client_id,persona_archetype,household_income_usd,net_worth_usd,liquidity_30d_usd,cashflow_volatility_pct,income_stream_count,primary_tax_bracket_pct,jurisdiction_country,kyc_risk_flag,compliance_restrictions,ethical_screens,product_blacklist,leverage_limit_x,drawdown_tolerance_pct,target_volatility_pct,goal_stack,time_horizon_primary_years,advice_style,explanation_depth,preferred_metrics,channel_preference_ranked,nudges_opt_in,notification_quiet_hours,trust_score_dynamic_1_100,trust_decay_days,engagement_score_1_100,adherence_score_1_100,consent_data_sources,data_freshness_days,advisor_relationship,last_action_type,last_action_date,last_action_outcome,model_version_current,safety_overrides,notes_agent_constraints
A0001,Builder,40597,138583,4510,10.1,1,10,US,Low,AccreditedOnly,,,1.8,13.2,7.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;Sharpe;IRR,Phone>Chat>In-Person>Email>App,true,23:30-06:45,73,145,71,61,OpenBanking,6,Hybrid,AutoTransfer,2025-11-14,Failed,v2.8.6,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0002,Explorer,103653,197383,27455,19.5,3,15,CA,Low,NoIlliquids,NoFossilFuel,,1.6,26.8,12.1,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,IRR;TaxCost;MaxDD,Chat>Phone>In-Person>App,false,23:45-06:45,54,67,51,44,CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-11-24,Partial,v1.9.4,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0003,Stabilizer,82359,562442,29905,4.9,3,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,16.7,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Phone>Email>App>In-Person,true,23:00-06:15,52,100,43,43,CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-04-18,Partial,v1.9.8,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0004,Explorer,33596,28014,1993,12.7,4,10,US,Low,NoIlliquids,,Crypto;PennyStocks,2.1,21.8,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,MaxDD;IRR;Sharpe,Chat>Phone>App>Email,true,21:15-08:45,70,72,75,70,OpenBanking,4,Human,AlertAcknowledge,2025-03-24,Success,v2.8.1,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0005,Stabilizer,57353,195545,6884,7.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>App>Phone>Email,true,21:15-07:15,58,116,49,46,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-05-17,Success,v1.9.2,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0006,Builder,139127,258773,9085,13.6,2,12,US,Low,,,PrivateCredit,1.6,15.8,8.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,MaxDD;TaxCost,App>Email>In-Person,false,20:00-06:00,67,118,53,52,OpenBanking;Payroll,9,None,Rebalance,2025-10-19,Success,v2.9.4,LimitOrderOnly,Prioritize liquidity and down payment savings
A0007,Stabilizer,26391,82582,5332,9.5,1,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,11.1,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>Phone>Email>App,true,19:15-06:30,65,160,74,69,CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-09-23,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0008,Preserver,83152,1007985,64768,6.8,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,In-Person>Email>Chat,true,23:45-07:00,73,190,67,67,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-12-03,Success,v1.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0009,Builder,116969,378411,12770,11.0,4,12,US,Medium,,NoFossilFuel;ESGOnly,,1.6,20.4,9.0,Home:3y;Retirement:30y,3,Directive,Shallow,Sharpe;IRR,Email>Phone>Chat>In-Person,true,20:00-06:15,53,130,52,42,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-03-26,Partial,v2.8.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0010,Builder,44800,88870,4674,8.2,4,10,US,Medium,NoShortSelling;NoDerivatives,ESGOnly;NoWeapons,LeveragedETFs,1.4,21.3,7.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;MaxDD,In-Person>Email>Phone>App,true,19:45-06:30,68,114,73,66,CreditBureau;OpenBanking;Payroll,18,Hybrid,Rebalance,2025-07-12,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A0011,Stabilizer,54987,407762,24577,3.8,4,10,SG,Low,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person>App>Phone,true,22:00-07:00,63,122,64,58,CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-05-17,Failed,v1.9.1,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A0012,Preserver,95046,559188,36034,6.1,3,10,DE,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email,true,22:00-08:30,77,127,66,69,Brokerage;CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-09-28,Failed,v1.10.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0013,Optimizer,254153,1889523,129056,8.3,2,12,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.8,23.1,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Chat>App>Phone>Email,true,19:45-06:15,69,107,62,50,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-03-10,Success,v1.9.8,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A0014,Stabilizer,55919,212988,21856,8.4,2,10,UK,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,In-Person>App>Chat>Email>Phone,true,23:30-06:45,52,146,41,39,CreditBureau;OpenBanking,16,None,Rebalance,2025-08-30,Failed,v2.9.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0015,Stabilizer,60689,121964,11685,5.1,4,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.0,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Chat,true,21:15-07:15,57,172,49,42,OpenBanking;Payroll,18,None,PlanUpdate,2025-10-18,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0016,Preserver,82972,458767,47959,5.2,4,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.7,7.2,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Email>Chat>App>Phone>In-Person,false,21:45-07:15,79,139,74,73,Brokerage;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-06-20,Success,v1.10.7,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0017,Builder,178557,532160,24584,11.2,3,12,US,Medium,,,,1.4,20.3,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost,App>Email>Phone>Chat>In-Person,true,20:45-06:45,57,135,42,41,OpenBanking,10,None,AlertAcknowledge,2025-07-05,Success,v2.9.9,NoMargin,Prioritize liquidity and down payment savings
A0018,Explorer,177026,1178509,52521,14.3,2,12,US,Low,NoIlliquids,,PennyStocks,1.8,22.9,13.5,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,IRR;MaxDD,Email>In-Person>Chat>App>Phone,false,22:15-06:45,57,49,56,46,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-08-21,Success,v1.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0019,Preserver,147505,1301582,143768,4.5,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,In-Person>Email>Phone>App,false,20:15-08:15,76,177,69,74,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-07-06,Success,v2.10.3,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0020,Preserver,115205,1546038,59729,4.1,4,15,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,Sharpe;MaxDD,In-Person>Email>Phone>Chat,true,20:00-06:30,66,157,61,54,Brokerage;OpenBanking,9,Human,Rebalance,2025-08-14,Partial,v1.9.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0021,Builder,92209,125274,8117,8.6,3,10,US,Low,,ESGOnly;NoTobacco,PrivateCredit,1.5,23.1,8.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost,Email>App>Phone,true,23:00-06:00,64,125,63,56,OpenBanking,8,None,PlanUpdate,2025-09-09,Partial,v2.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0022,Optimizer,254070,2666775,214863,10.6,2,12,US,Medium,AccreditedOnly;NoIlliquids,,PennyStocks,1.7,27.5,11.0,Wealth:10y;Estate:20y,10,Educational,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Chat,true,23:15-06:30,63,66,77,66,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-01-19,Success,v2.10.5,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0023,Preserver,67891,571967,68519,6.0,1,10,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.2,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,Chat>App>Email,true,19:45-08:00,72,173,65,64,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-08-23,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0024,Stabilizer,119832,556441,61631,8.4,3,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>Email>App,true,23:30-07:00,60,153,54,53,OpenBanking,11,None,AlertAcknowledge,2025-10-31,Failed,v2.8.8,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0025,Builder,37637,182940,5301,11.5,1,10,US,Low,,ESGOnly,Crypto,1.4,21.5,7.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,TaxCost;Sharpe;IRR,App>Email>Chat>Phone,false,20:15-08:00,66,129,70,70,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-10-31,Success,v2.9.9,StopLossDisabled,Prioritize liquidity and down payment savings
A0026,Preserver,76488,1171615,76153,8.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>App,true,21:45-08:00,82,238,91,92,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,AutoTransfer,2025-08-05,Success,v1.10.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0027,Preserver,141894,1729701,138881,7.4,2,15,AU,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,16.2,5.9,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost,App>Phone>Chat,true,23:30-08:30,78,199,81,79,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-05-25,Success,v2.9.3,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A0028,Preserver,55744,807980,44402,4.5,3,10,SG,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Email>App>Chat>In-Person,true,19:00-07:30,74,204,81,70,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-03-13,Success,v2.9.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0029,Stabilizer,68952,236948,31436,9.0,1,10,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>App,true,23:00-07:15,60,98,56,59,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-01-22,Success,v2.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0030,Preserver,69933,639029,41527,6.0,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.7,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Email>App>Phone>Chat,true,20:45-07:00,69,164,60,53,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-09-05,Success,v2.9.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0031,Preserver,89121,939644,60333,3.3,4,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>App,false,19:30-08:15,67,160,60,60,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-05-03,Success,v1.8.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0032,Preserver,32227,268203,26901,8.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>App>Chat>Phone,true,20:45-07:30,82,177,75,78,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-01-21,Success,v1.10.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0033,Stabilizer,34750,98707,4610,4.0,4,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.2,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,App>In-Person>Email>Phone>Chat,true,20:45-08:00,52,164,58,49,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-05-30,Partial,v1.9.3,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A0034,Stabilizer,54505,156845,12202,7.5,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,5.0,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>App>In-Person,false,23:45-08:00,62,105,69,57,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-05-13,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A0035,Stabilizer,107961,607210,30923,7.1,1,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>App>In-Person,true,19:30-06:15,47,117,39,35,CreditBureau;OpenBanking,17,None,Rebalance,2025-08-19,Partial,v1.9.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0036,Builder,61197,121906,5425,8.9,3,10,US,Medium,,,PrivateCredit,1.4,13.9,9.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;IRR,In-Person>App>Phone,true,20:45-06:45,57,112,49,44,OpenBanking,5,None,AutoTransfer,2025-09-08,Success,v1.8.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0037,Preserver,98828,1553151,67478,4.0,4,10,US,Low,NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,App>Email>In-Person>Phone,false,23:45-06:00,68,226,71,59,Brokerage;OpenBanking,12,None,Rebalance,2025-10-13,Success,v2.8.5,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0038,Optimizer,170094,1388650,75997,7.1,4,15,DE,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;NoTobacco,PennyStocks,1.6,21.7,12.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;TaxCost;MaxDD,In-Person>Phone>Email>App>Chat,true,19:00-07:15,61,77,73,66,Brokerage;OpenBanking,1,Hybrid,AutoTransfer,2025-02-11,Success,v2.10.1,LimitOrderOnly,Enforce tax budget and position caps
A0039,Stabilizer,50543,94699,9008,5.0,3,10,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat>Email,true,22:00-06:15,55,129,40,39,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-09-17,Success,v1.8.9,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A0040,Explorer,75179,926103,29249,21.6,2,10,US,Medium,NoDerivatives,NoWeapons;ESGOnly,,1.9,24.7,15.3,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;TaxCost;MaxDD,Phone>In-Person>Chat>App>Email,true,20:00-06:00,51,75,46,46,CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-05-21,Success,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0041,Optimizer,80605,757749,22684,7.7,3,10,US,Low,,,PennyStocks;PrivateCredit,1.5,24.7,12.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;IRR,In-Person>Phone>Email>Chat>App,true,22:45-07:45,74,77,60,54,Brokerage;OpenBanking,6,Human,Rebalance,2025-12-03,Success,v1.10.4,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A0042,Builder,30410,130286,4500,13.6,1,10,US,Medium,,NoFossilFuel;ESGOnly,,1.6,17.0,8.3,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;Sharpe,Phone>Email>App>Chat,true,21:30-07:45,55,94,47,39,OpenBanking,14,None,Rebalance,2025-07-14,Partial,v2.10.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0043,Preserver,84426,636072,54384,7.0,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.0,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,In-Person>App>Phone>Email>Chat,true,19:45-07:00,73,144,59,54,Brokerage;OpenBanking,11,Human,AlertAcknowledge,2025-07-21,Success,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0044,Stabilizer,93059,165923,22862,4.6,4,10,US,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,7.6,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,App>In-Person>Email>Chat>Phone,false,22:30-08:45,61,150,54,46,CreditBureau;OpenBanking,8,None,Rebalance,2025-02-28,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0045,Optimizer,142813,4041128,109804,8.1,3,12,US,Low,NoDerivatives,NoFossilFuel,PennyStocks,1.6,19.8,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;IRR;MaxDD,App>Email>Chat>In-Person>Phone,false,23:45-08:30,68,107,66,64,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-05-05,Success,v2.8.1,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0046,Explorer,65819,341741,22612,16.9,2,10,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.9,29.4,14.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,TaxCost;Sharpe,App>Email>Phone>Chat,true,19:45-06:45,62,79,68,67,CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-09-06,Success,v2.8.2,NoMargin,Allow small experimental sleeve ≤ 3%
A0047,Optimizer,398786,1808765,208576,8.3,1,12,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.4,24.6,10.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;IRR;TaxCost,Phone>Chat>Email,false,20:30-06:45,63,99,55,52,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2025-05-01,Success,v1.10.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0048,Stabilizer,86979,521104,17133,5.8,3,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.4,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,Phone>In-Person>Chat,true,19:30-06:45,58,102,62,56,CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-02-12,Success,v2.10.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0049,Preserver,146019,650433,67072,4.6,4,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,App>Email>Chat>Phone>In-Person,true,22:45-08:45,80,132,80,77,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-05-15,Success,v2.10.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0050,Preserver,241652,1464570,127754,4.7,4,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,10.0,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;TaxCost,In-Person>Chat>Phone>App>Email,false,21:30-08:00,67,154,71,69,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-08-02,Failed,v1.8.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0051,Builder,36962,138751,7430,8.5,3,10,US,Medium,NoIlliquids;AccreditedOnly,,LeveragedETFs;PrivateCredit,1.7,19.9,9.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;Sharpe,Chat>In-Person>App>Email>Phone,true,22:45-07:15,59,73,50,45,CreditBureau;OpenBanking;Payroll,18,None,AutoTransfer,2025-08-31,Success,v2.10.4,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0052,Optimizer,71725,317463,21260,9.1,1,10,US,Low,,ESGOnly;NoTobacco,PennyStocks;PrivateCredit,1.8,22.0,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;IRR,App>Phone>Email>In-Person,true,21:30-08:00,66,90,64,62,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-02-06,Success,v2.9.9,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A0053,Optimizer,288328,1825516,103560,9.3,2,12,US,Medium,NoIlliquids;NoDerivatives,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.9,25.0,12.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;Sharpe;IRR,App>Email>Chat,true,21:45-06:00,52,110,49,44,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-12-26,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A0054,Preserver,71737,964632,77473,3.3,4,10,DE,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,11.8,7.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD,In-Person>App>Chat>Email,true,22:30-08:45,73,227,77,81,Brokerage;OpenBanking,13,Hybrid,Rebalance,2024-12-28,Partial,v1.10.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0055,Stabilizer,74047,357701,27472,5.5,3,10,US,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,17.6,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD,Phone>Chat>Email>In-Person>App,true,20:00-06:45,57,133,58,61,OpenBanking;Payroll,16,None,AlertAcknowledge,2025-09-11,Success,v1.9.5,StopLossDisabled,Keep expenses buffer ≥ 4 months
A0056,Optimizer,205799,1299849,116362,8.5,2,15,DE,Medium,,NoWeapons,PennyStocks,1.8,20.9,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;IRR,Phone>App>Email>Chat,false,20:15-07:00,62,100,51,50,Brokerage;CreditBureau;OpenBanking,1,None,Rebalance,2025-11-04,Success,v2.8.8,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A0057,Stabilizer,106308,900304,50031,6.5,1,12,US,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,10.5,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,Phone>Chat>App>In-Person>Email,false,21:15-08:15,61,161,46,44,CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-10-31,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0058,Stabilizer,152825,312517,46426,5.8,2,12,US,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.4,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,Phone>Email>Chat>App>In-Person,true,19:00-08:30,52,112,49,49,OpenBanking,6,None,Rebalance,2025-04-15,Failed,v1.10.3,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0059,Stabilizer,137059,444941,23247,6.3,3,15,DE,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,10.6,7.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost,Email>Phone>In-Person,true,20:15-07:45,63,146,63,60,OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-03-16,Partial,v1.10.5,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0060,Stabilizer,114593,245482,18916,5.0,4,12,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>App,true,19:00-06:45,61,118,57,54,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-10-03,Success,v2.8.8,LimitOrderOnly;NoIlliquids,Keep expenses buffer ≥ 4 months
A0061,Stabilizer,52863,219827,30800,6.5,2,10,UK,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.1,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>In-Person,true,20:30-07:00,64,100,67,65,CreditBureau;OpenBanking,19,Human,AutoTransfer,2025-04-21,Failed,v2.9.5,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0062,Preserver,135665,982883,73590,4.9,2,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat,true,19:15-07:45,75,158,61,55,Brokerage;OpenBanking,13,Human,AlertAcknowledge,2025-02-02,Partial,v1.10.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0063,Preserver,111938,1501216,85731,6.0,3,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost,In-Person>Phone>Chat>Email>App,true,22:30-06:00,75,177,66,59,Brokerage;OpenBanking,11,None,PlanUpdate,2025-03-24,Success,v2.8.8,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0064,Builder,36431,137764,6989,13.0,2,10,US,Medium,,,Crypto;LeveragedETFs,1.4,19.1,10.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;TaxCost;IRR,App>Email>Phone>In-Person,true,21:15-07:45,57,105,53,43,OpenBanking,9,None,AutoTransfer,2025-11-10,Failed,v1.8.1,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0065,Preserver,174018,560732,38322,5.6,1,15,UK,Low,NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe,In-Person>Email>Chat,true,22:00-06:30,82,145,67,55,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-12-11,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0066,Stabilizer,102645,539165,24926,6.8,2,12,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,7.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Email>App>Chat>Phone,true,23:00-07:15,62,162,58,52,CreditBureau;OpenBanking,18,Hybrid,Rebalance,2025-06-01,Failed,v2.10.2,StopLossDisabled,Keep expenses buffer ≥ 4 months
A0067,Optimizer,123345,1326207,68272,9.4,2,12,US,Medium,,,Crypto;PennyStocks;PrivateCredit,1.5,20.7,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,IRR;MaxDD;TaxCost,Chat>In-Person>Phone,true,21:30-06:15,67,107,58,46,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-04-19,Partial,v1.8.1,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A0068,Preserver,89927,538351,48375,5.8,2,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.8,8.9,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,In-Person>Chat>Phone,true,21:00-06:30,74,226,74,70,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-04-10,Success,v2.9.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0069,Explorer,38590,246818,8300,17.6,4,10,US,Low,,ESGOnly,PennyStocks,2.0,30.6,17.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,Sharpe;MaxDD,Chat>App>In-Person>Email>Phone,true,23:00-06:30,57,57,43,31,CreditBureau;OpenBanking;Payroll,2,Human,Rebalance,2025-08-08,Success,v1.9.5,NoIlliquids,Allow small experimental sleeve ≤ 3%
A0070,Builder,72387,366806,17473,12.8,2,10,US,Low,,NoFossilFuel;NoWeapons,PennyStocks;PrivateCredit,1.7,23.3,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,TaxCost;MaxDD,Chat>App>In-Person,true,20:15-07:15,65,94,51,41,CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-12-09,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0071,Explorer,81699,591929,26073,17.0,1,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.9,29.9,16.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,Sharpe;MaxDD;IRR,Chat>In-Person>Phone>Email,true,21:30-07:30,64,52,71,69,OpenBanking;Payroll,2,Human,AutoTransfer,2025-08-02,Failed,v1.8.6,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A0072,Explorer,45523,-34111,4199,16.3,4,10,US,Low,NoShortSelling,NoFossilFuel,PennyStocks,1.8,31.8,16.8,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,Sharpe;MaxDD,Phone>Email>In-Person,true,21:45-06:30,56,61,69,65,CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-03-20,Success,v1.9.5,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0073,Explorer,111635,761948,21180,17.9,1,15,IN,High,,NoFossilFuel;NoTobacco,PennyStocks,1.7,25.7,13.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;IRR,Email>Chat>App>Phone,false,23:45-08:30,40,75,48,45,OpenBanking,5,Hybrid,AlertAcknowledge,2025-06-22,Success,v2.9.5,LimitOrderOnly;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0074,Preserver,63647,736090,33599,7.3,2,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,In-Person>App>Chat>Phone>Email,false,20:45-06:00,75,211,84,87,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-07-05,Success,v1.9.7,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0075,Explorer,25453,84669,5759,20.9,1,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly,,1.9,25.5,16.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,MaxDD;Sharpe,App>Chat>Phone>Email>In-Person,true,23:15-08:00,62,72,55,45,OpenBanking,6,None,PlanUpdate,2025-01-04,Success,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0076,Optimizer,202777,3408171,133060,9.9,3,12,US,Low,NoDerivatives;NoShortSelling,NoTobacco,PennyStocks,1.7,16.5,13.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;TaxCost;Sharpe,In-Person>Phone>Email,true,19:30-08:00,75,94,83,73,Brokerage;CreditBureau;OpenBanking,4,None,PlanUpdate,2025-01-20,Success,v1.10.9,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0077,Explorer,55187,182784,10963,21.4,3,10,US,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoFossilFuel,,2.1,33.1,15.8,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;TaxCost;IRR,App>Email>In-Person>Chat,false,22:00-07:30,64,52,52,49,OpenBanking,6,Human,PlanUpdate,2025-01-18,Success,v1.8.3,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0078,Stabilizer,69360,233779,28626,6.4,1,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.1,5.9,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>App>Phone,true,23:30-06:15,55,178,57,52,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-07-20,Partial,v2.9.2,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0079,Builder,45393,48563,7067,13.8,1,10,IN,Low,NoDerivatives,,PennyStocks,1.5,15.0,9.4,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;TaxCost,Email>App>Phone,true,20:00-08:15,66,142,51,39,CreditBureau;OpenBanking,15,Hybrid,AlertAcknowledge,2025-02-06,Success,v2.9.5,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0080,Builder,32122,31553,1923,10.5,2,10,US,Low,,NoFossilFuel,,1.7,23.9,10.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;MaxDD;IRR,Phone>Chat>Email>App>In-Person,true,20:30-06:15,60,117,53,46,OpenBanking;Payroll,19,Hybrid,PlanUpdate,2025-03-06,Success,v1.8.3,NoIlliquids,Prioritize liquidity and down payment savings
A0081,Optimizer,225848,3043196,78158,7.2,2,15,SG,Low,,,PennyStocks;PrivateCredit,1.6,17.4,10.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,Sharpe;IRR,Chat>App>Phone,true,19:30-06:15,68,106,68,61,Brokerage;OpenBanking;Payroll,4,Human,Rebalance,2025-07-28,Partial,v1.8.6,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0082,Preserver,74940,648346,48227,6.1,2,10,DE,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.6,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,App>Chat>Phone>Email>In-Person,true,21:00-07:30,74,219,68,62,Brokerage;CreditBureau;OpenBanking,12,None,PlanUpdate,2025-03-06,Success,v2.10.7,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0083,Preserver,191833,1523549,168482,4.3,3,15,UK,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person>App>Email,false,20:30-08:15,66,213,69,68,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-09-09,Partial,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A0084,Stabilizer,102648,451029,34177,5.9,3,12,US,High,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.3,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>In-Person>App,true,22:00-08:30,48,135,41,35,OpenBanking,7,None,PlanUpdate,2025-12-24,Success,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0085,Stabilizer,64074,209091,21391,6.5,4,10,CA,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,8.0,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Email>In-Person>Chat,false,23:15-07:30,55,168,52,49,CreditBureau;OpenBanking,16,Human,AlertAcknowledge,2025-01-30,Failed,v1.9.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0086,Optimizer,70055,794690,28852,9.3,3,10,US,Low,,NoWeapons,Crypto;PennyStocks,1.7,17.4,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;MaxDD,In-Person>Chat>Email>App,true,20:30-08:15,67,83,79,79,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-12-10,Failed,v2.8.9,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A0087,Preserver,73645,1283249,67457,6.9,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,7.4,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>App>In-Person>Email,true,19:45-07:00,72,238,81,73,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-08-21,Partial,v2.8.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0088,Preserver,60778,217095,26799,4.6,4,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.3,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,App>Email>Phone,false,19:45-07:45,82,170,90,84,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,AutoTransfer,2025-02-28,Success,v2.10.2,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0089,Stabilizer,175709,353765,14640,8.1,2,12,US,Low,NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.0,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;Sharpe,In-Person>App>Chat>Email>Phone,true,23:00-07:30,64,90,63,64,OpenBanking,7,Human,AutoTransfer,2025-03-05,Success,v2.10.5,LimitOrderOnly;NoIlliquids,Keep expenses buffer ≥ 4 months
A0090,Builder,71253,279111,16762,9.4,4,10,IN,Low,,NoFossilFuel;ESGOnly,PennyStocks,1.4,14.3,10.0,Home:3y;Retirement:30y,3,Directive,Medium,IRR;MaxDD,App>Chat>Email,true,23:45-07:00,63,71,48,40,OpenBanking,16,Hybrid,PlanUpdate,2025-04-08,Failed,v1.8.9,StopLossDisabled,Prioritize liquidity and down payment savings
A0091,Optimizer,214293,1761978,108845,6.2,4,12,US,Low,NoIlliquids;NoDerivatives,ESGOnly,PennyStocks,1.9,15.4,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;MaxDD,Email>In-Person>App,false,20:30-07:30,61,62,67,62,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-08-19,Success,v2.10.2,PauseWhenVIX>30,Enforce tax budget and position caps
A0092,Preserver,59460,569573,44331,7.6,1,10,CA,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.0,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,App>Chat>Phone,true,19:15-07:30,75,183,84,79,Brokerage;OpenBanking;Payroll,14,Human,Rebalance,2025-11-11,Success,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0093,Preserver,106129,404239,37753,4.1,3,15,SG,Low,NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,7.8,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>Phone>App,true,23:00-07:00,83,205,89,90,Brokerage;CreditBureau;OpenBanking,13,None,PlanUpdate,2024-12-29,Success,v2.8.4,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0094,Builder,112424,201581,11895,13.9,1,15,IN,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs,1.5,21.7,8.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,MaxDD;IRR,Email>App>In-Person>Phone,true,19:45-06:45,65,100,70,62,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-01-13,Success,v2.9.6,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0095,Explorer,56911,451013,20394,14.7,3,10,US,Low,,NoFossilFuel;ESGOnly,,1.9,28.2,17.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;IRR;MaxDD,In-Person>Chat>Phone,false,23:30-07:15,68,45,69,59,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-11-08,Partial,v1.9.2,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0096,Stabilizer,112765,698129,25202,10.0,1,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.6,6.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Phone>App>Email>In-Person>Chat,true,20:30-07:45,53,115,44,38,OpenBanking,6,Human,AutoTransfer,2025-04-11,Partial,v1.10.7,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0097,Explorer,40617,399475,12507,21.3,1,10,IN,Low,NoIlliquids,NoWeapons,,1.6,33.4,12.8,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,IRR;TaxCost;MaxDD,Chat>Phone>App>In-Person,true,19:15-06:15,63,60,59,58,CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-08-23,Partial,v2.10.5,NoMargin;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0098,Preserver,57217,437503,40234,5.8,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD,Email>In-Person>App>Phone>Chat,true,21:15-06:45,82,210,88,87,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-11-07,Success,v2.10.1,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0099,Builder,78490,439978,14247,14.1,1,10,US,Low,NoShortSelling;NoDerivatives,ESGOnly,Crypto,1.4,14.1,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>Phone>In-Person,true,22:45-07:15,64,130,72,66,OpenBanking,15,None,AlertAcknowledge,2025-04-19,Success,v2.9.5,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A0100,Explorer,55791,506003,15133,21.7,1,10,US,Medium,,NoFossilFuel;ESGOnly,PrivateCredit,2.0,32.8,16.3,Business:5y;Travel:2y,5,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>Phone>App,true,20:15-07:15,57,73,49,37,OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-10-02,Success,v2.9.7,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0101,Preserver,127621,1583317,78132,4.9,3,12,US,High,NoShortSelling;NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Phone>Email>App>In-Person>Chat,false,21:45-07:15,56,239,57,58,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-03-11,Success,v1.9.3,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0102,Preserver,44749,411741,16328,6.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.1,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,Email>App>Phone>Chat>In-Person,true,21:45-07:00,73,197,60,55,Brokerage;OpenBanking,10,Hybrid,PlanUpdate,2025-07-01,Success,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A0103,Builder,91173,201679,18375,9.6,1,10,US,Medium,NoDerivatives,,PrivateCredit,1.5,22.1,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;Sharpe;IRR,App>Phone>Chat>Email>In-Person,true,22:15-07:45,62,86,57,47,OpenBanking,20,Human,PlanUpdate,2025-06-27,Success,v1.10.6,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0104,Explorer,213040,399968,53933,16.0,1,12,US,Low,,ESGOnly;NoFossilFuel,,1.8,28.1,13.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,MaxDD;TaxCost;IRR,Email>App>Chat,true,22:45-07:30,58,58,66,63,OpenBanking,6,None,PlanUpdate,2025-05-06,Success,v2.8.6,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0105,Preserver,97748,1123910,124389,7.1,2,10,US,High,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.7,8.1,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,In-Person>Chat>App>Phone,true,19:00-06:15,58,161,49,43,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-03-07,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0106,Optimizer,122647,1767608,35575,8.2,2,15,DE,Medium,,,PennyStocks,1.7,15.8,13.0,Wealth:10y;Estate:20y,10,Concise,Deep,IRR;TaxCost;Sharpe,Chat>Phone>Email>In-Person,true,23:30-06:15,55,75,65,55,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-05-19,Success,v2.9.8,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A0107,Stabilizer,78858,299871,31458,6.3,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>In-Person>App,true,20:45-07:15,59,140,68,67,CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-03-09,Failed,v1.9.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0108,Stabilizer,33455,165820,21231,7.5,2,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.8,9.0,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost,Email>In-Person>App>Chat>Phone,false,19:45-08:30,59,178,50,43,OpenBanking;Payroll,13,Human,Rebalance,2025-05-06,Success,v2.8.8,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A0109,Builder,80158,122178,14579,11.2,2,10,US,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel,,1.8,18.1,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,MaxDD;Sharpe;IRR,Phone>Email>Chat>App>In-Person,true,22:30-06:15,60,69,50,38,OpenBanking;Payroll,8,Human,PlanUpdate,2025-07-11,Failed,v2.9.9,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0110,Preserver,51939,587551,28766,5.1,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.9,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost,Email>Chat>In-Person,false,20:30-06:00,82,152,82,75,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-08-11,Success,v2.8.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0111,Stabilizer,61106,225186,18081,6.5,1,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.6,8.9,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,In-Person>Chat>App>Email>Phone,true,19:15-06:15,68,180,72,71,OpenBanking,20,Human,AlertAcknowledge,2025-04-29,Success,v2.10.8,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0112,Builder,115761,555383,22606,8.8,2,12,US,Low,NoDerivatives;NoIlliquids,NoWeapons,,1.7,18.0,11.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,Sharpe;MaxDD,Email>In-Person>Phone>Chat>App,true,22:00-07:00,71,142,66,61,OpenBanking,15,Hybrid,Rebalance,2025-07-26,Partial,v1.8.1,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0113,Optimizer,83482,868865,48254,11.2,1,10,US,Low,NoShortSelling,NoWeapons,PennyStocks;PrivateCredit,1.5,27.6,12.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;TaxCost;IRR,Chat>Email>In-Person>App,true,22:00-07:15,76,98,62,52,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-01-08,Success,v2.9.5,NoIlliquids,Enforce tax budget and position caps
A0114,Optimizer,154913,1110719,92315,5.9,4,12,US,Medium,,,PennyStocks,1.8,25.5,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,TaxCost;IRR,Phone>Chat>Email>App,true,21:00-07:00,67,100,69,59,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-01-20,Partial,v1.8.3,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A0115,Stabilizer,111898,368545,15942,5.2,4,15,DE,Low,NoIlliquids;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.4,5.3,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,Email>Chat>Phone>App,true,23:00-08:30,61,170,51,48,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-03-29,Success,v1.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0116,Preserver,110359,1557326,73040,4.7,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Chat>Phone>In-Person>Email,false,22:30-07:15,70,234,58,48,Brokerage;CreditBureau;OpenBanking,12,None,AutoTransfer,2025-07-25,Failed,v2.8.3,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0117,Preserver,57046,331966,36767,7.8,1,10,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Phone,true,20:45-08:30,69,141,71,72,Brokerage;CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-01-11,Success,v1.10.1,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A0118,Stabilizer,63599,664422,21010,6.2,3,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,Email>App>Chat>In-Person>Phone,true,21:00-07:00,65,172,73,76,CreditBureau;OpenBanking;Payroll,17,Human,AlertAcknowledge,2025-11-25,Success,v2.8.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0119,Stabilizer,166533,1225375,51430,7.0,2,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,18.0,9.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>Phone>Chat>In-Person>Email,true,23:15-08:45,62,152,51,50,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-06-15,Success,v2.8.3,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0120,Builder,26601,47857,5577,14.0,1,10,US,Low,,NoWeapons,LeveragedETFs;PrivateCredit,1.7,14.4,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;Sharpe,Chat>Phone>Email>In-Person>App,true,21:15-08:00,66,142,59,59,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-08-18,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A0121,Explorer,58448,284362,20184,18.0,2,10,US,Low,,,PrivateCredit,2.0,26.7,15.1,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;MaxDD;TaxCost,Email>App>Phone>Chat,true,20:45-07:15,63,59,65,59,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-08-18,Success,v1.10.5,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A0122,Preserver,79154,680755,71223,5.8,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.0,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,In-Person>App>Phone,false,19:15-06:00,80,168,66,66,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-04-22,Success,v1.9.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0123,Explorer,69866,402260,34164,15.8,4,10,US,Low,NoDerivatives,,PennyStocks,2.1,28.0,14.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,IRR;MaxDD;Sharpe,App>Email>In-Person>Chat>Phone,true,21:45-06:00,66,86,71,66,CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-11-02,Partial,v1.10.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0124,Stabilizer,100132,863715,26393,8.8,1,15,DE,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,9.7,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>Email,false,23:30-08:00,55,97,64,61,OpenBanking,20,Hybrid,PlanUpdate,2025-10-22,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0125,Optimizer,269505,3185365,121046,9.5,3,12,US,Low,,NoWeapons;ESGOnly,Crypto;PennyStocks,1.9,18.5,13.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>App>Email>In-Person,true,23:00-08:00,67,72,71,59,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-03-31,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A0126,Preserver,88601,439596,63303,7.3,2,10,UK,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost,App>In-Person>Email>Chat,true,22:30-06:45,81,177,84,85,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-03-02,Failed,v2.9.7,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0127,Stabilizer,102866,349440,27951,5.1,3,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD,Phone>App>In-Person>Email>Chat,true,23:45-08:30,63,107,73,69,CreditBureau;OpenBanking;Payroll,9,Human,Rebalance,2025-09-27,Success,v1.9.9,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0128,Stabilizer,90209,295993,24768,5.2,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Chat,true,22:30-06:45,65,92,56,54,OpenBanking,13,None,PlanUpdate,2025-04-11,Success,v2.8.7,NoMargin,Keep expenses buffer ≥ 4 months
A0129,Explorer,81916,548845,16633,17.4,2,10,US,Low,,,PennyStocks,1.9,27.5,15.8,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,IRR;MaxDD,In-Person>Email>Phone>Chat>App,true,19:00-06:15,70,68,64,56,CreditBureau;OpenBanking,1,None,PlanUpdate,2025-03-15,Success,v2.9.2,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0130,Preserver,78781,834250,38752,8.1,1,10,DE,Medium,NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email,true,22:00-08:00,67,177,55,49,Brokerage;CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-10-29,Partial,v2.8.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0131,Explorer,42243,251655,12902,17.4,1,10,AU,Medium,NoDerivatives;NoIlliquids,,Crypto;PennyStocks,1.8,29.8,16.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;Sharpe;MaxDD,Phone>In-Person>Chat>App,true,21:30-08:45,55,60,50,41,CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-03-17,Success,v2.10.6,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0132,Builder,40335,120615,4391,12.8,2,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.8,23.5,11.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;Sharpe,App>Chat>Phone>In-Person>Email,true,20:00-06:15,71,133,58,52,CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-04-26,Success,v1.9.3,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A0133,Preserver,72942,870886,60727,5.7,2,10,IN,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,9.3,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>App,true,21:15-06:45,76,120,84,82,Brokerage;OpenBanking;Payroll,4,None,Rebalance,2025-07-20,Failed,v1.10.6,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0134,Stabilizer,83709,231561,27827,6.8,2,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,11.2,6.3,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost,Phone>Email>App>In-Person>Chat,false,19:30-08:30,63,100,62,52,CreditBureau;OpenBanking,14,None,AutoTransfer,2025-10-27,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0135,Builder,93192,428513,22200,9.0,3,10,AU,Medium,,,,1.8,16.3,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;TaxCost;IRR,Email>In-Person>Phone>App>Chat,true,22:45-07:15,61,69,65,56,CreditBureau;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-05-28,Partial,v2.9.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0136,Preserver,112351,627507,19360,4.8,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Chat>App,false,19:45-08:45,69,138,61,58,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-09-07,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0137,Builder,51687,282497,4447,8.3,3,10,US,Low,NoDerivatives,,,1.5,23.6,8.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;IRR,In-Person>Email>Chat>App>Phone,false,19:30-07:45,62,82,69,61,OpenBanking,16,Hybrid,PlanUpdate,2025-07-31,Success,v1.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0138,Preserver,203289,748215,36920,8.3,1,12,US,Medium,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,16.1,6.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Chat>In-Person>Email>App,true,19:30-07:45,79,143,78,77,Brokerage;CreditBureau;OpenBanking,3,Human,Rebalance,2025-04-21,Success,v1.8.9,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0139,Builder,131070,253273,12107,10.5,4,15,DE,Medium,NoDerivatives;AccreditedOnly,NoWeapons;NoTobacco,,1.5,18.8,9.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;Sharpe,Chat>Phone>In-Person>Email>App,true,20:15-08:00,54,119,62,59,OpenBanking,16,Hybrid,AlertAcknowledge,2025-10-31,Success,v2.8.8,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0140,Builder,56426,144816,8707,10.5,3,10,US,Medium,,,,1.7,20.8,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;TaxCost;Sharpe,Email>Phone>App,true,19:30-07:30,55,108,55,44,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-07-04,Success,v1.10.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A0141,Stabilizer,51748,273867,23493,5.5,4,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.5,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>Phone>App>Chat,true,20:00-08:15,56,134,55,53,OpenBanking;Payroll,5,Human,AutoTransfer,2025-03-04,Success,v1.8.1,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A0142,Preserver,103993,559164,65359,6.1,2,15,IN,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>App>Chat>Phone>In-Person,false,21:15-08:45,72,232,79,78,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-06-08,Success,v2.10.3,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0143,Stabilizer,124525,959858,35110,7.9,2,12,US,Low,NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,8.8,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD,Phone>In-Person>Email,true,23:00-06:15,52,135,56,58,CreditBureau;OpenBanking,13,None,Rebalance,2025-01-28,Success,v2.9.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0144,Preserver,112770,906321,70429,7.6,2,15,DE,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,11.1,5.6,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Phone>Chat>App,true,19:30-08:45,78,182,63,63,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-11-09,Success,v1.8.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0145,Preserver,123330,498389,72500,4.1,3,15,IN,Low,NoShortSelling;AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Email>App>In-Person,true,20:00-07:00,73,162,62,67,Brokerage;CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-12-04,Success,v2.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0146,Builder,60148,99631,10834,11.0,4,10,SG,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs,1.4,15.0,10.7,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,IRR;TaxCost,Email>Phone>Chat>App,true,20:45-08:15,54,149,59,58,OpenBanking,11,None,PlanUpdate,2025-06-25,Success,v1.8.5,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0147,Optimizer,151468,1059961,81375,7.8,2,12,US,Medium,AccreditedOnly,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,1.9,21.7,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;MaxDD;Sharpe,App>Phone>Email>Chat>In-Person,true,23:15-08:30,62,97,60,49,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-08-28,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A0148,Builder,132593,268843,26706,11.5,4,12,US,Low,,ESGOnly,,1.7,20.2,8.5,Home:3y;Retirement:30y,3,Educational,Medium,IRR;Sharpe;MaxDD,Chat>Phone>Email,true,22:00-07:45,70,110,75,68,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-05-10,Success,v2.10.7,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A0149,Optimizer,106955,1471029,37638,8.6,4,12,US,Low,,,PennyStocks,1.8,20.7,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;IRR,App>Phone>Chat,true,20:00-07:45,61,93,52,45,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-12-26,Success,v2.10.1,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A0150,Stabilizer,77667,678644,25911,4.3,4,10,IN,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,16.1,8.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe,App>In-Person>Email>Chat,true,21:30-06:00,68,138,70,71,CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-04-02,Partial,v2.9.9,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0151,Stabilizer,81357,264408,27549,7.7,2,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.3,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Phone>Email>Chat>App>In-Person,true,20:45-06:15,54,142,54,53,CreditBureau;OpenBanking,13,None,Rebalance,2025-04-07,Success,v2.8.5,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0152,Builder,75182,369230,15158,8.4,3,10,US,Low,,,,1.6,17.6,8.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR;Sharpe,Phone>In-Person>Chat>App,true,19:45-07:45,65,102,75,75,CreditBureau;OpenBanking,16,Hybrid,AutoTransfer,2025-06-18,Success,v1.10.6,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0153,Explorer,35054,327547,18014,17.0,2,10,US,Low,NoShortSelling,NoFossilFuel,LeveragedETFs;PennyStocks,1.7,27.3,17.3,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,Sharpe;IRR;TaxCost,Chat>App>Email,false,20:30-06:45,69,63,69,65,CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-10-06,Success,v2.8.2,NoMargin,Allow small experimental sleeve ≤ 3%
A0154,Preserver,46595,391110,12860,5.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.6,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,In-Person>Email>Phone>Chat,true,19:30-08:30,74,153,62,59,Brokerage;OpenBanking,13,None,PlanUpdate,2025-12-25,Success,v1.8.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0155,Optimizer,72415,924581,30005,7.5,4,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.7,19.1,12.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,TaxCost;IRR;MaxDD,App>In-Person>Chat>Phone,false,22:15-06:15,56,88,46,39,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-03-10,Failed,v2.9.8,StopLossDisabled,Enforce tax budget and position caps
A0156,Stabilizer,78475,284026,20733,7.9,1,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,App>In-Person>Email,true,21:30-08:45,50,112,37,39,OpenBanking,10,Human,PlanUpdate,2025-11-09,Success,v1.8.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0157,Explorer,84900,564009,20503,18.3,1,10,US,Medium,NoShortSelling,NoFossilFuel;NoTobacco,PennyStocks,1.9,31.7,12.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,MaxDD;Sharpe;TaxCost,App>Email>Chat>Phone>In-Person,true,20:15-07:30,64,61,55,52,CreditBureau;OpenBanking,2,None,Rebalance,2025-01-20,Success,v1.9.4,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A0158,Builder,52114,183043,8896,9.7,4,10,DE,Low,,,,1.5,18.9,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;TaxCost;MaxDD,Phone>Email>In-Person>App>Chat,false,19:15-07:45,60,137,65,58,OpenBanking,17,Hybrid,AlertAcknowledge,2025-05-12,Success,v1.9.9,StopLossDisabled,Prioritize liquidity and down payment savings
A0159,Stabilizer,130411,435208,19781,7.4,1,12,US,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD,App>Email>Phone,true,19:00-07:00,61,124,64,61,OpenBanking,5,Hybrid,Rebalance,2025-03-31,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0160,Preserver,93221,584244,65795,4.8,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,App>Phone>Chat,true,22:15-08:45,70,217,65,58,Brokerage;OpenBanking;Payroll,7,None,AutoTransfer,2025-07-10,Success,v1.8.9,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A0161,Optimizer,121802,925818,68638,7.3,3,12,US,Low,,NoFossilFuel;ESGOnly,PennyStocks,1.9,15.4,13.2,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;MaxDD;IRR,Email>App>In-Person,true,19:30-07:30,72,60,60,55,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-06-23,Success,v2.8.6,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A0162,Optimizer,109427,2915344,85336,6.2,4,12,US,Medium,NoShortSelling,,PennyStocks,1.5,22.5,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;MaxDD,App>Phone>In-Person,true,21:00-08:30,64,103,75,66,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-11-26,Success,v2.10.5,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A0163,Builder,70284,371985,11722,8.6,3,10,US,Low,,,PennyStocks,1.6,24.6,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe,Chat>Phone>Email>App>In-Person,false,20:00-06:00,72,138,71,65,CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-03-11,Failed,v2.8.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0164,Builder,90854,191611,8112,9.7,3,10,CA,Low,,,PrivateCredit,1.7,15.3,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,IRR;MaxDD,In-Person>Phone>Email>Chat>App,true,22:15-08:15,70,139,80,75,CreditBureau;OpenBanking;Payroll,20,None,PlanUpdate,2025-04-16,Partial,v1.8.8,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A0165,Preserver,128831,1192106,55280,5.5,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.0,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Email>App>In-Person>Phone>Chat,true,19:15-07:45,79,219,82,86,Brokerage;OpenBanking,13,Human,Rebalance,2025-10-20,Success,v1.8.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0166,Builder,44165,258608,7077,14.6,1,10,US,Medium,,ESGOnly;NoWeapons,,1.8,19.9,10.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,MaxDD;TaxCost,Chat>Phone>App>In-Person>Email,true,21:45-08:30,58,64,63,53,OpenBanking,16,None,AlertAcknowledge,2025-08-26,Partial,v1.10.4,StopLossDisabled,Prioritize liquidity and down payment savings
A0167,Builder,131353,533971,29637,9.5,2,12,US,Low,,,PennyStocks,1.7,18.0,11.8,Home:3y;Retirement:30y,3,Educational,Medium,IRR;MaxDD,Phone>In-Person>App>Chat>Email,false,23:30-06:00,72,83,72,70,OpenBanking,9,None,Rebalance,2025-01-09,Partial,v1.10.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0168,Optimizer,69737,985920,27676,7.4,2,10,IN,Low,,,PennyStocks,1.8,24.1,11.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;IRR;Sharpe,Phone>App>In-Person,true,20:45-08:45,76,93,82,80,Brokerage;CreditBureau;OpenBanking,5,None,AutoTransfer,2025-01-01,Success,v1.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A0169,Stabilizer,75604,530824,30480,7.2,3,10,AU,Low,NoIlliquids;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,Chat>In-Person>App,true,20:00-06:45,59,93,51,49,CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-11-14,Success,v1.9.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0170,Preserver,88454,751595,88492,7.0,2,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.1,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>In-Person,true,21:00-06:15,80,151,87,83,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-06-23,Partial,v1.8.1,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0171,Preserver,64887,365036,23768,5.4,4,10,US,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,5.9,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost,App>Chat>In-Person,true,21:30-06:00,68,158,65,68,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-07-28,Partial,v1.10.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0172,Builder,63971,301206,11226,10.1,1,10,US,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.6,14.0,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD;TaxCost,In-Person>Email>Chat>App,false,19:15-06:45,61,86,47,47,CreditBureau;OpenBanking;Payroll,12,None,Rebalance,2025-04-01,Success,v1.9.4,NoIlliquids,Prioritize liquidity and down payment savings
A0173,Stabilizer,53576,95456,8155,10.3,1,10,CA,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>In-Person>Phone,false,22:45-06:15,65,155,73,65,CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-06-16,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0174,Preserver,101636,400434,24162,4.1,4,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD,In-Person>Email>Chat,true,19:15-06:45,81,150,77,81,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-10-09,Success,v1.9.5,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0175,Optimizer,147494,2772414,62800,12.4,1,15,UK,Low,NoShortSelling,NoWeapons,Crypto;PennyStocks;PrivateCredit,1.5,19.9,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;Sharpe,App>Chat>Phone,true,23:45-08:15,76,110,80,73,Brokerage;OpenBanking,1,Human,Rebalance,2025-06-28,Success,v1.8.8,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A0176,Preserver,177863,1074844,141700,4.1,4,15,UK,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.2,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>Chat,true,23:15-08:30,69,163,63,57,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-02-16,Success,v2.10.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0177,Builder,75987,233932,19472,7.9,4,10,US,Low,AccreditedOnly,,LeveragedETFs,1.4,18.0,11.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person,true,19:00-08:00,72,96,69,63,CreditBureau;OpenBanking;Payroll,17,Hybrid,AlertAcknowledge,2025-11-16,Success,v2.9.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A0178,Preserver,77304,394325,28890,5.2,4,10,UK,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.7,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,Email>Phone>App>Chat>In-Person,true,23:45-08:30,81,212,90,83,Brokerage;CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-07-15,Partial,v2.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0179,Builder,55479,265248,10205,8.6,4,10,US,Low,,NoWeapons;NoFossilFuel,,1.6,17.6,11.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR,In-Person>Email>App>Chat>Phone,true,20:30-07:15,66,118,51,49,CreditBureau;OpenBanking;Payroll,5,Human,PlanUpdate,2025-10-01,Partial,v1.9.6,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0180,Explorer,70473,360380,23999,19.0,1,10,US,Low,AccreditedOnly,,,1.9,25.8,14.5,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>App>Phone>In-Person>Email,true,19:15-07:00,66,55,73,68,CreditBureau;OpenBanking;Payroll,1,Hybrid,AutoTransfer,2025-01-10,Partial,v2.10.5,NoMargin,Allow small experimental sleeve ≤ 3%
A0181,Optimizer,126339,686135,61025,7.9,3,12,US,Low,,NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,1.6,23.8,13.6,Wealth:10y;Estate:20y,10,Collaborative,Deep,MaxDD;TaxCost;IRR,Phone>Email>App,true,19:30-07:45,69,90,82,80,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-06-16,Partial,v1.8.5,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A0182,Preserver,176987,900641,115200,6.2,2,12,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,5.5,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone>Email,false,23:00-06:00,75,160,65,58,Brokerage;CreditBureau;OpenBanking,11,Human,PlanUpdate,2024-12-26,Success,v1.9.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0183,Builder,123984,163657,5317,9.6,3,15,DE,Low,NoDerivatives,NoTobacco,LeveragedETFs,1.8,23.4,10.6,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;TaxCost,Phone>App>Chat>In-Person>Email,true,21:00-07:30,58,131,61,59,CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-09-18,Success,v2.9.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0184,Builder,56301,102825,9201,10.1,4,10,US,Low,NoShortSelling,,LeveragedETFs,1.6,16.9,11.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;MaxDD,App>Email>Phone>In-Person>Chat,true,20:00-07:30,70,76,62,61,CreditBureau;OpenBanking,15,Human,AutoTransfer,2025-05-24,Partial,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A0185,Explorer,51694,166731,16347,14.8,4,10,CA,High,NoDerivatives,NoWeapons,PennyStocks;PrivateCredit,2.0,30.1,17.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,MaxDD;Sharpe,Email>App>Phone,false,19:15-08:15,52,53,57,47,OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-10-22,Partial,v2.9.5,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0186,Optimizer,33572,390976,13009,7.7,4,10,UK,Low,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.9,27.9,9.4,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;MaxDD,Chat>App>Email>Phone,true,19:30-06:15,65,82,58,47,Brokerage;OpenBanking;Payroll,2,Human,PlanUpdate,2025-11-17,Success,v2.10.9,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A0187,Preserver,79255,1139048,58371,6.8,1,10,UK,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.3,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Phone>Chat,false,19:15-08:30,71,227,59,47,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-07-20,Success,v1.9.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0188,Preserver,66754,632508,59379,7.8,1,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,6.6,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>App>Chat>Phone,false,21:45-08:15,83,140,91,84,Brokerage;OpenBanking,9,Hybrid,AlertAcknowledge,2025-07-04,Success,v1.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0189,Explorer,56405,403189,15471,16.1,3,10,US,Low,NoIlliquids;NoShortSelling,NoTobacco,LeveragedETFs;PennyStocks,2.1,27.6,15.6,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,IRR;Sharpe,Phone>Email>In-Person>App,true,23:45-06:00,62,51,70,58,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-04-02,Success,v1.8.6,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0190,Builder,78921,355983,13812,13.5,1,10,IN,Low,,,,1.4,17.6,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;IRR;MaxDD,App>In-Person>Chat,true,23:15-08:00,57,67,61,49,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-09-23,Success,v1.8.2,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A0191,Builder,71663,280882,20061,10.3,4,10,US,Medium,,,Crypto,1.7,14.7,10.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;TaxCost;MaxDD,Phone>App>Email>Chat,true,21:45-07:30,56,117,55,47,OpenBanking,15,Hybrid,Rebalance,2025-01-22,Success,v1.8.7,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A0192,Preserver,97539,644243,55175,8.9,1,10,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,6.3,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD,App>Email>Phone,true,21:45-08:15,67,206,74,68,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-10-23,Success,v1.8.9,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0193,Explorer,72389,273992,14917,12.0,4,10,US,Low,AccreditedOnly;NoDerivatives,,,1.9,26.8,13.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,Sharpe;IRR;TaxCost,Email>Chat>App,false,23:00-07:30,54,49,59,51,OpenBanking,1,None,Rebalance,2025-12-15,Success,v2.9.6,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0194,Stabilizer,69357,186464,6081,7.7,1,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>Chat>Email,true,21:45-08:15,51,95,61,59,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-10-26,Failed,v2.10.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0195,Preserver,106810,1392651,111408,6.2,3,12,US,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,9.7,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>Chat>Email>In-Person>App,false,22:15-06:00,80,179,80,78,Brokerage;OpenBanking,10,Human,Rebalance,2025-03-03,Success,v2.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0196,Stabilizer,18825,37695,3854,7.0,4,10,UK,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,11.4,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD,In-Person>Email>Phone>Chat>App,true,21:45-08:45,55,156,52,54,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-07-11,Success,v2.10.6,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0197,Stabilizer,65309,429704,29865,9.1,2,10,US,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,14.0,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>Email>In-Person>App>Chat,false,23:00-07:30,60,107,52,48,OpenBanking,15,Hybrid,AutoTransfer,2025-01-17,Failed,v1.10.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0198,Stabilizer,69803,232981,13055,6.8,3,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,9.0,5.4,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>In-Person,true,21:00-07:30,55,130,56,52,CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-09-13,Success,v1.9.9,NoPennyStocks,Keep expenses buffer ≥ 4 months
A0199,Explorer,56751,345750,15101,15.5,2,10,US,Medium,,,PennyStocks,1.9,28.0,12.6,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,MaxDD;IRR;TaxCost,Phone>In-Person>Email,true,22:30-06:30,56,76,55,50,CreditBureau;OpenBanking,7,None,Rebalance,2025-05-12,Partial,v2.10.1,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A0200,Builder,59989,71393,7144,8.3,3,10,SG,Low,,,,1.7,13.3,9.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;Sharpe;MaxDD,Email>In-Person>Phone,false,19:15-07:45,65,98,66,57,CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-09-25,Success,v1.10.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0201,Optimizer,171382,1660088,89365,9.1,1,15,AU,Low,,,PennyStocks;PrivateCredit,1.7,25.0,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,MaxDD;IRR;TaxCost,App>Email>In-Person>Phone>Chat,false,21:15-08:00,69,67,63,62,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-02-17,Success,v1.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A0202,Builder,50556,71819,3217,8.4,4,10,US,Low,NoIlliquids;AccreditedOnly,NoWeapons;ESGOnly,Crypto;PrivateCredit,1.6,15.1,8.2,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;IRR,In-Person>Email>Phone>App>Chat,false,23:15-08:30,67,120,54,54,OpenBanking,15,None,Rebalance,2025-12-01,Success,v1.10.7,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0203,Optimizer,362344,7095022,126940,6.9,3,15,CA,Low,NoIlliquids,,PennyStocks,1.8,19.6,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;TaxCost,Chat>In-Person>App,false,21:15-08:15,62,113,59,50,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-10-30,Success,v2.10.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A0204,Builder,90195,324838,12633,11.9,2,10,US,Low,AccreditedOnly,,PennyStocks,1.7,18.0,8.2,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,TaxCost;MaxDD;IRR,Email>Chat>App>Phone>In-Person,true,21:45-07:00,65,85,53,50,CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-02-16,Success,v1.9.3,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A0205,Preserver,98467,977774,104103,6.6,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost,Email>Phone>In-Person>App,true,23:30-07:30,75,161,64,65,Brokerage;OpenBanking,13,Hybrid,Rebalance,2025-03-30,Success,v2.9.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0206,Builder,60294,205966,12406,13.1,1,10,US,Low,,,Crypto;PrivateCredit,1.5,15.3,10.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;IRR,Chat>App>In-Person,true,20:15-08:15,61,146,61,59,OpenBanking,18,None,Rebalance,2025-11-09,Success,v2.10.5,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0207,Preserver,95357,1360981,48704,7.3,1,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe,App>Phone>Chat,true,20:45-08:15,67,215,56,45,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-07-01,Success,v2.9.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0208,Stabilizer,49790,160883,10177,3.9,4,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.3,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>App>Email>In-Person,true,22:15-06:15,66,162,74,65,CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-01-11,Success,v2.10.4,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0209,Optimizer,114966,1725056,51117,8.0,1,12,US,Low,AccreditedOnly;NoShortSelling,NoTobacco;NoFossilFuel,PennyStocks,1.5,21.7,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;TaxCost;Sharpe,Chat>Phone>In-Person,true,20:45-08:45,62,73,56,51,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-04-18,Success,v1.8.6,NoIlliquids;NoMargin,Enforce tax budget and position caps
A0210,Stabilizer,82211,274921,31803,5.1,4,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Phone,true,22:00-07:00,53,165,45,41,OpenBanking,6,None,AutoTransfer,2024-12-30,Success,v2.9.9,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0211,Optimizer,161098,1835971,109905,9.6,2,12,US,Low,NoIlliquids,,PennyStocks,1.6,24.1,13.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,Sharpe;IRR;MaxDD,Phone>Chat>App,true,19:15-06:15,69,99,71,67,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-05-15,Partial,v1.8.1,StopLossDisabled,Enforce tax budget and position caps
A0212,Preserver,124476,852251,96725,5.6,4,15,IN,Medium,AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.2,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>App>Chat,true,19:30-06:15,64,206,69,64,Brokerage;OpenBanking,10,Human,PlanUpdate,2025-05-03,Success,v1.8.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0213,Preserver,88437,380047,35221,8.9,1,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.5,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,App>Chat>In-Person,true,19:00-07:45,80,169,66,66,Brokerage;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-03-29,Partial,v2.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0214,Explorer,34988,397828,11832,17.6,4,10,US,Low,,NoTobacco,LeveragedETFs;PennyStocks,2.1,21.9,15.9,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Email>Chat,true,19:30-07:45,59,57,50,47,OpenBanking,3,Hybrid,Rebalance,2025-04-10,Success,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0215,Builder,48967,65473,8824,7.6,4,10,US,Low,AccreditedOnly,ESGOnly,LeveragedETFs;PrivateCredit,1.5,14.7,11.0,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;MaxDD;IRR,In-Person>Email>Phone,true,21:00-06:45,59,81,54,47,OpenBanking,13,Hybrid,Rebalance,2025-09-23,Success,v2.8.6,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0216,Stabilizer,143935,753947,44490,6.3,4,12,US,Low,NoIlliquids;NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.0,5.2,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>App,true,22:30-06:30,62,94,65,63,OpenBanking,12,None,Rebalance,2025-01-14,Success,v1.9.7,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0217,Optimizer,188721,4302421,126443,8.0,4,12,US,Medium,NoDerivatives;NoIlliquids,NoFossilFuel,PennyStocks,1.5,23.8,9.3,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost;Sharpe,App>In-Person>Phone,true,23:30-06:15,62,106,71,60,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-06-19,Partial,v1.8.2,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A0218,Optimizer,145046,1871176,85539,10.0,2,12,US,High,NoDerivatives;AccreditedOnly,,PennyStocks,1.7,23.7,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,TaxCost;MaxDD,Chat>Phone>Email>App,true,20:45-07:00,65,100,64,59,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-02-28,Success,v1.9.4,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A0219,Stabilizer,53117,276451,14188,6.5,2,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.4,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,Email>In-Person>Phone>Chat,false,21:45-07:00,63,90,49,49,OpenBanking,8,Hybrid,PlanUpdate,2025-09-05,Success,v1.8.3,StopLossDisabled,Keep expenses buffer ≥ 4 months
A0220,Stabilizer,73242,328346,17021,4.7,3,10,US,High,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>Chat>Email>App>In-Person,true,20:45-08:30,50,129,40,37,CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-06-27,Success,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0221,Optimizer,64354,1359806,30941,7.8,3,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;PennyStocks,1.6,26.0,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;TaxCost;Sharpe,App>Email>In-Person>Phone>Chat,true,19:00-06:30,76,84,68,62,Brokerage;OpenBanking,1,Hybrid,Rebalance,2025-12-06,Success,v2.10.5,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0222,Explorer,51618,359143,13323,18.0,1,10,AU,High,NoDerivatives;AccreditedOnly,NoFossilFuel;NoWeapons,LeveragedETFs;PrivateCredit,1.9,27.0,13.6,Business:5y;Travel:2y,5,Collaborative,Shallow,TaxCost;MaxDD;IRR,Email>Chat>App>In-Person,false,23:15-07:15,40,90,33,24,OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-06-01,Success,v2.8.7,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A0223,Preserver,89493,923200,54062,8.6,1,10,CA,Low,NoIlliquids;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD,Chat>Phone>App,false,21:30-08:45,79,125,64,58,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-08-09,Success,v1.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0224,Builder,56233,231321,5406,9.4,4,10,AU,Low,NoDerivatives,NoFossilFuel;NoWeapons,,1.5,20.5,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,IRR;MaxDD,Chat>App>Email>Phone,true,23:45-08:15,60,86,54,54,CreditBureau;OpenBanking,6,Human,Rebalance,2025-06-11,Partial,v1.8.9,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A0225,Explorer,101770,565300,29800,18.1,3,12,US,Low,,,Crypto;LeveragedETFs,2.0,32.7,13.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,IRR;TaxCost,In-Person>Email>Chat>Phone,true,22:15-08:30,67,46,59,56,OpenBanking,3,Hybrid,PlanUpdate,2025-01-28,Partial,v2.9.7,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0226,Preserver,55966,220245,19178,5.2,2,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Chat>Phone>Email,true,22:30-08:30,67,209,62,62,Brokerage;CreditBureau;OpenBanking,7,None,PlanUpdate,2025-09-25,Success,v2.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0227,Builder,44826,186195,5794,9.2,3,10,CA,Low,,,PennyStocks;PrivateCredit,1.4,21.3,7.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;IRR;Sharpe,Email>Phone>App,true,21:30-07:00,66,85,60,49,OpenBanking;Payroll,17,Hybrid,PlanUpdate,2025-12-12,Failed,v1.8.5,NoIlliquids,Prioritize liquidity and down payment savings
A0228,Builder,35645,96018,4189,10.3,1,10,US,Low,NoIlliquids;NoShortSelling,,PennyStocks;PrivateCredit,1.5,14.3,11.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;MaxDD;TaxCost,Phone>Email>App,true,21:45-07:45,60,148,61,51,OpenBanking,11,Hybrid,AlertAcknowledge,2025-04-09,Partial,v1.8.7,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A0229,Stabilizer,43491,131233,11021,7.9,2,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,App>In-Person>Email>Phone>Chat,true,23:30-08:15,65,156,74,66,OpenBanking,5,None,AutoTransfer,2025-12-12,Success,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0230,Optimizer,128287,1303147,68067,8.7,2,12,US,Low,AccreditedOnly;NoIlliquids,,PennyStocks;PrivateCredit,1.8,16.8,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,IRR;TaxCost,App>In-Person>Chat,false,22:00-06:15,67,88,65,55,Brokerage;OpenBanking,7,Human,Rebalance,2025-07-02,Partial,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A0231,Preserver,52042,233995,16741,7.6,2,10,US,Low,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,5.8,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>In-Person>Phone>App,true,22:30-07:00,69,196,73,66,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-08-15,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0232,Stabilizer,100370,611128,39681,7.0,4,12,US,Medium,NoDerivatives;AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Email>App>In-Person,true,21:00-06:00,53,107,40,30,OpenBanking,17,Hybrid,AutoTransfer,2025-04-07,Success,v2.8.7,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A0233,Preserver,89435,1036457,69206,5.6,3,10,US,Low,NoIlliquids;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,7.5,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,App>Email>In-Person,true,20:30-08:00,80,157,76,74,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-11-29,Success,v2.10.2,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0234,Preserver,101469,689452,25012,6.3,3,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,5.8,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Phone>Chat>App>Email,true,22:15-08:45,82,153,89,93,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-10-27,Success,v2.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0235,Preserver,112311,1932821,111343,4.5,4,12,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Chat>Email>In-Person>App,true,21:00-08:15,77,240,84,75,Brokerage;CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-05-05,Failed,v2.10.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0236,Explorer,54427,100961,8055,14.0,2,10,AU,Low,,NoWeapons,PennyStocks,1.6,27.4,16.5,Business:5y;Travel:2y,5,Educational,Shallow,MaxDD;IRR;TaxCost,App>Chat>Email,true,21:00-08:15,61,82,55,53,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-03-17,Success,v1.10.9,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0237,Stabilizer,112830,256299,28714,7.3,2,15,SG,Medium,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,Chat>Phone>App>Email,false,19:00-08:00,56,113,63,66,OpenBanking;Payroll,16,Human,PlanUpdate,2025-09-21,Failed,v2.9.7,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0238,Optimizer,109406,1662122,68532,8.7,2,15,SG,Medium,,,PennyStocks,1.8,16.9,12.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,MaxDD;IRR,App>Phone>In-Person>Chat>Email,false,22:45-06:30,62,94,57,52,Brokerage;OpenBanking;Payroll,2,None,AutoTransfer,2025-06-30,Partial,v1.8.8,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A0239,Preserver,125195,464756,59365,7.4,1,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,7.3,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,Email>App>In-Person,true,20:30-06:30,73,224,81,72,Brokerage;OpenBanking,10,None,AutoTransfer,2025-01-07,Failed,v2.10.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0240,Preserver,91158,618353,54870,6.2,3,10,AU,Low,NoDerivatives;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.4,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,App>Email>In-Person>Chat,false,20:45-08:30,80,185,74,69,Brokerage;OpenBanking,12,Human,AlertAcknowledge,2025-03-07,Failed,v2.8.3,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0241,Preserver,110896,1290781,53400,4.2,4,15,CA,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.7,8.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>In-Person>Email>Phone,true,19:30-07:15,76,172,63,62,Brokerage;OpenBanking,10,Human,Rebalance,2025-07-16,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0242,Optimizer,138667,1533274,71026,10.7,3,12,US,Medium,NoIlliquids,ESGOnly;NoWeapons,PennyStocks,1.7,16.8,11.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,IRR;Sharpe,In-Person>App>Phone>Chat>Email,true,21:30-08:15,67,85,67,67,Brokerage;CreditBureau;OpenBanking,2,None,AutoTransfer,2025-05-04,Failed,v2.9.9,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A0243,Optimizer,136623,1158217,78939,8.5,1,12,US,Medium,,,LeveragedETFs;PennyStocks,1.8,22.8,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;IRR;Sharpe,In-Person>App>Chat,true,20:45-06:15,68,91,57,51,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2025-04-29,Success,v2.10.6,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A0244,Stabilizer,48571,256136,25354,4.3,4,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Phone>In-Person>App>Chat>Email,true,20:00-06:15,55,146,65,65,CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-08-07,Success,v2.8.4,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0245,Stabilizer,87822,224125,7655,6.6,1,10,DE,Medium,NoDerivatives;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.0,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Phone,false,22:45-07:45,52,156,56,58,CreditBureau;OpenBanking,17,None,Rebalance,2025-06-05,Success,v2.10.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0246,Stabilizer,63961,200207,19173,4.8,3,10,AU,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Email>Phone,false,19:30-06:00,61,122,65,66,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-09-26,Failed,v1.10.3,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0247,Builder,87879,170393,20646,7.9,4,10,US,Low,NoIlliquids,,,1.5,22.9,7.5,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;TaxCost;IRR,Chat>App>Phone>Email>In-Person,true,20:15-06:00,65,94,63,58,CreditBureau;OpenBanking;Payroll,9,None,PlanUpdate,2025-06-13,Success,v1.8.2,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A0248,Optimizer,41099,745293,22804,8.6,2,10,AU,Low,,NoWeapons,PennyStocks,1.5,22.1,11.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,TaxCost;Sharpe;IRR,Chat>App>Phone,true,21:00-08:00,74,62,63,58,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-01-17,Success,v1.10.1,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A0249,Builder,34224,195006,4692,11.5,2,10,US,Low,NoShortSelling,,,1.7,19.0,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,TaxCost;Sharpe;IRR,Email>In-Person>Phone,true,23:45-07:15,64,89,70,66,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-07-09,Partial,v2.9.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A0250,Optimizer,144599,3497803,70654,5.9,4,12,US,Medium,NoDerivatives,,PennyStocks;PrivateCredit,1.5,26.9,12.6,Wealth:10y;Estate:20y,10,Concise,Shallow,TaxCost;IRR,Phone>App>Email,true,20:15-06:45,58,107,45,39,Brokerage;OpenBanking,7,None,AutoTransfer,2025-06-12,Success,v2.8.6,LimitOrderOnly,Enforce tax budget and position caps
A0251,Preserver,207974,858932,74743,4.1,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe,App>Email>Phone,false,20:30-07:45,73,151,67,62,Brokerage;CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-05-29,Success,v1.9.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0252,Optimizer,183052,892879,82210,9.9,3,12,US,Low,,NoFossilFuel,PennyStocks,1.8,27.4,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;IRR,Email>Chat>Phone,true,21:45-07:45,67,81,65,53,Brokerage;CreditBureau;OpenBanking,5,Human,Rebalance,2025-03-15,Success,v1.10.6,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A0253,Optimizer,85714,1310286,47010,12.5,1,10,US,Low,,,PennyStocks,1.8,26.2,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;TaxCost,App>Email>Chat>Phone,true,20:00-08:45,74,81,78,77,Brokerage;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-09-06,Success,v1.10.1,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A0254,Builder,30902,115305,5569,9.2,4,10,SG,Low,,,Crypto,1.4,13.7,8.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,MaxDD;TaxCost,In-Person>Email>App>Phone,true,20:45-06:00,59,120,57,51,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-01-25,Success,v2.10.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0255,Builder,92430,237248,10636,10.6,3,10,CA,Medium,,,LeveragedETFs;PrivateCredit,1.7,15.4,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;MaxDD,Email>Chat>In-Person>Phone,false,22:00-08:15,63,146,61,54,OpenBanking;Payroll,10,None,AlertAcknowledge,2025-07-22,Success,v1.8.4,NoIlliquids,Prioritize liquidity and down payment savings
A0256,Stabilizer,70696,159118,14895,4.7,3,10,IN,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,16.2,5.9,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Phone>Chat,true,23:00-06:45,56,125,42,40,OpenBanking,10,None,AutoTransfer,2025-06-28,Success,v1.8.8,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0257,Preserver,125026,1331300,79766,7.2,2,12,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,8.7,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>App>In-Person>Phone,false,22:15-08:45,74,220,71,62,Brokerage;OpenBanking,13,None,AutoTransfer,2025-09-12,Success,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0258,Builder,69695,214654,10519,9.2,4,10,US,Low,AccreditedOnly;NoShortSelling,ESGOnly,,1.8,17.7,7.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,IRR;MaxDD;TaxCost,Chat>Phone>In-Person>Email>App,false,23:45-07:30,73,130,74,69,OpenBanking;Payroll,8,None,AutoTransfer,2025-11-14,Partial,v2.9.3,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A0259,Optimizer,122372,2428592,57810,10.8,2,12,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.8,23.8,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,Sharpe;MaxDD;IRR,In-Person>App>Chat>Email,true,21:15-07:00,65,69,75,63,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-12-11,Success,v1.9.6,LimitOrderOnly,Enforce tax budget and position caps
A0260,Preserver,322368,1485182,96640,4.6,4,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Chat>In-Person>Phone>Email,true,20:45-06:15,75,163,83,75,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-07-22,Success,v2.8.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0261,Builder,65988,146171,8703,11.1,4,10,DE,Low,,NoWeapons,Crypto;LeveragedETFs,1.8,20.7,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,IRR;MaxDD,Chat>Email>App>Phone,false,23:15-08:45,59,146,59,58,OpenBanking,9,Hybrid,AutoTransfer,2025-02-25,Success,v1.8.1,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0262,Builder,61595,302725,8127,13.6,1,10,US,Medium,NoIlliquids,NoTobacco,,1.6,17.9,9.5,Home:3y;Retirement:30y,3,Directive,Shallow,TaxCost;Sharpe,Phone>App>In-Person,true,19:30-06:45,53,95,60,48,CreditBureau;OpenBanking,15,Human,PlanUpdate,2025-12-03,Success,v2.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0263,Preserver,94034,538248,40316,5.5,3,10,CA,Medium,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.6,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat>App,true,23:15-06:30,63,138,63,57,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-06-30,Success,v1.8.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0264,Preserver,78165,287776,10758,6.2,2,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,6.2,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost,Phone>In-Person>Chat>App,true,21:00-07:15,80,135,67,56,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-06-28,Success,v1.9.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0265,Builder,103317,450480,33358,7.5,4,12,US,Medium,AccreditedOnly,,,1.6,18.8,9.0,Home:3y;Retirement:30y,3,Directive,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>App,true,19:45-08:15,54,102,59,52,OpenBanking,10,Hybrid,AlertAcknowledge,2025-05-01,Success,v1.10.4,NoIlliquids,Prioritize liquidity and down payment savings
A0266,Preserver,85690,337377,50582,6.1,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>App>Email>In-Person,true,21:45-07:30,76,203,69,69,Brokerage;CreditBureau;OpenBanking;Payroll,8,None,AutoTransfer,2025-07-19,Success,v1.9.1,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0267,Preserver,127309,1313829,101742,5.7,3,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.1,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,Email>App>Phone>In-Person>Chat,false,22:30-06:15,81,162,71,68,Brokerage;CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-07-26,Success,v2.10.3,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0268,Preserver,110618,1240005,86140,3.9,4,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.4,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD,In-Person>App>Chat,true,23:45-06:30,83,198,73,74,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-12-14,Success,v2.9.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0269,Optimizer,221791,4942564,123807,11.7,2,12,US,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.5,19.3,12.0,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;MaxDD,App>In-Person>Email,true,23:45-08:45,63,85,61,61,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-02-23,Success,v1.10.8,LimitOrderOnly,Enforce tax budget and position caps
A0270,Preserver,116782,559646,48362,4.8,3,15,IN,Low,NoDerivatives;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,16.0,8.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>App,true,19:00-07:30,68,131,76,80,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-03-23,Partial,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0271,Builder,38329,128941,3978,10.4,4,10,CA,Medium,,,,1.5,14.7,7.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;Sharpe,App>In-Person>Chat>Phone,true,22:15-07:15,50,113,36,31,CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-04-28,Success,v2.9.1,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0272,Optimizer,62115,760511,24483,9.7,1,10,US,Low,,,PennyStocks,1.8,25.3,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;Sharpe,Phone>Email>In-Person>App>Chat,true,20:45-06:15,68,61,73,62,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-03-22,Success,v1.9.4,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0273,Builder,124712,448381,15591,12.6,1,12,US,Low,,,LeveragedETFs;PrivateCredit,1.7,21.1,9.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,IRR;MaxDD;Sharpe,Phone>In-Person>App>Chat>Email,true,22:30-07:30,73,113,69,65,CreditBureau;OpenBanking,16,None,AutoTransfer,2025-04-10,Success,v1.8.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A0274,Stabilizer,56632,229812,19525,5.3,3,10,US,High,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.6,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,App>In-Person>Chat,true,22:45-08:30,53,132,56,58,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-05-03,Success,v1.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0275,Optimizer,62298,508043,37508,10.5,2,10,IN,Low,,NoFossilFuel;ESGOnly,PennyStocks;PrivateCredit,1.8,15.8,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,Sharpe;TaxCost,Email>Chat>App,false,22:45-06:30,72,89,62,56,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-05-12,Success,v1.8.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A0276,Preserver,75519,452244,63772,5.3,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.4,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe,App>In-Person>Email,true,23:00-06:00,67,168,74,63,Brokerage;OpenBanking;Payroll,12,None,AutoTransfer,2025-03-30,Failed,v1.10.2,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0277,Optimizer,226910,5793279,206584,9.9,2,12,US,Medium,NoDerivatives;AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.5,25.3,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;IRR;TaxCost,Phone>Email>App>In-Person>Chat,true,20:45-06:45,57,64,50,39,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-02-15,Failed,v2.10.5,StopLossDisabled,Enforce tax budget and position caps
A0278,Builder,34923,26856,1551,13.8,2,10,CA,Low,,,PennyStocks;PrivateCredit,1.4,20.3,8.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,TaxCost;Sharpe,App>Phone>Chat,false,21:00-06:45,68,81,60,54,OpenBanking;Payroll,20,None,PlanUpdate,2025-02-11,Partial,v2.10.1,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0279,Optimizer,78178,855226,45556,8.0,4,10,US,Medium,,,PennyStocks,1.6,20.0,11.9,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;MaxDD;IRR,Chat>App>In-Person>Email>Phone,false,21:45-08:00,60,66,59,56,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-08-28,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A0280,Explorer,49017,284114,15489,17.5,4,10,CA,Low,,NoTobacco;NoFossilFuel,LeveragedETFs;PrivateCredit,2.0,21.6,15.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;IRR;MaxDD,Phone>Chat>Email,true,23:00-08:15,70,53,73,63,OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-02-15,Success,v2.10.9,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0281,Preserver,59845,401380,24084,3.7,4,10,UK,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,7.7,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD,Email>Phone>App>In-Person>Chat,false,19:45-06:15,83,168,82,82,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-06-04,Success,v2.8.7,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0282,Builder,38834,70550,5778,13.1,2,10,SG,Medium,NoShortSelling;AccreditedOnly,,,1.7,21.7,7.1,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;IRR;Sharpe,Chat>Email>App>Phone>In-Person,true,22:45-07:15,53,150,40,40,OpenBanking,9,Hybrid,AutoTransfer,2025-09-14,Success,v2.9.8,NoIlliquids,Prioritize liquidity and down payment savings
A0283,Stabilizer,38653,76751,7799,4.9,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,16.3,8.0,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe,App>In-Person>Phone>Chat>Email,true,22:00-08:45,65,126,74,68,OpenBanking,17,Hybrid,PlanUpdate,2025-06-12,Success,v1.8.9,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0284,Preserver,82086,1257928,76985,6.6,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>App,false,23:00-07:15,76,147,66,59,Brokerage;CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-01-18,Failed,v2.9.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0285,Preserver,85651,913347,61275,6.5,2,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>In-Person,true,23:15-08:30,72,175,67,60,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-05-22,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0286,Preserver,75130,539878,51133,6.9,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.4,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Phone>Chat,false,20:30-07:45,82,226,83,78,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-02-04,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0287,Preserver,50945,361601,19395,7.6,2,10,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.5,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>Chat>Email,true,20:00-07:00,69,127,57,56,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-02-20,Success,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0288,Builder,116308,312295,18800,11.0,3,15,IN,Low,NoIlliquids;NoShortSelling,NoWeapons;NoFossilFuel,,1.4,16.0,8.0,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;IRR;MaxDD,App>Chat>In-Person>Phone>Email,true,21:30-07:00,60,127,58,52,CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-09-01,Success,v1.9.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0289,Builder,36385,193189,3195,9.1,2,10,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.7,24.2,9.6,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR,Email>App>Chat>In-Person,false,22:00-07:00,71,110,67,56,CreditBureau;OpenBanking,11,None,Rebalance,2025-08-17,Partial,v2.10.7,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0290,Preserver,110328,646916,95053,5.0,3,12,US,Low,AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>App>Phone,true,23:30-06:00,71,181,74,70,Brokerage;CreditBureau;OpenBanking,10,Human,Rebalance,2025-01-03,Success,v2.9.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0291,Preserver,64221,313065,13612,3.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.9,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;MaxDD,Phone>In-Person>Chat>Email,true,21:30-07:00,67,238,68,62,Brokerage;OpenBanking,12,None,PlanUpdate,2025-05-14,Partial,v2.9.1,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0292,Builder,89388,207269,7324,7.8,4,10,DE,Low,AccreditedOnly,,,1.7,24.3,9.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;Sharpe;IRR,Email>Chat>App>Phone>In-Person,true,21:45-07:00,68,144,53,48,OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-05-23,Partial,v2.10.5,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0293,Stabilizer,109256,664351,44050,7.5,1,15,DE,Low,NoDerivatives;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,14.1,7.3,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Phone>Chat>App>Email>In-Person,true,19:15-06:30,56,152,51,51,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-10-01,Partial,v2.9.8,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0294,Preserver,69491,316964,39199,7.9,1,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.9,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email>Chat>App,false,20:00-07:00,64,188,69,58,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-12-21,Success,v1.8.2,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0295,Explorer,27842,166773,8713,17.9,4,10,DE,High,NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs,2.0,25.9,14.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,IRR;TaxCost,In-Person>Chat>Phone,true,19:00-07:30,59,72,65,65,CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-08-19,Success,v1.10.9,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0296,Builder,90499,254830,19311,10.0,4,10,UK,Low,NoShortSelling,,,1.4,22.7,11.9,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;TaxCost;IRR,Email>Phone>App,false,22:30-06:00,62,75,54,42,OpenBanking;Payroll,7,Human,AutoTransfer,2025-01-25,Success,v2.9.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A0297,Optimizer,308013,5734438,139870,6.5,4,12,US,Low,NoDerivatives,NoTobacco;NoWeapons,PennyStocks,1.5,19.1,12.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,IRR;TaxCost;MaxDD,App>Chat>In-Person,true,22:00-06:00,75,75,86,85,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-08-30,Success,v1.10.7,StopLossDisabled,Enforce tax budget and position caps
A0298,Stabilizer,87080,260254,25954,9.5,1,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.1,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email>Phone>App,false,23:30-08:00,52,126,44,48,OpenBanking,16,Human,Rebalance,2025-01-13,Failed,v2.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0299,Builder,71128,83135,10287,11.1,4,10,US,Low,NoIlliquids,NoTobacco,LeveragedETFs,1.6,18.4,8.0,Home:3y;Retirement:30y,3,Concise,Shallow,MaxDD;Sharpe,Chat>Phone>In-Person>Email>App,false,19:30-06:00,61,79,70,58,OpenBanking,14,Human,AlertAcknowledge,2025-10-04,Success,v2.8.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0300,Preserver,137023,899832,85709,7.5,2,12,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.0,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Chat>App>Email>Phone,true,23:00-06:00,70,189,78,79,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-11-12,Success,v2.8.3,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0301,Builder,93365,161455,9614,11.1,1,10,US,Low,AccreditedOnly,,,1.6,13.2,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,MaxDD;Sharpe;IRR,Email>In-Person>Chat>Phone,false,20:30-07:00,59,145,64,52,CreditBureau;OpenBanking,19,Human,AlertAcknowledge,2025-07-30,Partial,v2.10.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0302,Explorer,45567,136380,9847,20.7,2,10,US,Low,NoIlliquids,,PennyStocks,2.1,27.1,17.5,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,MaxDD;Sharpe,In-Person>Phone>Chat,true,20:30-06:45,63,58,55,53,OpenBanking,4,Hybrid,AlertAcknowledge,2025-07-14,Partial,v2.9.6,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0303,Preserver,75836,708321,55298,6.5,1,10,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.4,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>In-Person>Chat,false,23:30-08:00,79,237,89,88,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-07-18,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0304,Preserver,126051,617207,53756,7.7,1,12,US,Low,AccreditedOnly;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Email>Chat>App>Phone>In-Person,true,23:30-07:00,69,182,61,61,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-10-29,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0305,Preserver,93189,553944,66580,3.6,3,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe,Email>In-Person>App,true,21:00-06:00,76,135,70,62,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-08-08,Success,v1.8.9,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0306,Stabilizer,127131,515238,47017,8.0,3,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat,true,19:30-08:15,60,160,65,57,OpenBanking,11,None,Rebalance,2025-11-06,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0307,Builder,48196,282299,6938,9.7,4,10,AU,Medium,,ESGOnly;NoWeapons,,1.5,13.3,10.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>In-Person>Chat,true,22:00-07:30,66,108,68,68,CreditBureau;OpenBanking,17,Hybrid,AutoTransfer,2025-06-20,Success,v2.9.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0308,Builder,92760,276219,20550,9.7,4,10,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,Crypto,1.5,15.1,9.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;TaxCost,Chat>App>Phone>Email>In-Person,true,20:30-06:15,59,113,59,56,CreditBureau;OpenBanking,10,None,AutoTransfer,2025-12-21,Success,v1.9.1,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0309,Preserver,113216,1119832,73771,8.8,1,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.9,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>App,false,23:30-06:45,76,191,75,74,Brokerage;CreditBureau;OpenBanking,11,Hybrid,Rebalance,2025-05-02,Success,v2.8.2,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0310,Preserver,93847,950355,60726,4.6,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,11.8,7.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Phone>Email>Chat>App,true,20:00-07:45,78,166,66,56,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,PlanUpdate,2025-02-15,Success,v2.9.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0311,Stabilizer,119836,608131,61175,9.3,1,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,12.2,8.9,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Email>Phone,true,20:15-08:30,56,124,48,37,OpenBanking;Payroll,13,None,Rebalance,2025-05-08,Success,v2.9.7,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0312,Explorer,89862,227566,24298,22.4,1,10,US,Low,,NoTobacco,PennyStocks;PrivateCredit,1.8,25.5,12.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,TaxCost;MaxDD;IRR,Chat>App>Email,true,19:45-06:30,63,89,73,66,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-12-26,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0313,Optimizer,72949,1124474,35198,9.1,3,10,US,Low,NoShortSelling,,PennyStocks,1.9,20.8,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;Sharpe,In-Person>Chat>App>Phone,true,21:45-07:00,73,97,87,75,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-03-11,Success,v1.10.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A0314,Builder,88264,146374,11494,12.7,3,10,AU,Low,NoShortSelling;AccreditedOnly,,LeveragedETFs;PennyStocks,1.7,21.4,7.5,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;IRR,Phone>App>In-Person>Email>Chat,false,20:45-07:00,61,130,51,51,OpenBanking,9,Human,AutoTransfer,2025-06-08,Success,v2.9.2,NoIlliquids,Prioritize liquidity and down payment savings
A0315,Builder,122853,558009,17227,13.2,3,15,AU,Low,,ESGOnly;NoTobacco,,1.4,15.2,7.8,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;IRR;MaxDD,Phone>In-Person>Chat>Email>App,false,20:45-07:45,70,117,65,55,CreditBureau;OpenBanking,11,None,PlanUpdate,2025-10-11,Partial,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A0316,Optimizer,112958,644937,60014,8.6,3,12,US,Low,,,PennyStocks,1.6,26.3,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,TaxCost;IRR;MaxDD,Chat>Email>Phone>In-Person>App,true,22:00-08:15,74,114,70,70,Brokerage;OpenBanking;Payroll,5,Human,PlanUpdate,2025-10-24,Failed,v2.9.4,NoIlliquids,Enforce tax budget and position caps
A0317,Builder,59166,128682,5639,14.8,1,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoWeapons,,1.4,17.6,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;MaxDD;Sharpe,App>Chat>Email,true,21:00-06:00,57,100,42,31,CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-02-01,Success,v1.10.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0318,Builder,48955,237967,5587,12.4,2,10,US,Low,NoDerivatives,ESGOnly;NoFossilFuel,,1.6,21.6,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,TaxCost;IRR;MaxDD,Phone>In-Person>Email>App,false,22:30-06:00,72,78,82,78,CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-05-18,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A0319,Stabilizer,72713,496800,32173,7.3,1,10,US,Low,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>App>Chat>Email>In-Person,true,21:30-06:00,63,131,53,41,CreditBureau;OpenBanking,9,None,Rebalance,2025-12-09,Success,v2.9.7,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0320,Stabilizer,97558,145723,11016,5.8,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.3,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost,App>Email>Phone>In-Person>Chat,true,19:30-06:30,49,118,34,28,CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-11-17,Success,v1.8.3,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0321,Builder,45800,268131,12075,9.8,4,10,AU,Low,AccreditedOnly;NoIlliquids,,,1.8,21.5,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,MaxDD;TaxCost;IRR,Chat>In-Person>App>Email>Phone,true,23:30-06:00,67,115,57,54,CreditBureau;OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-03-06,Partial,v1.9.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0322,Optimizer,61501,674812,21371,8.1,1,10,US,Medium,,,PennyStocks;PrivateCredit,1.7,21.1,13.9,Wealth:10y;Estate:20y,10,Concise,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>In-Person,true,20:15-08:15,58,116,66,58,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,PlanUpdate,2025-07-24,Success,v1.9.2,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A0323,Builder,55877,114656,10432,15.2,1,10,SG,Medium,NoShortSelling;NoIlliquids,NoWeapons;ESGOnly,,1.5,23.4,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;Sharpe;MaxDD,In-Person>Chat>App,false,20:30-07:30,66,76,73,73,CreditBureau;OpenBanking;Payroll,19,None,AlertAcknowledge,2025-03-09,Success,v2.9.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A0324,Preserver,56846,505745,37723,3.7,4,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>In-Person>Email>App,true,22:45-06:00,70,184,60,52,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-12-20,Failed,v2.9.1,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A0325,Explorer,83738,653090,27724,21.1,2,10,US,Medium,NoIlliquids;AccreditedOnly,,PennyStocks,2.0,23.2,15.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,IRR;TaxCost;Sharpe,Chat>Phone>App,true,21:15-06:15,57,69,64,59,CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-03-16,Success,v1.10.9,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A0326,Stabilizer,61131,204060,22052,6.9,3,10,US,Low,NoDerivatives;AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.5,8.0,Retirement:15y;Emergency:1y,15,Directive,Shallow,MaxDD;Sharpe,App>Email>Phone,false,21:15-08:45,65,132,55,51,CreditBureau;OpenBanking,7,None,Rebalance,2025-07-04,Partial,v1.10.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0327,Stabilizer,34986,83975,9187,7.9,3,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,In-Person>Phone>Chat>App>Email,false,21:00-06:00,59,171,47,45,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-01-15,Partial,v2.10.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0328,Builder,56563,119185,14741,11.0,2,10,US,High,,,LeveragedETFs;PennyStocks,1.7,22.9,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;Sharpe,App>Phone>Email>In-Person>Chat,true,22:15-08:00,57,123,45,42,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-03-19,Success,v2.10.4,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A0329,Builder,60677,137504,10514,8.0,4,10,UK,Low,,,,1.5,13.7,8.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;IRR;MaxDD,Phone>Email>In-Person>App>Chat,true,20:00-06:45,62,134,67,65,OpenBanking,17,Human,Rebalance,2025-04-14,Success,v2.8.8,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A0330,Explorer,80992,560703,34877,17.6,4,10,US,Medium,,NoWeapons,,1.8,34.5,14.3,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;TaxCost,Phone>In-Person>Email>App>Chat,true,19:45-08:30,56,68,47,45,OpenBanking;Payroll,3,None,Rebalance,2025-05-27,Success,v1.8.2,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0331,Explorer,61981,251049,10306,15.9,3,10,US,Medium,,NoTobacco,,2.1,25.2,15.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,IRR;MaxDD,In-Person>App>Chat>Email,true,23:00-07:15,49,74,36,35,OpenBanking,5,Human,AlertAcknowledge,2025-08-06,Failed,v1.8.9,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0332,Builder,153418,518060,30077,12.5,2,15,IN,Low,NoShortSelling,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.6,24.0,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;IRR,In-Person>Phone>Chat>App>Email,true,23:00-08:45,61,142,62,52,CreditBureau;OpenBanking,12,Human,Rebalance,2025-04-21,Partial,v1.8.3,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A0333,Optimizer,93027,766733,46234,9.6,1,10,US,Medium,,ESGOnly;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.6,24.4,14.0,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;MaxDD,App>Phone>In-Person>Chat>Email,false,19:30-07:30,68,118,72,65,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-03-15,Success,v1.9.1,NoMargin,Enforce tax budget and position caps
A0334,Builder,64338,158818,10802,12.9,1,10,CA,Medium,NoIlliquids,NoTobacco,,1.7,22.5,11.2,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;TaxCost,Chat>Email>Phone>In-Person>App,true,22:30-06:15,57,77,51,42,OpenBanking,12,None,AlertAcknowledge,2025-03-21,Partial,v2.8.4,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A0335,Explorer,63176,214644,16009,13.8,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs,1.9,22.9,15.9,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,Sharpe;MaxDD;IRR,Email>Chat>Phone,true,21:15-06:15,61,50,54,42,OpenBanking;Payroll,3,None,AlertAcknowledge,2025-02-21,Success,v1.8.3,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0336,Builder,58268,97126,8326,13.3,2,10,AU,Medium,NoDerivatives;NoShortSelling,,Crypto;PrivateCredit,1.8,18.8,8.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,MaxDD;IRR;TaxCost,In-Person>Email>Chat>App>Phone,false,20:30-06:15,62,148,53,41,OpenBanking,14,None,Rebalance,2025-11-23,Success,v1.8.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A0337,Explorer,70551,468433,21046,13.4,4,10,US,Medium,AccreditedOnly;NoDerivatives,,PennyStocks,1.6,29.1,16.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,Sharpe;IRR;MaxDD,Phone>In-Person>Chat>App,false,19:00-06:45,54,52,65,56,CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-09-22,Partial,v1.8.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0338,Preserver,122576,761034,113091,7.7,2,12,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.8,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>In-Person>Email,true,20:45-07:15,67,213,69,68,Brokerage;OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-10-30,Success,v1.9.4,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0339,Builder,120939,345796,31023,11.7,3,12,US,High,,,LeveragedETFs,1.4,20.9,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;IRR,Email>App>Phone>In-Person>Chat,true,21:00-07:15,61,150,47,44,CreditBureau;OpenBanking;Payroll,18,Hybrid,AlertAcknowledge,2025-11-24,Partial,v1.9.3,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A0340,Preserver,52696,606874,21651,5.0,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost,In-Person>Phone>Chat>Email,true,19:30-07:15,75,138,78,81,Brokerage;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-06-29,Success,v2.9.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0341,Explorer,52593,256410,9825,15.0,1,10,AU,Medium,,ESGOnly,,2.0,31.3,16.4,Business:5y;Travel:2y,5,Collaborative,Medium,MaxDD;Sharpe,Email>Chat>App,true,22:00-07:00,61,53,49,37,CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-08-19,Partial,v1.8.5,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A0342,Builder,54095,244406,8356,9.1,2,10,AU,Low,,NoWeapons,,1.4,14.5,8.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;Sharpe,Email>App>Phone>Chat,true,20:15-06:15,58,111,47,40,OpenBanking,19,Hybrid,AlertAcknowledge,2025-01-05,Failed,v2.9.3,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0343,Stabilizer,108434,489014,43071,9.2,1,15,UK,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,15.0,7.7,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>App>Phone>Email,false,20:15-07:00,64,102,55,53,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-05-17,Partial,v2.10.4,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0344,Builder,56359,104528,12405,11.1,1,10,US,Low,,,Crypto;LeveragedETFs,1.7,19.5,7.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;Sharpe;MaxDD,Email>In-Person>Phone>Chat>App,true,21:30-06:30,64,149,60,48,OpenBanking,12,Hybrid,Rebalance,2025-10-15,Success,v1.9.3,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0345,Optimizer,46742,766867,23608,10.5,1,10,US,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoWeapons,PennyStocks,1.7,23.8,11.2,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;MaxDD,Email>App>Chat>In-Person>Phone,true,23:00-06:15,71,83,82,72,Brokerage;OpenBanking;Payroll,1,None,Rebalance,2025-02-10,Partial,v2.10.9,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A0346,Builder,68835,16894,2452,9.7,1,10,US,Low,NoShortSelling;NoIlliquids,ESGOnly;NoTobacco,PrivateCredit,1.6,21.6,7.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,MaxDD;TaxCost,In-Person>Chat>Email,false,20:15-07:00,59,90,62,60,CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-04-10,Partial,v2.8.1,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0347,Builder,65175,130984,9999,9.9,2,10,DE,Medium,,NoWeapons,,1.6,16.7,8.8,Home:3y;Retirement:30y,3,Collaborative,Deep,Sharpe;TaxCost;IRR,App>Email>Chat>Phone>In-Person,false,20:45-07:00,57,88,55,47,OpenBanking;Payroll,18,Hybrid,Rebalance,2025-06-23,Success,v1.9.6,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0348,Optimizer,131910,2573858,84662,4.8,4,15,AU,Low,,,PennyStocks;PrivateCredit,1.6,27.1,10.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,Sharpe;MaxDD,Chat>Email>App>Phone>In-Person,true,21:00-07:15,75,78,74,66,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-11-25,Partial,v1.8.3,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A0349,Builder,41436,120739,4756,8.3,4,10,US,Low,,NoFossilFuel,,1.4,23.5,9.4,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>Email,true,19:30-08:00,67,135,75,63,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-07-17,Success,v2.8.6,NoMargin,Prioritize liquidity and down payment savings
A0350,Builder,143424,332476,11836,10.3,1,15,UK,Medium,NoShortSelling;NoDerivatives,NoWeapons,,1.6,19.0,7.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;TaxCost,App>Chat>Phone>In-Person>Email,false,23:30-06:30,63,111,55,49,OpenBanking,17,Human,AutoTransfer,2025-01-08,Partial,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A0351,Builder,57197,162387,9134,9.5,3,10,SG,Low,NoDerivatives,NoTobacco;NoFossilFuel,LeveragedETFs,1.4,16.0,10.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;TaxCost,Chat>Phone>App>Email,false,21:30-06:00,61,93,67,66,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-10-03,Success,v2.9.6,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0352,Optimizer,109738,2399079,73337,10.4,4,12,US,Low,,,PennyStocks,1.8,22.2,12.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;IRR;Sharpe,App>In-Person>Chat>Phone>Email,true,21:15-06:00,75,78,65,56,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-04-28,Success,v2.8.8,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A0353,Preserver,68871,467229,29629,6.4,2,10,US,Low,AccreditedOnly;NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.5,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,App>Email>In-Person,false,19:15-06:30,77,173,74,77,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-06-06,Success,v2.10.2,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0354,Optimizer,75697,734988,44360,11.6,2,10,UK,Low,NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,1.6,19.1,11.4,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,Sharpe;TaxCost;IRR,Chat>Phone>App,true,19:45-07:30,71,83,63,62,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-05-18,Success,v2.10.1,NoIlliquids,Enforce tax budget and position caps
A0355,Preserver,60530,399000,33480,7.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.5,5.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,Chat>Email>App,false,22:45-06:00,68,213,69,66,Brokerage;CreditBureau;OpenBanking,12,None,PlanUpdate,2025-04-21,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0356,Builder,55437,76362,7834,9.7,3,10,US,Medium,,,PrivateCredit,1.6,16.5,10.5,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Chat>In-Person>Email,true,23:30-08:45,65,104,50,49,OpenBanking,18,None,AlertAcknowledge,2025-10-10,Partial,v1.8.4,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A0357,Preserver,67303,208578,11271,4.8,2,10,IN,High,NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Email>Chat>App,true,20:45-06:30,61,129,49,46,Brokerage;OpenBanking,14,None,PlanUpdate,2025-10-27,Success,v1.9.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0358,Preserver,224714,1345346,131385,5.5,3,15,CA,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,6.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Chat>Email>App>Phone,true,20:00-08:30,81,207,87,84,Brokerage;CreditBureau;OpenBanking,11,Hybrid,PlanUpdate,2025-11-01,Success,v2.9.9,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0359,Preserver,46379,373416,23333,4.3,4,10,UK,Medium,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.4,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD,Email>App>Chat>Phone>In-Person,true,20:15-06:45,64,135,74,65,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-01-12,Success,v1.8.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0360,Builder,39825,-8175,1000,12.0,1,10,US,Low,NoDerivatives,ESGOnly,PrivateCredit,1.5,15.3,10.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;Sharpe;IRR,In-Person>Chat>Phone>Email>App,false,22:00-06:45,63,143,69,68,OpenBanking,15,None,AlertAcknowledge,2025-01-02,Success,v2.10.3,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0361,Stabilizer,61784,284501,25237,6.7,3,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,11.1,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>App,false,22:15-08:45,68,146,70,68,OpenBanking,19,Human,AutoTransfer,2025-07-01,Success,v1.10.4,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0362,Builder,89596,217770,9437,12.0,3,10,US,Low,NoIlliquids,NoFossilFuel;NoTobacco,Crypto,1.4,19.7,8.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;MaxDD,App>Chat>Email>In-Person,true,22:45-06:45,64,79,65,56,OpenBanking;Payroll,11,None,AlertAcknowledge,2025-05-25,Partial,v2.9.3,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0363,Optimizer,98039,547068,43922,8.9,3,10,US,Medium,,,PennyStocks,1.4,27.9,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;MaxDD;TaxCost,Chat>In-Person>Phone,true,23:30-08:15,71,90,78,70,Brokerage;OpenBanking,6,Human,Rebalance,2025-06-16,Success,v1.9.6,LimitOrderOnly,Enforce tax budget and position caps
A0364,Optimizer,169055,1109207,42945,6.1,3,12,US,Low,AccreditedOnly,NoTobacco,PennyStocks,1.7,22.9,10.7,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Email>Chat,true,20:30-08:45,69,97,67,57,Brokerage;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-02-18,Partial,v1.10.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0365,Optimizer,73614,1354181,46933,8.4,1,10,US,Low,NoShortSelling,NoTobacco,PennyStocks,1.9,22.8,13.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,MaxDD;Sharpe;IRR,Email>Phone>Chat>In-Person>App,true,21:45-08:30,76,75,66,64,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-04-04,Success,v2.8.1,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0366,Preserver,101084,477163,61308,4.9,3,15,AU,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Chat>Phone>App>In-Person>Email,false,21:00-07:15,83,208,74,64,Brokerage;OpenBanking,8,None,PlanUpdate,2025-10-15,Failed,v2.10.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0367,Explorer,145047,707582,41589,12.9,3,15,SG,Medium,AccreditedOnly,NoWeapons;NoFossilFuel,,2.0,26.4,15.4,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,Sharpe;IRR,App>In-Person>Chat,false,23:30-06:45,61,71,71,60,CreditBureau;OpenBanking,3,None,Rebalance,2025-05-22,Failed,v2.10.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0368,Stabilizer,48705,102597,4005,8.4,2,10,DE,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>Chat>App>Phone,true,22:15-06:00,61,161,65,65,OpenBanking;Payroll,9,None,PlanUpdate,2025-11-23,Success,v1.10.7,NoMargin,Keep expenses buffer ≥ 4 months
A0369,Explorer,79921,504361,26863,14.9,4,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;ESGOnly,PennyStocks,2.0,33.5,18.0,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Email>App>Chat,true,21:45-07:45,60,83,60,55,OpenBanking,3,None,PlanUpdate,2025-10-06,Success,v2.8.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0370,Explorer,72628,263074,22624,13.3,3,10,US,Low,AccreditedOnly;NoDerivatives,ESGOnly;NoTobacco,LeveragedETFs;PennyStocks,1.9,22.6,12.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,IRR;TaxCost,Email>In-Person>App>Phone>Chat,false,22:15-07:30,55,67,49,42,OpenBanking,2,None,PlanUpdate,2025-09-12,Success,v2.9.7,LimitOrderOnly;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A0371,Builder,24024,91157,7389,10.1,1,10,US,Medium,,,PennyStocks,1.8,16.3,11.4,Home:3y;Retirement:30y,3,Directive,Medium,IRR;MaxDD;Sharpe,Email>Chat>In-Person>App,true,19:45-06:30,63,121,62,59,OpenBanking;Payroll,14,None,PlanUpdate,2025-09-21,Success,v2.10.5,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A0372,Explorer,50765,129195,6807,14.2,3,10,DE,Low,,,PennyStocks,2.0,31.4,13.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,IRR;TaxCost,Phone>App>In-Person>Email>Chat,true,20:00-06:00,54,85,51,43,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-05-19,Success,v2.10.8,NoMargin,Allow small experimental sleeve ≤ 3%
A0373,Optimizer,212261,2289575,117018,7.5,4,12,US,Medium,AccreditedOnly;NoDerivatives,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.6,27.6,12.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,TaxCost;IRR;Sharpe,Phone>In-Person>Email>App>Chat,true,22:30-06:15,70,66,73,68,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-02-18,Success,v1.10.4,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A0374,Explorer,70318,282881,15430,20.9,2,10,US,Medium,NoShortSelling;NoIlliquids,NoWeapons;NoTobacco,PennyStocks,2.0,21.3,12.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,Sharpe;MaxDD;IRR,Email>Phone>In-Person>Chat>App,true,19:45-06:45,65,82,60,54,CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-10-10,Success,v1.10.7,NoMargin,Allow small experimental sleeve ≤ 3%
A0375,Preserver,60784,964627,41712,7.8,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.9,8.3,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>Email,false,20:15-06:45,78,200,72,73,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-10-23,Failed,v1.9.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0376,Preserver,130132,882773,29480,6.4,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.2,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>Phone>Email,true,23:45-07:15,76,130,78,73,Brokerage;OpenBanking,5,None,AutoTransfer,2025-09-27,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0377,Optimizer,94886,1066121,45691,7.2,3,10,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.7,18.7,11.5,Wealth:10y;Estate:20y,10,Collaborative,Deep,IRR;TaxCost,App>Phone>Email>In-Person,false,23:30-08:30,66,114,71,64,Brokerage;OpenBanking,6,None,AutoTransfer,2025-01-17,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A0378,Builder,77809,421294,19274,11.6,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs,1.6,23.1,11.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;MaxDD,Phone>Email>App>Chat,false,19:30-07:45,69,75,70,64,CreditBureau;OpenBanking,20,Hybrid,AlertAcknowledge,2025-06-22,Success,v2.8.4,StopLossDisabled,Prioritize liquidity and down payment savings
A0379,Stabilizer,85674,374000,16322,9.0,2,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.3,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Chat>In-Person>Email>Phone,true,19:15-07:45,67,90,59,54,CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-02-05,Success,v1.9.9,NoMargin,Keep expenses buffer ≥ 4 months
A0380,Builder,39998,134694,5797,10.3,3,10,US,Medium,,,LeveragedETFs,1.5,17.5,11.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;Sharpe,Email>Chat>In-Person>Phone,true,20:00-07:15,64,90,58,49,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-09-08,Success,v2.8.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0381,Preserver,135392,1267218,142878,6.4,2,12,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,Chat>Phone>Email,false,21:45-07:15,71,154,61,51,Brokerage;CreditBureau;OpenBanking,6,None,PlanUpdate,2025-04-13,Failed,v2.10.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0382,Explorer,42050,250667,11804,21.4,3,10,CA,Low,,,PennyStocks;PrivateCredit,1.9,23.3,14.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;MaxDD;IRR,In-Person>App>Email>Phone>Chat,false,22:45-06:00,64,62,57,46,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-08-01,Success,v2.10.2,NoIlliquids,Allow small experimental sleeve ≤ 3%
A0383,Preserver,58552,318360,42963,5.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.4,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Email>App,true,21:00-07:30,83,209,92,93,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-09-07,Success,v2.8.6,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A0384,Explorer,44476,114233,12943,14.5,3,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly,LeveragedETFs;PrivateCredit,2.0,21.5,13.1,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,Sharpe;TaxCost,App>In-Person>Chat>Phone>Email,false,20:15-06:00,51,90,58,54,OpenBanking;Payroll,1,None,AlertAcknowledge,2025-05-17,Failed,v2.10.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A0385,Optimizer,101412,674208,28102,7.7,2,12,US,Medium,,NoTobacco;NoWeapons,PennyStocks,1.8,22.3,10.2,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;TaxCost,App>In-Person>Phone>Chat,true,19:30-08:15,64,88,72,66,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-05-27,Success,v1.9.6,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A0386,Builder,69510,-14199,1306,9.3,4,10,UK,Low,,ESGOnly;NoWeapons,Crypto;PennyStocks,1.8,16.6,9.0,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;Sharpe,In-Person>App>Email>Chat>Phone,true,23:00-08:00,60,142,59,59,CreditBureau;OpenBanking;Payroll,11,None,AlertAcknowledge,2025-04-26,Partial,v2.10.9,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A0387,Preserver,72472,682372,84069,8.3,1,10,US,Low,NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>Email>In-Person>Phone,true,21:00-07:15,68,222,55,54,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2024-12-28,Success,v2.10.8,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0388,Optimizer,174976,1595777,88595,6.4,3,15,CA,Low,AccreditedOnly,,PennyStocks,1.6,22.7,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;TaxCost,App>Phone>Email,false,19:45-07:00,76,60,71,69,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-05-23,Success,v2.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A0389,Stabilizer,81276,240131,29209,10.1,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,6.0,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost,Email>Phone>Chat>App,false,19:15-08:45,68,92,75,71,OpenBanking,8,None,PlanUpdate,2025-02-26,Failed,v1.8.5,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0390,Builder,48404,110319,5784,9.3,2,10,US,Low,,,PennyStocks,1.8,21.2,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Email>Phone>App,true,19:15-08:00,73,129,73,73,OpenBanking,8,Human,PlanUpdate,2025-08-08,Success,v2.9.2,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A0391,Optimizer,188056,3036286,103967,8.2,3,12,US,Low,NoIlliquids,NoWeapons;NoTobacco,PennyStocks,1.7,24.8,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;IRR;Sharpe,App>Chat>Email,true,22:00-07:45,62,76,51,49,Brokerage;OpenBanking,1,Hybrid,Rebalance,2025-01-03,Success,v1.9.2,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A0392,Stabilizer,119091,1003292,39696,5.6,3,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,16.0,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>App>Phone,true,22:30-08:30,57,145,53,47,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-05-02,Success,v1.8.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0393,Stabilizer,70161,225546,11312,6.9,1,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD,Phone>Email>In-Person>App,true,21:30-07:15,62,92,71,60,CreditBureau;OpenBanking;Payroll,19,Hybrid,Rebalance,2025-04-26,Success,v1.8.4,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0394,Optimizer,108283,2029294,62803,8.2,3,12,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.6,17.5,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,MaxDD;Sharpe,In-Person>App>Chat>Email,true,20:30-08:45,64,77,69,66,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-11-22,Partial,v2.8.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A0395,Preserver,48556,440146,31538,6.0,3,10,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,5.0,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Chat>App>Phone,false,21:45-08:15,75,182,81,76,Brokerage;OpenBanking;Payroll,14,Human,Rebalance,2025-09-15,Success,v2.10.7,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0396,Stabilizer,61626,192442,17773,10.1,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>Phone>Email,true,19:45-06:45,54,128,60,53,CreditBureau;OpenBanking,19,Hybrid,AutoTransfer,2025-11-19,Success,v2.10.6,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0397,Optimizer,104218,881990,31232,10.4,2,15,AU,Low,NoShortSelling,,PennyStocks,1.7,21.8,11.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,Sharpe;TaxCost,App>Email>Chat,true,22:15-08:00,64,85,57,56,Brokerage;OpenBanking;Payroll,7,None,AutoTransfer,2025-09-21,Success,v1.9.9,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A0398,Optimizer,136310,1545306,53780,11.6,1,12,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.7,18.2,14.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;IRR,In-Person>App>Email>Phone>Chat,true,19:15-07:45,64,96,61,49,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-02-01,Success,v2.8.6,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A0399,Preserver,92284,833786,45752,5.1,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.8,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD,In-Person>App>Chat,true,19:45-06:15,70,229,80,81,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-09-10,Success,v1.10.1,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0400,Stabilizer,81023,190669,13754,7.1,2,10,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.1,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;MaxDD,Phone>Email>In-Person>Chat>App,true,19:00-08:30,56,112,64,58,OpenBanking,20,Hybrid,Rebalance,2024-12-31,Partial,v1.8.9,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0401,Preserver,182341,2464815,107371,5.3,4,12,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.4,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>App>In-Person>Email>Chat,false,23:30-08:30,68,233,57,58,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-06-08,Success,v2.9.8,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0402,Stabilizer,58538,290243,22369,8.6,2,10,US,Low,NoIlliquids;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Phone>Chat>App>Email,true,19:15-06:45,67,125,74,75,OpenBanking,8,Human,Rebalance,2025-12-14,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0403,Optimizer,94326,1668775,38631,6.6,4,10,US,Medium,,NoWeapons,PennyStocks,1.9,18.0,11.4,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,TaxCost;IRR;MaxDD,Phone>Email>App>In-Person>Chat,false,19:00-07:30,62,100,53,45,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2024-12-26,Success,v1.10.3,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A0404,Optimizer,62656,593215,35276,10.2,1,10,US,Low,AccreditedOnly,,Crypto;PennyStocks,1.7,17.4,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,TaxCost;MaxDD,Email>Phone>In-Person,true,23:15-06:30,70,87,83,71,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-03-27,Success,v2.10.1,LimitOrderOnly,Enforce tax budget and position caps
A0405,Preserver,98374,637597,95440,3.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;Sharpe,Email>Phone>In-Person>Chat>App,true,19:30-06:45,72,193,60,48,Brokerage;OpenBanking;Payroll,8,Human,AutoTransfer,2025-07-26,Success,v2.10.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0406,Stabilizer,110223,470976,25949,5.6,4,12,US,Low,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,Phone>Chat>In-Person>Email,false,19:45-08:00,53,97,56,56,OpenBanking,16,None,Rebalance,2025-08-23,Partial,v1.8.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0407,Stabilizer,35050,242672,17624,7.4,2,10,US,Medium,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,10.0,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>Phone>In-Person>App,false,20:30-08:00,60,180,64,67,CreditBureau;OpenBanking,17,Hybrid,AlertAcknowledge,2025-11-21,Partial,v2.9.9,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0408,Preserver,75633,465835,57561,8.2,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.4,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,Chat>Phone>In-Person>App,true,20:30-08:30,67,218,77,75,Brokerage;OpenBanking,3,None,Rebalance,2025-01-24,Partial,v1.9.4,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0409,Builder,67250,10672,1105,10.2,4,10,US,Low,NoShortSelling,,Crypto;PrivateCredit,1.8,14.2,7.8,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,TaxCost;IRR;MaxDD,App>Chat>In-Person,true,22:45-08:00,70,85,68,65,OpenBanking,18,None,PlanUpdate,2025-04-20,Success,v1.9.8,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0410,Builder,97007,-34066,2177,10.2,3,10,US,Low,AccreditedOnly,NoWeapons;NoTobacco,LeveragedETFs;PrivateCredit,1.4,17.4,8.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR,Chat>Phone>In-Person>Email,true,21:00-06:30,62,149,70,67,OpenBanking,18,None,AutoTransfer,2025-12-01,Partial,v2.8.1,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A0411,Preserver,115052,586281,70200,6.7,1,12,US,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost,Email>In-Person>Phone>Chat,false,20:00-06:45,71,199,74,75,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-05-27,Partial,v1.10.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0412,Preserver,112441,908632,77432,4.5,4,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.1,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,App>Email>Phone,true,22:45-06:15,67,169,77,76,Brokerage;OpenBanking,12,None,Rebalance,2025-09-29,Success,v2.8.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0413,Optimizer,107779,822167,59142,11.6,1,12,US,Low,NoShortSelling;NoDerivatives,NoTobacco;NoWeapons,PennyStocks,1.5,21.5,9.1,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;TaxCost;Sharpe,In-Person>Email>App,true,22:45-08:15,73,88,82,74,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-09-12,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A0414,Preserver,119700,1002230,41975,7.6,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.4,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Phone>Email>Chat,true,20:30-06:45,71,231,59,48,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,AutoTransfer,2025-02-09,Failed,v1.9.7,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0415,Optimizer,200215,2023037,133659,8.8,4,12,US,Low,NoShortSelling,,PennyStocks,1.6,23.1,10.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,IRR;MaxDD;TaxCost,App>Email>In-Person>Chat>Phone,true,20:45-08:00,60,99,64,53,Brokerage;CreditBureau;OpenBanking,6,None,AutoTransfer,2025-10-14,Partial,v1.10.5,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A0416,Preserver,49831,721336,48894,5.7,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,MaxDD;TaxCost,App>In-Person>Phone,false,20:45-07:30,77,228,80,74,Brokerage;OpenBanking;Payroll,7,None,AutoTransfer,2025-05-22,Partial,v2.8.5,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0417,Preserver,132113,1361952,86459,8.1,1,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,5.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat>In-Person>Phone,false,22:00-08:30,70,177,73,76,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-06-30,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0418,Preserver,94892,755333,69986,4.9,4,10,US,Medium,NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.0,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,Email>In-Person>Phone,true,19:30-07:45,65,228,75,70,Brokerage;CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-06-07,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0419,Preserver,79857,627439,43170,5.0,3,10,SG,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,8.9,8.8,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>Phone>App,true,23:45-07:30,79,186,67,69,Brokerage;CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-12-23,Success,v1.8.4,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0420,Builder,22040,44613,2565,14.1,1,10,US,Low,NoDerivatives,,,1.7,22.5,9.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person>Chat,true,21:15-06:30,67,123,70,70,OpenBanking,18,Hybrid,Rebalance,2025-02-12,Success,v1.9.1,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A0421,Builder,35555,15433,1751,14.9,1,10,US,Low,,,Crypto;PrivateCredit,1.8,18.8,10.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;IRR,Email>In-Person>Phone,true,19:15-08:00,62,88,61,53,OpenBanking,17,None,AlertAcknowledge,2025-02-10,Success,v1.8.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0422,Optimizer,281821,1317388,41469,8.0,2,15,DE,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.5,24.2,10.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,TaxCost;IRR,Email>App>Chat,true,23:45-06:30,64,64,77,77,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-12-14,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A0423,Builder,48540,170929,12835,11.2,2,10,US,High,NoShortSelling;AccreditedOnly,,Crypto,1.5,13.1,11.4,Home:3y;Retirement:30y,3,Concise,Shallow,MaxDD;Sharpe;TaxCost,Phone>In-Person>App>Email,true,20:15-06:30,64,117,74,71,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-06-27,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A0424,Preserver,63965,594975,54688,5.1,4,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,14.2,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,Email>In-Person>Chat>App>Phone,false,19:15-08:45,69,227,79,82,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-01-22,Success,v1.8.9,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0425,Stabilizer,60373,224394,25975,6.5,3,10,DE,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,App>In-Person>Phone,false,21:15-07:30,60,126,62,56,CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-02-11,Failed,v1.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0426,Optimizer,83068,573593,24900,8.8,1,10,US,Low,NoShortSelling;NoDerivatives,,LeveragedETFs;PennyStocks,1.8,19.4,12.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;IRR,In-Person>Chat>Email>Phone>App,true,20:00-07:00,62,61,54,52,Brokerage;OpenBanking,2,None,PlanUpdate,2025-09-24,Success,v1.8.6,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A0427,Optimizer,128306,817162,82867,8.8,3,15,AU,Low,AccreditedOnly;NoIlliquids,NoFossilFuel,LeveragedETFs;PennyStocks,1.8,19.3,12.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;TaxCost,In-Person>Email>Phone>App>Chat,false,21:00-08:15,69,90,67,59,Brokerage;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-02-03,Success,v1.9.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A0428,Preserver,181097,2894276,113450,4.1,4,15,CA,Medium,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>Email>App>In-Person,false,20:30-06:45,74,189,65,63,Brokerage;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-01-21,Success,v2.8.3,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0429,Builder,50818,190007,6114,12.4,2,10,US,Medium,NoDerivatives,,,1.5,20.3,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,TaxCost;MaxDD,Email>Chat>In-Person>Phone,true,22:45-06:00,59,97,69,69,OpenBanking,15,Human,AutoTransfer,2025-11-13,Success,v1.9.4,NoMargin,Prioritize liquidity and down payment savings
A0430,Preserver,105000,1347283,105542,5.0,2,15,AU,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,11.3,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Phone>App>In-Person>Chat,true,19:45-06:30,68,228,54,49,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-05-28,Failed,v2.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0431,Builder,39487,162734,4256,11.8,1,10,US,Low,,NoWeapons;NoFossilFuel,,1.7,18.1,10.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;TaxCost,Chat>Phone>Email>App>In-Person,false,19:30-08:45,66,108,52,42,CreditBureau;OpenBanking,18,Hybrid,PlanUpdate,2025-04-14,Failed,v1.9.8,StopLossDisabled,Prioritize liquidity and down payment savings
A0432,Explorer,131147,710902,27206,14.8,3,12,US,Low,,NoTobacco;NoWeapons,,2.0,21.7,13.1,Business:5y;Travel:2y,5,Concise,Medium,IRR;MaxDD,Chat>In-Person>Email>App>Phone,true,22:45-08:15,57,56,60,51,CreditBureau;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-12-17,Success,v1.9.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0433,Stabilizer,79173,317682,29862,6.8,4,10,US,High,AccreditedOnly;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,12.1,5.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>App>Phone>In-Person,true,21:45-06:00,55,144,42,41,OpenBanking;Payroll,9,Human,PlanUpdate,2025-10-13,Success,v2.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0434,Builder,40667,76656,8458,9.9,3,10,US,Low,,NoWeapons;NoFossilFuel,,1.8,24.4,11.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;Sharpe,Email>Chat>In-Person>Phone,true,23:45-07:15,67,70,60,60,OpenBanking,20,None,AlertAcknowledge,2025-09-27,Success,v2.10.6,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A0435,Preserver,141736,623912,70650,7.8,2,12,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,17.9,8.8,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>In-Person,true,22:00-06:45,69,202,62,63,Brokerage;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-08-14,Success,v1.8.3,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0436,Preserver,159531,2374549,98266,7.1,3,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Phone>Chat>Email>App,true,19:00-06:30,74,234,60,57,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-11-09,Success,v1.10.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0437,Explorer,71157,258074,20151,20.8,1,10,US,Low,,NoFossilFuel,PennyStocks,2.1,33.2,12.5,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;IRR,Phone>In-Person>App,false,21:00-06:30,69,66,70,63,OpenBanking,2,None,AutoTransfer,2025-08-17,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0438,Explorer,31642,174223,9800,16.5,1,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco;ESGOnly,Crypto;PennyStocks,1.7,20.2,12.9,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,MaxDD;Sharpe;IRR,Phone>App>Email>Chat,true,22:30-06:30,65,47,72,70,CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-04-29,Success,v2.9.4,NoMargin,Allow small experimental sleeve ≤ 3%
A0439,Explorer,147757,301028,14586,16.0,4,12,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,PennyStocks,1.9,24.7,13.8,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,IRR;TaxCost,Email>Phone>Chat>In-Person,true,20:45-08:00,69,57,81,76,CreditBureau;OpenBanking,4,None,PlanUpdate,2025-07-10,Success,v2.8.2,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0440,Preserver,111753,890530,34931,6.3,1,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,5.8,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe,Chat>Email>Phone,true,23:45-08:00,70,135,65,56,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-11-20,Success,v2.10.5,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0441,Preserver,157657,1124310,69939,4.2,4,12,US,Low,NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,6.8,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>App>Phone>Email,false,20:15-08:00,81,138,87,92,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,Rebalance,2025-07-26,Success,v1.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0442,Stabilizer,58024,148881,13281,9.3,1,10,UK,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Phone>Email,true,19:00-08:00,44,109,37,35,CreditBureau;OpenBanking,20,Hybrid,PlanUpdate,2025-11-11,Failed,v2.10.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0443,Preserver,84166,564660,55742,5.5,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,15.8,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;TaxCost,Phone>Chat>Email,true,22:00-06:45,78,157,64,62,Brokerage;OpenBanking,14,None,AlertAcknowledge,2025-01-21,Success,v1.10.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0444,Builder,69543,229024,7536,11.7,3,10,UK,Low,,NoTobacco,Crypto,1.6,16.8,10.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>App>In-Person>Email>Chat,true,22:45-07:15,59,96,47,45,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-08-11,Success,v1.9.8,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0445,Builder,109210,142314,15839,12.4,2,12,US,Low,AccreditedOnly,ESGOnly;NoWeapons,,1.4,14.4,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,MaxDD;TaxCost;IRR,App>In-Person>Phone,true,21:00-07:30,59,99,60,56,OpenBanking,16,None,AutoTransfer,2025-10-08,Success,v1.9.9,NoPennyStocks,Prioritize liquidity and down payment savings
A0446,Optimizer,129507,2135325,61816,9.1,3,15,SG,Low,,,PennyStocks;PrivateCredit,1.7,24.9,11.5,Wealth:10y;Estate:20y,10,Directive,Shallow,MaxDD;TaxCost,In-Person>Chat>Phone>App,true,20:45-07:00,71,103,61,49,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-09-02,Success,v2.10.5,LimitOrderOnly,Enforce tax budget and position caps
A0447,Optimizer,64317,591718,33818,8.4,1,10,US,High,,ESGOnly;NoFossilFuel,PennyStocks;PrivateCredit,1.8,24.8,9.8,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe,Phone>In-Person>Chat,false,21:00-06:30,67,107,67,59,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AutoTransfer,2025-05-26,Partial,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A0448,Builder,74450,211011,12857,13.1,2,10,AU,Low,NoDerivatives;NoShortSelling,,,1.7,20.4,7.1,Home:3y;Retirement:30y,3,Educational,Medium,IRR;MaxDD;TaxCost,App>Phone>In-Person>Chat>Email,true,20:00-08:00,59,133,66,59,CreditBureau;OpenBanking;Payroll,11,Human,Rebalance,2025-12-24,Success,v2.8.1,StopLossDisabled,Prioritize liquidity and down payment savings
A0449,Optimizer,272329,5443975,221897,10.5,1,12,US,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.8,19.2,13.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;IRR;MaxDD,Email>Chat>Phone,true,19:30-08:00,75,72,76,71,Brokerage;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-12-15,Failed,v1.9.6,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0450,Builder,68159,268511,9821,10.4,2,10,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.7,13.9,10.4,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;Sharpe,Email>Phone>Chat>In-Person>App,true,19:45-06:00,72,110,73,73,CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-03-24,Success,v1.8.2,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A0451,Optimizer,128629,1833265,61115,6.8,4,12,US,Low,AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,1.5,17.3,12.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,IRR;Sharpe;MaxDD,Phone>Chat>Email,true,20:30-06:45,75,65,65,55,Brokerage;OpenBanking;Payroll,2,Human,PlanUpdate,2025-01-17,Success,v2.9.7,PauseWhenVIX>30,Enforce tax budget and position caps
A0452,Optimizer,64133,1051153,31062,8.1,1,10,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.7,15.9,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe,Email>App>In-Person>Phone,false,19:45-06:45,63,85,62,60,Brokerage;CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-01-23,Success,v1.10.2,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0453,Explorer,35194,140350,4989,13.5,3,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;PennyStocks,2.0,23.7,13.4,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,IRR;Sharpe;TaxCost,Email>App>Chat>Phone,false,19:15-07:00,54,69,50,44,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-03-26,Failed,v1.9.1,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0454,Optimizer,87654,849521,61267,10.7,2,10,US,Low,,NoFossilFuel;NoTobacco,PennyStocks,1.7,20.3,11.0,Wealth:10y;Estate:20y,10,Concise,Deep,Sharpe;TaxCost;MaxDD,Email>Phone>Chat>App>In-Person,true,23:15-08:15,62,93,65,61,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-02-12,Partial,v2.9.9,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A0455,Stabilizer,63758,195646,7497,4.9,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.2,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Phone>Email,true,21:15-07:00,58,94,52,46,CreditBureau;OpenBanking,13,None,PlanUpdate,2025-03-15,Failed,v1.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0456,Preserver,102911,450692,16480,6.4,2,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,6.2,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,Phone>In-Person>Email>App>Chat,false,22:00-08:45,76,164,76,71,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-08-29,Success,v1.10.5,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A0457,Stabilizer,78409,150429,8110,4.9,4,10,UK,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,App>Phone>In-Person>Email>Chat,true,22:15-06:45,68,136,72,68,CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-10-20,Success,v1.10.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0458,Preserver,187355,1511331,105831,7.9,1,15,IN,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,7.5,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat,false,19:45-07:30,76,238,66,64,Brokerage;CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-02-19,Success,v2.10.3,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0459,Builder,67941,225614,7496,10.4,2,10,CA,Medium,NoIlliquids,NoWeapons,,1.7,18.8,9.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;TaxCost;IRR,In-Person>Phone>Email>Chat,true,21:00-08:00,69,95,78,74,OpenBanking,20,None,PlanUpdate,2025-03-10,Partial,v2.10.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A0460,Preserver,151110,2550136,150346,5.0,4,12,US,Low,NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD,App>Chat>Email>In-Person,true,20:00-07:15,69,210,58,58,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-08-15,Success,v1.10.3,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0461,Explorer,65010,333707,14257,13.7,4,10,DE,Low,,NoFossilFuel;ESGOnly,PennyStocks,2.0,23.8,14.0,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,TaxCost;IRR;Sharpe,In-Person>Email>Phone,false,21:30-07:45,65,70,71,65,CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-07-31,Success,v1.8.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0462,Optimizer,248811,2398378,104986,6.1,4,12,US,High,AccreditedOnly;NoIlliquids,,PennyStocks;PrivateCredit,1.5,24.4,12.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;Sharpe;MaxDD,App>In-Person>Phone>Email>Chat,true,19:45-06:00,63,78,51,41,Brokerage;OpenBanking,5,Human,Rebalance,2025-12-10,Partial,v1.8.2,NoPennyStocks,Enforce tax budget and position caps
A0463,Preserver,46715,225423,15133,4.7,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,5.4,Retirement:15y;Emergency:1y,15,Directive,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>App>Chat>Email,false,22:30-08:15,78,202,73,68,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-10-09,Failed,v1.9.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0464,Explorer,50542,147509,12384,15.3,3,10,US,Low,NoIlliquids;NoShortSelling,,,1.7,33.4,15.4,Business:5y;Travel:2y,5,Educational,Deep,IRR;MaxDD;TaxCost,Phone>Email>Chat>In-Person,true,19:30-08:45,66,45,61,52,CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2024-12-30,Success,v1.9.2,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0465,Preserver,146270,2242228,148768,7.5,1,15,IN,Low,NoShortSelling;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,8.5,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost,Email>App>Chat>In-Person>Phone,true,19:45-08:15,73,158,63,58,Brokerage;OpenBanking,12,Human,AutoTransfer,2025-08-26,Success,v2.9.4,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0466,Explorer,61253,208079,14012,18.5,2,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,2.0,32.0,15.5,Business:5y;Travel:2y,5,Collaborative,Medium,Sharpe;TaxCost,In-Person>App>Chat>Email>Phone,false,19:00-07:00,57,77,44,34,CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-11-06,Success,v2.9.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A0467,Builder,100628,247822,10224,8.1,4,15,UK,Medium,,,LeveragedETFs;PennyStocks,1.4,13.5,9.9,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,TaxCost;MaxDD,Email>App>Phone>In-Person>Chat,true,23:30-08:15,64,118,62,55,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-03-09,Success,v2.8.6,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A0468,Explorer,78690,399775,20462,22.5,1,10,US,Low,NoIlliquids;NoDerivatives,NoTobacco;NoWeapons,PennyStocks;PrivateCredit,1.8,29.6,12.5,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,TaxCost;Sharpe;IRR,App>Email>Phone>In-Person,true,21:30-06:30,54,85,49,48,CreditBureau;OpenBanking,2,Human,Rebalance,2025-01-13,Partial,v2.10.5,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A0469,Builder,101280,238303,9959,9.6,2,12,US,Low,AccreditedOnly,NoWeapons,Crypto;PennyStocks,1.5,21.7,11.0,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;Sharpe,In-Person>Phone>Email>App,true,20:30-08:15,64,95,74,63,OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-09-13,Success,v1.8.1,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A0470,Optimizer,163821,1875040,109053,7.9,3,12,US,Low,,ESGOnly;NoWeapons,PennyStocks,1.5,21.1,9.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,Sharpe;TaxCost;MaxDD,In-Person>App>Email,true,20:45-08:30,60,101,60,58,Brokerage;OpenBanking;Payroll,7,None,Rebalance,2025-12-08,Failed,v2.9.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0471,Stabilizer,97045,260126,15977,8.9,1,10,US,Medium,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.2,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Phone>Email>Chat>In-Person>App,false,22:15-08:15,61,131,61,56,CreditBureau;OpenBanking,7,Human,Rebalance,2025-03-03,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0472,Stabilizer,136876,885358,64492,6.2,4,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,Phone>Chat>App>In-Person,false,23:30-06:45,55,97,44,41,OpenBanking,19,Human,AlertAcknowledge,2025-12-05,Success,v1.9.6,NoMargin,Keep expenses buffer ≥ 4 months
A0473,Builder,103147,133864,10258,10.5,3,15,AU,Medium,,NoFossilFuel;NoWeapons,,1.4,19.1,10.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,MaxDD;TaxCost,App>In-Person>Phone>Chat,true,19:15-08:45,60,83,59,58,OpenBanking,15,None,PlanUpdate,2025-03-07,Success,v2.8.1,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A0474,Builder,103488,174812,23124,7.7,4,12,US,Low,,,Crypto,1.6,22.1,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;Sharpe;IRR,Phone>In-Person>Chat>App,false,19:00-06:30,66,121,71,63,OpenBanking;Payroll,11,None,AlertAcknowledge,2025-05-15,Success,v1.8.8,StopLossDisabled,Prioritize liquidity and down payment savings
A0475,Preserver,99525,728647,55680,5.8,1,10,SG,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.0,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD,App>Chat>Email>In-Person>Phone,true,23:45-06:45,74,159,79,73,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-02-26,Success,v1.8.2,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0476,Optimizer,90135,766489,62783,11.2,1,10,US,Low,,ESGOnly,PennyStocks,1.7,19.3,13.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;MaxDD,Email>App>Phone>Chat>In-Person,true,21:45-08:15,63,101,76,66,Brokerage;OpenBanking,5,Human,Rebalance,2025-04-30,Partial,v1.10.3,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A0477,Optimizer,86700,834188,56613,4.9,4,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.9,21.1,13.4,Wealth:10y;Estate:20y,10,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Phone>Email>Chat,true,19:45-06:00,74,86,87,81,Brokerage;OpenBanking,2,Hybrid,PlanUpdate,2024-12-30,Success,v1.10.3,NoMargin,Enforce tax budget and position caps
A0478,Explorer,92774,-81249,2680,14.9,2,10,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.7,28.7,15.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,MaxDD;Sharpe,Email>Phone>Chat>App,true,22:45-06:15,66,59,61,60,CreditBureau;OpenBanking,4,None,PlanUpdate,2025-02-19,Success,v2.9.4,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0479,Stabilizer,26261,164153,14037,8.3,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,Chat>Email>In-Person>App,true,19:15-06:00,48,161,33,28,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-01-03,Success,v1.8.8,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0480,Optimizer,62718,860716,36026,7.0,4,10,UK,Low,,,PennyStocks;PrivateCredit,1.6,22.5,11.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD;Sharpe,Email>Chat>Phone,false,21:30-07:15,63,94,54,54,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-05-08,Success,v2.9.9,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A0481,Stabilizer,48797,177543,5940,5.3,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.9,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Chat>Email>Phone,true,19:30-07:30,66,115,73,61,OpenBanking;Payroll,10,None,Rebalance,2025-04-22,Success,v2.10.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0482,Builder,59193,103883,5336,8.3,3,10,DE,High,,,Crypto,1.7,13.5,11.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,TaxCost;MaxDD;IRR,Chat>App>Phone>In-Person>Email,true,20:15-06:30,58,136,47,36,OpenBanking,17,Hybrid,AutoTransfer,2025-04-13,Partial,v1.8.2,NoMargin,Prioritize liquidity and down payment savings
A0483,Optimizer,32347,372943,11027,11.3,2,10,US,Medium,,ESGOnly;NoTobacco,PennyStocks,1.7,19.3,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,IRR;Sharpe;TaxCost,In-Person>App>Email>Chat,true,23:15-06:45,67,61,75,74,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-08-28,Success,v2.8.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0484,Optimizer,226242,2892241,191655,7.5,2,12,US,Low,NoShortSelling,NoWeapons,PennyStocks,1.9,21.0,11.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;IRR;Sharpe,Phone>Chat>App,false,22:15-07:30,63,94,58,48,Brokerage;CreditBureau;OpenBanking,4,None,PlanUpdate,2025-08-21,Success,v2.9.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0485,Optimizer,162769,809468,55091,11.9,1,12,US,Medium,,,PennyStocks,1.7,23.9,12.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,TaxCost;IRR,Chat>In-Person>Email>App>Phone,false,21:45-07:30,64,82,62,54,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-05-22,Partial,v1.8.4,NoMargin,Enforce tax budget and position caps
A0486,Optimizer,325231,2094563,158191,7.5,4,12,US,High,NoDerivatives,NoFossilFuel,PennyStocks,1.6,22.2,13.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,TaxCost;Sharpe;IRR,App>In-Person>Email,true,21:45-07:15,58,91,47,37,Brokerage;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-10-17,Partial,v2.9.9,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0487,Explorer,106723,240295,13666,19.8,3,12,US,Medium,NoDerivatives,,LeveragedETFs;PrivateCredit,2.0,30.6,17.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;MaxDD;IRR,Chat>Email>Phone>In-Person,false,21:30-07:30,58,80,70,66,OpenBanking,3,Hybrid,AlertAcknowledge,2025-01-24,Failed,v1.9.9,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A0488,Builder,105205,101315,3054,13.1,1,15,AU,Medium,NoDerivatives,,PennyStocks;PrivateCredit,1.4,15.0,8.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;MaxDD;TaxCost,Chat>App>Phone>In-Person,true,19:00-06:30,60,138,45,43,CreditBureau;OpenBanking,15,Human,AutoTransfer,2025-04-16,Success,v1.9.1,NoMargin,Prioritize liquidity and down payment savings
A0489,Builder,182189,302711,36554,11.7,4,15,AU,Low,,,PrivateCredit,1.6,23.3,10.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,IRR;TaxCost,Phone>Chat>App>Email,true,23:15-08:00,68,82,72,67,OpenBanking;Payroll,8,None,PlanUpdate,2025-01-05,Success,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0490,Builder,51178,168857,8514,11.0,2,10,CA,Low,NoDerivatives;NoIlliquids,NoWeapons,Crypto;LeveragedETFs,1.4,13.2,10.4,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;IRR;Sharpe,App>Email>Phone>Chat,true,19:30-08:30,62,100,59,49,CreditBureau;OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-01-09,Success,v1.9.6,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A0491,Builder,33639,105057,5515,10.0,4,10,US,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs,1.4,16.9,10.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;Sharpe,Email>App>Chat,true,21:15-06:30,65,140,59,48,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-08-30,Failed,v1.8.8,NoPennyStocks,Prioritize liquidity and down payment savings
A0492,Preserver,89954,770477,67936,3.9,4,10,US,Low,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,8.7,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>App>Email,true,22:15-07:00,81,233,91,87,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-04-16,Success,v2.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0493,Stabilizer,51715,168794,21670,8.1,1,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,In-Person>Email>Chat>App,false,21:45-07:45,64,98,66,55,OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-11-16,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0494,Preserver,89077,328398,47196,6.7,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Email>Chat>App,true,20:45-06:00,72,175,73,65,Brokerage;OpenBanking,8,Hybrid,AlertAcknowledge,2025-02-12,Failed,v1.8.2,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0495,Builder,41249,104539,5150,7.3,4,10,CA,Low,NoDerivatives,ESGOnly,Crypto;PrivateCredit,1.4,14.6,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>App>Email,true,22:15-08:00,61,130,66,60,OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-02-25,Success,v2.10.8,NoMargin,Prioritize liquidity and down payment savings
A0496,Stabilizer,92828,439208,38268,6.4,1,10,US,High,AccreditedOnly;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,App>Phone>Email,true,23:45-06:15,50,153,57,58,OpenBanking,15,Hybrid,Rebalance,2025-05-23,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0497,Explorer,83353,664394,33157,18.4,3,10,UK,Low,NoShortSelling,NoTobacco;NoWeapons,PennyStocks,1.7,21.9,14.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;MaxDD,Email>In-Person>App>Phone>Chat,true,23:45-07:00,65,86,53,42,CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-02-06,Failed,v1.10.3,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0498,Stabilizer,72308,342097,25527,6.7,3,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD,In-Person>Phone>Chat>App,true,23:00-07:30,68,138,62,63,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-04-14,Partial,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0499,Preserver,111818,381538,27666,6.2,4,12,US,Low,AccreditedOnly;NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,App>In-Person>Phone>Chat,true,19:15-07:00,68,196,78,78,Brokerage;OpenBanking,11,None,AutoTransfer,2025-02-22,Success,v2.10.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0500,Explorer,62073,188489,17299,16.4,2,10,UK,Low,,,Crypto;PrivateCredit,1.7,24.8,17.4,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,Sharpe;MaxDD,Phone>Email>Chat>App,true,19:15-07:45,67,89,77,71,OpenBanking,7,None,PlanUpdate,2025-01-21,Success,v1.9.1,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0501,Optimizer,175609,1105053,37513,6.6,3,12,US,Low,AccreditedOnly;NoDerivatives,,PennyStocks;PrivateCredit,1.7,26.5,11.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,MaxDD;IRR;Sharpe,In-Person>App>Email,false,19:00-06:00,72,79,66,64,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-06-24,Success,v1.10.5,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A0502,Stabilizer,75301,332998,34879,5.2,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;Sharpe,App>Phone>Chat>Email>In-Person,false,22:15-08:00,48,92,33,31,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-02-01,Partial,v2.9.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0503,Optimizer,105585,608836,32012,6.6,4,12,US,Low,,NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.7,27.6,12.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,MaxDD;TaxCost;IRR,App>Chat>Phone,true,20:30-07:00,65,68,73,67,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-12-01,Success,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A0504,Preserver,143176,1500434,84669,8.4,1,12,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Chat>App>Phone>In-Person,true,22:15-07:00,78,159,74,80,Brokerage;CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-01-19,Success,v1.10.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0505,Builder,116700,156365,5726,11.8,2,12,US,Medium,,ESGOnly;NoWeapons,,1.8,17.0,9.7,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;Sharpe,App>In-Person>Email,true,20:00-06:45,57,92,60,54,OpenBanking,13,None,PlanUpdate,2025-11-21,Success,v2.9.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0506,Builder,120795,531066,13306,12.7,1,12,US,Low,AccreditedOnly,NoWeapons,,1.6,17.7,10.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;TaxCost;IRR,Phone>In-Person>Chat>Email,false,23:45-08:30,72,141,80,72,CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-06-30,Success,v1.9.4,StopLossDisabled,Prioritize liquidity and down payment savings
A0507,Optimizer,73486,345545,17155,10.0,3,10,US,Low,,NoWeapons,PennyStocks,1.7,22.8,11.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;MaxDD,Chat>Phone>In-Person,true,19:15-06:45,69,86,80,69,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-09-02,Success,v2.9.2,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A0508,Builder,52025,72320,4765,8.7,4,10,SG,Low,,NoWeapons,,1.4,14.9,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;IRR;MaxDD,Phone>In-Person>Email,true,23:30-07:00,58,83,49,42,CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-06-04,Success,v1.8.6,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A0509,Preserver,49981,432669,29863,6.0,2,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe,Email>App>Chat>Phone>In-Person,true,23:00-06:15,83,191,85,80,Brokerage;CreditBureau;OpenBanking,14,None,PlanUpdate,2025-09-06,Success,v2.9.1,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0510,Preserver,89731,245605,20846,5.2,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Phone>Chat,true,19:45-06:45,55,168,45,41,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-03-26,Success,v2.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0511,Preserver,116593,1050269,75610,6.0,2,15,SG,Medium,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.5,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,App>Chat>Email,true,19:15-07:00,74,139,63,57,Brokerage;CreditBureau;OpenBanking,5,None,AutoTransfer,2025-03-29,Success,v2.10.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0512,Preserver,93608,1217614,45004,5.6,2,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.1,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>App>Phone>In-Person,true,23:30-07:45,69,239,54,53,Brokerage;CreditBureau;OpenBanking,11,Hybrid,PlanUpdate,2025-06-11,Success,v1.8.2,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0513,Stabilizer,164547,1502912,49586,10.0,1,12,US,Medium,AccreditedOnly,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,13.5,8.0,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person>App,true,23:15-07:30,52,92,39,39,OpenBanking,9,Hybrid,AutoTransfer,2025-07-20,Partial,v2.10.5,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0514,Preserver,83923,419726,61475,4.5,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,8.3,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,Phone>In-Person>Email,true,22:30-06:15,70,141,61,63,Brokerage;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-09-19,Partial,v1.10.6,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0515,Builder,40545,96694,12221,10.3,3,10,US,Medium,NoDerivatives;NoShortSelling,,,1.5,17.4,11.1,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;IRR;MaxDD,Phone>Chat>App,true,19:30-08:00,67,149,57,46,CreditBureau;OpenBanking,15,None,Rebalance,2025-08-23,Success,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A0516,Builder,85461,428963,8201,10.3,1,10,US,Low,,ESGOnly,PennyStocks,1.5,24.6,11.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;TaxCost;MaxDD,Phone>Email>Chat>App,true,23:00-08:45,61,102,65,61,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-11-05,Success,v2.9.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0517,Preserver,104817,1788001,94557,5.6,3,12,US,Low,NoDerivatives;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,15.0,5.1,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Email>In-Person>Phone,true,19:00-08:45,67,184,67,67,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,AutoTransfer,2025-10-08,Success,v1.10.9,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0518,Preserver,122989,1300002,63054,3.6,4,12,US,Low,NoDerivatives;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.7,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>Email,true,22:45-07:30,69,226,66,71,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-12-21,Success,v1.9.8,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0519,Preserver,111470,591779,77389,4.0,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Email>In-Person>Chat>App,true,22:45-07:30,79,178,73,65,Brokerage;CreditBureau;OpenBanking,10,Hybrid,Rebalance,2025-02-17,Success,v2.9.4,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0520,Preserver,108826,647283,80730,6.3,1,12,US,Medium,NoShortSelling;NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.9,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe,Email>App>In-Person>Phone,true,19:00-07:00,74,215,83,87,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-05-25,Success,v1.9.2,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0521,Builder,25462,59947,3020,13.0,1,10,US,Medium,,,Crypto;PrivateCredit,1.4,18.5,8.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;TaxCost;IRR,Email>In-Person>Chat>Phone,true,21:00-08:00,58,124,44,37,CreditBureau;OpenBanking,5,None,AutoTransfer,2024-12-27,Partial,v2.9.6,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A0522,Optimizer,83863,1104338,43466,7.2,4,10,AU,Low,NoDerivatives,NoTobacco,PennyStocks,1.8,21.0,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;MaxDD;IRR,Email>In-Person>Phone>Chat>App,false,19:30-06:30,62,113,56,48,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-03-27,Success,v1.10.8,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A0523,Builder,50734,170913,5592,12.9,3,10,US,Medium,,NoFossilFuel;NoTobacco,PennyStocks,1.7,12.4,12.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;Sharpe,Phone>Email>Chat,true,22:30-08:30,70,146,63,57,OpenBanking,15,None,Rebalance,2025-05-08,Success,v2.9.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0524,Preserver,85889,284025,41926,6.4,2,10,DE,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.3,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost,App>Phone>Chat>Email>In-Person,true,23:30-08:15,77,210,71,63,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-05-27,Failed,v2.9.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0525,Builder,54080,182809,5326,12.4,4,10,US,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PrivateCredit,1.5,22.0,12.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;IRR;Sharpe,In-Person>Email>App>Phone>Chat,true,19:15-07:00,59,127,44,37,OpenBanking,18,Hybrid,PlanUpdate,2025-10-12,Success,v1.10.9,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0526,Builder,79679,154329,6678,9.5,2,10,US,Low,NoShortSelling,ESGOnly;NoWeapons,Crypto;PennyStocks,1.6,13.0,12.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;TaxCost;MaxDD,Chat>App>In-Person>Phone,false,19:45-08:15,69,120,77,68,CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-11-11,Success,v1.9.6,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0527,Preserver,125536,1243702,84313,5.2,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost,Phone>In-Person>App,false,20:15-06:45,72,137,57,52,Brokerage;OpenBanking,10,Human,AutoTransfer,2025-01-12,Success,v1.9.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0528,Builder,39765,99755,7185,8.9,4,10,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.4,20.2,9.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;Sharpe,In-Person>Chat>Email>App,true,19:30-06:00,71,126,65,60,OpenBanking,11,Hybrid,AlertAcknowledge,2025-12-23,Success,v1.9.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0529,Preserver,129926,1585471,79898,4.9,2,15,UK,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.5,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Email>Phone>Chat>App,false,20:45-08:00,75,203,81,77,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-12-09,Partial,v2.9.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0530,Builder,86128,217799,13595,11.8,3,10,UK,Low,,,LeveragedETFs;PrivateCredit,1.4,17.0,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;IRR;TaxCost,In-Person>Email>Phone>App>Chat,true,22:45-06:45,61,90,60,60,OpenBanking,15,None,Rebalance,2025-07-27,Partial,v2.8.4,LimitOrderOnly,Prioritize liquidity and down payment savings
A0531,Preserver,118932,694546,86951,9.0,1,12,US,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,12.2,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Phone,true,23:45-07:30,72,140,74,65,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-04-18,Success,v1.10.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0532,Stabilizer,40315,107204,10901,3.9,4,10,US,High,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD,App>In-Person>Chat>Phone,false,20:45-07:15,49,99,40,41,OpenBanking,17,Human,Rebalance,2025-06-07,Success,v1.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0533,Preserver,117739,1106163,86323,8.7,1,15,CA,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,In-Person>App>Phone>Chat>Email,true,22:00-06:45,68,143,77,81,Brokerage;CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-03-19,Success,v1.9.7,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0534,Optimizer,125655,758017,70826,9.8,3,12,US,Low,NoIlliquids,ESGOnly;NoTobacco,PennyStocks,1.8,18.4,13.2,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;IRR,Phone>Email>In-Person>Chat,true,19:30-07:00,66,98,65,57,Brokerage;CreditBureau;OpenBanking,6,None,AutoTransfer,2025-01-26,Success,v2.10.5,PauseWhenVIX>30,Enforce tax budget and position caps
A0535,Stabilizer,109487,600401,30774,6.0,2,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,Phone>In-Person>App>Chat>Email,true,20:45-08:45,67,122,54,49,OpenBanking,16,Human,AlertAcknowledge,2025-09-24,Success,v2.9.8,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0536,Stabilizer,154728,602094,20313,4.4,3,12,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe,App>Chat>Email>In-Person>Phone,true,21:30-08:00,62,117,61,58,OpenBanking,10,Human,PlanUpdate,2025-10-22,Success,v1.9.2,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0537,Builder,135216,255681,13699,10.6,3,12,US,Low,NoShortSelling,NoFossilFuel;NoWeapons,,1.4,21.5,8.9,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,Email>Phone>App>In-Person>Chat,true,20:45-06:45,72,93,63,54,OpenBanking,9,None,Rebalance,2025-12-21,Success,v2.9.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0538,Explorer,69611,174848,9189,17.2,2,10,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,Crypto;PennyStocks,1.7,29.7,16.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Email>App>Chat,true,20:15-08:45,63,46,72,68,OpenBanking,3,Human,Rebalance,2025-01-12,Success,v1.8.7,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0539,Explorer,66115,279892,19560,20.3,2,10,US,Low,NoIlliquids,,,2.1,25.8,12.5,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,TaxCost;Sharpe;IRR,In-Person>Phone>Email>Chat,false,19:15-07:45,70,77,76,70,CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-07-27,Success,v1.8.5,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A0540,Preserver,127106,1026377,64241,5.0,4,15,IN,High,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,5.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD,App>Email>Chat>Phone,false,20:15-08:30,62,148,55,51,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-02-23,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0541,Preserver,63195,270873,30280,5.0,4,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Chat>In-Person,true,23:15-07:30,78,181,67,66,Brokerage;OpenBanking,13,Hybrid,Rebalance,2025-12-23,Partial,v2.8.6,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0542,Builder,34447,158574,5620,9.0,2,10,US,Low,NoIlliquids,,,1.6,24.0,11.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,TaxCost;IRR,Email>In-Person>App,true,23:15-06:00,59,137,51,40,OpenBanking;Payroll,15,Hybrid,AutoTransfer,2025-04-10,Success,v1.8.6,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0543,Builder,53495,133472,9105,14.0,1,10,IN,Low,,,,1.7,22.1,11.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost,Phone>Email>Chat>In-Person>App,true,23:15-06:15,69,84,69,63,CreditBureau;OpenBanking;Payroll,16,Human,Rebalance,2025-06-11,Success,v2.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A0544,Stabilizer,122105,310105,28948,6.0,2,12,US,Low,NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.9,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD,Email>Phone>Chat,true,22:30-08:45,53,125,45,48,OpenBanking,9,None,AlertAcknowledge,2024-12-27,Partial,v1.10.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0545,Preserver,86469,446692,61723,6.0,4,10,US,Low,NoShortSelling;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD,In-Person>Phone>Chat>App,true,23:45-07:30,68,174,71,64,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-01-30,Partial,v1.9.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0546,Stabilizer,137459,311025,40887,6.0,4,12,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD,Chat>Email>Phone,true,21:00-07:15,55,124,58,51,CreditBureau;OpenBanking;Payroll,10,None,Rebalance,2025-09-06,Partial,v1.8.7,NoMargin,Keep expenses buffer ≥ 4 months
A0547,Builder,18870,66893,4422,14.1,1,10,US,Medium,,ESGOnly;NoFossilFuel,,1.7,13.4,8.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;TaxCost,Email>App>In-Person>Chat,true,23:30-06:15,52,100,58,54,CreditBureau;OpenBanking,20,Human,AlertAcknowledge,2025-10-01,Failed,v2.10.6,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A0548,Preserver,52319,644017,48768,6.4,2,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>App>In-Person,true,21:45-08:15,71,163,75,77,Brokerage;OpenBanking,7,None,AutoTransfer,2025-08-22,Success,v1.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0549,Preserver,93950,838999,43273,5.1,3,10,IN,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.2,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Chat>Email>In-Person,true,20:30-08:30,68,221,66,67,Brokerage;OpenBanking;Payroll,11,None,PlanUpdate,2025-12-20,Failed,v2.8.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0550,Preserver,140825,893763,59834,4.7,4,12,US,Low,NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,14.8,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Phone>Email>App>In-Person,true,21:30-08:30,78,125,68,73,Brokerage;CreditBureau;OpenBanking,8,Human,Rebalance,2025-06-14,Success,v2.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0551,Builder,64130,124073,5020,7.9,4,10,US,High,AccreditedOnly;NoShortSelling,NoTobacco,Crypto,1.6,20.1,8.3,Home:3y;Retirement:30y,3,Educational,Medium,IRR;TaxCost,Chat>Email>App,true,20:15-08:45,55,121,59,47,OpenBanking,11,Hybrid,AlertAcknowledge,2025-01-28,Success,v2.8.6,NoMargin,Prioritize liquidity and down payment savings
A0552,Explorer,63383,-87087,10098,12.5,4,10,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.6,24.4,15.7,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,TaxCost;MaxDD,Email>In-Person>App,true,20:00-07:45,61,84,62,57,CreditBureau;OpenBanking,6,Human,Rebalance,2025-02-27,Partial,v2.8.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0553,Preserver,94023,516538,40152,6.3,2,10,US,High,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>App>Phone>Email>Chat,false,19:30-06:15,67,229,59,60,Brokerage;CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-11-25,Success,v1.9.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0554,Builder,29932,64172,5603,13.9,2,10,US,Low,AccreditedOnly,ESGOnly;NoTobacco,,1.6,19.7,9.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost,App>Phone>In-Person,true,22:45-06:15,67,77,70,64,OpenBanking,7,None,PlanUpdate,2025-11-27,Success,v2.10.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0555,Stabilizer,118941,288876,43139,6.8,3,12,US,Low,AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App,false,19:30-07:30,61,93,50,44,OpenBanking,19,Human,Rebalance,2025-08-16,Success,v1.8.5,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0556,Preserver,75123,216891,18457,3.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Chat>Phone>App>Email,false,19:15-08:30,67,137,55,43,Brokerage;OpenBanking;Payroll,14,None,PlanUpdate,2025-12-13,Success,v2.8.7,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0557,Builder,108043,-18184,2063,8.5,3,12,US,Low,,NoWeapons;NoFossilFuel,,1.4,19.6,7.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;TaxCost,In-Person>Chat>Email>Phone,true,21:45-06:45,58,87,50,50,OpenBanking,12,Hybrid,PlanUpdate,2025-05-22,Success,v2.9.2,NoMargin,Prioritize liquidity and down payment savings
A0558,Builder,64104,148870,8459,12.1,3,10,US,Low,NoIlliquids,ESGOnly,PennyStocks,1.8,17.9,10.8,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,IRR;Sharpe;MaxDD,App>Phone>Email>Chat>In-Person,true,21:00-08:45,62,141,67,55,CreditBureau;OpenBanking,5,Human,Rebalance,2024-12-31,Success,v2.8.3,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A0559,Explorer,107009,212217,18239,13.6,4,12,US,Low,,NoFossilFuel,PennyStocks;PrivateCredit,1.9,29.6,17.2,Business:5y;Travel:2y,5,Directive,Shallow,TaxCost;IRR;MaxDD,App>In-Person>Phone>Email>Chat,true,21:00-07:00,66,90,62,62,CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-04-10,Success,v1.8.1,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A0560,Stabilizer,84471,151408,19703,6.9,2,10,AU,High,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,8.4,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Chat>App>In-Person>Email>Phone,true,22:45-06:00,48,104,44,37,CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-09-04,Success,v1.10.3,NoMargin,Keep expenses buffer ≥ 4 months
A0561,Builder,63069,224147,10931,11.8,2,10,US,Low,,,PennyStocks;PrivateCredit,1.8,15.3,10.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,IRR;TaxCost,Chat>App>In-Person>Phone>Email,true,23:30-07:45,61,76,60,55,OpenBanking,10,None,Rebalance,2025-11-30,Partial,v1.9.5,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A0562,Preserver,108066,482798,23822,3.2,4,15,IN,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>Chat>App>In-Person,true,21:15-06:30,81,229,76,69,Brokerage;CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-07-01,Failed,v2.10.7,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0563,Preserver,54765,210584,26715,6.2,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,Phone>Chat>In-Person,true,19:30-06:00,76,172,64,57,Brokerage;CreditBureau;OpenBanking,3,None,AutoTransfer,2025-03-02,Success,v2.8.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0564,Preserver,98954,375436,50959,5.9,3,10,CA,Low,NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.0,5.3,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,App>Chat>Phone,true,23:15-08:15,79,128,70,70,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-09-06,Failed,v2.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0565,Preserver,196107,2613690,144159,8.1,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,7.3,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Chat>In-Person>App>Email>Phone,true,22:00-06:45,64,215,57,50,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-10-13,Success,v1.10.4,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0566,Preserver,166587,1836764,84805,7.4,1,12,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,Email>App>Phone>In-Person,true,20:30-08:00,73,230,59,63,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-07-14,Partial,v1.8.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0567,Preserver,66568,548189,39726,4.2,3,10,US,Low,AccreditedOnly;NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.7,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Email>App>Chat>Phone,true,22:00-07:00,81,202,77,74,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,Rebalance,2025-05-28,Success,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0568,Preserver,120846,1608576,75372,7.9,2,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.6,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,Phone>Email>Chat,false,19:00-06:00,70,173,74,79,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-03-15,Success,v1.10.5,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0569,Preserver,109009,1198569,124888,5.7,1,15,UK,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.6,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Chat>Phone,false,20:00-08:45,83,163,72,75,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-03-13,Success,v1.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0570,Explorer,95581,470636,41849,20.0,2,10,UK,Low,NoDerivatives;NoShortSelling,,LeveragedETFs;PennyStocks,1.9,21.2,13.8,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;IRR;MaxDD,Email>In-Person>Phone>App,true,22:45-08:00,68,59,67,56,OpenBanking,2,Human,Rebalance,2024-12-31,Partial,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A0571,Explorer,69034,475794,21622,18.6,1,10,IN,Low,NoDerivatives,,PennyStocks;PrivateCredit,1.9,28.4,13.5,Business:5y;Travel:2y,5,Collaborative,Medium,IRR;Sharpe,App>Chat>Phone>Email>In-Person,true,22:00-06:15,56,69,63,54,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-10-18,Success,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0572,Optimizer,107285,780861,70053,11.7,2,15,SG,Low,,,PennyStocks,1.9,15.2,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;TaxCost,Chat>Email>App>Phone,true,22:30-07:45,62,120,61,56,Brokerage;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-05-22,Success,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A0573,Explorer,120425,576962,19968,21.7,1,15,DE,Low,AccreditedOnly;NoShortSelling,,,1.8,33.3,12.4,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,IRR;MaxDD;TaxCost,In-Person>Email>App>Chat>Phone,true,22:15-08:30,59,50,48,40,OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-03-14,Success,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A0574,Builder,72938,138203,11773,9.2,3,10,US,Low,NoDerivatives,,PennyStocks;PrivateCredit,1.6,12.9,11.7,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR,In-Person>Phone>Chat>Email,true,22:15-08:00,67,149,66,57,CreditBureau;OpenBanking,16,None,AutoTransfer,2025-12-19,Success,v1.9.1,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A0575,Stabilizer,123908,686820,47778,7.4,2,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.5,5.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Phone,true,22:30-07:30,67,161,52,52,CreditBureau;OpenBanking,10,Hybrid,Rebalance,2025-05-14,Failed,v2.9.3,NoMargin,Keep expenses buffer ≥ 4 months
A0576,Stabilizer,110110,678334,38371,6.5,3,15,SG,Low,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.1,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;TaxCost,App>Phone>In-Person>Chat,true,21:00-06:30,68,146,55,54,CreditBureau;OpenBanking,19,Human,Rebalance,2025-08-31,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A0577,Optimizer,102514,706400,44696,8.8,3,15,CA,Low,,,PennyStocks,1.7,22.4,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,IRR;Sharpe;TaxCost,App>Email>Phone>Chat>In-Person,true,20:45-06:00,75,78,63,51,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-11-09,Success,v2.8.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A0578,Preserver,92336,1582819,83779,6.6,2,10,SG,Medium,NoShortSelling;AccreditedOnly,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.0,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>Chat>Phone>Email>In-Person,false,20:30-08:00,61,180,64,67,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,AutoTransfer,2025-06-25,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0579,Stabilizer,164477,660570,55135,8.4,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,7.1,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,App>In-Person>Chat>Email>Phone,false,22:45-06:15,66,106,66,65,CreditBureau;OpenBanking;Payroll,19,Human,AlertAcknowledge,2025-01-20,Success,v1.10.4,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0580,Builder,72125,183207,8969,13.3,1,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel,,1.6,23.5,11.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;Sharpe,App>In-Person>Phone,true,23:45-06:00,66,95,63,58,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-01-29,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A0581,Stabilizer,53176,191372,17876,7.6,2,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.6,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Phone>In-Person>App>Chat,true,20:00-07:30,62,121,65,59,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-01-10,Success,v1.9.8,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0582,Stabilizer,44177,168036,21680,4.8,4,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,11.2,6.8,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe,Chat>Phone>In-Person>Email>App,true,22:00-07:45,54,159,51,41,CreditBureau;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-08-09,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0583,Preserver,145750,2637338,107028,3.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>Phone>App,true,19:30-07:45,82,219,74,74,Brokerage;OpenBanking,12,Human,AutoTransfer,2025-09-27,Success,v1.10.4,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0584,Preserver,105252,939592,71881,7.4,2,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,15.2,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost,In-Person>Chat>App>Phone,false,21:30-08:30,75,235,85,88,Brokerage;OpenBanking;Payroll,10,Human,PlanUpdate,2025-07-25,Failed,v1.10.9,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0585,Builder,46330,78652,3583,9.7,2,10,US,Low,NoShortSelling;AccreditedOnly,,,1.6,15.6,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe,App>Email>In-Person,true,19:15-06:00,66,143,61,49,OpenBanking;Payroll,15,None,Rebalance,2025-05-07,Failed,v2.10.4,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A0586,Builder,89640,-95349,3229,8.8,2,10,CA,Low,AccreditedOnly;NoDerivatives,,,1.7,14.1,7.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Chat,true,22:00-07:00,70,100,72,69,CreditBureau;OpenBanking,11,None,Rebalance,2025-08-29,Success,v1.9.5,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0587,Preserver,105229,519660,57972,8.0,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.8,8.1,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>App>Chat,false,20:00-08:00,81,152,86,79,Brokerage;OpenBanking;Payroll,14,Human,PlanUpdate,2025-07-08,Success,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0588,Stabilizer,36410,101027,3259,6.4,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe,In-Person>Chat>Phone>Email,true,21:30-06:45,55,144,45,45,OpenBanking,6,None,Rebalance,2025-08-14,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0589,Preserver,124925,1826747,138073,7.1,3,12,US,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,7.1,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD,Email>App>In-Person>Chat,false,22:00-08:30,67,236,56,57,Brokerage;OpenBanking;Payroll,11,None,AutoTransfer,2025-08-22,Success,v1.10.1,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0590,Optimizer,234824,1265545,115669,8.9,1,15,UK,High,NoShortSelling;NoIlliquids,,PennyStocks,1.6,18.4,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,Sharpe;IRR,Chat>App>Phone>Email,true,23:30-08:15,54,65,40,37,Brokerage;CreditBureau;OpenBanking,2,Human,AlertAcknowledge,2025-03-02,Success,v2.9.9,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0591,Explorer,209385,482584,43963,19.3,2,15,IN,Medium,,,Crypto;PrivateCredit,1.7,28.6,13.9,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,TaxCost;Sharpe,Email>App>Phone>In-Person,false,20:00-07:15,57,51,70,58,OpenBanking,2,Hybrid,Rebalance,2025-12-07,Success,v2.9.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0592,Preserver,100103,906474,87072,3.4,4,12,US,Medium,NoIlliquids;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,17.1,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD,App>Email>Phone,true,23:15-06:15,72,188,77,72,Brokerage;OpenBanking,8,Hybrid,AlertAcknowledge,2025-03-14,Failed,v2.8.2,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0593,Optimizer,135445,2403535,65226,8.7,3,15,CA,Low,NoShortSelling;NoIlliquids,,LeveragedETFs;PennyStocks,1.6,16.5,12.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,IRR;MaxDD,App>In-Person>Phone>Email>Chat,true,21:15-07:30,61,111,63,56,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-04-15,Success,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A0594,Preserver,187707,1540334,98355,4.0,4,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,8.2,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>In-Person>App,false,22:00-06:45,81,229,69,73,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-01-17,Success,v1.9.7,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0595,Builder,71390,217711,8673,11.0,1,10,US,Low,NoDerivatives;AccreditedOnly,NoFossilFuel,PennyStocks,1.5,13.9,8.0,Home:3y;Retirement:30y,3,Collaborative,Deep,IRR;MaxDD;Sharpe,Email>Chat>App,false,20:45-08:00,71,87,81,80,CreditBureau;OpenBanking,20,Human,PlanUpdate,2025-08-04,Success,v2.8.7,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A0596,Explorer,74899,319789,23147,15.0,4,10,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.8,32.4,14.0,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,TaxCost;MaxDD,Chat>Email>App>In-Person,true,21:00-07:15,65,73,56,45,CreditBureau;OpenBanking,4,None,Rebalance,2025-07-18,Success,v1.10.7,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0597,Preserver,76707,609594,71495,4.0,4,10,IN,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.4,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe,In-Person>Chat>Phone,true,21:30-06:00,68,166,56,52,Brokerage;OpenBanking,14,Hybrid,AutoTransfer,2025-08-25,Partial,v2.10.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0598,Optimizer,60042,573653,37496,7.6,2,10,UK,Low,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.5,15.1,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>Email>App,true,21:45-06:00,65,78,76,75,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-01-28,Success,v1.10.3,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0599,Builder,99778,279897,10317,8.9,4,10,US,Low,NoIlliquids,,,1.4,14.7,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;TaxCost;IRR,Email>In-Person>Phone,false,21:00-07:30,72,149,71,66,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-11-02,Success,v1.8.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A0600,Optimizer,63781,1036220,41741,8.6,3,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.9,27.0,11.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;IRR;MaxDD,Email>Chat>Phone,true,20:45-06:45,70,113,74,67,Brokerage;CreditBureau;OpenBanking,4,None,PlanUpdate,2025-09-29,Success,v2.10.2,NoIlliquids;NoMargin,Enforce tax budget and position caps
A0601,Preserver,155789,1444217,123860,4.9,3,12,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,7.9,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Phone>Chat>App,true,23:45-06:30,63,237,60,56,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-06-26,Success,v1.9.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0602,Builder,46412,208000,6278,9.0,3,10,US,Low,NoShortSelling,,,1.4,13.1,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;TaxCost,Email>In-Person>Phone,true,21:15-08:45,63,98,68,62,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-11-06,Success,v2.10.6,NoPennyStocks,Prioritize liquidity and down payment savings
A0603,Preserver,109764,978508,60769,3.7,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.7,5.1,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>Chat,true,22:45-07:45,76,176,67,64,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-07-21,Failed,v1.9.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0604,Builder,55964,144171,8149,15.2,1,10,US,High,,,,1.5,12.3,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;IRR;TaxCost,App>In-Person>Email>Chat>Phone,true,21:15-07:00,52,123,47,39,OpenBanking,13,Hybrid,AlertAcknowledge,2025-12-26,Failed,v1.8.2,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0605,Preserver,157919,2642613,145833,4.6,3,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.1,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Email>App>Chat,true,21:30-07:15,69,171,78,70,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-07-28,Success,v1.10.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0606,Builder,75764,219357,16359,12.7,2,10,US,High,,ESGOnly;NoFossilFuel,,1.4,22.9,9.2,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;Sharpe,Email>Phone>App>In-Person,true,21:45-06:45,58,79,48,38,OpenBanking,18,None,Rebalance,2025-01-01,Success,v1.8.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0607,Stabilizer,166511,748050,64302,4.7,3,12,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.6,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;Sharpe,In-Person>Chat>Phone>Email,true,22:45-06:00,60,126,48,40,OpenBanking,9,Hybrid,Rebalance,2025-05-23,Success,v2.10.2,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0608,Explorer,40633,317245,6189,16.5,2,10,US,Medium,NoDerivatives,NoTobacco,Crypto;PennyStocks,1.8,20.3,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,MaxDD;IRR,App>Email>Chat>In-Person,true,20:00-06:45,52,78,45,36,OpenBanking,7,None,PlanUpdate,2025-09-29,Success,v2.10.6,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0609,Preserver,116488,1729972,86442,5.3,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,5.4,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost,Chat>In-Person>Phone>Email>App,true,20:45-08:15,73,164,74,66,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-03-05,Success,v1.10.9,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0610,Builder,67595,163687,6430,9.2,4,10,IN,Low,NoShortSelling,ESGOnly,LeveragedETFs;PennyStocks,1.6,23.9,8.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;IRR,Email>Chat>Phone,false,19:15-07:15,61,99,62,51,CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-04-29,Success,v2.9.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0611,Stabilizer,82254,400053,32379,5.8,2,10,US,Medium,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.9,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>Email>Phone,true,19:30-07:00,49,159,41,35,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-06-24,Partial,v1.9.8,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0612,Stabilizer,142955,419742,47024,6.5,3,12,US,Medium,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.3,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Chat>Email>App>Phone>In-Person,true,20:30-07:15,54,125,55,47,CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-11-12,Success,v2.10.7,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0613,Builder,86111,126097,8891,11.1,2,10,US,Low,,,LeveragedETFs,1.5,23.0,10.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;IRR;TaxCost,In-Person>Email>Chat>App,true,19:30-07:15,66,125,52,47,CreditBureau;OpenBanking,20,None,Rebalance,2025-10-16,Partial,v1.9.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A0614,Stabilizer,45163,117240,12455,8.2,2,10,AU,Low,NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,App>In-Person>Phone,true,22:15-08:15,67,159,64,57,CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-10-17,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0615,Preserver,122198,1455542,60553,7.5,1,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.6,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>App>In-Person,true,21:15-06:30,70,163,71,63,Brokerage;OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-09-14,Success,v1.10.9,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0616,Stabilizer,61416,98360,12996,9.0,2,10,DE,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,7.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Email>Phone>App>Chat,true,21:30-08:30,44,158,50,43,OpenBanking,10,Human,AutoTransfer,2025-04-07,Success,v1.9.5,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A0617,Explorer,53476,404498,16574,19.3,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.9,28.1,13.5,Business:5y;Travel:2y,5,Concise,Deep,Sharpe;MaxDD,Phone>Chat>Email>App,true,20:00-08:00,69,51,72,70,CreditBureau;OpenBanking;Payroll,3,None,PlanUpdate,2025-02-10,Partial,v2.10.9,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0618,Preserver,149992,621397,31944,5.7,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Email>Phone,true,22:30-07:30,81,180,86,78,Brokerage;CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-01-15,Success,v1.8.2,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0619,Builder,50460,192509,6926,10.2,3,10,US,High,,NoTobacco,,1.7,15.6,7.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;IRR;TaxCost,Phone>App>In-Person,true,23:00-06:30,55,136,48,44,OpenBanking,15,Hybrid,AutoTransfer,2025-07-14,Success,v1.10.4,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A0620,Builder,55777,157858,4844,10.0,4,10,US,Low,NoDerivatives;AccreditedOnly,,,1.4,15.5,7.7,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Chat>Email>In-Person,false,20:45-07:45,62,84,66,54,OpenBanking,11,None,PlanUpdate,2025-09-13,Success,v1.8.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0621,Preserver,100003,570397,29176,5.0,4,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.1,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Chat>App>Email>In-Person>Phone,true,21:45-07:00,78,215,73,70,Brokerage;OpenBanking,8,Hybrid,Rebalance,2025-01-13,Success,v2.9.1,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0622,Builder,101294,345675,7278,10.2,2,15,UK,Low,NoShortSelling,NoFossilFuel,PennyStocks;PrivateCredit,1.5,16.5,8.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;Sharpe,App>Chat>Phone>Email,true,22:30-06:45,59,114,62,60,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-03-25,Partial,v1.10.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0623,Preserver,124571,967856,49234,5.3,2,12,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,11.1,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>App>Phone>Email,false,22:45-06:00,75,169,65,65,Brokerage;OpenBanking,6,None,PlanUpdate,2025-09-21,Success,v1.8.3,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0624,Preserver,89880,391205,12659,5.4,3,10,UK,High,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.6,7.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,Email>Chat>In-Person>Phone>App,false,20:00-07:30,61,161,49,47,Brokerage;OpenBanking,4,None,Rebalance,2025-06-16,Success,v2.9.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0625,Preserver,88532,416802,56653,5.1,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,In-Person>Email>App,false,23:15-07:00,64,129,72,72,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-09-03,Success,v2.9.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0626,Stabilizer,44924,177752,18170,4.9,4,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Email>In-Person>Phone,false,20:00-06:00,68,102,78,72,OpenBanking,20,Human,PlanUpdate,2025-07-09,Success,v2.9.1,NoPennyStocks,Keep expenses buffer ≥ 4 months
A0627,Builder,47008,156685,10574,8.8,2,10,CA,Low,,,Crypto;PennyStocks,1.5,16.4,11.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;MaxDD;IRR,Phone>Email>App>In-Person,false,20:00-07:15,63,134,69,66,OpenBanking,15,None,PlanUpdate,2025-04-15,Success,v2.8.7,NoPennyStocks,Prioritize liquidity and down payment savings
