time of transaction (determined by IP address) (Categorical) - *[SE, NL, LU, IT, BE, FR, GR, ES]*. + - `issuing_country`: Card-issuing country (Categorical) - *[SE, NL, LU, IT, BE, FR, GR, ES]*. + - `device_type`: Device type used (Categorical) - *[Windows, Linux, MacOS, iOS, Android, Other]*. + - `ip_address`: Hashed shopper's IP (ID). + - `email_address`: Hashed shopper's email (ID). + - `card_number`: Hashed card number (ID). + - `shopper_interaction`: Payment method (Categorical) - *[Ecommerce, POS]*. POS means an in-person or in-store transaction. + - `card_bin`: Bank Identification Number (ID). + - `has_fraudulent_dispute`: Indicator of fraudulent dispute from issuing bank (Boolean). + - `is_refused_by_adyen`: Adyen refusal indicator (Boolean). + - `aci`: Authorization Characteristics Indicator (Categorical). + - `acquirer_country`: The location (country) of the acquiring bank (Categorical) - *[SE, NL, LU, IT, BE, FR, GR, ES]*. \ No newline at end of file diff --git a/files/74/74.json b/files/74/74.json new file mode 100644 index 0000000000000000000000000000000000000000..1c3a2aa545f1af32c212ecdf893ed2dd1b875767 --- /dev/null +++ b/files/74/74.json @@ -0,0 +1,12 @@ +{ + "id": "74", + "instruction_en": "Rmove the Physical Location column from the Detail by Turbine sheet, and keep the Physical Location values in the Summary by Status sheet exactly as they are. Ensure that deleting columns does not affect the content of the current sheet or other sheets.", + "source_files": [ + "rick_buy__32884__Turbine Position Report 111601.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/74/74_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Validation / Review, Cross-sheet/file Retrieval", + "business_type": "Asset Management" +} \ No newline at end of file diff --git a/files/74/74_src_0.xlsx b/files/74/74_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..e9639e9d33a58a8210d9eaea960af48743558a29 --- /dev/null +++ b/files/74/74_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:abeec3f05a3a17a9a32c12b45013dc56c63bc9f1408ad96dec8c18badb7060b8 +size 117570 diff --git a/files/75/75.json b/files/75/75.json new file mode 100644 index 0000000000000000000000000000000000000000..f3bcdc92f864d1932843e12b125c9b42f5d06354 --- /dev/null +++ b/files/75/75.json @@ -0,0 +1,12 @@ +{ + "id": "75", + "instruction_en": "On the Summary by Status sheet, add a cumulative curve chart ($MM) for “Scheduled vs Cancellation Payments” using monthly data from Dec-98 through Dec-02. Plot the cumulative series for Scheduled and Cancellation across Committed, Tentative, and Available, and include Total Scheduled and Total Cancellation (Total Cancellation represents total exposure). Add a blue vertical line at Nov-2001 and annotate that month’s cumulative cancellation cost and cumulative paid amounts in blue, with the difference shown in red as “Incremental Cancellation Cost” (e.g., $35MM).", + "source_files": [ + "rick_buy__32877__Turbine Position Report 111501a_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/75/75_src_0.xlsx" + ], + "task_type": "Reporting / Visualization, Calculation", + "business_type": "Asset Management" +} \ No newline at end of file diff --git a/files/75/75_src_0.xlsx b/files/75/75_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..1624abea6d3bee691e9c2752b1ac06058c1522a6 --- /dev/null +++ b/files/75/75_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:4617b7f9f29a4835ac3d8eed8afe520ddc61536ea85f35f457dd051f39e173da +size 107750 diff --git a/files/76/76.json b/files/76/76.json new file mode 100644 index 0000000000000000000000000000000000000000..39a4f8582a7d01777d526a7f858e155fda11d948 --- /dev/null +++ b/files/76/76.json @@ -0,0 +1,12 @@ +{ + "id": "76", + "instruction_en": "Reformat the table by bolding the titles and inserting row borders between the different departments to better delineate each section.", + "source_files": [ + "louise_kitchen__22816__issues summary_01.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/76/76_src_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Risk Management" +} \ No newline at end of file diff --git a/files/76/76_src_0.xlsx b/files/76/76_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..be71221dea02a1ababef85a07354607118ab1a32 Binary files /dev/null and b/files/76/76_src_0.xlsx differ diff --git a/files/77/77.json b/files/77/77.json new file mode 100644 index 0000000000000000000000000000000000000000..1c2e5fc69d006df5d2e41579489fd15a4c58c69c --- /dev/null +++ b/files/77/77.json @@ -0,0 +1,12 @@ +{ + "id": "77", + "instruction_en": "Calculate the headcount for each of the three groups in the worksheet and their respective percentages of the total, and confirm in the table that the three percentages sum to 100%.", + "source_files": [ + "louise_kitchen__24099__Non Commercial_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/77/77_src_0.xlsx" + ], + "task_type": "Calculation, Validation / Review", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/77/77_src_0.xlsx b/files/77/77_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..d15e98eb8e35f9bc64bd8da9977af96246a05ad1 Binary files /dev/null and b/files/77/77_src_0.xlsx differ diff --git a/files/78/78.json b/files/78/78.json new file mode 100644 index 0000000000000000000000000000000000000000..93be2671817d1e8b0a08746f9dc2d31bd984215a --- /dev/null +++ b/files/78/78.json @@ -0,0 +1,12 @@ +{ + "id": "78", + "instruction_en": "Review the summary tab against each of