A0628,Preserver,75981,700551,74088,3.9,4,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Phone,true,23:00-06:30,76,141,63,67,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-03-02,Partial,v1.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0629,Explorer,61871,222454,12526,15.4,4,10,US,Medium,NoIlliquids;NoShortSelling,NoWeapons;NoFossilFuel,,2.0,34.7,15.4,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,Sharpe;MaxDD;IRR,In-Person>Phone>Chat,true,23:15-07:45,48,88,39,27,OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-10-27,Success,v1.9.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0630,Preserver,218535,1713933,98936,6.4,2,15,SG,Medium,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.4,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,Email>App>In-Person,true,21:00-06:15,64,205,67,64,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,PlanUpdate,2025-07-01,Partial,v1.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0631,Explorer,48827,146433,7556,21.4,2,10,US,Low,,,,2.1,26.3,13.3,Business:5y;Travel:2y,5,Collaborative,Shallow,MaxDD;Sharpe,App>Phone>Chat,true,21:15-06:00,55,71,51,43,OpenBanking,5,Hybrid,AutoTransfer,2025-10-07,Success,v1.10.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0632,Optimizer,103993,1148549,62788,10.1,2,12,US,Medium,NoDerivatives;NoIlliquids,NoWeapons,Crypto;PennyStocks,1.6,26.7,11.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,Sharpe;TaxCost,Email>Chat>In-Person,true,23:30-07:00,64,91,57,53,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-07-22,Success,v2.9.4,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A0633,Preserver,43435,208241,28301,5.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email,true,21:00-07:15,73,180,81,73,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-11-21,Success,v1.8.4,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0634,Stabilizer,94111,474796,44410,7.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.9,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Phone>In-Person,true,23:45-07:15,65,151,70,73,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-09-18,Success,v1.8.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0635,Preserver,52523,740913,46486,7.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.8,7.5,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Chat>In-Person>Phone,true,20:15-07:00,74,124,72,73,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-12-07,Success,v1.9.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0636,Explorer,44003,170070,7553,22.2,1,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel,PennyStocks,1.7,21.1,13.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,MaxDD;TaxCost,In-Person>Chat>Email>Phone>App,true,22:30-06:45,56,78,51,43,OpenBanking,7,Hybrid,Rebalance,2025-07-10,Success,v1.10.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0637,Builder,105773,425435,12462,9.7,2,12,US,Medium,,,,1.7,15.2,7.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;TaxCost;IRR,Email>In-Person>Phone>App,true,23:45-08:30,63,63,55,45,OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-09-22,Success,v1.9.1,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A0638,Optimizer,42088,812573,20037,9.5,1,10,UK,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.5,22.3,12.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;TaxCost,In-Person>App>Email>Phone,true,19:00-06:30,61,105,72,60,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-03-04,Success,v1.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A0639,Preserver,102576,914956,35693,5.3,3,12,US,Low,NoShortSelling;AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>App>Email,false,22:45-08:45,78,126,69,73,Brokerage;OpenBanking,13,Human,AlertAcknowledge,2025-02-10,Success,v2.8.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0640,Stabilizer,102374,420882,19103,6.1,3,12,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,16.2,8.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>App>In-Person>Email,false,19:15-08:30,58,147,60,55,CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-11-12,Success,v2.8.7,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0641,Optimizer,258518,1912719,192665,8.1,3,15,IN,Medium,,,Crypto;PennyStocks,1.9,18.5,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;TaxCost;MaxDD,Phone>In-Person>App>Email>Chat,false,21:45-06:30,70,105,65,64,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-01-01,Success,v1.9.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0642,Stabilizer,49690,254396,10277,6.4,2,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,8.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,Email>App>In-Person>Phone,true,19:30-06:00,56,164,61,57,CreditBureau;OpenBanking,19,None,Rebalance,2025-04-03,Partial,v2.9.7,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0643,Builder,49970,196187,9158,9.4,2,10,US,Medium,NoIlliquids;NoShortSelling,,,1.6,12.6,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,Sharpe;MaxDD;IRR,Phone>Chat>App,false,19:15-08:00,56,102,63,59,OpenBanking,10,Hybrid,AlertAcknowledge,2025-02-03,Failed,v1.10.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0644,Stabilizer,156039,452857,27156,8.7,2,15,IN,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,14.0,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe,Email>Phone>Chat>App,true,19:00-08:00,62,139,53,48,CreditBureau;OpenBanking,11,Human,Rebalance,2025-01-23,Partial,v2.8.1,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0645,Explorer,65429,514662,21170,15.3,3,10,US,Medium,,NoFossilFuel,,2.1,31.3,15.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;MaxDD;IRR,Phone>In-Person>Chat>App>Email,true,23:15-06:30,61,89,71,71,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-07-10,Failed,v1.9.1,NoMargin,Allow small experimental sleeve ≤ 3%
A0646,Explorer,47509,390049,13522,16.3,3,10,US,Low,,,Crypto;PrivateCredit,1.9,24.5,14.7,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,MaxDD;Sharpe;IRR,Chat>In-Person>Email,true,23:30-08:30,61,49,66,54,OpenBanking,5,Hybrid,AlertAcknowledge,2025-05-19,Success,v1.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0647,Explorer,47912,348583,14592,14.5,3,10,UK,Low,NoIlliquids,,LeveragedETFs;PennyStocks,2.1,29.1,14.4,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,TaxCost;IRR;MaxDD,Phone>Email>Chat,false,21:30-07:30,70,47,57,57,OpenBanking,3,Human,AutoTransfer,2025-08-06,Partial,v1.8.1,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0648,Preserver,66901,694422,38137,4.8,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Email>In-Person>Phone,false,19:45-08:30,69,210,65,55,Brokerage;CreditBureau;OpenBanking,10,None,Rebalance,2025-08-31,Success,v1.10.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0649,Preserver,82795,301151,31735,5.2,3,10,SG,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,In-Person>Email>Phone,true,21:45-08:45,69,208,59,53,Brokerage;OpenBanking,10,Hybrid,PlanUpdate,2025-01-02,Success,v2.8.2,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0650,Stabilizer,115503,248861,26948,8.5,2,12,US,Medium,NoDerivatives;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.7,5.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,In-Person>Email>App>Chat,true,22:30-06:30,58,156,53,47,OpenBanking,11,None,Rebalance,2025-08-05,Failed,v1.9.6,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0651,Preserver,140801,2556003,95661,5.2,3,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat,true,21:00-07:45,82,239,92,93,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-07-22,Success,v2.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0652,Optimizer,67027,864989,33760,10.2,3,10,CA,Low,NoDerivatives;NoIlliquids,ESGOnly;NoTobacco,PennyStocks,1.7,22.9,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost;Sharpe,Chat>Email>Phone>In-Person>App,true,19:00-06:30,66,74,69,63,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-08-17,Success,v1.10.8,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A0653,Optimizer,134227,1364957,47802,10.5,2,12,US,Medium,NoIlliquids;AccreditedOnly,NoWeapons,PennyStocks,1.5,17.7,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,TaxCost;Sharpe;IRR,Chat>In-Person>Email>App,true,19:00-07:45,70,63,74,65,Brokerage;OpenBanking,6,None,PlanUpdate,2025-09-19,Failed,v2.10.4,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0654,Stabilizer,61765,328100,19261,9.3,2,10,AU,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,17.1,8.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,App>Email>Phone,false,20:45-07:45,55,118,46,46,CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-02-14,Success,v2.10.8,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0655,Explorer,94098,302178,16688,20.9,1,10,CA,Low,NoIlliquids,,,2.0,29.3,17.2,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;TaxCost,Phone>App>Chat>In-Person,false,23:00-08:45,66,75,65,53,CreditBureau;OpenBanking,1,None,Rebalance,2025-09-29,Partial,v2.10.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0656,Optimizer,111504,675114,38818,10.8,2,12,US,Low,AccreditedOnly;NoIlliquids,,LeveragedETFs;PennyStocks;PrivateCredit,1.6,18.5,10.2,Wealth:10y;Estate:20y,10,Concise,Shallow,MaxDD;TaxCost,Chat>App>Phone>In-Person,true,22:30-07:00,69,109,55,55,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-02-11,Success,v2.9.3,StopLossDisabled,Enforce tax budget and position caps
A0657,Builder,78212,114974,10024,8.6,3,10,IN,Low,NoDerivatives,NoWeapons,Crypto,1.8,23.5,10.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;Sharpe,App>Email>In-Person>Chat,false,20:30-07:15,60,64,59,55,CreditBureau;OpenBanking,12,None,Rebalance,2025-01-08,Success,v1.10.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0658,Stabilizer,68417,435817,29607,8.2,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.5,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Email>In-Person,true,21:00-07:45,59,146,50,39,CreditBureau;OpenBanking,20,Human,AutoTransfer,2025-05-27,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0659,Builder,24730,105080,4515,14.4,1,10,US,Low,,,Crypto,1.4,22.9,8.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;TaxCost,Email>Phone>In-Person>Chat,true,23:00-06:15,57,131,59,56,CreditBureau;OpenBanking;Payroll,13,Human,Rebalance,2025-02-14,Success,v1.8.6,NoPennyStocks,Prioritize liquidity and down payment savings
A0660,Preserver,100589,374889,49159,4.0,4,12,US,High,AccreditedOnly;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.0,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,App>In-Person>Chat>Email,false,19:30-06:15,58,126,60,56,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-01-07,Partial,v1.9.6,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0661,Preserver,59355,495044,50227,8.8,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,10.0,8.6,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;TaxCost,Chat>Phone>Email>App,true,23:00-06:15,70,155,58,63,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-05-17,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0662,Optimizer,175179,1299906,65519,7.9,4,12,US,High,,ESGOnly,PennyStocks,1.7,27.1,11.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,Sharpe;MaxDD;IRR,Email>App>In-Person>Phone,true,21:45-08:45,58,72,58,57,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-05-04,Success,v2.9.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0663,Optimizer,85826,1104445,41507,8.0,3,10,IN,High,,NoWeapons,PennyStocks,1.6,27.5,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;IRR,In-Person>Chat>App>Phone,true,22:30-06:45,61,72,56,46,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-02-25,Success,v1.8.4,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A0664,Explorer,50399,92122,13091,13.7,4,10,UK,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;PennyStocks,2.0,29.9,16.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;TaxCost,In-Person>App>Chat,true,19:00-07:00,55,53,68,61,CreditBureau;OpenBanking,1,None,AutoTransfer,2025-08-13,Success,v2.9.8,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0665,Explorer,65906,255282,20197,17.3,4,10,DE,Medium,NoShortSelling;NoIlliquids,,LeveragedETFs;PrivateCredit,2.1,27.6,14.9,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,Sharpe;TaxCost,Email>In-Person>Phone>Chat>App,true,22:45-08:15,59,84,60,48,CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-08-05,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0666,Builder,85819,361336,10464,10.1,3,10,US,Medium,,,,1.5,24.7,10.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;IRR;TaxCost,Phone>Chat>App>Email,false,22:15-06:45,59,68,54,46,OpenBanking,19,Human,AutoTransfer,2025-01-27,Success,v1.10.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0667,Explorer,61304,157417,12347,20.1,2,10,AU,Low,AccreditedOnly;NoDerivatives,NoWeapons;ESGOnly,Crypto;PennyStocks,1.9,24.5,14.6,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Chat>Email,true,21:15-08:00,68,65,72,64,CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-01-10,Success,v1.10.6,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0668,Builder,138549,610461,24210,9.8,1,15,UK,High,NoDerivatives;NoIlliquids,NoFossilFuel,Crypto;PrivateCredit,1.5,19.8,8.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;IRR,In-Person>Email>Chat,false,20:15-06:15,61,121,57,49,CreditBureau;OpenBanking;Payroll,11,None,AlertAcknowledge,2025-02-15,Success,v1.10.1,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A0669,Builder,138963,829590,40171,15.4,1,12,US,Low,NoIlliquids,NoWeapons;NoTobacco,,1.6,19.0,7.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,Sharpe;IRR,Phone>Chat>Email,false,21:45-06:30,71,86,62,53,OpenBanking,11,Hybrid,Rebalance,2025-01-23,Partial,v1.8.4,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A0670,Builder,143194,302686,29400,14.0,1,12,US,Low,NoDerivatives,,LeveragedETFs;PrivateCredit,1.5,20.3,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,TaxCost;IRR,Email>In-Person>Chat>App>Phone,false,22:30-07:15,65,137,59,48,CreditBureau;OpenBanking,16,None,Rebalance,2025-09-28,Partial,v2.10.7,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0671,Stabilizer,66276,570930,30016,8.6,1,10,DE,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.9,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person>Chat,true,20:15-06:45,57,140,55,52,CreditBureau;OpenBanking;Payroll,9,Human,Rebalance,2025-10-24,Success,v2.9.2,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0672,Optimizer,57470,476842,18312,12.2,1,10,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.5,26.6,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;TaxCost;IRR,In-Person>App>Phone>Email,false,20:30-06:45,62,100,60,59,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-04-09,Partial,v1.9.8,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A0673,Preserver,160818,2441672,159609,5.2,2,12,US,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.9,8.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD,App>Email>In-Person>Chat,false,20:45-07:45,58,140,45,45,Brokerage;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-02-23,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0674,Preserver,83571,930093,87144,8.8,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.8,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,Chat>Phone>Email,true,22:15-07:30,75,149,65,61,Brokerage;OpenBanking;Payroll,6,None,PlanUpdate,2025-06-16,Success,v1.9.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0675,Stabilizer,74312,331360,22714,5.4,3,10,AU,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>Phone>App,true,20:30-07:30,57,110,64,59,CreditBureau;OpenBanking;Payroll,11,None,AutoTransfer,2025-05-05,Partial,v1.10.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0676,Preserver,126922,749666,91962,6.6,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,Email>Chat>In-Person>App>Phone,true,19:30-07:00,75,138,82,75,Brokerage;CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-01-21,Success,v2.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0677,Optimizer,54056,456778,27847,6.5,4,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,1.8,19.8,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;TaxCost;Sharpe,Phone>Email>Chat>App,true,23:45-07:45,74,99,79,68,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-08-19,Success,v2.9.6,NoIlliquids;NoMargin,Enforce tax budget and position caps
A0678,Optimizer,272273,3816265,174341,5.8,4,12,US,Low,,NoWeapons,PennyStocks,1.8,15.9,11.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,IRR;MaxDD;TaxCost,Email>In-Person>App>Chat>Phone,false,20:30-07:00,70,109,71,61,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-10-29,Failed,v1.9.9,StopLossDisabled,Enforce tax budget and position caps
A0679,Optimizer,186741,3407138,136576,9.9,2,12,US,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks;PrivateCredit,1.8,23.2,9.3,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;IRR,Email>Chat>In-Person>Phone,true,22:45-07:15,66,119,72,64,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2024-12-26,Failed,v1.9.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0680,Stabilizer,84791,210838,28169,5.7,4,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.8,6.2,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe,Phone>App>In-Person,false,21:45-06:45,52,174,52,49,OpenBanking;Payroll,15,None,AutoTransfer,2025-07-11,Success,v1.10.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0681,Explorer,98805,226250,15973,21.0,2,10,US,Medium,NoIlliquids;NoShortSelling,,Crypto,1.6,24.5,17.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,IRR;Sharpe,Email>Phone>Chat>App,true,21:30-08:15,63,52,63,61,OpenBanking,1,None,AlertAcknowledge,2025-04-11,Partial,v2.9.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0682,Explorer,85018,-197164,6363,14.5,3,10,CA,Low,NoDerivatives;NoShortSelling,ESGOnly,PennyStocks;PrivateCredit,1.9,31.3,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;Sharpe;TaxCost,In-Person>Chat>App>Phone>Email,true,23:00-07:15,55,68,56,56,OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-07-20,Failed,v2.8.3,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0683,Optimizer,127824,810353,74451,8.4,1,12,US,Medium,,NoWeapons,PennyStocks,1.7,16.5,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;IRR;MaxDD,Phone>In-Person>App>Email,true,19:30-07:45,62,60,57,53,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-01-29,Partial,v1.10.1,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A0684,Stabilizer,64262,672082,35417,6.8,3,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.8,6.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat,true,23:45-07:15,59,136,60,61,OpenBanking,12,Human,Rebalance,2025-02-14,Success,v2.9.7,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0685,Preserver,73448,182632,12424,7.3,1,10,US,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,15.4,7.4,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>App>Email>Chat,true,22:30-06:30,75,227,82,80,Brokerage;CreditBureau;OpenBanking,13,None,PlanUpdate,2025-05-22,Success,v2.10.5,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0686,Optimizer,139191,1655014,90186,10.4,1,15,AU,Low,AccreditedOnly;NoShortSelling,,LeveragedETFs;PennyStocks;PrivateCredit,1.9,17.9,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;IRR;TaxCost,In-Person>App>Email>Chat>Phone,true,20:00-06:00,71,82,74,70,Brokerage;OpenBanking,1,Human,Rebalance,2025-04-21,Success,v1.8.1,NoMargin,Enforce tax budget and position caps
A0687,Explorer,77850,244658,13778,19.1,2,10,US,Medium,,,,2.0,31.0,16.2,Business:5y;Travel:2y,5,Directive,Shallow,MaxDD;IRR,In-Person>Phone>Email>Chat>App,false,20:00-07:45,50,76,44,34,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-07-10,Failed,v2.9.4,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0688,Optimizer,207233,999129,98379,8.0,4,15,SG,Low,NoDerivatives,,LeveragedETFs;PennyStocks,1.8,18.8,13.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Phone>App>Chat,false,22:45-06:00,71,68,75,67,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-11-15,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A0689,Builder,72424,308211,9598,13.8,2,10,US,Medium,,,Crypto;PennyStocks,1.4,12.9,10.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;MaxDD,Chat>In-Person>App,true,21:00-06:30,59,73,52,45,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-02-28,Failed,v2.8.6,NoPennyStocks,Prioritize liquidity and down payment savings
A0690,Optimizer,78700,1223402,52390,8.5,1,10,US,Medium,NoDerivatives;AccreditedOnly,,PennyStocks,1.5,18.6,10.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe;IRR,Chat>In-Person>Email>Phone,true,22:45-07:30,53,88,46,45,Brokerage;OpenBanking,6,None,Rebalance,2025-07-31,Failed,v1.9.1,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0691,Builder,32555,135474,4757,9.6,3,10,DE,Low,,,,1.6,18.2,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Phone>Email>In-Person,true,21:30-07:00,66,82,73,69,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-11-26,Success,v1.10.6,LimitOrderOnly,Prioritize liquidity and down payment savings
A0692,Optimizer,113121,690863,60321,10.5,1,15,UK,Medium,,NoTobacco;ESGOnly,PennyStocks,1.5,21.6,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;MaxDD;TaxCost,Chat>In-Person>App>Email>Phone,true,20:00-06:00,58,92,73,61,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AutoTransfer,2025-02-23,Success,v1.9.1,StopLossDisabled,Enforce tax budget and position caps
A0693,Preserver,97637,650789,21714,4.8,4,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,14.5,6.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost,In-Person>Email>App,true,21:15-07:45,78,126,88,92,Brokerage;OpenBanking,10,Human,Rebalance,2024-12-26,Success,v2.9.5,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0694,Stabilizer,70178,741981,37550,8.1,1,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.6,7.0,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,App>Chat>Email,true,20:15-07:45,59,132,67,65,CreditBureau;OpenBanking,19,Hybrid,Rebalance,2025-10-08,Failed,v2.10.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0695,Builder,33232,123428,3693,14.5,1,10,IN,Medium,NoShortSelling;NoDerivatives,ESGOnly;NoTobacco,,1.5,24.6,10.1,Home:3y;Retirement:30y,3,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Phone>App>In-Person>Email,true,21:00-06:15,54,92,50,49,CreditBureau;OpenBanking,16,None,Rebalance,2025-12-15,Partial,v2.8.7,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A0696,Optimizer,206330,1974206,133809,11.3,1,12,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.5,16.5,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,TaxCost;MaxDD;IRR,Email>App>Chat>Phone,true,20:30-07:15,70,101,80,73,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-01-26,Success,v2.9.4,LimitOrderOnly,Enforce tax budget and position caps
A0697,Preserver,151607,1140600,35347,5.9,1,15,UK,Medium,AccreditedOnly;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Phone>Chat>In-Person>Email,true,21:45-08:30,71,154,56,48,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-10-04,Partial,v1.10.6,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0698,Preserver,71017,879052,35334,7.0,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.2,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Chat>App>Phone,true,23:30-08:45,66,133,58,50,Brokerage;CreditBureau;OpenBanking;Payroll,13,None,Rebalance,2025-09-01,Partial,v1.9.2,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0699,Preserver,136269,1279066,97231,5.6,1,12,US,Low,NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,6.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe,Chat>Phone>In-Person>App>Email,true,22:15-06:45,74,212,70,61,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-01-12,Failed,v2.9.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0700,Stabilizer,109118,363478,29860,8.5,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.7,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Email>App>In-Person>Phone,true,19:00-08:00,61,144,53,55,OpenBanking;Payroll,20,Human,AutoTransfer,2025-10-03,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0701,Preserver,100245,1174255,51459,5.1,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,6.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD,In-Person>Email>Phone>App>Chat,true,21:15-08:00,79,164,66,62,Brokerage;CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-08-24,Success,v2.9.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0702,Builder,43181,130209,9555,9.9,1,10,US,High,NoIlliquids;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs,1.7,12.5,9.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;IRR;Sharpe,Chat>Email>In-Person>App,true,19:15-06:30,55,64,48,36,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-04-29,Success,v2.9.2,NoMargin,Prioritize liquidity and down payment savings
A0703,Builder,136765,346864,15335,13.0,2,12,US,High,,,,1.6,13.3,7.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>Chat>App>Phone>In-Person,true,22:45-08:00,46,123,54,54,OpenBanking,14,Hybrid,AlertAcknowledge,2025-08-26,Success,v1.9.6,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0704,Preserver,114963,942998,95226,6.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.9,7.2,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>App>Chat>Phone>Email,true,22:30-07:00,71,152,62,55,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-12-04,Success,v1.10.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0705,Preserver,89284,591695,78519,5.3,3,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost,Email>App>Chat,true,20:30-08:15,69,207,79,77,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-12-23,Partial,v2.9.4,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0706,Builder,93693,3224,1000,11.5,4,10,US,Low,,NoFossilFuel;ESGOnly,LeveragedETFs,1.4,17.7,11.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;TaxCost,Email>In-Person>Chat>App>Phone,true,23:30-07:30,61,144,66,57,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-06-27,Failed,v2.8.1,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0707,Builder,137309,136242,15839,13.9,2,12,US,Low,,,PrivateCredit,1.6,17.6,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;IRR,Email>App>Chat,false,20:00-08:30,63,70,52,40,CreditBureau;OpenBanking,11,None,PlanUpdate,2025-04-29,Success,v1.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0708,Builder,52906,171175,12597,8.4,3,10,SG,Low,NoShortSelling,,PrivateCredit,1.4,20.0,7.3,Home:3y;Retirement:30y,3,Directive,Shallow,TaxCost;MaxDD,Phone>Chat>In-Person>Email,false,22:45-07:15,65,143,63,58,CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-11-28,Failed,v1.9.5,StopLossDisabled,Prioritize liquidity and down payment savings
A0709,Optimizer,170367,2015680,77724,7.3,2,15,DE,Low,NoShortSelling,ESGOnly,PennyStocks,1.5,26.7,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;IRR;MaxDD,In-Person>Email>App>Phone>Chat,true,19:00-06:30,73,82,82,71,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-09-25,Success,v2.10.2,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0710,Preserver,214757,1575978,151729,7.6,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Email>Phone>In-Person>Chat,true,19:15-07:00,70,188,60,56,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-08-20,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0711,Preserver,63156,1120301,54092,4.3,4,10,SG,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.2,8.9,Retirement:15y;Emergency:1y,15,Directive,Shallow,MaxDD;Sharpe,Email>App>Phone>In-Person>Chat,true,21:30-06:30,74,157,79,83,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-12-26,Success,v1.10.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0712,Preserver,79244,268467,35550,5.4,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Email>Phone>Chat>App,true,23:00-08:15,65,236,55,45,Brokerage;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-02-15,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0713,Builder,50562,75754,5111,9.0,4,10,US,Low,NoShortSelling;NoDerivatives,,PrivateCredit,1.7,12.5,7.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;TaxCost,Email>In-Person>Phone>App>Chat,true,21:00-08:45,63,122,53,52,OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-07-27,Partial,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A0714,Optimizer,111394,1363252,79117,7.7,3,12,US,Medium,NoShortSelling;NoIlliquids,,PennyStocks,1.6,16.2,12.6,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;TaxCost,Email>App>In-Person,true,23:45-08:15,63,85,76,68,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-10-07,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A0715,Builder,60205,137032,8273,13.8,1,10,US,Low,,,LeveragedETFs;PennyStocks,1.4,13.1,9.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost,App>In-Person>Email>Chat,true,21:45-08:30,62,89,50,47,CreditBureau;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-10-13,Failed,v2.9.5,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A0716,Builder,75762,312336,15038,13.5,2,10,CA,Low,,NoFossilFuel;ESGOnly,Crypto;PennyStocks,1.7,16.1,8.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,MaxDD;IRR;TaxCost,Chat>Email>Phone>In-Person>App,true,20:15-08:15,60,78,70,68,OpenBanking,13,Human,Rebalance,2025-11-18,Partial,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A0717,Stabilizer,51815,129820,5606,6.2,3,10,SG,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,10.9,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>Email>App,true,21:45-07:45,60,115,62,57,OpenBanking;Payroll,20,Hybrid,PlanUpdate,2025-07-30,Success,v1.8.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0718,Optimizer,88315,843617,41449,11.1,1,10,IN,Medium,,,PennyStocks,1.7,20.5,13.3,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;TaxCost;IRR,Email>In-Person>App>Chat,true,22:30-08:15,57,65,56,52,Brokerage;OpenBanking;Payroll,6,Human,PlanUpdate,2025-09-24,Success,v2.9.5,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A0719,Preserver,111359,1670185,73427,6.5,2,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat>App,true,19:45-08:30,67,164,71,76,Brokerage;OpenBanking,4,None,PlanUpdate,2025-06-08,Partial,v1.9.1,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0720,Preserver,105026,970779,107647,5.4,4,15,DE,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,true,20:45-06:15,74,205,67,60,Brokerage;OpenBanking;Payroll,3,None,PlanUpdate,2025-11-26,Success,v1.10.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0721,Explorer,98060,635728,37444,20.0,4,10,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.9,28.3,16.8,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,MaxDD;TaxCost;IRR,Phone>Chat>In-Person,false,22:30-06:45,61,88,63,53,CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2024-12-27,Success,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0722,Explorer,79555,147326,4576,15.1,2,10,SG,Medium,NoShortSelling,NoFossilFuel;NoWeapons,Crypto;PennyStocks,2.2,26.7,12.9,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person,false,23:30-06:00,59,55,66,66,CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-04-29,Success,v2.10.8,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0723,Stabilizer,101131,938439,36368,6.5,4,15,UK,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>App>In-Person>Phone>Email,false,19:00-08:15,65,141,51,45,OpenBanking,13,Human,Rebalance,2025-03-30,Partial,v2.9.1,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0724,Stabilizer,45250,145129,15156,7.5,4,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.4,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person,false,22:15-08:00,67,112,72,73,OpenBanking;Payroll,10,None,AutoTransfer,2025-09-25,Success,v2.10.6,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0725,Optimizer,99537,594203,34994,8.2,3,10,IN,Medium,,ESGOnly;NoFossilFuel,PennyStocks,1.7,23.6,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,TaxCost;Sharpe,App>Chat>In-Person>Email>Phone,true,21:00-06:15,61,105,60,48,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-09-02,Success,v2.10.9,LimitOrderOnly,Enforce tax budget and position caps
A0726,Builder,152020,476117,25510,8.6,4,12,US,Low,NoIlliquids;AccreditedOnly,,,1.7,15.3,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;TaxCost;MaxDD,App>In-Person>Phone,false,20:15-07:45,66,77,51,50,OpenBanking,6,None,Rebalance,2025-07-29,Success,v1.10.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0727,Explorer,78939,337320,39418,15.1,2,10,US,Low,,NoTobacco;ESGOnly,Crypto;PrivateCredit,1.7,26.9,15.6,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,MaxDD;IRR;Sharpe,Email>Phone>App>In-Person>Chat,false,22:00-08:00,61,90,61,57,CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-01-16,Partial,v1.10.3,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0728,Builder,92626,260708,11121,11.6,3,10,UK,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;NoTobacco,Crypto,1.6,19.9,10.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Phone,false,23:15-08:00,71,144,72,65,OpenBanking,7,None,Rebalance,2025-07-12,Success,v2.9.7,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A0729,Stabilizer,82006,269204,11253,6.2,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.3,5.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>App>Phone>Chat,false,23:00-06:30,52,104,55,60,CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-07-14,Success,v1.8.1,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0730,Preserver,117024,379784,19141,4.3,4,12,US,Low,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Phone,true,20:30-06:15,77,220,85,89,Brokerage;CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-05-22,Success,v1.9.1,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0731,Optimizer,107424,688285,51664,9.2,1,15,SG,Medium,,NoTobacco,PennyStocks,1.8,18.5,11.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;TaxCost,In-Person>App>Email>Phone>Chat,false,20:15-06:45,68,99,66,61,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-05-30,Success,v1.10.8,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0732,Preserver,411939,2150479,205022,9.0,1,12,US,Low,AccreditedOnly;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,13.1,5.7,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Phone,false,21:00-06:15,72,173,66,58,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-06-13,Success,v1.10.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0733,Stabilizer,61920,332561,22179,7.1,2,10,US,Medium,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,16.4,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>Phone>Chat>In-Person,true,20:45-06:00,55,173,43,36,CreditBureau;OpenBanking,15,None,Rebalance,2025-02-28,Partial,v1.8.4,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0734,Builder,65039,103323,10176,9.7,1,10,US,Low,NoShortSelling,,LeveragedETFs,1.7,18.7,8.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;Sharpe,Email>Phone>In-Person,true,19:30-07:15,62,105,62,54,CreditBureau;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-06-10,Success,v1.8.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0735,Stabilizer,26411,85537,7683,9.9,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,11.2,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,Chat>App>In-Person,true,19:00-08:15,58,104,43,38,CreditBureau;OpenBanking,11,None,Rebalance,2025-06-19,Partial,v1.8.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0736,Stabilizer,116381,782130,31064,10.2,1,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,5.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone,false,21:15-08:15,66,110,55,46,CreditBureau;OpenBanking,17,None,Rebalance,2025-09-03,Success,v2.10.8,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0737,Preserver,79149,543510,22148,6.1,2,10,DE,Low,AccreditedOnly;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>In-Person>Email,true,21:15-07:00,69,194,54,53,Brokerage;OpenBanking,5,None,AutoTransfer,2025-09-09,Success,v1.8.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0738,Explorer,64385,457995,21126,21.3,1,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel,,1.8,20.1,12.3,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,Sharpe;MaxDD,App>Phone>Chat,true,19:45-07:30,56,69,55,54,CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-12-23,Failed,v2.9.2,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A0739,Preserver,79920,930521,83480,5.8,1,10,US,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.4,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,In-Person>App>Email>Chat>Phone,false,20:30-07:15,70,195,62,52,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-04-19,Partial,v2.10.6,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0740,Optimizer,112494,1055376,60839,7.9,3,12,US,Medium,NoShortSelling;NoDerivatives,ESGOnly,PennyStocks,1.8,27.9,10.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;Sharpe,In-Person>App>Phone>Chat>Email,true,23:45-06:45,69,62,68,57,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-05-15,Success,v1.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0741,Builder,58226,268572,12112,10.4,4,10,US,Low,,,,1.7,14.3,9.4,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,TaxCost;IRR,Phone>In-Person>Email,false,23:15-07:45,58,67,62,51,OpenBanking;Payroll,6,Hybrid,Rebalance,2025-04-08,Success,v1.9.2,StopLossDisabled,Prioritize liquidity and down payment savings
A0742,Stabilizer,71820,423101,23676,5.6,4,10,SG,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.4,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,Chat>Email>Phone>App>In-Person,true,21:15-06:30,58,98,54,50,OpenBanking;Payroll,13,None,AutoTransfer,2025-04-11,Success,v1.9.4,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0743,Preserver,96652,797367,56481,5.7,1,10,CA,Low,NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Email>Chat>Phone,true,21:15-07:00,69,172,69,61,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-04-28,Success,v2.8.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0744,Preserver,92810,1356460,52056,5.4,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.0,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD,In-Person>App>Email>Chat,true,19:15-08:45,82,229,73,71,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-08-07,Success,v1.9.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0745,Builder,61356,294265,17716,12.3,3,10,IN,Medium,NoShortSelling;NoIlliquids,,Crypto;PrivateCredit,1.7,19.1,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;IRR;TaxCost,Chat>In-Person>App>Phone>Email,true,19:15-08:15,63,92,58,50,OpenBanking;Payroll,8,Human,AutoTransfer,2025-09-03,Success,v1.8.7,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0746,Stabilizer,126700,397430,13480,6.5,3,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.0,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,App>Phone>Chat>In-Person>Email,true,20:00-07:30,64,107,54,60,CreditBureau;OpenBanking,14,None,AutoTransfer,2025-06-22,Success,v2.9.5,NoPennyStocks,Keep expenses buffer ≥ 4 months
A0747,Stabilizer,105894,738861,29427,8.6,2,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>App>Phone>In-Person>Email,true,19:00-06:30,60,156,52,47,OpenBanking;Payroll,7,None,Rebalance,2025-04-28,Failed,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A0748,Preserver,140783,1005425,110120,4.1,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.6,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Chat>In-Person>Phone>Email,false,21:00-06:15,74,222,64,61,Brokerage;OpenBanking,11,None,Rebalance,2025-09-17,Partial,v2.9.4,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0749,Explorer,47590,223768,15767,13.9,2,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoTobacco,LeveragedETFs;PennyStocks,1.8,24.7,16.5,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;IRR;MaxDD,Chat>In-Person>Email>App>Phone,false,22:00-07:45,70,50,84,80,OpenBanking;Payroll,5,None,AutoTransfer,2025-12-24,Success,v1.9.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0750,Preserver,163199,1559517,66139,4.1,3,12,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,5.1,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,Phone>App>In-Person>Email>Chat,true,20:30-07:15,69,184,74,75,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-11-06,Failed,v1.9.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0751,Stabilizer,117628,540798,57709,6.9,1,12,US,Medium,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.6,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Email>App>Chat,false,19:00-07:30,60,150,54,50,OpenBanking;Payroll,5,Human,Rebalance,2025-01-29,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A0752,Preserver,79113,801609,40013,5.9,1,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,8.3,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Chat>In-Person>Email>App,false,23:00-06:30,74,133,79,71,Brokerage;OpenBanking,7,None,PlanUpdate,2025-08-23,Success,v1.8.6,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0753,Explorer,131364,410203,23559,21.0,1,12,US,Low,NoShortSelling,,PrivateCredit,1.7,34.3,13.1,Business:5y;Travel:2y,5,Collaborative,Shallow,TaxCost;Sharpe,Phone>Chat>In-Person>App>Email,true,22:15-07:15,62,69,55,45,OpenBanking,5,Hybrid,AutoTransfer,2025-02-08,Partial,v1.9.7,LimitOrderOnly;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A0754,Builder,48656,-43739,6538,12.2,3,10,US,High,NoShortSelling;NoDerivatives,NoTobacco,,1.8,16.9,11.2,Home:3y;Retirement:30y,3,Collaborative,Deep,MaxDD;Sharpe,Chat>Phone>App>Email,true,21:00-07:00,49,80,58,50,OpenBanking,17,Human,Rebalance,2025-01-22,Success,v2.10.3,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0755,Stabilizer,33736,110006,6695,6.3,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost,Chat>In-Person>App>Email,true,21:15-07:45,68,99,71,73,OpenBanking,14,Human,PlanUpdate,2025-01-13,Success,v2.10.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0756,Builder,108628,277714,20611,7.6,4,15,CA,Medium,NoShortSelling;NoIlliquids,,,1.6,25.0,7.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;TaxCost,App>Chat>Phone>In-Person>Email,true,20:15-08:00,55,71,42,41,OpenBanking;Payroll,15,Human,PlanUpdate,2025-03-02,Success,v1.8.5,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A0757,Optimizer,113577,1313360,72681,8.5,3,12,US,Low,NoDerivatives,ESGOnly;NoTobacco,PennyStocks,1.8,27.7,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;Sharpe,Chat>In-Person>Email,true,20:45-07:45,61,107,71,66,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-01-24,Success,v1.9.3,LimitOrderOnly,Enforce tax budget and position caps
A0758,Stabilizer,110228,242514,7315,5.5,4,12,US,Low,NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Phone>Email,false,20:00-06:00,66,135,51,51,OpenBanking,18,None,Rebalance,2025-12-13,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0759,Stabilizer,53275,174760,23357,9.0,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.9,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost,App>In-Person>Phone,false,22:00-08:45,56,167,49,40,CreditBureau;OpenBanking;Payroll,10,Human,AutoTransfer,2025-08-11,Success,v2.9.1,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A0760,Builder,37504,84642,7328,10.7,2,10,US,Low,AccreditedOnly;NoShortSelling,,,1.6,24.5,7.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;TaxCost;Sharpe,Chat>App>Phone,false,22:30-06:15,66,88,74,63,OpenBanking;Payroll,16,Hybrid,Rebalance,2025-10-19,Success,v1.8.9,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0761,Preserver,161578,1459063,137578,3.2,4,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>Chat,true,19:30-08:15,78,215,65,64,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-11-09,Success,v2.10.6,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0762,Stabilizer,40495,189697,17799,8.1,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,8.8,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe,Phone>In-Person>App,true,21:15-07:15,54,116,55,52,OpenBanking,10,Human,Rebalance,2025-12-17,Success,v1.10.7,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A0763,Preserver,52869,411317,14944,6.2,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Chat>App>Email,false,19:15-07:45,78,221,78,82,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-06-25,Failed,v1.9.5,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0764,Builder,27819,149167,7246,10.4,2,10,CA,High,NoDerivatives,,LeveragedETFs,1.7,15.2,10.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;TaxCost,Email>App>In-Person,true,21:15-06:45,52,134,62,50,CreditBureau;OpenBanking;Payroll,11,None,PlanUpdate,2025-03-03,Failed,v2.9.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0765,Optimizer,29814,218111,14747,9.4,2,10,US,Low,,NoFossilFuel,PennyStocks,1.6,26.0,13.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;IRR;TaxCost,Chat>App>Phone>In-Person,true,19:00-08:45,62,96,57,51,Brokerage;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-02-15,Success,v2.8.2,StopLossDisabled,Enforce tax budget and position caps
A0766,Explorer,41456,352874,9659,14.8,1,10,US,Medium,,NoTobacco,,1.8,32.8,15.0,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;MaxDD,In-Person>App>Chat,true,19:45-08:00,62,78,64,58,OpenBanking;Payroll,2,None,PlanUpdate,2025-11-12,Partial,v2.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A0767,Explorer,24928,142472,5485,14.4,2,10,US,Low,,,PennyStocks,2.1,32.8,17.0,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;TaxCost;Sharpe,Email>Chat>In-Person,true,23:30-06:30,61,57,61,55,OpenBanking,7,None,PlanUpdate,2025-06-04,Success,v1.8.4,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0768,Optimizer,118444,845975,72929,9.1,4,15,IN,Low,,NoTobacco,Crypto;PennyStocks,1.6,18.3,12.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,TaxCost;IRR;Sharpe,Chat>Phone>In-Person>Email>App,true,19:45-07:15,74,91,88,84,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-03-24,Success,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A0769,Builder,24188,29837,3525,12.5,2,10,US,Medium,,,Crypto;LeveragedETFs,1.5,20.8,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,MaxDD;TaxCost,Email>App>Chat>Phone>In-Person,false,20:30-08:00,69,73,67,57,CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-11-24,Partial,v1.9.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0770,Preserver,63722,382056,43491,3.7,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.8,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat,true,23:30-06:45,67,183,54,56,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-01-08,Failed,v1.10.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0771,Preserver,250903,2360171,125436,4.5,4,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,8.7,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe,App>In-Person>Chat>Email>Phone,false,23:15-07:00,77,181,76,67,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-01-28,Success,v1.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0772,Optimizer,143280,1753686,44231,8.0,3,12,US,Medium,,,PennyStocks,1.6,15.5,11.8,Wealth:10y;Estate:20y,10,Collaborative,Shallow,TaxCost;IRR;MaxDD,Email>Chat>In-Person>Phone,true,19:45-07:30,64,79,75,71,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-01-14,Success,v2.9.1,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A0773,Builder,67762,185588,11218,10.0,3,10,US,High,NoDerivatives;AccreditedOnly,NoFossilFuel,,1.4,23.6,9.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,Sharpe;IRR,Chat>Email>In-Person>App,true,23:15-06:15,54,94,56,56,OpenBanking;Payroll,6,Human,PlanUpdate,2025-03-18,Success,v1.8.4,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A0774,Preserver,51621,500060,40090,3.8,4,10,IN,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Email>Phone,false,20:45-07:00,76,224,84,84,Brokerage;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-12-20,Success,v2.9.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0775,Stabilizer,65962,743473,28010,9.3,1,10,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,8.3,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe,Phone>In-Person>App,true,21:00-06:00,66,135,75,67,CreditBureau;OpenBanking,15,Human,PlanUpdate,2025-06-02,Success,v2.10.9,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0776,Explorer,67619,407633,30850,15.1,3,10,IN,Medium,,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,2.1,32.6,12.2,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,Sharpe;MaxDD;IRR,Chat>In-Person>App,false,21:00-07:15,50,73,48,47,CreditBureau;OpenBanking,2,Human,Rebalance,2025-07-22,Success,v2.10.2,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0777,Preserver,51944,538444,48973,4.9,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.2,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Chat>App,true,23:00-07:15,82,158,77,67,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-09-09,Failed,v2.8.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0778,Builder,70037,299875,17326,10.7,3,10,US,Low,AccreditedOnly;NoIlliquids,,,1.5,17.9,9.3,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD,Phone>Email>App,false,22:30-06:30,68,101,57,55,OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-10-11,Success,v2.9.9,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A0779,Preserver,158973,1206038,148992,6.1,3,12,US,High,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,App>Email>Chat>In-Person>Phone,false,21:45-08:30,61,220,46,38,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-10-02,Partial,v1.9.9,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0780,Explorer,56572,344353,21446,14.6,2,10,DE,Medium,NoShortSelling;AccreditedOnly,NoTobacco,LeveragedETFs;PrivateCredit,1.8,26.6,12.1,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,MaxDD;IRR,Email>In-Person>Phone,true,19:15-06:30,54,77,64,63,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-06-14,Success,v2.8.2,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0781,Builder,60551,323890,17713,15.4,1,10,US,Low,,,Crypto;LeveragedETFs,1.4,23.6,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;MaxDD,App>Phone>Email,true,23:15-08:30,60,133,57,45,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-04-07,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A0782,Explorer,26398,133465,7596,17.1,3,10,US,Low,AccreditedOnly;NoIlliquids,,,2.2,23.1,13.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;IRR;MaxDD,Chat>In-Person>Email,false,20:30-07:30,58,85,72,70,CreditBureau;OpenBanking,4,Human,Rebalance,2025-12-01,Success,v1.9.5,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0783,Preserver,56404,755731,41887,6.7,2,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,8.1,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Chat,true,19:30-07:30,74,162,73,70,Brokerage;OpenBanking,7,Human,Rebalance,2025-06-04,Partial,v1.9.4,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0784,Preserver,150704,1619206,135793,4.6,3,15,SG,Low,AccreditedOnly;NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>In-Person>Email>Chat,true,22:45-07:15,75,191,63,66,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-10-05,Success,v2.8.9,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0785,Explorer,49133,138998,6605,19.7,2,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs,1.7,23.9,13.4,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Chat>Phone>App,true,19:15-08:45,49,70,58,57,OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-12-02,Success,v2.9.9,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0786,Optimizer,75746,409800,32228,10.8,1,10,DE,High,NoShortSelling,NoWeapons;NoTobacco,LeveragedETFs;PennyStocks,1.7,26.6,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,Sharpe;IRR;MaxDD,In-Person>Phone>App>Chat>Email,true,23:15-08:30,62,60,74,66,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-09-08,Success,v1.10.1,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A0787,Optimizer,85281,841085,43822,10.5,1,10,US,Low,NoIlliquids,,LeveragedETFs;PennyStocks,1.5,25.6,9.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,IRR;MaxDD,Chat>App>Phone>In-Person>Email,true,19:45-06:45,71,105,69,62,Brokerage;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-11-28,Success,v1.10.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A0788,Builder,64481,76877,3036,8.7,2,10,IN,Low,NoShortSelling;AccreditedOnly,ESGOnly;NoFossilFuel,,1.8,19.3,7.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;Sharpe;IRR,Phone>Chat>In-Person,true,20:00-06:45,60,83,67,67,OpenBanking,7,Hybrid,PlanUpdate,2025-02-21,Success,v1.9.1,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A0789,Builder,39289,59750,1931,10.1,2,10,US,Medium,,NoWeapons;NoFossilFuel,,1.6,23.2,10.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>In-Person,false,19:00-07:15,51,74,44,34,CreditBureau;OpenBanking,13,Human,Rebalance,2025-12-08,Success,v2.9.8,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0790,Explorer,70047,295528,19667,18.0,4,10,US,Low,NoShortSelling;NoIlliquids,,PrivateCredit,2.1,24.7,14.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,Sharpe;MaxDD,Email>In-Person>App>Phone,false,19:45-06:45,56,73,64,52,CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-12-22,Partial,v2.10.5,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0791,Builder,35882,122313,4609,8.3,4,10,US,Low,,,LeveragedETFs;PennyStocks,1.5,13.3,8.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;MaxDD;Sharpe,Phone>App>Chat>In-Person>Email,true,21:45-06:00,73,83,62,57,CreditBureau;OpenBanking;Payroll,14,None,AutoTransfer,2025-08-11,Partial,v1.9.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0792,Preserver,134537,1868956,145595,5.5,3,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD,Chat>Phone>Email>App,true,21:00-06:15,69,230,75,79,Brokerage;CreditBureau;OpenBanking,13,Human,Rebalance,2025-08-30,Success,v2.8.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0793,Stabilizer,46912,428484,28907,5.5,4,10,UK,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>App>Email>Phone,true,19:45-06:30,53,144,63,62,CreditBureau;OpenBanking,19,None,AutoTransfer,2025-04-13,Success,v2.9.2,NoIlliquids,Keep expenses buffer ≥ 4 months
A0794,Preserver,167394,1251874,122592,5.6,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;Sharpe,In-Person>Chat>Phone>Email,false,21:45-08:00,73,120,79,82,Brokerage;OpenBanking,13,None,PlanUpdate,2025-06-11,Partial,v1.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0795,Preserver,98320,295541,32063,5.4,3,10,AU,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,5.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,App>Phone>Email,true,21:30-07:30,75,209,72,69,Brokerage;CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-03-13,Failed,v2.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0796,Builder,45227,114614,4982,9.5,4,10,US,Low,NoIlliquids,,Crypto;PennyStocks,1.4,19.9,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,IRR;MaxDD;TaxCost,In-Person>Chat>Email>App,true,23:00-07:30,60,125,69,64,CreditBureau;OpenBanking,11,None,Rebalance,2025-01-06,Success,v1.9.7,NoIlliquids,Prioritize liquidity and down payment savings
A0797,Optimizer,190180,3787845,100001,7.6,3,12,US,Low,,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,1.5,20.3,9.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Email>App>Chat,true,19:30-06:00,67,87,60,51,Brokerage;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-12-12,Success,v1.10.3,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0798,Builder,35649,135857,7027,10.7,4,10,US,Low,NoIlliquids;NoShortSelling,,,1.7,21.3,8.6,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;Sharpe,App>Email>In-Person>Chat,true,19:45-06:30,60,71,53,47,CreditBureau;OpenBanking,7,Human,Rebalance,2025-08-19,Success,v2.10.4,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0799,Stabilizer,58118,236605,24776,4.9,4,10,SG,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Chat>In-Person>App>Email>Phone,true,21:15-07:30,54,113,55,53,OpenBanking,6,None,AutoTransfer,2025-09-05,Partial,v1.8.5,NoPennyStocks,Keep expenses buffer ≥ 4 months
A0800,Builder,66168,188490,10228,11.7,1,10,CA,Low,NoIlliquids;NoShortSelling,NoTobacco,,1.7,22.6,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>Phone,false,23:45-07:45,67,92,63,53,OpenBanking,16,None,AlertAcknowledge,2025-11-13,Partial,v1.9.4,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0801,Preserver,94045,987060,54924,8.1,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.0,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;MaxDD,Phone>Chat>App>Email>In-Person,true,20:45-07:00,67,131,76,68,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-10-27,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0802,Builder,26799,25262,2383,8.5,4,10,US,Low,NoShortSelling,NoTobacco,LeveragedETFs;PennyStocks,1.8,20.1,8.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;IRR,App>Phone>Chat>Email,true,23:30-07:30,72,106,60,49,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-02-11,Success,v2.8.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0803,Optimizer,76090,1072638,44028,9.9,1,10,DE,Low,AccreditedOnly;NoDerivatives,,PennyStocks;PrivateCredit,1.7,19.1,9.5,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;MaxDD,Email>In-Person>Chat,false,20:30-06:30,65,76,61,52,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-03-13,Success,v2.8.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0804,Optimizer,131152,1604728,82618,8.2,2,12,US,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.6,16.6,11.4,Wealth:10y;Estate:20y,10,Educational,Shallow,MaxDD;Sharpe,Phone>Email>Chat>In-Person>App,false,22:15-06:30,63,79,50,38,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-06-08,Success,v2.9.2,NoIlliquids,Enforce tax budget and position caps
A0805,Builder,36535,-6219,1000,12.8,2,10,US,Low,,ESGOnly,LeveragedETFs;PennyStocks,1.6,21.6,7.5,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;IRR;Sharpe,Phone>Email>App>In-Person,true,22:00-07:15,71,81,72,69,OpenBanking,19,None,PlanUpdate,2025-03-19,Success,v1.9.4,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A0806,Stabilizer,124479,298048,34592,9.7,1,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.0,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,In-Person>Chat>App,true,23:30-08:30,60,146,65,61,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-01-10,Success,v1.10.1,StopLossDisabled,Keep expenses buffer ≥ 4 months
A0807,Preserver,120339,645453,38249,5.4,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,8.5,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,In-Person>Chat>Email,true,23:45-08:15,71,204,64,56,Brokerage;OpenBanking,10,Human,AlertAcknowledge,2025-01-21,Failed,v1.10.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0808,Preserver,80362,338600,13557,5.3,2,10,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,6.6,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Phone>App>Email>Chat>In-Person,true,20:30-08:00,82,210,89,95,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-04-06,Success,v1.9.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0809,Preserver,90389,1281366,63106,3.4,4,10,UK,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.0,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>App>In-Person>Email,true,20:30-07:45,82,230,72,68,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-03-01,Success,v1.10.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0810,Optimizer,305829,3340691,246977,9.9,2,12,US,Low,,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.6,21.2,10.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;TaxCost;Sharpe,Chat>Phone>Email>In-Person,false,23:00-08:00,65,102,69,61,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,Rebalance,2025-01-16,Failed,v1.9.8,NoIlliquids,Enforce tax budget and position caps
A0811,Builder,100830,487957,22093,12.3,3,15,AU,Low,NoDerivatives;AccreditedOnly,NoWeapons;NoFossilFuel,,1.7,21.4,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,TaxCost;IRR;Sharpe,App>In-Person>Phone,false,19:45-07:00,62,103,64,57,CreditBureau;OpenBanking,16,Human,AlertAcknowledge,2025-06-26,Success,v1.9.4,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0812,Optimizer,145817,2305150,89346,9.0,1,12,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.5,27.6,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;TaxCost;IRR,Email>In-Person>Phone,true,20:15-06:00,64,74,72,68,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-04-16,Success,v2.8.6,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0813,Builder,34996,58446,4804,13.9,1,10,US,Low,,,Crypto;PrivateCredit,1.8,12.7,10.8,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;IRR,App>In-Person>Phone,true,22:45-06:45,64,134,74,66,CreditBureau;OpenBanking;Payroll,18,Hybrid,PlanUpdate,2025-07-27,Failed,v1.10.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0814,Preserver,189443,2130958,88894,6.2,4,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,6.0,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD,Phone>In-Person>Email>Chat>App,true,21:30-07:15,79,129,70,70,Brokerage;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-07-03,Success,v2.8.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0815,Optimizer,204066,1737632,96111,12.1,1,15,UK,Low,NoDerivatives,,LeveragedETFs;PennyStocks,1.8,18.5,13.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;IRR,App>Phone>In-Person>Chat>Email,true,21:00-08:00,71,81,71,62,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-06-13,Partial,v2.10.1,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A0816,Explorer,61896,401548,21345,22.0,2,10,DE,Low,NoDerivatives,NoWeapons,,2.0,24.1,15.0,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;MaxDD,In-Person>Email>App>Phone>Chat,true,23:15-07:15,55,81,55,51,CreditBureau;OpenBanking,3,None,PlanUpdate,2025-03-29,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0817,Preserver,79230,683159,61211,7.6,1,10,DE,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,9.8,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>In-Person,true,20:15-07:00,82,216,71,69,Brokerage;OpenBanking,13,None,AutoTransfer,2025-08-06,Success,v2.8.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0818,Builder,60805,-4683,1000,12.6,2,10,US,Low,NoIlliquids,NoFossilFuel,,1.8,22.6,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;TaxCost,App>In-Person>Phone>Email>Chat,true,19:45-06:45,68,107,75,75,CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-02-17,Success,v2.8.6,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0819,Stabilizer,44142,78269,7465,4.2,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>Phone>App,true,23:30-07:45,63,147,57,56,CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-05-11,Success,v1.8.6,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0820,Stabilizer,60010,196582,16844,7.1,2,10,IN,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.7,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>App>Chat>In-Person,true,20:30-08:15,58,137,43,44,OpenBanking;Payroll,6,None,PlanUpdate,2025-10-15,Failed,v1.8.1,NoIlliquids,Keep expenses buffer ≥ 4 months
A0821,Builder,93285,380925,17632,10.1,4,10,US,Low,,NoTobacco,,1.5,12.7,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,IRR;MaxDD,Chat>Phone>App,true,22:30-07:45,58,105,61,57,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-01-17,Success,v2.10.2,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0822,Preserver,47903,743169,25956,4.7,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost,Phone>App>Chat>Email>In-Person,false,21:00-06:00,76,156,79,78,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-03-22,Success,v2.10.1,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0823,Stabilizer,64092,228496,27270,7.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.7,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>Phone,false,22:15-08:15,65,104,67,62,CreditBureau;OpenBanking;Payroll,9,None,AlertAcknowledge,2024-12-26,Success,v1.8.6,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0824,Explorer,69646,440790,14406,14.6,3,10,US,Low,,NoFossilFuel,,1.7,32.2,15.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;MaxDD,Email>App>In-Person,true,19:45-06:45,61,74,69,62,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-06-26,Failed,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0825,Preserver,102891,1009500,86848,9.1,1,15,IN,Low,NoShortSelling;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.5,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD,Chat>Phone>Email>App>In-Person,true,21:45-06:45,81,175,73,74,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-09-07,Partial,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0826,Optimizer,66871,300936,24029,8.2,4,10,CA,Low,,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,1.6,22.1,9.6,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Email>Phone>Chat>In-Person>App,false,20:00-08:30,69,75,67,58,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,Rebalance,2025-01-16,Partial,v2.9.7,LimitOrderOnly,Enforce tax budget and position caps
A0827,Explorer,38872,290104,15127,12.6,4,10,US,Low,AccreditedOnly,,PennyStocks,2.1,24.2,13.3,Business:5y;Travel:2y,5,Educational,Deep,Sharpe;IRR,App>In-Person>Chat>Email,false,23:45-06:30,65,49,65,57,OpenBanking,2,Hybrid,PlanUpdate,2025-07-03,Success,v2.10.7,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0828,Preserver,152613,932619,30494,5.3,3,12,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>App>Email,true,20:45-08:45,76,180,69,68,Brokerage;OpenBanking,9,None,AutoTransfer,2025-11-22,Partial,v1.10.8,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0829,Builder,38137,96266,7391,10.7,3,10,US,Medium,NoDerivatives,,,1.4,21.7,7.9,Home:3y;Retirement:30y,3,Collaborative,Shallow,Sharpe;IRR,App>Phone>Email>Chat,true,22:45-07:00,50,66,55,46,OpenBanking,5,Human,AutoTransfer,2025-05-18,Success,v1.10.8,NoIlliquids,Prioritize liquidity and down payment savings
A0830,Preserver,147777,1738728,84884,5.9,4,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,8.9,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Phone>Chat,true,22:15-06:45,73,168,79,85,Brokerage;CreditBureau;OpenBanking,5,None,PlanUpdate,2025-12-04,Success,v2.10.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0831,Optimizer,94732,1246006,54175,8.0,4,10,US,High,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks;PrivateCredit,1.9,16.6,11.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,TaxCost;MaxDD,Chat>In-Person>Phone,true,23:00-06:00,63,119,56,49,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-07-31,Success,v1.9.5,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A0832,Stabilizer,115095,731869,34138,6.5,3,12,US,Low,NoIlliquids;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>Email>Chat>In-Person,true,21:15-07:45,60,126,49,42,OpenBanking,18,Human,AutoTransfer,2025-02-23,Success,v2.10.9,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A0833,Preserver,83413,265949,22771,4.8,4,10,US,Low,NoIlliquids;NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,16.1,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>Email>App,false,22:30-07:00,80,120,70,62,Brokerage;OpenBanking;Payroll,9,None,AutoTransfer,2025-04-21,Success,v2.8.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0834,Preserver,61908,269842,19632,6.3,3,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>In-Person>App>Phone,true,21:30-06:00,83,214,73,71,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-11-11,Partial,v2.10.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0835,Preserver,139054,637583,50278,6.4,1,12,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person,false,23:30-06:45,68,224,70,69,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-12-17,Partial,v2.10.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0836,Preserver,98031,326384,13341,3.9,3,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.7,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Email>App>Chat,true,21:30-07:45,74,206,63,63,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-05-27,Success,v2.10.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0837,Optimizer,248771,2104053,108930,7.9,2,12,US,High,NoDerivatives,NoFossilFuel,PennyStocks;PrivateCredit,1.5,25.0,11.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;TaxCost;IRR,Phone>Chat>App>In-Person>Email,true,21:45-06:30,60,87,52,41,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-10-13,Success,v2.8.6,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A0838,Preserver,141051,528232,22776,7.1,2,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,5.4,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost,In-Person>Email>Phone,false,23:00-06:15,76,220,77,79,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-05-02,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0839,Explorer,59680,229207,11161,18.8,3,10,IN,Medium,NoDerivatives;NoIlliquids,NoTobacco,LeveragedETFs;PennyStocks,1.9,22.1,16.3,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,MaxDD;Sharpe,In-Person>Chat>App>Phone>Email,false,21:15-08:00,62,90,54,49,OpenBanking,2,None,AlertAcknowledge,2025-09-07,Success,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A0840,Builder,54049,228123,10603,12.3,2,10,DE,Low,NoIlliquids,,PrivateCredit,1.6,22.0,10.3,Home:3y;Retirement:30y,3,Educational,Deep,IRR;TaxCost,Phone>App>In-Person>Email,true,22:30-07:00,58,141,52,50,OpenBanking,6,None,AlertAcknowledge,2025-07-09,Partial,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A0841,Optimizer,121989,1033479,44901,6.8,4,12,US,Low,NoShortSelling,ESGOnly;NoTobacco,PennyStocks,1.9,19.2,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;MaxDD,In-Person>Chat>Phone>Email,true,21:00-08:30,61,83,56,49,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-09-12,Success,v1.9.9,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A0842,Stabilizer,79212,254831,20260,7.8,1,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD,Phone>Email>Chat,true,22:30-08:15,67,113,55,53,CreditBureau;OpenBanking;Payroll,20,Human,PlanUpdate,2025-12-23,Success,v1.8.3,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0843,Optimizer,77584,982632,51379,8.2,3,10,US,Medium,,ESGOnly,LeveragedETFs;PennyStocks,1.7,23.9,9.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,TaxCost;MaxDD;IRR,App>Email>Phone>Chat,true,20:15-06:45,59,109,56,45,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-06-19,Success,v2.8.7,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0844,Builder,96652,217324,8153,9.6,2,10,US,Medium,,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.4,24.5,11.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;Sharpe,Email>Chat>Phone>In-Person>App,false,22:15-06:00,67,94,72,64,CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-11-20,Failed,v1.8.4,LimitOrderOnly,Prioritize liquidity and down payment savings
A0845,Builder,55336,120716,8976,11.5,3,10,US,Low,AccreditedOnly;NoShortSelling,NoTobacco,,1.6,12.8,7.7,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;Sharpe;TaxCost,In-Person>Email>Phone>App,false,19:45-07:30,64,73,72,71,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-10-24,Success,v2.10.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0846,Stabilizer,61226,236015,18173,4.9,3,10,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,Email>App>Chat,true,22:45-06:45,60,146,59,58,OpenBanking;Payroll,17,Human,AutoTransfer,2025-02-13,Partial,v1.9.9,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0847,Stabilizer,58273,247126,17403,7.5,3,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,App>Chat>Email>Phone,true,23:45-06:00,61,91,46,43,OpenBanking,20,Human,PlanUpdate,2025-07-17,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0848,Optimizer,135335,500037,52612,7.9,2,15,AU,Low,NoShortSelling,,PennyStocks,1.5,19.2,12.2,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;IRR,Email>App>In-Person>Phone>Chat,true,21:30-08:00,74,78,68,62,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,PlanUpdate,2025-02-13,Success,v2.9.8,PauseWhenVIX>30,Enforce tax budget and position caps
A0849,Builder,48463,91459,6086,9.7,2,10,US,Low,AccreditedOnly,,,1.4,13.4,9.0,Home:3y;Retirement:30y,3,Directive,Deep,MaxDD;Sharpe;IRR,Email>Chat>In-Person>App>Phone,false,19:45-08:15,59,111,50,44,OpenBanking;Payroll,20,None,Rebalance,2025-04-27,Success,v2.10.5,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0850,Preserver,104191,1511490,123389,6.5,2,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Email>Phone>In-Person>App>Chat,false,22:00-07:00,81,219,72,69,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-09-14,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0851,Stabilizer,233742,1398791,42982,6.2,3,15,UK,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person>App,false,23:00-06:45,68,109,58,54,OpenBanking,13,Hybrid,AutoTransfer,2025-01-22,Success,v2.9.9,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0852,Explorer,64593,29899,4351,17.5,1,10,SG,Medium,AccreditedOnly,,,2.0,20.1,13.8,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,Sharpe;MaxDD,App>In-Person>Phone>Chat,true,21:00-08:45,50,75,39,30,OpenBanking,2,None,Rebalance,2025-11-10,Success,v2.8.9,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0853,Explorer,54431,273864,9985,15.2,2,10,SG,High,,,PennyStocks,1.8,34.2,12.0,Business:5y;Travel:2y,5,Directive,Deep,IRR;Sharpe,Phone>Email>App,true,22:15-07:15,62,51,68,63,CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-07-07,Partial,v2.9.7,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0854,Optimizer,52373,559001,24781,6.3,4,10,US,Low,NoShortSelling;NoIlliquids,,PennyStocks,1.7,25.7,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,TaxCost;Sharpe,Email>Phone>Chat>In-Person,true,22:00-06:00,67,94,65,64,Brokerage;OpenBanking,2,None,AutoTransfer,2025-12-23,Success,v2.10.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0855,Builder,67683,235439,14902,12.0,2,10,DE,High,,NoWeapons;ESGOnly,PennyStocks;PrivateCredit,1.6,16.3,10.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;TaxCost,In-Person>Phone>Email,true,20:00-08:30,65,75,57,49,OpenBanking,6,None,AutoTransfer,2025-03-26,Success,v1.8.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0856,Optimizer,69243,1540968,34004,9.0,4,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;PennyStocks,1.7,21.5,10.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>Email,false,21:30-08:00,72,61,69,67,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-07-07,Success,v2.9.8,NoIlliquids,Enforce tax budget and position caps
A0857,Optimizer,99929,758573,60759,12.2,1,10,US,Medium,,NoWeapons,PennyStocks;PrivateCredit,1.9,19.3,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;MaxDD;Sharpe,App>Chat>Email,true,22:45-06:45,64,77,78,67,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-05-17,Success,v2.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A0858,Preserver,104887,1740259,98413,5.6,2,12,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,15.1,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,Email>Phone>App,true,22:30-08:45,76,158,61,54,Brokerage;OpenBanking,11,None,AutoTransfer,2025-08-18,Success,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0859,Optimizer,50741,579483,17868,9.2,3,10,US,Low,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.6,26.2,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;Sharpe,In-Person>Phone>Email,true,22:30-07:30,67,74,78,71,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-07-13,Partial,v2.10.8,NoPennyStocks,Enforce tax budget and position caps
A0860,Explorer,71030,342587,28408,13.9,4,10,CA,Medium,AccreditedOnly,ESGOnly,LeveragedETFs,1.8,32.7,16.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;IRR;TaxCost,Chat>App>Phone,true,20:15-07:45,59,85,51,48,CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-07-22,Failed,v2.8.5,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A0861,Optimizer,140400,2067500,95715,5.8,4,12,US,Medium,,,LeveragedETFs;PennyStocks;PrivateCredit,1.6,18.5,11.9,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;IRR,Chat>Email>App,false,20:45-08:00,69,61,82,82,Brokerage;OpenBanking,1,Human,PlanUpdate,2025-08-19,Success,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A0862,Builder,36912,57577,3215,15.3,1,10,SG,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs,1.6,13.9,10.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD,Phone>In-Person>Chat>Email>App,true,23:45-08:45,70,99,77,72,CreditBureau;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-09-01,Partial,v2.8.2,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0863,Builder,55462,124220,5043,14.9,1,10,US,Low,,,,1.6,15.6,11.6,Home:3y;Retirement:30y,3,Directive,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Email,true,22:30-06:45,67,110,72,68,CreditBureau;OpenBanking,6,None,Rebalance,2025-05-02,Partial,v1.10.8,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0864,Stabilizer,33898,149325,11769,6.3,3,10,US,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person>Email,true,21:30-07:00,55,97,55,50,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-04-26,Success,v1.9.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0865,Preserver,185386,2187184,191664,7.0,1,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Email>In-Person>App>Chat>Phone,true,23:15-08:00,69,232,69,60,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-12-22,Partial,v1.9.9,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0866,Builder,76784,219954,14559,9.9,2,10,US,Medium,NoDerivatives;NoIlliquids,NoWeapons;ESGOnly,,1.4,22.3,8.5,Home:3y;Retirement:30y,3,Directive,Medium,TaxCost;Sharpe,Chat>Email>App,true,23:00-08:45,60,122,53,48,CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-12-12,Success,v2.8.7,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0867,Builder,61033,137106,7710,14.1,2,10,US,Low,,,,1.5,18.3,11.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;Sharpe,App>Email>Chat>In-Person>Phone,false,20:15-07:30,60,80,65,53,OpenBanking,11,None,AlertAcknowledge,2025-09-14,Success,v2.10.7,NoPennyStocks,Prioritize liquidity and down payment savings
A0868,Preserver,92468,809545,71115,6.0,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.8,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email>Phone,true,21:45-06:45,71,145,59,49,Brokerage;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-03-21,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0869,Optimizer,212292,1487156,118426,6.9,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.9,15.5,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>App>In-Person,true,19:45-06:45,57,88,54,46,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-03-12,Success,v2.10.4,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A0870,Stabilizer,70294,399208,34601,5.5,2,10,US,High,AccreditedOnly;NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,In-Person>App>Email>Chat,true,22:00-06:00,50,102,37,36,OpenBanking,19,Human,Rebalance,2025-06-25,Failed,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0871,Optimizer,142259,1411643,86645,9.7,4,15,AU,Medium,,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.5,24.6,10.1,Wealth:10y;Estate:20y,10,Educational,Shallow,MaxDD;TaxCost,App>Phone>In-Person>Chat>Email,true,20:30-07:45,53,103,44,41,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-09-30,Success,v2.9.1,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A0872,Explorer,131056,698852,24247,18.5,4,12,US,High,NoDerivatives,ESGOnly;NoTobacco,PennyStocks,1.7,24.4,15.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;MaxDD;IRR,Chat>Email>Phone,false,20:30-06:45,45,86,44,34,OpenBanking,2,None,AutoTransfer,2025-07-30,Success,v2.10.2,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0873,Preserver,85951,531477,44903,7.0,1,10,US,Medium,NoShortSelling;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.3,7.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost,App>Email>Phone>In-Person>Chat,false,23:00-08:45,66,138,57,54,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-06-16,Partial,v1.8.5,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0874,Preserver,63764,529951,42629,4.7,3,10,DE,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.7,7.0,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,App>Phone>Chat>In-Person,false,23:00-06:15,75,222,64,64,Brokerage;CreditBureau;OpenBanking,7,None,PlanUpdate,2025-01-01,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0875,Stabilizer,51725,133369,14870,7.9,2,10,US,High,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Phone>Email,true,20:00-06:30,50,173,58,52,CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-10-07,Success,v2.8.2,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A0876,Stabilizer,133257,350565,37408,7.5,2,15,CA,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Email>Chat>Phone,true,20:30-07:30,59,136,65,53,OpenBanking,9,Human,PlanUpdate,2025-08-22,Success,v2.8.4,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0877,Optimizer,126211,559523,22922,8.9,3,12,US,Low,,,PennyStocks,1.8,24.5,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App>Phone,true,20:30-08:30,67,63,78,68,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-02-18,Success,v1.8.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A0878,Stabilizer,59220,166377,15798,8.8,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.6,8.3,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Chat>Email>Phone,true,23:00-06:45,61,101,63,63,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-01-10,Success,v1.9.7,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A0879,Preserver,145722,408174,23995,5.7,2,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,16.7,7.2,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD,In-Person>App>Chat,false,20:00-08:45,79,165,87,82,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-03-04,Success,v2.9.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0880,Builder,103681,223650,17562,8.5,3,12,US,Low,,ESGOnly;NoFossilFuel,PrivateCredit,1.8,12.0,9.6,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;MaxDD,In-Person>Chat>Phone>App,true,22:45-08:45,63,113,65,62,OpenBanking;Payroll,6,None,Rebalance,2025-06-05,Partial,v2.10.4,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A0881,Preserver,81612,727889,31446,7.2,2,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Chat>Email>Phone>App,true,20:15-07:15,74,132,66,56,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-03-26,Success,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0882,Preserver,66918,195331,14509,5.8,3,10,US,Medium,NoIlliquids;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.7,7.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Phone>Email>App>Chat,false,20:45-08:45,78,227,73,74,Brokerage;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-03-08,Success,v1.9.7,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0883,Preserver,52669,300079,29898,5.5,4,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.8,8.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>Email>App,true,22:00-07:00,72,193,71,70,Brokerage;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-07-31,Success,v2.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0884,Preserver,48167,350175,16902,6.0,2,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,5.9,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe,In-Person>Chat>Email,true,21:30-07:30,80,202,73,65,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-04-18,Failed,v2.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0885,Optimizer,105609,1816978,69826,7.0,2,12,US,Low,NoIlliquids,,PennyStocks,1.9,21.8,11.7,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;TaxCost,App>Chat>Email,true,22:00-07:30,70,104,65,57,Brokerage;CreditBureau;OpenBanking,3,None,PlanUpdate,2025-10-17,Failed,v1.8.5,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A0886,Preserver,69059,527177,61433,6.8,2,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.1,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Chat>Email>Phone>In-Person,false,21:15-06:15,73,161,62,65,Brokerage;CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-01-09,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0887,Preserver,207604,1946695,232427,5.8,2,12,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone,false,23:15-06:45,81,155,82,84,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-09-19,Success,v2.8.5,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0888,Builder,67937,306161,10060,11.3,1,10,US,High,AccreditedOnly,,,1.5,17.9,8.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;MaxDD,App>Phone>Email>In-Person,true,22:15-06:15,50,66,38,31,OpenBanking,7,Hybrid,AutoTransfer,2025-07-30,Success,v2.9.6,StopLossDisabled,Prioritize liquidity and down payment savings
A0889,Preserver,45394,270495,14896,8.2,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>Email>Phone>In-Person>App,true,23:00-06:45,70,141,65,66,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-12-25,Failed,v2.10.1,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0890,Preserver,174118,928061,84591,5.6,4,12,US,Medium,NoIlliquids;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.3,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost,Phone>Email>Chat>In-Person,false,23:30-07:45,66,231,60,53,Brokerage;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-05-02,Success,v1.8.3,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0891,Stabilizer,78269,288932,22912,6.1,4,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Email>Chat>App>Phone,true,20:00-08:00,67,93,57,51,OpenBanking,5,Hybrid,PlanUpdate,2025-03-21,Partial,v1.8.5,StopLossDisabled,Keep expenses buffer ≥ 4 months
A0892,Preserver,130874,2015325,88365,4.5,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,13.5,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,App>Email>Chat,true,19:15-07:00,79,151,68,67,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-10-12,Partial,v2.10.4,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0893,Stabilizer,97387,403360,28468,4.7,4,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.5,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Email>App>Phone>Chat>In-Person,false,20:15-07:30,60,99,52,51,OpenBanking;Payroll,20,Human,AutoTransfer,2025-03-31,Failed,v2.9.4,NoMargin,Keep expenses buffer ≥ 4 months
A0894,Stabilizer,82830,800992,28924,5.8,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,8.6,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD,In-Person>App>Email>Phone>Chat,true,20:15-08:45,60,101,59,61,CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-02-11,Success,v1.9.3,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0895,Builder,83742,-50388,5169,9.8,3,10,US,Low,,NoFossilFuel,PennyStocks,1.5,15.9,8.8,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;TaxCost,Phone>Email>App>In-Person,true,20:00-06:15,67,146,53,43,OpenBanking;Payroll,17,None,PlanUpdate,2025-10-01,Success,v2.8.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0896,Stabilizer,80844,916538,32084,6.8,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,6.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Chat>Phone,true,20:30-08:15,47,95,35,36,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-09-20,Success,v1.9.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0897,Preserver,63414,382607,34551,5.4,3,10,US,Medium,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.9,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Chat>App>Phone>Email,true,21:00-07:00,65,187,66,71,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-03-19,Success,v2.10.2,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0898,Stabilizer,85308,212968,31419,8.5,1,10,IN,Low,NoIlliquids;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat,false,23:00-08:30,66,104,75,71,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-05-16,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0899,Preserver,148681,1257920,56236,5.1,4,12,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.4,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Chat>Phone>Email>App,true,21:00-08:45,68,158,76,66,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,Rebalance,2025-02-20,Success,v1.8.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0900,Builder,60202,86613,10418,8.8,4,10,US,Low,,,,1.7,24.5,10.4,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR,Chat>In-Person>Email>Phone,true,21:45-08:15,65,105,61,60,CreditBureau;OpenBanking;Payroll,18,Hybrid,AlertAcknowledge,2025-05-25,Success,v2.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A0901,Builder,84802,291881,13443,10.9,3,10,US,Low,NoDerivatives;AccreditedOnly,,,1.6,21.8,11.2,Home:3y;Retirement:30y,3,Concise,Shallow,TaxCost;MaxDD,Chat>In-Person>Email>Phone,false,22:30-07:15,62,63,71,67,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-05-13,Success,v2.8.9,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A0902,Preserver,116755,1488624,73030,4.5,4,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.0,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Chat>App>In-Person>Email>Phone,true,22:30-06:30,81,174,81,80,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-06-01,Success,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A0903,Builder,149798,348731,14747,14.1,2,12,US,Medium,NoDerivatives;AccreditedOnly,NoTobacco;NoFossilFuel,Crypto,1.7,18.2,7.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;MaxDD;IRR,Phone>In-Person>Email>App,true,21:45-08:00,66,137,75,72,OpenBanking,13,None,AutoTransfer,2025-03-19,Success,v2.8.9,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0904,Builder,59057,25270,1000,9.5,4,10,CA,Medium,,,,1.8,24.4,11.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,Sharpe;IRR;TaxCost,App>In-Person>Phone>Email,false,22:30-07:45,61,106,52,50,CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-06-09,Partial,v1.8.3,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0905,Explorer,58023,294435,18549,20.8,2,10,US,Medium,NoDerivatives;NoIlliquids,NoFossilFuel,LeveragedETFs;PennyStocks,2.1,24.8,12.4,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;TaxCost;IRR,Email>App>Chat,false,20:15-08:15,49,47,57,54,OpenBanking;Payroll,6,Human,Rebalance,2025-04-29,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A0906,Preserver,94204,509949,44317,4.5,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,6.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person,false,23:30-06:15,68,186,69,68,Brokerage;CreditBureau;OpenBanking,9,None,Rebalance,2025-02-15,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0907,Explorer,63191,338450,14380,16.6,2,10,US,Low,,ESGOnly;NoFossilFuel,,2.0,30.1,16.0,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,Sharpe;TaxCost,Phone>App>Chat,false,22:45-06:00,60,73,66,54,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-01-27,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0908,Builder,23797,104817,4980,11.3,1,10,US,Low,,NoWeapons,,1.8,23.8,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;MaxDD,Chat>App>Email>Phone>In-Person,true,22:00-07:30,60,110,62,58,OpenBanking;Payroll,12,None,AlertAcknowledge,2025-11-08,Partial,v1.8.6,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0909,Preserver,76340,733089,72198,5.6,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,14.1,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>In-Person>App,false,20:00-07:30,77,121,78,75,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-06-09,Success,v2.8.2,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0910,Preserver,111296,1070772,101242,5.7,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Email>App>Chat,false,21:45-07:30,72,130,67,60,Brokerage;OpenBanking;Payroll,5,None,AutoTransfer,2025-07-12,Success,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A0911,Preserver,98390,647875,57230,8.0,1,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.1,7.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost,Phone>Chat>In-Person>Email>App,true,19:15-08:45,73,156,77,77,Brokerage;OpenBanking;Payroll,6,Human,Rebalance,2025-06-10,Success,v1.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0912,Preserver,71701,818112,33308,7.9,1,10,AU,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,7.6,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Email>Phone>Chat>In-Person,true,23:00-06:30,78,132,72,63,Brokerage;OpenBanking,12,Hybrid,AlertAcknowledge,2025-08-10,Success,v2.9.7,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0913,Preserver,75666,314446,43244,5.8,4,10,CA,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.8,8.9,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>In-Person,true,23:15-06:45,80,239,69,69,Brokerage;OpenBanking,10,Hybrid,AlertAcknowledge,2024-12-29,Success,v2.10.7,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A0914,Stabilizer,62984,349399,12954,7.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Email>Chat,true,21:00-06:00,68,143,58,51,OpenBanking,13,None,AutoTransfer,2025-06-04,Success,v1.10.4,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0915,Preserver,71637,904357,34019,5.4,3,10,SG,High,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Email>Phone>App>Chat>In-Person,true,20:15-06:45,60,177,45,36,Brokerage;OpenBanking;Payroll,12,None,Rebalance,2025-10-15,Success,v1.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0916,Stabilizer,58954,265013,31809,5.6,4,10,IN,Medium,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost,Phone>Email>Chat>App>In-Person,true,20:00-08:15,63,146,60,58,CreditBureau;OpenBanking,10,None,Rebalance,2025-09-30,Partial,v2.9.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0917,Optimizer,92070,740338,32335,6.5,3,10,IN,Low,NoIlliquids;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.9,27.8,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;IRR;Sharpe,Chat>In-Person>Email>Phone,true,21:00-06:30,67,83,77,76,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-12-06,Failed,v2.8.2,StopLossDisabled,Enforce tax budget and position caps
A0918,Preserver,141230,840463,73298,5.1,3,12,US,High,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Email>App>Chat>Phone,true,19:00-07:45,71,160,71,73,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-12-12,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0919,Builder,104545,331995,18283,14.4,1,12,US,Low,AccreditedOnly,NoWeapons;NoTobacco,LeveragedETFs,1.5,19.6,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;IRR;TaxCost,In-Person>Email>Chat>App>Phone,true,20:45-08:30,58,108,49,46,OpenBanking,15,None,AutoTransfer,2025-10-23,Partial,v1.10.7,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A0920,Explorer,100721,795667,28386,14.2,2,12,US,Medium,,,PennyStocks,2.0,25.8,13.7,Business:5y;Travel:2y,5,Educational,Medium,IRR;MaxDD;Sharpe,Email>App>In-Person>Phone>Chat,true,20:15-08:30,53,63,54,48,OpenBanking,4,None,Rebalance,2025-06-28,Partial,v1.9.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A0921,Preserver,117087,1085562,61555,5.0,3,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,16.4,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,App>Email>Chat>In-Person,true,22:15-07:45,82,212,79,84,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-07-26,Success,v1.8.5,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0922,Explorer,48110,412425,16180,16.0,3,10,US,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.7,26.6,15.1,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;Sharpe,Phone>In-Person>App>Email>Chat,false,19:45-06:30,57,56,68,56,CreditBureau;OpenBanking,1,None,PlanUpdate,2025-03-26,Success,v2.8.2,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A0923,Optimizer,194836,2144345,108925,9.2,2,12,US,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks,1.5,16.9,13.3,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;IRR;MaxDD,In-Person>App>Email>Chat>Phone,true,21:45-06:15,70,64,68,57,Brokerage;OpenBanking,2,None,Rebalance,2025-10-02,Success,v2.8.5,NoPennyStocks,Enforce tax budget and position caps
A0924,Preserver,87055,737192,66776,4.1,4,10,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe,In-Person>App>Email>Chat>Phone,true,20:30-07:00,62,169,56,51,Brokerage;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-11-12,Success,v1.8.5,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0925,Explorer,66861,323606,30006,14.0,2,10,UK,High,,NoTobacco;NoFossilFuel,PennyStocks,2.1,25.3,16.6,Business:5y;Travel:2y,5,Directive,Deep,Sharpe;IRR,Email>App>Phone,true,23:15-06:15,50,53,42,39,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-07-28,Partial,v1.8.9,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0926,Builder,120837,420490,30240,15.3,1,15,AU,Low,NoDerivatives;NoShortSelling,NoWeapons;NoTobacco,Crypto,1.6,20.9,9.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,MaxDD;IRR;Sharpe,Email>Chat>App>Phone,true,22:00-07:00,65,107,63,55,OpenBanking,16,Hybrid,PlanUpdate,2025-10-25,Failed,v2.8.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0927,Builder,68720,124788,4610,8.5,4,10,US,Low,,ESGOnly,,1.5,21.3,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person>App>Email,true,23:00-06:30,62,107,65,64,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-04-10,Partial,v2.8.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0928,Preserver,108979,626724,27374,8.1,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.1,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,App>Chat>Phone>Email>In-Person,true,19:30-07:30,69,212,79,73,Brokerage;CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-01-28,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0929,Builder,35040,100531,3653,13.5,2,10,SG,Medium,,ESGOnly;NoWeapons,,1.4,24.4,7.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Phone,true,19:45-07:30,67,121,52,48,OpenBanking,20,Hybrid,AlertAcknowledge,2025-02-19,Success,v1.8.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A0930,Preserver,119946,1162905,148133,5.3,3,12,US,Medium,NoDerivatives;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.0,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person,true,19:00-06:15,76,195,62,64,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-08-17,Partial,v1.8.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0931,Explorer,42573,325939,14903,16.6,3,10,US,Medium,,,,1.7,32.0,12.6,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,TaxCost;Sharpe,Chat>Email>In-Person>App,false,19:45-07:15,66,73,67,56,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-12-16,Success,v2.9.2,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A0932,Preserver,147971,1225331,139527,3.9,4,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.0,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person>Email>App,false,23:15-06:45,70,161,75,69,Brokerage;CreditBureau;OpenBanking,10,Human,Rebalance,2025-05-15,Success,v2.10.7,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0933,Explorer,60896,372599,14392,22.6,1,10,IN,Low,,ESGOnly;NoTobacco,,1.8,30.8,14.9,Business:5y;Travel:2y,5,Collaborative,Medium,IRR;MaxDD,Phone>In-Person>App>Chat,true,21:45-08:00,57,82,67,55,OpenBanking,3,None,Rebalance,2025-11-29,Success,v1.10.8,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0934,Preserver,40357,312546,17612,6.0,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,16.2,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,App>Phone>In-Person>Chat>Email,true,20:30-08:45,67,149,60,63,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-11-25,Success,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0935,Optimizer,100809,1953685,47817,6.4,4,12,US,Low,,ESGOnly,PennyStocks,1.8,25.3,12.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,MaxDD;IRR,Chat>Email>App,true,19:45-07:30,67,109,63,51,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-11-24,Success,v1.10.4,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A0936,Optimizer,107579,1273175,49910,13.0,1,12,US,Low,NoIlliquids;NoShortSelling,,Crypto;PennyStocks,1.6,25.3,11.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,TaxCost;Sharpe;IRR,App>Phone>Email>Chat,true,20:15-08:45,70,65,73,70,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-06-20,Success,v2.10.7,NoIlliquids,Enforce tax budget and position caps
A0937,Stabilizer,89670,288650,15322,6.7,1,10,US,Medium,NoIlliquids;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,14.0,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Email,true,20:15-08:00,62,169,58,59,CreditBureau;OpenBanking,13,Human,Rebalance,2025-12-21,Partial,v1.8.9,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A0938,Optimizer,168595,3287280,92862,9.5,2,12,US,Medium,AccreditedOnly,,PennyStocks,1.7,26.0,10.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost;IRR,In-Person>Email>Chat>App>Phone,true,21:15-06:00,66,100,52,52,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-04-02,Success,v2.9.6,StopLossDisabled,Enforce tax budget and position caps
A0939,Builder,57096,233509,7238,12.2,2,10,US,Low,,NoFossilFuel,PrivateCredit,1.5,19.8,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone,true,19:45-06:30,66,148,76,68,OpenBanking,8,None,AutoTransfer,2025-01-14,Success,v2.8.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A0940,Preserver,148026,1220427,125485,8.6,1,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,App>In-Person>Email>Chat>Phone,false,21:00-06:45,74,205,80,75,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,Rebalance,2025-06-19,Success,v2.8.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0941,Builder,15911,44378,1850,9.6,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs,1.7,15.1,11.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;TaxCost;Sharpe,Email>Chat>App>In-Person,true,19:30-06:00,61,130,62,57,OpenBanking,18,None,PlanUpdate,2025-06-19,Success,v2.10.6,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A0942,Explorer,47987,209121,11591,19.8,2,10,US,Medium,NoDerivatives,NoFossilFuel,Crypto,1.9,24.9,13.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,Sharpe;IRR,App>Email>Phone,true,21:45-06:30,67,58,67,59,CreditBureau;OpenBanking;Payroll,2,None,AutoTransfer,2025-06-18,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0943,Builder,40112,122386,10243,11.2,3,10,US,Low,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.8,14.2,9.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;IRR;TaxCost,Chat>App>In-Person>Email,true,20:00-07:15,67,116,59,56,OpenBanking,8,Human,Rebalance,2025-01-01,Failed,v2.10.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A0944,Builder,37632,112205,4901,12.0,2,10,US,High,NoShortSelling;NoDerivatives,,,1.8,14.9,10.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>Email,true,20:30-06:45,58,118,63,57,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-05-17,Success,v2.10.9,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0945,Builder,101912,204371,11625,9.8,1,12,US,Low,,,PennyStocks,1.7,18.5,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,In-Person>Chat>App>Phone>Email,true,22:45-06:45,57,115,65,57,CreditBureau;OpenBanking;Payroll,15,None,PlanUpdate,2025-06-19,Failed,v1.8.8,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A0946,Explorer,96098,976942,26891,16.6,4,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.9,27.9,17.0,Business:5y;Travel:2y;Education:6y,5,Directive,Shallow,TaxCost;Sharpe;MaxDD,Chat>App>Email,true,19:15-06:15,67,56,63,51,OpenBanking,4,Hybrid,PlanUpdate,2025-06-24,Success,v2.9.7,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0947,Optimizer,81806,1415770,67133,8.0,3,10,US,Low,,,PennyStocks;PrivateCredit,1.6,22.4,13.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;MaxDD,Phone>Chat>Email,false,22:30-08:30,70,67,74,62,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-09-29,Success,v2.10.1,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0948,Optimizer,217298,2382980,157293,7.3,3,12,US,Low,NoShortSelling,NoFossilFuel,LeveragedETFs;PennyStocks,1.6,27.6,11.3,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;IRR,Phone>App>Email,true,22:45-08:15,62,77,73,65,Brokerage;OpenBanking,6,None,Rebalance,2025-07-26,Success,v2.8.5,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A0949,Explorer,69262,157703,19951,15.5,4,10,UK,Low,,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.9,30.9,17.8,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>In-Person>App,false,23:30-08:00,62,65,59,48,OpenBanking,1,Hybrid,Rebalance,2025-04-13,Success,v2.10.2,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0950,Stabilizer,61260,434972,19572,7.7,1,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>Chat>Phone>In-Person>App,true,21:30-08:15,61,114,47,41,CreditBureau;OpenBanking;Payroll,16,Hybrid,AlertAcknowledge,2025-07-26,Success,v2.9.5,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0951,Optimizer,85266,741332,42074,9.2,2,10,US,Low,AccreditedOnly,,LeveragedETFs;PennyStocks,1.8,26.4,11.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,Sharpe;IRR;MaxDD,Chat>App>Email>In-Person,true,23:00-08:30,72,108,62,60,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-06-14,Partial,v1.9.7,NoIlliquids,Enforce tax budget and position caps
A0952,Stabilizer,52739,153616,18216,8.8,1,10,IN,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost,Email>In-Person>Chat>Phone,false,22:45-06:15,55,157,65,57,OpenBanking;Payroll,12,None,PlanUpdate,2025-10-25,Success,v2.9.6,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A0953,Builder,81858,399373,14117,10.2,1,10,US,Low,NoDerivatives,NoWeapons,LeveragedETFs,1.8,14.7,8.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;IRR,In-Person>Email>App>Phone>Chat,true,23:45-06:45,73,125,80,80,CreditBureau;OpenBanking;Payroll,11,Hybrid,AutoTransfer,2025-01-17,Partial,v2.10.5,NoIlliquids,Prioritize liquidity and down payment savings
A0954,Explorer,88660,245389,20135,14.0,2,10,US,Medium,,,LeveragedETFs,1.8,29.9,12.6,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;IRR,Phone>Email>Chat>In-Person>App,false,19:30-08:45,56,89,64,55,OpenBanking,3,None,AlertAcknowledge,2025-10-21,Partial,v2.10.3,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0955,Builder,73668,136372,6239,10.3,2,10,US,Low,,,Crypto,1.4,16.9,11.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost,Email>App>Phone,true,21:15-07:15,60,117,66,66,OpenBanking;Payroll,19,Hybrid,PlanUpdate,2025-06-22,Partial,v2.8.9,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A0956,Optimizer,43255,263923,11240,8.6,4,10,US,Low,NoDerivatives,NoFossilFuel;ESGOnly,LeveragedETFs;PennyStocks,1.8,21.6,10.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,MaxDD;Sharpe,App>Chat>In-Person,false,23:00-07:30,72,98,69,64,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-06-03,Success,v2.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A0957,Builder,75611,135958,12625,12.8,2,10,US,Medium,NoShortSelling;AccreditedOnly,,PennyStocks;PrivateCredit,1.7,17.6,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;Sharpe;MaxDD,Phone>In-Person>Chat>Email>App,true,20:45-07:15,53,128,58,50,CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-01-13,Partial,v1.10.6,NoMargin,Prioritize liquidity and down payment savings
A0958,Preserver,123767,1111523,73334,6.5,2,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,6.1,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>App>Chat,true,23:30-08:15,81,203,91,93,Brokerage;OpenBanking,13,None,AlertAcknowledge,2025-11-01,Success,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0959,Explorer,48964,89551,6433,12.8,3,10,IN,Low,,,,2.0,20.8,16.9,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;MaxDD,Email>Chat>App>In-Person,false,20:15-07:00,55,56,44,44,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-12-23,Success,v1.10.4,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A0960,Builder,67471,56701,3216,8.9,2,10,US,Low,,NoFossilFuel;ESGOnly,,1.5,17.3,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD,App>In-Person>Phone,false,19:00-08:15,58,111,52,52,OpenBanking;Payroll,18,Hybrid,Rebalance,2025-09-22,Success,v1.9.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0961,Explorer,28602,187044,11479,13.8,3,10,US,Low,,NoTobacco,PennyStocks,1.9,25.3,12.0,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Chat>Phone>In-Person>Email,true,20:00-08:30,64,69,76,74,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-02-12,Failed,v2.8.6,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A0962,Preserver,60355,303582,22128,3.5,4,10,DE,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.0,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,App>In-Person>Email>Phone>Chat,true,21:45-08:30,70,171,71,62,Brokerage;CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-09-14,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0963,Preserver,86708,562111,40138,6.6,4,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,12.0,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost,Phone>App>Email>Chat,false,20:15-06:45,74,220,70,65,Brokerage;CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-05-12,Success,v2.9.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0964,Builder,57561,152560,7304,10.2,2,10,CA,Low,NoShortSelling,,,1.4,24.2,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Chat>Email,false,22:45-07:30,71,138,61,59,OpenBanking,6,None,Rebalance,2025-08-23,Partial,v2.8.8,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A0965,Stabilizer,84770,325465,16082,6.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.1,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost,Phone>Chat>In-Person>App,false,22:00-06:45,67,106,60,52,OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-05-14,Partial,v2.9.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0966,Explorer,38788,211565,17690,18.0,4,10,UK,Medium,NoDerivatives;AccreditedOnly,,LeveragedETFs;PennyStocks,1.9,24.1,16.5,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;MaxDD,Chat>App>Phone,false,19:15-07:00,56,80,67,59,CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-06-27,Failed,v2.10.3,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A0967,Preserver,86121,466437,20415,6.1,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,9.0,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>Phone,true,19:00-08:00,77,168,66,65,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-10-20,Success,v1.8.9,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0968,Preserver,81152,455776,17172,4.9,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,Phone>In-Person>App>Chat,true,19:45-08:15,81,180,77,74,Brokerage;OpenBanking,9,Human,AlertAcknowledge,2025-11-02,Success,v1.9.1,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0969,Builder,83918,135384,16681,7.3,4,10,US,Low,,ESGOnly,,1.5,22.3,7.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;MaxDD,Email>Phone>In-Person>Chat>App,true,21:15-07:15,57,96,48,44,CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-05-31,Success,v1.9.5,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A0970,Optimizer,245369,2593770,131544,9.8,3,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.8,26.7,12.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;Sharpe;MaxDD,In-Person>App>Email>Phone>Chat,false,20:15-06:30,63,97,54,53,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-03-04,Partial,v1.10.3,PauseWhenVIX>30,Enforce tax budget and position caps
A0971,Builder,143546,821316,18976,8.5,4,12,US,Low,AccreditedOnly;NoDerivatives,,PennyStocks;PrivateCredit,1.4,13.7,11.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,Sharpe;TaxCost,Chat>App>Email>In-Person,true,19:00-07:15,71,114,61,50,OpenBanking;Payroll,16,Hybrid,AlertAcknowledge,2025-01-14,Partial,v2.9.4,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A0972,Stabilizer,37845,153648,12359,6.2,3,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,App>Email>Phone>In-Person>Chat,true,21:30-06:00,65,152,63,56,OpenBanking,8,Hybrid,AutoTransfer,2025-02-10,Success,v1.10.3,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A0973,Builder,64756,266223,11101,8.9,4,10,US,Medium,,NoTobacco;NoWeapons,,1.6,14.8,9.6,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,MaxDD;TaxCost,App>Phone>Email,true,20:30-07:45,53,120,49,48,OpenBanking,20,None,PlanUpdate,2025-03-07,Partial,v1.8.3,NoMargin,Prioritize liquidity and down payment savings
A0974,Preserver,63258,355539,35740,7.6,2,10,DE,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.6,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App,true,20:45-06:30,80,218,80,85,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-09-21,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0975,Optimizer,116731,1136523,82402,10.2,2,12,US,Medium,NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.6,23.3,10.9,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;Sharpe;IRR,Chat>App>Phone,true,19:00-07:30,57,91,48,37,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-09-28,Partial,v1.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A0976,Explorer,80042,373896,17016,15.6,1,10,CA,Medium,NoDerivatives,,,2.1,21.1,13.9,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,TaxCost;MaxDD,Phone>App>Chat>In-Person,false,19:00-08:00,62,73,70,69,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-09-19,Success,v1.8.9,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A0977,Preserver,101986,904117,56740,5.7,2,12,US,Low,NoDerivatives;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe,In-Person>Email>Phone>Chat,false,22:15-08:15,79,144,85,85,Brokerage;OpenBanking,7,Human,Rebalance,2025-11-17,Success,v1.9.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A0978,Builder,64727,182296,8410,9.2,3,10,UK,Low,,,LeveragedETFs,1.6,19.5,10.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;TaxCost,In-Person>Phone>Email>App>Chat,false,19:30-07:45,73,131,59,58,OpenBanking,19,None,AutoTransfer,2025-07-10,Partial,v1.8.9,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A0979,Stabilizer,136335,310790,34041,7.8,1,12,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,App>In-Person>Phone>Email>Chat,true,21:45-07:15,62,139,70,61,OpenBanking,9,Hybrid,AlertAcknowledge,2025-01-24,Partial,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A0980,Optimizer,172904,3807907,126317,7.2,3,12,US,Low,NoIlliquids,NoTobacco;ESGOnly,PennyStocks,1.6,24.5,11.7,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,IRR;Sharpe,App>In-Person>Chat>Phone>Email,true,20:45-07:30,72,87,73,71,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-04-09,Success,v2.9.1,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A0981,Builder,58530,186860,13719,7.8,4,10,US,Low,NoIlliquids;NoShortSelling,NoTobacco,PrivateCredit,1.6,13.4,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;Sharpe,In-Person>Chat>Email>Phone,true,19:15-08:00,67,66,64,56,OpenBanking;Payroll,17,Human,AutoTransfer,2025-10-07,Success,v1.8.2,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A0982,Optimizer,122040,1507583,76744,6.9,3,12,US,Low,,,PennyStocks,1.6,26.1,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;MaxDD,Email>Phone>App>Chat,true,22:30-07:45,69,89,61,52,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-01-24,Failed,v2.8.8,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A0983,Builder,97919,272258,30805,10.5,3,10,US,Medium,NoDerivatives,ESGOnly,LeveragedETFs;PrivateCredit,1.6,18.1,11.2,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;IRR;Sharpe,Phone>In-Person>Chat,false,22:15-08:30,55,104,40,31,CreditBureau;OpenBanking,14,Human,AlertAcknowledge,2025-11-04,Success,v2.8.6,StopLossDisabled,Prioritize liquidity and down payment savings
A0984,Builder,87064,146436,9483,14.3,2,10,US,Low,AccreditedOnly;NoDerivatives,ESGOnly;NoFossilFuel,,1.5,19.5,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Chat>App>Email,true,21:15-07:30,61,128,56,53,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-03-23,Partial,v2.9.8,NoIlliquids,Prioritize liquidity and down payment savings
A0985,Optimizer,97485,708006,61632,7.4,4,10,US,Medium,,NoFossilFuel;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.5,17.0,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;TaxCost,Email>Chat>In-Person>Phone,true,23:45-08:45,69,63,67,58,Brokerage;CreditBureau;OpenBanking,5,None,PlanUpdate,2025-12-17,Success,v2.8.5,StopLossDisabled,Enforce tax budget and position caps
A0986,Preserver,48528,651720,49076,6.7,1,10,US,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.4,7.4,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,In-Person>App>Chat,true,19:45-06:30,70,128,68,69,Brokerage;CreditBureau;OpenBanking,11,None,AutoTransfer,2025-11-10,Partial,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0987,Optimizer,66680,685954,43665,7.0,4,10,US,Low,,NoWeapons,LeveragedETFs;PennyStocks,1.7,24.3,10.3,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>App>Email>In-Person,true,19:45-06:15,75,94,85,80,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-07-02,Success,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A0988,Preserver,104651,812064,78593,5.6,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>App>Email,true,23:45-07:00,74,146,68,69,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,Rebalance,2025-01-20,Success,v1.8.4,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0989,Builder,29615,55951,3536,6.9,4,10,US,Low,,,,1.7,14.8,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe,Email>Chat>Phone,false,22:45-06:00,66,64,67,64,OpenBanking;Payroll,14,None,AutoTransfer,2025-04-26,Partial,v2.8.6,NoIlliquids,Prioritize liquidity and down payment savings
A0990,Optimizer,111725,1965658,68786,8.9,3,12,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.8,21.6,13.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,TaxCost;IRR,Email>App>In-Person>Phone>Chat,true,22:15-07:15,73,107,78,75,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-09-09,Partial,v2.8.8,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A0991,Optimizer,96106,1348633,42690,5.7,4,10,US,Low,,NoFossilFuel;NoTobacco,PennyStocks,1.6,23.1,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;TaxCost,Email>App>Phone,true,21:00-08:00,60,66,65,58,Brokerage;OpenBanking,5,None,PlanUpdate,2025-11-18,Success,v1.8.8,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A0992,Preserver,147222,1075390,71105,6.7,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>App>Phone,true,20:30-07:45,71,121,57,57,Brokerage;OpenBanking,13,Hybrid,Rebalance,2025-01-21,Success,v2.9.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0993,Preserver,58266,388007,48812,7.1,1,10,UK,Low,NoDerivatives;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,7.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>App>Phone>Email>Chat,true,19:00-06:15,73,191,69,69,Brokerage;OpenBanking,9,None,AutoTransfer,2025-08-14,Success,v1.9.7,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A0994,Preserver,45583,278186,40466,6.6,2,10,CA,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.6,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Chat>Email,true,20:15-06:30,67,221,62,64,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-02-20,Success,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0995,Builder,54784,97989,5105,7.2,4,10,US,Low,,NoTobacco,,1.4,13.1,8.9,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,IRR;Sharpe,Email>Chat>App,false,22:15-07:30,70,125,58,54,OpenBanking;Payroll,11,Human,Rebalance,2025-09-26,Failed,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A0996,Preserver,127249,821777,27036,4.7,4,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>App>Chat,true,22:00-08:15,68,177,57,53,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-10-02,Partial,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A0997,Optimizer,205861,2901279,107067,8.1,1,12,US,Low,NoDerivatives;AccreditedOnly,NoTobacco,Crypto;PennyStocks,1.8,25.5,12.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>Email>App,true,21:30-06:00,71,116,70,60,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AutoTransfer,2025-05-10,Success,v2.10.9,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A0998,Preserver,68615,369719,51421,4.4,4,10,IN,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,15.2,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Phone>Email,true,21:15-08:30,66,201,51,50,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-11-26,Partial,v2.8.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A0999,Stabilizer,89099,313509,22265,10.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,7.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>App>Chat,false,19:00-07:00,53,130,58,59,CreditBureau;OpenBanking;Payroll,15,Human,PlanUpdate,2025-07-22,Partial,v1.10.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1000,Builder,40129,77000,5420,11.8,3,10,SG,Medium,,,PennyStocks,1.7,19.7,7.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,IRR;Sharpe,Email>Phone>App>Chat,true,19:30-07:45,66,136,70,70,OpenBanking;Payroll,14,None,Rebalance,2025-12-17,Success,v2.8.9,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A1001,Explorer,47241,291961,14912,17.4,4,10,CA,High,AccreditedOnly;NoShortSelling,NoFossilFuel,,1.6,23.2,15.6,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;MaxDD,In-Person>Phone>Email,true,21:00-06:45,50,67,58,58,CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-09-15,Partial,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1002,Explorer,85427,337068,23567,17.0,3,10,US,Medium,NoIlliquids;AccreditedOnly,NoTobacco,PennyStocks,1.9,24.0,13.3,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,Sharpe;IRR,In-Person>Phone>Chat>Email,false,19:00-06:45,57,48,50,44,OpenBanking,5,None,AutoTransfer,2025-08-25,Success,v2.9.5,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1003,Optimizer,172659,3729125,66338,12.8,1,15,SG,Low,,,PennyStocks,1.6,16.3,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,App>Phone>Email,false,21:30-06:30,62,83,69,69,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-03-15,Success,v2.10.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A1004,Preserver,66187,348528,42452,4.7,4,10,SG,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.0,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone,false,22:00-07:30,83,186,78,72,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-01-22,Success,v1.9.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1005,Optimizer,152886,1073274,52988,5.5,4,15,CA,Low,AccreditedOnly;NoIlliquids,ESGOnly,PennyStocks;PrivateCredit,1.5,17.6,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;TaxCost;IRR,Phone>App>Chat,true,23:15-07:30,60,90,58,48,Brokerage;CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-05-01,Failed,v1.10.3,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A1006,Explorer,28543,232955,11424,20.4,2,10,US,Medium,,NoTobacco,PennyStocks,1.7,27.1,15.2,Business:5y;Travel:2y,5,Collaborative,Deep,Sharpe;IRR;TaxCost,App>Chat>Phone>Email>In-Person,true,21:15-07:45,53,83,40,33,CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-05-13,Success,v1.10.1,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A1007,Explorer,60403,418041,12875,21.1,2,10,SG,Low,AccreditedOnly;NoShortSelling,,,1.9,34.1,13.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;Sharpe,Chat>Phone>In-Person>App>Email,true,22:15-06:45,59,86,64,62,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-05-30,Success,v1.8.2,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1008,Optimizer,68382,694367,21030,10.3,1,10,US,Low,,,LeveragedETFs;PennyStocks,1.6,25.8,9.3,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR,Chat>In-Person>Phone>Email,true,20:15-08:00,60,91,54,46,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-03-16,Success,v2.8.1,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1009,Preserver,71461,888128,41248,3.9,4,10,US,Medium,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.9,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Phone>App>Email,true,19:30-06:30,62,180,63,69,Brokerage;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-02-15,Success,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1010,Explorer,37263,101821,11391,12.9,4,10,US,Medium,NoDerivatives,,Crypto;PennyStocks,2.0,32.9,14.0,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,Sharpe;IRR;TaxCost,Chat>Email>In-Person>App,true,20:30-06:00,63,51,64,57,OpenBanking,7,None,AlertAcknowledge,2025-05-10,Failed,v1.8.4,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A1011,Stabilizer,92274,658912,39092,6.8,3,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.0,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email>App>Chat,false,23:00-08:30,57,99,66,64,OpenBanking;Payroll,8,None,PlanUpdate,2025-10-18,Success,v2.9.2,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1012,Preserver,123198,674061,47343,7.3,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.0,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost,Chat>App>Email,true,20:15-08:00,70,160,59,62,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-12-22,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1013,Stabilizer,54704,182560,20030,6.1,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.8,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Phone>App>Chat,true,23:15-06:15,53,156,41,39,CreditBureau;OpenBanking,15,Hybrid,Rebalance,2025-02-20,Success,v1.8.6,NoMargin,Keep expenses buffer ≥ 4 months
A1014,Explorer,78355,307033,32182,18.5,3,10,US,Low,,,PennyStocks,2.0,22.6,16.7,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,TaxCost;IRR,Email>Phone>Chat,false,23:00-08:45,56,74,51,47,OpenBanking,1,None,AutoTransfer,2025-12-11,Partial,v2.10.4,LimitOrderOnly;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1015,Explorer,74426,223668,10024,13.7,4,10,US,High,NoDerivatives,,,2.0,31.2,15.9,Business:5y;Travel:2y,5,Concise,Medium,TaxCost;Sharpe,In-Person>Phone>App,true,23:00-06:00,46,47,60,60,OpenBanking;Payroll,1,None,AlertAcknowledge,2025-01-22,Success,v1.10.2,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1016,Explorer,62454,223218,23893,13.9,4,10,US,Medium,,NoTobacco;NoWeapons,LeveragedETFs;PrivateCredit,1.7,24.9,14.0,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;TaxCost;Sharpe,App>Email>In-Person,true,23:30-07:45,61,77,56,50,OpenBanking,6,Hybrid,PlanUpdate,2025-04-06,Success,v2.9.5,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1017,Builder,174761,356560,27281,10.9,3,12,US,Low,NoDerivatives,ESGOnly;NoWeapons,,1.6,14.5,9.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;IRR;MaxDD,Phone>App>Email>Chat>In-Person,false,19:15-06:00,59,81,45,41,CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-09-07,Success,v1.10.3,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1018,Stabilizer,51371,388482,21997,8.2,2,10,UK,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.4,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email>App,true,20:15-07:00,68,150,77,71,CreditBureau;OpenBanking,10,Human,Rebalance,2025-09-22,Partial,v1.10.2,StopLossDisabled,Keep expenses buffer ≥ 4 months
A1019,Preserver,99282,727149,84565,5.8,3,10,US,Medium,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.2,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD,Email>Chat>In-Person>App,true,22:15-06:30,76,193,66,64,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-09-25,Success,v2.9.8,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1020,Optimizer,99588,2683321,49597,8.8,2,10,AU,Medium,NoShortSelling,NoTobacco;NoWeapons,PennyStocks,1.8,15.6,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;Sharpe;MaxDD,In-Person>Chat>Phone>Email,true,21:00-06:00,55,100,68,58,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-09-25,Success,v1.8.7,NoIlliquids;NoMargin,Enforce tax budget and position caps
A1021,Preserver,85074,422942,60237,4.7,3,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD,Phone>Chat>In-Person>Email,true,21:00-07:30,71,197,77,69,Brokerage;CreditBureau;OpenBanking,5,None,Rebalance,2025-04-07,Success,v2.10.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1022,Optimizer,130575,1009451,47149,7.3,4,12,US,Low,NoDerivatives,ESGOnly,PennyStocks,1.6,23.0,9.7,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;Sharpe,Chat>In-Person>Phone,true,23:00-07:45,75,60,89,83,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-09-15,Partial,v2.9.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A1023,Stabilizer,64624,504539,32110,5.5,2,10,US,High,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,App>Phone>Chat>In-Person,true,20:15-08:15,52,177,42,38,CreditBureau;OpenBanking;Payroll,19,Hybrid,PlanUpdate,2025-04-06,Failed,v2.8.4,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1024,Explorer,44927,213441,10136,14.1,2,10,US,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs,1.7,23.2,14.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,MaxDD;IRR,Phone>Chat>In-Person,false,23:00-08:45,50,79,52,49,OpenBanking,4,Human,AutoTransfer,2025-04-10,Success,v2.8.5,NoIlliquids,Allow small experimental sleeve ≤ 3%
A1025,Preserver,103744,568960,59009,7.4,1,12,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,6.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe,Email>Phone>In-Person>App,true,23:30-06:45,66,128,53,46,Brokerage;OpenBanking,13,Human,Rebalance,2025-08-16,Partial,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1026,Stabilizer,120159,544620,22745,7.5,1,15,UK,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,5.2,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Email>Chat,true,23:45-06:45,58,130,49,44,OpenBanking;Payroll,18,None,AlertAcknowledge,2025-07-08,Success,v1.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1027,Builder,101138,434469,21048,9.9,1,12,US,Medium,NoShortSelling;NoIlliquids,NoWeapons,,1.7,19.5,11.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;IRR,In-Person>Email>Chat>App,true,21:00-06:15,55,63,64,52,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-05-04,Partial,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A1028,Optimizer,133455,1803767,41258,10.8,2,12,US,Low,,NoWeapons,PennyStocks,1.7,18.7,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;Sharpe,Phone>Email>Chat>In-Person,true,22:45-07:30,63,97,52,42,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-05-01,Success,v1.8.8,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A1029,Stabilizer,53698,335989,29739,8.2,1,10,UK,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,14.7,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Email>Phone>Chat,true,22:30-07:45,64,105,59,53,CreditBureau;OpenBanking;Payroll,15,Hybrid,PlanUpdate,2025-12-19,Success,v1.9.3,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1030,Preserver,106358,821120,47962,6.8,1,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,6.1,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,App>Email>Chat>In-Person,false,21:00-08:15,83,192,93,97,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-08-16,Success,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1031,Stabilizer,115329,403107,37965,6.0,4,15,AU,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>App>Chat>Phone,true,20:45-08:00,65,102,70,68,OpenBanking,6,None,Rebalance,2025-05-03,Partial,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1032,Stabilizer,120607,521250,21858,6.7,1,12,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost,App>Chat>In-Person>Phone,true,22:00-06:30,59,129,55,53,CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-02-21,Success,v1.8.8,LimitOrderOnly;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1033,Stabilizer,85056,408903,28258,5.5,4,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.0,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>App>Phone,true,22:30-08:45,56,153,49,43,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-10-30,Failed,v2.9.3,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1034,Builder,56164,311198,14583,14.3,1,10,US,Low,,NoFossilFuel;ESGOnly,,1.4,13.3,8.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;TaxCost,Email>In-Person>Phone>App>Chat,true,22:30-06:30,59,144,56,53,CreditBureau;OpenBanking,10,None,Rebalance,2025-09-08,Success,v1.9.5,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A1035,Preserver,91025,431222,49601,9.0,1,10,US,Low,NoIlliquids;AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.5,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Phone>In-Person>Email,true,21:45-07:45,83,150,92,89,Brokerage;OpenBanking;Payroll,14,Human,Rebalance,2025-10-21,Partial,v1.8.6,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1036,Preserver,134432,844017,90347,4.0,4,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.3,8.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>Email,false,20:30-08:30,71,235,67,62,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-09-14,Success,v1.10.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1037,Stabilizer,97564,167073,9456,4.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.1,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Email,true,19:15-06:00,53,103,38,38,CreditBureau;OpenBanking,10,None,Rebalance,2025-02-09,Success,v1.9.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1038,Explorer,30002,191850,9378,16.0,4,10,US,Low,AccreditedOnly;NoShortSelling,,,1.7,30.5,16.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;Sharpe;MaxDD,In-Person>Phone>Email,true,22:30-06:00,65,57,54,43,OpenBanking,1,Hybrid,Rebalance,2025-04-20,Success,v2.9.3,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A1039,Optimizer,167595,1247293,111581,7.2,4,12,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,19.1,14.0,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;MaxDD,In-Person>App>Phone>Email,true,22:45-08:45,75,111,83,81,Brokerage;OpenBanking;Payroll,3,Human,Rebalance,2025-01-24,Partial,v2.9.1,NoPennyStocks,Enforce tax budget and position caps
A1040,Preserver,131204,440419,46528,7.8,1,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.8,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>Chat>Email,false,20:45-08:30,75,130,60,62,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-09-11,Partial,v2.10.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1041,Optimizer,77373,512822,41833,8.7,1,10,US,Low,,NoWeapons,LeveragedETFs;PennyStocks,1.7,17.7,10.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;Sharpe,Phone>App>Chat,true,20:30-06:45,73,74,66,55,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-10-14,Failed,v2.10.3,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1042,Preserver,72693,671531,34441,7.7,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.4,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>App>Phone>Email,false,20:45-07:00,70,236,76,73,Brokerage;OpenBanking,8,Hybrid,AutoTransfer,2025-06-10,Success,v1.10.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1043,Builder,47064,82241,7553,13.8,1,10,UK,Low,NoShortSelling;AccreditedOnly,,,1.7,17.3,11.5,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,Sharpe;MaxDD;IRR,App>In-Person>Chat>Phone>Email,true,20:30-07:00,70,66,60,60,CreditBureau;OpenBanking,7,Human,Rebalance,2025-10-04,Failed,v1.10.1,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1044,Builder,48721,177022,6830,13.6,1,10,US,Low,,,,1.8,18.9,10.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;IRR,App>Email>In-Person,true,22:45-06:45,69,79,73,63,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-04-29,Success,v1.9.2,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1045,Optimizer,59374,1269518,28047,7.4,4,10,US,Low,,,Crypto;PennyStocks,1.7,22.2,11.0,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe,Chat>In-Person>Email,true,19:30-07:30,71,108,62,61,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-01-26,Success,v1.10.3,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A1046,Stabilizer,83407,238396,32096,9.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,8.4,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>Phone,true,22:30-06:30,64,127,69,63,CreditBureau;OpenBanking;Payroll,18,Human,PlanUpdate,2025-03-10,Success,v1.8.4,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A1047,Stabilizer,52575,156077,14021,7.5,2,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD,App>In-Person>Phone>Email>Chat,true,22:00-06:30,68,123,77,70,OpenBanking;Payroll,7,None,AutoTransfer,2025-11-09,Success,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1048,Builder,64108,178962,8961,14.8,1,10,US,Medium,NoShortSelling;NoIlliquids,ESGOnly,Crypto,1.4,13.9,8.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;TaxCost,Phone>Email>Chat,true,22:00-08:00,59,123,49,47,OpenBanking;Payroll,9,None,PlanUpdate,2025-03-18,Failed,v2.9.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1049,Builder,52896,163224,14194,11.1,4,10,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel,Crypto;PrivateCredit,1.6,14.8,9.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe,Phone>In-Person>Email,true,22:30-07:00,59,78,57,53,CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-07-18,Partial,v1.10.8,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A1050,Stabilizer,81403,324013,21033,5.9,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Email>Chat>Phone,true,23:15-08:00,44,103,37,37,CreditBureau;OpenBanking,20,Human,AlertAcknowledge,2025-01-25,Success,v2.10.8,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1051,Preserver,65890,306116,24166,5.9,2,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,7.3,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>Email,true,21:45-06:15,76,226,64,62,Brokerage;OpenBanking,12,Human,PlanUpdate,2025-01-31,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1052,Builder,73892,208360,12983,11.5,3,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons,LeveragedETFs;PennyStocks,1.5,23.6,11.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,Sharpe;MaxDD,In-Person>Chat>Email>App,true,23:45-08:00,67,61,57,57,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-11-11,Failed,v2.9.5,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1053,Preserver,115371,1315197,57026,6.9,1,15,DE,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe,Phone>Chat>App>In-Person>Email,true,22:45-08:30,73,216,82,81,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-06-21,Success,v1.10.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1054,Explorer,96030,375302,35080,15.3,3,10,US,Medium,NoDerivatives,NoWeapons,Crypto,1.8,27.8,14.3,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone,true,19:30-06:15,63,54,71,69,OpenBanking,6,Hybrid,PlanUpdate,2025-04-17,Success,v2.10.3,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1055,Stabilizer,167119,946954,59711,10.2,1,15,CA,Low,NoShortSelling;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,15.1,7.2,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD,App>Chat>In-Person>Phone>Email,true,23:15-07:00,67,168,61,51,CreditBureau;OpenBanking,13,None,Rebalance,2025-10-29,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1056,Preserver,42751,195937,27331,6.7,1,10,IN,Medium,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,12.9,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>App>In-Person,true,20:00-06:15,61,205,68,62,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-10-31,Partial,v2.8.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1057,Optimizer,141514,2170287,83427,6.4,3,15,SG,Low,NoDerivatives,,Crypto;PennyStocks,1.7,28.0,10.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,TaxCost;Sharpe,Email>App>Chat>In-Person>Phone,false,22:00-06:15,66,102,64,61,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-04-06,Success,v1.8.8,LimitOrderOnly,Enforce tax budget and position caps
A1058,Stabilizer,54293,225463,13292,6.5,3,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;MaxDD,Phone>App>In-Person>Email,true,20:45-07:15,67,95,70,59,OpenBanking;Payroll,17,None,Rebalance,2025-05-15,Success,v1.10.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1059,Optimizer,46049,337472,28148,9.2,4,10,US,Low,NoIlliquids,,LeveragedETFs;PennyStocks,1.8,15.2,13.3,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;MaxDD,App>In-Person>Chat>Email,true,19:30-06:15,60,76,57,51,Brokerage;OpenBanking;Payroll,6,None,AutoTransfer,2025-06-21,Partial,v1.8.9,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A1060,Preserver,138226,776133,99660,5.6,4,15,IN,Low,NoShortSelling;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.6,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>App>In-Person,false,21:15-08:00,72,132,73,62,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2024-12-28,Failed,v2.8.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1061,Preserver,168195,1350017,80879,7.3,2,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,14.1,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Chat>App>In-Person>Phone>Email,true,21:15-06:45,82,214,79,84,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-10-29,Partial,v1.8.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1062,Preserver,84402,551865,71869,4.6,4,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,17.3,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,Phone>Chat>In-Person>Email,true,20:00-06:00,73,221,64,61,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-10-29,Success,v2.10.1,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1063,Optimizer,133981,794582,50125,10.4,2,12,US,Low,,,PennyStocks;PrivateCredit,1.8,24.9,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;TaxCost;MaxDD,In-Person>Email>Phone>App>Chat,true,21:30-06:30,74,102,73,64,Brokerage;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-11-26,Success,v2.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A1064,Preserver,96217,1100495,49821,5.8,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,App>Chat>Phone>In-Person>Email,false,22:30-07:30,72,187,58,49,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-02-08,Partial,v2.10.6,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1065,Preserver,117439,1656601,93092,6.7,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Email>App>In-Person,false,21:45-07:15,75,140,82,87,Brokerage;CreditBureau;OpenBanking,10,None,Rebalance,2025-09-09,Success,v1.8.1,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1066,Explorer,98345,312226,35637,17.1,4,10,CA,Low,,,PennyStocks,1.7,25.2,17.8,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,TaxCost;Sharpe,In-Person>App>Chat>Phone>Email,true,20:30-08:00,69,63,68,56,CreditBureau;OpenBanking,6,None,Rebalance,2024-12-30,Success,v2.9.8,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1067,Optimizer,143267,1412528,124597,7.8,3,15,UK,Low,NoDerivatives,,PennyStocks;PrivateCredit,1.6,25.6,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,TaxCost;Sharpe,Email>App>Chat>Phone,true,19:30-08:30,66,106,61,53,Brokerage;OpenBanking;Payroll,3,None,PlanUpdate,2025-06-21,Success,v1.8.3,NoIlliquids,Enforce tax budget and position caps
A1068,Preserver,113358,602928,45568,7.9,1,15,SG,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.9,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>App>In-Person>Email>Phone,false,21:45-08:00,74,124,66,59,Brokerage;CreditBureau;OpenBanking,14,Human,Rebalance,2025-06-25,Success,v2.9.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1069,Preserver,163389,1370878,139525,8.5,1,12,US,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,11.8,8.0,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD,App>Phone>Chat>In-Person>Email,true,21:30-06:45,77,210,70,62,Brokerage;CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-01-05,Partial,v2.8.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1070,Stabilizer,68243,280910,28327,5.0,3,10,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,17.4,7.5,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,Email>App>In-Person>Chat>Phone,true,19:15-08:00,56,144,66,63,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-10-22,Failed,v1.10.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1071,Stabilizer,107762,535975,60760,8.4,1,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.0,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Chat>App,false,23:30-06:00,65,119,66,62,OpenBanking;Payroll,10,Human,PlanUpdate,2025-01-05,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A1072,Preserver,71054,701900,46694,4.1,4,10,DE,Medium,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Chat>Phone>App,true,21:45-07:30,73,181,62,58,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-07-29,Success,v2.10.2,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1073,Optimizer,269289,7584684,101025,11.9,1,15,UK,Low,NoDerivatives,NoFossilFuel;NoTobacco,PennyStocks,1.8,25.8,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,TaxCost;IRR,App>Email>Chat>In-Person>Phone,true,19:30-08:30,65,80,69,63,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-05-14,Success,v1.9.9,NoPennyStocks,Enforce tax budget and position caps
A1074,Preserver,132605,1272999,61385,9.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.3,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>Chat>Email>Phone>App,true,23:00-08:00,72,188,60,60,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-08-31,Success,v2.9.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1075,Stabilizer,61723,194823,15035,8.0,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.8,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,In-Person>App>Email>Chat,true,23:00-07:30,64,170,49,43,OpenBanking,15,Hybrid,AutoTransfer,2025-05-06,Partial,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1076,Preserver,42369,144678,20700,7.0,3,10,AU,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email,true,20:15-06:30,68,149,61,57,Brokerage;CreditBureau;OpenBanking;Payroll,13,None,AutoTransfer,2025-11-08,Success,v1.8.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1077,Explorer,66161,426077,23039,19.9,2,10,IN,Low,NoShortSelling;NoIlliquids,NoTobacco;ESGOnly,PennyStocks,2.1,22.0,16.5,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,IRR;Sharpe,Email>App>Chat,true,22:15-07:15,58,59,45,43,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-03-22,Success,v2.8.8,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1078,Builder,38878,103018,4287,10.0,1,10,IN,Low,NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs,1.5,22.9,10.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;MaxDD;IRR,Chat>Email>In-Person>Phone,true,21:45-06:45,66,113,68,61,OpenBanking,10,Hybrid,AutoTransfer,2025-04-25,Success,v2.10.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A1079,Builder,75722,150230,10924,12.1,1,10,US,High,NoDerivatives,,,1.4,17.4,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;IRR,Email>Chat>In-Person>Phone,true,21:45-06:15,57,146,47,35,CreditBureau;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-07-02,Success,v2.9.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1080,Stabilizer,134523,529708,42669,6.0,2,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.5,5.2,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;MaxDD,Phone>In-Person>Email,false,20:45-06:00,60,180,62,60,OpenBanking,8,None,AlertAcknowledge,2025-12-26,Partial,v1.9.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1081,Preserver,105242,1147058,62855,5.1,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,Phone>In-Person>Email>Chat>App,true,21:45-08:15,81,204,87,86,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-12-10,Partial,v1.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1082,Builder,61077,149964,11534,12.3,4,10,CA,Low,NoShortSelling,NoTobacco,,1.7,21.9,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,IRR;TaxCost,Chat>Email>Phone>In-Person>App,true,19:15-07:15,63,99,70,63,CreditBureau;OpenBanking,11,None,PlanUpdate,2025-02-16,Partial,v2.9.1,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1083,Builder,77187,-21388,1000,12.2,3,10,US,Low,,NoFossilFuel;NoTobacco,LeveragedETFs;PrivateCredit,1.5,21.8,10.1,Home:3y;Retirement:30y,3,Educational,Shallow,Sharpe;TaxCost,App>In-Person>Phone>Email>Chat,false,22:30-06:45,65,143,50,41,OpenBanking,9,Hybrid,AlertAcknowledge,2025-03-05,Partial,v2.9.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A1084,Stabilizer,82452,437445,20103,5.0,4,10,US,Medium,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,Email>Chat>App,true,21:45-08:45,54,133,52,49,CreditBureau;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-03-07,Success,v1.9.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1085,Preserver,38363,359889,27981,6.2,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Phone>Chat>Email,true,20:30-08:30,73,199,78,70,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-03-20,Partial,v2.10.1,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1086,Preserver,108703,680717,22851,5.9,1,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,14.6,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;Sharpe,Chat>Email>Phone>App>In-Person,false,21:30-08:45,74,226,82,72,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-11-22,Success,v2.8.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1087,Preserver,126514,1387826,141491,6.4,2,12,US,Low,AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.5,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,App>In-Person>Email,true,20:45-07:30,76,131,79,83,Brokerage;CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-03-31,Partial,v1.8.8,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1088,Preserver,88988,492500,33459,5.9,1,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,5.7,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>App,false,22:45-08:30,61,210,70,69,Brokerage;CreditBureau;OpenBanking,3,None,Rebalance,2025-12-21,Success,v1.10.7,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1089,Explorer,102780,368031,19697,15.3,4,12,US,Medium,NoShortSelling,,PennyStocks;PrivateCredit,1.9,25.0,15.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;TaxCost;MaxDD,Phone>App>Email>In-Person>Chat,true,21:45-06:00,57,70,60,49,CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-08-20,Success,v2.10.9,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1090,Optimizer,113115,774282,84953,7.6,3,12,US,Medium,,,LeveragedETFs;PennyStocks;PrivateCredit,1.9,17.7,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe,Email>App>Chat>Phone>In-Person,true,20:00-08:45,71,62,71,61,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-09-27,Success,v1.9.4,NoMargin,Enforce tax budget and position caps
A1091,Preserver,134161,783271,97623,6.9,2,15,UK,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.0,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,Chat>Phone>Email,false,23:00-07:30,72,162,81,75,Brokerage;OpenBanking;Payroll,7,None,AutoTransfer,2025-04-13,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1092,Optimizer,375702,5610162,125978,8.2,4,12,US,Low,,ESGOnly;NoFossilFuel,PennyStocks;PrivateCredit,1.6,16.3,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;IRR;TaxCost,Phone>In-Person>App,true,21:30-07:00,69,77,75,66,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-08-27,Success,v2.8.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1093,Preserver,94982,360149,42979,6.6,1,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.4,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Chat>Phone>In-Person>Email,true,22:00-08:15,82,153,88,87,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-04-17,Success,v2.9.4,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1094,Explorer,27612,20175,2138,17.6,1,10,US,Medium,,,,1.8,20.1,14.8,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;Sharpe;IRR,App>Phone>Email>In-Person,true,23:30-08:15,49,69,42,37,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-01-31,Partial,v2.9.7,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1095,Preserver,86280,1018566,74389,8.5,1,10,US,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.5,8.6,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,App>Phone>Email>In-Person>Chat,true,19:45-08:00,79,135,67,58,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,PlanUpdate,2025-10-18,Success,v1.9.3,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1096,Stabilizer,35423,169143,6471,8.1,2,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>Phone>In-Person,true,19:30-08:15,56,113,54,48,OpenBanking,9,Hybrid,AutoTransfer,2025-02-12,Success,v1.10.7,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1097,Preserver,126057,1024199,63145,8.5,1,15,AU,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.5,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email,true,23:00-06:15,66,188,54,52,Brokerage;OpenBanking,13,Human,AlertAcknowledge,2024-12-29,Success,v1.10.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1098,Preserver,166664,1861900,173848,6.3,2,12,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Email>Phone>Chat,false,20:30-08:15,62,180,65,59,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-04-15,Success,v1.9.3,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1099,Preserver,130398,2434636,115742,5.5,3,15,CA,Medium,NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.0,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Phone>App>Chat,true,19:30-08:15,64,227,58,55,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-05-04,Success,v2.8.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1100,Preserver,112209,492023,67567,6.8,1,12,US,Low,NoDerivatives;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.9,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,App>Chat>Phone>Email>In-Person,false,23:30-08:45,70,216,75,64,Brokerage;CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-03-05,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1101,Stabilizer,55777,159649,21448,6.6,3,10,CA,Low,NoDerivatives;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,13.1,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,In-Person>Chat>App>Phone>Email,true,19:45-06:30,66,119,63,58,OpenBanking;Payroll,15,Hybrid,Rebalance,2025-03-27,Partial,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1102,Preserver,185397,3011759,107348,5.6,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,7.4,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,App>Email>Chat,true,20:00-07:15,60,218,53,51,Brokerage;OpenBanking;Payroll,3,Human,AutoTransfer,2025-11-03,Success,v1.9.5,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1103,Builder,92871,470829,14856,10.4,1,10,AU,Medium,AccreditedOnly,,,1.8,24.3,8.8,Home:3y;Retirement:30y,3,Educational,Shallow,Sharpe;TaxCost,Chat>Phone>Email,false,19:15-08:15,65,81,64,57,CreditBureau;OpenBanking,16,None,Rebalance,2025-05-22,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A1104,Stabilizer,82411,158082,12144,7.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.3,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Chat>In-Person,true,19:15-07:45,60,124,63,68,OpenBanking,7,None,PlanUpdate,2024-12-29,Partial,v1.8.6,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1105,Explorer,72561,259493,17482,15.6,2,10,SG,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.9,20.4,17.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Email>Phone,false,19:15-07:45,70,78,72,68,OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-04-20,Success,v2.10.1,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A1106,Preserver,103223,754277,83225,8.6,1,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Email>Chat,true,19:30-08:15,78,162,76,66,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-07-30,Partial,v1.8.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1107,Optimizer,151162,3368317,58256,8.3,4,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.6,24.5,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,Sharpe;TaxCost,In-Person>Email>App>Chat>Phone,false,22:00-08:15,60,118,50,42,Brokerage;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-11-09,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A1108,Optimizer,88728,1354781,55271,8.0,2,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel,Crypto;PennyStocks,1.5,17.5,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,Sharpe;TaxCost;MaxDD,Chat>App>Phone>Email,true,21:30-07:45,62,80,57,54,Brokerage;CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-10-24,Success,v1.8.2,StopLossDisabled,Enforce tax budget and position caps
A1109,Preserver,181697,1606288,132759,3.7,4,12,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD,Phone>Chat>App,true,21:00-07:30,73,220,58,54,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-10-23,Failed,v2.9.6,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1110,Preserver,104918,889651,40875,5.6,2,12,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Phone>Chat>Email,true,21:30-08:30,76,140,70,72,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,AlertAcknowledge,2025-08-05,Failed,v2.8.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1111,Optimizer,162759,975032,35945,6.6,4,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;PennyStocks,1.8,25.0,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;TaxCost,In-Person>Phone>App>Email,true,21:00-07:15,68,65,70,59,Brokerage;OpenBanking;Payroll,7,Human,PlanUpdate,2025-07-11,Failed,v2.8.1,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A1112,Builder,54442,338071,9267,14.2,2,10,IN,Low,,,,1.6,23.7,11.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;MaxDD,Email>Chat>Phone,true,23:15-07:30,60,67,48,42,OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-01-04,Success,v1.8.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1113,Explorer,78332,747201,15471,16.5,1,10,US,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.6,25.6,13.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;MaxDD;IRR,Email>In-Person>Chat,true,22:45-06:15,70,73,58,49,OpenBanking,7,None,Rebalance,2025-09-05,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1114,Preserver,39628,311541,20143,3.5,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,9.5,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Phone>App>In-Person,true,20:30-08:30,74,173,73,77,Brokerage;OpenBanking,10,None,AlertAcknowledge,2025-07-17,Partial,v1.8.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1115,Optimizer,68930,461417,25516,9.4,4,10,DE,Low,NoDerivatives;AccreditedOnly,NoWeapons;NoTobacco,PennyStocks,1.6,20.1,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,TaxCost;IRR,In-Person>Email>Phone,true,23:30-06:00,64,102,61,60,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-11-10,Success,v1.10.6,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1116,Optimizer,118692,633256,20902,8.6,3,12,US,Low,NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,1.7,19.0,12.1,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;Sharpe;IRR,Phone>App>Chat>Email,true,19:30-07:00,68,104,68,67,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-11-17,Partial,v2.8.7,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1117,Preserver,58163,871361,33069,6.6,1,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Phone>App>In-Person>Email>Chat,false,23:00-06:30,74,230,70,71,Brokerage;CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-08-23,Partial,v2.8.8,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1118,Optimizer,408279,3818293,228898,9.4,4,12,US,Medium,,NoWeapons,Crypto;PennyStocks,1.7,20.9,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;MaxDD,App>Email>In-Person>Phone,false,19:30-08:45,67,86,76,75,Brokerage;CreditBureau;OpenBanking,1,Human,AutoTransfer,2025-11-27,Success,v1.9.6,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A1119,Preserver,50653,718540,40940,7.0,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Chat>Email,true,21:30-07:15,67,137,52,46,Brokerage;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-08-26,Partial,v1.8.2,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1120,Optimizer,143336,1313037,73903,12.1,1,15,CA,Low,AccreditedOnly,,PennyStocks;PrivateCredit,1.5,26.5,10.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,MaxDD;IRR;TaxCost,Phone>Email>In-Person,true,20:45-08:30,75,100,61,52,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-10-14,Success,v1.9.3,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1121,Stabilizer,146594,716953,93312,6.1,4,12,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person>App>Email,true,20:00-06:00,48,138,47,43,CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-03-14,Success,v2.10.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1122,Builder,82172,137800,5706,14.2,2,10,SG,Low,AccreditedOnly;NoShortSelling,,LeveragedETFs;PrivateCredit,1.5,13.0,7.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR;TaxCost,In-Person>App>Chat,true,20:30-07:30,69,61,77,75,OpenBanking;Payroll,20,None,AlertAcknowledge,2025-04-12,Success,v1.8.9,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1123,Builder,57549,256314,4755,12.1,1,10,US,Low,NoIlliquids,NoWeapons,,1.7,12.3,8.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,Sharpe;IRR,Email>App>Phone>Chat>In-Person,true,20:30-06:45,65,88,58,56,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-04-07,Partial,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1124,Builder,51613,79811,6015,10.6,4,10,US,Medium,,,Crypto,1.5,22.5,7.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,TaxCost;MaxDD,In-Person>Email>Phone,true,19:45-06:00,65,138,54,50,OpenBanking,7,None,PlanUpdate,2025-01-24,Success,v1.10.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1125,Builder,89586,304266,14291,11.4,4,10,US,Medium,,NoFossilFuel;NoTobacco,,1.6,19.9,8.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;Sharpe;IRR,Email>Phone>Chat>In-Person>App,true,19:00-06:30,56,66,47,36,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-05-23,Success,v2.9.2,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1126,Stabilizer,52254,268192,26846,8.4,1,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,Email>In-Person>Phone,true,20:30-08:15,53,140,40,38,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-04-02,Success,v1.9.3,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1127,Optimizer,113579,2044767,61434,6.6,4,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.6,23.6,10.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;MaxDD,In-Person>Phone>App>Email>Chat,false,21:30-07:30,75,111,66,56,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-01-10,Success,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A1128,Preserver,130154,998357,82288,6.4,2,15,SG,Medium,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.0,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat,false,20:00-07:15,61,144,55,48,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-06-07,Success,v1.10.9,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1129,Optimizer,103369,1211520,57301,10.8,2,12,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.6,15.1,11.7,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,MaxDD;TaxCost,In-Person>Phone>App,true,22:30-07:00,62,109,67,57,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-12-26,Success,v1.8.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1130,Preserver,102232,1408070,46097,7.6,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.3,8.2,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost,Chat>Email>App,true,23:15-06:00,74,212,72,66,Brokerage;OpenBanking,12,Human,AlertAcknowledge,2025-11-12,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1131,Optimizer,103565,1198375,37295,8.8,2,12,US,Low,,,PennyStocks,1.5,20.3,13.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;Sharpe;MaxDD,Phone>Chat>App,false,19:15-07:15,71,115,73,62,Brokerage;OpenBanking,2,None,PlanUpdate,2025-06-05,Partial,v2.9.3,NoPennyStocks,Enforce tax budget and position caps
A1132,Preserver,66975,382174,28921,6.0,3,10,IN,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.9,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Phone>Email>Chat,true,20:15-08:00,75,231,63,57,Brokerage;OpenBanking,13,None,AutoTransfer,2025-10-09,Success,v2.10.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1133,Preserver,158841,1258426,138719,6.7,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.2,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>Phone>Chat,true,22:00-06:15,81,157,82,77,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-08-10,Partial,v1.8.2,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1134,Stabilizer,131280,592928,55438,8.6,1,15,DE,Low,NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.2,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Phone>Chat>App>Email>In-Person,true,21:00-06:00,68,113,53,50,OpenBanking,18,Human,PlanUpdate,2025-06-21,Failed,v2.10.8,StopLossDisabled,Keep expenses buffer ≥ 4 months
A1135,Builder,57381,83518,2652,7.3,4,10,DE,Low,NoShortSelling;NoIlliquids,NoWeapons,Crypto,1.6,18.4,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;IRR,App>Phone>Chat>Email,false,21:30-07:00,69,121,79,76,CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-12-13,Partial,v1.8.4,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1136,Stabilizer,65411,495683,23374,7.9,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,8.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,Email>Phone>App,true,21:30-08:00,55,148,46,43,OpenBanking,19,None,AutoTransfer,2025-09-22,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1137,Optimizer,110310,1037452,69969,6.7,4,12,US,Low,NoDerivatives,,PennyStocks,1.6,23.9,11.0,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,TaxCost;IRR;MaxDD,Phone>Email>In-Person>App>Chat,true,23:15-08:00,73,71,81,71,Brokerage;CreditBureau;OpenBanking,6,None,PlanUpdate,2025-12-06,Success,v2.9.3,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A1138,Explorer,84327,-22052,2765,15.2,4,10,DE,Low,,,,1.7,20.6,16.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,IRR;MaxDD,App>Phone>Email,true,22:30-07:15,58,49,64,59,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-11-01,Failed,v1.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1139,Optimizer,76676,1788942,35186,8.4,3,10,US,Low,NoShortSelling,,PennyStocks,1.8,27.1,11.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost,Phone>Chat>Email>In-Person>App,false,19:45-07:45,60,84,70,67,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-06-08,Partial,v1.8.9,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1140,Preserver,95281,504279,68812,5.5,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>In-Person>Phone>Chat,true,21:30-08:00,67,163,68,73,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-04-02,Success,v1.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1141,Explorer,74483,804073,22842,16.4,4,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.7,26.1,15.3,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,Sharpe;MaxDD,App>Email>Phone>In-Person,false,21:45-07:45,67,48,76,65,CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-08-13,Success,v1.10.6,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A1142,Preserver,127620,928859,43797,4.2,4,12,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>App,false,21:45-06:45,77,210,84,79,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-01-21,Failed,v2.10.2,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1143,Builder,18932,59301,3341,13.9,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs,1.4,21.5,11.4,Home:3y;Retirement:30y,3,Educational,Medium,IRR;Sharpe;MaxDD,Chat>App>Phone,false,23:45-07:45,70,102,76,66,OpenBanking;Payroll,17,Hybrid,AutoTransfer,2025-01-20,Success,v1.8.4,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1144,Preserver,116001,868676,84951,9.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,8.3,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Email>Phone,true,21:45-07:30,75,204,70,75,Brokerage;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-10-28,Success,v1.9.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1145,Stabilizer,84563,353357,43240,6.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,Email>App>Chat,true,23:45-06:15,55,160,55,47,CreditBureau;OpenBanking,10,None,Rebalance,2025-02-01,Failed,v2.8.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1146,Preserver,147722,1662911,142904,7.4,3,15,IN,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.7,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost,Chat>In-Person>Phone,true,21:30-08:30,76,211,67,60,Brokerage;OpenBanking,8,Hybrid,Rebalance,2025-04-10,Partial,v2.8.4,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1147,Builder,52217,243483,10030,7.5,4,10,US,Medium,NoShortSelling,,,1.5,21.1,7.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;TaxCost;IRR,Phone>Email>App>Chat,false,20:00-07:30,68,143,54,45,OpenBanking;Payroll,5,None,AlertAcknowledge,2025-07-19,Success,v2.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A1148,Stabilizer,58823,176597,13823,8.0,2,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>In-Person>App,true,19:30-08:45,59,138,58,55,OpenBanking,15,Human,AutoTransfer,2025-04-15,Success,v2.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1149,Optimizer,219972,3654406,147371,9.6,1,15,AU,Low,NoIlliquids,,PennyStocks,1.8,27.5,13.7,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Email>Chat>In-Person>Phone>App,true,22:00-08:30,74,75,63,53,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-10-22,Success,v1.9.3,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1150,Stabilizer,37929,100886,8605,8.7,2,10,UK,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Chat>Email>In-Person,true,21:45-06:45,56,121,65,59,CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-06-03,Success,v2.10.8,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1151,Builder,137735,398741,16837,9.1,3,12,US,Medium,,,PrivateCredit,1.4,12.9,11.8,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;TaxCost;MaxDD,In-Person>Phone>App>Email>Chat,true,22:15-06:15,63,115,64,64,OpenBanking,20,Hybrid,AutoTransfer,2024-12-28,Failed,v1.10.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1152,Preserver,274404,3834632,166491,7.0,2,15,AU,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Chat>Phone>In-Person>Email,false,21:30-07:30,83,204,77,76,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-11-28,Failed,v1.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1153,Stabilizer,89369,671642,22448,6.4,2,10,IN,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>In-Person>Email,true,21:15-08:45,58,98,48,46,CreditBureau;OpenBanking,16,Hybrid,Rebalance,2025-10-24,Success,v2.10.4,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1154,Preserver,136713,574987,50659,8.5,1,15,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,In-Person>Chat>App,true,22:45-08:30,73,137,59,58,Brokerage;CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-02-08,Success,v2.10.1,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1155,Builder,33849,59079,2662,13.0,2,10,US,Low,NoDerivatives;AccreditedOnly,NoTobacco;ESGOnly,,1.4,22.4,9.9,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;IRR;Sharpe,In-Person>Phone>App>Chat>Email,false,21:45-08:00,70,73,64,56,OpenBanking,14,Human,Rebalance,2025-07-24,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A1156,Builder,48409,95564,9585,13.6,2,10,US,Low,,,Crypto;PrivateCredit,1.5,15.9,11.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;IRR,In-Person>Chat>Email>Phone>App,true,20:15-08:30,67,122,56,46,CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-08-06,Success,v2.10.1,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1157,Explorer,106514,740494,43923,14.7,2,15,DE,Medium,,NoWeapons;NoFossilFuel,,1.8,26.2,14.5,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,Sharpe;IRR;MaxDD,Email>Phone>Chat>App>In-Person,false,20:15-06:30,62,56,68,62,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-10-19,Success,v2.8.6,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1158,Builder,77871,163414,15340,11.2,3,10,SG,Medium,AccreditedOnly;NoDerivatives,NoWeapons,PennyStocks,1.6,17.7,11.5,Home:3y;Retirement:30y,3,Directive,Deep,IRR;Sharpe,In-Person>App>Chat,true,21:45-07:45,63,107,65,65,CreditBureau;OpenBanking,18,Hybrid,AlertAcknowledge,2025-06-08,Success,v2.10.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1159,Stabilizer,67764,293431,19048,6.3,3,10,SG,Low,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.1,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Chat>Email>In-Person>App>Phone,true,19:15-06:30,63,158,73,61,OpenBanking,12,Hybrid,PlanUpdate,2025-04-04,Partial,v1.10.4,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1160,Stabilizer,80644,435855,31221,7.6,2,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.1,6.1,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,App>Email>In-Person>Phone>Chat,true,19:00-06:45,56,119,41,44,CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-07-31,Success,v2.9.6,NoIlliquids,Keep expenses buffer ≥ 4 months
A1161,Builder,83128,246934,7736,11.5,1,10,US,Low,NoIlliquids,,,1.6,17.6,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;IRR;TaxCost,Chat>Phone>Email,true,23:15-06:00,59,147,63,55,OpenBanking;Payroll,20,Hybrid,PlanUpdate,2025-01-07,Success,v2.10.8,NoIlliquids,Prioritize liquidity and down payment savings
A1162,Builder,57994,153292,16066,13.8,2,10,DE,Low,NoShortSelling,NoTobacco;ESGOnly,,1.6,18.4,11.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;TaxCost,App>In-Person>Chat>Phone>Email,true,20:30-06:45,60,60,47,37,OpenBanking,18,Hybrid,PlanUpdate,2025-03-02,Partial,v2.8.4,NoIlliquids,Prioritize liquidity and down payment savings
A1163,Builder,65314,222870,19226,11.2,4,10,US,Low,NoShortSelling,NoFossilFuel,LeveragedETFs;PennyStocks,1.7,20.4,7.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,IRR;MaxDD,Email>In-Person>Chat>App>Phone,true,20:15-07:45,65,115,61,51,OpenBanking,5,Hybrid,PlanUpdate,2025-09-06,Partial,v1.10.7,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A1164,Optimizer,118402,1847678,72605,9.6,1,12,US,Low,,NoFossilFuel;NoWeapons,Crypto;PennyStocks,1.7,21.5,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,Sharpe;IRR;TaxCost,Chat>Phone>In-Person>Email,true,22:00-06:00,76,115,83,79,Brokerage;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-07-10,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A1165,Stabilizer,47006,235196,22188,4.9,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe,In-Person>App>Chat>Phone,false,22:15-08:30,66,140,73,79,CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-12-02,Success,v1.8.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1166,Builder,76543,271002,17042,13.1,1,10,US,Low,NoDerivatives,,PrivateCredit,1.6,18.3,10.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;MaxDD;Sharpe,App>In-Person>Chat,false,21:45-08:45,63,79,52,43,OpenBanking;Payroll,9,None,PlanUpdate,2025-04-13,Success,v1.10.9,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1167,Optimizer,297090,6529105,137028,7.8,3,12,US,Low,NoIlliquids,,PennyStocks,1.8,25.9,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;IRR,Email>In-Person>Phone,false,22:45-06:00,61,103,54,43,Brokerage;CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-01-03,Partial,v2.8.8,NoIlliquids,Enforce tax budget and position caps
A1168,Optimizer,286639,2611478,132618,11.5,1,12,US,Low,AccreditedOnly;NoIlliquids,NoWeapons,Crypto;PennyStocks,1.9,18.2,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;IRR;TaxCost,Phone>Chat>In-Person,true,20:15-08:15,68,108,72,71,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-10-09,Partial,v1.8.7,PauseWhenVIX>30,Enforce tax budget and position caps
A1169,Stabilizer,39336,100675,10918,6.1,3,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,14.7,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe,App>Email>Phone>Chat>In-Person,true,20:45-07:45,52,149,59,60,CreditBureau;OpenBanking;Payroll,18,Hybrid,AlertAcknowledge,2025-04-06,Success,v2.10.6,NoIlliquids,Keep expenses buffer ≥ 4 months
A1170,Preserver,124026,1078655,77071,6.2,2,12,US,Medium,NoIlliquids;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.7,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone,true,19:15-07:30,75,131,70,68,Brokerage;OpenBanking,3,Human,Rebalance,2025-12-09,Success,v1.8.4,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1171,Explorer,89677,492613,17096,14.9,1,10,UK,Low,AccreditedOnly,ESGOnly;NoWeapons,LeveragedETFs;PrivateCredit,1.8,29.0,14.9,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;IRR,In-Person>App>Email,false,22:45-08:45,66,87,73,72,CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-07-13,Partial,v1.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1172,Explorer,55010,249084,9902,18.5,2,10,US,Low,,ESGOnly;NoWeapons,Crypto;PrivateCredit,1.8,34.7,12.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,IRR;TaxCost,Chat>Email>Phone,true,19:30-07:45,65,86,76,74,OpenBanking,7,None,AutoTransfer,2025-09-03,Success,v2.10.9,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1173,Optimizer,74451,1089284,45125,8.1,1,10,US,Medium,NoShortSelling,,LeveragedETFs;PennyStocks,1.4,15.5,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;Sharpe;IRR,Chat>App>Email>Phone>In-Person,true,19:00-08:45,58,109,70,59,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-04-22,Partial,v1.8.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A1174,Builder,36520,75741,2823,11.0,1,10,US,Low,NoIlliquids;AccreditedOnly,,LeveragedETFs;PrivateCredit,1.5,22.2,11.0,Home:3y;Retirement:30y,3,Educational,Medium,IRR;TaxCost,App>Email>Chat>Phone,true,19:15-08:15,64,76,71,60,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-11-03,Success,v2.10.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A1175,Builder,54170,-54974,7129,12.0,2,10,US,Low,,NoFossilFuel,PrivateCredit,1.5,24.5,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;TaxCost;IRR,Email>In-Person>Phone>App,true,19:15-07:00,69,116,64,53,OpenBanking,13,None,AutoTransfer,2025-09-03,Failed,v2.10.3,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1176,Preserver,113550,952230,62865,6.9,2,12,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,15.2,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Email>Chat>App,true,22:00-07:00,68,134,54,54,Brokerage;OpenBanking,13,None,AutoTransfer,2025-08-23,Partial,v2.8.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1177,Builder,61628,78533,3819,10.7,3,10,US,Low,,NoFossilFuel;ESGOnly,,1.6,24.8,11.5,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;Sharpe,App>Email>Chat>Phone,false,23:15-06:30,70,120,59,59,OpenBanking,7,None,AlertAcknowledge,2025-06-23,Success,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A1178,Preserver,77313,923586,56531,5.1,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.0,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,Phone>In-Person>Email>App,false,20:15-08:15,69,122,65,63,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-12-13,Partial,v2.8.1,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1179,Optimizer,64564,881961,44925,8.1,4,10,US,Low,NoDerivatives;NoShortSelling,NoWeapons,PennyStocks,1.8,15.0,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;MaxDD;IRR,App>Chat>In-Person>Phone>Email,false,20:00-08:30,60,79,63,61,Brokerage;OpenBanking,3,None,AutoTransfer,2025-02-27,Success,v2.8.9,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1180,Stabilizer,84736,419283,30571,9.4,1,10,US,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.2,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>In-Person>App>Phone,false,19:00-08:30,65,123,71,65,OpenBanking;Payroll,15,Human,AlertAcknowledge,2025-12-25,Failed,v1.9.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1181,Optimizer,205514,2865885,99532,8.4,3,12,US,Low,NoDerivatives,,LeveragedETFs;PennyStocks,1.6,25.8,9.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;Sharpe;TaxCost,Phone>Email>Chat,true,20:00-08:30,62,116,71,71,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-07-21,Success,v1.10.6,LimitOrderOnly,Enforce tax budget and position caps
A1182,Preserver,68133,294817,32466,8.9,1,10,US,High,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,5.8,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Chat>In-Person>Phone,true,20:45-08:15,66,235,62,55,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-05-27,Success,v2.9.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1183,Optimizer,150876,1159594,74687,8.1,4,12,US,Low,,,PennyStocks;PrivateCredit,1.6,22.3,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;Sharpe,Chat>Phone>In-Person,true,22:00-08:45,68,101,71,66,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-07-01,Success,v1.9.9,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A1184,Preserver,46546,479329,28114,5.9,1,10,UK,Low,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;MaxDD,In-Person>Chat>Phone>Email>App,true,20:30-06:00,70,227,70,66,Brokerage;OpenBanking;Payroll,8,None,AlertAcknowledge,2024-12-27,Success,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1185,Builder,49224,129519,5388,13.6,2,10,IN,Medium,AccreditedOnly,NoWeapons,PrivateCredit,1.6,15.6,10.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;Sharpe,Phone>Email>Chat>In-Person,true,23:15-07:15,64,86,70,63,CreditBureau;OpenBanking;Payroll,17,None,AutoTransfer,2025-03-26,Success,v2.10.4,NoMargin,Prioritize liquidity and down payment savings
A1186,Preserver,132169,1226744,81479,6.5,1,15,AU,Low,NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>In-Person>App>Phone,true,22:30-06:15,81,150,66,67,Brokerage;OpenBanking,13,Human,PlanUpdate,2025-09-28,Failed,v2.8.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1187,Preserver,63126,759722,27153,6.4,1,10,CA,Medium,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>Phone>In-Person,true,19:30-07:30,71,155,72,72,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-04-15,Partial,v1.9.4,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1188,Explorer,50412,382581,19668,18.1,2,10,US,High,NoIlliquids,NoFossilFuel,LeveragedETFs;PennyStocks,2.2,32.2,12.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,TaxCost;IRR;MaxDD,In-Person>App>Chat>Email>Phone,true,22:30-08:45,53,53,57,49,CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-04-22,Success,v2.10.1,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1189,Preserver,174065,674661,66058,5.9,1,15,AU,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Chat>Phone>App,false,21:15-06:45,70,224,63,63,Brokerage;OpenBanking;Payroll,10,Human,Rebalance,2025-03-29,Partial,v2.9.2,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1190,Stabilizer,53755,113273,15871,4.5,4,10,IN,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,9.6,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Chat>In-Person>Phone,true,19:15-07:30,62,94,47,35,CreditBureau;OpenBanking,11,Human,Rebalance,2025-05-18,Success,v1.8.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1191,Builder,45058,120350,5252,10.1,1,10,US,Low,,,,1.5,20.1,9.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>Chat>App>Email,false,22:45-07:00,69,137,77,66,OpenBanking;Payroll,16,None,Rebalance,2025-03-08,Success,v1.8.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A1192,Optimizer,160801,1774353,81421,11.4,1,12,US,Low,,,LeveragedETFs;PennyStocks,1.6,18.9,10.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;Sharpe,Phone>App>Email>In-Person,true,22:45-07:00,64,68,74,65,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-01-27,Success,v2.9.4,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A1193,Builder,159473,66381,9649,10.4,3,12,US,Low,,NoTobacco,PrivateCredit,1.6,23.9,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;MaxDD,Chat>Email>In-Person>App,true,21:45-07:00,64,143,57,47,OpenBanking,19,None,PlanUpdate,2025-03-27,Success,v1.9.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1194,Stabilizer,66127,367989,17063,10.1,1,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,8.9,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,Chat>In-Person>Phone>Email>App,false,22:00-08:00,63,122,63,54,OpenBanking,14,Hybrid,PlanUpdate,2025-03-25,Partial,v2.9.4,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1195,Stabilizer,100999,301196,27909,6.8,2,12,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Email>Chat,false,23:45-06:15,56,90,50,46,OpenBanking,12,None,AlertAcknowledge,2025-09-28,Failed,v1.9.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1196,Stabilizer,128697,746279,26936,5.9,3,15,IN,Low,NoDerivatives;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Chat>In-Person>Phone>Email>App,true,20:15-07:45,57,155,58,61,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-08-10,Success,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1197,Preserver,112445,353233,29373,5.7,1,12,US,Medium,NoShortSelling;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>Chat>In-Person,true,22:30-06:30,80,227,90,89,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-05-04,Success,v1.10.9,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1198,Preserver,88612,948201,34032,4.0,4,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>App,true,21:15-07:30,83,226,85,79,Brokerage;OpenBanking,9,None,Rebalance,2025-06-15,Success,v2.9.4,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1199,Stabilizer,50611,427164,25509,5.5,2,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,10.0,8.0,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost,Chat>Phone>In-Person,true,21:45-07:45,63,113,49,43,OpenBanking,6,Human,AlertAcknowledge,2025-08-14,Success,v2.10.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1200,Builder,34844,-12093,1808,9.3,3,10,US,Low,,,Crypto;PennyStocks,1.7,16.9,7.4,Home:3y;Retirement:30y,3,Educational,Deep,Sharpe;IRR;TaxCost,Email>App>Phone,true,20:30-06:15,66,99,57,49,CreditBureau;OpenBanking;Payroll,20,Hybrid,AutoTransfer,2025-08-19,Success,v2.9.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1201,Preserver,153995,670627,64331,6.3,2,12,US,High,NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost,Phone>In-Person>Chat,false,19:45-06:45,70,178,57,55,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-02-07,Partial,v1.8.8,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1202,Preserver,106126,627747,91839,4.9,3,15,DE,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,15.7,6.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,Chat>In-Person>Email>App,false,22:45-08:30,75,183,69,68,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-01-25,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1203,Preserver,168235,2935729,146597,8.0,1,12,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.5,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Phone>Email>Chat,false,22:00-08:15,83,156,69,75,Brokerage;CreditBureau;OpenBanking,10,None,Rebalance,2025-08-27,Success,v2.10.6,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1204,Preserver,146615,1374860,77848,6.1,2,15,CA,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,8.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,Email>Chat>Phone,true,22:15-07:00,79,175,82,78,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-06-24,Success,v2.8.5,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1205,Optimizer,88567,1447908,40613,6.8,3,10,US,Medium,,NoTobacco;NoWeapons,Crypto;PennyStocks,1.6,17.5,10.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,MaxDD;Sharpe,Email>Chat>Phone,false,21:30-07:45,66,92,69,68,Brokerage;OpenBanking,5,Human,Rebalance,2025-01-03,Success,v1.9.6,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1206,Builder,38789,67465,5642,12.1,3,10,SG,Medium,NoIlliquids,ESGOnly,,1.5,20.7,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe,Email>Phone>App>In-Person>Chat,false,22:30-06:15,49,74,42,31,CreditBureau;OpenBanking,18,Hybrid,AlertAcknowledge,2025-03-13,Success,v1.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1207,Optimizer,148202,1271065,77558,5.6,4,12,US,Medium,AccreditedOnly,ESGOnly;NoWeapons,PennyStocks,1.7,17.9,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Phone>Email>Chat,false,20:00-06:30,66,79,71,71,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-07-14,Success,v2.9.2,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1208,Preserver,76649,602876,43908,7.6,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Chat,true,22:30-06:15,77,157,67,68,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-02-07,Success,v2.9.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1209,Optimizer,145560,662197,77648,11.9,1,15,UK,Low,,NoFossilFuel,PennyStocks,1.5,22.6,13.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,TaxCost;IRR,App>In-Person>Phone>Email,false,20:45-08:00,75,86,64,64,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-12-22,Partial,v2.8.8,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1210,Stabilizer,53793,221454,10942,4.7,4,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>App>Chat,true,19:15-08:00,67,101,65,61,CreditBureau;OpenBanking,16,Hybrid,AutoTransfer,2025-06-04,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1211,Preserver,69948,338295,38409,8.8,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.7,8.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Chat>Email,true,19:45-08:15,76,219,64,56,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-10-20,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1212,Preserver,93302,348096,49125,5.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.8,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,Phone>Chat>App,false,20:00-06:30,77,133,79,79,Brokerage;CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-04-23,Success,v1.9.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1213,Preserver,143435,757653,34864,6.2,1,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,8.4,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,Chat>Phone>App>In-Person>Email,true,21:15-08:15,67,140,73,71,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-11-13,Success,v2.10.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1214,Preserver,111593,1033889,91709,5.2,2,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,In-Person>Chat>Email,true,20:00-06:00,83,198,76,68,Brokerage;OpenBanking;Payroll,14,None,Rebalance,2025-01-16,Success,v1.9.1,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1215,Preserver,158158,602050,41398,5.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.2,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Chat>Email>App,true,19:30-06:30,75,120,77,68,Brokerage;CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-10-28,Partial,v2.10.3,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1216,Builder,37983,110812,10469,9.7,3,10,AU,Low,,NoWeapons;NoTobacco,,1.4,14.7,12.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Phone>Email>App,true,20:15-07:30,68,61,67,59,OpenBanking;Payroll,9,None,AlertAcknowledge,2025-01-06,Success,v1.9.8,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A1217,Preserver,64677,984315,51958,6.1,1,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Phone>Chat>Email,true,20:30-07:30,68,208,67,66,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-03-15,Success,v1.9.2,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1218,Preserver,95257,773628,74773,3.7,4,10,DE,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,15.0,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,App>Chat>Phone>In-Person,false,20:00-06:30,70,171,64,60,Brokerage;OpenBanking,14,Hybrid,PlanUpdate,2025-12-02,Partial,v1.8.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1219,Explorer,175354,2098229,88280,14.6,3,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.9,31.5,16.2,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;MaxDD;IRR,Email>Phone>Chat>App,true,21:15-08:00,54,53,50,43,CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-10-03,Success,v1.9.4,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1220,Builder,89628,80501,4314,10.5,3,10,US,Low,,,LeveragedETFs;PrivateCredit,1.7,21.2,7.7,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;TaxCost,Chat>In-Person>Email,true,22:45-06:30,67,82,55,48,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-02-09,Success,v1.8.3,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1221,Optimizer,70734,622003,45484,8.5,2,10,US,Low,,,PennyStocks,1.9,24.6,9.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;IRR;MaxDD,Email>In-Person>Chat>App>Phone,true,19:30-06:15,60,62,67,62,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-03-19,Success,v2.9.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A1222,Optimizer,116067,1600161,71910,5.3,4,15,IN,Low,NoIlliquids;AccreditedOnly,,PennyStocks,1.8,18.8,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;IRR,Email>App>Phone>In-Person,true,21:00-07:45,76,74,69,60,Brokerage;CreditBureau;OpenBanking,1,Human,PlanUpdate,2025-08-12,Failed,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1223,Preserver,107827,541296,57126,3.7,4,15,AU,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost,Email>Phone>In-Person,true,23:45-08:45,70,240,76,72,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-01-17,Success,v2.10.9,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A1224,Stabilizer,57592,90201,11584,4.9,3,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,16.0,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Phone>Email>Chat>App,true,20:15-08:00,60,155,64,57,CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-12-07,Success,v1.9.6,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1225,Builder,87201,440614,17621,14.5,1,10,US,Medium,NoShortSelling,NoWeapons;ESGOnly,PrivateCredit,1.7,16.5,7.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;TaxCost;MaxDD,In-Person>App>Email>Phone>Chat,false,23:00-07:45,59,95,60,50,OpenBanking,10,Human,PlanUpdate,2025-09-26,Success,v2.9.6,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1226,Preserver,92727,404534,35489,3.6,3,10,US,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,12.0,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Chat>App>Email>Phone,false,20:45-06:30,68,131,57,57,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-03-28,Success,v2.8.9,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1227,Builder,57832,133141,11049,11.7,4,10,US,Low,,ESGOnly;NoFossilFuel,,1.6,15.0,10.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;IRR,Phone>In-Person>Email,true,19:15-08:30,58,135,56,50,CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-02-04,Partial,v1.10.6,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1228,Optimizer,226415,3441015,138696,10.1,3,12,US,Low,,,PennyStocks,1.6,18.3,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,IRR;TaxCost;Sharpe,Phone>Email>App>Chat>In-Person,true,19:15-06:15,68,91,66,62,Brokerage;OpenBanking,5,None,PlanUpdate,2025-06-24,Success,v2.8.6,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A1229,Stabilizer,35665,119349,8764,4.5,4,10,DE,Medium,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,7.6,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>App>Email>Phone,true,19:45-06:00,52,113,43,42,OpenBanking,18,Human,AutoTransfer,2025-03-31,Success,v2.10.7,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1230,Stabilizer,48827,111646,8349,6.7,4,10,US,Low,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,8.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Chat>In-Person>Email,true,20:00-06:00,55,112,60,54,CreditBureau;OpenBanking,18,Hybrid,AlertAcknowledge,2025-10-24,Success,v1.8.2,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1231,Preserver,71187,422020,45130,5.4,2,10,DE,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,14.0,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,Phone>Chat>Email,false,23:45-06:45,77,122,74,76,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-02-25,Success,v1.8.1,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1232,Optimizer,78917,933135,52813,5.6,4,10,US,Medium,NoDerivatives;AccreditedOnly,,PennyStocks,1.6,25.3,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;IRR,Email>Phone>Chat>App>In-Person,true,21:00-08:00,59,95,70,66,Brokerage;OpenBanking,4,None,Rebalance,2025-12-17,Failed,v2.10.9,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1233,Preserver,73754,307938,13393,4.6,2,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Email>Phone>Chat>In-Person,true,22:15-07:30,77,165,74,72,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-07-10,Partial,v2.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1234,Stabilizer,89783,321662,40971,9.3,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,17.1,6.9,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>Phone>App,true,19:30-07:45,58,125,47,41,CreditBureau;OpenBanking,19,None,Rebalance,2025-03-20,Success,v1.10.3,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1235,Explorer,108384,57234,8133,20.9,2,12,US,Low,,NoTobacco,PennyStocks,1.7,33.5,18.0,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,MaxDD;IRR,App>In-Person>Chat>Phone>Email,true,22:30-06:45,62,49,51,41,OpenBanking,6,Hybrid,AutoTransfer,2025-08-08,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1236,Stabilizer,107445,380230,40336,6.2,4,15,IN,Medium,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,7.7,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost,App>Chat>Email>In-Person,true,20:45-07:30,51,152,57,55,CreditBureau;OpenBanking;Payroll,14,Human,AutoTransfer,2025-07-11,Success,v1.9.4,StopLossDisabled,Keep expenses buffer ≥ 4 months
A1237,Stabilizer,47656,227119,19109,9.3,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.1,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,In-Person>Chat>Email>App>Phone,true,21:30-06:00,56,140,57,60,OpenBanking,20,Hybrid,Rebalance,2025-02-16,Success,v2.10.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1238,Builder,63048,410478,10830,10.6,2,10,UK,Low,NoShortSelling,,Crypto;PennyStocks,1.7,18.6,11.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;IRR,App>Phone>Email>Chat,false,21:30-07:45,70,128,59,58,OpenBanking;Payroll,17,Hybrid,PlanUpdate,2025-04-23,Success,v1.10.1,StopLossDisabled,Prioritize liquidity and down payment savings
A1239,Stabilizer,88428,207703,26054,8.8,1,10,US,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.3,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost,Email>App>Chat>Phone,false,21:00-07:30,48,121,53,49,OpenBanking,11,None,AlertAcknowledge,2025-08-15,Success,v2.8.1,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A1240,Stabilizer,80886,365976,49588,8.9,1,10,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,9.5,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD,Chat>App>Email>In-Person,false,22:45-06:00,53,98,46,36,CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-01-23,Success,v1.9.1,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1241,Preserver,166424,796010,43533,6.9,1,15,CA,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>App>In-Person,true,19:30-07:00,73,145,75,74,Brokerage;OpenBanking;Payroll,14,None,AutoTransfer,2025-05-27,Partial,v2.8.6,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1242,Builder,48829,218220,12207,13.1,2,10,US,Medium,NoShortSelling;NoIlliquids,NoTobacco,LeveragedETFs,1.4,14.6,8.1,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;MaxDD;IRR,Chat>Email>Phone>In-Person>App,true,23:15-06:30,64,99,66,56,OpenBanking,17,None,PlanUpdate,2025-03-04,Success,v1.10.5,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1243,Builder,70993,153847,12208,13.7,2,10,DE,Medium,,,LeveragedETFs,1.7,21.4,8.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;MaxDD,App>Email>Phone>Chat,false,23:15-07:15,63,105,48,43,CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-09-23,Success,v2.10.9,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1244,Preserver,84348,440015,32420,5.7,1,10,US,Medium,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>App>Phone,true,22:15-06:00,61,179,56,50,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-09-25,Partial,v1.10.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1245,Optimizer,136699,2417491,107907,11.3,1,12,US,Low,,,PennyStocks,1.5,27.9,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,TaxCost;MaxDD;Sharpe,Email>App>In-Person,true,22:15-08:30,72,105,84,77,Brokerage;OpenBanking,1,Human,PlanUpdate,2025-04-26,Partial,v1.8.3,NoMargin,Enforce tax budget and position caps
A1246,Explorer,40720,236404,11116,18.4,3,10,DE,Low,NoIlliquids,NoFossilFuel;NoTobacco,LeveragedETFs;PennyStocks,2.1,29.5,12.2,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,Sharpe;IRR;MaxDD,Phone>Email>Chat>App>In-Person,true,23:45-08:45,65,57,73,68,OpenBanking,7,None,Rebalance,2025-08-08,Success,v2.10.4,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A1247,Stabilizer,49505,158556,5192,4.8,4,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>In-Person>App,false,23:15-08:30,49,172,35,28,OpenBanking;Payroll,20,Hybrid,AlertAcknowledge,2025-02-09,Success,v1.10.1,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1248,Preserver,73714,374491,44967,5.7,1,10,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,15.5,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Chat>In-Person>Email>Phone>App,false,20:15-07:45,66,122,69,58,Brokerage;OpenBanking,12,None,PlanUpdate,2025-09-17,Partial,v1.8.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1249,Builder,51346,178461,6359,8.1,4,10,DE,Low,NoDerivatives;NoShortSelling,,PrivateCredit,1.4,15.9,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;IRR,Phone>Email>In-Person,false,20:15-08:15,73,90,74,67,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-05-11,Success,v2.9.6,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A1250,Explorer,132795,1040126,43582,19.7,2,12,US,Low,,,LeveragedETFs;PennyStocks,1.9,24.7,13.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;TaxCost,App>Email>Chat,false,20:00-08:45,62,78,59,53,OpenBanking,3,Hybrid,AutoTransfer,2025-03-10,Partial,v1.10.6,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1251,Builder,112300,188441,7528,10.3,4,15,UK,Low,,NoTobacco,,1.8,13.8,11.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,TaxCost;MaxDD;Sharpe,App>Email>Phone,true,19:30-07:30,62,132,48,40,OpenBanking;Payroll,20,None,Rebalance,2025-11-24,Success,v2.10.4,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A1252,Preserver,90666,497681,36497,7.0,1,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.6,7.3,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Chat>Phone,true,23:45-06:45,83,170,74,71,Brokerage;OpenBanking,10,Human,AlertAcknowledge,2025-02-02,Success,v1.10.6,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1253,Preserver,105785,636086,20932,4.8,4,15,CA,Low,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost,Chat>App>In-Person,false,20:45-06:15,72,153,61,62,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-10-17,Success,v2.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1254,Explorer,32289,143501,12477,18.2,2,10,US,High,,,,2.0,24.0,17.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Chat>Email,true,23:30-06:30,49,60,61,59,OpenBanking,4,Human,Rebalance,2025-11-30,Success,v2.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1255,Optimizer,110233,710296,81544,7.3,4,12,US,High,NoShortSelling,,Crypto;PennyStocks,1.5,22.4,13.2,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,TaxCost;Sharpe,Phone>In-Person>Chat>Email,true,22:30-08:00,50,100,55,47,Brokerage;OpenBanking,1,Human,AutoTransfer,2025-08-03,Success,v2.9.5,NoMargin,Enforce tax budget and position caps
A1256,Optimizer,130588,1185638,36604,8.7,3,15,AU,Low,NoIlliquids;AccreditedOnly,,PennyStocks;PrivateCredit,1.6,16.8,13.6,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;TaxCost,Phone>Chat>Email,false,21:45-06:15,66,88,58,53,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-08-12,Success,v2.8.9,NoPennyStocks,Enforce tax budget and position caps
A1257,Optimizer,213809,2029605,119548,10.1,3,12,US,Low,,NoWeapons,PennyStocks,1.9,24.7,9.5,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,MaxDD;IRR;Sharpe,Email>In-Person>Chat>Phone,true,23:30-08:00,72,108,78,74,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-02-24,Partial,v1.8.7,StopLossDisabled,Enforce tax budget and position caps
A1258,Optimizer,141974,1242615,51289,8.0,2,15,CA,Low,NoIlliquids,,PennyStocks,1.6,23.6,9.0,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;Sharpe,Email>App>Chat,true,20:00-06:30,69,116,83,82,Brokerage;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-07-30,Success,v1.8.7,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1259,Preserver,117378,977851,100422,6.0,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.7,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>App>In-Person>Email>Phone,true,19:30-07:00,75,147,70,70,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-11-23,Success,v1.8.1,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1260,Builder,75659,239205,17426,10.6,1,10,US,Low,,NoWeapons;ESGOnly,Crypto;PrivateCredit,1.7,12.9,8.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,MaxDD;Sharpe;IRR,Phone>In-Person>App>Chat,false,20:15-08:00,62,129,61,59,OpenBanking,18,Human,AlertAcknowledge,2025-09-04,Success,v1.10.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1261,Preserver,109930,954384,60514,5.1,3,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.0,5.8,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD,Email>Phone>Chat>In-Person>App,true,19:15-06:45,76,222,78,77,Brokerage;OpenBanking,12,Human,Rebalance,2025-11-28,Success,v2.9.7,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1262,Preserver,56460,206237,17796,4.8,3,10,US,Low,NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Email>In-Person>App>Phone,false,21:00-07:15,81,225,78,78,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-08-29,Success,v1.10.9,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A1263,Stabilizer,61387,157583,6192,6.7,1,10,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,16.1,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;Sharpe,Email>App>Chat>In-Person>Phone,true,19:15-06:30,61,148,52,50,OpenBanking;Payroll,8,None,Rebalance,2025-02-15,Success,v1.8.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1264,Stabilizer,133606,913261,53471,8.7,2,12,US,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>App>Phone>Email,true,20:15-07:45,61,122,56,49,CreditBureau;OpenBanking;Payroll,10,None,PlanUpdate,2025-05-15,Success,v1.8.9,NoMargin,Keep expenses buffer ≥ 4 months
A1265,Builder,95870,358002,14894,13.3,2,10,US,High,,,Crypto;PrivateCredit,1.5,18.2,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;Sharpe,Chat>In-Person>App>Email,true,21:45-08:15,51,120,59,53,CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-08-16,Success,v2.8.8,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1266,Stabilizer,90001,477026,32402,9.3,1,10,SG,Low,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.8,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD,Email>In-Person>Chat,true,22:45-08:00,56,130,57,51,OpenBanking,8,None,AutoTransfer,2025-04-16,Success,v1.8.5,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1267,Preserver,101385,719700,38182,5.3,2,15,IN,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>App,true,20:15-07:15,80,158,85,77,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-07-23,Failed,v2.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1268,Preserver,128511,724010,35753,7.0,2,12,US,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,Email>Chat>Phone>App>In-Person,true,23:00-07:30,73,189,77,76,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-05-03,Success,v1.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1269,Preserver,67646,415951,53347,5.7,3,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Chat>Phone>In-Person>App,false,20:00-06:15,79,182,64,68,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-03-10,Partial,v1.10.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1270,Optimizer,54719,402806,35629,8.8,2,10,US,Low,NoIlliquids,,PennyStocks;PrivateCredit,1.7,15.7,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;Sharpe;TaxCost,Phone>App>In-Person,true,19:30-06:00,74,62,64,59,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-07-01,Success,v1.9.1,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1271,Explorer,55718,370709,16097,15.8,4,10,US,Low,NoShortSelling,,Crypto,1.7,31.3,13.9,Business:5y;Travel:2y,5,Educational,Medium,IRR;MaxDD,In-Person>Email>App>Phone,false,20:15-07:15,59,89,54,53,OpenBanking,3,None,AlertAcknowledge,2025-11-08,Success,v2.9.7,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1272,Preserver,122414,711005,63496,5.1,4,15,IN,Medium,AccreditedOnly;NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe,In-Person>Chat>App>Email,true,21:30-07:15,71,124,75,75,Brokerage;OpenBanking,14,None,AlertAcknowledge,2025-08-25,Success,v2.8.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1273,Stabilizer,76518,557544,19390,6.9,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,6.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,In-Person>Phone>Chat>App>Email,true,21:45-07:00,66,154,65,61,OpenBanking,19,None,PlanUpdate,2025-03-12,Success,v1.8.5,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1274,Builder,104430,157735,13042,8.1,4,12,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,LeveragedETFs;PrivateCredit,1.7,16.5,10.3,Home:3y;Retirement:30y,3,Educational,Deep,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email,false,21:15-06:00,68,106,63,62,OpenBanking;Payroll,10,None,Rebalance,2025-01-19,Partial,v2.9.5,NoPennyStocks,Prioritize liquidity and down payment savings