the individual sheets and reconcile any inconsistencies. Where the summary differs from the sub-sheets, update the summary to reflect the sub-sheet values so the workbook is internally consistent.", + "source_files": [ + "tracy_geaccone__40470__Functional Income 2001 (version 1).xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/78/78_src_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval, Validation / Review", + "business_type": "Operations/Planning & Budgeting/Reports" +} \ No newline at end of file diff --git a/files/78/78_src_0.xlsx b/files/78/78_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..9c18deca1a9ec28c8d9af10f6ce5b7b9a5a4baef Binary files /dev/null and b/files/78/78_src_0.xlsx differ diff --git a/files/79/79.json b/files/79/79.json new file mode 100644 index 0000000000000000000000000000000000000000..e820e3020b47d865c8cfed09e82026ae2d2e8c08 --- /dev/null +++ b/files/79/79.json @@ -0,0 +1,12 @@ +{ + "id": "79", + "instruction_en": "Consolidate data from each business unit worksheet into a new ETS worksheet, and add three columns: Total, Consol, and Enron:\n\nTotal: Sum of all business units\nConsol: Consolidation adjustments to eliminate intercompany transactions from Citrus and NBP\nEnron: Final consolidated company figures (Total + Consol)", + "source_files": [ + "tracy_geaccone__40470__Functional Income 2001 (version 1)_02.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/79/79_src_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval, Structuring / Formatting, Calculation", + "business_type": "Operations/Planning & Budgeting/Reports" +} \ No newline at end of file diff --git a/files/79/79_src_0.xlsx b/files/79/79_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..1db6dba921157be6561eeefec39d76cf79a107b9 Binary files /dev/null and b/files/79/79_src_0.xlsx differ diff --git a/files/8/8.json b/files/8/8.json new file mode 100644 index 0000000000000000000000000000000000000000..01956f5e22bc4950887fc8ceb89c5ca0e8e66b4b --- /dev/null +++ b/files/8/8.json @@ -0,0 +1,16 @@ +{ + "id": "8", + "instruction_en": "I am studying how partisan standoffs influence administrative efficiency and the macro-economy, so I need a quantitative overview of every federal government shutdown.\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the columns in this order:\\nStart Date, End Date, Duration (days), President, Speaker of the House, Senate Majority Leader, Furloughed Employees, Estimated Loss (USD million) , Main Disputed Provisions\\n\\nRequirements:\\n1. Cover every officially recorded federal government shutdown between October 1976 and December 2024 (including October 1976 and December 2024).\\n2. Date should be formatted as YYYY-MM-DD.\\n3. Record the President, House and Senate leaders during the shutdown period.\\n4. For furloughed employees and estimated loss, give the exact number. If there is no exact number or data is unavailable, fill in with \\\"–\\\".\\n\\nDon't ask me any questions, just output the results according to the columns without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_Presidential_Era: Aggregate shutdowns by President to analyze patterns across different administrations.\\nColumns: President, Number of Shutdowns, Total Days, Average Duration (days), Longest Shutdown (days), Total Furloughed Employees, Total Estimated Loss (USD million), Era Severity Rating\\nAverage Duration with 1 decimal. Era Severity Rating: \\\"High Frequency & High Impact\\\" if ≥5 shutdowns AND ≥30 total days; \\\"High Frequency\\\" if ≥5 shutdowns only; \\\"High Impact\\\" if ≥30 total days only; \\\"Moderate\\\" if ≥2 shutdowns; \\\"Low\\\" otherwise. For totals: \\\"N/A\\\" if all source values are \\\"–\\\", otherwise sum available numeric values. Sort by presidential chronological order (by order of first appearance in RawData).\\n\\nSubtask 2 - Sheet3_Timeline_Context: Add chronological context and temporal analysis.\\nColumns: Start Date, End Date, Duration (days), Year, Decade, President, Days Since Previous Shutdown, Cumulative Shutdown Count, Duration Category\\nYear: extract from Start Date (integer). Decade: \\\"1970s\\\", \\\"1980s\\\", \\\"1990s\\\", \\\"2000s\\\", \\\"2010s\\\", \\\"2020s\\\". Days Since Previous Shutdown: days between previous shutdown's End Date and current Start Date (integer), \\\"First Event\\\" for row 1. Cumulative Shutdown Count: sequential number 1, 2, 3... (integer). Duration Category: \\\"Extended (≥14 days)\\\" if ≥14, \\\"Moderate (5-13 days)\\\" if 5-13, \\\"Brief (<5 days)\\\" if <5.\\n\\nSubtask 3 - Sheet4_Data_Validation: Assess data completeness for each shutdown event.\\nColumns: Start Date, President, Has Furloughed Data, Has Loss Data, Has Provisions Data, Data Completeness (%), Quality Rating, Missing Fields\\nHas [Field] Data: \\\"Yes\\\" if data exists, \\\"No\\\" if \\\"–\\\". Data Completeness (%): (count of \\\"Yes\\\" fields / 3) × 100 (1 decimal). Quality Rating: \\\"Complete\\\" if 100%, \\\"Good\\\" if ≥66.7%, \\\"Partial\\\" if ≥33.3%, \\\"Poor\\\" if <33.3%. Missing Fields: comma-separated list like \\\"Furloughed, Loss\\\" or \\\"None\\\".\\n\\nSubtask 4 - Sheet5_Impact_Classification: Classify shutdown severity based on multiple impact dimensions.\\nColumns: Start Date, Duration (days), President, Furloughed Employees, Estimated Loss (USD million), Duration Impact, Economic Impact, Workforce Impact, Overall Severity Score, Overall Impact Classification\\nDuration Impact: \\\"Severe\\\" if ≥14 days, \\\"Moderate\\\" if 5-13, \\\"Minor\\\" if <5. Economic Impact: \\\"Unknown\\\" if N/A or \\\"–\\\", \\\"Major\\\" if ≥1000M, \\\"Significant\\\" if ≥100M, \\\"Moderate\\\" if ≥10M, \\\"Minor\\\" if <10M. Workforce Impact: \\\"Unknown\\\" if N/A or \\\"–\\\", \\\"Massive\\\" if ≥500K, \\\"Major\\\" if ≥100K, \\\"Moderate\\\" if ≥10K, \\\"Limited\\\" if <10K. Overall Severity Score: Duration component (max 40 points) + Economic component (max 30 points) + Workforce component (max 30 points), result with 1 decimal. Overall Impact Classification: \\\"Critical\\\" if ≥70, \\\"High\\\" if ≥50, \\\"Moderate\\\" if ≥30, \\\"Low\\\" if ≥10, \\\"Minimal\\\" if <10.", + "source_files": [], + "source_files_urls": [], + "reference_outputs": [ + { + "file": "TableSearch_task_08_GT.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/8/8_ref_0.xlsx" + ], + "task_type": "Web Search, Data Entry / Import, Structuring / Formatting, Calculation, Validation / Review", + "business_type": "Reports/Model Predictions" +} \ No newline at end of file diff --git a/files/8/8_ref_0.xlsx b/files/8/8_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2a33e4aafc5b9532af8db3005962cc4d77919a8d Binary files /dev/null and b/files/8/8_ref_0.xlsx differ diff --git a/files/80/80.json b/files/80/80.json new file mode 100644 index 0000000000000000000000000000000000000000..1cf5b09eddc753944783c7d1f14e9ef1e46f349b --- /dev/null +++ b/files/80/80.json @@ -0,0 +1,12 @@ +{ + "id": "80", + "instruction_en": "Restore the missing formulas so the totals and Net Income rollups calculate correctly, converting any hard-coded cells back to formula-driven values. This should bring the sheet back to a consistent, automated state for the 2001 functional income schedule.", + "source_files": [ + "tracy_geaccone__40470__Functional Income 2001 (version 1)_03.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/80/80_src_0.xlsx" + ], + "task_type": "Validation / Review, Calculation", + "business_type": "Operations/Planning & Budgeting/Reports" +} \ No newline at end of file diff --git a/files/80/80_src_0.xlsx b/files/80/80_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..afaa6ac91c20f0edb35421da433ff2c8c5b1806f Binary files /dev/null and b/files/80/80_src_0.xlsx differ diff --git a/files/81/81.json b/files/81/81.json new file mode 100644 index 0000000000000000000000000000000000000000..567b72a654e97ede695034cde656ace5b6dec37a --- /dev/null +++ b/files/81/81.json @@ -0,0 +1,14 @@ +{ + "id": "81", + "instruction_en": "Key the table into Excel on an \"ETS\" spreadsheet and reinstate the missing formulas on the ETS sheet. Also update the I1 header to “Other” and ensure the totals and Net Income roll-ups (columns J-L around row 225 and the Net Income row at 228) calculate correctly.", + "source_files": [ + "tracy_geaccone__40470__Functional Income 2001 (version 1)_03.jpeg", + "tracy_geaccone__40470__Functional Income 2001 (version 1)_03.pdf" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/81/81_src_0.jpeg", + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/81/81_src_1.pdf" + ], + "task_type": "Data Entry / Import, Structuring / Formatting, Validation / Review, Calculation", + "business_type": "Operations/Planning & Budgeting/Reports" +} \ No newline at end of file diff --git a/files/81/81_src_0.jpeg b/files/81/81_src_0.jpeg new file mode 100644 index 0000000000000000000000000000000000000000..956e90f148ff5365183ccf309e61e494a519ee77 --- /dev/null +++ b/files/81/81_src_0.jpeg @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:f0de4a8ffbea951d7c63fa9e2fa0c06c56d2059255653a367c30c5e17d910aae +size 992225 diff --git a/files/81/81_src_1.pdf b/files/81/81_src_1.pdf new file mode 100644 index 0000000000000000000000000000000000000000..db278b13ddafaa656684f703fb4948704e440a1f --- /dev/null +++ b/files/81/81_src_1.pdf @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:a072fb64f6c544547c8f66f5db39ae3f184ed3177f20590553ed1161602e4ccd +size 318082 diff --git a/files/82/82.json b/files/82/82.json new file mode 100644 index 0000000000000000000000000000000000000000..47993c3fce2421c9c06bb2bb5fce7b5392da943f --- /dev/null +++ b/files/82/82.json @@ -0,0 +1,12 @@ +{ + "id": "82", + "instruction_en": "On the 'simplecorr' sheet, create a table whose column headers mirror the paper types in the left-side table, with a leftmost header labeled 'Correlation.' Using the NBSK pulp price from the left table and each paper’s monthly price series, compute and populate the correlation of NBSK to each paper’s price.", + "source_files": [ + "monika_causholli__28179__Correlations_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/82/82_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/82/82_src_0.xlsx b/files/82/82_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..4f5a4362b4afac90fe5a21d509d587f17dbbdaf1 Binary files /dev/null and b/files/82/82_src_0.xlsx differ diff --git a/files/83/83.json b/files/83/83.json new file mode 100644 index 0000000000000000000000000000000000000000..547e9d7ff87a2cc016d18d1f96af9a0ac9196a12 --- /dev/null +++ b/files/83/83.json @@ -0,0 +1,12 @@ +{ + "id": "83", + "instruction_en": "On the simplecorr sheet, create a table that mirrors the header from the table to the left to list the various paper grades. Set the left-side header to 1–6 months Lag and Lead, and then, using the NBSK pulp price from the left table together with the monthly price tables for each paper grade, calculate and