A1275,Builder,77509,99115,14637,10.9,2,10,DE,Medium,NoIlliquids;NoShortSelling,,,1.4,24.3,10.7,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;Sharpe,Chat>Phone>App,true,19:00-08:00,66,67,59,51,OpenBanking,18,None,AlertAcknowledge,2025-03-10,Success,v2.10.9,NoMargin,Prioritize liquidity and down payment savings
A1276,Builder,67519,113652,12830,9.5,2,10,US,Low,,,PrivateCredit,1.6,22.8,7.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;TaxCost;Sharpe,Phone>App>In-Person,true,20:45-06:30,61,120,63,60,OpenBanking,19,Hybrid,AutoTransfer,2025-02-01,Success,v1.8.9,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1277,Builder,120254,338500,12109,13.2,1,12,US,Low,,,Crypto;PrivateCredit,1.6,12.5,11.5,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;TaxCost,Email>App>Phone,true,23:15-06:45,73,137,71,71,CreditBureau;OpenBanking;Payroll,15,Hybrid,AutoTransfer,2025-11-01,Success,v2.8.2,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A1278,Explorer,110146,354567,24431,16.9,1,12,US,Low,,NoFossilFuel,Crypto,2.2,31.1,14.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;MaxDD,App>In-Person>Email>Phone>Chat,true,20:15-07:30,64,72,56,50,OpenBanking,6,Human,PlanUpdate,2025-10-24,Success,v1.10.3,LimitOrderOnly;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1279,Builder,63313,249250,9259,14.4,1,10,UK,Medium,,NoFossilFuel;NoTobacco,,1.4,22.4,8.3,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;IRR;Sharpe,Phone>In-Person>Email>App>Chat,false,21:30-08:15,61,131,46,39,OpenBanking,16,Human,AutoTransfer,2025-02-26,Success,v2.9.5,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1280,Preserver,63499,411279,40472,4.4,3,10,US,Low,NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Chat>In-Person>App,false,21:15-08:15,78,180,77,67,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-02-07,Partial,v2.9.7,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1281,Stabilizer,49956,242760,10822,7.0,1,10,DE,Low,NoShortSelling;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.6,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,In-Person>Email>Chat>App,false,20:00-07:00,62,94,69,68,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-06-13,Success,v2.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1282,Preserver,92542,461506,56102,6.2,3,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;Sharpe,In-Person>App>Chat,true,20:00-06:00,83,120,87,92,Brokerage;OpenBanking;Payroll,11,Human,AutoTransfer,2025-03-27,Partial,v2.9.1,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1283,Builder,56102,-7261,1000,14.7,2,10,AU,Low,,NoFossilFuel;NoWeapons,LeveragedETFs,1.5,24.1,11.9,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;TaxCost,Chat>Phone>Email,true,20:30-08:15,59,128,44,38,CreditBureau;OpenBanking;Payroll,13,None,PlanUpdate,2025-04-05,Success,v1.9.1,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1284,Stabilizer,146716,666920,56124,5.3,4,15,CA,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>Chat>App>Phone,true,22:15-07:30,59,111,55,51,CreditBureau;OpenBanking;Payroll,18,None,Rebalance,2025-07-25,Failed,v1.9.2,NoMargin,Keep expenses buffer ≥ 4 months
A1285,Optimizer,52048,543306,19187,12.7,1,10,US,Low,NoIlliquids,NoFossilFuel,PennyStocks,1.8,24.6,10.3,Wealth:10y;Estate:20y,10,Collaborative,Shallow,IRR;MaxDD;Sharpe,App>Email>Phone,true,19:30-08:15,67,103,61,53,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-06-14,Success,v2.8.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1286,Builder,64285,184450,8293,10.2,3,10,IN,Low,,,PennyStocks;PrivateCredit,1.4,20.1,7.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD;Sharpe,In-Person>App>Chat>Phone,false,19:30-06:00,64,97,56,53,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-04-01,Success,v1.9.1,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1287,Preserver,64441,353133,38387,4.4,3,10,DE,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,9.6,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>Chat>App,true,21:15-08:00,80,154,90,91,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-03-21,Success,v1.10.5,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1288,Preserver,103437,465683,37841,5.7,4,15,IN,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.8,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Email>Chat,true,21:00-08:30,65,132,60,59,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-06-27,Partial,v2.10.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1289,Preserver,115025,669279,77735,8.8,1,12,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email,true,22:45-06:00,78,129,71,71,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-02-08,Success,v1.10.6,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1290,Optimizer,98474,815675,67060,8.7,1,10,US,Medium,NoShortSelling;AccreditedOnly,,Crypto;PennyStocks,1.9,20.7,12.9,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;TaxCost;MaxDD,In-Person>Phone>Chat>App,true,19:30-06:00,61,105,58,54,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-11-22,Success,v2.9.8,LimitOrderOnly,Enforce tax budget and position caps
A1291,Builder,84012,330414,21992,12.7,1,10,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;NoTobacco,LeveragedETFs,1.5,14.4,10.9,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;MaxDD,App>Chat>Email,false,22:15-07:30,70,113,71,61,OpenBanking;Payroll,14,None,PlanUpdate,2025-10-31,Partial,v2.9.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1292,Builder,60513,237149,10138,11.6,2,10,US,High,AccreditedOnly;NoDerivatives,,PrivateCredit,1.7,13.1,8.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR;Sharpe,Email>App>In-Person>Phone,true,21:30-07:30,58,119,56,49,OpenBanking;Payroll,15,Human,PlanUpdate,2025-01-11,Success,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1293,Optimizer,110227,800067,67806,10.6,1,12,US,Low,,,PennyStocks,1.6,25.1,9.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;IRR,In-Person>Chat>App>Phone>Email,false,21:00-08:00,68,117,83,82,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-12-10,Success,v1.8.7,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A1294,Preserver,83520,971818,57034,8.0,2,10,CA,Low,NoDerivatives;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.9,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Chat>Email>Phone>In-Person,false,19:30-07:30,75,127,84,76,Brokerage;CreditBureau;OpenBanking,8,Human,AutoTransfer,2024-12-29,Success,v1.9.9,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1295,Preserver,128069,968039,98901,5.4,4,15,CA,Low,NoIlliquids;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.1,7.3,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,In-Person>App>Phone,false,22:30-06:15,74,167,63,57,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-01-25,Success,v2.9.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1296,Stabilizer,77510,166247,11831,8.9,1,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,16.7,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Phone>Email>Chat,true,21:30-07:45,64,180,49,43,CreditBureau;OpenBanking,20,Human,Rebalance,2025-06-09,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1297,Builder,134316,187826,22385,8.4,3,12,US,Low,,NoTobacco,,1.7,15.0,8.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;Sharpe;MaxDD,In-Person>Phone>App>Chat,false,21:15-07:15,60,150,68,65,CreditBureau;OpenBanking,16,Human,Rebalance,2025-12-02,Partial,v1.8.7,NoPennyStocks,Prioritize liquidity and down payment savings
A1298,Preserver,164063,777087,29393,6.0,2,12,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.5,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Phone,true,19:15-06:00,63,186,49,37,Brokerage;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-11-11,Partial,v2.10.9,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1299,Preserver,123193,1537057,148816,4.2,3,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.4,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email>Phone>App,false,22:00-06:15,82,204,71,59,Brokerage;CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-10-08,Partial,v1.9.6,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1300,Preserver,41615,343637,31709,5.7,2,10,US,High,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.2,5.9,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost,App>In-Person>Chat>Email,true,19:00-08:15,58,133,55,45,Brokerage;CreditBureau;OpenBanking,9,Human,AlertAcknowledge,2025-05-24,Success,v2.8.6,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1301,Preserver,54517,362482,18709,8.5,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.2,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Chat>App>In-Person>Email>Phone,false,22:45-08:45,82,171,83,72,Brokerage;CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-02-26,Success,v1.10.1,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1302,Stabilizer,110660,435350,37964,7.3,3,12,US,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.8,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email,true,21:45-06:30,56,137,47,43,OpenBanking;Payroll,18,Hybrid,Rebalance,2025-05-07,Success,v2.10.2,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A1303,Builder,53421,109935,8545,9.7,1,10,US,Low,,NoTobacco,PennyStocks;PrivateCredit,1.7,19.7,8.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;Sharpe;IRR,Chat>App>Email>In-Person,false,19:45-07:15,67,62,57,55,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-05-23,Partial,v1.9.2,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1304,Preserver,108438,695717,49903,7.2,1,15,SG,Low,AccreditedOnly,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Email>Phone,true,22:15-06:15,74,200,71,76,Brokerage;OpenBanking,13,None,Rebalance,2025-12-26,Success,v2.10.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1305,Preserver,76711,267208,22583,7.9,1,10,US,Medium,NoShortSelling;AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Email>App>Phone,false,19:30-08:00,73,133,68,68,Brokerage;OpenBanking,4,Human,Rebalance,2025-11-19,Success,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1306,Builder,83537,121779,5277,10.7,3,10,DE,Low,,,PennyStocks;PrivateCredit,1.5,18.5,7.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;IRR;MaxDD,App>Email>Chat>In-Person,true,22:00-08:45,63,79,69,60,OpenBanking;Payroll,10,None,AutoTransfer,2025-12-14,Success,v2.8.7,StopLossDisabled,Prioritize liquidity and down payment savings
A1307,Stabilizer,109355,468341,46261,9.4,1,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>App>Chat>Email>Phone,true,21:45-06:15,58,115,56,53,OpenBanking,11,Human,Rebalance,2025-01-11,Partial,v2.8.1,StopLossDisabled,Keep expenses buffer ≥ 4 months
A1308,Explorer,38394,219106,9322,23.2,1,10,US,Medium,NoIlliquids;NoDerivatives,ESGOnly,PennyStocks,2.0,31.5,14.1,Business:5y;Travel:2y,5,Concise,Medium,Sharpe;MaxDD,In-Person>Phone>Chat>Email,false,21:00-07:15,51,58,41,32,OpenBanking;Payroll,2,None,AlertAcknowledge,2025-06-22,Success,v1.9.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A1309,Builder,45884,89010,8960,14.9,1,10,US,Low,,ESGOnly;NoFossilFuel,PennyStocks,1.4,14.1,8.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;IRR,Phone>Email>Chat,false,22:45-06:30,57,82,49,48,CreditBureau;OpenBanking;Payroll,13,None,AutoTransfer,2025-09-16,Failed,v2.9.3,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A1310,Optimizer,52477,1056573,32033,9.2,2,10,US,Medium,,NoWeapons;NoTobacco,LeveragedETFs;PennyStocks,1.8,19.4,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,TaxCost;MaxDD,App>Chat>In-Person,false,19:15-06:15,73,60,75,67,Brokerage;OpenBanking,6,Human,Rebalance,2025-10-01,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A1311,Builder,73499,91929,6832,11.1,2,10,US,High,,NoTobacco;NoFossilFuel,LeveragedETFs;PrivateCredit,1.5,17.0,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;IRR,Chat>App>Email>In-Person,true,21:45-06:30,48,123,42,34,OpenBanking,15,None,Rebalance,2025-03-13,Success,v2.8.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1312,Explorer,31276,191170,10734,15.3,1,10,US,Low,NoShortSelling,,,1.9,29.3,15.8,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;MaxDD,Email>In-Person>Phone>Chat>App,true,20:15-06:00,67,85,77,76,OpenBanking,2,Hybrid,AutoTransfer,2025-09-01,Partial,v1.10.4,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1313,Preserver,85269,879461,64563,6.3,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,App>Chat>In-Person>Email>Phone,true,22:45-06:30,76,217,65,68,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-08-30,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1314,Optimizer,156342,1554226,69953,8.7,1,12,US,Low,,,PennyStocks,1.8,17.6,11.4,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;IRR;Sharpe,App>Chat>Phone,false,21:00-07:30,62,66,55,49,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-10-09,Success,v1.8.7,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1315,Optimizer,337407,2582547,138578,8.7,4,15,DE,High,AccreditedOnly,NoFossilFuel,Crypto;PennyStocks,1.9,15.7,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;Sharpe,Phone>App>In-Person>Chat,true,20:15-08:30,56,88,52,49,Brokerage;CreditBureau;OpenBanking,1,Human,PlanUpdate,2025-02-17,Success,v1.8.9,StopLossDisabled,Enforce tax budget and position caps
A1316,Optimizer,144959,2206506,53033,7.1,3,12,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.7,25.5,11.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Chat>Phone>App>Email,true,22:00-07:00,76,85,84,76,Brokerage;OpenBanking;Payroll,3,Human,Rebalance,2025-12-26,Partial,v2.9.8,NoIlliquids,Enforce tax budget and position caps
A1317,Preserver,162942,1019462,41277,5.3,2,12,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,18.0,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>Phone>App>Chat,false,20:00-07:30,78,204,67,59,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-06-17,Success,v1.8.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1318,Builder,74356,196565,9479,12.5,1,10,US,High,NoDerivatives,NoWeapons;NoTobacco,LeveragedETFs;PrivateCredit,1.7,20.6,10.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;Sharpe,Phone>Chat>In-Person>App>Email,true,22:30-07:45,53,114,46,35,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-03-02,Partial,v1.10.9,NoMargin,Prioritize liquidity and down payment savings
A1319,Builder,76051,202246,11975,9.7,3,10,UK,Low,AccreditedOnly,NoFossilFuel;NoTobacco,LeveragedETFs,1.5,12.1,9.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;TaxCost;MaxDD,In-Person>Chat>Email,false,21:00-06:45,60,145,46,35,CreditBureau;OpenBanking,16,Hybrid,AutoTransfer,2025-07-20,Failed,v2.10.2,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A1320,Builder,60179,188322,7358,12.5,3,10,US,Low,,,,1.5,14.6,7.6,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR;TaxCost,Chat>In-Person>App,true,21:30-07:45,61,76,57,55,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-05-16,Partial,v1.8.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A1321,Preserver,84684,896575,81582,6.1,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.6,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe,Email>Phone>Chat>App>In-Person,true,19:45-08:00,72,142,69,62,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-08-03,Success,v2.10.9,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1322,Preserver,157905,705727,49241,7.1,2,12,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.2,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>Phone>App>Chat,true,19:00-08:45,80,186,82,82,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-12-03,Success,v2.8.7,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A1323,Preserver,114676,568284,80730,6.1,4,15,IN,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,13.7,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>App>Email,false,19:30-06:00,67,145,67,66,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-07-25,Success,v2.10.9,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1324,Builder,76982,280704,14128,14.8,1,10,US,Low,NoIlliquids;AccreditedOnly,NoWeapons,,1.6,24.5,7.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD,In-Person>Email>App>Phone>Chat,true,23:15-08:00,71,87,77,73,OpenBanking,18,None,Rebalance,2025-05-26,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1325,Stabilizer,56645,556817,21477,8.1,2,10,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.9,5.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>Email,true,19:45-07:00,62,100,54,47,OpenBanking,16,Human,PlanUpdate,2025-06-23,Success,v2.10.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1326,Stabilizer,63264,163561,12507,6.7,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.0,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost,Chat>Phone>Email>In-Person,true,20:15-08:15,61,94,52,55,OpenBanking,13,None,PlanUpdate,2025-04-16,Failed,v2.10.7,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1327,Builder,167773,593999,29492,8.4,4,12,US,Medium,NoIlliquids,NoWeapons,,1.7,12.9,8.2,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR;Sharpe,In-Person>Email>App>Phone>Chat,true,22:45-06:15,61,87,69,57,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-02-18,Success,v1.10.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1328,Explorer,64191,335773,10774,16.4,2,10,US,Low,,NoTobacco;NoFossilFuel,LeveragedETFs;PrivateCredit,2.1,25.9,17.1,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;TaxCost,Email>App>Chat,true,21:00-06:30,70,71,84,79,CreditBureau;OpenBanking,2,Human,AlertAcknowledge,2025-06-06,Failed,v2.8.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1329,Preserver,167789,1303941,68498,6.2,2,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,8.2,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe,In-Person>App>Email,false,22:45-06:30,74,187,82,73,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-02-12,Success,v1.9.2,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1330,Preserver,80169,626104,63856,8.1,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.4,5.9,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>Email>Phone>App,true,21:45-06:30,75,212,69,61,Brokerage;OpenBanking,12,Human,AlertAcknowledge,2025-04-09,Partial,v1.8.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1331,Builder,94910,236495,13005,12.5,2,10,IN,Low,,,Crypto,1.6,22.3,10.1,Home:3y;Retirement:30y,3,Educational,Deep,IRR;Sharpe;TaxCost,Phone>App>Chat,true,20:15-07:00,72,95,79,69,OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-05-21,Success,v2.8.8,NoMargin,Prioritize liquidity and down payment savings
A1332,Preserver,110848,504171,63199,7.1,3,15,UK,High,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,Chat>App>Email>In-Person>Phone,true,22:30-06:00,62,223,47,45,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-08-05,Partial,v2.8.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1333,Builder,55178,51815,4340,12.4,4,10,US,Low,NoShortSelling,,,1.5,12.0,11.1,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;MaxDD;IRR,Phone>App>Chat,true,21:30-07:45,63,120,53,48,OpenBanking;Payroll,20,None,AutoTransfer,2025-01-06,Success,v1.9.7,StopLossDisabled,Prioritize liquidity and down payment savings
A1334,Stabilizer,96028,984398,36217,7.3,4,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.5,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe,Chat>Email>Phone,true,20:30-07:15,52,156,38,34,CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-03-03,Success,v2.9.6,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1335,Optimizer,55730,330678,16998,8.8,1,10,US,Low,,NoFossilFuel,PennyStocks,1.6,18.6,13.7,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,MaxDD;TaxCost,Chat>Phone>Email,true,21:30-06:15,74,106,85,78,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-12-15,Success,v2.8.5,StopLossDisabled,Enforce tax budget and position caps
A1336,Optimizer,160702,1709850,54001,9.9,2,12,US,Medium,AccreditedOnly,NoWeapons,Crypto;PennyStocks,1.4,23.7,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;TaxCost;IRR,In-Person>Phone>Email>App>Chat,false,23:15-06:45,69,89,60,55,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-03-02,Partial,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A1337,Preserver,135233,1359152,69784,6.6,2,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe,In-Person>Email>Phone,false,21:30-08:00,62,233,61,53,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-09-09,Success,v2.10.2,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1338,Explorer,74823,277988,17759,22.8,1,10,AU,Low,NoDerivatives;NoShortSelling,ESGOnly;NoWeapons,,1.8,28.5,14.3,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;IRR,App>Phone>Chat>In-Person>Email,true,19:45-07:30,56,80,67,62,CreditBureau;OpenBanking,3,None,Rebalance,2025-07-16,Success,v1.8.2,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1339,Builder,119361,323500,27523,8.1,3,12,US,Low,NoIlliquids;NoDerivatives,NoTobacco;NoFossilFuel,,1.6,14.9,8.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>App>In-Person,true,22:15-08:15,69,119,71,66,OpenBanking;Payroll,13,None,Rebalance,2025-06-06,Success,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1340,Builder,64174,232830,8088,11.1,2,10,AU,Medium,,,Crypto;LeveragedETFs,1.7,18.0,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD;Sharpe,In-Person>Email>App>Chat,false,21:30-06:30,62,84,57,56,CreditBureau;OpenBanking;Payroll,19,None,AutoTransfer,2025-09-14,Success,v2.10.4,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1341,Builder,61875,88468,10145,11.2,2,10,US,Low,NoIlliquids;NoDerivatives,,,1.6,19.3,7.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;TaxCost;IRR,Phone>In-Person>Email>App,false,23:45-06:15,59,85,61,59,CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-03-23,Partial,v1.8.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1342,Preserver,113779,1604041,52267,4.5,3,12,US,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.1,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone>Chat,false,20:30-06:15,71,205,57,51,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,AlertAcknowledge,2025-07-19,Partial,v1.9.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1343,Builder,97779,392720,8406,10.9,3,10,AU,Medium,NoShortSelling,NoFossilFuel,LeveragedETFs;PennyStocks,1.6,17.4,10.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;Sharpe;IRR,App>Phone>Email>In-Person>Chat,true,23:15-06:45,52,119,53,45,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-03-30,Success,v1.10.6,StopLossDisabled,Prioritize liquidity and down payment savings
A1344,Optimizer,160318,1654022,50691,6.6,4,12,US,Medium,AccreditedOnly;NoDerivatives,NoWeapons,LeveragedETFs;PennyStocks,1.8,22.7,13.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;Sharpe;IRR,Chat>Phone>Email>App,true,22:15-06:30,69,62,83,81,Brokerage;CreditBureau;OpenBanking,2,None,Rebalance,2025-05-19,Success,v2.10.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1345,Optimizer,107655,789467,49444,8.5,3,12,US,Low,NoShortSelling;NoDerivatives,NoWeapons,PennyStocks;PrivateCredit,1.8,25.6,10.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;Sharpe;MaxDD,Chat>In-Person>App,false,21:45-06:30,63,87,66,55,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2025-02-14,Success,v2.10.1,PauseWhenVIX>30,Enforce tax budget and position caps
A1346,Optimizer,73305,918159,43623,10.0,1,10,DE,Low,,NoWeapons,PennyStocks,1.5,23.4,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;MaxDD;TaxCost,In-Person>Phone>Email>App,false,19:00-06:00,71,95,62,62,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2025-03-14,Success,v2.8.7,NoPennyStocks,Enforce tax budget and position caps
A1347,Builder,89193,153915,11427,11.9,3,10,UK,Low,NoIlliquids,NoWeapons,PennyStocks;PrivateCredit,1.7,24.9,9.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,MaxDD;IRR;Sharpe,Chat>In-Person>Email>Phone,false,21:00-07:00,69,139,78,67,CreditBureau;OpenBanking,18,Human,AutoTransfer,2025-10-09,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1348,Optimizer,81244,1633948,29518,8.6,3,10,US,Medium,,NoFossilFuel;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.8,27.6,9.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;TaxCost,In-Person>App>Email>Chat>Phone,false,19:45-08:30,63,73,58,48,Brokerage;CreditBureau;OpenBanking,1,None,AutoTransfer,2025-12-07,Success,v2.8.4,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A1349,Preserver,71160,704908,40294,4.8,3,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD,Email>App>In-Person>Chat,false,20:30-07:30,69,148,54,51,Brokerage;OpenBanking,13,None,PlanUpdate,2025-12-23,Success,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1350,Stabilizer,55550,186956,10806,5.7,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD,In-Person>Email>App>Phone>Chat,true,23:00-06:00,41,180,28,22,CreditBureau;OpenBanking;Payroll,11,Human,Rebalance,2025-12-09,Partial,v1.10.3,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1351,Preserver,101020,681338,48088,5.9,2,12,US,Medium,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Chat>App>In-Person>Phone>Email,true,23:00-08:30,66,171,72,66,Brokerage;CreditBureau;OpenBanking;Payroll,13,None,PlanUpdate,2025-03-27,Success,v1.10.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1352,Optimizer,80971,820760,36114,7.5,3,10,US,High,AccreditedOnly;NoIlliquids,,Crypto;PennyStocks,1.8,15.4,10.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;IRR,Email>Chat>App>Phone,false,19:15-06:15,57,93,61,57,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-09-22,Partial,v2.9.3,LimitOrderOnly,Enforce tax budget and position caps
A1353,Preserver,62675,460046,25834,8.8,1,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Chat,true,22:15-08:30,69,171,55,61,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-07-20,Partial,v2.10.3,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1354,Builder,49193,269982,9872,11.3,3,10,AU,Low,NoDerivatives,,,1.7,22.4,12.0,Home:3y;Retirement:30y,3,Directive,Deep,IRR;MaxDD,App>Email>Phone>Chat>In-Person,false,23:45-08:30,70,115,77,77,OpenBanking,13,Human,Rebalance,2025-05-10,Success,v1.10.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1355,Builder,60931,120709,11397,9.8,3,10,US,High,,NoFossilFuel,,1.6,22.6,7.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;IRR;Sharpe,App>Email>In-Person>Chat,true,20:00-06:00,54,79,48,38,OpenBanking,15,None,AlertAcknowledge,2025-04-10,Success,v1.8.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1356,Preserver,118386,1655674,96476,4.9,3,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,8.7,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat>App,true,21:45-06:15,77,167,80,71,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-08-07,Success,v1.9.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1357,Stabilizer,75225,172640,14297,7.3,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.0,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>In-Person>App>Email,true,23:00-07:30,66,166,68,68,CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-09-29,Success,v2.10.3,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1358,Builder,40692,38839,3724,9.5,4,10,US,High,NoIlliquids,,,1.4,12.8,8.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;MaxDD,Phone>App>Chat,true,19:00-08:45,46,64,48,37,OpenBanking;Payroll,5,None,Rebalance,2025-09-24,Success,v1.9.8,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1359,Stabilizer,80502,634498,28804,8.2,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.0,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,App>Chat>Email>In-Person,true,23:30-07:30,59,129,44,36,CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-02-27,Failed,v2.10.4,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1360,Builder,76514,202699,14749,11.6,2,10,DE,Low,NoDerivatives,ESGOnly;NoWeapons,PennyStocks,1.5,14.1,7.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;Sharpe,Email>App>Phone>Chat,true,23:00-08:00,62,96,56,48,CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-07-21,Success,v2.9.6,LimitOrderOnly,Prioritize liquidity and down payment savings
A1361,Preserver,82290,410598,14406,3.2,4,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,5.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Chat>Phone,false,22:30-06:45,76,184,82,74,Brokerage;OpenBanking;Payroll,12,Human,AutoTransfer,2025-08-21,Failed,v1.10.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1362,Builder,46244,153212,6935,13.7,2,10,US,High,,ESGOnly,,1.5,21.3,7.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;MaxDD,App>Email>Phone,true,20:15-08:00,60,113,46,40,CreditBureau;OpenBanking,13,Human,Rebalance,2025-10-26,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1363,Explorer,46236,152830,17288,17.5,4,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;PennyStocks,2.1,33.7,17.5,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,Sharpe;MaxDD,App>Chat>Phone,true,22:00-06:00,65,46,71,69,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-03-13,Failed,v1.10.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1364,Preserver,79799,596664,38384,4.5,4,10,CA,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,10.1,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost,In-Person>Phone>Chat>App>Email,true,19:30-06:15,72,222,75,69,Brokerage;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-07-11,Partial,v1.9.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1365,Builder,179227,814839,31111,9.0,3,15,AU,Low,NoIlliquids;AccreditedOnly,,LeveragedETFs,1.6,16.4,9.4,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person>App,true,20:00-06:45,60,77,69,61,OpenBanking,9,None,AlertAcknowledge,2025-04-15,Failed,v1.10.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A1366,Explorer,44352,444059,8221,17.0,3,10,US,Low,AccreditedOnly;NoDerivatives,,,1.8,27.2,17.5,Business:5y;Travel:2y,5,Concise,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>In-Person>App,true,21:00-06:00,63,62,68,68,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-10-07,Success,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1367,Preserver,109798,865278,57617,8.3,1,15,UK,Medium,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD,Email>Phone>App>Chat,false,23:00-08:30,60,225,56,54,Brokerage;OpenBanking,8,Human,PlanUpdate,2025-06-21,Partial,v2.9.1,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1368,Builder,47985,109044,13340,11.3,1,10,US,Low,,NoFossilFuel,,1.6,22.3,10.9,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost;IRR,In-Person>Email>Chat>Phone>App,true,19:15-08:00,65,124,69,62,OpenBanking,20,Human,AlertAcknowledge,2025-01-25,Success,v2.8.1,StopLossDisabled,Prioritize liquidity and down payment savings
A1369,Preserver,80628,714878,49232,4.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,5.8,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;TaxCost,Phone>Chat>Email,false,20:30-08:30,68,207,70,70,Brokerage;OpenBanking,12,None,AlertAcknowledge,2025-01-19,Success,v1.8.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1370,Builder,48157,95823,4511,8.9,4,10,SG,Low,,NoWeapons;ESGOnly,Crypto;PennyStocks,1.6,12.5,7.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,IRR;TaxCost,In-Person>Chat>Email,true,19:45-08:00,61,98,61,58,CreditBureau;OpenBanking;Payroll,19,Hybrid,AutoTransfer,2025-09-22,Success,v2.10.9,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1371,Preserver,136009,846363,97604,6.4,2,12,US,Medium,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,13.2,7.5,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>App>Phone>Email,true,20:30-06:45,76,123,83,76,Brokerage;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-08-10,Success,v2.9.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1372,Stabilizer,85752,316250,25115,7.7,1,10,IN,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,13.2,6.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD,Email>In-Person>App,true,22:15-08:45,55,177,42,43,OpenBanking;Payroll,16,None,Rebalance,2025-07-10,Failed,v2.9.4,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A1373,Preserver,93738,510701,29902,5.9,3,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.3,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Email>Phone>Chat,false,20:15-08:45,76,210,72,63,Brokerage;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-03-04,Success,v2.9.1,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1374,Builder,82977,367099,17852,11.7,2,10,US,Low,,NoWeapons,Crypto;PrivateCredit,1.7,20.8,7.2,Home:3y;Retirement:30y,3,Educational,Deep,IRR;Sharpe;TaxCost,Chat>App>Email,false,22:30-06:15,61,149,55,44,CreditBureau;OpenBanking,20,Hybrid,AlertAcknowledge,2025-08-31,Partial,v2.8.7,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A1375,Optimizer,174858,1761477,75626,11.2,2,12,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;PennyStocks,1.9,27.0,11.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,TaxCost;MaxDD;Sharpe,Chat>Phone>App>In-Person,false,19:30-06:15,65,68,63,53,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-01-16,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A1376,Preserver,70242,523524,52294,5.3,3,10,IN,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,6.4,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,Phone>App>Email>Chat,true,23:45-07:30,81,162,85,84,Brokerage;CreditBureau;OpenBanking,6,None,AutoTransfer,2025-08-12,Success,v1.8.8,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1377,Builder,84648,303251,8893,9.3,2,10,US,Medium,NoIlliquids;AccreditedOnly,,PennyStocks;PrivateCredit,1.8,16.9,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD,In-Person>App>Phone,true,23:30-06:30,60,92,60,49,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-12-10,Success,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A1378,Stabilizer,54100,270474,13860,7.8,1,10,UK,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Phone,true,21:00-06:45,56,107,48,38,OpenBanking;Payroll,16,Hybrid,AlertAcknowledge,2025-12-04,Partial,v2.8.1,NoMargin,Keep expenses buffer ≥ 4 months
A1379,Preserver,138022,1306528,41146,6.4,3,15,UK,Medium,NoShortSelling;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD,App>In-Person>Phone>Chat>Email,true,20:15-07:00,79,181,81,72,Brokerage;OpenBanking;Payroll,7,Human,AutoTransfer,2025-02-28,Success,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1380,Preserver,132730,740004,31941,7.2,2,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.2,5.5,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost,Chat>Email>Phone>In-Person,true,19:45-06:30,74,184,73,72,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-02-24,Failed,v2.8.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1381,Preserver,116015,851502,35311,6.5,2,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,In-Person>App>Phone>Email,true,23:00-06:15,79,233,82,80,Brokerage;CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-02-10,Success,v1.10.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1382,Stabilizer,66958,422505,14070,10.3,1,10,SG,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>App>Email>Chat,true,20:15-07:00,62,146,62,62,OpenBanking;Payroll,12,None,AlertAcknowledge,2025-04-01,Success,v2.9.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1383,Stabilizer,58631,326602,15747,5.6,3,10,DE,Medium,NoDerivatives;NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.2,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>Phone,true,23:30-06:30,46,154,42,34,OpenBanking,19,None,AlertAcknowledge,2025-10-27,Success,v1.9.1,NoPennyStocks,Keep expenses buffer ≥ 4 months
A1384,Stabilizer,65465,361849,26261,5.0,4,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,8.5,5.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,App>Phone>Email>Chat,true,20:15-08:45,55,152,56,52,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-12-18,Failed,v2.9.3,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1385,Optimizer,177119,1642096,114444,6.2,3,15,UK,Medium,NoShortSelling;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.6,20.7,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost;IRR,In-Person>Email>App>Chat,false,23:15-08:00,62,94,61,56,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-10-22,Success,v1.10.7,NoIlliquids,Enforce tax budget and position caps
A1386,Builder,48676,85454,9062,10.5,2,10,DE,Low,NoDerivatives;NoShortSelling,,Crypto;PrivateCredit,1.7,20.4,10.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Phone,true,22:45-07:15,68,86,63,51,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-01-19,Failed,v1.10.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A1387,Preserver,100696,795332,83253,7.0,3,15,DE,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD,Chat>In-Person>App>Phone>Email,true,20:30-08:00,82,158,91,93,Brokerage;OpenBanking,8,Human,PlanUpdate,2025-02-19,Partial,v1.10.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1388,Preserver,49067,462545,32819,7.8,2,10,CA,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.0,8.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,App>Chat>Phone,true,23:30-08:00,72,203,82,71,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2024-12-28,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1389,Stabilizer,81581,420312,38075,4.8,4,10,US,Low,NoIlliquids;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,6.3,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person>App>Email,false,23:45-08:30,67,173,64,56,CreditBureau;OpenBanking,16,Human,PlanUpdate,2025-03-02,Partial,v1.9.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1390,Stabilizer,47338,135264,4378,4.3,4,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,10.4,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person,false,21:00-07:45,60,177,68,67,CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-10-13,Success,v1.10.1,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1391,Optimizer,62375,884341,26820,10.4,2,10,CA,Medium,NoIlliquids,,PennyStocks,1.5,25.9,11.6,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,Sharpe;MaxDD;IRR,App>Email>Phone>Chat>In-Person,true,19:00-06:45,66,65,75,66,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-06-07,Success,v2.10.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1392,Optimizer,156272,1690958,72234,5.5,4,15,IN,Low,,,LeveragedETFs;PennyStocks,1.5,16.1,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;IRR;TaxCost,Chat>In-Person>App>Email,false,20:00-08:00,76,91,86,83,Brokerage;OpenBanking,5,Human,Rebalance,2025-10-30,Success,v2.10.4,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A1393,Stabilizer,79884,148393,8882,6.7,2,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.5,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Chat,true,19:30-08:15,60,176,62,67,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-08-19,Success,v1.8.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1394,Optimizer,96597,1177699,62333,11.3,1,10,CA,Low,,,PennyStocks;PrivateCredit,1.7,20.5,11.8,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost;Sharpe,App>In-Person>Email>Phone,false,22:15-07:45,66,95,74,72,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-03-21,Partial,v1.9.6,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A1395,Builder,57760,-25163,2218,12.6,2,10,DE,Low,NoDerivatives;AccreditedOnly,,PrivateCredit,1.5,18.2,9.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;TaxCost,Chat>In-Person>Email,true,21:45-08:30,59,137,60,49,OpenBanking;Payroll,17,None,AlertAcknowledge,2025-10-11,Success,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1396,Explorer,183866,1081496,81433,14.3,4,12,US,Low,,,PennyStocks,1.7,32.3,15.1,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>In-Person>Chat>App,false,23:15-07:30,66,51,65,53,OpenBanking,7,None,AutoTransfer,2025-02-10,Success,v2.9.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1397,Builder,60635,136178,13384,11.8,1,10,SG,High,NoIlliquids,NoTobacco,,1.5,19.7,9.3,Home:3y;Retirement:30y,3,Educational,Medium,IRR;Sharpe,Phone>Chat>App>Email,false,22:15-08:15,59,80,65,59,OpenBanking,18,Hybrid,AutoTransfer,2025-05-12,Success,v2.10.7,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A1398,Builder,60442,283733,12963,10.0,4,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons,,1.7,22.0,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,IRR;Sharpe,Chat>Phone>In-Person>Email>App,true,22:15-07:30,62,86,72,68,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-03-04,Partial,v2.10.6,StopLossDisabled,Prioritize liquidity and down payment savings
A1399,Explorer,88746,434980,19603,14.0,2,10,US,Medium,,ESGOnly;NoTobacco,LeveragedETFs;PennyStocks,1.7,23.8,14.1,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,IRR;TaxCost,App>Phone>Email>In-Person,false,21:15-06:15,66,62,55,47,OpenBanking,5,Hybrid,AutoTransfer,2025-03-10,Success,v2.10.8,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1400,Preserver,102220,1466179,68666,5.9,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.5,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD,App>Chat>Phone,true,19:30-08:45,77,211,86,83,Brokerage;OpenBanking;Payroll,10,Human,AutoTransfer,2025-02-18,Partial,v2.9.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1401,Preserver,146527,1530012,89864,7.2,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.1,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Phone>Chat>App>In-Person,false,23:45-08:00,77,153,84,82,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-03-28,Failed,v2.10.1,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1402,Preserver,110302,676644,52998,8.1,1,15,CA,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Email>Chat,true,19:45-06:15,71,178,75,71,Brokerage;CreditBureau;OpenBanking,14,None,AutoTransfer,2025-08-19,Partial,v1.10.9,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A1403,Builder,93198,253181,15889,11.8,1,10,US,High,NoIlliquids;NoDerivatives,NoTobacco,,1.6,21.8,7.7,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>App>Email,true,20:45-06:15,53,123,41,29,OpenBanking,10,None,AlertAcknowledge,2025-05-19,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A1404,Builder,80781,269441,19825,9.5,2,10,AU,Low,,,Crypto;PennyStocks,1.5,17.7,7.8,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;IRR,Email>Chat>App,true,23:15-07:30,70,86,55,49,OpenBanking;Payroll,16,None,AlertAcknowledge,2025-04-02,Partial,v2.8.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1405,Preserver,127787,620010,61352,6.0,1,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.8,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD,Email>Phone>Chat>In-Person,true,22:15-08:45,74,137,77,68,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-08-30,Success,v1.8.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1406,Stabilizer,71832,506852,23146,8.4,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.4,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe,In-Person>App>Email,true,21:45-08:15,56,116,47,49,OpenBanking;Payroll,7,Human,PlanUpdate,2025-04-05,Failed,v2.8.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1407,Explorer,73140,255720,15319,20.7,2,10,US,High,NoDerivatives;NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks,2.0,22.3,16.4,Business:5y;Travel:2y,5,Directive,Deep,Sharpe;TaxCost,Phone>App>In-Person>Chat,true,19:00-07:30,45,61,51,49,OpenBanking,2,Hybrid,AutoTransfer,2025-01-22,Partial,v2.10.7,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1408,Optimizer,105290,1992068,82728,10.8,1,12,US,Low,,,PennyStocks,1.9,25.9,13.7,Wealth:10y;Estate:20y,10,Concise,Shallow,IRR;MaxDD;TaxCost,In-Person>App>Email>Phone>Chat,true,21:00-07:45,64,76,60,55,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-09-26,Success,v1.8.1,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1409,Optimizer,163094,1326156,66089,9.9,1,12,US,High,,NoWeapons,PennyStocks,1.6,20.9,9.9,Wealth:10y;Estate:20y,10,Collaborative,Shallow,IRR;Sharpe;MaxDD,Email>In-Person>Chat>Phone,true,20:45-07:00,65,65,65,57,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-01-30,Success,v2.10.5,PauseWhenVIX>30,Enforce tax budget and position caps
A1410,Builder,36108,103032,3277,12.5,2,10,US,Medium,NoIlliquids;AccreditedOnly,NoTobacco;NoWeapons,,1.4,21.6,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;IRR;TaxCost,Chat>App>Phone>In-Person>Email,true,22:30-06:45,59,133,52,46,CreditBureau;OpenBanking,18,Human,Rebalance,2025-02-10,Success,v2.10.5,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A1411,Preserver,131986,821785,88629,3.5,4,12,US,Medium,NoDerivatives;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>Email,true,22:30-06:15,77,149,64,64,Brokerage;OpenBanking;Payroll,8,Human,Rebalance,2025-02-20,Success,v2.8.9,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1412,Explorer,103684,875664,31564,16.1,2,12,US,Medium,,,,2.1,29.5,14.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,IRR;Sharpe;TaxCost,App>Phone>In-Person>Email>Chat,true,23:15-07:15,49,79,63,57,OpenBanking,2,Human,AlertAcknowledge,2025-08-24,Success,v2.8.3,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1413,Explorer,92391,353591,26395,12.0,4,10,US,Low,AccreditedOnly,,Crypto;PennyStocks,2.0,34.2,16.4,Business:5y;Travel:2y,5,Collaborative,Deep,IRR;TaxCost;MaxDD,Phone>In-Person>Email>Chat,false,20:00-08:30,68,74,66,64,CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-08-19,Success,v1.8.5,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1414,Optimizer,114456,871524,35170,8.7,4,12,US,Low,NoIlliquids,ESGOnly,PennyStocks,1.8,19.4,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;MaxDD,App>Email>In-Person>Phone>Chat,true,20:00-06:30,65,110,77,67,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-05-13,Partial,v2.8.4,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A1415,Stabilizer,90417,166394,22786,7.1,1,10,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat>App>Phone,false,21:00-06:45,57,114,45,38,OpenBanking,16,Hybrid,AlertAcknowledge,2025-12-26,Partial,v1.10.4,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A1416,Stabilizer,52777,391945,20035,5.7,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.6,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>App>Email>Phone>In-Person,true,21:30-06:00,59,126,52,54,CreditBureau;OpenBanking,16,None,AlertAcknowledge,2025-11-26,Success,v2.10.1,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A1417,Preserver,137976,1341535,62472,6.5,2,15,DE,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Email>Phone>In-Person>Chat,false,20:15-08:45,65,222,60,61,Brokerage;CreditBureau;OpenBanking,5,Human,Rebalance,2025-01-24,Partial,v1.10.1,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1418,Preserver,63596,619916,47121,6.2,1,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.1,7.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Chat>In-Person>Phone>App>Email,false,22:45-08:00,82,168,82,74,Brokerage;OpenBanking,12,Human,Rebalance,2025-04-04,Success,v2.10.9,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1419,Builder,86437,201608,12117,12.6,2,10,DE,Medium,NoIlliquids,,LeveragedETFs;PennyStocks,1.5,21.0,9.3,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,Sharpe;IRR;MaxDD,Email>In-Person>Phone>App,true,20:15-08:45,63,136,70,68,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2024-12-26,Success,v2.9.3,StopLossDisabled,Prioritize liquidity and down payment savings
A1420,Stabilizer,91465,460398,36232,6.9,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Chat>Email>App>In-Person,true,23:15-08:00,59,101,62,57,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-01-31,Partial,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A1421,Stabilizer,86753,555215,22700,4.5,4,10,SG,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.2,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,Email>Phone>In-Person>App,true,23:30-08:15,54,124,50,49,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-03-13,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A1422,Optimizer,96418,1798773,55946,9.0,1,10,US,Low,NoIlliquids,ESGOnly,PennyStocks,1.9,20.2,10.3,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;MaxDD,Email>App>In-Person>Chat,false,23:15-07:15,75,84,87,81,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-12-11,Success,v2.10.4,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A1423,Builder,93160,227238,19481,10.3,3,10,SG,Low,NoShortSelling,ESGOnly,LeveragedETFs;PrivateCredit,1.8,19.0,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,IRR;Sharpe;TaxCost,In-Person>App>Phone,true,22:30-07:15,70,145,67,64,CreditBureau;OpenBanking;Payroll,16,Hybrid,PlanUpdate,2025-03-22,Success,v1.10.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1424,Stabilizer,33804,127817,12297,5.8,4,10,SG,Medium,AccreditedOnly;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.6,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Chat>In-Person>Email>Phone,true,22:15-06:15,64,163,56,46,CreditBureau;OpenBanking;Payroll,13,Human,AutoTransfer,2025-03-26,Success,v2.10.3,NoMargin,Keep expenses buffer ≥ 4 months
A1425,Explorer,93877,292896,29515,20.7,1,10,UK,Low,,ESGOnly;NoTobacco,,1.7,24.5,12.9,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,IRR;Sharpe,App>In-Person>Phone,false,21:30-08:00,59,90,71,64,OpenBanking,7,Hybrid,Rebalance,2025-11-29,Partial,v1.9.8,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A1426,Optimizer,132683,601463,73019,8.8,1,15,UK,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.7,26.9,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,MaxDD;IRR;Sharpe,In-Person>Chat>Phone>Email,false,19:45-06:30,66,89,56,54,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-03-14,Partial,v2.9.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1427,Preserver,150299,935411,138274,4.0,3,15,CA,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost,In-Person>Email>Chat>Phone,true,23:15-08:15,80,168,79,85,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,AutoTransfer,2025-01-28,Success,v2.10.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1428,Builder,72404,201408,20756,6.9,4,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.8,23.3,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>App>Phone,false,19:15-08:30,65,128,69,60,OpenBanking,11,Hybrid,AlertAcknowledge,2025-06-13,Failed,v1.10.7,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1429,Builder,151325,272649,16792,8.2,4,15,CA,Low,,NoFossilFuel;ESGOnly,,1.8,16.5,9.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>App>Phone,true,19:30-07:30,64,118,59,58,OpenBanking,6,None,Rebalance,2025-08-04,Success,v1.9.8,NoMargin,Prioritize liquidity and down payment savings
A1430,Stabilizer,49238,129083,7696,9.1,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,11.3,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Chat>Email,true,20:00-07:00,68,146,61,61,CreditBureau;OpenBanking,19,None,Rebalance,2025-06-07,Success,v1.9.4,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1431,Optimizer,163522,1958306,89077,7.6,3,15,CA,Medium,NoShortSelling,,PennyStocks;PrivateCredit,1.7,18.0,13.2,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;MaxDD,In-Person>App>Phone>Chat>Email,false,20:00-06:00,65,93,56,46,Brokerage;OpenBanking,1,None,Rebalance,2025-08-28,Success,v2.9.9,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1432,Optimizer,77419,548981,53378,10.5,2,10,US,Low,,NoTobacco,PennyStocks,1.9,26.5,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,TaxCost;Sharpe;IRR,Phone>Email>Chat>In-Person,true,22:45-07:45,73,90,80,79,Brokerage;OpenBanking,1,Hybrid,Rebalance,2025-04-17,Partial,v1.9.1,NoIlliquids,Enforce tax budget and position caps
A1433,Explorer,62512,251409,11392,14.3,3,10,US,Low,,,,1.8,29.1,15.4,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>App>Phone,false,22:45-07:45,64,68,63,61,OpenBanking,2,None,AutoTransfer,2025-05-12,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A1434,Preserver,132846,1698471,127360,7.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>Email>App>In-Person,true,19:30-08:45,67,230,66,66,Brokerage;OpenBanking,12,Human,Rebalance,2025-08-15,Success,v2.10.4,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1435,Optimizer,164837,2057695,52723,8.3,2,12,US,High,NoShortSelling,ESGOnly,PennyStocks,1.9,26.6,12.1,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;Sharpe;IRR,App>In-Person>Phone>Email,true,19:00-06:15,65,109,64,57,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-09-23,Success,v1.8.8,StopLossDisabled,Enforce tax budget and position caps
A1436,Builder,168685,133046,10552,13.2,3,12,US,Low,NoDerivatives;AccreditedOnly,,LeveragedETFs;PennyStocks,1.5,17.7,11.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;Sharpe,Chat>Phone>In-Person,false,21:45-07:45,65,80,54,48,OpenBanking,6,None,Rebalance,2025-11-08,Partial,v1.9.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A1437,Builder,56492,136181,11810,10.1,2,10,AU,Low,,,Crypto;LeveragedETFs,1.4,18.9,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;TaxCost;Sharpe,In-Person>Phone>Email>App,true,22:30-08:00,61,77,71,69,CreditBureau;OpenBanking,19,Human,AlertAcknowledge,2025-08-18,Success,v1.9.6,NoIlliquids,Prioritize liquidity and down payment savings
A1438,Builder,118030,506173,14891,11.4,3,12,US,Low,NoIlliquids,ESGOnly;NoTobacco,LeveragedETFs;PrivateCredit,1.5,12.3,11.8,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;IRR,App>In-Person>Phone>Chat>Email,true,21:45-08:45,67,66,52,44,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-02-19,Success,v2.9.8,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A1439,Optimizer,106175,2664123,52945,10.7,1,15,IN,Low,NoDerivatives,,PennyStocks,1.5,24.1,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>App,false,23:30-08:15,66,101,57,51,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-05-16,Partial,v1.8.2,StopLossDisabled,Enforce tax budget and position caps
A1440,Explorer,48271,232788,14509,13.3,4,10,US,Medium,,NoFossilFuel;ESGOnly,PennyStocks,1.9,20.6,17.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;IRR;Sharpe,Phone>In-Person>Email>App,true,22:15-07:00,50,70,47,41,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-08-16,Partial,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1441,Preserver,51576,462881,34763,7.6,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.6,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,Email>App>Phone>In-Person,true,22:45-06:00,75,201,75,77,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-06-06,Failed,v2.10.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1442,Preserver,105352,570821,66983,4.0,4,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost,Chat>Email>App>In-Person>Phone,true,21:15-08:00,73,122,72,67,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-10-30,Failed,v2.8.8,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1443,Builder,52334,83756,4777,9.0,3,10,US,Medium,NoShortSelling;NoIlliquids,NoTobacco,,1.7,19.2,10.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;MaxDD,Email>Chat>In-Person>Phone,true,19:15-08:45,66,134,52,48,OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-01-03,Partial,v2.9.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A1444,Preserver,138552,961143,62741,4.3,3,15,IN,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,15.3,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>Chat>Email,true,23:30-07:15,78,122,69,58,Brokerage;CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-08-25,Success,v2.9.9,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1445,Explorer,52167,540935,11948,18.3,3,10,US,Medium,NoDerivatives;NoIlliquids,,Crypto,1.7,30.7,15.6,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,MaxDD;IRR;TaxCost,In-Person>Email>Phone,true,23:30-06:00,52,63,51,49,CreditBureau;OpenBanking,1,Human,Rebalance,2025-10-26,Success,v2.8.5,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1446,Optimizer,95006,809571,81148,8.7,1,10,US,Medium,,,Crypto;PennyStocks,1.8,26.5,11.0,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;IRR,Email>Phone>Chat,false,23:15-06:45,58,94,53,52,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-02-13,Success,v1.8.5,LimitOrderOnly,Enforce tax budget and position caps
A1447,Preserver,113761,1100106,84679,6.4,1,15,SG,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.3,6.9,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Email>In-Person>App>Phone,true,21:15-08:30,70,123,78,70,Brokerage;OpenBanking,3,None,AutoTransfer,2025-03-25,Success,v2.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1448,Builder,143565,443332,25644,13.9,2,15,AU,Low,NoDerivatives;NoShortSelling,,,1.7,19.7,7.4,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR,App>Chat>Email>In-Person,true,21:15-07:15,67,125,73,64,CreditBureau;OpenBanking;Payroll,19,None,Rebalance,2025-10-10,Success,v1.8.5,NoMargin,Prioritize liquidity and down payment savings
A1449,Optimizer,69959,589060,23851,8.0,4,10,US,Low,NoIlliquids;NoDerivatives,,LeveragedETFs;PennyStocks,1.9,24.2,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe,Phone>In-Person>App>Chat>Email,true,20:15-08:00,73,112,75,75,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-07-12,Success,v2.8.1,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A1450,Builder,104602,382697,26324,10.9,4,12,US,Low,,,,1.7,24.7,8.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;MaxDD;TaxCost,Email>Chat>Phone>App>In-Person,true,19:30-07:00,70,147,76,70,CreditBureau;OpenBanking;Payroll,20,Hybrid,Rebalance,2025-11-18,Success,v2.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1451,Optimizer,186661,2852139,84026,11.3,1,15,DE,Medium,,ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.9,22.9,12.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Email,true,21:30-06:15,65,72,68,59,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-04-02,Failed,v2.10.5,StopLossDisabled,Enforce tax budget and position caps
A1452,Builder,59908,94056,5308,11.5,2,10,US,Low,NoDerivatives;NoIlliquids,,,1.6,22.7,12.0,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Email,true,21:00-06:30,60,75,51,49,CreditBureau;OpenBanking,16,None,AlertAcknowledge,2025-11-22,Success,v2.9.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1453,Stabilizer,97117,618408,33743,7.3,4,10,UK,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,8.0,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>Email>App,true,21:15-06:00,50,176,53,50,OpenBanking;Payroll,14,None,AutoTransfer,2025-05-17,Partial,v1.9.8,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1454,Optimizer,104596,1860996,69614,6.8,4,15,UK,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.8,16.3,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost;MaxDD,Email>Chat>Phone>App,false,22:00-08:00,66,101,72,67,Brokerage;OpenBanking;Payroll,1,Hybrid,AutoTransfer,2025-01-11,Success,v1.10.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1455,Stabilizer,197992,778549,79283,8.1,2,12,US,Low,NoIlliquids;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>App>Email>In-Person,false,20:45-07:45,57,109,67,64,OpenBanking,7,Human,AlertAcknowledge,2025-09-03,Success,v1.10.3,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1456,Stabilizer,69767,178019,6508,6.5,2,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,16.1,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>Chat>App,true,20:30-07:00,54,126,60,52,CreditBureau;OpenBanking,5,Human,Rebalance,2025-04-25,Success,v2.9.1,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1457,Optimizer,125518,1113770,40835,6.5,4,12,US,Low,NoShortSelling;NoDerivatives,NoTobacco,PennyStocks,1.5,16.4,13.3,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;Sharpe;MaxDD,App>Email>Phone>Chat>In-Person,true,21:15-07:30,74,91,87,75,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-12-07,Success,v1.8.4,NoIlliquids,Enforce tax budget and position caps
A1458,Explorer,57147,526409,15964,11.5,4,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco,PennyStocks,1.7,31.2,18.0,Business:5y;Travel:2y,5,Educational,Shallow,IRR;TaxCost;Sharpe,Email>App>Phone,false,21:00-07:30,66,67,67,67,OpenBanking,7,Hybrid,AutoTransfer,2025-08-13,Success,v2.10.1,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A1459,Stabilizer,35909,136195,5431,6.1,3,10,SG,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.4,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD,Email>Chat>Phone>App,false,20:00-06:45,62,160,49,46,OpenBanking;Payroll,18,None,PlanUpdate,2025-09-19,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1460,Optimizer,105706,1700846,44582,8.4,4,15,UK,Low,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.5,25.3,13.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe,In-Person>Email>Phone>App,false,19:00-08:45,74,87,78,75,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-10-15,Success,v2.10.2,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1461,Preserver,108316,712075,54050,3.9,4,12,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.4,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Phone>In-Person,false,23:15-07:15,68,161,62,67,Brokerage;OpenBanking;Payroll,9,None,AlertAcknowledge,2025-08-31,Success,v2.8.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1462,Optimizer,255368,2795900,78062,8.9,2,15,AU,Low,,NoWeapons,PennyStocks;PrivateCredit,1.7,22.8,10.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;MaxDD,App>Phone>Email>Chat,false,22:00-08:15,76,116,88,83,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-04-18,Failed,v2.10.9,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A1463,Optimizer,154195,768232,47561,8.9,3,15,UK,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.5,22.7,12.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;Sharpe;TaxCost,In-Person>Phone>Chat>Email,true,23:30-06:45,55,69,56,48,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-09-01,Success,v1.10.1,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A1464,Optimizer,109678,1391607,48038,9.7,2,15,SG,Low,,,PennyStocks,1.9,23.9,9.2,Wealth:10y;Estate:20y,10,Concise,Shallow,IRR;TaxCost;MaxDD,Email>In-Person>Chat>Phone,true,22:30-06:30,69,114,68,61,Brokerage;OpenBanking;Payroll,2,Human,Rebalance,2025-07-11,Success,v1.10.1,NoMargin,Enforce tax budget and position caps
A1465,Preserver,101111,884323,83876,6.4,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.1,7.9,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>Phone>App>Email,true,19:00-07:30,71,134,67,58,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-06-10,Success,v2.9.3,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1466,Optimizer,142012,953458,47371,6.4,4,12,US,High,,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.8,16.2,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;IRR;TaxCost,In-Person>Email>Phone>App>Chat,false,19:00-08:00,51,106,51,47,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-01-23,Success,v1.10.3,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1467,Preserver,84830,1625712,71735,9.0,1,10,US,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,App>Chat>Phone,true,22:15-07:45,71,218,80,74,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-10-29,Partial,v1.8.6,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1468,Optimizer,169586,718625,39568,8.7,1,12,US,Low,,,Crypto;PennyStocks,1.9,22.7,12.7,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat,true,21:00-08:00,65,71,77,68,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-07-24,Success,v1.9.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A1469,Stabilizer,144717,639833,25653,5.0,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,Phone>App>In-Person>Chat>Email,true,23:45-07:00,50,155,54,53,OpenBanking;Payroll,15,Human,AlertAcknowledge,2025-02-25,Success,v2.10.9,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1470,Builder,56195,158187,7170,14.5,1,10,US,Low,,NoTobacco,Crypto;PrivateCredit,1.6,12.9,11.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,TaxCost;MaxDD;Sharpe,Email>App>Phone,false,22:00-08:15,73,141,83,79,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-02-26,Failed,v2.9.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1471,Stabilizer,121438,387684,36050,6.9,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.5,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,App>Chat>In-Person>Email,true,23:00-07:15,57,141,64,61,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-01-29,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1472,Stabilizer,105667,767495,66276,7.5,4,15,UK,Low,NoDerivatives;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.9,7.5,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Email>In-Person>Chat,false,21:00-08:45,67,138,68,64,OpenBanking;Payroll,14,Human,Rebalance,2025-01-18,Success,v1.10.7,NoIlliquids,Keep expenses buffer ≥ 4 months
A1473,Preserver,122381,837721,40514,5.1,4,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,5.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost,Email>In-Person>Chat,true,22:30-08:30,67,195,77,69,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,Rebalance,2025-02-28,Success,v1.8.9,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A1474,Optimizer,127511,1441796,89549,9.7,4,15,UK,Low,NoDerivatives;AccreditedOnly,NoWeapons;NoFossilFuel,PennyStocks,1.6,27.3,9.4,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;IRR,Email>App>Phone>Chat>In-Person,false,19:15-08:00,64,77,65,60,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-06-05,Success,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A1475,Optimizer,142755,1715113,100153,8.0,4,12,US,Medium,NoDerivatives;AccreditedOnly,NoWeapons,PennyStocks,1.7,15.6,9.5,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;TaxCost,Phone>Chat>Email>App,true,23:00-06:00,69,73,78,76,Brokerage;CreditBureau;OpenBanking,3,Human,Rebalance,2025-10-01,Partial,v1.9.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1476,Optimizer,108153,890865,32805,7.3,3,12,US,Medium,NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,1.5,17.5,11.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost;IRR,Chat>Phone>In-Person>Email>App,true,23:15-07:45,63,79,61,50,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-09-21,Success,v1.10.9,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A1477,Explorer,151235,351307,29778,19.5,3,15,DE,Low,NoShortSelling,NoTobacco;NoWeapons,,2.1,27.7,14.5,Business:5y;Travel:2y,5,Educational,Deep,TaxCost;IRR;Sharpe,In-Person>App>Email>Chat,true,20:00-07:00,61,57,70,63,OpenBanking,6,Hybrid,AutoTransfer,2025-01-09,Partial,v2.9.3,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1478,Explorer,47892,263737,14654,18.4,1,10,US,Medium,NoIlliquids;AccreditedOnly,NoWeapons;NoFossilFuel,,1.8,31.8,13.1,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,TaxCost;Sharpe;MaxDD,Email>In-Person>App,true,21:45-07:00,62,50,58,54,CreditBureau;OpenBanking,1,Human,PlanUpdate,2025-08-01,Failed,v2.8.1,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1479,Preserver,155434,1006908,88366,4.4,4,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat>Email>App,true,22:30-06:45,80,190,74,66,Brokerage;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-11-10,Success,v2.8.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1480,Explorer,132902,1106037,48558,14.7,2,12,US,Low,,NoFossilFuel,PennyStocks,1.9,26.5,15.7,Business:5y;Travel:2y,5,Educational,Medium,TaxCost;Sharpe,Phone>App>In-Person>Chat,true,20:00-06:45,55,51,45,38,OpenBanking,7,Hybrid,AlertAcknowledge,2025-06-02,Success,v2.9.7,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1481,Builder,57216,221650,16939,14.0,2,10,US,Low,,NoFossilFuel,,1.4,17.6,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;Sharpe;IRR,Email>Phone>In-Person>App,true,22:30-06:30,60,132,66,62,CreditBureau;OpenBanking;Payroll,13,None,AutoTransfer,2025-12-09,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A1482,Optimizer,215976,3328954,103270,11.3,2,12,US,Low,,NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.9,22.4,12.1,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;Sharpe;TaxCost,In-Person>Chat>App>Email,true,19:15-07:15,66,95,76,64,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-09-25,Success,v2.10.7,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A1483,Explorer,70600,399910,17127,16.8,1,10,US,Medium,NoIlliquids;NoDerivatives,,,2.0,31.1,17.1,Business:5y;Travel:2y,5,Concise,Medium,TaxCost;IRR,In-Person>Email>Phone>App>Chat,true,21:00-08:30,61,74,60,55,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-01-22,Success,v2.9.4,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1484,Explorer,68054,453746,17594,15.5,3,10,IN,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,2.1,25.8,15.2,Business:5y;Travel:2y,5,Directive,Deep,IRR;Sharpe,Phone>In-Person>Chat>Email>App,false,19:15-08:00,60,77,65,62,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-05-27,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1485,Explorer,63987,240833,14570,20.7,4,10,US,Low,NoShortSelling;AccreditedOnly,,LeveragedETFs,2.1,29.8,12.4,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;Sharpe,Chat>App>Phone>Email>In-Person,true,19:15-07:30,60,54,73,69,CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-04-23,Success,v1.8.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1486,Builder,32010,57534,2873,12.1,3,10,IN,Low,,,,1.4,16.9,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;IRR;Sharpe,Chat>App>Email>In-Person>Phone,true,19:45-06:30,60,144,49,42,CreditBureau;OpenBanking,16,Human,AlertAcknowledge,2025-10-15,Partial,v1.9.2,NoPennyStocks,Prioritize liquidity and down payment savings
A1487,Explorer,84674,788554,22257,18.1,3,10,IN,Low,,,PennyStocks,2.0,27.8,12.8,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,Sharpe;TaxCost,Email>In-Person>App,true,19:30-08:15,66,47,72,67,OpenBanking;Payroll,4,None,PlanUpdate,2025-10-01,Failed,v1.8.4,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1488,Optimizer,248146,3497255,182066,9.4,2,12,US,Low,NoShortSelling,,PennyStocks,1.5,25.6,13.7,Wealth:10y;Estate:20y,10,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Chat,true,20:00-07:00,75,76,86,83,Brokerage;OpenBanking,1,Human,AlertAcknowledge,2025-01-31,Success,v1.8.4,NoIlliquids,Enforce tax budget and position caps
A1489,Builder,48188,189191,8106,14.2,1,10,US,Low,AccreditedOnly,NoWeapons,,1.8,16.9,8.3,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,IRR;Sharpe;TaxCost,Email>Chat>Phone>App,true,23:15-07:15,67,144,61,50,CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-12-09,Success,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1490,Stabilizer,104389,296894,22330,7.7,1,12,US,Low,AccreditedOnly;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,17.9,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe,Chat>App>Email>Phone>In-Person,true,23:00-08:45,53,106,38,33,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-09-09,Failed,v2.10.2,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1491,Optimizer,115542,2577452,83830,11.9,1,12,US,Low,NoIlliquids,,LeveragedETFs;PennyStocks,1.7,21.6,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;MaxDD,In-Person>Chat>Email,true,22:00-08:45,73,112,86,85,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-02-18,Success,v2.8.6,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A1492,Optimizer,69818,1231469,52994,8.0,2,10,US,Low,NoIlliquids;AccreditedOnly,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.7,17.0,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost;MaxDD,Phone>Email>App>In-Person>Chat,true,23:45-08:15,68,70,63,57,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-06-15,Success,v2.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A1493,Builder,103678,254210,19541,10.4,4,12,US,Medium,,,PennyStocks,1.7,17.1,7.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;MaxDD,In-Person>App>Email>Chat>Phone,true,19:45-08:15,60,64,62,59,OpenBanking,19,Hybrid,AutoTransfer,2025-05-23,Success,v1.10.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1494,Preserver,193767,757594,56261,7.3,2,12,US,High,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,12.0,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD,App>Chat>Email>Phone>In-Person,true,22:45-08:00,64,212,67,60,Brokerage;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-02-28,Success,v1.10.2,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1495,Optimizer,81054,1839994,29962,8.9,3,10,US,Low,NoIlliquids,NoFossilFuel;NoTobacco,PennyStocks,1.8,26.3,13.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost,In-Person>Chat>Phone,true,22:45-08:30,64,71,67,56,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-03-15,Failed,v1.10.5,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A1496,Stabilizer,80068,442553,21140,6.9,2,10,US,Medium,NoDerivatives;NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,App>Chat>Phone>In-Person,false,20:15-07:15,58,123,48,48,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-06-06,Partial,v2.9.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1497,Explorer,34617,243937,17452,16.6,2,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,,1.8,20.2,18.0,Business:5y;Travel:2y;Education:6y,5,Directive,Shallow,MaxDD;IRR;Sharpe,Chat>In-Person>Phone,false,23:30-06:15,58,63,55,45,OpenBanking,3,None,AlertAcknowledge,2025-08-26,Partial,v2.8.5,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1498,Preserver,97070,902866,75758,5.0,3,10,AU,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,5.0,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Chat>Email,true,22:15-08:15,80,223,70,73,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-07-12,Partial,v1.8.5,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1499,Builder,82349,535652,15353,11.6,1,10,US,Low,NoIlliquids,,LeveragedETFs;PrivateCredit,1.6,17.5,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,Sharpe;IRR;TaxCost,Chat>App>In-Person>Email>Phone,true,22:00-08:15,58,136,55,50,OpenBanking,10,None,Rebalance,2025-10-08,Success,v2.9.8,NoMargin,Prioritize liquidity and down payment savings
A1500,Builder,145627,467360,16885,10.8,3,12,US,Low,,ESGOnly;NoWeapons,LeveragedETFs,1.6,15.1,8.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;TaxCost;MaxDD,In-Person>Phone>Email>App>Chat,true,23:00-06:00,57,148,46,35,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-12-08,Partial,v1.8.3,StopLossDisabled,Prioritize liquidity and down payment savings
A1501,Preserver,184062,2633396,179299,5.5,3,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,16.2,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Phone>App>Email>Chat>In-Person,false,20:15-06:15,77,187,87,89,Brokerage;CreditBureau;OpenBanking,10,Human,Rebalance,2025-04-27,Success,v2.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1502,Preserver,190422,3187790,184957,5.3,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.6,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>In-Person,true,20:45-08:30,76,197,69,65,Brokerage;OpenBanking,6,Human,Rebalance,2025-03-03,Success,v1.9.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1503,Builder,52198,100853,7991,11.4,3,10,US,Low,NoShortSelling,,,1.6,16.7,9.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,MaxDD;IRR;Sharpe,Email>App>Chat>Phone,true,19:15-07:45,64,144,58,50,CreditBureau;OpenBanking;Payroll,18,None,Rebalance,2025-08-15,Success,v1.8.5,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1504,Optimizer,106661,1138292,58616,8.2,2,12,US,Low,,NoWeapons;NoTobacco,PennyStocks,1.8,25.5,12.0,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;TaxCost;IRR,In-Person>Chat>App>Phone>Email,true,23:15-07:45,75,79,83,71,Brokerage;OpenBanking;Payroll,4,Human,PlanUpdate,2025-06-23,Success,v1.10.4,NoMargin,Enforce tax budget and position caps
A1505,Builder,31290,59346,2785,8.3,4,10,US,Medium,NoShortSelling;AccreditedOnly,ESGOnly,,1.5,18.0,11.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>In-Person>App>Phone,true,22:15-08:00,60,137,54,43,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-09-11,Success,v2.10.2,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1506,Builder,47962,128801,14309,10.4,1,10,US,Low,,NoTobacco;ESGOnly,,1.5,14.0,11.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;MaxDD;IRR,Phone>Chat>In-Person>App>Email,false,22:00-07:00,73,135,63,58,OpenBanking,13,None,Rebalance,2025-09-30,Success,v2.9.1,NoPennyStocks,Prioritize liquidity and down payment savings
A1507,Builder,34429,30393,3205,11.1,1,10,US,Medium,,NoFossilFuel,,1.8,23.6,12.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;IRR,In-Person>Email>Phone,false,21:15-07:00,64,116,63,54,OpenBanking,7,None,AlertAcknowledge,2025-11-29,Success,v1.8.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1508,Builder,78002,355622,12152,9.2,4,10,SG,Low,NoShortSelling;AccreditedOnly,NoTobacco,PennyStocks;PrivateCredit,1.5,22.2,8.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>Email,false,20:30-06:30,60,86,66,66,CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-08-16,Success,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1509,Explorer,48356,396756,11519,16.8,1,10,IN,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.8,28.4,14.3,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,Sharpe;TaxCost;IRR,In-Person>Chat>Phone,true,23:00-06:00,56,71,56,50,CreditBureau;OpenBanking;Payroll,2,Human,PlanUpdate,2025-03-13,Success,v1.9.7,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1510,Preserver,63540,656959,61255,5.7,1,10,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD,Chat>Email>App>Phone>In-Person,true,23:00-08:15,82,134,81,70,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-06-30,Success,v2.8.4,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1511,Stabilizer,62989,137829,12694,6.6,3,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,10.9,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD,In-Person>Chat>Phone>Email>App,true,19:00-07:45,63,111,72,65,OpenBanking,6,None,Rebalance,2025-10-19,Success,v1.10.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1512,Stabilizer,44460,107911,11239,9.1,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>App>In-Person>Email>Phone,false,22:45-08:15,61,153,69,72,OpenBanking;Payroll,12,None,AutoTransfer,2025-07-21,Success,v1.10.1,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1513,Builder,76043,200646,11343,10.9,3,10,UK,Low,,,Crypto;PennyStocks,1.5,17.2,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;MaxDD;TaxCost,In-Person>Email>Chat>Phone>App,true,20:30-06:15,65,120,70,59,CreditBureau;OpenBanking;Payroll,9,None,AutoTransfer,2025-05-17,Success,v1.9.5,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1514,Optimizer,138999,2702982,55512,10.0,3,12,US,Low,NoDerivatives,,PennyStocks,1.6,18.4,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,TaxCost;Sharpe,Chat>Email>Phone,false,21:00-08:15,66,99,80,78,Brokerage;CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-01-03,Partial,v1.10.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A1515,Optimizer,102964,1991627,48459,9.7,2,12,US,Medium,,NoFossilFuel;NoTobacco,Crypto;PennyStocks,1.5,26.5,10.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,MaxDD;IRR;Sharpe,App>In-Person>Chat>Phone,true,20:00-06:15,56,73,66,63,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-06-21,Partial,v2.8.7,NoIlliquids;NoMargin,Enforce tax budget and position caps
A1516,Preserver,73697,591308,44554,7.2,3,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,13.2,6.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>In-Person>Email,true,22:30-08:00,74,180,61,51,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-01-30,Failed,v2.8.8,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1517,Stabilizer,41665,112867,4873,7.7,3,10,US,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,Chat>Phone>App>In-Person,true,22:30-06:15,54,138,39,31,OpenBanking,20,None,PlanUpdate,2025-08-09,Success,v2.8.6,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A1518,Preserver,123271,729676,82770,5.4,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.5,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Email>Chat>Phone,true,22:30-08:15,69,162,70,65,Brokerage;CreditBureau;OpenBanking,9,Human,AlertAcknowledge,2025-09-17,Success,v1.8.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1519,Preserver,108173,1283868,87309,4.7,3,15,UK,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>Chat>App>In-Person,true,21:00-06:00,79,141,75,72,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-04-25,Success,v2.8.4,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1520,Explorer,81547,443731,14648,15.8,3,10,US,High,AccreditedOnly,,,1.8,31.9,16.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>App,true,19:45-08:45,56,71,70,59,OpenBanking,7,Human,AutoTransfer,2025-05-29,Success,v1.8.9,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1521,Optimizer,103443,696809,32870,8.6,4,15,UK,Low,NoShortSelling;AccreditedOnly,,Crypto;PennyStocks,1.6,19.7,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Phone>Email,true,22:30-06:15,70,89,81,75,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-01-30,Success,v2.8.1,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A1522,Optimizer,108124,752729,39554,12.1,2,12,US,Medium,,,PennyStocks,1.6,22.8,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>In-Person,true,21:00-08:00,68,102,64,56,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-03-15,Success,v2.10.6,StopLossDisabled,Enforce tax budget and position caps
A1523,Builder,126614,325555,15407,10.4,3,15,CA,Low,AccreditedOnly;NoIlliquids,NoTobacco,PennyStocks,1.5,24.8,8.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;Sharpe,In-Person>App>Phone,true,21:15-07:15,67,71,53,42,CreditBureau;OpenBanking;Payroll,20,Human,PlanUpdate,2025-05-01,Success,v1.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1524,Preserver,77634,526855,32950,5.5,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.3,7.7,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD,Phone>In-Person>Chat,true,21:15-08:15,80,137,82,87,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-08-10,Success,v1.8.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1525,Stabilizer,64131,195255,19580,4.3,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.3,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Phone>Email>Chat,false,21:15-06:15,54,112,60,58,CreditBureau;OpenBanking,17,None,Rebalance,2025-09-17,Success,v2.10.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1526,Optimizer,174895,1987343,119986,6.3,4,12,US,High,NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.7,16.2,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>App>Phone>In-Person,false,20:30-08:45,50,106,55,51,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-07-20,Failed,v1.9.4,NoMargin,Enforce tax budget and position caps
A1527,Explorer,75834,360992,25792,18.6,3,10,AU,Medium,,NoFossilFuel,,2.0,29.0,13.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>Phone>In-Person>Email>App,false,20:45-06:00,59,67,63,51,CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-02-08,Failed,v1.10.6,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1528,Preserver,43536,145460,11090,4.8,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,10.7,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost,Chat>In-Person>Email,false,20:00-07:00,75,151,75,73,Brokerage;OpenBanking,14,Human,Rebalance,2024-12-28,Success,v2.10.7,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1529,Stabilizer,35993,143166,9374,6.8,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Chat>Phone>In-Person,false,22:15-08:30,55,122,64,53,CreditBureau;OpenBanking;Payroll,20,Hybrid,Rebalance,2025-02-12,Failed,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1530,Preserver,75785,310446,36710,5.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.2,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,Chat>App>In-Person>Phone,true,20:15-07:15,80,230,69,64,Brokerage;CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-11-10,Success,v2.8.4,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1531,Preserver,142076,982014,69315,6.8,1,15,DE,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,8.6,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,App>In-Person>Phone>Chat,true,21:00-06:30,70,240,55,60,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-08-19,Success,v1.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1532,Optimizer,168693,1207092,58633,6.5,4,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;PennyStocks,1.5,26.4,11.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,TaxCost;MaxDD,Email>Phone>Chat>In-Person,true,21:15-08:45,73,106,64,53,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-10-15,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A1533,Stabilizer,90962,551302,51392,7.1,1,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,15.3,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>Phone>App,true,23:00-08:30,54,102,59,58,CreditBureau;OpenBanking,6,Human,Rebalance,2025-03-12,Success,v1.8.3,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1534,Preserver,126892,1057899,64543,8.3,1,12,US,Low,NoDerivatives;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,7.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe,Phone>App>Email>Chat>In-Person,true,21:45-08:30,75,128,60,52,Brokerage;CreditBureau;OpenBanking,7,None,Rebalance,2025-04-03,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1535,Explorer,42786,178478,8379,14.2,3,10,CA,Low,NoIlliquids;NoShortSelling,,,1.7,26.7,15.2,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;IRR;Sharpe,App>In-Person>Phone,false,21:00-07:00,66,47,74,72,OpenBanking,5,None,AutoTransfer,2025-01-27,Failed,v2.9.4,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1536,Preserver,125544,1078533,61099,3.7,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>In-Person>Chat>Phone,false,23:30-06:45,71,157,72,75,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-03-27,Partial,v2.9.1,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1537,Preserver,68287,681976,49766,4.3,3,10,CA,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,Phone>Email>In-Person>App>Chat,true,23:45-06:00,71,158,69,69,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-04-12,Success,v2.8.5,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1538,Optimizer,193619,3892035,133890,9.5,1,15,IN,Low,NoShortSelling,ESGOnly;NoTobacco,PennyStocks,1.6,17.2,11.2,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;MaxDD;TaxCost,Email>Phone>In-Person,true,23:00-08:45,68,71,61,57,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-09-08,Success,v1.9.8,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1539,Optimizer,93406,1359169,58014,7.5,2,10,US,Low,,,LeveragedETFs;PennyStocks,1.8,22.6,10.7,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;IRR,In-Person>Phone>Chat>App>Email,false,21:00-08:00,65,106,68,63,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-08-27,Success,v2.10.6,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A1540,Builder,75111,490237,9220,12.3,3,10,US,Low,NoIlliquids;NoDerivatives,,,1.7,20.5,10.7,Home:3y;Retirement:30y,3,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>App>Chat,true,22:45-08:45,64,91,49,38,OpenBanking,13,Human,AlertAcknowledge,2025-01-04,Success,v2.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1541,Stabilizer,33279,285735,13202,7.3,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>In-Person>Chat>App,true,22:45-08:15,67,122,71,67,OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-12-15,Success,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1542,Stabilizer,41500,172940,7593,7.3,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>App>In-Person,true,19:30-06:30,64,175,50,44,CreditBureau;OpenBanking;Payroll,13,Human,AutoTransfer,2025-01-18,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1543,Preserver,152706,806894,115285,6.2,1,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,App>In-Person>Email,false,22:30-06:15,69,185,56,60,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-07-17,Success,v1.10.6,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1544,Stabilizer,97785,880371,39823,6.1,3,10,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,13.5,6.0,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost,Email>Chat>Phone>In-Person>App,true,23:45-06:15,63,144,66,64,CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-02-28,Success,v2.10.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1545,Builder,38251,212352,7397,10.0,1,10,US,Medium,,,PennyStocks;PrivateCredit,1.8,14.7,9.6,Home:3y;Retirement:30y,3,Collaborative,Deep,IRR;Sharpe;MaxDD,App>Email>In-Person,true,20:45-06:15,67,144,53,50,OpenBanking,10,Hybrid,PlanUpdate,2025-03-28,Success,v2.8.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1546,Optimizer,229302,4766427,91147,8.7,2,12,US,Low,,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.6,15.5,10.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,IRR;MaxDD,Email>Phone>In-Person>App>Chat,true,23:30-08:30,70,108,61,59,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-05-01,Success,v1.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A1547,Explorer,40503,23896,1617,15.8,3,10,US,Low,NoShortSelling,ESGOnly,PennyStocks,1.9,20.1,15.4,Business:5y;Travel:2y,5,Collaborative,Deep,MaxDD;IRR;Sharpe,In-Person>App>Email,false,23:00-07:30,67,72,70,60,OpenBanking,1,Hybrid,AutoTransfer,2025-03-06,Success,v2.9.4,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A1548,Preserver,99507,918701,71985,4.0,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.2,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>Phone>App,true,20:15-08:00,72,230,77,68,Brokerage;OpenBanking,6,None,AlertAcknowledge,2025-11-30,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1549,Preserver,81467,1101098,61843,4.8,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.8,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,App>Email>Phone>Chat,true,23:30-08:45,72,190,68,70,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-03-18,Success,v2.9.2,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1550,Optimizer,75985,662474,43872,7.8,2,10,US,High,NoDerivatives;AccreditedOnly,,PennyStocks,1.9,28.0,13.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;MaxDD;Sharpe,App>In-Person>Email>Chat>Phone,true,22:30-06:30,48,61,48,42,Brokerage;OpenBanking,1,Hybrid,AutoTransfer,2025-11-15,Partial,v2.9.9,NoPennyStocks,Enforce tax budget and position caps
A1551,Optimizer,216202,2357846,82044,8.4,3,12,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.5,26.3,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;IRR,In-Person>App>Chat>Phone,true,21:00-07:00,69,105,74,65,Brokerage;OpenBanking,2,Human,PlanUpdate,2025-01-04,Success,v1.8.1,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1552,Builder,141243,251879,27799,10.0,1,15,CA,Medium,,,,1.5,23.1,11.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,Sharpe;MaxDD;IRR,Email>Chat>Phone>In-Person>App,false,21:30-06:30,57,99,60,53,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-01-06,Partial,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1553,Builder,71698,358428,7733,13.0,1,10,US,Low,,,LeveragedETFs;PennyStocks,1.6,18.9,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;MaxDD;IRR,App>Email>Phone,false,19:30-06:00,57,74,59,57,CreditBureau;OpenBanking,12,Human,Rebalance,2025-09-23,Success,v2.10.7,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A1554,Preserver,181752,2601228,125935,3.9,4,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,13.2,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost,Email>In-Person>Chat>App,true,19:00-07:15,71,137,56,56,Brokerage;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-04-05,Partial,v2.8.2,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1555,Optimizer,104756,826623,37875,8.5,1,12,US,Low,AccreditedOnly,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.8,24.5,10.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;Sharpe;MaxDD,Phone>In-Person>App>Chat,true,23:45-08:15,75,110,79,70,Brokerage;OpenBanking;Payroll,1,Human,PlanUpdate,2025-12-01,Success,v1.8.7,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1556,Builder,69476,244894,14329,14.6,2,10,UK,High,,ESGOnly;NoTobacco,PrivateCredit,1.7,19.6,9.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;Sharpe,In-Person>Chat>Email>Phone,true,21:15-07:45,59,96,56,47,CreditBureau;OpenBanking;Payroll,10,None,AlertAcknowledge,2025-02-19,Failed,v2.8.4,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A1557,Optimizer,128765,1587850,76240,6.6,3,15,UK,Low,NoIlliquids,,PennyStocks,1.8,15.6,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,IRR;MaxDD;Sharpe,App>Chat>In-Person,true,23:00-08:00,74,74,78,66,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-09-13,Success,v1.10.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1558,Stabilizer,44989,132532,9768,7.7,3,10,US,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.3,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Email>In-Person>Chat>Phone,false,23:45-06:45,52,151,41,36,OpenBanking,17,Human,Rebalance,2025-09-22,Success,v2.10.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1559,Builder,82847,135963,15695,7.9,4,10,US,Medium,NoIlliquids,NoTobacco,Crypto;PennyStocks,1.7,15.8,11.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;TaxCost,App>In-Person>Email>Phone,true,20:15-08:30,56,109,43,37,CreditBureau;OpenBanking,18,Hybrid,AutoTransfer,2025-07-16,Success,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1560,Stabilizer,98525,205392,21664,9.0,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Email>In-Person>App>Chat,true,22:45-08:30,52,122,49,46,CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-08-01,Success,v1.10.3,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1561,Stabilizer,67991,395971,20408,5.9,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Phone>App>Email,true,22:30-08:30,62,163,48,42,OpenBanking,15,Human,AutoTransfer,2025-07-20,Success,v2.10.4,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A1562,Stabilizer,35934,119359,7573,5.6,2,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,16.9,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Phone>In-Person>App,true,21:00-07:30,47,100,41,33,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-12-08,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1563,Stabilizer,85343,286634,15439,5.1,4,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Phone>Chat>In-Person,true,23:15-06:30,59,177,56,48,OpenBanking,5,Hybrid,Rebalance,2025-05-24,Success,v2.10.9,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1564,Optimizer,56528,1034193,27356,8.8,4,10,US,Low,,,PennyStocks,1.5,26.2,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;IRR,Chat>In-Person>App>Email>Phone,true,20:15-07:45,70,73,70,63,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-10-11,Success,v1.9.7,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1565,Stabilizer,52013,140662,16203,7.7,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.0,7.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>App>Phone>In-Person,true,22:30-08:45,60,124,49,38,OpenBanking,12,None,Rebalance,2025-05-16,Success,v1.8.5,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1566,Optimizer,128760,1328202,68640,6.4,3,12,US,Low,,NoFossilFuel,PennyStocks,1.6,17.4,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;IRR,In-Person>Chat>Email>Phone>App,true,20:30-07:00,76,114,75,71,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-04-12,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A1567,Builder,46800,98340,4748,11.1,1,10,UK,High,NoShortSelling;NoDerivatives,NoTobacco;NoFossilFuel,,1.6,15.2,7.3,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;TaxCost,Phone>Email>App>In-Person>Chat,true,21:15-06:30,61,101,51,45,CreditBureau;OpenBanking,8,None,Rebalance,2025-09-21,Failed,v1.9.2,NoMargin,Prioritize liquidity and down payment savings
A1568,Explorer,74172,482661,19944,16.5,4,10,US,Low,AccreditedOnly,ESGOnly;NoWeapons,Crypto;PennyStocks,1.7,33.5,13.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;MaxDD,Phone>Chat>App>Email>In-Person,true,22:15-08:45,62,57,69,61,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-08-06,Success,v1.10.5,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A1569,Builder,59766,184311,5837,12.1,3,10,US,Medium,AccreditedOnly;NoShortSelling,,LeveragedETFs;PennyStocks,1.6,13.7,11.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;IRR,In-Person>Email>Phone,false,22:15-08:00,53,113,44,40,CreditBureau;OpenBanking,18,None,Rebalance,2024-12-27,Success,v2.8.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1570,Builder,31769,44014,5174,8.5,4,10,US,Medium,,NoWeapons,,1.7,20.8,8.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,MaxDD;TaxCost,Email>In-Person>Chat>App>Phone,true,21:00-06:00,55,94,63,59,OpenBanking,16,Hybrid,Rebalance,2025-11-23,Success,v1.9.6,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1571,Preserver,105576,1195537,112353,6.7,1,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Phone>Chat,true,20:00-07:15,74,148,83,80,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-12-12,Success,v1.10.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1572,Builder,86159,113575,13935,12.7,2,10,US,Medium,AccreditedOnly,,,1.7,13.7,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;MaxDD,Email>Chat>App>In-Person>Phone,true,21:00-07:30,58,102,65,55,OpenBanking,17,None,AutoTransfer,2025-07-04,Success,v2.8.7,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1573,Preserver,147998,422803,57828,5.4,2,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,5.8,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Email>Chat,false,22:45-06:15,68,232,64,57,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-02-26,Partial,v1.10.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1574,Preserver,85252,986774,36724,4.7,4,10,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.0,5.5,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD,Phone>App>Email>In-Person,true,23:30-08:00,64,237,71,71,Brokerage;OpenBanking,10,Hybrid,PlanUpdate,2025-11-29,Partial,v1.8.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1575,Optimizer,116921,888175,71578,8.6,1,12,US,Low,AccreditedOnly,,PennyStocks,1.8,26.6,11.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,MaxDD;IRR,App>In-Person>Chat>Email,true,23:30-06:30,72,120,75,64,Brokerage;CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-08-30,Success,v1.10.3,StopLossDisabled,Enforce tax budget and position caps
A1576,Explorer,33765,219885,6986,13.0,4,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly,LeveragedETFs;PennyStocks,2.0,26.0,12.6,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,Sharpe;TaxCost,App>Chat>In-Person,true,22:30-08:30,63,50,61,51,OpenBanking,4,None,PlanUpdate,2025-04-10,Partial,v2.9.2,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A1577,Builder,160203,254524,11669,10.1,3,12,US,Low,,,PennyStocks,1.8,12.6,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,TaxCost;Sharpe;IRR,App>In-Person>Email>Chat>Phone,true,22:45-08:15,67,137,75,69,CreditBureau;OpenBanking,16,None,Rebalance,2025-11-23,Success,v1.10.7,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A1578,Stabilizer,137599,267751,17595,7.2,2,12,US,Low,NoShortSelling;NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.1,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>App>Phone>Email,true,19:45-07:00,53,133,49,48,CreditBureau;OpenBanking;Payroll,17,Human,AutoTransfer,2025-09-27,Success,v2.9.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1579,Stabilizer,72159,481460,31150,6.1,2,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Email>Chat>App,true,19:45-07:15,66,160,57,54,OpenBanking,14,Human,PlanUpdate,2025-01-21,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1580,Optimizer,113275,1981645,44537,9.0,4,15,IN,Low,,,PennyStocks,1.7,26.8,11.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;Sharpe,Chat>In-Person>Email>App>Phone,true,19:30-06:15,61,101,67,56,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-01-28,Failed,v2.10.3,NoIlliquids,Enforce tax budget and position caps
A1581,Optimizer,27858,182127,12358,8.6,4,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.7,26.3,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;MaxDD;IRR,App>Email>Chat>In-Person>Phone,false,20:00-07:30,76,102,73,61,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-10-17,Success,v2.8.5,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A1582,Preserver,149358,1478493,59375,5.0,2,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,9.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>App>Phone,true,20:30-07:15,82,181,87,84,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-04-02,Success,v2.10.1,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1583,Optimizer,159760,1088598,101124,8.8,2,12,US,Low,,NoFossilFuel,PennyStocks,1.8,23.5,13.2,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;IRR;MaxDD,In-Person>Chat>Email>App>Phone,true,19:15-06:15,69,106,78,69,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-07-15,Partial,v1.10.4,PauseWhenVIX>30,Enforce tax budget and position caps
A1584,Optimizer,181027,3622986,64822,10.4,2,12,US,Low,,NoTobacco,PennyStocks,1.6,17.3,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;TaxCost,Chat>Phone>App>In-Person,false,23:15-07:00,72,73,69,68,Brokerage;OpenBanking,3,Human,Rebalance,2025-11-05,Success,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1585,Optimizer,98457,951660,45275,10.5,1,10,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.7,22.7,13.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,MaxDD;Sharpe;IRR,Phone>In-Person>App,true,21:00-08:45,72,116,63,54,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-11-23,Success,v2.10.9,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1586,Preserver,81816,338666,10297,3.5,4,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,8.1,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;Sharpe,In-Person>Phone>Chat,false,19:30-08:15,75,215,75,74,Brokerage;OpenBanking,12,Hybrid,AutoTransfer,2025-06-14,Success,v2.9.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1587,Optimizer,65009,1836552,44641,9.4,2,10,DE,Low,,,PennyStocks,1.6,20.7,10.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;IRR;Sharpe,Email>Chat>Phone>App>In-Person,true,21:15-07:30,63,104,52,43,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-11-20,Success,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A1588,Preserver,134753,1635746,109138,5.2,4,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,App>Phone>Chat,true,22:00-08:30,67,213,58,62,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-08-12,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1589,Explorer,116246,396810,26004,18.1,2,15,UK,Medium,AccreditedOnly,ESGOnly;NoTobacco,PennyStocks;PrivateCredit,1.7,24.0,14.0,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,MaxDD;Sharpe;IRR,Chat>Email>In-Person>Phone>App,true,20:00-08:00,64,88,78,68,OpenBanking,4,Human,PlanUpdate,2025-05-21,Success,v1.10.8,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1590,Preserver,154747,713083,76273,7.6,2,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.3,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>App>Phone>In-Person,true,22:45-06:00,82,155,85,80,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-01-24,Success,v2.9.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1591,Builder,71988,225522,8956,8.7,3,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoFossilFuel,,1.5,24.9,11.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe;MaxDD,Email>Chat>App,true,20:00-07:00,71,105,69,59,OpenBanking,15,None,AlertAcknowledge,2025-01-02,Success,v1.10.6,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1592,Preserver,86624,889507,44689,7.0,1,10,IN,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,6.8,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>Email>In-Person>App,true,19:30-08:45,68,232,57,52,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-10-15,Partial,v1.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1593,Builder,41217,72592,8794,7.9,4,10,US,Low,,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,1.4,19.3,10.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,MaxDD;Sharpe;TaxCost,App>Chat>In-Person,true,21:45-06:45,62,130,60,60,OpenBanking,7,None,PlanUpdate,2025-06-16,Success,v1.8.7,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A1594,Stabilizer,54462,493627,24803,6.4,3,10,US,Medium,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Chat>App>Email>In-Person,true,22:30-08:15,47,170,56,44,OpenBanking,7,None,Rebalance,2025-06-07,Success,v1.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1595,Builder,81666,270338,13884,9.6,4,10,UK,Low,NoDerivatives;NoIlliquids,NoWeapons,PrivateCredit,1.5,12.8,9.3,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;Sharpe,App>In-Person>Chat>Email,true,19:45-08:45,58,83,54,54,CreditBureau;OpenBanking,15,Human,AlertAcknowledge,2025-07-01,Success,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A1596,Builder,58218,96717,8527,10.3,3,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;NoWeapons,,1.4,15.7,9.4,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;IRR,Phone>Chat>App>Email,true,19:30-06:30,71,97,58,49,OpenBanking,5,None,AutoTransfer,2025-04-19,Success,v1.9.2,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A1597,Preserver,190338,917162,79193,5.9,3,15,UK,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,App>Email>In-Person>Chat,false,19:30-06:30,76,198,83,78,Brokerage;CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-09-07,Success,v2.9.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1598,Stabilizer,118656,540146,32915,7.7,2,12,US,High,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>App>Phone>Email>In-Person,true,19:45-06:15,47,141,51,53,OpenBanking,18,None,AlertAcknowledge,2025-01-04,Failed,v1.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1599,Stabilizer,56797,287553,24630,9.8,1,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,8.9,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>In-Person>Email>App,true,23:30-08:15,53,159,44,47,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-08-05,Success,v2.9.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1600,Stabilizer,43889,197298,12660,8.1,2,10,US,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>App,false,21:30-08:00,60,166,55,55,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-09-28,Success,v1.8.9,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1601,Optimizer,91655,1498984,73288,8.4,1,10,US,Medium,,,PennyStocks,1.7,21.3,11.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD;TaxCost,Phone>Email>In-Person>Chat>App,false,19:00-07:30,66,100,68,68,Brokerage;CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-05-09,Failed,v2.9.6,StopLossDisabled,Enforce tax budget and position caps
A1602,Optimizer,205395,3304843,118095,9.7,2,12,US,Low,AccreditedOnly,,LeveragedETFs;PennyStocks,1.7,19.6,9.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;Sharpe,Email>In-Person>App>Chat,false,22:15-06:45,64,97,55,55,Brokerage;OpenBanking,4,None,AutoTransfer,2025-11-26,Success,v1.9.7,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A1603,Stabilizer,58685,190069,15050,6.2,3,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Email>Phone>App>Chat>In-Person,false,22:45-06:30,65,155,75,76,CreditBureau;OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-09-04,Success,v2.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1604,Preserver,122810,908925,69170,3.6,4,15,IN,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>App,false,22:30-06:45,76,120,78,67,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-09-30,Success,v2.10.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1605,Builder,51295,179732,8629,8.5,4,10,US,Low,,NoTobacco;ESGOnly,PrivateCredit,1.4,16.9,11.1,Home:3y;Retirement:30y,3,Educational,Shallow,IRR;MaxDD;Sharpe,In-Person>Phone>Chat,true,20:30-07:30,61,129,61,58,OpenBanking,16,None,PlanUpdate,2025-09-07,Success,v1.10.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1606,Builder,77220,-13704,1927,11.1,3,10,US,High,,,,1.7,23.7,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;TaxCost;Sharpe,Email>App>In-Person>Chat>Phone,true,20:00-08:30,58,140,68,65,CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-02-24,Success,v1.9.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A1607,Stabilizer,91292,294590,33460,9.9,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,In-Person>Chat>App,true,21:15-08:30,57,161,66,62,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-01-24,Success,v2.8.9,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1608,Builder,103117,390324,22649,14.7,1,12,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,,1.8,12.6,7.6,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;Sharpe;MaxDD,App>Phone>In-Person>Email>Chat,true,20:00-07:15,67,124,59,49,CreditBureau;OpenBanking,19,None,Rebalance,2025-10-02,Failed,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1609,Builder,126116,300441,16022,10.4,3,12,US,Low,NoDerivatives,,,1.5,18.5,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;TaxCost,Phone>Email>App>In-Person,false,19:45-07:00,70,100,72,62,CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-05-28,Partial,v2.9.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1610,Stabilizer,126791,513397,59833,5.4,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.5,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>Phone,true,22:15-08:00,61,95,63,57,OpenBanking,18,Human,Rebalance,2025-01-24,Partial,v1.8.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1611,Stabilizer,58531,275133,29973,8.1,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.4,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,App>Email>Chat>In-Person>Phone,false,23:30-08:15,64,139,54,47,OpenBanking;Payroll,18,None,Rebalance,2025-05-19,Success,v1.8.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1612,Preserver,93077,558605,38127,3.9,4,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Phone>Email>In-Person>Chat,true,22:30-07:30,67,149,75,71,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-08-18,Success,v2.9.5,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1613,Explorer,39023,213586,9340,19.8,4,10,US,Low,NoIlliquids,,Crypto;PennyStocks,1.9,23.0,14.8,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,MaxDD;IRR;TaxCost,Email>In-Person>Phone>App,false,21:15-08:00,59,79,57,50,CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-12-03,Partial,v2.8.5,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A1614,Optimizer,107168,1577881,61222,10.5,1,15,UK,Low,NoShortSelling,NoTobacco;NoWeapons,PennyStocks,1.9,19.1,9.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,TaxCost;Sharpe;IRR,In-Person>Chat>Phone>Email>App,true,23:30-08:45,62,95,70,69,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-12-14,Success,v2.8.9,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1615,Explorer,66899,292656,19162,18.0,1,10,US,Medium,,NoWeapons;ESGOnly,PennyStocks,2.1,29.4,16.9,Business:5y;Travel:2y,5,Educational,Deep,TaxCost;Sharpe;IRR,App>In-Person>Phone>Email>Chat,false,21:00-06:30,51,88,47,46,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-06-14,Failed,v2.10.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1616,Stabilizer,61718,408059,37966,8.0,3,10,UK,Low,NoDerivatives;NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,5.6,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Chat>Email>Phone,false,21:15-07:15,65,180,66,66,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-04-15,Success,v1.8.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1617,Optimizer,93733,887611,55711,8.9,3,10,US,Low,,,PennyStocks;PrivateCredit,1.7,21.3,13.3,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost,In-Person>Chat>Email>App,false,21:30-06:15,76,103,73,69,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-01-23,Success,v2.8.5,PauseWhenVIX>30,Enforce tax budget and position caps
A1618,Builder,105286,194835,13033,10.1,3,12,US,Low,,ESGOnly,Crypto;LeveragedETFs,1.4,19.7,8.5,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;TaxCost;IRR,App>Email>Chat>Phone>In-Person,true,21:15-08:45,68,82,55,46,OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-08-25,Partial,v1.9.2,NoMargin,Prioritize liquidity and down payment savings
A1619,Optimizer,189802,2114266,70420,5.9,4,12,US,Low,NoShortSelling,,PennyStocks,1.7,27.0,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>App>Chat,true,20:00-08:15,63,119,49,46,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-10-21,Success,v1.9.1,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1620,Builder,79189,83563,9766,10.6,1,10,UK,Low,NoIlliquids;AccreditedOnly,,,1.8,12.2,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;Sharpe;MaxDD,Phone>Chat>App>In-Person,true,21:15-07:15,73,76,82,82,OpenBanking;Payroll,14,None,Rebalance,2025-05-01,Partial,v1.10.3,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1621,Stabilizer,42763,199165,22526,6.2,2,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,14.0,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD,Phone>App>Email>Chat>In-Person,true,23:00-08:45,56,143,49,47,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-05-14,Success,v1.8.7,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1622,Preserver,106977,1326542,68356,4.8,3,15,DE,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,Chat>Phone>App>In-Person>Email,true,21:45-06:30,77,148,73,74,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-02-11,Success,v1.9.2,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1623,Builder,55664,185232,13438,13.6,1,10,US,Low,,NoTobacco;ESGOnly,,1.7,20.0,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;MaxDD;Sharpe,App>Phone>In-Person>Chat,true,22:45-07:45,62,126,55,50,OpenBanking,18,Hybrid,PlanUpdate,2025-04-17,Success,v1.8.4,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A1624,Stabilizer,127084,377930,31932,7.4,2,15,DE,Low,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.4,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>Email>In-Person>App,true,19:00-08:00,61,139,70,73,OpenBanking;Payroll,11,Human,Rebalance,2025-06-09,Success,v1.10.4,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1625,Builder,29406,5669,1000,10.6,2,10,US,Low,NoDerivatives,NoWeapons,,1.5,14.4,7.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;MaxDD,In-Person>Chat>Phone,true,20:30-07:00,72,145,77,73,CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-02-27,Failed,v1.9.2,NoIlliquids,Prioritize liquidity and down payment savings
A1626,Explorer,51458,234051,10483,13.2,3,10,SG,Low,,NoWeapons,,1.9,27.6,15.6,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;TaxCost,Email>App>Chat>In-Person,true,23:00-08:30,63,61,75,66,OpenBanking,2,None,AutoTransfer,2025-05-17,Success,v1.10.9,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1627,Optimizer,89919,467993,25900,11.0,1,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.8,22.4,12.6,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;IRR;TaxCost,App>Phone>Chat>Email>In-Person,false,21:15-07:30,69,105,71,71,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-01-30,Success,v2.9.8,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1628,Explorer,53639,423830,16203,15.9,3,10,SG,Low,,,PennyStocks;PrivateCredit,2.1,25.7,12.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;TaxCost;MaxDD,In-Person>Phone>Chat>App,true,22:15-06:15,67,63,79,78,CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-11-13,Partial,v2.8.6,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1629,Preserver,144788,857133,57903,7.3,2,12,US,Low,NoShortSelling;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,15.3,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Chat>Phone>Email>In-Person,false,23:45-08:30,75,135,60,50,Brokerage;OpenBanking,12,Human,Rebalance,2025-05-01,Success,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1630,Builder,22958,65072,2985,9.2,3,10,SG,Low,,,PennyStocks,1.6,12.6,11.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;TaxCost;IRR,Chat>In-Person>Email>App>Phone,true,23:30-08:00,71,70,56,54,CreditBureau;OpenBanking,6,None,Rebalance,2025-05-06,Success,v2.10.4,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1631,Stabilizer,67011,266042,14634,5.8,3,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,5.3,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,App>Chat>Email>In-Person>Phone,false,20:45-06:15,46,156,50,46,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-01-07,Success,v1.9.1,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1632,Optimizer,184491,1806978,114215,7.4,3,12,US,Low,NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,1.8,19.4,11.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;TaxCost;IRR,Chat>App>In-Person>Phone,false,23:15-06:00,66,76,80,78,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-04-13,Partial,v1.10.1,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1633,Explorer,102852,512582,38446,16.1,4,12,US,Low,AccreditedOnly,NoTobacco;ESGOnly,,2.1,25.5,15.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,Sharpe;MaxDD,Email>Phone>Chat>App,true,23:15-07:15,65,62,68,61,OpenBanking,6,Hybrid,AutoTransfer,2025-08-26,Success,v1.8.6,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1634,Stabilizer,58069,272464,21338,9.5,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Chat>Phone,false,20:00-07:15,65,109,73,64,OpenBanking;Payroll,15,None,Rebalance,2025-03-28,Partial,v2.8.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1635,Builder,48732,149689,10705,11.3,3,10,CA,Low,,NoTobacco;NoWeapons,,1.5,22.8,8.4,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,IRR;TaxCost,Phone>In-Person>App,false,19:15-07:45,69,105,56,48,OpenBanking;Payroll,16,Hybrid,AutoTransfer,2025-01-06,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A1636,Explorer,77326,512115,34082,18.6,3,10,US,Low,NoDerivatives;AccreditedOnly,NoTobacco,,2.1,33.6,17.4,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,IRR;Sharpe,In-Person>Chat>App>Email,true,20:15-07:45,64,70,65,65,CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-12-21,Success,v1.8.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A1637,Preserver,104863,975522,133473,7.0,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>Chat,true,19:15-08:45,78,192,88,82,Brokerage;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-12-01,Failed,v1.9.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1638,Stabilizer,75293,447638,44033,4.7,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.1,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat,true,19:00-08:45,59,173,50,47,CreditBureau;OpenBanking,15,None,Rebalance,2025-11-09,Success,v2.9.2,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1639,Stabilizer,15000,118756,6454,7.8,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.7,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Email>In-Person>Chat,true,22:30-06:30,50,122,52,56,CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-04-09,Failed,v1.10.6,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1640,Preserver,62889,288333,19138,4.9,2,10,CA,Low,NoIlliquids;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.7,5.9,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost,In-Person>Chat>Email,true,22:15-06:45,71,152,75,67,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,AlertAcknowledge,2025-10-10,Partial,v1.10.1,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1641,Preserver,69892,548964,63584,4.6,4,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,Sharpe;TaxCost,In-Person>Email>App>Chat,true,21:30-06:30,75,236,68,62,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-10-20,Success,v1.8.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1642,Builder,88375,208228,13802,10.8,4,10,CA,Low,NoIlliquids;NoDerivatives,,,1.7,20.1,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Chat,true,23:00-06:45,66,104,69,66,OpenBanking,15,None,AutoTransfer,2025-11-21,Partial,v1.9.3,NoMargin,Prioritize liquidity and down payment savings
A1643,Stabilizer,39929,134266,4101,8.8,2,10,CA,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email>Phone,false,20:00-08:15,55,144,55,52,OpenBanking,14,None,PlanUpdate,2025-01-22,Success,v2.10.4,NoMargin,Keep expenses buffer ≥ 4 months
A1644,Builder,41316,174171,5903,10.5,1,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly,,1.5,22.4,10.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR;Sharpe,Email>In-Person>App,false,20:30-08:45,60,141,66,62,OpenBanking;Payroll,19,Human,Rebalance,2025-11-24,Success,v2.10.3,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A1645,Stabilizer,68539,346698,41084,8.0,2,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost,Phone>Email>In-Person>Chat,true,23:00-08:45,59,159,63,63,OpenBanking,9,None,AutoTransfer,2025-04-13,Success,v1.8.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1646,Builder,37070,82500,3554,14.6,2,10,US,High,NoIlliquids,,PennyStocks,1.6,24.2,8.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,Sharpe;TaxCost,Phone>App>In-Person>Email>Chat,true,19:00-06:45,44,65,35,33,CreditBureau;OpenBanking,10,None,AutoTransfer,2025-02-25,Success,v1.9.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A1647,Preserver,127662,933311,113056,6.7,1,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,8.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Chat>App>Phone>In-Person,false,22:45-08:00,72,204,62,61,Brokerage;CreditBureau;OpenBanking;Payroll,8,None,AutoTransfer,2025-01-30,Success,v1.10.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1648,Stabilizer,62044,119563,14675,9.8,1,10,US,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>Email>App>Chat,true,20:45-08:15,61,108,66,66,CreditBureau;OpenBanking;Payroll,17,Human,AlertAcknowledge,2025-01-04,Success,v1.10.7,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1649,Stabilizer,157916,257720,32860,7.8,1,15,SG,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD,Phone>Email>Chat,true,20:00-06:30,61,111,63,57,OpenBanking,14,None,AutoTransfer,2025-09-03,Failed,v2.9.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1650,Preserver,76734,941223,53361,6.7,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Email>App>Phone>In-Person>Chat,false,22:15-08:15,81,238,82,75,Brokerage;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-04-29,Failed,v2.9.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1651,Preserver,78392,1129874,62882,5.1,2,10,US,Low,NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.0,7.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,Phone>In-Person>App>Chat>Email,true,21:15-08:00,82,138,73,66,Brokerage;OpenBanking;Payroll,13,Human,AlertAcknowledge,2025-03-26,Success,v1.9.3,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1652,Stabilizer,102525,525085,24865,3.8,4,12,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,6.7,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person>Chat>App,true,23:30-08:15,63,165,68,59,OpenBanking,12,None,AlertAcknowledge,2025-10-27,Partial,v2.10.7,NoPennyStocks,Keep expenses buffer ≥ 4 months
A1653,Optimizer,86884,827389,54980,8.9,2,10,US,Medium,,NoWeapons;NoFossilFuel,PennyStocks,1.7,24.3,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>Chat,false,20:45-06:15,55,117,56,44,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-05-24,Partial,v1.9.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A1654,Optimizer,256731,2897624,115988,10.0,1,12,US,Low,NoIlliquids,NoTobacco,PennyStocks,1.5,22.6,9.8,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR,Email>In-Person>Phone>App,true,20:45-06:45,70,83,64,58,Brokerage;OpenBanking,2,Hybrid,PlanUpdate,2025-04-25,Success,v1.10.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A1655,Builder,82232,328568,11922,13.2,2,10,CA,Low,,,Crypto,1.4,19.9,11.0,Home:3y;Retirement:30y,3,Concise,Deep,IRR;Sharpe;TaxCost,Phone>App>In-Person>Email,false,19:00-08:15,63,79,50,46,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-10-20,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A1656,Builder,57713,151300,12897,12.2,2,10,US,Low,,ESGOnly;NoFossilFuel,,1.5,21.2,9.1,Home:3y;Retirement:30y,3,Educational,Shallow,Sharpe;TaxCost,Chat>Phone>In-Person,true,22:30-06:30,59,106,59,51,CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-07-22,Partial,v1.8.9,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A1657,Preserver,92566,488159,60174,6.7,2,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>App>Email,true,21:45-06:15,75,195,82,72,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-04-07,Success,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1658,Stabilizer,242146,1142378,76889,8.3,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost,Chat>App>Email>In-Person>Phone,true,23:30-07:30,67,130,56,55,CreditBureau;OpenBanking,16,None,Rebalance,2025-10-05,Success,v1.10.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1659,Optimizer,153941,2640954,91243,10.2,1,12,US,Medium,AccreditedOnly,NoFossilFuel;ESGOnly,PennyStocks,1.7,15.3,9.2,Wealth:10y;Estate:20y,10,Directive,Shallow,Sharpe;MaxDD;IRR,App>In-Person>Chat,false,22:30-07:30,63,69,79,72,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-05-29,Success,v1.9.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1660,Stabilizer,77901,213143,27764,7.8,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,8.6,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone,false,23:45-07:00,58,165,49,39,OpenBanking;Payroll,20,None,AlertAcknowledge,2025-10-30,Success,v1.9.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1661,Stabilizer,69169,388202,22669,7.8,2,10,US,Low,AccreditedOnly;NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,6.3,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Email>App>Phone>In-Person>Chat,true,21:45-08:45,60,112,48,40,OpenBanking;Payroll,8,None,AlertAcknowledge,2025-03-15,Partial,v2.8.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1662,Preserver,149472,1593446,141202,3.2,4,15,UK,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.6,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Chat>App>In-Person>Email,true,21:30-06:15,75,121,73,73,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-12-11,Success,v1.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1663,Optimizer,56434,745920,22005,12.9,1,10,IN,Low,NoShortSelling,,Crypto;PennyStocks;PrivateCredit,1.7,20.2,9.4,Wealth:10y;Estate:20y,10,Directive,Shallow,IRR;TaxCost;Sharpe,App>Phone>Chat,true,19:30-06:00,63,112,56,47,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-01-09,Partial,v1.8.3,StopLossDisabled,Enforce tax budget and position caps
A1664,Explorer,60990,399566,19240,12.8,4,10,US,Low,NoIlliquids,,PennyStocks,2.0,24.9,16.8,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,MaxDD;IRR,Chat>In-Person>Phone>App,true,23:45-08:00,63,83,51,40,OpenBanking;Payroll,4,None,Rebalance,2024-12-31,Failed,v1.8.5,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A1665,Stabilizer,22244,68054,4468,5.4,3,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.7,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;TaxCost,Phone>In-Person>Chat>App>Email,true,23:00-07:00,63,116,61,62,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-09-19,Failed,v1.8.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1666,Preserver,79748,1254582,55580,7.2,1,10,AU,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;Sharpe,Chat>App>Email>Phone,false,21:30-07:30,75,148,68,62,Brokerage;OpenBanking,8,Hybrid,AlertAcknowledge,2025-08-30,Failed,v2.10.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1667,Preserver,138575,1342862,87524,7.6,1,12,US,High,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.1,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD,Chat>In-Person>Phone>Email,true,22:30-07:00,73,193,67,59,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-07-01,Partial,v1.9.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1668,Optimizer,240653,1946325,112589,12.4,1,15,DE,High,NoIlliquids,,PennyStocks,1.7,17.1,9.5,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR;Sharpe,Phone>Chat>In-Person>App,true,21:00-08:30,50,119,50,49,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-10-03,Success,v1.8.7,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A1669,Optimizer,163241,1843701,77396,5.6,4,12,US,Low,,,PennyStocks,1.5,26.8,11.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR,Email>In-Person>Chat,false,22:15-08:45,71,89,57,52,Brokerage;CreditBureau;OpenBanking,2,None,AutoTransfer,2025-06-07,Partial,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1670,Explorer,88255,771371,38706,13.9,3,10,US,Low,,NoFossilFuel,Crypto,1.7,32.3,15.7,Business:5y;Travel:2y,5,Collaborative,Shallow,MaxDD;IRR,Chat>Email>Phone>App>In-Person,false,20:30-08:45,56,72,62,56,OpenBanking,6,Human,AutoTransfer,2025-06-11,Failed,v2.10.6,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A1671,Stabilizer,35572,96606,11059,7.2,2,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,Phone>Chat>Email>App>In-Person,false,20:15-07:45,64,131,72,65,CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-04-25,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1672,Builder,48763,85688,3920,12.1,3,10,US,Low,,,LeveragedETFs,1.5,17.3,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;TaxCost,Chat>Phone>In-Person>Email,false,21:00-08:45,73,92,75,73,OpenBanking;Payroll,13,None,AutoTransfer,2025-02-27,Success,v2.9.9,NoPennyStocks,Prioritize liquidity and down payment savings
A1673,Builder,128474,280978,16442,11.7,2,12,US,Low,,NoTobacco,,1.4,14.3,10.7,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>In-Person>Phone>Email,true,19:15-06:00,59,84,68,68,CreditBureau;OpenBanking;Payroll,9,None,AlertAcknowledge,2025-06-23,Success,v2.8.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1674,Optimizer,92787,560696,47837,7.4,2,10,SG,Low,NoDerivatives,NoFossilFuel,LeveragedETFs;PennyStocks,1.5,20.7,12.5,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;Sharpe;IRR,Chat>Email>In-Person>Phone>App,true,22:45-06:45,61,107,67,60,Brokerage;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-10-12,Failed,v1.9.9,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A1675,Stabilizer,69070,255700,29495,7.3,2,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Email>Phone>Chat,true,19:30-06:15,63,159,57,51,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-11-10,Success,v2.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1676,Builder,46050,60831,3568,10.6,3,10,IN,Low,NoDerivatives;NoShortSelling,,LeveragedETFs,1.5,24.8,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;Sharpe,App>Email>Chat>In-Person,false,21:30-08:45,64,94,51,45,CreditBureau;OpenBanking,18,Human,AlertAcknowledge,2025-07-22,Success,v1.10.4,NoPennyStocks,Prioritize liquidity and down payment savings
A1677,Preserver,67948,579145,56018,8.0,2,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.2,5.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>App,true,21:15-07:30,71,137,70,74,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-06-07,Partial,v1.9.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1678,Preserver,81788,209550,19280,6.4,2,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Email>In-Person>App,true,19:15-07:45,61,166,49,42,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-06-13,Partial,v1.8.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1679,Stabilizer,55401,150454,11410,8.6,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.4,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost,Chat>App>Phone,true,19:30-08:30,55,164,41,35,OpenBanking,18,None,AlertAcknowledge,2025-07-13,Failed,v2.8.2,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1680,Stabilizer,109332,557670,52829,7.2,1,12,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,App>Chat>Email>Phone,false,20:30-07:30,59,164,56,53,OpenBanking;Payroll,19,Human,AutoTransfer,2025-07-30,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A1681,Preserver,107596,462630,34769,5.7,1,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.3,5.4,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,App>Email>Chat>In-Person>Phone,false,19:30-06:45,75,127,74,70,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-08-23,Success,v2.9.3,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1682,Preserver,148383,1238571,135150,4.3,3,15,DE,High,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,15.3,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost,Chat>App>In-Person>Phone>Email,true,21:15-07:45,65,123,73,71,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-10-01,Success,v1.10.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1683,Explorer,35445,257993,10490,20.7,2,10,US,Low,,ESGOnly,,2.0,21.8,16.5,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>Chat>In-Person,false,23:30-07:30,58,61,58,53,CreditBureau;OpenBanking,7,Human,Rebalance,2025-01-01,Failed,v1.8.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A1684,Preserver,161164,1563663,103337,7.8,1,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.0,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Email>Chat>Phone>In-Person>App,true,20:45-08:00,69,234,74,76,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-06-24,Success,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1685,Stabilizer,73792,402088,18093,5.5,4,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,App>In-Person>Phone>Email,true,20:15-08:00,62,109,65,58,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-03-26,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1686,Builder,151403,418184,21869,11.0,2,12,US,Low,AccreditedOnly,,,1.5,18.8,11.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;Sharpe,In-Person>Chat>Email>Phone,true,19:00-07:45,64,62,67,57,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-07-03,Success,v1.9.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1687,Stabilizer,71527,423010,38195,5.0,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>App>Chat>In-Person,true,21:45-08:15,64,128,72,74,OpenBanking;Payroll,18,None,Rebalance,2025-01-02,Failed,v1.10.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1688,Stabilizer,39056,123144,16242,10.4,1,10,US,Medium,AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.4,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Phone>In-Person>App,false,23:45-08:45,57,126,56,57,OpenBanking;Payroll,8,None,AutoTransfer,2025-06-11,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1689,Explorer,117936,494791,32420,16.3,3,12,US,Medium,,NoFossilFuel,Crypto;PrivateCredit,1.9,23.6,17.0,Business:5y;Travel:2y,5,Directive,Medium,MaxDD;TaxCost;IRR,Phone>Email>Chat>App,true,20:30-07:00,62,56,53,46,CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-06-28,Success,v1.10.6,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1690,Stabilizer,69056,197606,24398,8.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,7.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,In-Person>Email>Chat>Phone>App,true,20:30-07:00,54,158,61,58,OpenBanking;Payroll,15,None,PlanUpdate,2025-12-13,Success,v2.8.8,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1691,Preserver,41737,166551,11735,4.8,3,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,5.7,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat>Email,true,23:45-06:30,81,196,85,84,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-11-13,Success,v1.8.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1692,Stabilizer,77728,759681,33488,6.8,3,10,UK,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.5,5.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>In-Person>App,true,20:30-07:30,55,137,49,49,OpenBanking;Payroll,13,Hybrid,Rebalance,2025-08-09,Success,v1.10.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1693,Builder,73427,177590,10405,14.7,1,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks,1.8,14.3,10.1,Home:3y;Retirement:30y,3,Educational,Shallow,Sharpe;TaxCost,App>In-Person>Email,false,19:45-06:45,59,65,48,39,OpenBanking;Payroll,9,None,Rebalance,2025-06-19,Success,v2.9.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1694,Preserver,151819,1178171,71401,5.1,3,12,US,Medium,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,9.8,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,App>Email>Chat,false,22:15-07:15,60,150,58,53,Brokerage;OpenBanking,8,None,AutoTransfer,2025-10-29,Success,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1695,Optimizer,20055,108303,8698,9.1,2,10,US,Low,,ESGOnly,PennyStocks,1.7,20.3,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;IRR,In-Person>Phone>Email,true,21:30-07:30,63,97,49,48,Brokerage;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-12-07,Success,v2.10.3,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A1696,Stabilizer,118483,466703,49460,6.9,1,15,SG,High,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.5,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>App>Chat,false,21:45-08:15,50,143,55,55,OpenBanking,17,Hybrid,AlertAcknowledge,2025-05-11,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1697,Stabilizer,59914,396578,16578,9.1,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.1,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;TaxCost,Phone>In-Person>Chat>App,true,21:00-06:45,68,167,74,67,OpenBanking,10,None,Rebalance,2025-02-25,Success,v2.10.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1698,Preserver,213309,2346764,105862,4.0,4,15,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.4,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Email>Chat>Phone,false,21:00-06:45,70,134,56,45,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-08-21,Partial,v2.8.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1699,Optimizer,51065,747755,42490,10.9,1,10,US,High,NoShortSelling;AccreditedOnly,NoFossilFuel;NoWeapons,PennyStocks,1.7,25.9,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;IRR;MaxDD,Chat>Email>App>In-Person>Phone,true,23:45-08:00,53,108,41,32,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-10-14,Success,v1.9.7,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A1700,Builder,84575,146279,8447,11.4,1,10,US,Low,,,,1.4,22.5,8.4,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;MaxDD;TaxCost,Email>App>In-Person>Phone>Chat,false,23:30-06:30,58,128,44,35,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-05-28,Partial,v1.10.3,NoMargin,Prioritize liquidity and down payment savings
A1701,Builder,79640,267406,16709,9.8,4,10,AU,Low,NoDerivatives;AccreditedOnly,NoTobacco;ESGOnly,,1.4,15.1,8.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;TaxCost,Email>Chat>App>Phone>In-Person,false,23:00-06:00,64,86,54,50,CreditBureau;OpenBanking;Payroll,20,None,PlanUpdate,2025-09-05,Success,v1.9.9,NoIlliquids,Prioritize liquidity and down payment savings
A1702,Stabilizer,61249,169258,7986,8.5,1,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.5,8.0,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Email>Chat>App>Phone,true,20:00-06:45,59,91,56,50,OpenBanking,8,None,PlanUpdate,2025-11-12,Success,v2.9.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1703,Stabilizer,52838,191349,8809,5.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost,Phone>Email>Chat,false,19:15-06:00,67,105,66,63,CreditBureau;OpenBanking,7,None,Rebalance,2025-01-07,Success,v1.9.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1704,Optimizer,100020,1599516,46949,5.0,4,15,UK,Low,,,PennyStocks,1.9,25.7,11.0,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;IRR;TaxCost,In-Person>App>Email>Phone,false,20:15-07:15,63,88,69,57,Brokerage;OpenBanking,5,None,PlanUpdate,2025-05-07,Success,v1.8.9,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A1705,Preserver,85932,1060980,65033,6.0,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,7.9,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Chat>Email,false,23:15-06:30,69,183,54,49,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-04-21,Success,v2.8.1,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1706,Optimizer,64426,1022014,25451,8.8,1,10,US,Low,,NoFossilFuel,PennyStocks,1.7,22.3,9.9,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;TaxCost;IRR,In-Person>Phone>Email>Chat>App,true,20:45-07:15,70,79,63,61,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-08-09,Partial,v1.8.6,NoPennyStocks,Enforce tax budget and position caps
A1707,Optimizer,198093,2779123,120190,6.2,3,12,US,Low,,,PennyStocks,1.8,26.7,13.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,TaxCost;Sharpe,App>Phone>Chat,false,22:30-07:00,68,97,70,61,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-10-19,Success,v2.9.9,NoIlliquids;NoMargin,Enforce tax budget and position caps
A1708,Optimizer,69835,946658,28565,8.5,4,10,US,Medium,NoDerivatives,ESGOnly;NoWeapons,PennyStocks,1.9,19.5,13.4,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;IRR,In-Person>Chat>Phone,true,22:15-07:30,59,93,51,41,Brokerage;OpenBanking,6,None,Rebalance,2025-04-02,Success,v1.8.4,NoIlliquids,Enforce tax budget and position caps
A1709,Stabilizer,112391,391984,15683,5.8,4,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.5,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Email>App>Phone>Chat,true,19:45-06:30,59,118,59,55,CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-11-29,Success,v2.9.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1710,Stabilizer,34497,158313,9629,6.8,4,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost,Email>In-Person>App,true,20:45-08:15,56,134,63,57,OpenBanking,11,Hybrid,PlanUpdate,2025-11-30,Success,v1.8.3,NoPennyStocks,Keep expenses buffer ≥ 4 months
A1711,Preserver,91961,726842,63153,6.4,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.0,6.0,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Phone>App>Email,false,19:00-07:30,81,204,89,87,Brokerage;OpenBanking;Payroll,11,Human,Rebalance,2025-01-19,Success,v1.8.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1712,Explorer,61510,156345,7396,17.7,2,10,SG,Medium,NoShortSelling,,LeveragedETFs;PennyStocks,2.0,26.6,17.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;TaxCost,App>Email>Chat,false,22:30-06:00,48,69,51,40,CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-03-13,Success,v2.10.7,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1713,Builder,65702,11733,1147,7.8,3,10,IN,Medium,NoShortSelling,NoTobacco,,1.4,24.2,8.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;TaxCost;Sharpe,App>In-Person>Phone>Chat>Email,true,20:45-08:45,52,84,43,35,OpenBanking,5,Hybrid,PlanUpdate,2025-02-20,Failed,v2.9.2,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A1714,Optimizer,194492,1642359,68881,8.3,3,12,US,Low,,,PennyStocks,1.5,27.7,11.9,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>Phone>Email,true,23:00-06:45,74,82,77,72,Brokerage;OpenBanking,4,None,Rebalance,2025-06-01,Success,v1.8.6,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A1715,Stabilizer,67172,214691,22815,8.7,1,10,UK,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Chat>App>In-Person>Phone,true,19:00-06:00,57,161,56,51,OpenBanking;Payroll,11,Human,PlanUpdate,2025-09-12,Success,v2.8.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1716,Optimizer,95897,849987,39001,10.2,3,10,AU,Low,NoShortSelling,,PennyStocks,1.9,22.6,13.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;TaxCost;MaxDD,Chat>In-Person>Phone>App>Email,true,19:45-08:30,64,91,71,69,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-05-12,Success,v2.9.3,NoMargin,Enforce tax budget and position caps
A1717,Preserver,91150,802501,44449,5.1,4,10,DE,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.3,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,In-Person>Email>Phone,true,21:30-07:00,83,201,71,77,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-07-03,Success,v1.10.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1718,Builder,102893,214588,10478,7.2,4,15,SG,Low,AccreditedOnly;NoDerivatives,,,1.4,16.3,10.3,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Email>Chat,true,22:00-08:00,66,76,68,63,OpenBanking;Payroll,16,None,AutoTransfer,2025-01-21,Partial,v1.10.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1719,Builder,38463,77622,5274,8.0,3,10,US,Low,AccreditedOnly;NoShortSelling,,,1.5,14.7,11.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;IRR,In-Person>Phone>Email>App>Chat,true,20:30-08:45,70,118,74,65,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-01-07,Success,v2.8.9,NoIlliquids,Prioritize liquidity and down payment savings
A1720,Stabilizer,47634,137855,9880,6.5,1,10,CA,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>App>Email>Phone,true,23:30-08:00,60,132,60,64,OpenBanking,18,Hybrid,PlanUpdate,2025-02-27,Partial,v1.9.2,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1721,Stabilizer,32150,67347,3574,4.4,4,10,US,Low,NoIlliquids;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.5,7.7,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD,Chat>In-Person>App,true,20:30-07:00,67,125,77,78,OpenBanking,18,Human,AlertAcknowledge,2025-03-02,Failed,v2.8.8,NoMargin,Keep expenses buffer ≥ 4 months
A1722,Stabilizer,171346,872851,57192,8.5,1,15,IN,Low,NoDerivatives;NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.8,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,App>In-Person>Email>Phone>Chat,false,19:45-08:15,63,107,48,44,OpenBanking;Payroll,17,Human,AlertAcknowledge,2025-11-01,Success,v1.10.4,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1723,Builder,39266,59682,4123,8.8,2,10,US,Low,AccreditedOnly;NoDerivatives,NoWeapons;NoTobacco,Crypto,1.7,19.3,7.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,TaxCost;MaxDD;IRR,In-Person>Chat>App>Email>Phone,true,21:30-08:15,60,116,59,58,OpenBanking,18,None,AutoTransfer,2025-07-25,Success,v2.8.3,NoMargin,Prioritize liquidity and down payment savings
A1724,Optimizer,46970,926914,20234,8.2,3,10,IN,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.9,27.3,12.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,TaxCost;Sharpe,Phone>App>Chat,true,19:15-07:15,62,96,50,41,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-01-27,Success,v1.8.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1725,Stabilizer,52065,85893,7914,9.2,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,17.7,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,Email>Chat>Phone>App>In-Person,true,23:15-06:15,58,128,62,61,OpenBanking;Payroll,16,None,PlanUpdate,2025-11-04,Success,v1.8.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1726,Builder,50231,267803,7358,9.9,4,10,CA,Low,,NoWeapons;NoFossilFuel,,1.5,23.6,9.0,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person>Chat>App,true,23:45-07:30,67,77,54,49,OpenBanking,17,Hybrid,AlertAcknowledge,2025-11-16,Success,v2.10.9,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A1727,Explorer,127957,556609,39876,16.7,2,12,US,Medium,,ESGOnly,PrivateCredit,2.1,33.7,14.4,Business:5y;Travel:2y,5,Educational,Deep,TaxCost;MaxDD;IRR,Phone>Chat>In-Person>Email>App,true,20:00-07:30,57,46,70,66,CreditBureau;OpenBanking,2,None,PlanUpdate,2025-05-30,Success,v2.10.1,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1728,Builder,53679,133649,10732,12.5,1,10,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,PrivateCredit,1.4,14.0,9.7,Home:3y;Retirement:30y,3,Concise,Medium,IRR;TaxCost,Email>Phone>App,true,19:30-06:15,62,95,47,39,OpenBanking;Payroll,15,None,Rebalance,2025-03-01,Failed,v2.9.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A1729,Preserver,110935,1567709,96618,3.6,4,12,US,Low,NoShortSelling;AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.0,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>App,true,23:00-08:30,70,228,79,82,Brokerage;CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-09-10,Failed,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1730,Optimizer,49247,439784,20351,12.1,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.8,21.4,10.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,TaxCost;Sharpe;IRR,App>Email>Chat,true,22:30-08:30,60,74,52,51,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-08-03,Success,v2.8.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1731,Stabilizer,79805,391804,33117,8.6,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>In-Person,true,20:00-07:15,63,134,53,50,CreditBureau;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-05-18,Success,v2.8.7,StopLossDisabled,Keep expenses buffer ≥ 4 months
A1732,Explorer,31509,95300,11590,15.3,2,10,US,High,,NoTobacco,PennyStocks,1.7,26.9,17.7,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,Sharpe;IRR;TaxCost,Email>In-Person>Chat>Phone,true,22:30-06:00,43,63,53,46,OpenBanking,6,None,AlertAcknowledge,2025-06-28,Failed,v2.9.9,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1733,Explorer,57462,314251,17976,12.0,4,10,US,Low,AccreditedOnly,,PennyStocks,2.0,21.5,16.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,Sharpe;MaxDD;TaxCost,App>Email>In-Person,false,22:00-06:30,62,70,56,55,OpenBanking,4,None,AlertAcknowledge,2025-04-04,Success,v1.9.1,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1734,Stabilizer,53148,129947,17838,4.3,4,10,UK,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Email>Chat,true,23:00-06:45,57,124,52,54,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-05-26,Partial,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1735,Explorer,67929,234847,13123,15.5,4,10,AU,Low,AccreditedOnly,,LeveragedETFs;PrivateCredit,1.7,26.0,16.8,Business:5y;Travel:2y,5,Directive,Medium,IRR;TaxCost;MaxDD,App>Chat>Phone,true,20:15-08:45,62,53,70,63,CreditBureau;OpenBanking,7,None,Rebalance,2025-02-17,Success,v2.8.9,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A1736,Optimizer,165579,1680371,120506,9.7,2,12,US,Low,,ESGOnly;NoWeapons,PennyStocks,1.8,27.3,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,IRR;TaxCost;MaxDD,In-Person>Chat>Email>App>Phone,false,22:15-06:45,65,82,76,65,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-04-16,Success,v1.10.9,NoIlliquids,Enforce tax budget and position caps
A1737,Builder,36273,56693,2952,10.2,2,10,DE,Medium,NoIlliquids,,PennyStocks,1.6,15.5,10.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;MaxDD,App>Phone>Email>In-Person,false,19:30-07:45,55,80,44,40,CreditBureau;OpenBanking,16,Hybrid,PlanUpdate,2025-09-21,Partial,v2.9.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1738,Stabilizer,45374,368671,14240,5.2,4,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,Email>Chat>In-Person,false,23:15-07:15,60,131,56,47,OpenBanking;Payroll,19,Hybrid,Rebalance,2025-09-17,Failed,v2.8.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1739,Stabilizer,79324,190979,16086,6.0,2,10,UK,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,9.3,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>In-Person>Phone,false,21:15-07:00,59,147,51,56,CreditBureau;OpenBanking;Payroll,8,None,AlertAcknowledge,2025-10-18,Partial,v2.10.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1740,Builder,90154,362662,12516,11.8,1,10,DE,Low,,,LeveragedETFs;PrivateCredit,1.7,17.8,11.9,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD,Phone>App>In-Person,false,23:15-08:00,73,90,67,56,CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-03-29,Partial,v2.9.5,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A1741,Optimizer,244920,3376938,136423,9.1,4,15,DE,Medium,AccreditedOnly;NoIlliquids,NoFossilFuel;NoTobacco,PennyStocks,1.6,23.6,9.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;MaxDD,App>In-Person>Email>Phone>Chat,true,19:00-08:00,68,100,80,70,Brokerage;CreditBureau;OpenBanking,5,None,Rebalance,2025-04-09,Failed,v1.9.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1742,Stabilizer,59982,154411,16422,7.2,3,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe,Phone>Email>App>Chat,true,21:00-06:45,61,154,49,39,OpenBanking,7,None,AlertAcknowledge,2025-10-16,Success,v1.10.4,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1743,Stabilizer,39088,93129,9906,3.5,4,10,US,Low,NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.0,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD,Chat>Email>App>In-Person,false,20:15-08:15,53,122,38,39,OpenBanking,16,Human,PlanUpdate,2025-09-12,Success,v1.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1744,Explorer,71968,445185,19258,16.6,4,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;ESGOnly,,1.7,21.6,15.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;IRR,In-Person>Email>Phone>App>Chat,false,22:45-08:00,70,50,65,55,CreditBureau;OpenBanking,6,Human,Rebalance,2025-09-17,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A1745,Optimizer,81038,438178,19842,11.2,1,10,UK,Low,NoIlliquids,,PennyStocks,1.6,24.6,14.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;TaxCost,Phone>Email>In-Person>App>Chat,true,22:30-07:00,62,113,62,52,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-06-25,Success,v2.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A1746,Builder,43652,186423,5297,12.4,2,10,US,Low,AccreditedOnly,,,1.7,19.5,8.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe;IRR,Email>In-Person>App>Chat>Phone,true,21:15-08:30,71,99,81,79,OpenBanking,9,Hybrid,PlanUpdate,2025-02-22,Success,v2.8.4,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1747,Builder,124701,519568,26994,11.7,3,12,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs,1.7,16.8,7.8,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;IRR;MaxDD,Email>App>In-Person>Phone>Chat,true,23:00-08:15,63,108,57,50,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-10-10,Success,v1.9.3,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1748,Explorer,87415,244468,17117,20.4,3,10,IN,Low,NoDerivatives;AccreditedOnly,,PennyStocks,2.0,27.6,15.5,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,MaxDD;IRR;TaxCost,App>In-Person>Email>Phone,false,23:00-06:30,69,84,72,69,CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-04-30,Success,v2.8.3,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A1749,Preserver,73774,1128922,72165,4.7,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,18.0,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost,Chat>Phone>In-Person,true,21:30-06:45,69,127,76,76,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-08-07,Failed,v1.8.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1750,Explorer,65616,176044,9017,20.8,2,10,DE,Low,NoShortSelling;AccreditedOnly,NoWeapons,,2.0,30.2,16.6,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,TaxCost;Sharpe;IRR,App>Email>Phone>Chat>In-Person,true,20:15-08:00,58,79,48,46,CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-05-21,Partial,v2.8.5,NoIlliquids,Allow small experimental sleeve ≤ 3%
A1751,Preserver,95390,582960,51118,5.5,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,7.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Email>App>Phone>In-Person,true,19:30-06:00,61,161,64,59,Brokerage;OpenBanking,8,Hybrid,AutoTransfer,2025-01-23,Success,v1.8.1,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1752,Optimizer,130946,1336419,41580,8.0,3,15,SG,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,PennyStocks,1.5,16.1,11.9,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;IRR;Sharpe,Chat>Phone>Email>In-Person>App,false,22:15-07:15,65,94,67,65,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-06-13,Failed,v1.10.8,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A1753,Builder,55123,122903,6201,9.7,3,10,US,Low,NoIlliquids,,Crypto;PrivateCredit,1.6,15.7,11.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;IRR;MaxDD,Phone>In-Person>App>Email,false,22:00-06:00,63,146,48,44,CreditBureau;OpenBanking,20,Human,AutoTransfer,2025-09-11,Failed,v2.10.2,NoPennyStocks,Prioritize liquidity and down payment savings
A1754,Preserver,46164,277033,28503,8.5,1,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.6,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,App>Email>Chat>Phone,true,23:45-06:30,69,149,73,71,Brokerage;OpenBanking,13,Human,Rebalance,2025-04-05,Success,v2.9.6,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1755,Preserver,66800,448453,27825,4.6,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,App>Chat>Email,false,23:30-07:45,81,215,77,78,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2024-12-30,Partial,v1.9.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1756,Optimizer,92411,369281,35812,9.0,3,10,US,High,AccreditedOnly;NoIlliquids,,PennyStocks,1.6,15.0,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,Sharpe;IRR;TaxCost,In-Person>Email>Chat,true,19:15-06:15,56,60,62,57,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-06-30,Partial,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A1757,Optimizer,122278,2213127,77916,10.5,3,12,US,Medium,,NoWeapons,PennyStocks;PrivateCredit,1.5,21.6,9.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,MaxDD;TaxCost;Sharpe,App>Phone>Email>In-Person>Chat,true,19:30-07:00,54,71,60,60,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-08-21,Success,v1.8.1,NoIlliquids,Enforce tax budget and position caps
A1758,Stabilizer,46417,268378,18037,6.9,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost,Phone>App>In-Person>Email,false,20:15-06:30,68,160,64,64,OpenBanking,8,Hybrid,AutoTransfer,2025-06-30,Success,v2.8.3,LimitOrderOnly;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1759,Optimizer,132341,2012951,69362,10.7,2,15,UK,Low,,,Crypto;PennyStocks;PrivateCredit,1.5,17.0,13.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,TaxCost;MaxDD,In-Person>Chat>Phone,true,19:45-08:45,65,107,52,40,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-02-13,Failed,v2.8.2,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A1760,Builder,55738,223456,14490,15.2,1,10,US,Low,,NoFossilFuel;NoTobacco,,1.4,12.7,9.8,Home:3y;Retirement:30y,3,Educational,Shallow,IRR;Sharpe;MaxDD,Email>App>Chat>Phone>In-Person,true,20:15-08:30,57,77,59,53,OpenBanking,8,Human,AutoTransfer,2025-07-31,Partial,v2.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A1761,Stabilizer,53157,332528,14291,7.7,1,10,UK,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.0,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Email>Chat>App>Phone,true,19:45-08:45,50,115,48,44,OpenBanking;Payroll,12,None,PlanUpdate,2025-04-10,Success,v1.9.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1762,Explorer,37360,250524,7069,17.0,3,10,US,Low,AccreditedOnly,,PennyStocks,1.8,28.9,16.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;MaxDD;Sharpe,App>Email>In-Person>Chat,true,23:15-07:00,69,51,76,65,CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-08-17,Success,v1.9.7,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A1763,Builder,80896,129568,4397,11.8,1,10,DE,Low,NoShortSelling;NoDerivatives,NoTobacco;NoFossilFuel,,1.7,17.3,12.0,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;Sharpe;IRR,In-Person>Chat>Phone>App,true,20:15-08:45,68,107,60,51,OpenBanking,10,Hybrid,AlertAcknowledge,2025-07-09,Success,v2.9.1,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A1764,Preserver,116972,1127289,56190,7.7,2,12,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD,Phone>Chat>In-Person,true,19:45-06:45,74,215,60,52,Brokerage;OpenBanking,8,Hybrid,AlertAcknowledge,2025-02-28,Success,v1.10.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1765,Explorer,94854,608646,33607,20.3,2,10,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks;PrivateCredit,1.7,30.0,17.8,Business:5y;Travel:2y,5,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Email>In-Person>App,true,23:45-06:45,69,67,79,73,CreditBureau;OpenBanking;Payroll,4,None,PlanUpdate,2025-05-27,Success,v2.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1766,Stabilizer,92106,396506,39106,6.1,3,10,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email>Phone>App,false,21:15-07:45,64,100,55,49,OpenBanking,20,Hybrid,Rebalance,2025-01-10,Success,v1.8.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1767,Builder,87628,190024,11530,13.6,1,10,IN,Medium,NoDerivatives;NoIlliquids,,LeveragedETFs,1.5,23.1,7.4,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;IRR;MaxDD,Chat>Phone>In-Person,true,21:15-08:15,63,75,69,59,CreditBureau;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-12-22,Failed,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1768,Stabilizer,85859,378411,38038,6.2,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.2,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>Chat>App>Phone,true,21:45-07:15,52,179,59,59,OpenBanking,20,None,PlanUpdate,2025-08-23,Success,v2.8.2,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1769,Optimizer,50050,594085,26520,8.8,4,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.6,18.5,9.2,Wealth:10y;Estate:20y,10,Educational,Deep,IRR;Sharpe,Chat>Phone>In-Person,false,23:00-06:00,68,117,64,54,Brokerage;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-06-01,Partial,v1.9.2,NoIlliquids,Enforce tax budget and position caps
A1770,Optimizer,104866,959650,33436,12.0,1,15,SG,Low,NoDerivatives,,PennyStocks,1.8,20.7,11.9,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Email>Chat>In-Person,true,19:30-08:45,65,110,52,52,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-09-24,Failed,v2.9.1,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1771,Preserver,55661,198989,17794,7.2,2,10,CA,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.3,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;Sharpe,Phone>Email>In-Person,true,23:15-07:15,57,190,62,62,Brokerage;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-07-30,Success,v2.9.2,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1772,Stabilizer,129971,1057203,43567,7.9,1,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.8,8.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Phone,true,22:15-06:45,60,108,63,59,CreditBureau;OpenBanking;Payroll,8,Human,AlertAcknowledge,2025-04-24,Success,v2.8.8,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1773,Explorer,65755,145512,5854,18.6,3,10,US,Medium,,,,1.7,26.8,17.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;MaxDD,In-Person>Phone>Email>Chat>App,true,23:15-07:45,59,76,53,47,OpenBanking,5,None,PlanUpdate,2025-11-16,Partial,v1.10.9,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1774,Preserver,164046,2093203,79715,4.3,4,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.5,6.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person,false,19:00-08:00,82,194,70,64,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-09-23,Partial,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1775,Preserver,65373,497680,38389,8.4,1,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,App>Email>In-Person>Chat,true,20:30-08:30,77,212,62,58,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2025-08-03,Success,v2.8.9,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A1776,Optimizer,115158,868236,78511,6.2,4,12,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel;ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.7,21.6,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;TaxCost,Email>Phone>In-Person>App>Chat,false,23:15-07:45,66,84,66,54,Brokerage;CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-04-24,Success,v1.9.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1777,Preserver,109683,1676935,102152,6.8,2,12,US,High,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,18.0,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost,Phone>Email>Chat>App,false,20:45-06:45,65,122,74,77,Brokerage;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-10-23,Partial,v2.10.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1778,Builder,57016,129828,13776,13.1,1,10,US,Medium,NoShortSelling;NoDerivatives,NoWeapons,,1.4,24.9,10.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>Phone>Chat>App,true,23:00-06:45,58,70,44,43,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-05-21,Success,v1.10.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1779,Preserver,106416,974984,57562,5.1,3,12,US,Medium,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe,Phone>App>Email>Chat>In-Person,false,20:30-08:00,69,235,54,53,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-05-19,Success,v2.10.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1780,Builder,128923,208684,24152,10.5,3,12,US,Low,NoShortSelling;NoDerivatives,,,1.4,13.4,8.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;IRR,Phone>App>In-Person>Email,true,23:00-07:15,66,98,51,51,OpenBanking,9,None,Rebalance,2025-01-16,Success,v1.9.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A1781,Optimizer,71972,447831,14134,8.5,3,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.8,24.8,12.4,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;Sharpe,App>In-Person>Phone>Chat,true,20:00-06:45,76,120,71,61,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-03-17,Success,v1.10.1,StopLossDisabled,Enforce tax budget and position caps
A1782,Preserver,34366,243722,24691,4.8,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,Phone>Email>Chat>App,true,20:15-07:30,80,212,67,67,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-01-15,Success,v1.8.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1783,Optimizer,268421,1869350,163431,8.5,1,12,US,Low,,,PennyStocks,1.8,23.7,13.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;IRR,Email>App>Phone>In-Person>Chat,true,19:15-08:15,64,93,55,45,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-01-20,Partial,v2.10.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A1784,Builder,46339,119341,4374,12.7,2,10,US,Low,AccreditedOnly,ESGOnly;NoTobacco,LeveragedETFs;PrivateCredit,1.7,13.3,8.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;MaxDD,Chat>App>Phone>In-Person,true,20:45-07:15,58,93,64,53,CreditBureau;OpenBanking;Payroll,16,None,AutoTransfer,2025-07-13,Success,v2.10.1,NoIlliquids,Prioritize liquidity and down payment savings
A1785,Builder,109658,434255,15131,10.4,1,12,US,Medium,AccreditedOnly;NoIlliquids,,,1.4,17.4,8.3,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;MaxDD,Email>Phone>In-Person,true,23:15-06:15,52,114,60,48,OpenBanking;Payroll,13,None,AutoTransfer,2025-05-17,Success,v2.10.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1786,Stabilizer,96163,695054,40937,3.4,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Chat,true,21:00-07:30,64,115,70,68,CreditBureau;OpenBanking,11,None,Rebalance,2025-04-02,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1787,Stabilizer,66768,508476,28178,7.1,2,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.9,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,Phone>Chat>App>In-Person,true,19:30-08:45,55,91,51,48,OpenBanking,15,None,AutoTransfer,2025-06-23,Success,v1.9.1,LimitOrderOnly;NoIlliquids,Keep expenses buffer ≥ 4 months
A1788,Optimizer,145826,1119755,74502,9.3,4,15,SG,High,AccreditedOnly,ESGOnly,PennyStocks,1.9,27.0,12.7,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD,Phone>In-Person>Chat,false,21:30-07:45,51,115,54,51,Brokerage;CreditBureau;OpenBanking,2,Human,Rebalance,2025-11-02,Success,v1.10.6,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1789,Builder,39606,90291,4630,7.5,4,10,CA,Low,NoDerivatives;NoIlliquids,ESGOnly;NoFossilFuel,,1.8,13.0,7.6,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;IRR,Chat>App>Email>In-Person,true,21:15-06:15,63,117,66,64,OpenBanking;Payroll,19,Human,Rebalance,2025-10-19,Partial,v2.9.5,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1790,Optimizer,125862,909846,32226,7.3,2,12,US,Low,NoDerivatives,NoTobacco;ESGOnly,PennyStocks,1.6,24.0,9.9,Wealth:10y;Estate:20y,10,Concise,Deep,Sharpe;IRR,Email>Phone>App>Chat,true,21:15-06:00,68,118,80,68,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-06-14,Failed,v2.10.6,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1791,Optimizer,162270,2943270,105463,5.8,4,12,US,Low,NoIlliquids;AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.6,26.8,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;IRR;MaxDD,In-Person>Phone>Chat,true,22:45-06:30,62,61,49,49,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-09-25,Success,v2.8.3,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A1792,Optimizer,81865,739729,48617,9.1,3,10,IN,Medium,,,PennyStocks,1.9,17.3,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;IRR,In-Person>App>Email,true,21:00-07:30,67,99,61,49,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-09-19,Partial,v1.9.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A1793,Preserver,84785,957532,64861,5.2,3,10,DE,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>App>Phone,true,23:45-07:30,67,169,58,53,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-11-25,Success,v1.9.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1794,Preserver,111863,1268658,94777,6.6,2,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,8.6,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Chat>Email>Phone,false,22:45-07:30,81,164,68,62,Brokerage;CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-01-17,Partial,v2.8.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1795,Explorer,120027,662481,38689,16.9,1,12,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.9,23.1,16.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,TaxCost;Sharpe,Chat>Email>In-Person,true,21:45-06:00,67,89,64,57,OpenBanking,1,Hybrid,AlertAcknowledge,2025-07-03,Partial,v2.8.1,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1796,Builder,66077,266451,8644,12.1,3,10,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;PennyStocks,1.7,14.6,7.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,MaxDD;Sharpe;TaxCost,App>Phone>In-Person>Email,false,19:45-06:00,60,81,49,40,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-10-24,Success,v1.9.6,NoIlliquids,Prioritize liquidity and down payment savings
A1797,Optimizer,97214,589810,26863,7.2,3,10,UK,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.8,23.6,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>App>In-Person>Email>Chat,true,22:00-07:45,70,103,59,57,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-10-13,Success,v1.9.5,PauseWhenVIX>30,Enforce tax budget and position caps
A1798,Optimizer,112060,1418096,77631,7.9,2,12,US,Low,,ESGOnly,PennyStocks,1.9,19.4,11.0,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;MaxDD;IRR,App>Email>Chat>Phone>In-Person,false,20:30-08:00,75,116,84,72,Brokerage;CreditBureau;OpenBanking,1,Human,AutoTransfer,2025-07-21,Success,v2.9.3,LimitOrderOnly,Enforce tax budget and position caps
A1799,Preserver,157010,1787030,80313,6.7,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Phone>App>In-Person,false,22:00-06:00,75,133,63,58,Brokerage;OpenBanking;Payroll,14,Human,AutoTransfer,2025-12-23,Success,v1.9.6,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1800,Stabilizer,55857,200844,12530,5.6,4,10,IN,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Chat>In-Person>App>Email>Phone,false,23:00-07:15,61,115,71,65,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-06-04,Partial,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1801,Builder,57808,63857,5030,10.8,3,10,US,Low,,,,1.8,23.2,9.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;IRR,In-Person>Phone>Email,true,20:00-07:45,71,87,73,71,OpenBanking;Payroll,7,None,AutoTransfer,2025-12-21,Partial,v1.10.2,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1802,Builder,49785,161484,8597,10.3,1,10,AU,Low,,ESGOnly;NoTobacco,,1.7,23.3,9.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost,In-Person>Chat>Email>Phone,false,21:15-08:00,64,69,50,50,OpenBanking,14,Hybrid,Rebalance,2025-04-22,Failed,v1.10.1,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A1803,Preserver,90968,658265,68453,8.0,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,5.6,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost,In-Person>Email>Phone>Chat,true,22:15-07:45,70,150,71,64,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-11-19,Success,v2.9.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1804,Optimizer,134167,790463,60463,8.4,3,15,UK,High,AccreditedOnly;NoDerivatives,ESGOnly,LeveragedETFs;PennyStocks,1.8,24.7,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;TaxCost,In-Person>Email>Chat>Phone>App,true,22:00-07:15,59,106,48,36,Brokerage;CreditBureau;OpenBanking,2,None,Rebalance,2025-03-14,Partial,v1.9.9,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1805,Builder,105371,184938,22920,10.8,3,12,US,High,NoShortSelling;NoDerivatives,,,1.6,22.8,8.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;Sharpe,App>In-Person>Phone>Email,false,19:45-06:15,52,82,52,42,CreditBureau;OpenBanking;Payroll,19,Human,Rebalance,2025-08-28,Failed,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A1806,Optimizer,41677,531678,22463,9.0,4,10,US,Medium,,ESGOnly;NoFossilFuel,PennyStocks,1.6,22.1,9.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR,Chat>App>In-Person,true,22:15-06:30,69,120,77,67,Brokerage;OpenBanking;Payroll,7,None,AutoTransfer,2025-05-20,Success,v1.10.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1807,Builder,84962,112075,8915,10.6,4,10,US,Low,,,,1.4,13.5,10.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;MaxDD;Sharpe,App>In-Person>Chat>Email>Phone,true,23:15-07:00,73,124,82,81,OpenBanking,19,None,AlertAcknowledge,2025-02-18,Partial,v2.9.8,NoPennyStocks,Prioritize liquidity and down payment savings
A1808,Optimizer,77203,1074767,36167,8.0,4,10,US,Medium,,NoTobacco;ESGOnly,PennyStocks;PrivateCredit,1.9,17.7,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>Email>In-Person>App,true,21:15-08:30,62,75,64,58,Brokerage;OpenBanking,2,Human,PlanUpdate,2025-12-26,Success,v1.10.6,PauseWhenVIX>30,Enforce tax budget and position caps
A1809,Preserver,125144,605218,58757,6.4,1,15,IN,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>Phone,true,19:15-06:45,83,165,91,88,Brokerage;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-09-03,Success,v2.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1810,Builder,115593,451009,22472,10.0,3,12,US,Low,,,Crypto,1.6,13.7,10.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,Sharpe;MaxDD,Phone>Email>Chat>App,true,23:30-06:30,64,136,64,53,OpenBanking,19,None,Rebalance,2025-10-01,Success,v2.10.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1811,Preserver,147007,1063415,91335,8.7,1,15,DE,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>In-Person>App,true,23:00-07:30,77,197,78,75,Brokerage;OpenBanking;Payroll,10,Human,Rebalance,2025-06-18,Partial,v1.9.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1812,Preserver,105154,470867,68935,7.6,2,15,DE,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>App,true,22:15-07:00,79,216,80,84,Brokerage;CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-03-05,Success,v2.10.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1813,Preserver,137833,1100281,44634,4.7,4,12,US,Low,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Chat>In-Person>App,true,21:45-06:00,68,215,68,65,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-02-05,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1814,Builder,43281,182628,4040,10.2,4,10,US,Medium,NoIlliquids,ESGOnly,,1.5,14.6,10.6,Home:3y;Retirement:30y,3,Collaborative,Deep,Sharpe;TaxCost,App>Email>In-Person,true,21:45-06:30,64,66,65,56,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-10-04,Success,v2.8.5,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A1815,Preserver,96073,546224,67273,6.1,1,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,7.2,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>Phone,true,20:15-06:15,74,178,68,62,Brokerage;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-10-20,Success,v2.10.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1816,Preserver,181278,566101,31723,6.4,1,12,US,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>App>Email,true,20:30-06:15,67,169,71,65,Brokerage;OpenBanking,4,None,AutoTransfer,2025-07-24,Success,v2.10.8,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1817,Preserver,71991,1065028,39494,5.3,4,10,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,7.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email>App,true,20:45-08:30,81,215,76,76,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-12-21,Success,v2.9.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1818,Stabilizer,79447,298941,22859,4.9,4,10,US,High,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Chat>Phone,true,21:45-08:15,46,155,47,50,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-01-18,Partial,v2.8.4,NoMargin,Keep expenses buffer ≥ 4 months
A1819,Optimizer,100248,757577,62330,11.2,1,15,IN,Low,AccreditedOnly;NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.6,17.5,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;IRR;Sharpe,Phone>Email>In-Person>Chat>App,false,19:15-06:45,63,68,61,50,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-10-09,Success,v1.8.3,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A1820,Preserver,91304,532005,53641,5.6,4,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.4,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>Phone>Chat>Email,false,23:00-06:30,67,121,76,69,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-07-31,Partial,v1.10.1,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1821,Builder,79437,86526,3380,9.6,3,10,US,Low,NoIlliquids;NoShortSelling,ESGOnly,LeveragedETFs;PrivateCredit,1.5,13.5,9.9,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;MaxDD,Chat>In-Person>Phone>App>Email,true,19:30-06:30,58,99,68,65,OpenBanking,14,None,AutoTransfer,2025-03-18,Success,v1.8.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1822,Preserver,88627,642898,29848,4.1,4,10,US,Medium,NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Phone>App>In-Person>Chat>Email,true,23:30-07:15,67,222,76,74,Brokerage;OpenBanking,14,None,PlanUpdate,2025-09-23,Partial,v2.9.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1823,Builder,66069,167438,5866,8.4,3,10,CA,Low,,NoWeapons,,1.8,17.2,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Phone,true,19:30-08:30,68,69,59,56,OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-10-25,Partial,v1.8.5,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1824,Preserver,80673,660460,59784,4.5,4,10,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.4,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,Chat>App>Email>In-Person>Phone,true,23:00-08:45,72,217,81,75,Brokerage;CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-01-02,Failed,v2.9.1,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1825,Stabilizer,33978,96284,4181,7.5,1,10,US,Medium,NoShortSelling;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,17.5,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe,Email>In-Person>App,true,22:15-07:15,54,96,47,45,OpenBanking,14,None,PlanUpdate,2025-11-05,Success,v1.10.1,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1826,Stabilizer,79308,273697,11640,4.4,4,10,CA,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.9,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,Email>Phone>App>In-Person>Chat,true,19:15-08:15,55,172,64,61,CreditBureau;OpenBanking;Payroll,16,Human,AlertAcknowledge,2025-04-07,Success,v2.8.5,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1827,Stabilizer,87954,730789,51602,5.9,3,10,US,Medium,NoShortSelling;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe,App>Chat>Phone>In-Person>Email,true,20:00-07:30,61,152,60,60,CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-09-04,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1828,Builder,123250,334718,17758,11.7,1,12,US,Low,,ESGOnly;NoTobacco,,1.6,18.9,9.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,MaxDD;Sharpe,App>Email>In-Person>Chat,true,23:45-08:15,59,130,60,52,OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-07-04,Success,v2.10.8,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1829,Stabilizer,69190,342530,20458,10.1,1,10,IN,Medium,NoDerivatives;NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.6,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>App>Phone,true,23:30-06:30,53,177,48,42,OpenBanking,8,Human,PlanUpdate,2025-05-16,Success,v1.10.4,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1830,Preserver,56506,241785,15418,7.9,2,10,UK,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.4,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>Chat>Phone>In-Person,true,23:15-06:30,64,203,71,66,Brokerage;CreditBureau;OpenBanking,8,None,PlanUpdate,2025-06-24,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1831,Preserver,73013,544969,56544,6.8,2,10,US,Medium,NoDerivatives;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.9,5.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Phone>Chat>App,false,23:30-08:30,79,152,77,70,Brokerage;OpenBanking,8,Hybrid,AutoTransfer,2025-05-02,Partial,v2.9.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1832,Preserver,122535,972919,47539,5.7,3,12,US,Low,NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.9,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>App>Phone,true,20:15-07:15,81,200,90,86,Brokerage;CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-02-24,Success,v2.8.4,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1833,Preserver,95433,773968,59921,8.3,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Email>Phone>In-Person>App>Chat,true,23:00-06:15,77,229,86,88,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-03-04,Success,v1.8.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1834,Builder,75032,234398,7223,11.5,4,10,US,Low,NoIlliquids,NoTobacco;ESGOnly,,1.8,24.0,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;IRR,In-Person>App>Chat>Email,true,21:30-06:15,70,122,67,64,OpenBanking,9,Hybrid,Rebalance,2025-05-19,Success,v2.8.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1835,Preserver,85713,842090,43511,6.3,2,10,US,Low,NoShortSelling;AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.3,6.1,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>App>Phone>Email,true,22:00-07:30,70,222,60,53,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-05-05,Partial,v1.9.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1836,Builder,153493,459763,22482,10.0,3,12,US,Low,NoDerivatives,,,1.7,15.5,11.4,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD,App>Phone>In-Person>Email,true,22:45-07:45,67,64,63,51,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-12-23,Success,v1.9.7,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A1837,Stabilizer,151108,538377,60721,6.3,2,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.3,8.0,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Chat>Phone>Email>In-Person,true,21:15-07:30,56,160,66,60,OpenBanking;Payroll,15,None,PlanUpdate,2025-10-06,Success,v1.10.1,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1838,Stabilizer,49450,212474,17207,8.9,1,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD,Email>Chat>Phone>App,true,21:45-07:30,56,179,63,69,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-10-30,Success,v1.8.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1839,Builder,99614,126177,14585,8.1,3,10,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;ESGOnly,PrivateCredit,1.4,20.2,8.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;IRR,In-Person>App>Email>Chat,true,20:15-07:15,70,83,73,68,OpenBanking,20,None,AlertAcknowledge,2025-04-20,Success,v2.8.8,NoPennyStocks,Prioritize liquidity and down payment savings
A1840,Stabilizer,83092,194139,23222,6.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.3,7.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>App>Chat>In-Person>Phone,true,21:45-08:45,67,91,67,69,OpenBanking,6,Human,AlertAcknowledge,2025-06-21,Success,v2.8.5,NoIlliquids,Keep expenses buffer ≥ 4 months
A1841,Optimizer,121391,888475,30963,8.2,1,12,US,Medium,NoDerivatives;NoIlliquids,,PennyStocks,1.8,23.5,9.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,TaxCost;MaxDD,Phone>In-Person>Email,true,23:15-07:00,56,80,55,49,Brokerage;OpenBanking,2,Hybrid,Rebalance,2024-12-28,Failed,v1.8.5,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A1842,Stabilizer,50966,400659,13497,8.7,2,10,US,High,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,7.3,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>In-Person>Chat,true,21:45-07:15,47,120,36,30,CreditBureau;OpenBanking;Payroll,11,Human,PlanUpdate,2025-02-17,Failed,v2.9.4,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1843,Preserver,188831,990752,125585,4.0,4,15,AU,Low,NoIlliquids;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.9,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Email>Chat>App,true,23:45-06:30,67,234,61,62,Brokerage;OpenBanking,5,None,PlanUpdate,2025-04-14,Partial,v1.10.1,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1844,Preserver,157330,804501,103488,8.7,1,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,10.9,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person>Chat,true,22:45-06:15,67,140,73,68,Brokerage;CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-04-06,Partial,v1.9.1,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1845,Builder,34348,151626,4137,11.5,1,10,US,Low,,,,1.8,14.5,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;MaxDD,App>Email>In-Person>Phone>Chat,true,23:30-08:00,61,123,61,51,CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-02-26,Success,v2.10.9,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1846,Stabilizer,130753,1155464,45103,7.3,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>Email>Phone>App>Chat,true,21:15-06:45,55,108,63,59,CreditBureau;OpenBanking,9,Human,AlertAcknowledge,2025-12-11,Success,v2.10.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1847,Preserver,97211,970673,83460,6.2,2,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.6,7.1,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person>App,false,22:30-07:00,67,227,62,54,Brokerage;CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-06-16,Success,v2.9.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1848,Preserver,77721,1509428,74489,7.2,1,10,IN,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.5,6.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>App>Chat>Phone,true,22:30-06:00,71,150,80,84,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-09-18,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1849,Builder,42639,110994,9956,9.2,4,10,US,High,,,,1.7,15.1,10.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,TaxCost;Sharpe,In-Person>Email>App,true,21:00-06:45,44,83,54,43,CreditBureau;OpenBanking;Payroll,20,Hybrid,Rebalance,2025-01-29,Success,v2.8.9,StopLossDisabled,Prioritize liquidity and down payment savings
A1850,Stabilizer,108751,505173,34239,6.3,2,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.0,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person>App,true,20:15-07:30,61,157,62,60,OpenBanking,7,Human,AlertAcknowledge,2025-03-01,Success,v2.9.2,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1851,Preserver,115839,1073209,63248,4.4,4,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.8,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>Phone>Email>App>In-Person,true,19:45-08:30,79,132,86,78,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-05-13,Partial,v1.9.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1852,Explorer,44651,170132,12174,16.0,2,10,US,Low,NoIlliquids,NoTobacco,,2.1,24.5,16.4,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;MaxDD;TaxCost,Phone>Email>In-Person>App,true,21:45-08:45,69,48,59,51,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-12-13,Success,v2.9.2,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1853,Builder,45936,58154,7334,7.5,4,10,US,High,NoShortSelling,NoFossilFuel;ESGOnly,,1.6,19.3,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,MaxDD;TaxCost,In-Person>Phone>App,false,21:00-07:45,55,91,42,32,OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-05-07,Success,v1.9.4,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A1854,Preserver,84540,994830,50257,4.6,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.7,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>Phone,true,23:15-06:00,69,213,71,70,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-09-11,Success,v1.9.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1855,Optimizer,93316,886414,53580,5.5,4,10,US,Low,,ESGOnly;NoFossilFuel,PennyStocks;PrivateCredit,1.7,18.0,11.4,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;Sharpe,Email>App>Chat,true,22:00-06:00,67,101,68,65,Brokerage;OpenBanking,7,Human,Rebalance,2025-02-27,Success,v1.9.6,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1856,Preserver,121918,1007953,51524,6.6,3,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>App,false,22:00-08:00,80,143,68,69,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-10-03,Success,v2.9.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1857,Stabilizer,85739,149615,9479,9.5,1,10,US,Medium,NoShortSelling;AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,App>In-Person>Phone>Chat,false,21:30-08:30,46,101,41,32,CreditBureau;OpenBanking,17,Human,PlanUpdate,2025-02-04,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1858,Preserver,76553,1073936,56021,9.0,1,10,SG,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.8,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>App,false,19:00-07:15,68,186,59,58,Brokerage;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-05-15,Success,v1.10.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1859,Preserver,50868,370919,22701,5.8,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.7,6.8,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Chat>App,true,20:15-06:30,73,155,67,58,Brokerage;CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-09-15,Success,v1.10.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1860,Explorer,36304,219375,9835,20.5,2,10,DE,Low,NoShortSelling;NoIlliquids,NoFossilFuel,PennyStocks,2.0,26.3,14.0,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,MaxDD;Sharpe,Phone>App>Chat>Email>In-Person,false,22:30-06:00,69,77,65,55,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-05-19,Partial,v2.10.6,NoIlliquids,Allow small experimental sleeve ≤ 3%
A1861,Optimizer,186284,1737493,73702,5.8,4,15,DE,Low,,ESGOnly,Crypto;PennyStocks,1.8,27.5,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;IRR;TaxCost,Phone>Email>App>Chat>In-Person,true,19:00-08:00,63,80,52,48,Brokerage;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-10-14,Success,v2.10.2,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1862,Optimizer,73320,580838,26668,11.6,1,10,US,Medium,NoIlliquids;NoShortSelling,NoTobacco,PennyStocks,1.6,19.3,10.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;Sharpe;MaxDD,Email>App>Phone>Chat,true,23:30-08:45,62,119,64,61,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-01-31,Success,v2.9.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A1863,Stabilizer,76624,190673,11873,3.7,4,10,US,Medium,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>Phone,true,20:30-07:30,62,113,47,52,OpenBanking,5,None,PlanUpdate,2025-01-09,Success,v1.10.9,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1864,Preserver,48763,607275,58037,4.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.9,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD,App>Email>In-Person>Chat>Phone,false,23:15-07:45,76,171,73,70,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-07-09,Success,v1.9.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1865,Explorer,79116,634160,27821,14.6,3,10,IN,Medium,NoDerivatives,NoFossilFuel;NoWeapons,Crypto;PennyStocks,2.0,20.8,15.4,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,Sharpe;MaxDD;TaxCost,Email>App>In-Person,true,19:45-07:30,64,80,59,59,OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-06-14,Success,v1.9.8,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1866,Explorer,156966,1048616,45869,21.3,1,12,US,Low,,,Crypto;PennyStocks,1.9,31.7,17.3,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,MaxDD;IRR,Phone>Chat>In-Person>App>Email,true,21:15-07:45,66,83,77,76,CreditBureau;OpenBanking;Payroll,3,Human,Rebalance,2025-05-05,Success,v1.10.6,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1867,Preserver,58033,793158,40857,5.5,2,10,US,Medium,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Chat>Email>App,true,20:00-07:00,73,140,76,75,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-05-13,Success,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1868,Preserver,122992,1077464,73131,7.4,1,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.9,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>App>Chat>Phone,true,20:15-07:45,67,134,55,54,Brokerage;OpenBanking,8,Human,AutoTransfer,2024-12-27,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1869,Preserver,110082,1011573,94188,5.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.3,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,App>Phone>Chat>In-Person,true,19:30-08:15,69,125,54,43,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-07-16,Partial,v1.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1870,Preserver,142508,1795630,125009,3.8,4,12,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,App>Phone>Email>Chat,true,19:30-07:30,80,180,66,56,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-06-06,Success,v2.8.3,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1871,Explorer,62376,440243,13509,19.0,1,10,US,Medium,NoDerivatives,ESGOnly;NoTobacco,PennyStocks,1.9,27.6,16.8,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,MaxDD;IRR;Sharpe,Email>Phone>In-Person>Chat,true,20:30-06:30,56,85,57,48,CreditBureau;OpenBanking,2,None,Rebalance,2025-05-30,Success,v2.9.3,NoMargin,Allow small experimental sleeve ≤ 3%
A1872,Builder,74814,80704,10033,11.3,1,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;ESGOnly,Crypto;PrivateCredit,1.4,12.6,9.3,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;IRR;MaxDD,Email>In-Person>App>Chat>Phone,true,23:30-08:00,65,116,74,65,OpenBanking,17,None,AlertAcknowledge,2025-12-06,Success,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A1873,Preserver,106169,875307,84399,6.6,3,12,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.5,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person>Chat,false,21:15-07:45,81,130,74,68,Brokerage;CreditBureau;OpenBanking,12,None,PlanUpdate,2025-01-22,Success,v2.10.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1874,Explorer,85628,693106,33691,14.3,3,10,US,Low,,,,2.0,27.9,13.7,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,MaxDD;Sharpe;TaxCost,App>Phone>Chat>Email,false,21:45-08:15,63,75,72,68,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-02-23,Partial,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1875,Optimizer,79256,721794,51023,9.3,2,10,UK,Medium,,,Crypto;PennyStocks,1.9,15.9,13.5,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;MaxDD,Email>Chat>App,true,20:30-07:00,54,86,64,52,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-12-17,Success,v2.10.3,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1876,Preserver,106615,537032,69152,5.7,3,15,SG,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,14.9,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Chat,true,22:30-07:30,69,233,57,57,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-03-08,Success,v1.9.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1877,Optimizer,180802,1099047,118264,10.1,2,12,US,Low,NoShortSelling;NoIlliquids,,PennyStocks;PrivateCredit,1.8,26.1,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;IRR,Chat>App>Email>In-Person,true,21:15-06:45,65,119,76,69,Brokerage;OpenBanking,1,Human,PlanUpdate,2025-12-13,Partial,v2.9.5,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A1878,Preserver,157502,1123506,148113,7.5,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,8.8,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;TaxCost,Phone>Email>App>In-Person,true,23:15-08:45,76,183,70,65,Brokerage;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-03-17,Success,v2.8.5,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1879,Preserver,120365,1171018,90419,4.6,4,12,US,Medium,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,App>Phone>Email>Chat,false,23:00-07:30,78,165,84,78,Brokerage;OpenBanking,8,Hybrid,AutoTransfer,2025-10-03,Partial,v2.8.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1880,Builder,39760,40848,3951,11.3,2,10,US,Medium,,ESGOnly;NoTobacco,,1.6,13.6,9.1,Home:3y;Retirement:30y,3,Educational,Deep,Sharpe;TaxCost,Phone>Email>Chat>In-Person,false,21:30-06:00,59,123,56,51,CreditBureau;OpenBanking,10,None,PlanUpdate,2025-03-31,Success,v2.8.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1881,Builder,32888,13662,1000,15.0,1,10,SG,Low,AccreditedOnly,,PennyStocks,1.6,25.0,11.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>Email,true,20:15-07:00,67,141,76,72,CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-06-08,Success,v1.8.9,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A1882,Builder,79529,289225,10485,14.0,1,10,US,Medium,,NoTobacco,,1.8,21.2,11.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>App,false,21:00-06:00,57,77,57,50,CreditBureau;OpenBanking;Payroll,17,None,AlertAcknowledge,2025-09-18,Failed,v1.9.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1883,Explorer,41972,136547,13449,14.8,2,10,UK,Low,,,LeveragedETFs;PrivateCredit,2.0,21.8,13.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;TaxCost;IRR,Phone>Chat>Email>In-Person,true,22:30-08:00,58,83,61,60,OpenBanking;Payroll,2,Human,Rebalance,2025-11-08,Success,v2.10.1,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A1884,Stabilizer,104257,660015,26604,6.1,2,15,IN,Low,NoShortSelling,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,7.5,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,In-Person>Chat>App,true,20:00-08:30,55,135,61,59,OpenBanking,8,None,PlanUpdate,2025-03-08,Failed,v1.9.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1885,Explorer,58133,251306,16012,13.5,3,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco,Crypto;LeveragedETFs,1.8,20.3,14.0,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;Sharpe,In-Person>Chat>App>Email,true,23:30-08:15,62,75,53,44,OpenBanking,6,Human,Rebalance,2025-07-22,Success,v2.10.9,NoMargin,Allow small experimental sleeve ≤ 3%
A1886,Preserver,147952,1401462,96737,4.8,4,12,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>App>In-Person>Phone>Chat,true,22:30-07:15,69,143,77,74,Brokerage;OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-06-24,Success,v2.8.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1887,Stabilizer,178589,464451,32848,5.4,4,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost,Phone>Chat>Email>In-Person>App,false,20:15-06:45,57,96,50,51,CreditBureau;OpenBanking,18,Human,AlertAcknowledge,2025-12-24,Success,v1.10.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1888,Optimizer,116872,1282790,56080,8.9,1,12,US,Low,,NoWeapons;NoTobacco,Crypto;PennyStocks,1.6,19.6,9.3,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost,Email>Phone>App,true,23:00-08:00,68,99,64,64,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-08-17,Partial,v1.8.4,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A1889,Stabilizer,69652,246008,22649,3.5,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.4,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Chat>In-Person>App>Email,true,22:15-07:00,56,145,52,48,OpenBanking;Payroll,12,None,AlertAcknowledge,2025-08-16,Partial,v1.8.8,NoMargin,Keep expenses buffer ≥ 4 months
A1890,Optimizer,200134,3030667,117808,8.5,2,12,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.7,15.5,12.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,TaxCost;IRR,Phone>Chat>In-Person>App>Email,true,23:00-06:00,67,98,72,60,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-05-06,Success,v2.9.4,NoIlliquids,Enforce tax budget and position caps
A1891,Stabilizer,114329,215261,20631,6.7,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.4,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>App,false,19:45-08:15,54,129,46,45,CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-09-24,Success,v1.8.7,StopLossDisabled,Keep expenses buffer ≥ 4 months
A1892,Builder,142304,226573,18637,9.1,4,15,DE,Low,,NoFossilFuel,,1.6,15.8,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;IRR;MaxDD,App>Chat>Email,false,21:30-08:45,57,120,42,32,OpenBanking,15,Human,Rebalance,2025-05-30,Failed,v1.9.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1893,Builder,72291,210034,9675,12.1,4,10,UK,Low,AccreditedOnly,NoTobacco,,1.5,21.7,11.9,Home:3y;Retirement:30y,3,Directive,Deep,IRR;MaxDD,In-Person>Chat>App,false,22:30-08:15,68,92,68,68,OpenBanking,6,None,PlanUpdate,2025-07-14,Success,v1.9.1,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A1894,Preserver,76638,1063886,61460,5.0,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,5.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,App>In-Person>Phone,true,20:45-08:00,81,163,89,82,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-01-20,Success,v2.8.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1895,Preserver,99020,746277,59234,4.0,3,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.0,8.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Chat>Phone>App,false,23:45-06:00,79,181,69,64,Brokerage;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-05-19,Success,v1.8.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1896,Preserver,76922,1014196,42848,7.1,2,10,US,Medium,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Phone>Chat>Email,true,23:00-07:15,71,158,77,74,Brokerage;OpenBanking,8,None,PlanUpdate,2025-08-01,Success,v1.10.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1897,Builder,73711,-57519,4630,14.2,1,10,US,Medium,NoShortSelling;NoDerivatives,NoWeapons;ESGOnly,LeveragedETFs,1.4,22.1,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,Sharpe;TaxCost,Chat>Email>Phone>In-Person>App,true,20:45-07:15,61,119,56,45,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-07-22,Partial,v2.8.1,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A1898,Builder,44769,7627,1000,9.2,2,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly,PrivateCredit,1.7,24.6,10.8,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD;Sharpe,Email>Phone>In-Person>App,false,23:15-06:30,62,122,48,39,CreditBureau;OpenBanking,15,Human,AlertAcknowledge,2025-09-23,Failed,v1.8.7,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1899,Optimizer,189283,2363448,71643,6.4,3,12,US,Medium,,,PennyStocks,1.5,23.1,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;IRR,Chat>In-Person>App,false,23:45-08:15,68,61,69,67,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-09-30,Success,v1.9.6,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1900,Builder,90569,1535,1000,11.0,2,10,US,Medium,NoShortSelling,NoWeapons;NoFossilFuel,LeveragedETFs;PrivateCredit,1.5,15.2,8.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,MaxDD;Sharpe,Chat>Phone>Email>App,true,19:30-08:45,60,143,51,44,CreditBureau;OpenBanking;Payroll,10,None,AutoTransfer,2025-06-14,Failed,v1.10.8,StopLossDisabled,Prioritize liquidity and down payment savings
A1901,Preserver,104361,2024905,86444,6.3,2,15,AU,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Chat>App>Phone>Email,false,23:30-07:45,60,204,55,55,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-08-11,Success,v2.10.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1902,Preserver,99730,750589,43757,5.9,3,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD,Chat>Phone>In-Person,true,22:45-06:00,61,124,63,62,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-11-28,Success,v2.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1903,Optimizer,109292,766092,38543,9.7,1,12,US,Medium,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.6,20.2,13.8,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;Sharpe;IRR,Chat>App>In-Person>Phone,true,23:30-08:00,71,108,58,58,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-10-01,Success,v1.10.9,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1904,Optimizer,232379,3351366,144047,7.7,4,15,AU,Low,NoDerivatives;NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks,1.9,17.6,9.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;TaxCost,Email>Phone>Chat>In-Person>App,true,22:30-06:45,61,97,51,46,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-04-19,Success,v1.10.3,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A1905,Preserver,158731,1831913,120526,8.2,1,12,US,Medium,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,Phone>Email>Chat>App>In-Person,true,22:30-06:45,74,148,73,68,Brokerage;OpenBanking,9,None,Rebalance,2025-09-23,Failed,v2.10.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1906,Builder,70655,190502,16524,10.2,4,10,US,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs,1.5,21.1,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;IRR;MaxDD,In-Person>Phone>Email,true,21:30-08:00,56,95,43,33,CreditBureau;OpenBanking;Payroll,18,Hybrid,PlanUpdate,2025-04-20,Failed,v1.9.5,NoIlliquids,Prioritize liquidity and down payment savings
A1907,Preserver,70076,315824,30436,5.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.7,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,Email>Chat>Phone>App,true,22:30-06:30,67,126,64,67,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-07-14,Success,v1.10.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1908,Preserver,61651,770384,27808,5.1,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,8.6,5.8,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,In-Person>Chat>App,true,20:15-06:00,71,151,81,79,Brokerage;OpenBanking;Payroll,7,None,PlanUpdate,2025-12-21,Success,v1.9.3,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1909,Builder,75314,88353,10389,12.5,4,10,US,Medium,,NoFossilFuel;NoTobacco,Crypto;PrivateCredit,1.4,17.4,8.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Email,true,20:00-07:15,70,93,66,62,OpenBanking,7,None,Rebalance,2025-09-01,Success,v1.8.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A1910,Optimizer,87637,1416546,74653,9.1,4,10,CA,Low,AccreditedOnly,NoWeapons,PennyStocks,1.7,19.7,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;Sharpe;MaxDD,In-Person>Phone>App,true,20:15-06:15,69,119,77,68,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-05-28,Success,v2.8.7,StopLossDisabled,Enforce tax budget and position caps