populate the 1–6‑month Lag and 1-7 month Lead relationships between NBSK and each paper price.", + "source_files": [ + "monika_causholli__28179__Correlations_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/83/83_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/83/83_src_0.xlsx b/files/83/83_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..4f5a4362b4afac90fe5a21d509d587f17dbbdaf1 Binary files /dev/null and b/files/83/83_src_0.xlsx differ diff --git a/files/84/84.json b/files/84/84.json new file mode 100644 index 0000000000000000000000000000000000000000..7b3418fccb6311a2861aba5187401e3a8e8f383b --- /dev/null +++ b/files/84/84.json @@ -0,0 +1,12 @@ +{ + "id": "84", + "instruction_en": "On the Regression sheet, run a linear regression to examine the relationship between Std. No. 4, 83–85 Brt Xerog. and NBSK chg, with NBSK as the dependent variable. Summarize the results in a single table with the top header listing Std. No. 4, 83–85 Brt Xerog., and NBSK, and the left header listing mn, se, r2, f, and ssreg.", + "source_files": [ + "monika_causholli__28179__Correlations_3.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/84/84_src_0.xlsx" + ], + "task_type": "Calculation, Financial Modeling, Structuring / Formatting", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/84/84_src_0.xlsx b/files/84/84_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..31c198defeba5db05d9e18cb7bbc159390ecac32 --- /dev/null +++ b/files/84/84_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:70cadeb6891d9a282618302e082e204257fb5addfbce6da02bda052bbaa805ef +size 138978 diff --git a/files/85/85.json b/files/85/85.json new file mode 100644 index 0000000000000000000000000000000000000000..8defec4dc364170fae67973ab10bc115ae386143 --- /dev/null +++ b/files/85/85.json @@ -0,0 +1,12 @@ +{ + "id": "85", + "instruction_en": "Replicate the linear regression analysis we previously ran on the No. 4 Xero vs NBSK chg relationship, extending the same approach to the other paper price series and summarizing their impact on NBSK in a table. Use the same column headers as the No. 4 Xero–NBSK chg regression table.", + "source_files": [ + "monika_causholli__28179__Correlations_4.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/85/85_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation, Financial Modeling", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/85/85_src_0.xlsx b/files/85/85_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7f68055fc66ca94dc4e8eb4a723ab4dc386252d5 --- /dev/null +++ b/files/85/85_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:1d88921f62c2c20985d49460393f17db8036351d17e69194a96a1077afab7a48 +size 139865 diff --git a/files/86/86.json b/files/86/86.json new file mode 100644 index 0000000000000000000000000000000000000000..9793e30b5d79aec5f806dc53d17afe465b7c655c --- /dev/null +++ b/files/86/86.json @@ -0,0 +1,12 @@ +{ + "id": "86", + "instruction_en": "Complete the asset allocation schedule using the provided asset detail data by filling in any blank items. First calculate Total Equity and Total (total assets). Then compute Cash %, Equity %, and Fixed Income %, round each to two decimals, populate the respective percentage fields, and confirm the three sum to approximately 100%.", + "source_files": [ + "andy_zipper__286__Book1.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/86/86_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Calculation, Validation / Review", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/86/86_src_0.xlsx b/files/86/86_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..77e8236f9f16a83beb6dfa86dfab615e12d03df3 Binary files /dev/null and b/files/86/86_src_0.xlsx differ diff --git a/files/87/87.json b/files/87/87.json new file mode 100644 index 0000000000000000000000000000000000000000..85f5199e4b4e0f525fa2d1019a06b49892b1ec04 --- /dev/null +++ b/files/87/87.json @@ -0,0 +1,8 @@ +{ + "id": "87", + "instruction_en": "Could I obtain monthly data from January 2025 to May 2025 (including January 2025 and May 2025) for NASDAQ, NYSE, Shanghai Stock Exchange, Shenzhen Stock Exchange, and Hong Kong Exchanges and Clearing?\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the following column names in order: Exchange Name, Statistical Month, Total Trading Value (USD millions), Total Number of Listed Companies, Domestic Market Capitalization (USD millions), Index Levels, Average Daily Trading Value (USD millions)\\nFor the statistical month, keep the format as January 2025.\\nFor total trading value and domestic market capitalization, both of the terms refer to equity.\\nDon't ask me any questions, just output the results according to the columns without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_KPIs: Calculate 4 KPI indicators for each exchange-month.\\nColumns: Exchange Name, Statistical Month, Trading Value per Company (USD millions), Market Cap per Company (USD millions), Daily Trading Intensity (USD millions), Market Efficiency Ratio\\nTrading Value per Company = Total Trading Value / Total Number of Listed Companies (2 decimals). Market Cap per Company = Domestic Market Capitalization / Total Number of Listed Companies (2 decimals). Daily Trading Intensity = Average Daily Trading Value (2 decimals). Market Efficiency Ratio = Total Trading Value / Domestic Market Capitalization (4 decimals).\\n\\nSubtask 2 - Sheet3_MonthlyRanking: Rank exchanges by trading value within each month independently.\\nColumns: Exchange Name, Statistical Month, Total Trading Value (USD millions), Monthly Rank, Is Top 3\\nEach month should have ranks 1-5, not global ranking. Is Top 3: \\\"Yes\\\" or \\\"No\\\". Sort by month chronologically (January to May), then by Monthly Rank ascending within each month.\\n\\nSubtask 3 - Sheet4_GrowthAnalysis: Calculate month-over-month growth rates for February-May only.\\nColumns: Exchange Name, Current Month, Previous Month, Trading Value Growth (%), Market Cap Growth (%)\\nGrowth = (Current - Previous) / Previous × 100 (2 decimals). Sort by Exchange Name alphabetically, then by month chronologically (February to May) within each exchange.\\n\\nSubtask 4 - Sheet5_Summary: Statistical summary for each exchange across 5 months.\\nColumns: Exchange Name, Total Trading Value (USD millions), Avg Monthly Trading Value (USD millions), Max Monthly Trading Value (USD millions), Min Monthly Trading Value (USD millions), Std Dev of Trading Value (USD millions), Coefficient of Variation (%), Avg Market Capitalization (USD millions), Avg Number of Companies\\nCoefficient of Variation = Std Dev / Avg × 100. Sort by Total Trading Value descending.\n", + "source_files": [], + "source_files_urls": [], + "task_type": "Web Search, Data Entry / Import, Calculation, Structuring / Formatting", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/88/88.json b/files/88/88.json new file mode 100644 index 0000000000000000000000000000000000000000..493db44d9e5da62ad822ad9c401823493fda1d76 --- /dev/null +++ b/files/88/88.json @@ -0,0 +1,8 @@ +{ + "id": "88", + "instruction_en": "Need to analyze the trend of the U.S. federal government spending and deficit before and after the pandemic. Please provide me with the following data through fiscal years 2015-2024: the federal Budget (trillion), the federal spending (trillion), the federal deficit (trillion), the national debt (trillion), and the net interest cost on the gross federal debt (trillion).\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the following column names in order:\\nFiscal Year, Federal Budget, Federal Spending, Federal Deficit, National Debt, Net Interest Cost \\n\\nUnder the Fiscal Year, state the statistics like FY2015, FY2016.\\n\\nDon't ask me any questions, just output the results according to the columns without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_Pandemic_Comparison: Compare pre-pandemic (FY2015-2019) vs post-pandemic (FY2020-2024) statistics.\\nColumns: Period, Avg Budget, Avg Spending, Avg Deficit, Avg National Debt, Avg Interest Cost, Total Years\\nAll averages with 2 decimals.\\n\\nSubtask 2 - Sheet3_Fiscal_Indicators: Calculate 5 fiscal health metrics for each year.\\nColumns: Fiscal Year, Budget Deficit Rate, Debt-to-Budget Ratio, Interest-to-Spending Ratio, Spending Efficiency, Debt Service Burden\\nBudget Deficit Rate = Deficit / Budget × 100 (2 decimals). Debt-to-Budget Ratio = Debt / Budget (2 decimals). Interest-to-Spending Ratio = Interest / Spending × 100 (2 decimals). Spending Efficiency = Budget / Spending × 100 (2 decimals). Debt Service Burden = Interest / Debt × 100 (4 decimals).\\n\\nSubtask 3 - Sheet4_Growth_Analysis: Calculate year-over-year growth rates for FY2016-FY2024.\\nColumns: Fiscal Year, Budget Growth, Spending Growth, Deficit Growth, Debt Growth, Interest Cost Growth\\nAll growth rates = (Current - Previous) / Previous × 100 (2 decimals).\\n\\nSubtask 4 - Sheet5_Summary: Overall 10-year statistics.\\nColumns: Total Budget, Total Spending, Total Deficit, Avg Annual Debt, Total Interest Paid, Max Single-Year Deficit, Max Deficit Year, Overall Deficit Rate, Avg Interest Rate, Debt Growth Rate\\nOverall Deficit Rate = Total Deficit / Total Budget × 100 (2 decimals). Avg Interest Rate = Total Interest / Avg Debt × 100 (4 decimals). Debt Growth Rate = (FY2024 Debt - FY2015 Debt) / FY2015 Debt × 100 (2 decimals).", + "source_files": [], + "source_files_urls": [], + "task_type": "Web Search, Data Entry / Import, Structuring / Formatting, Calculation, Reporting / Visualization", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/89/89.json b/files/89/89.json new file mode 100644 index 0000000000000000000000000000000000000000..fe9e6c0833c7e08ce3575ccc5882943909491f3c --- /dev/null +++ b/files/89/89.json @@ -0,0 +1,8 @@ +{ + "id": "89", + "instruction_en": "I am working on a tracking report regarding the biotechnology and pharmaceutical companies that went public on NASDAQ in 2024, namely: CG Oncology, Zenas BioPharma, Upstream Bio, MBX Biosciences, and Metagenomi. I want to start by organizing some data. Please help me find out the listing date (as in yyyy/mm/dd), listing board(full name), initial offering price, total funds raised in 2024. Additionally, I need the revenue, net income attributable to shareholders and R&D expenses disclosed in their 2024 annual reports for these companies. All amounts should be in United States dollars, numerical only, and retained to two decimals. If no relevant data can be found, please fill in with N/A.\\n\\n[Data Time Baseline] Please retrieve data based on each company's 2024 10-K annual report (versions published before March 31, 2025). For 'Total Funds Raised in 2024', only count IPO initial offering proceeds (including over-allotment), excluding subsequent follow-on offerings.