A1911,Builder,81975,110549,13491,10.7,3,10,CA,Medium,NoIlliquids;AccreditedOnly,,PennyStocks;PrivateCredit,1.5,21.3,7.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;MaxDD,In-Person>Email>Chat>Phone,true,20:30-08:30,66,140,54,46,OpenBanking,5,Hybrid,AlertAcknowledge,2025-08-14,Success,v2.10.8,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A1912,Preserver,84568,382982,48540,7.9,1,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD,Chat>Email>Phone>App,true,23:15-08:30,80,168,68,73,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-06-27,Success,v2.8.4,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1913,Preserver,134524,1143687,118659,5.5,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,5.6,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,App>Email>In-Person>Phone>Chat,true,20:30-06:45,78,184,78,78,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-06-07,Success,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1914,Stabilizer,79786,223272,9309,6.5,1,10,US,Low,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>App>Email>Chat,true,20:45-06:30,65,150,51,45,CreditBureau;OpenBanking,8,None,Rebalance,2025-10-05,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A1915,Preserver,147151,1046103,104686,5.9,2,12,US,Low,NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.6,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Chat,true,21:30-06:00,75,134,72,68,Brokerage;OpenBanking,12,None,Rebalance,2025-06-25,Success,v2.8.4,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1916,Explorer,24215,-21557,2601,16.3,1,10,IN,Medium,AccreditedOnly,,LeveragedETFs;PennyStocks,1.9,33.2,17.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;IRR;MaxDD,Email>Phone>App>In-Person>Chat,false,20:00-07:00,49,67,57,49,OpenBanking,4,Hybrid,Rebalance,2025-07-16,Success,v1.10.5,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1917,Builder,59744,174931,13254,11.6,1,10,US,Low,AccreditedOnly,,,1.4,18.6,10.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;IRR,In-Person>Email>Chat>Phone>App,true,19:30-06:00,67,135,66,61,CreditBureau;OpenBanking,19,Human,AutoTransfer,2025-07-21,Partial,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A1918,Preserver,239597,2524437,160719,6.1,1,12,US,Medium,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,6.1,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,App>In-Person>Phone>Email,true,23:00-07:15,67,150,74,67,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-05-01,Failed,v1.10.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1919,Builder,21452,67674,3418,9.7,3,10,US,Medium,,ESGOnly,LeveragedETFs,1.5,12.1,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;IRR,App>In-Person>Email>Chat>Phone,true,23:30-07:00,65,139,73,67,OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-01-13,Success,v2.9.8,StopLossDisabled,Prioritize liquidity and down payment savings
A1920,Stabilizer,104184,320542,31806,5.8,4,12,US,Medium,NoDerivatives;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.0,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD,Email>Chat>Phone>App>In-Person,true,21:30-08:45,50,123,55,51,CreditBureau;OpenBanking,5,Human,Rebalance,2025-10-24,Success,v2.8.4,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1921,Builder,79865,174622,12402,8.2,3,10,US,Medium,,,LeveragedETFs,1.5,16.5,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Phone>In-Person,true,23:30-07:45,58,126,56,50,CreditBureau;OpenBanking;Payroll,20,Human,AlertAcknowledge,2025-08-21,Success,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A1922,Explorer,118014,770851,55745,18.5,4,12,US,Low,,NoFossilFuel;NoWeapons,PennyStocks,2.0,29.9,12.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;TaxCost;IRR,Chat>In-Person>Phone>App,false,20:00-06:30,54,73,66,60,OpenBanking,1,Human,Rebalance,2025-07-31,Success,v1.8.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1923,Builder,61198,153249,11537,7.5,4,10,US,Low,,NoFossilFuel,Crypto;PrivateCredit,1.6,18.2,10.8,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;IRR;Sharpe,Phone>In-Person>App>Email>Chat,false,22:00-07:15,66,116,54,52,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-04-25,Failed,v1.9.9,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1924,Preserver,158917,2072581,135228,4.9,4,12,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Chat>Phone,true,20:00-07:30,73,194,73,76,Brokerage;CreditBureau;OpenBanking,10,None,AutoTransfer,2025-08-12,Success,v1.8.8,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1925,Preserver,160614,2839352,88110,6.2,4,12,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Email>Chat>Phone>App,false,23:00-06:15,81,199,72,72,Brokerage;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-07-12,Success,v1.9.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1926,Stabilizer,79431,226322,27380,6.4,2,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.2,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;MaxDD,Chat>In-Person>Email,true,21:15-06:45,52,164,53,50,OpenBanking,6,None,AutoTransfer,2025-05-25,Success,v1.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1927,Builder,39190,97567,5945,11.5,3,10,US,Low,NoIlliquids,NoWeapons;ESGOnly,,1.8,18.5,11.9,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;IRR,Email>Chat>App,true,21:15-08:30,64,146,55,45,OpenBanking;Payroll,18,None,PlanUpdate,2025-01-31,Success,v2.9.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A1928,Explorer,99792,401197,13493,15.1,4,10,US,Low,NoDerivatives,NoFossilFuel;NoTobacco,PennyStocks,1.9,22.4,16.6,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,IRR;MaxDD;TaxCost,Email>Chat>App>In-Person,true,22:15-07:00,67,60,63,54,OpenBanking,2,None,AutoTransfer,2025-05-11,Success,v1.8.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1929,Optimizer,74108,1572630,50600,11.7,2,10,US,Low,NoIlliquids;NoShortSelling,NoTobacco;NoFossilFuel,PennyStocks,1.7,18.2,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;TaxCost,Email>Chat>App>In-Person,true,19:15-07:30,75,65,68,59,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-10-30,Success,v1.8.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A1930,Builder,62204,282551,14202,7.7,4,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;PrivateCredit,1.5,17.0,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;IRR,Email>App>In-Person>Phone>Chat,true,23:00-08:15,73,148,76,67,CreditBureau;OpenBanking;Payroll,16,Hybrid,Rebalance,2025-02-16,Failed,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A1931,Preserver,144172,1094429,98915,8.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,8.5,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>App,false,19:30-08:00,73,207,66,60,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-08-28,Failed,v1.8.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1932,Preserver,152791,1306685,113732,4.1,3,15,UK,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,10.1,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email,true,19:00-07:00,76,154,82,71,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-02-09,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1933,Optimizer,101318,1050518,53346,7.2,3,12,US,Low,,,PennyStocks;PrivateCredit,1.8,26.1,9.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;TaxCost,App>Chat>Email>Phone,true,22:45-08:00,72,113,62,56,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-04-11,Failed,v2.9.6,NoIlliquids;NoMargin,Enforce tax budget and position caps
A1934,Explorer,87740,545294,22160,18.2,2,10,IN,Low,NoIlliquids,,Crypto;PrivateCredit,1.9,29.8,12.8,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;IRR,App>Phone>Chat>Email>In-Person,true,19:15-07:30,62,65,55,51,OpenBanking;Payroll,3,None,AutoTransfer,2025-08-11,Success,v1.8.9,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A1935,Builder,33052,174994,5887,13.4,1,10,US,Medium,NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs,1.6,23.3,8.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;MaxDD,App>Chat>Email,true,23:15-08:45,65,99,59,47,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-10-06,Success,v2.8.3,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A1936,Stabilizer,59970,168639,19163,7.0,2,10,UK,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,8.7,7.1,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>App>Email,true,19:45-06:30,60,140,51,56,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-10-22,Success,v1.8.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1937,Explorer,128157,518349,38666,16.7,2,15,DE,Low,NoDerivatives;NoShortSelling,,PennyStocks,2.0,22.0,16.0,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,Sharpe;MaxDD;TaxCost,In-Person>Chat>Email,true,23:45-07:00,62,68,62,52,CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-09-17,Success,v2.8.4,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1938,Optimizer,236025,2717747,177679,10.0,2,15,UK,Low,NoDerivatives;AccreditedOnly,NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.8,27.8,11.2,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,IRR;MaxDD;Sharpe,App>Phone>Email,true,19:30-08:30,74,113,63,52,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-02-16,Failed,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A1939,Stabilizer,96864,424187,19872,8.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.6,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Chat>In-Person>App>Email>Phone,true,21:30-08:45,61,146,64,63,OpenBanking;Payroll,13,Human,PlanUpdate,2025-03-07,Success,v1.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1940,Optimizer,112317,655695,47065,7.7,2,12,US,Low,,,PennyStocks,1.9,24.4,11.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;Sharpe;IRR,In-Person>App>Phone>Chat,true,19:30-08:30,74,117,82,71,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-08-12,Success,v1.9.1,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A1941,Optimizer,184172,2269873,114521,10.1,1,15,CA,Medium,AccreditedOnly;NoShortSelling,,LeveragedETFs;PennyStocks,1.5,16.8,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,MaxDD;IRR,App>Email>Chat>Phone>In-Person,true,23:45-06:30,53,105,44,40,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-07-03,Success,v1.8.8,PauseWhenVIX>30,Enforce tax budget and position caps
A1942,Optimizer,119179,830127,57670,6.6,4,15,AU,Low,NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.9,19.3,12.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;TaxCost;IRR,Email>In-Person>Chat>Phone,true,21:45-07:15,65,68,59,52,Brokerage;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-07-19,Failed,v1.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A1943,Optimizer,131152,1831925,55530,9.1,2,12,US,Low,AccreditedOnly,,PennyStocks,1.8,23.6,9.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,IRR;Sharpe,In-Person>Phone>Chat>App,true,21:30-06:00,61,111,64,62,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-12-04,Failed,v1.9.2,NoPennyStocks,Enforce tax budget and position caps
A1944,Explorer,68855,738207,18677,13.3,4,10,US,Low,,ESGOnly,PennyStocks,2.0,34.2,13.0,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;MaxDD;IRR,In-Person>Chat>App,true,22:30-06:45,62,84,59,56,OpenBanking;Payroll,3,Human,PlanUpdate,2025-03-13,Success,v1.10.5,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1945,Optimizer,81816,1788289,44913,5.5,4,10,IN,Low,NoShortSelling;NoIlliquids,,PennyStocks,1.7,27.3,9.6,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,MaxDD;TaxCost,In-Person>App>Chat>Email,true,20:30-07:00,65,118,77,69,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-11-16,Partial,v2.10.8,NoIlliquids;NoMargin,Enforce tax budget and position caps
A1946,Preserver,131975,597627,28145,7.8,2,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,10.4,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD,App>Phone>Email,true,22:15-06:45,75,216,84,78,Brokerage;CreditBureau;OpenBanking,14,Human,AlertAcknowledge,2025-02-04,Partial,v2.10.3,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1947,Stabilizer,46659,108144,6741,6.3,4,10,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone,true,19:00-08:45,58,175,65,63,CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-07-30,Success,v1.8.4,NoMargin,Keep expenses buffer ≥ 4 months
A1948,Explorer,93819,455074,16858,12.7,4,10,US,Low,,NoFossilFuel;NoTobacco,,1.7,28.9,16.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;Sharpe,In-Person>App>Email>Chat>Phone,false,21:30-08:30,63,68,66,57,CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-05-01,Success,v2.8.7,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1949,Preserver,67222,704547,40920,5.2,4,10,IN,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>App>Chat,false,19:00-08:00,80,236,72,78,Brokerage;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-01-18,Success,v2.10.5,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1950,Optimizer,84032,793771,53667,4.7,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.9,21.3,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;IRR;Sharpe,Chat>App>Phone,true,22:30-06:30,70,73,60,55,Brokerage;OpenBanking;Payroll,5,Human,PlanUpdate,2025-01-07,Success,v1.9.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A1951,Preserver,31686,292334,15269,5.5,3,10,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>App,true,22:15-07:45,78,154,65,61,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,PlanUpdate,2025-10-25,Failed,v1.10.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1952,Preserver,92741,798134,35596,5.5,2,10,AU,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.5,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Phone>Chat>In-Person>App,false,19:45-06:15,69,168,71,74,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-02-26,Success,v2.9.9,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1953,Optimizer,132533,2127416,65645,7.7,2,15,AU,Medium,AccreditedOnly;NoIlliquids,,Crypto;PennyStocks,1.5,25.3,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Email,true,20:30-06:45,67,119,75,65,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-02-06,Success,v1.9.9,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A1954,Preserver,137424,1911039,105694,6.3,2,15,DE,Medium,NoShortSelling;NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.3,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,Chat>App>Email>In-Person>Phone,true,21:30-06:30,67,130,61,55,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-11-14,Partial,v1.9.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A1955,Builder,119359,-65105,9324,9.2,2,12,US,Low,,NoWeapons;ESGOnly,,1.4,20.0,10.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;MaxDD,Email>App>In-Person,true,22:30-08:00,65,102,62,54,OpenBanking,11,Human,AlertAcknowledge,2025-07-05,Partial,v2.8.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A1956,Stabilizer,39109,189803,16489,7.2,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,5.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,App>Email>In-Person,true,19:30-07:30,63,155,55,57,CreditBureau;OpenBanking;Payroll,17,Human,AlertAcknowledge,2025-10-13,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A1957,Builder,103070,494879,10938,10.6,4,15,DE,Low,NoIlliquids;NoShortSelling,,,1.6,17.8,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,TaxCost;MaxDD;IRR,Phone>App>Chat,true,21:45-08:45,71,73,64,64,CreditBureau;OpenBanking;Payroll,17,None,AlertAcknowledge,2025-01-19,Success,v2.9.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A1958,Stabilizer,60180,215435,15297,4.7,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Chat>App>Email>In-Person,true,20:15-08:00,54,115,60,51,CreditBureau;OpenBanking,13,Human,Rebalance,2025-12-11,Success,v1.8.9,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A1959,Builder,64059,123976,10935,10.1,3,10,US,Low,,,PrivateCredit,1.4,19.0,11.4,Home:3y;Retirement:30y,3,Directive,Deep,MaxDD;IRR;Sharpe,App>Chat>Email>In-Person,true,20:45-08:15,69,122,56,52,CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-08-26,Success,v1.8.1,NoPennyStocks,Prioritize liquidity and down payment savings
A1960,Optimizer,114389,1094924,59553,9.4,2,12,US,High,NoShortSelling,NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.7,24.5,13.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,IRR;MaxDD,App>Chat>Phone,true,23:45-08:30,56,65,46,46,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-10-26,Success,v2.9.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1961,Stabilizer,60548,215553,21342,7.6,2,10,CA,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,5.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Chat>App>Email,false,21:15-08:45,57,130,49,43,CreditBureau;OpenBanking;Payroll,11,None,PlanUpdate,2025-11-14,Partial,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A1962,Stabilizer,50323,253450,8160,6.6,1,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,9.7,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>Chat>In-Person>Email,false,21:00-06:30,60,168,47,42,OpenBanking,11,Human,AlertAcknowledge,2025-09-08,Success,v1.8.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1963,Optimizer,138636,2313084,69529,10.4,1,12,US,Medium,,,PennyStocks,1.5,25.9,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;IRR;MaxDD,In-Person>Chat>App>Email>Phone,true,19:00-08:30,61,88,61,54,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-01-29,Success,v1.8.7,NoMargin,Enforce tax budget and position caps
A1964,Builder,95321,105745,13486,9.1,3,10,DE,Low,NoDerivatives;NoIlliquids,,Crypto;PennyStocks,1.7,22.6,11.8,Home:3y;Retirement:30y,3,Collaborative,Deep,TaxCost;IRR;MaxDD,Phone>In-Person>Chat,false,22:30-07:00,67,88,61,56,CreditBureau;OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-08-27,Success,v1.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1965,Builder,37537,68905,2300,9.5,2,10,US,Low,AccreditedOnly,,Crypto;PennyStocks,1.5,24.3,10.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone,false,22:45-06:15,67,90,52,41,CreditBureau;OpenBanking,19,None,Rebalance,2024-12-29,Success,v1.9.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A1966,Builder,65594,173519,12502,9.6,4,10,US,Medium,NoIlliquids;AccreditedOnly,,PrivateCredit,1.6,20.5,7.2,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;TaxCost,Phone>Chat>App,true,22:30-06:00,64,95,74,68,CreditBureau;OpenBanking,16,Hybrid,Rebalance,2025-04-06,Success,v1.10.4,NoIlliquids,Prioritize liquidity and down payment savings
A1967,Explorer,49858,629601,13160,17.6,1,10,US,Low,,,,2.1,26.6,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,TaxCost;Sharpe,Phone>Email>In-Person>Chat>App,true,21:45-06:00,62,49,73,64,OpenBanking,1,None,AutoTransfer,2025-06-14,Failed,v2.8.4,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1968,Stabilizer,115877,529334,38849,8.2,1,12,US,Low,NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,5.5,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe,App>In-Person>Phone,true,20:00-08:45,65,96,69,65,OpenBanking,15,Hybrid,Rebalance,2025-08-14,Success,v1.8.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1969,Explorer,82628,763506,26457,19.5,2,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.9,29.6,17.0,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,MaxDD;IRR;Sharpe,App>In-Person>Phone,true,23:15-06:15,68,72,63,53,CreditBureau;OpenBanking,4,Human,Rebalance,2025-06-23,Success,v2.10.3,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A1970,Explorer,130472,392955,33389,16.0,4,12,US,Low,,,Crypto;PennyStocks,1.7,34.7,14.2,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,TaxCost;Sharpe;IRR,Email>In-Person>Chat>App,true,22:30-06:15,64,64,63,51,CreditBureau;OpenBanking,1,None,Rebalance,2024-12-26,Success,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A1971,Preserver,53129,260309,21840,4.7,4,10,US,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone,true,20:30-08:15,83,157,69,60,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-02-12,Partial,v2.8.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A1972,Explorer,105386,529681,29417,17.6,3,15,AU,Medium,AccreditedOnly,,PennyStocks,1.8,30.4,12.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,Sharpe;MaxDD;IRR,In-Person>Chat>Phone>App,true,19:00-06:15,65,81,74,67,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-04-05,Success,v2.9.4,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1973,Stabilizer,78301,411306,41869,5.1,3,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.0,8.8,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;TaxCost,In-Person>Email>Phone,true,20:45-07:30,62,123,66,65,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-10-22,Success,v2.9.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1974,Explorer,47747,165393,8185,14.2,4,10,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,PennyStocks,1.7,21.1,16.5,Business:5y;Travel:2y,5,Collaborative,Deep,IRR;TaxCost,Email>In-Person>Chat>Phone,true,22:30-08:30,62,67,65,61,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2024-12-26,Success,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A1975,Preserver,120052,1105989,62413,7.3,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;Sharpe,Chat>Phone>App>Email>In-Person,true,21:45-07:15,71,220,63,55,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-05-03,Failed,v1.8.2,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A1976,Stabilizer,141171,455362,57220,8.1,1,15,IN,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,8.6,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost,App>In-Person>Chat>Email,true,22:00-06:00,59,148,56,54,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-10-11,Failed,v1.9.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A1977,Stabilizer,143478,251274,35199,3.8,4,15,UK,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,13.3,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>In-Person>App,true,23:15-06:45,59,154,52,46,CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-10-02,Partial,v2.9.7,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1978,Preserver,137157,413901,25525,7.1,1,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.7,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>Phone>In-Person>App,true,21:00-06:30,70,126,73,67,Brokerage;OpenBanking,8,Human,PlanUpdate,2024-12-27,Partial,v2.8.5,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1979,Preserver,66393,424580,34344,5.5,3,10,SG,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,5.5,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,Email>Phone>Chat,true,22:30-07:30,74,205,65,56,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-09-18,Partial,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A1980,Stabilizer,83294,411794,28296,6.9,3,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,6.1,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>App>Chat>Email,true,20:45-08:00,64,128,53,43,CreditBureau;OpenBanking;Payroll,18,Hybrid,PlanUpdate,2025-11-29,Failed,v2.9.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1981,Stabilizer,84441,382340,40645,7.3,3,10,US,Medium,NoIlliquids;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.6,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost,Phone>Chat>Email>In-Person>App,true,23:30-07:00,55,144,59,53,OpenBanking;Payroll,18,Human,Rebalance,2025-04-24,Failed,v1.10.7,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A1982,Preserver,162235,3174162,149112,5.5,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.7,6.2,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,Phone>Chat>In-Person>App,true,20:15-06:45,70,161,59,64,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-09-06,Success,v2.9.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1983,Stabilizer,68237,160913,20418,9.2,2,10,AU,Low,NoIlliquids;NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,8.4,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost,In-Person>Chat>Email>App>Phone,false,21:45-07:00,67,170,71,66,OpenBanking;Payroll,8,Hybrid,Rebalance,2024-12-27,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A1984,Preserver,99332,506610,28252,8.2,1,10,AU,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,Email>In-Person>Phone>Chat,true,21:45-08:45,80,122,76,71,Brokerage;OpenBanking,10,None,Rebalance,2025-08-23,Success,v1.8.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A1985,Stabilizer,55577,367884,13041,5.5,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.6,7.1,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Email>Phone,false,19:15-08:15,59,94,64,59,CreditBureau;OpenBanking;Payroll,18,None,AutoTransfer,2025-04-20,Success,v1.8.3,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A1986,Preserver,128957,1044762,43092,3.9,3,12,US,High,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Chat>Email>Phone,false,21:30-07:00,69,205,63,58,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-09-07,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A1987,Explorer,60057,226540,13162,19.2,1,10,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,2.0,27.9,14.4,Business:5y;Travel:2y,5,Concise,Shallow,Sharpe;MaxDD;TaxCost,Email>App>Phone>Chat>In-Person,true,22:15-07:00,68,84,62,57,OpenBanking;Payroll,3,None,PlanUpdate,2025-01-17,Success,v1.10.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A1988,Optimizer,132321,1122386,70617,9.9,4,12,US,Low,,NoFossilFuel,LeveragedETFs;PennyStocks,1.5,25.2,12.6,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>App,true,21:00-08:45,69,117,57,48,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-02-08,Success,v2.8.2,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A1989,Builder,53567,185093,12182,8.1,4,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons;ESGOnly,PennyStocks,1.5,18.1,10.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,IRR;Sharpe,Chat>Phone>In-Person>App,true,23:30-08:30,61,137,61,55,CreditBureau;OpenBanking,14,Human,Rebalance,2025-05-26,Partial,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A1990,Optimizer,123453,1171083,53490,12.6,1,12,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.8,22.7,13.4,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,IRR;Sharpe,Phone>Email>App,false,21:15-08:45,64,89,65,63,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-02-22,Success,v1.9.8,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A1991,Builder,40693,60778,6927,10.1,1,10,US,Low,,,,1.5,15.7,8.9,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;MaxDD;IRR,In-Person>App>Email,false,20:45-06:45,58,66,53,52,CreditBureau;OpenBanking,15,Human,PlanUpdate,2025-08-01,Success,v2.9.3,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A1992,Builder,71139,140214,9485,13.4,2,10,US,Medium,NoShortSelling;NoDerivatives,,LeveragedETFs;PennyStocks,1.4,18.4,8.2,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;Sharpe;IRR,Phone>Email>App>Chat,false,19:00-07:00,60,122,70,60,CreditBureau;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-02-19,Success,v1.10.5,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1993,Builder,50455,59086,6552,8.6,3,10,US,Medium,,NoWeapons,,1.4,15.2,10.0,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;IRR,Phone>In-Person>Chat,true,21:00-06:45,54,83,63,59,CreditBureau;OpenBanking;Payroll,15,Human,AlertAcknowledge,2025-03-13,Success,v2.8.8,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A1994,Stabilizer,98097,708104,21400,7.3,2,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.6,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD,Email>Chat>In-Person>Phone>App,true,21:45-07:00,53,92,43,35,OpenBanking,16,Hybrid,AutoTransfer,2025-08-09,Partial,v2.9.8,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A1995,Builder,151957,173748,8024,11.6,2,15,IN,Low,,NoWeapons;NoFossilFuel,,1.8,19.7,7.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,TaxCost;IRR,In-Person>Chat>Email>Phone,true,23:00-08:45,68,73,64,56,OpenBanking,19,Hybrid,PlanUpdate,2025-09-07,Failed,v2.10.9,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A1996,Optimizer,184029,2943750,155107,8.5,1,12,US,Medium,NoShortSelling;NoDerivatives,ESGOnly,PennyStocks,1.8,23.7,9.7,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;TaxCost,In-Person>Chat>App>Email,true,22:30-06:00,55,87,51,49,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-06-13,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A1997,Builder,39976,192512,4636,14.0,2,10,US,Low,NoDerivatives;NoIlliquids,ESGOnly,,1.6,12.7,7.8,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost,In-Person>App>Phone>Email>Chat,true,23:30-08:30,72,77,79,68,CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-12-23,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A1998,Optimizer,100745,948082,48998,9.6,2,12,US,Low,NoDerivatives;AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.9,23.0,12.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost,In-Person>Email>Phone>App>Chat,true,19:00-07:30,73,98,67,58,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-05-08,Success,v2.9.2,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A1999,Preserver,51850,1006535,43014,4.6,2,10,SG,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,7.9,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>App>Email>In-Person,false,19:00-07:00,70,231,67,66,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-06-10,Success,v2.9.1,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2000,Preserver,99253,749920,44206,3.4,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,7.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,App>Email>In-Person>Chat>Phone,true,22:45-07:00,81,218,80,82,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-08-31,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2001,Stabilizer,34711,282088,14688,6.7,2,10,US,Low,NoIlliquids;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.1,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Phone>App>Email>In-Person,false,20:15-06:45,59,150,54,50,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-02-25,Partial,v2.10.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2002,Builder,38537,119866,5647,7.8,4,10,US,Low,NoShortSelling;NoIlliquids,,,1.4,17.0,7.5,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>App>In-Person>Chat,true,23:30-06:45,66,116,60,50,CreditBureau;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-08-06,Success,v1.8.9,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A2003,Stabilizer,115893,628287,33716,4.4,4,15,AU,Low,NoDerivatives;NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,12.3,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,App>In-Person>Email>Chat,false,23:45-07:15,63,130,51,45,CreditBureau;OpenBanking;Payroll,19,None,AlertAcknowledge,2025-05-07,Success,v2.10.4,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2004,Stabilizer,104991,554031,36917,10.3,1,12,US,Low,NoIlliquids;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.9,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe,In-Person>App>Email>Chat>Phone,false,21:00-08:45,68,129,68,70,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-02-14,Success,v2.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2005,Preserver,53736,211822,14148,7.2,2,10,IN,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,In-Person>App>Email,true,20:45-07:15,81,203,83,74,Brokerage;CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-07-22,Success,v2.8.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2006,Preserver,82538,929846,41719,5.2,2,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,6.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat,true,20:45-06:45,75,130,68,66,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-06-25,Partial,v2.10.3,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A2007,Optimizer,152016,1628750,65911,8.8,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.9,21.8,12.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;TaxCost,Chat>App>Email>Phone>In-Person,true,23:15-07:45,74,103,67,56,Brokerage;CreditBureau;OpenBanking,2,Human,Rebalance,2025-09-24,Success,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2008,Stabilizer,86236,189702,11022,6.2,4,10,US,Medium,NoDerivatives;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.6,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,Email>App>Phone>In-Person>Chat,true,19:00-06:30,52,172,55,53,CreditBureau;OpenBanking,17,Human,PlanUpdate,2025-02-06,Partial,v1.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2009,Builder,31817,86686,3947,9.5,3,10,US,Low,NoDerivatives,,PennyStocks,1.4,20.1,7.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;MaxDD;Sharpe,Chat>In-Person>App>Phone,true,21:00-06:00,65,95,51,44,CreditBureau;OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-09-09,Success,v2.10.9,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A2010,Preserver,109535,1364743,119710,4.6,2,12,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>Email>In-Person>App,true,21:30-08:15,61,175,64,66,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,PlanUpdate,2025-04-23,Success,v1.9.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2011,Preserver,77409,542927,42391,5.5,3,10,US,Medium,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.0,5.3,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone>In-Person>Chat,true,21:30-07:45,75,229,78,71,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-11-22,Success,v2.9.6,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A2012,Builder,113482,394938,30696,9.7,1,15,DE,Low,NoShortSelling;AccreditedOnly,,Crypto,1.8,16.4,7.6,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,App>Phone>Chat>In-Person,true,23:45-07:45,64,85,71,64,CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-02-18,Failed,v1.8.2,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2013,Preserver,91119,703573,63626,4.5,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.5,5.8,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Chat>App>Phone>In-Person,true,20:00-06:00,71,158,76,75,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,PlanUpdate,2025-12-19,Failed,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2014,Stabilizer,85042,362808,27473,5.8,3,10,US,Medium,NoDerivatives;AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,Chat>App>Phone,true,19:00-06:00,59,162,64,67,CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-01-19,Success,v1.8.1,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2015,Builder,63000,257038,10051,12.7,3,10,UK,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.7,20.4,10.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;IRR,Email>App>In-Person,true,20:00-08:00,57,129,54,54,OpenBanking,13,None,PlanUpdate,2025-12-06,Failed,v1.9.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2016,Builder,89312,586047,18038,11.8,4,10,US,Low,NoIlliquids;NoDerivatives,,,1.6,19.4,11.7,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,TaxCost;IRR;Sharpe,Chat>Phone>Email,true,20:30-08:30,65,116,68,68,CreditBureau;OpenBanking,19,Human,Rebalance,2025-09-08,Success,v1.10.8,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A2017,Preserver,72603,503369,29224,4.6,3,10,IN,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe,In-Person>Phone>Chat>Email,true,23:15-07:45,81,177,87,77,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-04-03,Partial,v1.10.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2018,Preserver,128965,1749794,65937,5.1,3,12,US,Medium,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.0,6.6,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;Sharpe,Chat>App>Phone>Email,false,23:30-06:15,72,158,72,67,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-04-06,Success,v1.8.1,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2019,Builder,114009,391074,17216,8.0,3,15,AU,Low,NoIlliquids;AccreditedOnly,,Crypto;PennyStocks,1.7,12.7,9.0,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;MaxDD,Phone>Email>App>In-Person>Chat,true,21:45-07:45,66,110,71,69,OpenBanking,6,None,PlanUpdate,2025-05-12,Success,v1.8.3,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2020,Stabilizer,158092,238874,20124,6.9,2,15,DE,Low,NoIlliquids;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.5,8.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>App>Chat,true,22:15-07:30,64,90,62,59,CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-01-15,Partial,v1.10.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2021,Optimizer,266171,3935075,148124,10.5,3,15,IN,Low,,,PennyStocks,1.9,15.4,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;MaxDD,Email>In-Person>Chat,false,20:30-07:15,76,63,77,77,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-03-13,Partial,v2.8.9,StopLossDisabled,Enforce tax budget and position caps
A2022,Explorer,51986,299392,17768,21.4,2,10,UK,Low,NoIlliquids;NoDerivatives,NoTobacco,PennyStocks;PrivateCredit,2.1,28.5,14.9,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,IRR;TaxCost;MaxDD,Chat>App>Phone>In-Person>Email,false,22:15-07:15,63,74,58,58,CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-12-11,Success,v2.10.3,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A2023,Explorer,85795,372547,14720,22.0,1,10,US,Low,AccreditedOnly;NoIlliquids,,LeveragedETFs;PennyStocks,1.9,34.9,12.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;Sharpe,Chat>App>Email>Phone,true,21:15-06:15,68,82,66,57,CreditBureau;OpenBanking;Payroll,2,None,PlanUpdate,2025-02-09,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2024,Optimizer,180547,2220132,125956,9.7,3,12,US,Low,AccreditedOnly;NoDerivatives,NoWeapons;ESGOnly,PennyStocks,1.5,18.2,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD,App>In-Person>Phone>Chat,true,20:45-08:30,70,104,78,68,Brokerage;OpenBanking;Payroll,7,None,Rebalance,2025-09-19,Partial,v2.10.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A2025,Explorer,86294,181839,5781,20.6,2,10,UK,Medium,AccreditedOnly,,LeveragedETFs;PennyStocks,2.0,24.0,17.4,Business:5y;Travel:2y,5,Collaborative,Deep,Sharpe;TaxCost;IRR,App>In-Person>Email>Chat>Phone,true,23:15-06:00,51,51,50,44,OpenBanking,4,None,AutoTransfer,2025-04-01,Success,v1.9.3,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2026,Optimizer,175736,3107054,129052,8.2,3,12,US,Low,,NoFossilFuel;NoTobacco,PennyStocks,1.5,27.2,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;MaxDD,In-Person>App>Email>Chat>Phone,true,22:15-08:45,72,94,68,57,Brokerage;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-04-11,Success,v1.8.3,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2027,Builder,80079,180497,14572,14.1,1,10,US,Low,NoIlliquids,,,1.4,14.7,7.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,IRR;MaxDD,In-Person>Email>Chat,true,21:15-06:45,63,60,53,42,OpenBanking,13,Hybrid,AlertAcknowledge,2025-09-03,Success,v2.9.8,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A2028,Optimizer,91800,746496,26698,6.3,4,10,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.9,27.6,11.2,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;IRR,Phone>App>In-Person>Email>Chat,true,22:15-06:00,72,110,70,61,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-06-21,Partial,v1.9.5,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A2029,Explorer,72634,400458,24162,17.4,2,10,US,Medium,NoIlliquids;AccreditedOnly,ESGOnly;NoTobacco,Crypto;PrivateCredit,1.7,20.3,12.2,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>Email>App>Chat,true,20:00-06:00,61,86,71,71,CreditBureau;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-01-04,Success,v2.9.7,NoMargin,Allow small experimental sleeve ≤ 3%
A2030,Builder,96863,230885,10762,10.3,2,10,IN,Medium,NoShortSelling;NoIlliquids,,PrivateCredit,1.7,24.0,7.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone>Chat,false,20:15-07:15,55,139,44,37,CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-03-13,Success,v1.9.4,NoPennyStocks,Prioritize liquidity and down payment savings
A2031,Preserver,118734,464699,54245,4.1,4,15,UK,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>App>Phone>Email>In-Person,true,19:00-06:00,80,200,90,90,Brokerage;CreditBureau;OpenBanking,10,Hybrid,Rebalance,2025-07-13,Partial,v2.10.7,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2032,Builder,40402,208250,6520,10.3,2,10,US,Low,AccreditedOnly;NoDerivatives,ESGOnly;NoTobacco,PrivateCredit,1.7,24.1,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;Sharpe,Phone>Chat>In-Person>Email>App,true,19:45-07:00,72,63,62,52,OpenBanking,12,Hybrid,PlanUpdate,2025-07-27,Partial,v2.9.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A2033,Preserver,69491,736266,42982,4.2,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.6,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,App>Phone>Chat>In-Person>Email,false,22:30-06:15,69,133,56,53,Brokerage;OpenBanking,7,Human,Rebalance,2025-12-19,Failed,v1.8.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2034,Stabilizer,61581,376304,25846,7.0,3,10,US,High,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.2,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD,In-Person>App>Phone>Email,true,21:15-07:30,43,168,51,42,OpenBanking;Payroll,16,Human,AlertAcknowledge,2025-11-09,Success,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2035,Builder,60345,115138,8756,9.1,3,10,US,Low,,NoWeapons;NoTobacco,,1.5,16.6,8.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;IRR;MaxDD,Chat>Email>In-Person,true,20:45-07:00,73,101,81,76,OpenBanking,6,None,Rebalance,2025-10-15,Success,v2.9.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2036,Optimizer,130435,1380103,43046,8.9,4,12,US,Low,NoDerivatives,,PennyStocks,1.9,20.1,11.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;IRR;TaxCost,Phone>In-Person>App,false,19:30-08:30,74,101,78,70,Brokerage;CreditBureau;OpenBanking,3,None,Rebalance,2025-11-22,Success,v2.8.5,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A2037,Preserver,66780,965202,28273,6.6,2,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,11.2,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Phone>App>Chat>Email>In-Person,true,23:00-06:15,67,175,76,72,Brokerage;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-09-30,Success,v1.8.8,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A2038,Builder,94630,553052,17891,8.9,2,10,DE,Medium,NoIlliquids,,PennyStocks,1.6,17.7,7.4,Home:3y;Retirement:30y,3,Educational,Medium,IRR;TaxCost,Phone>In-Person>Chat>Email>App,true,20:00-06:45,65,116,73,70,CreditBureau;OpenBanking;Payroll,14,None,Rebalance,2025-07-11,Success,v1.10.8,NoMargin,Prioritize liquidity and down payment savings
A2039,Optimizer,47629,1007378,35419,7.2,4,10,US,Low,NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.8,17.1,13.6,Wealth:10y;Estate:20y,10,Concise,Deep,IRR;MaxDD,App>Email>In-Person>Phone>Chat,true,21:45-07:00,66,97,71,67,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-07-30,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2040,Optimizer,157054,2624297,73577,9.3,4,15,IN,Low,,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.8,21.6,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,Sharpe;TaxCost;IRR,Email>Phone>In-Person>App>Chat,true,19:15-07:15,76,112,68,66,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-10-22,Success,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A2041,Optimizer,155323,1845476,119639,9.5,2,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;PennyStocks,1.6,26.0,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,IRR;TaxCost;MaxDD,Chat>App>Phone,true,21:00-06:45,66,63,60,56,Brokerage;OpenBanking,7,None,PlanUpdate,2025-07-31,Failed,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A2042,Preserver,127725,1356896,80086,4.1,4,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Phone>Chat>Email,true,21:45-06:30,80,232,68,63,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-03-14,Partial,v1.8.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2043,Stabilizer,20168,148391,5600,6.4,3,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost,Email>In-Person>Phone>App,true,23:30-08:00,55,103,61,58,CreditBureau;OpenBanking;Payroll,12,None,AutoTransfer,2024-12-29,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2044,Stabilizer,41494,104235,3954,6.7,2,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.8,6.1,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Chat>Email>In-Person>Phone,true,22:15-07:45,68,115,75,70,OpenBanking;Payroll,17,Human,AlertAcknowledge,2025-06-07,Success,v2.9.4,NoMargin,Keep expenses buffer ≥ 4 months
A2045,Stabilizer,63061,217227,15588,6.8,1,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>App,false,22:15-06:00,59,155,53,52,CreditBureau;OpenBanking,17,Hybrid,Rebalance,2025-09-29,Success,v1.9.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2046,Explorer,71376,519758,15877,20.0,3,10,US,High,,,PennyStocks;PrivateCredit,1.9,25.9,13.2,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,MaxDD;IRR;Sharpe,Email>Chat>App>In-Person,true,19:15-06:45,52,49,40,34,CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-02-28,Partial,v1.9.4,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2047,Optimizer,115763,1288258,42236,6.6,4,15,AU,Low,,,PennyStocks,1.6,16.7,10.4,Wealth:10y;Estate:20y,10,Collaborative,Deep,MaxDD;Sharpe,Chat>Email>In-Person,true,20:00-07:30,63,62,61,51,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-06-10,Success,v2.9.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2048,Preserver,71289,435884,18880,6.8,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.5,6.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Chat>App,true,22:15-08:00,72,169,58,60,Brokerage;OpenBanking,6,None,PlanUpdate,2025-05-17,Partial,v2.9.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2049,Builder,117873,293550,10094,13.0,2,12,US,Low,NoDerivatives,,LeveragedETFs;PrivateCredit,1.4,15.5,9.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;TaxCost;MaxDD,Chat>Email>App>Phone>In-Person,true,22:45-07:45,72,64,77,71,OpenBanking;Payroll,15,Hybrid,PlanUpdate,2025-12-25,Partial,v1.10.3,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A2050,Explorer,76558,231759,20597,18.6,2,10,IN,Low,,,PennyStocks,2.1,29.3,13.7,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;TaxCost,Phone>App>In-Person>Chat>Email,true,23:30-06:30,60,66,56,44,OpenBanking,5,None,AutoTransfer,2025-01-02,Success,v2.8.6,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2051,Explorer,55401,250681,10441,20.9,2,10,US,Low,AccreditedOnly,,Crypto,1.9,21.6,15.8,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,IRR;Sharpe;TaxCost,App>Chat>Phone,true,19:45-06:30,55,63,53,43,OpenBanking;Payroll,5,None,Rebalance,2025-12-23,Success,v2.8.8,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2052,Explorer,42429,152635,6542,21.8,1,10,US,Medium,AccreditedOnly,,,2.1,21.9,15.8,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,MaxDD;IRR;TaxCost,Email>Chat>In-Person>Phone>App,false,23:30-08:00,49,82,55,43,OpenBanking;Payroll,2,Human,AutoTransfer,2025-04-27,Success,v1.8.2,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2053,Builder,68233,211679,11764,14.1,2,10,US,Low,,,,1.4,18.3,12.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;TaxCost,Phone>Chat>In-Person,true,22:00-06:30,62,114,70,67,CreditBureau;OpenBanking,19,Human,AlertAcknowledge,2025-10-31,Success,v1.8.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2054,Builder,116589,264440,23743,7.2,4,12,US,Low,NoShortSelling;NoIlliquids,,,1.7,18.4,8.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;TaxCost,Email>In-Person>Chat,false,20:45-06:15,72,100,64,57,CreditBureau;OpenBanking,20,None,Rebalance,2025-02-25,Success,v2.9.2,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A2055,Optimizer,122711,1885450,96062,12.8,1,12,US,Medium,AccreditedOnly;NoIlliquids,,PennyStocks,1.8,19.5,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,MaxDD;IRR;TaxCost,Phone>Chat>In-Person,false,22:45-07:00,58,76,52,45,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-09-08,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A2056,Optimizer,118655,496875,71490,9.3,1,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.8,22.8,10.5,Wealth:10y;Estate:20y,10,Collaborative,Shallow,IRR;MaxDD,Chat>Email>App>Phone>In-Person,true,21:45-07:45,75,119,73,66,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-11-07,Success,v2.8.9,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A2057,Preserver,101368,1332184,60573,5.5,4,15,UK,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.1,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>App>Phone,false,22:00-08:15,62,136,58,54,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-07-25,Failed,v2.10.4,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A2058,Preserver,103595,767210,94651,7.4,2,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>Phone>In-Person,true,23:45-08:45,76,174,83,87,Brokerage;OpenBanking,6,Human,Rebalance,2025-01-03,Success,v1.8.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2059,Optimizer,107302,1594161,72740,7.2,3,12,US,Low,AccreditedOnly,,PennyStocks,1.7,15.2,10.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>App>In-Person>Phone>Chat,true,23:00-07:45,65,79,70,61,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-11-29,Success,v2.10.1,StopLossDisabled,Enforce tax budget and position caps
A2060,Preserver,66893,887088,47546,6.0,1,10,US,Low,NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.4,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Phone>Email,false,23:15-08:00,72,188,80,78,Brokerage;OpenBanking,11,None,AlertAcknowledge,2025-08-13,Success,v1.10.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2061,Preserver,181971,494014,22647,3.9,4,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,Sharpe;TaxCost,Chat>App>Phone>Email,false,20:30-08:30,82,156,86,88,Brokerage;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-02-14,Success,v2.9.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2062,Preserver,127388,1391370,118313,5.5,2,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,17.2,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>App>In-Person>Phone,true,23:45-08:30,75,228,73,75,Brokerage;OpenBanking,9,None,Rebalance,2025-05-02,Success,v2.8.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2063,Preserver,230234,1755537,104977,4.3,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.9,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>App>Phone>In-Person>Email,false,20:30-08:00,76,155,81,76,Brokerage;OpenBanking,10,Human,PlanUpdate,2025-05-26,Success,v2.10.4,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2064,Builder,82776,96399,3842,14.4,2,10,US,Medium,NoIlliquids;NoDerivatives,,,1.4,23.5,8.8,Home:3y;Retirement:30y,3,Directive,Deep,MaxDD;IRR,Chat>Email>Phone>App>In-Person,true,21:45-06:45,61,121,57,52,OpenBanking,8,Human,AutoTransfer,2025-05-29,Success,v2.9.4,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2065,Preserver,89992,546899,68007,7.7,2,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>Email>App,true,19:45-06:00,72,146,58,47,Brokerage;OpenBanking;Payroll,9,Human,AutoTransfer,2025-09-11,Partial,v1.8.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2066,Builder,43233,184228,6620,11.6,3,10,CA,Low,,,,1.4,17.4,11.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;IRR,Phone>Email>Chat>App>In-Person,false,22:45-08:45,62,83,47,45,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-03-15,Failed,v2.9.5,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2067,Preserver,86508,704512,81764,4.5,3,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>App>In-Person>Phone>Email,false,22:30-08:15,75,191,84,74,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-04-05,Failed,v2.8.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2068,Stabilizer,45060,167939,24268,7.7,3,10,UK,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>Phone,true,19:00-06:00,58,152,59,52,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-09-12,Success,v2.10.7,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2069,Preserver,228464,2247609,151064,5.3,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.2,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD,Chat>Email>In-Person>App>Phone,true,20:00-08:15,71,155,70,62,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,PlanUpdate,2025-09-12,Failed,v1.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2070,Preserver,98045,469648,47773,5.8,2,10,US,Low,NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.5,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>Chat>Email>App,true,20:45-06:00,72,214,69,67,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-09-26,Failed,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A2071,Preserver,135188,426053,12940,7.3,1,12,US,Low,NoDerivatives;AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,11.8,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe,In-Person>Email>Phone,false,21:15-07:45,83,223,91,92,Brokerage;CreditBureau;OpenBanking,11,Hybrid,Rebalance,2025-07-06,Success,v2.8.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2072,Optimizer,195044,2431639,150491,8.9,4,12,US,Low,,NoFossilFuel,Crypto;PennyStocks,1.9,15.4,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,Sharpe;IRR,Phone>Chat>App,true,22:30-06:15,75,89,66,56,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-12-01,Success,v2.9.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2073,Builder,107625,235727,29968,10.8,4,12,US,Low,AccreditedOnly,,Crypto,1.6,13.1,10.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;TaxCost,Email>App>Chat>In-Person,false,21:30-06:45,67,116,67,64,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-05-20,Success,v2.8.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2074,Builder,208259,778897,32015,9.9,3,12,US,Medium,,,,1.6,14.2,10.7,Home:3y;Retirement:30y,3,Directive,Medium,IRR;TaxCost,Chat>Email>Phone>App,true,20:15-08:45,67,125,70,59,OpenBanking;Payroll,7,Human,Rebalance,2025-09-25,Partial,v2.10.2,StopLossDisabled,Prioritize liquidity and down payment savings
A2075,Optimizer,114954,1319952,49440,6.8,4,12,US,Low,,,PennyStocks;PrivateCredit,1.5,23.0,11.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;IRR;MaxDD,Chat>Phone>In-Person>Email>App,false,20:30-08:00,61,108,57,50,Brokerage;OpenBanking;Payroll,2,Human,PlanUpdate,2025-07-29,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2076,Explorer,60971,135775,6457,16.8,1,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto,2.0,28.8,15.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;MaxDD;IRR,Chat>In-Person>App,false,19:15-08:30,59,54,66,66,CreditBureau;OpenBanking,4,None,AutoTransfer,2025-09-18,Success,v2.9.3,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2077,Builder,71254,211368,13469,6.6,4,10,US,Low,NoDerivatives,NoTobacco,,1.5,24.5,10.3,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,In-Person>Phone>Chat>App>Email,true,19:15-08:45,63,123,59,49,CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-06-09,Partial,v2.8.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A2078,Stabilizer,100146,300566,37861,8.4,2,12,US,Medium,NoIlliquids;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,Chat>App>Phone,false,23:45-06:30,62,147,69,58,OpenBanking,9,Human,PlanUpdate,2025-02-23,Success,v1.10.9,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2079,Optimizer,131852,1620918,70059,12.6,1,15,SG,Low,,,PennyStocks;PrivateCredit,1.6,19.7,11.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,Sharpe;IRR;MaxDD,Email>Phone>In-Person,false,21:45-06:30,68,95,69,57,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-06-27,Success,v2.10.4,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2080,Builder,58630,229344,6488,9.7,3,10,UK,Low,,NoWeapons,,1.6,16.1,7.1,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,TaxCost;IRR;Sharpe,Chat>Phone>In-Person>App,false,20:15-07:45,61,109,69,59,CreditBureau;OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-05-31,Success,v2.8.3,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A2081,Builder,47945,87264,6778,12.1,2,10,US,Low,,,,1.8,21.2,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;MaxDD;IRR,Chat>Phone>App>Email>In-Person,false,21:30-07:00,58,71,46,42,CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-04-08,Success,v1.10.8,StopLossDisabled,Prioritize liquidity and down payment savings
A2082,Builder,46702,129359,9588,12.2,3,10,IN,Low,,,PrivateCredit,1.6,24.2,11.1,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,IRR;MaxDD,Email>App>Phone,true,19:30-08:30,68,98,69,66,OpenBanking;Payroll,19,None,PlanUpdate,2025-07-28,Success,v2.10.2,NoIlliquids,Prioritize liquidity and down payment savings
A2083,Preserver,109950,331054,48070,7.3,1,15,UK,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email,true,23:15-07:15,71,126,73,74,Brokerage;OpenBanking;Payroll,5,Human,AutoTransfer,2025-07-17,Success,v1.10.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2084,Builder,42213,69694,8479,12.4,1,10,US,Low,,NoFossilFuel;ESGOnly,,1.6,21.5,9.4,Home:3y;Retirement:30y,3,Directive,Shallow,TaxCost;IRR;Sharpe,In-Person>Chat>App>Phone>Email,false,22:00-07:30,73,102,82,70,OpenBanking,10,Human,PlanUpdate,2025-02-02,Success,v1.8.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A2085,Optimizer,48678,528883,18101,5.4,4,10,US,Low,,,PennyStocks,1.9,17.0,12.9,Wealth:10y;Estate:20y,10,Collaborative,Shallow,IRR;TaxCost,In-Person>Email>App,false,22:30-08:15,69,114,64,57,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-03-11,Success,v1.9.1,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A2086,Optimizer,127723,1330913,75028,6.6,4,15,AU,Low,AccreditedOnly,,PennyStocks,1.8,18.3,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;Sharpe;IRR,Phone>In-Person>Email>App,true,22:30-07:30,61,109,59,59,Brokerage;OpenBanking;Payroll,4,Human,PlanUpdate,2025-12-16,Success,v2.10.7,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A2087,Optimizer,215629,3021230,77517,8.4,4,12,US,Low,,,PennyStocks,1.4,24.9,10.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,IRR;TaxCost,In-Person>App>Chat,false,19:45-08:15,66,115,71,59,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-07-25,Success,v1.8.9,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2088,Preserver,128633,1182045,96540,4.3,4,12,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.5,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Email>Phone>Chat,true,22:00-06:45,68,213,72,71,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-10-30,Partial,v2.10.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2089,Preserver,98011,548801,29712,7.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Chat>App>In-Person>Email>Phone,true,22:45-06:00,77,238,73,75,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-11-10,Success,v2.9.9,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2090,Optimizer,147487,3072711,94904,10.2,1,12,US,High,NoIlliquids;NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.7,19.7,11.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost,In-Person>App>Phone>Chat>Email,true,19:15-07:15,52,116,64,56,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-08-21,Success,v2.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2091,Stabilizer,36614,255894,16526,9.2,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.5,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,Phone>Chat>In-Person,false,19:15-08:45,59,149,68,67,CreditBureau;OpenBanking;Payroll,18,Human,AlertAcknowledge,2025-07-23,Success,v1.9.5,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A2092,Optimizer,85406,1166112,44895,9.5,4,10,US,Medium,,,Crypto;PennyStocks,1.6,15.8,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;MaxDD,Email>App>Phone>Chat,true,22:30-06:30,65,78,62,50,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-10-20,Success,v1.8.5,LimitOrderOnly,Enforce tax budget and position caps
A2093,Explorer,140804,1077319,48300,16.1,4,12,US,Low,NoShortSelling;NoDerivatives,NoWeapons;ESGOnly,,1.9,26.5,15.7,Business:5y;Travel:2y,5,Collaborative,Medium,MaxDD;IRR;TaxCost,App>Phone>Chat>Email>In-Person,false,22:15-06:00,60,55,65,54,OpenBanking,3,Human,AlertAcknowledge,2025-11-15,Success,v1.8.7,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2094,Explorer,112741,604392,22410,12.8,4,12,US,Low,,,,1.8,31.3,13.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;Sharpe,Chat>Email>Phone,false,23:45-08:00,56,66,67,67,OpenBanking,4,None,PlanUpdate,2025-07-19,Partial,v2.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2095,Stabilizer,54238,181365,8531,10.3,1,10,US,Medium,NoShortSelling;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Chat,true,22:30-08:00,61,100,62,56,CreditBureau;OpenBanking;Payroll,16,Human,AlertAcknowledge,2025-10-08,Success,v1.8.5,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2096,Preserver,199132,1819474,174754,5.1,4,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,App>In-Person>Phone,true,19:15-07:30,73,147,62,53,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-07-18,Success,v1.10.2,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2097,Explorer,47903,254392,9979,19.7,4,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly,,1.8,28.4,14.5,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;TaxCost,In-Person>App>Chat>Phone>Email,true,23:15-08:00,64,69,64,61,CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-11-16,Success,v1.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A2098,Stabilizer,51754,268493,19871,8.6,2,10,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.3,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>Email>App,false,23:45-08:45,48,133,52,46,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-02-03,Success,v2.8.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2099,Builder,132079,574294,13185,7.5,4,15,AU,Low,,,,1.6,15.8,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;IRR,Email>Chat>App,true,20:45-07:00,58,86,66,63,OpenBanking,8,Hybrid,Rebalance,2025-11-03,Success,v2.10.9,NoMargin,Prioritize liquidity and down payment savings
A2100,Preserver,166557,1013137,98711,5.7,3,12,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,14.7,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Email>In-Person>App>Chat,false,22:15-08:15,80,223,75,70,Brokerage;OpenBanking,11,None,AlertAcknowledge,2025-10-22,Failed,v1.9.7,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2101,Explorer,50774,181608,13085,17.5,2,10,SG,Low,NoShortSelling;NoIlliquids,NoFossilFuel;NoWeapons,,1.9,33.4,15.0,Business:5y;Travel:2y,5,Collaborative,Deep,TaxCost;IRR,App>Phone>Chat,true,19:45-07:30,62,54,67,55,OpenBanking,4,Hybrid,AutoTransfer,2025-01-18,Success,v1.10.8,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2102,Stabilizer,71638,547152,34501,4.0,4,10,CA,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person,false,22:45-06:30,61,141,51,51,CreditBureau;OpenBanking;Payroll,13,Human,AutoTransfer,2025-03-17,Success,v2.8.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A2103,Preserver,86104,889064,60186,5.6,2,10,AU,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.5,7.4,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,Phone>App>Email>Chat>In-Person,false,19:30-08:00,75,147,83,87,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-10-20,Partial,v2.9.8,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A2104,Stabilizer,90376,576532,40213,8.6,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,5.3,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>Email>Phone>In-Person,false,22:00-08:45,68,130,69,66,OpenBanking;Payroll,7,Human,PlanUpdate,2025-12-01,Success,v2.9.2,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2105,Explorer,133963,407729,19984,18.1,4,12,US,Low,,ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,2.0,32.1,14.3,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;IRR;TaxCost,Phone>Email>App>Chat,false,22:45-08:45,57,74,67,61,CreditBureau;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-09-15,Success,v1.9.7,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2106,Explorer,84075,459276,28486,14.0,3,10,US,Low,,,Crypto;PennyStocks,1.7,33.7,13.2,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;Sharpe;MaxDD,Chat>In-Person>Phone>App>Email,false,22:00-08:30,57,47,52,52,OpenBanking,7,None,Rebalance,2025-11-08,Success,v1.10.4,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2107,Builder,62864,162923,7643,9.0,2,10,US,Medium,NoIlliquids,,,1.6,19.5,8.9,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,IRR;TaxCost,Email>Phone>In-Person>App>Chat,true,23:00-06:45,57,78,61,57,OpenBanking,19,None,Rebalance,2025-09-23,Success,v2.9.9,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A2108,Builder,36104,104703,5893,9.6,3,10,IN,Medium,,ESGOnly;NoWeapons,,1.8,13.9,8.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;MaxDD,Phone>Chat>Email>In-Person>App,false,23:30-06:00,50,78,36,31,OpenBanking,10,Human,Rebalance,2025-09-11,Success,v2.9.1,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A2109,Optimizer,177900,1201102,74188,7.5,3,12,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.6,25.3,12.7,Wealth:10y;Estate:20y,10,Concise,Shallow,Sharpe;MaxDD;IRR,Phone>App>In-Person>Email,true,21:45-06:00,70,116,71,66,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-01-22,Partial,v1.9.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2110,Explorer,38164,161013,11761,15.2,4,10,US,Medium,,NoWeapons,LeveragedETFs,1.6,32.9,14.9,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,TaxCost;Sharpe,In-Person>Phone>Email>Chat>App,true,19:00-06:15,52,48,56,49,CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-11-11,Success,v2.10.2,NoIlliquids,Allow small experimental sleeve ≤ 3%
A2111,Stabilizer,67602,337062,40794,6.7,1,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.7,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>App>Phone,true,20:15-07:45,47,148,35,29,OpenBanking,18,Hybrid,AlertAcknowledge,2025-03-03,Success,v1.9.8,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2112,Optimizer,194681,2316553,158902,9.5,1,15,AU,Low,NoDerivatives,,PennyStocks,1.7,24.0,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;MaxDD,Chat>App>Phone>In-Person,true,19:00-07:30,76,61,66,59,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-06-01,Success,v2.10.3,NoPennyStocks,Enforce tax budget and position caps
A2113,Preserver,136556,1112935,105873,6.8,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.0,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone,true,22:00-08:00,64,168,64,56,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-02-01,Partial,v1.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2114,Optimizer,183387,3412097,101201,8.8,3,12,US,Low,,NoFossilFuel,LeveragedETFs;PennyStocks,1.5,26.4,9.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,Sharpe;IRR;TaxCost,Email>App>In-Person,false,23:00-08:45,73,69,86,79,Brokerage;OpenBanking;Payroll,3,None,PlanUpdate,2025-04-17,Success,v1.8.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2115,Explorer,90627,572261,37946,12.3,4,10,US,Low,,,Crypto;PennyStocks,1.9,33.2,16.3,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,MaxDD;IRR;TaxCost,App>Phone>In-Person,true,19:00-07:00,69,78,67,59,OpenBanking,5,None,Rebalance,2025-11-02,Partial,v2.10.5,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A2116,Optimizer,129693,899650,84430,7.6,3,12,US,Low,,,LeveragedETFs;PennyStocks,1.6,24.4,13.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;Sharpe,Chat>Phone>Email>In-Person,true,20:00-08:45,74,72,86,76,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-01-13,Success,v2.9.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2117,Builder,75808,108979,6339,8.9,4,10,AU,Low,NoShortSelling;NoIlliquids,,PrivateCredit,1.4,23.9,10.3,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,App>Email>Chat,false,20:30-08:15,63,139,70,61,CreditBureau;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-06-26,Partial,v1.9.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2118,Optimizer,126251,853803,46913,9.3,3,12,US,Low,,ESGOnly,PennyStocks,1.5,20.4,11.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,MaxDD;TaxCost,Email>Chat>Phone>In-Person>App,false,20:00-08:15,69,86,66,61,Brokerage;CreditBureau;OpenBanking,1,None,Rebalance,2025-12-03,Failed,v2.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2119,Builder,82220,220897,14717,11.1,4,10,US,Low,NoIlliquids,,PrivateCredit,1.4,23.0,11.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;MaxDD,Email>Chat>Phone,false,19:15-07:00,57,67,52,47,OpenBanking,15,Human,AlertAcknowledge,2025-09-12,Failed,v1.10.6,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2120,Stabilizer,91564,210003,11397,4.0,4,10,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.4,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,Chat>In-Person>Email>Phone>App,true,21:15-06:00,56,140,43,42,CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-07-12,Success,v2.10.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2121,Preserver,104123,1167996,69569,7.3,2,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>App>Chat,true,19:45-07:00,67,120,61,65,Brokerage;OpenBanking,5,None,Rebalance,2025-10-29,Success,v1.9.6,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2122,Optimizer,155890,1644124,57320,10.1,2,15,IN,Medium,NoDerivatives,,PennyStocks,1.7,23.0,9.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;IRR,Phone>App>In-Person>Chat>Email,true,22:00-07:30,68,110,76,67,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-01-22,Success,v2.9.3,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2123,Preserver,75062,1256584,68398,7.2,2,10,CA,Low,NoShortSelling;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,Email>In-Person>Phone>App,true,23:30-06:15,71,187,75,74,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,AutoTransfer,2025-03-12,Failed,v1.10.8,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2124,Preserver,87309,1044790,48999,6.8,1,10,DE,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,10.8,6.1,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,In-Person>Email>Chat,true,22:45-07:15,69,221,78,73,Brokerage;OpenBanking;Payroll,8,Human,AutoTransfer,2025-01-17,Success,v2.10.1,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2125,Stabilizer,80564,159646,15470,7.2,1,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>App,true,22:45-08:00,57,129,43,43,OpenBanking,9,Hybrid,AlertAcknowledge,2025-05-06,Success,v2.8.5,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2126,Preserver,213076,1183573,137263,4.0,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Chat>App>In-Person>Email,true,21:45-06:45,77,120,72,72,Brokerage;CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-02-17,Success,v2.8.6,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2127,Preserver,121978,1434266,89533,7.9,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>Email>In-Person>App>Chat,true,21:30-06:45,78,163,73,70,Brokerage;OpenBanking,9,Human,AutoTransfer,2025-06-18,Success,v2.8.7,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2128,Optimizer,112716,1386557,65278,8.5,2,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.6,19.5,12.0,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;IRR;MaxDD,Chat>App>In-Person,true,19:45-08:45,71,88,79,73,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,Rebalance,2025-01-25,Success,v1.9.1,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2129,Stabilizer,66669,577745,22678,7.2,1,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat,false,21:00-07:30,52,126,51,47,CreditBureau;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-01-30,Success,v1.10.7,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2130,Builder,92491,169026,8937,11.5,2,10,US,Low,,NoWeapons,,1.4,15.7,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;MaxDD;IRR,Phone>Chat>App,false,19:15-08:30,71,70,64,58,OpenBanking,19,None,PlanUpdate,2025-04-29,Success,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A2131,Preserver,94949,293405,40093,5.9,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,12.2,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>Phone,true,22:45-06:15,73,216,62,67,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,Rebalance,2025-06-23,Success,v1.9.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2132,Stabilizer,95578,484085,31269,5.6,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe,Email>In-Person>App,false,19:00-08:30,60,148,64,64,CreditBureau;OpenBanking,19,None,AutoTransfer,2025-05-23,Partial,v2.9.9,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2133,Preserver,121132,806851,54541,4.5,4,15,DE,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,6.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>Email>App>Phone,true,22:30-08:30,75,154,84,86,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-12-17,Partial,v1.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2134,Preserver,59968,301746,20141,6.2,1,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,8.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe,Email>Chat>App>Phone>In-Person,true,23:30-07:00,74,225,80,76,Brokerage;OpenBanking,7,Human,Rebalance,2025-07-16,Partial,v2.10.7,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2135,Preserver,119266,757486,58894,7.9,1,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>In-Person>Chat>Phone>App,true,23:00-07:15,83,162,91,93,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,AutoTransfer,2025-12-18,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2136,Builder,81595,536647,8604,12.5,3,10,US,Low,AccreditedOnly;NoIlliquids,,,1.6,17.1,9.8,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;IRR,App>Phone>Chat>In-Person>Email,true,20:30-07:15,72,125,71,67,OpenBanking,19,Hybrid,Rebalance,2025-06-10,Success,v2.9.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A2137,Builder,94702,202373,11660,9.6,1,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.8,22.5,10.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;Sharpe;MaxDD,Phone>Email>App>Chat,true,19:00-08:15,73,91,65,65,CreditBureau;OpenBanking;Payroll,20,Human,AlertAcknowledge,2025-10-03,Success,v2.8.5,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2138,Stabilizer,51453,166834,21411,10.2,1,10,UK,High,AccreditedOnly;NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.0,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Email>Chat>Phone>App,true,22:15-08:30,54,95,40,44,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-05-30,Partial,v2.8.6,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A2139,Optimizer,208366,1381182,90989,8.1,4,12,US,Medium,,,PennyStocks,1.7,17.3,13.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,TaxCost;MaxDD;Sharpe,Phone>Email>App>In-Person>Chat,true,19:30-06:45,56,89,49,47,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-06-29,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2140,Optimizer,110924,1008558,56353,9.1,4,12,US,Low,,,PennyStocks,1.9,23.6,12.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>Phone>Chat>Email,true,23:30-06:30,70,64,72,64,Brokerage;CreditBureau;OpenBanking,2,Human,Rebalance,2025-03-27,Success,v1.8.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2141,Optimizer,325831,4818212,174689,8.4,4,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.5,27.9,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;MaxDD,Phone>Chat>App>In-Person>Email,true,20:45-06:45,70,85,71,71,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-04-27,Success,v1.9.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2142,Optimizer,289588,2075191,156481,9.1,2,12,US,Medium,NoIlliquids;NoDerivatives,,PennyStocks,1.5,20.9,11.2,Wealth:10y;Estate:20y,10,Concise,Shallow,MaxDD;TaxCost;IRR,In-Person>Chat>Email,true,21:30-07:30,58,67,55,48,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-07-20,Success,v2.8.9,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A2143,Builder,50330,181963,4147,12.9,1,10,US,Medium,,NoFossilFuel;ESGOnly,,1.4,21.1,7.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,Sharpe;IRR,Phone>In-Person>Email>App,true,23:30-08:45,54,93,45,42,CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-07-18,Success,v2.9.9,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2144,Preserver,57085,605272,25960,6.1,2,10,US,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,17.7,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Email>Phone>Chat>In-Person>App,false,21:45-07:30,68,237,57,58,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-04-30,Success,v1.9.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2145,Preserver,130469,1046401,65138,6.9,1,15,UK,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.9,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe,Chat>Email>Phone>In-Person>App,false,20:00-07:45,76,172,70,71,Brokerage;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-10-30,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2146,Explorer,45753,254429,19153,18.3,1,10,US,High,,NoWeapons,Crypto,1.9,25.9,17.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Chat>In-Person>Phone,false,21:00-06:00,48,78,42,40,OpenBanking;Payroll,6,None,PlanUpdate,2025-04-01,Partial,v2.10.7,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A2147,Stabilizer,118415,315418,13836,5.9,2,12,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>In-Person>Email,true,22:30-06:30,57,161,61,56,CreditBureau;OpenBanking;Payroll,9,Human,AutoTransfer,2025-12-13,Failed,v2.10.7,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2148,Preserver,122020,919499,28318,7.4,2,15,UK,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.2,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email>Chat>App,true,21:45-07:30,67,157,53,54,Brokerage;OpenBanking;Payroll,11,None,PlanUpdate,2025-01-19,Success,v2.10.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2149,Preserver,55191,557556,20374,6.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Phone>Email>Chat>In-Person,false,20:30-08:45,74,204,78,75,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-08-17,Success,v2.9.2,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2150,Builder,94082,160798,11053,8.9,4,10,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.6,24.0,10.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,IRR;TaxCost;MaxDD,Chat>Phone>App>Email>In-Person,false,19:45-06:15,60,106,62,55,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-12-14,Success,v1.10.1,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A2151,Optimizer,129136,671306,89314,6.8,3,15,AU,Low,,,PennyStocks,1.4,18.6,13.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;MaxDD;Sharpe,In-Person>Phone>Email>Chat>App,true,21:00-08:00,66,95,76,74,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2025-02-05,Success,v2.10.3,LimitOrderOnly,Enforce tax budget and position caps
A2152,Optimizer,148161,3173268,82170,8.7,3,15,IN,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel;NoTobacco,PennyStocks,1.5,19.1,9.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;IRR;MaxDD,Email>Phone>In-Person,false,22:30-07:45,58,105,58,53,Brokerage;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-12-22,Partial,v2.10.1,PauseWhenVIX>30,Enforce tax budget and position caps
A2153,Stabilizer,138704,527056,43971,8.7,1,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Email>In-Person>Phone>App,true,23:45-08:30,54,180,63,55,CreditBureau;OpenBanking;Payroll,13,None,AutoTransfer,2025-07-13,Success,v1.10.8,NoMargin,Keep expenses buffer ≥ 4 months
A2154,Optimizer,112988,2214418,50304,8.9,2,12,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel,PennyStocks,1.6,26.0,11.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR,App>Email>Phone>In-Person,true,20:00-08:00,63,62,63,56,Brokerage;CreditBureau;OpenBanking,7,None,PlanUpdate,2025-10-07,Success,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A2155,Stabilizer,100545,610288,33874,4.9,3,15,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.1,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,App>Chat>Email>Phone>In-Person,false,21:15-08:00,58,144,52,48,CreditBureau;OpenBanking,19,Human,Rebalance,2025-11-26,Partial,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2156,Optimizer,89393,734688,31701,11.5,1,10,US,Low,,NoFossilFuel,Crypto;PennyStocks,1.6,27.6,11.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;IRR;Sharpe,Chat>App>Email,true,21:45-07:45,62,80,66,58,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-09-25,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A2157,Explorer,51112,134331,11109,22.4,2,10,US,Medium,,,LeveragedETFs;PennyStocks,1.9,21.2,13.0,Business:5y;Travel:2y,5,Educational,Medium,TaxCost;IRR;MaxDD,Chat>Phone>In-Person,true,19:30-07:45,49,59,40,33,CreditBureau;OpenBanking,3,Human,Rebalance,2025-01-20,Partial,v2.9.8,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2158,Optimizer,108112,1881982,45458,8.8,1,15,DE,High,,,LeveragedETFs;PennyStocks,1.7,24.0,10.5,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,TaxCost;Sharpe,In-Person>Chat>Email>App>Phone,true,20:30-06:15,63,102,68,57,Brokerage;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-01-11,Success,v2.8.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2159,Builder,50052,65874,4942,14.1,2,10,US,Low,,,,1.5,12.6,8.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;TaxCost,Email>In-Person>Phone>Chat>App,true,19:30-07:30,67,150,74,70,CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-09-05,Success,v2.9.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2160,Builder,85437,437574,9839,13.3,2,10,US,High,NoDerivatives;AccreditedOnly,NoFossilFuel;NoWeapons,,1.6,19.5,10.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person>Phone>App,true,20:45-08:30,54,115,51,46,OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-09-12,Partial,v2.10.7,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2161,Preserver,58140,379516,43345,5.0,3,10,US,Low,NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.7,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe,Chat>Phone>In-Person>Email,true,19:00-07:30,74,156,79,78,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,AutoTransfer,2025-01-14,Success,v2.9.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2162,Stabilizer,103612,438854,26046,6.7,4,15,IN,High,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.9,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD,App>Email>Phone>Chat>In-Person,true,21:15-06:00,42,163,46,39,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-10-27,Partial,v1.9.9,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2163,Preserver,72793,1111046,42776,6.1,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone>App,true,20:45-06:15,69,195,77,68,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-04-01,Success,v2.8.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2164,Builder,78430,448243,17476,8.4,3,10,US,Medium,,,,1.7,23.4,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;IRR,In-Person>App>Email>Phone,false,19:00-07:15,58,76,43,41,OpenBanking;Payroll,16,Hybrid,AlertAcknowledge,2025-10-06,Failed,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A2165,Builder,38779,206071,7444,13.1,2,10,US,Medium,NoShortSelling,ESGOnly,Crypto;PennyStocks,1.7,18.8,7.4,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;IRR,Chat>Phone>In-Person>Email,true,22:30-07:15,67,89,75,75,OpenBanking;Payroll,13,None,AlertAcknowledge,2025-02-15,Success,v1.10.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2166,Preserver,119502,930633,72835,9.0,1,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.7,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Email>Chat>App>In-Person,true,22:00-06:00,81,169,69,70,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-04-30,Failed,v2.8.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2167,Preserver,152299,660600,25160,7.7,1,15,CA,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,5.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,App>Phone>In-Person>Email,true,20:15-06:30,79,171,66,58,Brokerage;OpenBanking,11,Human,Rebalance,2025-01-27,Success,v2.9.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2168,Optimizer,121162,589396,50205,8.5,3,12,US,High,,NoFossilFuel;ESGOnly,PennyStocks,1.7,24.5,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Phone,true,22:30-06:15,63,120,68,56,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,Rebalance,2025-08-20,Success,v2.8.9,NoIlliquids,Enforce tax budget and position caps
A2169,Builder,132840,206417,21285,8.8,3,12,US,Low,,,,1.7,22.1,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;Sharpe,App>In-Person>Email>Phone,true,22:00-06:15,58,86,64,52,CreditBureau;OpenBanking,16,None,Rebalance,2025-02-26,Success,v2.8.1,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A2170,Preserver,93343,585010,86497,4.5,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Email>App>Chat>Phone,true,23:45-07:15,65,234,69,74,Brokerage;OpenBanking,6,None,Rebalance,2025-07-18,Success,v2.8.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2171,Explorer,79627,476954,19057,19.5,3,10,US,Low,,NoTobacco,PennyStocks,1.9,27.8,12.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;TaxCost,Phone>Chat>App>Email,true,23:00-06:30,58,84,71,65,CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-06-12,Success,v1.8.8,NoMargin,Allow small experimental sleeve ≤ 3%
A2172,Explorer,43631,222455,6086,16.9,3,10,US,Low,,,LeveragedETFs;PrivateCredit,1.7,28.2,17.4,Business:5y;Travel:2y,5,Educational,Shallow,TaxCost;MaxDD,App>Chat>In-Person,true,20:45-07:45,64,67,55,48,OpenBanking,1,None,AlertAcknowledge,2025-01-26,Success,v2.8.8,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2173,Stabilizer,87916,253331,33101,5.8,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person,false,20:30-07:00,55,135,50,40,CreditBureau;OpenBanking,20,Hybrid,AutoTransfer,2025-12-08,Success,v2.8.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A2174,Preserver,78648,714876,47794,5.9,3,10,DE,High,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.0,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>App>Chat,false,21:15-06:00,70,192,75,68,Brokerage;OpenBanking,13,None,AutoTransfer,2025-09-07,Success,v2.8.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2175,Optimizer,84103,605769,41284,6.8,3,10,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,PennyStocks,1.8,16.4,13.1,Wealth:10y;Estate:20y,10,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person,false,21:00-07:00,63,103,73,67,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-12-09,Failed,v2.10.2,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A2176,Stabilizer,142008,725963,57568,8.0,2,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,7.9,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>App>In-Person>Phone,true,23:45-07:00,60,177,49,46,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-02-20,Partial,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A2177,Preserver,59391,219842,27010,4.1,4,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,In-Person>Phone>Chat,true,23:45-08:30,66,198,70,70,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-10-16,Partial,v2.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2178,Builder,62840,246729,16257,11.0,2,10,US,Low,NoDerivatives,,PrivateCredit,1.4,24.3,9.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,Sharpe;TaxCost;MaxDD,Phone>Chat>App,true,19:30-08:00,68,103,55,47,CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-04-06,Success,v2.10.4,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2179,Optimizer,172197,2625662,78267,10.6,2,12,US,Medium,NoShortSelling,,PennyStocks,1.5,16.9,11.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,IRR;Sharpe;MaxDD,In-Person>Phone>Chat,false,23:30-06:45,59,95,52,46,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-09-11,Partial,v2.9.5,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A2180,Builder,73521,200813,7364,11.1,4,10,US,Low,,NoWeapons,PennyStocks,1.4,17.2,7.2,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;IRR,Email>App>In-Person>Chat,false,20:00-07:30,69,126,66,63,CreditBureau;OpenBanking;Payroll,15,None,PlanUpdate,2025-08-17,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2181,Explorer,28816,274358,8264,17.8,4,10,US,Low,,,,1.8,21.6,13.5,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,IRR;TaxCost;Sharpe,Chat>App>Phone>In-Person,true,22:45-07:00,67,66,64,57,OpenBanking;Payroll,5,Hybrid,Rebalance,2025-01-08,Success,v2.10.3,NoMargin,Allow small experimental sleeve ≤ 3%
A2182,Stabilizer,94243,540360,24391,3.3,4,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,7.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>App>Phone>In-Person>Chat,false,23:30-08:45,53,165,53,44,CreditBureau;OpenBanking;Payroll,13,Human,AutoTransfer,2025-10-16,Success,v2.8.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2183,Preserver,56863,370124,36926,6.7,2,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.7,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Chat>In-Person>Email>Phone>App,true,19:15-08:00,72,147,66,68,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-02-04,Partial,v1.10.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2184,Preserver,82677,244184,8824,6.9,1,10,IN,High,NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.7,6.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>Chat>In-Person>App,true,23:30-06:00,70,197,73,69,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,PlanUpdate,2025-11-22,Partial,v1.10.9,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A2185,Optimizer,106710,1280870,88736,11.2,2,15,IN,Low,,,PennyStocks,1.8,26.2,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;TaxCost;IRR,Phone>App>Email>In-Person>Chat,true,23:45-07:15,67,103,68,60,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-12-16,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A2186,Optimizer,28000,773743,24115,7.5,4,10,US,Low,,,PennyStocks,1.7,21.5,13.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;TaxCost;MaxDD,Email>In-Person>Chat>Phone,false,22:15-06:45,68,67,81,79,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-10-24,Success,v2.9.6,PauseWhenVIX>30,Enforce tax budget and position caps
A2187,Optimizer,114353,778768,27098,5.6,4,12,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.6,17.6,12.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;TaxCost,Email>Phone>Chat>App,true,22:30-06:00,71,93,72,72,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-05-02,Success,v2.9.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2188,Preserver,128843,1152466,78708,6.1,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;TaxCost,Phone>App>Email,true,22:45-08:15,66,155,66,69,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-02-05,Success,v1.9.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2189,Stabilizer,68088,145228,10065,6.6,2,10,US,Low,NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,In-Person>Chat>App,true,23:00-06:45,60,121,55,57,OpenBanking,6,Hybrid,AutoTransfer,2025-11-04,Success,v1.10.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2190,Stabilizer,79036,201804,21343,3.4,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD,App>Email>Phone>In-Person,false,21:45-07:15,68,122,75,74,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-07-14,Partial,v1.8.3,NoMargin,Keep expenses buffer ≥ 4 months
A2191,Builder,183102,194210,12908,13.3,2,12,US,High,NoShortSelling,NoTobacco;NoWeapons,,1.4,14.4,9.0,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;IRR;TaxCost,Chat>In-Person>Email,false,21:45-06:30,52,130,38,28,OpenBanking,19,Hybrid,AutoTransfer,2025-01-03,Partial,v1.9.4,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A2192,Preserver,154844,1646612,152380,6.2,2,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>App,false,22:15-07:15,74,223,66,62,Brokerage;CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-11-08,Failed,v1.8.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2193,Preserver,101088,581113,56352,6.9,2,15,UK,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,14.2,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD,App>Chat>Phone,false,22:45-07:30,78,179,78,76,Brokerage;OpenBanking;Payroll,13,None,PlanUpdate,2025-09-16,Failed,v2.9.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2194,Preserver,277840,1424441,128820,7.0,1,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost,In-Person>Email>App>Chat,true,20:30-08:00,82,160,81,78,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-05-09,Success,v1.8.6,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2195,Preserver,76531,530447,56082,5.2,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>In-Person,true,21:15-07:15,82,223,74,71,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-12-13,Success,v1.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2196,Optimizer,156347,1323287,50798,9.4,1,12,US,Low,,,PennyStocks,1.4,24.8,13.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR;MaxDD,Email>Chat>App,true,20:15-06:30,74,71,75,73,Brokerage;CreditBureau;OpenBanking,2,None,Rebalance,2025-06-22,Partial,v1.8.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2197,Optimizer,54813,996726,44690,6.3,3,10,CA,Low,NoIlliquids,NoFossilFuel;NoTobacco,PennyStocks,1.8,21.4,13.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR;TaxCost,In-Person>Phone>Email,true,21:15-06:00,60,68,64,55,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-03-29,Success,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A2198,Explorer,79161,484188,27901,16.9,4,10,US,Low,,,PennyStocks,1.8,31.8,14.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,Sharpe;TaxCost;MaxDD,In-Person>App>Phone>Email>Chat,true,22:15-07:45,70,69,62,60,CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-11-21,Success,v2.10.5,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A2199,Stabilizer,69787,349795,26597,8.8,2,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Chat,true,23:45-07:00,55,161,58,51,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-03-14,Partial,v2.10.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2200,Preserver,101145,906610,91414,4.2,4,15,UK,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.2,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>App>Phone>Email>Chat,false,22:30-08:30,65,157,57,50,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-01-20,Success,v2.8.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2201,Builder,78175,90716,9159,11.5,4,10,DE,Low,NoDerivatives,,,1.4,23.2,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;IRR;MaxDD,In-Person>Chat>Phone>App,true,21:45-06:00,59,110,56,50,CreditBureau;OpenBanking,19,Human,Rebalance,2025-02-28,Success,v2.9.6,NoPennyStocks,Prioritize liquidity and down payment savings
A2202,Builder,75056,368409,13169,10.0,4,10,US,Medium,,NoWeapons;NoTobacco,,1.7,13.4,11.4,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;TaxCost,Email>Chat>In-Person>Phone,true,20:45-06:30,63,102,55,47,OpenBanking,16,None,PlanUpdate,2025-09-16,Partial,v2.9.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2203,Preserver,64276,882611,55532,5.2,3,10,CA,Medium,NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat>App,true,20:30-06:45,69,221,69,66,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-09-09,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2204,Optimizer,99541,1576519,55649,6.9,4,10,DE,Low,NoShortSelling,NoWeapons,PennyStocks,1.6,21.7,13.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;Sharpe,Email>App>Chat>In-Person,true,21:45-08:15,72,110,65,59,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-07-22,Success,v2.9.7,NoPennyStocks,Enforce tax budget and position caps
A2205,Preserver,98955,734168,72350,6.6,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,5.5,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe,In-Person>Email>App>Phone>Chat,true,22:30-08:30,83,153,85,83,Brokerage;CreditBureau;OpenBanking,13,None,PlanUpdate,2025-08-09,Partial,v2.10.8,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2206,Builder,34782,50884,2620,10.6,4,10,US,Low,NoIlliquids,NoWeapons;NoFossilFuel,Crypto,1.5,17.2,9.3,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;TaxCost,In-Person>Phone>Chat>App,true,19:30-08:45,64,93,70,61,CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-10-21,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A2207,Builder,94954,-60421,5659,8.0,4,10,US,Medium,,NoFossilFuel,Crypto,1.5,19.1,8.3,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,MaxDD;IRR;TaxCost,Email>In-Person>Chat,false,22:15-07:15,65,143,73,64,CreditBureau;OpenBanking;Payroll,12,None,Rebalance,2025-04-22,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A2208,Explorer,154399,644755,29291,16.8,3,12,US,Low,NoDerivatives,,LeveragedETFs;PrivateCredit,1.8,23.4,13.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>Phone>In-Person>Chat,true,20:00-08:45,67,51,79,72,OpenBanking,7,Human,AutoTransfer,2025-09-14,Success,v1.8.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A2209,Optimizer,140332,1660408,61939,8.6,2,15,UK,Medium,,,PennyStocks,1.6,20.2,10.8,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;Sharpe,Phone>Email>App,false,23:30-08:45,70,75,74,74,Brokerage;CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-01-18,Partial,v2.8.6,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2210,Builder,52183,146028,6016,10.8,2,10,US,Low,,NoTobacco,PennyStocks;PrivateCredit,1.7,14.9,7.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;MaxDD,Email>Chat>App,true,23:30-06:15,64,67,69,66,CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-06-03,Partial,v2.10.7,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A2211,Builder,23485,63499,6213,12.3,2,10,US,Low,NoDerivatives;NoIlliquids,NoWeapons,LeveragedETFs;PrivateCredit,1.8,12.4,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>App>Email,true,21:00-08:45,70,141,56,55,OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-02-04,Partial,v1.9.9,NoPennyStocks,Prioritize liquidity and down payment savings
A2212,Builder,33375,76489,2463,8.6,3,10,CA,Medium,AccreditedOnly;NoIlliquids,NoTobacco;NoFossilFuel,,1.5,23.2,8.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;Sharpe;MaxDD,Chat>App>Phone>In-Person>Email,true,20:00-08:30,63,146,52,47,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-09-21,Success,v2.10.6,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2213,Stabilizer,84328,308701,13395,5.1,3,10,US,High,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.8,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Email>In-Person>Phone>Chat>App,true,21:15-06:45,56,126,45,39,OpenBanking,10,None,AlertAcknowledge,2025-04-15,Success,v2.10.5,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2214,Preserver,163566,541366,21739,6.0,1,12,US,Medium,AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.1,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,App>Email>Phone>Chat>In-Person,false,21:00-06:45,72,154,66,68,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-09-30,Success,v1.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2215,Stabilizer,66673,306123,12300,6.5,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.5,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,App>Phone>Email>Chat>In-Person,true,20:00-08:15,58,135,48,40,OpenBanking,7,None,Rebalance,2025-05-07,Success,v1.10.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2216,Optimizer,57318,853938,22704,8.2,4,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco;ESGOnly,PennyStocks,1.9,24.8,12.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;Sharpe,Email>In-Person>App>Phone,false,19:30-07:45,75,114,74,62,Brokerage;OpenBanking,2,None,AlertAcknowledge,2025-07-31,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A2217,Stabilizer,50724,227766,13475,5.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,6.8,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Chat>Email>Phone>App,false,22:00-06:30,68,149,70,69,OpenBanking,19,Hybrid,Rebalance,2025-02-12,Partial,v2.9.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A2218,Optimizer,90570,410550,43376,10.7,3,10,US,Low,NoShortSelling,ESGOnly,PennyStocks,1.7,20.2,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,Sharpe;IRR,Phone>Email>Chat,true,19:45-07:45,74,71,73,68,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-02-13,Success,v1.9.6,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A2219,Explorer,27732,201157,7643,20.4,4,10,US,Low,,,Crypto;PrivateCredit,1.6,24.5,13.2,Business:5y;Travel:2y,5,Directive,Medium,MaxDD;Sharpe;IRR,Phone>App>Email>Chat>In-Person,false,20:00-08:00,62,58,49,42,OpenBanking,4,None,Rebalance,2025-09-08,Failed,v2.8.9,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2220,Optimizer,103230,1077046,45134,6.2,4,12,US,Low,,NoTobacco,PennyStocks,1.5,17.2,12.8,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR,Chat>Email>In-Person>App,false,21:45-07:45,65,85,71,69,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-05-31,Partial,v2.8.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2221,Optimizer,188375,2905941,125895,5.8,4,15,CA,Medium,NoShortSelling,,PennyStocks,1.7,18.0,10.7,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;Sharpe;IRR,Email>Phone>In-Person,false,22:00-08:00,64,90,61,61,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-04-05,Success,v2.10.5,PauseWhenVIX>30,Enforce tax budget and position caps
A2222,Optimizer,52005,481799,26069,12.1,1,10,US,Medium,NoDerivatives,NoFossilFuel,PennyStocks,1.7,25.5,13.8,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;Sharpe,In-Person>Email>App,true,19:45-08:30,72,106,71,69,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-07-13,Success,v2.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A2223,Preserver,78916,603613,48044,4.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.4,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>Chat>App,true,23:15-08:00,67,219,69,66,Brokerage;CreditBureau;OpenBanking,14,None,PlanUpdate,2025-03-13,Partial,v2.9.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2224,Stabilizer,31250,171176,15191,4.6,3,10,IN,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,7.2,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;MaxDD,App>In-Person>Phone,false,19:00-06:45,63,180,73,77,CreditBureau;OpenBanking;Payroll,20,Hybrid,Rebalance,2025-08-18,Success,v2.9.7,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A2225,Explorer,45769,663668,17755,19.2,3,10,US,Low,NoIlliquids,,PennyStocks,1.8,33.4,15.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;IRR,In-Person>App>Chat,false,19:15-08:15,56,46,52,50,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-01-03,Success,v2.8.9,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2226,Preserver,93039,1358205,89892,3.9,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,8.3,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,Phone>Chat>App,false,20:15-06:45,79,202,65,61,Brokerage;CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-10-26,Success,v1.8.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2227,Stabilizer,112297,460921,34923,9.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.2,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>App>In-Person>Phone,true,20:30-06:15,60,143,69,69,OpenBanking,17,None,AutoTransfer,2025-11-28,Success,v2.10.9,NoMargin,Keep expenses buffer ≥ 4 months
A2228,Builder,81232,92129,10691,15.0,1,10,US,Low,NoDerivatives;NoIlliquids,,,1.6,12.7,11.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Chat>Phone,true,23:30-06:45,71,121,74,64,CreditBureau;OpenBanking,13,None,PlanUpdate,2025-05-23,Success,v1.10.4,StopLossDisabled,Prioritize liquidity and down payment savings
A2229,Stabilizer,44486,125740,9464,9.7,1,10,CA,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.4,8.7,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>Email,true,20:30-06:45,59,135,68,63,OpenBanking,13,None,AlertAcknowledge,2025-07-17,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2230,Stabilizer,76074,133469,18558,7.8,3,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,In-Person>Email>Phone>Chat,false,23:15-06:00,52,158,49,45,CreditBureau;OpenBanking,15,None,AutoTransfer,2025-07-09,Success,v2.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2231,Preserver,86372,317720,19923,4.7,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.4,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,Email>In-Person>Chat>Phone>App,true,21:30-07:45,79,217,85,82,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-05-18,Success,v1.10.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2232,Stabilizer,72736,364755,16780,5.2,4,10,US,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe,Phone>App>In-Person>Email,true,23:15-06:30,57,121,58,53,CreditBureau;OpenBanking,19,Human,AlertAcknowledge,2025-03-15,Success,v1.8.9,NoMargin,Keep expenses buffer ≥ 4 months
A2233,Explorer,60489,434392,15672,18.1,3,10,US,Low,NoDerivatives,,,1.6,21.7,17.3,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,IRR;TaxCost,Chat>Email>Phone,true,22:15-08:45,64,64,55,51,CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-11-20,Success,v2.8.4,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2234,Optimizer,141024,1583392,45794,8.6,4,15,IN,Low,NoDerivatives,,PennyStocks;PrivateCredit,1.8,24.8,10.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>Chat>Phone,true,21:00-08:30,76,115,85,81,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-05-16,Partial,v2.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A2235,Preserver,106132,788533,67649,8.4,1,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>Chat,true,20:30-06:15,72,196,66,66,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-04-05,Success,v2.9.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2236,Explorer,97723,777660,35534,15.6,1,10,US,Low,,NoWeapons;NoTobacco,LeveragedETFs,1.9,22.7,15.0,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,IRR;MaxDD;TaxCost,In-Person>Chat>Phone>Email>App,true,22:15-07:00,66,83,73,70,OpenBanking,4,None,AutoTransfer,2024-12-29,Success,v2.9.4,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2237,Explorer,69735,431227,17632,14.6,3,10,US,Low,,,Crypto;PennyStocks,1.8,26.7,17.8,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;TaxCost;MaxDD,Chat>App>In-Person>Email>Phone,false,20:45-07:45,70,61,63,63,CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-04-04,Partial,v1.10.1,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A2238,Preserver,194069,1076504,67904,6.2,2,12,US,High,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.5,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>App>In-Person>Phone,true,20:30-08:45,66,154,69,67,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-07-02,Partial,v1.9.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2239,Builder,83587,220241,21388,11.4,1,10,CA,Low,AccreditedOnly,,PennyStocks,1.7,23.9,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;MaxDD,Chat>In-Person>Phone>Email,true,19:00-06:00,61,80,54,48,CreditBureau;OpenBanking,16,Human,Rebalance,2025-01-27,Success,v2.9.4,NoPennyStocks,Prioritize liquidity and down payment savings
A2240,Optimizer,252497,4993326,153996,8.0,4,15,UK,Low,,,PennyStocks,1.7,27.3,10.2,Wealth:10y;Estate:20y,10,Concise,Shallow,MaxDD;IRR;Sharpe,App>Chat>Email,true,21:45-07:00,70,118,84,72,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-04-04,Success,v2.8.3,NoIlliquids,Enforce tax budget and position caps
A2241,Preserver,131676,650967,87541,6.4,3,12,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,10.9,6.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,App>In-Person>Phone>Chat,true,22:45-08:30,66,233,57,55,Brokerage;OpenBanking,9,Hybrid,AlertAcknowledge,2025-12-18,Success,v2.9.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2242,Optimizer,86129,1109984,29873,8.1,4,10,UK,Low,,,PennyStocks,1.9,26.6,10.7,Wealth:10y;Estate:20y,10,Directive,Deep,IRR;MaxDD;Sharpe,In-Person>Phone>Chat>Email,false,22:30-07:15,61,96,68,68,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-12-11,Partial,v2.9.8,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A2243,Optimizer,224461,1358741,92252,6.5,3,12,US,Low,,,PennyStocks,1.5,22.3,9.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;IRR;MaxDD,Phone>App>Email,true,20:30-07:45,68,97,79,78,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-03-11,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A2244,Builder,112744,-28410,1187,13.3,2,12,US,Low,NoIlliquids,,PennyStocks,1.6,15.7,10.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;Sharpe;MaxDD,Phone>Email>In-Person,true,23:00-08:30,67,129,53,53,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-02-04,Success,v1.10.7,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A2245,Builder,18170,48848,1672,10.7,1,10,IN,Medium,NoShortSelling,,PrivateCredit,1.7,23.7,8.7,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;TaxCost,In-Person>Phone>Email,true,20:15-08:15,52,143,57,54,OpenBanking,10,None,Rebalance,2025-08-14,Failed,v1.9.7,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2246,Explorer,51699,204990,6704,23.1,1,10,US,Low,,,Crypto;PennyStocks,1.8,30.6,14.2,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,IRR;TaxCost;MaxDD,App>Email>Phone>In-Person,true,23:30-06:45,63,47,74,69,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-02-19,Success,v2.9.5,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2247,Preserver,175800,1199442,142986,4.7,3,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat>Phone,true,23:15-07:30,83,229,74,63,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-08-26,Success,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2248,Builder,106348,441193,11045,9.4,4,12,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,LeveragedETFs,1.7,12.2,10.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;TaxCost;IRR,Email>Chat>Phone>In-Person>App,true,21:15-08:45,73,136,60,49,CreditBureau;OpenBanking;Payroll,10,None,AlertAcknowledge,2025-04-27,Failed,v1.9.7,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A2249,Optimizer,58092,458875,14793,7.9,4,10,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.7,17.8,14.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe;IRR,Email>Phone>In-Person,true,22:00-07:30,63,108,64,57,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-07-13,Success,v1.8.4,NoPennyStocks,Enforce tax budget and position caps
A2250,Preserver,139177,1060646,81686,4.9,2,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>In-Person>Phone,true,22:00-07:30,71,155,79,77,Brokerage;OpenBanking,8,None,AlertAcknowledge,2025-11-30,Partial,v1.9.8,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A2251,Optimizer,285962,5285238,174710,7.1,4,12,US,High,NoShortSelling,,PennyStocks,1.5,22.1,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;Sharpe,In-Person>Chat>App>Phone>Email,false,23:00-08:15,55,89,69,61,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,AutoTransfer,2025-01-16,Partial,v2.10.4,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2252,Optimizer,163300,818769,29046,9.9,3,12,US,Medium,,,PennyStocks,1.6,21.7,13.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;IRR;TaxCost,Phone>Chat>App,true,23:30-06:15,52,119,57,45,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-04-22,Success,v1.8.2,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A2253,Builder,34059,128417,7820,11.7,3,10,CA,Low,,NoWeapons;ESGOnly,,1.7,13.0,7.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;MaxDD;IRR,In-Person>App>Chat>Email>Phone,true,20:15-08:15,72,81,82,71,OpenBanking,8,Human,PlanUpdate,2025-11-21,Success,v1.10.3,NoMargin,Prioritize liquidity and down payment savings
A2254,Stabilizer,52617,221852,21595,7.2,3,10,US,Medium,NoIlliquids;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Phone,true,19:30-08:30,62,119,62,60,CreditBureau;OpenBanking,16,None,AlertAcknowledge,2025-04-18,Success,v2.10.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2255,Preserver,115867,1385303,85296,5.9,3,12,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.6,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Phone>App>Chat,true,23:15-08:00,66,208,63,57,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,Rebalance,2025-05-15,Success,v2.10.5,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2256,Explorer,60054,200800,13487,18.0,3,10,US,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;ESGOnly,PennyStocks,1.8,30.8,14.1,Business:5y;Travel:2y,5,Directive,Medium,IRR;MaxDD,App>Phone>In-Person>Chat>Email,true,19:45-07:00,67,86,57,45,OpenBanking;Payroll,1,None,AutoTransfer,2025-03-19,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A2257,Optimizer,228394,1603106,83944,11.6,1,12,US,Low,AccreditedOnly,,PennyStocks,1.9,25.3,13.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost,Phone>App>Chat>In-Person,true,23:00-08:30,73,68,83,79,Brokerage;CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-08-19,Success,v1.8.2,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A2258,Builder,91955,140505,9019,8.5,4,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;PennyStocks,1.6,22.8,8.7,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;IRR;TaxCost,Phone>In-Person>Chat>Email,true,19:00-06:30,57,96,61,60,OpenBanking,18,None,AlertAcknowledge,2025-03-21,Success,v2.10.3,StopLossDisabled,Prioritize liquidity and down payment savings
A2259,Builder,160080,74164,6977,13.5,2,12,US,Low,AccreditedOnly;NoShortSelling,,,1.4,15.9,7.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,App>In-Person>Email>Chat>Phone,true,23:30-06:30,67,86,75,73,CreditBureau;OpenBanking,17,Human,Rebalance,2025-08-08,Partial,v1.8.5,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2260,Optimizer,200848,2598238,156092,9.3,1,12,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.6,18.7,12.1,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;MaxDD,Phone>App>In-Person>Email>Chat,false,19:30-07:00,69,65,71,65,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-02-21,Success,v1.8.1,NoMargin,Enforce tax budget and position caps
A2261,Builder,84850,169115,5865,10.3,4,10,US,Low,,,Crypto,1.7,13.9,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;Sharpe;IRR,App>Phone>In-Person>Email,false,23:00-06:15,64,92,63,53,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-11-21,Partial,v1.8.7,NoIlliquids,Prioritize liquidity and down payment savings
A2262,Preserver,87052,470963,69472,4.2,4,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Email,true,21:15-07:00,74,140,74,71,Brokerage;CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-01-02,Success,v2.9.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2263,Stabilizer,131909,213485,29399,7.2,2,12,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,7.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>Phone>Chat>App,true,20:15-08:15,67,94,53,52,OpenBanking,13,Human,Rebalance,2025-09-19,Success,v1.9.9,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2264,Explorer,66335,433998,25814,18.3,4,10,US,Medium,NoDerivatives,,LeveragedETFs;PennyStocks,2.1,24.8,13.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Phone>Email>Chat,true,20:00-07:00,56,52,50,44,OpenBanking;Payroll,2,None,AlertAcknowledge,2025-09-04,Success,v1.10.7,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2265,Preserver,65489,178728,6818,4.0,3,10,US,High,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,6.2,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Email>In-Person>App,true,22:45-06:30,70,185,76,77,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-07-14,Success,v2.8.3,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2266,Builder,67621,70691,2553,13.3,2,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs,1.5,24.7,9.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Chat>Email>Phone,true,22:45-08:15,64,96,64,54,CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-02-10,Success,v2.8.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2267,Preserver,95154,911193,50218,4.5,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,App>Phone>In-Person,true,21:45-06:45,81,222,83,77,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-01-10,Partial,v2.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2268,Optimizer,73367,1106517,37801,7.8,3,10,US,Medium,,NoTobacco,PennyStocks,1.5,15.2,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,IRR;Sharpe;MaxDD,In-Person>Email>Phone>Chat>App,true,22:30-07:15,63,91,61,55,Brokerage;OpenBanking,2,Hybrid,AlertAcknowledge,2025-01-14,Success,v1.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2269,Optimizer,182393,1380407,161983,12.8,1,12,US,Low,,,Crypto;PennyStocks,1.7,26.9,10.4,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;TaxCost;IRR,App>Chat>In-Person>Email,true,20:45-06:00,69,60,62,62,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-08-12,Partial,v1.9.1,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A2270,Explorer,62119,745584,9115,14.4,2,10,DE,Medium,,,Crypto;PennyStocks,2.1,31.7,15.5,Business:5y;Travel:2y;Education:6y,5,Directive,Deep,TaxCost;MaxDD;IRR,Email>App>In-Person>Phone,false,19:00-08:45,62,52,51,44,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-05-07,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2271,Optimizer,146942,2119793,73156,8.7,1,12,US,Medium,NoIlliquids;NoDerivatives,NoWeapons;NoTobacco,PennyStocks,1.7,24.5,12.8,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;TaxCost,Phone>Chat>App,true,23:15-06:15,57,81,61,52,Brokerage;OpenBanking;Payroll,1,Hybrid,PlanUpdate,2025-06-28,Success,v1.10.6,NoPennyStocks,Enforce tax budget and position caps
A2272,Stabilizer,52681,292871,23607,7.9,1,10,IN,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,16.7,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Phone>In-Person>App>Chat>Email,true,23:30-06:30,65,122,73,79,OpenBanking;Payroll,11,None,AlertAcknowledge,2025-04-11,Success,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2273,Builder,61445,87948,6671,9.9,1,10,CA,Low,AccreditedOnly,,,1.8,24.7,9.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;Sharpe;MaxDD,App>Chat>Email,true,19:15-07:00,65,97,54,50,CreditBureau;OpenBanking;Payroll,17,None,AutoTransfer,2025-06-26,Success,v2.8.1,StopLossDisabled,Prioritize liquidity and down payment savings
A2274,Explorer,93755,60709,7917,13.3,4,10,IN,Low,,NoWeapons,PennyStocks,1.7,33.2,12.3,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;TaxCost,Email>Phone>In-Person,false,21:30-06:30,66,70,69,61,OpenBanking,4,Hybrid,AutoTransfer,2025-03-07,Success,v1.8.3,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2275,Stabilizer,65928,109444,11528,7.3,1,10,US,Low,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.1,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,App>In-Person>Chat,false,22:00-07:45,55,133,63,60,CreditBureau;OpenBanking;Payroll,5,Human,PlanUpdate,2025-05-21,Success,v1.10.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2276,Optimizer,100441,831348,73663,10.6,1,15,IN,Low,NoDerivatives,NoWeapons,PennyStocks,1.7,16.3,11.0,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD;IRR,Phone>App>Chat>Email,true,23:00-07:00,60,88,52,48,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-03-20,Success,v2.8.9,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A2277,Builder,176829,570104,26745,12.7,2,12,US,Low,,,Crypto;PrivateCredit,1.5,12.3,11.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;IRR;TaxCost,In-Person>Phone>App>Chat,true,20:45-07:15,58,119,43,36,OpenBanking,19,Hybrid,Rebalance,2025-08-28,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2278,Preserver,112025,895352,98586,6.9,1,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,Email>Phone>Chat>App,true,21:15-06:15,63,178,73,71,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-05-09,Success,v2.9.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2279,Preserver,132365,1017357,91126,5.7,4,12,US,Medium,AccreditedOnly;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Phone>Email>App,true,21:45-07:00,70,162,67,67,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-06-01,Partial,v2.8.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2280,Builder,92578,54852,2949,9.1,4,10,US,High,,NoWeapons;ESGOnly,,1.7,16.4,9.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;TaxCost;Sharpe,App>Email>Chat>Phone>In-Person,false,20:00-08:45,51,108,55,50,OpenBanking,19,None,PlanUpdate,2025-06-28,Success,v2.8.7,NoMargin,Prioritize liquidity and down payment savings
A2281,Preserver,102619,678055,20994,8.5,1,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;TaxCost,Chat>Email>App>Phone>In-Person,true,19:30-06:45,72,178,61,57,Brokerage;OpenBanking;Payroll,3,None,AutoTransfer,2025-08-17,Success,v1.8.1,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2282,Stabilizer,91272,194252,20150,4.3,4,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.4,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Email>Phone>Chat>In-Person,true,21:15-06:45,54,175,49,47,OpenBanking;Payroll,8,Human,AlertAcknowledge,2025-08-04,Success,v1.8.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2283,Preserver,66889,492888,52967,6.9,1,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe,Chat>Phone>Email>In-Person,false,21:00-08:15,80,150,88,84,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-03-15,Success,v1.10.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2284,Stabilizer,134355,875111,65453,6.8,2,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe,Chat>Email>In-Person>Phone,true,23:45-07:45,61,161,48,43,CreditBureau;OpenBanking,11,Human,Rebalance,2025-12-07,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2285,Preserver,162556,713091,28108,6.2,3,15,IN,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email>App>Phone,true,20:45-08:45,66,184,66,69,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-06-06,Failed,v2.9.3,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2286,Builder,72084,133011,6223,10.1,1,10,SG,Low,,ESGOnly;NoTobacco,,1.7,19.3,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;Sharpe,Phone>App>In-Person>Chat>Email,true,20:15-06:15,69,91,59,55,OpenBanking,5,None,Rebalance,2025-09-08,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2287,Preserver,98967,960375,47100,7.5,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.9,5.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost,Chat>In-Person>App>Phone,true,20:00-07:30,75,166,65,62,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-10-24,Success,v2.9.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2288,Explorer,37879,357899,12559,22.7,1,10,UK,Medium,,,PennyStocks,1.9,27.4,13.5,Business:5y;Travel:2y,5,Collaborative,Shallow,MaxDD;Sharpe,Chat>Phone>App>In-Person,true,19:00-06:30,50,66,36,32,CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-01-19,Success,v2.9.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2289,Builder,105154,416457,13783,12.1,3,15,CA,Low,NoDerivatives,,,1.8,18.2,11.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR;TaxCost,Phone>Chat>In-Person>Email,true,19:00-07:00,73,71,68,63,CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-11-21,Failed,v1.9.7,NoMargin,Prioritize liquidity and down payment savings
A2290,Preserver,89141,400466,45461,4.6,4,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.4,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,Chat>In-Person>Phone>App>Email,true,20:15-07:30,69,228,74,72,Brokerage;OpenBanking,9,None,Rebalance,2025-04-22,Failed,v2.9.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2291,Optimizer,163551,2639291,115721,9.8,1,15,CA,Medium,NoShortSelling;AccreditedOnly,NoFossilFuel;NoWeapons,PennyStocks,1.7,22.8,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,Sharpe;TaxCost,Email>App>Phone,true,22:45-08:45,68,64,68,60,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-04-13,Success,v1.10.6,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A2292,Builder,34603,-15203,1525,11.1,3,10,US,Low,AccreditedOnly,,,1.6,18.8,10.9,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD,Chat>App>Email>In-Person,false,22:15-08:30,73,60,75,75,OpenBanking;Payroll,13,Human,PlanUpdate,2025-10-08,Success,v1.8.3,NoPennyStocks,Prioritize liquidity and down payment savings
A2293,Explorer,87917,355226,19641,15.7,3,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel,PennyStocks,2.0,31.4,15.9,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;TaxCost,Email>In-Person>App,true,20:45-06:45,64,65,72,72,OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-10-17,Success,v1.8.2,NoIlliquids,Allow small experimental sleeve ≤ 3%
A2294,Stabilizer,67940,246812,18519,6.0,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,5.5,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email>App,true,22:15-06:30,63,117,67,60,OpenBanking,12,Hybrid,Rebalance,2025-02-09,Partial,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2295,Explorer,66526,615315,33162,13.2,3,10,UK,Low,NoIlliquids;NoShortSelling,,PrivateCredit,1.8,25.1,13.9,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,TaxCost;Sharpe,Phone>Email>App,false,22:00-06:15,55,60,42,35,OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-03-10,Partial,v1.9.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A2296,Stabilizer,40316,217262,18879,5.1,4,10,US,Medium,NoShortSelling;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,Email>Chat>App,true,23:45-06:45,51,163,42,44,OpenBanking,5,Human,Rebalance,2025-01-23,Partial,v1.10.7,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2297,Optimizer,169317,1802880,116548,12.1,1,12,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.9,22.5,9.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Email,false,20:15-07:30,62,91,66,65,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-01-17,Success,v2.8.6,NoMargin,Enforce tax budget and position caps
A2298,Preserver,77264,530919,70115,4.2,4,10,DE,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.6,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>Chat>In-Person>Email,false,19:45-06:30,54,229,62,60,Brokerage;CreditBureau;OpenBanking,13,None,AutoTransfer,2025-06-27,Success,v2.10.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2299,Preserver,96876,1011860,39839,5.3,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.7,5.3,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Chat>In-Person>Email>App,true,21:30-07:00,80,126,75,75,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-05-12,Success,v1.8.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2300,Builder,95023,159943,9933,10.1,4,10,US,Low,,,LeveragedETFs,1.6,17.0,11.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;MaxDD,Chat>App>In-Person,false,21:00-06:30,63,86,50,50,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-04-29,Success,v1.10.3,StopLossDisabled,Prioritize liquidity and down payment savings
A2301,Builder,63668,346935,9016,11.3,2,10,US,Low,,NoFossilFuel,,1.6,17.7,7.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;Sharpe,In-Person>Email>App,false,20:45-08:45,69,73,57,53,OpenBanking;Payroll,19,None,PlanUpdate,2025-03-03,Partial,v1.10.9,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A2302,Explorer,161750,740542,27452,16.2,3,15,DE,Low,,NoWeapons,,1.7,31.2,14.5,Business:5y;Travel:2y,5,Educational,Medium,IRR;MaxDD;TaxCost,Email>In-Person>Chat,true,23:30-07:00,59,65,50,50,OpenBanking,6,Hybrid,AlertAcknowledge,2025-03-19,Failed,v2.8.3,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A2303,Explorer,44158,199196,10078,20.1,1,10,US,Medium,NoIlliquids,,PennyStocks;PrivateCredit,1.7,26.6,17.1,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;IRR,Chat>Email>Phone,true,23:15-08:00,55,61,53,48,OpenBanking;Payroll,7,None,AutoTransfer,2025-01-11,Success,v2.10.4,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2304,Explorer,73733,554628,12679,17.9,4,10,US,Low,NoIlliquids,NoFossilFuel,,2.0,28.5,13.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;Sharpe;TaxCost,Email>Phone>App,false,21:00-08:00,66,81,57,45,CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-09-01,Failed,v1.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2305,Explorer,79697,491795,13350,20.5,3,10,DE,Low,AccreditedOnly;NoIlliquids,,PennyStocks,1.8,26.0,15.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;TaxCost;MaxDD,App>Phone>Chat,true,19:15-06:45,70,73,72,72,CreditBureau;OpenBanking,2,None,Rebalance,2025-11-06,Success,v2.9.3,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2306,Builder,41833,165842,7361,14.5,1,10,US,Low,AccreditedOnly;NoDerivatives,,PrivateCredit,1.6,19.7,11.0,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;TaxCost,Phone>Chat>In-Person>App>Email,true,19:15-08:15,65,94,67,66,OpenBanking;Payroll,11,None,Rebalance,2025-11-21,Partial,v2.9.4,NoMargin,Prioritize liquidity and down payment savings
A2307,Builder,68825,320140,9565,12.8,2,10,US,Low,,,,1.7,21.0,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;MaxDD,In-Person>Chat>Email>App,false,20:15-06:30,61,111,57,47,OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-07-09,Partial,v2.9.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2308,Optimizer,109377,939561,60371,6.4,4,12,US,Low,AccreditedOnly,,PennyStocks,1.8,21.4,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,IRR;MaxDD,Phone>In-Person>Email,true,19:45-08:45,74,113,86,86,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-03-30,Success,v2.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A2309,Preserver,108047,802710,40739,4.7,3,12,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,App>Chat>Email>In-Person>Phone,true,19:15-07:30,71,209,61,58,Brokerage;OpenBanking,5,None,AutoTransfer,2025-05-17,Partial,v1.9.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2310,Builder,81157,325814,8921,10.6,1,10,AU,High,AccreditedOnly;NoIlliquids,,Crypto;PennyStocks,1.7,20.3,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;TaxCost,In-Person>Phone>App,true,23:15-06:15,51,136,47,39,CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-06-27,Partial,v1.8.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2311,Preserver,172698,1504018,158252,3.3,4,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Chat>In-Person>Email,true,23:15-07:45,83,233,88,79,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-11-10,Success,v2.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2312,Preserver,110776,305148,30375,5.3,3,12,US,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe,Email>In-Person>Phone>Chat,true,21:00-06:45,82,212,89,89,Brokerage;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-05-08,Failed,v1.9.8,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2313,Stabilizer,92020,321948,26085,10.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.7,6.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Email>In-Person>App,true,23:30-06:30,68,141,64,61,OpenBanking,13,Human,Rebalance,2025-08-20,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A2314,Optimizer,255163,4313994,189411,11.0,2,12,US,Low,,,PennyStocks,1.9,24.1,9.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,TaxCost;MaxDD,Email>In-Person>Phone,true,22:15-08:15,69,92,82,74,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-03-13,Success,v1.10.6,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A2315,Explorer,32437,218987,8179,18.9,1,10,DE,Medium,,,LeveragedETFs;PrivateCredit,1.8,27.7,17.7,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,Sharpe;MaxDD;IRR,Phone>Chat>In-Person,false,19:45-06:00,57,90,63,51,OpenBanking,7,Hybrid,Rebalance,2025-06-21,Partial,v2.8.3,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2316,Preserver,88922,737060,70090,5.7,1,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,15.7,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;TaxCost,App>In-Person>Phone,true,21:45-07:30,76,177,67,60,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-12-03,Partial,v1.8.5,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2317,Preserver,100234,1028967,60953,5.1,4,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,17.7,5.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>Phone,true,19:15-08:15,69,140,74,66,Brokerage;OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-04-02,Success,v2.9.9,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2318,Preserver,52985,139927,18428,5.2,3,10,US,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,6.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Phone>In-Person>App>Chat>Email,false,23:45-08:00,71,173,75,69,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-06-25,Partial,v2.10.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2319,Builder,68494,217634,13864,13.3,1,10,US,Low,NoIlliquids;NoDerivatives,NoTobacco,Crypto;PennyStocks,1.5,21.7,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;Sharpe;IRR,In-Person>App>Chat>Email>Phone,false,22:45-08:45,67,81,76,66,OpenBanking,19,None,PlanUpdate,2025-06-07,Success,v1.8.2,NoPennyStocks,Prioritize liquidity and down payment savings
A2320,Explorer,22922,101067,6423,14.7,3,10,US,Low,NoIlliquids;NoShortSelling,ESGOnly,PrivateCredit,1.9,31.1,13.6,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;TaxCost,Email>Chat>App,false,22:30-06:45,67,80,70,64,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-11-05,Success,v2.8.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A2321,Preserver,130903,796938,55220,4.8,4,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.8,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Email>App>Phone,false,19:15-06:00,82,138,78,67,Brokerage;OpenBanking,11,Human,AlertAcknowledge,2025-10-12,Failed,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2322,Builder,34022,101127,3047,8.7,3,10,US,Low,NoIlliquids,,,1.4,15.2,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;TaxCost,Chat>In-Person>Email>App>Phone,true,21:00-08:30,69,79,58,55,CreditBureau;OpenBanking;Payroll,15,None,Rebalance,2025-09-14,Success,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A2323,Optimizer,64499,709262,31708,8.3,4,10,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.7,23.9,11.1,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;IRR;TaxCost,Chat>In-Person>App>Email>Phone,false,22:30-06:15,55,66,64,55,Brokerage;CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-05-30,Partial,v1.8.9,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2324,Preserver,121751,681512,88535,7.1,2,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,6.2,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>App>In-Person>Chat,true,20:45-07:00,73,215,65,66,Brokerage;OpenBanking,10,None,PlanUpdate,2025-08-10,Success,v2.9.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2325,Stabilizer,36301,218494,11298,6.7,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Chat>Phone>Email>App,true,21:00-08:15,52,124,55,44,CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-02-15,Partial,v1.10.4,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2326,Preserver,224473,1562936,112417,5.6,4,12,US,Low,NoIlliquids;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe,In-Person>App>Chat>Email,true,22:30-08:00,81,129,77,78,Brokerage;OpenBanking,9,Human,AlertAcknowledge,2025-06-16,Success,v1.9.4,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A2327,Builder,69735,373787,18554,13.2,3,10,AU,Low,,,,1.4,17.4,8.3,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;MaxDD,App>In-Person>Chat>Phone>Email,false,21:15-07:00,68,69,57,57,CreditBureau;OpenBanking;Payroll,17,Hybrid,AutoTransfer,2025-12-22,Success,v2.8.2,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A2328,Builder,63342,313011,11046,10.2,4,10,US,Low,NoDerivatives,,LeveragedETFs,1.4,20.7,10.4,Home:3y;Retirement:30y,3,Educational,Medium,IRR;MaxDD;TaxCost,Phone>Email>App,false,23:15-07:00,70,63,60,49,CreditBureau;OpenBanking,11,None,Rebalance,2025-06-24,Success,v2.10.6,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A2329,Stabilizer,121217,268825,33057,9.3,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.0,5.5,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,In-Person>App>Phone>Chat>Email,false,19:15-07:00,60,126,64,62,OpenBanking,5,Hybrid,Rebalance,2025-01-23,Success,v1.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2330,Stabilizer,70722,315645,27130,7.7,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,8.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,App>In-Person>Chat>Phone>Email,true,23:00-07:30,61,130,47,37,OpenBanking,19,None,AutoTransfer,2025-11-24,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2331,Stabilizer,80907,411762,17667,6.8,1,10,US,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost,Phone>In-Person>Email>Chat>App,true,19:15-08:30,63,133,72,72,OpenBanking,14,None,PlanUpdate,2025-02-18,Failed,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2332,Builder,61688,93961,8721,12.1,2,10,US,Low,,,,1.7,13.6,8.8,Home:3y;Retirement:30y,3,Educational,Deep,Sharpe;IRR;MaxDD,Phone>Email>Chat>App,true,19:15-07:15,67,116,76,69,CreditBureau;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-11-24,Failed,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A2333,Builder,52795,18163,1017,12.7,3,10,CA,Low,,,LeveragedETFs;PrivateCredit,1.6,20.2,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Chat>App>Email,false,19:30-06:15,66,141,70,63,CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-06-01,Success,v1.10.4,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2334,Preserver,114516,782065,53705,6.2,2,12,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.1,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>Email>Chat,true,23:00-07:15,73,127,66,61,Brokerage;CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-11-29,Partial,v2.10.7,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2335,Stabilizer,91172,366986,13995,9.4,1,10,IN,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person>App,false,21:15-06:45,54,135,41,37,OpenBanking,14,None,AutoTransfer,2025-10-13,Success,v1.10.5,NoMargin,Keep expenses buffer ≥ 4 months
A2336,Preserver,59322,229545,23659,8.4,1,10,SG,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,7.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,App>Email>In-Person>Chat,true,22:15-07:45,71,199,77,80,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-09-07,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2337,Stabilizer,50509,391356,15903,6.5,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>Phone>App,true,23:00-07:00,53,140,50,45,CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-10-14,Success,v2.8.2,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2338,Builder,49181,59201,8180,12.1,4,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoTobacco,LeveragedETFs,1.5,14.0,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;IRR;Sharpe,App>In-Person>Email>Chat,true,20:30-06:00,60,76,50,49,OpenBanking;Payroll,19,Hybrid,Rebalance,2025-09-28,Partial,v1.10.5,NoIlliquids,Prioritize liquidity and down payment savings
A2339,Preserver,97554,1079287,61679,7.8,2,10,US,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.9,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost,App>Phone>In-Person,true,19:15-08:45,69,205,54,47,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-10-22,Success,v1.8.8,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A2340,Builder,77307,284497,8307,13.5,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs,1.5,21.3,10.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;MaxDD;IRR,Email>Chat>App,true,21:15-08:45,73,108,61,50,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-11-12,Success,v1.9.4,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2341,Stabilizer,180874,1126069,63086,7.3,2,15,IN,Low,AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,6.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Phone>In-Person>App>Chat,true,21:30-07:30,60,90,46,46,OpenBanking,9,Human,Rebalance,2025-08-07,Success,v1.9.2,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2342,Stabilizer,82085,191990,22202,7.9,2,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.6,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD,Email>Phone>App,true,23:00-08:45,54,176,41,38,CreditBureau;OpenBanking,16,Human,PlanUpdate,2025-07-02,Success,v1.8.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A2343,Builder,61178,113763,5053,15.3,1,10,US,Low,NoIlliquids,NoFossilFuel;ESGOnly,,1.5,16.6,11.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,TaxCost;IRR;MaxDD,Chat>Email>Phone,true,23:30-07:15,71,62,69,62,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-06-17,Success,v2.8.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2344,Stabilizer,54162,133306,15080,6.0,2,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.9,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,App>Email>In-Person>Chat>Phone,true,21:45-07:00,53,180,40,40,OpenBanking,20,None,PlanUpdate,2025-05-24,Success,v2.9.2,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2345,Preserver,146402,1827109,111130,7.3,1,12,US,Low,NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost,Phone>Chat>App>Email,true,21:45-08:30,76,157,72,70,Brokerage;CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-08-31,Success,v2.9.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2346,Preserver,98246,574878,82005,4.8,4,10,AU,Medium,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,In-Person>App>Phone>Chat>Email,true,22:15-06:45,66,219,54,54,Brokerage;OpenBanking,3,None,AutoTransfer,2025-03-24,Success,v2.8.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2347,Stabilizer,84418,239382,7541,8.4,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.1,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Email>Chat>Phone>App>In-Person,false,19:00-06:15,55,95,56,54,OpenBanking;Payroll,18,None,AlertAcknowledge,2025-06-16,Failed,v2.8.6,NoMargin,Keep expenses buffer ≥ 4 months
A2348,Explorer,66150,110340,10197,18.2,4,10,UK,Medium,NoDerivatives;NoShortSelling,,PennyStocks,1.7,32.8,14.9,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,TaxCost;MaxDD,In-Person>Email>App>Phone>Chat,true,20:15-07:15,49,77,57,50,OpenBanking,2,Human,AlertAcknowledge,2025-04-28,Success,v2.10.3,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2349,Builder,84775,241547,10598,9.0,4,10,US,Low,AccreditedOnly,,LeveragedETFs;PennyStocks,1.7,16.4,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,Sharpe;IRR,App>Chat>In-Person,true,23:00-07:15,71,150,63,55,OpenBanking;Payroll,10,None,AutoTransfer,2025-10-02,Success,v1.10.2,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2350,Builder,82077,134766,8262,15.0,1,10,US,Low,,,,1.7,18.0,10.6,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;TaxCost,App>Chat>Email>Phone,false,23:45-07:00,70,78,64,59,OpenBanking;Payroll,15,None,Rebalance,2025-04-28,Success,v1.8.7,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2351,Builder,78294,-32444,2444,11.2,1,10,UK,Low,NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs,1.8,14.9,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;TaxCost;MaxDD,In-Person>App>Chat,true,23:30-08:45,64,87,71,65,CreditBureau;OpenBanking;Payroll,18,None,Rebalance,2025-01-31,Failed,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A2352,Explorer,66285,48046,3258,21.5,2,10,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,PennyStocks,2.1,31.6,15.7,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;IRR;Sharpe,App>Phone>In-Person>Chat,true,19:30-07:45,68,70,64,53,OpenBanking,2,Hybrid,Rebalance,2025-11-06,Success,v2.9.7,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2353,Builder,69012,263600,5213,14.0,1,10,US,Low,,,LeveragedETFs;PennyStocks,1.4,17.7,11.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;MaxDD,Chat>App>Phone>Email>In-Person,false,22:45-06:45,59,148,44,40,CreditBureau;OpenBanking,11,None,Rebalance,2025-04-04,Failed,v1.9.9,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2354,Explorer,78593,521400,23284,15.8,2,10,US,Medium,,,LeveragedETFs;PennyStocks;PrivateCredit,2.0,29.4,14.4,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;Sharpe;IRR,Phone>App>In-Person>Email>Chat,true,20:30-07:30,48,62,50,38,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-09-02,Failed,v1.10.2,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A2355,Preserver,45721,170983,24872,6.9,3,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,16.0,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Chat>Phone>Email,true,22:30-08:30,70,124,68,67,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-02-19,Success,v2.8.7,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2356,Explorer,65164,297936,11654,16.6,1,10,US,Medium,NoIlliquids;NoShortSelling,NoFossilFuel;ESGOnly,PrivateCredit,2.0,29.9,15.1,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;MaxDD;IRR,Phone>In-Person>Email,true,19:00-07:30,50,56,63,62,CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2025-04-08,Failed,v2.9.6,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2357,Stabilizer,110407,889604,29440,9.5,1,12,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,18.0,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Chat>App>Phone,true,20:30-08:45,59,129,50,40,OpenBanking,15,None,Rebalance,2025-05-06,Success,v2.10.4,NoMargin,Keep expenses buffer ≥ 4 months
A2358,Optimizer,94830,407191,48634,11.9,2,10,UK,Low,,ESGOnly,PennyStocks,1.8,15.7,13.2,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,TaxCost;Sharpe;MaxDD,Chat>Phone>App>In-Person>Email,false,23:15-07:00,69,105,69,59,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-10-14,Success,v2.8.2,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2359,Preserver,42785,510751,29782,4.6,3,10,US,Low,NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.2,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,Chat>App>In-Person>Email,true,21:00-06:00,82,238,70,64,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-02-02,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2360,Preserver,56725,254739,26830,6.5,1,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.2,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD,Chat>Phone>App>In-Person>Email,true,21:15-08:30,73,191,72,73,Brokerage;OpenBanking;Payroll,7,Human,AutoTransfer,2025-07-03,Success,v2.9.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2361,Builder,68448,48862,1508,9.1,4,10,US,Medium,NoIlliquids;AccreditedOnly,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.4,18.3,10.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;IRR,In-Person>App>Chat>Phone>Email,true,22:30-08:30,63,84,50,49,OpenBanking,5,Human,Rebalance,2024-12-30,Success,v2.9.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2362,Stabilizer,54029,173523,25440,9.5,1,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,9.3,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>Phone>App,true,23:00-06:30,67,145,69,61,CreditBureau;OpenBanking;Payroll,19,None,Rebalance,2025-11-03,Success,v1.9.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2363,Preserver,104148,870815,27769,4.9,4,12,US,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email>Phone>App,true,23:30-08:30,75,197,67,70,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-11-13,Failed,v1.10.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2364,Explorer,65623,240710,11256,15.2,4,10,US,Medium,,NoWeapons;ESGOnly,PennyStocks;PrivateCredit,1.7,34.4,14.6,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;TaxCost,Email>In-Person>Phone>App,true,23:30-07:45,48,57,34,31,OpenBanking,2,Human,AlertAcknowledge,2025-02-24,Failed,v1.10.5,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2365,Optimizer,95360,729325,55958,12.6,1,10,DE,Low,AccreditedOnly,,PennyStocks,1.8,16.4,13.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;MaxDD;TaxCost,App>Phone>Chat>In-Person>Email,false,23:30-06:30,75,101,74,72,Brokerage;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-06-16,Failed,v2.8.2,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2366,Builder,43837,26136,3184,8.2,4,10,US,Low,NoIlliquids,,Crypto,1.6,19.3,10.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;TaxCost,App>Phone>In-Person,true,22:45-07:45,65,110,75,68,CreditBureau;OpenBanking,17,Human,AlertAcknowledge,2025-05-25,Success,v1.10.9,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2367,Builder,72255,108394,15932,10.1,2,10,US,Low,NoDerivatives;AccreditedOnly,,LeveragedETFs;PrivateCredit,1.8,19.1,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost,Chat>Phone>App>Email>In-Person,true,20:30-07:45,67,76,74,71,CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-01-23,Success,v1.9.7,StopLossDisabled,Prioritize liquidity and down payment savings
A2368,Explorer,68255,393557,23331,18.2,3,10,AU,Low,NoDerivatives;AccreditedOnly,,Crypto;PennyStocks,1.8,25.9,16.6,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,TaxCost;Sharpe;MaxDD,Email>App>Phone>Chat>In-Person,true,20:45-07:00,55,87,62,50,CreditBureau;OpenBanking,2,None,Rebalance,2025-08-14,Success,v2.8.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2369,Explorer,62583,837604,22031,15.5,4,10,US,Medium,,,,2.0,27.9,12.9,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;Sharpe,App>Chat>Email,true,23:45-07:15,53,79,54,50,OpenBanking,1,Hybrid,AutoTransfer,2025-03-18,Success,v1.8.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2370,Builder,97986,151509,10191,9.9,2,10,CA,Medium,AccreditedOnly,NoWeapons,,1.6,14.5,8.1,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;Sharpe,App>Chat>Phone,true,23:30-08:45,55,93,53,47,OpenBanking;Payroll,11,None,Rebalance,2025-05-19,Success,v1.10.8,NoMargin,Prioritize liquidity and down payment savings
A2371,Preserver,106994,1417504,73531,5.8,1,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.2,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,App>In-Person>Email>Chat,true,22:15-06:15,80,206,88,79,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-02-21,Partial,v1.8.2,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2372,Stabilizer,56935,194011,13372,6.2,3,10,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,5.5,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Chat>App>Email,true,20:00-07:45,65,178,51,46,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-11-07,Success,v2.9.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2373,Builder,56310,237939,5497,8.7,4,10,US,Low,NoDerivatives,NoTobacco,,1.7,17.9,11.2,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>In-Person>Email,true,21:00-08:15,70,66,69,68,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-07-20,Success,v2.9.9,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A2374,Optimizer,116895,1317397,71969,12.7,1,12,US,High,,,PennyStocks,1.7,15.3,11.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;MaxDD;Sharpe,In-Person>Chat>Email>Phone>App,true,22:15-08:30,56,98,59,58,Brokerage;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-08-17,Success,v1.10.2,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2375,Optimizer,128231,1867368,56725,7.8,4,15,IN,Medium,NoIlliquids,NoTobacco,PennyStocks,1.5,16.6,13.8,Wealth:10y;Estate:20y,10,Concise,Deep,Sharpe;MaxDD;IRR,Email>In-Person>Chat,false,19:45-07:15,66,90,70,61,Brokerage;OpenBanking,4,None,PlanUpdate,2025-08-11,Success,v1.8.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A2376,Stabilizer,128193,601296,48245,7.6,3,15,CA,Low,NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.2,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>Phone>In-Person>Email,true,20:45-06:45,58,166,66,66,OpenBanking;Payroll,11,None,Rebalance,2025-10-13,Failed,v1.10.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2377,Builder,141440,-121389,8573,10.2,2,12,US,Medium,,,LeveragedETFs;PrivateCredit,1.7,12.5,8.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;Sharpe,Phone>App>Chat>Email>In-Person,true,19:45-06:30,54,142,64,58,CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-08-30,Failed,v2.9.7,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2378,Builder,53582,160630,8180,8.8,2,10,IN,Low,NoIlliquids,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.8,23.3,8.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Chat>In-Person>Phone,true,22:45-08:00,60,142,46,38,CreditBureau;OpenBanking,16,Human,AlertAcknowledge,2025-07-30,Success,v2.8.8,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A2379,Preserver,65659,396216,26327,7.9,1,10,UK,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,App>Email>Phone,true,20:30-08:00,71,131,66,58,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-11-25,Success,v2.8.5,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2380,Stabilizer,58220,167372,13397,4.8,3,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>In-Person>Phone>App,false,20:00-08:00,57,119,58,51,CreditBureau;OpenBanking,13,Human,Rebalance,2025-05-26,Success,v1.10.2,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2381,Builder,79942,178767,7931,11.0,2,10,CA,Low,NoIlliquids,,Crypto;PrivateCredit,1.7,21.5,7.7,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost,Chat>Email>Phone>App,true,19:15-06:30,59,123,58,53,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-05-18,Success,v2.9.2,StopLossDisabled,Prioritize liquidity and down payment savings
A2382,Builder,96254,148027,7684,13.1,2,10,UK,High,AccreditedOnly;NoDerivatives,,,1.7,16.8,11.4,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR;Sharpe,Phone>App>Email>Chat,true,22:30-07:45,54,104,63,59,CreditBureau;OpenBanking;Payroll,9,None,PlanUpdate,2025-09-23,Success,v2.9.5,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A2383,Builder,55069,214593,6852,8.7,4,10,CA,Low,AccreditedOnly,,,1.5,23.6,8.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;TaxCost,In-Person>Email>Phone>Chat>App,true,22:45-06:00,67,73,68,65,OpenBanking;Payroll,19,None,Rebalance,2025-07-24,Success,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A2384,Explorer,43853,307057,17874,18.9,1,10,US,Low,NoDerivatives;AccreditedOnly,NoTobacco,PennyStocks,2.0,26.8,15.3,Business:5y;Travel:2y;Education:6y,5,Directive,Deep,MaxDD;Sharpe,App>Phone>In-Person,true,22:30-07:30,62,56,65,63,CreditBureau;OpenBanking;Payroll,1,None,Rebalance,2025-08-26,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2385,Preserver,115029,1262282,75120,5.0,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.4,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Phone>App,true,21:45-06:45,70,166,69,59,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-07-12,Partial,v1.8.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2386,Stabilizer,95026,273906,18142,4.4,4,10,SG,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.8,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost,Chat>Phone>Email>In-Person,true,22:15-06:15,52,161,53,50,CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-07-18,Success,v1.8.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2387,Stabilizer,112933,637158,28055,5.1,4,12,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,15.8,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,App>Chat>Phone>In-Person,true,22:15-06:15,50,159,42,45,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-02-15,Failed,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2388,Stabilizer,55946,194932,18859,7.2,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,10.7,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,Phone>In-Person>App,true,23:00-06:30,65,145,73,67,CreditBureau;OpenBanking,11,None,Rebalance,2025-01-01,Failed,v2.9.5,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2389,Preserver,112594,1719516,112349,4.5,3,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.9,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>Email>Phone>Chat>In-Person,false,23:15-07:30,69,209,78,70,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,AutoTransfer,2024-12-28,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2390,Optimizer,53324,812754,35250,7.9,2,10,US,Medium,NoIlliquids;NoShortSelling,NoFossilFuel;NoWeapons,PennyStocks,1.8,23.0,9.9,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;TaxCost,Email>Chat>App>Phone>In-Person,false,21:00-07:30,64,60,65,54,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-05-01,Success,v2.10.2,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A2391,Explorer,63097,464165,17631,18.1,3,10,US,Low,AccreditedOnly;NoDerivatives,ESGOnly,PennyStocks,1.7,34.3,15.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;MaxDD,App>Phone>In-Person,false,20:45-07:00,64,69,78,74,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-12-15,Partial,v1.8.3,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2392,Optimizer,172690,2668517,62902,9.0,3,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;PennyStocks,1.7,17.0,13.5,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;TaxCost,Email>Phone>In-Person>App>Chat,true,23:15-06:00,70,120,69,61,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-01-06,Success,v2.9.8,StopLossDisabled,Enforce tax budget and position caps
A2393,Builder,129013,315690,26696,13.1,1,15,CA,Low,,NoWeapons;NoTobacco,,1.5,17.5,8.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat>App,true,22:30-08:00,73,120,70,64,OpenBanking,11,None,Rebalance,2025-11-22,Failed,v1.8.3,StopLossDisabled,Prioritize liquidity and down payment savings
A2394,Builder,75809,390132,19503,8.5,4,10,US,Medium,NoIlliquids;NoDerivatives,NoFossilFuel,PennyStocks;PrivateCredit,1.7,24.5,10.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>Phone,true,22:45-06:15,66,88,71,70,OpenBanking,15,Hybrid,Rebalance,2025-08-05,Success,v2.8.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2395,Explorer,59350,232472,15512,15.1,2,10,SG,Medium,,NoTobacco,Crypto,1.7,22.8,12.8,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email,true,20:30-08:00,64,88,58,48,OpenBanking,2,Hybrid,AlertAcknowledge,2025-06-05,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2396,Builder,35147,45881,5973,10.2,3,10,US,Low,,,,1.5,17.3,9.5,Home:3y;Retirement:30y,3,Collaborative,Deep,MaxDD;Sharpe,App>Email>Phone,true,23:45-07:30,69,89,61,53,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-07-09,Success,v1.10.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A2397,Optimizer,135156,1460100,75706,10.0,3,12,US,Low,,ESGOnly,PennyStocks,1.6,18.0,9.1,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>Phone>App,true,21:00-07:30,69,78,73,67,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-03-01,Success,v2.10.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A2398,Builder,87929,392372,11940,8.5,3,10,US,Low,,,,1.7,15.5,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;TaxCost;IRR,Phone>Chat>App>In-Person>Email,false,21:15-07:00,62,126,68,67,CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-07-30,Partial,v1.10.9,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2399,Optimizer,200152,2625771,79038,9.5,4,15,IN,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.8,27.2,9.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,MaxDD;TaxCost;IRR,In-Person>App>Phone,true,22:00-08:00,71,65,64,54,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-06-17,Partial,v1.8.3,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A2400,Stabilizer,80995,600093,21489,5.9,4,10,US,Low,NoShortSelling;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,10.5,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost,In-Person>Chat>Email>App>Phone,true,20:00-06:30,64,130,68,68,CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-05-06,Success,v1.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2401,Preserver,67360,303854,18124,3.5,4,10,CA,High,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.1,7.8,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD,Email>Phone>In-Person>Chat>App,true,20:15-07:00,54,203,51,47,Brokerage;OpenBanking;Payroll,13,Human,Rebalance,2025-08-07,Success,v1.10.2,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A2402,Builder,84887,186374,12730,12.3,3,10,US,Low,NoIlliquids,,LeveragedETFs,1.7,24.7,10.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;IRR,App>Phone>Chat>In-Person,false,21:15-06:30,57,130,47,46,OpenBanking,10,Hybrid,Rebalance,2025-11-19,Success,v2.9.5,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A2403,Optimizer,280671,2048101,116013,7.2,4,15,CA,Medium,NoShortSelling;AccreditedOnly,,PennyStocks,1.9,27.8,10.9,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>Email,true,19:00-07:00,72,113,80,74,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-12-26,Success,v1.10.4,NoIlliquids,Enforce tax budget and position caps
A2404,Optimizer,105746,1569419,89141,8.8,3,12,US,Low,AccreditedOnly,NoWeapons,LeveragedETFs;PennyStocks,1.7,19.6,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;Sharpe,Chat>Email>App>In-Person>Phone,true,21:15-07:00,73,67,62,56,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-03-17,Partial,v1.8.6,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2405,Preserver,71612,697337,77711,8.8,1,10,CA,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD,Email>In-Person>Chat>App>Phone,true,19:30-06:00,68,191,58,57,Brokerage;CreditBureau;OpenBanking,14,None,PlanUpdate,2025-10-10,Success,v2.10.4,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2406,Explorer,57047,634564,17143,21.9,1,10,US,Low,AccreditedOnly,ESGOnly,LeveragedETFs,1.7,28.9,12.6,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,TaxCost;MaxDD,App>In-Person>Email>Chat>Phone,false,21:45-06:30,55,68,59,52,OpenBanking,3,None,AutoTransfer,2025-02-23,Success,v2.8.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2407,Optimizer,119779,834416,58289,7.2,3,12,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.5,22.8,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;IRR,Email>Phone>In-Person>Chat,false,23:30-06:00,66,92,75,72,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-11-19,Success,v1.9.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2408,Builder,52283,298086,5084,11.2,4,10,US,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoTobacco,,1.6,22.1,10.5,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,TaxCost;IRR,Phone>Chat>In-Person>App>Email,true,21:00-08:45,63,66,60,52,CreditBureau;OpenBanking;Payroll,11,None,PlanUpdate,2025-05-16,Success,v1.10.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2409,Builder,90930,450164,25278,10.2,3,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco;NoFossilFuel,,1.7,19.7,7.8,Home:3y;Retirement:30y,3,Concise,Medium,IRR;MaxDD;Sharpe,Phone>Email>App>Chat>In-Person,false,22:30-08:45,65,96,51,46,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-08-20,Partial,v2.8.1,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A2410,Builder,80324,85368,7158,12.9,2,10,IN,Low,NoIlliquids,NoTobacco,,1.6,13.0,11.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe;TaxCost,Chat>In-Person>App>Email,true,23:45-06:45,73,67,69,63,OpenBanking;Payroll,15,Hybrid,AutoTransfer,2025-12-25,Success,v1.9.6,NoMargin,Prioritize liquidity and down payment savings
A2411,Stabilizer,63550,199313,23677,7.0,3,10,SG,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,8.4,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,In-Person>Phone>Email>App>Chat,false,21:00-06:00,68,174,61,58,OpenBanking,11,Human,Rebalance,2025-08-25,Success,v1.9.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2412,Stabilizer,72524,414617,30096,8.0,2,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.0,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Chat,false,23:30-06:00,55,164,63,56,CreditBureau;OpenBanking,20,Human,PlanUpdate,2025-06-20,Success,v2.9.8,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2413,Preserver,53336,193003,26295,4.5,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,5.9,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Email>In-Person>Phone>App,true,19:45-07:15,78,233,79,79,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-06-05,Failed,v1.9.4,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2414,Explorer,76463,482816,16349,14.9,3,10,US,Low,,NoWeapons,,2.1,25.8,15.9,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,MaxDD;TaxCost;IRR,In-Person>Email>App,false,22:15-06:30,64,71,71,70,OpenBanking,2,Human,Rebalance,2025-08-03,Success,v2.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2415,Optimizer,60059,1647706,38775,11.6,1,10,US,Medium,NoDerivatives;NoIlliquids,,LeveragedETFs;PennyStocks,1.7,24.4,9.2,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;MaxDD,In-Person>App>Phone,true,22:15-08:45,63,89,69,63,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-05-25,Partial,v1.10.3,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A2416,Builder,58407,75697,11204,10.4,1,10,US,Low,,NoFossilFuel,,1.6,12.7,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;IRR;TaxCost,Phone>Email>In-Person>Chat,true,20:15-06:00,62,89,72,62,CreditBureau;OpenBanking,20,None,AlertAcknowledge,2025-04-27,Partial,v2.8.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2417,Optimizer,95733,1399426,67357,9.6,2,10,UK,Low,,NoWeapons;ESGOnly,PennyStocks,1.6,17.6,13.7,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;IRR,App>Chat>Phone>In-Person>Email,true,19:00-08:30,76,76,86,75,Brokerage;CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-11-25,Success,v2.8.1,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A2418,Builder,81630,141543,10332,11.0,2,10,US,Medium,NoShortSelling;NoIlliquids,,PennyStocks,1.8,18.3,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;IRR,Chat>In-Person>Phone>App>Email,true,20:00-08:15,58,88,62,50,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-02-25,Success,v1.10.2,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A2419,Builder,54183,149034,5338,10.7,3,10,US,Low,,NoWeapons;NoTobacco,,1.6,18.7,9.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost,App>Email>Phone>Chat>In-Person,true,22:15-06:30,69,114,77,72,CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-01-07,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A2420,Builder,64787,2539,1000,8.2,4,10,CA,Low,NoShortSelling;NoDerivatives,ESGOnly;NoWeapons,,1.6,14.2,10.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;IRR,Phone>Chat>In-Person,true,20:45-07:45,63,93,65,58,CreditBureau;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-09-19,Success,v2.9.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2421,Explorer,129681,523027,45008,17.9,2,12,US,Medium,NoIlliquids;NoShortSelling,ESGOnly;NoWeapons,,1.7,30.6,16.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;TaxCost,Phone>In-Person>App>Chat,true,20:30-07:00,61,56,67,59,OpenBanking,4,None,Rebalance,2025-03-20,Success,v2.10.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A2422,Preserver,52692,227579,16557,5.7,2,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.9,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,In-Person>App>Chat>Email,true,21:15-06:30,72,155,78,76,Brokerage;OpenBanking;Payroll,9,None,PlanUpdate,2025-07-11,Success,v2.10.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2423,Optimizer,127586,2043467,65317,10.7,1,12,US,Low,NoDerivatives,NoWeapons;ESGOnly,PennyStocks,1.6,25.3,9.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost;Sharpe,Phone>App>Email,true,19:45-06:00,76,88,79,67,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-06-27,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A2424,Stabilizer,105131,291608,29594,6.1,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Phone>Chat>In-Person>App,true,22:45-08:30,56,142,49,44,CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-02-13,Success,v1.9.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2425,Optimizer,88090,1222056,56105,8.7,4,10,CA,Low,NoIlliquids;NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.5,25.4,12.3,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;IRR,Chat>App>Phone>In-Person>Email,true,23:15-07:15,70,64,79,77,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-02-22,Success,v2.9.5,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2426,Optimizer,121839,1481870,72803,6.1,4,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.5,22.5,9.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;IRR;MaxDD,Phone>In-Person>App>Email>Chat,true,23:00-08:00,62,68,77,67,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-11-22,Partial,v2.8.5,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A2427,Preserver,57266,684886,37861,5.9,3,10,US,High,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Chat>In-Person>App,true,23:00-06:00,72,178,78,67,Brokerage;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-11-19,Failed,v2.10.2,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2428,Stabilizer,37209,102165,10542,5.6,4,10,AU,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,9.9,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Phone>Email>In-Person>Chat,true,23:45-07:00,55,92,52,55,OpenBanking,10,Human,Rebalance,2025-11-02,Success,v1.9.2,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2429,Preserver,131773,1727980,94991,5.0,4,12,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.5,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Email>Phone,true,23:30-06:00,68,120,55,52,Brokerage;OpenBanking,12,None,PlanUpdate,2025-06-17,Success,v2.8.1,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2430,Builder,57112,85127,9788,14.2,2,10,US,Low,NoShortSelling,,,1.6,18.0,9.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,TaxCost;IRR,Email>Chat>App>Phone>In-Person,true,20:00-07:00,64,107,59,58,CreditBureau;OpenBanking,15,Hybrid,Rebalance,2025-09-05,Failed,v2.8.6,NoMargin,Prioritize liquidity and down payment savings
A2431,Preserver,58391,523399,28316,6.3,2,10,IN,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,8.7,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Phone>Email>In-Person,true,23:30-07:30,61,178,54,42,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-08-29,Success,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2432,Explorer,53475,147356,8121,19.3,1,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel,,2.1,34.2,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,MaxDD;TaxCost;IRR,In-Person>App>Email>Phone>Chat,true,19:00-08:15,63,57,58,48,OpenBanking,3,None,AlertAcknowledge,2025-10-25,Failed,v2.9.6,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A2433,Explorer,86855,412247,18130,18.2,3,10,IN,Low,NoIlliquids;AccreditedOnly,ESGOnly,PennyStocks,2.0,28.7,17.8,Business:5y;Travel:2y,5,Directive,Medium,Sharpe;MaxDD;IRR,Phone>Chat>App>In-Person>Email,true,21:15-06:45,66,71,54,46,OpenBanking,5,None,AutoTransfer,2025-02-05,Failed,v1.10.9,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2434,Optimizer,158834,1396101,82502,9.1,1,12,US,Medium,,NoWeapons;NoFossilFuel,PennyStocks,1.8,17.7,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;IRR;TaxCost,App>In-Person>Phone,true,21:45-07:30,55,69,47,44,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-03-29,Success,v2.9.1,LimitOrderOnly,Enforce tax budget and position caps
A2435,Builder,106030,341397,14123,7.0,4,12,US,Low,,ESGOnly;NoTobacco,Crypto,1.6,23.2,7.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;TaxCost,Email>Chat>App>In-Person,true,22:45-08:00,57,69,49,38,CreditBureau;OpenBanking,16,Hybrid,AutoTransfer,2025-08-17,Success,v2.9.3,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2436,Builder,52743,257987,11234,9.8,3,10,US,Low,NoDerivatives,ESGOnly,,1.6,18.8,11.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;MaxDD,Chat>Phone>App,false,20:00-06:15,60,122,55,43,CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-10-14,Partial,v1.10.1,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2437,Optimizer,88104,788525,33227,9.1,1,10,US,Medium,,,PennyStocks;PrivateCredit,1.9,21.8,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost,Phone>In-Person>App,true,20:45-07:00,69,112,61,56,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-02-08,Partial,v2.10.6,NoPennyStocks,Enforce tax budget and position caps
A2438,Explorer,76795,300748,19143,15.0,2,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto,1.9,26.4,15.9,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>App>Phone,true,19:15-08:30,70,82,66,63,CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-08-10,Partial,v1.8.6,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2439,Explorer,103781,906304,44487,22.8,1,15,CA,Medium,NoShortSelling;AccreditedOnly,NoWeapons;NoFossilFuel,,2.0,27.3,13.3,Business:5y;Travel:2y,5,Directive,Deep,Sharpe;TaxCost;MaxDD,Email>Chat>Phone,true,22:45-06:30,53,76,62,53,CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-07-22,Success,v2.8.1,NoIlliquids,Allow small experimental sleeve ≤ 3%
A2440,Builder,55907,83252,5208,8.7,4,10,DE,Medium,NoShortSelling,ESGOnly;NoTobacco,,1.4,16.9,11.4,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;MaxDD,Chat>Phone>App>Email>In-Person,false,19:30-07:00,58,126,60,51,CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-01-23,Failed,v2.9.7,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2441,Stabilizer,109364,859393,31442,8.5,2,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe,Phone>In-Person>Chat>Email>App,false,23:30-08:30,62,95,53,57,OpenBanking,7,Human,Rebalance,2024-12-31,Partial,v2.9.7,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2442,Preserver,86388,741457,40363,5.2,3,10,DE,Medium,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost,Phone>Email>In-Person>App,false,23:00-08:30,78,170,72,72,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-10-22,Failed,v1.9.4,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2443,Builder,165521,422553,31206,12.3,2,12,US,Medium,,,LeveragedETFs;PrivateCredit,1.5,13.5,7.7,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,Sharpe;IRR;MaxDD,In-Person>Email>Chat>Phone,true,21:30-07:45,58,117,45,43,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-05-02,Success,v2.9.6,NoPennyStocks,Prioritize liquidity and down payment savings
A2444,Preserver,49619,467002,35592,4.5,3,10,US,Low,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.1,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;TaxCost,Email>Phone>App,true,21:45-07:45,67,210,60,62,Brokerage;CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-05-22,Success,v1.9.2,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2445,Builder,132015,251983,17451,9.5,2,12,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,,1.6,21.5,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD,Email>In-Person>App,true,19:30-06:15,63,62,66,59,OpenBanking,10,None,Rebalance,2025-12-26,Partial,v1.10.3,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A2446,Preserver,54230,261273,14368,8.5,1,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,15.4,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Phone>Email>App,true,22:15-08:30,81,236,69,70,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-07-31,Failed,v1.9.1,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A2447,Stabilizer,122238,278547,20642,3.4,4,12,US,Medium,NoIlliquids;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.9,5.2,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,Phone>App>In-Person>Chat>Email,true,20:30-07:30,51,125,55,46,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-08-05,Success,v1.9.2,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2448,Preserver,102162,921763,93698,7.6,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.3,5.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,Email>In-Person>Phone>App>Chat,true,21:45-08:15,76,198,78,79,Brokerage;OpenBanking,10,Hybrid,PlanUpdate,2025-12-19,Success,v1.9.3,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2449,Builder,53959,133165,8594,9.9,4,10,US,Low,,ESGOnly;NoWeapons,PrivateCredit,1.6,23.9,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,Sharpe;MaxDD;IRR,App>Chat>Email>In-Person>Phone,true,20:00-08:15,72,110,77,73,CreditBureau;OpenBanking;Payroll,15,Human,AlertAcknowledge,2025-04-07,Success,v1.10.1,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A2450,Preserver,68630,618321,39405,6.0,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,14.0,8.8,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Chat>In-Person>App>Email>Phone,true,20:00-08:45,75,237,65,66,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-09-28,Success,v2.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2451,Stabilizer,49522,322730,15128,8.3,2,10,US,High,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,6.0,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Chat>App>In-Person>Phone,true,22:15-08:00,47,180,42,36,OpenBanking,14,Human,AutoTransfer,2025-05-23,Partial,v1.9.8,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2452,Explorer,89930,831405,15106,12.1,4,10,US,Medium,NoDerivatives;AccreditedOnly,ESGOnly;NoWeapons,PennyStocks,1.7,33.2,13.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;MaxDD;IRR,In-Person>Email>App>Chat,true,22:45-07:00,59,52,60,60,OpenBanking;Payroll,4,None,Rebalance,2025-01-09,Partial,v1.10.4,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2453,Preserver,118672,1217889,83291,7.2,2,15,DE,Low,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,11.0,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone,false,23:00-07:00,75,172,60,58,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-12-16,Success,v1.9.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2454,Builder,60791,169152,7130,12.9,2,10,US,Low,AccreditedOnly,,PennyStocks,1.6,22.7,9.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>Chat>App,false,22:30-08:30,66,130,68,66,OpenBanking,20,Hybrid,AutoTransfer,2025-10-29,Partial,v2.8.6,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2455,Stabilizer,72318,177756,22316,10.1,1,10,DE,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat,true,19:15-08:30,55,161,44,37,CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-06-30,Success,v1.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2456,Builder,44708,20608,2375,9.8,1,10,US,Low,,NoFossilFuel;NoWeapons,PrivateCredit,1.8,13.6,8.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;MaxDD;TaxCost,App>Email>Chat,true,22:00-08:45,59,87,56,54,CreditBureau;OpenBanking,13,None,Rebalance,2025-01-26,Success,v1.8.1,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2457,Stabilizer,69169,639723,22975,8.2,1,10,UK,Medium,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email,false,22:45-08:45,60,167,57,54,CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-08-01,Success,v1.8.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A2458,Stabilizer,106091,242598,17324,5.8,4,12,US,High,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,15.6,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe,Email>Chat>Phone>App>In-Person,true,23:15-08:30,53,148,38,29,CreditBureau;OpenBanking,13,None,Rebalance,2025-06-21,Success,v2.10.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2459,Stabilizer,49951,161225,11650,10.0,1,10,US,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe,Phone>Chat>Email>In-Person>App,false,21:30-08:00,54,151,63,60,CreditBureau;OpenBanking;Payroll,13,None,PlanUpdate,2025-11-16,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A2460,Stabilizer,91023,217443,11256,4.9,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.2,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Chat>Email>In-Person,true,20:00-08:15,60,167,70,68,OpenBanking,12,None,AutoTransfer,2025-01-13,Partial,v1.10.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2461,Builder,53763,101173,5375,11.7,1,10,US,Low,,,,1.7,18.5,7.2,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;MaxDD,App>Email>Chat,true,20:45-08:45,59,120,59,50,CreditBureau;OpenBanking,19,None,AutoTransfer,2025-03-10,Success,v1.10.1,NoMargin,Prioritize liquidity and down payment savings
A2462,Explorer,33276,165227,7495,19.5,4,10,US,Low,AccreditedOnly,,PennyStocks;PrivateCredit,1.9,24.0,16.8,Business:5y;Travel:2y,5,Collaborative,Medium,MaxDD;Sharpe,In-Person>App>Chat,true,23:45-07:00,55,68,43,39,OpenBanking;Payroll,2,None,AlertAcknowledge,2025-09-16,Partial,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A2463,Optimizer,205015,2945583,89071,11.6,2,15,UK,Low,NoShortSelling;NoIlliquids,,PennyStocks,1.8,23.2,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;MaxDD,In-Person>Email>App>Chat,true,20:45-07:45,64,72,57,47,Brokerage;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-06-11,Partial,v1.10.4,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2464,Optimizer,60659,446595,20033,7.6,4,10,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.8,25.5,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;Sharpe;TaxCost,Email>App>In-Person,true,22:45-08:00,68,116,62,61,Brokerage;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-10-29,Failed,v1.10.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A2465,Stabilizer,60160,164352,8382,9.2,1,10,US,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.4,7.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost,Email>Phone>In-Person>App,true,19:15-07:15,46,140,39,31,CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-12-09,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2466,Optimizer,205793,2418846,87271,7.9,4,12,US,Low,AccreditedOnly,,PennyStocks,1.6,17.0,11.8,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;IRR;MaxDD,Chat>App>In-Person>Email,true,23:15-08:45,60,85,54,50,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-04-12,Success,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A2467,Optimizer,81340,642409,32739,6.5,4,10,US,Medium,,NoTobacco;NoFossilFuel,PennyStocks,1.7,15.4,13.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost,App>Email>Phone>Chat>In-Person,false,21:00-07:30,67,82,81,74,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,Rebalance,2025-05-14,Success,v2.9.9,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A2468,Preserver,143921,2466405,96064,4.0,4,15,IN,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;TaxCost,Phone>In-Person>App>Chat,true,21:00-07:45,80,186,79,80,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-03-25,Partial,v1.8.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2469,Preserver,82503,449899,58638,6.1,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,8.1,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe,Phone>Chat>In-Person>Email,true,21:00-08:30,72,139,65,69,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-09-07,Partial,v2.9.2,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2470,Stabilizer,70311,145072,6434,6.2,2,10,UK,Medium,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.1,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,Phone>Chat>Email,true,22:00-08:30,60,134,66,64,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-05-09,Success,v1.10.1,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2471,Explorer,154514,1030766,32404,16.3,2,12,US,Low,NoShortSelling,,PennyStocks,1.7,20.7,16.4,Business:5y;Travel:2y,5,Collaborative,Deep,IRR;MaxDD;TaxCost,Email>In-Person>App,true,22:15-07:45,63,56,61,61,OpenBanking;Payroll,4,None,PlanUpdate,2025-03-24,Success,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A2472,Explorer,110316,754474,22600,22.9,1,15,CA,Low,NoIlliquids,NoFossilFuel,Crypto,1.6,25.0,17.2,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,IRR;Sharpe,Chat>App>Phone,true,21:15-06:45,60,82,67,59,CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-03-02,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A2473,Preserver,102178,1035171,81880,8.4,1,15,UK,Low,NoShortSelling;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,6.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,App>Phone>In-Person>Email>Chat,true,22:45-07:15,73,197,83,78,Brokerage;OpenBanking,3,None,AutoTransfer,2025-03-20,Success,v2.8.4,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2474,Preserver,75993,271642,28882,4.5,4,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,9.2,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,App>In-Person>Email>Chat,false,21:15-07:45,70,211,66,60,Brokerage;OpenBanking;Payroll,12,Human,AutoTransfer,2025-09-13,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2475,Stabilizer,73960,183923,9242,8.6,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,7.5,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Email>Phone>Chat,true,19:15-08:00,59,137,66,65,OpenBanking,12,None,AutoTransfer,2025-11-16,Success,v1.9.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2476,Optimizer,275076,3748601,156812,9.7,2,15,IN,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.7,20.5,12.6,Wealth:10y;Estate:20y,10,Concise,Deep,IRR;Sharpe,Phone>Email>App,true,21:15-07:45,76,79,74,68,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-11-12,Partial,v1.9.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2477,Explorer,175856,1453332,75806,17.2,4,12,US,Low,,,PennyStocks,1.8,21.1,16.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,Sharpe;IRR,App>Chat>In-Person,true,20:00-06:15,69,70,74,63,CreditBureau;OpenBanking,5,None,PlanUpdate,2024-12-26,Partial,v1.9.2,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2478,Builder,50064,-30428,3946,9.7,3,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoFossilFuel,PrivateCredit,1.5,15.9,7.8,Home:3y;Retirement:30y,3,Directive,Deep,Sharpe;TaxCost;MaxDD,App>In-Person>Chat,true,20:45-07:30,63,128,61,51,OpenBanking,16,None,AutoTransfer,2025-11-21,Success,v1.9.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2479,Stabilizer,134132,1015580,46489,7.3,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.5,7.6,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,App>Chat>Email>Phone,true,20:00-08:00,54,121,39,37,OpenBanking,11,Human,PlanUpdate,2025-02-15,Success,v2.9.8,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2480,Stabilizer,37696,181710,15003,5.9,3,10,US,Low,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,10.1,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe,Chat>App>Phone>In-Person>Email,true,19:45-07:15,68,114,69,68,CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-07-22,Success,v1.8.7,NoMargin,Keep expenses buffer ≥ 4 months
A2481,Builder,86223,341317,13030,9.5,4,10,US,Medium,AccreditedOnly;NoIlliquids,,PennyStocks,1.5,14.4,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;IRR,In-Person>Phone>Chat>Email,false,22:30-07:30,53,95,56,52,OpenBanking;Payroll,15,Hybrid,AutoTransfer,2025-12-17,Success,v1.9.4,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2482,Explorer,78312,27890,3701,20.1,3,10,AU,Low,,,Crypto;LeveragedETFs,2.0,32.0,16.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;TaxCost;MaxDD,In-Person>Chat>Email>App>Phone,true,20:00-06:30,58,47,53,44,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-10-29,Success,v2.8.4,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2483,Preserver,149707,2249410,112751,6.5,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.8,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>Chat>Email,false,23:30-06:30,80,203,86,87,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-03-21,Success,v1.9.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2484,Builder,45497,65424,3951,8.4,4,10,US,Medium,,,PennyStocks,1.5,16.8,8.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost,Phone>Chat>In-Person>App>Email,true,21:30-06:15,56,125,51,39,CreditBureau;OpenBanking;Payroll,16,None,AlertAcknowledge,2025-11-06,Success,v1.9.6,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A2485,Optimizer,129703,822066,46161,9.7,4,12,US,Low,,,LeveragedETFs;PennyStocks,1.6,19.2,13.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;TaxCost,Email>App>Chat,true,19:45-06:15,67,85,56,47,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-05-05,Failed,v1.9.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2486,Explorer,28629,156064,6012,14.4,3,10,US,Low,NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs,2.1,22.4,15.8,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;TaxCost,Phone>Chat>App>Email,false,23:30-08:00,62,45,67,55,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-07-14,Success,v1.10.9,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2487,Explorer,49834,365900,14364,17.7,4,10,US,Medium,NoDerivatives,,,1.9,22.4,17.0,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,Sharpe;MaxDD,Chat>Email>App,true,20:45-06:45,62,46,53,48,OpenBanking,4,None,AutoTransfer,2025-04-24,Success,v1.10.5,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2488,Stabilizer,72610,448628,21115,6.7,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Chat>Email>Phone,true,21:30-07:45,57,95,46,45,OpenBanking,11,None,AlertAcknowledge,2025-02-01,Failed,v1.10.1,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2489,Preserver,106703,371956,43417,5.6,3,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,8.7,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Email>Phone,true,21:15-08:30,80,200,68,63,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-11-14,Success,v2.9.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2490,Preserver,301579,1300017,44550,5.6,2,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,6.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>In-Person,false,22:00-07:15,76,233,69,60,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-05-26,Success,v2.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2491,Preserver,80518,354522,14377,4.0,4,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person>App,true,21:00-08:45,76,165,85,81,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-10-27,Success,v1.8.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2492,Stabilizer,73773,273764,16376,5.2,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Chat>In-Person>App>Email>Phone,true,20:00-06:00,58,155,43,36,CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-04-10,Success,v1.10.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A2493,Preserver,62267,509656,42809,5.8,3,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,5.5,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe,In-Person>Phone>Email>Chat,true,19:30-08:45,72,161,73,69,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-08-08,Success,v2.10.5,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2494,Optimizer,46948,362982,30936,11.9,1,10,US,Medium,AccreditedOnly;NoDerivatives,NoFossilFuel,LeveragedETFs;PennyStocks,1.7,18.1,13.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;TaxCost;IRR,Phone>In-Person>App,true,20:30-06:15,60,64,69,67,Brokerage;OpenBanking,7,None,AutoTransfer,2025-10-06,Success,v2.10.8,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A2495,Builder,99137,257348,18195,12.9,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs,1.5,14.5,9.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;IRR;Sharpe,Chat>In-Person>App>Phone,true,19:15-08:30,65,91,53,45,OpenBanking,7,Human,AlertAcknowledge,2025-09-03,Failed,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A2496,Builder,99454,171992,5904,8.0,3,10,US,Low,,NoTobacco,,1.6,21.5,9.3,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;IRR,App>Phone>In-Person>Chat,true,23:30-06:15,62,86,58,49,CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-01-20,Success,v2.8.2,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A2497,Stabilizer,41040,203837,7145,8.6,2,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.3,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email>App>Chat,true,20:15-08:30,66,160,62,67,CreditBureau;OpenBanking,14,None,Rebalance,2025-06-14,Success,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A2498,Optimizer,51797,676906,22533,6.5,4,10,US,Medium,,,PennyStocks,1.6,16.3,12.5,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;Sharpe;MaxDD,In-Person>App>Chat>Email,true,23:30-06:00,64,94,66,59,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-05-01,Partial,v2.10.3,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A2499,Optimizer,87733,621438,75657,7.4,2,10,US,Low,NoIlliquids;AccreditedOnly,NoTobacco,LeveragedETFs;PennyStocks,1.7,26.0,10.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;MaxDD,In-Person>Phone>Chat>Email,true,20:00-07:15,71,68,74,63,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-07-16,Success,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A2500,Preserver,192299,935842,91954,5.5,3,12,US,Medium,NoDerivatives;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe,Email>Chat>Phone>In-Person>App,true,21:45-08:15,68,122,60,64,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-02-12,Success,v2.8.5,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2501,Builder,33871,76237,6230,9.2,2,10,DE,Medium,AccreditedOnly;NoDerivatives,NoTobacco,,1.7,16.8,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;Sharpe;IRR,In-Person>Phone>Chat>Email>App,true,20:15-06:15,60,72,51,42,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-07-01,Success,v2.9.9,NoMargin,Prioritize liquidity and down payment savings
A2502,Builder,89931,156231,17683,11.2,3,10,UK,Low,NoIlliquids,,Crypto;PrivateCredit,1.7,16.6,9.8,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Chat>Email>Phone,true,21:30-06:30,59,89,62,58,CreditBureau;OpenBanking;Payroll,20,None,AlertAcknowledge,2025-02-11,Success,v1.9.2,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A2503,Preserver,104044,943621,77615,6.0,1,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,9.8,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;TaxCost,In-Person>Phone>App>Email>Chat,false,19:30-08:30,68,235,74,72,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-03-31,Success,v2.9.3,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2504,Preserver,87489,239128,21313,6.4,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD,In-Person>Phone>App>Chat,true,23:30-06:00,68,162,70,69,Brokerage;CreditBureau;OpenBanking,14,None,AutoTransfer,2025-11-07,Success,v2.9.4,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2505,Preserver,77509,738263,27274,4.5,4,10,US,High,NoShortSelling;NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD,App>Email>In-Person,false,19:45-07:00,64,227,72,67,Brokerage;OpenBanking;Payroll,11,Human,PlanUpdate,2025-03-22,Success,v2.9.7,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2506,Stabilizer,81055,510745,23428,5.6,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.4,6.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>Phone>Chat>App>Email,true,19:00-08:30,52,169,57,57,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-01-23,Failed,v1.9.3,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2507,Explorer,57534,156096,13157,19.3,3,10,US,Low,,NoFossilFuel,PrivateCredit,1.8,25.7,17.7,Business:5y;Travel:2y,5,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>App,true,23:00-06:00,68,45,55,47,OpenBanking;Payroll,2,None,AlertAcknowledge,2025-06-26,Success,v2.10.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A2508,Preserver,84142,230902,30217,4.6,4,10,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Chat,false,19:30-06:00,75,121,82,77,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-11-23,Success,v1.8.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2509,Preserver,90851,1087821,63668,4.7,4,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Email>Chat>In-Person>Phone,true,20:00-08:30,54,202,41,31,Brokerage;OpenBanking,9,Hybrid,AutoTransfer,2025-07-28,Success,v1.9.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2510,Builder,109122,201423,10686,12.6,1,12,US,Medium,NoShortSelling;AccreditedOnly,,LeveragedETFs,1.4,13.8,7.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,Email>In-Person>Chat,true,23:00-08:30,49,83,57,47,CreditBureau;OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-08-30,Success,v1.10.6,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A2511,Explorer,72822,95903,8986,18.3,1,10,AU,Medium,NoDerivatives;AccreditedOnly,,LeveragedETFs;PennyStocks,1.8,21.1,12.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;MaxDD;IRR,Email>In-Person>Phone>App,true,20:15-07:30,67,76,78,67,OpenBanking,5,Human,AutoTransfer,2025-10-10,Success,v2.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2512,Optimizer,124801,860919,50141,7.4,4,15,IN,Low,,,LeveragedETFs;PennyStocks,1.7,15.4,13.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;Sharpe;IRR,Phone>Chat>In-Person,false,21:45-07:30,65,82,61,50,Brokerage;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-09-04,Partial,v1.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A2513,Stabilizer,130703,412793,24041,8.8,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.6,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,App>Phone>Email,true,20:30-06:45,68,91,54,56,OpenBanking,6,Hybrid,AutoTransfer,2025-05-23,Partial,v1.8.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2514,Builder,58649,98292,7862,14.3,2,10,US,Low,,NoFossilFuel;NoTobacco,LeveragedETFs;PrivateCredit,1.5,19.4,11.8,Home:3y;Retirement:30y,3,Collaborative,Deep,TaxCost;Sharpe;MaxDD,In-Person>Email>Phone,true,20:45-07:00,71,124,68,61,OpenBanking;Payroll,16,None,AlertAcknowledge,2025-03-19,Failed,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A2515,Preserver,175103,942486,123791,6.4,3,12,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.5,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Chat>In-Person>Email,false,19:00-06:00,76,238,86,85,Brokerage;OpenBanking,10,Human,AlertAcknowledge,2025-03-07,Success,v1.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2516,Preserver,75333,462953,47763,4.2,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.7,7.3,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email>App,true,20:45-08:00,71,172,68,62,Brokerage;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-05-10,Success,v2.10.5,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2517,Preserver,122083,912186,101964,6.8,2,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Email,true,21:15-07:30,67,131,63,63,Brokerage;CreditBureau;OpenBanking;Payroll,8,None,PlanUpdate,2025-05-21,Success,v2.8.5,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2518,Preserver,86747,721266,49208,5.4,2,10,US,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,9.1,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD,App>In-Person>Chat,true,20:00-08:00,77,188,77,72,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-03-07,Success,v2.9.9,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2519,Explorer,64162,413035,26782,19.1,3,10,US,Low,NoIlliquids;AccreditedOnly,,,1.8,33.4,14.2,Business:5y;Travel:2y,5,Educational,Shallow,MaxDD;TaxCost;IRR,Phone>Email>In-Person>Chat>App,true,20:45-08:30,61,83,60,51,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-04-28,Partial,v2.9.4,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2520,Builder,49540,80259,6146,11.8,3,10,US,Medium,,,,1.8,19.5,10.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;TaxCost,App>Phone>Chat>In-Person,true,22:30-07:45,52,105,52,42,OpenBanking,14,None,Rebalance,2024-12-26,Success,v2.9.1,StopLossDisabled,Prioritize liquidity and down payment savings
A2521,Preserver,87714,415910,48725,8.0,2,10,IN,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.0,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Chat>Email>Phone,true,20:45-07:15,69,132,71,64,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-07-07,Partial,v2.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2522,Explorer,48278,176555,14187,20.2,1,10,US,Medium,AccreditedOnly,,,2.0,29.4,12.8,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,TaxCost;IRR,Phone>App>In-Person>Chat>Email,true,19:00-07:45,61,90,67,59,OpenBanking,3,Hybrid,PlanUpdate,2025-07-08,Failed,v2.8.6,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2523,Optimizer,147476,1030063,70044,9.1,4,12,US,Medium,,NoTobacco;ESGOnly,Crypto;PennyStocks,1.6,22.4,13.8,Wealth:10y;Estate:20y,10,Directive,Deep,Sharpe;IRR;TaxCost,App>Email>Chat,false,19:30-06:00,56,91,45,36,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-07-23,Success,v2.8.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2524,Stabilizer,51719,451677,11839,5.4,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,5.8,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>Chat>App,false,20:30-08:15,63,134,56,60,CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-09-25,Partial,v1.10.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2525,Explorer,84242,751781,33783,14.8,4,10,US,Medium,,,PennyStocks,1.9,21.7,13.6,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,IRR;TaxCost;Sharpe,Chat>In-Person>Email>Phone>App,true,23:15-07:00,59,77,70,64,CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-02-04,Failed,v2.10.5,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2526,Stabilizer,195979,486970,59507,9.1,2,15,AU,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,13.8,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,App>Chat>In-Person,true,19:30-06:15,55,159,62,61,CreditBureau;OpenBanking,20,None,Rebalance,2025-07-19,Success,v2.10.6,StopLossDisabled,Keep expenses buffer ≥ 4 months
A2527,Stabilizer,38058,121174,12748,5.1,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Chat>Phone>Email>App,false,19:15-06:45,56,171,56,53,OpenBanking,19,None,Rebalance,2025-03-01,Success,v2.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2528,Explorer,22755,104726,3510,20.9,2,10,US,Low,,,PennyStocks,1.6,25.8,12.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,Sharpe;IRR;TaxCost,Email>Phone>Chat,false,19:15-08:00,54,47,43,34,CreditBureau;OpenBanking,2,None,Rebalance,2025-05-29,Failed,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A2529,Stabilizer,48288,189528,10764,8.1,2,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,17.4,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,App>Phone>In-Person>Email>Chat,true,22:30-08:45,68,165,59,62,CreditBureau;OpenBanking,17,Human,AutoTransfer,2024-12-30,Success,v2.8.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2530,Preserver,132895,870135,30748,5.9,4,15,CA,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;TaxCost,App>Email>Phone>In-Person>Chat,true,21:45-06:30,76,210,80,81,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-10-30,Success,v2.8.8,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2531,Builder,48049,123459,8015,13.0,1,10,US,Low,,NoFossilFuel,,1.5,18.7,11.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe;MaxDD,App>Chat>Email,false,21:00-08:45,58,68,59,58,CreditBureau;OpenBanking;Payroll,18,Human,PlanUpdate,2025-06-09,Success,v1.8.4,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2532,Optimizer,160932,2453252,89857,8.1,2,15,DE,Low,NoShortSelling;NoIlliquids,NoFossilFuel,PennyStocks,1.8,20.2,13.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;TaxCost,Phone>App>Chat>Email,true,22:45-07:00,62,87,72,65,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-05-04,Success,v2.8.8,LimitOrderOnly,Enforce tax budget and position caps
A2533,Optimizer,193805,1486512,156180,9.8,2,15,AU,Low,,,PennyStocks,1.9,16.1,10.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;IRR;Sharpe,In-Person>Email>Phone,false,19:30-06:15,74,70,63,63,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-06-12,Success,v2.10.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A2534,Stabilizer,65811,377231,30779,8.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.8,7.5,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe,App>Chat>In-Person>Email,false,21:30-06:15,57,180,44,41,OpenBanking;Payroll,7,Human,AutoTransfer,2025-10-12,Success,v2.10.4,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2535,Optimizer,187659,1397392,92517,11.2,1,12,US,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,19.4,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;TaxCost,Email>Phone>Chat,false,21:45-08:15,60,114,72,72,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-07-14,Success,v1.10.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A2536,Builder,23830,87573,5041,10.0,2,10,US,Low,AccreditedOnly,NoFossilFuel;NoWeapons,,1.4,20.2,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;IRR;TaxCost,App>In-Person>Phone>Email>Chat,true,23:15-07:45,67,73,75,74,CreditBureau;OpenBanking;Payroll,10,None,PlanUpdate,2025-07-24,Partial,v1.9.4,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2537,Explorer,96330,565643,17947,15.7,3,10,UK,Low,,,,1.7,22.1,14.2,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,IRR;Sharpe,Phone>App>Chat>Email>In-Person,true,23:30-07:30,54,60,53,50,OpenBanking,4,Hybrid,AlertAcknowledge,2025-02-22,Success,v1.8.7,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2538,Preserver,135906,861163,52982,7.1,2,12,US,Low,NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,17.2,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,Phone>Email>In-Person,true,20:00-08:45,79,217,70,69,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-07-19,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2539,Builder,63275,-38833,4142,11.6,2,10,DE,Low,,,,1.7,17.7,11.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;TaxCost;IRR,Chat>In-Person>Email>App>Phone,false,23:45-08:00,59,120,45,41,CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-05-27,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A2540,Stabilizer,111467,570236,40424,8.4,3,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.9,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,App>Chat>Phone>Email,true,20:30-06:30,54,172,43,42,OpenBanking,12,Hybrid,AlertAcknowledge,2025-02-13,Failed,v1.9.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2541,Stabilizer,133947,374470,29561,6.5,2,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,5.6,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>App>Chat>In-Person,true,21:30-08:30,53,146,61,62,OpenBanking;Payroll,20,None,AutoTransfer,2025-10-26,Partial,v1.10.6,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2542,Preserver,213870,1291684,120329,5.9,3,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Chat>App>In-Person>Phone>Email,true,23:00-08:30,70,229,74,69,Brokerage;OpenBanking;Payroll,14,Hybrid,Rebalance,2024-12-27,Success,v2.9.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2543,Preserver,214593,1380369,114099,7.9,1,12,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,7.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost,Phone>Email>App,true,22:00-08:15,77,120,78,71,Brokerage;CreditBureau;OpenBanking,8,None,AutoTransfer,2025-06-13,Failed,v1.10.2,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2544,Explorer,67845,485471,16787,14.9,2,10,US,Low,,ESGOnly,LeveragedETFs;PennyStocks,1.8,24.9,17.9,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,TaxCost;Sharpe,Phone>App>Email>Chat,true,21:15-08:15,58,74,59,53,CreditBureau;OpenBanking,1,None,Rebalance,2025-07-09,Success,v2.9.2,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A2545,Stabilizer,68919,253144,21007,6.5,4,10,SG,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>Email>App>Chat>Phone,true,21:30-07:45,56,155,63,63,CreditBureau;OpenBanking;Payroll,11,None,AutoTransfer,2025-05-09,Success,v1.8.3,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2546,Preserver,95679,965745,44081,7.3,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.7,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat>App,true,22:45-07:45,82,134,84,82,Brokerage;CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-07-27,Partial,v2.10.7,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2547,Stabilizer,23782,160129,5421,8.4,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Phone>App>Email>Chat>In-Person,false,21:15-06:15,56,137,61,62,OpenBanking,8,Human,AlertAcknowledge,2025-12-09,Success,v1.10.8,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2548,Optimizer,170941,2123404,103875,7.3,4,12,US,High,NoIlliquids,ESGOnly,Crypto;PennyStocks;PrivateCredit,1.9,21.5,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,Sharpe;MaxDD,Phone>Email>Chat,true,23:15-07:15,52,98,39,39,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-05-28,Success,v1.9.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2549,Preserver,252645,2089367,103407,6.1,1,15,IN,Medium,AccreditedOnly;NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,14.0,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD,Phone>Chat>Email>In-Person,false,22:15-08:00,74,127,76,81,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-01-20,Success,v2.10.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2550,Stabilizer,92748,290654,21565,7.5,2,10,AU,High,NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,In-Person>Email>Chat,true,22:15-07:00,44,123,46,44,CreditBureau;OpenBanking;Payroll,19,Human,Rebalance,2025-09-02,Success,v2.10.3,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2551,Optimizer,59234,396162,12779,6.9,4,10,CA,Low,NoIlliquids,ESGOnly,PennyStocks,1.7,25.3,13.3,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>App,true,21:00-06:00,60,63,54,49,Brokerage;CreditBureau;OpenBanking,3,None,PlanUpdate,2025-07-02,Partial,v2.9.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2552,Explorer,42293,280602,17058,21.5,1,10,US,Low,,,Crypto;PrivateCredit,2.1,21.3,15.8,Business:5y;Travel:2y,5,Concise,Shallow,Sharpe;TaxCost;MaxDD,Email>Phone>Chat>In-Person,true,21:00-06:00,66,65,58,50,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-06-15,Success,v1.8.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A2553,Preserver,67821,563759,17817,5.2,3,10,IN,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,13.7,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat>Email>App,true,20:45-08:30,83,237,81,76,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-01-07,Success,v1.8.1,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2554,Stabilizer,146673,477899,46326,7.6,3,12,US,Low,NoIlliquids;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person>App>Phone,true,22:30-06:45,58,157,52,51,OpenBanking;Payroll,13,Human,AutoTransfer,2025-09-03,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2555,Explorer,82956,657911,20553,23.1,1,10,CA,Low,NoShortSelling,NoWeapons;NoTobacco,LeveragedETFs;PennyStocks,2.0,33.4,12.6,Business:5y;Travel:2y,5,Collaborative,Deep,MaxDD;Sharpe;IRR,Phone>App>Email>In-Person>Chat,false,21:45-08:45,57,83,70,58,OpenBanking,7,Human,Rebalance,2025-08-07,Success,v2.10.8,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2556,Explorer,88181,642243,19152,13.9,4,10,US,Low,NoDerivatives;NoShortSelling,,,2.0,30.1,17.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;Sharpe,Phone>Email>App,true,23:45-08:45,59,50,50,42,CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-09-02,Success,v1.9.4,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2557,Stabilizer,84836,474220,42014,7.2,3,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,5.5,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email>App,false,21:45-07:15,57,106,63,57,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-07-27,Partial,v1.8.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2558,Builder,40128,59574,4569,10.2,3,10,US,Low,,,LeveragedETFs;PrivateCredit,1.4,19.1,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,MaxDD;TaxCost,Chat>In-Person>App,false,22:15-06:00,57,146,45,39,OpenBanking,15,None,Rebalance,2025-02-03,Success,v2.10.1,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A2559,Builder,43271,121413,10087,9.4,4,10,IN,High,,NoWeapons;NoFossilFuel,,1.6,12.1,10.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,IRR;Sharpe;TaxCost,Phone>In-Person>Email>App,false,23:15-07:00,47,79,47,42,CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-10-22,Success,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2560,Optimizer,169459,2277200,84462,9.8,1,12,US,Medium,NoIlliquids,NoWeapons,Crypto;PennyStocks;PrivateCredit,1.5,27.7,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;Sharpe,App>In-Person>Email,true,19:00-06:30,67,109,69,69,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-08-20,Success,v2.8.7,LimitOrderOnly,Enforce tax budget and position caps
A2561,Explorer,68788,362370,23332,16.3,3,10,US,Medium,,ESGOnly,PennyStocks,1.7,33.6,12.3,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,MaxDD;TaxCost,App>Chat>In-Person>Phone>Email,true,20:00-06:30,51,54,49,40,CreditBureau;OpenBanking,4,None,PlanUpdate,2025-05-25,Success,v1.9.6,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2562,Builder,28677,42734,3304,10.4,2,10,AU,Low,,ESGOnly,,1.5,22.9,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;MaxDD,App>Email>In-Person>Phone,false,21:30-08:00,59,98,50,45,CreditBureau;OpenBanking;Payroll,15,None,AutoTransfer,2025-05-25,Success,v2.8.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2563,Optimizer,178619,3137148,77873,11.5,1,12,US,Low,NoShortSelling;NoIlliquids,,PennyStocks;PrivateCredit,1.5,24.9,13.6,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;TaxCost,In-Person>Email>Chat,true,19:00-06:30,69,103,79,71,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-09-15,Failed,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A2564,Builder,125182,427285,17508,11.0,2,12,US,Low,NoShortSelling,NoFossilFuel;ESGOnly,Crypto;PrivateCredit,1.8,15.8,10.3,Home:3y;Retirement:30y,3,Collaborative,Deep,IRR;MaxDD;Sharpe,App>Email>In-Person>Chat>Phone,true,21:30-06:30,59,123,67,65,CreditBureau;OpenBanking,19,None,Rebalance,2025-07-23,Partial,v2.9.7,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2565,Builder,66361,277022,15732,10.4,2,10,US,Medium,,,PennyStocks;PrivateCredit,1.5,16.7,7.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;TaxCost,App>In-Person>Phone,true,19:45-06:15,55,131,51,51,OpenBanking;Payroll,18,Hybrid,AutoTransfer,2025-01-26,Partial,v2.9.5,NoPennyStocks,Prioritize liquidity and down payment savings
A2566,Optimizer,102951,2769252,38776,10.3,3,12,US,Low,NoDerivatives;AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.9,15.3,10.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,IRR;Sharpe;TaxCost,Email>Chat>Phone>In-Person,true,23:45-06:45,65,95,51,41,Brokerage;OpenBanking,1,Human,AlertAcknowledge,2025-09-03,Success,v2.9.6,NoIlliquids,Enforce tax budget and position caps
A2567,Builder,122345,344104,15910,12.7,1,12,US,Medium,NoIlliquids;AccreditedOnly,,PennyStocks;PrivateCredit,1.6,12.7,8.4,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;MaxDD,Phone>App>In-Person>Email>Chat,false,20:45-06:45,66,137,54,52,CreditBureau;OpenBanking;Payroll,18,None,AlertAcknowledge,2025-01-25,Success,v2.10.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2568,Stabilizer,67359,693829,27021,7.2,4,10,SG,Medium,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,Phone>Email>Chat>App>In-Person,false,22:15-07:00,57,97,48,42,CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-08-14,Success,v1.9.3,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2569,Optimizer,88706,1234394,47090,8.6,1,10,US,Low,NoDerivatives;NoIlliquids,NoWeapons;NoTobacco,PennyStocks,1.7,23.5,11.2,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,TaxCost;IRR;Sharpe,In-Person>Email>Phone>App>Chat,true,22:00-06:45,63,112,67,59,Brokerage;CreditBureau;OpenBanking,1,None,Rebalance,2025-03-07,Partial,v2.9.6,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A2570,Stabilizer,38323,143254,7551,8.5,2,10,US,Medium,NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.8,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,App>Chat>Phone>In-Person>Email,true,23:00-07:15,51,158,57,61,OpenBanking,20,None,AlertAcknowledge,2025-04-28,Success,v1.10.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2571,Optimizer,94315,1855767,72236,8.7,2,10,US,Medium,AccreditedOnly;NoShortSelling,,LeveragedETFs;PennyStocks,1.9,16.6,10.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>App>In-Person,true,23:15-08:45,57,80,58,53,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-10-20,Success,v1.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2572,Preserver,208313,2538430,168830,5.6,3,15,SG,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,16.0,8.9,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Email>App>In-Person>Chat,false,21:15-07:30,69,204,61,64,Brokerage;OpenBanking,11,Human,PlanUpdate,2025-04-13,Success,v2.8.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2573,Stabilizer,119228,990489,70536,8.7,2,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,8.3,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,App>Email>Phone,true,21:00-08:45,62,167,55,50,CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-07-26,Partial,v2.9.1,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2574,Stabilizer,76890,245816,31208,6.6,3,10,US,High,NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.1,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat,false,22:30-06:45,59,91,49,43,OpenBanking,11,Hybrid,Rebalance,2025-09-16,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2575,Optimizer,120218,959215,33153,9.3,2,12,US,Low,,,PennyStocks,1.9,27.3,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat>App,true,22:45-06:00,75,77,72,70,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-09-09,Success,v1.8.2,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2576,Stabilizer,110818,343274,46753,5.4,4,12,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.0,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD,Chat>Phone>App,true,20:45-06:00,46,169,37,36,CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-07-08,Failed,v1.10.2,NoMargin,Keep expenses buffer ≥ 4 months
A2577,Builder,69288,280785,8781,12.1,1,10,US,Low,,,Crypto;LeveragedETFs,1.7,17.7,9.5,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,IRR;TaxCost;Sharpe,Phone>Email>In-Person>Chat>App,true,20:30-06:15,58,82,65,62,OpenBanking,15,None,Rebalance,2025-01-16,Partial,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A2578,Builder,37468,162341,4272,8.9,4,10,DE,Low,AccreditedOnly,NoFossilFuel,,1.6,15.4,11.7,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;MaxDD,Phone>Chat>Email,true,23:45-07:00,69,91,75,70,CreditBureau;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-08-17,Failed,v1.10.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2579,Stabilizer,77699,297679,22822,7.5,4,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,7.1,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Phone>Email>App>Chat,true,20:30-08:00,64,117,67,64,CreditBureau;OpenBanking,5,Human,Rebalance,2025-11-27,Success,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2580,Stabilizer,78724,503717,29058,4.7,4,10,UK,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.4,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,App>Chat>In-Person>Phone>Email,false,23:00-07:15,59,147,52,42,OpenBanking,14,Human,AlertAcknowledge,2025-07-03,Success,v2.9.1,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2581,Stabilizer,73527,242765,21706,7.7,2,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,Chat>App>Phone>In-Person,true,20:45-06:00,64,95,55,52,OpenBanking;Payroll,12,Human,Rebalance,2025-05-03,Partial,v2.8.1,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2582,Stabilizer,81481,260779,13041,7.2,4,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,9.4,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,App>Email>Chat>In-Person,true,20:15-06:00,58,169,63,66,OpenBanking,6,None,PlanUpdate,2025-05-13,Success,v1.9.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2583,Optimizer,85267,926760,41926,12.6,1,10,US,Low,NoShortSelling,,PennyStocks,1.6,22.1,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,Sharpe;MaxDD,Chat>In-Person>Phone,true,21:45-06:15,67,111,71,68,Brokerage;OpenBanking;Payroll,2,Human,PlanUpdate,2025-10-08,Partial,v1.8.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2584,Preserver,105032,283242,12722,5.7,2,12,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Phone>Chat>In-Person>Email,true,21:30-07:15,70,187,69,60,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-01-20,Success,v1.9.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2585,Builder,32161,47881,4909,10.2,1,10,US,Low,NoShortSelling,,,1.7,19.4,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,MaxDD;TaxCost;Sharpe,Email>App>Phone>Chat>In-Person,true,23:45-08:15,61,63,56,52,OpenBanking;Payroll,16,None,AutoTransfer,2025-08-12,Partial,v1.9.3,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2586,Explorer,43726,291455,12568,14.0,4,10,IN,Medium,NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs,1.7,29.2,16.0,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;MaxDD;IRR,Email>Chat>Phone>In-Person,false,21:00-06:45,50,46,43,42,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-07-28,Success,v1.8.1,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2587,Preserver,89541,703965,63362,7.2,3,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,5.3,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD,Phone>Email>App>In-Person>Chat,true,22:00-07:00,71,224,63,51,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-01-04,Success,v1.8.7,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2588,Optimizer,162961,2740316,85643,7.6,2,12,US,Low,NoDerivatives,NoTobacco;NoFossilFuel,PennyStocks,1.8,19.7,10.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,TaxCost;Sharpe;IRR,Phone>Chat>Email>App,true,23:30-07:00,63,77,67,67,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-01-30,Success,v1.9.4,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A2589,Explorer,57884,252107,20988,19.0,3,10,DE,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;ESGOnly,,2.1,27.0,17.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;IRR;Sharpe,Phone>App>Chat>Email>In-Person,true,19:15-07:15,57,46,62,58,CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-11-19,Success,v1.8.6,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2590,Preserver,117721,878908,30554,7.0,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.5,8.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost,App>Email>Chat>Phone,true,20:30-06:30,67,198,59,57,Brokerage;CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-07-18,Success,v1.10.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2591,Optimizer,201055,1402829,110199,10.1,3,15,UK,Low,NoShortSelling,,PennyStocks,1.7,23.2,9.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,TaxCost;Sharpe;MaxDD,Email>App>Chat>Phone,false,20:15-06:45,60,99,67,55,Brokerage;CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-01-09,Success,v1.9.2,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A2592,Stabilizer,202095,1095948,76174,6.7,3,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,6.1,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost,App>Phone>Chat>Email,false,20:30-07:30,65,160,51,40,OpenBanking,10,Hybrid,AutoTransfer,2025-08-04,Success,v2.8.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2593,Builder,57993,132765,11356,10.9,1,10,UK,Medium,,NoWeapons,PrivateCredit,1.5,14.4,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost;IRR,Chat>Phone>Email>In-Person>App,false,21:45-08:15,63,132,50,42,CreditBureau;OpenBanking,17,None,Rebalance,2025-09-30,Success,v1.9.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2594,Explorer,49529,215730,15220,17.2,2,10,US,Medium,,,PennyStocks,1.9,22.5,15.1,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,MaxDD;TaxCost;Sharpe,Chat>App>In-Person>Phone>Email,true,22:15-06:15,50,78,45,42,OpenBanking,3,Hybrid,AutoTransfer,2025-06-29,Success,v1.8.5,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2595,Stabilizer,74325,259198,27291,6.0,4,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,In-Person>Chat>Email>App,true,20:15-06:00,54,140,56,51,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-09-16,Success,v1.9.9,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2596,Builder,72351,316501,14139,8.5,3,10,US,High,NoShortSelling;AccreditedOnly,NoWeapons,,1.5,14.3,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;Sharpe;TaxCost,Email>App>Chat>Phone,true,22:15-06:30,57,80,65,57,CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-04-19,Success,v1.8.3,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2597,Optimizer,158428,2904721,112062,9.5,4,12,US,Low,NoIlliquids,,Crypto;PennyStocks,1.5,21.2,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;Sharpe;TaxCost,Chat>Email>In-Person>App,true,22:00-07:00,65,96,69,64,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-08-30,Success,v1.10.4,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2598,Explorer,95382,657564,36258,17.0,4,10,US,Low,,NoFossilFuel,,1.7,20.2,15.0,Business:5y;Travel:2y,5,Concise,Shallow,TaxCost;Sharpe;IRR,App>Email>Phone,true,19:15-08:15,58,67,48,36,OpenBanking,1,None,PlanUpdate,2025-10-10,Failed,v1.9.5,NoMargin,Allow small experimental sleeve ≤ 3%
A2599,Builder,58274,79725,2496,8.7,3,10,AU,Low,,ESGOnly;NoFossilFuel,,1.4,16.5,8.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;MaxDD,Email>Phone>In-Person>App>Chat,true,20:00-08:45,71,103,59,47,OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-01-23,Success,v1.9.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2600,Explorer,91777,667531,21872,16.7,3,10,UK,Low,,NoWeapons,,1.9,24.6,16.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,TaxCost;Sharpe,Chat>App>Email>Phone>In-Person,true,23:15-07:45,60,82,57,51,CreditBureau;OpenBanking,1,None,PlanUpdate,2025-05-09,Success,v2.9.2,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2601,Optimizer,125615,1218351,100168,6.9,3,12,US,Low,NoShortSelling;NoIlliquids,,PennyStocks,1.9,15.4,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;TaxCost;Sharpe,Email>Phone>App>In-Person>Chat,true,21:45-06:00,66,78,77,77,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-07-21,Success,v2.10.7,NoIlliquids;NoMargin,Enforce tax budget and position caps
A2602,Explorer,114957,890511,44457,19.3,4,12,US,Medium,NoIlliquids,,PennyStocks,1.7,23.8,16.4,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;MaxDD;Sharpe,App>In-Person>Email>Phone,true,19:45-06:00,61,48,68,68,OpenBanking;Payroll,7,None,PlanUpdate,2025-06-10,Partial,v2.10.2,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2603,Stabilizer,65049,314768,17739,9.2,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,12.6,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Chat>Phone>In-Person,true,22:45-06:30,61,133,56,51,CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-02-17,Partial,v2.8.5,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2604,Optimizer,129330,729460,32889,9.6,1,12,US,Medium,NoIlliquids;NoShortSelling,,PennyStocks,1.6,20.6,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;MaxDD;IRR,App>Chat>In-Person>Email>Phone,true,19:30-08:45,60,78,55,54,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-08-18,Partial,v2.10.8,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A2605,Preserver,109985,1139179,91527,8.4,1,15,DE,Medium,AccreditedOnly;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.1,7.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,Chat>Email>Phone>In-Person,false,22:30-08:30,69,142,65,60,Brokerage;OpenBanking,13,Hybrid,Rebalance,2025-10-21,Success,v2.10.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2606,Explorer,110154,388642,41708,19.0,1,12,US,High,,ESGOnly,,1.9,28.3,14.7,Business:5y;Travel:2y,5,Concise,Deep,MaxDD;Sharpe;IRR,Email>In-Person>Chat>Phone>App,true,23:30-07:30,55,52,53,50,OpenBanking,7,Hybrid,PlanUpdate,2025-09-01,Success,v2.8.8,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2607,Stabilizer,73004,247918,25769,5.6,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.2,5.1,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,Email>App>In-Person>Chat>Phone,true,21:30-08:15,66,168,72,75,OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-07-04,Success,v2.8.3,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2608,Stabilizer,47317,173975,17675,5.4,3,10,UK,Low,NoDerivatives;NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.2,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email>Chat>App,true,23:15-06:15,59,118,55,51,OpenBanking,15,None,AutoTransfer,2025-02-20,Success,v2.8.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2609,Optimizer,51647,1333559,32043,9.1,2,10,US,Low,NoIlliquids,,PennyStocks,1.6,26.3,11.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;TaxCost;MaxDD,App>Email>Phone>In-Person>Chat,true,21:15-07:30,73,72,78,71,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-10-09,Success,v2.10.6,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A2610,Explorer,105377,-39174,2056,19.0,3,12,US,Low,NoShortSelling;NoDerivatives,,,1.7,21.4,16.9,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;MaxDD;IRR,Email>Phone>App>Chat>In-Person,true,19:00-08:30,68,50,62,60,OpenBanking,7,Hybrid,AlertAcknowledge,2025-02-02,Partial,v1.8.3,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2611,Explorer,88267,445106,29555,16.9,4,10,US,High,NoIlliquids,NoFossilFuel;NoTobacco,PennyStocks,2.1,33.2,12.0,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,IRR;MaxDD,Phone>App>In-Person,false,20:30-06:30,53,89,40,38,CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-03-06,Success,v2.9.9,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2612,Stabilizer,146975,813695,39944,5.0,4,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,12.7,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,Email>Chat>Phone,true,19:30-06:45,68,143,72,73,OpenBanking,18,None,Rebalance,2025-01-18,Success,v2.8.4,NoMargin,Keep expenses buffer ≥ 4 months
A2613,Builder,68982,134311,10732,8.4,3,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly,PennyStocks,1.8,16.4,9.7,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;Sharpe,Chat>App>In-Person,false,20:45-07:15,71,92,71,61,CreditBureau;OpenBanking;Payroll,17,None,Rebalance,2025-11-09,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2614,Explorer,68800,45704,1492,13.8,4,10,IN,Low,NoIlliquids;NoDerivatives,,LeveragedETFs,1.9,23.0,13.3,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,TaxCost;Sharpe,App>In-Person>Chat,true,23:00-07:30,67,49,70,70,OpenBanking,1,Hybrid,AlertAcknowledge,2025-01-10,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A2615,Stabilizer,78852,513259,43873,6.5,4,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.4,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,In-Person>Phone>App,true,22:15-06:00,60,98,52,56,OpenBanking;Payroll,14,None,Rebalance,2025-10-17,Partial,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2616,Explorer,51988,316131,15257,23.2,1,10,US,High,NoShortSelling,NoWeapons,,2.1,26.1,17.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,MaxDD;TaxCost,Phone>In-Person>Email>App>Chat,true,22:15-07:15,47,79,61,53,OpenBanking,3,None,PlanUpdate,2025-01-29,Success,v2.10.5,NoMargin,Allow small experimental sleeve ≤ 3%
A2617,Optimizer,84804,488835,29769,7.5,4,10,CA,Low,,,LeveragedETFs;PennyStocks,1.6,20.6,13.2,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;MaxDD;IRR,Chat>App>Email,true,19:45-08:30,71,117,77,69,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-07-09,Success,v1.9.9,NoIlliquids,Enforce tax budget and position caps
A2618,Preserver,117636,1114605,41066,6.2,2,15,AU,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,App>Chat>Email>Phone,false,23:15-07:45,64,148,63,54,Brokerage;OpenBanking;Payroll,9,None,Rebalance,2025-07-25,Partial,v2.8.7,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A2619,Explorer,112575,601130,20275,17.9,4,12,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,2.2,26.2,14.7,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,Sharpe;IRR;MaxDD,App>Chat>In-Person,true,20:45-06:00,59,66,64,56,OpenBanking;Payroll,4,None,AlertAcknowledge,2025-02-03,Success,v1.10.5,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2620,Preserver,125683,911565,125672,8.6,1,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.5,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>Phone>Chat>App,false,21:30-06:30,76,158,62,54,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-06-23,Failed,v1.9.5,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2621,Builder,53292,146677,8518,8.8,2,10,US,Low,NoShortSelling;NoIlliquids,ESGOnly,,1.7,12.2,7.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;IRR,Phone>App>Email>Chat,true,22:45-08:45,60,149,52,44,OpenBanking,10,None,AlertAcknowledge,2025-12-23,Success,v2.8.3,NoPennyStocks,Prioritize liquidity and down payment savings
A2622,Explorer,80104,254957,20599,15.7,4,10,UK,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;NoTobacco,LeveragedETFs;PennyStocks,1.9,34.5,17.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;MaxDD,Email>In-Person>App>Phone,true,21:00-06:15,57,66,52,42,OpenBanking;Payroll,6,None,PlanUpdate,2025-03-26,Success,v2.8.8,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2623,Preserver,105935,1509137,60720,7.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.4,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD,Email>In-Person>Phone,true,19:45-07:30,82,139,75,74,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,AutoTransfer,2025-05-27,Failed,v1.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2624,Preserver,78799,433503,41912,4.9,4,10,DE,Low,NoIlliquids;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Chat>In-Person>Phone,true,22:45-07:45,75,190,67,67,Brokerage;OpenBanking,12,Hybrid,AlertAcknowledge,2025-03-16,Success,v2.8.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2625,Explorer,38172,171111,8345,19.4,4,10,US,Low,NoShortSelling,,,2.0,27.3,12.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;MaxDD;IRR,Chat>App>In-Person,true,19:00-07:45,55,85,46,44,CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-07-07,Partial,v2.8.4,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2626,Optimizer,79594,484878,32222,8.1,4,10,US,Low,,NoWeapons;ESGOnly,PennyStocks;PrivateCredit,1.8,15.1,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,Sharpe;TaxCost,In-Person>App>Chat>Email,true,19:30-07:30,72,97,80,70,Brokerage;OpenBanking,2,Human,AutoTransfer,2025-02-05,Success,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A2627,Stabilizer,120825,1060964,38341,6.9,1,15,CA,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,5.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Chat>Email>In-Person>App,true,23:15-06:00,67,177,57,53,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-12-06,Success,v2.9.2,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2628,Builder,74170,252752,13666,9.6,3,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoTobacco,,1.8,18.5,11.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;Sharpe,Chat>Phone>App,false,21:30-08:15,62,149,58,55,CreditBureau;OpenBanking;Payroll,9,None,PlanUpdate,2025-01-29,Success,v1.9.4,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A2629,Preserver,77369,726561,29755,3.5,3,10,CA,Medium,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,7.0,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,Phone>App>In-Person>Chat>Email,false,19:15-08:30,68,210,53,55,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-03-15,Success,v1.9.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2630,Optimizer,125277,818397,62742,7.5,3,12,US,Low,AccreditedOnly;NoDerivatives,NoWeapons,PennyStocks,1.8,22.0,11.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;Sharpe;MaxDD,App>In-Person>Chat>Email,false,20:30-06:00,62,61,64,55,Brokerage;OpenBanking,7,None,PlanUpdate,2025-01-30,Partial,v1.9.4,NoMargin,Enforce tax budget and position caps
A2631,Preserver,126038,333134,36951,6.3,2,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.7,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost,Email>App>Phone>In-Person>Chat,false,23:30-07:00,71,224,56,50,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-04-16,Failed,v1.9.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2632,Optimizer,92035,916642,37985,5.9,4,10,US,Medium,,NoFossilFuel;ESGOnly,Crypto;PennyStocks;PrivateCredit,1.7,15.4,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,MaxDD;IRR,App>In-Person>Email,true,20:45-07:30,58,75,56,50,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-05-03,Failed,v2.10.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2633,Builder,46898,81282,5072,10.3,3,10,US,Low,,NoWeapons,,1.8,14.6,9.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;Sharpe;MaxDD,In-Person>Email>App>Phone>Chat,true,19:15-07:00,73,65,78,75,CreditBureau;OpenBanking,18,Hybrid,AlertAcknowledge,2025-07-09,Partial,v1.9.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2634,Builder,29751,-21803,2169,8.4,3,10,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.4,18.2,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;IRR,Email>App>Phone>Chat,true,22:00-07:00,73,127,81,74,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-06-04,Success,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2635,Optimizer,207788,1238954,75941,9.0,4,12,US,Low,AccreditedOnly,NoWeapons,PennyStocks,1.6,24.2,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;TaxCost,Phone>Chat>In-Person>Email>App,true,23:45-08:00,65,92,79,79,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-08-23,Success,v1.8.5,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2636,Stabilizer,93613,339770,32333,8.5,2,10,US,High,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.6,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,Phone>App>Chat>Email,true,21:00-07:45,52,169,53,42,CreditBureau;OpenBanking;Payroll,19,Human,Rebalance,2025-08-20,Success,v2.8.2,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2637,Builder,89431,571342,10274,12.6,1,10,DE,Low,,NoWeapons,PrivateCredit,1.6,23.6,11.0,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;IRR,In-Person>App>Phone>Chat>Email,true,19:15-07:15,58,114,67,56,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-05-21,Failed,v2.9.8,StopLossDisabled,Prioritize liquidity and down payment savings
A2638,Preserver,123595,1062420,94368,7.5,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe,Phone>In-Person>App,true,21:00-07:45,75,228,84,80,Brokerage;CreditBureau;OpenBanking,13,Human,Rebalance,2025-07-13,Partial,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2639,Preserver,43869,134471,16853,5.0,4,10,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.8,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>Phone>App>Email>In-Person,true,21:30-06:45,63,178,68,63,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-12-02,Success,v1.8.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2640,Explorer,69516,276904,24121,19.6,3,10,US,Low,NoDerivatives,NoTobacco;NoFossilFuel,PennyStocks,1.7,24.7,12.2,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,Sharpe;MaxDD,App>Chat>In-Person,false,22:15-06:15,68,48,69,66,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-09-04,Success,v1.9.5,LimitOrderOnly;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2641,Preserver,118182,363224,48606,5.7,2,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,17.6,8.7,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person,true,22:30-07:00,82,155,85,90,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-05-31,Partial,v1.9.6,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2642,Explorer,68311,300241,18262,16.6,3,10,US,Low,,,PennyStocks,1.6,25.9,17.4,Business:5y;Travel:2y,5,Collaborative,Deep,Sharpe;MaxDD,Email>Chat>In-Person>Phone>App,true,22:45-06:00,58,55,68,63,OpenBanking,5,None,Rebalance,2025-02-01,Success,v2.8.7,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2643,Stabilizer,27240,138873,10911,5.8,4,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.0,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,Email>Phone>Chat>In-Person>App,true,23:15-07:15,61,150,69,72,OpenBanking,10,None,AlertAcknowledge,2025-06-28,Success,v2.10.8,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2644,Optimizer,113277,1671294,62217,6.4,3,15,UK,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.7,26.2,11.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,MaxDD;IRR,App>Chat>Email,false,19:45-08:15,73,104,85,76,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-12-06,Success,v1.9.4,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2645,Builder,58936,154760,8996,12.8,2,10,CA,Medium,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs,1.5,15.6,8.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;Sharpe;MaxDD,Email>Phone>In-Person>Chat>App,false,23:15-06:15,68,73,55,52,OpenBanking,6,Hybrid,AutoTransfer,2025-08-14,Success,v1.9.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2646,Preserver,149492,1347237,103021,5.0,2,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,16.2,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,App>Email>In-Person>Phone>Chat,true,19:00-08:00,70,226,65,57,Brokerage;OpenBanking,8,Hybrid,AutoTransfer,2025-02-05,Failed,v1.10.2,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2647,Explorer,63147,232929,13018,15.5,2,10,US,Low,,,Crypto,2.1,28.0,15.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;IRR;Sharpe,Email>In-Person>Phone,true,23:30-08:30,66,60,59,47,CreditBureau;OpenBanking,3,None,PlanUpdate,2025-10-25,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2648,Optimizer,92958,1524716,55410,7.7,2,10,US,Low,AccreditedOnly;NoIlliquids,NoWeapons;ESGOnly,PennyStocks,1.8,16.2,9.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe;IRR,App>Chat>Email>In-Person>Phone,true,21:45-08:00,62,64,53,52,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-08-13,Success,v1.8.9,NoMargin,Enforce tax budget and position caps
A2649,Preserver,80153,484676,46454,5.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.7,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Phone>Chat,true,23:00-08:00,69,158,56,54,Brokerage;CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-08-06,Success,v1.8.7,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2650,Stabilizer,99071,392726,38663,6.6,2,10,AU,Low,NoDerivatives;NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>Phone>App>Chat,true,21:00-07:30,57,112,50,54,CreditBureau;OpenBanking,17,None,PlanUpdate,2025-02-19,Partial,v1.9.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2651,Explorer,89556,164280,19462,20.1,1,10,US,Medium,NoDerivatives,,PennyStocks,1.7,24.2,15.4,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,Sharpe;IRR;MaxDD,Email>In-Person>Chat,true,23:45-06:30,57,83,59,48,CreditBureau;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-06-07,Success,v2.10.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2652,Preserver,90618,697633,20966,3.9,4,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.9,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>Phone>Chat>App,true,20:30-07:30,73,166,59,55,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-09-18,Success,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2653,Stabilizer,61850,395578,24490,4.1,4,10,US,Low,NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,6.8,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>App>In-Person,true,21:00-08:00,65,121,74,66,OpenBanking,5,None,AutoTransfer,2025-03-04,Success,v1.10.5,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2654,Stabilizer,27810,135024,7428,7.4,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.9,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,App>In-Person>Chat>Phone>Email,true,23:45-06:15,55,151,40,37,CreditBureau;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-10-01,Success,v1.8.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2655,Optimizer,43441,464244,24473,8.1,4,10,US,Low,NoIlliquids;AccreditedOnly,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.9,17.8,13.9,Wealth:10y;Estate:20y,10,Concise,Shallow,TaxCost;MaxDD,In-Person>App>Email>Phone,false,23:30-06:30,73,65,82,76,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-10-31,Success,v1.10.7,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A2656,Builder,45435,139744,5021,10.7,4,10,US,Low,NoIlliquids;AccreditedOnly,NoWeapons;ESGOnly,,1.6,23.0,9.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,TaxCost;Sharpe,Email>App>Chat>Phone,true,21:30-06:30,72,95,78,77,OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-04-21,Success,v1.9.7,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A2657,Optimizer,112202,852497,34165,9.2,2,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.8,19.3,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost;MaxDD,In-Person>Chat>App>Phone>Email,true,23:15-06:15,62,66,61,53,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-11-24,Partial,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2658,Preserver,71941,340166,46255,5.3,2,10,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Phone>Email>In-Person>Chat,true,23:45-07:00,80,136,76,77,Brokerage;OpenBanking,12,Hybrid,AutoTransfer,2025-04-30,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2659,Preserver,53870,280351,26352,4.8,4,10,IN,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,Email>Chat>In-Person>Phone,true,23:00-06:15,72,228,79,81,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-10-25,Success,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A2660,Stabilizer,72007,260453,9624,4.6,4,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,App>Phone>Chat,true,23:30-06:15,56,165,42,35,CreditBureau;OpenBanking;Payroll,19,None,PlanUpdate,2025-02-11,Success,v2.9.5,LimitOrderOnly;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2661,Builder,65525,380668,11994,13.1,4,10,US,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks,1.5,19.4,7.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,IRR;MaxDD,Phone>Email>App>Chat,false,22:45-08:00,73,106,60,48,OpenBanking;Payroll,13,None,Rebalance,2025-03-14,Success,v1.9.6,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A2662,Optimizer,232028,1742192,88746,10.5,3,12,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.6,21.5,13.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Phone>Email>App,true,19:00-07:15,67,67,66,63,Brokerage;CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-02-11,Success,v1.9.2,NoMargin,Enforce tax budget and position caps
A2663,Preserver,85520,1204811,105102,6.3,1,10,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,Chat>App>In-Person>Phone>Email,true,20:30-07:45,64,123,74,75,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-10-14,Partial,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2664,Stabilizer,66266,462870,25724,7.1,3,10,CA,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,6.8,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>Phone>Email,true,21:30-07:45,64,149,72,71,OpenBanking,15,Human,PlanUpdate,2025-09-04,Success,v2.8.4,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2665,Explorer,47921,149910,5144,16.5,2,10,DE,Low,,,PennyStocks,1.9,34.6,14.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Email>Chat>App,false,19:30-08:00,54,75,55,49,OpenBanking;Payroll,6,None,Rebalance,2025-03-17,Success,v1.10.2,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2666,Preserver,279719,2484002,217216,7.5,1,15,IN,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,12.8,7.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,Phone>App>Chat>In-Person,false,23:15-06:15,82,193,71,73,Brokerage;CreditBureau;OpenBanking,11,Hybrid,Rebalance,2025-07-15,Success,v2.9.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2667,Builder,88444,307632,10805,11.9,1,10,AU,Low,NoIlliquids,NoFossilFuel;ESGOnly,,1.5,13.1,8.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe;TaxCost,Phone>App>Chat>In-Person>Email,true,20:15-07:15,71,88,56,45,OpenBanking,17,None,AutoTransfer,2025-03-25,Success,v1.8.5,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2668,Builder,45580,175817,7231,8.9,4,10,US,Low,,NoWeapons,,1.7,15.4,8.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;TaxCost;MaxDD,In-Person>Chat>Phone,true,22:30-06:30,60,115,62,51,OpenBanking,11,None,Rebalance,2025-04-07,Success,v1.8.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2669,Explorer,27268,70764,4290,12.5,4,10,US,Medium,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.8,20.8,12.5,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,IRR;TaxCost;Sharpe,Phone>App>In-Person,true,20:45-08:15,49,79,43,32,CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-05-09,Success,v2.8.2,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2670,Explorer,37050,162086,14313,15.5,4,10,AU,Low,NoShortSelling;NoDerivatives,ESGOnly,,1.7,25.6,13.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,IRR;TaxCost,Phone>In-Person>Chat,false,21:45-08:45,56,65,45,36,OpenBanking,1,None,AutoTransfer,2025-02-13,Success,v1.8.3,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2671,Explorer,43754,93303,10505,19.4,3,10,UK,Medium,,,PennyStocks,1.7,33.1,16.1,Business:5y;Travel:2y,5,Directive,Deep,TaxCost;MaxDD,Phone>In-Person>App>Chat,true,20:00-06:15,57,88,70,60,OpenBanking,5,None,AutoTransfer,2025-09-17,Success,v2.10.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2672,Preserver,57255,508937,65213,8.8,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Chat>Phone,true,20:30-06:45,74,149,61,57,Brokerage;OpenBanking;Payroll,13,None,PlanUpdate,2025-02-20,Success,v2.10.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2673,Preserver,94138,862327,47026,8.6,1,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,In-Person>Chat>Email>App>Phone,true,22:45-07:30,71,231,78,76,Brokerage;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-10-07,Partial,v1.8.5,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2674,Preserver,65725,200943,14384,6.8,1,10,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.2,8.9,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,In-Person>Phone>Chat,true,22:00-07:45,77,194,87,84,Brokerage;OpenBanking,9,Hybrid,PlanUpdate,2025-03-11,Success,v1.8.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2675,Preserver,51947,333162,41811,3.3,4,10,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,8.0,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat,true,19:30-06:30,73,153,62,50,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-04-17,Partial,v1.10.3,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2676,Builder,88160,248861,20014,11.8,1,10,DE,Medium,,,LeveragedETFs;PrivateCredit,1.5,15.4,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;MaxDD;IRR,Email>Phone>App>In-Person>Chat,true,21:30-08:00,60,150,53,47,OpenBanking;Payroll,15,None,PlanUpdate,2025-05-14,Success,v2.10.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2677,Preserver,53293,488743,16827,3.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.4,7.5,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>Chat,false,19:45-07:00,78,234,82,85,Brokerage;OpenBanking,11,Human,Rebalance,2025-11-15,Success,v2.8.5,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2678,Stabilizer,25024,82195,4845,4.9,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.7,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,Chat>Phone>Email,true,21:45-07:45,55,122,41,37,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-06-14,Success,v2.8.9,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2679,Preserver,143603,724107,39390,5.1,2,12,US,Low,NoDerivatives;NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>Phone>Chat,true,19:30-07:00,75,216,81,79,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-02-10,Success,v2.9.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2680,Builder,148106,318694,13443,15.0,1,12,US,Medium,AccreditedOnly,ESGOnly,PennyStocks;PrivateCredit,1.4,20.9,11.7,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;IRR,In-Person>Email>App>Phone,true,22:00-07:15,67,60,55,51,OpenBanking,16,None,Rebalance,2025-09-20,Success,v2.10.5,NoMargin,Prioritize liquidity and down payment savings
A2681,Optimizer,123028,569538,22135,7.9,2,15,DE,Low,,,LeveragedETFs;PennyStocks,1.8,26.1,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;Sharpe,Phone>Chat>App>In-Person>Email,true,23:00-08:45,71,116,74,65,Brokerage;CreditBureau;OpenBanking,3,None,PlanUpdate,2025-07-30,Failed,v1.10.1,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A2682,Optimizer,169946,2426623,106633,5.5,4,12,US,High,NoShortSelling,NoWeapons;NoFossilFuel,PennyStocks,1.8,27.2,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;MaxDD,App>Chat>Phone,false,19:30-07:45,52,109,53,51,Brokerage;OpenBanking;Payroll,2,Human,PlanUpdate,2025-05-03,Success,v1.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2683,Preserver,129127,543392,22879,4.7,4,15,UK,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.8,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;Sharpe,App>Phone>Email>Chat>In-Person,true,22:00-07:30,79,180,66,66,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-03-19,Success,v2.8.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2684,Builder,190967,375999,11939,11.2,2,12,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs,1.8,17.6,9.3,Home:3y;Retirement:30y,3,Collaborative,Shallow,TaxCost;MaxDD,Phone>In-Person>App>Chat>Email,false,22:15-06:45,58,72,60,50,OpenBanking;Payroll,18,Human,AlertAcknowledge,2025-08-26,Success,v1.10.9,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A2685,Preserver,66428,1311533,47223,4.2,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,5.8,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email>App,true,20:15-07:00,74,121,62,60,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-10-27,Success,v2.10.6,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2686,Optimizer,96081,1401234,36635,7.9,3,10,US,Low,,NoTobacco,PennyStocks,1.6,24.9,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost;IRR,Phone>Chat>App,true,20:30-06:00,61,111,64,62,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-02-22,Success,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A2687,Preserver,82815,382899,49864,7.6,2,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.2,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>App>Email>Phone,false,23:30-06:15,81,210,85,80,Brokerage;OpenBanking,14,Human,Rebalance,2025-12-17,Success,v2.10.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2688,Explorer,67804,294791,25267,17.7,2,10,US,Low,,NoTobacco;NoFossilFuel,,1.8,20.7,14.0,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,TaxCost;IRR;MaxDD,App>Chat>Phone>In-Person,true,21:30-08:30,67,86,71,60,OpenBanking,4,None,PlanUpdate,2025-08-08,Partial,v1.10.3,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2689,Builder,60277,93806,7380,9.5,4,10,US,Low,,,LeveragedETFs;PrivateCredit,1.5,16.1,10.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;IRR,Chat>Phone>App,true,21:00-06:45,72,90,66,63,CreditBureau;OpenBanking,15,Human,AutoTransfer,2025-05-14,Success,v1.9.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2690,Preserver,95520,884526,51052,4.8,3,10,US,Medium,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.3,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App>Phone>Chat,true,19:15-07:45,74,178,83,82,Brokerage;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-03-11,Success,v1.9.5,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2691,Preserver,104514,740336,75473,8.3,1,12,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,16.4,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;MaxDD,Phone>Email>In-Person>App,true,20:30-06:15,83,170,71,70,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-03-29,Failed,v2.8.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2692,Optimizer,324163,3318848,114793,9.8,4,12,US,Low,,,PennyStocks;PrivateCredit,1.7,21.1,12.8,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;IRR,App>Email>Phone,false,20:45-06:45,69,70,71,65,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-06-28,Success,v2.9.1,StopLossDisabled,Enforce tax budget and position caps
A2693,Preserver,110151,1523507,96269,4.8,3,12,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;TaxCost,Email>In-Person>Phone,true,20:45-07:30,73,238,72,73,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-01-14,Success,v2.10.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2694,Stabilizer,103606,389476,13641,6.9,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.3,5.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,App>Phone>Chat,true,22:00-06:00,51,134,37,35,CreditBureau;OpenBanking,20,None,AlertAcknowledge,2025-08-19,Success,v1.8.1,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2695,Stabilizer,96811,614063,29989,7.7,1,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.4,7.8,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>App>In-Person,true,20:15-08:30,57,158,54,47,OpenBanking,16,None,Rebalance,2025-12-24,Success,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2696,Optimizer,144094,2159376,66448,6.8,4,12,US,Low,,,LeveragedETFs;PennyStocks,1.6,22.5,11.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;TaxCost;IRR,In-Person>Phone>Chat>App,true,21:45-08:45,60,104,70,67,Brokerage;OpenBanking,5,None,AutoTransfer,2025-01-18,Success,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A2697,Stabilizer,65389,387552,22469,7.4,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.3,7.1,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,In-Person>App>Phone,true,22:00-06:00,57,91,59,51,CreditBureau;OpenBanking,19,Human,AlertAcknowledge,2025-11-05,Success,v1.9.6,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2698,Explorer,95048,460483,16040,21.1,2,10,AU,Medium,,,Crypto;LeveragedETFs,1.7,25.5,17.8,Business:5y;Travel:2y,5,Educational,Medium,IRR;MaxDD,Email>In-Person>App>Chat>Phone,false,23:45-08:00,57,53,55,46,OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-08-15,Success,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2699,Preserver,49008,448330,16939,3.7,4,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>Email,false,22:15-08:00,69,162,79,81,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,PlanUpdate,2025-11-30,Success,v1.10.4,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2700,Optimizer,260392,4698838,169671,7.6,3,12,US,Low,NoIlliquids,,LeveragedETFs;PennyStocks;PrivateCredit,1.6,16.1,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,IRR;MaxDD,App>Email>Chat,false,23:00-07:45,63,87,48,46,Brokerage;OpenBanking,2,Hybrid,AlertAcknowledge,2025-01-19,Success,v1.8.4,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2701,Explorer,89356,362369,35661,11.5,4,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.7,28.1,14.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,MaxDD;TaxCost;IRR,App>Email>In-Person,false,20:15-06:45,67,51,80,76,CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-03-11,Success,v2.8.5,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2702,Builder,69231,278136,9942,10.7,4,10,UK,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;NoWeapons,,1.5,15.7,8.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;TaxCost,Chat>In-Person>Email>Phone,false,20:15-07:00,60,73,51,43,CreditBureau;OpenBanking,15,None,Rebalance,2025-07-29,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2703,Stabilizer,72744,313477,15072,7.4,4,10,IN,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD,Phone>App>Chat>In-Person>Email,true,21:45-07:45,52,140,58,60,CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-12-03,Success,v2.10.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2704,Optimizer,134585,2408801,67217,13.0,1,15,UK,Low,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.6,20.3,12.0,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;IRR;MaxDD,App>Email>Phone>Chat>In-Person,false,19:30-07:15,70,85,77,71,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-10-01,Success,v2.10.3,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A2705,Builder,95428,366525,17208,12.5,3,10,IN,High,,NoTobacco;NoFossilFuel,,1.6,23.1,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,MaxDD;Sharpe,Phone>Chat>In-Person>Email>App,true,21:30-07:45,50,148,47,43,CreditBureau;OpenBanking,13,Human,Rebalance,2025-10-09,Success,v1.8.2,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2706,Builder,81497,154441,15497,9.2,4,10,AU,Medium,AccreditedOnly,,PennyStocks,1.7,20.2,7.9,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;TaxCost,App>In-Person>Chat>Email,true,21:15-07:45,53,126,51,45,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-01-06,Success,v2.9.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2707,Explorer,122322,96397,10772,19.1,3,12,US,Medium,,ESGOnly;NoTobacco,PennyStocks,1.7,25.9,16.9,Business:5y;Travel:2y,5,Educational,Medium,IRR;TaxCost,Phone>In-Person>App,true,23:15-06:45,52,55,63,63,OpenBanking,2,Hybrid,AlertAcknowledge,2025-02-26,Failed,v2.9.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A2708,Stabilizer,150285,1265561,63978,6.8,2,12,US,Low,NoDerivatives;NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>Chat>App,true,21:30-07:45,66,110,60,60,OpenBanking,9,Human,Rebalance,2025-12-09,Success,v2.10.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2709,Builder,108259,263470,22056,9.0,3,12,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto,1.4,14.1,10.1,Home:3y;Retirement:30y,3,Educational,Medium,IRR;MaxDD,In-Person>Chat>Email>Phone>App,false,20:00-06:00,71,63,71,61,CreditBureau;OpenBanking;Payroll,20,None,PlanUpdate,2025-03-21,Success,v1.8.1,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2710,Optimizer,57195,859250,35693,10.2,1,10,DE,Medium,AccreditedOnly,ESGOnly,PennyStocks,1.6,16.4,14.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;IRR,Phone>In-Person>Chat>Email>App,true,23:45-06:45,53,101,43,31,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-11-17,Success,v2.10.2,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A2711,Explorer,52337,183202,19210,16.3,1,10,US,Low,NoIlliquids,,LeveragedETFs;PennyStocks,1.6,20.4,13.8,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;IRR,Phone>Chat>In-Person>App,true,21:00-06:45,56,65,62,52,OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-06-23,Success,v1.10.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A2712,Preserver,145931,1324861,124515,5.9,2,12,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>Email>In-Person,true,23:00-06:45,73,220,63,58,Brokerage;OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-12-07,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2713,Stabilizer,178927,1186765,95066,6.9,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.4,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD,In-Person>App>Chat,true,22:00-07:45,58,99,44,39,CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-11-26,Failed,v1.9.6,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2714,Stabilizer,57153,380977,19244,7.5,4,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,App>Phone>Email,false,19:45-07:00,68,139,53,55,CreditBureau;OpenBanking;Payroll,19,None,PlanUpdate,2025-09-21,Partial,v2.10.3,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A2715,Builder,86683,345047,18421,8.1,3,10,US,Medium,AccreditedOnly;NoShortSelling,,,1.4,23.1,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;Sharpe;IRR,Chat>App>In-Person,true,19:15-07:15,58,134,51,43,OpenBanking;Payroll,18,Hybrid,AutoTransfer,2025-07-26,Success,v2.9.1,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2716,Preserver,161324,1056289,94344,3.9,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,6.5,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Phone>App>Email>Chat>In-Person,true,21:45-06:45,83,165,77,70,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-09-08,Failed,v1.10.1,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2717,Builder,69403,109870,7859,7.3,4,10,US,High,,,,1.8,20.3,10.6,Home:3y;Retirement:30y,3,Educational,Deep,Sharpe;TaxCost;IRR,Email>Phone>Chat>App>In-Person,true,19:45-08:15,55,99,60,54,OpenBanking,16,None,AlertAcknowledge,2025-02-03,Success,v1.10.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2718,Preserver,60643,842913,50735,6.6,1,10,US,High,NoShortSelling;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,App>Chat>Phone,false,19:45-06:00,60,184,58,63,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-07-28,Success,v2.8.3,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2719,Preserver,215799,645602,72258,6.8,1,15,DE,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.2,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,App>In-Person>Phone,true,19:45-06:00,75,144,70,62,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-11-30,Success,v2.10.5,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2720,Preserver,69753,356608,37820,4.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,App>Phone>Chat>Email,true,23:15-07:30,73,164,76,76,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-10-29,Success,v1.9.3,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2721,Builder,47427,192098,9713,9.8,2,10,US,Medium,NoDerivatives;AccreditedOnly,ESGOnly,Crypto;PrivateCredit,1.7,13.2,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,Phone>In-Person>Chat,true,22:30-07:45,58,125,54,54,OpenBanking,20,None,Rebalance,2025-02-22,Partial,v1.10.1,NoMargin,Prioritize liquidity and down payment savings
A2722,Explorer,74665,703275,41552,14.7,3,10,UK,Medium,,NoTobacco,PennyStocks,1.9,27.4,17.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,IRR;MaxDD,Email>Phone>Chat,true,22:30-06:00,49,67,57,49,OpenBanking,1,None,AlertAcknowledge,2025-01-15,Success,v2.8.6,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2723,Builder,67834,347272,7454,14.3,1,10,US,High,NoDerivatives,,,1.5,24.5,10.0,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;MaxDD;IRR,Email>In-Person>App>Phone,true,20:00-06:30,55,124,44,41,OpenBanking;Payroll,7,None,PlanUpdate,2025-11-06,Failed,v2.8.9,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2724,Preserver,68395,518989,49703,8.7,1,10,CA,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost,App>In-Person>Phone>Email>Chat,true,19:30-08:15,61,143,70,66,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-11-22,Success,v2.8.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2725,Optimizer,278770,1629458,73023,10.5,2,12,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,1.8,26.9,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,IRR;TaxCost,Chat>In-Person>App,true,20:45-06:00,60,96,71,68,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-05-25,Success,v1.9.1,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A2726,Builder,83641,218822,14584,15.1,1,10,DE,Medium,,ESGOnly,,1.5,22.3,9.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;TaxCost;IRR,Phone>Chat>App>In-Person>Email,false,21:15-06:15,66,125,57,56,CreditBureau;OpenBanking;Payroll,14,None,PlanUpdate,2025-09-11,Success,v2.10.2,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2727,Builder,99453,182884,10317,10.2,4,10,DE,Medium,NoShortSelling;NoDerivatives,NoTobacco,,1.5,12.7,11.2,Home:3y;Retirement:30y,3,Educational,Medium,IRR;Sharpe;TaxCost,Chat>App>Phone,false,20:00-07:15,52,130,42,37,OpenBanking;Payroll,11,None,AlertAcknowledge,2025-09-27,Success,v1.8.5,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A2728,Explorer,64897,355498,16685,22.4,2,10,AU,Low,,NoFossilFuel,,1.9,23.1,17.8,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;MaxDD;TaxCost,Chat>Phone>App>In-Person>Email,true,23:15-06:30,64,65,59,58,CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-08-04,Success,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A2729,Builder,65969,175175,11815,10.4,3,10,UK,Low,NoDerivatives;NoShortSelling,NoFossilFuel,LeveragedETFs;PennyStocks,1.5,21.9,8.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;IRR,App>In-Person>Email>Chat,true,22:30-07:00,73,62,76,66,OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-08-17,Partial,v1.9.3,NoPennyStocks,Prioritize liquidity and down payment savings
A2730,Builder,120003,527799,21095,10.9,3,15,DE,Low,NoIlliquids;AccreditedOnly,NoTobacco,,1.5,23.6,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Chat>Email>In-Person>App>Phone,false,19:30-08:30,59,114,65,53,OpenBanking;Payroll,16,None,AlertAcknowledge,2025-07-20,Success,v1.10.9,NoPennyStocks,Prioritize liquidity and down payment savings
A2731,Stabilizer,58778,280077,15197,8.3,1,10,SG,High,AccreditedOnly;NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.3,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,true,19:00-06:30,45,106,39,34,OpenBanking,5,None,Rebalance,2025-07-15,Success,v1.8.3,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A2732,Builder,56370,123794,8948,10.9,4,10,US,High,,NoWeapons,,1.5,24.5,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>App,true,19:45-08:45,49,140,48,45,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-10-10,Success,v1.10.8,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2733,Optimizer,152225,2898777,59705,8.4,4,15,UK,Low,NoIlliquids,,PennyStocks,1.6,19.4,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;IRR;MaxDD,Phone>In-Person>Email>App,true,23:00-06:00,68,88,67,64,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-06-09,Success,v1.9.1,StopLossDisabled,Enforce tax budget and position caps
A2734,Builder,99404,-21012,2828,13.3,1,10,US,Medium,NoDerivatives,NoTobacco;ESGOnly,LeveragedETFs;PennyStocks,1.8,22.5,8.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;Sharpe,Email>Chat>App,true,21:15-08:30,55,120,43,41,OpenBanking,18,None,PlanUpdate,2025-10-18,Success,v1.9.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2735,Explorer,99535,552341,24568,13.1,4,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,PennyStocks;PrivateCredit,2.0,34.2,13.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;TaxCost,Phone>Email>App>In-Person,true,20:15-06:45,56,89,51,39,CreditBureau;OpenBanking,6,None,Rebalance,2025-12-20,Partial,v2.8.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A2736,Optimizer,75271,590643,33846,10.2,3,10,UK,Medium,,,PennyStocks;PrivateCredit,1.5,25.7,9.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;MaxDD,App>Chat>Phone>Email,true,20:15-08:15,66,95,54,53,Brokerage;OpenBanking;Payroll,4,Human,AutoTransfer,2025-05-28,Success,v1.8.7,NoPennyStocks,Enforce tax budget and position caps
A2737,Preserver,64001,552951,45902,5.5,2,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,In-Person>Phone>App,true,19:45-07:30,73,189,80,77,Brokerage;CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-10-20,Success,v2.10.6,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2738,Optimizer,78892,742694,48102,8.0,2,10,US,Low,,,LeveragedETFs;PennyStocks,1.8,15.2,11.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,Sharpe;TaxCost;MaxDD,Phone>Chat>App,true,19:45-06:30,61,62,52,42,Brokerage;OpenBanking;Payroll,2,Human,AutoTransfer,2024-12-28,Partial,v2.8.1,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A2739,Optimizer,187577,2777693,83392,9.6,3,12,US,Low,NoDerivatives,,PennyStocks,1.8,22.1,12.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,IRR;MaxDD,In-Person>Email>Chat>Phone>App,true,23:30-06:30,60,89,72,62,Brokerage;CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-05-26,Success,v1.8.7,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A2740,Explorer,98436,359065,28231,21.7,1,10,US,Low,,NoTobacco,PennyStocks,1.8,34.4,12.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;TaxCost,Email>Chat>Phone>In-Person,true,21:00-08:15,67,57,58,52,OpenBanking,2,Hybrid,AutoTransfer,2025-05-09,Success,v2.9.4,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2741,Stabilizer,83672,297124,15490,5.6,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.1,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Phone>Chat>Email,true,20:45-08:45,58,107,54,51,OpenBanking;Payroll,20,Hybrid,AlertAcknowledge,2025-05-05,Success,v2.8.2,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2742,Preserver,111163,1491872,88582,8.5,1,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,13.3,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,App>Phone>In-Person>Chat,true,19:30-06:15,81,232,72,64,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-07-23,Success,v1.10.4,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2743,Stabilizer,36549,215869,15904,6.6,3,10,IN,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,6.8,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe,App>Email>In-Person>Chat,false,22:00-06:00,53,97,38,31,OpenBanking,9,None,AlertAcknowledge,2025-10-19,Partial,v1.8.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2744,Preserver,112152,807382,74971,5.6,2,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.0,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>Email>In-Person>App,true,20:30-08:30,83,218,83,82,Brokerage;OpenBanking,14,Human,AutoTransfer,2025-09-20,Success,v1.10.4,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2745,Stabilizer,37767,301633,16108,4.9,4,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>In-Person,true,23:00-07:00,67,151,71,71,CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-10-09,Partial,v2.10.3,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2746,Optimizer,182196,3033879,127963,9.4,3,15,DE,Low,,,PennyStocks,1.6,21.1,12.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;TaxCost,In-Person>Chat>Phone>App,true,19:15-07:45,63,91,69,59,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,Rebalance,2025-10-06,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A2747,Stabilizer,64061,254206,14225,9.0,1,10,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,App>Email>Phone,true,23:00-07:45,48,133,52,41,OpenBanking;Payroll,5,Human,PlanUpdate,2025-05-05,Success,v1.10.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2748,Stabilizer,80964,321516,11321,6.3,3,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.0,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD,Chat>App>In-Person>Phone,true,20:15-07:00,61,144,48,46,CreditBureau;OpenBanking;Payroll,13,Human,Rebalance,2025-05-28,Success,v1.9.7,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2749,Stabilizer,66860,311502,26219,4.9,4,10,SG,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.8,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Phone>Chat>Email,true,22:45-06:45,62,175,65,63,OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-11-28,Success,v2.9.2,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2750,Preserver,95599,1066728,89464,8.4,1,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe,In-Person>Chat>Email>App,false,22:45-07:00,67,218,65,62,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-07-13,Failed,v2.9.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2751,Preserver,63225,586647,67705,6.2,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.4,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD,In-Person>Email>Chat>Phone>App,false,20:00-08:30,66,121,69,69,Brokerage;OpenBanking,6,Human,Rebalance,2025-07-30,Success,v2.8.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2752,Optimizer,110813,2115469,72657,8.5,1,15,DE,Low,,,PennyStocks,1.6,27.7,13.2,Wealth:10y;Estate:20y,10,Collaborative,Deep,Sharpe;IRR;MaxDD,Chat>App>Phone,true,19:45-06:15,75,75,70,69,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-02-12,Success,v1.8.7,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A2753,Optimizer,116828,1127804,41500,7.3,3,15,DE,Medium,AccreditedOnly;NoIlliquids,NoWeapons,PennyStocks,1.9,17.1,10.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;TaxCost,In-Person>Email>Phone,true,20:45-07:00,60,71,51,46,Brokerage;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-03-11,Failed,v2.9.6,NoMargin,Enforce tax budget and position caps
A2754,Builder,72619,148243,11383,8.6,2,10,US,Low,NoShortSelling,NoTobacco,Crypto;PennyStocks,1.8,13.9,10.5,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;Sharpe;IRR,Chat>Email>Phone>App,true,22:30-06:00,71,81,71,67,CreditBureau;OpenBanking;Payroll,20,None,AlertAcknowledge,2025-04-27,Success,v2.8.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2755,Builder,84549,207434,15999,12.1,3,10,US,Medium,NoShortSelling;AccreditedOnly,,,1.7,13.2,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;Sharpe,App>In-Person>Chat>Email,true,19:30-08:15,66,91,70,67,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-01-26,Success,v2.8.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A2756,Stabilizer,89477,259704,25735,6.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.4,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Chat>App>Phone>In-Person,true,23:15-08:00,63,147,63,59,CreditBureau;OpenBanking,9,None,PlanUpdate,2025-11-30,Partial,v1.8.2,NoMargin,Keep expenses buffer ≥ 4 months
A2757,Builder,74707,126358,5792,8.8,3,10,CA,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;ESGOnly,LeveragedETFs,1.7,17.8,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;Sharpe,In-Person>Email>Phone,true,23:45-06:00,70,92,63,55,OpenBanking;Payroll,15,Human,AlertAcknowledge,2025-12-01,Success,v1.8.3,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2758,Preserver,76044,325822,15444,6.0,4,10,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>App>Email>In-Person>Chat,false,22:45-07:00,81,157,80,76,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,PlanUpdate,2025-01-08,Success,v2.8.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2759,Stabilizer,42370,203680,11477,9.5,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,14.8,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,App>In-Person>Phone>Chat,true,22:30-07:45,55,109,52,51,OpenBanking,14,Human,AutoTransfer,2025-10-06,Partial,v2.8.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2760,Builder,42146,62561,6597,10.1,3,10,CA,Low,NoDerivatives,,,1.5,24.7,8.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,Email>Phone>In-Person,false,20:00-07:45,62,95,63,56,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-01-13,Success,v2.8.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2761,Builder,45803,118313,4793,9.5,2,10,US,Low,,NoTobacco,Crypto;PrivateCredit,1.4,14.2,11.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;Sharpe;IRR,In-Person>App>Email,true,19:15-08:00,69,109,57,49,CreditBureau;OpenBanking,18,Hybrid,Rebalance,2025-09-22,Success,v1.10.5,NoMargin,Prioritize liquidity and down payment savings
A2762,Stabilizer,104345,557745,28768,9.2,1,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.8,7.1,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,App>Chat>Phone,true,21:15-08:45,50,118,35,36,OpenBanking;Payroll,18,Hybrid,AutoTransfer,2025-06-15,Success,v2.9.8,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2763,Builder,107365,429299,35146,13.4,1,12,US,Medium,,NoTobacco,LeveragedETFs,1.6,13.3,8.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;IRR,Phone>App>Email,true,20:15-06:00,57,123,43,36,OpenBanking,14,None,AutoTransfer,2025-01-20,Partial,v2.10.7,StopLossDisabled,Prioritize liquidity and down payment savings
A2764,Stabilizer,52337,211828,10521,10.0,1,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.8,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>Chat,false,20:00-07:00,62,125,52,53,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-11-28,Success,v1.8.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A2765,Builder,39261,94313,4068,13.7,2,10,US,Medium,NoDerivatives,ESGOnly;NoTobacco,Crypto;PennyStocks,1.6,22.3,11.7,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,Sharpe;IRR;MaxDD,Email>Phone>App>Chat>In-Person,true,20:00-08:00,66,95,51,46,OpenBanking,16,None,Rebalance,2025-02-03,Partial,v1.10.1,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2766,Preserver,51584,292421,9040,5.6,2,10,US,Low,NoShortSelling;NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.9,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD,Phone>In-Person>Chat>App,true,23:45-07:00,76,166,82,73,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-12-13,Failed,v1.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2767,Builder,49977,210974,6886,10.5,4,10,SG,Medium,,ESGOnly,,1.6,23.4,8.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;MaxDD,In-Person>Chat>Email>App,true,22:45-07:15,62,74,52,42,OpenBanking,16,Hybrid,AlertAcknowledge,2025-11-26,Failed,v1.10.1,NoPennyStocks,Prioritize liquidity and down payment savings
A2768,Builder,79783,-13237,1948,10.4,2,10,SG,High,NoDerivatives;NoShortSelling,,,1.5,22.4,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;IRR,Chat>Phone>Email,false,22:45-06:45,57,139,57,51,OpenBanking;Payroll,20,Hybrid,PlanUpdate,2025-07-05,Success,v1.9.8,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A2769,Explorer,40560,410892,7568,15.4,3,10,US,Low,,NoFossilFuel,PennyStocks,1.9,20.6,15.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;TaxCost;IRR,Email>Chat>App,false,23:45-07:15,69,84,72,62,OpenBanking,2,Hybrid,PlanUpdate,2025-04-13,Partial,v1.8.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2770,Builder,112843,185627,15090,10.8,1,12,US,Low,,NoTobacco,PrivateCredit,1.8,20.8,8.3,Home:3y;Retirement:30y,3,Educational,Deep,IRR;Sharpe,Email>Chat>Phone,false,22:30-07:00,70,91,56,56,OpenBanking,12,Hybrid,PlanUpdate,2025-05-27,Partial,v2.8.3,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A2771,Explorer,78042,376458,17100,17.7,3,10,US,Medium,,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,2.0,29.3,12.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,Sharpe;TaxCost,Phone>Email>App,true,23:30-06:45,55,60,58,58,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-04-13,Partial,v2.9.6,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2772,Stabilizer,114435,360409,41246,7.1,2,15,SG,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.3,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>In-Person>Email>App,true,23:45-06:45,55,180,54,55,OpenBanking;Payroll,17,Human,Rebalance,2024-12-26,Success,v2.10.8,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2773,Optimizer,80962,776221,38251,9.0,2,10,US,Low,NoShortSelling,,Crypto;PennyStocks;PrivateCredit,1.6,23.0,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;IRR,Email>App>Chat,false,19:30-06:30,71,75,78,76,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-10-02,Success,v2.9.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2774,Preserver,131248,793733,61405,6.7,1,12,US,Low,NoShortSelling;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.9,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>In-Person>Chat>App,true,21:30-07:45,78,161,83,83,Brokerage;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-01-15,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2775,Preserver,63339,477478,42429,7.0,2,10,US,Medium,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.4,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>App>Phone,true,22:45-07:30,66,151,61,57,Brokerage;OpenBanking;Payroll,5,Human,AutoTransfer,2025-03-20,Failed,v2.9.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2776,Preserver,130186,735426,69942,6.9,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>Email>App>In-Person>Chat,true,21:00-06:30,81,225,82,77,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-10-07,Success,v1.10.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2777,Optimizer,247798,4564017,147347,6.6,4,12,US,Medium,AccreditedOnly;NoShortSelling,,PennyStocks,1.4,27.1,13.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;IRR,Chat>Email>Phone,false,19:00-06:15,65,83,75,72,Brokerage;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-05-05,Success,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A2778,Optimizer,245999,2117987,117659,11.2,2,15,UK,Low,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.6,19.1,9.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;IRR,Chat>In-Person>App>Email,true,21:45-07:15,60,106,60,48,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-11-19,Partial,v2.10.8,NoPennyStocks,Enforce tax budget and position caps
A2779,Preserver,79815,259121,22833,5.3,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.9,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Email>In-Person>App,true,19:15-06:00,74,139,73,64,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-01-28,Failed,v2.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2780,Optimizer,77563,928484,32284,6.4,4,10,US,Low,,,PennyStocks,1.8,17.6,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;Sharpe,Phone>Chat>Email>In-Person>App,true,19:00-07:45,75,109,85,78,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-12-04,Partial,v1.9.8,StopLossDisabled,Enforce tax budget and position caps
A2781,Optimizer,110981,1124621,44027,8.0,3,12,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.6,16.7,10.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,TaxCost;IRR;MaxDD,In-Person>Phone>Email>App>Chat,true,20:45-07:15,63,80,71,71,Brokerage;OpenBanking;Payroll,1,Human,Rebalance,2025-02-01,Success,v1.10.1,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2782,Builder,134185,253314,16655,10.3,4,12,US,Low,,,PennyStocks,1.7,17.1,8.1,Home:3y;Retirement:30y,3,Collaborative,Shallow,IRR;MaxDD;TaxCost,In-Person>Phone>Email,false,21:30-06:00,65,141,55,47,OpenBanking,6,None,AutoTransfer,2025-08-28,Success,v2.9.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2783,Preserver,57244,977587,58942,4.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,8.6,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Email>Phone>App,true,20:15-08:15,78,204,71,75,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-02-06,Success,v1.10.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2784,Explorer,33490,133771,10587,18.6,4,10,DE,Low,NoDerivatives,NoFossilFuel,PennyStocks,1.7,25.2,16.6,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;MaxDD;IRR,Phone>In-Person>Email>App,true,20:45-07:00,58,58,68,67,OpenBanking,7,None,AutoTransfer,2025-06-02,Success,v2.9.9,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A2785,Stabilizer,30973,106439,3751,8.9,2,10,DE,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,5.3,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person>App>Chat,true,20:30-06:15,54,165,58,55,OpenBanking;Payroll,17,Human,AutoTransfer,2025-04-16,Success,v2.9.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2786,Builder,69038,99092,13462,12.0,2,10,US,Medium,,,,1.8,15.6,7.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;MaxDD;TaxCost,App>Phone>Email>In-Person>Chat,true,19:15-07:00,67,138,71,70,CreditBureau;OpenBanking,6,Human,Rebalance,2025-03-05,Success,v2.8.7,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2787,Preserver,50026,354962,29592,7.3,1,10,US,Medium,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;Sharpe,Chat>App>In-Person,true,20:15-07:30,71,213,73,72,Brokerage;OpenBanking,12,Human,AutoTransfer,2025-09-01,Success,v2.8.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2788,Preserver,158952,1600181,106168,7.4,2,15,DE,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD,Phone>App>Chat>Email>In-Person,true,22:15-08:30,69,161,74,78,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-03-31,Partial,v1.10.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2789,Builder,138463,132912,15630,13.9,2,12,US,Low,,NoFossilFuel,,1.4,23.7,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,MaxDD;Sharpe,Phone>App>Chat>In-Person>Email,true,22:15-06:15,66,103,60,50,OpenBanking,20,Hybrid,AlertAcknowledge,2025-05-25,Partial,v1.9.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2790,Stabilizer,69045,114152,16039,6.9,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.8,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email>Chat>App,true,21:30-08:15,64,160,52,50,OpenBanking,6,Hybrid,AutoTransfer,2025-03-11,Success,v2.10.9,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2791,Preserver,257102,1920628,101527,6.6,2,12,US,Medium,AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>App>In-Person>Phone>Chat,true,20:30-07:45,76,130,65,61,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-06-15,Success,v2.9.7,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2792,Builder,73502,84350,9950,13.9,1,10,SG,Low,NoIlliquids;NoDerivatives,,LeveragedETFs,1.6,12.6,11.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;IRR,In-Person>Email>Chat,true,21:15-08:45,70,129,59,59,OpenBanking,13,None,AutoTransfer,2025-06-19,Success,v2.9.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A2793,Preserver,80663,835254,36557,3.8,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,13.1,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Email>In-Person>Chat,false,23:30-06:45,72,181,62,55,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-07-21,Success,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2794,Builder,52334,53414,7255,11.1,4,10,US,Low,NoIlliquids,,,1.5,23.0,8.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;MaxDD,Chat>Phone>App,false,22:00-06:15,69,110,55,48,CreditBureau;OpenBanking,20,Hybrid,AlertAcknowledge,2025-06-25,Success,v2.8.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2795,Preserver,175112,1206410,76162,6.1,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.9,7.6,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>App>Email,true,20:30-06:00,76,143,66,65,Brokerage;OpenBanking,8,None,PlanUpdate,2025-03-25,Success,v2.10.8,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2796,Builder,94538,217673,9835,12.6,2,10,US,Low,NoIlliquids,ESGOnly;NoWeapons,,1.7,16.5,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,IRR;Sharpe,Phone>App>Email>In-Person,false,19:00-06:15,61,111,67,60,OpenBanking,20,None,PlanUpdate,2025-05-25,Partial,v1.10.6,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A2797,Preserver,43822,207521,20483,6.8,2,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,17.6,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,App>Email>Phone>In-Person>Chat,false,21:00-07:30,72,173,60,58,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-04-09,Success,v2.10.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2798,Builder,28393,71534,3559,12.9,2,10,UK,Low,AccreditedOnly,,,1.7,15.3,7.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;TaxCost;MaxDD,In-Person>Chat>App>Email>Phone,true,20:30-07:45,68,72,57,49,OpenBanking,15,Hybrid,AutoTransfer,2025-07-30,Success,v1.9.6,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2799,Preserver,54842,424842,35162,4.4,4,10,IN,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Email>Phone>App>In-Person>Chat,true,19:30-06:00,70,166,56,52,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-10-28,Success,v2.10.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2800,Builder,50682,254161,5651,15.4,1,10,DE,Low,,ESGOnly,LeveragedETFs,1.7,19.4,9.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;MaxDD;Sharpe,Email>App>Phone>Chat,true,21:15-08:15,61,84,48,39,CreditBureau;OpenBanking;Payroll,15,None,AlertAcknowledge,2025-04-02,Partial,v2.8.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2801,Preserver,58714,509278,39332,6.9,2,10,US,Medium,NoShortSelling;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,9.6,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe,App>In-Person>Phone>Email>Chat,true,22:15-07:00,69,217,66,67,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,PlanUpdate,2025-02-13,Failed,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2802,Optimizer,82265,670209,37245,11.4,1,10,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.5,19.5,10.5,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,IRR;TaxCost,Chat>In-Person>Email>Phone,false,21:00-07:00,72,102,79,77,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-07-04,Failed,v2.9.9,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A2803,Optimizer,79906,910884,67078,8.2,3,10,CA,Medium,NoDerivatives,ESGOnly,PennyStocks,1.9,21.8,13.7,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,MaxDD;TaxCost,Email>Phone>Chat,true,21:00-07:30,55,104,62,56,Brokerage;OpenBanking,3,Human,Rebalance,2025-05-10,Partial,v2.9.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2804,Preserver,63057,483119,37464,8.1,1,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,App>Chat>Phone>In-Person,true,23:15-08:00,76,232,62,54,Brokerage;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-05-03,Partial,v2.10.1,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2805,Preserver,230454,1713595,205138,5.5,3,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Chat>App>Phone>Email,true,19:30-07:45,70,224,65,60,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-11-07,Success,v2.8.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2806,Builder,125323,385900,11540,14.6,2,15,UK,Medium,,,,1.5,21.3,8.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;MaxDD,In-Person>Phone>Email>Chat>App,true,22:45-08:30,57,133,63,62,OpenBanking,15,Hybrid,PlanUpdate,2025-11-15,Partial,v2.10.1,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2807,Preserver,201186,2184118,74798,6.3,2,15,SG,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>App>Email>Chat,true,21:30-07:15,74,137,64,59,Brokerage;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-09-25,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2808,Builder,140826,230940,20386,8.2,4,12,US,Low,,,,1.5,16.5,10.3,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Email>Phone,false,23:15-06:00,68,136,56,52,CreditBureau;OpenBanking;Payroll,19,None,Rebalance,2025-07-20,Success,v1.10.3,NoIlliquids,Prioritize liquidity and down payment savings
A2809,Explorer,64094,528180,22549,14.4,3,10,US,Low,,NoTobacco;ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.6,24.6,14.4,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,TaxCost;IRR,Phone>In-Person>Email>Chat,true,20:15-06:30,61,80,55,50,OpenBanking;Payroll,1,None,AlertAcknowledge,2025-10-20,Success,v1.9.7,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2810,Optimizer,127430,1779099,61414,8.2,1,12,US,Medium,,NoTobacco,Crypto;PennyStocks,1.8,21.1,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;TaxCost,In-Person>Email>Phone,true,20:15-07:15,54,72,60,48,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-06-25,Partial,v1.8.1,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A2811,Optimizer,75824,730030,25746,6.4,4,10,US,Low,NoDerivatives;NoIlliquids,NoWeapons;NoFossilFuel,PennyStocks,1.7,23.3,10.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;TaxCost,Phone>Email>Chat,true,20:45-06:15,67,96,59,48,Brokerage;OpenBanking;Payroll,4,Human,AutoTransfer,2025-08-10,Success,v1.10.8,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2812,Optimizer,129856,1263577,74161,10.5,2,12,US,Low,,,PennyStocks;PrivateCredit,1.8,22.2,13.3,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;Sharpe,In-Person>Chat>Phone>Email,true,22:15-06:15,66,66,59,53,Brokerage;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-01-24,Success,v2.10.5,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A2813,Stabilizer,48044,116182,12773,6.5,2,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,In-Person>App>Email>Chat,true,19:15-08:00,60,153,68,68,OpenBanking,13,None,AlertAcknowledge,2025-01-02,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2814,Stabilizer,37309,251735,12809,7.7,1,10,US,High,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,8.3,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>Chat>App>Email,false,22:15-07:00,49,111,50,45,OpenBanking,18,Human,AutoTransfer,2025-07-24,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2815,Stabilizer,52989,219934,16491,3.9,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.4,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>App,true,21:30-06:45,60,144,63,62,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-05-14,Success,v1.10.3,LimitOrderOnly;NoIlliquids,Keep expenses buffer ≥ 4 months
A2816,Preserver,139924,2178906,96009,8.4,1,15,UK,Low,NoDerivatives;AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App>Chat>Phone,true,22:30-07:45,78,232,73,68,Brokerage;CreditBureau;OpenBanking,5,Human,Rebalance,2025-04-18,Partial,v1.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2817,Builder,69123,220870,11771,10.2,3,10,US,Medium,NoShortSelling,,,1.6,15.2,11.2,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;MaxDD;IRR,App>Chat>Phone,true,19:45-06:45,64,140,55,46,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-08-05,Success,v1.9.6,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A2818,Preserver,125635,1134085,72047,4.8,3,15,UK,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,8.0,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone>Chat>In-Person,true,22:00-07:45,79,155,76,77,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-12-20,Partial,v2.9.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2819,Preserver,99393,494605,61389,6.6,1,10,US,Low,NoIlliquids;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Phone>Chat,true,22:45-08:15,81,138,87,83,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-03-18,Success,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2820,Stabilizer,49718,128719,15854,7.6,2,10,US,High,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,17.6,7.5,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD,Phone>App>Email,true,21:45-08:00,45,98,33,32,OpenBanking,18,Human,AlertAcknowledge,2025-01-23,Partial,v2.10.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2821,Explorer,83597,311476,21314,14.9,4,10,SG,Low,,NoFossilFuel;NoTobacco,,1.7,29.7,16.1,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>App>Email,true,22:30-08:15,64,87,78,73,OpenBanking,2,Human,AlertAcknowledge,2025-10-02,Success,v1.10.7,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A2822,Builder,69056,81958,7045,11.2,3,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.7,14.0,11.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,TaxCost;MaxDD;Sharpe,Phone>Email>In-Person>App,false,20:00-07:45,65,79,56,50,OpenBanking,19,None,PlanUpdate,2025-08-15,Partial,v1.9.3,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2823,Explorer,119630,1650692,30539,18.1,3,15,DE,Low,NoDerivatives;NoShortSelling,ESGOnly,Crypto;PrivateCredit,1.6,22.4,13.4,Business:5y;Travel:2y,5,Concise,Medium,TaxCost;IRR,Email>Phone>App>In-Person>Chat,true,23:30-06:15,57,56,51,45,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-07-01,Failed,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2824,Optimizer,237396,4194726,170245,9.4,4,12,US,Low,,NoWeapons,LeveragedETFs;PennyStocks,1.9,18.7,10.9,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Phone>Chat>Email>App,true,19:15-06:45,62,118,77,73,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-04-13,Success,v2.8.9,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2825,Preserver,87682,522570,40828,3.8,4,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Email>Chat,false,19:30-07:30,75,177,84,84,Brokerage;CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-05-17,Partial,v2.8.6,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2826,Builder,69883,87767,8928,9.8,3,10,US,Low,NoDerivatives;NoShortSelling,NoWeapons,PennyStocks;PrivateCredit,1.5,19.7,8.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;MaxDD;IRR,Phone>Email>Chat,true,19:30-06:00,58,125,53,51,CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-10-19,Success,v1.10.3,NoIlliquids,Prioritize liquidity and down payment savings
A2827,Builder,44227,157777,4846,7.8,4,10,US,Low,,NoWeapons,,1.8,22.3,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD,In-Person>Email>Chat>App>Phone,true,21:45-07:15,63,126,61,55,CreditBureau;OpenBanking,10,None,Rebalance,2025-10-23,Partial,v2.9.3,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2828,Preserver,69988,875748,42929,5.0,3,10,UK,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.1,8.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>Email>App,true,22:45-07:00,68,142,53,50,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-07-27,Partial,v2.8.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2829,Preserver,78384,1043307,62020,6.7,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,7.9,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD,Phone>App>Chat>Email>In-Person,false,19:00-08:00,60,162,56,53,Brokerage;CreditBureau;OpenBanking,14,None,Rebalance,2025-01-18,Success,v1.9.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2830,Optimizer,154205,1651152,59980,7.0,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.9,17.0,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;IRR,In-Person>Chat>App>Email,true,19:45-06:15,63,102,50,49,Brokerage;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-10-10,Success,v1.10.9,LimitOrderOnly,Enforce tax budget and position caps
A2831,Preserver,80171,800301,45979,4.3,4,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,Phone>In-Person>Chat,false,23:30-08:00,77,162,74,69,Brokerage;CreditBureau;OpenBanking,14,None,AutoTransfer,2025-03-23,Success,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A2832,Builder,132644,351463,9957,8.3,4,12,US,Medium,,,Crypto,1.4,19.4,7.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,IRR;Sharpe;TaxCost,Email>In-Person>Chat>App>Phone,true,20:00-06:45,57,111,52,44,OpenBanking,14,Human,AlertAcknowledge,2025-05-07,Success,v1.8.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2833,Optimizer,152777,1125104,55013,10.0,3,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.7,17.5,10.1,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;TaxCost;MaxDD,Chat>Phone>App>Email>In-Person,true,22:00-07:45,75,64,71,65,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AutoTransfer,2025-10-27,Success,v2.9.6,NoPennyStocks,Enforce tax budget and position caps
A2834,Optimizer,105422,590531,32217,7.6,3,12,US,High,NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,1.9,18.1,9.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;TaxCost,Phone>In-Person>App>Email>Chat,true,21:30-07:45,66,98,57,57,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-01-11,Failed,v2.10.2,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A2835,Optimizer,200364,3453111,116481,8.6,2,15,AU,Low,,ESGOnly;NoWeapons,Crypto;PennyStocks,1.7,21.6,12.4,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Phone>In-Person>Email,false,22:00-06:30,75,100,61,60,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-02-17,Success,v1.10.4,LimitOrderOnly,Enforce tax budget and position caps
A2836,Optimizer,83494,567904,38308,5.8,4,10,US,Medium,,NoTobacco,Crypto;PennyStocks,1.8,22.2,10.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;TaxCost,App>Chat>Email>Phone>In-Person,true,23:45-07:30,60,101,64,62,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-12-12,Success,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A2837,Optimizer,87362,477124,30928,8.7,3,10,US,Low,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.6,26.0,11.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;IRR,In-Person>App>Chat>Email,true,23:45-08:45,60,99,62,62,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-12-21,Success,v1.9.5,NoIlliquids,Enforce tax budget and position caps
A2838,Explorer,121329,668397,22489,21.5,2,15,CA,Low,,ESGOnly;NoWeapons,PennyStocks,2.1,27.5,14.3,Business:5y;Travel:2y,5,Concise,Shallow,Sharpe;TaxCost;IRR,Phone>Email>App>Chat,false,21:15-08:00,54,82,63,52,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-02-18,Success,v1.9.7,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2839,Builder,36754,110738,5730,7.0,4,10,US,Low,,NoTobacco,,1.7,14.9,10.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;Sharpe;IRR,Phone>In-Person>Email>Chat,true,20:30-06:15,67,91,56,49,OpenBanking;Payroll,13,None,AutoTransfer,2025-07-19,Failed,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2840,Explorer,61861,630495,18601,13.6,4,10,US,High,NoShortSelling,,,2.0,25.2,15.5,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,TaxCost;IRR;MaxDD,Chat>Phone>App>In-Person>Email,true,21:15-08:30,53,60,60,59,CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-06-22,Success,v2.10.5,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2841,Preserver,84809,865388,71482,6.9,1,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.4,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,In-Person>Phone>Chat,false,22:00-08:00,69,126,75,70,Brokerage;CreditBureau;OpenBanking,11,Hybrid,Rebalance,2025-11-24,Success,v1.10.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2842,Explorer,47566,216034,14467,14.5,2,10,CA,Low,NoDerivatives;NoShortSelling,NoWeapons,PennyStocks,2.1,31.3,16.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;Sharpe,Chat>In-Person>Email>Phone,true,20:45-07:30,69,46,78,78,OpenBanking,4,None,AutoTransfer,2025-01-17,Partial,v2.9.5,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A2843,Optimizer,197384,1621323,87906,7.4,2,12,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoFossilFuel,PennyStocks,1.7,23.6,10.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,TaxCost;Sharpe,Email>Chat>In-Person>App,true,22:15-07:00,72,104,67,61,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-07-18,Success,v1.9.3,NoIlliquids;NoMargin,Enforce tax budget and position caps
A2844,Explorer,97552,647685,45778,17.6,2,10,US,Low,,,,2.0,24.1,15.4,Business:5y;Travel:2y,5,Concise,Shallow,MaxDD;TaxCost,In-Person>Email>Phone,true,20:00-08:00,63,64,68,67,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-03-06,Partial,v1.10.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2845,Stabilizer,97190,324476,17757,7.6,2,10,DE,Low,AccreditedOnly;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,8.1,6.8,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe,App>Chat>In-Person,true,23:45-08:15,57,107,63,61,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-09-22,Success,v2.10.3,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2846,Stabilizer,73840,265274,23069,4.0,4,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,10.2,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Email>Chat>Phone>App,true,22:30-06:00,52,141,44,46,CreditBureau;OpenBanking,15,Hybrid,PlanUpdate,2025-09-01,Partial,v2.10.5,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2847,Explorer,88322,461289,27827,13.8,3,10,US,Medium,,NoTobacco,,1.8,29.0,15.1,Business:5y;Travel:2y,5,Collaborative,Medium,TaxCost;IRR;Sharpe,In-Person>Phone>App>Email>Chat,false,19:45-07:00,54,64,49,40,CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-08-14,Success,v1.10.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2848,Preserver,44316,165726,20679,5.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.9,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,Chat>In-Person>Email>Phone,true,23:15-07:30,78,193,76,76,Brokerage;OpenBanking,10,Human,PlanUpdate,2025-08-16,Failed,v1.10.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2849,Stabilizer,61698,304138,24446,6.7,1,10,UK,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,9.8,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe,Chat>App>Phone,false,19:00-06:45,52,158,40,35,CreditBureau;OpenBanking,7,None,Rebalance,2025-05-15,Success,v2.9.1,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2850,Optimizer,122851,1177574,61755,6.4,3,12,US,Medium,NoShortSelling;NoIlliquids,NoFossilFuel,PennyStocks;PrivateCredit,1.6,21.3,9.4,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;IRR,App>Email>In-Person>Phone,true,23:30-08:45,58,91,59,47,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-01-28,Success,v2.9.4,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A2851,Optimizer,89790,1148157,45296,11.3,2,10,US,Medium,,NoFossilFuel;NoTobacco,Crypto;PennyStocks;PrivateCredit,1.5,26.2,11.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;MaxDD;IRR,Phone>App>In-Person>Chat,true,20:45-07:15,53,77,49,44,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-05-10,Partial,v2.8.5,StopLossDisabled,Enforce tax budget and position caps
A2852,Explorer,71940,411483,12040,15.6,1,10,US,Medium,AccreditedOnly,NoFossilFuel;ESGOnly,LeveragedETFs,1.8,20.3,12.9,Business:5y;Travel:2y,5,Collaborative,Medium,IRR;TaxCost;Sharpe,In-Person>App>Chat,true,19:45-08:30,61,86,52,40,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-11-12,Success,v1.10.6,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2853,Builder,193319,616025,18488,9.4,3,15,CA,Low,AccreditedOnly;NoIlliquids,,LeveragedETFs;PennyStocks,1.5,21.5,11.3,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;TaxCost,In-Person>Email>Phone,true,22:45-07:00,68,142,65,54,OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-06-06,Success,v2.8.1,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2854,Builder,69612,180098,19888,8.5,4,10,US,Low,,NoWeapons;NoTobacco,PennyStocks,1.4,21.6,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;IRR;Sharpe,App>Phone>In-Person,false,20:00-08:45,60,145,67,55,OpenBanking,11,Human,AlertAcknowledge,2025-01-22,Success,v1.9.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2855,Explorer,79626,519456,22003,17.6,3,10,US,Low,NoIlliquids,,LeveragedETFs;PennyStocks,1.7,26.1,16.0,Business:5y;Travel:2y,5,Educational,Shallow,MaxDD;TaxCost,Email>App>Chat>In-Person>Phone,true,23:30-07:45,57,74,64,61,OpenBanking,2,None,Rebalance,2025-09-20,Success,v2.8.8,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2856,Stabilizer,79630,362326,11104,6.6,1,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.8,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Phone>In-Person>App>Email,false,21:15-07:00,54,120,39,35,OpenBanking,6,Human,Rebalance,2025-06-15,Success,v2.9.2,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2857,Builder,38595,102201,7835,10.3,4,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco;NoWeapons,Crypto;PennyStocks,1.6,23.0,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,MaxDD;IRR;TaxCost,Chat>In-Person>App>Phone>Email,true,22:15-07:15,57,115,56,52,CreditBureau;OpenBanking,18,Hybrid,PlanUpdate,2025-02-20,Partial,v1.10.4,NoMargin,Prioritize liquidity and down payment savings
A2858,Preserver,54435,477208,40664,8.0,1,10,CA,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD,Chat>App>Email>In-Person>Phone,true,21:45-07:00,69,159,60,54,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-04-20,Partial,v2.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2859,Optimizer,53632,318986,28914,8.9,3,10,US,High,AccreditedOnly;NoShortSelling,NoWeapons;NoTobacco,Crypto;PennyStocks,1.7,18.7,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,IRR;Sharpe;MaxDD,Email>Chat>Phone>In-Person,true,21:15-08:30,54,85,61,61,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-10-26,Failed,v1.9.5,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A2860,Preserver,110462,609274,86150,6.2,2,12,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,App>Email>Phone>In-Person>Chat,true,23:30-08:15,67,200,56,55,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-05-17,Success,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2861,Preserver,43662,293686,26685,4.9,4,10,UK,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat,true,21:00-08:30,65,233,63,60,Brokerage;OpenBanking,14,Hybrid,PlanUpdate,2025-03-09,Success,v1.9.2,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2862,Stabilizer,95798,181896,10003,8.0,1,10,IN,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,Phone>App>Email,false,20:15-06:15,65,158,72,61,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-03-04,Success,v2.9.5,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2863,Preserver,91048,1289525,78195,5.9,4,10,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Chat,true,19:30-08:30,66,212,59,60,Brokerage;OpenBanking,14,Human,Rebalance,2025-10-29,Success,v1.9.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2864,Stabilizer,88416,317559,13722,7.4,2,10,US,Low,AccreditedOnly;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.1,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,App>Email>Phone>Chat>In-Person,true,23:30-08:30,67,152,70,73,CreditBureau;OpenBanking,6,None,Rebalance,2025-01-13,Success,v2.10.2,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2865,Optimizer,62108,402804,27183,9.9,3,10,US,Low,,,PennyStocks,1.6,21.0,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,TaxCost;MaxDD,App>In-Person>Chat>Phone,false,20:45-06:00,60,88,67,65,Brokerage;OpenBanking,6,Human,PlanUpdate,2025-02-01,Failed,v2.8.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A2866,Preserver,183700,1298460,93683,5.4,2,15,UK,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost,Chat>Phone>App,true,19:45-06:15,79,224,65,59,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-08-08,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2867,Builder,64435,154757,7660,10.7,2,10,US,Low,,,Crypto;PrivateCredit,1.4,16.0,8.6,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;MaxDD,App>Phone>Email>In-Person>Chat,true,23:00-08:45,65,67,65,60,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-10-23,Success,v1.9.1,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2868,Stabilizer,33017,338607,13450,10.0,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.2,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD,App>Email>Phone>Chat,true,22:45-07:45,58,174,47,47,CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-04-29,Partial,v2.9.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2869,Builder,115275,468526,27801,12.7,1,15,SG,Medium,,ESGOnly;NoTobacco,,1.7,15.2,12.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,TaxCost;IRR,In-Person>Phone>Email>Chat>App,true,22:15-06:45,57,148,51,49,CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-02-12,Failed,v2.9.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2870,Optimizer,63790,785181,38149,7.3,3,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,LeveragedETFs;PennyStocks,1.7,22.8,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,MaxDD;TaxCost,In-Person>App>Email>Chat>Phone,true,22:30-08:45,62,60,68,56,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,AlertAcknowledge,2025-12-11,Partial,v1.8.9,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A2871,Preserver,60549,797895,55104,7.4,2,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>App>Email>Chat>In-Person,true,21:30-06:00,63,228,72,65,Brokerage;CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-02-26,Success,v1.8.6,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2872,Stabilizer,44221,110891,7885,6.7,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.6,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe,App>In-Person>Email,true,22:45-08:00,67,156,71,70,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-08-01,Success,v1.10.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2873,Explorer,57546,565600,30991,22.7,1,10,US,Low,NoIlliquids,ESGOnly;NoWeapons,,2.1,23.7,12.3,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,TaxCost;MaxDD,App>Phone>Chat,true,21:45-08:45,68,52,58,54,CreditBureau;OpenBanking,1,None,PlanUpdate,2025-01-29,Success,v2.9.9,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2874,Preserver,124853,643764,53860,5.0,2,15,DE,High,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.9,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>App>Chat>Phone,true,21:00-06:45,58,180,54,45,Brokerage;OpenBanking;Payroll,14,Human,PlanUpdate,2025-05-07,Success,v1.10.8,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2875,Builder,85064,132699,12697,12.2,2,10,US,Low,,,PrivateCredit,1.5,22.1,7.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;TaxCost,App>In-Person>Chat>Phone,false,21:00-06:45,60,94,56,54,OpenBanking,12,None,PlanUpdate,2025-11-23,Failed,v2.9.6,NoMargin,Prioritize liquidity and down payment savings
A2876,Builder,205791,256984,25258,14.2,1,12,US,Medium,NoDerivatives,NoFossilFuel;ESGOnly,LeveragedETFs,1.6,21.2,10.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;IRR;TaxCost,App>Email>Chat,true,20:00-06:30,59,132,67,57,OpenBanking,6,None,AutoTransfer,2025-02-12,Success,v1.8.8,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A2877,Stabilizer,55346,658944,19589,6.6,3,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,11.1,7.8,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe,Phone>Chat>App,true,20:00-06:30,61,109,47,42,CreditBureau;OpenBanking;Payroll,18,Hybrid,AutoTransfer,2024-12-29,Success,v1.9.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2878,Builder,53879,128215,9656,10.9,2,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly,,1.4,13.7,11.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,MaxDD;IRR;Sharpe,Email>In-Person>App>Chat>Phone,true,21:30-08:15,58,93,59,58,OpenBanking,9,Human,AutoTransfer,2025-11-09,Success,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A2879,Preserver,57213,344316,29995,5.3,2,10,SG,High,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>App>Email,true,19:15-08:15,71,137,68,62,Brokerage;CreditBureau;OpenBanking,14,Human,Rebalance,2025-10-25,Success,v1.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2880,Preserver,63656,587416,31032,5.6,1,10,CA,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.1,6.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>App>In-Person,true,21:45-07:00,67,190,53,49,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-09-25,Success,v1.10.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2881,Optimizer,211151,1261405,138388,8.0,4,12,US,High,,,PennyStocks,1.9,24.5,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;MaxDD,In-Person>Chat>App>Email,false,19:00-08:00,62,92,73,64,Brokerage;OpenBanking,6,None,Rebalance,2025-12-01,Partial,v1.10.7,PauseWhenVIX>30,Enforce tax budget and position caps
A2882,Preserver,80721,1084341,84398,6.0,1,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,17.4,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>App>Chat>In-Person>Phone,false,20:45-06:30,80,185,79,72,Brokerage;CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-03-13,Success,v1.9.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2883,Preserver,118266,716820,31520,5.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.5,5.7,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,App>Email>Chat>Phone,true,21:30-07:15,71,130,73,70,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-09-01,Success,v2.10.4,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2884,Stabilizer,74120,438137,39606,7.7,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.9,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost,Email>Phone>App,true,20:45-06:30,54,99,50,47,OpenBanking,16,None,Rebalance,2025-11-01,Success,v1.8.5,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2885,Builder,41249,62320,7995,11.1,2,10,US,Medium,NoShortSelling,,Crypto;PrivateCredit,1.6,19.4,8.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR,Email>In-Person>Chat>App>Phone,true,19:15-08:30,52,76,46,37,OpenBanking,6,None,PlanUpdate,2025-02-18,Success,v2.10.2,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2886,Builder,45666,148135,8013,7.6,4,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs,1.5,21.9,9.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;IRR,App>Chat>In-Person>Phone>Email,true,22:00-08:00,65,109,65,54,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-11-14,Success,v2.9.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2887,Stabilizer,33270,138851,6430,6.6,1,10,US,Low,NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.2,7.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>App,false,19:30-06:00,55,120,57,51,OpenBanking,20,None,Rebalance,2025-01-14,Partial,v2.10.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2888,Preserver,91017,526072,17710,5.2,4,10,US,Medium,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,5.9,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Chat>Phone,true,23:00-07:30,69,231,61,50,Brokerage;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-02-24,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2889,Preserver,101890,450213,35274,4.9,4,12,US,Low,NoIlliquids;NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.8,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe,Chat>In-Person>Phone>Email>App,true,20:45-07:00,80,166,85,79,Brokerage;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2024-12-30,Success,v1.10.4,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2890,Stabilizer,64364,331010,31498,9.8,1,10,DE,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost,Chat>Phone>In-Person,false,23:45-07:00,60,116,68,70,CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-02-28,Partial,v2.10.8,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A2891,Optimizer,198131,1398882,63008,11.6,2,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;PennyStocks,1.4,18.8,12.6,Wealth:10y;Estate:20y,10,Educational,Deep,IRR;TaxCost;MaxDD,Chat>In-Person>Phone>App,true,23:45-08:15,60,94,64,56,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-04-27,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A2892,Optimizer,62175,495161,28885,10.8,1,10,US,Low,NoShortSelling,,PennyStocks,1.5,16.9,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,TaxCost;IRR,App>Email>Phone,true,19:15-06:30,73,85,83,76,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-07-08,Success,v1.9.4,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A2893,Optimizer,123407,855852,47619,10.7,3,12,US,Low,,NoFossilFuel,PennyStocks,1.9,24.2,11.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>Email,true,20:00-07:30,74,112,87,83,Brokerage;OpenBanking,4,None,AutoTransfer,2025-04-07,Failed,v2.8.4,NoMargin,Enforce tax budget and position caps
A2894,Preserver,66070,252615,11060,7.9,1,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,13.4,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost,Email>Phone>Chat,true,22:45-06:00,82,123,71,64,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-03-17,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2895,Optimizer,145853,658901,31864,5.9,4,15,DE,Low,AccreditedOnly,,PennyStocks,1.7,15.6,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,IRR;TaxCost,In-Person>Phone>Email,true,20:00-07:00,62,97,54,49,Brokerage;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-02-25,Success,v2.8.6,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A2896,Stabilizer,50180,298295,20248,9.5,1,10,US,Low,NoIlliquids;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>In-Person>Chat,true,22:45-08:15,63,110,53,44,OpenBanking,20,Human,AlertAcknowledge,2025-01-18,Partial,v1.9.3,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2897,Preserver,136629,807977,25979,6.8,3,15,CA,Low,NoIlliquids;NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,5.5,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,In-Person>App>Chat,true,20:00-06:15,83,195,76,78,Brokerage;OpenBanking;Payroll,9,Human,Rebalance,2025-07-06,Success,v2.8.5,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2898,Explorer,88151,217678,24199,16.0,1,10,US,Medium,AccreditedOnly;NoShortSelling,,LeveragedETFs;PrivateCredit,2.1,24.5,15.3,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;TaxCost,Chat>App>Email>In-Person>Phone,false,23:30-08:45,63,75,62,52,OpenBanking,3,Human,Rebalance,2025-02-28,Success,v2.8.8,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2899,Stabilizer,84098,582425,23807,4.6,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,7.1,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,Email>Chat>Phone>In-Person>App,true,23:15-06:45,64,120,74,67,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-09-14,Failed,v2.10.3,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2900,Stabilizer,81508,433975,15266,7.9,3,10,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,Phone>App>Chat>Email>In-Person,true,19:45-07:00,63,145,72,67,CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-07-30,Success,v1.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2901,Stabilizer,82455,832228,30031,5.8,3,10,US,Medium,NoDerivatives;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe,Email>In-Person>Phone>App>Chat,true,22:00-06:45,44,178,29,20,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-06-28,Success,v2.8.5,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A2902,Stabilizer,84118,361944,22420,6.7,1,10,AU,Low,AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Email>App,false,23:00-06:00,65,166,55,55,OpenBanking,16,Human,PlanUpdate,2025-03-12,Success,v2.8.1,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2903,Optimizer,157298,2225748,62367,8.8,3,12,US,Medium,,NoFossilFuel,PennyStocks,1.9,26.1,13.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;IRR;TaxCost,Phone>Chat>In-Person,true,23:30-06:15,65,74,55,48,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-10-22,Failed,v1.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2904,Preserver,85655,477130,54822,7.1,2,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,15.4,6.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Email>Phone>Chat,true,19:15-07:30,79,154,65,69,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-04-05,Success,v2.10.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2905,Optimizer,68843,1672395,22021,12.3,1,10,IN,Low,NoShortSelling,NoTobacco,PennyStocks,1.6,24.0,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;TaxCost;Sharpe,Chat>Phone>Email,false,22:00-07:15,70,79,73,71,Brokerage;CreditBureau;OpenBanking,5,None,Rebalance,2025-07-24,Success,v2.9.9,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A2906,Builder,64879,258658,9104,13.4,1,10,CA,Low,NoDerivatives,,,1.7,14.6,8.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;MaxDD,In-Person>App>Email,false,20:45-07:30,58,61,54,42,CreditBureau;OpenBanking,20,Hybrid,PlanUpdate,2025-10-28,Partial,v1.8.6,NoIlliquids,Prioritize liquidity and down payment savings
A2907,Explorer,83354,382276,23464,15.2,2,10,US,Low,NoShortSelling,,,2.1,32.8,16.4,Business:5y;Travel:2y,5,Directive,Medium,TaxCost;Sharpe;MaxDD,Chat>In-Person>Email>App>Phone,false,20:15-06:15,65,54,51,47,OpenBanking,6,None,AlertAcknowledge,2025-07-13,Partial,v2.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2908,Stabilizer,90659,841139,35522,4.2,4,10,US,High,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.9,5.9,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>Chat,true,19:00-06:30,51,159,56,52,CreditBureau;OpenBanking,17,Human,AutoTransfer,2025-09-27,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2909,Preserver,197209,1517465,108599,6.6,3,12,US,High,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,In-Person>Chat>Phone>Email,true,20:00-07:30,60,207,46,45,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-06-16,Success,v2.10.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2910,Optimizer,93934,580299,45179,9.0,3,10,US,Medium,NoDerivatives;NoIlliquids,,LeveragedETFs;PennyStocks;PrivateCredit,1.6,20.7,12.4,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;MaxDD;TaxCost,In-Person>Chat>Email>Phone>App,false,21:00-08:00,58,103,66,54,Brokerage;OpenBanking,1,Human,Rebalance,2025-09-27,Success,v2.9.6,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A2911,Preserver,56144,332124,41595,4.0,3,10,DE,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.1,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Phone>Email>In-Person,true,23:00-06:30,73,210,80,75,Brokerage;OpenBanking,9,Human,AlertAcknowledge,2025-07-22,Success,v2.9.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2912,Builder,51783,201050,5704,10.0,2,10,US,Low,,,,1.6,13.0,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;IRR;MaxDD,Email>Chat>Phone>App,true,22:30-07:45,63,75,68,67,CreditBureau;OpenBanking,9,Human,AlertAcknowledge,2025-07-20,Success,v2.9.3,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A2913,Preserver,83363,856693,48038,6.4,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.8,8.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>App,true,19:15-07:00,74,167,73,72,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-12-01,Success,v2.9.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2914,Optimizer,80621,1450455,55180,7.1,4,10,US,Medium,,,PennyStocks,1.7,18.0,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;MaxDD;IRR,Phone>In-Person>App,true,22:30-07:15,61,108,55,47,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-02-23,Partial,v2.10.8,NoMargin,Enforce tax budget and position caps
A2915,Builder,41454,156460,3683,12.4,1,10,US,Medium,,,,1.4,16.9,9.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;MaxDD,App>Email>In-Person>Phone>Chat,true,20:00-08:00,49,67,46,34,OpenBanking,6,Hybrid,AutoTransfer,2025-02-08,Success,v2.8.8,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A2916,Explorer,62232,268903,18349,17.1,2,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons,Crypto;LeveragedETFs,2.1,26.2,14.8,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,MaxDD;TaxCost,Chat>In-Person>Email>Phone>App,false,21:30-07:45,70,45,81,78,CreditBureau;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-09-08,Failed,v2.10.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2917,Builder,64144,68741,10223,10.3,4,10,US,Medium,,,LeveragedETFs,1.4,16.7,9.3,Home:3y;Retirement:30y,3,Concise,Medium,IRR;MaxDD;TaxCost,App>Chat>Email>Phone>In-Person,true,22:00-07:00,57,68,57,48,OpenBanking;Payroll,18,None,Rebalance,2025-06-05,Partial,v2.8.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A2918,Explorer,41472,262424,14244,15.9,2,10,US,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.8,20.9,17.9,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,IRR;MaxDD,Phone>App>In-Person>Chat>Email,true,23:15-08:30,60,88,70,63,CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-06-16,Partial,v1.9.2,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2919,Builder,39537,171650,3813,10.9,3,10,US,Low,NoDerivatives,NoWeapons;NoTobacco,,1.7,12.9,7.6,Home:3y;Retirement:30y,3,Collaborative,Shallow,IRR;Sharpe;TaxCost,Phone>App>Email>In-Person,true,22:15-08:45,63,137,71,65,OpenBanking,6,None,AutoTransfer,2025-05-05,Success,v1.10.8,StopLossDisabled,Prioritize liquidity and down payment savings
A2920,Builder,78157,148286,10951,9.2,3,10,US,Low,NoDerivatives;NoIlliquids,ESGOnly;NoWeapons,Crypto;PrivateCredit,1.8,13.8,11.1,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;IRR,Chat>Phone>Email,true,21:15-08:45,60,144,63,51,OpenBanking,7,Human,PlanUpdate,2025-10-14,Failed,v2.8.2,NoMargin,Prioritize liquidity and down payment savings
A2921,Preserver,119209,642612,93936,7.3,2,12,US,Medium,NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,10.1,8.0,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person>App>Chat,false,19:15-08:00,62,144,71,75,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-07-22,Failed,v2.9.9,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2922,Stabilizer,51852,321498,13525,5.5,4,10,US,High,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,18.0,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost,Chat>Phone>App,false,19:00-08:15,48,180,50,43,CreditBureau;OpenBanking;Payroll,20,None,Rebalance,2025-04-06,Success,v1.8.5,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2923,Preserver,92152,445625,26340,8.9,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>Phone>App>Email,true,21:30-08:15,80,190,89,83,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-04-11,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2924,Optimizer,154555,1701159,89188,11.5,1,12,US,High,,,PennyStocks,1.6,27.3,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;MaxDD;Sharpe,In-Person>App>Email>Phone,true,23:45-08:15,63,118,70,62,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,PlanUpdate,2025-02-10,Success,v2.10.8,StopLossDisabled,Enforce tax budget and position caps
A2925,Stabilizer,77259,324742,32482,9.6,1,10,US,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Phone>App>Email>In-Person>Chat,true,20:00-06:30,52,148,37,28,OpenBanking,14,None,AlertAcknowledge,2025-09-15,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A2926,Builder,133674,372641,20539,9.7,4,15,DE,Low,NoIlliquids,,Crypto;PrivateCredit,1.5,19.6,10.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;MaxDD;IRR,In-Person>App>Email>Chat,false,22:00-06:45,60,119,65,65,OpenBanking,9,None,PlanUpdate,2025-12-08,Partial,v1.9.1,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A2927,Preserver,57706,718835,34474,6.3,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,App>Email>Phone>Chat>In-Person,true,21:15-06:00,76,166,62,57,Brokerage;OpenBanking,13,Hybrid,Rebalance,2025-10-24,Success,v1.10.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2928,Builder,32841,122136,7219,10.1,4,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoTobacco,,1.7,15.2,10.2,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>In-Person>App,false,19:15-08:30,64,88,53,52,CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-09-05,Success,v1.8.4,NoIlliquids,Prioritize liquidity and down payment savings
A2929,Explorer,91607,768494,13694,18.6,4,10,US,Low,AccreditedOnly,NoTobacco,PennyStocks,1.9,27.1,17.3,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,TaxCost;MaxDD;Sharpe,Email>App>Phone,false,20:30-08:00,65,48,69,62,CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-04-03,Success,v2.9.5,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A2930,Stabilizer,84715,687694,37623,7.6,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.7,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,App>In-Person>Email,false,20:00-06:00,48,105,39,38,CreditBureau;OpenBanking;Payroll,19,Human,PlanUpdate,2024-12-31,Success,v2.10.4,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2931,Preserver,79283,1416239,67975,6.9,2,10,UK,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost,In-Person>App>Email,false,21:15-08:15,71,175,59,60,Brokerage;OpenBanking;Payroll,11,None,AlertAcknowledge,2025-08-04,Success,v1.8.6,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2932,Stabilizer,115456,1159568,42328,5.4,4,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person>App>Email,true,19:30-08:15,64,142,56,52,OpenBanking,14,Hybrid,Rebalance,2025-09-12,Success,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2933,Preserver,76267,696973,41943,8.1,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.2,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe,Chat>Email>In-Person>App,false,22:45-07:30,70,238,68,74,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-11-13,Success,v2.9.8,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2934,Builder,83311,381560,12060,9.7,2,10,US,Medium,AccreditedOnly,NoFossilFuel,,1.5,13.1,8.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;IRR,Chat>Email>App>Phone>In-Person,true,19:00-08:15,54,86,62,59,CreditBureau;OpenBanking;Payroll,10,None,PlanUpdate,2025-01-19,Success,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A2935,Optimizer,110224,873628,43888,5.6,4,12,US,Low,,ESGOnly,PennyStocks,1.6,25.6,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;TaxCost,Phone>Email>App,true,22:30-08:00,75,100,67,57,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-10-06,Success,v1.9.9,StopLossDisabled,Enforce tax budget and position caps
A2936,Builder,46687,163549,6839,11.6,3,10,US,Low,,,,1.4,21.3,8.8,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR,In-Person>Email>Phone,false,23:45-06:15,60,81,62,54,OpenBanking,18,None,PlanUpdate,2025-03-06,Success,v1.8.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2937,Explorer,54679,281822,21271,14.4,1,10,US,Low,,NoFossilFuel;NoTobacco,,2.0,28.2,17.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,MaxDD;Sharpe,App>Email>In-Person>Chat>Phone,false,19:45-07:00,69,49,66,65,OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-02-11,Success,v2.8.7,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2938,Builder,112104,179852,21640,12.7,2,12,US,Medium,,,PennyStocks;PrivateCredit,1.6,18.1,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;TaxCost;IRR,In-Person>Phone>Email,true,21:15-06:00,67,65,60,59,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-05-13,Success,v1.10.7,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2939,Preserver,84584,668391,74539,4.5,4,10,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>App>Email,true,21:15-06:30,63,224,69,60,Brokerage;OpenBanking,14,Human,AutoTransfer,2025-09-22,Success,v2.8.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2940,Preserver,180466,834899,97006,4.0,4,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,6.3,Retirement:15y;Emergency:1y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Chat>Email>App>Phone>In-Person,true,21:00-06:45,71,171,75,76,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-01-10,Partial,v1.10.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2941,Preserver,105047,541353,46481,5.8,2,12,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.4,6.4,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;MaxDD,Phone>Chat>In-Person>Email>App,false,22:45-07:00,80,140,74,67,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-06-08,Failed,v1.9.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2942,Builder,59034,107000,6279,10.7,1,10,US,Low,,,Crypto;PennyStocks,1.4,13.6,7.6,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>App>Chat>In-Person>Phone,false,19:30-06:15,71,86,62,52,OpenBanking,19,Hybrid,PlanUpdate,2025-01-15,Partial,v2.9.8,NoMargin,Prioritize liquidity and down payment savings
A2943,Preserver,66058,833698,46730,9.0,1,10,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.9,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone,false,23:30-07:15,72,198,81,77,Brokerage;OpenBanking,5,None,AutoTransfer,2025-10-13,Success,v1.8.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2944,Preserver,129391,682414,68155,6.3,2,12,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Phone>In-Person>Email,true,20:45-08:15,75,206,81,77,Brokerage;OpenBanking,10,Hybrid,PlanUpdate,2025-03-07,Success,v1.9.2,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2945,Optimizer,133662,1775866,71526,8.7,4,12,US,Low,AccreditedOnly;NoDerivatives,NoFossilFuel,PennyStocks,1.9,17.5,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;TaxCost;IRR,Phone>Email>App,true,20:45-06:15,67,116,66,59,Brokerage;OpenBanking;Payroll,6,Human,PlanUpdate,2025-08-31,Success,v2.10.2,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A2946,Stabilizer,70765,311839,17164,6.7,2,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,App>In-Person>Email>Phone>Chat,false,21:15-07:15,52,132,52,57,OpenBanking;Payroll,15,None,AutoTransfer,2025-10-27,Success,v1.8.2,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2947,Stabilizer,76264,483659,40053,6.6,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Email,false,20:15-08:00,58,139,53,51,OpenBanking,8,Human,AlertAcknowledge,2025-11-01,Partial,v2.8.4,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2948,Optimizer,113468,2435090,50627,6.7,3,12,US,Low,,,PennyStocks,1.7,24.3,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,Sharpe;TaxCost;IRR,Phone>Email>In-Person>App>Chat,false,22:00-07:30,74,68,72,66,Brokerage;OpenBanking;Payroll,3,Human,AutoTransfer,2025-06-10,Failed,v2.10.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A2949,Preserver,61166,267860,15842,3.3,4,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.9,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone,true,20:15-07:15,75,225,64,60,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-11-07,Success,v2.10.7,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2950,Stabilizer,96267,933758,33663,6.6,3,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.6,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;Sharpe,Chat>Phone>Email>App,true,23:45-06:00,47,110,33,34,CreditBureau;OpenBanking,10,None,PlanUpdate,2025-08-09,Success,v1.8.5,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2951,Optimizer,305154,6614829,171126,11.3,1,15,CA,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.8,15.5,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;MaxDD,Phone>In-Person>Chat>Email>App,false,21:15-08:00,75,80,79,75,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-01-27,Success,v1.8.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A2952,Optimizer,281817,2351212,148913,9.9,1,15,UK,Low,NoDerivatives,,PennyStocks,1.8,21.8,13.6,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;Sharpe;TaxCost,Chat>App>In-Person>Phone>Email,true,22:15-08:15,70,97,75,73,Brokerage;CreditBureau;OpenBanking;Payroll,2,None,PlanUpdate,2025-05-21,Success,v1.10.2,LimitOrderOnly,Enforce tax budget and position caps
A2953,Builder,69389,74075,9127,12.7,3,10,DE,Low,,,,1.4,12.7,11.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;Sharpe,In-Person>Email>App>Chat>Phone,true,19:45-06:15,66,138,68,56,OpenBanking,18,None,AutoTransfer,2025-06-04,Success,v2.9.1,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2954,Optimizer,106217,1292683,62758,10.1,4,12,US,Medium,NoDerivatives;NoShortSelling,,PennyStocks,1.7,18.6,9.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost,Email>Phone>Chat>App>In-Person,false,23:30-07:30,63,91,72,69,Brokerage;OpenBanking,2,None,Rebalance,2025-02-05,Success,v2.9.2,NoPennyStocks,Enforce tax budget and position caps
A2955,Explorer,68740,431704,31945,14.7,4,10,US,Medium,,,,2.1,22.5,15.1,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,Sharpe;TaxCost,App>In-Person>Chat,false,20:45-08:00,51,88,42,33,CreditBureau;OpenBanking,4,None,AutoTransfer,2025-12-17,Success,v1.10.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2956,Builder,50029,309340,13382,9.9,3,10,US,Medium,NoIlliquids;AccreditedOnly,,,1.6,15.9,11.6,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;TaxCost,In-Person>Chat>Phone>App>Email,false,22:15-08:15,65,132,61,54,OpenBanking,6,None,PlanUpdate,2025-08-27,Success,v1.10.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A2957,Optimizer,138761,1813671,103736,6.5,4,12,US,Medium,,,PennyStocks,1.5,22.1,13.7,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD;TaxCost,Email>Phone>In-Person>Chat>App,false,21:45-06:00,68,87,73,72,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-12-13,Success,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A2958,Preserver,114667,1154245,37708,7.2,1,15,SG,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost,Chat>App>Phone,true,20:45-06:00,77,145,69,75,Brokerage;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-10-20,Success,v1.8.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A2959,Preserver,61012,449238,35547,3.9,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Phone>App>Chat>Email,true,22:00-07:30,80,182,80,80,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-11-13,Success,v1.10.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2960,Stabilizer,63696,376937,15517,4.5,3,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,12.1,7.7,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Phone>Email>Chat>App>In-Person,true,23:30-08:30,52,148,46,39,OpenBanking,8,Human,AutoTransfer,2025-10-18,Partial,v2.8.6,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A2961,Preserver,140039,1472848,101570,4.2,4,15,SG,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.3,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>Chat>App>Email,true,20:45-06:15,64,144,68,65,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-04-18,Partial,v1.10.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2962,Stabilizer,106744,708163,23310,5.3,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.4,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,App>In-Person>Phone>Chat,true,23:30-08:15,57,135,62,62,CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-07-31,Success,v1.8.8,NoIlliquids,Keep expenses buffer ≥ 4 months
A2963,Builder,37562,95566,3273,15.0,1,10,US,Low,,NoWeapons,Crypto,1.8,17.4,7.3,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe,In-Person>Email>Phone>App,true,23:15-06:00,70,82,79,73,CreditBureau;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-04-03,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2964,Optimizer,208548,918181,85183,11.1,1,12,US,Low,,,PennyStocks,1.8,25.2,13.0,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;IRR;TaxCost,Chat>App>Email>In-Person,false,19:45-08:45,66,84,54,42,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,AutoTransfer,2025-10-02,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A2965,Optimizer,104521,378014,17598,8.6,4,12,US,Low,,NoWeapons;NoTobacco,LeveragedETFs;PennyStocks,1.8,17.1,9.9,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,TaxCost;MaxDD;IRR,Phone>App>In-Person>Chat,true,23:30-08:00,61,116,65,57,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-07-02,Partial,v1.8.6,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A2966,Preserver,97666,895948,73756,5.0,2,10,UK,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>Email>App,false,19:45-06:15,82,158,92,89,Brokerage;CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-03-03,Failed,v2.10.4,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A2967,Optimizer,111135,539625,26741,8.9,2,12,US,Medium,AccreditedOnly;NoShortSelling,,PennyStocks,1.8,15.1,11.2,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>Chat>Email>App,true,19:00-08:00,57,112,63,55,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-03-19,Failed,v2.10.8,NoMargin,Enforce tax budget and position caps
A2968,Optimizer,41904,627596,18436,6.1,4,10,AU,High,NoIlliquids;NoDerivatives,NoTobacco,LeveragedETFs;PennyStocks,1.5,20.8,9.7,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost,App>In-Person>Email,true,21:45-07:45,51,62,40,36,Brokerage;OpenBanking,6,Human,PlanUpdate,2025-05-18,Success,v1.9.7,PauseWhenVIX>30,Enforce tax budget and position caps
A2969,Explorer,79976,408276,23429,12.5,4,10,US,Low,,,PennyStocks;PrivateCredit,1.7,28.0,13.4,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat>Phone>App,true,23:45-08:15,65,54,67,61,OpenBanking,6,None,AutoTransfer,2025-07-03,Success,v2.10.2,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2970,Optimizer,53942,686609,38159,7.5,2,10,US,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.6,18.5,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,TaxCost;Sharpe,Email>In-Person>Phone,true,20:00-08:15,63,60,65,57,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2024-12-31,Success,v2.10.8,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A2971,Explorer,96137,434079,21350,13.7,3,10,US,Low,,,,1.7,33.4,16.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;TaxCost;Sharpe,App>Email>Phone,true,19:45-08:00,59,46,44,44,OpenBanking;Payroll,1,Hybrid,Rebalance,2025-04-01,Success,v1.10.8,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2972,Explorer,36829,132589,8472,18.0,4,10,IN,Low,NoIlliquids,NoWeapons,,1.8,27.4,17.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Email>Phone>In-Person,true,22:30-08:00,61,75,66,66,CreditBureau;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-02-07,Success,v2.8.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A2973,Stabilizer,114150,550913,18211,8.6,2,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.5,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>App>Chat>Phone>In-Person,true,23:00-06:00,66,107,56,56,CreditBureau;OpenBanking;Payroll,13,Human,PlanUpdate,2025-10-07,Success,v2.8.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2974,Optimizer,135339,1506441,70108,9.1,1,12,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.7,22.7,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;Sharpe,Email>Chat>In-Person>Phone>App,true,20:45-08:45,74,116,83,77,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-01-27,Success,v1.9.6,StopLossDisabled,Enforce tax budget and position caps
A2975,Stabilizer,94421,537698,37083,5.4,3,10,US,Medium,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.6,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>In-Person>App,true,21:15-07:30,45,135,36,39,OpenBanking,8,Human,AutoTransfer,2025-01-01,Success,v1.10.3,StopLossDisabled,Keep expenses buffer ≥ 4 months
A2976,Builder,47922,67229,2940,12.6,1,10,US,Low,AccreditedOnly;NoIlliquids,,,1.5,13.7,11.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;IRR,App>In-Person>Chat,true,20:30-07:00,68,66,77,67,OpenBanking;Payroll,18,Hybrid,AlertAcknowledge,2025-11-05,Success,v2.9.2,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A2977,Explorer,29318,198813,11310,19.9,3,10,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.8,32.3,12.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;Sharpe;IRR,In-Person>Phone>Chat>Email,true,23:30-08:45,62,48,62,61,OpenBanking,1,Human,PlanUpdate,2025-03-02,Partial,v1.10.4,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A2978,Builder,42555,76831,3085,9.7,4,10,US,Low,NoIlliquids,,,1.6,17.3,7.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;TaxCost;IRR,Phone>In-Person>Chat>Email,false,21:00-07:45,61,108,47,45,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-07-13,Success,v1.10.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2979,Preserver,112233,1058632,108276,6.2,3,15,CA,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.1,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe,App>Chat>In-Person>Phone>Email,true,19:45-07:45,68,145,58,46,Brokerage;OpenBanking;Payroll,3,None,PlanUpdate,2025-06-28,Success,v2.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2980,Explorer,81271,679485,24548,13.2,4,10,US,High,AccreditedOnly;NoDerivatives,NoTobacco,PennyStocks;PrivateCredit,2.1,22.1,15.9,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Phone>Email,true,20:30-07:15,53,69,58,47,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-12-05,Success,v2.8.9,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A2981,Preserver,69965,627243,77927,9.0,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.8,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD,Phone>In-Person>Chat,false,21:00-08:00,79,207,72,63,Brokerage;CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-05-23,Success,v2.9.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2982,Explorer,120141,1589021,27965,17.8,2,12,US,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.8,21.6,17.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,IRR;Sharpe;TaxCost,Chat>App>In-Person>Email,false,19:30-06:15,54,48,58,47,CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-06-25,Success,v1.9.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2983,Builder,65606,172417,9868,15.4,1,10,IN,Low,,,LeveragedETFs;PrivateCredit,1.7,16.9,8.3,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;MaxDD,Email>App>In-Person,true,19:30-08:45,67,64,68,57,OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-09-18,Success,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2984,Stabilizer,36718,145240,7168,6.7,2,10,US,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,App>Phone>In-Person>Chat>Email,true,20:45-07:45,46,120,43,42,CreditBureau;OpenBanking;Payroll,15,None,AutoTransfer,2025-07-16,Success,v2.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A2985,Optimizer,137948,1399705,70765,10.1,1,15,DE,High,NoDerivatives,NoTobacco,Crypto;PennyStocks,1.8,25.1,13.1,Wealth:10y;Estate:20y,10,Collaborative,Deep,Sharpe;MaxDD,Email>In-Person>Chat>Phone,true,22:00-07:30,69,109,68,57,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-03-08,Success,v2.8.5,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A2986,Preserver,72467,630491,35458,5.6,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,17.4,7.1,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,App>Chat>In-Person>Phone,true,23:30-06:15,69,191,54,57,Brokerage;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-02-14,Success,v2.9.4,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2987,Preserver,137154,1080179,73709,5.1,4,15,AU,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.6,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,MaxDD;TaxCost,Email>App>Phone>Chat>In-Person,true,22:30-06:00,74,234,80,72,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-12-21,Partial,v2.8.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A2988,Preserver,108010,1173668,42368,6.3,3,15,SG,Medium,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,App>Chat>In-Person>Email>Phone,false,21:30-08:45,67,213,64,60,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-12-09,Partial,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A2989,Explorer,70807,468822,35064,18.9,2,10,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.7,29.3,12.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;IRR;MaxDD,Chat>App>Email,true,21:30-07:15,58,55,57,51,CreditBureau;OpenBanking,3,None,PlanUpdate,2025-10-30,Partial,v2.10.8,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A2990,Stabilizer,64775,391630,26447,6.9,3,10,US,Medium,AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.8,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,Chat>App>Email>Phone>In-Person,true,21:30-08:15,56,150,62,60,CreditBureau;OpenBanking,15,Human,AutoTransfer,2025-04-19,Success,v2.9.1,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A2991,Stabilizer,117214,791169,36935,7.3,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>Email>App>In-Person>Chat,true,22:30-07:00,58,122,68,66,CreditBureau;OpenBanking,7,Human,Rebalance,2025-09-12,Success,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A2992,Stabilizer,49924,323874,18630,8.4,1,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,5.3,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe,In-Person>Chat>Phone,true,21:45-06:15,56,145,61,65,CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-12-16,Success,v1.10.1,NoMargin,Keep expenses buffer ≥ 4 months
A2993,Explorer,76982,489427,12888,21.0,1,10,US,Low,,,,1.6,29.1,14.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,TaxCost;Sharpe;IRR,App>In-Person>Email>Phone,true,19:30-06:15,59,53,54,51,OpenBanking,2,None,AutoTransfer,2025-09-14,Partial,v1.9.2,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A2994,Builder,67432,145686,9001,9.7,1,10,US,Low,,NoFossilFuel;NoWeapons,LeveragedETFs,1.7,24.2,10.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,MaxDD;Sharpe,In-Person>Phone>Chat,true,23:15-07:15,59,73,67,66,OpenBanking,12,Hybrid,AlertAcknowledge,2025-10-20,Partial,v1.10.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2995,Optimizer,71917,318169,34585,7.4,3,10,CA,Low,NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.6,17.2,10.2,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;MaxDD,Email>Phone>In-Person>Chat,true,20:00-08:15,72,81,82,82,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-04-26,Success,v2.8.6,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A2996,Preserver,95785,922092,73233,6.5,2,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.3,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Phone>App>In-Person,false,19:00-06:30,78,207,65,64,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-05-14,Success,v1.9.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A2997,Preserver,67610,642537,43984,6.3,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,7.8,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD,In-Person>App>Email>Phone>Chat,true,23:30-08:15,73,169,79,80,Brokerage;CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-06-26,Success,v1.8.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A2998,Builder,165743,339837,22376,11.0,2,12,US,High,AccreditedOnly,NoTobacco,,1.5,17.4,8.8,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;IRR;Sharpe,Email>In-Person>Phone>App,true,23:45-06:45,57,132,46,39,OpenBanking,7,Human,PlanUpdate,2025-05-13,Success,v1.9.3,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A2999,Optimizer,200377,1168913,45486,8.8,4,12,US,Medium,,,PennyStocks,1.7,27.6,11.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe,Email>App>In-Person>Phone,true,22:30-08:00,66,84,62,51,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-02-22,Success,v2.10.5,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A3000,Builder,31722,149956,4499,11.6,2,10,CA,Low,,NoWeapons,,1.7,24.6,8.1,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;IRR;Sharpe,App>Phone>Email>Chat>In-Person,true,20:00-08:45,64,93,63,57,OpenBanking,7,None,Rebalance,2025-12-13,Success,v1.9.6,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A3001,Explorer,54026,294470,12682,17.2,2,10,US,Medium,,,Crypto;PennyStocks;PrivateCredit,1.7,25.1,13.4,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,TaxCost;Sharpe;MaxDD,Email>App>Chat>Phone>In-Person,true,20:45-07:00,59,51,75,75,OpenBanking;Payroll,3,None,Rebalance,2025-02-25,Success,v2.9.1,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A3002,Stabilizer,94469,266472,8598,9.2,1,10,CA,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.7,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost,Chat>Phone>Email>In-Person,true,20:15-07:15,60,108,67,69,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2024-12-30,Partial,v2.9.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3003,Builder,112216,316426,27395,15.2,1,12,US,Low,AccreditedOnly;NoIlliquids,,,1.5,19.9,7.3,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;IRR,In-Person>Email>Phone,true,22:30-08:30,60,126,63,55,CreditBureau;OpenBanking;Payroll,17,Hybrid,PlanUpdate,2025-02-23,Partial,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A3004,Preserver,139905,737396,93171,8.9,1,12,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,13.0,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe,Phone>App>Chat>In-Person>Email,true,23:00-06:15,65,232,60,55,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-03-31,Partial,v1.9.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3005,Builder,155924,329143,15415,9.1,4,12,US,Medium,,,,1.7,23.5,11.0,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;IRR;TaxCost,Phone>In-Person>App,false,19:15-07:45,63,100,73,65,CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-01-11,Partial,v1.8.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3006,Builder,70267,112870,5732,10.9,4,10,IN,Medium,,ESGOnly;NoTobacco,,1.5,22.0,10.4,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR;MaxDD,App>Email>In-Person,false,22:45-08:30,59,123,66,63,CreditBureau;OpenBanking;Payroll,19,None,PlanUpdate,2025-12-23,Partial,v1.8.2,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3007,Preserver,164841,841619,80854,7.2,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.0,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone>App>Email,true,19:30-06:15,68,230,55,48,Brokerage;CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-07-02,Partial,v2.10.4,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3008,Stabilizer,44942,460466,14824,6.6,4,10,CA,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,7.7,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost,In-Person>Phone>Email>Chat>App,true,21:00-06:00,43,110,33,38,OpenBanking,10,None,AutoTransfer,2025-05-02,Success,v2.8.5,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3009,Stabilizer,105409,546092,18024,4.6,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.8,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,Phone>App>In-Person,false,20:15-08:45,65,144,57,58,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-06-06,Success,v1.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3010,Stabilizer,66966,268378,18754,8.6,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.4,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD,Email>In-Person>App,false,19:30-07:00,54,180,54,50,OpenBanking,20,None,Rebalance,2025-02-11,Partial,v1.9.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3011,Builder,61944,246752,5572,10.6,1,10,AU,Medium,AccreditedOnly;NoShortSelling,,LeveragedETFs;PrivateCredit,1.5,12.9,10.9,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;TaxCost,Phone>In-Person>Chat>Email,false,20:00-06:00,55,67,47,44,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-03-12,Partial,v1.9.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3012,Builder,123163,338999,24008,10.5,4,12,US,Low,,NoWeapons,,1.4,22.6,10.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;IRR;TaxCost,Email>Phone>App>In-Person,true,20:30-06:00,71,144,77,70,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-05-30,Success,v1.10.3,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3013,Optimizer,195696,1371871,115157,9.7,3,12,US,Low,,NoFossilFuel,PennyStocks,1.7,24.1,13.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,MaxDD;IRR,Chat>App>Email>Phone>In-Person,true,23:15-08:00,70,81,57,47,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-12-08,Success,v2.10.9,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A3014,Builder,61349,182819,9957,11.2,4,10,SG,Low,,NoTobacco,Crypto;LeveragedETFs,1.8,19.2,7.3,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;IRR;Sharpe,Email>Chat>App,true,19:15-08:00,68,133,61,51,OpenBanking,16,None,AutoTransfer,2025-08-02,Success,v1.8.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A3015,Optimizer,431971,5071981,151138,6.7,3,15,DE,Low,,NoFossilFuel,PennyStocks,1.5,23.6,11.7,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;Sharpe;IRR,In-Person>Email>Chat>App>Phone,true,20:15-07:45,69,92,59,55,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-06-11,Failed,v2.10.3,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A3016,Stabilizer,124083,317649,24938,5.6,3,12,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,In-Person>Email>App>Chat,true,19:15-08:45,52,123,39,37,CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-09-25,Partial,v1.10.5,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A3017,Preserver,82726,410019,52023,6.6,2,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,10.4,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>App,false,19:30-08:15,67,186,75,72,Brokerage;CreditBureau;OpenBanking,13,Human,Rebalance,2025-03-10,Success,v2.9.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3018,Builder,22241,116664,6278,12.8,3,10,DE,Low,NoShortSelling;NoDerivatives,NoTobacco,,1.4,16.3,7.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;TaxCost;MaxDD,Chat>App>Email>In-Person,true,19:30-08:45,57,76,60,48,CreditBureau;OpenBanking;Payroll,12,None,AutoTransfer,2025-03-14,Success,v1.8.4,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3019,Preserver,110318,967599,75537,6.3,3,12,US,Low,NoShortSelling;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost,App>In-Person>Chat>Email,true,23:45-06:30,82,216,72,75,Brokerage;OpenBanking,3,Human,Rebalance,2025-11-08,Partial,v1.10.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3020,Optimizer,99158,1119588,57352,7.6,3,10,US,Medium,,NoWeapons;NoFossilFuel,PennyStocks,1.9,24.8,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost;Sharpe,Phone>App>Chat,true,20:15-06:30,64,79,64,63,Brokerage;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-01-17,Success,v1.9.7,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A3021,Stabilizer,56210,174681,20556,8.3,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.3,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Email>Phone>In-Person>App,true,23:00-06:00,49,138,43,43,OpenBanking,5,None,PlanUpdate,2025-02-07,Success,v1.9.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3022,Stabilizer,59387,113990,14401,6.4,4,10,DE,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.4,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Phone>App>Chat>In-Person>Email,true,22:15-06:30,64,179,53,45,CreditBureau;OpenBanking,9,None,PlanUpdate,2025-05-07,Partial,v2.8.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3023,Stabilizer,77988,682541,24841,6.1,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>App>In-Person>Email,true,20:30-07:30,61,112,56,45,CreditBureau;OpenBanking;Payroll,17,Hybrid,PlanUpdate,2025-09-03,Failed,v1.8.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3024,Preserver,167036,1627530,113273,5.7,4,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email,true,20:15-08:30,62,134,49,39,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-04-09,Success,v1.9.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3025,Optimizer,73853,705833,43243,6.1,3,10,US,High,NoIlliquids,,PennyStocks,1.7,18.2,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;TaxCost,Email>App>In-Person,false,21:30-08:15,55,91,46,35,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-05-13,Success,v2.10.1,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3026,Optimizer,116402,1304537,45848,9.5,1,12,US,Low,AccreditedOnly,,PennyStocks,1.5,18.4,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;Sharpe,App>In-Person>Email,false,22:30-06:30,60,114,64,63,Brokerage;CreditBureau;OpenBanking,1,None,PlanUpdate,2025-03-12,Success,v1.10.2,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A3027,Builder,60428,23546,3021,14.2,1,10,US,Medium,AccreditedOnly,NoWeapons;NoTobacco,,1.5,20.4,11.9,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,TaxCost;MaxDD,Email>Chat>App>Phone>In-Person,true,23:30-07:15,64,115,66,62,CreditBureau;OpenBanking,15,None,AutoTransfer,2024-12-30,Failed,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A3028,Preserver,71003,863482,72772,6.8,2,10,US,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.7,6.0,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>App>In-Person,true,19:45-08:00,76,122,77,76,Brokerage;CreditBureau;OpenBanking,3,Human,Rebalance,2025-08-03,Partial,v2.8.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3029,Optimizer,138780,1558059,123109,9.0,1,15,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.8,21.7,12.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;Sharpe;MaxDD,Chat>Email>App>Phone>In-Person,true,19:45-08:30,64,70,54,53,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-09-01,Success,v2.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A3030,Preserver,200555,534263,61928,3.6,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.8,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>App,true,19:45-08:15,74,238,65,60,Brokerage;OpenBanking,8,Human,PlanUpdate,2025-12-08,Success,v2.9.7,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3031,Preserver,126307,1159313,78055,4.8,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD,In-Person>Chat>App>Phone,true,22:45-08:45,78,139,75,71,Brokerage;OpenBanking,8,Human,PlanUpdate,2025-03-20,Partial,v2.10.1,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3032,Stabilizer,75347,546649,22627,3.9,4,10,SG,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.5,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,App>Email>In-Person>Chat,true,19:15-07:45,45,102,36,36,CreditBureau;OpenBanking,11,None,PlanUpdate,2025-02-09,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3033,Stabilizer,60822,138406,14383,6.9,2,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.9,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Chat>Phone>Email,true,20:30-06:45,57,132,42,43,OpenBanking,11,Human,Rebalance,2025-03-13,Partial,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3034,Stabilizer,74581,334189,18312,7.8,2,10,US,High,NoIlliquids;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.7,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Email>Phone,true,21:15-07:45,55,133,52,48,CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-06-21,Success,v2.8.6,NoIlliquids,Keep expenses buffer ≥ 4 months
A3035,Optimizer,51084,593868,22450,9.3,2,10,US,Low,,,PennyStocks,1.7,23.3,12.5,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;IRR,Phone>In-Person>Email>App,false,21:00-06:00,61,80,70,66,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AutoTransfer,2025-05-24,Success,v1.10.1,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A3036,Builder,64403,210436,12009,9.9,4,10,US,Low,,ESGOnly;NoFossilFuel,,1.7,23.8,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;Sharpe,Email>App>In-Person>Phone>Chat,true,23:30-07:30,60,80,62,57,OpenBanking,7,Hybrid,AutoTransfer,2025-11-09,Partial,v2.10.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3037,Preserver,91370,721275,49568,4.4,3,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.5,7.1,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe,In-Person>Email>Phone>Chat,true,19:45-07:15,74,230,76,69,Brokerage;OpenBanking,9,Human,AutoTransfer,2025-02-14,Success,v2.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3038,Builder,82027,204338,16785,11.5,3,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,,1.7,14.4,11.5,Home:3y;Retirement:30y,3,Collaborative,Deep,IRR;TaxCost,Phone>App>In-Person>Email>Chat,true,22:15-06:30,58,93,64,61,OpenBanking;Payroll,18,None,AlertAcknowledge,2025-01-08,Success,v1.10.1,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A3039,Stabilizer,108920,674116,26568,5.4,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.0,6.5,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person>App,true,19:00-06:30,64,160,55,50,OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-04-18,Success,v1.9.2,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3040,Builder,92540,269186,18509,9.2,3,10,US,Low,,NoWeapons;NoTobacco,,1.8,22.0,7.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;IRR;MaxDD,Chat>In-Person>Phone>App,true,23:00-07:30,69,129,56,53,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-01-25,Success,v2.9.6,NoMargin,Prioritize liquidity and down payment savings
A3041,Explorer,62356,385017,13840,16.6,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.9,23.3,14.6,Business:5y;Travel:2y,5,Collaborative,Shallow,IRR;TaxCost;Sharpe,Chat>In-Person>Phone>App,true,22:15-06:45,68,85,71,61,CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-09-25,Success,v1.9.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3042,Explorer,52426,214948,20397,18.4,4,10,AU,Medium,,,,2.0,20.2,12.0,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;Sharpe,Phone>App>Chat>Email,true,20:00-06:00,56,49,54,46,CreditBureau;OpenBanking;Payroll,3,Human,AutoTransfer,2025-01-01,Success,v1.8.2,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3043,Stabilizer,56190,111527,15044,6.3,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe,Chat>App>In-Person>Phone,true,20:45-07:15,52,161,43,43,OpenBanking,15,Human,AlertAcknowledge,2025-05-02,Success,v2.8.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3044,Optimizer,81564,442805,35665,8.1,4,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco,Crypto;PennyStocks,1.8,19.9,10.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,TaxCost;IRR,In-Person>Email>Chat,true,20:30-08:45,73,110,67,63,Brokerage;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-02-19,Success,v1.8.9,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A3045,Preserver,77186,574671,50045,4.5,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.6,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,Phone>Email>In-Person>Chat>App,false,20:15-06:15,78,138,81,77,Brokerage;CreditBureau;OpenBanking,10,None,PlanUpdate,2025-01-27,Success,v2.8.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3046,Optimizer,113372,1470359,64146,10.4,2,12,US,High,NoShortSelling,,Crypto;PennyStocks,1.8,19.0,11.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;Sharpe,Email>Chat>In-Person>App,false,21:30-06:30,59,80,47,46,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-02-17,Success,v2.10.9,LimitOrderOnly,Enforce tax budget and position caps
A3047,Builder,38211,74269,6966,10.8,4,10,US,Low,,ESGOnly;NoFossilFuel,,1.7,21.4,9.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;MaxDD,Email>App>In-Person,true,19:00-06:00,70,139,69,62,OpenBanking;Payroll,10,None,Rebalance,2025-04-07,Success,v2.10.6,LimitOrderOnly,Prioritize liquidity and down payment savings
A3048,Builder,80777,129480,5879,10.2,3,10,IN,Low,NoDerivatives;AccreditedOnly,,PrivateCredit,1.5,23.4,9.8,Home:3y;Retirement:30y,3,Concise,Shallow,IRR;MaxDD,App>In-Person>Chat>Email,true,20:00-08:45,58,113,44,34,CreditBureau;OpenBanking,9,Human,Rebalance,2025-10-18,Success,v2.10.3,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3049,Preserver,94522,511240,65187,4.6,4,10,IN,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,8.9,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe,Chat>Phone>Email,true,22:45-07:15,70,215,73,71,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-08-29,Success,v2.8.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3050,Builder,45446,89858,10970,11.2,3,10,US,Low,NoShortSelling,ESGOnly,PrivateCredit,1.5,18.9,9.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;IRR;TaxCost,Chat>Phone>Email>App>In-Person,true,23:15-06:15,70,62,80,73,CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-06-25,Success,v1.9.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3051,Explorer,49609,623562,16489,20.5,1,10,IN,Low,NoShortSelling;NoDerivatives,,,1.7,24.4,16.4,Business:5y;Travel:2y,5,Educational,Shallow,TaxCost;Sharpe;IRR,Chat>Email>In-Person,true,21:15-08:00,59,64,62,56,OpenBanking,2,None,AlertAcknowledge,2024-12-29,Partial,v2.9.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3052,Stabilizer,104020,489919,27635,5.8,3,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD,Phone>In-Person>Chat>App>Email,true,21:30-06:15,56,162,59,54,CreditBureau;OpenBanking,10,Human,Rebalance,2025-06-21,Success,v2.9.4,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3053,Explorer,99396,333021,36730,23.3,1,10,US,Low,NoDerivatives;AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,2.0,30.6,13.8,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,TaxCost;IRR;Sharpe,App>Phone>In-Person>Email>Chat,false,23:15-07:15,70,70,63,61,CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-11-07,Success,v2.8.1,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3054,Preserver,256655,905737,93971,5.7,2,12,US,Low,AccreditedOnly;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,15.7,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,Chat>In-Person>Phone>Email>App,true,22:15-08:30,74,215,61,54,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-02-25,Success,v1.10.4,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3055,Builder,85408,92711,10175,9.8,2,10,US,Low,,NoTobacco,,1.6,22.8,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;IRR,App>Email>Chat,true,20:00-08:00,58,91,54,47,OpenBanking;Payroll,19,Human,AlertAcknowledge,2025-05-17,Success,v2.10.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3056,Builder,48824,105094,11089,11.1,4,10,US,Low,,,,1.4,16.5,7.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;IRR,Chat>App>In-Person,true,23:00-06:15,60,87,46,34,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-11-25,Success,v2.8.5,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A3057,Optimizer,84071,1537207,41509,7.6,2,10,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,PennyStocks,1.7,22.9,10.6,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;TaxCost;IRR,Chat>Phone>Email,false,22:15-08:15,75,81,81,69,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,Rebalance,2025-05-30,Success,v1.10.7,PauseWhenVIX>30,Enforce tax budget and position caps
A3058,Stabilizer,86115,291682,28569,4.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Phone>In-Person,true,21:00-06:30,55,156,64,54,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-11-17,Success,v2.10.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3059,Stabilizer,102576,324793,13127,6.3,4,15,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.9,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Phone>Email>App,true,19:45-06:45,54,124,50,44,OpenBanking,14,None,PlanUpdate,2025-09-22,Success,v2.8.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3060,Optimizer,243743,921104,120533,9.3,1,15,DE,Low,NoDerivatives,,PennyStocks,1.8,26.6,12.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,TaxCost;Sharpe,Phone>Email>Chat,false,22:45-06:15,62,91,50,40,Brokerage;OpenBanking,5,None,Rebalance,2025-12-12,Success,v1.10.8,LimitOrderOnly,Enforce tax budget and position caps
A3061,Builder,44649,194770,10531,10.7,3,10,US,Low,,ESGOnly,LeveragedETFs;PrivateCredit,1.8,24.7,11.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe;IRR,Email>Phone>App,true,22:00-07:45,62,127,57,56,CreditBureau;OpenBanking;Payroll,20,None,Rebalance,2025-07-02,Success,v1.10.3,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3062,Explorer,69247,478290,21801,19.8,3,10,CA,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.6,31.8,14.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>Email>In-Person,true,21:15-08:15,61,78,63,61,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-01-12,Success,v1.9.4,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3063,Builder,39233,72938,4316,9.0,4,10,US,High,AccreditedOnly;NoIlliquids,,,1.6,15.2,8.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;MaxDD,Email>Phone>Chat,false,19:00-07:15,64,93,70,58,OpenBanking;Payroll,14,None,Rebalance,2025-01-11,Success,v1.8.1,StopLossDisabled,Prioritize liquidity and down payment savings
A3064,Builder,78507,-8687,1180,9.8,4,10,UK,Low,,,,1.7,20.3,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,MaxDD;Sharpe;IRR,Chat>In-Person>Email,true,23:00-06:15,70,141,77,72,CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-05-08,Success,v1.9.4,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3065,Explorer,41938,219139,9763,15.8,1,10,US,Low,NoShortSelling;NoIlliquids,,LeveragedETFs;PrivateCredit,2.0,34.8,16.5,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,Sharpe;IRR,Chat>In-Person>Email>App>Phone,false,21:15-08:45,67,83,65,53,OpenBanking,5,Human,Rebalance,2025-02-17,Success,v1.10.5,NoIlliquids,Allow small experimental sleeve ≤ 3%
A3066,Builder,127372,210965,8984,11.7,1,15,DE,Medium,,NoTobacco;NoWeapons,,1.7,16.4,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Phone>Chat>Email>App>In-Person,true,21:00-08:45,57,99,58,46,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-01-08,Success,v1.10.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A3067,Stabilizer,52745,299153,15459,4.9,4,10,US,Low,NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.3,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>In-Person,false,19:45-08:30,58,156,45,48,CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-09-19,Success,v2.8.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A3068,Preserver,125951,1164239,89644,5.5,3,12,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.0,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,Email>App>Chat>Phone,true,21:15-07:30,77,166,76,76,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-05-24,Success,v1.8.7,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3069,Stabilizer,77922,170695,15390,9.9,1,10,CA,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,11.6,8.4,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>App>In-Person,true,21:45-06:00,59,133,50,45,CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-04-01,Success,v1.10.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A3070,Builder,67649,207351,8816,15.6,1,10,US,Low,,ESGOnly,PennyStocks,1.6,21.1,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,IRR;TaxCost,In-Person>App>Email>Phone>Chat,false,20:15-07:30,57,87,42,34,OpenBanking,14,Human,PlanUpdate,2025-05-27,Success,v2.10.7,NoMargin,Prioritize liquidity and down payment savings
A3071,Builder,29380,54683,3699,9.9,4,10,US,Low,,,Crypto;LeveragedETFs,1.8,21.3,8.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;MaxDD,App>Chat>Email>In-Person,true,19:30-07:00,65,74,52,41,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-06-05,Failed,v1.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3072,Preserver,95183,412683,43994,5.4,3,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.7,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,App>Phone>Email,true,19:45-08:45,79,129,88,91,Brokerage;CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-06-02,Failed,v1.10.7,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3073,Builder,42582,-11409,1008,11.7,2,10,US,Medium,AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.5,22.8,11.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;IRR;MaxDD,In-Person>Chat>App>Phone,true,21:00-06:00,56,75,43,43,OpenBanking;Payroll,5,None,AlertAcknowledge,2025-04-28,Failed,v1.8.4,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3074,Builder,50855,91080,7275,15.6,1,10,IN,Low,AccreditedOnly;NoDerivatives,,LeveragedETFs;PennyStocks,1.7,17.1,9.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;Sharpe;TaxCost,Chat>Email>Phone,true,23:15-06:00,59,140,57,49,OpenBanking,14,Hybrid,AlertAcknowledge,2025-03-07,Success,v1.10.3,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3075,Explorer,82448,402162,18557,16.4,3,10,US,Low,NoShortSelling;NoIlliquids,,PennyStocks,1.7,23.9,16.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;IRR;MaxDD,Phone>Chat>In-Person>Email>App,true,21:00-06:00,63,63,70,59,CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-07-14,Success,v2.10.7,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3076,Stabilizer,228964,1118485,69473,5.2,4,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.3,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,Email>Chat>Phone>In-Person>App,false,19:45-07:45,53,143,40,34,OpenBanking;Payroll,11,Human,Rebalance,2025-04-20,Success,v1.10.3,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3077,Preserver,210930,1837755,105501,5.1,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.1,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone>App,false,21:00-06:15,71,226,75,67,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-06-01,Success,v2.8.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3078,Builder,83490,308305,13338,12.3,4,10,US,Low,,,,1.7,18.0,8.6,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,IRR;MaxDD;TaxCost,In-Person>Chat>App>Email>Phone,true,22:30-08:15,65,133,58,50,CreditBureau;OpenBanking,20,None,AlertAcknowledge,2025-12-26,Partial,v2.9.5,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3079,Builder,78702,172453,9038,9.2,4,10,US,Low,,,PennyStocks,1.5,18.3,7.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person,false,22:15-08:00,66,145,64,52,OpenBanking,5,None,AutoTransfer,2025-10-14,Failed,v1.8.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A3080,Optimizer,101172,1325099,48492,8.4,3,15,IN,Low,,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.6,27.7,13.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,Sharpe;TaxCost,Chat>In-Person>Email,true,20:15-06:45,71,81,62,62,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-09-14,Success,v2.10.2,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3081,Builder,42172,47538,2473,11.2,3,10,UK,Low,,NoTobacco;ESGOnly,,1.4,23.9,10.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>App>Chat,true,19:15-08:00,58,106,51,42,OpenBanking,16,Human,AlertAcknowledge,2025-12-23,Success,v2.10.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3082,Builder,80768,-37548,3859,8.5,4,10,US,Low,NoShortSelling,,PennyStocks,1.8,13.5,11.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,IRR;Sharpe,App>Chat>Phone>In-Person,true,23:30-06:15,67,143,75,75,OpenBanking,11,Human,AlertAcknowledge,2025-01-24,Success,v1.8.1,NoPennyStocks,Prioritize liquidity and down payment savings
A3083,Builder,54176,199653,8186,10.8,3,10,US,Medium,,,LeveragedETFs,1.7,16.6,9.8,Home:3y;Retirement:30y,3,Directive,Shallow,TaxCost;MaxDD,Phone>App>Email>Chat>In-Person,false,21:30-08:00,60,101,47,39,OpenBanking,10,None,Rebalance,2025-03-27,Success,v1.9.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3084,Preserver,199283,1840892,205757,6.9,2,12,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.6,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD,App>Chat>In-Person>Email>Phone,false,22:30-06:30,83,167,87,85,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-04-01,Success,v1.10.9,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3085,Stabilizer,180138,751033,67977,8.9,2,12,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.6,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>App,true,23:00-08:00,56,164,49,50,OpenBanking,14,None,Rebalance,2025-04-18,Success,v1.8.5,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3086,Stabilizer,179687,753169,37260,6.8,2,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,5.8,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD,Phone>In-Person>App>Chat>Email,false,22:15-07:45,58,113,55,56,CreditBureau;OpenBanking,15,Human,AlertAcknowledge,2025-04-17,Success,v1.9.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A3087,Optimizer,87750,981963,38932,9.5,3,10,US,Low,AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,1.8,16.7,12.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;Sharpe,Chat>Email>App>In-Person,true,22:00-07:45,61,61,77,73,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-12-08,Success,v2.9.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A3088,Optimizer,93560,2159450,61431,12.3,1,10,US,Low,,ESGOnly,LeveragedETFs;PennyStocks,1.9,17.6,11.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,Sharpe;TaxCost;IRR,In-Person>Chat>App>Phone>Email,true,23:15-08:00,76,61,73,73,Brokerage;CreditBureau;OpenBanking,3,Human,Rebalance,2025-03-04,Failed,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A3089,Builder,38372,81294,10414,13.9,1,10,AU,Low,NoDerivatives,,PrivateCredit,1.6,13.0,10.9,Home:3y;Retirement:30y,3,Directive,Medium,MaxDD;Sharpe;IRR,App>In-Person>Chat,true,20:45-06:45,68,89,53,45,CreditBureau;OpenBanking,20,None,AlertAcknowledge,2025-07-05,Partial,v2.9.7,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A3090,Explorer,88590,886092,17527,15.0,4,10,US,Low,NoShortSelling;NoIlliquids,,,1.6,28.1,16.3,Business:5y;Travel:2y,5,Directive,Medium,TaxCost;IRR;MaxDD,Email>In-Person>Chat,true,22:30-06:30,65,89,63,51,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-04-15,Success,v1.9.5,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A3091,Preserver,70127,504167,47089,6.1,3,10,US,Low,NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Email>Phone>Chat,true,22:00-07:30,69,127,72,70,Brokerage;CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-12-12,Partial,v2.10.3,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3092,Optimizer,89153,896677,49932,8.8,1,10,US,Low,AccreditedOnly;NoDerivatives,,LeveragedETFs;PennyStocks,1.8,21.5,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;TaxCost,Email>Chat>App>Phone>In-Person,true,19:15-08:30,65,77,58,52,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-07-12,Failed,v1.10.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A3093,Preserver,69214,790595,44167,7.2,2,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.3,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost,Phone>Email>Chat>App,false,23:45-06:00,69,174,61,61,Brokerage;OpenBanking,10,Hybrid,AlertAcknowledge,2025-02-21,Partial,v2.10.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3094,Builder,51504,174874,5747,9.5,2,10,CA,Low,,ESGOnly,,1.7,14.4,9.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;IRR,App>Chat>Phone,false,23:45-08:30,60,145,63,54,OpenBanking,20,None,AutoTransfer,2025-12-17,Success,v1.8.3,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A3095,Builder,139270,689065,23366,8.6,3,15,IN,Low,,NoFossilFuel,PennyStocks,1.6,24.3,7.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;TaxCost;IRR,In-Person>App>Chat>Email>Phone,true,22:45-07:30,66,120,58,54,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-07-29,Partial,v1.10.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3096,Optimizer,35124,354548,14505,7.1,3,10,US,Low,NoIlliquids,NoTobacco;ESGOnly,PennyStocks,1.8,26.0,9.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR,In-Person>Email>App>Phone,true,20:45-08:15,61,95,54,44,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-04-27,Success,v2.9.6,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3097,Builder,83838,251883,14418,14.2,1,10,US,Low,,ESGOnly;NoWeapons,LeveragedETFs;PrivateCredit,1.7,18.8,7.5,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;MaxDD,App>Email>Phone>In-Person>Chat,false,21:15-06:30,66,110,67,67,OpenBanking;Payroll,5,None,AutoTransfer,2025-11-09,Success,v1.8.1,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3098,Builder,46033,102969,8245,6.9,4,10,US,Low,,,PrivateCredit,1.7,24.7,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;Sharpe,Chat>Email>Phone>App,true,22:30-06:00,59,125,65,61,CreditBureau;OpenBanking,17,Hybrid,AlertAcknowledge,2025-12-02,Failed,v2.9.2,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A3099,Stabilizer,195745,623417,54424,7.6,1,12,US,Low,NoDerivatives;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>In-Person>Email>App,false,20:30-06:45,54,100,47,47,OpenBanking;Payroll,6,None,PlanUpdate,2025-03-16,Failed,v1.8.2,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3100,Stabilizer,103544,507623,42895,6.7,4,12,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,17.9,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD,Chat>App>Phone,false,21:30-07:00,49,136,35,35,CreditBureau;OpenBanking;Payroll,17,Hybrid,PlanUpdate,2025-02-02,Partial,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A3101,Optimizer,72448,904126,52641,10.3,2,10,US,High,NoDerivatives,,PennyStocks,1.6,15.3,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost,Email>App>In-Person>Chat>Phone,true,19:15-06:30,52,88,51,41,Brokerage;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-12-04,Success,v2.8.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3102,Optimizer,88842,1542164,52351,5.0,4,10,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.8,22.1,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;IRR;Sharpe,Email>Phone>Chat>In-Person,true,22:45-06:45,62,70,69,67,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-09-20,Partial,v1.9.8,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A3103,Stabilizer,57562,224909,19205,3.7,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.4,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,App>Phone>Chat>In-Person,false,22:00-07:15,68,133,71,64,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-10-14,Success,v1.8.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A3104,Stabilizer,118572,607522,60319,7.3,1,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost,Chat>In-Person>Phone>Email,true,20:45-07:30,68,104,55,49,OpenBanking;Payroll,19,None,PlanUpdate,2025-03-29,Success,v2.9.9,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3105,Optimizer,281315,2932416,119966,9.3,1,12,US,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.8,20.5,9.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,Sharpe;IRR;TaxCost,Email>In-Person>Chat,false,22:45-06:30,63,112,76,70,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-04-09,Success,v1.8.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3106,Optimizer,130197,868697,46744,9.3,1,12,US,Medium,NoDerivatives;NoIlliquids,,PennyStocks,1.7,25.6,13.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,Sharpe;MaxDD;IRR,Email>In-Person>Chat,true,19:15-06:00,73,114,80,80,Brokerage;OpenBanking,5,Human,Rebalance,2025-03-29,Partial,v1.10.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3107,Optimizer,112239,1699448,59946,9.6,4,15,AU,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.5,18.7,10.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Email,true,19:30-07:30,62,86,62,59,Brokerage;CreditBureau;OpenBanking,1,Human,PlanUpdate,2025-02-20,Failed,v1.8.8,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3108,Optimizer,203185,2264345,119443,9.2,1,12,US,Low,,NoWeapons;NoTobacco,PennyStocks,1.6,19.9,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;TaxCost,Phone>In-Person>App,true,22:30-06:45,71,79,56,52,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-09-12,Success,v2.8.2,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A3109,Builder,66990,137490,15286,12.0,1,10,US,Low,NoDerivatives;AccreditedOnly,NoWeapons;NoTobacco,Crypto,1.7,20.8,7.8,Home:3y;Retirement:30y,3,Educational,Medium,IRR;TaxCost,App>Phone>Email,false,23:00-07:15,60,124,62,51,OpenBanking,16,None,AlertAcknowledge,2025-02-12,Success,v2.10.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3110,Preserver,119036,685389,50609,6.8,2,15,IN,High,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>Phone>App,true,20:15-07:00,69,205,68,69,Brokerage;OpenBanking,6,None,PlanUpdate,2025-05-23,Success,v2.9.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3111,Builder,73100,169121,11392,10.3,3,10,AU,Medium,,NoFossilFuel,PrivateCredit,1.5,13.1,11.5,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>In-Person>Phone>App,true,21:00-07:15,60,143,65,55,OpenBanking,8,Hybrid,AlertAcknowledge,2025-04-27,Success,v1.9.4,LimitOrderOnly,Prioritize liquidity and down payment savings
A3112,Builder,46410,125179,9658,11.8,1,10,US,Low,NoShortSelling;NoDerivatives,NoWeapons,,1.6,18.7,9.9,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR,Phone>Email>Chat>In-Person,false,22:45-07:15,71,119,61,52,OpenBanking,19,Human,Rebalance,2025-07-19,Failed,v1.8.9,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3113,Builder,122206,471330,10524,14.7,1,12,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel,LeveragedETFs,1.8,22.0,8.5,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;MaxDD;Sharpe,Email>App>Phone>In-Person>Chat,true,21:15-08:15,59,80,64,58,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-10-21,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3114,Builder,50699,161920,8053,8.0,4,10,US,Medium,,NoFossilFuel;ESGOnly,,1.4,21.3,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,TaxCost;IRR;MaxDD,Email>Phone>Chat>App,true,23:30-08:30,54,146,51,39,CreditBureau;OpenBanking,15,None,AutoTransfer,2025-08-12,Failed,v2.10.2,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3115,Builder,158262,650614,28731,13.2,2,12,US,Low,,,,1.6,20.5,10.2,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;Sharpe,Email>Phone>Chat,false,23:30-07:00,72,98,82,78,CreditBureau;OpenBanking;Payroll,19,None,AlertAcknowledge,2025-09-09,Success,v2.10.8,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3116,Optimizer,217529,2916508,108960,9.7,3,12,US,Low,NoIlliquids;NoDerivatives,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.5,21.2,12.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Email>App,true,20:00-07:45,74,114,88,78,Brokerage;CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-06-27,Failed,v2.8.7,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A3117,Builder,72197,117496,9124,13.3,2,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,PrivateCredit,1.7,14.0,9.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;MaxDD,Phone>App>Email>In-Person>Chat,true,22:30-07:00,61,143,47,45,CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-09-24,Success,v2.10.2,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A3118,Stabilizer,43373,149495,9785,9.6,1,10,SG,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.3,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Email>In-Person>Phone>Chat,true,19:00-08:15,66,134,76,72,OpenBanking,9,None,AlertAcknowledge,2025-08-30,Success,v1.9.4,NoIlliquids,Keep expenses buffer ≥ 4 months
A3119,Preserver,192977,2193385,144140,5.9,2,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.1,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>Chat>Phone,true,22:45-06:30,77,158,84,84,Brokerage;OpenBanking;Payroll,9,None,AlertAcknowledge,2025-09-19,Partial,v1.8.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3120,Optimizer,141165,2328094,52698,10.2,3,12,US,Low,,,PennyStocks,1.8,21.0,12.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,TaxCost;Sharpe;IRR,In-Person>Chat>Phone>Email,true,23:15-06:15,65,117,65,57,Brokerage;OpenBanking,6,Human,PlanUpdate,2025-09-08,Failed,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A3121,Preserver,141128,705443,65537,3.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;TaxCost,App>Email>Phone>Chat,false,23:30-07:30,81,207,83,79,Brokerage;CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-02-20,Success,v2.8.1,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3122,Preserver,178220,1785463,63681,4.1,4,15,DE,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>App>In-Person>Phone,true,23:00-08:15,63,136,61,50,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-11-29,Success,v1.9.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3123,Optimizer,68871,837845,30624,9.0,3,10,US,Low,NoIlliquids;NoDerivatives,,LeveragedETFs;PennyStocks;PrivateCredit,1.8,15.3,13.7,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,IRR;MaxDD;TaxCost,Phone>Email>Chat>App>In-Person,true,21:30-07:30,66,114,55,43,Brokerage;OpenBanking,6,Human,Rebalance,2025-08-14,Failed,v2.10.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3124,Explorer,77935,325764,35085,15.5,3,10,US,Low,,,,1.6,22.2,12.5,Business:5y;Travel:2y,5,Educational,Deep,TaxCost;MaxDD,App>Phone>Email,true,20:00-08:30,54,68,65,61,OpenBanking,2,Hybrid,Rebalance,2025-01-23,Partial,v2.10.5,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3125,Optimizer,99861,780718,35315,9.9,2,10,US,High,,NoFossilFuel;NoTobacco,LeveragedETFs;PennyStocks,1.7,18.9,11.6,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;IRR,Phone>Chat>App,true,19:30-07:30,50,67,57,51,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-04-02,Success,v2.10.7,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A3126,Preserver,112172,945335,54561,5.6,2,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Email>In-Person>Phone,true,23:00-06:30,83,123,72,72,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-08-16,Success,v2.8.1,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3127,Builder,81284,167593,17869,12.8,1,10,US,Low,,NoFossilFuel,,1.6,14.8,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;IRR,Email>Chat>App,false,23:15-07:00,64,116,54,45,OpenBanking,20,Human,AutoTransfer,2025-10-29,Success,v1.10.8,NoIlliquids,Prioritize liquidity and down payment savings
A3128,Builder,31300,130410,4614,10.6,2,10,US,Low,,NoWeapons;ESGOnly,Crypto,1.7,23.7,10.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;IRR,Phone>App>Email>Chat>In-Person,true,22:45-08:00,66,132,52,40,OpenBanking;Payroll,8,Hybrid,Rebalance,2025-06-12,Success,v1.9.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3129,Builder,59716,310215,17393,9.6,4,10,US,Low,NoDerivatives,NoTobacco,Crypto,1.8,19.7,11.9,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Chat>Phone,false,23:15-07:45,64,121,66,64,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-09-13,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A3130,Stabilizer,75936,383067,18131,7.0,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,8.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>App>Chat>Phone,false,19:15-08:15,56,103,65,62,OpenBanking;Payroll,18,None,Rebalance,2025-05-09,Success,v1.8.1,NoMargin,Keep expenses buffer ≥ 4 months
A3131,Builder,37663,43347,2697,11.1,2,10,US,High,AccreditedOnly,NoWeapons;NoFossilFuel,,1.7,24.7,11.7,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;TaxCost,App>Phone>Chat>In-Person,true,20:30-06:45,50,73,59,54,OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-01-14,Success,v2.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3132,Builder,47528,143414,6784,11.0,3,10,US,Low,NoDerivatives;NoIlliquids,,,1.5,19.5,9.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;Sharpe,Chat>Phone>App>In-Person>Email,true,21:45-08:00,57,75,54,54,OpenBanking;Payroll,16,Hybrid,PlanUpdate,2025-07-05,Success,v2.8.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3133,Builder,69988,263511,9308,11.1,1,10,US,Medium,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto,1.4,20.6,10.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;TaxCost,Chat>App>Email>In-Person>Phone,false,20:45-06:45,60,141,54,46,OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-11-11,Partial,v1.8.8,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3134,Optimizer,169926,1290935,76582,8.5,1,12,US,Low,NoDerivatives,NoWeapons,Crypto;PennyStocks,1.8,23.8,13.1,Wealth:10y;Estate:20y,10,Directive,Shallow,TaxCost;IRR,In-Person>Phone>App>Chat,true,20:30-06:30,69,85,55,52,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-06-02,Success,v2.10.4,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A3135,Preserver,93089,464719,46339,5.8,3,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>Chat>Phone>Email,true,20:00-07:00,80,205,77,74,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-09-20,Partial,v1.10.2,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3136,Optimizer,85017,1274586,40793,7.9,3,10,US,Low,,,PennyStocks;PrivateCredit,1.7,17.1,13.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;MaxDD,App>Email>Phone>In-Person>Chat,true,19:45-08:30,72,74,60,60,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-07-01,Partial,v2.9.3,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3137,Builder,42113,95250,6237,9.8,3,10,US,Low,,,,1.6,21.5,9.3,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;IRR,Chat>Email>Phone,false,19:15-06:45,59,116,59,59,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-06-26,Success,v1.10.2,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A3138,Preserver,85570,417990,34471,4.7,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,7.3,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>App>Email>In-Person,false,23:30-06:00,72,126,60,59,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-07-22,Partial,v1.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3139,Preserver,71710,260972,31710,3.6,4,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,7.2,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,Email>App>Phone>In-Person,true,20:00-08:45,81,216,69,71,Brokerage;OpenBanking,10,Human,AutoTransfer,2025-11-14,Success,v1.10.1,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3140,Optimizer,162374,2976024,93391,9.7,1,12,US,Low,,,PennyStocks;PrivateCredit,1.7,18.7,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;MaxDD;TaxCost,Chat>App>In-Person>Phone,false,21:00-07:00,61,71,55,54,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-07-10,Success,v1.8.9,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A3141,Optimizer,136830,1146996,36626,7.5,3,12,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoTobacco,PennyStocks,1.5,26.8,13.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR;TaxCost,Phone>Chat>Email,true,23:30-08:00,64,75,56,47,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-10-21,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A3142,Stabilizer,55653,309368,13257,7.8,1,10,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,App>Chat>Email>Phone,true,22:15-07:15,56,105,43,42,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-03-21,Success,v1.9.3,NoMargin,Keep expenses buffer ≥ 4 months
A3143,Preserver,108143,783310,69916,6.1,1,15,DE,Low,NoShortSelling;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Email>Chat>App,true,20:45-06:45,73,166,60,54,Brokerage;CreditBureau;OpenBanking,10,None,AutoTransfer,2025-08-08,Success,v2.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3144,Optimizer,386633,2445860,153383,11.3,1,12,US,Low,NoIlliquids,,Crypto;PennyStocks,1.6,19.2,10.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;MaxDD;Sharpe,In-Person>App>Chat,false,22:00-07:15,65,116,70,70,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-07-30,Failed,v2.10.6,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A3145,Explorer,92833,714861,42692,18.9,2,10,US,Low,NoShortSelling,ESGOnly,,1.7,22.1,16.3,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,TaxCost;MaxDD;IRR,In-Person>Chat>App>Email>Phone,false,21:15-06:00,56,89,65,62,CreditBureau;OpenBanking,7,None,Rebalance,2025-11-30,Partial,v1.9.2,LimitOrderOnly;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3146,Preserver,109301,1462648,71304,5.2,3,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Email,true,19:15-06:00,83,216,68,63,Brokerage;CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-02-05,Success,v1.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3147,Builder,91373,466019,16765,9.3,2,10,US,Low,NoShortSelling;AccreditedOnly,NoTobacco;ESGOnly,,1.5,24.6,11.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR,Chat>App>In-Person,true,23:30-06:45,61,69,46,46,CreditBureau;OpenBanking;Payroll,18,None,AutoTransfer,2025-03-06,Partial,v2.9.9,NoPennyStocks,Prioritize liquidity and down payment savings
A3148,Optimizer,226868,2848994,79658,8.3,1,12,US,Medium,AccreditedOnly;NoShortSelling,,PennyStocks;PrivateCredit,1.5,18.0,11.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;TaxCost,App>Email>In-Person>Chat>Phone,true,22:30-06:15,62,84,55,44,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-03-03,Success,v2.10.9,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A3149,Builder,33369,101552,6955,9.2,4,10,AU,High,,NoTobacco;ESGOnly,LeveragedETFs;PrivateCredit,1.5,23.0,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;IRR,Chat>In-Person>Phone,true,19:00-06:00,59,107,64,52,CreditBureau;OpenBanking,10,Hybrid,Rebalance,2025-05-17,Success,v2.10.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3150,Stabilizer,61146,207016,14604,7.2,2,10,US,Medium,NoIlliquids;AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;TaxCost,Chat>Phone>In-Person>Email,true,19:30-08:45,52,95,52,44,OpenBanking;Payroll,7,None,AutoTransfer,2025-10-09,Success,v1.8.1,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3151,Explorer,50126,198323,15485,18.7,2,10,US,Low,,ESGOnly,PennyStocks,2.1,25.3,16.1,Business:5y;Travel:2y,5,Directive,Shallow,IRR;Sharpe,Email>Chat>In-Person>App>Phone,true,21:15-08:15,55,73,42,33,OpenBanking;Payroll,1,None,AutoTransfer,2025-07-20,Partial,v2.10.6,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3152,Optimizer,87304,1545396,64520,9.2,1,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.7,16.2,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;Sharpe,App>Phone>In-Person>Chat>Email,true,23:00-08:45,68,98,75,63,Brokerage;CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-01-24,Success,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3153,Builder,171343,259952,26901,14.7,1,12,US,Low,NoDerivatives,,LeveragedETFs;PrivateCredit,1.7,19.3,7.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;Sharpe,In-Person>App>Email>Chat>Phone,true,20:15-08:30,63,125,56,55,CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-05-31,Success,v1.10.7,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A3154,Explorer,83251,589524,19864,20.1,3,10,AU,Low,,NoFossilFuel;NoWeapons,,1.8,25.6,16.2,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;Sharpe,In-Person>Chat>Phone,true,22:15-08:15,57,56,51,48,OpenBanking;Payroll,1,None,Rebalance,2025-07-06,Success,v1.9.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A3155,Preserver,154248,1942233,140533,4.3,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,8.8,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat>Phone,true,23:30-08:45,78,163,65,63,Brokerage;OpenBanking;Payroll,3,Human,AutoTransfer,2025-02-08,Success,v2.10.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3156,Stabilizer,82913,713485,31760,4.4,4,10,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe,Phone>Chat>Email>In-Person>App,true,19:00-06:45,55,136,54,48,OpenBanking,9,Hybrid,PlanUpdate,2025-04-16,Success,v1.9.6,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3157,Stabilizer,232397,850059,62424,5.7,2,12,US,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.3,5.0,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>Email>Phone,true,20:15-06:45,53,174,50,51,CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-08-02,Success,v1.9.8,LimitOrderOnly;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3158,Optimizer,44133,394818,13637,8.6,4,10,CA,Low,,NoTobacco,PennyStocks,1.8,23.9,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>Chat>In-Person>App,false,20:30-08:45,75,109,78,78,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-07-13,Success,v1.9.4,NoMargin,Enforce tax budget and position caps
A3159,Preserver,81328,787349,34304,5.5,4,10,DE,Low,NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.9,7.5,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,App>Email>Phone>In-Person,false,23:45-08:30,76,146,64,59,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2024-12-29,Success,v2.10.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3160,Preserver,82764,1119556,70730,3.7,4,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.4,7.2,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe,App>In-Person>Chat>Email,true,19:30-08:45,73,224,83,81,Brokerage;CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-05-24,Failed,v1.10.5,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3161,Builder,56559,188440,9978,9.6,4,10,US,Low,NoShortSelling,NoTobacco,,1.7,18.7,9.8,Home:3y;Retirement:30y,3,Collaborative,Deep,TaxCost;MaxDD,In-Person>Chat>App>Phone,false,19:00-06:45,61,90,63,62,OpenBanking;Payroll,20,None,PlanUpdate,2025-10-08,Partial,v2.8.1,NoIlliquids,Prioritize liquidity and down payment savings
A3162,Preserver,142315,542451,43081,6.4,1,15,AU,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.6,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Chat>Email,false,20:15-07:15,81,196,79,74,Brokerage;OpenBanking,8,None,AlertAcknowledge,2025-02-03,Partial,v1.9.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A3163,Optimizer,126134,815457,42426,7.4,3,12,US,Low,NoIlliquids,,PennyStocks;PrivateCredit,1.8,18.1,12.2,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone>App>Chat,false,23:15-07:30,66,109,70,70,Brokerage;OpenBanking,1,None,PlanUpdate,2025-10-01,Success,v1.10.4,NoPennyStocks,Enforce tax budget and position caps
A3164,Stabilizer,96107,517206,21148,7.5,1,10,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,In-Person>Phone>Chat,false,21:15-08:30,53,119,57,57,OpenBanking,13,None,AutoTransfer,2025-10-01,Success,v2.9.7,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3165,Builder,105771,375440,12206,8.8,3,12,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;ESGOnly,,1.7,22.4,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>In-Person,true,23:30-08:45,69,74,73,72,OpenBanking,10,None,AlertAcknowledge,2025-09-26,Success,v1.8.2,NoPennyStocks,Prioritize liquidity and down payment savings
A3166,Stabilizer,80392,208685,15959,6.7,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,10.5,8.6,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Email>Chat,true,19:45-08:15,65,175,58,61,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-09-22,Success,v1.8.5,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3167,Builder,91843,117385,15369,9.9,1,10,US,Medium,NoDerivatives,NoTobacco;NoFossilFuel,,1.7,19.5,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;IRR;Sharpe,App>In-Person>Email>Chat>Phone,true,22:15-08:45,58,77,46,37,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-02-14,Success,v2.8.4,LimitOrderOnly,Prioritize liquidity and down payment savings
A3168,Explorer,54278,168491,13015,13.7,3,10,US,Low,NoShortSelling;NoIlliquids,ESGOnly,PennyStocks,1.9,27.2,15.1,Business:5y;Travel:2y,5,Educational,Deep,Sharpe;MaxDD,Chat>Email>Phone>In-Person>App,false,22:30-07:00,56,73,51,41,OpenBanking,5,Human,AutoTransfer,2025-12-26,Success,v1.9.9,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3169,Optimizer,87339,1103458,61470,8.1,2,10,IN,Low,,,PennyStocks,1.7,18.8,10.1,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;IRR;MaxDD,Email>Phone>Chat>App>In-Person,true,22:45-08:00,64,67,62,61,Brokerage;CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-06-22,Success,v1.9.5,NoPennyStocks,Enforce tax budget and position caps
A3170,Optimizer,77412,811784,65835,9.2,1,10,DE,Low,NoDerivatives,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.8,23.7,10.8,Wealth:10y;Estate:20y,10,Directive,Deep,Sharpe;TaxCost;IRR,In-Person>App>Chat>Phone,true,19:45-08:00,76,100,76,73,Brokerage;CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-12-05,Success,v1.8.5,LimitOrderOnly,Enforce tax budget and position caps
A3171,Builder,68732,226906,14424,11.8,2,10,US,Medium,,,PrivateCredit,1.5,24.8,10.2,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR,Phone>Chat>App>Email,true,22:45-08:15,53,134,40,35,OpenBanking,11,None,AutoTransfer,2025-05-10,Success,v2.10.4,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3172,Explorer,43072,161298,9465,17.7,1,10,US,Low,,,PennyStocks,2.1,23.0,14.4,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,Sharpe;TaxCost;IRR,In-Person>Email>Chat>App,true,21:45-07:00,70,65,70,60,CreditBureau;OpenBanking,1,None,AutoTransfer,2025-02-15,Success,v1.9.2,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A3173,Builder,40885,178979,8064,14.7,1,10,US,Medium,NoIlliquids,,,1.5,23.7,7.9,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;IRR,Email>In-Person>Chat>App,true,23:00-06:45,57,106,60,48,CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-01-27,Success,v1.10.8,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A3174,Builder,88710,197780,9328,11.1,3,10,US,Medium,AccreditedOnly;NoIlliquids,NoFossilFuel,PrivateCredit,1.6,20.1,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,App>Chat>Phone>Email,true,23:15-07:00,58,136,45,42,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-01-07,Success,v2.9.7,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3175,Optimizer,75719,1401679,52183,8.5,3,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco;ESGOnly,PennyStocks,1.5,26.8,9.6,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;Sharpe,Email>In-Person>App,true,22:30-07:00,63,114,61,50,Brokerage;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-07-05,Partial,v1.8.1,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A3176,Stabilizer,92810,346496,29966,5.0,4,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.4,7.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>Chat>App>Phone,true,21:00-07:00,49,177,46,45,CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-02-11,Success,v2.9.8,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3177,Explorer,57241,161973,10318,18.6,3,10,US,Low,,,Crypto;PrivateCredit,1.8,23.7,17.3,Business:5y;Travel:2y,5,Concise,Deep,IRR;TaxCost;MaxDD,App>In-Person>Chat,true,20:15-08:30,69,87,76,71,CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-06-28,Failed,v2.10.2,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A3178,Builder,51000,114010,9267,10.0,4,10,US,Low,,,,1.7,20.4,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,Chat>App>In-Person,false,22:15-06:45,62,105,69,64,OpenBanking;Payroll,18,None,AutoTransfer,2025-12-15,Success,v2.10.4,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3179,Builder,99596,354857,15497,10.9,1,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;ESGOnly,Crypto;PennyStocks,1.8,23.0,8.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;IRR;TaxCost,Phone>App>In-Person>Chat>Email,false,20:45-08:00,73,97,63,56,CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-11-29,Partial,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3180,Explorer,103418,528959,42830,15.6,1,12,US,Low,,NoWeapons;ESGOnly,,2.0,30.9,17.1,Business:5y;Travel:2y,5,Concise,Medium,IRR;TaxCost;Sharpe,In-Person>Chat>Email>Phone>App,true,19:00-08:45,67,45,73,69,OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-05-19,Success,v1.9.4,NoMargin,Allow small experimental sleeve ≤ 3%