\\n\\nPlease output an xlsx file with Sheet1 as the RawData sheet, with the following column names in sequence:\\nCompany Name, Listing board, Bloomberg ticker, Listing Date, Initial Offering Price(per share), Total Funds Raised in 2024(million), Revenue in 2024(million), Net Income Attributable to Shareholders(million), R&D Expenses(million)\\n\\nDon't ask me any questions, just output the results according to the column without omitting cells arbitrarily.\\n\\nBased on the RawData sheet, complete the following 4 subtasks:\\n\\nSubtask 1 - Sheet2_Financial_Metrics: Calculate financial performance indicators.\\nColumns: Company Name, Revenue in 2024(million), Net Income Attributable to Shareholders(million), R&D Expenses(million), R&D Intensity(%), Net Profit Margin(%), Capital Efficiency Ratio, Burn Rate Category\\nR&D Intensity = R&D Expenses / Revenue x 100 (2 decimals). Net Profit Margin = Net Income / Revenue x 100 (2 decimals). Capital Efficiency Ratio = Revenue / Total Funds Raised in 2024 (4 decimals). Burn Rate Category: \\\"Profitable\\\" if Net Income >= 0, \\\"Moderate Burn\\\" if -100 < Net Income < 0, \\\"High Burn\\\" if Net Income <= -100, \\\"Unknown\\\" if data missing.\\n\\nSubtask 2 - Sheet3_Data_Quality: Validate data completeness.\\nColumns: Company Name, Has Total Funds Raised in 2024, Has Revenue in 2024, Has Net Income Attributable to Shareholders, Has R&D Expenses, Data Completeness(%), Quality Rating, Missing Fields Count\\nFor each field: \\\"Yes\\\" if data exists, \\\"No\\\" if N/A or empty. Data Completeness(%) = (Number of fields with data / 4) x 100 (2 decimals). Quality Rating: \\\"Excellent\\\" if 100%, \\\"Good\\\" if >=75%, \\\"Fair\\\" if >=50%, \\\"Poor\\\" if <50%.\\n\\nSubtask 3 - Sheet4_IPO_Timeline: Reorganize by chronological order.\\nColumns: Company Name, Bloomberg Ticker, Listing Date, Initial Offering Price(per share), Total Funds Raised in 2024(million), IPO Quarter, Days Since First IPO, IPO Sequence\\nSort by Listing Date (earliest first). IPO Quarter: Q1/Q2/Q3/Q4 based on month. Days Since First IPO: days elapsed since CG Oncology's IPO on 2024/01/25 (integer). IPO Sequence: chronological order number 1, 2, 3... (integer).\\n\\nSubtask 4 - Sheet5_Comparative: Conduct comparative analysis with ranking.\\nColumns: Company Name, Total Funds Raised in 2024(million), R&D Expenses(million), Funds Raised Rank, R&D Expense Rank, Market Position, Investment Scale, Composite Score\\nRanks: 1=highest among valid values, \\\"N/A\\\" if data missing. Market Position: \\\"Premium Tier\\\" if IPO price >= $19, \\\"Mid-High Tier\\\" if >= $17, \\\"Standard Tier\\\" otherwise. Investment Scale: \\\"Large Scale\\\" if funds >= $400M, \\\"Mid Scale\\\" if >= $250M, \\\"Unknown\\\" otherwise. Composite Score: (Funds/437)x50 + (R&D/139.14)x50 (2 decimals), \\\"N/A\\\" if both values missing.", + "source_files": [], + "source_files_urls": [], + "task_type": "Web Search, Data Entry / Import, Structuring / Formatting, Calculation, Validation / Review", + "business_type": "Report" +} \ No newline at end of file diff --git a/files/9/9.json b/files/9/9.json new file mode 100644 index 0000000000000000000000000000000000000000..fc286608a82797396f0dea49481304f371d4d3dc --- /dev/null +++ b/files/9/9.json @@ -0,0 +1,20 @@ +{ + "id": "9", + "instruction_en": "Review the Inv & WC Value Adj summary tab and add the missing cross‑sheet data references to the other worksheets so the roll‑up pulls the correct figures. Return the updated file with those links in place.", + "source_files": [ + "jim_schwieger__14492__Inv_WC_true_up.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/9/9_src_0.xlsx" + ], + "reference_outputs": [ + { + "file": "jim_schwieger__14492__Inv_WC_true_up_01.xlsx" + } + ], + "reference_file_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/9/9_ref_0.xlsx" + ], + "task_type": "Validation / Review, Calculation", + "business_type": "Purchasing And Sales" +} \ No newline at end of file diff --git a/files/9/9_ref_0.xlsx b/files/9/9_ref_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..717d728868acbe34db07c38e64eda0b352a0c91a Binary files /dev/null and b/files/9/9_ref_0.xlsx differ diff --git a/files/9/9_src_0.xlsx b/files/9/9_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..ce36c4d941737eff74ac8bbf01a3ec8d9f415318 Binary files /dev/null and b/files/9/9_src_0.xlsx differ diff --git a/files/90/90.json b/files/90/90.json new file mode 100644 index 0000000000000000000000000000000000000000..94ad5283e46943595a8ab22f2994fb30e97cfefd --- /dev/null +++ b/files/90/90.json @@ -0,0 +1,12 @@ +{ + "id": "90", + "instruction_en": "Add a top border to all values in the Summary tab that are calculated as the sum of other rows.", + "source_files": [ + "10_Summary8-21_03.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/90/90_src_0.xlsx" + ], + "task_type": "Structuring / Formatting", + "business_type": "Investment: Trading And Position Management / Investment: Credit / Investment: Pricing And Valuation" +} \ No newline at end of file diff --git a/files/90/90_src_0.xlsx b/files/90/90_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..6af1b729e71a2cc3552c64f803e0cda87f42c8ad --- /dev/null +++ b/files/90/90_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:318087fc5f4f3588971f8d8892316cee1122db450b698bf525728c001df7ef71 +size 110695 diff --git a/files/91/91.json b/files/91/91.json new file mode 100644 index 0000000000000000000000000000000000000000..3b5efd4dc9f6bf96cb06f7e6886ba03b8b26bc77 --- /dev/null +++ b/files/91/91.json @@ -0,0 +1,12 @@ +{ + "id": "91", + "instruction_en": "On December 