A3181,Optimizer,134201,1651402,78212,10.1,2,15,SG,Low,,ESGOnly;NoWeapons,PennyStocks,1.6,21.3,11.2,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>Chat>App>In-Person,false,20:45-07:00,60,111,71,59,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-09-20,Partial,v1.9.8,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3182,Builder,124805,139471,16544,14.7,1,12,US,Low,,,,1.4,15.0,8.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;MaxDD;Sharpe,App>Chat>Phone>Email,false,21:15-06:15,57,95,66,57,CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-09-01,Success,v2.10.9,NoMargin,Prioritize liquidity and down payment savings
A3183,Optimizer,52011,435467,24741,8.9,2,10,US,Medium,NoDerivatives,NoWeapons,PennyStocks,1.9,22.7,13.6,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;Sharpe,Chat>Phone>Email>In-Person,true,23:45-07:00,64,70,64,53,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-07-22,Success,v1.10.3,PauseWhenVIX>30,Enforce tax budget and position caps
A3184,Builder,107621,219185,15081,10.3,1,12,US,Low,NoDerivatives,,PrivateCredit,1.5,23.4,8.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;IRR;MaxDD,Email>In-Person>App,true,22:45-06:30,59,77,59,58,OpenBanking,17,Hybrid,AlertAcknowledge,2025-05-23,Success,v2.9.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3185,Stabilizer,52176,246405,12789,6.9,4,10,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Phone>Chat>Email,true,19:45-08:15,62,170,60,61,CreditBureau;OpenBanking,17,Hybrid,AlertAcknowledge,2025-02-13,Success,v2.10.9,LimitOrderOnly;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3186,Stabilizer,66372,346662,15675,6.2,3,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,10.2,7.3,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Phone>Chat>Email,true,23:30-06:30,67,112,74,65,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-05-11,Success,v1.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3187,Stabilizer,85015,300432,20665,8.4,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,8.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>Phone>App>In-Person,true,23:00-07:15,54,172,40,37,CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-07-23,Success,v1.8.5,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3188,Builder,48429,179852,9048,10.3,4,10,AU,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.5,12.5,9.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;IRR;TaxCost,App>Chat>In-Person>Email,true,19:30-07:00,68,147,74,74,OpenBanking,19,Human,PlanUpdate,2025-01-03,Success,v2.8.3,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3189,Stabilizer,71832,234390,21412,6.8,2,10,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,8.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>App>Chat>In-Person,true,19:15-06:45,59,152,57,51,CreditBureau;OpenBanking;Payroll,16,Human,PlanUpdate,2025-01-27,Success,v1.8.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3190,Preserver,83224,356581,51726,8.1,1,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.2,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Email>In-Person>Chat>App>Phone,true,22:00-07:15,61,236,70,70,Brokerage;CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-10-11,Success,v2.8.2,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3191,Stabilizer,66460,380150,31037,7.3,1,10,US,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,13.3,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost,Email>App>Chat,true,19:15-06:45,55,113,62,62,OpenBanking,14,None,PlanUpdate,2025-12-15,Success,v2.9.8,StopLossDisabled,Keep expenses buffer ≥ 4 months
A3192,Explorer,170591,799013,40871,15.7,2,12,US,Medium,AccreditedOnly;NoShortSelling,NoTobacco,Crypto;PrivateCredit,2.0,20.2,13.3,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,MaxDD;TaxCost,Chat>In-Person>Email>App>Phone,true,19:15-06:00,61,85,58,51,OpenBanking,5,Human,Rebalance,2025-01-03,Success,v2.10.3,LimitOrderOnly;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A3193,Optimizer,47651,328082,20586,11.9,2,10,CA,Medium,NoShortSelling,NoTobacco;NoWeapons,Crypto;PennyStocks;PrivateCredit,1.9,27.9,9.6,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;IRR,In-Person>Phone>Chat,true,21:30-07:45,61,110,49,39,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-09-21,Partial,v2.8.7,LimitOrderOnly,Enforce tax budget and position caps
A3194,Optimizer,108298,1048636,81703,8.8,3,12,US,High,AccreditedOnly,NoWeapons;NoTobacco,Crypto;PennyStocks,1.5,17.4,10.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;TaxCost,Email>Chat>In-Person>Phone>App,true,21:45-08:45,47,73,50,40,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-04-10,Success,v2.8.6,PauseWhenVIX>30,Enforce tax budget and position caps
A3195,Explorer,78965,591900,30267,22.6,1,10,US,Medium,NoIlliquids,NoWeapons;NoTobacco,PrivateCredit,1.7,29.8,16.6,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;MaxDD;IRR,Chat>Email>App>Phone>In-Person,true,19:00-08:15,51,49,59,52,OpenBanking,1,Hybrid,PlanUpdate,2025-02-27,Partial,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A3196,Stabilizer,45465,154549,5270,5.5,4,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.9,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe,Email>App>In-Person>Chat>Phone,false,23:45-08:00,63,92,69,66,CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-08-29,Success,v1.9.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3197,Preserver,92290,671136,26138,7.4,2,10,AU,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,13.7,6.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,App>Phone>In-Person>Email>Chat,true,22:00-07:30,77,206,73,73,Brokerage;OpenBanking,14,None,AutoTransfer,2025-04-05,Success,v1.9.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3198,Stabilizer,83050,365735,33360,5.6,2,10,SG,High,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,11.6,8.1,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>In-Person,true,19:45-06:00,43,135,34,27,CreditBureau;OpenBanking;Payroll,18,None,Rebalance,2025-10-25,Success,v1.8.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3199,Builder,77779,202163,14591,11.2,1,10,US,Low,,,LeveragedETFs,1.8,17.7,7.5,Home:3y;Retirement:30y,3,Concise,Shallow,TaxCost;Sharpe,Email>Chat>Phone>In-Person>App,true,19:45-06:45,57,108,55,51,OpenBanking,6,Hybrid,Rebalance,2025-12-15,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A3200,Preserver,137201,1381585,105601,6.1,2,12,US,Low,NoShortSelling;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.7,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>Phone>App,true,21:00-06:00,77,176,64,65,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-02-28,Success,v1.10.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3201,Builder,108402,343368,14327,12.3,3,12,US,Low,AccreditedOnly,,,1.7,15.2,10.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Email>App,false,20:45-06:00,69,106,71,60,OpenBanking,14,None,AlertAcknowledge,2025-12-12,Success,v1.10.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3202,Builder,57024,98017,7291,11.4,1,10,AU,Low,,,Crypto;LeveragedETFs,1.7,23.1,8.8,Home:3y;Retirement:30y,3,Concise,Medium,IRR;Sharpe;TaxCost,Chat>Phone>Email>In-Person>App,true,23:30-06:45,59,139,54,48,CreditBureau;OpenBanking,7,Human,Rebalance,2025-10-16,Success,v2.10.9,NoPennyStocks,Prioritize liquidity and down payment savings
A3203,Optimizer,125968,1343721,66840,9.1,3,15,IN,Medium,NoIlliquids;AccreditedOnly,,LeveragedETFs;PennyStocks,1.8,18.9,13.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;TaxCost;MaxDD,Email>Phone>In-Person>Chat,false,21:30-06:45,58,83,63,53,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-09-09,Success,v2.10.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A3204,Preserver,55953,217202,30403,6.5,2,10,CA,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.3,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD,Phone>Email>App,false,23:45-07:00,69,201,72,61,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-02-22,Success,v2.9.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3205,Builder,64626,196319,7046,12.9,2,10,US,High,,ESGOnly;NoFossilFuel,PennyStocks;PrivateCredit,1.4,14.1,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;Sharpe;IRR,Chat>Phone>App>Email>In-Person,true,22:00-06:15,47,132,35,34,CreditBureau;OpenBanking,20,Hybrid,AlertAcknowledge,2025-11-16,Partial,v1.9.9,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A3206,Optimizer,58364,792294,38928,8.5,1,10,IN,Low,,ESGOnly,Crypto;PennyStocks,1.7,22.2,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;TaxCost,App>In-Person>Phone,true,19:30-06:45,65,118,77,66,Brokerage;OpenBanking,3,Human,Rebalance,2025-03-18,Success,v2.10.8,StopLossDisabled,Enforce tax budget and position caps
A3207,Preserver,99146,1166782,92857,6.8,2,10,SG,Medium,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,8.7,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>Email>App>Phone,true,21:45-08:00,61,172,54,53,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-01-08,Partial,v2.8.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3208,Builder,95850,253191,11793,9.7,2,10,AU,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoWeapons,,1.5,23.9,11.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,TaxCost;Sharpe,In-Person>Email>Phone>Chat,true,22:30-06:00,71,65,67,65,CreditBureau;OpenBanking;Payroll,12,None,AutoTransfer,2025-01-27,Success,v2.8.7,NoIlliquids,Prioritize liquidity and down payment savings
A3209,Stabilizer,86990,155005,6307,9.6,1,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>In-Person>Chat>App>Phone,true,20:45-08:00,39,140,36,36,OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-12-14,Success,v2.10.6,NoIlliquids;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3210,Stabilizer,75986,315772,20008,8.2,2,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD,App>Chat>In-Person,true,21:00-07:00,52,160,45,40,CreditBureau;OpenBanking,18,Hybrid,PlanUpdate,2025-10-12,Success,v2.8.3,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3211,Stabilizer,102636,477668,34732,4.5,4,12,US,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,App>Email>Chat>Phone,true,21:00-08:30,50,148,36,26,OpenBanking,16,None,PlanUpdate,2025-12-12,Partial,v2.8.8,NoMargin,Keep expenses buffer ≥ 4 months
A3212,Stabilizer,114680,510592,28983,8.0,2,15,AU,Medium,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,10.7,5.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Email>App>Chat>Phone>In-Person,true,20:00-08:15,53,151,62,57,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-10-14,Success,v2.10.3,LimitOrderOnly;NoIlliquids,Keep expenses buffer ≥ 4 months
A3213,Optimizer,79673,1973387,28034,11.3,2,10,US,Low,,,PennyStocks;PrivateCredit,1.5,28.0,12.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;IRR,Phone>In-Person>Chat>Email>App,true,20:00-08:00,76,86,71,60,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-10-31,Success,v1.8.8,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3214,Preserver,158648,1413601,61756,4.9,4,15,AU,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>Chat>App,true,19:15-06:45,81,157,74,68,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-01-21,Success,v2.8.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3215,Builder,47080,190277,5934,10.1,2,10,AU,Medium,,ESGOnly;NoFossilFuel,PrivateCredit,1.4,20.1,11.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,IRR;Sharpe;MaxDD,App>Chat>Phone>In-Person>Email,false,23:15-08:45,64,130,73,73,OpenBanking,19,Human,PlanUpdate,2025-10-11,Partial,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3216,Optimizer,96494,1219547,66228,9.2,3,10,US,Low,,NoWeapons;NoTobacco,PennyStocks,1.7,17.3,11.4,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost,Email>Phone>App>In-Person>Chat,true,22:30-07:15,61,71,68,61,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-07-05,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A3217,Builder,91728,140595,14811,11.1,4,10,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel;NoTobacco,,1.6,23.8,7.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;MaxDD;IRR,Email>In-Person>App>Chat>Phone,true,21:00-06:45,58,89,60,59,CreditBureau;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-10-05,Success,v2.9.4,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3218,Optimizer,131767,1248772,69406,11.7,1,15,SG,Medium,NoShortSelling,NoTobacco;NoWeapons,PennyStocks,1.6,20.5,12.2,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;Sharpe;TaxCost,Chat>In-Person>App,false,22:45-06:45,58,110,67,57,Brokerage;OpenBanking,6,None,PlanUpdate,2025-04-24,Success,v1.9.7,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3219,Stabilizer,72422,397629,20752,7.0,4,10,US,High,NoDerivatives;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe,Phone>Email>In-Person,false,23:15-06:45,56,111,66,62,CreditBureau;OpenBanking,10,Hybrid,Rebalance,2025-09-12,Partial,v1.10.5,NoMargin,Keep expenses buffer ≥ 4 months
A3220,Preserver,105777,668115,52662,8.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,7.0,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,Phone>In-Person>Chat>Email>App,true,21:00-08:00,82,179,67,60,Brokerage;OpenBanking;Payroll,14,Human,PlanUpdate,2025-09-28,Success,v2.9.7,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3221,Preserver,166931,888825,75943,5.0,3,15,CA,Low,NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Phone>Email>Chat>In-Person,true,22:00-08:45,71,178,59,57,Brokerage;OpenBanking,11,None,AlertAcknowledge,2025-09-16,Success,v2.9.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3222,Preserver,101438,618774,30992,6.6,1,12,US,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,App>Email>Phone>Chat,true,20:45-08:15,68,187,77,72,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-11-06,Success,v1.9.9,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3223,Stabilizer,100017,595567,51813,7.1,3,12,US,Medium,AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Email>App>Phone,false,19:15-06:30,48,127,38,32,OpenBanking;Payroll,20,Hybrid,AlertAcknowledge,2025-05-10,Failed,v1.10.2,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3224,Optimizer,172825,2754155,55705,10.8,1,12,US,Low,,NoWeapons,PennyStocks,1.7,16.8,11.4,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Chat>Email>Phone,true,19:45-06:45,67,75,74,67,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-06-20,Success,v1.9.7,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3225,Builder,169306,180473,13703,11.3,2,12,US,Low,,,,1.6,17.7,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;TaxCost;MaxDD,Email>In-Person>App>Phone>Chat,true,19:00-06:30,73,149,70,67,CreditBureau;OpenBanking,10,None,PlanUpdate,2025-06-04,Success,v1.8.3,NoIlliquids,Prioritize liquidity and down payment savings
A3226,Optimizer,240784,2279412,165688,7.2,3,12,US,Low,,ESGOnly,Crypto;PennyStocks,1.9,22.1,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;MaxDD,In-Person>App>Email>Chat,true,23:45-08:00,70,72,58,54,Brokerage;OpenBanking,1,None,AutoTransfer,2025-05-03,Success,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A3227,Stabilizer,98310,417094,13870,5.5,4,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,5.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD,Chat>In-Person>Phone>Email,true,19:15-08:15,54,109,58,60,CreditBureau;OpenBanking,14,Human,AlertAcknowledge,2025-11-29,Success,v2.9.5,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3228,Builder,91472,123893,16510,15.1,1,10,US,Low,,,,1.4,19.7,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;IRR,In-Person>Email>Phone,true,20:00-08:15,66,146,57,50,OpenBanking,15,None,PlanUpdate,2025-10-10,Success,v1.9.6,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3229,Preserver,105616,1374335,78394,8.3,1,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,In-Person>Phone>Email>App>Chat,false,22:00-07:00,79,120,64,59,Brokerage;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-06-24,Partial,v2.9.4,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3230,Builder,61512,103511,7048,11.8,3,10,US,Low,,,,1.5,12.9,10.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;Sharpe;MaxDD,Phone>Chat>Email>In-Person,true,19:15-06:00,62,148,65,54,CreditBureau;OpenBanking,11,Hybrid,PlanUpdate,2025-01-22,Success,v1.9.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3231,Optimizer,119822,790958,73805,10.3,1,12,US,Low,NoIlliquids;NoShortSelling,NoWeapons,LeveragedETFs;PennyStocks,1.8,19.9,10.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email>Chat,false,20:30-08:30,71,104,65,63,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-01-13,Success,v1.9.2,NoMargin,Enforce tax budget and position caps
A3232,Optimizer,122051,2309044,96014,9.4,4,12,US,Low,NoShortSelling;AccreditedOnly,NoTobacco,PennyStocks,1.6,26.5,10.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;MaxDD;IRR,App>In-Person>Chat,true,20:45-06:15,63,86,68,60,Brokerage;CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-09-21,Success,v1.9.3,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3233,Explorer,54059,186455,16800,18.9,2,10,US,Low,,NoTobacco;NoFossilFuel,PrivateCredit,1.7,31.4,15.1,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;MaxDD,App>Phone>Email,true,19:45-08:00,70,51,63,63,OpenBanking;Payroll,7,None,AutoTransfer,2025-09-06,Failed,v1.10.7,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3234,Stabilizer,61468,381445,16357,8.9,2,10,CA,Low,NoShortSelling;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.3,6.8,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost,Phone>Email>Chat>App>In-Person,false,22:00-07:45,56,162,49,44,CreditBureau;OpenBanking;Payroll,16,Human,Rebalance,2025-12-01,Success,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3235,Stabilizer,71205,372330,11781,6.0,3,10,US,Medium,AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Email>In-Person>Chat,true,23:45-07:00,64,119,60,61,OpenBanking,8,None,AlertAcknowledge,2025-12-10,Success,v2.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3236,Stabilizer,63819,245869,22184,5.0,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.0,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Phone>In-Person>App>Email>Chat,true,23:30-07:00,53,141,50,46,CreditBureau;OpenBanking;Payroll,13,None,Rebalance,2025-05-14,Partial,v1.9.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3237,Preserver,91359,452798,34605,6.7,3,10,US,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.2,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person,false,20:45-06:45,71,150,71,73,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-05-08,Partial,v2.9.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3238,Builder,61388,214538,7907,8.6,3,10,US,Medium,AccreditedOnly;NoDerivatives,ESGOnly,,1.6,24.7,9.0,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;Sharpe,App>Email>Phone,true,22:15-07:30,57,128,59,56,OpenBanking;Payroll,20,Hybrid,AlertAcknowledge,2025-09-23,Success,v1.9.6,NoIlliquids,Prioritize liquidity and down payment savings
A3239,Stabilizer,106986,467367,41630,5.8,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.9,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost,In-Person>Email>Chat,true,21:15-06:45,54,169,56,57,OpenBanking,13,Hybrid,PlanUpdate,2025-08-07,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3240,Optimizer,179184,2388609,105503,8.3,1,12,US,Low,,,PennyStocks,1.8,23.2,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;TaxCost,Chat>Email>App>Phone>In-Person,true,19:30-08:00,66,92,59,56,Brokerage;OpenBanking,6,None,Rebalance,2025-05-01,Success,v1.8.9,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A3241,Stabilizer,112459,480613,25337,8.3,1,15,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Phone>Email>In-Person,true,23:45-08:15,57,96,54,47,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-01-08,Partial,v2.10.1,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3242,Builder,115876,321452,20582,9.0,3,12,US,Low,,,PennyStocks;PrivateCredit,1.5,16.9,9.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;TaxCost,App>Email>Chat>In-Person>Phone,true,23:00-06:00,68,92,71,68,OpenBanking;Payroll,8,None,AutoTransfer,2025-03-05,Success,v1.9.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3243,Builder,47848,169745,6201,10.7,4,10,CA,Low,,NoFossilFuel,LeveragedETFs,1.7,21.7,10.6,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;MaxDD;Sharpe,App>Email>In-Person>Phone,true,23:00-06:30,68,101,70,63,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-07-03,Success,v1.10.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3244,Optimizer,122324,2037129,40882,7.6,4,12,US,Medium,,,PennyStocks,1.7,20.7,10.2,Wealth:10y;Estate:20y,10,Concise,Shallow,IRR;TaxCost;Sharpe,In-Person>Email>Phone>Chat,true,19:00-08:30,66,86,69,61,Brokerage;OpenBanking;Payroll,6,Human,AutoTransfer,2025-07-30,Success,v2.8.4,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3245,Explorer,75780,613076,29432,21.6,3,10,IN,Low,NoDerivatives;NoShortSelling,,,2.0,22.4,16.6,Business:5y;Travel:2y,5,Educational,Medium,TaxCost;IRR,In-Person>Phone>Email,true,20:30-06:15,63,82,63,60,CreditBureau;OpenBanking;Payroll,4,Human,AutoTransfer,2025-11-06,Success,v1.10.9,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3246,Explorer,80741,603886,40481,20.3,2,10,US,Low,,,,1.7,25.6,17.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,IRR;Sharpe;MaxDD,Phone>App>Chat>In-Person,true,20:00-08:00,64,51,63,62,OpenBanking,6,Hybrid,AutoTransfer,2025-05-18,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A3247,Stabilizer,90702,484465,26909,4.4,3,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Email>App,false,22:45-06:30,68,173,65,55,OpenBanking,14,Hybrid,Rebalance,2025-10-10,Partial,v1.9.9,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3248,Builder,125379,320836,32569,12.3,2,12,US,Low,NoDerivatives;AccreditedOnly,NoTobacco,LeveragedETFs;PennyStocks,1.5,24.0,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,Email>App>In-Person>Chat>Phone,true,20:45-08:15,59,132,69,67,OpenBanking,8,Human,Rebalance,2025-04-03,Success,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A3249,Builder,51688,79784,7334,12.1,4,10,US,Low,,NoFossilFuel;NoTobacco,,1.5,20.6,10.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,Phone>In-Person>App>Email,true,23:45-06:00,70,86,68,66,OpenBanking;Payroll,8,None,PlanUpdate,2025-08-22,Success,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3250,Explorer,73412,378543,15517,15.9,2,10,IN,Low,,,LeveragedETFs;PennyStocks,2.0,28.2,14.0,Business:5y;Travel:2y,5,Collaborative,Medium,MaxDD;Sharpe,Phone>In-Person>Chat>App,true,21:30-08:15,59,76,64,58,OpenBanking;Payroll,5,None,AutoTransfer,2025-09-30,Partial,v1.8.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3251,Preserver,60671,258230,35504,5.6,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Email>Phone>Chat>App>In-Person,true,21:45-08:15,66,139,69,60,Brokerage;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-10-11,Success,v2.9.4,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3252,Stabilizer,87129,782516,36991,4.8,3,10,US,High,NoIlliquids;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,11.1,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,App>Chat>Phone>Email,true,23:30-07:30,43,93,28,32,CreditBureau;OpenBanking;Payroll,18,None,AlertAcknowledge,2025-10-20,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3253,Stabilizer,37466,252592,17056,5.0,4,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>Chat,true,21:00-08:15,50,106,58,57,CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-08-13,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3254,Explorer,77825,573620,17445,15.1,2,10,US,Medium,NoShortSelling,,LeveragedETFs,1.6,29.6,17.1,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,IRR;TaxCost;MaxDD,Phone>App>Chat,true,23:45-07:15,60,53,49,42,OpenBanking,7,Human,AlertAcknowledge,2025-04-04,Success,v1.9.9,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A3255,Builder,115656,263901,32658,12.8,3,15,AU,Medium,NoDerivatives,,PennyStocks,1.6,17.6,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;MaxDD,In-Person>Email>Chat>Phone,true,23:15-08:15,66,147,62,62,CreditBureau;OpenBanking,20,Human,AlertAcknowledge,2025-03-13,Partial,v2.10.6,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A3256,Optimizer,164543,1150692,36864,8.9,4,12,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel,Crypto;PennyStocks,1.5,21.1,13.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,TaxCost;Sharpe;MaxDD,Phone>In-Person>Email>Chat,true,21:00-07:45,69,114,74,64,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-12-03,Success,v1.9.2,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A3257,Preserver,64503,302408,22867,5.9,3,10,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Phone>App>In-Person>Chat>Email,true,21:00-07:30,65,133,53,49,Brokerage;OpenBanking,13,Human,AlertAcknowledge,2025-04-24,Failed,v2.9.4,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3258,Stabilizer,52815,278241,11332,7.2,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,7.3,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Email>App,true,20:15-08:15,68,95,69,64,OpenBanking,12,None,AlertAcknowledge,2025-03-16,Success,v2.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3259,Stabilizer,94764,177627,14315,6.7,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.9,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost,App>Chat>Phone>Email>In-Person,true,22:45-07:45,56,178,47,39,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-10-26,Success,v2.8.7,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3260,Builder,62908,-35846,5305,11.2,1,10,US,Low,,,Crypto;PrivateCredit,1.5,24.0,8.9,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe,Email>In-Person>App>Chat>Phone,true,20:15-06:00,65,98,72,69,CreditBureau;OpenBanking;Payroll,18,Human,PlanUpdate,2025-05-19,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3261,Preserver,41302,639026,43252,5.2,4,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.3,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Chat>App>Email,true,20:45-07:30,75,199,72,76,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-10-14,Success,v1.9.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3262,Stabilizer,132603,849000,25836,8.6,2,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost,Email>Chat>Phone>In-Person>App,false,19:00-06:45,68,149,58,52,OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-03-17,Partial,v2.8.2,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3263,Explorer,71935,180999,10984,16.7,4,10,US,Low,,,PennyStocks,1.8,30.3,12.6,Business:5y;Travel:2y,5,Collaborative,Medium,TaxCost;Sharpe,Chat>App>Email>Phone,true,20:00-08:30,62,70,67,60,CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-05-15,Success,v1.10.4,LimitOrderOnly;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3264,Builder,34776,57884,6366,8.6,2,10,US,Low,NoDerivatives,NoFossilFuel,LeveragedETFs;PennyStocks,1.4,24.5,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;IRR;MaxDD,Chat>Email>In-Person>App>Phone,false,19:30-06:30,62,89,56,56,CreditBureau;OpenBanking;Payroll,16,Human,Rebalance,2025-10-25,Success,v1.9.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3265,Builder,73532,109104,4575,10.9,2,10,SG,Medium,,ESGOnly,LeveragedETFs,1.5,15.1,8.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;Sharpe,App>Phone>Chat>In-Person>Email,true,23:15-07:45,68,83,54,47,CreditBureau;OpenBanking,15,Hybrid,AlertAcknowledge,2025-03-18,Partial,v1.9.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3266,Builder,179247,981806,40929,12.8,2,12,US,Medium,,NoTobacco;NoWeapons,,1.4,18.1,10.6,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;IRR;MaxDD,Chat>Phone>App>In-Person>Email,false,21:45-07:30,58,113,55,49,OpenBanking;Payroll,10,Human,Rebalance,2025-10-25,Success,v2.10.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3267,Explorer,61948,202058,20132,19.1,2,10,US,High,NoDerivatives;AccreditedOnly,,,1.9,33.6,16.4,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,MaxDD;IRR,In-Person>Chat>Phone>App>Email,true,19:15-08:00,54,66,59,57,CreditBureau;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-06-07,Success,v1.9.6,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A3268,Stabilizer,68332,190325,8476,3.5,4,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.2,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>App,false,23:15-07:15,49,93,58,57,CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-10-09,Success,v1.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3269,Stabilizer,55853,309964,31383,5.2,4,10,US,Low,NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe,Email>Chat>Phone>In-Person,true,23:45-07:15,54,130,57,59,OpenBanking;Payroll,16,Hybrid,PlanUpdate,2025-10-13,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3270,Preserver,127874,1873740,86275,5.9,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,8.9,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Chat,true,22:30-07:15,64,191,58,54,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-11-18,Failed,v1.8.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3271,Preserver,109157,1391377,50252,4.9,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.7,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email,true,19:30-06:30,76,198,83,84,Brokerage;OpenBanking;Payroll,13,None,AutoTransfer,2025-12-07,Success,v1.8.4,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3272,Preserver,136589,409965,15295,4.6,4,12,US,Low,NoShortSelling;AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,15.3,6.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Chat>Email,false,22:45-08:30,67,121,60,55,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,AutoTransfer,2025-07-18,Success,v2.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3273,Optimizer,83878,1065341,49757,8.0,4,10,US,Low,NoDerivatives;NoIlliquids,ESGOnly;NoWeapons,PennyStocks,1.6,21.7,10.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe,Phone>In-Person>App,true,23:30-07:30,75,65,68,68,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-01-10,Success,v2.8.4,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3274,Preserver,132132,635127,86629,4.5,3,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,App>Chat>Email>In-Person,true,23:30-06:00,72,227,79,79,Brokerage;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-03-08,Partial,v1.9.5,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3275,Preserver,61623,188148,18824,6.3,1,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,7.6,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Chat>App>Phone>In-Person>Email,false,20:00-07:15,73,193,67,65,Brokerage;OpenBanking;Payroll,8,Human,AutoTransfer,2025-10-11,Success,v2.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3276,Preserver,120401,1334214,94171,4.3,4,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>App,true,22:45-06:15,79,190,80,71,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-07-28,Success,v1.9.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3277,Builder,46335,100699,5217,10.2,1,10,US,Low,NoShortSelling,,,1.6,15.9,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;MaxDD,Chat>Email>App>In-Person>Phone,true,23:15-06:45,61,94,57,52,CreditBureau;OpenBanking;Payroll,5,Human,PlanUpdate,2025-01-16,Success,v1.9.3,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3278,Explorer,67324,586537,25179,14.0,2,10,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,,1.7,28.3,12.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;IRR,Phone>Email>App,false,20:30-06:45,70,48,75,75,OpenBanking;Payroll,5,None,AlertAcknowledge,2025-02-19,Failed,v1.9.6,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3279,Preserver,52920,222764,8603,6.6,2,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.7,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost,Email>Phone>Chat>App>In-Person,true,21:15-08:30,69,152,63,55,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,Rebalance,2025-07-29,Success,v2.10.2,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A3280,Preserver,102659,848945,85883,8.1,1,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>In-Person>App,true,21:00-06:15,80,233,89,89,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-10-29,Success,v1.9.2,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3281,Builder,65584,91335,8935,11.5,3,10,US,Low,NoShortSelling;AccreditedOnly,NoTobacco;NoWeapons,PrivateCredit,1.4,13.7,9.4,Home:3y;Retirement:30y,3,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Phone>Email>App>In-Person>Chat,false,23:15-08:45,72,98,71,61,OpenBanking;Payroll,9,Human,Rebalance,2025-09-16,Success,v1.9.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3282,Preserver,53563,754875,26220,3.8,4,10,UK,Low,AccreditedOnly;NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.6,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD,Email>Chat>In-Person>Phone,true,23:15-08:00,69,207,60,60,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-07-16,Success,v2.9.5,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3283,Optimizer,286531,2093985,168269,9.1,2,12,US,Low,NoDerivatives,,Crypto;PennyStocks,1.8,21.8,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Phone,false,20:45-08:30,75,81,64,53,Brokerage;OpenBanking;Payroll,5,None,AutoTransfer,2025-05-13,Partial,v1.9.4,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A3284,Optimizer,164583,2257720,71639,11.2,2,15,IN,Low,NoDerivatives,NoFossilFuel,Crypto;PennyStocks,1.5,23.8,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe,Phone>App>Chat>In-Person,true,19:45-08:45,63,92,78,75,Brokerage;OpenBanking,1,Human,AlertAcknowledge,2025-02-13,Success,v1.10.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3285,Builder,40524,86683,6823,14.6,1,10,DE,Medium,NoShortSelling,,,1.6,22.4,7.4,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;MaxDD;TaxCost,App>Email>Phone>In-Person,true,23:00-08:00,64,93,55,49,CreditBureau;OpenBanking,15,Human,AutoTransfer,2025-02-08,Success,v2.8.2,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3286,Preserver,65972,245278,9752,7.7,2,10,US,High,AccreditedOnly;NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.9,6.4,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe,App>In-Person>Email,true,19:15-08:30,74,129,71,73,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-10-22,Success,v1.8.2,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3287,Stabilizer,65868,251939,33164,7.9,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>Phone>App,true,21:45-08:45,55,95,53,43,CreditBureau;OpenBanking;Payroll,15,None,PlanUpdate,2025-03-19,Success,v2.9.9,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3288,Explorer,51255,-44125,4003,15.9,1,10,US,Low,,NoWeapons;NoFossilFuel,Crypto,2.0,26.3,15.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,MaxDD;TaxCost,Chat>Phone>App>Email>In-Person,true,21:15-08:15,67,85,61,52,OpenBanking;Payroll,3,Human,PlanUpdate,2025-05-21,Partial,v2.9.8,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3289,Preserver,95114,799314,50791,4.7,4,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.3,6.0,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>App>In-Person,true,19:00-07:45,68,161,54,52,Brokerage;OpenBanking;Payroll,11,None,AutoTransfer,2025-07-21,Failed,v1.10.8,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3290,Optimizer,40786,615545,28734,8.4,4,10,DE,Low,,,PennyStocks,1.6,17.3,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,TaxCost;IRR;Sharpe,App>Email>Phone,true,21:00-06:15,76,91,80,77,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-03-31,Success,v2.10.3,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A3291,Optimizer,281018,1980030,126312,6.8,4,12,US,Low,,,PennyStocks,1.7,17.2,9.6,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;IRR;MaxDD,App>In-Person>Phone,true,20:30-06:00,74,115,66,58,Brokerage;CreditBureau;OpenBanking,3,Human,Rebalance,2025-04-19,Success,v1.9.1,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A3292,Stabilizer,54105,399149,21004,5.4,3,10,IN,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,9.0,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Email>Phone>App>In-Person,false,23:45-08:30,65,140,74,73,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-09-19,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3293,Builder,114169,454104,14245,8.0,4,12,US,Medium,NoDerivatives,NoWeapons,,1.8,21.7,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>In-Person>App,true,22:15-07:15,61,60,60,50,CreditBureau;OpenBanking,16,Human,AlertAcknowledge,2025-05-02,Success,v2.9.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A3294,Preserver,92299,1169162,62237,5.0,2,10,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Email>Chat>Phone,true,20:45-06:00,75,164,67,65,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-09-01,Success,v2.10.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3295,Stabilizer,204450,2100165,73714,6.8,1,12,US,Low,AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.0,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Email>Chat>In-Person>App>Phone,true,23:30-07:15,55,135,60,61,OpenBanking,7,Human,AutoTransfer,2025-01-10,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3296,Optimizer,185252,1221232,73193,11.0,1,12,US,Medium,AccreditedOnly,,LeveragedETFs;PennyStocks,1.8,27.4,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;Sharpe,Chat>In-Person>Email>Phone>App,false,23:00-07:15,58,85,67,55,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-12-21,Success,v2.9.7,LimitOrderOnly,Enforce tax budget and position caps
A3297,Builder,106732,367581,18066,13.6,1,15,AU,Low,AccreditedOnly,NoWeapons,,1.5,16.7,10.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;TaxCost;MaxDD,Chat>Email>In-Person,false,21:45-07:30,73,123,60,52,OpenBanking,14,Hybrid,PlanUpdate,2025-02-26,Partial,v2.10.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3298,Stabilizer,120838,834460,39772,4.0,4,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,5.4,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe,In-Person>App>Chat>Phone>Email,true,22:45-07:30,59,112,68,60,CreditBureau;OpenBanking;Payroll,20,None,AlertAcknowledge,2025-09-24,Success,v1.8.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3299,Preserver,102068,1763796,99980,5.4,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.0,5.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>Email>Chat>App,false,23:15-07:15,79,165,89,83,Brokerage;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-06-11,Success,v1.10.4,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3300,Builder,70814,5568,1000,11.1,2,10,US,Low,,,,1.8,16.3,11.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;Sharpe;TaxCost,Phone>App>Chat>Email,false,20:30-08:15,72,112,72,69,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-10-10,Failed,v2.9.4,LimitOrderOnly,Prioritize liquidity and down payment savings
A3301,Preserver,93884,618721,52490,8.5,1,10,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.1,6.9,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,Email>Phone>Chat,true,19:00-06:00,74,170,62,62,Brokerage;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-04-06,Partial,v1.9.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3302,Preserver,114075,830610,90247,5.7,2,12,US,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.1,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe,App>Phone>In-Person>Email,true,23:15-06:15,80,200,78,72,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-08-04,Partial,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3303,Optimizer,125227,1029647,54180,7.3,3,12,US,Low,,,LeveragedETFs;PennyStocks,1.6,17.0,13.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;IRR;Sharpe,Phone>Email>In-Person,true,22:15-06:00,74,90,81,80,Brokerage;OpenBanking;Payroll,6,Human,PlanUpdate,2025-03-27,Success,v2.8.1,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A3304,Preserver,114101,1780650,106544,5.4,3,15,IN,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe,Phone>Chat>In-Person>Email,true,19:45-06:30,71,193,75,70,Brokerage;OpenBanking,3,Human,Rebalance,2025-09-19,Success,v1.10.7,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3305,Stabilizer,52399,371035,13632,6.9,2,10,AU,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,13.4,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD,Chat>App>Email>Phone,true,22:00-08:00,47,152,55,51,CreditBureau;OpenBanking,16,None,Rebalance,2025-04-25,Success,v1.10.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3306,Builder,54859,196197,6797,11.3,3,10,UK,Low,NoDerivatives;NoIlliquids,NoTobacco,LeveragedETFs;PrivateCredit,1.6,22.1,11.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,TaxCost;IRR;MaxDD,Chat>App>In-Person,true,23:15-07:45,63,149,72,71,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-08-29,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A3307,Stabilizer,92303,362111,19505,7.2,2,10,US,Low,AccreditedOnly;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,9.4,8.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Email>Phone>App>Chat>In-Person,true,21:45-07:00,52,171,56,54,OpenBanking,7,Hybrid,AutoTransfer,2025-07-15,Failed,v2.10.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3308,Preserver,99548,906899,74507,6.2,1,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,Phone>In-Person>App,true,19:15-08:45,79,185,83,71,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-06-28,Success,v1.10.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3309,Optimizer,153633,1636580,79962,9.9,3,12,US,Medium,NoDerivatives,,PennyStocks,1.6,16.9,11.3,Wealth:10y;Estate:20y,10,Educational,Deep,IRR;TaxCost;Sharpe,Email>App>Phone,true,19:00-06:00,70,106,83,79,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-02-11,Success,v2.8.2,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3310,Explorer,89494,738121,26159,23.3,1,10,US,High,,NoFossilFuel,,1.9,23.1,16.2,Business:5y;Travel:2y,5,Concise,Deep,IRR;Sharpe,Phone>App>In-Person,true,22:30-08:30,51,48,54,42,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-05-02,Success,v1.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3311,Optimizer,187962,1715755,114620,11.0,1,15,CA,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,PennyStocks,1.8,20.4,10.6,Wealth:10y;Estate:20y,10,Concise,Shallow,IRR;MaxDD,Phone>In-Person>Chat>Email,true,22:00-06:45,66,102,58,52,Brokerage;OpenBanking,2,Human,AutoTransfer,2025-06-25,Success,v1.8.9,StopLossDisabled,Enforce tax budget and position caps
A3312,Builder,82642,296556,16509,8.6,3,10,US,Low,,NoWeapons;ESGOnly,,1.4,17.9,8.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;Sharpe;MaxDD,Email>Chat>App>Phone>In-Person,true,23:00-08:15,73,87,77,73,CreditBureau;OpenBanking,12,None,Rebalance,2025-06-08,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A3313,Optimizer,107351,881201,79423,7.9,3,15,UK,Medium,,,PennyStocks;PrivateCredit,1.8,21.1,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe;MaxDD,Chat>Phone>In-Person>Email>App,false,23:15-08:45,64,115,58,52,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-10-24,Partial,v1.8.7,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A3314,Stabilizer,50848,173690,17957,8.6,2,10,US,Low,NoIlliquids;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.2,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>App,true,21:30-07:00,54,132,51,46,CreditBureau;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-04-20,Success,v2.10.5,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3315,Preserver,156865,1259823,84615,5.7,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,App>Phone>Email>Chat>In-Person,false,20:15-08:15,76,223,61,54,Brokerage;OpenBanking,5,None,Rebalance,2025-09-13,Success,v1.10.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3316,Builder,48450,75158,7695,12.5,2,10,US,Low,AccreditedOnly;NoIlliquids,,,1.6,14.2,11.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe,In-Person>App>Phone,true,23:45-08:15,73,68,80,72,CreditBureau;OpenBanking;Payroll,5,Human,PlanUpdate,2025-04-09,Partial,v2.9.5,StopLossDisabled,Prioritize liquidity and down payment savings
A3317,Stabilizer,73134,223999,13123,4.9,4,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,Email>App>Phone>In-Person,true,20:00-07:45,47,123,56,55,CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-08-08,Failed,v1.10.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3318,Optimizer,270725,1888134,81670,10.5,1,12,US,Low,,NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.9,18.0,11.8,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;TaxCost;IRR,Chat>Phone>Email>App>In-Person,false,22:30-08:15,75,60,80,75,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-05-27,Success,v1.8.1,NoPennyStocks,Enforce tax budget and position caps
A3319,Optimizer,81105,876040,54693,6.3,3,10,US,Low,NoIlliquids,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.5,18.4,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>Email,true,19:00-08:30,69,113,61,61,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-03-28,Failed,v1.10.1,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A3320,Preserver,88522,517875,54784,8.6,1,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat,true,19:00-07:30,80,221,89,87,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-09-12,Failed,v1.10.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A3321,Explorer,69795,358647,20284,17.2,1,10,UK,Medium,,ESGOnly,PennyStocks,1.7,26.0,12.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;Sharpe,Phone>App>In-Person>Email>Chat,false,21:45-07:00,54,71,56,53,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-06-09,Success,v2.9.2,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A3322,Explorer,29616,166318,9546,18.0,1,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto,1.8,23.1,13.8,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,MaxDD;Sharpe;IRR,Phone>Chat>In-Person,true,20:15-06:15,59,78,71,64,CreditBureau;OpenBanking,7,Human,Rebalance,2025-02-07,Success,v1.10.7,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A3323,Preserver,64370,472568,41464,6.2,1,10,DE,Low,NoShortSelling;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,Email>App>Phone>Chat>In-Person,true,21:00-06:30,67,192,61,57,Brokerage;OpenBanking,7,Human,Rebalance,2025-06-24,Success,v2.8.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3324,Optimizer,225411,4499447,106540,6.1,4,12,US,Medium,,NoWeapons;NoFossilFuel,PennyStocks,1.6,22.5,13.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;IRR,Email>In-Person>App>Chat>Phone,true,21:00-07:45,71,67,59,53,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-06-07,Success,v2.10.6,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A3325,Stabilizer,88422,313907,44618,6.3,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.9,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;Sharpe,Email>Chat>In-Person,true,23:45-08:00,66,177,61,53,CreditBureau;OpenBanking,16,None,Rebalance,2025-04-06,Success,v2.8.5,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3326,Preserver,137339,1644724,98856,9.1,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe,In-Person>Email>App,false,22:00-08:30,72,163,65,64,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-01-06,Success,v2.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3327,Preserver,109351,465330,35203,3.4,4,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>Phone>App,true,20:45-07:15,72,176,76,74,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-05-15,Partial,v2.8.7,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3328,Preserver,45200,443075,19419,4.7,3,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.1,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Phone>App>In-Person>Email>Chat,true,23:15-08:30,81,177,71,67,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-10-04,Success,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3329,Preserver,65682,584787,55262,5.2,3,10,US,Low,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.1,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Chat>Phone>Email,true,20:15-08:45,74,209,74,69,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,AutoTransfer,2025-09-12,Partial,v1.10.2,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3330,Stabilizer,28709,223681,15516,7.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.7,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;TaxCost,Chat>Email>App,false,19:45-06:00,58,164,52,41,CreditBureau;OpenBanking;Payroll,5,Human,PlanUpdate,2025-11-28,Partial,v2.10.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3331,Optimizer,166185,2002661,81719,9.7,2,12,US,Medium,,NoTobacco;ESGOnly,PennyStocks,1.6,22.7,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;MaxDD;IRR,In-Person>Email>Chat>Phone>App,true,23:45-06:00,68,111,60,53,Brokerage;OpenBanking,1,Human,AlertAcknowledge,2025-05-07,Success,v1.10.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A3332,Preserver,291881,1198996,111879,5.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.6,8.4,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,App>Chat>Email>In-Person,true,19:15-08:30,72,164,60,61,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-07-18,Failed,v1.8.1,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3333,Explorer,32685,-44599,3105,15.3,1,10,US,Low,,,Crypto,2.1,30.8,15.2,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,Sharpe;TaxCost,Phone>Chat>In-Person,false,23:15-07:30,59,62,61,56,OpenBanking,6,None,AutoTransfer,2025-06-14,Success,v1.10.5,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3334,Preserver,151517,1050684,37363,8.3,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.5,5.9,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD,Chat>App>In-Person,true,21:30-07:00,82,193,91,94,Brokerage;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-10-09,Success,v2.9.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3335,Builder,108040,167128,22603,14.4,1,15,UK,Medium,,,,1.4,13.6,11.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;TaxCost;MaxDD,Email>App>In-Person>Phone>Chat,false,22:45-08:30,59,121,45,39,OpenBanking,10,Human,Rebalance,2025-03-30,Failed,v2.9.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3336,Builder,71971,130695,7880,9.0,4,10,US,Low,NoShortSelling,,PrivateCredit,1.7,13.1,11.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;IRR,App>Phone>Chat>In-Person>Email,true,20:15-07:00,73,103,63,54,OpenBanking,19,None,AutoTransfer,2025-07-18,Success,v1.10.1,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A3337,Preserver,57056,404135,40892,5.3,2,10,US,Low,AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Phone>In-Person>Chat>App,true,21:15-06:30,67,137,59,49,Brokerage;OpenBanking;Payroll,9,Human,AlertAcknowledge,2024-12-27,Failed,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3338,Optimizer,78171,675141,46365,8.5,3,10,IN,Low,NoDerivatives,,PennyStocks,1.6,20.3,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;TaxCost,Email>App>Phone,true,22:30-06:00,72,99,67,63,Brokerage;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-11-21,Success,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A3339,Stabilizer,31306,166427,5344,5.6,4,10,DE,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Email>In-Person>App>Phone>Chat,true,20:00-07:30,62,101,56,55,OpenBanking,11,None,Rebalance,2025-12-18,Success,v2.8.4,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3340,Preserver,93880,624419,79811,7.7,2,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.0,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Chat>In-Person>Phone>Email>App,true,21:45-07:15,80,134,82,76,Brokerage;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-01-22,Partial,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3341,Builder,72975,202166,12361,9.9,3,10,US,Medium,NoIlliquids,,,1.6,17.0,9.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;MaxDD,Chat>In-Person>Phone>Email,true,20:45-07:30,60,102,48,40,OpenBanking,9,Human,Rebalance,2025-05-29,Success,v2.9.6,NoPennyStocks,Prioritize liquidity and down payment savings
A3342,Preserver,137148,898661,115350,6.5,3,15,CA,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe,Phone>App>In-Person>Email>Chat,true,19:45-07:00,76,124,76,74,Brokerage;OpenBanking;Payroll,3,None,Rebalance,2025-08-21,Failed,v1.8.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3343,Preserver,90973,753654,33188,5.9,3,10,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,In-Person>Email>App>Phone,true,23:15-07:00,70,149,76,68,Brokerage;OpenBanking;Payroll,9,None,AlertAcknowledge,2025-04-07,Failed,v2.8.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3344,Stabilizer,51222,341847,21887,5.6,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>Chat>Phone,true,23:45-07:15,62,133,54,51,OpenBanking;Payroll,17,Hybrid,AlertAcknowledge,2025-05-07,Failed,v1.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3345,Preserver,74903,607294,64789,5.3,2,10,AU,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,In-Person>App>Phone,true,23:00-07:15,70,123,63,65,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-04-20,Partial,v1.10.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3346,Builder,62365,272750,6987,8.5,3,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,,1.6,19.3,8.9,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;Sharpe;MaxDD,App>Phone>Chat,false,19:30-07:00,60,118,47,37,CreditBureau;OpenBanking,10,None,Rebalance,2025-03-29,Partial,v2.8.3,NoPennyStocks,Prioritize liquidity and down payment savings
A3347,Explorer,75782,581860,11924,12.2,4,10,US,Low,NoShortSelling,,PennyStocks,2.0,34.4,16.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,MaxDD;Sharpe;IRR,Phone>App>Email,false,23:00-07:30,61,48,60,49,OpenBanking;Payroll,5,None,Rebalance,2025-06-18,Success,v1.9.5,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3348,Stabilizer,131164,256789,24604,6.8,3,12,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.2,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe,Email>Phone>App>Chat>In-Person,true,23:15-06:30,57,131,47,39,CreditBureau;OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-11-16,Success,v1.8.9,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A3349,Optimizer,335455,2850878,214378,9.1,3,12,US,Low,,NoTobacco,PennyStocks;PrivateCredit,1.6,17.2,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;MaxDD,App>Email>In-Person,true,22:30-08:45,60,60,65,58,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-08-22,Success,v1.9.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A3350,Builder,65934,426572,14677,11.2,4,10,US,High,,NoFossilFuel;ESGOnly,,1.8,14.8,9.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;MaxDD,In-Person>Phone>Chat>Email>App,true,23:45-06:00,58,62,46,41,OpenBanking,9,Human,AlertAcknowledge,2025-06-12,Failed,v1.8.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3351,Builder,40740,57696,6638,15.2,1,10,DE,Low,NoIlliquids,NoWeapons;ESGOnly,LeveragedETFs,1.5,14.2,8.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;TaxCost,Email>Chat>Phone>In-Person,true,21:45-08:30,69,96,55,45,OpenBanking;Payroll,11,None,PlanUpdate,2025-11-09,Success,v1.9.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3352,Explorer,115011,715945,23394,20.9,3,12,US,Low,NoIlliquids;AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.6,27.2,15.8,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,IRR;TaxCost,Email>In-Person>Chat>Phone,true,21:15-08:15,59,46,64,53,OpenBanking,5,Human,PlanUpdate,2025-11-28,Partial,v1.10.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3353,Builder,209114,435374,27268,8.5,3,12,US,Medium,NoIlliquids;NoShortSelling,,,1.7,21.8,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;TaxCost;MaxDD,Phone>App>Email>In-Person,true,20:30-07:45,62,106,58,50,CreditBureau;OpenBanking,20,Hybrid,Rebalance,2025-08-06,Failed,v2.10.6,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3354,Preserver,73020,666050,29632,5.6,1,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,16.1,6.6,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat>App>Email,true,21:30-06:45,68,183,58,53,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-01-28,Partial,v2.10.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3355,Preserver,80903,276033,35611,4.5,4,10,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,8.7,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe,Email>Phone>Chat>In-Person,true,21:30-07:45,60,190,59,61,Brokerage;OpenBanking,11,Human,PlanUpdate,2025-12-11,Partial,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3356,Explorer,62683,168170,16689,14.4,4,10,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel;NoWeapons,Crypto,2.1,27.7,16.9,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;Sharpe;TaxCost,Email>Phone>In-Person>App,true,23:15-06:30,65,70,68,61,CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-12-17,Success,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A3357,Preserver,99595,1031415,46495,8.1,1,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,10.4,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Email>Chat>In-Person>Phone,true,22:30-06:00,76,169,72,63,Brokerage;OpenBanking,11,None,AlertAcknowledge,2025-02-25,Success,v2.10.7,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3358,Builder,48806,178852,5721,14.9,1,10,US,Medium,NoDerivatives;NoIlliquids,ESGOnly,,1.5,21.5,9.0,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;MaxDD,In-Person>Phone>Chat>Email,true,19:15-08:30,58,146,58,54,OpenBanking,10,None,AlertAcknowledge,2025-03-14,Partial,v1.10.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3359,Explorer,35453,-24578,1269,15.9,4,10,US,Low,,NoTobacco;NoWeapons,Crypto;PennyStocks,2.1,34.4,15.8,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email>Chat>App,true,22:15-06:45,59,79,47,41,OpenBanking,1,None,Rebalance,2025-11-19,Success,v2.9.2,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3360,Preserver,126113,430918,50223,4.7,3,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>App>Phone>In-Person,true,19:00-08:30,68,153,57,57,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-06-18,Partial,v2.9.2,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3361,Preserver,93519,377160,31958,5.3,4,10,US,High,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.4,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,Email>Chat>Phone,true,21:00-07:45,55,134,61,64,Brokerage;OpenBanking,10,Human,AutoTransfer,2025-02-01,Success,v2.8.8,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3362,Preserver,155070,2091608,74974,7.4,1,12,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost,Email>Phone>In-Person,true,19:45-08:45,72,238,57,60,Brokerage;OpenBanking;Payroll,4,Human,PlanUpdate,2025-01-12,Partial,v2.8.5,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3363,Preserver,122728,1459639,81442,6.8,1,15,IN,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,App>Phone>Email,true,21:00-07:00,77,232,76,73,Brokerage;CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-10-15,Success,v2.10.8,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3364,Stabilizer,112246,297756,33780,4.5,3,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,7.2,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;Sharpe,In-Person>Phone>Chat>App>Email,true,23:45-07:45,61,124,56,49,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-12-24,Success,v2.8.7,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3365,Optimizer,124430,1156310,102393,10.3,3,12,US,Low,,NoFossilFuel;ESGOnly,PennyStocks,1.5,22.9,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;MaxDD;IRR,Email>Phone>In-Person>App,true,22:30-06:45,68,100,67,60,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2024-12-28,Failed,v2.10.5,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A3366,Explorer,90729,301845,15966,20.5,2,10,CA,Low,,NoFossilFuel,,2.0,26.5,12.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Chat>In-Person,true,20:15-08:45,57,57,50,47,OpenBanking,3,None,AutoTransfer,2025-05-22,Success,v1.9.8,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3367,Optimizer,83811,1008401,62130,11.4,1,10,US,Medium,,NoFossilFuel,PennyStocks;PrivateCredit,1.9,25.1,12.5,Wealth:10y;Estate:20y,10,Collaborative,Deep,Sharpe;IRR,Email>Phone>App,true,22:15-07:45,54,71,54,44,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-02-27,Success,v2.9.2,NoIlliquids,Enforce tax budget and position caps
A3368,Preserver,120694,564152,73275,4.3,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.9,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD,App>In-Person>Phone>Chat>Email,true,21:15-07:15,70,185,71,70,Brokerage;OpenBanking,10,Human,Rebalance,2025-08-17,Partial,v1.9.1,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3369,Optimizer,199926,840084,75595,8.8,3,15,IN,Medium,NoIlliquids;NoDerivatives,ESGOnly;NoTobacco,Crypto;PennyStocks;PrivateCredit,1.5,15.2,12.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,Sharpe;MaxDD;IRR,Phone>Chat>Email,true,19:30-07:30,65,109,60,57,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-02-25,Partial,v2.8.2,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A3370,Preserver,167914,1174385,132175,8.1,2,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>In-Person>App>Chat,false,22:30-08:15,69,153,79,78,Brokerage;CreditBureau;OpenBanking,11,None,AutoTransfer,2025-04-29,Success,v2.9.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A3371,Explorer,57981,10077,1000,12.3,3,10,US,Low,NoIlliquids;NoShortSelling,,,1.9,27.8,17.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;TaxCost;IRR,App>Email>Phone>In-Person,false,22:00-07:30,57,76,65,57,OpenBanking,4,None,PlanUpdate,2025-08-12,Partial,v1.9.8,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A3372,Preserver,125510,1082380,85024,6.9,2,12,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,13.9,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,Chat>App>In-Person>Phone,true,22:15-07:00,62,171,70,64,Brokerage;OpenBanking,12,Human,AlertAcknowledge,2025-04-08,Success,v1.9.5,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3373,Optimizer,231738,1516468,105181,7.7,4,12,US,Low,,NoFossilFuel,PennyStocks,1.6,24.1,11.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,Sharpe;IRR;TaxCost,In-Person>Phone>Email>App>Chat,true,21:00-06:00,65,79,73,66,Brokerage;CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-06-30,Failed,v1.9.5,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A3374,Preserver,52984,524259,29519,5.4,2,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,17.5,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>App,true,23:45-07:00,77,219,67,61,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-06-22,Success,v2.8.8,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3375,Builder,56365,43333,6307,12.4,2,10,CA,Low,NoIlliquids,NoFossilFuel;ESGOnly,LeveragedETFs;PrivateCredit,1.4,21.0,7.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR,Chat>App>Email,true,21:00-07:30,63,136,52,41,CreditBureau;OpenBanking;Payroll,19,None,AlertAcknowledge,2025-12-08,Success,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A3376,Preserver,124746,1098511,101542,5.4,3,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,15.6,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe,Chat>Email>Phone>In-Person>App,true,22:45-08:30,70,194,76,79,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-07-11,Partial,v2.9.9,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3377,Preserver,88168,391382,31587,8.5,1,10,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>App>Email>In-Person,false,20:15-08:15,72,187,73,73,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-06-25,Success,v1.10.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3378,Builder,49308,26604,3021,11.8,1,10,US,Low,,,,1.5,21.9,8.1,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,TaxCost;Sharpe,App>Phone>In-Person>Email,false,20:15-08:30,73,103,72,64,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-03-15,Partial,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3379,Builder,80759,147807,5408,7.5,3,10,US,Low,NoDerivatives;NoShortSelling,NoWeapons,Crypto;PrivateCredit,1.4,16.1,9.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;TaxCost,App>Phone>Email>In-Person,false,19:30-07:00,69,147,55,53,CreditBureau;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-09-26,Failed,v1.10.5,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3380,Preserver,81979,739156,92754,6.6,1,10,US,Low,NoIlliquids;NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.9,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>Chat>App>In-Person,true,19:15-07:45,76,165,77,82,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-04-23,Failed,v2.9.3,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3381,Builder,68626,80695,5609,8.0,4,10,CA,Low,NoDerivatives;NoIlliquids,ESGOnly,LeveragedETFs,1.7,15.8,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;IRR;Sharpe,Phone>App>Chat>Email>In-Person,false,19:15-06:00,62,133,50,39,OpenBanking,18,None,AlertAcknowledge,2025-02-02,Failed,v2.10.1,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3382,Explorer,33073,112401,5481,16.9,3,10,US,Low,,,PrivateCredit,2.1,26.8,13.8,Business:5y;Travel:2y,5,Collaborative,Medium,IRR;Sharpe,Email>Chat>App,false,19:45-06:00,65,78,78,71,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-05-13,Partial,v1.10.5,NoMargin,Allow small experimental sleeve ≤ 3%
A3383,Stabilizer,60306,347779,26050,6.3,4,10,UK,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.8,7.0,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>App>In-Person>Email,false,20:30-06:30,53,124,52,44,OpenBanking;Payroll,13,Human,Rebalance,2025-06-10,Success,v1.10.3,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3384,Builder,75445,296940,8805,9.9,1,10,US,High,NoShortSelling,,,1.6,15.7,9.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;TaxCost,Email>App>Chat,true,20:00-06:00,64,121,56,51,CreditBureau;OpenBanking,8,Human,Rebalance,2025-05-16,Success,v1.9.2,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A3385,Explorer,63575,190450,10706,15.5,3,10,US,Medium,,ESGOnly,LeveragedETFs,1.8,26.3,16.5,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,IRR;TaxCost;Sharpe,App>Chat>Email>In-Person>Phone,true,19:15-07:45,54,80,59,55,OpenBanking,5,None,AutoTransfer,2025-03-21,Success,v1.10.6,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3386,Stabilizer,72111,328469,11003,3.9,4,10,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe,App>Chat>Phone>In-Person,false,21:30-07:15,61,92,52,53,CreditBureau;OpenBanking,17,Human,Rebalance,2025-11-09,Success,v1.9.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3387,Stabilizer,83964,265919,26120,7.1,2,10,US,Low,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.4,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,Chat>Email>In-Person>App,true,20:15-06:00,60,123,55,54,CreditBureau;OpenBanking;Payroll,15,Hybrid,AutoTransfer,2025-12-10,Success,v1.8.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3388,Preserver,153634,635309,55063,3.3,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.9,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,In-Person>Chat>Phone>Email>App,true,21:15-08:30,70,222,74,66,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,PlanUpdate,2025-05-30,Success,v2.8.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3389,Preserver,89952,348010,24355,5.7,3,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,16.7,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>App>Phone,true,21:00-08:15,83,203,92,83,Brokerage;OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-02-27,Success,v2.9.3,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3390,Optimizer,119891,1542153,55170,10.8,2,15,AU,Low,,,PennyStocks;PrivateCredit,1.5,26.7,13.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,MaxDD;TaxCost,Email>Chat>Phone,true,20:15-06:45,62,93,51,43,Brokerage;OpenBanking,5,None,AutoTransfer,2025-05-27,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A3391,Stabilizer,75825,364665,30778,10.3,1,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>App>Phone>Chat,false,22:00-08:30,67,162,74,69,OpenBanking,16,None,AlertAcknowledge,2025-07-07,Success,v2.8.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3392,Explorer,53639,181065,19821,18.8,4,10,US,Low,,,,2.1,24.6,15.0,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>Email>Chat,true,23:45-08:45,61,82,70,65,CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-06-28,Success,v2.10.9,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3393,Builder,46696,156575,9093,8.9,4,10,IN,Low,NoIlliquids;NoShortSelling,,,1.5,20.1,9.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR;Sharpe,In-Person>Chat>Phone>Email,true,21:00-08:30,73,147,76,65,CreditBureau;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-06-25,Success,v1.9.2,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3394,Builder,97247,269408,9384,8.9,3,10,US,Medium,NoDerivatives;AccreditedOnly,,PrivateCredit,1.4,23.5,11.4,Home:3y;Retirement:30y,3,Concise,Shallow,MaxDD;TaxCost,In-Person>Phone>App>Email,false,19:15-07:15,63,127,62,58,OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-06-15,Success,v2.10.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3395,Stabilizer,45096,296009,16706,7.5,1,10,US,Low,AccreditedOnly;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.7,8.8,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>In-Person>App>Phone,true,19:45-06:00,66,108,53,49,OpenBanking,11,Human,Rebalance,2025-10-31,Partial,v2.10.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3396,Optimizer,163210,2383441,99970,7.5,4,15,DE,High,,NoTobacco,PennyStocks,1.8,22.3,11.2,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>App,true,23:45-08:00,68,120,61,51,Brokerage;OpenBanking,3,None,PlanUpdate,2025-11-19,Success,v2.10.9,StopLossDisabled,Enforce tax budget and position caps
A3397,Builder,60502,135656,12111,12.2,3,10,US,Low,NoShortSelling,,,1.5,20.2,11.5,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;TaxCost,App>In-Person>Email,true,19:15-06:15,67,75,57,45,CreditBureau;OpenBanking,16,None,AlertAcknowledge,2025-06-16,Success,v1.8.1,NoIlliquids,Prioritize liquidity and down payment savings
A3398,Preserver,86539,1222887,79247,6.2,2,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,Phone>Chat>Email>App>In-Person,false,23:00-07:45,70,166,76,67,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-10-26,Partial,v1.10.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3399,Preserver,112887,927834,52643,5.4,3,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost,In-Person>Chat>App,true,20:30-06:15,80,208,68,67,Brokerage;OpenBanking,14,Hybrid,AutoTransfer,2025-01-26,Success,v1.8.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3400,Explorer,82363,652776,16264,16.3,2,10,DE,Low,NoShortSelling,NoTobacco;NoWeapons,PennyStocks,1.9,25.1,15.1,Business:5y;Travel:2y,5,Educational,Deep,IRR;TaxCost;Sharpe,App>Phone>Email>Chat,false,22:00-06:15,58,63,48,40,CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-05-07,Partial,v2.9.5,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3401,Stabilizer,47504,102725,11728,4.6,4,10,US,Medium,NoDerivatives;AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person,true,20:30-06:00,46,168,54,60,CreditBureau;OpenBanking,13,Human,Rebalance,2025-01-30,Partial,v2.8.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3402,Optimizer,119075,1143059,46336,6.9,3,12,US,Low,NoDerivatives;NoIlliquids,,LeveragedETFs;PennyStocks,1.5,26.4,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;MaxDD,App>Phone>Email>Chat>In-Person,true,20:15-08:00,66,86,61,58,Brokerage;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-05-30,Success,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A3403,Optimizer,97143,582796,52986,9.9,1,10,AU,Medium,,,PennyStocks,1.7,19.5,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,TaxCost;MaxDD,Phone>Email>In-Person,false,20:45-07:45,63,66,56,54,Brokerage;OpenBanking;Payroll,4,Human,PlanUpdate,2025-03-20,Failed,v1.10.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3404,Builder,47621,77036,4225,9.6,2,10,US,Low,,NoWeapons;NoFossilFuel,,1.6,16.2,10.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;TaxCost,Phone>Chat>In-Person,false,23:00-08:30,57,118,44,35,OpenBanking,11,Human,AlertAcknowledge,2025-01-23,Success,v2.8.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3405,Optimizer,42591,261754,21482,9.2,2,10,US,Medium,,NoFossilFuel,PennyStocks,1.7,26.8,11.5,Wealth:10y;Estate:20y,10,Directive,Shallow,IRR;Sharpe,Chat>Email>Phone,true,19:45-08:00,63,99,70,61,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,PlanUpdate,2025-11-06,Success,v2.10.4,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A3406,Explorer,97416,265413,11978,16.4,1,10,US,Low,,NoFossilFuel;NoWeapons,,1.6,33.2,12.1,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,TaxCost;IRR,Email>In-Person>App>Chat>Phone,false,22:45-06:45,69,81,69,62,OpenBanking,4,None,PlanUpdate,2025-09-16,Success,v1.8.2,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3407,Stabilizer,106673,349578,35611,9.4,1,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.4,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,Email>App>Chat>Phone,false,23:15-06:45,53,143,57,49,OpenBanking,5,Human,AlertAcknowledge,2025-08-22,Success,v1.9.8,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3408,Optimizer,67616,1050477,41423,8.4,4,10,US,Low,,NoFossilFuel,LeveragedETFs;PennyStocks,1.4,20.3,11.7,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;Sharpe,Phone>Email>Chat,true,21:45-08:00,71,113,77,69,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,PlanUpdate,2025-05-29,Success,v1.10.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3409,Optimizer,114778,833258,45334,10.4,2,15,DE,Low,NoDerivatives,,Crypto;PennyStocks,1.7,17.1,13.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;Sharpe,Phone>Email>App>In-Person,true,19:45-07:45,74,120,85,83,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-07-07,Success,v2.8.8,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A3410,Preserver,60686,311099,18556,4.3,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,12.3,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>In-Person>Phone>App>Email,false,20:15-08:15,81,155,71,76,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-08-27,Partial,v2.9.2,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3411,Explorer,56563,290122,12235,18.3,3,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons,PennyStocks,1.9,26.9,13.2,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,MaxDD;IRR;TaxCost,Chat>Email>In-Person>App,false,19:15-07:30,57,52,53,53,OpenBanking,6,Human,PlanUpdate,2025-12-06,Success,v1.8.6,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3412,Preserver,76688,618957,81529,6.7,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,5.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Phone>Chat>Email>In-Person>App,true,20:30-08:15,78,154,72,72,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-06-01,Success,v1.8.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3413,Builder,121852,258941,25444,13.7,2,12,US,Medium,,NoFossilFuel,,1.7,17.4,9.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;Sharpe;IRR,Phone>App>Email,true,23:15-08:30,61,138,57,57,OpenBanking,11,Hybrid,AutoTransfer,2025-09-08,Success,v1.10.1,NoIlliquids,Prioritize liquidity and down payment savings
A3414,Preserver,57194,587171,57409,5.9,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.7,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD,Chat>Phone>In-Person>App>Email,true,22:45-07:45,72,123,77,75,Brokerage;OpenBanking;Payroll,10,None,Rebalance,2025-05-17,Success,v2.9.2,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3415,Builder,29676,75400,6064,11.5,4,10,CA,Medium,,ESGOnly;NoFossilFuel,,1.4,20.6,8.1,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;IRR,App>Phone>Chat,true,23:45-06:15,63,124,70,64,OpenBanking,16,None,PlanUpdate,2025-05-31,Success,v1.9.4,LimitOrderOnly,Prioritize liquidity and down payment savings
A3416,Explorer,56593,115739,13814,21.1,2,10,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.8,21.7,14.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;TaxCost,In-Person>App>Email>Chat>Phone,true,23:00-07:45,54,75,54,43,CreditBureau;OpenBanking,1,None,PlanUpdate,2025-11-29,Success,v2.8.3,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3417,Optimizer,104456,1545266,70588,12.4,1,12,US,Medium,,NoTobacco;ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.8,26.7,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;Sharpe,In-Person>Phone>App>Email,true,23:30-07:30,57,105,64,61,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-01-10,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A3418,Optimizer,322543,5461091,199431,10.2,1,12,US,Medium,,NoWeapons;NoFossilFuel,PennyStocks,1.9,16.1,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,MaxDD;IRR,Phone>Chat>App>In-Person,true,23:45-07:15,56,117,61,52,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-03-13,Partial,v1.9.8,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3419,Preserver,72925,336641,24842,5.9,3,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;TaxCost,Chat>App>Phone>Email>In-Person,false,23:00-06:45,71,195,68,63,Brokerage;CreditBureau;OpenBanking,14,Human,Rebalance,2025-09-24,Success,v1.10.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3420,Preserver,178283,2107943,190515,4.7,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,Email>App>Phone,true,21:00-07:30,73,133,83,86,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-03-04,Failed,v2.8.3,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3421,Builder,83138,166253,8434,13.6,1,10,DE,Low,NoIlliquids,NoFossilFuel,LeveragedETFs;PennyStocks,1.4,19.5,7.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;Sharpe;MaxDD,Chat>Phone>Email,true,19:15-06:45,72,72,59,50,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-09-20,Success,v1.8.1,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3422,Stabilizer,146564,1113803,43134,7.3,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.2,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,In-Person>App>Phone>Chat>Email,true,21:30-06:30,56,95,61,60,CreditBureau;OpenBanking;Payroll,20,Human,PlanUpdate,2025-02-23,Success,v2.8.5,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3423,Preserver,110423,665155,65702,5.1,4,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost,Chat>Email>In-Person>Phone,false,19:15-07:30,70,145,58,51,Brokerage;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-08-20,Success,v1.9.2,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A3424,Explorer,32062,281978,10565,17.5,1,10,US,Low,,,Crypto,1.7,22.2,12.0,Business:5y;Travel:2y,5,Collaborative,Medium,TaxCost;MaxDD,Chat>Email>In-Person,true,22:00-06:15,69,59,56,48,OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-06-29,Success,v1.10.4,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3425,Optimizer,75951,763627,43506,12.0,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.5,21.6,13.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;Sharpe;TaxCost,Phone>App>In-Person>Chat,true,20:30-07:15,59,90,56,49,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-03-06,Success,v1.10.4,NoMargin,Enforce tax budget and position caps
A3426,Optimizer,158609,754287,62524,7.7,4,12,US,Low,,,PennyStocks,1.8,19.6,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;IRR,Chat>Phone>App,true,20:00-06:30,63,79,73,71,Brokerage;OpenBanking,6,Human,Rebalance,2025-08-02,Success,v1.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3427,Preserver,69343,541777,43181,4.1,4,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,9.8,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;TaxCost,Email>In-Person>Phone>App,true,20:00-06:00,72,229,68,68,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-06-23,Success,v1.10.5,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3428,Stabilizer,199845,916603,57092,5.7,3,15,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,8.2,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat,true,22:45-06:00,45,125,44,43,CreditBureau;OpenBanking;Payroll,8,None,PlanUpdate,2025-01-15,Success,v1.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3429,Optimizer,48375,702918,40024,9.9,4,10,UK,Low,,NoFossilFuel,PennyStocks,1.6,25.7,9.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;Sharpe,In-Person>App>Phone>Chat>Email,true,21:15-07:45,65,93,62,53,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-08-26,Success,v2.9.9,PauseWhenVIX>30,Enforce tax budget and position caps
A3430,Optimizer,88131,494304,17195,8.4,3,10,UK,Low,,,PennyStocks,1.8,20.7,10.7,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,MaxDD;TaxCost,Chat>App>In-Person,true,22:00-07:30,71,120,81,80,Brokerage;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-10-04,Success,v1.8.6,LimitOrderOnly,Enforce tax budget and position caps
A3431,Builder,81856,-28243,2029,11.9,2,10,US,Low,NoDerivatives;NoShortSelling,,,1.6,14.5,11.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,MaxDD;IRR;TaxCost,Email>Phone>App>Chat,false,20:45-06:00,60,72,49,47,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-04-05,Success,v1.8.1,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A3432,Builder,66833,137576,6175,8.8,2,10,US,Medium,AccreditedOnly;NoShortSelling,,,1.8,20.5,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe,Chat>App>Phone>In-Person>Email,true,19:30-06:00,60,106,54,54,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-11-22,Success,v1.10.1,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A3433,Explorer,53560,293552,13291,22.3,1,10,US,Low,NoDerivatives;NoShortSelling,,,1.7,32.0,15.3,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;Sharpe;IRR,Chat>App>Email>Phone,true,22:00-08:15,55,66,50,49,OpenBanking,5,Hybrid,Rebalance,2025-05-03,Failed,v1.8.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3434,Explorer,127071,828527,32209,19.0,2,12,US,Low,,NoTobacco;ESGOnly,PennyStocks,1.9,26.5,16.2,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,TaxCost;IRR;MaxDD,Phone>Chat>App>Email,true,19:00-07:15,68,73,58,50,CreditBureau;OpenBanking;Payroll,2,None,AutoTransfer,2025-04-21,Success,v1.10.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A3435,Preserver,101822,627768,72088,7.1,1,15,UK,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,15.0,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,Email>App>In-Person>Phone>Chat,true,20:30-08:45,75,239,65,66,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-11-02,Success,v1.8.8,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3436,Stabilizer,115033,560841,32036,8.5,1,12,US,Medium,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.7,7.4,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,Chat>Phone>In-Person,true,19:30-06:30,50,167,49,41,OpenBanking,6,None,AlertAcknowledge,2025-03-30,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3437,Stabilizer,61354,359194,23889,4.9,4,10,US,Low,AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;Sharpe,In-Person>Phone>Email>App,true,19:00-08:15,56,114,52,50,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-02-28,Partial,v2.9.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3438,Builder,105811,221840,8672,11.4,2,12,US,Low,NoDerivatives,,,1.4,21.7,9.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;MaxDD;IRR,Phone>In-Person>Chat>Email,true,20:30-06:00,72,105,79,69,CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-06-06,Partial,v2.10.8,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3439,Builder,73530,145868,9080,15.2,1,10,UK,Low,NoIlliquids,,LeveragedETFs;PrivateCredit,1.7,12.2,9.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Email>App>In-Person>Chat,true,23:45-08:45,70,92,66,64,CreditBureau;OpenBanking,18,Hybrid,AlertAcknowledge,2025-08-23,Success,v2.9.8,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A3440,Explorer,31930,163862,7319,16.9,1,10,US,Medium,AccreditedOnly;NoShortSelling,,PennyStocks,1.7,22.3,17.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;IRR,Phone>Chat>Email>In-Person>App,false,19:30-06:15,51,79,47,42,OpenBanking,3,Hybrid,PlanUpdate,2025-04-08,Partial,v2.8.3,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3441,Preserver,60814,432646,34833,4.9,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.3,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Email>In-Person>Phone>Chat>App,true,19:30-08:15,71,228,59,58,Brokerage;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-01-29,Success,v2.9.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3442,Explorer,110021,188528,14200,20.3,2,12,US,Low,NoShortSelling;NoIlliquids,,,2.1,23.5,14.6,Business:5y;Travel:2y,5,Directive,Deep,IRR;MaxDD;Sharpe,Email>In-Person>Phone,true,19:00-06:30,66,85,66,59,OpenBanking,5,Hybrid,Rebalance,2025-11-23,Success,v1.9.5,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3443,Builder,66256,85862,9139,13.1,2,10,US,Medium,NoDerivatives;NoIlliquids,,PennyStocks,1.4,15.3,11.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;TaxCost;IRR,Phone>In-Person>Email>Chat,true,22:45-06:30,51,141,37,27,OpenBanking;Payroll,8,None,Rebalance,2025-11-28,Success,v2.10.7,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A3444,Preserver,156106,1195655,82195,4.7,3,15,DE,Low,NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.9,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Chat>Phone>App,true,21:45-07:45,69,203,59,53,Brokerage;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-08-13,Partial,v1.10.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3445,Preserver,132111,761392,112566,5.2,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.5,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,In-Person>App>Chat,true,19:00-07:15,78,190,63,56,Brokerage;OpenBanking;Payroll,11,Human,PlanUpdate,2025-12-03,Failed,v1.10.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3446,Optimizer,68937,304738,28402,8.2,3,10,DE,Low,NoShortSelling;NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks,1.9,21.3,13.4,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;Sharpe,In-Person>Email>Chat>App>Phone,true,20:00-08:45,66,64,66,65,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-06-29,Partial,v2.8.2,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A3447,Builder,38740,89835,5367,10.1,2,10,US,Medium,,,Crypto,1.6,24.8,7.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;TaxCost,Email>Chat>Phone>In-Person,false,20:15-08:45,63,92,52,48,CreditBureau;OpenBanking;Payroll,16,None,AlertAcknowledge,2025-01-19,Success,v2.10.5,NoMargin,Prioritize liquidity and down payment savings
A3448,Optimizer,114586,766823,51909,9.6,1,12,US,High,NoDerivatives;NoIlliquids,NoWeapons,LeveragedETFs;PennyStocks,1.6,15.1,13.7,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;Sharpe,App>In-Person>Email>Chat,true,20:00-07:30,53,110,45,44,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-04-09,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3449,Preserver,105648,951256,60974,5.3,2,12,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,Phone>Chat>In-Person,true,22:45-07:15,71,214,68,68,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-10-28,Success,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3450,Explorer,48385,438671,21396,20.6,1,10,US,Low,,NoTobacco;NoFossilFuel,,2.1,31.7,14.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,TaxCost;MaxDD,Phone>Email>App,true,19:00-06:15,62,79,62,56,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-08-17,Success,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A3451,Preserver,121105,900755,35722,6.5,3,12,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,Chat>Phone>App,true,23:00-06:30,67,131,62,62,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-01-29,Success,v1.8.4,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3452,Builder,60089,92330,8215,10.6,1,10,SG,Medium,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs,1.6,18.6,7.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;Sharpe,In-Person>App>Phone>Email>Chat,true,23:30-07:15,65,127,53,48,OpenBanking,6,None,PlanUpdate,2025-05-28,Success,v1.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A3453,Builder,47072,87234,4802,9.8,4,10,US,Low,NoDerivatives,,,1.5,19.7,11.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;IRR;TaxCost,Chat>In-Person>Phone>Email>App,false,22:00-06:30,69,70,59,51,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-03-12,Partial,v2.8.4,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A3454,Explorer,74218,412085,19848,14.5,2,10,US,Low,,NoFossilFuel,Crypto;PennyStocks,1.8,31.4,15.6,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;TaxCost,App>Chat>Phone,false,22:15-07:00,61,50,59,53,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-12-23,Success,v2.9.5,LimitOrderOnly;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3455,Preserver,76327,817956,39251,8.4,1,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.9,8.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Phone>App>In-Person>Email,true,21:15-07:45,70,149,73,71,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-03-28,Success,v1.8.3,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3456,Optimizer,58374,358802,40715,12.9,1,10,US,Low,,NoFossilFuel,PennyStocks,1.9,15.0,12.9,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD;TaxCost,Chat>Phone>Email>In-Person,true,22:00-06:30,75,63,84,72,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-03-30,Success,v2.8.5,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A3457,Optimizer,264633,5372642,128224,8.9,4,15,UK,Low,,,PennyStocks,1.6,22.5,10.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;IRR;Sharpe,App>Phone>Chat,true,23:30-07:00,74,77,70,60,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-03-14,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A3458,Preserver,44932,378373,51586,8.9,1,10,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,5.5,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Email>Chat>Phone>App>In-Person,true,23:15-07:00,77,155,74,75,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-08-29,Success,v1.9.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3459,Stabilizer,36454,168374,8244,5.5,2,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.7,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,Phone>App>Email>Chat,true,23:45-08:45,57,96,51,50,CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-09-21,Partial,v2.8.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3460,Stabilizer,103603,486011,34402,6.7,4,12,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.7,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,App>In-Person>Chat>Phone>Email,true,21:30-07:30,67,163,55,51,OpenBanking;Payroll,18,Human,Rebalance,2025-05-07,Partial,v1.8.8,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3461,Optimizer,137547,1341608,65856,8.5,1,12,US,High,NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks,1.8,18.7,13.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;Sharpe;IRR,In-Person>Phone>Email>Chat>App,true,19:15-08:00,62,76,61,54,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-11-11,Partial,v1.8.7,StopLossDisabled,Enforce tax budget and position caps
A3462,Stabilizer,57623,233146,28953,7.2,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.1,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>Email,true,20:30-08:00,68,141,70,70,OpenBanking;Payroll,10,None,Rebalance,2025-03-24,Partial,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3463,Preserver,214553,1930339,236751,8.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>App>Phone,true,20:15-07:30,83,179,77,76,Brokerage;OpenBanking,11,Human,AlertAcknowledge,2025-04-16,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3464,Optimizer,98994,1005006,40522,6.3,3,10,US,Low,NoIlliquids,,PennyStocks,1.5,15.2,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,TaxCost;MaxDD;IRR,App>Chat>Phone,true,23:00-08:45,65,64,66,62,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-10-03,Failed,v1.8.4,LimitOrderOnly,Enforce tax budget and position caps
A3465,Builder,62906,-54775,7904,10.4,2,10,US,Medium,NoDerivatives;NoIlliquids,,LeveragedETFs,1.8,22.1,11.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;MaxDD,Phone>App>Email>In-Person>Chat,true,21:00-06:15,52,150,40,40,OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-02-16,Success,v1.9.1,NoMargin,Prioritize liquidity and down payment savings
A3466,Optimizer,121513,900050,36126,9.8,2,15,DE,Medium,NoDerivatives;NoShortSelling,NoFossilFuel,PennyStocks;PrivateCredit,1.6,17.0,9.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;TaxCost;MaxDD,In-Person>Phone>Chat,true,22:15-06:15,67,90,53,45,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-12-01,Success,v1.9.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3467,Stabilizer,94581,393075,33322,6.3,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.1,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Phone>Email>In-Person>App,true,21:45-07:00,64,110,70,70,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-12-25,Success,v1.9.3,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3468,Preserver,130119,1216593,37516,6.8,2,15,AU,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.3,5.1,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,Phone>App>Email>In-Person>Chat,false,23:45-08:45,81,189,80,82,Brokerage;OpenBanking;Payroll,14,None,PlanUpdate,2025-01-31,Success,v1.8.4,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3469,Stabilizer,129597,523369,44578,7.7,3,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost,Email>Phone>In-Person>App,false,23:45-06:15,52,148,50,45,CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-06-21,Success,v2.10.5,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3470,Explorer,53615,-65111,2709,15.2,4,10,US,Low,,,PennyStocks;PrivateCredit,2.0,23.4,17.8,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,TaxCost;IRR;Sharpe,Chat>Email>Phone,true,22:15-08:00,66,87,60,55,OpenBanking,3,None,AlertAcknowledge,2025-05-28,Success,v1.9.2,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3471,Stabilizer,71735,220995,12186,4.5,3,10,AU,Low,NoDerivatives;AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,8.8,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,Phone>Email>In-Person>App,true,21:15-07:00,55,164,61,59,OpenBanking,17,None,AlertAcknowledge,2025-05-13,Success,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A3472,Explorer,57825,56754,6774,22.8,1,10,US,Medium,NoDerivatives,,Crypto;PennyStocks,1.6,33.2,17.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,IRR;MaxDD;TaxCost,Phone>Email>In-Person,true,22:15-08:15,58,63,58,53,OpenBanking,6,Human,AutoTransfer,2025-03-04,Success,v1.9.1,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A3473,Optimizer,62041,675396,20758,10.2,3,10,US,Low,,NoFossilFuel,PennyStocks,1.7,23.8,11.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;Sharpe;TaxCost,Email>Chat>Phone>In-Person>App,false,20:45-07:15,70,69,70,62,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-09-16,Success,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3474,Optimizer,102271,2061084,46736,10.3,1,12,US,Low,NoDerivatives;NoIlliquids,NoTobacco;ESGOnly,PennyStocks,1.8,21.9,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost,Phone>App>In-Person>Chat,true,20:15-06:30,76,76,80,71,Brokerage;CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-02-23,Partial,v2.9.8,NoPennyStocks,Enforce tax budget and position caps
A3475,Optimizer,142396,1666117,85866,7.9,3,15,UK,Low,NoDerivatives,,PennyStocks;PrivateCredit,1.9,22.0,12.5,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>In-Person>App,false,23:45-07:00,65,96,77,73,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-07-02,Success,v2.8.9,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3476,Optimizer,127681,859532,54421,7.4,4,15,UK,Low,AccreditedOnly,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,1.6,20.2,13.7,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,MaxDD;IRR,Chat>Phone>In-Person>Email,true,21:00-07:00,72,117,75,64,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-11-06,Failed,v2.9.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A3477,Builder,125823,224914,7659,11.8,3,12,US,Low,,NoTobacco,,1.6,19.7,9.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;MaxDD,In-Person>App>Phone>Email>Chat,true,23:15-08:45,57,146,64,58,CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-09-01,Failed,v2.8.2,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3478,Stabilizer,79494,387051,17044,6.6,1,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.5,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>Email>Phone,true,21:00-06:30,63,139,48,48,OpenBanking,12,None,Rebalance,2025-02-13,Success,v2.9.9,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A3479,Preserver,66420,873302,43337,5.6,3,10,US,Medium,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,11.3,6.7,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Chat>Phone>App,true,19:30-06:45,75,235,72,63,Brokerage;OpenBanking;Payroll,12,Human,AutoTransfer,2025-12-15,Partial,v1.8.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3480,Preserver,80320,482007,17125,7.7,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.4,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Email>Phone>Chat,true,23:15-06:30,77,129,82,84,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-07-06,Success,v1.10.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3481,Explorer,45826,189373,13361,14.8,3,10,US,Low,NoDerivatives;AccreditedOnly,ESGOnly,,1.9,21.0,14.3,Business:5y;Travel:2y,5,Directive,Shallow,IRR;Sharpe,Email>App>Phone,true,20:45-08:00,54,77,56,44,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-06-05,Success,v1.9.6,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3482,Preserver,77627,1101826,56292,5.9,2,10,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.9,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>In-Person,true,20:30-07:30,72,217,62,61,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-11-07,Partial,v2.8.1,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3483,Stabilizer,70465,279530,31898,5.1,4,10,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,5.1,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,In-Person>Phone>Chat>Email>App,false,21:15-07:00,58,132,68,63,OpenBanking,7,Human,Rebalance,2025-12-14,Success,v2.10.3,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3484,Preserver,133912,868146,111107,5.9,2,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,10.6,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>App>In-Person,false,21:00-08:45,81,158,80,84,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-12-09,Success,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3485,Builder,97613,226865,11204,10.6,4,10,US,Low,NoShortSelling;NoDerivatives,NoWeapons,,1.6,13.6,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;TaxCost;Sharpe,App>Phone>In-Person,true,21:30-06:45,60,101,51,44,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-01-25,Success,v2.9.6,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3486,Preserver,68514,300477,12999,5.5,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.9,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,In-Person>Phone>Email,true,20:45-06:30,69,198,72,74,Brokerage;OpenBanking,14,None,PlanUpdate,2025-08-24,Success,v1.10.1,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A3487,Optimizer,148779,836420,56359,10.4,3,15,UK,Medium,,,PennyStocks;PrivateCredit,1.9,21.2,10.3,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;TaxCost;IRR,App>In-Person>Email>Chat>Phone,true,22:15-06:30,67,65,68,63,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-06-29,Success,v2.9.2,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A3488,Builder,64168,178739,5624,7.6,3,10,US,Low,AccreditedOnly,NoTobacco;NoWeapons,,1.7,18.1,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,Sharpe;TaxCost,App>Phone>Email>In-Person>Chat,true,20:45-06:00,69,89,71,70,OpenBanking,7,Hybrid,AutoTransfer,2025-05-03,Success,v1.10.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3489,Builder,56497,116278,13413,11.2,2,10,US,Low,,,Crypto,1.6,16.9,9.2,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;MaxDD,App>Phone>Email>In-Person>Chat,false,19:45-07:00,63,130,59,50,OpenBanking;Payroll,19,Hybrid,Rebalance,2025-09-07,Success,v2.9.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3490,Stabilizer,55241,162062,22453,8.8,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,Email>In-Person>Chat>Phone>App,true,21:00-08:15,55,177,40,41,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-04-20,Success,v1.9.2,NoMargin,Keep expenses buffer ≥ 4 months
A3491,Preserver,73550,541090,56420,6.9,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe,App>Chat>Phone,false,19:45-07:30,77,129,83,76,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-12-24,Success,v2.8.9,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3492,Preserver,79799,346160,31712,3.4,4,10,AU,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,13.4,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,App>Phone>Email,true,21:30-07:00,65,206,53,50,Brokerage;OpenBanking;Payroll,4,None,AutoTransfer,2025-11-18,Success,v1.10.2,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A3493,Optimizer,203161,1332518,56680,10.8,1,12,US,Medium,NoShortSelling,,Crypto;PennyStocks,1.6,19.4,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,Sharpe;IRR,In-Person>Chat>Email,true,23:15-06:00,71,77,84,84,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-03-26,Success,v2.10.3,PauseWhenVIX>30,Enforce tax budget and position caps
A3494,Preserver,143800,1361270,107831,6.5,3,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Chat>App>Email>Phone,false,23:15-06:45,67,203,77,70,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-10-12,Success,v2.8.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3495,Preserver,137574,457238,41995,6.7,1,15,IN,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.0,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,Phone>App>Chat>Email>In-Person,true,20:30-07:00,68,142,54,52,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-12-15,Failed,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3496,Explorer,23774,106942,10028,12.9,3,10,US,Low,,,PennyStocks,2.1,27.1,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;TaxCost;IRR,Chat>In-Person>App,false,23:30-06:30,69,79,76,70,CreditBureau;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-12-26,Success,v2.10.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3497,Builder,115800,60047,1824,8.9,4,15,CA,Low,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs,1.4,22.4,7.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;IRR;Sharpe,In-Person>Phone>App,false,22:45-08:00,61,81,48,36,OpenBanking,14,None,Rebalance,2025-03-26,Failed,v1.8.8,NoIlliquids,Prioritize liquidity and down payment savings
A3498,Builder,75862,349847,13868,11.3,2,10,US,Low,NoDerivatives,NoFossilFuel,,1.5,22.2,10.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;TaxCost;Sharpe,Phone>App>In-Person>Email>Chat,true,21:15-07:00,71,118,78,74,CreditBureau;OpenBanking,18,Hybrid,PlanUpdate,2025-06-20,Success,v1.9.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3499,Explorer,97700,755350,22485,16.8,1,10,UK,High,NoShortSelling,,Crypto;PennyStocks,1.7,34.5,16.0,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;TaxCost,Phone>Email>Chat,true,20:30-06:00,47,52,49,42,OpenBanking,2,Human,AlertAcknowledge,2025-06-16,Success,v2.10.5,NoMargin,Allow small experimental sleeve ≤ 3%
A3500,Explorer,61263,444124,31116,19.5,2,10,DE,Low,AccreditedOnly,NoTobacco,PrivateCredit,1.7,30.5,14.3,Business:5y;Travel:2y,5,Concise,Medium,IRR;Sharpe,Email>App>Phone>Chat,false,19:15-06:30,67,62,71,62,OpenBanking,1,None,Rebalance,2025-05-09,Success,v1.8.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A3501,Stabilizer,79031,461782,17001,7.2,2,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,10.2,9.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Email>Chat,true,21:30-07:30,67,114,63,62,CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-04-03,Failed,v2.9.9,NoPennyStocks,Keep expenses buffer ≥ 4 months
A3502,Preserver,168352,1858046,192936,6.1,1,12,US,High,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.1,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>App>Email,true,21:45-08:15,75,205,81,76,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-06-14,Success,v2.9.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3503,Preserver,148062,1882303,84071,5.7,1,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,9.8,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost,Email>Phone>App,true,19:15-06:30,81,124,83,77,Brokerage;OpenBanking,10,Human,AutoTransfer,2025-05-04,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A3504,Builder,43599,83819,5184,9.4,2,10,US,Low,AccreditedOnly;NoShortSelling,,,1.7,18.7,8.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;Sharpe,App>Phone>In-Person>Email>Chat,true,22:30-06:00,66,142,69,67,OpenBanking,7,Hybrid,AlertAcknowledge,2025-05-10,Partial,v2.9.4,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A3505,Stabilizer,52374,239846,16602,7.1,1,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,10.7,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email>App>Phone,true,21:45-06:00,60,106,50,45,CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-02-15,Success,v1.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3506,Explorer,80983,818540,21796,16.1,4,10,CA,Medium,NoIlliquids,,PennyStocks,2.1,31.3,17.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,IRR;MaxDD;TaxCost,Chat>Email>App>In-Person>Phone,true,22:30-06:00,47,62,38,29,CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-06-28,Success,v1.8.6,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3507,Optimizer,133112,1620936,82300,10.1,2,12,US,Medium,AccreditedOnly;NoShortSelling,,PennyStocks,1.7,20.9,13.0,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;MaxDD,In-Person>Phone>App>Email,false,19:00-06:00,64,111,50,41,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-09-02,Success,v1.9.6,NoIlliquids,Enforce tax budget and position caps
A3508,Builder,44350,130748,6633,15.1,1,10,US,High,NoDerivatives,,PrivateCredit,1.5,15.0,8.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,TaxCost;Sharpe,In-Person>Email>Chat>App,true,22:15-07:15,63,139,71,59,OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-12-25,Partial,v2.9.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A3509,Builder,64463,249238,12585,15.4,1,10,DE,Low,,,Crypto;LeveragedETFs,1.7,24.3,7.1,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;IRR;Sharpe,Phone>Email>In-Person,true,22:45-06:30,57,93,42,42,OpenBanking,13,Hybrid,PlanUpdate,2025-07-04,Success,v1.9.4,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3510,Stabilizer,54928,263829,24289,4.4,4,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.6,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost,Phone>Email>App>Chat,true,23:15-07:00,66,126,69,65,OpenBanking,5,Hybrid,Rebalance,2025-10-20,Success,v1.8.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3511,Stabilizer,93454,239402,7951,9.1,2,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,15.0,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Email>Chat>In-Person>Phone,true,19:15-08:30,62,90,63,62,CreditBureau;OpenBanking,12,Human,PlanUpdate,2024-12-28,Success,v2.9.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3512,Optimizer,376002,6011728,296840,6.1,3,12,US,Low,AccreditedOnly;NoDerivatives,,LeveragedETFs;PennyStocks;PrivateCredit,1.8,18.0,12.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;IRR;MaxDD,Chat>Email>Phone>App,true,23:15-07:15,64,114,56,53,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-11-24,Success,v2.9.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A3513,Preserver,68660,697907,28703,3.7,4,10,US,Medium,NoIlliquids;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe,Email>Phone>App,true,23:45-07:00,74,157,61,57,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-05-08,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3514,Builder,80771,215525,8379,9.4,3,10,US,Low,,ESGOnly,,1.4,19.3,10.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>Phone>App>Chat,true,23:15-08:45,57,109,67,57,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-10-05,Success,v2.9.5,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3515,Stabilizer,87270,402217,18205,6.2,2,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,5.1,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Phone>Chat>App>Email>In-Person,true,22:15-08:00,54,140,43,44,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-01-13,Success,v1.9.1,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3516,Preserver,91102,627749,42735,8.9,1,10,UK,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.4,7.2,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>Phone,true,22:15-07:45,72,161,66,65,Brokerage;OpenBanking,14,None,Rebalance,2025-05-16,Partial,v1.10.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3517,Optimizer,99870,898194,53081,10.1,2,10,US,High,NoIlliquids,NoWeapons;NoFossilFuel,PennyStocks,1.9,20.5,10.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;TaxCost,In-Person>Phone>App,true,20:00-08:00,49,113,52,42,Brokerage;OpenBanking;Payroll,4,None,Rebalance,2025-07-02,Success,v2.10.6,NoIlliquids,Enforce tax budget and position caps
A3518,Preserver,85986,638395,51764,4.4,3,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,16.1,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Chat>Email>Phone,false,21:45-08:15,80,153,82,74,Brokerage;OpenBanking;Payroll,9,Human,AutoTransfer,2025-12-10,Success,v2.8.6,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3519,Optimizer,57993,791862,31630,9.0,3,10,US,Low,,,PennyStocks;PrivateCredit,1.7,17.6,11.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,IRR;Sharpe,Phone>Email>Chat>In-Person,true,23:00-08:00,63,113,59,56,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-04-28,Failed,v2.9.2,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3520,Builder,27203,72534,5271,13.3,2,10,US,Low,,ESGOnly;NoFossilFuel,,1.6,24.4,9.9,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;MaxDD;IRR,Chat>Phone>App>In-Person,true,23:15-06:00,67,86,54,46,CreditBureau;OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-12-08,Success,v2.9.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3521,Explorer,44893,483785,14424,20.4,1,10,US,Low,,,PennyStocks,2.1,25.0,15.5,Business:5y;Travel:2y,5,Educational,Deep,MaxDD;TaxCost,Chat>In-Person>App,true,19:00-07:15,69,56,73,73,CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-09-14,Partial,v1.9.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3522,Stabilizer,56753,115842,10863,6.0,3,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>App,true,21:00-06:15,57,162,51,44,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-08-26,Success,v2.9.1,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3523,Stabilizer,100059,313781,23021,8.4,1,12,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.3,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,App>Email>In-Person>Chat>Phone,true,20:30-06:15,56,163,60,65,OpenBanking,19,None,Rebalance,2025-06-12,Success,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3524,Preserver,63546,605191,27439,5.1,3,10,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,In-Person>Email>Chat,true,23:15-07:30,73,198,74,69,Brokerage;OpenBanking,5,None,AutoTransfer,2025-10-08,Partial,v2.10.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3525,Builder,52280,374737,8357,14.8,1,10,US,Low,,NoFossilFuel,PrivateCredit,1.6,14.6,8.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>Email>In-Person>App,true,20:30-06:00,73,105,78,70,OpenBanking,8,Hybrid,PlanUpdate,2025-08-06,Partial,v2.8.1,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A3526,Stabilizer,114743,520964,31433,6.6,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.6,6.8,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Email>Phone>Chat>In-Person>App,true,19:30-07:45,53,106,42,43,CreditBureau;OpenBanking;Payroll,10,None,AutoTransfer,2025-07-21,Partial,v2.10.4,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3527,Preserver,135714,554009,28610,7.5,1,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>App>Chat>In-Person>Phone,false,22:00-08:00,76,231,73,69,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-11-08,Failed,v2.9.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3528,Preserver,119525,670893,60023,5.8,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Email>In-Person>App,true,21:45-07:30,72,189,73,72,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-02-26,Partial,v1.8.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3529,Optimizer,209439,1999033,67655,8.5,2,12,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.6,17.9,10.7,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD,App>In-Person>Email,false,20:45-07:00,60,106,67,60,Brokerage;OpenBanking,2,None,AutoTransfer,2025-07-30,Partial,v1.8.2,LimitOrderOnly,Enforce tax budget and position caps
A3530,Stabilizer,223033,463236,18583,10.0,1,12,US,Low,NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>Email>Chat>Phone,false,22:45-07:00,67,123,59,62,OpenBanking;Payroll,20,None,AlertAcknowledge,2025-08-30,Success,v2.8.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3531,Optimizer,114678,828048,62433,10.3,1,12,US,Medium,,,PennyStocks,1.6,25.4,12.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;TaxCost;Sharpe,App>Phone>Chat>Email,true,23:00-06:00,69,91,67,61,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-04-25,Success,v1.10.6,StopLossDisabled,Enforce tax budget and position caps
A3532,Stabilizer,94496,211376,19078,7.9,1,10,US,Low,NoShortSelling;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe,In-Person>Email>Chat,true,22:45-08:30,59,131,48,46,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-06-03,Success,v2.9.1,NoMargin,Keep expenses buffer ≥ 4 months
A3533,Optimizer,113039,1427661,69233,10.1,2,12,US,Medium,,,Crypto;PennyStocks,1.7,26.5,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;Sharpe,App>Chat>In-Person,false,21:00-08:15,57,116,47,35,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-04-19,Success,v1.10.8,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A3534,Builder,60937,111740,14333,11.3,1,10,US,Low,NoShortSelling,,,1.8,14.3,8.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost;IRR,Phone>App>In-Person>Email,true,20:15-06:00,67,138,72,67,OpenBanking;Payroll,5,None,Rebalance,2025-10-15,Success,v2.9.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A3535,Preserver,68917,368617,22813,9.1,1,10,UK,Medium,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>Chat>App,true,22:00-07:45,74,144,84,86,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-02-02,Success,v2.10.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3536,Stabilizer,148823,430615,13637,7.2,1,15,IN,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,App>In-Person>Email>Phone,true,19:00-08:45,67,147,52,46,OpenBanking,9,Hybrid,PlanUpdate,2025-10-06,Partial,v2.8.8,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A3537,Builder,72176,102155,5565,11.8,3,10,US,Low,,,,1.8,14.4,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;IRR,Phone>Email>In-Person>App>Chat,true,21:30-07:15,73,120,58,54,OpenBanking,12,Human,Rebalance,2025-09-18,Success,v2.9.7,StopLossDisabled,Prioritize liquidity and down payment savings
A3538,Optimizer,259622,2547753,143001,8.8,4,12,US,Medium,AccreditedOnly,,PennyStocks,1.8,16.3,13.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,Sharpe;TaxCost;IRR,Chat>App>Email>Phone>In-Person,true,22:30-08:00,62,107,66,61,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-12-02,Success,v1.9.3,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3539,Stabilizer,85916,414258,22694,6.4,2,10,AU,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>App>In-Person>Email,true,21:15-08:00,49,177,36,35,OpenBanking;Payroll,20,Hybrid,Rebalance,2025-09-28,Failed,v2.8.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3540,Optimizer,78212,1338380,41672,9.8,1,10,SG,Medium,NoDerivatives;NoIlliquids,ESGOnly,Crypto;PennyStocks;PrivateCredit,1.5,15.7,9.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,IRR;TaxCost;Sharpe,Email>In-Person>App,true,23:45-06:00,60,89,54,52,Brokerage;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-11-21,Failed,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A3541,Explorer,66705,291339,12023,16.3,3,10,US,Low,,,Crypto;PennyStocks,1.6,24.9,17.5,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,IRR;MaxDD;Sharpe,Chat>Email>In-Person>Phone>App,false,23:00-06:00,60,63,49,40,CreditBureau;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-11-13,Partial,v1.9.6,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3542,Optimizer,166708,2133011,133830,9.1,2,12,US,Low,NoShortSelling;AccreditedOnly,ESGOnly;NoWeapons,PennyStocks,1.9,23.7,11.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;Sharpe;TaxCost,App>In-Person>Phone>Email>Chat,false,21:15-07:45,61,76,60,50,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-03-10,Success,v1.9.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A3543,Preserver,107716,1331763,120341,7.8,1,12,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD,Chat>App>Phone,false,23:00-06:30,72,199,67,70,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-05-01,Success,v2.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3544,Builder,29221,72825,3806,13.3,1,10,CA,Low,,,,1.4,16.9,11.2,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe;IRR,Email>Chat>Phone>In-Person,false,19:45-07:45,58,72,55,52,OpenBanking,7,None,AutoTransfer,2025-10-10,Partial,v2.9.3,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A3545,Preserver,99389,250093,11153,5.0,3,10,AU,Low,NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.9,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,App>Email>Phone,true,22:15-06:45,79,169,85,85,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-02-26,Success,v1.10.9,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3546,Optimizer,99331,447081,24759,10.7,2,10,US,Low,NoIlliquids;AccreditedOnly,NoTobacco,PennyStocks,1.5,24.0,11.7,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;MaxDD,In-Person>Phone>App>Chat>Email,true,22:45-06:15,62,119,72,71,Brokerage;OpenBanking;Payroll,1,Hybrid,PlanUpdate,2025-06-18,Success,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3547,Optimizer,98044,1931070,74122,8.4,3,10,US,Medium,,ESGOnly;NoFossilFuel,PennyStocks,1.7,25.7,11.3,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;IRR,Chat>App>In-Person,false,23:15-08:15,57,120,64,57,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-01-20,Success,v2.8.4,StopLossDisabled,Enforce tax budget and position caps
A3548,Builder,35735,131003,5908,11.1,4,10,US,Low,,,,1.7,12.9,8.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;MaxDD;Sharpe,In-Person>App>Phone,true,23:45-08:45,73,150,71,62,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-08-11,Success,v2.10.3,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A3549,Stabilizer,161671,1774273,107482,8.0,3,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,15.8,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Phone>In-Person,false,19:30-06:30,60,142,47,47,OpenBanking,12,Hybrid,AutoTransfer,2025-03-14,Success,v1.10.8,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3550,Optimizer,197153,2009176,120103,10.6,2,12,US,Low,NoIlliquids,NoTobacco,Crypto;PennyStocks,1.8,21.2,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost;IRR,Phone>In-Person>Email,true,20:30-06:15,63,75,62,52,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-03-11,Success,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A3551,Preserver,70909,653600,64449,4.5,2,10,AU,High,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.1,8.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost,App>In-Person>Email>Chat,true,20:00-07:45,72,215,82,85,Brokerage;OpenBanking,9,None,PlanUpdate,2025-05-07,Success,v1.8.1,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3552,Builder,59844,202397,15802,15.2,1,10,AU,Low,NoIlliquids;NoShortSelling,,LeveragedETFs,1.4,16.5,7.5,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,TaxCost;IRR,In-Person>Chat>Phone>App>Email,true,20:30-06:15,60,65,54,49,OpenBanking,8,None,AlertAcknowledge,2025-10-23,Partial,v2.10.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3553,Preserver,165501,616385,35168,5.3,3,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,5.2,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,In-Person>App>Chat,true,22:00-08:15,82,203,82,83,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-07-05,Success,v1.9.6,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3554,Preserver,51527,313294,23488,8.0,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,18.0,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Phone>In-Person>Email,false,20:15-08:15,68,139,53,44,Brokerage;OpenBanking,10,Hybrid,AlertAcknowledge,2025-02-14,Success,v2.9.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3555,Builder,134510,-20927,1000,8.0,3,12,US,Low,,,Crypto;PennyStocks,1.7,14.1,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD;Sharpe,Phone>Chat>In-Person>Email,false,19:00-06:30,66,76,56,47,OpenBanking,20,Hybrid,PlanUpdate,2025-02-08,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3556,Preserver,114145,580276,57396,7.3,2,12,US,Low,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>App,false,20:45-07:00,83,188,89,85,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-07-03,Success,v1.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3557,Optimizer,152903,2329300,63953,8.1,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.5,15.1,11.4,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;IRR;Sharpe,Email>Chat>Phone>In-Person>App,false,21:30-08:30,60,111,54,45,Brokerage;CreditBureau;OpenBanking,5,None,Rebalance,2025-09-04,Success,v1.10.5,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A3558,Optimizer,111274,1253510,63076,11.5,1,12,US,Low,NoDerivatives,,LeveragedETFs;PennyStocks,1.8,24.9,14.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;TaxCost,Phone>Chat>Email,true,20:00-07:45,60,111,61,59,Brokerage;OpenBanking,2,None,PlanUpdate,2025-09-27,Partial,v1.8.6,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3559,Preserver,117752,476308,19739,7.4,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.7,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>App>Chat,true,20:30-06:15,67,186,52,49,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-04-26,Failed,v2.8.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3560,Optimizer,320931,5125451,167474,10.8,2,12,US,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.8,24.6,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD;IRR,In-Person>Phone>App>Email,true,23:45-08:15,67,115,58,50,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-04-09,Failed,v2.10.9,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A3561,Stabilizer,76594,297487,35284,7.1,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,Email>Phone>In-Person,true,22:15-07:00,66,169,64,60,OpenBanking,20,None,PlanUpdate,2025-07-01,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3562,Preserver,75005,372526,24083,7.7,1,10,CA,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.3,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,App>Chat>In-Person>Phone>Email,true,19:30-08:00,80,125,71,64,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-05-17,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3563,Optimizer,92832,1214024,46027,11.0,1,10,UK,Low,,,PennyStocks,1.7,23.6,13.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;TaxCost;IRR,Chat>Email>App,true,20:30-08:30,65,60,57,51,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,Rebalance,2025-11-18,Success,v1.10.7,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3564,Builder,105867,222833,9895,8.8,3,12,US,Low,NoShortSelling,,Crypto;PennyStocks,1.5,24.1,7.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat>Phone>App,true,19:30-07:30,59,67,45,36,CreditBureau;OpenBanking;Payroll,18,None,AutoTransfer,2025-10-06,Success,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3565,Explorer,74995,295050,14661,14.3,2,10,US,Low,,,PennyStocks;PrivateCredit,1.8,26.5,14.9,Business:5y;Travel:2y,5,Directive,Medium,MaxDD;Sharpe;IRR,Email>Chat>App>In-Person>Phone,true,23:00-06:45,68,54,68,57,OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-07-31,Success,v1.8.7,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3566,Builder,73594,230166,10658,12.3,1,10,UK,Low,NoIlliquids,,,1.6,14.6,7.8,Home:3y;Retirement:30y,3,Directive,Deep,MaxDD;IRR,Chat>Phone>In-Person>App>Email,true,20:15-08:45,66,127,51,40,CreditBureau;OpenBanking;Payroll,20,Hybrid,AutoTransfer,2025-02-04,Success,v1.9.1,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A3567,Stabilizer,58072,229542,9689,4.3,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe,Phone>In-Person>Chat>Email,true,20:00-06:45,52,144,62,55,OpenBanking,5,None,PlanUpdate,2025-02-14,Partial,v1.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3568,Optimizer,244391,4914466,179902,6.4,4,15,AU,Medium,NoIlliquids;AccreditedOnly,NoWeapons;NoTobacco,PennyStocks,1.8,27.4,13.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;IRR;Sharpe,App>In-Person>Phone>Email,false,22:45-06:00,66,60,63,59,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-12-12,Partial,v2.10.8,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A3569,Explorer,70175,413324,22209,15.6,2,10,UK,Medium,NoShortSelling,NoTobacco;ESGOnly,PennyStocks,1.9,30.4,13.4,Business:5y;Travel:2y,5,Concise,Shallow,Sharpe;IRR;TaxCost,Phone>Email>In-Person>Chat,true,22:45-07:15,59,86,56,48,OpenBanking,4,None,AlertAcknowledge,2025-03-05,Success,v1.9.1,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3570,Builder,46023,144683,4483,12.5,1,10,US,Low,NoIlliquids,ESGOnly,LeveragedETFs;PrivateCredit,1.5,13.6,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>App>Phone>Chat,false,23:30-07:15,64,105,50,39,OpenBanking,18,Hybrid,AlertAcknowledge,2025-07-13,Success,v1.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A3571,Optimizer,50266,992639,29671,6.1,3,10,AU,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.5,25.9,10.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;Sharpe;MaxDD,App>Phone>Chat>In-Person>Email,true,20:45-07:45,60,82,51,45,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-02-10,Success,v1.10.2,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3572,Optimizer,65364,747685,33842,10.2,2,10,DE,Low,,NoWeapons;NoTobacco,PennyStocks,1.6,20.4,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,Sharpe;IRR;MaxDD,App>Email>Phone>Chat,true,22:00-06:30,72,60,77,68,Brokerage;OpenBanking,3,None,AutoTransfer,2025-08-24,Failed,v2.10.8,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A3573,Stabilizer,86785,253985,16961,6.0,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.2,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Email>App>In-Person>Chat,true,23:30-06:15,51,136,38,26,OpenBanking,16,Hybrid,PlanUpdate,2025-11-11,Success,v2.9.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3574,Preserver,69404,311538,42167,6.1,4,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,10.0,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Phone>Email>Chat,false,20:15-08:00,76,165,62,56,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-09-18,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3575,Builder,26530,47585,4205,10.9,2,10,US,Medium,NoShortSelling;NoIlliquids,,Crypto;PennyStocks,1.4,14.4,10.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;Sharpe;MaxDD,Email>In-Person>Chat>Phone,false,22:30-08:30,57,142,58,46,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-09-14,Partial,v2.10.9,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3576,Builder,45325,73726,5363,13.2,2,10,AU,High,NoIlliquids,,LeveragedETFs,1.5,12.5,10.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;MaxDD;TaxCost,Chat>Phone>Email>App>In-Person,false,22:30-08:00,54,135,54,46,OpenBanking,11,None,AlertAcknowledge,2025-11-24,Partial,v2.9.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A3577,Optimizer,111986,1027769,93533,6.9,4,15,AU,Medium,NoIlliquids;NoDerivatives,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.5,24.0,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,Sharpe;IRR;MaxDD,App>In-Person>Chat,false,23:45-06:30,67,69,75,70,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-01-07,Success,v2.8.2,LimitOrderOnly,Enforce tax budget and position caps
A3578,Builder,86377,571282,9909,11.1,2,10,US,Low,NoIlliquids;NoShortSelling,,Crypto,1.4,24.8,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,TaxCost;IRR;Sharpe,App>Chat>Phone>Email>In-Person,true,19:30-06:45,62,78,49,45,CreditBureau;OpenBanking,15,Hybrid,AutoTransfer,2025-02-24,Success,v1.9.2,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A3579,Preserver,35845,124719,7737,4.7,4,10,AU,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,16.5,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Email,true,23:45-07:00,70,133,58,61,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-06-04,Success,v1.8.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3580,Optimizer,117543,677261,30502,12.9,1,12,US,Low,,,PennyStocks,1.5,24.8,13.6,Wealth:10y;Estate:20y,10,Directive,Shallow,TaxCost;MaxDD,Phone>Email>App>Chat>In-Person,true,22:45-06:45,71,97,87,78,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-09-02,Success,v1.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A3581,Preserver,141494,1223502,97851,3.7,4,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.1,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD,Phone>In-Person>Chat,false,20:00-08:15,78,200,66,64,Brokerage;CreditBureau;OpenBanking,8,None,PlanUpdate,2025-10-08,Success,v1.10.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A3582,Optimizer,78130,1295465,26249,10.8,1,10,US,Low,,,Crypto;PennyStocks,1.8,24.2,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Chat>App,false,19:00-08:00,61,91,48,40,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-01-24,Partial,v2.10.7,PauseWhenVIX>30,Enforce tax budget and position caps
A3583,Builder,51040,186990,6717,15.1,1,10,US,Medium,NoIlliquids,,,1.6,19.7,11.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,TaxCost;Sharpe,Chat>In-Person>Email,false,21:30-08:45,65,60,59,51,CreditBureau;OpenBanking,10,None,AutoTransfer,2025-02-10,Success,v1.8.1,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3584,Builder,72431,233378,11755,9.9,3,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.4,17.9,8.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>App>Email>Chat,false,22:45-08:15,67,116,75,71,OpenBanking;Payroll,19,Hybrid,Rebalance,2025-05-26,Success,v2.9.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3585,Optimizer,73412,1119440,54826,7.3,3,10,US,Low,AccreditedOnly,,PennyStocks,1.8,21.9,9.8,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;IRR,Chat>In-Person>Phone,false,19:45-08:15,60,65,74,72,Brokerage;CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-09-08,Success,v1.9.3,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A3586,Preserver,68469,495379,33541,6.9,1,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,Phone>App>Chat>In-Person>Email,true,21:00-07:00,63,190,67,71,Brokerage;OpenBanking;Payroll,14,Human,Rebalance,2025-05-02,Partial,v1.10.4,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A3587,Builder,62799,109834,13189,12.6,4,10,US,Low,NoIlliquids,,LeveragedETFs;PrivateCredit,1.6,14.9,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;TaxCost;IRR,Chat>App>Phone,false,21:00-06:15,62,93,70,65,OpenBanking,8,None,Rebalance,2025-03-25,Success,v1.8.1,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A3588,Builder,71656,162572,8485,12.0,1,10,UK,Low,,NoFossilFuel;ESGOnly,LeveragedETFs;PrivateCredit,1.4,23.4,9.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;TaxCost,In-Person>App>Phone,false,20:15-07:15,70,101,73,64,OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-12-13,Partial,v2.8.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3589,Optimizer,160721,1582427,55513,10.3,2,12,US,Low,NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,1.8,16.0,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,TaxCost;MaxDD,App>Chat>Phone>Email,true,21:00-06:45,74,110,77,68,Brokerage;CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-01-10,Success,v2.8.3,StopLossDisabled,Enforce tax budget and position caps
A3590,Preserver,99357,666336,62193,6.7,1,10,AU,Medium,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,7.4,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe,In-Person>Chat>Phone>Email,false,23:30-06:30,63,182,51,45,Brokerage;OpenBanking;Payroll,4,None,PlanUpdate,2025-06-23,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3591,Builder,66251,206046,8105,11.0,3,10,US,Low,NoIlliquids;NoShortSelling,,Crypto,1.4,20.5,7.6,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;TaxCost;IRR,Phone>App>Email>Chat,true,22:30-07:30,71,118,56,48,OpenBanking,14,None,Rebalance,2025-11-09,Success,v2.8.9,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3592,Builder,74029,253348,19333,9.2,3,10,AU,Low,,NoTobacco;NoWeapons,PennyStocks,1.6,14.3,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;IRR,Phone>In-Person>Email,false,22:15-07:00,61,63,53,48,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-01-01,Success,v2.8.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3593,Optimizer,77886,1205161,35802,5.0,4,10,US,Low,,NoTobacco,PennyStocks,1.7,19.5,11.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>App>Email>Chat,true,19:15-07:00,63,77,72,68,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-01-26,Success,v2.9.1,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A3594,Preserver,42658,173822,24170,7.4,2,10,UK,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,13.0,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Email>App>Phone>Chat>In-Person,true,20:15-07:45,68,207,65,65,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-03-04,Success,v1.10.4,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3595,Preserver,68823,690848,50026,5.7,1,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Phone>Chat>Email,true,20:00-08:30,71,199,65,57,Brokerage;OpenBanking;Payroll,11,Human,AutoTransfer,2025-10-28,Success,v1.10.7,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3596,Preserver,81255,1056788,37675,6.0,1,10,AU,Low,NoIlliquids;NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.0,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Email>Chat>Phone,false,22:15-07:00,72,182,78,74,Brokerage;OpenBanking;Payroll,12,Human,PlanUpdate,2025-06-09,Success,v2.8.4,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3597,Builder,45784,148009,9460,8.6,4,10,DE,Low,AccreditedOnly;NoIlliquids,NoTobacco;NoFossilFuel,,1.4,20.1,12.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,Sharpe;TaxCost;MaxDD,App>Chat>Email>In-Person>Phone,false,21:15-06:45,68,90,58,58,CreditBureau;OpenBanking;Payroll,16,Human,AlertAcknowledge,2025-02-23,Success,v1.8.9,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A3598,Optimizer,68253,471786,54551,8.4,1,10,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.8,23.9,13.2,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;TaxCost,In-Person>Chat>Email,true,19:15-07:45,75,105,86,74,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-02-06,Partial,v2.9.5,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A3599,Builder,106741,301422,23158,11.7,3,12,US,Low,,,PrivateCredit,1.4,18.8,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;TaxCost;Sharpe,Chat>Email>Phone>App>In-Person,false,21:30-06:45,64,113,71,64,OpenBanking;Payroll,6,None,AlertAcknowledge,2025-07-13,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3600,Preserver,70797,588298,44186,7.1,2,10,US,Low,NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe,Chat>In-Person>App,false,22:00-07:15,68,229,74,75,Brokerage;OpenBanking,14,Human,AutoTransfer,2025-06-01,Failed,v2.8.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3601,Stabilizer,62672,134331,14344,8.5,3,10,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.6,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person,true,20:00-06:45,61,117,67,60,CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-04-27,Failed,v1.8.9,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A3602,Preserver,124257,543331,80054,7.1,1,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,10.6,5.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>Phone>App,true,23:15-08:30,69,222,55,49,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-04-13,Partial,v2.8.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3603,Preserver,117681,1262246,123153,6.0,1,15,AU,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,15.2,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,Chat>Email>In-Person>App,false,23:45-08:00,70,147,71,66,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-01-03,Success,v1.10.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A3604,Builder,47683,-21072,2049,11.7,2,10,US,Medium,NoShortSelling,NoWeapons;NoFossilFuel,,1.8,20.2,9.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;MaxDD,Email>In-Person>App>Phone>Chat,true,19:45-08:00,53,74,47,38,OpenBanking,19,Human,AlertAcknowledge,2025-01-15,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3605,Preserver,69188,566413,44620,5.6,3,10,CA,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.1,6.6,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD,Chat>Email>App>In-Person>Phone,false,21:30-07:00,67,165,62,56,Brokerage;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-06-19,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3606,Builder,64202,146662,6272,9.7,1,10,US,Medium,NoIlliquids;AccreditedOnly,NoWeapons,,1.8,16.7,9.6,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,IRR;Sharpe,Chat>In-Person>Phone,true,22:30-08:15,50,100,50,48,OpenBanking,10,None,AlertAcknowledge,2025-03-29,Success,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A3607,Optimizer,85270,459106,19065,9.5,4,10,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.5,17.9,12.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>Email>App>In-Person,false,19:00-08:45,73,64,84,78,Brokerage;OpenBanking;Payroll,3,Human,Rebalance,2025-12-05,Success,v2.9.2,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A3608,Stabilizer,69218,384264,36649,7.7,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.2,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,In-Person>App>Phone>Email>Chat,true,21:00-06:00,64,94,59,53,OpenBanking,12,Human,Rebalance,2025-10-13,Success,v2.8.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3609,Builder,44902,40761,1883,10.3,1,10,US,Medium,NoDerivatives;AccreditedOnly,ESGOnly;NoTobacco,,1.7,14.8,12.0,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,MaxDD;Sharpe;IRR,Chat>Email>In-Person,true,22:45-08:45,67,140,66,56,CreditBureau;OpenBanking;Payroll,17,None,AlertAcknowledge,2025-10-25,Success,v2.8.3,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A3610,Preserver,116578,916742,75540,4.1,3,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.7,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>App>Phone>In-Person,false,19:45-06:30,76,176,65,56,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-07-20,Partial,v2.10.3,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3611,Explorer,35034,198361,6936,18.1,3,10,UK,High,,ESGOnly;NoFossilFuel,,1.9,20.9,13.1,Business:5y;Travel:2y,5,Directive,Deep,TaxCost;Sharpe,App>Email>Chat>Phone,false,21:30-07:45,46,62,34,33,OpenBanking;Payroll,4,None,Rebalance,2025-06-12,Failed,v1.9.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3612,Explorer,60109,214305,19591,16.7,4,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly;NoFossilFuel,PennyStocks,2.0,27.6,17.2,Business:5y;Travel:2y;Education:6y,5,Directive,Deep,MaxDD;IRR,App>Chat>In-Person>Phone>Email,true,22:45-07:15,62,68,60,49,CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-10-11,Partial,v1.9.8,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3613,Preserver,110920,640628,83040,6.4,3,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,12.1,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,Email>Phone>Chat>In-Person>App,true,22:15-06:15,68,131,67,66,Brokerage;OpenBanking,14,Human,Rebalance,2025-05-10,Success,v1.9.6,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3614,Optimizer,139582,615105,23201,7.1,4,15,UK,Low,,,PennyStocks,1.8,18.7,12.7,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,IRR;TaxCost;MaxDD,App>In-Person>Chat>Email>Phone,true,21:45-06:45,71,94,85,78,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-09-11,Success,v1.9.2,LimitOrderOnly,Enforce tax budget and position caps
A3615,Builder,196422,356383,30784,11.0,4,15,AU,Medium,AccreditedOnly,,,1.6,22.0,9.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;MaxDD,Phone>App>Chat,true,19:00-06:30,64,118,62,60,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-08-09,Success,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3616,Stabilizer,66414,339442,23810,7.0,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.2,7.5,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD,Chat>Email>In-Person>Phone,true,23:45-07:30,64,111,57,56,OpenBanking;Payroll,18,None,PlanUpdate,2025-07-16,Success,v1.9.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3617,Preserver,104574,667947,48124,3.9,4,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.9,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Phone>In-Person>App>Chat,false,19:15-08:00,77,184,65,59,Brokerage;OpenBanking,8,Hybrid,AlertAcknowledge,2025-03-08,Success,v2.9.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3618,Builder,63457,128273,5880,12.9,2,10,US,Low,,,Crypto,1.6,13.6,10.3,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR,Email>Phone>In-Person>Chat,true,20:30-06:00,73,92,82,73,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-09-10,Success,v2.8.4,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A3619,Stabilizer,162784,632892,61873,4.4,4,15,CA,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.3,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,In-Person>Phone>Email>App,true,23:45-08:30,65,143,74,72,OpenBanking,10,None,AlertAcknowledge,2025-06-22,Success,v2.10.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3620,Stabilizer,111646,535915,39829,7.0,2,12,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,App>Chat>Email>Phone>In-Person,true,22:45-08:45,62,153,65,60,OpenBanking;Payroll,7,None,AlertAcknowledge,2024-12-31,Partial,v1.10.7,NoMargin,Keep expenses buffer ≥ 4 months
A3621,Builder,157812,7830,1000,13.6,2,12,US,Medium,,NoTobacco,Crypto;PrivateCredit,1.7,21.3,10.0,Home:3y;Retirement:30y,3,Concise,Medium,IRR;TaxCost;MaxDD,In-Person>App>Email,false,23:15-07:00,56,60,41,38,CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-09-15,Success,v2.9.5,StopLossDisabled,Prioritize liquidity and down payment savings
A3622,Preserver,78420,598424,61186,4.4,3,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,9.2,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Phone>Email>In-Person>Chat,true,19:45-08:00,76,163,66,60,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-02-05,Success,v1.8.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A3623,Builder,71283,191409,7807,11.8,4,10,US,Medium,AccreditedOnly;NoShortSelling,NoWeapons;NoTobacco,PrivateCredit,1.6,12.4,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,IRR;TaxCost,Email>In-Person>App>Chat,true,19:00-06:30,60,69,62,55,OpenBanking;Payroll,12,None,AlertAcknowledge,2025-03-07,Partial,v2.8.3,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3624,Optimizer,123700,1123869,56904,9.3,4,12,US,High,,ESGOnly;NoTobacco,PennyStocks,1.8,16.5,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe;IRR,Chat>In-Person>Email>Phone>App,false,21:00-08:00,60,87,50,46,Brokerage;OpenBanking;Payroll,1,None,AutoTransfer,2024-12-28,Success,v1.9.1,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A3625,Explorer,39410,402478,14410,20.9,2,10,US,Medium,NoShortSelling;AccreditedOnly,,LeveragedETFs;PennyStocks,1.7,34.9,15.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,MaxDD;TaxCost;IRR,In-Person>App>Phone>Email>Chat,true,19:30-08:30,51,51,56,51,OpenBanking,3,None,AlertAcknowledge,2025-05-06,Success,v2.9.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A3626,Builder,77246,49852,3222,12.0,2,10,US,Low,NoIlliquids,NoFossilFuel,,1.7,18.1,11.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;MaxDD;IRR,Email>App>Phone>In-Person,true,21:15-06:00,62,99,66,60,OpenBanking;Payroll,12,None,AutoTransfer,2025-01-06,Success,v2.9.2,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3627,Optimizer,73555,838272,27425,8.1,1,10,US,Low,NoDerivatives,,PennyStocks,1.5,23.2,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;IRR;Sharpe,Chat>Phone>App,true,19:30-08:30,62,83,56,54,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-10-30,Success,v1.9.7,NoPennyStocks,Enforce tax budget and position caps
A3628,Preserver,150478,678366,37844,5.0,3,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,13.6,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>App>Chat,true,22:45-06:45,69,121,75,75,Brokerage;CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-11-07,Success,v1.9.4,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3629,Explorer,60228,180496,9046,21.9,1,10,US,High,NoDerivatives;NoShortSelling,,PrivateCredit,1.7,25.3,14.5,Business:5y;Travel:2y,5,Directive,Medium,IRR;MaxDD;Sharpe,Chat>Phone>App,false,23:45-08:30,52,59,50,39,CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-09-15,Success,v2.10.6,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3630,Builder,33378,71821,6414,12.0,2,10,US,Low,,,LeveragedETFs,1.6,13.9,11.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;TaxCost,Chat>In-Person>App,true,19:00-08:00,68,70,53,53,OpenBanking,10,None,Rebalance,2025-01-15,Success,v2.8.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A3631,Optimizer,91138,621763,56702,8.0,3,10,US,Low,NoDerivatives;NoIlliquids,NoWeapons,PennyStocks,1.5,25.7,11.0,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;IRR;Sharpe,App>Phone>Email,true,20:30-08:45,63,62,70,63,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-03-06,Success,v2.8.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A3632,Preserver,100589,944089,56881,5.8,2,12,US,High,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,13.8,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,Email>In-Person>Phone,true,19:45-08:00,66,171,56,59,Brokerage;OpenBanking,13,None,AutoTransfer,2025-11-07,Partial,v2.8.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3633,Preserver,198480,1024127,110106,4.0,4,12,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Email>In-Person>Chat,true,19:45-08:00,80,121,87,90,Brokerage;CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-02-21,Success,v2.9.3,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A3634,Explorer,97772,506860,18806,19.4,2,10,CA,Medium,NoIlliquids,,Crypto,1.6,21.1,12.9,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,MaxDD;TaxCost,App>Phone>In-Person>Chat>Email,true,22:00-07:15,56,79,63,57,OpenBanking,3,None,AutoTransfer,2025-12-10,Success,v2.8.8,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3635,Explorer,68988,553514,12772,14.3,4,10,US,Low,,ESGOnly,PennyStocks,2.0,32.2,12.2,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>App>Chat>Email,false,20:00-08:00,61,76,65,59,OpenBanking;Payroll,7,None,AutoTransfer,2025-06-08,Partial,v2.8.3,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A3636,Explorer,98150,444168,32069,19.9,2,10,US,Low,AccreditedOnly,,LeveragedETFs;PennyStocks,2.0,26.8,16.1,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,TaxCost;MaxDD,Email>In-Person>Chat,true,21:15-08:45,68,72,83,73,OpenBanking,6,Human,PlanUpdate,2025-10-04,Success,v2.8.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3637,Optimizer,131387,1399606,97423,9.7,2,12,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel,PennyStocks;PrivateCredit,1.5,24.0,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;TaxCost,Phone>Chat>In-Person,true,21:45-08:15,67,107,76,76,Brokerage;OpenBanking,2,Human,AlertAcknowledge,2025-09-22,Success,v1.10.2,LimitOrderOnly,Enforce tax budget and position caps
A3638,Preserver,69151,293154,30975,4.8,3,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.6,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>Email>Chat>In-Person,true,23:45-06:00,75,201,81,79,Brokerage;CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-09-04,Success,v2.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3639,Stabilizer,86983,268682,14390,8.7,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,In-Person>App>Phone>Chat,false,19:45-08:00,56,129,43,44,OpenBanking;Payroll,9,None,Rebalance,2025-10-25,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3640,Preserver,139263,1589360,97470,6.0,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.2,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>App>Email>In-Person,true,22:30-07:00,65,197,69,64,Brokerage;OpenBanking,14,None,PlanUpdate,2025-02-13,Success,v1.8.1,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3641,Optimizer,554253,2149141,251334,8.9,3,12,US,Medium,,,Crypto;PennyStocks,1.5,20.2,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;TaxCost;IRR,In-Person>Email>Phone,true,21:45-08:45,62,85,50,44,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-06-15,Partial,v2.9.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3642,Preserver,111148,963247,74871,4.3,4,12,US,Low,NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.2,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Phone>App>Chat,true,22:00-07:00,81,156,83,82,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-06-29,Success,v2.8.7,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3643,Preserver,81410,1280532,108856,7.8,1,10,US,High,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost,App>Email>Phone>In-Person,true,19:30-06:45,70,236,55,48,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-02-17,Partial,v1.10.9,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3644,Builder,100594,352537,19656,11.5,1,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs,1.8,14.3,8.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,MaxDD;IRR,Email>App>Chat>Phone,true,23:00-08:45,57,104,52,43,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-11-04,Partial,v1.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3645,Stabilizer,97707,223027,7240,7.5,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.0,5.6,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>App>Email>Phone>In-Person,true,20:45-06:00,52,147,56,50,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-12-13,Success,v1.9.8,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3646,Explorer,134803,709089,29195,19.6,3,15,UK,Medium,,NoWeapons,LeveragedETFs;PrivateCredit,2.2,26.5,13.9,Business:5y;Travel:2y,5,Directive,Deep,TaxCost;Sharpe,In-Person>Chat>Phone>Email,true,21:15-06:15,56,59,67,55,CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-11-21,Failed,v2.9.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3647,Preserver,133271,2175250,103675,6.8,2,15,UK,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,15.0,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,Chat>App>Phone>In-Person>Email,false,22:30-08:00,69,125,61,54,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-01-03,Success,v1.8.8,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3648,Builder,30660,82094,8034,12.4,1,10,US,Low,,,Crypto,1.6,16.4,11.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,App>Phone>Email>Chat,true,21:30-07:45,71,66,63,58,OpenBanking,20,None,Rebalance,2025-09-15,Success,v2.8.5,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A3649,Optimizer,116960,1080284,94494,10.2,3,12,US,Low,,,PennyStocks,1.6,25.4,12.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;TaxCost,In-Person>Phone>App>Email,true,19:15-08:45,75,71,72,62,Brokerage;OpenBanking,6,Human,Rebalance,2025-11-25,Success,v2.9.6,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3650,Builder,118167,364979,16685,12.3,1,12,US,Medium,AccreditedOnly,NoFossilFuel,PennyStocks;PrivateCredit,1.8,16.4,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Email,true,22:00-08:00,65,126,68,61,OpenBanking,11,Human,AlertAcknowledge,2025-06-13,Success,v1.10.5,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3651,Optimizer,283479,2470083,143808,7.2,4,15,SG,Low,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.8,16.1,11.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,IRR;TaxCost;MaxDD,In-Person>App>Email>Phone,true,19:45-07:15,66,100,78,67,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-02-11,Success,v1.9.9,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A3652,Optimizer,79565,381208,17738,9.0,2,10,US,Low,,,PennyStocks,1.5,17.3,10.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,IRR;MaxDD;Sharpe,Chat>Email>App>Phone,false,20:30-06:15,61,72,70,70,Brokerage;OpenBanking;Payroll,1,Hybrid,PlanUpdate,2025-02-23,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A3653,Preserver,90543,1012859,74653,4.2,4,10,AU,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,Email>In-Person>Chat>App>Phone,false,23:30-06:15,82,165,68,63,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-01-10,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A3654,Preserver,128292,484510,33675,5.5,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD,App>Email>Phone>In-Person>Chat,true,22:45-06:45,75,173,72,63,Brokerage;CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-06-14,Success,v1.9.9,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3655,Builder,55049,75118,7160,7.5,3,10,US,Low,NoDerivatives;NoShortSelling,,,1.6,17.3,11.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,Sharpe;TaxCost,Chat>Phone>In-Person>Email,false,19:30-07:30,62,87,67,59,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-12-14,Partial,v2.10.7,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3656,Optimizer,106018,656897,50590,5.9,4,12,US,Medium,,,PennyStocks,1.6,19.2,12.8,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;Sharpe;TaxCost,Email>In-Person>App,true,21:45-06:30,62,116,68,66,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-11-13,Success,v1.10.6,StopLossDisabled,Enforce tax budget and position caps
A3657,Optimizer,190057,3499157,117256,8.9,2,15,CA,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.9,21.4,9.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,MaxDD;IRR,Email>Phone>In-Person,false,21:15-07:45,69,60,72,64,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-03-23,Success,v1.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A3658,Optimizer,200198,3425049,134211,9.6,1,12,US,Low,,,PennyStocks,1.7,27.6,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,IRR;MaxDD;TaxCost,Phone>Email>Chat>In-Person>App,false,23:15-07:15,65,120,67,67,Brokerage;OpenBanking,2,Human,AutoTransfer,2025-06-16,Partial,v1.8.1,NoMargin,Enforce tax budget and position caps
A3659,Optimizer,213429,1482832,143429,5.8,4,12,US,Low,,NoFossilFuel;ESGOnly,Crypto;PennyStocks;PrivateCredit,1.7,15.1,12.1,Wealth:10y;Estate:20y,10,Concise,Deep,Sharpe;IRR;TaxCost,Chat>Phone>In-Person>App>Email,true,23:45-08:30,66,91,68,60,Brokerage;OpenBanking,2,Human,AutoTransfer,2025-02-13,Success,v1.8.7,StopLossDisabled,Enforce tax budget and position caps
A3660,Preserver,120802,669052,93452,6.6,3,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,12.8,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD,Chat>In-Person>App>Email>Phone,false,19:45-06:00,67,139,57,59,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-07-13,Success,v1.9.1,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3661,Optimizer,72789,397285,15454,7.0,4,10,US,Medium,NoDerivatives;NoIlliquids,NoWeapons,LeveragedETFs;PennyStocks,1.5,24.0,13.7,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;Sharpe;IRR,App>Phone>In-Person>Chat>Email,false,20:30-06:30,67,68,61,57,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-07-25,Failed,v2.9.1,LimitOrderOnly,Enforce tax budget and position caps
A3662,Stabilizer,69036,153074,14917,9.9,1,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Email,true,20:30-06:15,56,157,65,62,CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-08-24,Success,v1.8.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A3663,Optimizer,73670,640167,41215,7.8,2,10,SG,Low,NoShortSelling,NoFossilFuel;NoWeapons,PennyStocks,1.7,25.1,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,TaxCost;Sharpe,In-Person>App>Phone,false,23:45-06:00,67,107,57,49,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-12-23,Partial,v2.10.8,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A3664,Builder,52648,139687,13935,9.6,3,10,US,Medium,AccreditedOnly;NoShortSelling,NoWeapons,PennyStocks,1.5,23.2,10.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;TaxCost,Chat>Phone>App>Email>In-Person,true,20:00-07:30,63,116,67,55,OpenBanking,18,Hybrid,Rebalance,2025-09-24,Success,v1.10.1,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A3665,Builder,85720,342725,11699,10.0,3,10,US,Low,NoDerivatives,ESGOnly;NoTobacco,Crypto;PennyStocks,1.7,16.9,7.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>App>Email,false,23:15-07:15,57,115,43,42,CreditBureau;OpenBanking;Payroll,10,None,AlertAcknowledge,2025-09-20,Success,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A3666,Stabilizer,78407,291409,15241,6.4,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,App>Email>In-Person,true,22:45-08:30,55,90,43,46,OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-03-08,Failed,v1.9.5,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3667,Preserver,238951,858883,36145,3.6,4,12,US,Low,AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,In-Person>Email>Chat>App,true,20:15-06:00,74,166,71,66,Brokerage;OpenBanking,11,Hybrid,Rebalance,2025-10-04,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3668,Optimizer,137556,889487,84978,8.1,2,12,US,Low,AccreditedOnly;NoDerivatives,NoWeapons,PennyStocks;PrivateCredit,1.5,26.1,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>App>In-Person,true,20:30-07:30,60,117,68,57,Brokerage;OpenBanking,3,Human,Rebalance,2025-03-08,Failed,v2.8.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A3669,Optimizer,147936,2048021,73474,11.8,1,12,US,Low,,,PennyStocks;PrivateCredit,1.7,26.1,9.5,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>In-Person,true,19:30-07:45,73,86,69,59,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-10-05,Success,v2.9.6,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A3670,Preserver,97632,1748076,44336,5.0,4,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>App>Chat>In-Person,true,19:30-08:30,75,177,71,63,Brokerage;OpenBanking,12,None,AlertAcknowledge,2025-03-01,Partial,v1.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3671,Builder,93627,250575,15542,10.9,2,10,AU,Low,NoIlliquids,NoWeapons;NoTobacco,LeveragedETFs;PrivateCredit,1.4,24.7,9.8,Home:3y;Retirement:30y,3,Concise,Medium,IRR;MaxDD;Sharpe,Chat>Email>In-Person,true,21:00-07:00,68,116,54,47,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-11-25,Success,v2.8.8,NoPennyStocks,Prioritize liquidity and down payment savings
A3672,Preserver,192245,2383486,96770,7.2,2,15,SG,Low,NoShortSelling;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;MaxDD,Chat>Phone>In-Person,true,21:30-08:30,77,213,63,61,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-10-04,Partial,v1.8.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3673,Preserver,105649,1681428,58793,4.8,3,15,DE,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,13.7,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD,Chat>Email>In-Person>App>Phone,true,20:30-06:30,74,150,60,58,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-11-02,Success,v2.8.4,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3674,Stabilizer,138709,278270,23643,4.7,4,15,DE,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD,Chat>Email>Phone>App,true,20:15-08:00,57,161,62,53,CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-12-01,Success,v1.10.2,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3675,Explorer,63309,130484,10203,13.8,2,10,US,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.7,29.6,12.5,Business:5y;Travel:2y,5,Concise,Medium,Sharpe;TaxCost,Chat>App>Email>In-Person>Phone,true,21:30-07:00,58,74,62,55,CreditBureau;OpenBanking,4,None,PlanUpdate,2025-08-15,Success,v1.9.6,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3676,Preserver,151860,1406622,146196,6.8,1,12,US,Medium,NoShortSelling;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.5,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>Email,false,23:15-06:00,70,207,80,68,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-08-14,Failed,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3677,Builder,63869,79670,3595,8.4,4,10,US,Medium,,NoTobacco,LeveragedETFs;PennyStocks,1.4,21.9,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,TaxCost;IRR;Sharpe,Chat>Email>Phone>App>In-Person,false,19:15-07:30,57,60,56,56,OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-02-27,Success,v2.9.8,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A3678,Builder,63171,280558,7919,12.1,3,10,US,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs,1.8,20.4,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost,Phone>App>Email>In-Person>Chat,true,22:45-07:45,60,87,58,57,CreditBureau;OpenBanking;Payroll,20,Human,AutoTransfer,2025-03-20,Success,v2.10.5,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A3679,Optimizer,43864,255240,21456,9.3,1,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.6,17.2,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,MaxDD;TaxCost;Sharpe,App>Chat>Phone,false,21:15-07:30,71,62,79,67,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-07-05,Success,v2.10.3,NoIlliquids,Enforce tax budget and position caps
A3680,Builder,29425,93397,6173,9.2,4,10,US,Medium,NoDerivatives;NoIlliquids,NoTobacco;NoFossilFuel,,1.6,16.7,7.6,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;MaxDD,Chat>Phone>App>In-Person>Email,true,23:30-08:00,60,144,51,45,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-03-07,Success,v1.10.4,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3681,Explorer,62660,199928,21996,17.6,3,10,SG,Medium,,,LeveragedETFs,2.1,29.1,12.4,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,TaxCost;Sharpe,Phone>Email>App>In-Person,true,21:30-08:45,55,53,61,54,CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-03-26,Success,v2.8.6,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3682,Stabilizer,100354,210595,20029,3.9,4,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Phone>Email>Chat,false,20:15-06:00,62,115,59,53,OpenBanking,8,None,PlanUpdate,2025-10-07,Success,v2.8.8,NoMargin,Keep expenses buffer ≥ 4 months
A3683,Stabilizer,71827,236984,22426,5.5,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,7.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Email>Phone>App,false,20:30-06:00,53,139,40,39,OpenBanking,20,None,AutoTransfer,2025-03-30,Success,v1.9.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3684,Explorer,45265,121016,9243,17.6,2,10,US,High,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs,1.7,33.8,16.6,Business:5y;Travel:2y,5,Collaborative,Deep,IRR;TaxCost,Email>App>In-Person,true,22:45-07:30,45,74,44,40,CreditBureau;OpenBanking;Payroll,2,None,PlanUpdate,2025-07-10,Success,v2.8.2,LimitOrderOnly;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3685,Explorer,42964,161080,8130,19.0,1,10,US,Medium,,NoWeapons,PennyStocks,1.8,21.6,12.5,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;TaxCost,App>Phone>In-Person,true,19:30-08:30,61,90,64,54,OpenBanking,4,None,PlanUpdate,2025-04-13,Success,v1.10.9,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3686,Preserver,133402,761842,33574,4.9,4,12,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>App>In-Person>Email,true,21:00-07:15,68,219,56,56,Brokerage;CreditBureau;OpenBanking,10,Human,Rebalance,2025-06-26,Partial,v2.9.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3687,Explorer,41776,149591,5454,15.9,3,10,US,High,NoIlliquids,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,20.8,16.7,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,IRR;MaxDD;Sharpe,In-Person>App>Phone,true,22:30-07:15,51,57,47,43,CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-03-08,Success,v1.10.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3688,Builder,96368,212405,11715,13.2,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs,1.4,15.7,7.0,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;MaxDD,Chat>App>Phone,true,19:45-08:15,63,91,66,62,OpenBanking,7,None,AutoTransfer,2025-04-20,Failed,v1.8.5,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3689,Optimizer,170796,1229157,56243,11.2,1,12,US,Low,AccreditedOnly,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.7,26.4,12.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,MaxDD;IRR,In-Person>Email>Phone>App,true,20:00-08:30,73,72,80,74,Brokerage;CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-12-14,Success,v1.9.3,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A3690,Optimizer,254963,5337455,134201,9.3,2,15,UK,Low,,NoTobacco;NoFossilFuel,Crypto;PennyStocks,1.8,20.7,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;Sharpe,Chat>App>Email>In-Person,true,22:45-08:30,75,60,84,84,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-04-20,Success,v1.9.3,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A3691,Optimizer,412770,6995400,187819,10.3,1,12,US,Medium,NoIlliquids;NoDerivatives,,PennyStocks,1.9,26.2,12.2,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;Sharpe;MaxDD,Email>App>Phone,true,22:15-07:30,61,114,62,60,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-09-30,Success,v1.9.4,NoIlliquids;NoMargin,Enforce tax budget and position caps
A3692,Explorer,59100,406783,9407,15.0,4,10,US,Low,,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.8,21.6,13.5,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,TaxCost;Sharpe;IRR,Chat>Phone>Email>In-Person,true,20:45-06:00,55,73,43,36,CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-04-05,Success,v2.8.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3693,Stabilizer,69702,427888,38436,7.0,3,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Phone>App>Chat>Email>In-Person,true,20:45-08:30,60,117,64,59,OpenBanking,6,None,Rebalance,2025-02-04,Success,v2.10.7,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3694,Builder,126813,144587,15065,11.3,1,12,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,Crypto,1.4,14.7,7.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,Sharpe;TaxCost;IRR,Phone>In-Person>App>Chat>Email,true,21:00-06:00,73,150,61,55,OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-09-09,Success,v1.9.9,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3695,Preserver,96925,1534206,111408,3.9,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat,false,20:00-08:00,71,217,58,57,Brokerage;OpenBanking,13,Human,Rebalance,2025-09-13,Success,v1.8.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3696,Optimizer,55219,783934,32152,6.6,4,10,US,Low,,,PennyStocks,1.5,24.5,13.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,TaxCost;Sharpe,App>Chat>Phone>In-Person,false,23:15-06:45,65,105,74,73,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-03-04,Success,v2.9.5,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3697,Preserver,72611,418747,32826,4.8,3,10,AU,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,App>Email>In-Person,true,21:00-08:15,67,179,58,61,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-12-24,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3698,Preserver,115253,603038,75136,5.7,4,15,AU,Low,NoShortSelling;AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.8,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,In-Person>App>Email,true,23:00-06:30,71,150,77,76,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-06-30,Success,v2.8.5,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3699,Preserver,60768,487137,37160,7.0,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,App>In-Person>Chat>Phone>Email,true,23:00-08:45,78,213,75,70,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-08-03,Success,v2.9.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3700,Builder,164131,384912,22424,10.2,3,12,US,Low,AccreditedOnly;NoShortSelling,,,1.8,24.3,11.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;TaxCost,Phone>In-Person>Chat>App,false,20:00-06:45,62,148,70,67,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-04-23,Failed,v1.8.4,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A3701,Stabilizer,126296,214140,26050,9.9,1,12,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,11.7,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Email>App>Chat>Phone>In-Person,true,21:30-06:15,59,136,52,51,CreditBureau;OpenBanking,15,Human,AutoTransfer,2025-09-04,Success,v1.8.8,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3702,Builder,43530,146104,11277,12.5,2,10,US,Medium,,,Crypto;PrivateCredit,1.6,15.9,10.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,MaxDD;IRR;Sharpe,Email>Phone>In-Person,false,20:15-07:45,57,102,58,47,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-06-25,Partial,v1.8.8,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3703,Preserver,70226,322486,41404,6.7,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,14.3,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,In-Person>App>Chat>Email>Phone,true,20:45-08:00,76,141,68,69,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-04-15,Success,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3704,Optimizer,129093,800509,70456,7.8,3,12,US,Low,NoShortSelling,NoTobacco;ESGOnly,PennyStocks,1.8,27.5,11.7,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,MaxDD;Sharpe;IRR,Phone>Chat>In-Person>Email,false,21:45-06:45,75,72,85,82,Brokerage;OpenBanking,1,Hybrid,AutoTransfer,2025-08-21,Success,v1.10.2,StopLossDisabled,Enforce tax budget and position caps
A3705,Optimizer,97525,1080141,53230,10.5,3,10,DE,Medium,,NoFossilFuel,PennyStocks;PrivateCredit,1.9,21.2,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost;MaxDD,Chat>App>Phone>In-Person>Email,false,23:30-06:45,61,61,57,49,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-06-22,Success,v1.8.5,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A3706,Preserver,94741,1006955,83227,8.1,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.0,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>Email>App>Phone>In-Person,true,21:30-08:15,80,210,68,68,Brokerage;CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-08-17,Partial,v1.9.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3707,Optimizer,169451,3031050,101986,8.9,3,15,SG,High,,,PennyStocks,1.8,25.6,9.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>Email>In-Person,true,22:00-06:45,55,103,45,43,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-07-11,Partial,v2.8.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A3708,Builder,60600,-28581,3966,10.8,1,10,US,Low,,ESGOnly;NoFossilFuel,LeveragedETFs;PrivateCredit,1.8,15.4,9.1,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;TaxCost,Phone>App>Chat,true,20:30-07:45,69,95,72,70,CreditBureau;OpenBanking;Payroll,16,Human,AutoTransfer,2025-01-21,Success,v1.9.3,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A3709,Builder,125778,387808,21418,11.2,4,12,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,1.4,20.2,8.2,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR,In-Person>Chat>App>Email,true,19:00-07:00,61,93,55,52,CreditBureau;OpenBanking,11,Human,AutoTransfer,2025-07-13,Success,v1.10.8,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A3710,Builder,97741,392150,13733,10.1,4,10,AU,Low,,,PennyStocks,1.5,13.2,8.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,IRR;Sharpe,App>In-Person>Chat,true,21:30-06:15,60,146,61,58,OpenBanking,18,None,Rebalance,2025-08-03,Success,v2.8.8,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3711,Builder,104815,399468,27201,9.0,3,12,US,Low,,,PennyStocks;PrivateCredit,1.4,14.9,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>Email,true,21:00-07:45,65,103,69,63,CreditBureau;OpenBanking;Payroll,16,None,AutoTransfer,2025-02-23,Success,v1.10.6,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3712,Builder,39376,115057,11233,9.8,4,10,AU,Low,NoShortSelling;NoIlliquids,,,1.5,21.9,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,IRR;MaxDD;TaxCost,In-Person>Chat>App>Phone>Email,true,22:30-06:15,63,102,65,61,CreditBureau;OpenBanking;Payroll,20,None,Rebalance,2025-10-13,Success,v1.10.6,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3713,Preserver,55656,452509,28763,6.1,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,App>In-Person>Email>Phone,true,20:30-06:00,76,140,81,81,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-01-06,Success,v1.10.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3714,Builder,65621,213549,14447,8.9,2,10,AU,Low,NoShortSelling,,Crypto,1.8,16.1,9.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;TaxCost,In-Person>Email>Phone,true,20:45-08:15,62,128,63,55,OpenBanking,11,Hybrid,PlanUpdate,2025-05-14,Partial,v2.10.1,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3715,Builder,148135,417927,24508,12.4,3,12,US,Medium,NoDerivatives;NoShortSelling,NoTobacco;NoWeapons,LeveragedETFs,1.7,21.0,7.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;MaxDD,In-Person>App>Email>Chat>Phone,true,23:15-07:15,53,69,38,37,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-07-10,Success,v2.10.9,NoIlliquids,Prioritize liquidity and down payment savings
A3716,Stabilizer,121858,488219,24603,7.0,3,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,App>In-Person>Phone>Chat>Email,false,20:45-07:45,67,176,61,51,OpenBanking,13,None,Rebalance,2025-08-25,Success,v1.9.2,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3717,Preserver,132977,1215142,120457,4.5,4,12,US,Low,AccreditedOnly;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.5,5.0,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,App>Email>Chat>Phone>In-Person,false,22:00-08:30,72,212,73,71,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-03-31,Failed,v1.10.6,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3718,Preserver,162529,1125188,115498,6.8,2,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe,App>Chat>Phone>In-Person,true,22:45-08:45,79,167,76,77,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-08-16,Success,v2.9.5,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3719,Stabilizer,45906,236377,16418,6.8,1,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,15.1,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>Chat>In-Person>Email>App,false,21:00-08:15,58,138,57,55,OpenBanking,16,Hybrid,AlertAcknowledge,2025-02-06,Failed,v2.8.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3720,Preserver,55479,365525,31655,4.1,3,10,US,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,5.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Chat>App>Phone,true,19:15-08:45,76,197,62,63,Brokerage;OpenBanking;Payroll,4,Human,AutoTransfer,2025-09-26,Failed,v1.8.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3721,Builder,118794,346154,24006,11.2,2,12,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,LeveragedETFs;PrivateCredit,1.4,12.5,7.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;Sharpe,In-Person>App>Chat>Phone>Email,true,19:00-06:00,72,64,66,57,CreditBureau;OpenBanking;Payroll,10,Human,AutoTransfer,2025-10-13,Partial,v1.10.3,NoMargin,Prioritize liquidity and down payment savings
A3722,Preserver,77422,1134746,65607,4.0,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD,Phone>Email>In-Person>App,false,20:00-08:30,76,236,75,71,Brokerage;OpenBanking,8,None,AlertAcknowledge,2025-04-14,Success,v1.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3723,Optimizer,80758,978534,37073,10.8,2,10,US,Medium,NoDerivatives,NoTobacco;NoFossilFuel,Crypto;PennyStocks,1.7,19.7,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;TaxCost,App>Chat>Phone>Email>In-Person,false,19:45-07:30,66,87,61,53,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-12-12,Success,v1.9.8,NoMargin,Enforce tax budget and position caps
A3724,Stabilizer,94437,350773,36109,4.1,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.8,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost,App>Email>In-Person,false,23:30-08:15,59,102,52,50,OpenBanking,11,None,AlertAcknowledge,2025-01-10,Success,v2.9.2,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3725,Optimizer,106531,1282335,45555,10.0,1,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.5,27.5,11.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;MaxDD;Sharpe,Phone>Chat>In-Person>App,false,23:15-06:00,68,104,76,74,Brokerage;CreditBureau;OpenBanking,3,None,AutoTransfer,2025-06-28,Success,v1.10.4,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A3726,Builder,62639,32405,4015,13.1,2,10,CA,Low,NoIlliquids;NoShortSelling,,,1.5,16.7,11.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;IRR;TaxCost,Chat>Email>Phone>In-Person,true,21:45-08:30,62,87,69,66,OpenBanking;Payroll,10,None,AlertAcknowledge,2025-09-13,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3727,Explorer,77170,307663,25935,18.2,2,10,US,Medium,NoDerivatives;AccreditedOnly,NoWeapons;ESGOnly,Crypto;PennyStocks,1.7,29.0,17.2,Business:5y;Travel:2y,5,Directive,Deep,MaxDD;TaxCost,Email>Phone>In-Person>Chat,false,21:45-08:00,63,67,60,57,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-03-23,Success,v1.10.5,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3728,Explorer,71584,450175,20732,17.0,2,10,US,Low,AccreditedOnly;NoShortSelling,ESGOnly,,1.6,22.3,13.0,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;IRR,Email>Chat>In-Person>App,false,19:30-07:45,70,90,76,67,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-08-05,Failed,v1.9.5,NoMargin,Allow small experimental sleeve ≤ 3%
A3729,Preserver,51499,871862,55656,4.7,3,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,6.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>App>Phone>In-Person>Chat,true,22:15-06:15,72,123,79,75,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-08-03,Success,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A3730,Explorer,53582,224806,9710,14.8,1,10,US,Low,AccreditedOnly;NoShortSelling,ESGOnly,Crypto;PrivateCredit,2.1,21.6,14.5,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,IRR;Sharpe;TaxCost,Email>In-Person>App>Chat>Phone,true,23:00-06:45,60,89,54,50,CreditBureau;OpenBanking,1,None,PlanUpdate,2025-05-29,Success,v2.10.5,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3731,Stabilizer,99138,666399,22259,7.1,2,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,8.2,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Chat>In-Person>Phone,false,21:45-06:15,63,127,57,53,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-05-14,Partial,v1.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3732,Preserver,75008,576383,40469,7.9,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.0,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,Phone>Email>Chat,true,21:45-07:00,74,236,62,56,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-05-28,Success,v1.8.6,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3733,Builder,57246,133578,4954,12.7,1,10,US,Low,AccreditedOnly,,,1.7,14.1,7.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR;Sharpe,Phone>In-Person>App>Chat,false,21:30-07:45,59,76,52,47,OpenBanking;Payroll,18,Hybrid,Rebalance,2025-09-11,Success,v2.9.7,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3734,Builder,58066,-29654,2889,12.6,2,10,US,Low,,NoTobacco,PennyStocks;PrivateCredit,1.5,15.2,8.8,Home:3y;Retirement:30y,3,Directive,Medium,MaxDD;IRR,Chat>Phone>App>In-Person>Email,true,20:30-08:00,58,67,61,61,OpenBanking,13,Hybrid,PlanUpdate,2025-03-09,Partial,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A3735,Optimizer,33661,432609,15325,7.9,2,10,US,Medium,NoDerivatives,NoTobacco;NoWeapons,PennyStocks,1.8,15.9,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,TaxCost;MaxDD,App>Chat>Email>In-Person,true,23:15-08:00,66,117,63,54,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-12-21,Success,v1.10.6,LimitOrderOnly,Enforce tax budget and position caps
A3736,Stabilizer,76318,253385,14754,7.1,3,10,AU,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Email>App>Chat>Phone,true,21:30-06:45,55,146,64,63,OpenBanking;Payroll,19,Hybrid,AlertAcknowledge,2025-11-06,Success,v1.8.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3737,Optimizer,88830,610388,25350,7.1,3,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoWeapons,PennyStocks,1.7,16.3,13.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe,Email>Chat>App,true,21:00-06:15,70,69,57,52,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,PlanUpdate,2025-01-05,Failed,v2.8.4,NoIlliquids,Enforce tax budget and position caps
A3738,Preserver,124779,1599052,126069,4.6,4,15,IN,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.5,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,App>Phone>Chat>Email,false,22:15-08:15,78,122,85,87,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-02-01,Success,v2.8.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3739,Preserver,109516,605662,63725,8.5,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.4,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Email>Chat>Phone>In-Person>App,false,23:15-06:30,61,151,53,47,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-12-10,Success,v1.10.3,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3740,Stabilizer,52375,229939,8089,7.2,1,10,SG,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Phone>In-Person>Email,true,23:15-07:30,60,125,55,55,OpenBanking,11,None,AutoTransfer,2025-04-05,Success,v2.9.6,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3741,Preserver,118998,613754,75523,6.8,1,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,5.7,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Phone>In-Person>Chat>App,true,20:00-06:30,80,168,87,81,Brokerage;OpenBanking,13,None,AlertAcknowledge,2025-02-20,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3742,Optimizer,94585,833523,30612,8.3,2,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;PennyStocks,1.7,24.9,9.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe,In-Person>Email>Chat,true,22:30-07:45,64,100,57,45,Brokerage;CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-04-03,Success,v2.9.3,PauseWhenVIX>30,Enforce tax budget and position caps
A3743,Explorer,48564,295969,15557,15.0,2,10,US,Low,,,PrivateCredit,1.7,22.9,16.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;IRR,Chat>In-Person>Email,false,20:45-07:15,56,72,44,36,CreditBureau;OpenBanking,3,None,Rebalance,2025-12-01,Success,v1.8.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3744,Preserver,55019,660721,38701,5.8,2,10,US,Medium,NoIlliquids;NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.0,6.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost,Chat>App>Phone>In-Person>Email,false,21:15-06:15,73,173,82,83,Brokerage;CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-04-02,Success,v1.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3745,Stabilizer,87928,175737,18535,8.1,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.3,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>Chat>App>Phone,true,20:15-07:15,68,126,64,69,CreditBureau;OpenBanking,18,Human,AlertAcknowledge,2025-08-08,Success,v2.9.9,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3746,Builder,61811,111262,9696,13.5,1,10,UK,Medium,,,LeveragedETFs,1.4,13.8,7.1,Home:3y;Retirement:30y,3,Directive,Shallow,Sharpe;MaxDD,Email>App>Chat,true,23:15-06:30,57,105,59,57,OpenBanking,18,None,AlertAcknowledge,2025-05-08,Success,v1.9.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A3747,Preserver,80323,623392,40336,3.4,4,10,SG,Low,NoShortSelling;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD,Phone>Chat>App,false,19:15-08:00,69,177,76,70,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-01-19,Success,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3748,Builder,32709,172663,9156,13.0,1,10,CA,Low,NoIlliquids,NoWeapons,Crypto;PrivateCredit,1.4,22.0,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;MaxDD,Chat>App>Email,false,20:15-08:00,73,108,78,66,CreditBureau;OpenBanking,18,Hybrid,Rebalance,2025-10-19,Success,v2.9.8,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A3749,Builder,108524,235903,27351,9.9,1,12,US,Low,NoIlliquids,,Crypto,1.4,17.4,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,IRR;MaxDD;Sharpe,App>Email>Chat>In-Person>Phone,true,20:15-07:45,65,102,50,39,OpenBanking,16,None,Rebalance,2025-04-22,Failed,v2.9.6,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A3750,Builder,58274,-5969,1000,10.9,2,10,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.6,24.8,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;Sharpe;IRR,Chat>Phone>In-Person>App>Email,true,20:45-06:15,67,93,52,52,OpenBanking,13,Hybrid,Rebalance,2025-03-18,Success,v1.8.9,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3751,Stabilizer,84373,261037,16391,3.8,4,10,US,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email>App,true,21:30-08:15,58,147,59,56,OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-08-26,Success,v2.9.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3752,Preserver,111544,1230759,115729,5.6,1,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,11.4,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Chat>In-Person>Email,true,22:30-07:45,72,226,65,64,Brokerage;OpenBanking,12,Human,AutoTransfer,2025-06-26,Success,v1.9.9,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3753,Builder,35674,87979,3017,11.8,2,10,UK,Medium,AccreditedOnly,,,1.5,15.7,8.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;Sharpe,Phone>Chat>App>In-Person,true,21:45-08:30,58,101,60,56,OpenBanking,13,None,AutoTransfer,2025-06-28,Success,v1.9.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3754,Builder,90161,320276,12392,10.8,3,10,US,Medium,,ESGOnly;NoFossilFuel,,1.7,15.1,10.8,Home:3y;Retirement:30y,3,Educational,Shallow,IRR;MaxDD;TaxCost,Chat>Phone>App>Email,false,23:00-08:45,61,106,68,62,OpenBanking,18,None,Rebalance,2025-02-13,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3755,Preserver,89145,743582,75547,7.1,2,10,UK,High,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>App>Phone>Email,false,23:30-06:15,53,130,50,43,Brokerage;OpenBanking;Payroll,8,None,Rebalance,2025-04-15,Success,v2.10.5,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3756,Optimizer,108959,1182199,51611,11.7,1,15,CA,Medium,NoDerivatives;NoIlliquids,ESGOnly,Crypto;PennyStocks,1.6,20.0,9.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,Sharpe;MaxDD,App>Email>Chat>Phone,true,20:30-07:45,55,92,52,48,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-01-17,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A3757,Stabilizer,32366,73922,2220,7.2,1,10,UK,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,12.5,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost,Chat>In-Person>Email>Phone,false,23:15-08:45,60,98,65,65,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-10-30,Failed,v1.8.1,NoMargin,Keep expenses buffer ≥ 4 months
A3758,Optimizer,222651,1492601,108876,7.3,2,12,US,Low,,,LeveragedETFs;PennyStocks,1.8,22.6,12.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe,In-Person>Chat>App>Email,false,19:00-07:30,67,113,63,53,Brokerage;OpenBanking;Payroll,4,Human,Rebalance,2025-02-03,Success,v1.8.4,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A3759,Optimizer,126937,1594135,58168,9.6,2,15,UK,Low,NoDerivatives,NoWeapons;NoTobacco,PennyStocks,1.9,22.1,12.1,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;Sharpe,Phone>Email>In-Person>App,false,23:45-06:15,70,63,68,60,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-07-16,Success,v1.8.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A3760,Builder,60046,150892,5978,9.1,2,10,US,High,,NoWeapons,LeveragedETFs;PennyStocks,1.4,17.1,7.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;IRR;TaxCost,In-Person>Chat>Email>Phone,true,22:00-06:45,64,144,57,53,CreditBureau;OpenBanking,16,Hybrid,AutoTransfer,2025-11-04,Success,v2.8.5,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3761,Preserver,74768,653852,49344,5.3,3,10,UK,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,In-Person>Email>Chat>App>Phone,true,20:15-06:45,70,230,55,47,Brokerage;CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-09-17,Success,v2.9.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3762,Preserver,96435,1446101,67821,8.1,2,10,US,High,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Chat>Phone>App,true,19:45-07:15,70,152,77,72,Brokerage;CreditBureau;OpenBanking,5,None,Rebalance,2025-11-09,Success,v1.10.1,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3763,Preserver,127432,1188484,36354,4.0,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,Email>Phone>App,false,23:15-06:30,74,185,81,70,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-01-08,Success,v2.10.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3764,Preserver,95528,1056501,55988,5.9,2,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>Phone>Chat>App,true,21:15-08:15,73,231,81,85,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-04-30,Partial,v2.9.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3765,Explorer,81812,52582,4594,22.5,1,10,US,Medium,,ESGOnly,PennyStocks;PrivateCredit,1.9,27.8,15.5,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,IRR;TaxCost,Phone>App>In-Person,false,23:00-08:15,64,58,68,58,OpenBanking;Payroll,5,None,PlanUpdate,2025-05-28,Success,v2.9.2,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3766,Preserver,63728,426763,36913,5.2,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,15.1,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Email>Chat>Phone,false,22:00-08:30,70,122,61,59,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-08-23,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3767,Preserver,47432,202708,22284,5.6,2,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Email>Phone>Chat>In-Person>App,true,23:15-06:45,79,189,73,77,Brokerage;OpenBanking,11,None,PlanUpdate,2025-01-13,Success,v2.10.6,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3768,Optimizer,81653,1195528,43736,8.7,1,10,US,Medium,NoIlliquids,,PennyStocks;PrivateCredit,1.7,19.8,11.5,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe;MaxDD,In-Person>Email>App,true,19:30-06:45,58,90,63,58,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-08-04,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3769,Optimizer,100736,1787817,51150,7.8,3,15,IN,Medium,NoDerivatives,NoTobacco,PennyStocks,1.7,23.4,12.0,Wealth:10y;Estate:20y,10,Educational,Shallow,Sharpe;TaxCost;IRR,Phone>Email>Chat>App,false,19:00-07:15,71,114,66,56,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-05-08,Failed,v1.10.9,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A3770,Builder,41465,108978,6435,8.9,3,10,US,Low,,,,1.7,25.0,9.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost;IRR,App>Email>Chat>In-Person,true,21:45-06:15,65,62,64,55,OpenBanking,15,Hybrid,AutoTransfer,2025-08-21,Success,v2.10.3,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A3771,Optimizer,116277,1520245,59292,7.7,4,12,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.6,15.2,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Email,false,21:00-08:45,60,101,62,62,Brokerage;OpenBanking;Payroll,1,Human,Rebalance,2025-03-15,Success,v2.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A3772,Preserver,88654,457533,36728,3.8,3,10,SG,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.0,7.8,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Phone>App>Email>Chat,false,19:45-07:15,69,222,74,63,Brokerage;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-06-02,Partial,v1.8.5,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3773,Builder,28325,83420,6942,10.4,4,10,US,Low,,,,1.5,12.9,8.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,TaxCost;IRR;Sharpe,Phone>Chat>Email,true,20:00-08:15,71,121,62,53,OpenBanking;Payroll,7,None,Rebalance,2025-03-21,Success,v1.10.3,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A3774,Preserver,132663,551101,43249,4.7,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Chat>Phone>Email,true,21:30-08:15,76,213,76,72,Brokerage;CreditBureau;OpenBanking,5,Human,Rebalance,2025-01-12,Success,v2.10.2,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3775,Explorer,59754,195975,13524,17.7,1,10,DE,Low,,NoTobacco;ESGOnly,PennyStocks,1.8,23.1,14.8,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,IRR;TaxCost;Sharpe,Email>Chat>Phone>App,true,19:30-07:30,59,66,71,68,OpenBanking,2,Human,AutoTransfer,2025-08-05,Failed,v1.8.9,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3776,Builder,39365,125418,12191,11.8,1,10,CA,Medium,NoDerivatives;NoShortSelling,,PennyStocks,1.7,22.3,8.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,MaxDD;IRR;TaxCost,In-Person>Phone>App>Chat,true,21:00-07:15,59,74,65,55,OpenBanking;Payroll,14,None,AlertAcknowledge,2025-11-03,Partial,v1.10.5,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3777,Optimizer,56398,1421271,44267,9.9,1,10,UK,Low,NoDerivatives,NoWeapons,PennyStocks,1.6,18.3,13.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;Sharpe;TaxCost,Email>Chat>Phone>In-Person,true,21:15-08:30,60,62,57,57,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-02-13,Failed,v2.8.9,NoIlliquids,Enforce tax budget and position caps
A3778,Preserver,245649,2690988,170920,6.0,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Email,true,21:15-06:30,68,234,56,55,Brokerage;OpenBanking,10,Hybrid,PlanUpdate,2025-03-07,Success,v1.9.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3779,Preserver,81091,1240103,99775,3.3,4,10,CA,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.4,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Chat>Phone,true,19:30-07:45,72,190,77,72,Brokerage;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-07-27,Partial,v1.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3780,Optimizer,41540,438453,18072,9.8,1,10,US,Medium,,ESGOnly;NoWeapons,LeveragedETFs;PennyStocks,1.6,18.3,10.0,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;IRR;MaxDD,Phone>In-Person>Email>Chat,true,21:45-08:45,54,85,59,48,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-03-23,Success,v1.9.4,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A3781,Builder,34344,53233,1834,12.0,4,10,US,Low,,NoFossilFuel;NoWeapons,LeveragedETFs,1.7,15.1,8.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;TaxCost,Email>In-Person>App>Phone,false,22:30-08:30,63,109,60,60,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-03-10,Success,v2.10.6,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3782,Explorer,68592,462750,30140,19.6,1,10,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,2.1,26.7,12.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>App>Phone>Chat,true,19:15-07:15,70,66,63,56,OpenBanking,2,None,PlanUpdate,2025-11-13,Success,v2.8.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3783,Preserver,73430,733914,67484,7.0,1,10,UK,Low,NoDerivatives;AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,6.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Chat,true,20:00-08:00,77,162,71,65,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-01-19,Success,v2.8.3,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3784,Preserver,89431,884598,63697,7.0,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD,Phone>In-Person>Chat>Email>App,true,19:30-07:45,79,171,71,69,Brokerage;OpenBanking,13,Human,PlanUpdate,2025-12-08,Success,v1.9.2,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3785,Optimizer,117920,850034,44454,10.5,2,12,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;NoTobacco,PennyStocks,1.8,16.3,11.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;Sharpe,App>Chat>In-Person,true,21:45-07:00,74,111,65,57,Brokerage;OpenBanking;Payroll,5,Human,AutoTransfer,2025-01-02,Partial,v1.9.3,NoIlliquids,Enforce tax budget and position caps
A3786,Explorer,65169,233419,10219,18.7,1,10,US,Medium,,NoWeapons,,1.6,26.4,12.8,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,IRR;Sharpe;MaxDD,Chat>In-Person>Email>App>Phone,true,21:30-08:30,64,68,63,57,CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-02-08,Success,v1.8.4,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3787,Builder,65013,275299,7688,12.9,1,10,US,High,,,,1.4,16.6,10.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;IRR,Phone>App>Chat,false,19:30-08:00,50,113,45,36,CreditBureau;OpenBanking,17,Human,AutoTransfer,2025-12-23,Partial,v2.8.7,StopLossDisabled,Prioritize liquidity and down payment savings
A3788,Preserver,91928,998550,31113,8.8,1,10,DE,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.2,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Chat>Email>App,false,22:30-06:00,83,138,72,76,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-09-04,Success,v1.8.1,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3789,Optimizer,270247,2324973,192318,11.2,2,15,UK,Low,,,PennyStocks,1.5,16.0,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,MaxDD;TaxCost;IRR,In-Person>Phone>Chat>Email>App,false,19:30-08:30,61,77,63,63,Brokerage;OpenBanking,2,None,PlanUpdate,2025-05-23,Success,v1.9.6,NoPennyStocks,Enforce tax budget and position caps
A3790,Stabilizer,62911,417777,19418,6.5,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost,App>Phone>In-Person>Chat>Email,false,20:00-08:15,62,155,47,49,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-08-02,Partial,v1.10.1,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3791,Stabilizer,116392,830919,38549,7.7,2,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.9,8.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>Chat,true,21:45-08:45,57,126,52,46,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-06-22,Success,v1.10.2,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3792,Explorer,72636,662937,19956,19.0,4,10,US,Low,,,,2.1,25.5,14.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,Sharpe;MaxDD;IRR,In-Person>Chat>Phone>App,true,19:45-07:15,67,59,75,72,OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-05-22,Success,v1.9.6,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3793,Explorer,101666,706973,42662,20.4,1,12,US,Low,AccreditedOnly,NoFossilFuel;ESGOnly,,1.7,34.3,13.3,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,TaxCost;MaxDD,Phone>Chat>In-Person,true,19:45-06:30,55,50,56,51,OpenBanking;Payroll,2,None,Rebalance,2025-06-17,Success,v1.8.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3794,Optimizer,159443,1577880,85529,8.6,4,12,US,Low,,NoTobacco;NoWeapons,PennyStocks,1.7,17.0,10.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;TaxCost;Sharpe,In-Person>Email>Phone,true,23:00-06:15,70,78,77,71,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-06-23,Partial,v2.9.7,LimitOrderOnly,Enforce tax budget and position caps
A3795,Builder,110426,496381,23969,13.8,1,12,US,Medium,NoDerivatives,,PennyStocks;PrivateCredit,1.5,21.3,12.0,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;TaxCost;Sharpe,App>Chat>In-Person>Email>Phone,false,20:30-07:15,60,90,70,70,OpenBanking,5,None,AlertAcknowledge,2025-04-17,Partial,v2.10.1,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A3796,Optimizer,429448,3821369,254550,8.5,4,12,US,Low,NoDerivatives;NoIlliquids,,PennyStocks;PrivateCredit,1.4,25.1,9.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,TaxCost;Sharpe,Chat>Email>App>In-Person,false,21:15-08:30,68,66,71,68,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-06-21,Failed,v1.10.6,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A3797,Builder,63753,134649,10060,12.7,1,10,US,Low,NoIlliquids;AccreditedOnly,NoWeapons;NoFossilFuel,,1.4,22.6,11.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;MaxDD,App>Phone>In-Person,false,23:30-08:30,62,147,69,64,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2024-12-30,Success,v1.8.1,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3798,Optimizer,150589,1608874,59216,5.3,4,12,US,Low,NoDerivatives,,LeveragedETFs;PennyStocks,1.9,25.9,11.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;IRR,Email>Phone>Chat,true,19:00-08:45,62,67,65,61,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-07-12,Success,v1.9.9,LimitOrderOnly,Enforce tax budget and position caps
A3799,Explorer,155341,748079,31648,16.4,4,15,AU,Low,,,,2.0,26.0,15.0,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,MaxDD;IRR,Phone>App>Chat>In-Person>Email,false,20:00-08:15,57,82,43,43,CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-09-22,Success,v1.9.8,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3800,Preserver,108557,1122594,110796,6.8,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.0,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost,Chat>Phone>Email>In-Person>App,true,19:30-08:15,67,179,61,57,Brokerage;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-01-30,Success,v1.9.5,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3801,Optimizer,32153,313047,15432,7.2,2,10,UK,Medium,,NoFossilFuel,PennyStocks,1.9,19.8,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;IRR,Phone>Chat>In-Person>Email,true,20:15-07:00,71,63,60,50,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-10-25,Success,v2.9.2,StopLossDisabled,Enforce tax budget and position caps
A3802,Explorer,54065,188869,11659,13.4,4,10,US,Low,,,PennyStocks,1.8,28.0,13.1,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>App>Chat>Email,true,21:45-06:15,65,90,75,65,OpenBanking,6,None,Rebalance,2025-08-04,Success,v1.8.8,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3803,Stabilizer,62897,230758,24397,10.1,1,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.3,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Phone>In-Person>App,true,21:15-08:30,66,163,66,63,CreditBureau;OpenBanking,17,Hybrid,PlanUpdate,2025-02-02,Partial,v2.8.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3804,Preserver,104117,1099750,58565,7.4,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe,Email>App>Chat>In-Person>Phone,true,23:30-08:15,68,210,56,51,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-03-20,Success,v1.8.8,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3805,Preserver,76290,582103,54605,6.3,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>App>In-Person,true,22:00-08:30,80,236,65,60,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-06-07,Success,v2.9.5,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3806,Optimizer,384110,5185259,302206,8.6,2,15,AU,Medium,,,PennyStocks,1.9,20.1,13.8,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;TaxCost;IRR,App>Chat>In-Person>Phone>Email,false,23:30-06:45,64,117,70,64,Brokerage;OpenBanking;Payroll,7,None,Rebalance,2025-10-15,Partial,v1.8.2,StopLossDisabled,Enforce tax budget and position caps
A3807,Preserver,236449,2572813,77467,5.6,3,12,US,Low,AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.4,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>App>Email>Chat>In-Person,false,23:00-06:45,78,181,84,77,Brokerage;CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-10-25,Success,v1.8.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3808,Preserver,51452,218856,12308,8.2,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,In-Person>Phone>Email,false,20:45-06:15,77,142,67,71,Brokerage;OpenBanking,12,Human,AutoTransfer,2025-06-18,Partial,v2.9.1,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A3809,Explorer,43644,249323,17517,13.3,3,10,US,Medium,,,PennyStocks,2.1,29.3,12.9,Business:5y;Travel:2y,5,Collaborative,Deep,MaxDD;Sharpe,In-Person>Chat>Phone,true,19:30-08:00,59,53,52,40,OpenBanking,1,None,AutoTransfer,2025-10-25,Success,v2.10.1,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A3810,Preserver,150728,1065144,89828,7.5,1,15,DE,Low,AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.2,6.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>App,true,19:45-06:30,68,148,59,48,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-02-05,Partial,v2.9.5,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3811,Builder,45869,190015,8060,12.2,4,10,CA,Medium,AccreditedOnly,NoFossilFuel,PennyStocks,1.4,12.7,11.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;IRR,Chat>Phone>Email>In-Person,true,19:45-06:15,70,70,57,51,OpenBanking,7,None,PlanUpdate,2025-12-04,Partial,v2.10.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A3812,Stabilizer,61521,197917,19669,9.5,1,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.3,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>App>Chat>In-Person,true,20:00-07:15,65,163,62,64,CreditBureau;OpenBanking,11,None,PlanUpdate,2025-09-26,Success,v2.10.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3813,Optimizer,81299,402340,31320,8.5,3,10,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.8,21.8,11.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,TaxCost;IRR,In-Person>App>Chat,false,22:00-06:15,76,84,72,70,Brokerage;CreditBureau;OpenBanking,2,None,Rebalance,2025-03-27,Partial,v1.10.9,PauseWhenVIX>30,Enforce tax budget and position caps
A3814,Preserver,173410,683237,77354,5.2,2,12,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,In-Person>App>Phone>Email>Chat,false,21:45-06:30,68,209,69,65,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-11-19,Failed,v1.8.6,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3815,Preserver,95911,647630,22901,4.8,3,10,US,Low,NoDerivatives;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,App>Chat>Email>In-Person>Phone,true,23:30-06:30,72,199,66,64,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-04-13,Success,v1.10.3,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3816,Builder,116408,142668,7675,8.6,4,15,DE,Medium,,,Crypto;PrivateCredit,1.4,17.6,7.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;MaxDD,In-Person>Phone>App>Chat,true,23:00-06:30,66,114,55,47,CreditBureau;OpenBanking,10,None,Rebalance,2025-12-03,Success,v1.10.6,NoMargin,Prioritize liquidity and down payment savings
A3817,Builder,51004,117301,6343,10.6,4,10,US,Low,,NoFossilFuel,Crypto;PennyStocks,1.7,23.6,12.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Chat>App>Email,true,22:15-08:30,65,97,62,52,OpenBanking;Payroll,14,None,PlanUpdate,2025-06-05,Success,v2.10.5,StopLossDisabled,Prioritize liquidity and down payment savings
A3818,Optimizer,179646,1525287,96605,10.3,2,12,US,Low,,NoWeapons,PennyStocks,1.7,16.5,11.2,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person,true,19:00-08:15,66,83,71,61,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-03-26,Success,v2.9.3,NoIlliquids,Enforce tax budget and position caps
A3819,Stabilizer,65463,118554,14348,3.9,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,Email>App>Phone>In-Person,true,19:30-06:45,59,154,56,60,CreditBureau;OpenBanking;Payroll,13,Human,PlanUpdate,2025-04-21,Partial,v2.10.2,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3820,Stabilizer,79288,150264,10515,5.0,3,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,5.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>App>In-Person>Phone>Chat,false,23:00-07:30,53,90,58,59,OpenBanking,12,None,PlanUpdate,2025-03-21,Success,v2.10.5,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3821,Preserver,83154,501323,49854,6.2,1,10,IN,Low,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.4,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,Phone>In-Person>Chat>App,true,19:15-07:00,74,236,75,76,Brokerage;CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-11-16,Success,v2.9.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3822,Explorer,58873,394983,23448,13.3,4,10,US,High,AccreditedOnly,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.8,24.4,17.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;MaxDD;Sharpe,Email>In-Person>Chat>App>Phone,true,19:00-08:00,52,45,50,50,OpenBanking,6,None,PlanUpdate,2025-07-01,Failed,v2.10.9,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3823,Preserver,95176,1849099,55898,5.6,2,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,In-Person>Phone>Chat>App,true,20:00-08:30,78,199,79,78,Brokerage;OpenBanking;Payroll,4,None,PlanUpdate,2025-10-28,Success,v1.8.5,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3824,Optimizer,136639,769087,43867,7.1,4,12,US,Low,,,PennyStocks,1.5,16.6,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>App>Chat>Email,true,19:15-06:30,62,90,57,56,Brokerage;OpenBanking,2,Human,Rebalance,2025-07-27,Success,v1.9.2,PauseWhenVIX>30,Enforce tax budget and position caps
A3825,Explorer,94145,493650,35960,20.5,1,10,CA,Medium,,ESGOnly,LeveragedETFs;PrivateCredit,1.9,20.7,12.1,Business:5y;Travel:2y,5,Collaborative,Shallow,IRR;MaxDD,Email>Phone>Chat>In-Person,true,20:15-08:45,64,66,76,73,OpenBanking,2,None,PlanUpdate,2025-05-14,Success,v1.9.5,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A3826,Optimizer,74893,767598,26017,9.7,1,10,US,Medium,,NoFossilFuel,PennyStocks;PrivateCredit,1.7,27.5,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,MaxDD;IRR,Phone>In-Person>App>Email>Chat,true,22:45-06:45,59,92,53,52,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-08-26,Partial,v2.10.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A3827,Optimizer,62266,283081,21251,7.5,3,10,US,High,NoIlliquids,,PennyStocks,1.8,17.5,13.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,IRR;TaxCost,Email>Phone>Chat>In-Person,true,20:45-08:00,56,103,58,47,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-05-11,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A3828,Stabilizer,124203,510423,68370,9.9,1,12,US,Medium,NoShortSelling;AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe,Chat>Phone>App>Email>In-Person,true,19:30-07:45,46,103,40,45,OpenBanking,7,Hybrid,PlanUpdate,2025-03-07,Success,v1.9.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3829,Preserver,223267,998082,97122,5.9,3,15,DE,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.8,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>App>In-Person,true,19:30-06:30,73,191,65,68,Brokerage;OpenBanking;Payroll,8,Human,PlanUpdate,2025-05-21,Success,v1.8.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3830,Builder,102010,214651,14447,8.8,4,15,CA,Low,,ESGOnly,LeveragedETFs,1.6,22.7,8.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;TaxCost;Sharpe,Email>Phone>App>Chat>In-Person,true,21:15-06:15,64,84,59,49,CreditBureau;OpenBanking,11,Hybrid,Rebalance,2025-04-21,Partial,v1.10.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3831,Stabilizer,126709,377445,27436,7.0,2,12,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,App>Email>Phone>Chat,false,23:15-07:00,56,152,46,38,OpenBanking,17,Hybrid,PlanUpdate,2025-05-25,Partial,v1.9.2,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3832,Builder,55978,169442,8529,10.9,2,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly,,1.5,20.0,9.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;MaxDD;IRR,Email>App>Phone,false,23:30-06:30,65,111,66,61,CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-02-07,Success,v2.9.8,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A3833,Stabilizer,94722,506136,32796,5.6,4,10,CA,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.2,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,App>In-Person>Phone,true,19:00-08:45,63,130,58,56,CreditBureau;OpenBanking;Payroll,18,Hybrid,PlanUpdate,2025-03-18,Success,v2.8.6,NoMargin,Keep expenses buffer ≥ 4 months
A3834,Builder,80437,377438,23313,12.6,2,10,US,High,,,LeveragedETFs;PrivateCredit,1.5,16.0,8.7,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;TaxCost,App>Chat>Phone>In-Person,false,21:30-08:00,50,66,44,39,CreditBureau;OpenBanking;Payroll,8,None,AlertAcknowledge,2025-10-15,Success,v1.9.8,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A3835,Builder,71587,195411,20994,12.8,3,10,CA,Medium,,NoTobacco;NoFossilFuel,,1.5,20.5,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;IRR,Chat>In-Person>App>Phone,false,20:00-08:00,56,71,43,34,OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-03-01,Partial,v2.9.2,NoIlliquids,Prioritize liquidity and down payment savings
A3836,Explorer,45148,256988,19481,19.2,1,10,US,Low,,,,1.8,34.7,14.7,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;Sharpe,Email>Phone>In-Person>App,false,23:30-06:00,67,45,58,58,OpenBanking;Payroll,5,None,PlanUpdate,2025-09-14,Success,v1.10.9,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3837,Builder,31927,44694,3501,9.8,2,10,US,Medium,,NoTobacco;NoWeapons,PennyStocks,1.4,23.7,10.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;IRR;Sharpe,Chat>Email>App,true,20:15-07:30,62,112,64,56,CreditBureau;OpenBanking,20,Hybrid,Rebalance,2025-04-21,Partial,v1.9.6,NoMargin,Prioritize liquidity and down payment savings
A3838,Builder,115791,323499,21261,11.5,4,15,DE,Medium,,,PennyStocks;PrivateCredit,1.7,12.1,11.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,TaxCost;MaxDD;Sharpe,Chat>Email>Phone>App,true,23:15-08:15,60,150,62,51,OpenBanking,9,Human,PlanUpdate,2025-11-21,Partial,v2.9.8,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3839,Optimizer,178199,1895646,100086,6.9,3,15,CA,High,AccreditedOnly,ESGOnly;NoTobacco,PennyStocks,1.5,24.2,11.9,Wealth:10y;Estate:20y,10,Directive,Deep,MaxDD;Sharpe,In-Person>Email>Chat>Phone,true,22:45-08:45,63,78,67,65,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-04-14,Failed,v1.8.6,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A3840,Builder,49195,96034,9318,8.6,3,10,US,Low,,,,1.4,22.2,8.8,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;Sharpe,In-Person>Email>Phone,false,23:30-07:15,62,140,65,53,OpenBanking,19,Human,Rebalance,2025-05-13,Failed,v1.8.4,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3841,Optimizer,143859,988095,40745,10.5,1,12,US,Low,,,PennyStocks;PrivateCredit,1.8,25.4,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;Sharpe,In-Person>Chat>App>Email,false,22:45-07:15,66,104,70,63,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-05-01,Failed,v2.8.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A3842,Optimizer,95975,1400969,69719,10.0,2,10,US,Low,,,PennyStocks,1.6,16.5,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,TaxCost;MaxDD;IRR,Email>Phone>App,true,23:00-06:00,70,81,77,65,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-02-25,Success,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A3843,Builder,100577,44750,3944,10.1,2,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;PennyStocks,1.6,17.7,7.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;TaxCost,In-Person>Phone>App>Chat>Email,true,21:00-07:30,63,82,64,58,OpenBanking,5,None,AlertAcknowledge,2025-02-16,Partial,v1.8.8,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A3844,Explorer,84003,953685,31194,12.9,4,10,IN,Medium,NoDerivatives,,,1.9,21.8,14.5,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,TaxCost;Sharpe,In-Person>Phone>Chat>App,true,23:45-08:30,48,75,45,33,OpenBanking;Payroll,1,None,AlertAcknowledge,2025-01-08,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A3845,Explorer,132932,1702952,40819,16.1,3,12,US,Low,NoIlliquids,ESGOnly;NoTobacco,,2.0,23.9,16.0,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,MaxDD;Sharpe,Chat>In-Person>App>Phone,true,22:15-07:45,55,85,58,50,OpenBanking,4,Hybrid,AutoTransfer,2025-04-20,Success,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A3846,Optimizer,128685,756969,25128,10.3,2,12,US,Low,,NoWeapons,PennyStocks,1.6,15.9,10.2,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;TaxCost,Email>In-Person>Chat,false,19:00-07:00,60,116,71,59,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-04-17,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A3847,Preserver,95552,1853701,66209,7.1,2,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.9,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Email>In-Person>Phone,true,20:30-07:45,67,235,77,76,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-04-06,Partial,v1.10.3,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3848,Optimizer,123163,2474721,80813,9.5,2,15,AU,Low,AccreditedOnly,,LeveragedETFs;PennyStocks;PrivateCredit,1.8,17.0,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;IRR;MaxDD,Email>Phone>Chat,false,22:00-07:00,68,93,80,74,Brokerage;CreditBureau;OpenBanking,3,None,Rebalance,2025-01-25,Success,v2.10.6,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A3849,Optimizer,488826,7032307,160301,9.6,4,12,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoFossilFuel,PennyStocks,1.6,19.8,12.9,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;IRR;MaxDD,Email>In-Person>App>Chat>Phone,true,22:15-06:00,60,116,55,53,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-07-14,Success,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A3850,Preserver,130066,2268646,129747,6.1,2,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,10.0,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,Phone>Chat>In-Person>Email,false,23:00-06:00,63,185,54,45,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-11-11,Success,v1.10.5,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3851,Preserver,103257,641642,39434,4.7,3,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,11.8,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>Chat,false,20:45-06:15,67,239,70,59,Brokerage;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-01-29,Success,v2.8.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3852,Preserver,141794,1043214,80285,3.6,3,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,8.7,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,Chat>App>Phone,true,20:45-06:15,80,172,82,80,Brokerage;OpenBanking;Payroll,10,None,AutoTransfer,2025-05-14,Success,v1.8.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3853,Preserver,89918,377889,46139,5.0,4,10,US,Low,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email,false,21:00-08:30,78,154,77,72,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,Rebalance,2025-08-03,Success,v2.8.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3854,Optimizer,144224,1149279,62312,9.9,3,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.5,18.0,10.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat>In-Person,false,21:30-06:00,61,77,57,45,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-02-14,Success,v1.10.8,StopLossDisabled,Enforce tax budget and position caps
A3855,Builder,104600,473624,13373,9.6,3,15,CA,Low,,NoFossilFuel,Crypto;LeveragedETFs,1.4,19.8,10.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,MaxDD;Sharpe;IRR,Chat>Email>App,false,19:30-06:45,70,131,71,64,CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-10-04,Success,v2.10.1,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A3856,Builder,20678,47005,2791,8.5,2,10,US,Medium,,NoTobacco;NoFossilFuel,,1.7,24.0,8.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost,App>Phone>Email>Chat>In-Person,true,19:45-06:00,53,123,60,56,CreditBureau;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-06-05,Partial,v1.10.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3857,Builder,36519,56129,4535,9.3,3,10,US,Low,,NoWeapons;ESGOnly,Crypto;PennyStocks,1.5,13.6,11.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;MaxDD,In-Person>Chat>Phone>Email,false,21:45-06:30,66,146,58,52,CreditBureau;OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-03-05,Success,v2.8.1,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A3858,Preserver,60043,225824,29598,7.9,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,Phone>Email>App,false,20:45-07:30,69,148,76,76,Brokerage;OpenBanking,13,Human,Rebalance,2025-05-16,Failed,v1.8.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3859,Explorer,56852,218732,7479,18.3,4,10,US,Medium,,,Crypto,1.7,24.1,12.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Phone>Chat>Email,true,21:45-06:45,58,67,62,58,CreditBureau;OpenBanking,5,None,Rebalance,2025-06-11,Partial,v1.8.5,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3860,Builder,56553,149504,5176,7.7,4,10,US,High,,NoWeapons;ESGOnly,Crypto,1.5,14.4,11.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,Email>Chat>In-Person>Phone,true,20:45-08:30,50,108,48,36,CreditBureau;OpenBanking,7,None,Rebalance,2025-05-04,Success,v2.9.8,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3861,Stabilizer,88586,194885,25780,7.8,3,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.2,8.2,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD,Email>Chat>Phone,false,21:45-06:00,64,138,49,42,OpenBanking,8,None,AlertAcknowledge,2025-05-20,Success,v2.8.5,NoMargin,Keep expenses buffer ≥ 4 months
A3862,Builder,89540,153070,12579,10.4,4,10,US,Low,NoIlliquids;NoShortSelling,NoTobacco,Crypto;PrivateCredit,1.8,17.4,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;MaxDD;IRR,Phone>Email>App>In-Person,true,21:15-06:15,59,122,56,56,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-06-29,Success,v2.10.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A3863,Builder,128474,151963,15283,8.5,3,15,UK,High,,,,1.7,17.4,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;IRR,Chat>Email>App>Phone,true,22:30-07:15,48,134,41,38,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-12-11,Success,v1.8.8,StopLossDisabled,Prioritize liquidity and down payment savings
A3864,Stabilizer,64006,559494,19914,6.2,4,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,5.8,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,Email>Chat>Phone,false,20:45-08:00,56,143,48,42,CreditBureau;OpenBanking;Payroll,16,Human,AutoTransfer,2025-01-22,Success,v1.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3865,Optimizer,99108,1237803,53835,7.6,3,10,US,Low,NoShortSelling,,PennyStocks,1.7,21.2,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;TaxCost;Sharpe,App>In-Person>Phone>Chat>Email,true,20:45-06:00,67,83,60,51,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-09-24,Success,v1.8.6,NoPennyStocks,Enforce tax budget and position caps
A3866,Stabilizer,59962,219549,9724,7.0,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.7,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,App>In-Person>Chat>Email>Phone,true,22:45-06:30,52,145,37,28,OpenBanking,12,Human,AutoTransfer,2025-04-11,Partial,v1.9.4,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3867,Builder,44267,109486,9347,11.3,2,10,US,Low,,,PennyStocks,1.7,12.4,9.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;IRR,Phone>Email>App>In-Person>Chat,false,21:45-07:15,68,134,69,68,CreditBureau;OpenBanking,15,Hybrid,AlertAcknowledge,2025-07-26,Partial,v1.10.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3868,Preserver,106967,1395781,87751,6.6,3,12,US,Medium,NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Chat>App>Email,true,21:30-07:30,68,232,57,51,Brokerage;CreditBureau;OpenBanking,5,None,Rebalance,2025-01-22,Success,v2.9.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3869,Stabilizer,43830,295225,16579,4.6,3,10,US,High,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,14.8,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD,Phone>Chat>Email>App,true,22:15-08:00,47,150,48,49,CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-04-05,Success,v1.8.9,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3870,Stabilizer,118782,522130,17944,3.8,4,12,US,Medium,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.6,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>App>Chat>In-Person,false,22:30-08:30,51,158,52,47,CreditBureau;OpenBanking,16,None,Rebalance,2025-07-29,Success,v2.9.9,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3871,Stabilizer,81810,572664,21948,9.1,2,10,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,Phone>In-Person>Chat>Email,true,19:00-08:30,65,131,73,75,OpenBanking,9,Hybrid,PlanUpdate,2025-01-23,Failed,v1.8.6,NoMargin,Keep expenses buffer ≥ 4 months
A3872,Preserver,137007,1370920,139983,4.9,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,18.0,5.5,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,true,20:00-06:45,77,181,84,80,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-05-08,Success,v1.10.9,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3873,Stabilizer,144471,386641,32398,5.7,2,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,10.1,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Phone>Email,true,22:00-06:15,68,168,72,74,OpenBanking,19,None,AutoTransfer,2025-10-07,Success,v2.8.2,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3874,Builder,23858,32792,2122,9.0,3,10,US,Low,NoDerivatives,NoWeapons,LeveragedETFs,1.5,17.5,11.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;IRR,Phone>Email>Chat,false,19:45-07:30,67,107,70,58,OpenBanking;Payroll,6,None,AutoTransfer,2025-11-13,Success,v1.9.4,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A3875,Builder,62322,138598,9708,8.4,4,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoFossilFuel,,1.5,12.6,9.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,TaxCost;Sharpe;MaxDD,Phone>Chat>App,true,19:00-08:45,68,124,61,57,OpenBanking;Payroll,11,None,AlertAcknowledge,2025-10-08,Success,v2.8.3,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A3876,Preserver,77724,413013,42474,4.7,4,10,US,Low,NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,13.7,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Phone>App>In-Person>Chat>Email,false,21:15-07:15,83,236,70,68,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-07-02,Failed,v2.10.2,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3877,Preserver,118813,1614210,80274,5.7,3,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Chat>In-Person>Email>Phone>App,true,22:00-06:45,82,136,81,78,Brokerage;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-12-26,Partial,v1.8.1,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3878,Builder,96678,295287,10195,9.4,2,10,US,Medium,,,,1.6,22.8,11.4,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,MaxDD;IRR;Sharpe,Email>In-Person>App>Phone,true,23:30-06:15,58,124,55,51,OpenBanking;Payroll,15,None,AlertAcknowledge,2025-05-11,Success,v1.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3879,Optimizer,149610,1829898,55941,5.8,4,12,US,Low,,NoTobacco,PennyStocks,1.7,18.9,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;IRR;TaxCost,Phone>Chat>In-Person>App>Email,true,23:45-06:45,71,69,77,74,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-06-28,Success,v1.9.1,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A3880,Builder,70369,139192,11785,10.4,4,10,AU,Medium,,ESGOnly;NoTobacco,Crypto;PrivateCredit,1.6,16.4,7.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;IRR,Chat>App>In-Person>Email>Phone,true,20:00-06:00,51,110,48,37,OpenBanking,20,Hybrid,AlertAcknowledge,2025-05-24,Success,v1.8.1,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3881,Preserver,92306,740265,60369,7.3,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.4,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>App>In-Person>Email,false,23:30-07:45,76,185,75,70,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-10-07,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3882,Optimizer,191779,1815867,134374,7.1,4,12,US,Low,AccreditedOnly;NoIlliquids,ESGOnly,PennyStocks,1.5,19.8,13.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>App>In-Person,true,19:15-08:30,62,102,66,61,Brokerage;OpenBanking,6,Human,Rebalance,2025-12-18,Failed,v1.8.7,PauseWhenVIX>30,Enforce tax budget and position caps
A3883,Explorer,67047,582513,23064,18.0,2,10,US,Medium,NoShortSelling,NoTobacco;ESGOnly,Crypto;PennyStocks,2.0,20.5,17.2,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;IRR,Chat>Phone>Email,true,20:45-06:45,48,74,44,41,CreditBureau;OpenBanking,4,Human,Rebalance,2025-05-09,Success,v2.8.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3884,Explorer,142064,800411,44511,15.8,2,12,US,Low,,NoFossilFuel,,1.9,27.1,12.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,TaxCost;IRR,Chat>Email>In-Person>Phone,true,23:15-06:15,54,53,58,46,CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-05-08,Success,v1.8.8,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3885,Explorer,52650,228456,18932,11.7,4,10,IN,Medium,NoDerivatives;AccreditedOnly,NoFossilFuel,LeveragedETFs;PennyStocks,1.6,23.4,15.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,TaxCost;Sharpe,Phone>Chat>App>In-Person>Email,true,21:00-08:15,54,66,52,51,CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-03-20,Success,v1.8.9,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3886,Preserver,205115,2905188,226726,5.8,3,12,US,Low,NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.3,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Chat>Phone>Email,true,19:15-08:15,82,120,79,74,Brokerage;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-06-26,Success,v1.10.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3887,Builder,38886,108093,3899,10.5,1,10,US,Medium,,NoTobacco,,1.7,17.6,12.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;IRR,App>Phone>Chat>In-Person>Email,true,22:15-08:15,55,135,52,41,CreditBureau;OpenBanking,15,Hybrid,AutoTransfer,2025-09-20,Success,v1.9.4,NoPennyStocks,Prioritize liquidity and down payment savings
A3888,Optimizer,138275,1073694,82307,9.3,1,15,DE,Medium,NoDerivatives;AccreditedOnly,,PennyStocks,1.7,25.6,11.2,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,Sharpe;TaxCost,In-Person>Phone>App,true,23:45-06:30,71,88,66,66,Brokerage;OpenBanking,1,None,Rebalance,2025-06-29,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A3889,Builder,68610,140435,11896,10.2,4,10,DE,Low,,,Crypto;PrivateCredit,1.5,12.5,9.8,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,MaxDD;TaxCost,Phone>App>Email,false,21:30-08:45,66,86,73,73,CreditBureau;OpenBanking,20,None,AlertAcknowledge,2025-01-31,Success,v2.9.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3890,Builder,48244,173011,5345,13.6,2,10,US,Low,NoIlliquids,,PrivateCredit,1.7,19.4,8.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,TaxCost;IRR,Phone>Email>In-Person>Chat,true,21:15-06:30,57,111,57,55,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-04-10,Success,v2.8.1,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A3891,Preserver,57438,762965,45912,7.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>Chat,false,19:00-08:30,76,166,62,65,Brokerage;OpenBanking;Payroll,8,Human,AutoTransfer,2025-08-06,Partial,v1.9.2,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3892,Optimizer,192079,3405639,100692,6.6,3,12,US,Low,NoShortSelling,,PennyStocks,1.7,24.7,12.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>App>In-Person>Chat>Email,true,19:30-07:15,76,117,77,72,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-07-27,Partial,v2.8.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3893,Stabilizer,73160,161858,11903,7.9,2,10,UK,Low,NoShortSelling;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Chat>Phone,false,20:00-08:00,54,91,55,55,CreditBureau;OpenBanking;Payroll,10,Human,Rebalance,2025-10-08,Failed,v2.10.2,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3894,Preserver,144700,795113,88241,4.5,3,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,8.4,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;MaxDD,Phone>Email>Chat>In-Person>App,false,23:15-07:15,72,182,71,71,Brokerage;OpenBanking,9,None,Rebalance,2025-12-04,Failed,v2.10.7,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3895,Preserver,201593,1190596,54689,6.9,1,15,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.7,8.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>In-Person>Phone>App,true,20:00-07:00,61,239,56,48,Brokerage;CreditBureau;OpenBanking,9,None,PlanUpdate,2025-03-29,Partial,v2.8.5,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3896,Optimizer,169156,2109006,139445,10.9,1,15,DE,Low,NoIlliquids,,PennyStocks;PrivateCredit,1.8,17.0,9.5,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,TaxCost;Sharpe,Chat>Email>Phone,true,22:45-08:15,73,112,79,79,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-10-01,Success,v2.9.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A3897,Optimizer,195184,2373815,99000,8.0,2,15,IN,High,NoDerivatives,,PennyStocks;PrivateCredit,1.5,19.1,13.1,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;IRR,Chat>App>In-Person>Email,true,19:30-07:00,54,72,62,59,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AutoTransfer,2025-05-30,Success,v2.10.1,PauseWhenVIX>30,Enforce tax budget and position caps
A3898,Stabilizer,62381,426089,15438,9.8,1,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,8.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>Email,true,19:30-06:15,56,99,47,41,OpenBanking;Payroll,20,None,AlertAcknowledge,2025-12-12,Success,v1.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3899,Builder,125907,204745,9297,13.9,2,12,US,Medium,,NoTobacco,Crypto,1.7,20.9,10.1,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;TaxCost,Email>In-Person>Chat>Phone,true,22:45-06:30,53,131,39,32,OpenBanking,13,Human,AlertAcknowledge,2025-09-12,Partial,v2.9.4,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A3900,Builder,131863,442493,13360,12.8,4,15,IN,Low,NoShortSelling;NoDerivatives,NoWeapons;ESGOnly,,1.5,24.4,11.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;IRR,App>In-Person>Chat>Phone>Email,true,22:00-07:30,73,77,66,62,OpenBanking,12,None,AlertAcknowledge,2025-09-26,Success,v1.10.3,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3901,Explorer,85593,636236,37984,19.5,4,10,US,Medium,NoDerivatives;NoIlliquids,NoWeapons,,1.7,25.5,16.9,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>Phone>Chat>In-Person,false,19:30-08:45,56,52,56,48,CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-08-03,Partial,v1.9.9,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3902,Preserver,90500,1360958,83487,3.8,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,12.6,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person>Email,false,20:30-06:00,70,195,69,64,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-11-25,Success,v1.10.2,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3903,Builder,67808,143364,6410,13.3,2,10,US,Medium,NoShortSelling;NoIlliquids,,,1.7,16.5,7.4,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,IRR;TaxCost;Sharpe,Chat>Email>App>Phone,true,23:00-07:30,64,139,68,63,OpenBanking,19,Hybrid,PlanUpdate,2025-02-12,Success,v2.9.1,NoMargin,Prioritize liquidity and down payment savings
A3904,Preserver,105071,939644,76789,7.7,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.4,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>App>Chat,true,20:30-06:00,68,206,68,61,Brokerage;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-12-01,Partial,v1.9.5,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3905,Stabilizer,89007,467187,27329,6.7,1,10,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,6.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>In-Person,true,22:30-07:45,54,147,50,42,CreditBureau;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-05-03,Success,v2.8.9,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A3906,Builder,66004,220270,12047,8.7,4,10,US,Medium,NoIlliquids;NoDerivatives,NoWeapons;NoTobacco,,1.6,22.8,10.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR;Sharpe,Phone>In-Person>App>Email,false,20:00-08:30,55,91,58,53,CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-06-02,Success,v1.8.9,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A3907,Stabilizer,64842,414242,21465,8.5,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.5,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,App>Chat>Phone>In-Person>Email,true,19:45-07:00,55,98,62,66,OpenBanking;Payroll,20,None,AlertAcknowledge,2025-09-05,Success,v2.9.2,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A3908,Preserver,92353,546133,81670,5.8,3,10,UK,Low,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,16.2,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Email>Phone>App>Chat,true,23:15-06:00,71,172,80,72,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-05-04,Success,v2.9.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3909,Stabilizer,73312,148893,5457,5.9,3,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,8.2,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD,Email>In-Person>Phone>Chat,false,22:15-06:00,61,155,69,63,OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-09-19,Success,v1.9.6,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3910,Optimizer,222839,2290846,108203,8.0,2,12,US,Low,,NoTobacco,PennyStocks,1.5,27.3,10.8,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;IRR;TaxCost,App>In-Person>Chat,true,19:30-08:45,76,94,68,58,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-10-28,Partial,v1.10.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3911,Explorer,43586,-81632,10471,13.9,4,10,UK,Medium,NoDerivatives,,PennyStocks,2.0,24.7,14.5,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,MaxDD;IRR,In-Person>Chat>App>Email,false,20:45-06:00,59,50,57,47,OpenBanking,7,Human,AutoTransfer,2025-02-04,Success,v1.10.9,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A3912,Builder,27703,125919,4174,9.7,1,10,US,Low,NoIlliquids,NoFossilFuel,LeveragedETFs;PennyStocks,1.4,24.1,10.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;IRR,App>Phone>Email>In-Person,true,23:30-06:15,59,88,63,56,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-08-11,Success,v2.8.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3913,Explorer,33454,243468,6438,14.5,3,10,DE,Low,,,PennyStocks;PrivateCredit,2.1,27.0,17.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,Sharpe;IRR,In-Person>App>Phone,false,21:30-06:15,61,57,63,54,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-07-16,Success,v1.8.8,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3914,Stabilizer,80473,341212,28003,7.6,1,10,SG,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.9,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>App>Phone,true,22:15-08:45,50,130,42,37,OpenBanking;Payroll,8,None,PlanUpdate,2025-10-18,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3915,Builder,75087,195165,9762,11.1,2,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly;NoTobacco,,1.7,12.9,11.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;Sharpe,In-Person>App>Chat>Email>Phone,true,23:00-07:00,58,104,58,48,CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-12-26,Failed,v1.8.6,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A3916,Preserver,157930,1658823,88956,5.8,2,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.5,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>App>Chat,true,22:15-06:30,80,142,75,68,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,AlertAcknowledge,2025-01-03,Success,v1.9.5,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3917,Stabilizer,207763,1018763,97550,4.3,4,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.0,6.8,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Chat>App>Phone>In-Person>Email,true,19:00-06:45,53,157,50,49,OpenBanking,15,None,AlertAcknowledge,2025-03-26,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3918,Preserver,92583,635399,36939,8.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.9,7.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost,Chat>In-Person>Email>App,false,20:15-07:30,83,147,81,74,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-01-09,Success,v1.10.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A3919,Stabilizer,114271,504161,48793,4.5,4,12,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,8.7,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>App,true,22:45-06:00,56,101,61,62,CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-07-16,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3920,Optimizer,90340,590117,53991,10.6,1,10,US,Low,NoShortSelling;NoIlliquids,NoWeapons;NoTobacco,Crypto;PennyStocks;PrivateCredit,1.7,27.5,13.6,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;TaxCost,In-Person>Email>Chat>App>Phone,true,22:15-08:15,60,105,53,43,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-03-20,Success,v2.10.9,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A3921,Optimizer,209600,1932851,94404,8.4,3,12,US,Medium,,ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.4,20.9,12.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;IRR;TaxCost,App>Chat>In-Person>Email,false,19:00-06:30,63,102,76,68,Brokerage;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-02-11,Partial,v2.8.9,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A3922,Optimizer,139228,1222147,62288,7.7,4,15,UK,Low,NoDerivatives,NoWeapons,Crypto;PennyStocks,1.7,21.1,10.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,MaxDD;IRR,Phone>Chat>Email,true,23:30-07:15,74,64,82,82,Brokerage;CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-04-08,Success,v1.10.9,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A3923,Preserver,61284,847915,70075,5.7,2,10,US,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,5.3,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe,Email>Phone>App>Chat,true,21:30-06:30,76,187,61,59,Brokerage;OpenBanking,9,Hybrid,AlertAcknowledge,2025-12-22,Success,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3924,Stabilizer,83996,695153,29533,4.3,4,10,IN,Low,NoShortSelling;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>App>Chat,true,20:15-08:00,63,90,73,67,OpenBanking;Payroll,20,Human,AlertAcknowledge,2025-05-12,Partial,v2.10.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3925,Preserver,121835,596314,24450,5.1,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.2,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,Email>App>Chat>In-Person,false,23:30-06:15,71,125,62,57,Brokerage;OpenBanking,8,Hybrid,AlertAcknowledge,2025-08-12,Success,v2.8.2,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3926,Explorer,78882,874460,39885,17.5,4,10,IN,Low,NoDerivatives;NoIlliquids,,Crypto;PennyStocks;PrivateCredit,2.1,21.3,17.8,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,TaxCost;MaxDD;IRR,Email>Chat>App>Phone>In-Person,true,19:15-07:30,63,50,62,62,OpenBanking,2,None,PlanUpdate,2025-12-20,Success,v2.10.7,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A3927,Stabilizer,65245,383555,21398,7.7,2,10,US,High,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,Phone>App>Email>Chat>In-Person,true,21:00-08:45,55,96,64,59,OpenBanking;Payroll,20,Human,Rebalance,2025-05-19,Success,v2.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3928,Stabilizer,136090,677749,51646,6.6,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,18.0,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person,true,21:15-08:00,58,154,58,52,OpenBanking,12,Human,Rebalance,2025-06-30,Success,v1.8.6,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3929,Builder,110792,-7428,1000,13.3,2,15,SG,Medium,NoDerivatives;NoShortSelling,,,1.6,17.3,8.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,MaxDD;IRR;TaxCost,In-Person>App>Chat,true,22:30-07:15,59,88,69,58,OpenBanking;Payroll,6,None,Rebalance,2025-07-24,Success,v2.9.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3930,Optimizer,170587,1259088,78101,8.3,3,12,US,Low,,,Crypto;PennyStocks,1.6,27.2,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;IRR,Email>Chat>In-Person>App>Phone,true,19:45-08:30,64,81,78,76,Brokerage;OpenBanking,2,Human,Rebalance,2025-07-13,Success,v1.9.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3931,Stabilizer,54713,357927,31200,4.9,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.8,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost,In-Person>Chat>App>Email,true,19:30-08:30,61,96,52,54,CreditBureau;OpenBanking,16,Hybrid,PlanUpdate,2025-06-29,Success,v2.9.6,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3932,Builder,55589,179215,15897,10.8,2,10,US,Low,NoShortSelling,,Crypto;PennyStocks,1.6,14.1,9.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,Sharpe;IRR;MaxDD,Chat>Phone>In-Person,true,22:45-07:45,67,122,52,41,OpenBanking,14,None,AutoTransfer,2025-06-15,Partial,v2.8.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3933,Builder,96027,207231,9569,14.9,1,10,CA,Low,,ESGOnly;NoTobacco,PennyStocks,1.4,17.6,10.1,Home:3y;Retirement:30y,3,Educational,Medium,IRR;MaxDD;TaxCost,Email>Chat>In-Person>Phone>App,false,21:45-06:45,66,105,63,55,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-08-06,Failed,v2.9.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3934,Stabilizer,150076,594835,37330,5.3,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,11.3,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,In-Person>Chat>Email>Phone>App,true,23:15-06:15,59,136,51,47,CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-03-12,Success,v2.8.1,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3935,Preserver,149524,927568,82925,5.4,3,12,US,Medium,NoIlliquids;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.4,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>Phone>Email,true,19:30-08:30,65,147,64,69,Brokerage;OpenBanking,9,Human,Rebalance,2025-06-24,Success,v1.9.7,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3936,Preserver,92030,445522,41891,7.4,2,10,AU,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person,true,20:15-06:30,80,209,83,76,Brokerage;CreditBureau;OpenBanking,14,None,PlanUpdate,2025-08-28,Partial,v1.10.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3937,Preserver,105474,915585,89745,6.4,1,15,DE,Low,NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>Email>Phone>App,true,19:30-07:45,70,140,74,65,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-04-18,Success,v1.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3938,Stabilizer,123263,976951,39882,6.2,3,15,AU,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>App>Chat>In-Person,true,21:00-07:30,57,93,65,59,OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-05-17,Success,v1.9.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3939,Explorer,37019,247760,9121,23.3,1,10,US,Low,,,Crypto;PennyStocks,2.0,20.6,13.1,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,Sharpe;TaxCost,Phone>App>In-Person>Email>Chat,true,22:30-06:15,63,85,57,57,CreditBureau;OpenBanking,3,None,PlanUpdate,2025-10-31,Success,v1.9.5,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3940,Builder,35299,59016,5370,8.9,3,10,US,Low,NoShortSelling;NoIlliquids,,,1.4,21.2,11.4,Home:3y;Retirement:30y,3,Concise,Shallow,MaxDD;IRR;Sharpe,Chat>Email>Phone>In-Person,false,22:30-06:00,73,95,73,73,OpenBanking;Payroll,18,None,PlanUpdate,2025-06-27,Failed,v1.9.1,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3941,Stabilizer,114035,962406,57277,4.8,4,12,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.5,7.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Chat>Email>In-Person>App>Phone,true,20:30-07:15,63,165,62,54,CreditBureau;OpenBanking;Payroll,18,Human,AlertAcknowledge,2025-05-14,Failed,v1.10.2,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3942,Optimizer,129625,1381378,81060,7.6,3,12,US,Low,AccreditedOnly;NoDerivatives,NoTobacco,PennyStocks,1.8,18.2,9.2,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;TaxCost;IRR,Phone>Email>In-Person>Chat,true,21:15-07:00,71,120,86,80,Brokerage;OpenBanking,2,Human,PlanUpdate,2025-11-15,Success,v2.9.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A3943,Optimizer,75635,1470828,37117,9.5,2,10,US,Low,NoShortSelling;NoIlliquids,,PennyStocks,1.5,25.6,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,true,20:00-08:45,65,91,60,55,Brokerage;CreditBureau;OpenBanking,3,None,PlanUpdate,2025-01-01,Success,v1.9.2,PauseWhenVIX>30,Enforce tax budget and position caps
A3944,Builder,60978,200136,8547,11.8,3,10,SG,Low,NoIlliquids,NoFossilFuel;NoWeapons,PennyStocks,1.7,12.9,11.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>Chat>Email>In-Person,true,23:00-08:00,67,73,66,56,OpenBanking,12,Hybrid,AutoTransfer,2025-06-10,Partial,v1.10.8,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3945,Explorer,56718,261900,13851,19.5,2,10,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel;NoWeapons,PrivateCredit,2.0,30.9,17.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;Sharpe,App>Chat>Phone,true,23:45-07:45,70,71,63,55,OpenBanking,6,Human,PlanUpdate,2025-08-01,Success,v2.8.4,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3946,Preserver,121144,1064334,82613,5.1,3,12,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe,App>Email>Chat>Phone>In-Person,false,23:00-06:00,78,200,78,74,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-08-03,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3947,Builder,62778,147057,8450,11.0,1,10,CA,Low,NoIlliquids,NoFossilFuel;ESGOnly,LeveragedETFs;PrivateCredit,1.7,20.4,10.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;Sharpe,Chat>App>Phone>Email,false,19:30-08:15,59,133,45,37,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-05-08,Success,v1.10.1,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A3948,Explorer,80787,637511,29144,19.7,3,10,IN,Low,,,PennyStocks,2.1,27.9,15.2,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,Sharpe;TaxCost,Phone>Chat>App>In-Person,true,20:00-06:00,63,76,65,65,CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-05-07,Success,v1.10.4,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A3949,Preserver,186615,1020267,137720,8.0,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,9.0,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Phone>Chat,false,19:30-06:15,79,202,87,77,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-08-11,Success,v1.10.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A3950,Builder,72402,169786,16759,10.7,2,10,US,Low,NoDerivatives,NoWeapons;NoTobacco,LeveragedETFs;PennyStocks,1.4,22.0,7.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,Sharpe;IRR;MaxDD,Phone>Chat>In-Person,true,22:15-07:30,57,95,43,36,CreditBureau;OpenBanking;Payroll,20,None,AlertAcknowledge,2025-11-08,Success,v2.9.3,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3951,Builder,63319,157219,5317,13.7,2,10,UK,Low,,NoWeapons;NoTobacco,,1.6,22.6,7.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,Sharpe;TaxCost;MaxDD,In-Person>App>Email>Chat>Phone,true,21:15-07:30,71,147,71,66,OpenBanking,18,Human,AlertAcknowledge,2025-08-16,Success,v2.10.6,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3952,Preserver,80665,617190,18748,5.7,3,10,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>Email>In-Person,true,21:45-08:15,71,173,74,80,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-03-06,Success,v2.10.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3953,Preserver,81870,1202302,90259,7.0,2,10,IN,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.0,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost,Phone>In-Person>App>Chat,false,20:15-07:15,80,211,74,76,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-12-26,Failed,v1.8.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3954,Builder,63254,105299,5042,10.6,3,10,IN,Low,NoShortSelling;AccreditedOnly,,,1.4,15.5,10.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;Sharpe,In-Person>Phone>App>Chat>Email,false,23:45-08:15,62,114,71,69,CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-09-16,Success,v2.10.2,NoIlliquids,Prioritize liquidity and down payment savings
A3955,Optimizer,201625,953847,84083,10.6,2,12,US,Medium,AccreditedOnly;NoIlliquids,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.6,23.3,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,MaxDD;IRR,Phone>App>In-Person,true,23:15-07:15,59,116,52,40,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-08-26,Success,v1.10.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A3956,Builder,94673,544858,15212,8.2,4,10,US,Low,,,,1.6,13.0,8.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,IRR;Sharpe,In-Person>Phone>Chat>Email>App,true,20:15-07:45,61,72,54,51,OpenBanking,11,None,AlertAcknowledge,2025-01-13,Failed,v1.9.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3957,Stabilizer,39405,159944,10258,8.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;Sharpe,Chat>In-Person>App>Phone,false,23:30-07:00,61,172,65,59,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-08-24,Partial,v2.10.7,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A3958,Optimizer,308701,3149217,220841,11.3,1,12,US,Low,NoShortSelling,NoWeapons,PennyStocks;PrivateCredit,1.5,25.4,12.5,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;Sharpe;IRR,Phone>App>In-Person,true,20:45-06:30,64,118,72,66,Brokerage;OpenBanking,1,Human,AutoTransfer,2025-02-04,Partial,v1.8.6,NoMargin,Enforce tax budget and position caps
A3959,Builder,51809,134981,9199,10.6,2,10,US,Medium,,,,1.7,18.7,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;TaxCost;Sharpe,App>In-Person>Phone>Chat>Email,true,21:00-08:30,50,130,50,44,OpenBanking,12,None,AutoTransfer,2025-06-13,Success,v1.10.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3960,Stabilizer,58271,269864,23123,7.6,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,App>Email>Phone,true,22:30-06:30,68,135,61,56,OpenBanking,17,None,AutoTransfer,2025-04-05,Success,v2.9.6,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3961,Stabilizer,68191,359208,20171,5.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.4,8.3,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe,Email>Phone>Chat>In-Person>App,true,20:45-07:00,68,173,66,68,CreditBureau;OpenBanking;Payroll,18,Human,AutoTransfer,2025-09-23,Success,v1.8.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A3962,Preserver,225218,876020,125753,4.4,4,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,14.4,7.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Email>App>Phone,true,23:00-07:45,69,189,66,64,Brokerage;OpenBanking,8,Hybrid,AutoTransfer,2025-01-10,Partial,v1.10.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3963,Preserver,127679,791512,27523,6.2,3,15,IN,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,App>Chat>Email,true,19:00-07:45,67,223,69,66,Brokerage;CreditBureau;OpenBanking,11,None,Rebalance,2025-08-03,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3964,Preserver,108386,324892,21993,4.5,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.0,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>Phone,false,22:15-07:30,67,140,68,68,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-04-23,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3965,Preserver,78283,556233,68291,4.0,3,10,CA,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Email>In-Person>Chat,false,23:45-08:15,71,136,72,72,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2024-12-28,Success,v2.10.1,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3966,Preserver,106190,1534225,65247,7.3,2,15,SG,High,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>In-Person,false,23:45-07:45,59,171,52,49,Brokerage;CreditBureau;OpenBanking;Payroll,13,None,PlanUpdate,2025-04-29,Success,v1.10.8,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3967,Optimizer,377317,3676469,236893,7.5,4,12,US,Low,,,PennyStocks,1.6,27.8,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person>Email,true,22:30-06:30,63,84,51,43,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-10-25,Success,v1.10.3,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A3968,Builder,98071,254727,15766,15.5,1,10,US,Medium,,NoWeapons;NoFossilFuel,,1.6,22.7,7.4,Home:3y;Retirement:30y,3,Educational,Medium,IRR;Sharpe;TaxCost,App>Chat>Phone>In-Person,true,23:30-07:00,61,91,70,60,OpenBanking,7,None,Rebalance,2025-03-03,Success,v2.9.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A3969,Builder,54263,117664,10976,10.9,4,10,US,Medium,,ESGOnly;NoWeapons,,1.4,15.3,10.0,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;Sharpe;TaxCost,App>Email>Phone>In-Person,true,23:30-08:30,64,60,74,70,CreditBureau;OpenBanking,9,None,Rebalance,2025-07-20,Partial,v2.10.3,NoIlliquids,Prioritize liquidity and down payment savings
A3970,Stabilizer,63353,249768,23285,7.1,3,10,CA,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.0,8.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,In-Person>App>Email,true,23:45-06:15,46,95,35,26,OpenBanking,8,None,PlanUpdate,2025-08-31,Partial,v1.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A3971,Preserver,125840,592030,64086,4.9,3,15,UK,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.8,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD,Email>App>Chat,true,20:30-07:15,79,182,75,74,Brokerage;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2024-12-26,Success,v1.8.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3972,Builder,102139,-48761,5647,13.3,1,12,US,Low,NoIlliquids,NoTobacco;ESGOnly,LeveragedETFs;PennyStocks,1.6,15.6,7.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;MaxDD,In-Person>Phone>App,false,19:15-07:15,69,122,79,70,CreditBureau;OpenBanking,11,Human,AutoTransfer,2025-02-28,Partial,v1.10.1,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A3973,Preserver,62392,667270,52213,8.9,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,8.4,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,Email>Phone>Chat>In-Person>App,true,22:15-07:30,78,197,73,69,Brokerage;CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-10-29,Success,v1.8.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A3974,Stabilizer,86187,479245,27559,9.6,1,10,US,Medium,NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.3,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Email>In-Person>Phone>Chat,true,22:00-06:45,56,176,46,47,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-01-31,Success,v1.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3975,Builder,91626,151352,16784,12.9,2,10,US,Low,,,Crypto;PennyStocks,1.6,18.3,10.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD;Sharpe,In-Person>Phone>Email>App,true,19:15-08:00,66,131,56,44,CreditBureau;OpenBanking,17,Hybrid,Rebalance,2025-05-12,Success,v2.10.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3976,Preserver,163479,1228934,86070,8.8,1,12,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.9,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe,Email>Chat>In-Person,true,22:45-08:30,69,231,55,50,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-11-13,Failed,v2.8.6,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3977,Optimizer,66026,955691,26239,9.6,1,10,US,Medium,,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.8,18.6,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;IRR,In-Person>App>Email>Chat,true,22:00-08:30,52,66,49,43,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-11-05,Success,v1.8.6,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A3978,Stabilizer,192716,570505,29006,5.0,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.8,8.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Email>In-Person>Chat>Phone,false,22:45-06:30,56,151,58,60,CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-03-22,Success,v1.8.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A3979,Optimizer,98449,2121110,41640,11.4,1,10,US,Medium,,NoTobacco,PennyStocks,1.9,23.1,10.1,Wealth:10y;Estate:20y,10,Directive,Shallow,MaxDD;Sharpe;TaxCost,Email>Chat>Phone>App>In-Person,true,22:00-08:00,53,73,48,36,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-03-24,Failed,v2.8.6,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A3980,Builder,54331,81838,11789,9.5,2,10,US,High,AccreditedOnly,NoFossilFuel,LeveragedETFs;PrivateCredit,1.5,23.6,7.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;IRR;Sharpe,Chat>App>In-Person>Email>Phone,false,21:15-07:30,53,127,41,35,CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-09-24,Partial,v2.8.8,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3981,Preserver,80824,424392,33425,5.7,1,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.6,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe,Phone>Email>App>In-Person,true,23:15-07:00,71,206,66,60,Brokerage;CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-09-20,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3982,Optimizer,161752,2103680,94480,7.2,3,12,US,Low,NoShortSelling,NoFossilFuel;NoTobacco,LeveragedETFs;PennyStocks,1.8,15.6,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;MaxDD,Chat>In-Person>Email>Phone>App,true,21:15-07:15,60,64,57,49,Brokerage;CreditBureau;OpenBanking,1,None,Rebalance,2024-12-30,Failed,v1.9.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A3983,Stabilizer,49555,272901,20676,4.7,4,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Chat>Phone>Email,true,21:00-06:45,57,111,59,58,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-01-16,Success,v2.8.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A3984,Builder,144587,289666,21350,9.7,2,15,CA,Low,,,LeveragedETFs;PrivateCredit,1.7,21.4,11.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,MaxDD;Sharpe,Phone>In-Person>Email>Chat>App,true,20:45-08:15,57,73,60,55,CreditBureau;OpenBanking;Payroll,20,None,Rebalance,2025-01-10,Success,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A3985,Preserver,82139,425827,62207,5.0,2,10,US,Medium,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,App>Email>In-Person,true,19:30-06:00,71,190,80,73,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-06-22,Partial,v1.8.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A3986,Stabilizer,77098,236035,14672,7.6,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Phone>In-Person,false,20:45-06:30,59,173,60,49,OpenBanking,12,Human,AutoTransfer,2025-09-18,Success,v2.8.1,NoPennyStocks,Keep expenses buffer ≥ 4 months
A3987,Builder,39975,122241,6866,10.7,4,10,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,,1.4,19.2,7.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,MaxDD;Sharpe,In-Person>App>Chat,false,20:15-08:45,58,149,45,44,OpenBanking;Payroll,13,Human,AlertAcknowledge,2025-06-15,Success,v1.9.4,StopLossDisabled,Prioritize liquidity and down payment savings
A3988,Explorer,52320,317933,10543,19.6,3,10,US,Low,NoDerivatives,,Crypto,1.8,28.9,15.5,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;IRR,In-Person>Phone>Email,true,21:45-06:45,68,51,64,61,CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-06-03,Success,v1.10.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A3989,Optimizer,44059,259059,20506,9.2,3,10,US,Low,,,PennyStocks,1.9,20.0,12.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;Sharpe,Chat>Phone>In-Person>Email,true,22:45-08:30,67,64,73,67,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-06-11,Success,v2.8.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A3990,Preserver,97588,759459,47704,5.4,2,10,AU,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,App>Phone>Email>In-Person,true,23:00-08:15,60,154,66,72,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-06-18,Success,v2.8.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A3991,Optimizer,114511,868608,76833,7.3,4,12,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;ESGOnly,PennyStocks,1.6,18.5,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,TaxCost;IRR,Chat>In-Person>App,true,20:45-07:30,66,66,62,50,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AutoTransfer,2025-09-09,Success,v2.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A3992,Preserver,48799,214532,30293,4.5,3,10,IN,Low,NoDerivatives;NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD,In-Person>Phone>Email>App,true,19:45-07:30,77,229,83,75,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-10-21,Success,v2.10.4,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A3993,Preserver,91668,417916,39275,5.5,2,10,DE,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>App>Email,false,22:45-07:00,71,151,59,61,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-11-26,Success,v2.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A3994,Stabilizer,90374,816751,34511,6.2,3,10,SG,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.9,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,App>Chat>In-Person,false,22:00-08:30,52,112,38,43,CreditBureau;OpenBanking,16,Hybrid,AutoTransfer,2025-11-24,Success,v1.10.4,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A3995,Explorer,121729,1404538,30344,20.2,3,12,US,Low,,,LeveragedETFs;PennyStocks,1.9,32.3,13.8,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>Email>App,true,22:30-08:45,54,73,41,37,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-05-05,Partial,v1.10.6,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A3996,Explorer,43976,235084,13852,21.0,3,10,US,Low,NoIlliquids;AccreditedOnly,,,2.0,21.3,15.5,Business:5y;Travel:2y,5,Concise,Medium,Sharpe;TaxCost,Chat>In-Person>Phone>App,true,19:30-08:15,68,47,71,62,OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-07-28,Success,v2.9.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A3997,Builder,29198,6811,1000,11.7,1,10,US,Medium,AccreditedOnly;NoDerivatives,NoFossilFuel;NoWeapons,,1.8,18.9,10.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,Sharpe;IRR;TaxCost,App>Phone>In-Person>Email>Chat,true,22:30-07:15,69,133,60,59,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-09-11,Success,v1.10.9,NoIlliquids,Prioritize liquidity and down payment savings
A3998,Builder,62615,180547,12553,11.0,4,10,US,Medium,NoDerivatives,NoTobacco,,1.7,12.5,11.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;Sharpe,App>In-Person>Chat,true,21:30-08:00,64,72,70,64,CreditBureau;OpenBanking;Payroll,17,None,AutoTransfer,2025-08-18,Success,v1.10.4,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A3999,Builder,148378,654447,30595,8.8,3,12,US,Medium,NoIlliquids;NoShortSelling,ESGOnly,,1.7,22.3,7.9,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;IRR;MaxDD,Email>App>Chat,false,23:00-08:30,65,134,66,58,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-06-26,Success,v1.8.6,NoPennyStocks,Prioritize liquidity and down payment savings
A4000,Preserver,86837,609481,88211,5.0,4,10,US,High,NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>In-Person>App>Email>Chat,true,21:30-08:45,76,216,72,72,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-12-09,Success,v2.8.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4001,Stabilizer,59997,160231,13955,6.5,4,10,US,Low,NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,8.8,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost,Chat>App>In-Person,true,22:00-08:45,63,153,68,63,CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-08-14,Partial,v2.9.3,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4002,Preserver,152303,1565806,49154,8.1,1,12,US,Low,NoIlliquids;AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Email,false,19:15-06:45,75,194,65,54,Brokerage;OpenBanking,8,Hybrid,AlertAcknowledge,2025-01-29,Failed,v2.9.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4003,Builder,55789,171788,10062,9.1,3,10,IN,Medium,NoDerivatives;NoIlliquids,,PrivateCredit,1.6,12.6,11.3,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;Sharpe,In-Person>App>Phone>Email>Chat,true,23:00-07:30,63,124,60,50,CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-11-19,Partial,v1.8.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4004,Preserver,85399,333283,45425,7.5,2,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.6,7.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>App>Email,false,19:15-06:15,82,218,73,64,Brokerage;OpenBanking,8,Hybrid,AutoTransfer,2025-04-11,Success,v2.10.6,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4005,Optimizer,85773,424090,15355,7.1,4,10,US,Low,NoShortSelling;NoIlliquids,NoTobacco,LeveragedETFs;PennyStocks,1.6,23.3,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>Phone>App>Email,false,22:15-08:45,71,90,80,69,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-10-04,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A4006,Preserver,103371,1524564,122000,6.5,2,12,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,Email>Phone>App,false,20:30-07:45,78,169,64,67,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-01-26,Failed,v1.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4007,Builder,65649,209671,9065,14.1,2,10,DE,Low,NoIlliquids;NoShortSelling,,,1.7,17.7,10.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;TaxCost;IRR,Phone>App>Chat>Email>In-Person,true,22:45-08:00,65,60,53,53,OpenBanking,10,None,PlanUpdate,2025-02-23,Success,v2.10.4,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4008,Preserver,105351,602449,45735,6.7,2,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>Phone>Email>App,true,22:30-08:45,82,182,92,93,Brokerage;OpenBanking;Payroll,10,Human,Rebalance,2025-05-12,Success,v2.8.9,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4009,Preserver,102862,385661,36569,5.4,3,15,AU,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.4,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Phone>In-Person>App,false,21:15-07:00,75,127,66,65,Brokerage;OpenBanking;Payroll,9,Human,PlanUpdate,2025-02-22,Failed,v2.9.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4010,Builder,32831,43157,4096,12.2,1,10,UK,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs,1.4,17.4,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;TaxCost,Phone>App>Email,true,21:15-08:00,64,127,68,63,CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-05-13,Failed,v1.10.1,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4011,Preserver,127968,1658158,85666,8.6,1,15,AU,High,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,9.1,7.4,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Email>Phone>Chat>App,true,23:30-07:45,70,131,70,71,Brokerage;OpenBanking;Payroll,13,Human,AlertAcknowledge,2025-10-29,Success,v1.9.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4012,Preserver,56561,562988,20487,4.4,4,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.4,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe,Email>Phone>Chat,true,20:15-07:45,67,196,56,55,Brokerage;CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-04-18,Partial,v2.8.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4013,Preserver,87530,944911,84976,6.6,1,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Email>App>Phone>Chat>In-Person,true,20:45-07:00,70,158,75,72,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-04-16,Success,v1.10.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4014,Optimizer,225417,1501616,87470,6.5,4,15,CA,Low,NoDerivatives,,PennyStocks;PrivateCredit,1.7,26.3,11.5,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;MaxDD;TaxCost,Phone>App>In-Person>Chat,false,21:15-08:30,68,109,79,78,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-01-27,Partial,v2.9.2,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A4015,Explorer,86502,424328,42161,19.9,1,10,AU,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.6,22.1,13.8,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;TaxCost,App>Phone>Email,false,19:15-07:15,65,66,63,56,CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-03-12,Partial,v1.10.6,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4016,Optimizer,259382,2328138,156539,7.1,4,12,US,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.7,24.4,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;Sharpe;MaxDD,App>Email>In-Person,true,20:30-06:00,61,120,64,59,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-10-24,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A4017,Builder,53322,164583,4843,13.4,1,10,CA,Low,,NoWeapons,LeveragedETFs,1.5,21.7,7.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,MaxDD;Sharpe,Chat>Email>In-Person,false,20:15-07:30,72,62,79,78,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-09-10,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4018,Stabilizer,57923,131694,5200,6.1,2,10,US,Low,NoShortSelling;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.3,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Phone>Email>Chat,true,21:00-07:15,63,135,62,55,CreditBureau;OpenBanking,13,None,PlanUpdate,2025-06-20,Success,v2.10.9,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A4019,Stabilizer,119821,1166506,52784,6.3,4,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD,In-Person>App>Phone>Email,true,22:15-07:45,67,93,68,65,OpenBanking,9,None,AutoTransfer,2025-12-17,Failed,v2.10.4,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4020,Optimizer,129992,3060409,62354,10.8,3,12,US,Medium,,,PennyStocks;PrivateCredit,1.9,25.8,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;MaxDD,App>Chat>Email>Phone>In-Person,true,19:15-08:15,53,96,63,54,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-01-11,Success,v1.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A4021,Optimizer,340613,5687338,192588,8.3,4,12,US,Medium,,NoWeapons;NoFossilFuel,PennyStocks,1.6,21.1,12.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;MaxDD,App>Chat>Phone>Email,false,20:15-08:15,57,88,58,50,Brokerage;OpenBanking;Payroll,6,None,AutoTransfer,2025-05-24,Success,v2.8.4,StopLossDisabled,Enforce tax budget and position caps
A4022,Builder,43729,197990,7837,15.2,1,10,US,Low,NoIlliquids;AccreditedOnly,,PennyStocks,1.4,12.5,11.0,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;MaxDD,In-Person>Phone>Email>Chat>App,true,23:00-07:45,59,122,52,47,OpenBanking;Payroll,18,None,AutoTransfer,2025-08-06,Success,v1.9.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4023,Stabilizer,99507,576491,43657,6.1,3,10,US,Low,NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,5.8,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>In-Person>Phone,true,21:00-06:15,63,168,68,62,OpenBanking,19,None,PlanUpdate,2025-04-13,Success,v1.8.3,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4024,Optimizer,165717,1115343,108927,8.0,4,12,US,Low,NoDerivatives,,PennyStocks,1.7,25.6,9.2,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>Email>App,false,22:30-07:15,73,62,73,64,Brokerage;OpenBanking,6,None,Rebalance,2025-08-28,Success,v2.10.3,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A4025,Preserver,158978,1636077,62075,5.0,4,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,5.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Email>App>Chat,true,23:30-08:30,72,142,72,76,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,Rebalance,2025-08-10,Success,v1.10.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4026,Stabilizer,95039,877441,44006,7.6,2,10,US,Medium,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,17.0,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,In-Person>Email>App,true,20:30-07:00,52,122,49,50,OpenBanking,20,Human,AutoTransfer,2025-12-14,Partial,v1.10.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4027,Builder,91108,227906,13003,11.3,1,10,US,Low,,,,1.5,18.1,11.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Chat>Phone,true,19:00-06:00,69,103,57,51,OpenBanking,12,Human,AlertAcknowledge,2025-02-02,Success,v1.10.2,NoMargin,Prioritize liquidity and down payment savings
A4028,Preserver,105913,600924,47908,7.0,2,12,US,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Phone>Email>Chat>App,true,22:30-08:45,65,185,53,48,Brokerage;OpenBanking,9,Human,PlanUpdate,2025-07-07,Success,v1.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4029,Builder,103180,550046,27598,10.0,4,12,US,Low,,NoFossilFuel,,1.5,16.0,8.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;Sharpe;IRR,Phone>App>Email,true,21:30-07:45,66,91,71,70,CreditBureau;OpenBanking;Payroll,18,Hybrid,AlertAcknowledge,2025-10-03,Success,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A4030,Preserver,82021,705393,29661,6.8,1,10,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.9,8.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,App>In-Person>Email,false,20:15-08:30,64,240,72,68,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-12-21,Success,v1.9.5,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4031,Preserver,143436,1074177,90127,5.8,2,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat,true,23:15-07:15,70,224,58,52,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-09-13,Partial,v2.10.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4032,Stabilizer,161545,332820,37516,9.1,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.9,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person,true,19:00-06:15,63,99,55,51,OpenBanking,8,Hybrid,AutoTransfer,2025-06-29,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4033,Explorer,48512,262977,11694,15.4,4,10,DE,Low,,ESGOnly;NoWeapons,LeveragedETFs;PennyStocks,1.6,28.2,14.2,Business:5y;Travel:2y,5,Concise,Shallow,Sharpe;IRR;TaxCost,Phone>Email>Chat>App>In-Person,false,22:45-06:30,61,65,58,58,CreditBureau;OpenBanking,2,None,AutoTransfer,2025-08-12,Success,v1.8.5,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A4034,Builder,91364,88270,10997,10.1,1,10,US,High,NoDerivatives;NoShortSelling,,,1.7,13.3,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;TaxCost;MaxDD,Chat>In-Person>Email,true,20:15-07:45,47,120,44,38,CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-01-27,Success,v2.8.4,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A4035,Preserver,117829,1497707,127573,4.8,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,Phone>Email>App,true,19:45-08:45,76,167,82,75,Brokerage;OpenBanking,9,Hybrid,AlertAcknowledge,2025-10-07,Success,v1.8.5,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4036,Preserver,68009,409757,14035,4.3,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>App>Email>In-Person,true,21:45-06:15,75,205,63,56,Brokerage;CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-10-28,Success,v2.8.2,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4037,Preserver,103266,919093,78493,5.3,3,12,US,High,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,11.8,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat,false,22:15-07:00,74,215,74,64,Brokerage;CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-09-19,Partial,v1.10.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4038,Builder,99525,227565,7176,11.4,3,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoTobacco,PrivateCredit,1.6,16.5,9.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,IRR;MaxDD;TaxCost,App>In-Person>Phone>Email>Chat,true,20:30-06:45,57,123,61,57,CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-08-30,Success,v1.10.4,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4039,Builder,93689,367881,18067,14.0,1,10,US,Low,,,PennyStocks;PrivateCredit,1.5,17.4,9.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,MaxDD;Sharpe;IRR,In-Person>Email>Phone>App>Chat,true,21:45-06:00,58,60,64,63,CreditBureau;OpenBanking,12,None,Rebalance,2025-12-02,Success,v1.8.4,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4040,Stabilizer,50951,276703,17051,8.7,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.3,8.5,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,App>Phone>Chat,false,19:00-08:45,53,131,56,51,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-12-06,Success,v2.8.3,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4041,Optimizer,138872,1920488,98728,10.5,1,15,IN,Low,,,PennyStocks,1.7,21.4,14.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;Sharpe,App>In-Person>Chat,true,23:45-08:45,74,106,83,71,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-09-15,Success,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A4042,Optimizer,153268,1736624,81365,10.7,1,12,US,Medium,,,LeveragedETFs;PennyStocks,1.8,19.5,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,Sharpe;MaxDD;IRR,Phone>In-Person>Chat>App,true,19:00-07:00,52,81,57,57,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-05-25,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4043,Preserver,142900,1443207,78980,6.8,1,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.4,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,App>Email>Phone,true,23:15-06:00,74,195,73,73,Brokerage;OpenBanking,9,Human,AlertAcknowledge,2025-09-28,Partial,v2.8.2,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4044,Stabilizer,74915,303245,21864,9.5,1,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.5,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;Sharpe,Email>Phone>Chat>In-Person>App,true,20:45-08:00,58,163,48,45,OpenBanking,14,Human,AlertAcknowledge,2025-12-11,Success,v2.9.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4045,Stabilizer,57886,382754,25715,8.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.9,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Phone>Chat>App>Email>In-Person,false,21:15-07:15,62,140,62,58,CreditBureau;OpenBanking;Payroll,17,Hybrid,Rebalance,2025-04-03,Success,v2.10.7,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4046,Builder,109650,424975,12240,10.9,4,15,CA,Low,,,LeveragedETFs,1.5,17.4,9.5,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;TaxCost,In-Person>App>Chat,false,19:15-08:00,69,95,76,74,OpenBanking,18,None,PlanUpdate,2025-06-19,Success,v2.9.8,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4047,Builder,40856,118962,5633,12.5,3,10,AU,Medium,NoShortSelling,NoFossilFuel,,1.7,13.8,9.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;Sharpe,In-Person>Phone>App>Email>Chat,false,19:00-08:30,60,134,50,47,CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-11-27,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4048,Stabilizer,56028,258790,13568,7.5,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.8,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Chat>Email,true,19:30-08:30,63,154,71,71,OpenBanking;Payroll,5,None,PlanUpdate,2025-02-23,Success,v1.8.4,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4049,Preserver,134437,1444802,50197,4.1,4,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.8,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Email>In-Person>Phone>Chat>App,true,21:30-07:30,78,152,68,67,Brokerage;OpenBanking,7,Human,Rebalance,2025-09-27,Success,v2.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4050,Builder,76868,322194,8956,11.2,2,10,US,Low,NoIlliquids,NoFossilFuel,Crypto;PrivateCredit,1.5,12.0,8.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;MaxDD,App>Phone>In-Person,false,19:30-08:45,71,79,72,64,OpenBanking,11,None,AlertAcknowledge,2025-05-19,Partial,v1.10.9,NoIlliquids,Prioritize liquidity and down payment savings
A4051,Stabilizer,77947,192450,10320,10.3,1,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Email>Phone,true,22:30-08:15,60,179,48,49,CreditBureau;OpenBanking;Payroll,14,None,Rebalance,2025-07-04,Success,v2.8.2,NoPennyStocks,Keep expenses buffer ≥ 4 months
A4052,Preserver,71681,955124,65601,4.3,3,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,App>Email>Phone>In-Person,false,21:00-06:45,74,130,78,76,Brokerage;CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-05-18,Failed,v1.9.3,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A4053,Builder,99961,191002,24731,10.2,3,10,SG,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs,1.6,14.1,11.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;IRR;MaxDD,Phone>App>Email>Chat>In-Person,true,21:00-07:45,57,149,55,46,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-05-10,Success,v1.9.1,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4054,Builder,85845,333450,16864,9.5,4,10,US,Low,,,LeveragedETFs,1.4,19.4,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,TaxCost;IRR;MaxDD,Phone>Email>In-Person,true,23:00-06:15,61,140,56,51,OpenBanking,9,None,AlertAcknowledge,2025-03-16,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4055,Optimizer,320390,2040991,161057,10.6,2,15,CA,Low,NoIlliquids,NoTobacco;ESGOnly,PennyStocks,1.6,17.4,12.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;IRR;TaxCost,Phone>In-Person>Email>App>Chat,false,22:00-08:30,70,114,71,62,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-08-28,Failed,v1.9.3,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A4056,Preserver,130632,913671,83724,3.6,3,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>App>Email,true,23:15-08:00,80,146,70,68,Brokerage;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-10-20,Success,v1.9.9,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4057,Builder,35501,59353,7203,13.4,1,10,IN,Low,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto,1.7,22.6,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;Sharpe;MaxDD,Phone>In-Person>App>Chat,true,21:30-06:30,59,128,52,47,CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-12-07,Success,v2.8.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A4058,Builder,69380,108702,8180,7.8,3,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;PrivateCredit,1.8,21.1,11.0,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;MaxDD;Sharpe,Chat>In-Person>App,false,23:45-06:45,69,103,58,46,CreditBureau;OpenBanking,17,None,Rebalance,2025-05-30,Failed,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4059,Builder,63583,106070,5757,12.7,1,10,US,Medium,NoShortSelling,ESGOnly;NoWeapons,,1.5,13.5,11.6,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,TaxCost;IRR;Sharpe,Email>Chat>Phone,false,20:00-07:15,64,98,72,61,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-01-19,Success,v1.9.4,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4060,Builder,61661,220176,11709,12.4,3,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;ESGOnly,,1.5,12.5,11.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost,Phone>App>In-Person>Email,false,20:30-07:30,73,62,82,77,CreditBureau;OpenBanking,20,None,Rebalance,2025-11-17,Success,v2.10.2,NoMargin,Prioritize liquidity and down payment savings
A4061,Stabilizer,67269,381616,13422,9.4,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.7,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Phone>Email>In-Person,false,21:45-07:30,50,119,38,40,OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-08-24,Success,v1.9.3,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4062,Optimizer,130925,1143191,58242,7.3,4,15,CA,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.9,21.4,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,MaxDD;Sharpe,Email>App>Chat,true,21:00-06:00,76,70,84,72,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-12-08,Success,v2.8.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4063,Builder,47448,175319,10156,9.6,4,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,PrivateCredit,1.6,17.1,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;TaxCost;MaxDD,App>Chat>Email>Phone,true,21:15-06:45,67,95,77,72,OpenBanking,10,Human,AlertAcknowledge,2025-11-09,Success,v2.8.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4064,Preserver,52267,338191,28749,5.3,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,Chat>Email>App,true,21:00-08:15,75,130,71,65,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-03-23,Success,v2.8.7,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4065,Stabilizer,86813,547403,19506,5.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>In-Person,true,20:00-06:15,64,157,49,39,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-02-01,Success,v1.8.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A4066,Explorer,108297,818440,22282,15.8,4,12,US,Medium,,,LeveragedETFs;PennyStocks,1.7,23.0,15.7,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,IRR;MaxDD;TaxCost,Phone>App>Chat>In-Person>Email,true,21:15-08:45,61,80,73,65,OpenBanking,5,None,Rebalance,2025-12-12,Success,v1.10.1,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4067,Preserver,118673,784784,54059,8.4,1,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.2,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>Chat,false,20:45-08:45,74,205,71,63,Brokerage;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-09-12,Success,v1.8.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4068,Builder,75572,126975,6504,10.8,1,10,US,Medium,NoDerivatives,,PrivateCredit,1.8,15.7,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;Sharpe,Phone>Chat>App>In-Person>Email,true,22:00-07:15,57,109,64,54,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-05-14,Success,v1.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4069,Stabilizer,52956,208686,13358,4.3,4,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Chat>Phone>Email,false,19:00-07:00,59,144,57,57,OpenBanking;Payroll,6,Hybrid,Rebalance,2025-09-01,Success,v2.8.9,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A4070,Stabilizer,105054,450908,35778,10.2,1,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,11.5,7.3,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe,App>In-Person>Chat>Email,false,22:45-08:15,60,133,65,63,OpenBanking,8,Human,Rebalance,2025-08-24,Success,v2.10.7,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4071,Stabilizer,31996,135304,12572,8.9,1,10,AU,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,Chat>Email>In-Person>App,true,21:30-07:00,55,160,40,37,OpenBanking;Payroll,10,Human,Rebalance,2025-06-01,Failed,v2.8.6,NoMargin,Keep expenses buffer ≥ 4 months
A4072,Explorer,165400,1175101,35045,15.8,3,15,CA,Low,,,PennyStocks,2.0,33.8,17.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;MaxDD,Chat>App>In-Person>Email,false,21:15-07:15,69,59,64,64,OpenBanking,5,None,AlertAcknowledge,2025-10-31,Success,v2.9.1,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4073,Builder,51572,17097,1000,12.5,3,10,US,Medium,NoDerivatives;NoIlliquids,,,1.4,23.1,10.5,Home:3y;Retirement:30y,3,Directive,Shallow,MaxDD;TaxCost,Chat>In-Person>Email,false,23:15-08:30,66,150,61,59,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-09-11,Success,v1.9.4,NoMargin,Prioritize liquidity and down payment savings
A4074,Preserver,131321,1527413,90051,5.4,2,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.4,8.5,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Chat>Phone>App>Email>In-Person,true,20:30-08:45,77,159,68,67,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-10-05,Partial,v1.9.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4075,Preserver,82203,653315,54715,7.6,1,10,AU,Low,NoDerivatives;NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>In-Person,true,20:00-08:15,80,126,80,70,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-10-17,Success,v1.9.2,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4076,Builder,69461,263554,12557,14.5,1,10,US,Low,,,,1.6,20.7,9.2,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR,App>Email>In-Person>Phone>Chat,true,22:45-06:30,68,80,74,69,OpenBanking,14,Human,PlanUpdate,2025-07-27,Partial,v1.8.8,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A4077,Preserver,86080,500587,20424,5.6,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.7,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;Sharpe,Chat>Phone>Email>App>In-Person,true,23:00-07:30,76,216,84,83,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-04-23,Success,v2.8.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4078,Preserver,44308,653366,31080,5.2,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.7,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;Sharpe,In-Person>App>Phone,true,20:15-06:15,68,185,63,61,Brokerage;CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-03-19,Partial,v2.10.1,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4079,Optimizer,165072,1943301,109929,9.4,3,15,IN,Low,NoDerivatives;NoShortSelling,NoFossilFuel,PennyStocks,1.9,22.3,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;TaxCost,Phone>Email>Chat>App,true,22:00-08:15,76,93,74,70,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-06-11,Partial,v1.8.3,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A4080,Stabilizer,46674,129271,6994,3.4,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.6,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,Sharpe;MaxDD,In-Person>Email>Phone>App>Chat,false,23:30-08:15,50,128,60,61,OpenBanking,7,Human,PlanUpdate,2025-04-04,Partial,v1.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4081,Stabilizer,45122,271835,17509,7.3,3,10,CA,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.3,7.8,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Phone>App>Email,true,22:45-08:45,63,137,54,53,CreditBureau;OpenBanking;Payroll,19,Human,PlanUpdate,2025-09-14,Success,v1.9.4,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4082,Builder,53172,-8400,1000,10.5,4,10,DE,Low,NoIlliquids;NoShortSelling,NoWeapons,LeveragedETFs,1.7,14.8,7.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;Sharpe,Email>In-Person>Chat,true,20:30-07:15,67,138,60,54,CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-08-07,Success,v1.9.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A4083,Optimizer,104523,1559247,44271,8.0,3,12,US,Low,,,PennyStocks,1.5,24.5,11.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;TaxCost;Sharpe,In-Person>Chat>Phone>Email,true,22:00-07:30,76,73,78,72,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-05-15,Success,v2.9.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A4084,Stabilizer,84771,208124,16328,6.6,3,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,6.4,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Email>App>In-Person,true,22:00-08:30,61,149,49,42,OpenBanking,8,Human,AlertAcknowledge,2025-07-26,Success,v1.8.9,NoMargin,Keep expenses buffer ≥ 4 months
A4085,Optimizer,93386,1171316,55066,7.7,3,10,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel;ESGOnly,LeveragedETFs;PennyStocks,1.9,26.4,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,IRR;TaxCost,In-Person>Phone>App>Email,true,22:00-07:30,62,85,53,41,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-06-02,Success,v2.10.8,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A4086,Preserver,288691,1671536,236698,9.1,1,12,US,Medium,NoDerivatives;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person,true,19:30-08:45,66,213,56,59,Brokerage;OpenBanking,12,Hybrid,AutoTransfer,2025-09-05,Success,v1.9.9,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A4087,Optimizer,55830,890108,31365,7.5,3,10,US,Low,,,PennyStocks,1.8,18.4,10.9,Wealth:10y;Estate:20y,10,Directive,Shallow,TaxCost;MaxDD;IRR,App>In-Person>Phone>Chat>Email,false,23:15-06:15,68,97,71,69,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-11-28,Success,v2.8.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4088,Optimizer,102434,992467,75038,7.2,4,12,US,Medium,AccreditedOnly,NoWeapons,PennyStocks,1.7,24.0,9.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;TaxCost;IRR,Chat>Phone>App>Email,false,22:00-06:15,52,80,39,34,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-12-03,Partial,v1.8.9,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4089,Optimizer,153702,1751480,69995,6.3,4,12,US,Low,AccreditedOnly;NoIlliquids,NoTobacco;NoWeapons,PennyStocks,1.8,19.8,13.4,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;MaxDD;IRR,Email>Phone>App>In-Person>Chat,true,19:45-08:30,72,81,68,68,Brokerage;CreditBureau;OpenBanking,7,None,PlanUpdate,2025-04-01,Success,v1.10.2,LimitOrderOnly,Enforce tax budget and position caps
A4090,Explorer,107978,459262,47892,14.1,4,12,US,Low,,ESGOnly;NoFossilFuel,PennyStocks,1.8,20.6,16.8,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,IRR;TaxCost;Sharpe,App>Email>Phone>In-Person,false,20:30-06:45,62,56,49,44,OpenBanking;Payroll,7,None,AutoTransfer,2025-03-17,Success,v1.9.3,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4091,Explorer,87818,667163,25732,16.0,4,10,AU,Medium,NoDerivatives,,LeveragedETFs;PennyStocks,2.0,21.8,15.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Phone,false,20:15-07:45,57,73,62,57,OpenBanking,5,Human,AutoTransfer,2025-08-20,Failed,v2.9.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4092,Preserver,138504,618089,66645,3.8,4,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Email>App>Chat>Phone>In-Person,true,20:00-07:15,78,230,78,72,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-09-13,Success,v1.8.3,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4093,Preserver,74811,275463,25284,4.8,4,10,UK,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD,Chat>App>Phone>In-Person,false,21:45-06:45,73,172,71,62,Brokerage;OpenBanking,9,Hybrid,AlertAcknowledge,2024-12-27,Success,v1.9.9,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4094,Preserver,125254,542181,29131,6.1,2,12,US,Low,NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>In-Person,true,20:45-08:15,69,170,65,59,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-04-18,Success,v1.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4095,Builder,118926,600377,13920,10.9,3,12,US,Medium,NoIlliquids;AccreditedOnly,,LeveragedETFs;PrivateCredit,1.4,18.4,11.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;Sharpe,Phone>Chat>App>In-Person>Email,false,23:45-08:00,52,87,61,49,CreditBureau;OpenBanking,17,Hybrid,AutoTransfer,2025-12-20,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A4096,Preserver,120209,1305772,102707,6.1,2,15,CA,High,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Email>Phone>App>Chat,true,19:15-08:00,68,214,67,68,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-03-10,Success,v1.8.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4097,Stabilizer,199938,821536,72220,9.2,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.9,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Email>Phone>In-Person,true,21:45-08:45,51,178,59,52,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-10-24,Failed,v2.9.7,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4098,Stabilizer,71328,382168,23906,5.3,4,10,UK,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.6,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost,In-Person>App>Phone>Chat,false,20:15-08:15,68,121,64,63,CreditBureau;OpenBanking;Payroll,17,Human,AlertAcknowledge,2025-06-03,Success,v1.10.6,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4099,Stabilizer,63653,234026,7206,5.4,3,10,UK,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,14.7,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Chat>Email>In-Person>App>Phone,false,19:30-07:45,57,127,51,47,CreditBureau;OpenBanking;Payroll,16,Hybrid,Rebalance,2025-10-27,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4100,Preserver,49596,495616,25946,7.8,1,10,AU,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD,Phone>App>Email>Chat>In-Person,false,21:15-08:45,73,171,66,55,Brokerage;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-11-07,Success,v2.9.2,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4101,Builder,54280,186251,7969,10.3,2,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;NoWeapons,PennyStocks;PrivateCredit,1.8,23.7,8.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;MaxDD,Email>Chat>App>In-Person>Phone,false,23:45-08:45,63,126,52,52,CreditBureau;OpenBanking,16,None,Rebalance,2024-12-31,Success,v2.8.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4102,Stabilizer,90724,546409,50984,7.0,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,5.6,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Chat>Email,true,19:00-07:30,64,166,58,51,CreditBureau;OpenBanking;Payroll,10,None,Rebalance,2025-09-07,Success,v1.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4103,Optimizer,188768,2577944,78770,9.1,3,12,US,Low,NoIlliquids,,LeveragedETFs;PennyStocks,1.7,26.6,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Phone>Email>Chat,true,22:00-07:30,60,96,64,64,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-05-27,Success,v2.10.1,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4104,Builder,124083,189288,14935,11.6,2,12,US,Low,,,Crypto;PrivateCredit,1.7,13.2,9.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;Sharpe,Phone>App>Chat>In-Person>Email,true,20:45-06:45,58,121,46,35,CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-09-17,Failed,v2.10.3,NoPennyStocks,Prioritize liquidity and down payment savings
A4105,Explorer,73067,661847,15951,19.5,3,10,SG,Low,,ESGOnly;NoWeapons,PennyStocks,1.7,21.3,15.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;MaxDD;TaxCost,Email>Phone>App>In-Person,true,23:00-07:00,54,59,46,34,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-08-14,Partial,v1.9.6,NoIlliquids,Allow small experimental sleeve ≤ 3%
A4106,Builder,51222,73485,6969,15.5,1,10,US,Low,,NoTobacco,LeveragedETFs,1.5,20.1,9.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;TaxCost,Email>Chat>Phone>In-Person>App,true,22:30-07:30,72,106,58,47,OpenBanking,19,Hybrid,AutoTransfer,2024-12-26,Success,v2.8.4,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4107,Builder,36558,90535,7989,7.0,4,10,CA,Medium,NoShortSelling;NoIlliquids,,LeveragedETFs;PrivateCredit,1.8,13.4,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,MaxDD;TaxCost;IRR,App>Chat>Phone>Email>In-Person,false,21:30-07:15,53,60,38,33,CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-03-31,Partial,v1.9.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4108,Preserver,91777,604200,41826,6.2,2,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,8.9,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,In-Person>Phone>App,true,19:15-06:00,80,187,85,88,Brokerage;CreditBureau;OpenBanking;Payroll,9,None,AutoTransfer,2025-10-15,Success,v1.8.7,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4109,Preserver,65466,734922,42360,4.5,4,10,US,Low,NoShortSelling;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.9,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,Email>In-Person>Chat,false,19:00-06:00,83,227,73,76,Brokerage;OpenBanking;Payroll,6,Human,Rebalance,2025-07-11,Success,v2.10.5,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4110,Optimizer,109101,2300685,39431,12.0,2,12,US,Low,NoShortSelling,ESGOnly,Crypto;PennyStocks,1.7,18.8,11.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;TaxCost,In-Person>Email>Chat,true,22:30-08:15,68,111,59,56,Brokerage;OpenBanking;Payroll,1,Hybrid,AutoTransfer,2025-08-28,Partial,v2.8.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4111,Optimizer,60237,835692,30629,10.3,2,10,US,High,NoIlliquids;NoShortSelling,,Crypto;PennyStocks,1.9,19.1,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,TaxCost;Sharpe;MaxDD,Email>Chat>App,true,21:00-08:15,48,113,52,50,Brokerage;OpenBanking;Payroll,3,Human,Rebalance,2025-07-14,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4112,Builder,56417,220554,7188,13.1,3,10,CA,Low,,,PrivateCredit,1.6,23.6,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;TaxCost,In-Person>Phone>Email,false,19:00-07:45,71,138,63,55,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-08-02,Success,v2.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A4113,Optimizer,87908,372045,43845,7.6,2,10,US,Low,NoShortSelling,NoWeapons,Crypto;PennyStocks,1.9,15.4,9.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;MaxDD,Email>Phone>In-Person>Chat>App,true,22:45-06:15,62,93,58,56,Brokerage;OpenBanking,7,None,AutoTransfer,2025-07-18,Success,v1.8.5,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4114,Stabilizer,112207,377036,23659,6.3,4,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,6.7,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,In-Person>Chat>App>Email>Phone,true,21:45-08:45,63,138,62,54,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-11-30,Success,v2.10.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4115,Builder,39092,192833,11029,11.6,4,10,CA,Low,,,,1.8,18.0,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;IRR,Chat>Phone>In-Person>App,true,22:45-07:45,65,65,69,65,OpenBanking,20,Hybrid,Rebalance,2025-10-29,Success,v2.8.7,StopLossDisabled,Prioritize liquidity and down payment savings
A4116,Stabilizer,36025,154078,11967,5.8,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.7,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,App>Email>Chat,true,20:00-07:45,56,126,48,41,OpenBanking;Payroll,16,None,AlertAcknowledge,2025-08-24,Success,v2.10.2,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4117,Builder,94180,208912,19845,12.6,2,10,DE,Low,AccreditedOnly;NoShortSelling,,Crypto;PennyStocks,1.7,15.4,10.9,Home:3y;Retirement:30y,3,Concise,Medium,IRR;TaxCost,Email>In-Person>App>Chat,true,22:30-08:45,60,67,66,55,OpenBanking;Payroll,16,None,AlertAcknowledge,2025-06-15,Partial,v1.9.7,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4118,Optimizer,256003,3455043,118285,9.7,1,12,US,High,,,Crypto;PennyStocks;PrivateCredit,1.8,15.7,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,Sharpe;MaxDD;IRR,App>Phone>In-Person,true,23:15-07:45,54,82,45,44,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-04-20,Partial,v2.9.3,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A4119,Builder,93710,331120,18322,13.8,1,10,US,Low,NoDerivatives,,,1.8,13.6,7.2,Home:3y;Retirement:30y,3,Directive,Deep,MaxDD;TaxCost;Sharpe,Email>Phone>Chat>App>In-Person,true,22:30-07:30,60,118,59,58,CreditBureau;OpenBanking,20,Human,AlertAcknowledge,2025-07-06,Failed,v2.10.4,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4120,Stabilizer,68891,197301,19017,4.9,4,10,CA,Low,NoShortSelling;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.9,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,App>Chat>Email>In-Person>Phone,true,19:45-07:30,66,114,57,58,CreditBureau;OpenBanking;Payroll,19,Hybrid,Rebalance,2025-03-24,Partial,v2.10.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4121,Preserver,70020,661222,61427,6.3,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,8.9,6.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe,Chat>Phone>Email>App>In-Person,true,20:15-06:30,81,198,70,66,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-06-20,Success,v1.9.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4122,Preserver,90778,691704,81338,4.7,2,10,AU,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>App>Email,false,22:15-08:45,76,225,86,87,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-12-23,Partial,v2.10.7,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4123,Stabilizer,61953,396233,34340,5.6,3,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,12.0,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>App>Chat>Phone,true,23:45-07:45,53,167,43,48,CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-09-13,Success,v2.9.2,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4124,Builder,38545,52808,2116,7.7,4,10,US,Low,AccreditedOnly,,,1.7,12.6,10.6,Home:3y;Retirement:30y,3,Directive,Shallow,TaxCost;Sharpe;MaxDD,App>In-Person>Phone,true,23:30-07:45,65,134,56,50,OpenBanking,7,Hybrid,AlertAcknowledge,2025-06-09,Failed,v1.9.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4125,Preserver,99239,1195491,81067,5.6,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Email>Phone>In-Person,true,23:45-07:30,67,127,70,68,Brokerage;OpenBanking,5,None,AutoTransfer,2025-08-12,Success,v1.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4126,Preserver,165245,1788065,80428,6.2,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>Chat>In-Person>App,false,23:15-06:00,74,122,66,69,Brokerage;OpenBanking,10,Hybrid,AlertAcknowledge,2025-02-20,Success,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4127,Stabilizer,104703,331304,41038,4.5,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,App>Phone>Chat,true,22:15-08:15,59,166,54,50,OpenBanking,13,None,AlertAcknowledge,2025-09-25,Success,v2.10.3,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4128,Stabilizer,84822,160754,20340,9.3,2,10,US,Medium,NoDerivatives;AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,Email>In-Person>App>Phone>Chat,true,21:45-08:00,48,178,45,41,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-03-14,Partial,v1.8.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4129,Preserver,96485,262826,23283,7.8,1,10,US,Low,NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Email>Chat>In-Person>Phone,true,20:30-08:45,69,216,61,60,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-04-02,Success,v2.8.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4130,Optimizer,73890,724416,49575,9.8,1,10,US,Medium,NoShortSelling;NoDerivatives,,Crypto;PennyStocks,1.5,21.5,9.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Phone>Email,true,20:45-07:00,66,72,55,44,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-06-02,Failed,v1.10.7,NoPennyStocks,Enforce tax budget and position caps
A4131,Optimizer,207966,5662359,187020,10.1,2,15,CA,Low,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;PennyStocks,1.5,17.1,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;IRR;MaxDD,Chat>Email>App>In-Person,true,22:30-08:45,73,107,84,83,Brokerage;OpenBanking,7,None,Rebalance,2025-10-16,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A4132,Explorer,34659,207109,7843,15.4,4,10,DE,Low,,,LeveragedETFs;PennyStocks,1.9,32.5,17.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;Sharpe,Email>App>Phone>In-Person>Chat,true,23:00-08:15,68,48,58,48,OpenBanking,6,None,AutoTransfer,2025-03-19,Partial,v1.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4133,Explorer,25224,32726,3732,13.6,4,10,US,Low,NoIlliquids,NoWeapons,PennyStocks,1.9,28.1,14.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,MaxDD;TaxCost,In-Person>Email>Phone>App>Chat,true,23:30-08:00,61,78,70,65,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-11-27,Success,v1.9.2,NoMargin,Allow small experimental sleeve ≤ 3%
A4134,Optimizer,116861,1128474,52477,12.5,1,15,AU,Low,,NoFossilFuel,PennyStocks,1.8,27.3,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;Sharpe,Email>In-Person>Chat>Phone,true,23:45-06:30,63,119,74,70,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-09-05,Success,v2.9.5,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A4135,Optimizer,97577,1279210,52145,9.2,3,10,SG,Low,,,PennyStocks,1.8,19.9,11.1,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;IRR,Phone>In-Person>Email,true,22:15-07:45,62,62,63,51,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-05-06,Success,v1.8.1,NoIlliquids,Enforce tax budget and position caps
A4136,Builder,56414,157464,12293,10.1,4,10,US,Low,,ESGOnly,,1.7,18.3,8.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;MaxDD;IRR,In-Person>App>Email,true,20:15-08:00,68,78,64,64,CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-11-26,Success,v2.10.9,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4137,Builder,91702,241163,14933,9.2,4,10,CA,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;PennyStocks,1.8,15.9,8.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;IRR,In-Person>App>Phone,true,22:00-08:45,69,106,73,67,OpenBanking,8,Hybrid,AutoTransfer,2025-11-15,Success,v2.9.7,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A4138,Preserver,122479,613152,41896,6.3,2,15,CA,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,Email>Chat>In-Person,true,20:00-07:15,77,128,82,76,Brokerage;OpenBanking;Payroll,14,Human,AutoTransfer,2025-11-17,Success,v1.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4139,Optimizer,168063,1043808,109151,6.8,3,15,IN,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoTobacco,PennyStocks,1.9,27.7,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;IRR;TaxCost,Email>In-Person>Chat,true,21:30-07:30,64,85,57,46,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-09-25,Success,v1.10.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4140,Builder,108098,180044,5839,11.4,1,15,UK,Low,NoDerivatives;AccreditedOnly,NoWeapons,PennyStocks,1.5,16.2,8.5,Home:3y;Retirement:30y,3,Educational,Medium,IRR;Sharpe;TaxCost,Email>In-Person>App>Phone,true,19:45-06:15,58,61,59,57,CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-06-28,Success,v2.9.1,StopLossDisabled,Prioritize liquidity and down payment savings
A4141,Stabilizer,42929,385790,10659,10.3,1,10,US,Medium,AccreditedOnly;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost,App>Phone>Email>In-Person>Chat,true,21:15-07:30,51,144,40,45,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-08-05,Failed,v1.9.4,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4142,Preserver,198715,1127712,45630,5.0,3,12,US,Medium,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe,Phone>In-Person>Email>Chat,false,20:00-07:30,70,232,80,73,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-05-27,Success,v2.9.4,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4143,Stabilizer,51099,368562,19184,7.9,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.0,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD,Email>App>In-Person>Phone,true,20:00-06:00,65,121,60,60,CreditBureau;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-12-24,Success,v2.8.9,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4144,Preserver,111729,1247353,98128,5.4,3,15,UK,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email>App,true,20:15-07:45,73,149,74,74,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-03-28,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4145,Builder,153776,322475,21287,10.1,3,15,SG,Low,NoDerivatives,,LeveragedETFs,1.4,21.6,11.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;Sharpe,Chat>App>Email>Phone>In-Person,true,21:45-08:30,57,92,45,38,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-01-28,Partial,v1.8.9,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A4146,Explorer,137721,1194498,34230,17.1,2,12,US,Low,NoShortSelling;AccreditedOnly,NoTobacco,PennyStocks;PrivateCredit,1.7,24.7,16.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;MaxDD,Phone>In-Person>App>Email>Chat,true,21:15-08:00,63,61,66,59,OpenBanking,1,Hybrid,PlanUpdate,2025-10-11,Success,v2.10.8,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4147,Explorer,124993,659187,53953,15.8,1,12,US,Medium,,,PennyStocks;PrivateCredit,1.8,34.4,17.1,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,IRR;Sharpe,In-Person>Phone>Chat>App>Email,true,23:00-07:15,63,82,68,60,OpenBanking,2,None,Rebalance,2025-02-28,Success,v2.10.6,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4148,Stabilizer,72468,703506,35968,6.9,4,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.5,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;TaxCost,Email>Phone>In-Person>Chat,true,19:30-08:00,54,118,55,56,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-12-02,Partial,v2.10.7,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A4149,Builder,34326,53024,3863,11.4,2,10,UK,Low,,,,1.5,18.7,10.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;IRR,Chat>Phone>App>In-Person>Email,false,22:15-08:15,67,84,75,73,CreditBureau;OpenBanking;Payroll,16,Human,AlertAcknowledge,2025-05-30,Success,v1.10.6,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A4150,Builder,40897,78467,8402,12.0,2,10,US,Low,AccreditedOnly,,,1.5,21.4,8.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;IRR,Email>In-Person>Chat,true,21:00-06:15,64,70,56,48,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-04-02,Success,v2.10.5,StopLossDisabled,Prioritize liquidity and down payment savings
A4151,Preserver,86970,607840,23605,6.7,2,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.9,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD,Email>In-Person>App,true,21:45-08:45,71,213,68,62,Brokerage;OpenBanking;Payroll,8,Human,PlanUpdate,2025-12-09,Partial,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4152,Explorer,48636,484143,17236,17.3,2,10,US,Low,,,PennyStocks,2.0,29.6,17.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,IRR;Sharpe;TaxCost,Chat>In-Person>App>Phone,true,19:30-08:00,57,65,45,37,OpenBanking,5,None,AlertAcknowledge,2025-01-30,Partial,v1.10.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A4153,Preserver,74082,485394,15913,6.1,1,10,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.4,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Phone>App,false,19:15-07:30,72,191,67,70,Brokerage;CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-11-20,Failed,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4154,Builder,59508,30031,1340,10.8,3,10,US,Low,,NoFossilFuel;NoWeapons,,1.7,14.8,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;MaxDD;IRR,In-Person>App>Phone>Email,true,23:45-08:30,58,62,47,46,OpenBanking,5,Human,PlanUpdate,2025-05-22,Success,v1.10.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4155,Optimizer,87574,1703147,57939,10.2,2,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.9,16.0,10.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;Sharpe,Email>Phone>In-Person,false,22:30-07:00,67,75,79,67,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-03-20,Partial,v2.8.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4156,Stabilizer,58879,306634,25820,6.0,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,In-Person>Email>App,false,23:45-06:45,56,107,60,50,CreditBureau;OpenBanking,16,None,AutoTransfer,2025-10-24,Partial,v2.9.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A4157,Explorer,68983,846755,22710,14.0,2,10,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel,LeveragedETFs;PennyStocks,2.0,23.6,13.2,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;TaxCost,App>Email>Phone>In-Person,false,20:15-08:45,56,58,55,53,CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-10-18,Success,v1.9.1,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4158,Optimizer,73468,584650,31258,8.5,4,10,US,High,,NoTobacco;NoFossilFuel,Crypto;PennyStocks,1.6,26.4,13.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;IRR;Sharpe,Phone>App>Chat>Email>In-Person,false,22:45-06:30,52,119,59,47,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-02-19,Success,v1.10.2,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4159,Stabilizer,98877,550008,31801,6.7,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.7,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost,Email>Chat>App>In-Person,true,23:00-06:00,67,154,73,65,OpenBanking,20,None,AutoTransfer,2025-06-22,Success,v2.8.4,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4160,Builder,101307,227533,6846,8.7,3,15,DE,Low,,,,1.4,18.5,9.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;TaxCost,Email>App>In-Person,false,23:00-07:15,62,75,57,47,CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-03-17,Partial,v1.9.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4161,Builder,53850,148571,9751,14.2,1,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel;ESGOnly,LeveragedETFs,1.5,18.2,8.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,IRR;TaxCost;Sharpe,Chat>Phone>Email>App>In-Person,true,23:45-06:00,59,98,44,41,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-01-22,Success,v1.8.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4162,Stabilizer,73433,239586,21055,10.1,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>In-Person>App,true,23:00-07:15,63,166,67,58,OpenBanking,19,Human,AutoTransfer,2025-07-08,Success,v2.9.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4163,Preserver,181198,1052282,68997,5.6,3,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>App>In-Person,false,21:30-07:00,74,150,69,61,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-09-23,Success,v2.9.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4164,Optimizer,179963,2454402,81940,8.3,1,15,UK,Low,,,PennyStocks,1.9,27.1,11.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,TaxCost;Sharpe;IRR,In-Person>Email>Chat>Phone,true,23:30-07:30,61,62,61,56,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-06-17,Success,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4165,Stabilizer,144215,671595,39140,8.1,2,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>In-Person>Email,true,19:00-07:00,55,104,58,53,OpenBanking,9,None,AutoTransfer,2025-05-15,Failed,v1.10.9,NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4166,Optimizer,177278,4576760,72175,10.5,3,15,DE,Low,,NoTobacco,PennyStocks,1.8,18.0,9.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;TaxCost;MaxDD,App>Email>In-Person>Chat>Phone,true,20:30-06:30,69,75,61,58,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-11-06,Success,v2.9.5,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4167,Explorer,105254,351173,29238,13.9,3,15,IN,Low,,ESGOnly,Crypto;LeveragedETFs,1.7,34.5,16.1,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;TaxCost,App>Email>Chat,true,21:45-07:15,63,57,63,59,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-12-18,Success,v1.8.4,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A4168,Preserver,78722,1184924,89072,6.1,1,10,US,Medium,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.7,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,App>Chat>Email,true,19:15-07:00,74,211,66,70,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-08-30,Partial,v2.8.7,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4169,Explorer,65293,216219,16749,16.7,2,10,DE,Low,AccreditedOnly;NoShortSelling,,Crypto;PennyStocks,2.0,21.7,15.4,Business:5y;Travel:2y,5,Collaborative,Medium,MaxDD;IRR,Email>In-Person>Phone>App,true,22:15-08:30,59,65,57,48,OpenBanking;Payroll,5,None,AlertAcknowledge,2025-10-18,Partial,v1.8.6,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4170,Explorer,46934,175337,6972,20.6,3,10,US,Low,,NoTobacco,Crypto;PennyStocks,1.9,30.3,13.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Email,true,23:00-06:15,68,63,68,68,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-05-31,Success,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A4171,Optimizer,125735,1625516,54705,11.2,2,12,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.9,22.1,11.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;IRR,In-Person>App>Email,false,22:00-08:30,66,74,77,73,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-06-18,Success,v1.8.3,NoIlliquids,Enforce tax budget and position caps
A4172,Preserver,122693,780242,28593,6.4,2,12,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.1,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD,Chat>Email>App>In-Person>Phone,true,19:15-08:45,70,193,73,64,Brokerage;CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-05-21,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4173,Optimizer,135608,2019122,110209,8.9,2,12,US,Low,NoIlliquids;NoShortSelling,ESGOnly;NoWeapons,PennyStocks,1.9,26.5,11.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;Sharpe;MaxDD,Email>Chat>Phone>In-Person,true,22:00-06:15,63,99,68,68,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-05-10,Partial,v1.8.7,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4174,Optimizer,57029,534756,30383,6.5,4,10,UK,Low,,,PennyStocks,1.9,23.1,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,TaxCost;IRR,App>Email>In-Person>Phone,false,22:15-08:15,65,98,59,56,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-11-17,Partial,v2.9.4,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4175,Preserver,71974,811818,82130,4.1,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.1,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Email>Chat>App,true,20:15-07:00,80,177,83,77,Brokerage;OpenBanking;Payroll,11,Human,Rebalance,2025-02-24,Partial,v2.9.1,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4176,Preserver,61624,314453,37225,6.4,2,10,CA,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,7.4,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,App>Phone>Chat,true,19:45-07:45,81,150,85,76,Brokerage;CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-12-11,Partial,v2.8.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4177,Preserver,111846,1015692,79839,5.5,2,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Email>In-Person,true,23:00-06:30,83,155,79,79,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-09-07,Partial,v1.9.2,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4178,Preserver,84370,792498,29018,6.0,2,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Email>Phone>In-Person>Chat,false,22:45-07:15,82,177,72,75,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-04-14,Partial,v1.9.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4179,Optimizer,137981,1446658,39170,7.1,4,15,CA,Medium,,NoWeapons,Crypto;PennyStocks;PrivateCredit,1.6,27.4,11.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,TaxCost;Sharpe;IRR,Chat>Phone>Email,true,21:45-07:45,62,61,75,70,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-01-18,Partial,v1.10.8,PauseWhenVIX>30,Enforce tax budget and position caps
A4180,Optimizer,42787,381122,30469,8.3,2,10,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.6,16.9,9.6,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;MaxDD;TaxCost,In-Person>Chat>Phone>App,true,20:30-06:15,66,105,70,67,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-03-03,Success,v2.9.6,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4181,Builder,69179,150666,15102,10.5,4,10,US,Low,NoIlliquids,,,1.6,13.8,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>In-Person,true,23:00-06:00,68,90,53,41,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-09-04,Success,v1.9.8,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4182,Explorer,41801,226264,13709,18.2,2,10,US,Low,NoDerivatives,,Crypto;PennyStocks,1.9,24.4,15.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,TaxCost;MaxDD;IRR,In-Person>Chat>Phone,true,20:00-08:00,67,81,71,65,OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-11-28,Success,v2.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4183,Builder,91217,385371,17195,10.7,1,10,US,Low,,NoWeapons,PennyStocks;PrivateCredit,1.5,14.1,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;MaxDD;Sharpe,Phone>App>Chat>In-Person,true,20:30-08:30,73,117,72,60,CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-01-21,Success,v2.9.8,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4184,Preserver,134405,713062,26239,7.2,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.1,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,App>Email>Chat>Phone>In-Person,true,22:00-07:30,83,232,73,67,Brokerage;OpenBanking,14,Human,AlertAcknowledge,2025-03-01,Success,v2.8.2,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4185,Stabilizer,92355,885726,56634,5.2,3,10,IN,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,10.9,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>App>In-Person>Chat>Email,false,22:30-07:30,65,115,69,70,OpenBanking;Payroll,7,None,AutoTransfer,2025-08-25,Success,v1.8.1,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4186,Preserver,143889,1215395,93970,4.2,4,12,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,14.9,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD,Phone>Chat>App>Email>In-Person,true,23:00-06:30,67,179,58,49,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-07-25,Success,v2.8.3,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4187,Preserver,136503,725907,103053,6.1,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,8.1,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Email>In-Person>App>Chat>Phone,false,22:30-07:45,76,152,73,69,Brokerage;OpenBanking;Payroll,10,Human,Rebalance,2025-11-24,Failed,v1.10.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4188,Preserver,80263,581043,61389,4.8,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.5,6.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe,Phone>Chat>App,true,19:00-08:45,83,187,70,61,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,PlanUpdate,2025-07-02,Success,v2.9.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4189,Preserver,55375,225329,24521,6.2,1,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Phone>Chat>Email,true,23:30-08:45,75,143,83,71,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-06-17,Success,v1.8.5,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4190,Explorer,91264,414062,14287,13.7,4,10,US,Medium,,,,2.2,26.1,16.6,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,TaxCost;IRR;MaxDD,Email>App>In-Person,true,21:45-07:30,59,65,52,44,CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-04-01,Success,v2.9.2,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4191,Explorer,76483,194436,25349,19.4,2,10,US,Low,,NoFossilFuel,PrivateCredit,1.9,28.8,17.3,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,IRR;MaxDD;TaxCost,In-Person>Phone>App,false,23:45-06:45,65,79,81,69,OpenBanking,4,Hybrid,AutoTransfer,2025-10-14,Success,v2.8.2,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A4192,Optimizer,38621,279424,23003,10.5,2,10,SG,Low,NoDerivatives,NoFossilFuel,PennyStocks,1.6,23.1,9.0,Wealth:10y;Estate:20y,10,Collaborative,Shallow,IRR;TaxCost,App>In-Person>Chat>Email,true,19:30-07:30,69,77,72,60,Brokerage;OpenBanking;Payroll,3,Human,AutoTransfer,2025-09-25,Success,v1.8.2,LimitOrderOnly,Enforce tax budget and position caps
A4193,Builder,30592,94125,3345,14.8,1,10,US,Low,,,,1.5,14.8,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,MaxDD;TaxCost;IRR,In-Person>Phone>App>Email,true,23:00-07:30,61,89,47,37,OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-09-21,Success,v1.8.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4194,Stabilizer,42467,153444,13810,7.9,2,10,US,Medium,NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.8,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;Sharpe,Chat>App>In-Person>Email>Phone,true,22:30-08:15,60,143,45,43,CreditBureau;OpenBanking;Payroll,15,None,PlanUpdate,2025-06-02,Success,v2.9.6,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4195,Preserver,95648,737569,50204,5.9,3,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Email,true,20:45-07:45,69,125,68,74,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-05-31,Success,v2.9.5,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4196,Preserver,56395,342531,36378,3.3,4,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.7,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email,false,20:30-08:45,72,190,59,59,Brokerage;CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-02-08,Success,v1.8.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4197,Optimizer,167299,2543286,77036,6.2,4,12,US,High,NoShortSelling;NoDerivatives,NoFossilFuel,PennyStocks,1.6,20.9,10.1,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;MaxDD,Email>In-Person>Chat,true,20:30-06:30,53,94,45,38,Brokerage;OpenBanking,1,Hybrid,AutoTransfer,2025-11-30,Success,v2.9.6,NoIlliquids;NoMargin,Enforce tax budget and position caps
A4198,Stabilizer,59032,159107,9747,8.0,1,10,CA,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe,In-Person>Phone>App>Email>Chat,true,20:15-06:15,61,113,61,57,CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-08-25,Success,v1.8.3,StopLossDisabled,Keep expenses buffer ≥ 4 months
A4199,Preserver,183228,2469502,102373,6.5,2,12,US,Medium,NoIlliquids;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,15.5,8.1,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Chat>Phone,true,23:00-07:30,67,164,66,69,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-07-14,Failed,v1.10.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4200,Explorer,80179,381203,12605,15.8,1,10,US,Low,NoIlliquids;NoDerivatives,,,1.6,32.5,16.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;IRR,Chat>App>Email>In-Person>Phone,true,19:45-06:00,57,87,49,46,OpenBanking,3,Hybrid,Rebalance,2025-02-21,Success,v1.9.3,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4201,Preserver,93696,636670,78909,3.8,4,10,UK,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,17.9,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,App>Phone>In-Person>Email>Chat,true,20:00-08:45,82,120,91,86,Brokerage;OpenBanking,13,Hybrid,AutoTransfer,2025-01-10,Success,v1.8.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4202,Preserver,116860,847856,73938,7.2,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD,In-Person>App>Phone,true,23:00-08:45,76,144,85,80,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-03-03,Failed,v2.10.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4203,Explorer,43479,297773,9542,19.7,3,10,AU,High,AccreditedOnly,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.7,24.8,14.5,Business:5y;Travel:2y,5,Educational,Deep,TaxCost;IRR;MaxDD,Email>Chat>In-Person>App>Phone,false,20:00-06:15,56,69,63,58,OpenBanking;Payroll,3,Human,PlanUpdate,2025-11-07,Success,v2.9.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4204,Optimizer,248450,2057966,101980,6.5,4,15,AU,Low,AccreditedOnly;NoIlliquids,NoWeapons;NoTobacco,PennyStocks,1.7,24.2,13.2,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;Sharpe,Chat>Email>Phone,false,23:45-06:30,61,116,59,58,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-08-27,Failed,v1.9.3,NoMargin,Enforce tax budget and position caps
A4205,Preserver,150267,478014,30820,7.2,3,12,US,Medium,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat,true,21:15-07:00,74,180,70,61,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-05-02,Success,v2.10.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4206,Builder,73936,245331,9608,10.1,2,10,US,Medium,,,,1.7,12.1,10.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;MaxDD,Chat>In-Person>Email>App,false,21:30-06:45,55,122,53,53,OpenBanking;Payroll,15,None,AutoTransfer,2025-08-27,Success,v1.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4207,Stabilizer,164712,906153,87678,6.2,4,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.0,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe,Chat>In-Person>Email,true,19:15-07:00,62,116,52,45,CreditBureau;OpenBanking,16,None,AlertAcknowledge,2025-11-24,Success,v1.10.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4208,Builder,34221,52273,6606,11.0,4,10,US,Low,NoDerivatives,,,1.7,19.8,7.5,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe,Chat>Phone>In-Person>App>Email,true,22:45-08:45,71,66,80,76,OpenBanking,18,None,Rebalance,2025-07-07,Success,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4209,Optimizer,180726,1166977,43546,11.9,2,15,UK,Low,,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.8,22.5,9.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,Sharpe;IRR;MaxDD,Email>In-Person>App,true,21:30-08:15,64,102,58,47,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-09-30,Success,v2.8.6,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A4210,Preserver,159796,998859,106683,5.0,3,12,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.0,8.3,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Email>App>Chat,true,23:00-07:00,79,232,82,76,Brokerage;CreditBureau;OpenBanking,11,None,AutoTransfer,2025-03-31,Failed,v2.8.8,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4211,Optimizer,154559,2330312,57511,10.0,2,15,UK,Medium,,NoTobacco,PennyStocks;PrivateCredit,1.6,27.3,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>App>Phone,true,20:00-08:00,71,110,70,60,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2024-12-29,Partial,v2.10.8,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A4212,Preserver,92759,695722,81834,4.2,4,10,DE,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.0,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Email>Phone>Chat,true,19:45-08:30,75,230,76,74,Brokerage;CreditBureau;OpenBanking,5,Human,Rebalance,2025-07-11,Success,v2.8.2,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A4213,Builder,26187,89377,2912,10.1,3,10,US,Medium,NoDerivatives,ESGOnly,PrivateCredit,1.5,23.8,10.9,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR;MaxDD,Email>Phone>In-Person>Chat,true,21:30-08:30,62,122,50,43,OpenBanking,14,None,PlanUpdate,2025-12-12,Partial,v2.8.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A4214,Optimizer,207440,2394567,70089,11.2,1,15,DE,Low,,ESGOnly,PennyStocks,1.7,18.4,11.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;IRR,Phone>Chat>In-Person>App>Email,true,19:30-06:15,76,91,75,68,Brokerage;OpenBanking;Payroll,7,Human,PlanUpdate,2025-04-19,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4215,Builder,54612,129638,7029,10.6,3,10,SG,Low,NoIlliquids;NoDerivatives,NoWeapons,PrivateCredit,1.6,20.5,11.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;IRR;Sharpe,Phone>Email>In-Person>Chat,true,21:30-08:30,61,96,47,38,OpenBanking,14,None,AlertAcknowledge,2025-09-21,Partial,v2.10.8,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A4216,Preserver,95937,1272512,89187,8.9,1,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,16.1,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Chat>Email,false,22:45-08:30,69,218,58,50,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-04-11,Partial,v1.8.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4217,Preserver,146468,726603,84975,4.9,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.0,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,App>In-Person>Email,true,21:30-07:30,77,194,80,76,Brokerage;CreditBureau;OpenBanking,9,None,AutoTransfer,2025-09-11,Success,v2.8.7,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4218,Explorer,103267,774097,43963,20.3,3,12,US,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.8,31.6,15.2,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;TaxCost,Phone>In-Person>Email,true,21:00-07:15,65,88,67,57,OpenBanking;Payroll,7,Hybrid,Rebalance,2025-07-27,Success,v1.10.1,LimitOrderOnly;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4219,Builder,39337,105709,4790,14.2,1,10,US,Medium,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;PennyStocks,1.4,20.2,11.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;IRR;Sharpe,Chat>In-Person>Phone>App>Email,true,23:15-08:45,66,104,74,69,CreditBureau;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-07-02,Partial,v2.9.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A4220,Builder,42430,62258,4095,14.1,1,10,US,Medium,,,LeveragedETFs;PennyStocks,1.4,22.0,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person>App>Phone,true,21:45-08:45,58,105,53,43,CreditBureau;OpenBanking;Payroll,8,Human,AlertAcknowledge,2025-02-22,Success,v1.10.2,StopLossDisabled,Prioritize liquidity and down payment savings
A4221,Stabilizer,54325,102967,14766,4.7,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.3,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Email>Chat>In-Person,true,20:45-08:45,61,152,71,63,OpenBanking,6,None,Rebalance,2025-12-04,Partial,v1.9.5,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4222,Preserver,130039,808673,90478,6.2,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.7,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,Phone>App>Chat,true,20:15-06:45,75,146,74,73,Brokerage;CreditBureau;OpenBanking,9,Human,AlertAcknowledge,2025-08-06,Success,v1.8.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4223,Preserver,152025,1450385,115775,7.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.1,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>App>Email,true,19:45-08:30,70,229,65,62,Brokerage;OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-04-30,Partial,v2.8.1,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4224,Stabilizer,90310,456308,18097,6.4,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.1,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD,Chat>App>In-Person,false,20:15-07:30,68,132,66,64,OpenBanking,15,None,AutoTransfer,2025-12-25,Success,v1.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4225,Preserver,82765,687769,42673,7.1,3,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,Sharpe;TaxCost,App>Email>Chat,true,22:15-08:00,69,124,55,49,Brokerage;OpenBanking,8,None,Rebalance,2025-03-21,Success,v1.10.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4226,Optimizer,112211,1620877,47221,8.7,3,12,US,Low,NoDerivatives,,PennyStocks,1.8,23.9,13.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;Sharpe,Email>App>Phone,false,19:00-06:30,69,88,69,65,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-08-08,Success,v1.10.7,NoIlliquids;NoMargin,Enforce tax budget and position caps
A4227,Builder,123478,196069,7151,14.8,1,12,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel,,1.7,16.6,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;IRR;TaxCost,App>Chat>Email>In-Person>Phone,true,22:45-07:30,62,107,48,46,CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-01-26,Success,v1.9.8,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4228,Preserver,62974,921327,46885,5.9,4,10,US,Low,NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,13.8,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Phone>Email>App,true,22:15-06:00,74,149,68,62,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-03-11,Success,v1.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4229,Preserver,134851,456927,33443,8.1,1,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.0,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;MaxDD,Phone>Email>Chat,false,21:30-07:30,82,193,79,78,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-07-01,Success,v2.9.2,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4230,Optimizer,114286,2446495,34741,11.9,2,12,US,Low,,NoTobacco,PennyStocks;PrivateCredit,1.8,17.8,13.9,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,MaxDD;Sharpe,Chat>App>In-Person>Phone,false,20:00-08:30,73,80,79,76,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-08-05,Success,v2.8.3,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4231,Optimizer,154017,2947315,66634,9.7,4,12,US,Low,AccreditedOnly,NoFossilFuel;ESGOnly,PennyStocks,1.6,23.5,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,IRR;Sharpe;MaxDD,Phone>Email>Chat>In-Person>App,false,23:45-06:30,67,116,58,56,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-06-28,Success,v2.8.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4232,Explorer,66921,222890,9744,16.4,3,10,US,Low,,,PennyStocks,1.8,26.6,14.8,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;TaxCost,In-Person>Chat>Phone>Email,true,22:30-07:45,67,86,60,60,OpenBanking;Payroll,3,None,Rebalance,2025-10-31,Success,v2.8.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A4233,Explorer,105259,316278,24164,19.2,2,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs,2.0,22.1,12.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,MaxDD;TaxCost;Sharpe,Chat>Phone>App>Email,true,21:45-07:15,65,56,63,61,CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-11-28,Success,v1.9.8,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4234,Optimizer,157211,2536210,85055,6.3,4,15,DE,Low,,,PennyStocks,1.8,20.2,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;Sharpe,Phone>App>In-Person>Email,false,21:15-07:00,66,116,54,53,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-01-16,Partial,v1.8.8,NoMargin,Enforce tax budget and position caps
A4235,Optimizer,124894,773950,48728,8.2,3,12,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.9,18.4,10.4,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;IRR;MaxDD,App>Phone>Email>In-Person>Chat,true,22:45-07:30,60,68,54,49,Brokerage;OpenBanking;Payroll,6,Human,AutoTransfer,2025-02-19,Success,v2.9.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4236,Optimizer,374144,5025690,279937,10.8,2,15,IN,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.8,25.5,10.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,TaxCost;IRR,Phone>App>Email,true,22:45-07:00,70,90,75,64,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-01-10,Partial,v1.10.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4237,Preserver,162810,1669272,97222,6.2,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.4,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Email>Phone>Chat,true,20:00-06:45,72,151,64,63,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-11-01,Failed,v1.10.9,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4238,Explorer,74772,310437,16321,13.0,4,10,CA,Low,,,Crypto;PennyStocks,1.7,34.1,15.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,MaxDD;Sharpe,Phone>App>Email>In-Person,true,21:15-07:15,67,49,70,68,OpenBanking,1,None,AlertAcknowledge,2025-02-05,Failed,v2.8.5,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4239,Builder,93804,162564,6412,11.8,3,10,US,Low,,,,1.5,20.7,11.5,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,Email>In-Person>App>Chat,true,20:00-06:45,61,149,46,45,OpenBanking,10,Human,AutoTransfer,2025-07-09,Success,v2.10.5,NoIlliquids,Prioritize liquidity and down payment savings
A4240,Optimizer,127845,701386,52594,12.9,1,12,US,High,,,PennyStocks,1.5,22.3,9.4,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;TaxCost,Email>App>Phone,false,19:15-06:45,60,92,55,45,Brokerage;OpenBanking;Payroll,4,Human,PlanUpdate,2025-04-21,Partial,v2.9.1,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4241,Builder,48481,232839,8574,10.1,4,10,UK,Low,,,Crypto,1.6,17.9,7.3,Home:3y;Retirement:30y,3,Collaborative,Deep,TaxCost;MaxDD,Phone>Chat>In-Person>App,true,22:00-08:15,70,127,55,45,OpenBanking,12,Hybrid,Rebalance,2025-05-22,Success,v2.9.7,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A4242,Optimizer,50940,517353,31536,10.7,2,10,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.8,23.5,10.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;IRR;Sharpe,Chat>App>Email,true,22:30-07:30,75,67,89,79,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-04-08,Partial,v1.10.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4243,Builder,167560,558068,29250,10.9,3,12,US,Medium,AccreditedOnly;NoIlliquids,NoWeapons,LeveragedETFs;PennyStocks,1.4,15.4,11.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;Sharpe;TaxCost,Chat>Phone>Email,true,20:45-06:30,57,118,59,57,OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-12-15,Success,v1.10.8,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4244,Stabilizer,60809,427082,20462,5.1,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>App>Chat>Email,false,20:00-07:00,68,106,77,80,OpenBanking,17,Hybrid,Rebalance,2025-09-14,Success,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4245,Optimizer,161869,2512590,64983,12.4,1,12,US,High,AccreditedOnly;NoDerivatives,,PennyStocks,1.8,15.5,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;IRR;TaxCost,App>In-Person>Chat,true,22:30-07:30,58,109,67,60,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-06-05,Success,v2.8.7,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A4246,Stabilizer,124394,342485,25866,9.5,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.3,6.3,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe,App>Chat>In-Person,true,21:15-07:30,61,167,52,40,CreditBureau;OpenBanking,20,Human,Rebalance,2025-12-03,Success,v2.10.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4247,Explorer,54307,345754,16502,13.6,3,10,US,Low,,,Crypto,1.7,22.0,16.9,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,IRR;Sharpe;MaxDD,Phone>Email>In-Person>Chat,true,20:15-06:00,57,76,69,68,OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-03-14,Failed,v2.8.6,NoMargin,Allow small experimental sleeve ≤ 3%
A4248,Optimizer,104935,1060142,31623,10.0,2,12,US,High,,,PennyStocks,1.7,15.1,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD,Email>In-Person>Phone>Chat>App,true,21:30-08:00,66,95,55,48,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-09-02,Success,v2.8.6,NoPennyStocks,Enforce tax budget and position caps
A4249,Preserver,121499,445217,35006,5.7,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.9,7.4,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,In-Person>Phone>Email,true,19:45-06:00,68,189,61,53,Brokerage;OpenBanking,13,Human,AutoTransfer,2025-05-27,Success,v2.8.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4250,Preserver,121936,803066,72998,6.8,1,12,US,Low,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Email>App>Chat,true,21:15-06:30,74,169,76,76,Brokerage;OpenBanking,9,Human,PlanUpdate,2025-11-14,Success,v2.10.3,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A4251,Preserver,100036,436645,50140,4.0,4,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,8.7,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,false,23:30-08:30,71,215,61,58,Brokerage;OpenBanking,9,Human,PlanUpdate,2025-11-14,Success,v2.8.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4252,Preserver,64710,888675,38319,3.9,4,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>App>Phone,true,22:15-07:30,72,203,77,73,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-02-24,Success,v1.10.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4253,Builder,118195,447384,28401,10.8,4,12,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs,1.4,17.7,11.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;MaxDD,App>Chat>Phone,true,22:15-06:00,61,124,60,53,CreditBureau;OpenBanking,20,None,Rebalance,2025-03-21,Success,v1.9.1,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4254,Stabilizer,100745,604412,36312,6.0,2,15,CA,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.4,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,In-Person>Chat>Phone>Email,true,22:15-06:30,54,167,45,35,OpenBanking,5,Human,AlertAcknowledge,2025-02-27,Success,v2.10.4,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4255,Optimizer,132052,1634382,69488,10.2,1,15,AU,Medium,,NoFossilFuel;ESGOnly,PennyStocks,1.7,19.4,9.6,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,MaxDD;TaxCost;Sharpe,Chat>In-Person>Email,false,21:15-08:45,65,108,58,58,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-01-25,Success,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4256,Preserver,136204,1187593,114325,3.7,4,12,US,Medium,NoShortSelling;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>App>In-Person,false,19:00-06:15,78,213,77,68,Brokerage;CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-09-23,Success,v1.8.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4257,Builder,15371,27233,1212,12.0,3,10,CA,High,NoIlliquids,NoWeapons,Crypto;PrivateCredit,1.7,22.6,10.7,Home:3y;Retirement:30y,3,Directive,Deep,Sharpe;IRR;TaxCost,Chat>App>Email>Phone,false,20:15-06:15,58,131,66,63,CreditBureau;OpenBanking;Payroll,17,Hybrid,AutoTransfer,2025-12-04,Partial,v1.8.6,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4258,Explorer,68087,378739,14889,22.8,1,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;PrivateCredit,1.9,20.9,16.5,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,IRR;MaxDD,Chat>Email>App>In-Person>Phone,true,20:00-06:00,57,71,46,46,OpenBanking;Payroll,4,None,PlanUpdate,2025-05-17,Partial,v1.9.5,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4259,Preserver,83354,315588,44493,5.7,1,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,14.2,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email,true,20:15-06:00,82,187,92,92,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-05-14,Success,v1.10.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4260,Optimizer,45247,427627,13459,7.0,3,10,US,Low,NoIlliquids,ESGOnly,LeveragedETFs;PennyStocks,1.5,25.6,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,Sharpe;MaxDD,Email>Chat>Phone,false,22:00-06:30,74,65,66,54,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-04-14,Success,v1.8.2,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4261,Stabilizer,91934,565939,20710,5.0,3,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,8.5,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,App>Chat>In-Person,true,21:45-06:45,57,157,66,56,OpenBanking,20,Human,Rebalance,2025-10-20,Success,v1.8.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A4262,Preserver,66595,488706,22925,6.5,2,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,6.3,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe,Phone>In-Person>App>Email,true,19:15-08:30,70,207,66,62,Brokerage;OpenBanking,13,Hybrid,AutoTransfer,2025-09-01,Success,v1.8.1,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4263,Preserver,173942,1352668,134653,4.5,3,15,CA,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,6.1,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Chat,true,20:45-07:00,79,160,66,61,Brokerage;OpenBanking,11,None,AutoTransfer,2025-05-28,Success,v1.10.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4264,Preserver,93273,725086,70854,4.0,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.4,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>App>Phone,true,19:30-06:45,66,229,71,61,Brokerage;CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-01-01,Success,v1.10.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4265,Builder,89318,488944,21372,15.3,1,10,US,High,,,,1.5,17.1,11.8,Home:3y;Retirement:30y,3,Collaborative,Deep,IRR;MaxDD;Sharpe,App>In-Person>Phone>Chat,true,20:45-08:45,64,133,71,71,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-03-24,Success,v2.10.9,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4266,Builder,51001,193829,7212,10.2,2,10,US,Low,,NoTobacco,LeveragedETFs,1.7,23.4,11.3,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;Sharpe,Phone>Email>In-Person>Chat>App,true,20:15-07:30,63,102,58,58,CreditBureau;OpenBanking;Payroll,8,Human,Rebalance,2025-06-05,Partial,v2.9.1,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4267,Explorer,95807,774700,48886,14.6,4,10,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;PennyStocks,1.8,31.0,14.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>Email>App,false,22:45-08:00,66,75,61,61,OpenBanking,7,None,PlanUpdate,2025-03-26,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4268,Stabilizer,132618,287464,23037,4.9,4,15,DE,High,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,8.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,In-Person>App>Email>Chat,true,20:00-08:15,57,109,51,50,CreditBureau;OpenBanking;Payroll,15,Human,Rebalance,2025-11-05,Success,v2.10.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4269,Stabilizer,37755,256176,14890,6.1,2,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.4,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe,Phone>App>Email>In-Person>Chat,true,20:00-08:30,63,151,50,43,OpenBanking,18,Human,PlanUpdate,2025-08-01,Success,v2.8.3,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4270,Builder,87387,216894,7694,12.0,1,10,US,High,,ESGOnly;NoTobacco,Crypto;PennyStocks,1.5,13.8,7.3,Home:3y;Retirement:30y,3,Collaborative,Deep,Sharpe;MaxDD,App>In-Person>Chat,false,21:00-06:45,52,143,46,35,OpenBanking,15,Hybrid,AlertAcknowledge,2025-03-11,Success,v1.8.1,NoIlliquids,Prioritize liquidity and down payment savings
A4271,Stabilizer,36606,120927,9733,9.1,2,10,US,High,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Phone>Email,true,22:15-07:15,49,177,55,47,OpenBanking,13,Hybrid,AlertAcknowledge,2025-04-28,Partial,v1.9.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4272,Optimizer,113857,664475,38294,8.8,4,12,US,Low,,ESGOnly,LeveragedETFs;PennyStocks,1.9,28.0,11.5,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;Sharpe;TaxCost,App>Email>In-Person>Phone,true,20:15-07:30,74,110,75,70,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-12-06,Success,v1.9.7,NoMargin,Enforce tax budget and position caps
A4273,Explorer,74369,718389,27403,20.8,1,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.9,27.8,17.1,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,Sharpe;MaxDD;TaxCost,In-Person>Chat>Phone>Email,true,19:45-08:45,54,69,60,51,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-11-08,Success,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4274,Preserver,63775,676545,60108,6.3,2,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost,In-Person>App>Email>Chat,false,23:15-07:15,80,125,81,69,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-06-05,Failed,v1.9.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4275,Explorer,57015,203306,8839,14.4,1,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;PrivateCredit,1.8,21.9,12.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;MaxDD,Phone>Chat>In-Person>Email,true,21:15-07:45,65,54,77,76,CreditBureau;OpenBanking,4,None,PlanUpdate,2025-09-01,Partial,v1.8.8,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4276,Preserver,179643,588798,74747,8.4,1,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,15.8,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,App>Chat>Email,true,21:00-08:30,82,191,84,77,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-11-18,Success,v2.8.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4277,Preserver,141228,1271470,147711,6.2,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.9,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>App>Email,true,23:15-06:00,66,210,59,52,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-06-28,Success,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4278,Builder,105395,189629,9692,10.6,4,12,US,Low,NoShortSelling,,LeveragedETFs,1.8,16.5,9.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,MaxDD;IRR;TaxCost,Chat>In-Person>Email>App>Phone,true,23:00-07:30,57,117,43,41,CreditBureau;OpenBanking;Payroll,17,None,Rebalance,2025-09-09,Success,v2.8.9,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A4279,Preserver,189500,907897,74725,8.6,1,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Phone>Chat>App>In-Person>Email,true,22:00-07:00,72,205,72,65,Brokerage;OpenBanking,14,Human,AutoTransfer,2025-11-30,Partial,v2.9.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4280,Preserver,87007,483295,36120,4.5,3,10,US,Medium,NoDerivatives;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.0,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,App>Chat>Phone,true,21:45-06:15,74,232,62,63,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-10-02,Success,v2.8.4,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4281,Optimizer,198961,3182514,82022,6.7,3,12,US,Low,NoDerivatives,,PennyStocks,1.6,16.5,9.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost,App>Phone>In-Person>Email,true,21:45-08:45,71,64,72,66,Brokerage;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-03-19,Failed,v1.8.9,NoMargin,Enforce tax budget and position caps
A4282,Optimizer,89207,1079949,31847,10.4,1,10,CA,Low,,NoWeapons,PennyStocks,1.5,18.4,10.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;MaxDD,Email>App>In-Person,true,23:00-07:00,72,70,74,73,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-09-04,Success,v1.9.5,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A4283,Builder,116041,605362,32311,13.7,1,12,US,Low,NoShortSelling,,,1.6,21.2,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;TaxCost;Sharpe,App>Email>Phone>Chat,true,22:30-08:30,67,62,73,73,OpenBanking,20,Hybrid,AlertAcknowledge,2025-04-11,Failed,v2.9.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4284,Optimizer,68584,1005418,24534,10.9,2,10,IN,Low,AccreditedOnly;NoIlliquids,NoWeapons,PennyStocks,1.9,15.8,13.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;TaxCost,Phone>Email>In-Person>Chat,false,22:15-07:15,67,101,72,64,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-09-15,Partial,v2.9.7,NoPennyStocks,Enforce tax budget and position caps
A4285,Explorer,45542,412712,15724,19.3,2,10,US,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.9,31.3,12.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;MaxDD,Chat>Phone>In-Person,true,21:30-07:00,67,51,66,66,OpenBanking;Payroll,6,None,Rebalance,2025-09-17,Failed,v1.10.8,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A4286,Explorer,145311,594828,30273,19.0,2,12,US,Low,,,,2.1,33.8,12.6,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,IRR;MaxDD,Phone>Chat>Email,true,20:15-07:30,59,53,69,66,CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-11-28,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4287,Optimizer,163481,2580112,88956,7.6,2,15,UK,Low,,,LeveragedETFs;PennyStocks,1.6,25.8,11.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR;MaxDD,Chat>App>In-Person>Phone,true,21:30-07:15,61,118,51,43,Brokerage;OpenBanking;Payroll,1,None,AutoTransfer,2025-03-24,Partial,v1.8.8,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4288,Optimizer,142146,1238776,83913,10.5,2,12,US,Low,,NoTobacco;ESGOnly,PennyStocks,1.8,24.7,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,Sharpe;TaxCost;MaxDD,Chat>Email>Phone,false,22:45-07:15,75,104,68,65,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-06-10,Partial,v1.9.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4289,Preserver,91846,1516734,97890,7.6,1,10,AU,Medium,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Email>App,false,23:15-06:45,67,149,60,57,Brokerage;OpenBanking;Payroll,13,Human,PlanUpdate,2025-10-19,Success,v1.9.9,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4290,Builder,55746,119321,12562,13.6,1,10,US,Low,,NoWeapons,,1.4,13.2,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;TaxCost;IRR,Phone>App>Chat,false,23:30-07:45,61,119,67,58,CreditBureau;OpenBanking;Payroll,11,None,AlertAcknowledge,2025-01-08,Partial,v2.8.7,StopLossDisabled,Prioritize liquidity and down payment savings
A4291,Stabilizer,70873,404152,29828,7.1,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.1,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD,Email>Chat>Phone>In-Person,true,19:15-08:30,54,94,49,54,OpenBanking,10,None,PlanUpdate,2025-06-06,Failed,v1.10.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A4292,Stabilizer,70462,240625,17129,9.3,1,10,US,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Email>Phone>In-Person,false,21:15-06:30,57,102,62,63,OpenBanking,13,None,AlertAcknowledge,2025-12-07,Success,v2.8.2,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A4293,Builder,89948,150366,7960,9.3,2,10,IN,Low,,NoWeapons,,1.8,20.5,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;TaxCost;IRR,Chat>Phone>App,true,20:30-06:00,59,107,51,39,CreditBureau;OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-10-04,Success,v1.9.5,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4294,Builder,142287,380407,38945,8.4,4,15,CA,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.5,20.9,8.9,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;IRR,Phone>App>Email>In-Person,true,20:30-06:00,70,131,58,52,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-05-24,Success,v2.10.3,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4295,Stabilizer,51390,397357,23584,8.7,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>Phone>Email,true,20:15-07:15,52,90,48,43,OpenBanking,5,None,AutoTransfer,2024-12-31,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4296,Builder,71734,173795,8951,12.9,1,10,CA,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.7,24.4,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;TaxCost,In-Person>Chat>Email>Phone,true,20:00-06:15,71,73,57,55,CreditBureau;OpenBanking,18,Hybrid,Rebalance,2025-04-14,Success,v2.8.8,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4297,Explorer,95332,294822,10475,13.9,2,10,US,Low,,NoFossilFuel;ESGOnly,Crypto,2.1,24.7,15.2,Business:5y;Travel:2y;Education:6y,5,Directive,Deep,IRR;TaxCost,App>Email>Chat>In-Person>Phone,false,23:45-08:30,61,74,71,71,CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-07-14,Success,v2.8.7,LimitOrderOnly;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4298,Builder,58436,175662,9845,10.1,3,10,US,Low,AccreditedOnly,,PennyStocks;PrivateCredit,1.4,24.6,9.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;IRR;TaxCost,In-Person>Phone>App>Chat>Email,true,23:15-07:15,57,110,57,53,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-05-12,Success,v2.10.8,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4299,Preserver,137185,1052768,104384,4.5,3,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,8.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,In-Person>Email>Chat>Phone>App,true,20:15-06:30,68,138,65,66,Brokerage;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-05-19,Success,v1.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4300,Preserver,56906,424091,34645,8.2,1,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe,In-Person>Phone>App>Chat,false,22:15-06:00,72,197,79,71,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-09-14,Success,v2.10.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4301,Optimizer,381000,1906115,188108,7.7,4,12,US,Low,,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,1.7,24.3,11.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;IRR,Email>Phone>In-Person,true,22:45-06:00,64,90,53,42,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-09-23,Success,v2.9.5,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A4302,Preserver,113054,1653016,67785,3.7,4,12,US,Medium,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,8.7,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,In-Person>Email>App>Chat>Phone,false,21:30-06:30,75,216,62,63,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-01-05,Partial,v1.9.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4303,Stabilizer,71781,272005,13228,6.0,4,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,13.6,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,In-Person>App>Phone,false,21:15-08:45,53,131,50,49,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-03-08,Success,v2.10.3,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4304,Explorer,48003,251369,8621,13.5,4,10,US,Medium,,NoFossilFuel,PennyStocks,1.9,21.5,15.5,Business:5y;Travel:2y,5,Directive,Deep,Sharpe;TaxCost,App>In-Person>Email,true,23:45-08:00,56,84,45,34,CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-10-05,Success,v1.10.6,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A4305,Optimizer,105603,868016,49320,6.8,4,12,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel;NoTobacco,PennyStocks,1.7,27.7,9.3,Wealth:10y;Estate:20y,10,Collaborative,Shallow,TaxCost;IRR;Sharpe,In-Person>App>Phone,true,20:45-08:30,75,82,85,78,Brokerage;OpenBanking;Payroll,1,Human,AutoTransfer,2025-07-05,Success,v1.9.1,NoIlliquids,Enforce tax budget and position caps
A4306,Builder,92343,545265,15665,9.7,2,10,SG,Low,,ESGOnly,Crypto;PrivateCredit,1.5,16.2,9.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;Sharpe;MaxDD,App>Phone>Chat>In-Person,true,21:45-07:45,58,140,65,65,CreditBureau;OpenBanking,5,None,Rebalance,2025-06-24,Partial,v2.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A4307,Builder,193984,427864,30938,12.5,4,12,US,Medium,,NoFossilFuel;ESGOnly,LeveragedETFs,1.6,16.5,7.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,MaxDD;TaxCost,App>Chat>Email>In-Person>Phone,true,22:30-06:00,52,148,49,38,OpenBanking;Payroll,14,Hybrid,Rebalance,2025-07-10,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A4308,Optimizer,62990,614155,23402,9.1,1,10,US,Medium,NoIlliquids,,PennyStocks,1.5,25.1,10.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,IRR;TaxCost,Chat>Email>App,true,20:30-08:30,57,67,59,54,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-04-10,Success,v1.8.2,NoMargin,Enforce tax budget and position caps
A4309,Stabilizer,70189,545464,29433,7.0,3,10,UK,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.8,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,App>Email>Phone>In-Person>Chat,true,19:00-07:45,54,95,60,60,CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-12-19,Success,v2.10.4,NoMargin,Keep expenses buffer ≥ 4 months
A4310,Explorer,39932,128845,5283,17.0,3,10,IN,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;NoTobacco,LeveragedETFs,1.7,30.3,14.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;MaxDD,Chat>In-Person>App,false,22:45-07:30,60,80,68,59,OpenBanking,7,Hybrid,AlertAcknowledge,2025-12-09,Success,v2.8.4,NoMargin,Allow small experimental sleeve ≤ 3%
A4311,Builder,38380,87636,3798,13.1,3,10,US,Medium,,NoFossilFuel;NoWeapons,,1.7,17.4,9.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;IRR;Sharpe,Chat>In-Person>Email,false,20:15-06:45,53,127,48,46,CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-04-05,Partial,v2.9.6,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A4312,Explorer,68902,5202,1000,20.2,2,10,AU,Medium,NoShortSelling,NoFossilFuel,,2.0,27.1,17.8,Business:5y;Travel:2y;Education:6y,5,Directive,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email>App,true,22:15-06:30,58,79,72,67,CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-12-02,Partial,v1.9.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4313,Explorer,52818,143131,15402,16.0,3,10,CA,Low,NoShortSelling,NoTobacco,PennyStocks;PrivateCredit,1.8,24.1,12.9,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,Sharpe;IRR;MaxDD,Phone>Email>App>In-Person>Chat,false,23:30-07:45,58,61,58,53,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-05-18,Success,v1.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4314,Preserver,112835,582777,50566,7.6,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.0,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>App>In-Person>Chat,false,20:45-06:15,77,219,82,81,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-01-03,Success,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4315,Builder,90430,146692,7631,13.1,1,10,US,Low,,,,1.5,20.5,11.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR,Chat>App>Phone>In-Person,false,20:30-06:00,57,98,48,48,OpenBanking;Payroll,17,Hybrid,AlertAcknowledge,2025-10-21,Success,v1.10.3,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4316,Preserver,59857,581725,45855,6.2,2,10,SG,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,Chat>Phone>In-Person>Email>App,true,21:45-08:15,76,203,75,69,Brokerage;OpenBanking,8,None,Rebalance,2025-09-17,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4317,Explorer,52101,413018,9925,17.2,4,10,CA,Low,,,Crypto;LeveragedETFs,2.0,21.0,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;Sharpe,In-Person>App>Email>Chat>Phone,false,21:15-06:15,55,47,49,39,OpenBanking,5,None,PlanUpdate,2025-08-14,Success,v2.9.3,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4318,Builder,58431,125339,8856,10.3,1,10,US,Low,,ESGOnly;NoTobacco,,1.6,22.3,8.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,IRR;MaxDD,In-Person>Phone>Email>Chat,true,22:15-08:45,65,106,58,58,CreditBureau;OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-03-28,Success,v1.8.5,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4319,Stabilizer,29404,58560,7193,8.2,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Chat>Email>In-Person,true,23:00-08:00,53,143,51,48,CreditBureau;OpenBanking,13,None,PlanUpdate,2025-10-15,Success,v2.10.8,StopLossDisabled,Keep expenses buffer ≥ 4 months
A4320,Preserver,89048,714959,86072,4.2,4,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,11.8,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,Phone>Chat>App,false,19:30-07:15,75,122,82,78,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-01-03,Success,v2.9.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4321,Stabilizer,42807,78511,3242,8.3,1,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,7.6,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe,App>Phone>Chat>Email,false,22:00-06:15,64,133,74,75,OpenBanking,9,None,PlanUpdate,2025-11-29,Success,v2.10.1,NoMargin,Keep expenses buffer ≥ 4 months
A4322,Builder,59881,81300,2962,7.1,4,10,AU,Low,NoShortSelling,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.8,21.9,10.6,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;MaxDD;IRR,App>Email>Chat>Phone,true,20:15-08:45,62,113,56,56,CreditBureau;OpenBanking;Payroll,17,Human,Rebalance,2025-03-26,Success,v2.8.5,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A4323,Explorer,64800,273330,17700,13.6,3,10,US,Medium,NoShortSelling,,Crypto,2.0,20.7,17.4,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,IRR;TaxCost,Phone>App>Chat>In-Person>Email,false,21:15-07:15,54,59,44,36,CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-05-26,Success,v2.10.2,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4324,Explorer,28441,106315,9765,16.9,2,10,US,Low,,ESGOnly,LeveragedETFs;PennyStocks,1.8,24.3,16.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,TaxCost;IRR,In-Person>Phone>Email>Chat,false,20:00-06:45,70,88,65,55,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-04-19,Failed,v2.10.6,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A4325,Preserver,63232,403273,14178,4.9,3,10,US,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Chat>Email>In-Person>App,true,20:15-06:30,71,201,67,63,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-12-10,Success,v1.8.6,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4326,Preserver,115595,1234456,68649,6.7,3,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,Sharpe;TaxCost,In-Person>Email>Phone>Chat>App,true,21:30-07:15,74,188,63,65,Brokerage;OpenBanking,14,Hybrid,AutoTransfer,2025-07-30,Partial,v2.10.7,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A4327,Explorer,98755,778446,25306,11.6,4,10,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.9,28.3,12.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;TaxCost;MaxDD,In-Person>Chat>App,true,21:45-08:45,55,71,56,55,OpenBanking;Payroll,6,None,AlertAcknowledge,2025-11-22,Success,v1.8.7,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4328,Optimizer,311099,1353899,142604,8.2,4,15,AU,Medium,NoIlliquids;AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,1.9,27.3,10.8,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;TaxCost;IRR,In-Person>Chat>Email>Phone,true,19:45-07:15,54,67,42,37,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-02-19,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4329,Preserver,113586,1481237,116765,6.2,1,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.9,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe,In-Person>Phone>Chat>Email,false,22:45-06:30,80,175,65,59,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-10-26,Success,v1.8.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4330,Stabilizer,55509,280249,13861,5.2,3,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,11.8,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>App>Email>Chat>In-Person,false,23:00-07:00,61,160,57,48,OpenBanking,10,Human,Rebalance,2025-06-13,Success,v2.9.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4331,Optimizer,76126,715747,43671,9.2,2,10,US,Low,,NoFossilFuel;NoWeapons,PennyStocks;PrivateCredit,1.7,26.9,13.3,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;TaxCost,Email>Phone>App>Chat,false,19:00-06:00,65,60,66,58,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-11-05,Failed,v1.10.2,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4332,Stabilizer,42809,119838,12011,7.1,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,App>In-Person>Chat,true,20:15-08:15,52,96,50,48,OpenBanking;Payroll,13,None,AutoTransfer,2025-04-04,Success,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4333,Builder,105067,-95406,10121,11.5,2,12,US,Low,,NoFossilFuel;NoWeapons,,1.6,20.9,8.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe,Email>In-Person>Chat>Phone>App,false,22:00-06:15,69,77,58,52,OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-06-05,Partial,v1.10.9,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4334,Preserver,57282,332572,19973,6.2,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,8.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Email>Phone>Chat,true,21:15-06:30,77,229,71,65,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,PlanUpdate,2025-03-24,Success,v2.8.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4335,Explorer,46658,200623,12289,20.1,4,10,US,Medium,,,Crypto;PennyStocks,2.0,28.2,15.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,Sharpe;IRR,Phone>In-Person>Email,true,22:00-08:30,59,56,55,50,OpenBanking;Payroll,3,None,PlanUpdate,2025-11-25,Success,v1.9.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A4336,Preserver,93795,1051373,76631,4.9,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;TaxCost,App>In-Person>Phone>Email,true,23:00-07:00,72,122,65,60,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-12-19,Partial,v1.10.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4337,Preserver,164409,1786239,149713,4.3,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.5,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Email>Chat>Phone>App,false,21:00-08:45,76,150,72,61,Brokerage;OpenBanking;Payroll,12,None,Rebalance,2025-10-29,Success,v2.8.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4338,Explorer,87093,574413,37010,19.2,4,10,UK,Low,,,,2.0,26.7,16.4,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,Sharpe;MaxDD,Phone>Chat>In-Person>App,true,20:15-06:30,65,85,73,67,OpenBanking,1,None,AlertAcknowledge,2025-10-18,Partial,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A4339,Explorer,62212,218663,27871,19.4,2,10,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoTobacco,,1.9,26.0,13.0,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,IRR;TaxCost,App>Chat>In-Person,true,21:15-07:45,55,82,62,61,OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-01-29,Success,v1.9.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4340,Preserver,127171,844785,72423,6.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,7.6,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Phone>In-Person>Chat,true,20:30-08:45,83,205,88,85,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-08-12,Partial,v2.10.1,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4341,Builder,157215,326410,34245,11.0,2,15,CA,Medium,,ESGOnly,,1.4,12.2,9.4,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;Sharpe;IRR,Email>App>Phone,false,23:45-06:45,53,137,56,49,OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-11-03,Partial,v2.10.7,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A4342,Builder,56880,8541,1000,11.0,3,10,US,Low,,,PennyStocks,1.5,13.2,8.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>App>Chat,true,22:30-06:30,64,100,51,46,CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-11-09,Partial,v1.10.3,StopLossDisabled,Prioritize liquidity and down payment savings
A4343,Stabilizer,118206,535122,36199,4.9,4,12,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,6.5,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,In-Person>Email>Chat,true,21:00-08:45,57,163,67,60,OpenBanking;Payroll,11,Human,Rebalance,2025-09-12,Success,v2.10.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4344,Optimizer,164004,1294148,64973,8.7,1,12,US,Low,NoDerivatives,,LeveragedETFs;PennyStocks,1.5,19.5,13.3,Wealth:10y;Estate:20y,10,Concise,Deep,Sharpe;IRR,Phone>Chat>App>In-Person,false,20:30-08:00,74,109,84,80,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-01-31,Failed,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4345,Preserver,162485,653009,58949,8.0,1,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>Email>App,true,20:30-07:45,69,185,74,66,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-06-19,Success,v2.10.4,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4346,Explorer,70688,366391,19100,13.5,4,10,AU,Low,AccreditedOnly;NoDerivatives,,PennyStocks;PrivateCredit,2.0,30.1,16.5,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,MaxDD;Sharpe,Phone>Email>App,true,23:00-08:00,70,85,66,57,OpenBanking;Payroll,6,Human,Rebalance,2025-03-13,Partial,v2.8.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4347,Builder,48520,124854,10187,7.7,4,10,AU,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs,1.4,22.6,12.0,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;IRR,App>Email>In-Person,true,23:45-06:00,72,106,57,51,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-08-28,Success,v1.8.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4348,Builder,41354,155592,11937,11.7,2,10,US,Medium,NoIlliquids,NoFossilFuel;NoWeapons,PennyStocks;PrivateCredit,1.7,13.5,11.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;MaxDD;TaxCost,Chat>Phone>In-Person>Email>App,true,22:15-06:30,58,87,62,61,CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-05-19,Success,v1.9.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4349,Preserver,91328,877187,85423,4.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Chat>App>Phone>Email,true,20:15-06:15,71,125,72,64,Brokerage;OpenBanking,14,Human,AutoTransfer,2025-02-06,Failed,v2.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4350,Explorer,41974,204090,19499,19.2,4,10,US,Low,,NoFossilFuel;ESGOnly,PennyStocks,2.0,34.9,15.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;MaxDD;TaxCost,Phone>Email>In-Person>App,true,21:45-06:15,56,87,45,36,OpenBanking;Payroll,4,None,AlertAcknowledge,2025-08-25,Partial,v2.9.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4351,Builder,34723,90001,5767,9.7,3,10,IN,Low,NoIlliquids,NoWeapons;ESGOnly,,1.7,16.8,9.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;TaxCost;Sharpe,Email>Chat>In-Person>Phone,true,21:30-06:15,73,100,66,66,CreditBureau;OpenBanking;Payroll,17,None,PlanUpdate,2025-01-11,Failed,v2.9.3,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A4352,Builder,189878,408301,25507,15.5,1,15,DE,Low,AccreditedOnly;NoIlliquids,ESGOnly,Crypto;PennyStocks,1.8,19.1,10.3,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;TaxCost,Chat>Email>App>In-Person,true,19:30-08:00,69,108,59,52,OpenBanking;Payroll,17,Human,Rebalance,2025-05-03,Success,v2.10.9,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4353,Optimizer,75766,736980,54007,11.3,1,10,US,Low,,NoTobacco,Crypto;PennyStocks;PrivateCredit,1.7,22.9,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>App>Phone>Chat,true,22:45-08:00,68,85,84,79,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-12-22,Success,v2.8.2,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A4354,Optimizer,94615,866658,62463,6.2,3,10,US,Low,NoDerivatives,,PennyStocks,1.7,15.4,12.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;MaxDD,Phone>Email>Chat,true,20:45-08:30,73,98,78,66,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-05-01,Failed,v1.10.9,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4355,Stabilizer,77251,554927,29588,6.0,4,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,Email>Phone>In-Person,true,19:30-08:00,57,145,62,64,OpenBanking;Payroll,12,None,AutoTransfer,2025-03-26,Success,v1.9.5,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A4356,Stabilizer,155956,458684,17334,7.8,2,15,CA,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,16.2,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,Phone>Chat>Email,true,19:30-07:30,67,171,63,62,OpenBanking,17,Human,PlanUpdate,2025-01-06,Failed,v1.10.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4357,Builder,89280,92794,4447,10.8,4,10,US,High,NoShortSelling;AccreditedOnly,NoWeapons,,1.6,21.3,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;MaxDD,App>Phone>Email>In-Person,true,19:30-07:00,56,64,41,37,CreditBureau;OpenBanking;Payroll,9,Human,PlanUpdate,2025-01-24,Success,v1.10.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A4358,Preserver,172328,1572711,171036,8.2,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.1,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Phone,true,19:00-07:15,77,176,85,81,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-08-19,Partial,v1.8.4,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4359,Builder,71483,118827,12640,13.4,2,10,AU,Low,NoDerivatives,,,1.4,21.2,10.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD,Chat>In-Person>Phone,true,22:45-08:00,57,118,56,47,OpenBanking,18,Human,PlanUpdate,2025-08-17,Success,v1.10.8,StopLossDisabled,Prioritize liquidity and down payment savings
A4360,Preserver,99994,801808,31455,7.6,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.0,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>App>Email>Phone>Chat,true,19:30-07:30,79,234,71,60,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-10-05,Partial,v1.8.2,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4361,Optimizer,134091,1053836,57150,9.6,3,15,AU,Low,,,LeveragedETFs;PennyStocks,1.6,17.6,9.3,Wealth:10y;Estate:20y,10,Educational,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>App>In-Person,true,23:15-06:15,63,112,75,69,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AutoTransfer,2025-02-10,Success,v1.9.7,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A4362,Explorer,115039,389779,25231,19.0,4,15,UK,Medium,AccreditedOnly;NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.9,22.2,12.6,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,MaxDD;Sharpe;TaxCost,Chat>Email>App>In-Person,true,19:45-07:00,59,51,57,54,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-04-16,Success,v1.10.9,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4363,Optimizer,77192,652109,22476,6.8,3,10,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.6,21.2,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,MaxDD;IRR;Sharpe,In-Person>Chat>App>Phone,true,21:00-06:00,67,81,57,47,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-10-31,Success,v2.10.2,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A4364,Preserver,77963,658191,53861,6.4,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.1,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe,Email>App>Chat>In-Person>Phone,true,22:15-08:45,72,124,62,54,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-08-20,Partial,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4365,Stabilizer,108161,632390,49728,5.5,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.0,7.8,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Phone>Email>Chat>In-Person>App,true,19:45-07:45,63,171,73,72,OpenBanking,9,Human,AlertAcknowledge,2025-04-23,Success,v2.8.3,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4366,Preserver,172854,1274752,74272,4.7,4,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.8,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Email>Chat>App,false,23:45-08:45,67,160,68,62,Brokerage;CreditBureau;OpenBanking,13,None,Rebalance,2025-03-22,Partial,v2.9.7,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4367,Optimizer,58310,677782,47943,8.9,2,10,US,Low,,NoWeapons,PennyStocks,1.7,15.9,9.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Email,true,21:15-06:30,72,108,84,84,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2024-12-27,Success,v2.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4368,Stabilizer,59658,112843,9104,7.5,3,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.1,6.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,In-Person>Chat>Email>App,true,20:45-08:00,53,174,61,63,OpenBanking;Payroll,17,Hybrid,PlanUpdate,2025-04-09,Success,v1.10.6,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A4369,Builder,82776,131561,19664,11.3,3,10,AU,Low,AccreditedOnly;NoShortSelling,,,1.4,22.2,10.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;TaxCost,App>Phone>In-Person>Chat,true,21:00-08:00,63,147,57,48,OpenBanking,11,Human,AlertAcknowledge,2025-02-16,Success,v2.10.8,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4370,Preserver,125737,676312,44739,3.5,4,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Chat>In-Person>Phone>Email,true,23:15-07:30,71,223,76,70,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,Rebalance,2025-11-24,Success,v2.10.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4371,Preserver,158846,1441395,75126,7.5,2,15,IN,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,7.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Email>Chat>App>Phone>In-Person,true,20:30-08:30,77,137,63,58,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-01-10,Success,v1.10.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4372,Preserver,176240,818937,42473,8.2,1,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,6.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Email>Phone>App>In-Person>Chat,true,20:45-06:00,76,157,74,73,Brokerage;CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-01-31,Success,v2.9.2,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4373,Preserver,83685,1169169,51360,6.1,1,10,US,High,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,Email>App>Phone>Chat,true,19:45-07:45,60,135,68,67,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-05-13,Success,v2.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4374,Stabilizer,116636,541952,35561,6.1,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.3,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Phone>Chat>Email>In-Person>App,false,20:00-06:15,63,153,56,58,CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-07-02,Success,v2.9.5,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4375,Explorer,44764,416019,12053,18.7,1,10,AU,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks,2.0,25.1,14.9,Business:5y;Travel:2y,5,Educational,Deep,IRR;Sharpe;TaxCost,Chat>In-Person>Email>App,false,23:30-07:15,68,76,79,67,CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-05-05,Success,v1.9.1,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4376,Stabilizer,114129,480788,24347,4.3,4,15,IN,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,14.2,7.0,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Chat>Phone>Email,true,23:15-06:15,66,177,75,71,OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-05-25,Failed,v1.8.2,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4377,Explorer,61114,406825,17917,22.0,1,10,US,Low,,NoWeapons,Crypto;PennyStocks,2.0,30.5,12.5,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;TaxCost;MaxDD,Phone>Chat>Email>App>In-Person,true,19:30-06:15,69,47,68,64,OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-04-13,Success,v1.8.7,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4378,Preserver,118110,1521403,76880,5.7,4,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,App>Chat>In-Person,false,19:30-08:00,77,183,68,67,Brokerage;OpenBanking;Payroll,14,None,PlanUpdate,2025-03-01,Partial,v1.9.3,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4379,Preserver,135265,1112383,104443,3.2,4,15,DE,Medium,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD,App>Email>Chat>In-Person,true,23:15-07:45,64,236,64,56,Brokerage;CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-08-29,Success,v1.9.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4380,Builder,98620,317446,11068,11.3,1,10,DE,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs,1.6,20.5,9.9,Home:3y;Retirement:30y,3,Concise,Shallow,IRR;MaxDD;TaxCost,App>Email>Chat>In-Person>Phone,true,19:30-06:15,62,134,69,69,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-05-14,Success,v1.10.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A4381,Preserver,114832,1553092,59638,7.6,1,12,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,10.4,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>Email>App,true,22:15-07:00,77,199,76,75,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-02-01,Success,v1.8.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4382,Preserver,112606,809962,35702,6.0,1,15,DE,High,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe,Phone>In-Person>Chat>Email>App,true,19:15-06:30,69,145,66,56,Brokerage;OpenBanking,10,None,PlanUpdate,2025-12-01,Partial,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4383,Builder,37581,63461,3879,10.6,1,10,US,Low,AccreditedOnly;NoShortSelling,,,1.4,16.4,8.3,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;Sharpe;IRR,Chat>Email>App,false,19:00-06:15,59,112,54,44,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-02-05,Success,v2.8.5,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A4384,Stabilizer,88443,602648,25095,7.8,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.0,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat>App>Email,true,22:30-08:45,66,135,58,58,CreditBureau;OpenBanking,18,Hybrid,PlanUpdate,2025-08-17,Partial,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A4385,Preserver,76265,307444,30830,5.3,2,10,IN,Low,NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.0,5.9,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>App>In-Person>Email,true,20:45-07:15,75,129,63,61,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-12-05,Success,v1.8.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4386,Builder,53056,84539,3087,7.4,4,10,DE,Low,NoDerivatives;NoShortSelling,NoFossilFuel,,1.5,21.8,11.3,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;IRR;MaxDD,Phone>Email>In-Person>Chat>App,true,23:45-08:00,58,70,64,56,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-06-05,Success,v1.8.7,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A4387,Builder,79529,177163,6236,10.0,3,10,US,Medium,,,Crypto;PennyStocks,1.6,17.2,10.1,Home:3y;Retirement:30y,3,Educational,Shallow,IRR;MaxDD,In-Person>App>Phone>Email>Chat,true,20:15-08:00,64,128,73,64,OpenBanking;Payroll,11,None,AutoTransfer,2025-05-22,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4388,Builder,135294,619823,33123,8.7,2,12,US,Low,,NoFossilFuel,,1.5,22.2,8.0,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;IRR;TaxCost,App>Phone>In-Person>Chat>Email,true,19:15-08:00,64,108,65,54,OpenBanking,11,None,AlertAcknowledge,2025-04-30,Partial,v2.8.2,NoPennyStocks,Prioritize liquidity and down payment savings
A4389,Builder,103305,8948,1000,10.8,1,12,US,Medium,NoIlliquids;AccreditedOnly,,Crypto,1.5,19.1,10.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,MaxDD;IRR,App>Email>Phone>In-Person>Chat,true,22:00-06:00,50,77,39,36,CreditBureau;OpenBanking;Payroll,13,None,PlanUpdate,2025-08-05,Success,v1.10.3,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4390,Builder,64108,92678,7097,13.5,1,10,US,Low,,,,1.8,24.4,7.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;Sharpe;IRR,Phone>Chat>App>Email>In-Person,true,20:15-07:00,58,72,43,32,OpenBanking,6,None,AutoTransfer,2025-08-28,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A4391,Optimizer,109761,1900805,57044,10.1,1,12,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.8,20.8,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;TaxCost,App>Phone>Chat,true,20:15-08:15,69,102,82,77,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-03-01,Failed,v1.10.7,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A4392,Stabilizer,54184,447587,19403,6.9,1,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.1,6.0,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe,Chat>In-Person>Email,true,21:15-08:30,63,142,67,65,CreditBureau;OpenBanking;Payroll,19,Human,AutoTransfer,2025-08-01,Success,v1.10.9,NoIlliquids,Keep expenses buffer ≥ 4 months
A4393,Preserver,100948,672287,72782,5.0,2,15,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Phone>Email>In-Person>App>Chat,true,21:15-07:45,72,155,61,57,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-01-09,Partial,v1.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4394,Preserver,39000,493573,29097,6.9,2,10,DE,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.7,6.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,Phone>Email>Chat>In-Person>App,true,22:15-06:45,82,143,81,79,Brokerage;OpenBanking,12,Human,Rebalance,2025-02-24,Partial,v1.10.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4395,Stabilizer,69442,275131,9564,9.3,1,10,US,Low,NoShortSelling;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.3,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>App>Email,true,22:15-06:15,56,158,65,66,CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-11-01,Success,v1.8.5,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A4396,Builder,49522,54336,1961,9.9,4,10,US,Low,AccreditedOnly,,PrivateCredit,1.5,21.8,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;IRR;MaxDD,Email>Chat>In-Person>Phone,true,23:15-08:00,58,107,44,36,OpenBanking;Payroll,19,None,AutoTransfer,2025-08-03,Success,v2.10.2,StopLossDisabled,Prioritize liquidity and down payment savings
A4397,Builder,61362,85872,11182,11.7,1,10,US,Medium,NoDerivatives;NoIlliquids,NoWeapons;ESGOnly,,1.8,17.3,8.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;TaxCost;IRR,Phone>Chat>App>In-Person>Email,true,19:45-08:00,66,71,69,64,OpenBanking;Payroll,15,None,PlanUpdate,2025-07-05,Partial,v2.8.5,NoIlliquids,Prioritize liquidity and down payment savings
A4398,Builder,33528,47245,4235,11.6,4,10,US,Low,,NoFossilFuel;NoTobacco,,1.5,21.6,11.9,Home:3y;Retirement:30y,3,Collaborative,Shallow,Sharpe;TaxCost,App>Chat>Email>In-Person,false,20:45-07:45,66,137,75,72,OpenBanking,19,None,AutoTransfer,2025-05-26,Success,v1.8.7,NoMargin,Prioritize liquidity and down payment savings
A4399,Preserver,83626,1027038,60885,6.1,3,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,13.1,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Phone>Chat>In-Person>App,true,19:00-07:30,73,155,82,70,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-01-17,Success,v1.10.8,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4400,Stabilizer,137065,678584,39086,4.5,3,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,6.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Chat>Email>Phone,true,22:15-07:15,53,103,54,51,CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-04-22,Success,v2.10.5,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4401,Preserver,106549,703358,53725,6.4,3,12,US,Medium,NoIlliquids;NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD,App>In-Person>Chat>Email,false,19:00-06:00,61,238,61,60,Brokerage;OpenBanking,11,None,Rebalance,2025-11-10,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4402,Preserver,63110,965292,47719,8.1,2,10,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,10.6,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Chat>In-Person>Phone,true,21:15-07:15,67,121,75,69,Brokerage;OpenBanking;Payroll,11,None,AutoTransfer,2025-08-11,Partial,v2.9.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4403,Preserver,82280,520420,61564,4.1,3,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,8.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>Chat>App>Email,true,20:15-07:30,76,162,76,71,Brokerage;OpenBanking,13,Human,Rebalance,2025-10-13,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4404,Builder,70174,295988,9203,10.8,1,10,US,Low,,ESGOnly;NoFossilFuel,,1.4,19.8,8.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>App,false,23:15-06:00,68,63,71,65,OpenBanking;Payroll,18,Human,AutoTransfer,2025-06-07,Partial,v2.9.7,NoIlliquids,Prioritize liquidity and down payment savings
A4405,Builder,23655,65875,1990,11.3,2,10,AU,Medium,,,,1.6,18.0,8.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;Sharpe;MaxDD,In-Person>Chat>Email,false,21:15-07:30,69,63,73,70,CreditBureau;OpenBanking;Payroll,19,Hybrid,Rebalance,2025-04-11,Success,v1.10.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4406,Optimizer,392426,6980573,130941,8.1,1,12,US,Low,,ESGOnly;NoWeapons,PennyStocks,1.8,27.0,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,Sharpe;IRR;MaxDD,App>Email>Phone>In-Person,true,19:45-07:00,71,80,85,76,Brokerage;OpenBanking,5,Human,Rebalance,2025-12-02,Success,v1.9.1,LimitOrderOnly,Enforce tax budget and position caps
A4407,Optimizer,137259,1885836,92346,11.3,2,12,US,Medium,AccreditedOnly;NoDerivatives,NoWeapons,PennyStocks,1.6,18.6,9.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;IRR,Email>In-Person>App>Phone,true,23:00-06:00,63,78,49,37,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-11-04,Success,v2.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4408,Preserver,109400,1397447,94902,8.9,1,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Email>App>Chat>Phone,true,19:00-07:30,70,172,64,62,Brokerage;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-05-19,Success,v1.8.3,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4409,Optimizer,178152,3299285,84919,7.2,4,15,UK,Low,NoDerivatives,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.6,28.0,11.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;Sharpe;TaxCost,Chat>Email>In-Person>App,true,19:30-07:00,70,78,67,56,Brokerage;OpenBanking,1,Hybrid,AutoTransfer,2025-02-13,Partial,v2.8.3,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A4410,Preserver,123583,2237022,85287,5.6,3,15,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD,App>In-Person>Phone>Email,true,21:30-07:45,83,135,73,69,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-02-10,Success,v2.10.2,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4411,Explorer,126378,873002,38528,20.4,1,15,SG,Low,,,,1.8,31.7,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,MaxDD;TaxCost,App>Phone>Chat>In-Person,true,20:30-08:30,69,52,74,70,CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-10-01,Partial,v2.8.2,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4412,Stabilizer,149397,486970,43095,7.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,8.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Email>Chat>Phone>In-Person>App,true,21:45-06:00,63,131,67,68,CreditBureau;OpenBanking,7,None,Rebalance,2025-12-20,Success,v1.9.7,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4413,Preserver,71224,475991,31359,4.4,4,10,US,High,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe,Phone>In-Person>App>Email>Chat,false,21:30-08:00,74,176,64,58,Brokerage;OpenBanking,10,Human,Rebalance,2025-06-12,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A4414,Preserver,45406,327284,33675,5.6,3,10,DE,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.2,5.8,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Chat>Phone>Email,true,19:00-06:00,71,174,72,66,Brokerage;OpenBanking,9,Human,Rebalance,2025-04-13,Success,v2.9.6,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4415,Builder,30846,118614,6756,13.4,2,10,US,Low,AccreditedOnly,,,1.4,19.3,9.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,TaxCost;IRR;Sharpe,Phone>Chat>In-Person>App,true,21:15-08:15,58,127,44,37,OpenBanking,10,None,Rebalance,2025-02-24,Success,v1.10.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A4416,Builder,178280,-68284,3089,8.0,4,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs,1.8,16.5,9.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;TaxCost,Chat>Phone>Email>App,true,21:15-06:15,68,112,57,50,CreditBureau;OpenBanking,14,Human,AlertAcknowledge,2025-04-03,Partial,v2.8.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4417,Builder,40752,-27432,2642,8.1,3,10,SG,Low,NoShortSelling,NoWeapons;NoTobacco,LeveragedETFs;PennyStocks,1.5,12.7,7.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;IRR,Chat>Phone>App>In-Person>Email,false,19:00-06:30,59,78,53,47,OpenBanking,12,None,PlanUpdate,2025-02-20,Success,v1.10.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A4418,Stabilizer,137605,252087,12530,7.3,2,12,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Phone>In-Person>Email>Chat,true,21:00-07:45,60,128,46,47,OpenBanking,10,Human,AutoTransfer,2024-12-31,Success,v1.8.9,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4419,Builder,40946,47548,5822,10.4,2,10,US,Low,,NoTobacco,,1.6,19.6,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;Sharpe,Email>Phone>Chat>In-Person>App,true,22:15-08:15,72,62,67,56,CreditBureau;OpenBanking,11,None,PlanUpdate,2025-11-22,Success,v2.8.7,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4420,Optimizer,230601,1669403,95666,10.0,3,12,US,Medium,NoDerivatives,,PennyStocks,1.9,25.8,11.9,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;MaxDD;Sharpe,In-Person>App>Email,false,21:30-07:30,56,120,53,46,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-01-09,Success,v1.8.4,NoIlliquids,Enforce tax budget and position caps
A4421,Explorer,118068,874019,53080,18.9,2,12,US,Medium,,,,2.1,20.1,13.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;TaxCost,Chat>Phone>Email>In-Person>App,false,22:30-08:00,48,76,53,53,OpenBanking,2,None,PlanUpdate,2025-10-01,Success,v1.9.7,LimitOrderOnly;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4422,Preserver,108387,1249073,92455,6.2,1,12,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,Chat>In-Person>Phone,true,23:00-08:30,76,229,66,58,Brokerage;CreditBureau;OpenBanking,12,Human,Rebalance,2025-06-13,Success,v1.10.3,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4423,Builder,49679,98981,7998,13.1,1,10,US,Medium,,,Crypto;PennyStocks,1.5,24.8,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;MaxDD,Email>Chat>In-Person>App,false,22:15-06:15,57,150,45,34,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-08-29,Partial,v1.9.6,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A4424,Stabilizer,118554,630839,27096,7.7,2,12,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.1,6.2,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>Email>App>In-Person,false,23:15-07:15,58,151,58,54,OpenBanking,19,Human,PlanUpdate,2025-09-19,Failed,v2.9.4,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4425,Preserver,79142,966614,57446,4.2,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.1,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,App>Chat>Email>In-Person,true,19:15-08:15,69,197,62,67,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-03-30,Success,v1.9.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4426,Explorer,133629,617569,66340,17.7,4,15,CA,Low,,NoWeapons;NoTobacco,PennyStocks,1.7,32.1,14.5,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,TaxCost;MaxDD;IRR,In-Person>Email>Phone>Chat,false,22:45-06:00,66,85,76,66,CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-06-10,Success,v1.10.8,NoIlliquids,Allow small experimental sleeve ≤ 3%
A4427,Preserver,78119,497093,20042,6.2,4,10,US,Low,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.5,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Chat>Email>In-Person>App,true,21:30-07:00,76,177,82,76,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-10-31,Partial,v2.10.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4428,Explorer,123522,903849,22013,18.4,2,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,,2.1,21.4,17.0,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;Sharpe;IRR,Email>Phone>In-Person>Chat>App,true,20:30-08:00,59,69,60,56,CreditBureau;OpenBanking;Payroll,3,None,Rebalance,2025-08-13,Success,v1.10.5,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4429,Optimizer,85288,1148670,30341,7.4,3,10,US,Medium,NoIlliquids;NoShortSelling,,PennyStocks,1.8,26.4,11.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Phone>Email>In-Person,true,20:15-07:45,68,83,56,56,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-10-20,Success,v2.9.1,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4430,Builder,47383,134283,6142,13.4,2,10,US,Low,NoShortSelling,,PrivateCredit,1.6,22.2,10.3,Home:3y;Retirement:30y,3,Collaborative,Shallow,TaxCost;MaxDD;IRR,App>Phone>Email,true,20:15-07:00,60,80,61,61,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-01-30,Partial,v2.9.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A4431,Preserver,130842,1688343,66214,7.7,1,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.7,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,Email>In-Person>App>Phone,true,21:45-08:30,67,177,62,61,Brokerage;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-11-17,Success,v1.10.2,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4432,Explorer,66761,242673,14997,19.8,2,10,US,Low,AccreditedOnly,NoTobacco,Crypto;PennyStocks;PrivateCredit,2.0,24.8,13.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;Sharpe,Phone>In-Person>App>Email,true,20:15-06:15,59,75,62,57,CreditBureau;OpenBanking;Payroll,2,None,AutoTransfer,2025-05-08,Partial,v1.8.4,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4433,Preserver,127584,529257,26934,4.8,4,12,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,9.5,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>App,true,22:45-08:45,81,217,76,66,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-02-01,Partial,v2.10.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4434,Preserver,301279,1784673,183209,5.8,3,12,US,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,In-Person>Email>App>Phone,true,22:15-06:30,73,239,78,76,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-06-02,Failed,v1.10.6,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4435,Builder,43705,55367,4550,11.0,3,10,US,Low,NoDerivatives,,,1.7,22.1,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;MaxDD,Phone>Email>Chat>In-Person,true,19:45-08:15,60,115,64,61,OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-06-20,Failed,v1.9.7,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4436,Optimizer,101246,1994616,37636,5.3,4,12,US,Low,,NoFossilFuel;NoTobacco,PennyStocks;PrivateCredit,1.6,20.6,10.7,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,TaxCost;IRR;MaxDD,Phone>Email>App,true,19:30-06:00,62,96,73,64,Brokerage;OpenBanking,3,None,Rebalance,2025-07-05,Partial,v1.10.7,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A4437,Preserver,104281,590906,79441,4.2,3,12,US,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,MaxDD;Sharpe,Chat>Email>Phone>App,true,21:15-06:30,74,201,72,67,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-08-22,Success,v2.8.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4438,Preserver,64805,490061,35476,3.4,4,10,UK,Low,NoDerivatives;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.1,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Phone>Chat>App>In-Person,false,23:15-08:15,68,228,58,58,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-08-10,Partial,v2.10.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4439,Optimizer,52737,819533,20291,9.1,1,10,AU,Low,NoShortSelling,NoTobacco,PennyStocks,1.5,23.8,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Chat>In-Person>Phone,true,19:45-07:00,60,99,59,59,Brokerage;OpenBanking,6,None,Rebalance,2025-11-05,Success,v1.8.8,StopLossDisabled,Enforce tax budget and position caps
A4440,Builder,43743,106232,5265,12.4,2,10,US,Low,NoIlliquids,,PennyStocks,1.4,16.0,10.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;IRR;TaxCost,Chat>Email>In-Person>App>Phone,true,22:15-07:30,68,120,72,60,OpenBanking;Payroll,7,None,Rebalance,2025-10-04,Success,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A4441,Preserver,132720,1054384,53501,4.5,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.8,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD,App>In-Person>Phone>Email,true,20:30-07:00,83,159,75,70,Brokerage;OpenBanking,14,None,PlanUpdate,2025-12-23,Failed,v2.8.1,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4442,Stabilizer,54323,157319,4792,7.6,1,10,US,Medium,NoIlliquids;AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.3,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Phone>Email,true,20:45-06:00,53,170,62,54,CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-04-17,Success,v2.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4443,Explorer,48287,381542,11863,16.5,2,10,US,Low,NoIlliquids,,,1.9,26.8,14.5,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,TaxCost;Sharpe;IRR,App>Phone>Chat>In-Person,true,23:15-08:45,66,82,81,72,OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-04-26,Success,v2.10.9,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4444,Explorer,82337,444399,28956,17.4,3,10,AU,Medium,NoShortSelling,,PennyStocks;PrivateCredit,1.6,25.1,16.9,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,TaxCost;IRR,Email>In-Person>Phone,true,22:15-06:30,53,87,45,43,OpenBanking;Payroll,4,None,PlanUpdate,2025-10-22,Success,v2.9.3,NoMargin,Allow small experimental sleeve ≤ 3%
A4445,Optimizer,72814,425217,36392,12.5,1,10,US,High,NoShortSelling,,PennyStocks,1.6,25.3,13.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,IRR;MaxDD;Sharpe,In-Person>Chat>App>Email,true,23:30-08:00,58,87,47,36,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-05-04,Success,v1.8.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4446,Preserver,142524,839356,31679,5.5,2,12,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.0,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,Chat>App>Phone,true,21:15-08:45,66,140,75,78,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-09-08,Success,v1.10.5,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4447,Builder,157777,242982,16734,8.8,2,12,US,Medium,AccreditedOnly,NoWeapons,PennyStocks,1.5,13.0,11.4,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;IRR;Sharpe,Chat>In-Person>Email,true,23:15-08:15,50,110,42,31,OpenBanking,8,None,PlanUpdate,2025-02-05,Success,v2.9.9,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A4448,Builder,75226,478279,11621,10.0,4,10,AU,Low,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto,1.5,17.7,10.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Chat>Email>Phone>In-Person,false,19:15-07:30,67,83,68,59,OpenBanking,11,None,AutoTransfer,2025-08-15,Success,v1.8.2,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4449,Builder,80880,163970,14430,10.2,4,10,US,Low,,,,1.5,15.4,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe,In-Person>Email>App>Chat>Phone,true,19:30-06:45,69,76,76,67,OpenBanking,20,None,AutoTransfer,2025-09-10,Success,v1.8.5,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4450,Explorer,48062,452598,16600,19.9,2,10,US,Low,,,PennyStocks,1.7,25.3,16.7,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,TaxCost;IRR,Email>App>Phone>Chat>In-Person,true,21:15-08:45,55,46,55,43,OpenBanking,2,None,PlanUpdate,2025-03-20,Failed,v2.8.5,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A4451,Preserver,110612,651943,79857,3.6,4,15,AU,Medium,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Chat>Email>Phone>App>In-Person,true,21:45-06:00,74,162,59,58,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,Rebalance,2025-11-15,Success,v2.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4452,Builder,82219,148564,21283,11.9,3,10,US,Low,,,LeveragedETFs;PennyStocks,1.7,20.3,8.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,TaxCost;IRR;MaxDD,Phone>In-Person>Email>Chat,false,22:30-06:15,71,136,78,66,CreditBureau;OpenBanking,19,None,AutoTransfer,2025-02-16,Success,v2.10.5,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4453,Builder,37407,129265,4724,11.4,4,10,US,High,AccreditedOnly,,,1.5,13.6,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;TaxCost;IRR,App>Email>Chat,true,23:15-07:45,53,114,50,45,OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-03-13,Success,v1.9.6,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A4454,Builder,42987,60891,7566,12.4,1,10,CA,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PrivateCredit,1.4,15.6,8.6,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,TaxCost;IRR,Chat>App>In-Person,true,21:15-07:45,69,87,70,63,CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-11-17,Success,v2.8.3,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4455,Stabilizer,52090,127481,17217,7.0,2,10,IN,Medium,NoIlliquids;AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,In-Person>Phone>Chat,true,23:30-07:00,60,125,53,55,CreditBureau;OpenBanking;Payroll,12,Human,PlanUpdate,2025-05-14,Success,v2.9.6,NoPennyStocks,Keep expenses buffer ≥ 4 months