11, 2001, a trading firm enters into a long Cinergy–PJM‑W basis spread at the respective mid prices: it goes long 100 MW Jul–Aug 2002 baseload at Cinergy and short 100 MW Jul–Aug 2002 baseload at PJM‑W. Two weeks later, market prices move to: Cinergy Jul–Aug 2002 quoted at 49.00/49.25, and PJM‑W Jul–Aug 2002 quoted at 54.00/54.25. You are required first to use the original quotes to calculate the mid prices at both hubs and the initial spread, then use the new quotes to calculate the new mid prices and the new spread. Next, compute the mark‑to‑market P&L over the two‑week period for this 100 MW spread position (showing the P&L on the Cinergy leg, the PJM‑W leg, and the combined position). Finally, based on the change in the spread, determine whether Cinergy has strengthened relative to PJM‑W or vice versa, and discuss, assuming this spread was intended to hedge the risk of “selling power in PJM‑W and buying power in Cinergy,” whether the hedge performed effectively and why.", + "source_files": [ + "1_dec 11.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/91/91_src_0.xlsx" + ], + "task_type": "Calculation, Financial Modeling", + "business_type": "Investment: Pricing And Valuation / Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/91/91_src_0.xlsx b/files/91/91_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..990997fdc8d46b12261c6f7b9935c6ce627eb472 Binary files /dev/null and b/files/91/91_src_0.xlsx differ diff --git a/files/92/92.json b/files/92/92.json new file mode 100644 index 0000000000000000000000000000000000000000..449e288d053c74bf08d37c4fc943f443a4129648 --- /dev/null +++ b/files/92/92.json @@ -0,0 +1,12 @@ +{ + "id": "92", + "instruction_en": "At the Cinergy hub, a retail power company wants to hedge a 50 MW baseload position for the year 2002. It has two alternatives: Strategy A is to buy 50 MW of the Jan–Dec 2002 annual strip at the mid price; Strategy B is to buy, also at mid prices, 50 MW of each of the seven seasonal strips listed above, so that together they cover the entire year. You are asked first to compute the mid price of each seasonal strip and of the annual strip. Then, for Strategy B, calculate for each strip the total energy volume (in MWh) and the total cost, and use these to derive the volume‑weighted average hedge price for the whole year under Strategy B. Finally, compare this average price with the annual‑strip mid price under Strategy A, determine which strategy has the lower nominal hedging cost and by how many $/MWh, and, taking into account liquidity, execution complexity, and the shape of the seasonal load profile, explain which strategy you would recommend and why.", + "source_files": [ + "1_dec 11.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/92/92_src_0.xlsx" + ], + "task_type": "Calculation, Financial Modeling", + "business_type": "Investment: Pricing And Valuation / Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/92/92_src_0.xlsx b/files/92/92_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..990997fdc8d46b12261c6f7b9935c6ce627eb472 Binary files /dev/null and b/files/92/92_src_0.xlsx differ diff --git a/files/93/93.json b/files/93/93.json new file mode 100644 index 0000000000000000000000000000000000000000..478f0a842a67b6f827b0f42a6b76039f4050341b --- /dev/null +++ b/files/93/93.json @@ -0,0 +1,12 @@ +{ + "id": "93", + "instruction_en": "Complete both the Flat and Peak tables by using the provided Direct Sales contract data and monthly Curve Prices. For each deal, calculate the corresponding monthly MWh. Populate the monthly MWh values under the appropriate counterparty rows, compute the Total MWh for each month, and then calculate the monthly Value using Total MWh × Curve Price. The final deliverable is a complete, accurate, and audit-ready monthly summary of MWh and Value for both Flat and Peak products", + "source_files": [ + "1_Direct Sales for Zufferli_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/93/93_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Purchasing And Sales" +} \ No newline at end of file diff --git a/files/93/93_src_0.xlsx b/files/93/93_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..857d9eebef15fb847d3b1d2656e80593bfdec91e Binary files /dev/null and b/files/93/93_src_0.xlsx differ diff --git a/files/94/94.json b/files/94/94.json new file mode 100644 index 0000000000000000000000000000000000000000..0da6cab0b320fbaac78e8046da4c9c5ca6538662 --- /dev/null +++ b/files/94/94.json @@ -0,0 +1,12 @@ +{ + "id": "94", + "instruction_en": "For September–December 2001 and September–December 2002, compute the monthly ratios of ERCOT peak power prices to NYMEX natural gas prices. Then calculate, for each period, the average ratio and the standard deviation (as a measure of volatility). Based on these results, determine in which period power prices were more “stable” relative to gas prices (using lower ratio volatility as the criterion).", + "source_files": [ + "10_Daily Forward Price Curves 10262001.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/94/94_src_0.xlsx" + ], + "task_type": "Calculation", + "business_type": "Investment: Pricing And Valuation / Investment: Trading And Position Management" +} \ No newline at end of file diff --git a/files/94/94_src_0.xlsx b/files/94/94_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..0159efb587e359786e7c13a16d71f0da2ea92a1b --- /dev/null +++ b/files/94/94_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:2002b8987158f27fb7766ae5a3caa4d2eb116d4e9a0633eae99694ca8c39d8dd +size 179256 diff --git a/files/95/95.json b/files/95/95.json new file mode 100644 index 0000000000000000000000000000000000000000..84b79dbab1b66f6e0013b0df47cb401b37ace92e --- /dev/null +++ b/files/95/95.json @@ -0,0 +1,12 @@ +{ + "id": "95", + "instruction_en": "From the PJM dataset for January 1997 through April 2000, identify all months that simultaneously satisfy the following three conditions:\n\nPeak Demand > 45,000\n\nMegawatt Daily Pricing Average > 30\n\nHenry Hub gas price > 2.5", + "source_files": [ + "1_NE Weekly Report_Current.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/95/95_src_0.xlsx" + ], + "task_type": "Cross-sheet Retrieval", + "business_type": "Operations/Reports" +} \ No newline at end of file diff --git a/files/95/95_src_0.xlsx b/files/95/95_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..2873a4e2a8b22245a1bafe6c9612c5a8bb741cdc --- /dev/null +++ b/files/95/95_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:bd6a4542bfd3949c6615658011da046e7cc86b231a330354c2c45dc1908ea687 +size 127458 diff --git a/files/96/96.json b/files/96/96.json new file mode 100644 index 0000000000000000000000000000000000000000..a65ab7df3b90a447e5bef409646272af8d09ccae --- /dev/null +++ b/files/96/96.json @@ -0,0 +1,12 @@ +{ + "id": "96", + "instruction_en": "Run the holding-period return analysis for ChinaBond Export‑Import Bank debt assuming a 0.5‑year hold, comparing the 1‑year vs. 4‑year maturities. Use the scenario where, over the next six months, the 1Y yield shifts up by 1bp and the longer tenor shifts up by 6bp, with current coupons set at 1.25% and 1.75%, respectively.", + "source_files": [ + "Relative_valuation_model_v0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/96/96_src_0.xlsx" + ], + "task_type": "Financial Modeling, Calculation", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/96/96_src_0.xlsx b/files/96/96_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..7201310659506481bbe4e10fcaab92d1932ee1a4 --- /dev/null +++ b/files/96/96_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:16696a352ad75b572f5f174921839cb0b52452c65230048a8804b8b670cec726 +size 460584 diff --git a/files/97/97.json b/files/97/97.json new file mode 100644 index 0000000000000000000000000000000000000000..17d07cc1400c2a990fd8eb911c7b9a0bc40c9a16 --- /dev/null +++ b/files/97/97.json @@ -0,0 +1,12 @@ +{ + "id": "97", + "instruction_en": "Finalize the stock-selection model by completing the cross-sectional ranking formulas in columns K/L/M on Sheet1, with M aligned to the one-year Sharpe ranking and K/L aligned to their respective factor columns per the headers. Once the formulas are in place, use the results in column O to populate Sheet2 with the final selections—two columns (stock code and weight)—showing only those with weights greater than zero.", + "source_files": [ + "Dividend_volume_price_v2.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/97/97_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation, Financial Modeling", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/97/97_src_0.xlsx b/files/97/97_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..64cadc88f1eb51c58036bba67fb47f08efd654af --- /dev/null +++ b/files/97/97_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:3697faea8dbaad077d92b0449d821d92e28d9642f2dd001c0b63a5b879f6053c +size 720440 diff --git a/files/98/98.json b/files/98/98.json new file mode 100644 index 0000000000000000000000000000000000000000..f0b127c77a114aa9c411c2a453c823acebebb9fb --- /dev/null +++ b/files/98/98.json @@ -0,0 +1,12 @@ +{ + "id": "98", + "instruction_en": "Use publicly available market/financial data to populate Sheet1 columns F, G, and H—namely the 12‑month dividend yield, last quarter YoY profit growth, and current quarter YoY profit growth—for each constituent security. No other changes are required to the workbook.", + "source_files": [ + "Dividend_volume_price_v3.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/98/98_src_0.xlsx" + ], + "task_type": "Data Entry / Import, Web Search", + "business_type": "Model Prediction" +} \ No newline at end of file diff --git a/files/98/98_src_0.xlsx b/files/98/98_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..8ebd9bfed7b53698eeaaf982f2bb18912d2ba051 --- /dev/null +++ b/files/98/98_src_0.xlsx @@ -0,0 +1,3 @@ +version https://git-lfs.github.com/spec/v1 +oid sha256:fc9f5919eaa050f5c3377647afb99297b1863373730c013cfc1dde3d9b42943d +size 686992 diff --git a/files/99/99.json b/files/99/99.json new file mode 100644 index 0000000000000000000000000000000000000000..aa4bf8acc29f80b8934a15a8289f8a428a4935f0 --- /dev/null +++ b/files/99/99.json @@ -0,0 +1,12 @@ +{ + "id": "99", + "instruction_en": "Based on the Canada – Non-Commercial roster, prepare a headcount summary by functional area, showing how many employees fall into Group 1, Group 2, and Group 3 in each department.", + "source_files": [ + "louise_kitchen__24065__Non Commercial_0.xlsx" + ], + "source_files_urls": [ + "https://huggingface.co/datasets/FinWorkBench/Finch/tree/main/files/99/99_src_0.xlsx" + ], + "task_type": "Structuring / Formatting, Calculation", + "business_type": "Operations" +} \ No newline at end of file diff --git a/files/99/99_src_0.xlsx b/files/99/99_src_0.xlsx new file mode 100644 index 0000000000000000000000000000000000000000..bda0cb694e616000f844a804289c339c031cc8ec Binary files /dev/null and b/files/99/99_src_0.xlsx differ