A4456,Preserver,107447,526809,52392,7.1,3,12,US,Low,NoIlliquids;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,13.9,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Phone>Chat>Email,true,23:15-07:00,72,236,57,57,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-02-07,Partial,v1.8.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4457,Preserver,79959,237570,33647,5.6,1,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.7,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,Phone>Chat>App,false,21:45-06:45,79,220,69,65,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-10-05,Success,v1.8.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4458,Preserver,106654,633591,48238,6.6,3,15,DE,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Chat>In-Person>Phone>App,true,20:30-06:00,64,196,59,55,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-02-06,Success,v1.10.7,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4459,Preserver,81193,442857,49556,4.1,4,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat,true,19:30-08:15,72,219,65,61,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-06-11,Success,v2.10.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4460,Stabilizer,115950,653967,33036,5.3,4,15,UK,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,5.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Chat>App>In-Person>Phone>Email,true,19:00-08:15,64,146,68,63,CreditBureau;OpenBanking;Payroll,9,None,AutoTransfer,2025-11-23,Success,v1.8.2,NoIlliquids,Keep expenses buffer ≥ 4 months
A4461,Stabilizer,67812,338560,31659,9.8,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,5.8,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD,Email>Chat>In-Person>Phone,true,19:30-08:45,64,169,61,61,OpenBanking,18,Human,AlertAcknowledge,2025-09-28,Partial,v2.10.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4462,Builder,41947,202119,7830,11.5,3,10,US,Medium,NoIlliquids;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs,1.8,21.6,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;TaxCost,Email>App>Phone>In-Person>Chat,true,23:30-06:15,59,125,62,52,OpenBanking,10,Hybrid,Rebalance,2025-07-27,Success,v1.9.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4463,Builder,137844,191368,18463,14.5,1,12,US,Low,,,,1.6,16.7,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;MaxDD,Email>Chat>Phone>App>In-Person,true,23:15-08:30,66,91,59,51,CreditBureau;OpenBanking;Payroll,19,None,AlertAcknowledge,2025-06-08,Success,v1.8.3,NoMargin,Prioritize liquidity and down payment savings
A4464,Builder,167881,520864,24225,8.2,4,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;PrivateCredit,1.6,12.3,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Email>In-Person>Chat,true,22:30-06:45,69,75,57,53,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-06-08,Success,v1.9.8,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4465,Preserver,134400,1174386,118330,5.1,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,6.8,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Email>In-Person>Chat>App>Phone,true,23:45-07:45,81,209,90,83,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-06-06,Success,v1.10.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4466,Preserver,118822,1129104,56546,5.7,3,15,IN,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,12.3,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;Sharpe,Chat>In-Person>Phone>Email>App,true,19:00-06:45,74,155,59,57,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-11-15,Success,v2.8.3,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A4467,Explorer,65412,505377,14128,22.8,1,10,US,Low,NoDerivatives;AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.8,34.1,12.5,Business:5y;Travel:2y,5,Collaborative,Deep,IRR;TaxCost;Sharpe,Email>Chat>In-Person>App>Phone,true,19:30-07:00,65,45,71,68,CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-10-22,Failed,v2.8.4,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4468,Builder,80831,312730,18290,10.4,4,10,US,Low,,,,1.5,23.9,12.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>App>In-Person,true,22:00-08:15,63,74,70,60,OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-12-10,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4469,Builder,40849,99325,6529,9.7,3,10,US,Low,AccreditedOnly,,LeveragedETFs;PrivateCredit,1.5,14.3,7.9,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;IRR;MaxDD,In-Person>Phone>Email>App>Chat,true,20:30-07:15,65,72,61,54,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-05-16,Failed,v1.10.7,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4470,Builder,39399,112864,4791,13.4,3,10,IN,Low,,NoWeapons;ESGOnly,,1.6,23.5,7.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;Sharpe,Email>App>Phone>In-Person,true,23:15-08:15,64,139,52,44,OpenBanking,15,Human,PlanUpdate,2025-03-24,Success,v1.10.6,NoIlliquids,Prioritize liquidity and down payment savings
A4471,Optimizer,161471,3774123,63172,12.9,1,12,US,Low,NoShortSelling,,Crypto;PennyStocks,1.9,20.7,13.3,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;MaxDD,Chat>App>Phone>In-Person>Email,true,19:30-07:15,66,71,54,52,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-06-07,Failed,v1.9.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4472,Optimizer,66609,1746142,36603,9.7,4,10,IN,Medium,NoDerivatives;AccreditedOnly,NoTobacco,PennyStocks,1.9,24.2,10.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;IRR;MaxDD,Phone>In-Person>Email>Chat,true,19:15-08:00,59,79,64,54,Brokerage;OpenBanking,3,None,PlanUpdate,2025-10-27,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A4473,Builder,150123,159660,9830,10.2,4,12,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.7,17.4,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;MaxDD,Chat>In-Person>Email>Phone,true,22:15-07:00,73,83,58,48,OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-12-26,Success,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4474,Preserver,72112,234633,32974,4.7,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.1,7.3,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>App>Email>Chat>In-Person,false,21:30-07:45,77,166,73,77,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,PlanUpdate,2025-05-16,Success,v2.9.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4475,Stabilizer,92039,307684,22559,8.9,1,10,CA,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,Chat>In-Person>App,true,23:45-08:30,56,176,54,51,OpenBanking;Payroll,20,None,Rebalance,2025-08-20,Partial,v2.8.4,NoPennyStocks,Keep expenses buffer ≥ 4 months
A4476,Preserver,60138,597035,51180,6.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,6.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Phone>App>Chat,false,21:15-07:45,76,163,62,61,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-09-29,Partial,v2.10.1,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4477,Preserver,97979,906511,62351,5.8,3,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.8,5.5,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Chat>Email>Phone>In-Person>App,true,19:45-08:30,59,192,69,68,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,Rebalance,2025-07-18,Success,v2.8.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4478,Preserver,116672,898873,70510,8.5,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.6,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Chat>In-Person>App,false,23:15-06:00,71,180,78,74,Brokerage;CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-11-21,Partial,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4479,Preserver,83153,609398,36364,6.3,1,10,AU,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>App>In-Person>Email>Chat,true,22:45-08:30,67,195,53,58,Brokerage;OpenBanking;Payroll,12,None,AutoTransfer,2025-05-19,Partial,v1.10.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4480,Builder,49810,106388,9243,9.8,3,10,US,Low,,,,1.7,15.9,10.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;TaxCost,Chat>Email>In-Person>App>Phone,true,19:30-08:30,67,138,73,67,OpenBanking,15,None,AlertAcknowledge,2025-04-01,Success,v2.10.6,LimitOrderOnly,Prioritize liquidity and down payment savings
A4481,Explorer,58608,856202,20879,17.5,1,10,IN,Low,,,LeveragedETFs,1.9,30.4,16.0,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;MaxDD;IRR,Chat>App>Email>Phone>In-Person,false,23:30-08:30,54,47,44,32,CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-10-09,Success,v1.10.2,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A4482,Preserver,166403,569655,67863,4.6,4,15,AU,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone>App>In-Person,true,19:00-07:00,68,138,76,73,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-02-13,Failed,v2.10.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4483,Stabilizer,111855,424798,43209,7.9,2,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>In-Person>Chat>App,true,21:15-07:15,58,132,68,73,CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-12-26,Success,v1.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4484,Preserver,153653,786250,50632,6.2,1,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,In-Person>Email>Phone>Chat,true,23:15-08:15,82,216,67,67,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-03-04,Partial,v1.9.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4485,Builder,105605,146580,11810,13.8,2,12,US,Low,NoIlliquids;NoDerivatives,,,1.6,16.1,9.0,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;IRR;TaxCost,App>Phone>Email>In-Person,true,19:00-08:30,63,94,50,48,CreditBureau;OpenBanking,9,None,Rebalance,2025-03-13,Success,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A4486,Preserver,181301,633479,49233,6.8,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.1,6.5,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,App>Email>Chat,true,19:30-07:15,78,192,63,57,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-08-27,Success,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4487,Preserver,136589,1697991,166213,4.1,4,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>Email>Chat,true,23:45-06:30,75,235,75,64,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-07-11,Partial,v2.10.8,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4488,Preserver,39632,99563,5072,8.7,1,10,US,High,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.4,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Email>Chat>Phone>App,true,22:00-06:45,61,207,62,61,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-04-07,Failed,v1.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4489,Builder,88374,-19455,2401,13.1,2,10,AU,Low,,,,1.7,14.2,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;MaxDD,Email>Phone>App,true,23:30-06:45,57,117,44,40,OpenBanking,15,None,Rebalance,2025-04-20,Success,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A4490,Preserver,118225,1071229,62499,6.3,1,15,DE,Medium,NoDerivatives;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.9,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;MaxDD,In-Person>App>Chat>Email,true,20:15-07:45,63,180,66,70,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-09-13,Success,v2.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4491,Optimizer,107940,1039083,34545,8.6,4,15,AU,Low,,ESGOnly;NoFossilFuel,Crypto;PennyStocks,1.7,25.0,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,Sharpe;IRR,Phone>App>In-Person>Email>Chat,true,19:30-06:30,63,99,72,72,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2024-12-27,Success,v1.9.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4492,Preserver,54773,241749,30331,5.7,3,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Email>App>Chat>In-Person,true,19:00-06:45,71,201,78,78,Brokerage;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-12-14,Success,v2.9.5,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A4493,Optimizer,85788,772456,47092,9.0,4,10,DE,High,NoIlliquids;AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,1.5,22.9,13.4,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;TaxCost;IRR,App>Email>Chat>Phone>In-Person,true,22:45-08:00,55,93,46,36,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-07-21,Partial,v1.9.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4494,Stabilizer,63579,158475,14600,7.4,2,10,AU,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,In-Person>App>Phone,true,21:30-06:00,66,171,74,76,OpenBanking,9,Human,AutoTransfer,2025-03-28,Success,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4495,Optimizer,186736,2015965,51045,6.0,4,12,US,Medium,,,PennyStocks;PrivateCredit,1.5,24.7,11.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;Sharpe,App>Chat>In-Person>Email,true,22:45-07:00,71,103,64,53,Brokerage;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-02-01,Success,v1.10.4,NoIlliquids,Enforce tax budget and position caps
A4496,Preserver,131662,1095538,97261,4.7,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.9,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>App>Phone>In-Person,true,23:45-08:30,74,156,76,67,Brokerage;OpenBanking,14,Human,AutoTransfer,2025-10-16,Partial,v2.8.4,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4497,Stabilizer,44936,175834,13446,5.7,3,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD,Chat>App>In-Person>Email,true,22:00-06:30,64,173,60,60,CreditBureau;OpenBanking;Payroll,16,None,AlertAcknowledge,2025-02-04,Success,v2.8.2,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A4498,Optimizer,163537,1037524,102758,10.3,1,12,US,Low,,,PennyStocks;PrivateCredit,1.5,15.0,11.6,Wealth:10y;Estate:20y,10,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>Phone>Email,true,23:00-06:30,73,86,64,54,Brokerage;OpenBanking;Payroll,7,Human,PlanUpdate,2025-08-04,Failed,v2.10.1,PauseWhenVIX>30,Enforce tax budget and position caps
A4499,Preserver,45805,313295,34600,7.2,2,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.9,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>App>In-Person>Phone,true,22:15-08:45,80,123,89,80,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-07-22,Success,v1.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4500,Builder,54612,245920,11765,9.4,3,10,US,Low,,ESGOnly;NoTobacco,Crypto;PrivateCredit,1.7,22.5,8.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,Sharpe;TaxCost,Email>Phone>App>In-Person,true,23:00-06:45,58,126,53,45,OpenBanking,19,Hybrid,AlertAcknowledge,2025-11-29,Success,v2.10.7,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4501,Builder,65693,100693,13990,10.4,1,10,CA,Low,NoIlliquids,,,1.4,12.3,11.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR,Chat>App>Email>In-Person,true,19:30-07:15,67,132,56,55,OpenBanking;Payroll,8,None,AlertAcknowledge,2025-01-04,Success,v1.8.5,NoPennyStocks,Prioritize liquidity and down payment savings
A4502,Builder,92610,373964,14649,13.8,2,10,US,Low,,,,1.7,19.6,11.0,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;Sharpe,In-Person>Email>App,true,19:45-06:15,71,82,75,71,OpenBanking,11,None,AlertAcknowledge,2025-05-14,Success,v1.9.7,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4503,Preserver,89041,987115,70143,3.9,4,10,CA,Medium,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.0,5.1,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Chat>App>Email,true,21:30-08:00,65,136,72,67,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-10-11,Success,v1.8.3,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A4504,Preserver,123580,2147636,129080,7.0,2,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.7,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;Sharpe,Email>App>In-Person,true,20:15-06:45,80,142,76,76,Brokerage;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-01-01,Partial,v2.9.7,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4505,Optimizer,139759,1191814,53310,9.6,2,12,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.7,17.1,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;IRR,App>In-Person>Phone,true,21:15-06:15,75,97,78,72,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-10-06,Partial,v1.9.5,NoIlliquids,Enforce tax budget and position caps
A4506,Stabilizer,89748,249306,35840,8.8,2,10,UK,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat,false,20:00-06:00,66,159,61,56,OpenBanking;Payroll,11,None,PlanUpdate,2025-06-27,Success,v1.9.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4507,Explorer,89160,587393,32200,20.1,1,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;PennyStocks;PrivateCredit,2.1,29.5,14.6,Business:5y;Travel:2y,5,Collaborative,Deep,TaxCost;Sharpe;IRR,In-Person>Phone>App,false,19:30-07:15,66,79,80,74,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-10-06,Success,v2.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4508,Stabilizer,64947,410849,17128,5.9,2,10,US,High,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,15.2,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,Phone>Email>In-Person>App>Chat,true,21:15-07:15,55,133,47,46,OpenBanking,16,Hybrid,Rebalance,2025-07-29,Success,v1.9.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4509,Optimizer,187318,4408800,160497,6.5,4,12,US,Low,,,PennyStocks,1.8,22.8,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe,App>Chat>Phone>In-Person>Email,true,21:45-07:45,67,93,59,52,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-08-21,Success,v2.9.4,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4510,Optimizer,262281,2157501,207446,7.0,3,15,IN,Medium,,ESGOnly,PennyStocks,1.5,22.7,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,IRR;MaxDD;TaxCost,In-Person>Chat>App,true,23:45-07:15,59,65,72,66,Brokerage;OpenBanking,1,Hybrid,Rebalance,2025-09-07,Success,v2.9.4,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4511,Optimizer,111330,1468139,52449,8.3,4,15,CA,Medium,,,PennyStocks,1.7,18.2,11.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>Phone>App>Chat,true,20:15-06:15,54,75,65,61,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2024-12-26,Success,v1.9.9,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4512,Stabilizer,28276,155493,12295,4.2,4,10,IN,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,6.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>In-Person>Email,true,19:00-08:15,63,133,72,71,OpenBanking,10,Hybrid,AutoTransfer,2025-03-21,Failed,v1.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4513,Preserver,128427,843574,73005,3.9,4,12,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.0,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe,Chat>Phone>App,false,23:15-07:00,74,145,65,62,Brokerage;CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-10-22,Success,v1.9.4,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4514,Stabilizer,73812,371635,20665,6.8,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,Chat>App>Phone>Email,true,20:00-06:00,67,148,55,47,OpenBanking,11,None,AutoTransfer,2025-03-15,Failed,v1.10.4,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4515,Stabilizer,89540,288968,17825,7.0,3,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Phone>In-Person>Email>Chat,true,22:45-08:15,49,168,44,46,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-03-01,Success,v1.9.4,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4516,Preserver,71780,580494,40762,5.7,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>Phone>App,false,21:15-08:00,69,159,76,76,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,Rebalance,2025-08-28,Failed,v1.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4517,Preserver,82037,870652,68038,7.9,1,10,US,Low,NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,16.7,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe,Email>App>Phone>Chat,true,20:00-06:00,82,236,69,70,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-02-11,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4518,Builder,67882,136822,18544,14.3,1,10,US,Medium,NoDerivatives,,,1.5,12.1,7.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe;MaxDD,App>Email>Chat>Phone>In-Person,true,20:15-08:30,55,72,60,58,CreditBureau;OpenBanking,19,Hybrid,AlertAcknowledge,2025-08-27,Success,v2.8.1,StopLossDisabled,Prioritize liquidity and down payment savings
A4519,Preserver,92051,603021,58399,6.1,1,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>App>In-Person,true,22:30-08:30,64,175,52,50,Brokerage;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-12-18,Success,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A4520,Explorer,64565,447883,14375,19.4,1,10,US,Low,NoShortSelling,NoWeapons,,2.1,29.3,12.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Chat,true,21:00-07:45,67,55,56,47,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-10-22,Failed,v2.10.1,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4521,Preserver,81053,784773,64856,5.4,3,10,UK,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.0,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Chat>Email>App,true,19:30-06:00,67,123,73,78,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-04-09,Success,v1.8.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4522,Optimizer,112951,1863443,43494,12.5,1,12,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.8,23.9,12.6,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;MaxDD,App>In-Person>Chat>Email>Phone,false,22:00-08:45,61,62,59,57,Brokerage;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-11-02,Success,v2.8.6,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4523,Preserver,129768,1239669,111036,6.1,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.3,7.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost,Chat>Phone>In-Person>App,true,22:30-07:00,67,233,74,71,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-10-27,Success,v2.8.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4524,Stabilizer,91657,514359,40672,5.4,4,10,US,Medium,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,Phone>In-Person>Email,false,19:00-06:30,58,118,45,42,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-08-26,Partial,v1.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4525,Stabilizer,43007,176033,25431,5.7,2,10,US,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>Email>Chat>In-Person,true,21:15-07:30,61,107,64,65,CreditBureau;OpenBanking;Payroll,18,Human,AlertAcknowledge,2025-11-10,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4526,Optimizer,134164,1047168,62510,9.8,2,12,US,Low,,,PennyStocks,1.8,24.8,12.4,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;IRR;Sharpe,Phone>In-Person>Email>Chat,true,19:45-06:00,70,106,61,55,Brokerage;OpenBanking,1,Human,PlanUpdate,2025-12-10,Success,v2.8.2,StopLossDisabled,Enforce tax budget and position caps
A4527,Builder,47664,106037,9521,9.4,3,10,IN,Medium,NoIlliquids,,PennyStocks,1.6,15.0,9.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;Sharpe,Chat>Email>Phone>In-Person>App,false,22:30-07:45,70,78,76,74,CreditBureau;OpenBanking,16,None,Rebalance,2025-12-16,Success,v1.9.1,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4528,Builder,78284,83396,5671,15.2,1,10,DE,Medium,NoDerivatives,,PrivateCredit,1.8,24.1,7.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost,Chat>App>Email>Phone,false,20:00-07:00,66,120,54,50,CreditBureau;OpenBanking,16,Human,PlanUpdate,2025-01-06,Success,v2.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4529,Builder,113139,352580,17122,8.3,4,12,US,Low,,NoTobacco,,1.5,23.8,8.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;IRR,Email>Chat>App>In-Person,false,21:15-06:30,68,146,77,71,OpenBanking,18,None,AlertAcknowledge,2025-08-17,Success,v2.8.5,StopLossDisabled,Prioritize liquidity and down payment savings
A4530,Preserver,137099,1211779,62210,7.2,1,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Phone>Email>Chat>In-Person,false,23:15-06:30,62,208,61,60,Brokerage;OpenBanking;Payroll,7,Human,AutoTransfer,2025-06-17,Success,v1.10.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4531,Optimizer,86754,569566,27413,9.3,1,10,UK,Low,,NoWeapons;NoFossilFuel,PennyStocks;PrivateCredit,1.5,15.1,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;Sharpe;IRR,Chat>Email>Phone,true,21:15-06:45,65,78,68,65,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-12-05,Success,v2.10.4,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A4532,Optimizer,126309,1625543,42157,7.5,4,12,US,High,,NoTobacco;ESGOnly,PennyStocks,1.8,26.5,10.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;IRR,Chat>Email>App>In-Person>Phone,false,20:45-06:30,46,83,34,32,Brokerage;OpenBanking,6,None,AutoTransfer,2025-11-04,Success,v1.8.4,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4533,Stabilizer,85925,465728,17328,5.8,2,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe,App>Phone>Chat>In-Person,true,21:00-06:15,60,103,49,39,OpenBanking,7,Human,Rebalance,2025-08-27,Partial,v2.10.4,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4534,Preserver,118438,951384,99052,4.6,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Chat>App>Phone>Email,false,23:00-07:30,82,146,71,66,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-05-08,Failed,v1.10.3,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A4535,Explorer,45024,378259,15918,17.2,1,10,US,Low,,ESGOnly;NoFossilFuel,,1.8,21.9,13.2,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,TaxCost;Sharpe,Phone>In-Person>Email,true,20:15-08:45,54,84,50,39,OpenBanking;Payroll,1,Human,Rebalance,2025-02-06,Partial,v2.8.7,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4536,Optimizer,157098,1215285,65207,10.3,3,15,CA,Medium,,NoTobacco,Crypto;PennyStocks,1.8,20.5,11.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,TaxCost;IRR;MaxDD,In-Person>Phone>Email>App>Chat,true,22:15-06:00,72,81,73,63,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-05-22,Success,v2.9.5,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4537,Builder,76394,280605,14190,15.0,1,10,UK,Medium,NoShortSelling,,,1.5,22.3,9.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;Sharpe,Email>Chat>Phone,true,20:30-08:15,56,88,49,37,OpenBanking,8,None,Rebalance,2025-05-31,Success,v1.8.7,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4538,Explorer,43036,256652,22329,23.2,1,10,IN,Low,,NoFossilFuel;ESGOnly,LeveragedETFs,1.7,32.7,16.0,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,MaxDD;Sharpe,In-Person>Email>App,true,19:15-06:30,63,67,70,67,CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-02-17,Success,v1.9.1,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4539,Builder,77856,401058,8046,11.5,2,10,US,Medium,,,PennyStocks;PrivateCredit,1.5,17.2,11.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;IRR,Email>In-Person>Phone,true,20:15-08:15,63,73,56,47,CreditBureau;OpenBanking;Payroll,8,Human,AutoTransfer,2025-04-12,Success,v2.10.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4540,Preserver,82584,626603,81969,6.1,1,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD,Chat>Phone>Email>App>In-Person,true,21:15-07:30,71,175,72,69,Brokerage;OpenBanking,12,Human,AutoTransfer,2025-06-24,Success,v1.8.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4541,Preserver,68934,488843,20293,5.8,4,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.4,8.5,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>App>In-Person>Phone,true,23:15-06:45,74,189,70,73,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2024-12-27,Success,v1.8.6,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4542,Stabilizer,61818,191400,9390,10.1,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.8,5.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,Chat>In-Person>Email,true,19:00-06:15,54,131,39,43,CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-11-11,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4543,Preserver,67493,791272,26164,6.7,2,10,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.3,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,In-Person>App>Chat>Phone,true,20:45-06:00,72,238,82,78,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-06-22,Success,v1.10.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4544,Optimizer,84192,540566,37602,7.9,3,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;PennyStocks;PrivateCredit,1.7,20.5,12.4,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;Sharpe;MaxDD,Email>Phone>Chat>App,true,19:00-07:30,66,65,73,64,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-11-07,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4545,Preserver,178495,709745,91827,5.9,2,12,US,Low,NoIlliquids;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat,true,22:30-08:15,78,188,68,63,Brokerage;CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2024-12-27,Success,v1.10.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4546,Preserver,58791,476321,41871,4.6,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.4,7.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person,true,19:00-07:00,72,229,69,69,Brokerage;OpenBanking;Payroll,4,Human,AutoTransfer,2025-04-24,Partial,v2.10.8,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4547,Builder,94016,-19794,1290,13.5,2,10,US,Low,NoShortSelling;NoDerivatives,NoWeapons,,1.4,24.8,11.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,MaxDD;IRR;TaxCost,Phone>Email>Chat,false,23:15-08:45,71,82,57,48,OpenBanking,14,Hybrid,AlertAcknowledge,2025-01-05,Success,v1.10.8,NoIlliquids,Prioritize liquidity and down payment savings
A4548,Optimizer,152284,3152537,79107,11.7,1,12,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.9,15.9,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe;MaxDD,Chat>In-Person>Phone>App,true,21:15-06:45,70,70,79,78,Brokerage;CreditBureau;OpenBanking,1,None,AutoTransfer,2025-03-23,Partial,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A4549,Builder,131322,50495,3933,8.9,3,12,US,Medium,,NoWeapons,Crypto;LeveragedETFs,1.6,23.4,9.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,TaxCost;Sharpe,Chat>Phone>Email>In-Person,true,19:30-08:30,57,138,42,40,CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-01-25,Success,v2.10.4,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A4550,Preserver,219810,3028834,174999,5.9,3,12,US,Medium,AccreditedOnly;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Chat>Email>App>In-Person>Phone,true,21:45-07:30,68,134,67,64,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-06-05,Partial,v1.10.1,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4551,Stabilizer,68808,600205,38061,8.3,3,10,AU,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,10.4,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost,App>Phone>Chat>Email>In-Person,true,23:15-06:45,57,123,42,42,OpenBanking,11,None,PlanUpdate,2024-12-26,Partial,v1.8.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4552,Stabilizer,83532,194107,9814,6.4,1,10,US,Medium,NoDerivatives;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,App>Chat>Phone,true,19:00-06:00,48,117,51,40,OpenBanking,18,None,AutoTransfer,2024-12-26,Partial,v2.8.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4553,Preserver,101313,708704,50402,6.0,1,15,DE,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,15.9,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>App>Chat>Email,true,22:00-06:30,70,174,59,53,Brokerage;OpenBanking;Payroll,11,Hybrid,AutoTransfer,2025-03-22,Success,v2.9.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4554,Builder,40284,192272,6254,13.9,1,10,IN,Low,,,Crypto;LeveragedETFs,1.8,23.7,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,Sharpe;TaxCost,Chat>In-Person>App,true,23:00-07:00,63,95,66,65,OpenBanking,8,Human,AutoTransfer,2025-05-29,Success,v1.10.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A4555,Preserver,82868,551928,57494,4.7,3,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>Email>Phone>App>Chat,true,20:30-08:15,67,171,72,71,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,Rebalance,2025-11-08,Partial,v1.9.2,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4556,Optimizer,481277,3812236,349695,8.4,2,15,IN,Low,,NoWeapons;ESGOnly,PennyStocks,1.6,26.0,11.7,Wealth:10y;Estate:20y,10,Directive,Shallow,IRR;MaxDD;Sharpe,Phone>Email>App,true,22:00-06:45,73,77,64,60,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-08-02,Partial,v2.10.7,NoIlliquids,Enforce tax budget and position caps
A4557,Preserver,116946,963542,95508,6.9,1,12,US,Medium,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.6,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost,Phone>Chat>Email>App,true,22:45-07:30,72,231,65,64,Brokerage;OpenBanking,12,None,Rebalance,2025-09-30,Failed,v1.10.5,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A4558,Builder,32849,95541,8113,11.2,4,10,US,Low,,NoTobacco;ESGOnly,,1.5,14.1,11.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;Sharpe;IRR,Phone>Chat>Email,true,21:15-07:00,69,89,79,75,OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-04-30,Success,v1.9.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4559,Preserver,127144,1231108,54985,4.1,4,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,6.9,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App>In-Person,true,22:30-06:30,76,188,84,75,Brokerage;CreditBureau;OpenBanking,14,None,Rebalance,2025-10-04,Success,v1.10.4,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4560,Stabilizer,113855,296564,19387,10.2,1,12,US,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.5,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,App>Email>Chat>Phone>In-Person,true,23:00-06:30,59,143,52,57,CreditBureau;OpenBanking;Payroll,20,Hybrid,PlanUpdate,2025-03-23,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4561,Preserver,131052,1014981,72991,4.1,3,15,IN,Low,NoIlliquids;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.7,6.7,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,In-Person>Phone>Email>Chat>App,true,22:00-07:30,69,189,54,52,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-09-21,Success,v2.10.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4562,Optimizer,58110,295386,34106,6.5,4,10,US,Low,,NoFossilFuel,PennyStocks,1.7,15.1,9.8,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;MaxDD;Sharpe,In-Person>Email>Chat>App>Phone,true,23:00-08:30,75,62,65,60,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-04-07,Success,v1.9.3,PauseWhenVIX>30,Enforce tax budget and position caps
A4563,Optimizer,137640,3661490,64321,11.3,1,12,US,Low,AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.8,21.3,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;IRR;Sharpe,Phone>Email>App>In-Person,true,23:00-07:30,61,69,61,57,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-03-10,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A4564,Stabilizer,36856,161064,9184,7.7,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.2,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat>Email,true,23:15-06:15,63,113,67,58,CreditBureau;OpenBanking;Payroll,19,Human,AlertAcknowledge,2025-10-15,Success,v2.9.4,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4565,Explorer,59255,429238,16414,18.3,3,10,US,Low,,NoFossilFuel,,2.1,32.8,14.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,Sharpe;TaxCost,In-Person>Chat>Phone>App,true,20:15-07:45,67,89,58,54,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-06-04,Success,v2.10.8,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4566,Builder,18879,20268,1212,8.1,3,10,US,Low,,,,1.7,18.4,10.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;TaxCost,Chat>In-Person>Phone>Email>App,true,20:45-06:45,58,130,61,59,CreditBureau;OpenBanking,17,None,PlanUpdate,2025-09-26,Success,v1.8.2,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4567,Preserver,47270,721331,27059,3.3,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe,App>Email>Phone>Chat,true,21:15-06:00,69,197,75,80,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-07-19,Partial,v1.10.2,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4568,Builder,76847,228165,16047,11.0,2,10,UK,Low,,,PrivateCredit,1.5,15.4,7.3,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;Sharpe,Email>In-Person>Chat>Phone>App,true,22:15-08:30,62,130,48,40,CreditBureau;OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-08-10,Success,v1.9.9,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4569,Preserver,153354,1265557,111501,6.1,2,15,DE,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost,Email>Phone>Chat>App>In-Person,true,19:45-07:15,80,185,88,84,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-09-13,Success,v2.9.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4570,Preserver,94247,1297410,44606,6.6,1,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.9,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD,In-Person>App>Chat,true,20:00-06:00,59,151,61,66,Brokerage;OpenBanking,5,Human,Rebalance,2024-12-26,Success,v1.8.8,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4571,Preserver,129749,499436,66887,7.5,1,15,UK,Low,NoDerivatives;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,6.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Email>Chat>Phone>App,false,21:30-07:30,80,130,77,69,Brokerage;OpenBanking,3,None,Rebalance,2025-06-18,Success,v1.9.3,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4572,Preserver,209748,1665307,60345,7.8,1,12,US,Low,NoDerivatives;NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.2,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>App>Email,true,21:15-08:30,75,157,83,74,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-07-07,Partial,v2.9.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4573,Optimizer,72618,1095599,40230,8.9,1,10,US,Low,,,LeveragedETFs;PennyStocks,1.9,19.3,10.7,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;TaxCost;IRR,Email>App>Phone,true,20:15-07:15,71,113,65,64,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-02-14,Success,v2.8.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4574,Optimizer,165399,2365972,67706,11.8,1,12,US,Medium,NoShortSelling,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.7,16.2,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;TaxCost;MaxDD,App>Email>Phone,true,23:30-07:15,62,75,73,70,Brokerage;OpenBanking,2,None,AutoTransfer,2025-04-25,Success,v2.10.7,StopLossDisabled,Enforce tax budget and position caps
A4575,Preserver,162933,1638159,136448,4.5,3,12,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,Chat>Phone>In-Person>Email>App,true,23:30-07:00,74,219,64,58,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-11-19,Success,v2.8.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4576,Stabilizer,78929,227845,10273,4.8,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.9,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Chat>In-Person>App>Email>Phone,false,22:15-06:15,63,155,48,43,CreditBureau;OpenBanking,17,Hybrid,AlertAcknowledge,2025-07-11,Success,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4577,Builder,79343,137477,10460,8.9,3,10,US,Low,,NoTobacco,,1.5,24.0,11.6,Home:3y;Retirement:30y,3,Concise,Shallow,MaxDD;TaxCost,Email>Phone>App>In-Person>Chat,false,23:00-07:00,70,112,57,49,CreditBureau;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-02-24,Partial,v2.8.5,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4578,Builder,82691,235741,13929,15.1,1,10,SG,Medium,NoIlliquids,,,1.8,21.0,7.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;TaxCost;MaxDD,Email>Chat>In-Person,false,19:30-07:45,54,114,44,43,CreditBureau;OpenBanking,15,Hybrid,PlanUpdate,2025-08-11,Success,v1.10.5,NoPennyStocks,Prioritize liquidity and down payment savings
A4579,Preserver,82781,753226,25389,3.9,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD,App>Phone>Email,true,23:00-07:15,73,228,60,49,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-07-15,Success,v1.10.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4580,Stabilizer,124249,781390,68723,7.9,1,12,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,6.1,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Email>App>In-Person>Chat>Phone,false,22:00-06:00,56,134,49,40,CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-08-04,Partial,v1.9.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4581,Optimizer,63654,1519683,34000,7.3,3,10,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks;PrivateCredit,1.9,25.8,9.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,MaxDD;TaxCost,App>Email>Chat>Phone,true,20:45-06:45,68,84,53,44,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-10-14,Partial,v2.10.9,NoPennyStocks,Enforce tax budget and position caps
A4582,Stabilizer,61734,468903,19185,7.9,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,In-Person>Phone>Email>App,true,21:30-07:15,59,132,44,43,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-08-30,Success,v1.8.1,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4583,Stabilizer,77363,446849,35108,7.5,2,10,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Email,true,21:15-06:00,54,173,44,34,OpenBanking,9,None,PlanUpdate,2025-04-15,Success,v1.10.5,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4584,Explorer,101056,856826,28208,17.5,4,15,SG,Low,,NoWeapons;NoFossilFuel,,1.7,24.5,15.4,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;IRR;MaxDD,App>Chat>Phone,true,23:45-06:15,55,78,59,48,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-04-22,Success,v1.8.2,NoMargin,Allow small experimental sleeve ≤ 3%
A4585,Explorer,40221,206314,14500,12.7,3,10,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.9,21.9,13.6,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,IRR;Sharpe,Email>App>In-Person>Chat,true,19:45-07:00,63,59,50,44,OpenBanking,7,None,PlanUpdate,2025-03-05,Failed,v1.9.4,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4586,Preserver,143426,1454192,152171,5.9,2,12,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,5.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,Email>App>Phone,true,21:15-07:00,81,215,72,67,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-04-22,Partial,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4587,Explorer,62652,583155,20345,17.9,1,10,UK,Low,,,PennyStocks,1.9,28.6,13.4,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,MaxDD;Sharpe;IRR,App>Email>Chat,true,19:15-06:15,57,88,73,71,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-03-18,Success,v1.8.7,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4588,Optimizer,199901,1296478,101132,10.8,1,15,AU,Low,,,PennyStocks,1.6,20.5,9.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,Sharpe;MaxDD,Email>Chat>In-Person,true,19:15-08:00,60,114,59,58,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-07-24,Failed,v2.8.2,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4589,Builder,175364,681381,31578,12.1,1,12,US,Low,,NoFossilFuel;NoWeapons,,1.5,22.5,8.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Email,true,23:30-06:00,68,104,57,54,CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-08-12,Success,v1.8.5,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4590,Optimizer,193721,845271,99897,10.1,1,15,DE,Medium,,,PennyStocks,1.7,18.5,12.2,Wealth:10y;Estate:20y,10,Directive,Deep,MaxDD;TaxCost;Sharpe,Phone>In-Person>App,true,19:00-07:00,62,76,77,65,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-10-12,Success,v2.10.5,NoPennyStocks,Enforce tax budget and position caps
A4591,Optimizer,142547,1378036,82698,10.7,1,12,US,Low,NoShortSelling,,PennyStocks,1.9,22.3,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;MaxDD;TaxCost,In-Person>App>Phone>Chat>Email,true,20:15-07:00,68,79,61,53,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-07-04,Success,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A4592,Preserver,113587,1043464,56876,5.3,3,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,6.7,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>In-Person>Email>App,true,22:00-07:00,83,191,68,61,Brokerage;CreditBureau;OpenBanking,9,None,AutoTransfer,2024-12-29,Partial,v2.10.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4593,Explorer,88409,717898,28801,18.0,1,10,DE,Low,NoIlliquids,,PennyStocks,2.2,30.4,13.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,TaxCost;MaxDD;IRR,Chat>In-Person>Email>Phone,true,19:45-06:00,57,66,54,50,OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-05-19,Failed,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4594,Preserver,125883,1020883,48460,4.0,3,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>App>Chat,true,19:00-06:00,69,234,68,64,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-07-04,Failed,v1.8.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4595,Stabilizer,51245,305240,21245,10.2,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,6.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,App>Chat>Email,true,21:30-06:30,61,115,49,54,OpenBanking,19,Human,AutoTransfer,2025-09-07,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4596,Optimizer,136472,1066014,73435,8.0,4,15,IN,Medium,NoShortSelling;NoDerivatives,NoWeapons,PennyStocks;PrivateCredit,1.5,21.6,10.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;IRR;Sharpe,In-Person>App>Chat>Phone>Email,true,22:30-06:30,62,118,55,47,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-11-12,Partial,v2.9.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4597,Optimizer,159443,1215604,105514,12.4,1,12,US,Low,,,PennyStocks,1.7,26.1,10.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,MaxDD;IRR;TaxCost,Email>Phone>Chat,true,21:00-07:30,73,68,80,70,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-09-30,Failed,v2.9.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4598,Preserver,67544,478864,28625,6.9,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>App>Chat>In-Person,true,22:15-07:00,73,173,63,63,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-10-03,Success,v2.8.8,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4599,Preserver,94549,789656,77800,4.7,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,6.6,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,In-Person>Chat>App>Email,true,20:45-08:45,68,154,56,51,Brokerage;CreditBureau;OpenBanking;Payroll,9,None,PlanUpdate,2025-02-25,Success,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4600,Builder,35416,66331,4221,14.5,1,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoFossilFuel,,1.8,18.5,7.9,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;MaxDD,Chat>In-Person>Phone>Email>App,true,20:30-08:45,63,121,62,60,OpenBanking,10,None,PlanUpdate,2025-09-25,Success,v2.8.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4601,Optimizer,32215,327769,13970,7.1,2,10,IN,High,AccreditedOnly;NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.8,25.0,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;MaxDD,Phone>In-Person>Chat>App>Email,true,23:30-06:15,65,82,58,46,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-02-13,Success,v1.8.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A4602,Optimizer,109108,608651,44859,10.8,3,12,US,Low,,,PennyStocks;PrivateCredit,1.7,21.0,11.5,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;IRR,Email>App>Chat,true,23:15-08:15,67,66,71,70,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-04-12,Success,v1.8.4,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A4603,Stabilizer,63861,351919,29890,5.6,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.5,9.0,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>App>In-Person>Email,true,19:15-06:45,65,119,74,70,CreditBureau;OpenBanking,18,Hybrid,PlanUpdate,2025-01-12,Partial,v2.9.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4604,Builder,131505,823532,10772,12.6,3,12,US,Medium,,NoFossilFuel;ESGOnly,LeveragedETFs;PrivateCredit,1.6,21.5,8.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;IRR;Sharpe,Chat>Phone>Email>In-Person>App,true,21:15-08:00,66,71,55,50,OpenBanking,12,None,PlanUpdate,2025-07-07,Success,v2.9.6,NoMargin,Prioritize liquidity and down payment savings
A4605,Optimizer,59040,1454026,18748,12.5,1,10,US,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.7,20.0,13.1,Wealth:10y;Estate:20y,10,Collaborative,Deep,IRR;MaxDD;TaxCost,App>Chat>Phone>In-Person>Email,false,21:30-07:00,71,77,61,54,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-12-05,Success,v2.10.8,PauseWhenVIX>30,Enforce tax budget and position caps
A4606,Stabilizer,93901,613076,40757,6.1,3,10,AU,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,In-Person>App>Chat>Phone,true,20:45-06:00,56,176,52,45,OpenBanking;Payroll,8,Human,PlanUpdate,2025-10-14,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A4607,Builder,72015,114135,5441,10.2,2,10,US,Low,NoDerivatives,ESGOnly,Crypto,1.4,17.7,11.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;Sharpe;TaxCost,Phone>Chat>App>In-Person,false,20:15-08:45,63,85,57,45,OpenBanking,9,None,PlanUpdate,2025-10-10,Success,v1.8.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4608,Builder,107051,31434,1911,11.6,2,12,US,Medium,,,,1.7,14.9,7.1,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;MaxDD;IRR,Phone>In-Person>App,false,21:00-07:30,66,62,53,46,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-05-06,Failed,v1.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4609,Optimizer,97479,1249350,58447,7.9,3,10,US,Low,NoIlliquids,NoTobacco,PennyStocks,1.7,19.0,9.9,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;IRR;MaxDD,App>Email>Chat>Phone,true,19:00-07:15,74,101,85,85,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-10-30,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4610,Builder,86890,203388,11824,11.0,3,10,DE,Medium,NoShortSelling,,,1.8,14.2,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;IRR,Email>App>Chat>In-Person>Phone,true,23:30-07:15,61,73,49,47,CreditBureau;OpenBanking,8,Human,Rebalance,2025-01-25,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4611,Preserver,66488,299228,14117,4.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.0,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>Phone>App,true,19:45-06:30,75,192,70,68,Brokerage;OpenBanking;Payroll,11,Human,PlanUpdate,2025-01-23,Success,v2.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4612,Optimizer,150940,2836362,56195,10.8,1,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.7,23.0,12.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;Sharpe,Email>Chat>App>In-Person>Phone,true,23:15-08:00,68,60,64,59,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-02-09,Partial,v1.9.6,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4613,Builder,70561,171073,5980,8.5,4,10,US,Low,,,,1.5,19.5,7.7,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;IRR;TaxCost,Email>Chat>Phone>In-Person>App,false,23:00-08:00,60,94,69,61,OpenBanking,20,Hybrid,Rebalance,2025-02-14,Partial,v2.10.3,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A4614,Stabilizer,59467,308158,17818,7.3,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,App>Chat>In-Person,false,21:45-07:00,68,169,57,49,OpenBanking,7,None,AlertAcknowledge,2025-03-16,Partial,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4615,Preserver,155885,850893,41881,7.0,1,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.5,5.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD,Chat>Phone>Email>App,true,22:30-07:45,80,129,70,68,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-02-24,Success,v1.8.1,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4616,Preserver,104214,534188,71597,3.7,4,12,US,Low,NoIlliquids;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,Email>App>Chat,true,21:45-07:45,67,171,72,65,Brokerage;CreditBureau;OpenBanking,9,Human,Rebalance,2025-11-15,Success,v1.9.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4617,Preserver,130765,1101786,35212,4.4,4,12,US,Low,NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,true,23:45-07:15,74,158,67,63,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2024-12-27,Success,v1.8.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4618,Explorer,133507,1117383,36710,20.8,1,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs,2.0,28.9,17.1,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,IRR;TaxCost;MaxDD,App>Phone>Chat,true,19:00-06:30,70,79,66,55,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-11-15,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4619,Optimizer,233007,1649929,104603,7.3,2,12,US,Low,AccreditedOnly;NoShortSelling,ESGOnly,LeveragedETFs;PennyStocks,1.9,17.2,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,Sharpe;MaxDD,Phone>App>Chat>Email,true,21:30-06:00,72,83,72,71,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-10-04,Failed,v2.10.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4620,Stabilizer,114882,531490,44653,4.9,4,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>Email>Chat,true,19:30-07:00,60,112,70,66,CreditBureau;OpenBanking,12,Human,Rebalance,2025-08-15,Success,v2.10.2,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4621,Builder,60370,181468,12423,10.5,3,10,CA,Low,NoShortSelling;AccreditedOnly,,LeveragedETFs,1.6,13.5,10.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;IRR;MaxDD,In-Person>Email>Chat>App>Phone,true,22:30-08:00,68,132,59,52,CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-04-16,Success,v2.10.2,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A4622,Stabilizer,84689,474419,25013,9.2,1,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe,Email>Chat>App>Phone,false,21:30-06:30,62,93,53,45,OpenBanking,12,Hybrid,PlanUpdate,2025-08-01,Success,v1.10.8,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4623,Optimizer,159083,1481036,59031,7.9,4,12,US,Low,NoIlliquids,NoTobacco,PennyStocks;PrivateCredit,1.8,20.9,13.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;TaxCost;Sharpe,In-Person>Email>App>Chat>Phone,true,22:15-06:45,70,64,84,83,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-10-10,Failed,v2.10.2,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4624,Stabilizer,104645,250256,13526,6.4,2,12,US,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost,App>Email>Phone>In-Person,true,20:45-08:15,49,172,56,48,OpenBanking;Payroll,20,Hybrid,AlertAcknowledge,2025-03-22,Success,v2.10.2,NoPennyStocks,Keep expenses buffer ≥ 4 months
A4625,Optimizer,161061,854661,89054,10.4,4,12,US,Low,NoDerivatives,,PennyStocks;PrivateCredit,1.8,25.8,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,MaxDD;TaxCost;IRR,Email>In-Person>Phone,true,21:00-06:30,69,85,58,52,Brokerage;CreditBureau;OpenBanking,6,None,AutoTransfer,2025-04-13,Partial,v1.10.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4626,Stabilizer,58038,399414,24212,6.6,1,10,CA,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.9,5.4,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,App>Chat>In-Person,true,23:15-08:00,63,122,62,62,CreditBureau;OpenBanking;Payroll,15,Human,Rebalance,2025-10-01,Success,v2.9.7,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4627,Optimizer,106977,555076,49177,10.5,2,12,US,Low,,NoTobacco,PennyStocks,1.9,21.9,12.8,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;IRR;TaxCost,In-Person>Chat>App>Phone,true,21:00-08:45,62,66,60,49,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-05-24,Success,v2.8.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4628,Builder,60611,86466,6018,14.0,1,10,DE,Medium,,,,1.8,13.5,9.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,Sharpe;TaxCost;IRR,App>Email>In-Person,true,21:30-07:45,66,141,64,60,CreditBureau;OpenBanking;Payroll,12,None,Rebalance,2025-05-18,Success,v2.10.8,StopLossDisabled,Prioritize liquidity and down payment savings
A4629,Preserver,84962,493253,56251,5.1,2,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.4,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person,true,21:30-06:30,68,192,76,76,Brokerage;OpenBanking,10,Human,AutoTransfer,2025-11-02,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4630,Stabilizer,101014,273742,33506,6.4,2,12,US,Medium,NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.5,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat,true,23:45-07:45,59,117,67,69,OpenBanking,7,Hybrid,PlanUpdate,2025-04-29,Success,v2.8.4,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A4631,Explorer,29719,322571,10583,17.7,4,10,SG,Low,NoShortSelling,,Crypto;LeveragedETFs,2.1,25.3,14.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,MaxDD;Sharpe;IRR,In-Person>Email>App>Chat>Phone,true,20:30-06:45,57,87,54,44,CreditBureau;OpenBanking,7,None,Rebalance,2025-11-16,Success,v1.9.2,NoMargin,Allow small experimental sleeve ≤ 3%
A4632,Explorer,50238,-67522,9088,19.3,1,10,US,Low,,NoTobacco,PennyStocks,1.7,24.0,14.6,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,MaxDD;Sharpe;IRR,Phone>In-Person>Email,true,23:30-07:00,57,81,67,55,OpenBanking;Payroll,1,Hybrid,AutoTransfer,2025-12-01,Partial,v1.10.7,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4633,Explorer,57614,544406,11376,14.8,4,10,US,Low,,,PennyStocks,1.7,30.7,17.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;MaxDD,In-Person>Phone>Chat>App>Email,true,23:00-08:00,66,64,60,55,CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-11-14,Failed,v1.8.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A4634,Explorer,116701,1037978,39536,21.4,3,15,CA,Medium,NoDerivatives,,PennyStocks;PrivateCredit,1.7,27.1,14.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,IRR;MaxDD,Email>App>Phone>Chat,true,19:45-07:00,66,68,74,72,OpenBanking,4,None,PlanUpdate,2025-05-09,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4635,Builder,42517,23931,1929,11.8,1,10,US,Low,,NoFossilFuel;NoTobacco,,1.6,19.4,7.2,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;MaxDD,In-Person>Phone>Email,true,23:00-06:30,65,104,52,45,OpenBanking;Payroll,16,Hybrid,AutoTransfer,2025-07-29,Partial,v2.10.6,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4636,Stabilizer,91021,295860,25042,5.3,4,10,IN,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.2,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD,Phone>Chat>App>Email>In-Person,false,19:30-06:15,57,128,65,58,OpenBanking,11,Human,PlanUpdate,2025-11-29,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4637,Preserver,103513,923581,51497,5.8,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.6,6.6,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Chat>Email,true,19:15-08:00,78,178,84,88,Brokerage;OpenBanking,4,None,PlanUpdate,2025-01-25,Success,v1.8.6,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4638,Preserver,75853,570663,59989,5.3,2,10,DE,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.2,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Phone>Email>App>In-Person,true,23:30-07:30,68,198,55,52,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2024-12-30,Success,v2.10.7,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4639,Preserver,226451,2753171,237022,5.3,4,15,UK,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.5,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe,App>Email>Chat>Phone>In-Person,true,23:00-07:30,79,198,71,65,Brokerage;OpenBanking,9,Hybrid,PlanUpdate,2025-08-05,Success,v1.8.7,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4640,Builder,91192,210317,12744,10.1,3,10,US,Low,NoIlliquids;NoDerivatives,,LeveragedETFs;PrivateCredit,1.7,24.0,10.8,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;Sharpe,In-Person>Chat>Email>Phone,true,21:30-08:30,73,106,61,51,OpenBanking,18,None,AlertAcknowledge,2025-10-24,Failed,v1.9.6,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4641,Preserver,80882,833467,50531,3.7,4,10,DE,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Phone>Chat>App>Email>In-Person,true,22:15-08:45,76,227,85,90,Brokerage;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-11-02,Success,v1.9.1,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4642,Builder,112575,588315,31855,9.7,1,12,US,Medium,NoShortSelling;NoIlliquids,NoFossilFuel;NoWeapons,,1.6,19.7,9.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;MaxDD,Phone>Chat>Email,true,23:45-06:30,67,63,55,55,OpenBanking;Payroll,9,None,Rebalance,2025-09-22,Success,v2.8.4,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4643,Explorer,67412,420322,13067,16.4,2,10,IN,Medium,NoIlliquids,NoTobacco;NoWeapons,Crypto;PennyStocks,2.1,22.1,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,TaxCost;IRR;MaxDD,App>Phone>In-Person,true,23:45-08:15,59,80,60,52,CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-10-16,Failed,v1.10.2,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4644,Stabilizer,44468,135939,14490,6.2,3,10,US,Low,NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,6.3,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,Phone>Email>In-Person,true,20:45-08:30,52,140,60,57,CreditBureau;OpenBanking,15,Human,PlanUpdate,2025-03-09,Partial,v1.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4645,Builder,17463,48269,2667,9.1,4,10,US,Low,,NoFossilFuel,,1.4,18.8,8.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;TaxCost;IRR,In-Person>Chat>Email>App>Phone,false,19:45-08:00,68,118,74,73,CreditBureau;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-06-23,Partial,v2.9.4,NoIlliquids,Prioritize liquidity and down payment savings
A4646,Preserver,128136,342162,48264,5.8,2,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Email>In-Person,true,20:00-06:00,78,170,77,74,Brokerage;OpenBanking,4,None,AutoTransfer,2025-01-16,Success,v1.8.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4647,Builder,79733,148544,4639,11.1,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;PennyStocks,1.4,13.6,8.6,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Email,true,20:30-08:30,61,114,53,53,CreditBureau;OpenBanking;Payroll,19,Human,PlanUpdate,2025-02-18,Success,v1.8.3,NoIlliquids,Prioritize liquidity and down payment savings
A4648,Builder,44544,191318,11658,11.0,4,10,DE,Low,,,LeveragedETFs,1.4,18.8,9.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;IRR;TaxCost,App>Phone>Chat>In-Person,false,21:00-06:15,58,125,55,55,OpenBanking,18,None,Rebalance,2025-04-29,Failed,v2.8.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4649,Builder,33908,93303,5559,15.0,1,10,US,Low,,,,1.7,14.9,7.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;TaxCost,Chat>Email>Phone,true,23:00-06:00,66,93,61,52,OpenBanking;Payroll,19,None,PlanUpdate,2025-01-01,Success,v1.9.1,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4650,Stabilizer,53464,299100,28640,9.9,1,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,15.7,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>Email,true,19:30-06:15,53,131,48,46,CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-02-07,Partial,v1.8.2,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4651,Preserver,80303,423892,54631,4.3,3,10,CA,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,9.5,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>App>Phone>Chat>Email,false,20:15-08:45,63,198,52,49,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-02-26,Partial,v1.8.3,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4652,Builder,81389,85196,7023,11.0,1,10,US,High,,,LeveragedETFs;PennyStocks,1.8,24.3,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;IRR;TaxCost,Chat>App>In-Person>Email>Phone,true,20:00-06:30,57,140,66,57,CreditBureau;OpenBanking;Payroll,15,None,PlanUpdate,2025-03-17,Partial,v1.10.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4653,Optimizer,138541,2531276,54284,8.4,4,15,IN,Medium,AccreditedOnly;NoIlliquids,,PennyStocks,1.6,15.3,13.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;Sharpe;TaxCost,Email>Chat>Phone>In-Person,true,23:15-06:00,55,120,50,42,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-12-22,Failed,v2.10.3,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4654,Preserver,83752,718234,55524,5.4,3,10,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.6,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Chat,true,21:45-08:30,83,202,86,75,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-08-01,Partial,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4655,Stabilizer,35161,208954,12012,3.6,4,10,AU,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,7.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Email>Phone>App,true,20:15-08:45,68,114,54,58,CreditBureau;OpenBanking;Payroll,20,Human,PlanUpdate,2025-10-28,Success,v1.10.6,NoIlliquids,Keep expenses buffer ≥ 4 months
A4656,Explorer,37999,243328,8292,14.8,2,10,US,Low,,,PennyStocks,1.9,30.8,12.1,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,TaxCost;Sharpe;IRR,Email>In-Person>Phone>App,true,23:30-08:15,70,67,59,53,OpenBanking,4,None,PlanUpdate,2025-11-12,Success,v1.8.2,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4657,Preserver,186884,732907,29493,7.6,2,12,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,15.2,7.4,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Email>App>Phone>In-Person>Chat,true,19:45-07:30,69,208,65,66,Brokerage;OpenBanking,14,None,AutoTransfer,2025-05-10,Failed,v2.8.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4658,Stabilizer,60675,317896,25997,5.8,3,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Chat>App>In-Person>Email,true,21:15-06:15,62,169,60,60,CreditBureau;OpenBanking,15,Human,Rebalance,2025-06-07,Success,v1.9.2,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4659,Optimizer,224191,2077224,120669,9.4,3,15,CA,Medium,NoDerivatives,,PennyStocks,1.9,26.5,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe;MaxDD,App>Email>Phone>Chat,true,21:00-07:00,52,73,61,55,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-02-01,Success,v1.10.4,NoIlliquids,Enforce tax budget and position caps
A4660,Optimizer,189783,2155226,114771,9.8,1,12,US,Low,NoShortSelling,,PennyStocks,1.7,18.1,13.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;IRR;Sharpe,App>In-Person>Phone>Email>Chat,false,20:15-08:45,61,91,53,52,Brokerage;CreditBureau;OpenBanking,3,None,Rebalance,2025-04-10,Partial,v2.8.1,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A4661,Optimizer,52699,737345,26501,8.5,2,10,CA,Low,NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,1.5,18.5,12.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;IRR,Chat>Email>In-Person,true,23:45-06:45,75,106,84,84,Brokerage;OpenBanking;Payroll,3,None,AutoTransfer,2025-06-20,Partial,v1.10.6,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A4662,Explorer,93761,662426,36789,15.1,2,10,US,Low,,,Crypto;LeveragedETFs,1.9,20.5,16.7,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;TaxCost;MaxDD,Chat>Phone>Email>App>In-Person,false,22:15-07:00,55,88,57,50,OpenBanking,7,Hybrid,AutoTransfer,2025-02-19,Failed,v2.10.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4663,Explorer,41368,211854,13255,14.5,3,10,US,Medium,,,PennyStocks,1.7,30.6,15.5,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,Sharpe;TaxCost;IRR,In-Person>Chat>App,true,20:15-08:45,49,90,50,43,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-10-22,Success,v1.8.3,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4664,Builder,43433,117115,6256,13.1,2,10,US,Low,,NoFossilFuel;NoWeapons,Crypto,1.5,23.1,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;IRR,Chat>App>In-Person>Email>Phone,true,19:30-07:15,73,147,79,75,CreditBureau;OpenBanking;Payroll,20,None,Rebalance,2025-12-01,Success,v2.8.7,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4665,Preserver,135710,784605,63978,6.2,3,15,IN,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.9,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Phone>Chat>In-Person>Email,true,22:00-07:00,80,225,75,70,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-10-27,Success,v1.8.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4666,Optimizer,92126,1046449,51499,10.4,2,10,US,Low,AccreditedOnly,,PennyStocks;PrivateCredit,1.5,22.9,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;Sharpe;IRR,Email>Chat>App,true,21:30-06:00,71,103,82,82,Brokerage;CreditBureau;OpenBanking,2,None,AutoTransfer,2025-01-22,Success,v1.9.4,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4667,Explorer,33001,59319,3084,21.5,1,10,AU,Medium,NoDerivatives,,,2.1,33.6,15.6,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,Sharpe;TaxCost,Email>In-Person>App>Chat>Phone,false,21:15-08:00,51,84,45,38,OpenBanking,5,Hybrid,PlanUpdate,2025-07-01,Success,v2.10.8,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4668,Optimizer,67542,1334188,21051,9.0,2,10,US,Low,NoIlliquids;AccreditedOnly,,PennyStocks,1.5,17.7,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;Sharpe,App>Chat>Phone>Email>In-Person,true,22:45-07:15,76,76,71,64,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2024-12-31,Partial,v2.9.8,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4669,Builder,55178,161809,14609,8.5,3,10,DE,Low,NoDerivatives;NoShortSelling,NoTobacco,Crypto,1.7,23.5,7.4,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;IRR;TaxCost,Phone>In-Person>Email>App>Chat,false,23:30-08:15,64,96,52,44,CreditBureau;OpenBanking,5,Human,AutoTransfer,2024-12-28,Partial,v1.10.1,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A4670,Preserver,128925,572439,75272,5.0,4,12,US,Low,AccreditedOnly;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;MaxDD,Phone>In-Person>App>Chat,false,20:00-08:30,76,176,75,73,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-10-07,Success,v1.9.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4671,Optimizer,57215,1705942,27924,9.9,3,10,US,Low,NoShortSelling,NoTobacco,PennyStocks,1.8,15.4,12.4,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;Sharpe,Chat>Phone>Email>In-Person,true,22:45-08:15,64,79,70,65,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,Rebalance,2025-06-22,Partial,v1.10.1,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A4672,Preserver,100087,774152,28875,5.1,3,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.1,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD,App>Email>In-Person>Chat,true,19:45-07:00,74,176,73,73,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-08-20,Success,v1.8.3,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A4673,Preserver,190026,759201,113655,4.8,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat>Email>App,true,19:45-07:15,75,162,72,70,Brokerage;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-04-24,Partial,v1.8.6,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4674,Preserver,58083,290276,9497,8.0,1,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Email>Phone>In-Person,true,21:00-06:15,73,221,77,68,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-06-27,Failed,v2.10.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4675,Optimizer,92524,912724,41541,9.4,3,10,AU,Medium,,,PennyStocks,1.7,22.1,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,IRR;MaxDD,Email>Chat>In-Person,true,19:00-06:45,64,90,54,42,Brokerage;CreditBureau;OpenBanking,2,None,AutoTransfer,2025-11-02,Success,v2.9.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4676,Stabilizer,59698,196445,16120,4.3,4,10,CA,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.1,5.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,Chat>In-Person>Email>App>Phone,true,23:15-08:15,61,165,57,54,OpenBanking,9,Human,Rebalance,2025-07-26,Success,v2.10.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4677,Preserver,67327,432166,47402,9.1,1,10,IN,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,Chat>Email>Phone>In-Person,true,20:45-06:15,71,197,72,62,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-06-17,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4678,Preserver,136612,1595132,63024,5.3,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,7.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person>App>Email,true,23:45-08:00,71,184,78,70,Brokerage;CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-07-20,Success,v2.8.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A4679,Optimizer,114014,767056,80707,8.8,1,15,CA,Low,NoShortSelling,NoFossilFuel;NoWeapons,PennyStocks,1.5,17.5,13.3,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;Sharpe,In-Person>Chat>Email,true,21:45-06:00,72,94,68,63,Brokerage;OpenBanking,3,None,AlertAcknowledge,2025-12-15,Success,v1.10.5,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4680,Stabilizer,70421,303172,20917,4.7,4,10,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,7.1,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost,Chat>Phone>App,true,20:30-07:30,53,180,52,51,OpenBanking,13,None,AlertAcknowledge,2025-02-12,Success,v2.8.1,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4681,Builder,128489,303124,16109,9.7,2,15,CA,Low,NoShortSelling,ESGOnly,,1.5,13.3,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;TaxCost;IRR,In-Person>App>Email>Chat,true,23:30-06:15,70,143,72,64,OpenBanking,11,None,Rebalance,2025-11-16,Success,v2.8.1,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4682,Stabilizer,82052,921911,32466,7.7,4,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,16.8,5.3,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Email>App,false,21:15-07:30,54,98,43,37,CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-05-01,Success,v2.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4683,Explorer,64014,393983,22255,16.2,1,10,US,Low,,NoWeapons,Crypto,2.0,33.8,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;IRR;MaxDD,Chat>In-Person>Phone>App>Email,false,19:00-06:15,63,75,56,48,OpenBanking;Payroll,1,None,Rebalance,2025-01-04,Success,v2.8.9,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4684,Preserver,95999,831712,45442,4.6,4,10,DE,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe,Chat>Email>App>Phone>In-Person,true,21:45-07:00,68,195,66,64,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-07-21,Success,v1.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4685,Optimizer,81483,2084552,43674,8.4,3,10,US,Low,AccreditedOnly;NoDerivatives,NoWeapons,PennyStocks,1.5,21.1,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;MaxDD;TaxCost,Chat>Phone>Email>App,true,21:45-07:30,68,103,62,55,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-04-19,Success,v2.9.2,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4686,Optimizer,220702,2301987,73492,10.8,3,12,US,Low,,NoWeapons;NoFossilFuel,LeveragedETFs;PennyStocks,1.7,22.2,11.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Chat>Email,false,22:00-06:30,61,105,56,50,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-04-29,Partial,v1.8.3,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A4687,Optimizer,96054,1436703,72625,10.4,2,10,US,Low,,NoWeapons;NoTobacco,LeveragedETFs;PennyStocks,1.6,20.9,12.5,Wealth:10y;Estate:20y,10,Collaborative,Shallow,IRR;MaxDD;TaxCost,Phone>Chat>Email>In-Person>App,true,20:30-07:15,61,96,64,57,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-04-01,Failed,v2.10.2,PauseWhenVIX>30,Enforce tax budget and position caps
A4688,Stabilizer,73893,199113,21770,7.4,2,10,AU,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Phone,true,23:45-07:15,58,170,61,67,OpenBanking,9,Hybrid,PlanUpdate,2025-04-07,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4689,Optimizer,43258,471667,26466,8.5,1,10,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.8,26.8,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;MaxDD;TaxCost,Email>App>In-Person>Chat>Phone,true,20:30-08:00,68,95,66,61,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-04-20,Partial,v2.8.8,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A4690,Stabilizer,95673,479166,43070,8.9,2,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,14.9,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>Email>In-Person,false,20:00-07:15,47,96,35,32,OpenBanking,12,Human,AutoTransfer,2025-11-18,Partial,v2.9.5,NoIlliquids,Keep expenses buffer ≥ 4 months
A4691,Preserver,174261,1572967,126980,8.9,1,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.4,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>Chat>In-Person,true,22:45-08:15,81,229,66,60,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-03-06,Success,v1.8.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4692,Explorer,115958,399082,22795,15.8,4,15,UK,Low,,NoTobacco,LeveragedETFs;PennyStocks,1.7,20.0,17.7,Business:5y;Travel:2y,5,Directive,Medium,TaxCost;Sharpe,In-Person>App>Email>Phone,true,22:00-06:15,61,62,51,39,CreditBureau;OpenBanking,1,None,PlanUpdate,2025-08-13,Failed,v1.10.4,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4693,Optimizer,71546,1497653,40290,9.6,3,10,SG,Medium,NoIlliquids,NoWeapons;NoTobacco,PennyStocks,1.6,25.7,9.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;MaxDD,Chat>Phone>App>In-Person>Email,true,20:30-06:45,67,63,57,46,Brokerage;OpenBanking,1,None,PlanUpdate,2025-05-14,Partial,v1.8.1,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4694,Builder,86622,217038,8919,13.4,1,10,DE,Medium,AccreditedOnly,,,1.4,13.9,8.8,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR,App>Email>Chat>Phone>In-Person,true,23:30-07:00,59,94,69,57,OpenBanking,20,None,AutoTransfer,2025-11-20,Success,v1.9.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4695,Builder,67726,393104,11081,12.6,3,10,US,Low,,NoWeapons,,1.4,19.0,8.6,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;MaxDD;TaxCost,App>In-Person>Email,true,21:15-08:15,66,128,74,68,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-10-09,Success,v2.8.9,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4696,Optimizer,88440,1045687,46534,7.2,3,10,SG,Low,NoShortSelling;NoIlliquids,NoWeapons;ESGOnly,PennyStocks,1.5,19.8,11.5,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;IRR;Sharpe,Chat>In-Person>App>Phone>Email,true,23:30-06:00,62,101,66,66,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-05-19,Success,v1.10.5,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A4697,Optimizer,156727,2656645,113607,8.4,4,12,US,Low,NoDerivatives;NoIlliquids,NoTobacco,PennyStocks,1.6,15.7,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;Sharpe;TaxCost,Phone>Email>App>In-Person,false,22:00-07:15,67,82,59,52,Brokerage;OpenBanking,6,None,AutoTransfer,2025-02-23,Success,v1.8.5,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4698,Explorer,89298,864073,26941,23.3,1,10,US,Medium,,,PennyStocks;PrivateCredit,1.7,33.7,16.9,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,IRR;MaxDD,Chat>Phone>App>In-Person,true,23:15-08:45,57,79,50,48,OpenBanking,4,None,AlertAcknowledge,2025-05-07,Success,v1.8.6,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4699,Builder,80956,188766,13245,11.4,3,10,US,Low,,,PrivateCredit,1.7,23.7,10.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,Phone>Chat>In-Person>Email>App,true,22:30-08:15,59,149,61,53,OpenBanking;Payroll,5,Human,Rebalance,2025-02-13,Success,v2.8.1,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4700,Builder,82658,234006,8667,11.2,2,10,US,Medium,NoIlliquids,NoFossilFuel;NoTobacco,,1.8,13.0,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;Sharpe;IRR,App>In-Person>Phone,true,22:45-07:00,67,136,74,67,CreditBureau;OpenBanking,12,None,Rebalance,2025-11-17,Success,v2.8.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A4701,Optimizer,115068,1627181,63486,11.2,1,12,US,Medium,,,PennyStocks,1.7,20.0,10.9,Wealth:10y;Estate:20y,10,Collaborative,Shallow,TaxCost;Sharpe;IRR,In-Person>Phone>Email,true,19:00-07:30,55,84,66,59,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-12-11,Success,v2.10.7,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A4702,Preserver,191044,1756726,160431,7.2,2,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,17.0,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD,Phone>Chat>In-Person>Email>App,true,19:30-08:15,69,152,74,70,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-06-22,Success,v1.8.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4703,Builder,45240,126964,4111,12.1,3,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto,1.5,16.3,11.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;IRR,App>In-Person>Chat>Phone,true,23:30-06:30,57,111,46,38,OpenBanking,19,None,PlanUpdate,2025-05-21,Partial,v1.9.1,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A4704,Explorer,79073,261277,11494,17.0,4,10,US,Low,AccreditedOnly;NoDerivatives,,PennyStocks,1.8,23.8,14.3,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;TaxCost,Chat>Phone>Email>In-Person>App,true,20:30-06:15,66,64,55,46,OpenBanking;Payroll,3,None,PlanUpdate,2025-11-16,Success,v2.10.8,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4705,Preserver,57708,573133,42113,5.5,2,10,CA,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe,Email>Chat>In-Person,false,19:30-06:15,74,167,81,70,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-12-02,Success,v2.10.9,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4706,Preserver,94754,1133087,105118,7.4,3,10,US,Low,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.9,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Chat>Email>App>In-Person>Phone,true,19:30-06:15,78,198,76,69,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-11-23,Success,v2.8.5,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4707,Explorer,74196,-69741,6321,14.0,3,10,US,Low,NoDerivatives;AccreditedOnly,,,2.0,28.6,17.5,Business:5y;Travel:2y,5,Collaborative,Shallow,TaxCost;Sharpe;IRR,App>Chat>In-Person>Phone,true,19:45-06:45,70,78,58,56,OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-08-28,Failed,v2.8.6,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4708,Builder,71558,245667,11382,12.4,4,10,US,High,,NoFossilFuel;NoTobacco,,1.7,20.9,9.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App>Phone>Chat,true,23:15-07:00,60,73,69,63,OpenBanking,7,Hybrid,Rebalance,2025-03-21,Success,v2.9.4,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4709,Optimizer,169683,2191735,118193,10.0,3,12,US,Low,NoShortSelling,NoTobacco;NoWeapons,PennyStocks;PrivateCredit,1.8,17.5,10.4,Wealth:10y;Estate:20y,10,Directive,Medium,IRR;Sharpe;MaxDD,Phone>Email>App>Chat>In-Person,true,23:00-08:30,66,109,57,49,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-09-05,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A4710,Preserver,71777,575598,55795,7.8,2,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.9,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Email,true,23:00-08:45,72,221,81,80,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,AutoTransfer,2025-02-04,Failed,v2.8.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4711,Builder,45880,116864,12402,11.5,1,10,DE,Medium,NoDerivatives,NoFossilFuel,,1.5,17.7,7.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,MaxDD;IRR,Email>Phone>Chat>App>In-Person,true,22:15-07:30,63,73,57,54,OpenBanking;Payroll,18,None,AutoTransfer,2025-03-04,Partial,v2.9.9,NoPennyStocks,Prioritize liquidity and down payment savings
A4712,Explorer,37367,97939,10649,13.7,4,10,US,Low,,,,1.7,30.5,17.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,TaxCost;IRR;Sharpe,Phone>App>Chat>Email,false,23:00-06:00,55,71,59,58,OpenBanking,5,Human,AlertAcknowledge,2025-08-03,Failed,v1.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4713,Explorer,45488,171173,8805,21.1,1,10,US,Low,,NoFossilFuel,PennyStocks,2.0,33.8,14.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;TaxCost,In-Person>Phone>App>Email>Chat,true,19:30-06:45,69,73,63,62,CreditBureau;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-08-02,Success,v1.10.4,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4714,Optimizer,85520,652727,60443,7.6,3,10,US,Low,,NoFossilFuel,LeveragedETFs;PennyStocks,1.5,15.2,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;IRR,In-Person>Phone>Email>Chat>App,true,23:15-06:45,61,65,71,67,Brokerage;OpenBanking;Payroll,7,None,PlanUpdate,2025-01-17,Failed,v1.9.9,NoMargin,Enforce tax budget and position caps
A4715,Stabilizer,51139,439546,18625,9.2,1,10,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,Email>Chat>App>Phone,false,20:45-07:45,57,152,65,67,OpenBanking,14,None,AlertAcknowledge,2025-05-30,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4716,Optimizer,60601,727462,29009,8.3,1,10,UK,Low,NoShortSelling,NoFossilFuel,PennyStocks;PrivateCredit,1.7,23.4,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;TaxCost,Email>App>In-Person>Phone>Chat,false,21:45-08:00,63,116,55,49,Brokerage;OpenBanking,2,None,AlertAcknowledge,2025-08-19,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4717,Builder,76548,208497,14999,13.8,2,10,US,High,NoShortSelling;NoDerivatives,NoTobacco,,1.8,16.4,9.9,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;IRR;TaxCost,Phone>Chat>App>In-Person,false,23:15-06:30,63,87,49,45,OpenBanking;Payroll,13,Hybrid,Rebalance,2025-11-16,Success,v1.10.5,NoIlliquids,Prioritize liquidity and down payment savings
A4718,Stabilizer,65062,374597,31654,6.5,2,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Chat>Email>Phone>In-Person,false,20:30-06:45,54,152,54,55,CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-12-19,Failed,v2.10.6,NoPennyStocks,Keep expenses buffer ≥ 4 months
A4719,Stabilizer,77861,159394,23655,8.9,1,10,SG,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.1,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Phone>Chat>Email,true,22:30-06:15,47,113,37,41,CreditBureau;OpenBanking;Payroll,16,None,AlertAcknowledge,2025-04-22,Success,v2.9.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A4720,Stabilizer,61896,210430,17472,6.3,2,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,7.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>Chat,true,19:00-07:15,58,114,56,50,CreditBureau;OpenBanking;Payroll,11,None,AutoTransfer,2025-01-18,Success,v2.8.9,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4721,Builder,174578,271804,35184,10.1,2,12,US,Low,NoShortSelling,NoFossilFuel;ESGOnly,,1.7,18.4,10.9,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,IRR;TaxCost;Sharpe,Email>Phone>In-Person,false,20:15-07:30,60,112,65,64,CreditBureau;OpenBanking;Payroll,18,Hybrid,PlanUpdate,2025-08-21,Failed,v2.9.5,NoPennyStocks,Prioritize liquidity and down payment savings
A4722,Preserver,44747,280050,38556,4.1,4,10,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.6,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;Sharpe,Chat>Phone>In-Person>App>Email,false,22:45-07:30,70,239,60,55,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-05-20,Success,v2.8.2,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4723,Optimizer,89470,428681,38728,13.0,1,10,CA,Low,NoIlliquids;AccreditedOnly,ESGOnly;NoFossilFuel,PennyStocks,1.9,20.2,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,MaxDD;Sharpe,App>In-Person>Email>Chat>Phone,true,20:45-06:45,65,66,66,64,Brokerage;OpenBanking;Payroll,1,Human,PlanUpdate,2025-09-14,Success,v1.9.2,LimitOrderOnly,Enforce tax budget and position caps
A4724,Preserver,53722,877953,46591,6.6,1,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,18.0,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,Phone>App>Email>Chat>In-Person,true,23:30-06:45,70,210,68,63,Brokerage;OpenBanking;Payroll,9,None,AutoTransfer,2025-06-22,Failed,v2.8.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4725,Optimizer,171151,2297215,65797,10.1,3,15,IN,Low,,,LeveragedETFs;PennyStocks,1.5,17.4,12.6,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;IRR;Sharpe,In-Person>Phone>Chat,true,21:00-07:00,64,113,53,46,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-07-24,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4726,Builder,49729,129563,6754,10.2,1,10,US,Low,NoIlliquids,,,1.8,19.8,9.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;IRR;TaxCost,App>Chat>In-Person,true,23:00-07:30,67,64,65,61,CreditBureau;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-06-12,Success,v2.8.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A4727,Builder,74607,228358,7962,7.9,4,10,US,Medium,,NoWeapons;ESGOnly,,1.7,13.2,8.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR,Chat>App>In-Person,true,21:45-08:45,62,69,63,51,OpenBanking,12,Hybrid,PlanUpdate,2025-09-28,Partial,v2.9.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4728,Explorer,37841,186006,11531,20.0,4,10,AU,Low,NoDerivatives,NoWeapons;NoFossilFuel,LeveragedETFs;PennyStocks,1.7,28.3,17.8,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,MaxDD;IRR,Phone>In-Person>Chat,true,19:00-08:45,62,88,55,43,CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-07-06,Success,v2.8.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4729,Optimizer,122361,730361,69070,9.4,3,12,US,Medium,NoShortSelling,,LeveragedETFs;PennyStocks,1.4,27.4,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>App>In-Person>Chat,true,22:15-06:45,55,70,67,67,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-08-22,Success,v1.10.9,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A4730,Stabilizer,68525,197819,21616,5.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>Email,false,23:45-08:00,55,116,58,55,OpenBanking,7,None,Rebalance,2025-04-19,Success,v1.10.6,StopLossDisabled,Keep expenses buffer ≥ 4 months
A4731,Builder,51716,105163,8277,9.4,2,10,UK,Low,,,,1.8,22.1,8.4,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;IRR;TaxCost,In-Person>Email>Phone,false,19:45-06:15,65,80,70,61,CreditBureau;OpenBanking;Payroll,10,None,PlanUpdate,2025-09-03,Success,v2.8.1,StopLossDisabled,Prioritize liquidity and down payment savings
A4732,Preserver,332751,3930831,311891,5.8,2,15,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>Phone>In-Person>Chat>Email,true,19:45-07:15,70,120,57,59,Brokerage;OpenBanking,11,Human,AlertAcknowledge,2025-07-24,Success,v1.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4733,Explorer,75107,194580,26750,17.2,3,10,IN,Low,NoShortSelling,ESGOnly;NoWeapons,,1.7,30.8,13.9,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;TaxCost;IRR,Email>Phone>App,false,21:15-08:00,62,87,71,62,OpenBanking,5,None,AlertAcknowledge,2025-05-17,Success,v2.8.9,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4734,Preserver,46558,424593,29230,5.7,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,13.9,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>App>In-Person>Chat,false,22:45-06:45,67,151,70,62,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-10-20,Success,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4735,Builder,176216,683055,21753,14.5,1,12,US,Low,,,LeveragedETFs;PrivateCredit,1.7,23.5,11.5,Home:3y;Retirement:30y,3,Directive,Medium,MaxDD;Sharpe;IRR,Email>App>Phone,true,22:45-07:15,63,76,73,65,OpenBanking,10,None,AlertAcknowledge,2025-07-15,Success,v1.10.2,NoPennyStocks,Prioritize liquidity and down payment savings
A4736,Builder,61229,24467,1336,11.6,1,10,US,Low,,,Crypto,1.4,13.7,9.2,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;TaxCost,Chat>Email>App,false,23:15-08:45,65,121,56,52,CreditBureau;OpenBanking,19,Human,PlanUpdate,2025-01-24,Failed,v2.10.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4737,Optimizer,68362,511275,27663,11.9,2,10,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,PennyStocks,1.9,18.2,13.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,TaxCost;IRR;Sharpe,In-Person>Email>Phone,false,20:00-06:45,60,74,56,54,Brokerage;CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-03-19,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4738,Explorer,47899,213226,7295,13.0,4,10,UK,Medium,,,PennyStocks,1.7,33.1,17.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;MaxDD;TaxCost,Phone>App>In-Person>Chat>Email,false,19:00-08:00,55,50,55,46,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-03-07,Success,v1.10.4,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4739,Builder,101009,298550,12216,15.0,1,12,US,Low,,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,1.5,13.0,7.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;TaxCost,Email>App>Chat>In-Person,true,21:15-08:45,66,73,68,63,OpenBanking,5,Hybrid,Rebalance,2025-08-20,Success,v2.9.6,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4740,Preserver,151756,2011843,125876,6.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.1,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,In-Person>Chat>Email>Phone,false,22:45-07:45,82,234,77,73,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-11-16,Partial,v2.8.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4741,Stabilizer,89355,610481,27120,4.6,4,10,CA,High,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,Chat>Phone>App>In-Person>Email,true,19:00-06:15,46,102,45,49,OpenBanking;Payroll,15,Hybrid,PlanUpdate,2025-02-09,Success,v1.10.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A4742,Stabilizer,53694,228211,22773,6.8,2,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.9,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Phone>App,true,19:30-06:15,61,122,58,55,OpenBanking,15,Human,Rebalance,2025-01-24,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4743,Stabilizer,97685,152198,16425,5.4,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.7,8.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Chat>Email>Phone,true,22:15-06:45,66,167,71,70,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-05-31,Success,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4744,Stabilizer,81883,406500,51164,8.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.4,6.5,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>App>Email,true,23:30-07:00,59,129,60,56,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-04-10,Failed,v2.8.1,NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4745,Explorer,71635,381202,13725,11.7,4,10,US,Medium,,NoWeapons;NoTobacco,Crypto;PennyStocks,2.1,24.5,15.2,Business:5y;Travel:2y,5,Concise,Deep,TaxCost;MaxDD;IRR,Email>App>Chat>In-Person,true,21:15-08:30,52,79,62,54,OpenBanking;Payroll,4,None,AlertAcknowledge,2025-05-09,Success,v2.10.9,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A4746,Stabilizer,75707,283973,9607,4.9,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.2,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Phone,true,22:15-06:00,60,156,56,52,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-02-06,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4747,Builder,59129,152112,11950,14.7,1,10,US,Medium,NoDerivatives;NoIlliquids,NoWeapons;ESGOnly,LeveragedETFs,1.4,22.9,11.1,Home:3y;Retirement:30y,3,Directive,Medium,MaxDD;TaxCost;IRR,Phone>App>In-Person,true,19:45-08:30,57,79,66,66,OpenBanking,9,Human,PlanUpdate,2025-10-15,Partial,v1.9.2,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4748,Explorer,70823,755572,17994,19.6,4,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,PennyStocks;PrivateCredit,2.0,26.2,16.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;MaxDD,App>Phone>Email>In-Person>Chat,true,21:15-08:45,57,69,45,39,CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-11-17,Success,v1.10.7,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4749,Optimizer,92704,1134093,52307,11.5,1,10,US,Medium,,,PennyStocks;PrivateCredit,1.5,26.7,12.5,Wealth:10y;Estate:20y,10,Directive,Shallow,MaxDD;IRR,Phone>Chat>Email>In-Person>App,false,19:15-08:30,62,113,63,53,Brokerage;CreditBureau;OpenBanking,5,None,AutoTransfer,2025-02-14,Partial,v2.10.8,NoIlliquids,Enforce tax budget and position caps
A4750,Builder,89052,281674,21727,11.1,2,10,US,Low,,NoWeapons;NoTobacco,,1.7,21.8,7.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;TaxCost;IRR,In-Person>App>Chat,false,19:00-08:30,65,79,55,55,OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-01-19,Success,v1.8.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4751,Builder,73600,227129,14789,8.0,4,10,AU,High,AccreditedOnly;NoIlliquids,,,1.5,15.2,7.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe,App>Phone>Chat>In-Person>Email,true,22:45-07:15,48,119,50,49,OpenBanking,16,Hybrid,AutoTransfer,2025-10-28,Success,v2.9.5,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4752,Builder,158371,585229,32914,9.8,1,12,US,Low,,,PennyStocks,1.7,16.3,10.5,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;MaxDD,Phone>App>Chat>In-Person>Email,true,20:30-06:15,59,99,51,50,CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-03-03,Partial,v1.10.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4753,Explorer,38668,394349,18627,22.6,1,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco;NoWeapons,PennyStocks,2.0,33.1,16.7,Business:5y;Travel:2y,5,Concise,Deep,IRR;Sharpe,Chat>In-Person>Phone>Email,true,23:45-08:30,55,55,47,42,OpenBanking,5,Human,AlertAcknowledge,2025-06-05,Success,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4754,Builder,116057,4964,1000,13.1,1,12,US,Medium,NoDerivatives,NoTobacco;NoWeapons,,1.5,22.2,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;TaxCost,Phone>Email>In-Person>App>Chat,true,23:45-06:45,63,150,65,56,OpenBanking;Payroll,15,Hybrid,Rebalance,2025-04-07,Success,v2.8.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A4755,Stabilizer,50056,449626,24838,7.6,1,10,US,Low,NoShortSelling;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.1,6.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,In-Person>App>Chat,true,21:00-06:15,64,124,72,72,OpenBanking,9,Human,Rebalance,2025-06-04,Success,v1.9.3,NoMargin,Keep expenses buffer ≥ 4 months
A4756,Builder,51024,255869,11303,11.9,4,10,US,Medium,,,,1.7,15.8,10.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;MaxDD,App>In-Person>Email>Phone>Chat,true,21:15-08:30,65,61,68,63,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-02-20,Success,v2.10.8,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4757,Optimizer,114653,1619999,45073,10.7,3,12,US,Medium,,,PennyStocks,1.9,15.4,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,Sharpe;TaxCost,Phone>Email>Chat>App,true,21:45-07:15,55,105,55,51,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AutoTransfer,2025-06-27,Partial,v2.10.2,NoMargin,Enforce tax budget and position caps
A4758,Explorer,133615,881631,25423,15.8,3,12,US,Low,NoIlliquids,ESGOnly;NoTobacco,Crypto;PennyStocks,1.9,29.9,15.7,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,TaxCost;IRR,Phone>In-Person>App,true,22:00-08:15,60,80,59,52,OpenBanking;Payroll,7,Human,Rebalance,2025-10-20,Success,v1.10.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A4759,Builder,44625,140502,6846,13.5,1,10,CA,Medium,,,,1.4,15.5,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,Sharpe;IRR,Phone>Email>In-Person,true,22:30-06:45,54,124,58,48,OpenBanking;Payroll,9,None,Rebalance,2025-09-11,Partial,v2.10.3,StopLossDisabled,Prioritize liquidity and down payment savings
A4760,Stabilizer,113416,632783,48649,7.2,1,12,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,5.7,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Chat,false,21:15-08:15,52,105,40,35,OpenBanking,11,None,AutoTransfer,2025-06-21,Success,v1.10.7,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4761,Optimizer,198123,2772419,105965,8.8,3,12,US,Low,NoShortSelling,NoWeapons;ESGOnly,PennyStocks,1.8,18.6,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,MaxDD;TaxCost,Email>App>Phone,true,19:30-07:15,72,115,69,68,Brokerage;OpenBanking,5,None,Rebalance,2025-02-12,Success,v2.9.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4762,Builder,114613,216824,17132,11.0,2,12,US,Low,,NoFossilFuel;ESGOnly,,1.5,17.4,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;TaxCost,Email>Chat>In-Person>App,false,21:15-06:30,57,117,59,55,CreditBureau;OpenBanking,15,None,AutoTransfer,2025-01-01,Partial,v1.8.3,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4763,Optimizer,88605,1304074,71272,11.0,3,10,US,Medium,,,PennyStocks,1.5,19.5,9.9,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;IRR;Sharpe,In-Person>Chat>Email>App,false,21:00-08:30,68,78,57,55,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-03-06,Success,v1.10.8,PauseWhenVIX>30,Enforce tax budget and position caps
A4764,Stabilizer,103805,158800,18201,7.2,4,12,US,Medium,NoShortSelling;AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>App>Email>Chat>In-Person,false,19:30-07:15,57,103,43,37,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-04-29,Partial,v1.9.8,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4765,Optimizer,122194,1410999,63881,5.7,4,15,UK,Low,,,PennyStocks;PrivateCredit,1.6,16.9,9.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,TaxCost;Sharpe,Chat>Email>In-Person>App,true,22:15-08:30,68,71,54,47,Brokerage;OpenBanking,6,Human,Rebalance,2025-12-08,Success,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A4766,Builder,82229,272894,14579,8.6,3,10,US,Low,NoShortSelling,ESGOnly;NoWeapons,,1.6,16.0,10.5,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Email,true,19:30-08:45,60,89,66,54,OpenBanking,9,Hybrid,PlanUpdate,2025-08-20,Partial,v2.8.4,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4767,Builder,54768,113475,9480,8.0,4,10,US,Medium,,,,1.6,24.5,9.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;MaxDD,Email>App>Phone>In-Person,true,23:45-08:45,63,78,53,47,OpenBanking;Payroll,5,None,PlanUpdate,2025-08-20,Failed,v1.8.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A4768,Builder,27665,68215,6342,8.2,4,10,US,Low,,,,1.7,14.7,7.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,Sharpe;IRR;MaxDD,In-Person>Phone>Email,true,21:15-08:00,71,128,73,69,CreditBureau;OpenBanking,20,Hybrid,AutoTransfer,2025-10-20,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4769,Builder,72438,218524,9670,12.8,2,10,US,Medium,,,,1.4,19.2,11.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;IRR,App>In-Person>Chat,false,19:15-08:30,55,147,59,48,OpenBanking,13,Hybrid,Rebalance,2025-07-07,Success,v2.10.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A4770,Preserver,135628,717381,67727,6.7,3,12,US,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.8,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Phone>Chat>App>In-Person>Email,false,21:45-07:30,67,161,58,52,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-01-27,Success,v1.8.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4771,Optimizer,191503,2807417,105109,8.6,2,15,DE,Medium,NoDerivatives,NoWeapons;NoFossilFuel,PennyStocks,1.9,15.7,10.3,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost;MaxDD,Phone>In-Person>Email>App>Chat,true,23:15-08:45,62,73,67,65,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-03-18,Partial,v2.10.1,NoIlliquids,Enforce tax budget and position caps
A4772,Preserver,114444,968077,45199,4.2,4,15,UK,Medium,NoShortSelling;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Chat>Email>In-Person,true,22:15-08:15,70,216,74,66,Brokerage;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-03-28,Success,v1.9.7,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4773,Stabilizer,63004,212778,10318,8.1,2,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.6,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost,In-Person>App>Chat,true,19:15-07:00,60,91,51,41,OpenBanking,13,Human,AutoTransfer,2025-05-26,Success,v1.9.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4774,Preserver,73203,212301,11465,5.3,4,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.5,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;TaxCost,Email>In-Person>Chat,true,22:00-07:45,78,229,84,79,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-12-26,Success,v2.10.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4775,Preserver,137189,715784,30649,7.0,2,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,12.1,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe,Email>App>Chat>In-Person,true,23:45-08:15,74,149,71,61,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-10-13,Partial,v2.9.2,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4776,Preserver,141994,1378569,85157,4.1,4,12,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe,App>Chat>In-Person,true,20:45-06:15,83,187,92,84,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2024-12-26,Success,v1.10.5,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A4777,Preserver,97192,772415,35441,5.6,2,10,IN,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.0,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,App>Chat>In-Person>Email,true,21:00-06:00,77,223,70,74,Brokerage;OpenBanking,10,Human,AlertAcknowledge,2025-09-02,Success,v2.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4778,Preserver,109495,1567368,136482,4.4,4,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.5,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD,Chat>Phone>App,true,23:45-08:30,78,120,87,83,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-05-25,Success,v1.8.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4779,Optimizer,132427,2304965,69423,8.7,4,12,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks;PrivateCredit,1.7,20.9,12.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;TaxCost,Phone>Email>App>In-Person>Chat,true,19:30-06:45,60,63,63,62,Brokerage;OpenBanking,5,Human,Rebalance,2025-07-12,Success,v1.8.2,StopLossDisabled,Enforce tax budget and position caps
A4780,Preserver,81032,772216,23969,6.4,1,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.5,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Email>Phone>App>Chat,true,20:00-08:30,82,174,90,84,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-05-24,Partial,v2.9.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4781,Builder,98581,183216,9106,12.7,2,10,UK,Low,,,,1.7,15.0,8.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD;Sharpe,Email>Phone>Chat>App,true,23:15-06:45,57,92,53,47,OpenBanking,11,None,Rebalance,2025-03-05,Success,v1.9.9,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4782,Stabilizer,135306,654869,52941,5.6,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person>Chat,true,22:15-08:15,49,100,40,36,CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-09-26,Success,v1.9.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4783,Builder,31257,92886,4111,10.2,4,10,US,Low,,NoFossilFuel,,1.7,23.4,8.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,TaxCost;IRR,Chat>Email>App,false,22:00-08:45,62,109,67,62,OpenBanking,18,Hybrid,AlertAcknowledge,2025-04-16,Success,v2.9.9,NoPennyStocks,Prioritize liquidity and down payment savings
A4784,Preserver,121879,863803,45636,5.1,3,12,US,Medium,AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.4,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,App>In-Person>Chat>Email,false,22:45-06:45,64,197,58,56,Brokerage;CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-03-13,Success,v2.8.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4785,Stabilizer,87103,505659,35101,6.0,4,10,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.4,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,Phone>App>Chat>In-Person,true,20:00-08:30,59,109,69,60,CreditBureau;OpenBanking,9,Human,AlertAcknowledge,2025-05-03,Partial,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4786,Optimizer,111196,1676586,77426,11.3,1,12,US,Low,,ESGOnly,PennyStocks,1.6,22.0,14.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,MaxDD;IRR,Chat>App>Phone>In-Person>Email,false,22:30-08:00,65,114,65,61,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-10-11,Success,v1.10.3,NoIlliquids,Enforce tax budget and position caps
A4787,Stabilizer,48489,129303,8934,6.0,4,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.0,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>App>Phone>In-Person,false,19:00-06:00,66,134,72,75,OpenBanking,20,None,AutoTransfer,2025-12-02,Partial,v2.8.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4788,Preserver,198466,2440321,156900,6.0,4,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Phone>Chat>App,true,20:45-06:15,77,149,71,71,Brokerage;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-01-04,Success,v2.10.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4789,Preserver,91963,1221889,61128,6.9,3,10,UK,Medium,NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe,In-Person>Chat>App>Phone>Email,true,19:15-07:15,63,158,69,73,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-01-07,Success,v1.8.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4790,Builder,144993,275559,24281,12.4,3,12,US,Low,,NoFossilFuel,PennyStocks,1.4,21.9,7.5,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;MaxDD,In-Person>App>Chat,true,23:00-07:45,58,134,59,52,OpenBanking,7,None,PlanUpdate,2025-09-19,Partial,v2.8.9,StopLossDisabled,Prioritize liquidity and down payment savings
A4791,Builder,98442,171874,17270,9.2,4,10,IN,Low,AccreditedOnly,NoFossilFuel;NoTobacco,PennyStocks,1.5,22.6,10.9,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;IRR,App>Email>Chat>In-Person>Phone,true,21:15-06:00,71,86,64,52,OpenBanking,17,None,AutoTransfer,2025-09-17,Success,v2.8.4,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A4792,Builder,67953,102275,6693,10.1,1,10,AU,Low,NoIlliquids;NoDerivatives,,PennyStocks;PrivateCredit,1.6,16.1,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,MaxDD;Sharpe;IRR,In-Person>Chat>App,false,19:15-07:30,63,125,54,53,OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-08-23,Success,v2.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A4793,Builder,61258,133870,9618,10.3,4,10,US,Low,NoIlliquids;NoShortSelling,ESGOnly;NoFossilFuel,,1.8,15.9,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,MaxDD;TaxCost,Phone>Chat>App>Email,true,21:30-07:45,70,64,75,67,CreditBureau;OpenBanking;Payroll,16,None,PlanUpdate,2025-10-23,Success,v2.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4794,Stabilizer,79086,308510,17622,10.3,1,10,SG,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>App,true,22:45-08:00,65,94,69,64,CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-09-14,Success,v2.8.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4795,Explorer,84005,159242,4795,13.5,3,10,US,Low,,ESGOnly;NoTobacco,Crypto;PennyStocks,1.9,24.3,17.7,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,TaxCost;Sharpe,In-Person>Chat>Email,true,23:45-06:15,67,83,60,50,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-03-18,Success,v1.9.6,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4796,Optimizer,132102,1588327,53234,8.7,3,12,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks;PrivateCredit,1.8,20.0,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,Sharpe;TaxCost,App>In-Person>Phone,true,19:45-08:15,65,78,55,45,Brokerage;OpenBanking;Payroll,2,None,AutoTransfer,2025-04-27,Success,v2.10.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4797,Stabilizer,61658,411424,21590,7.7,2,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD,Phone>In-Person>App>Email,false,21:45-07:00,64,145,73,74,OpenBanking;Payroll,10,None,PlanUpdate,2025-05-31,Success,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4798,Builder,108542,138329,15894,11.7,3,12,US,Low,NoDerivatives;AccreditedOnly,,,1.6,20.0,10.4,Home:3y;Retirement:30y,3,Collaborative,Deep,TaxCost;Sharpe,In-Person>Chat>App>Phone>Email,true,20:15-08:45,58,109,43,43,CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-04-03,Failed,v2.8.4,StopLossDisabled,Prioritize liquidity and down payment savings
A4799,Preserver,192071,1768628,166588,5.3,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe,Email>Phone>Chat>In-Person>App,true,19:00-06:45,69,231,63,68,Brokerage;OpenBanking,6,None,AutoTransfer,2025-12-14,Failed,v2.8.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4800,Optimizer,119292,1033660,72864,10.9,3,15,UK,Low,,,PennyStocks,1.6,24.3,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;IRR;TaxCost,In-Person>Phone>Chat,true,19:00-06:30,66,84,72,60,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-04-01,Success,v2.10.5,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A4801,Explorer,71039,380066,10501,14.8,2,10,US,Low,NoDerivatives,ESGOnly;NoTobacco,,1.8,30.4,18.0,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>App,true,23:00-08:45,69,46,55,51,OpenBanking;Payroll,2,Hybrid,Rebalance,2025-05-04,Success,v1.8.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4802,Stabilizer,100265,402131,30139,7.1,2,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.7,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Email>Phone>App>In-Person,true,21:30-07:15,60,91,47,38,CreditBureau;OpenBanking;Payroll,15,Human,AutoTransfer,2025-06-05,Partial,v1.10.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4803,Preserver,86207,642019,62443,6.0,2,10,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Email>App>Chat>In-Person>Phone,true,19:30-07:45,68,234,60,58,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-10-07,Success,v1.9.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4804,Stabilizer,30333,81086,8599,6.3,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Chat>App>Email>In-Person,false,20:15-06:45,54,116,50,45,CreditBureau;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-04-02,Success,v2.10.2,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4805,Stabilizer,78036,385394,14416,5.2,4,10,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD,Email>In-Person>App>Chat,true,22:00-07:00,62,124,58,56,CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-08-18,Partial,v1.8.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4806,Builder,107480,427396,31149,9.8,4,12,US,Low,AccreditedOnly,NoTobacco;NoWeapons,,1.7,16.3,10.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;IRR,App>Email>Phone>Chat,true,23:15-07:00,65,94,71,71,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-03-20,Success,v1.8.3,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A4807,Preserver,58779,555035,47512,5.7,3,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>App>Chat,false,19:30-06:15,70,190,56,53,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AutoTransfer,2025-04-04,Success,v1.9.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4808,Explorer,25025,258000,7180,23.0,1,10,US,Low,,,,2.0,33.3,16.5,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;IRR,App>Phone>In-Person>Chat>Email,true,23:15-08:00,59,69,72,65,OpenBanking,3,Hybrid,Rebalance,2025-09-28,Success,v2.8.8,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4809,Builder,86527,161761,9568,7.8,4,10,US,Low,NoDerivatives;NoIlliquids,,,1.6,13.4,8.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Email>In-Person>Phone,true,20:30-07:15,60,130,54,48,CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-05-09,Success,v1.8.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4810,Optimizer,72951,557599,35286,7.4,2,10,US,Low,,NoTobacco;ESGOnly,LeveragedETFs;PennyStocks,1.6,24.5,9.2,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;TaxCost;IRR,In-Person>App>Phone>Chat>Email,true,23:15-08:00,61,84,49,37,Brokerage;OpenBanking,7,None,PlanUpdate,2025-02-02,Partial,v1.10.4,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A4811,Stabilizer,40556,190895,15000,3.7,4,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;TaxCost,App>Email>Phone>Chat>In-Person,false,23:30-06:00,53,107,60,58,OpenBanking;Payroll,11,Human,Rebalance,2025-08-05,Success,v1.9.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4812,Optimizer,66788,423487,22845,12.5,1,10,US,Low,,,PennyStocks,1.7,18.6,12.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;MaxDD,App>Email>Chat,false,19:15-08:00,66,72,76,73,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-06-24,Success,v1.9.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4813,Optimizer,142195,2694000,48085,8.2,4,12,US,Low,,ESGOnly,PennyStocks,1.6,15.9,10.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;IRR,App>Chat>In-Person>Email,true,20:15-08:00,76,77,72,61,Brokerage;CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-04-04,Success,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4814,Preserver,166433,1467050,108853,6.3,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,In-Person>App>Phone,false,21:30-06:30,76,236,71,67,Brokerage;OpenBanking,12,Human,AutoTransfer,2025-09-14,Success,v1.10.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4815,Stabilizer,41176,208702,7695,4.7,4,10,DE,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.4,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Phone>Email>In-Person>App,true,19:30-07:15,54,179,57,53,CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-08-15,Success,v2.10.5,NoIlliquids,Keep expenses buffer ≥ 4 months
A4816,Explorer,72747,464970,21624,21.3,2,10,US,Low,,ESGOnly;NoWeapons,Crypto;PennyStocks,2.1,28.6,14.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,TaxCost;MaxDD,Chat>Email>App,true,21:45-06:00,59,85,59,59,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-08-25,Partial,v2.10.3,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A4817,Preserver,111114,944438,86790,5.0,3,15,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>Chat>In-Person,true,20:45-08:30,71,216,75,73,Brokerage;OpenBanking,9,Hybrid,AutoTransfer,2025-11-23,Success,v1.8.9,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4818,Preserver,107358,741441,80079,4.0,3,15,SG,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>Phone>Email>App,false,21:00-07:45,71,144,73,62,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-07-14,Success,v2.10.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4819,Optimizer,165249,2477526,73747,8.0,4,12,US,Low,,NoFossilFuel,PennyStocks,1.6,20.0,12.1,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;Sharpe,Chat>In-Person>App>Email>Phone,true,19:30-08:45,71,83,76,70,Brokerage;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-08-12,Partial,v2.10.6,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A4820,Preserver,97750,424380,58451,4.8,3,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,9.7,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,Chat>Email>In-Person>App,true,21:45-08:30,69,220,77,70,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-02-23,Success,v2.8.9,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4821,Stabilizer,40101,187809,19027,5.3,2,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.4,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe,App>Phone>Email>In-Person,true,21:45-08:30,53,113,56,52,OpenBanking,7,Human,Rebalance,2025-01-11,Success,v2.8.8,LimitOrderOnly;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4822,Preserver,108517,1824861,68522,4.6,4,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.6,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,App>In-Person>Chat>Email>Phone,false,19:15-07:15,75,184,70,66,Brokerage;OpenBanking,8,None,Rebalance,2025-06-22,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4823,Builder,105857,513523,24770,10.5,1,12,US,Low,,NoTobacco,PrivateCredit,1.4,24.1,9.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,In-Person>Chat>Email,true,21:00-07:15,57,128,63,56,OpenBanking;Payroll,19,Human,AlertAcknowledge,2025-04-08,Partial,v1.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A4824,Builder,58848,99656,11194,14.3,2,10,US,Medium,,ESGOnly,PennyStocks,1.6,20.5,7.6,Home:3y;Retirement:30y,3,Directive,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>App>In-Person>Email,true,23:00-08:45,69,144,54,42,OpenBanking,19,Hybrid,AlertAcknowledge,2025-10-06,Success,v2.9.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A4825,Builder,45613,106091,10413,12.2,4,10,US,Medium,NoShortSelling,,,1.7,19.1,7.3,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;MaxDD,App>Email>Chat,true,19:45-06:45,53,78,44,38,OpenBanking;Payroll,15,Hybrid,PlanUpdate,2025-03-22,Success,v1.8.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4826,Builder,95143,463092,18284,8.1,4,10,US,Low,NoDerivatives,,,1.6,24.4,7.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;MaxDD,Chat>In-Person>App,true,23:15-08:15,71,62,81,71,OpenBanking,14,None,PlanUpdate,2025-09-17,Failed,v1.9.9,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A4827,Preserver,79704,632755,59440,5.1,4,10,DE,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.0,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;Sharpe,Chat>Phone>App>Email>In-Person,true,20:15-06:00,74,169,68,72,Brokerage;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-09-19,Success,v2.8.5,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4828,Stabilizer,65676,450417,20924,7.0,3,10,US,Low,AccreditedOnly;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,Email>Phone>App>Chat>In-Person,false,19:00-08:45,64,163,64,59,OpenBanking,6,Hybrid,AlertAcknowledge,2025-06-22,Partial,v2.10.5,NoMargin,Keep expenses buffer ≥ 4 months
A4829,Stabilizer,103798,566545,17911,10.0,1,15,SG,Medium,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,8.2,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Phone>Email>In-Person,true,23:00-08:00,49,175,40,41,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-03-17,Success,v2.9.5,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4830,Stabilizer,93086,368006,12744,4.9,4,10,US,Low,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,13.3,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone>Chat>App,true,21:15-07:15,65,120,74,72,OpenBanking,14,Hybrid,PlanUpdate,2025-01-01,Success,v1.8.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4831,Preserver,254931,1904992,153238,6.2,2,15,SG,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,In-Person>Phone>Email>App,true,19:00-07:15,67,163,57,59,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-02-15,Success,v2.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4832,Optimizer,99036,1658349,58284,6.7,4,10,IN,Low,,,PennyStocks,1.7,26.5,14.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;Sharpe,App>Email>In-Person>Phone,false,21:00-06:45,65,108,58,58,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-01-24,Partial,v1.8.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4833,Optimizer,212817,2726590,159968,10.8,1,12,US,Low,,NoTobacco,PennyStocks,1.5,19.9,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;MaxDD,Phone>Email>In-Person,true,19:30-06:30,69,113,70,65,Brokerage;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-02-03,Success,v2.9.6,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4834,Explorer,44758,195194,10268,23.3,1,10,UK,Low,NoDerivatives;AccreditedOnly,,,1.9,27.1,13.2,Business:5y;Travel:2y,5,Concise,Shallow,MaxDD;TaxCost,In-Person>App>Email>Phone,false,21:00-07:15,67,61,72,71,OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-05-19,Partial,v2.8.1,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A4835,Preserver,230378,1656310,146804,5.2,4,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.9,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>Chat>In-Person>Phone,false,20:45-08:15,76,178,82,77,Brokerage;OpenBanking,8,Hybrid,AlertAcknowledge,2025-02-23,Success,v1.9.4,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4836,Preserver,176794,2160350,142781,7.3,1,12,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.8,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD,App>In-Person>Chat,true,23:00-08:15,79,148,80,85,Brokerage;CreditBureau;OpenBanking,5,None,PlanUpdate,2025-11-19,Success,v1.10.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4837,Stabilizer,101094,197369,10441,7.6,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,In-Person>App>Chat>Email,true,23:15-08:15,52,171,50,45,OpenBanking,5,Human,AlertAcknowledge,2025-01-30,Success,v1.8.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4838,Builder,36236,108872,5557,8.9,4,10,US,Low,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;PrivateCredit,1.6,23.0,11.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD;Sharpe,Chat>In-Person>Phone>App,true,23:30-08:45,68,147,66,54,CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-12-17,Success,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A4839,Builder,84491,146131,5484,12.2,4,10,US,Medium,,NoFossilFuel,,1.5,23.4,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;IRR;MaxDD,Chat>In-Person>App>Phone,true,22:30-06:45,59,83,51,46,OpenBanking,10,Hybrid,Rebalance,2025-04-11,Success,v1.9.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4840,Builder,48545,99040,4153,14.7,1,10,US,Low,NoDerivatives,ESGOnly;NoWeapons,,1.4,20.2,8.4,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;TaxCost,Email>App>Phone,false,20:45-07:30,68,62,76,68,OpenBanking,15,None,AutoTransfer,2025-10-08,Failed,v1.9.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4841,Stabilizer,99688,185517,26804,4.2,4,10,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,Email>Phone>App,false,19:45-07:30,65,154,73,77,OpenBanking,14,Human,AutoTransfer,2025-07-27,Success,v1.9.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4842,Preserver,105771,478738,34055,5.8,4,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Chat>Phone>App>Email,false,21:30-07:00,78,167,86,81,Brokerage;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-03-10,Partial,v1.9.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4843,Preserver,92253,253299,13083,6.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Email>App>In-Person>Chat,true,19:15-07:00,68,126,59,57,Brokerage;OpenBanking,14,None,AutoTransfer,2025-07-01,Success,v1.8.7,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4844,Builder,159800,188400,7787,13.4,3,12,US,Low,,NoFossilFuel,,1.5,16.0,11.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;Sharpe,App>In-Person>Email>Phone,true,20:30-06:45,58,134,67,59,CreditBureau;OpenBanking;Payroll,12,None,AutoTransfer,2025-02-12,Success,v2.8.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4845,Builder,45614,120005,10136,14.3,2,10,US,Medium,NoShortSelling;AccreditedOnly,,,1.8,13.7,11.3,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR;MaxDD,Chat>Email>Phone,true,22:00-06:15,62,103,72,71,OpenBanking;Payroll,12,Human,PlanUpdate,2025-11-04,Failed,v1.8.9,NoPennyStocks,Prioritize liquidity and down payment savings
A4846,Optimizer,93400,2434171,72096,12.4,1,10,US,High,NoIlliquids;AccreditedOnly,,Crypto;PennyStocks;PrivateCredit,1.9,21.6,13.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;MaxDD;IRR,Email>Phone>App>In-Person>Chat,true,22:00-06:00,59,78,53,46,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-01-13,Failed,v2.10.7,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A4847,Optimizer,174712,2490754,104111,7.7,2,12,US,Medium,NoDerivatives,ESGOnly;NoWeapons,Crypto;PennyStocks;PrivateCredit,1.8,18.0,13.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;TaxCost;IRR,Chat>Email>App>Phone,true,19:30-07:45,53,92,43,43,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-11-16,Success,v2.9.1,LimitOrderOnly,Enforce tax budget and position caps
A4848,Builder,51111,142905,13632,13.7,2,10,US,Low,,,,1.6,18.9,11.0,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;IRR,Phone>Chat>Email>In-Person>App,false,20:45-06:30,71,133,66,56,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-10-19,Partial,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4849,Preserver,79627,285038,25664,4.3,4,10,US,Medium,NoShortSelling;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.7,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,App>Email>In-Person>Chat,true,20:15-07:45,72,221,58,58,Brokerage;OpenBanking,9,None,PlanUpdate,2025-04-15,Failed,v2.9.9,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4850,Builder,101039,329329,28768,13.1,2,12,US,Low,NoDerivatives;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs,1.5,17.2,7.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;IRR;TaxCost,In-Person>App>Email>Chat>Phone,true,20:15-07:15,66,82,63,54,OpenBanking,5,Hybrid,AutoTransfer,2025-09-06,Partial,v2.9.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4851,Optimizer,191574,3817515,59692,7.0,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.7,21.9,9.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;TaxCost,Phone>Email>Chat,false,22:30-07:30,63,102,69,57,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-09-21,Success,v1.8.8,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4852,Builder,159863,583220,23659,9.5,2,12,US,Low,NoShortSelling;NoDerivatives,,,1.5,21.0,9.6,Home:3y;Retirement:30y,3,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>In-Person>App>Chat,true,23:45-06:45,68,109,56,52,CreditBureau;OpenBanking;Payroll,17,Hybrid,Rebalance,2025-06-04,Success,v1.8.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4853,Builder,87966,297069,9803,12.7,1,10,US,Low,NoShortSelling,ESGOnly;NoWeapons,PennyStocks,1.5,18.9,7.9,Home:3y;Retirement:30y,3,Concise,Shallow,MaxDD;Sharpe,Phone>Chat>Email,false,22:45-06:15,66,62,73,68,OpenBanking,20,Human,Rebalance,2025-10-26,Success,v2.8.1,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A4854,Builder,108263,-19960,2815,14.6,1,15,UK,Medium,NoIlliquids,,Crypto;PrivateCredit,1.7,22.2,7.1,Home:3y;Retirement:30y,3,Collaborative,Shallow,IRR;TaxCost;Sharpe,App>In-Person>Phone>Chat,false,22:00-07:30,55,71,50,43,OpenBanking,15,None,AutoTransfer,2025-04-10,Success,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A4855,Optimizer,123739,1892423,63453,12.9,1,15,CA,Medium,,,PennyStocks;PrivateCredit,1.5,27.1,11.0,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;IRR,Phone>App>Chat>Email,true,22:30-07:00,68,68,64,64,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-09-29,Success,v1.8.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4856,Stabilizer,66717,138073,12766,6.3,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.5,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,In-Person>Email>App,false,23:00-07:00,53,124,59,65,CreditBureau;OpenBanking,19,Human,AutoTransfer,2025-05-25,Partial,v2.9.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4857,Builder,72211,137542,14313,14.0,2,10,US,Low,,,,1.7,17.2,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD;TaxCost,In-Person>Email>Chat>App>Phone,false,19:00-08:00,63,92,52,41,OpenBanking,8,None,AlertAcknowledge,2025-08-02,Partial,v1.9.5,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4858,Preserver,79810,731330,36655,4.3,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.0,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Chat>App>Email>Phone>In-Person,false,22:15-07:00,67,164,65,62,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,Rebalance,2025-01-07,Success,v2.10.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4859,Optimizer,216014,3931153,73237,10.4,2,12,US,Low,NoShortSelling;AccreditedOnly,NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,1.5,24.8,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,TaxCost;IRR;MaxDD,Chat>In-Person>Phone>App>Email,false,20:15-08:30,72,102,62,61,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-08-19,Partial,v1.9.1,NoIlliquids,Enforce tax budget and position caps
A4860,Optimizer,81357,485762,30563,8.4,4,10,AU,Low,NoDerivatives,,PennyStocks,1.7,24.3,10.7,Wealth:10y;Estate:20y,10,Educational,Deep,IRR;Sharpe,App>Chat>Email,true,22:45-06:45,63,112,65,53,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-02-17,Success,v1.8.7,LimitOrderOnly,Enforce tax budget and position caps
A4861,Stabilizer,102618,253154,26909,6.7,2,12,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.6,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Phone,false,23:45-06:15,48,164,49,49,CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-12-16,Success,v1.10.1,NoMargin,Keep expenses buffer ≥ 4 months
A4862,Builder,168844,459670,36851,10.0,4,12,US,Low,,,LeveragedETFs,1.8,18.4,9.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;Sharpe,Email>Phone>In-Person>App>Chat,false,22:30-08:15,57,128,46,35,OpenBanking;Payroll,9,None,AutoTransfer,2025-09-18,Partial,v2.10.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4863,Preserver,96194,416343,62428,7.9,1,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe,In-Person>Phone>Email,true,23:00-07:00,79,187,66,60,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-05-08,Success,v2.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4864,Preserver,165668,2345214,191685,6.0,3,12,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,App>Phone>Chat>In-Person,true,19:15-06:00,82,182,69,66,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-08-12,Success,v2.10.7,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4865,Optimizer,146301,1897433,79417,7.9,3,12,US,Medium,AccreditedOnly,NoFossilFuel;NoWeapons,PennyStocks,1.6,19.7,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;MaxDD,App>Phone>In-Person>Chat,false,22:15-07:30,67,89,69,57,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,Rebalance,2025-05-25,Failed,v2.10.8,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4866,Optimizer,126779,943768,59579,10.3,1,15,CA,Medium,NoIlliquids,,PennyStocks,1.8,16.5,12.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;Sharpe;IRR,Phone>App>Chat>In-Person,true,21:45-06:45,68,68,62,56,Brokerage;CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-02-18,Success,v2.10.7,StopLossDisabled,Enforce tax budget and position caps
A4867,Stabilizer,104778,586257,43799,4.3,4,12,US,Low,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.5,8.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Email>App,false,20:00-07:00,56,168,62,62,CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-12-17,Success,v2.8.7,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4868,Builder,90185,150181,9826,9.6,4,10,US,High,NoDerivatives;NoIlliquids,NoTobacco,PrivateCredit,1.6,12.9,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;IRR;Sharpe,Email>In-Person>Chat>App>Phone,false,19:15-06:00,47,114,49,38,OpenBanking;Payroll,9,Human,Rebalance,2025-11-06,Success,v1.10.2,NoIlliquids,Prioritize liquidity and down payment savings
A4869,Stabilizer,91180,770655,30733,7.8,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,12.8,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Email>Phone,true,22:00-07:45,66,152,71,72,CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-01-20,Success,v2.8.8,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4870,Optimizer,123232,1142873,59686,12.1,1,12,US,Low,,NoFossilFuel;ESGOnly,PennyStocks,1.6,23.1,10.6,Wealth:10y;Estate:20y,10,Concise,Shallow,TaxCost;IRR,Phone>Chat>In-Person>App,false,22:45-06:45,61,101,72,62,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-03-14,Partial,v2.9.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4871,Optimizer,86327,515696,29299,10.3,2,10,US,Medium,,,PennyStocks,1.6,27.0,13.1,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;MaxDD;TaxCost,App>Phone>Email>In-Person,true,23:30-08:00,70,100,77,70,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-09-23,Success,v1.9.8,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4872,Stabilizer,148599,1076297,39706,6.7,1,12,US,High,NoIlliquids;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.3,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>Email>App>In-Person,false,21:15-07:45,52,171,61,61,OpenBanking,11,Human,PlanUpdate,2025-07-14,Success,v1.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4873,Preserver,111671,975880,29933,5.1,4,15,UK,Low,NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,5.1,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,App>Phone>Chat>Email>In-Person,false,20:30-07:45,69,198,69,63,Brokerage;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-11-06,Partial,v2.9.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4874,Optimizer,185524,1501184,71151,9.3,4,15,CA,Low,NoIlliquids;NoShortSelling,NoWeapons;ESGOnly,Crypto;PennyStocks,1.9,16.1,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,TaxCost;MaxDD,In-Person>Chat>Email,true,19:30-07:15,64,74,59,57,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-07-24,Success,v1.8.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4875,Stabilizer,180551,1048803,42042,9.7,1,15,DE,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,17.8,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>In-Person,false,20:15-07:00,64,178,72,75,CreditBureau;OpenBanking,17,Human,PlanUpdate,2025-08-18,Partial,v1.8.9,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4876,Stabilizer,112294,197138,9968,7.9,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.8,6.2,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Email>In-Person>App>Chat,true,21:00-08:15,52,116,55,58,OpenBanking,15,Hybrid,AlertAcknowledge,2025-06-21,Partial,v2.8.1,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4877,Optimizer,72339,641933,31985,6.5,4,10,CA,Low,,,PennyStocks,1.8,21.5,11.2,Wealth:10y;Estate:20y,10,Directive,Shallow,TaxCost;Sharpe;IRR,Phone>In-Person>Email>App>Chat,true,22:45-06:45,69,110,65,53,Brokerage;OpenBanking;Payroll,4,Human,AutoTransfer,2025-08-30,Success,v1.8.3,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A4878,Builder,40559,202743,7436,10.5,2,10,US,Low,,NoFossilFuel,,1.4,22.2,10.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;Sharpe,App>Phone>Chat>In-Person>Email,true,19:45-07:15,71,68,61,56,OpenBanking,20,None,Rebalance,2025-08-11,Success,v1.8.4,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A4879,Preserver,222805,1716256,137620,8.1,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,Phone>App>Email>Chat,true,20:15-07:15,71,212,58,58,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-02-21,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A4880,Preserver,51042,491973,45911,6.0,2,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Phone>App>In-Person>Email>Chat,true,19:45-08:45,80,130,86,88,Brokerage;CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-09-30,Partial,v1.9.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4881,Optimizer,84641,602966,29166,11.0,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.7,15.2,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;TaxCost;Sharpe,App>In-Person>Chat>Email,true,23:15-06:15,60,63,69,60,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-01-05,Partial,v1.10.3,NoMargin,Enforce tax budget and position caps
A4882,Explorer,90539,997056,19079,14.0,3,10,US,Low,NoShortSelling,ESGOnly;NoTobacco,PennyStocks;PrivateCredit,1.8,29.8,14.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;Sharpe;MaxDD,Chat>In-Person>App>Email>Phone,true,21:30-07:45,54,62,61,60,OpenBanking,6,None,Rebalance,2025-08-28,Partial,v2.10.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4883,Optimizer,141381,777956,41032,10.4,2,15,CA,Low,,,PennyStocks,1.6,24.4,13.6,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD,Email>App>In-Person>Phone,true,20:30-08:45,62,113,55,52,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-08-11,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4884,Optimizer,58390,489579,34135,9.8,2,10,US,Low,,,PennyStocks,1.9,26.1,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;TaxCost;IRR,App>Chat>In-Person,true,23:45-08:15,63,112,60,57,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-03-08,Failed,v1.10.9,NoPennyStocks,Enforce tax budget and position caps
A4885,Builder,70038,196635,18794,11.2,2,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;ESGOnly,LeveragedETFs;PrivateCredit,1.4,23.3,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;TaxCost,In-Person>Email>Chat>App>Phone,true,22:45-08:15,66,133,51,42,CreditBureau;OpenBanking;Payroll,13,None,Rebalance,2025-05-02,Success,v1.10.7,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A4886,Optimizer,332388,1366503,84117,10.1,1,12,US,Low,NoDerivatives,,PennyStocks,1.5,16.2,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Chat>Phone>Email>App>In-Person,true,19:00-06:00,70,89,69,67,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-09-15,Success,v2.8.8,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A4887,Builder,44786,189133,10234,8.4,4,10,US,Low,NoDerivatives,ESGOnly,,1.7,23.4,11.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe,App>In-Person>Phone>Chat>Email,true,21:30-08:15,65,139,63,61,OpenBanking,8,Hybrid,PlanUpdate,2025-04-08,Success,v1.8.9,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4888,Optimizer,55551,519226,20732,6.7,3,10,UK,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.8,19.1,13.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;TaxCost,App>Chat>Email>In-Person,true,23:45-07:30,73,82,73,69,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-04-10,Failed,v1.8.7,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A4889,Preserver,76339,778982,29106,4.9,2,10,US,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,16.6,8.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost,Phone>Email>App,true,19:00-08:45,71,185,65,62,Brokerage;CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-07-29,Partial,v2.8.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4890,Optimizer,128499,741976,75816,6.2,4,12,US,Low,,ESGOnly;NoTobacco,Crypto;PennyStocks;PrivateCredit,1.6,21.6,13.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,IRR;TaxCost,App>In-Person>Email>Phone,true,22:00-06:15,73,93,67,57,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-03-16,Success,v2.9.8,NoMargin,Enforce tax budget and position caps
A4891,Optimizer,98612,1399205,56266,8.8,2,10,SG,Low,NoIlliquids;NoDerivatives,,LeveragedETFs;PennyStocks,1.6,26.9,9.2,Wealth:10y;Estate:20y,10,Educational,Shallow,MaxDD;IRR;TaxCost,App>Email>Chat>Phone>In-Person,true,21:15-06:30,71,109,73,62,Brokerage;OpenBanking,6,None,PlanUpdate,2025-06-20,Success,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A4892,Explorer,105225,1136429,26915,15.6,3,12,US,Low,,NoTobacco,,1.8,26.4,14.4,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,IRR;MaxDD;Sharpe,Chat>In-Person>Phone,true,19:15-06:45,64,47,71,60,OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-05-20,Partial,v1.10.5,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A4893,Preserver,157932,1706004,98198,4.5,3,15,UK,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,In-Person>App>Chat>Phone,true,19:30-06:15,64,235,57,54,Brokerage;OpenBanking,8,Hybrid,AutoTransfer,2025-07-31,Partial,v1.8.7,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4894,Builder,122989,309353,37130,12.2,2,12,US,Medium,,NoFossilFuel,LeveragedETFs;PennyStocks,1.7,24.7,9.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD,In-Person>Chat>App>Email>Phone,false,20:15-06:45,61,121,51,43,OpenBanking,10,Human,AlertAcknowledge,2025-05-07,Success,v1.9.1,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A4895,Builder,101955,415928,12056,12.2,3,12,US,Low,,,,1.5,15.0,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,TaxCost;Sharpe;IRR,App>Phone>Chat,false,19:45-07:15,73,135,81,74,OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-06-15,Success,v2.8.1,NoPennyStocks,Prioritize liquidity and down payment savings
A4896,Stabilizer,66397,601746,38232,7.6,1,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;TaxCost,Phone>Chat>In-Person>App,false,21:45-06:15,66,135,67,57,CreditBureau;OpenBanking,17,Human,Rebalance,2025-10-26,Partial,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4897,Explorer,52047,353973,16720,16.9,3,10,US,Low,AccreditedOnly,,LeveragedETFs;PrivateCredit,2.0,27.9,17.7,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,MaxDD;IRR;TaxCost,App>In-Person>Email>Chat>Phone,true,19:15-06:15,57,87,68,65,OpenBanking,7,Hybrid,AutoTransfer,2025-01-05,Partial,v2.10.9,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4898,Optimizer,124301,2562815,78740,9.1,1,12,US,Medium,NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,1.9,21.4,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;Sharpe,App>Email>In-Person>Phone>Chat,true,22:00-07:15,60,102,56,45,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-12-20,Success,v1.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4899,Explorer,105726,957086,40909,18.1,2,12,US,Low,AccreditedOnly;NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks,1.6,27.8,16.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>App>Chat>Phone>In-Person,true,22:30-06:15,62,67,51,51,OpenBanking;Payroll,1,Hybrid,Rebalance,2025-02-10,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4900,Stabilizer,50899,340605,20902,6.8,3,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Email>Chat,true,21:00-06:00,61,160,67,62,OpenBanking,13,Human,Rebalance,2025-10-26,Success,v2.8.2,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4901,Builder,76711,126201,7004,9.1,2,10,US,Medium,NoShortSelling,NoWeapons,,1.6,17.4,9.3,Home:3y;Retirement:30y,3,Directive,Medium,IRR;Sharpe,Email>App>Phone,false,22:30-08:15,68,101,75,72,OpenBanking,15,None,AlertAcknowledge,2025-12-21,Failed,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A4902,Explorer,105577,128033,12662,16.4,3,12,US,Medium,NoShortSelling,NoWeapons;NoFossilFuel,LeveragedETFs,1.9,23.1,15.1,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>In-Person,false,22:00-07:15,61,58,69,62,CreditBureau;OpenBanking;Payroll,2,Human,Rebalance,2025-04-19,Success,v2.10.6,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4903,Preserver,156189,1742916,101684,6.2,3,12,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.1,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,In-Person>Chat>Email>Phone,true,21:00-07:00,74,174,68,70,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-08-15,Success,v2.9.9,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A4904,Explorer,88186,592926,28711,14.6,4,10,US,Low,AccreditedOnly,,,1.9,26.8,16.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;IRR;TaxCost,App>Phone>Email,true,20:45-06:00,59,71,56,55,CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-05-28,Success,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A4905,Preserver,64195,766135,42747,3.9,4,10,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.3,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,Chat>Phone>Email>App>In-Person,true,22:45-08:45,61,196,55,50,Brokerage;CreditBureau;OpenBanking,8,None,AutoTransfer,2025-06-05,Success,v1.8.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4906,Optimizer,107551,980828,47514,9.5,1,15,UK,Low,NoIlliquids,,PennyStocks,1.6,20.6,10.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,TaxCost;Sharpe,Email>App>Chat>In-Person>Phone,true,22:15-07:45,74,104,87,75,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,PlanUpdate,2025-12-13,Success,v2.9.4,NoIlliquids,Enforce tax budget and position caps
A4907,Explorer,63774,315037,20997,16.9,2,10,US,Low,NoIlliquids,,,1.7,31.3,12.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,TaxCost;MaxDD,Phone>Chat>Email>App,false,19:45-07:15,65,69,58,53,OpenBanking;Payroll,2,None,Rebalance,2025-04-16,Success,v1.10.7,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4908,Explorer,28389,251105,10570,18.1,2,10,UK,Low,NoDerivatives,ESGOnly,LeveragedETFs;PennyStocks,1.9,21.8,15.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,TaxCost;IRR,App>Chat>Phone,true,20:00-06:45,70,45,78,77,OpenBanking,1,None,PlanUpdate,2025-09-22,Success,v2.10.9,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4909,Stabilizer,50377,504673,24124,6.8,2,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,16.2,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,Phone>App>Chat>In-Person,false,20:30-07:15,60,126,47,47,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-07-21,Failed,v2.8.3,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4910,Stabilizer,133152,481882,45995,8.3,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,11.3,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Chat>Email,false,23:00-07:45,60,90,62,55,CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-11-20,Success,v2.10.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4911,Preserver,82690,281350,24453,6.3,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.1,6.6,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Email>Phone,false,21:15-06:45,74,202,75,68,Brokerage;CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-02-09,Success,v1.10.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4912,Builder,33976,98572,2825,6.9,4,10,DE,Medium,NoIlliquids;AccreditedOnly,,,1.5,21.8,9.0,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR,In-Person>Phone>Chat>Email>App,true,20:45-06:00,61,142,49,39,OpenBanking;Payroll,19,Hybrid,AlertAcknowledge,2025-02-04,Success,v1.10.1,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A4913,Builder,82513,90149,10136,11.6,3,10,DE,Low,NoIlliquids;NoDerivatives,NoTobacco;ESGOnly,Crypto;PennyStocks,1.8,17.1,10.0,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;IRR;TaxCost,Email>In-Person>Chat>App,false,20:00-08:00,57,67,49,44,OpenBanking;Payroll,19,None,Rebalance,2025-03-15,Success,v1.8.7,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A4914,Preserver,158622,1677313,115899,4.4,4,12,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,17.1,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Phone>Chat>App>Email,true,22:45-08:45,82,186,84,78,Brokerage;CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-10-14,Success,v2.9.8,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4915,Explorer,30019,147367,10134,23.1,1,10,US,Low,NoDerivatives,NoFossilFuel,,1.9,30.9,15.2,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;IRR;TaxCost,In-Person>Phone>App>Chat>Email,true,20:15-06:00,58,88,52,50,CreditBureau;OpenBanking;Payroll,2,None,PlanUpdate,2025-11-18,Success,v2.10.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A4916,Optimizer,110273,1719931,56632,11.3,1,15,UK,Medium,,,PennyStocks,1.8,23.8,11.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;IRR,In-Person>Phone>Chat>App,true,19:30-08:00,67,108,83,78,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-12-14,Success,v1.10.2,LimitOrderOnly,Enforce tax budget and position caps
A4917,Preserver,69525,354623,37601,7.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.3,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Chat>In-Person,false,19:15-06:15,83,139,93,88,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,Rebalance,2025-11-27,Success,v1.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4918,Preserver,71450,809849,71645,5.7,3,10,CA,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Email>Chat>Phone>App>In-Person,true,19:15-08:15,64,237,65,66,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-01-28,Partial,v1.9.7,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4919,Stabilizer,48556,204978,16492,6.6,3,10,US,High,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person,true,19:15-06:30,46,161,38,40,CreditBureau;OpenBanking,18,None,Rebalance,2025-07-17,Partial,v2.8.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4920,Optimizer,136096,2413503,58305,11.4,1,12,US,Low,,NoFossilFuel;ESGOnly,LeveragedETFs;PennyStocks,1.9,22.7,10.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;IRR;TaxCost,Email>Chat>App,false,22:30-08:15,68,72,62,57,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-04-17,Success,v2.10.8,StopLossDisabled,Enforce tax budget and position caps
A4921,Optimizer,115273,1861290,65015,7.6,3,12,US,Medium,NoIlliquids,NoTobacco;NoWeapons,PennyStocks,1.5,25.9,13.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;TaxCost,Chat>App>Phone,true,23:45-07:15,59,91,58,51,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-05-06,Success,v2.9.6,PauseWhenVIX>30,Enforce tax budget and position caps
A4922,Optimizer,241616,2676080,108632,9.1,1,15,IN,Low,NoDerivatives;NoIlliquids,,Crypto;PennyStocks,1.5,27.2,9.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,IRR;MaxDD;TaxCost,Chat>In-Person>Email>App>Phone,true,19:30-06:15,66,87,59,51,Brokerage;OpenBanking,1,None,PlanUpdate,2025-09-18,Success,v2.8.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4923,Stabilizer,47125,252927,12461,5.9,4,10,US,Low,AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Phone>In-Person>Email>App,true,20:45-07:00,52,123,51,40,CreditBureau;OpenBanking,16,None,AutoTransfer,2025-07-27,Failed,v2.8.7,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4924,Explorer,130389,1071691,33067,21.6,2,12,US,Medium,,,Crypto;PennyStocks,2.1,31.4,15.1,Business:5y;Travel:2y;Education:6y,5,Directive,Shallow,TaxCost;IRR,In-Person>Phone>App>Chat>Email,true,19:45-06:30,58,45,61,56,CreditBureau;OpenBanking;Payroll,2,None,AutoTransfer,2025-09-01,Success,v1.8.3,NoMargin,Allow small experimental sleeve ≤ 3%
A4925,Explorer,67052,609729,22419,15.6,4,10,US,Low,,ESGOnly,LeveragedETFs;PennyStocks,1.7,26.0,15.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,MaxDD;IRR;TaxCost,Chat>Phone>App>In-Person>Email,false,22:15-07:45,61,63,67,65,OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-06-29,Success,v2.8.8,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4926,Builder,69492,137982,6329,13.6,2,10,AU,Low,NoIlliquids;NoShortSelling,ESGOnly,PrivateCredit,1.6,16.9,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,MaxDD;IRR,In-Person>Email>App>Chat,true,23:15-08:45,67,101,72,71,CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-07-28,Success,v1.10.4,NoIlliquids,Prioritize liquidity and down payment savings
A4927,Stabilizer,51919,422508,17633,3.8,4,10,UK,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,8.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>In-Person>Email,false,20:30-06:15,59,139,58,55,CreditBureau;OpenBanking;Payroll,13,Human,AutoTransfer,2025-06-30,Partial,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A4928,Builder,80169,7801,1000,13.9,3,10,US,Low,,,,1.4,16.5,8.0,Home:3y;Retirement:30y,3,Concise,Deep,IRR;MaxDD;TaxCost,Phone>App>In-Person>Chat>Email,false,19:30-07:30,71,99,60,51,OpenBanking,20,None,PlanUpdate,2025-03-22,Success,v1.8.2,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4929,Optimizer,241018,4246330,88486,8.7,3,12,US,Low,,,PennyStocks,1.9,25.3,11.3,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD,Email>App>Chat>In-Person>Phone,false,23:45-07:30,63,86,67,67,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-11-03,Success,v1.10.5,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A4930,Explorer,44444,148506,6503,17.2,4,10,US,Medium,AccreditedOnly;NoShortSelling,,PennyStocks,2.0,34.7,13.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone>In-Person>App,true,21:30-08:00,50,88,61,58,OpenBanking;Payroll,4,Human,AutoTransfer,2025-01-28,Success,v1.8.2,NoIlliquids,Allow small experimental sleeve ≤ 3%
A4931,Explorer,109941,463784,30247,17.4,4,15,UK,Low,,,,1.9,21.2,17.6,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;MaxDD;TaxCost,App>Chat>In-Person,true,23:45-07:30,64,71,58,53,OpenBanking,3,Human,AlertAcknowledge,2025-08-18,Partial,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A4932,Stabilizer,54781,356893,24106,9.4,1,10,SG,Low,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.5,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD,Chat>In-Person>App>Email,true,22:00-06:00,52,101,51,45,CreditBureau;OpenBanking,19,Human,AlertAcknowledge,2025-10-25,Partial,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4933,Explorer,53840,217231,17295,12.7,4,10,US,Low,,NoFossilFuel;ESGOnly,PrivateCredit,1.9,23.2,15.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;IRR,App>Email>In-Person>Phone,true,20:30-06:45,66,64,80,78,CreditBureau;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-04-03,Success,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4934,Preserver,109669,668305,55127,5.2,4,12,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,true,23:30-06:30,69,166,75,67,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-02-06,Failed,v2.10.2,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A4935,Explorer,65056,542147,20213,14.3,4,10,DE,Low,NoShortSelling;AccreditedOnly,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,34.7,15.7,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,MaxDD;IRR,In-Person>App>Chat>Email,true,19:45-06:30,60,61,67,64,OpenBanking,3,None,PlanUpdate,2025-10-16,Partial,v2.10.2,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A4936,Optimizer,114566,817350,74866,9.5,2,12,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.8,19.7,13.7,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,TaxCost;MaxDD;IRR,Chat>Email>Phone>In-Person,false,22:15-06:30,76,71,77,74,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-01-23,Partial,v2.10.1,StopLossDisabled,Enforce tax budget and position caps
A4937,Builder,65751,249798,13204,9.1,4,10,US,Low,,ESGOnly,LeveragedETFs,1.7,17.4,8.4,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,TaxCost;IRR;MaxDD,Email>Phone>In-Person,false,23:15-08:15,68,73,58,49,OpenBanking;Payroll,10,Human,PlanUpdate,2025-03-15,Partial,v1.9.1,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4938,Builder,164753,40142,2363,10.9,3,12,US,Low,AccreditedOnly;NoIlliquids,NoWeapons;NoTobacco,,1.4,18.5,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;IRR;TaxCost,Email>In-Person>Phone>App,true,20:00-08:15,57,118,49,37,OpenBanking,20,Hybrid,Rebalance,2025-07-03,Success,v2.10.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A4939,Builder,71057,182593,18555,11.8,2,10,AU,Medium,NoShortSelling,NoWeapons;NoFossilFuel,Crypto;PrivateCredit,1.5,14.8,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;Sharpe;MaxDD,Email>App>In-Person,true,22:30-08:30,54,61,54,44,CreditBureau;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-10-10,Success,v1.8.8,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A4940,Preserver,63842,486314,17510,6.7,1,10,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Phone>Email,true,19:30-06:30,76,211,72,73,Brokerage;OpenBanking,10,Hybrid,AlertAcknowledge,2025-12-09,Failed,v2.9.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4941,Stabilizer,43808,280249,13238,6.0,2,10,AU,Medium,AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.1,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>App>Chat>In-Person,false,21:00-08:15,58,122,59,53,OpenBanking,6,None,Rebalance,2025-11-23,Success,v2.9.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4942,Explorer,58012,277295,9140,15.4,1,10,US,Medium,NoShortSelling,,,1.6,33.1,12.4,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,TaxCost;IRR,In-Person>Email>App,true,22:30-06:30,49,71,48,48,OpenBanking;Payroll,2,None,PlanUpdate,2025-01-25,Success,v2.10.5,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A4943,Preserver,210816,1689697,133183,7.0,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,15.2,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,Phone>App>In-Person,false,20:30-07:30,83,224,74,73,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-05-06,Partial,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4944,Builder,210464,450011,22651,11.1,2,12,US,Low,NoShortSelling;NoDerivatives,NoWeapons;NoTobacco,,1.5,20.7,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,Sharpe;TaxCost;IRR,Phone>App>In-Person>Chat>Email,true,21:15-06:45,66,125,63,62,CreditBureau;OpenBanking;Payroll,15,Human,AlertAcknowledge,2025-10-16,Success,v2.8.3,NoMargin,Prioritize liquidity and down payment savings
A4945,Explorer,101521,334922,21879,17.8,1,15,UK,Medium,AccreditedOnly,,PennyStocks,1.8,25.6,16.5,Business:5y;Travel:2y,5,Educational,Shallow,IRR;MaxDD,Email>In-Person>App>Phone,true,22:00-08:15,56,84,64,60,OpenBanking,4,Human,AutoTransfer,2025-12-13,Success,v2.8.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A4946,Builder,38165,108762,4676,9.5,4,10,US,Medium,NoShortSelling;NoDerivatives,,,1.4,17.6,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;MaxDD;TaxCost,App>Phone>Email>Chat,true,23:30-06:45,57,125,45,34,OpenBanking,11,Hybrid,Rebalance,2025-07-11,Partial,v2.9.2,NoMargin,Prioritize liquidity and down payment savings
A4947,Explorer,43638,202852,14061,20.8,2,10,US,Medium,AccreditedOnly;NoIlliquids,NoWeapons,Crypto;PennyStocks,2.0,22.7,12.1,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;TaxCost,Chat>Email>In-Person,true,21:45-07:15,64,77,53,47,OpenBanking,4,None,PlanUpdate,2025-01-02,Success,v1.9.7,LimitOrderOnly;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A4948,Builder,38787,78195,8325,9.7,4,10,CA,Low,,NoWeapons,,1.6,24.6,11.9,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;IRR,App>Phone>In-Person,true,21:15-07:00,60,73,68,67,OpenBanking,6,Human,Rebalance,2024-12-31,Success,v1.10.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4949,Optimizer,76418,1333521,43060,10.4,2,10,US,Low,,NoFossilFuel,PennyStocks,1.8,20.8,9.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,TaxCost;Sharpe;IRR,Phone>App>In-Person>Chat,true,20:30-08:00,65,100,68,58,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-02-19,Partial,v2.10.1,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A4950,Preserver,37881,307524,28755,8.6,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.4,6.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person>Phone>App,false,23:00-07:00,76,190,86,78,Brokerage;OpenBanking,13,Hybrid,AutoTransfer,2025-04-18,Success,v2.8.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4951,Optimizer,160087,1737426,79008,11.8,1,12,US,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks;PrivateCredit,1.6,21.8,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;IRR;Sharpe,Email>App>Chat,true,21:15-08:45,71,82,81,79,Brokerage;OpenBanking;Payroll,3,None,Rebalance,2025-09-27,Failed,v1.8.9,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4952,Explorer,50104,255472,20900,20.0,2,10,US,Low,AccreditedOnly;NoIlliquids,,PennyStocks,1.8,28.2,13.7,Business:5y;Travel:2y,5,Concise,Shallow,TaxCost;Sharpe,Chat>Phone>App>In-Person,false,21:00-06:30,64,45,76,71,OpenBanking,3,Hybrid,AlertAcknowledge,2025-03-06,Partial,v2.9.4,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4953,Preserver,207987,2404432,94882,4.7,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.1,7.6,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost,In-Person>Chat>App,true,19:30-07:00,78,186,79,85,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-03-05,Success,v2.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4954,Builder,79657,156359,9501,11.4,4,10,US,Low,AccreditedOnly;NoShortSelling,,,1.7,17.1,11.4,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;IRR;TaxCost,Phone>Email>Chat>In-Person>App,true,20:45-08:45,59,135,57,49,OpenBanking,12,None,AutoTransfer,2025-06-18,Success,v2.9.9,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4955,Builder,91763,221482,19584,9.6,4,10,US,Low,,ESGOnly;NoFossilFuel,PrivateCredit,1.7,15.3,8.6,Home:3y;Retirement:30y,3,Directive,Medium,MaxDD;TaxCost;IRR,App>Chat>Phone,true,20:45-06:15,57,143,62,62,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-09-22,Success,v1.9.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A4956,Optimizer,48900,265013,16063,6.8,4,10,IN,Medium,NoDerivatives;NoIlliquids,NoTobacco,LeveragedETFs;PennyStocks,1.8,22.2,12.1,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR;TaxCost,Email>Phone>App>In-Person>Chat,true,23:00-06:30,61,91,61,57,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-12-17,Partial,v1.9.3,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4957,Explorer,52806,274698,15754,22.1,1,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoTobacco,PennyStocks;PrivateCredit,2.1,21.2,12.4,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,IRR;MaxDD;Sharpe,In-Person>Phone>App>Email,true,23:15-06:45,57,57,52,43,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-11-16,Success,v2.10.4,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4958,Preserver,60671,266543,37910,5.0,4,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,7.0,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat,true,23:45-07:00,72,162,66,59,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-01-01,Success,v1.9.1,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A4959,Optimizer,53024,875222,16398,10.2,1,10,US,Low,NoDerivatives;NoIlliquids,NoWeapons;NoFossilFuel,PennyStocks,1.5,23.9,9.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;Sharpe;TaxCost,In-Person>Email>Chat>Phone>App,true,22:45-06:00,60,85,69,66,Brokerage;CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-04-12,Success,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A4960,Builder,85924,401171,15972,12.3,1,10,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,,1.6,22.6,8.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;TaxCost,App>Chat>Phone>In-Person,true,20:45-08:45,65,116,68,68,OpenBanking,19,None,Rebalance,2025-06-15,Success,v2.8.9,StopLossDisabled,Prioritize liquidity and down payment savings
A4961,Optimizer,124501,1539291,73096,9.1,2,15,UK,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.9,19.9,12.4,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;MaxDD;TaxCost,In-Person>Email>Chat>Phone,true,21:45-08:15,63,119,78,67,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-04-15,Success,v1.10.9,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A4962,Builder,32975,75405,6541,8.4,4,10,US,Low,AccreditedOnly;NoIlliquids,,,1.5,12.7,8.1,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD,Phone>Email>In-Person,false,23:30-06:00,58,119,52,42,OpenBanking,16,Human,AlertAcknowledge,2025-10-04,Success,v1.10.5,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4963,Stabilizer,126789,1182530,38312,7.4,3,12,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,10.0,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;TaxCost,App>Email>Phone,true,20:30-08:30,68,99,70,70,CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-06-08,Partial,v1.10.7,NoMargin,Keep expenses buffer ≥ 4 months
A4964,Builder,87341,192704,13941,13.2,2,10,US,Low,NoIlliquids;AccreditedOnly,,LeveragedETFs;PrivateCredit,1.4,21.9,7.3,Home:3y;Retirement:30y,3,Educational,Shallow,IRR;MaxDD,Phone>In-Person>Chat,false,21:45-08:30,71,123,81,74,OpenBanking;Payroll,15,None,Rebalance,2025-10-23,Success,v1.9.2,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A4965,Optimizer,87524,1540521,50668,10.9,2,10,US,Low,NoIlliquids;AccreditedOnly,NoTobacco;NoFossilFuel,PennyStocks,1.8,22.9,13.1,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;Sharpe,In-Person>App>Chat>Phone,true,21:30-07:30,62,101,69,57,Brokerage;OpenBanking;Payroll,1,None,AutoTransfer,2025-09-19,Success,v2.10.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A4966,Stabilizer,92382,227579,11042,5.9,2,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.7,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Email>App>In-Person,true,20:00-06:15,62,122,57,59,OpenBanking,18,Human,AlertAcknowledge,2025-03-06,Failed,v1.10.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4967,Preserver,105257,600801,60312,5.2,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.1,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,Chat>Phone>App>In-Person,true,19:00-07:00,82,164,71,77,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-02-07,Success,v1.8.7,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A4968,Optimizer,88784,680521,28293,11.9,1,10,US,Medium,,NoFossilFuel,PennyStocks,1.9,24.2,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,MaxDD;TaxCost,App>Phone>Email,true,21:00-07:00,57,80,65,56,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-02-25,Success,v2.8.7,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A4969,Explorer,47675,284947,14910,14.2,2,10,US,Low,,,Crypto,1.8,34.4,13.8,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;MaxDD;TaxCost,Email>App>Chat>In-Person,true,21:15-07:00,70,52,77,68,OpenBanking,1,None,AlertAcknowledge,2025-01-30,Failed,v1.10.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A4970,Builder,90959,567912,19106,12.5,2,10,US,Low,AccreditedOnly;NoIlliquids,NoWeapons;ESGOnly,,1.4,23.0,11.9,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;Sharpe;IRR,App>Email>In-Person,true,22:00-07:30,67,136,69,66,OpenBanking,13,Human,Rebalance,2025-12-11,Success,v2.9.7,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A4971,Stabilizer,83772,437573,16336,4.1,4,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>In-Person>Chat>Phone>Email,true,21:00-06:15,68,141,63,64,OpenBanking,14,None,AlertAcknowledge,2025-08-02,Partial,v1.10.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A4972,Stabilizer,38915,120336,7934,6.5,3,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.3,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Email>Chat>App,false,21:15-08:30,56,173,64,66,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-08-18,Success,v2.9.3,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A4973,Builder,93337,131056,9075,10.1,2,10,US,Medium,,NoTobacco;ESGOnly,LeveragedETFs;PennyStocks,1.7,13.2,9.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;TaxCost,Email>Phone>App,false,19:30-08:30,59,95,66,54,CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-08-01,Success,v1.10.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A4974,Builder,37540,-2839,1000,12.4,3,10,US,Medium,NoIlliquids;NoDerivatives,ESGOnly,,1.4,18.8,9.1,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;Sharpe,App>Chat>Email>Phone,false,22:15-06:15,65,85,65,56,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-03-30,Partial,v2.8.6,NoMargin,Prioritize liquidity and down payment savings
A4975,Builder,51943,213879,12905,13.7,2,10,US,Low,,NoFossilFuel;NoTobacco,,1.5,17.1,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;TaxCost;Sharpe,Chat>Email>App>In-Person,true,23:45-06:15,60,93,46,43,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-05-13,Success,v2.8.6,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A4976,Optimizer,183765,2673541,130746,9.4,3,12,US,Low,,NoFossilFuel;ESGOnly,PennyStocks,1.9,16.7,9.7,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD,In-Person>App>Chat>Phone>Email,true,21:15-06:30,61,94,58,47,Brokerage;CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-10-21,Success,v2.9.6,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A4977,Builder,61627,-52503,4283,11.3,1,10,US,High,NoIlliquids;NoDerivatives,NoFossilFuel,PennyStocks,1.5,13.3,9.4,Home:3y;Retirement:30y,3,Concise,Shallow,TaxCost;Sharpe,In-Person>Email>Chat,true,20:15-08:15,42,80,37,37,CreditBureau;OpenBanking,14,None,AutoTransfer,2025-05-11,Success,v2.8.5,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A4978,Preserver,141198,681789,25455,6.0,2,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,7.0,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,In-Person>Email>Phone>App>Chat,true,20:00-08:30,73,198,78,72,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-09-17,Success,v1.9.6,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4979,Builder,156480,297449,25991,11.9,3,12,US,Low,,,Crypto;LeveragedETFs,1.5,19.1,8.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost,App>Chat>In-Person,false,23:15-07:30,62,108,66,57,CreditBureau;OpenBanking;Payroll,12,Human,PlanUpdate,2025-11-23,Partial,v1.9.9,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A4980,Builder,47773,135827,7596,11.6,2,10,CA,Medium,AccreditedOnly,ESGOnly;NoTobacco,,1.6,14.6,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;MaxDD,Phone>Email>Chat,true,21:30-08:15,63,71,72,64,CreditBureau;OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-07-20,Success,v2.9.8,StopLossDisabled,Prioritize liquidity and down payment savings
A4981,Stabilizer,94700,371903,21853,5.8,3,10,CA,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.7,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,App>In-Person>Chat>Phone,true,23:30-08:15,66,158,74,65,CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-01-28,Success,v2.8.5,NoIlliquids,Keep expenses buffer ≥ 4 months
A4982,Builder,98072,110661,15547,8.6,3,10,UK,Medium,NoIlliquids,,,1.7,13.0,7.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,Sharpe;TaxCost,Phone>Chat>In-Person>App>Email,true,20:00-07:00,58,67,48,46,CreditBureau;OpenBanking;Payroll,14,Human,PlanUpdate,2025-07-13,Success,v2.9.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A4983,Stabilizer,123646,379237,15802,5.2,4,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.1,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Phone>Chat>App,false,22:15-08:00,64,133,73,69,OpenBanking,15,Hybrid,PlanUpdate,2025-01-29,Failed,v2.8.2,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A4984,Preserver,104170,989398,99421,5.5,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.5,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>App>Chat>In-Person>Email,true,19:45-08:30,67,189,75,70,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-11-08,Success,v2.9.8,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4985,Optimizer,77031,1007189,38652,8.9,1,10,IN,Medium,NoShortSelling;NoDerivatives,,PennyStocks;PrivateCredit,1.8,25.8,11.8,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;TaxCost,App>Phone>Email,true,19:15-07:45,69,68,73,65,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2024-12-31,Success,v1.8.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A4986,Preserver,53456,246598,10370,6.0,3,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,13.5,8.5,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;TaxCost,App>Phone>In-Person,false,22:00-07:15,77,217,85,78,Brokerage;OpenBanking;Payroll,5,None,Rebalance,2025-11-26,Success,v1.10.8,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A4987,Optimizer,174377,1775540,58944,7.7,4,12,US,Medium,NoIlliquids;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;PennyStocks;PrivateCredit,1.5,21.9,11.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;MaxDD;IRR,Phone>Chat>In-Person,true,22:00-07:00,53,86,51,45,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-03-04,Failed,v2.9.8,StopLossDisabled,Enforce tax budget and position caps
A4988,Builder,104725,159624,10922,11.8,1,12,US,High,AccreditedOnly;NoDerivatives,NoTobacco,Crypto;PrivateCredit,1.8,23.6,10.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;Sharpe;IRR,In-Person>Email>Chat>App>Phone,true,21:30-07:30,57,112,55,49,OpenBanking,19,None,AlertAcknowledge,2025-04-29,Success,v1.10.9,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4989,Preserver,146748,1722669,146383,8.9,1,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,16.4,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>In-Person>App>Phone,true,20:45-06:30,72,125,73,76,Brokerage;OpenBanking,12,Hybrid,Rebalance,2025-02-27,Partial,v2.10.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4990,Stabilizer,96583,620261,30047,6.5,2,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,13.8,7.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;TaxCost,App>Chat>Phone,false,20:30-08:00,56,167,49,47,CreditBureau;OpenBanking,8,Human,Rebalance,2025-08-12,Success,v1.10.7,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A4991,Optimizer,71658,387450,25843,8.3,3,10,UK,Medium,AccreditedOnly;NoDerivatives,,PennyStocks;PrivateCredit,1.8,23.8,10.1,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;MaxDD,In-Person>Email>App>Chat>Phone,true,23:30-08:15,64,60,66,64,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-07-25,Success,v2.10.3,LimitOrderOnly,Enforce tax budget and position caps
A4992,Builder,101644,404425,28928,10.0,1,12,US,Medium,,,,1.4,19.4,10.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;IRR;MaxDD,App>In-Person>Chat,true,20:30-08:15,56,83,53,46,OpenBanking;Payroll,19,Human,PlanUpdate,2025-06-30,Success,v2.8.9,NoPennyStocks,Prioritize liquidity and down payment savings
A4993,Preserver,45978,397858,39030,8.4,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.6,7.7,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;MaxDD,App>In-Person>Email,true,19:45-06:15,72,186,67,63,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-08-18,Partial,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4994,Preserver,134777,485160,55078,6.2,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,7.5,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>Email,true,20:30-06:45,81,171,73,77,Brokerage;OpenBanking,10,Hybrid,AlertAcknowledge,2025-10-21,Failed,v2.10.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A4995,Builder,41106,90989,9896,12.4,3,10,US,Low,,NoFossilFuel;ESGOnly,,1.6,23.8,10.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;TaxCost,Phone>App>Email>In-Person,true,21:15-07:15,65,148,60,56,OpenBanking;Payroll,5,None,AutoTransfer,2025-10-31,Success,v2.8.9,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A4996,Explorer,39933,318120,18297,17.5,2,10,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,2.1,24.5,12.1,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;TaxCost,Email>Chat>In-Person>App,true,20:30-08:15,68,62,59,57,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-09-14,Failed,v1.9.3,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A4997,Preserver,55968,790318,40023,6.6,2,10,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD,Phone>App>In-Person>Chat,false,20:15-08:45,78,234,64,65,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-01-16,Success,v1.10.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A4998,Builder,28656,73121,4709,8.8,4,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs,1.6,24.5,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>App>Phone>Email,true,19:00-07:30,66,89,53,53,OpenBanking,5,Hybrid,AutoTransfer,2025-04-28,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A4999,Builder,99829,21786,1000,11.5,3,10,US,Low,NoDerivatives,,,1.5,16.5,10.0,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App,true,21:30-07:00,73,110,73,66,CreditBureau;OpenBanking,13,None,PlanUpdate,2025-07-02,Success,v2.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5000,Explorer,35981,303928,12562,19.2,2,10,US,Low,,,PennyStocks,1.9,20.6,13.8,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,IRR;Sharpe,In-Person>App>Chat,true,19:30-08:30,59,87,52,45,OpenBanking,4,Hybrid,AlertAcknowledge,2025-07-06,Success,v1.8.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5001,Builder,76377,161667,6733,11.3,1,10,US,Low,,NoFossilFuel,,1.7,16.7,7.1,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,IRR;MaxDD;TaxCost,App>In-Person>Phone>Email,true,23:15-08:00,72,109,80,74,CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-07-21,Success,v2.10.5,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A5002,Explorer,130613,721991,30680,16.7,3,15,DE,Low,NoDerivatives,NoWeapons;NoTobacco,PennyStocks,1.8,34.8,13.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Phone>App>Chat>Email,false,20:30-08:45,70,67,64,62,OpenBanking;Payroll,7,None,PlanUpdate,2025-11-13,Success,v2.8.1,NoIlliquids,Allow small experimental sleeve ≤ 3%
A5003,Preserver,62651,714466,48751,5.1,3,10,UK,Low,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.9,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>Email>Chat,true,20:30-08:45,80,132,84,84,Brokerage;OpenBanking,9,Hybrid,AutoTransfer,2025-09-12,Success,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5004,Preserver,127641,1057891,94899,6.1,2,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Chat>Phone>Email,true,22:15-08:15,68,143,62,65,Brokerage;OpenBanking;Payroll,3,Human,AutoTransfer,2025-02-09,Success,v2.10.8,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5005,Builder,39833,82372,3960,8.5,3,10,US,Low,,,Crypto;LeveragedETFs,1.8,14.6,7.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,MaxDD;Sharpe;TaxCost,App>In-Person>Phone>Chat>Email,true,22:30-08:45,58,117,56,48,OpenBanking;Payroll,12,Human,PlanUpdate,2024-12-30,Success,v2.8.5,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5006,Explorer,51580,247786,7959,16.4,3,10,US,Low,,,,1.7,34.3,15.5,Business:5y;Travel:2y;Education:6y,5,Directive,Deep,MaxDD;TaxCost;IRR,Phone>App>Chat,true,23:00-06:45,61,65,64,54,CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-08-22,Partial,v2.10.7,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5007,Optimizer,74253,277783,26735,9.0,4,10,AU,Medium,,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.8,19.5,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;Sharpe,Email>App>In-Person,true,23:15-07:45,59,66,70,58,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-10-23,Partial,v1.9.2,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5008,Preserver,73601,355569,22866,7.2,2,10,IN,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>Phone>Chat,true,20:00-07:45,82,186,78,72,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,Rebalance,2025-12-16,Partial,v1.10.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5009,Builder,87826,199158,13914,13.5,3,10,CA,Low,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.5,20.3,9.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost,Phone>Email>App,true,23:00-06:15,66,99,51,50,OpenBanking;Payroll,20,None,Rebalance,2025-06-28,Partial,v2.9.3,NoPennyStocks,Prioritize liquidity and down payment savings
A5010,Optimizer,126973,1194589,75466,10.2,1,12,US,Low,,,PennyStocks,1.5,21.8,13.5,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,IRR;MaxDD,Email>In-Person>Chat,true,20:00-08:00,66,90,68,61,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,AutoTransfer,2025-03-27,Failed,v1.8.8,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5011,Explorer,35444,113753,7359,19.4,4,10,CA,Low,NoIlliquids,NoTobacco;NoWeapons,,2.0,28.3,17.7,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,MaxDD;IRR,Phone>Email>Chat,true,20:30-07:30,54,49,45,39,OpenBanking;Payroll,6,Hybrid,Rebalance,2025-07-03,Success,v2.9.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A5012,Explorer,36907,167597,6815,13.0,4,10,CA,Low,NoDerivatives;AccreditedOnly,,Crypto;PennyStocks;PrivateCredit,1.9,30.1,13.0,Business:5y;Travel:2y,5,Concise,Medium,TaxCost;Sharpe,In-Person>Phone>App,true,19:15-08:15,56,86,53,48,CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-11-01,Success,v1.9.5,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A5013,Builder,121912,238538,18814,10.2,2,12,US,Low,NoIlliquids,,,1.4,22.0,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe,In-Person>Chat>Email,false,20:30-06:15,69,121,69,60,OpenBanking;Payroll,17,None,AlertAcknowledge,2025-09-24,Success,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A5014,Optimizer,54323,1145887,26602,8.2,3,10,US,Low,AccreditedOnly,,Crypto;PennyStocks,1.7,25.0,13.5,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;Sharpe,Chat>In-Person>Email,true,23:30-08:30,60,115,62,52,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-11-22,Success,v2.8.2,LimitOrderOnly,Enforce tax budget and position caps
A5015,Preserver,178444,2170809,98815,8.3,1,15,AU,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.3,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD,Phone>In-Person>App,true,20:15-07:00,78,212,65,59,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-06-23,Partial,v2.8.9,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5016,Explorer,46389,299700,10007,17.3,4,10,DE,Low,,,LeveragedETFs;PrivateCredit,2.1,30.3,16.4,Business:5y;Travel:2y,5,Concise,Medium,Sharpe;TaxCost,App>Email>Phone>In-Person>Chat,true,19:00-08:15,61,82,63,62,CreditBureau;OpenBanking,2,None,Rebalance,2024-12-26,Success,v1.9.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5017,Builder,67688,184981,13789,10.1,2,10,US,Medium,NoIlliquids,,,1.8,16.7,8.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>In-Person>Email,true,19:00-06:15,56,77,51,40,CreditBureau;OpenBanking;Payroll,20,None,PlanUpdate,2025-11-13,Partial,v1.9.3,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A5018,Preserver,107873,934011,82000,4.4,3,15,DE,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>Phone>App>In-Person,true,19:30-08:15,75,124,74,76,Brokerage;CreditBureau;OpenBanking,11,None,Rebalance,2025-09-07,Success,v1.10.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5019,Preserver,81425,620997,45419,4.8,3,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.5,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD,Chat>Phone>In-Person>App>Email,false,22:15-07:30,79,143,83,71,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-03-05,Failed,v1.9.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5020,Builder,85348,129441,10906,12.0,1,10,US,Medium,,NoFossilFuel,,1.7,21.8,8.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,TaxCost;Sharpe,App>Chat>Email>In-Person,true,22:45-07:15,63,116,51,43,OpenBanking,16,None,AlertAcknowledge,2025-11-29,Partial,v1.9.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A5021,Preserver,89594,834437,95862,5.7,1,10,DE,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.7,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>Email>Chat>App>Phone,false,19:45-07:45,70,180,71,73,Brokerage;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-02-18,Success,v2.8.9,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5022,Builder,44604,110375,8833,10.7,2,10,CA,Low,AccreditedOnly;NoDerivatives,,,1.6,22.4,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;IRR,App>In-Person>Email,true,22:30-07:00,59,94,63,59,OpenBanking;Payroll,8,Hybrid,Rebalance,2025-06-10,Failed,v1.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A5023,Builder,46279,68126,6787,10.1,2,10,SG,Low,,,,1.4,13.2,8.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;MaxDD,In-Person>Chat>Phone>Email,true,20:00-06:45,63,88,50,45,CreditBureau;OpenBanking,15,Human,AutoTransfer,2025-03-07,Success,v1.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A5024,Preserver,86639,762754,23997,8.6,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,6.0,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Chat>Phone>App>Email,true,22:15-06:45,78,237,79,77,Brokerage;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-11-02,Success,v2.8.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A5025,Builder,135419,495378,30207,8.2,4,12,US,Low,NoDerivatives,,PennyStocks,1.5,16.0,11.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;Sharpe,Chat>App>Email>Phone>In-Person,true,23:30-08:45,61,73,49,40,OpenBanking,15,Human,AlertAcknowledge,2025-01-14,Success,v2.9.4,StopLossDisabled,Prioritize liquidity and down payment savings
A5026,Explorer,66693,300807,11779,20.2,2,10,UK,Medium,NoIlliquids;NoShortSelling,,,1.9,28.8,13.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,Sharpe;IRR;TaxCost,App>In-Person>Phone>Chat,false,19:15-06:45,64,69,59,55,CreditBureau;OpenBanking;Payroll,3,Human,AutoTransfer,2025-03-07,Success,v2.10.1,NoIlliquids,Allow small experimental sleeve ≤ 3%
A5027,Preserver,77269,467337,36812,4.2,3,10,IN,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.7,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,Phone>Chat>In-Person>App,true,21:30-08:30,80,198,76,74,Brokerage;CreditBureau;OpenBanking,10,None,AutoTransfer,2025-03-17,Success,v2.10.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5028,Preserver,60409,279256,29448,8.7,1,10,UK,Medium,AccreditedOnly;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.4,7.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>In-Person>Email,false,21:15-07:00,70,198,68,70,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-11-28,Success,v2.10.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5029,Optimizer,118099,825322,52755,10.0,1,12,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.5,19.2,9.1,Wealth:10y;Estate:20y,10,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person>App,true,20:00-07:30,63,62,64,56,Brokerage;CreditBureau;OpenBanking,5,None,Rebalance,2025-07-09,Success,v1.10.6,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A5030,Preserver,79504,432778,14290,6.6,3,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,App>In-Person>Email>Phone,false,21:15-06:15,62,164,67,61,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-05-20,Success,v1.9.7,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5031,Preserver,40881,556088,34138,6.0,1,10,IN,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,6.3,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD,App>Email>In-Person>Chat>Phone,true,22:15-07:30,77,171,82,78,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-05-30,Failed,v2.8.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5032,Explorer,83469,184767,16053,15.5,2,10,US,Low,NoIlliquids,,Crypto;PennyStocks,1.7,30.4,16.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,Sharpe;MaxDD;TaxCost,App>Phone>Chat>In-Person>Email,true,20:15-06:15,64,61,62,53,CreditBureau;OpenBanking;Payroll,2,None,PlanUpdate,2025-03-15,Success,v1.8.1,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A5033,Preserver,134662,669244,96405,6.7,2,12,US,Low,NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,App>Chat>In-Person>Phone>Email,false,21:15-06:15,73,238,80,81,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-04-21,Success,v2.10.4,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5034,Optimizer,157403,2198384,71892,6.8,3,15,AU,Low,,NoTobacco;ESGOnly,PennyStocks;PrivateCredit,1.5,18.6,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;IRR,In-Person>Chat>Phone>App>Email,true,20:45-06:15,62,77,70,59,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-05-02,Partial,v2.10.3,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A5035,Optimizer,301408,1245337,51958,8.7,3,15,IN,Medium,,ESGOnly,PennyStocks,1.6,23.6,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;TaxCost;IRR,In-Person>Phone>App>Chat,false,19:00-07:30,63,67,58,48,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-06-06,Partial,v2.9.3,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5036,Optimizer,148139,3019573,87856,11.1,1,12,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.7,20.9,11.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,MaxDD;TaxCost;IRR,In-Person>Email>Chat>Phone,true,23:00-06:30,63,115,62,62,Brokerage;OpenBanking,4,None,Rebalance,2025-07-05,Success,v1.9.4,StopLossDisabled,Enforce tax budget and position caps
A5037,Builder,57716,105881,5777,10.3,1,10,US,Low,NoIlliquids,NoWeapons;NoFossilFuel,,1.8,19.8,9.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>In-Person>App>Email,true,19:15-07:45,73,74,70,62,CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-08-29,Success,v2.10.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A5038,Stabilizer,92417,228161,11893,6.2,4,10,DE,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,15.1,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Chat>Phone>Email>In-Person>App,true,20:30-06:30,67,107,60,52,CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-07-02,Success,v1.10.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5039,Preserver,137842,949271,62381,4.7,4,15,CA,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.7,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person>Chat,true,23:15-07:45,79,174,71,70,Brokerage;OpenBanking;Payroll,11,None,AlertAcknowledge,2025-07-24,Success,v2.9.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5040,Preserver,95424,1126795,85189,3.9,4,10,US,Low,NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,17.5,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,Chat>In-Person>Phone,true,21:30-06:00,73,137,83,75,Brokerage;OpenBanking;Payroll,6,None,PlanUpdate,2025-07-02,Partial,v2.9.3,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5041,Stabilizer,82040,259220,25300,8.0,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.5,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,Email>App>In-Person>Chat>Phone,false,22:45-08:30,68,136,63,60,OpenBanking;Payroll,17,None,Rebalance,2025-05-26,Success,v1.8.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5042,Builder,63062,245253,9054,9.3,2,10,US,Low,,NoFossilFuel;NoTobacco,,1.4,16.2,7.8,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;Sharpe,Phone>App>In-Person>Email,true,22:15-08:15,71,136,62,59,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-06-07,Success,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5043,Stabilizer,130789,762558,36312,7.8,1,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,App>Email>In-Person>Chat,true,19:30-07:15,60,116,68,69,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-07-29,Failed,v1.9.2,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5044,Optimizer,229324,3178603,123661,9.5,3,12,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.8,22.6,12.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;MaxDD,Phone>Email>In-Person>Chat,true,22:45-07:45,60,79,46,37,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-09-14,Partial,v2.10.4,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A5045,Preserver,90390,733816,51540,6.6,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.0,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD,Email>App>Chat>In-Person>Phone,false,21:00-07:45,68,144,62,60,Brokerage;OpenBanking;Payroll,13,Human,Rebalance,2025-03-21,Success,v2.10.6,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5046,Optimizer,81851,579197,31022,9.4,3,10,US,Low,,NoFossilFuel,Crypto;PennyStocks,1.9,16.4,9.7,Wealth:10y;Estate:20y,10,Collaborative,Deep,MaxDD;Sharpe,Email>Chat>App>Phone,true,20:15-08:15,71,113,68,68,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-11-22,Success,v2.9.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A5047,Stabilizer,70494,154380,18257,4.5,4,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD,Phone>Chat>App>Email,false,21:45-06:00,65,128,54,45,OpenBanking,10,None,Rebalance,2025-12-10,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5048,Explorer,31537,220447,11472,13.5,2,10,US,Low,NoIlliquids,,PennyStocks;PrivateCredit,1.8,27.0,12.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;Sharpe,In-Person>Chat>Phone,true,22:45-08:15,63,61,71,62,OpenBanking,6,Human,AutoTransfer,2025-09-21,Success,v2.9.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5049,Builder,94066,187205,10245,10.2,1,10,US,Low,,NoTobacco,PrivateCredit,1.6,17.4,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,IRR;Sharpe,Email>In-Person>Chat,true,21:30-06:45,68,128,61,56,OpenBanking;Payroll,18,Hybrid,Rebalance,2025-01-10,Success,v1.10.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5050,Stabilizer,106626,314031,14027,5.5,3,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone>In-Person,false,21:45-08:15,67,103,73,79,CreditBureau;OpenBanking;Payroll,19,Human,AutoTransfer,2025-01-02,Success,v2.8.4,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5051,Preserver,65708,296538,41672,7.5,1,10,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Chat>Email,false,22:30-07:45,67,181,68,62,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-10-05,Success,v1.10.3,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5052,Optimizer,185170,2407459,104878,8.7,1,15,IN,Medium,,,Crypto;PennyStocks;PrivateCredit,1.7,19.5,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;TaxCost;Sharpe,Email>App>Phone>Chat,false,22:15-08:45,62,79,51,47,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-03-16,Success,v2.9.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5053,Stabilizer,66875,267373,15813,6.1,4,10,US,High,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Email>Chat>App>In-Person>Phone,false,19:30-06:45,59,173,50,49,OpenBanking,9,Hybrid,PlanUpdate,2025-12-02,Partial,v1.9.2,NoPennyStocks,Keep expenses buffer ≥ 4 months
A5054,Optimizer,310906,4713025,114917,9.3,4,12,US,Low,,NoFossilFuel;ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.6,17.1,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;Sharpe;MaxDD,App>In-Person>Chat>Phone,false,20:30-06:45,63,102,48,42,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-10-27,Success,v2.9.2,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5055,Stabilizer,197422,799302,70666,5.8,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Email>App>In-Person>Phone,true,19:30-08:45,62,125,62,57,OpenBanking;Payroll,14,Human,Rebalance,2025-05-25,Success,v2.9.3,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5056,Optimizer,108342,575499,27876,9.9,1,12,US,Medium,,ESGOnly,PennyStocks,1.7,27.9,9.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;Sharpe,Email>Phone>App,false,20:15-08:00,62,119,59,58,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-03-03,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A5057,Optimizer,56614,234152,23617,11.3,2,10,US,Medium,NoIlliquids,NoWeapons,PennyStocks,1.7,19.1,12.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,TaxCost;IRR;Sharpe,App>Phone>Chat,true,21:15-08:15,56,97,51,46,Brokerage;CreditBureau;OpenBanking,1,Human,PlanUpdate,2025-01-26,Success,v1.8.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5058,Builder,118069,298800,12443,15.0,1,12,US,Low,NoDerivatives;NoShortSelling,,,1.7,12.7,10.1,Home:3y;Retirement:30y,3,Educational,Shallow,Sharpe;IRR;TaxCost,Email>Chat>App>Phone>In-Person,false,22:45-07:45,67,90,71,60,OpenBanking,14,Human,AutoTransfer,2025-07-12,Success,v1.8.6,StopLossDisabled,Prioritize liquidity and down payment savings
A5059,Builder,147588,-21459,2468,11.5,4,12,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.4,22.7,11.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR;Sharpe,Email>App>In-Person>Phone>Chat,true,20:30-07:30,68,86,58,53,OpenBanking,15,None,Rebalance,2025-04-05,Success,v1.10.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5060,Optimizer,178893,1475518,95991,7.8,4,12,US,Low,,NoTobacco;ESGOnly,PennyStocks,1.7,25.8,13.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;MaxDD;TaxCost,App>Email>Chat>In-Person>Phone,true,19:15-08:45,64,86,64,53,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-07-07,Failed,v2.10.9,NoMargin,Enforce tax budget and position caps
A5061,Builder,67410,196076,14358,7.7,3,10,US,Low,NoShortSelling,,PrivateCredit,1.7,23.1,11.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,IRR;Sharpe,Phone>App>In-Person>Chat,true,21:30-08:00,72,97,68,62,CreditBureau;OpenBanking;Payroll,20,Human,PlanUpdate,2025-12-07,Success,v2.8.7,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5062,Builder,110076,283239,9143,11.1,4,12,US,Low,,,,1.5,13.3,8.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost;IRR,In-Person>App>Phone>Email,true,20:45-06:30,70,60,61,49,OpenBanking,14,None,Rebalance,2025-08-31,Success,v2.10.9,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A5063,Optimizer,68520,586802,40486,9.3,4,10,US,Low,,NoWeapons;NoTobacco,Crypto;PennyStocks,1.9,26.6,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,IRR;TaxCost,Chat>Phone>Email>In-Person,false,19:30-06:30,66,89,76,75,Brokerage;OpenBanking,2,None,PlanUpdate,2025-10-13,Success,v2.9.6,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5064,Preserver,153583,690970,97954,5.0,2,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,In-Person>App>Chat,true,22:15-06:15,75,127,83,78,Brokerage;CreditBureau;OpenBanking,11,None,PlanUpdate,2025-01-02,Partial,v2.8.6,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5065,Preserver,74462,863447,45649,7.5,1,10,UK,Low,NoShortSelling;NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,15.6,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Phone>In-Person>Chat,false,19:30-06:00,83,152,92,90,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-11-08,Success,v2.8.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5066,Preserver,91563,720488,63812,5.1,4,10,SG,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.6,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>App>In-Person,false,23:15-06:15,68,165,53,46,Brokerage;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-09-09,Success,v2.9.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5067,Builder,118859,363312,17286,8.1,3,12,US,Low,NoIlliquids;NoShortSelling,,,1.7,24.9,9.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Email,true,20:15-07:00,66,137,51,40,OpenBanking,15,Hybrid,AlertAcknowledge,2025-05-27,Success,v2.8.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5068,Preserver,164010,1229035,68150,7.9,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.9,7.5,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Email>App>Chat>In-Person>Phone,true,19:15-07:15,72,190,64,58,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-05-28,Failed,v2.9.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5069,Stabilizer,68778,213741,18154,8.0,1,10,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe,App>Phone>In-Person>Email,true,23:00-06:00,54,96,52,50,OpenBanking,5,None,PlanUpdate,2025-04-17,Failed,v1.9.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5070,Preserver,76474,553142,40809,6.2,1,10,US,Medium,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost,App>Email>In-Person,true,22:15-06:45,73,132,83,79,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-01-24,Success,v1.8.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5071,Explorer,70482,314604,17414,16.8,1,10,US,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;NoWeapons,PennyStocks,1.9,23.4,14.7,Business:5y;Travel:2y,5,Educational,Deep,TaxCost;MaxDD,Phone>In-Person>App>Chat>Email,true,21:45-07:15,67,61,73,64,CreditBureau;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-04-29,Success,v1.9.5,NoIlliquids,Allow small experimental sleeve ≤ 3%
A5072,Preserver,69244,264455,11536,6.7,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD,Email>Phone>Chat,false,19:45-07:30,70,172,61,56,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-03-16,Success,v1.8.1,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5073,Optimizer,221098,1028106,131043,8.5,4,12,US,High,,,PennyStocks,1.8,21.2,10.2,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;Sharpe;IRR,In-Person>Chat>Phone>Email>App,true,19:15-08:45,61,99,52,41,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-03-30,Partial,v2.9.5,LimitOrderOnly,Enforce tax budget and position caps
A5074,Builder,48953,77481,6582,11.4,3,10,US,Medium,NoIlliquids;NoDerivatives,NoWeapons;NoFossilFuel,PrivateCredit,1.6,20.5,8.4,Home:3y;Retirement:30y,3,Concise,Deep,IRR;TaxCost;MaxDD,Chat>In-Person>App>Email,true,23:30-07:45,60,79,70,69,OpenBanking,8,None,AlertAcknowledge,2025-04-01,Partial,v1.10.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A5075,Optimizer,72779,888571,64320,12.0,1,10,IN,Low,AccreditedOnly;NoShortSelling,NoFossilFuel,PennyStocks,1.5,18.8,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;IRR,Phone>App>Chat>Email,true,23:15-06:00,72,67,69,64,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-10-19,Success,v1.9.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5076,Optimizer,186905,1382899,88716,9.4,4,15,IN,Low,,NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.8,19.3,13.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>In-Person>Chat,true,21:00-07:00,66,70,62,52,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-07-17,Success,v2.10.8,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5077,Optimizer,144210,1243697,48347,8.1,2,12,US,Low,,NoFossilFuel;NoTobacco,Crypto;PennyStocks,1.8,20.7,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;MaxDD,In-Person>Email>Chat>App>Phone,true,23:00-07:45,76,78,62,60,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-08-05,Success,v1.8.4,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5078,Optimizer,89148,1242456,53243,9.6,3,10,AU,Low,,,LeveragedETFs;PennyStocks,1.5,23.3,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,MaxDD;TaxCost,Chat>App>In-Person,false,21:15-08:45,63,85,59,55,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-05-14,Success,v2.8.4,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5079,Optimizer,92120,682863,40709,10.6,2,10,CA,Low,,NoWeapons,PennyStocks;PrivateCredit,1.6,20.9,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email>Chat>App,true,20:30-06:30,76,111,70,58,Brokerage;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-10-31,Failed,v1.10.6,NoIlliquids;NoMargin,Enforce tax budget and position caps
A5080,Optimizer,108226,751461,35292,8.8,2,12,US,Medium,,NoFossilFuel,PennyStocks,1.5,19.5,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;TaxCost;MaxDD,Email>Chat>Phone>In-Person>App,false,20:30-08:00,63,76,70,65,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-05-15,Success,v2.9.1,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A5081,Stabilizer,50036,178159,20978,4.4,4,10,US,Low,NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,7.7,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,App>Chat>Email,true,22:30-08:45,56,104,44,41,OpenBanking,17,Human,AutoTransfer,2025-02-23,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5082,Optimizer,131665,1532855,86556,7.1,2,15,AU,Low,,NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.5,21.6,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;TaxCost,App>Chat>Email>In-Person,true,20:45-07:00,69,83,69,57,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2024-12-28,Failed,v2.8.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5083,Builder,60438,277002,4631,9.1,2,10,US,Low,NoShortSelling;AccreditedOnly,,PrivateCredit,1.7,21.5,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;IRR;TaxCost,Phone>Chat>In-Person>App>Email,false,22:30-06:30,71,72,66,66,OpenBanking,11,None,Rebalance,2025-02-23,Success,v1.8.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5084,Preserver,51221,300590,40178,8.4,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.3,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,Email>Chat>Phone>App,true,22:45-08:00,72,212,66,70,Brokerage;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-11-07,Partial,v1.10.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5085,Optimizer,97918,2029833,85339,8.8,1,10,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.5,18.4,10.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;TaxCost,Chat>Email>In-Person>App>Phone,true,22:45-07:00,62,82,69,64,Brokerage;OpenBanking;Payroll,4,Human,AutoTransfer,2025-10-08,Failed,v1.8.7,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5086,Explorer,125802,360856,46692,12.9,3,12,US,Low,AccreditedOnly,,PennyStocks,1.7,29.8,16.6,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;TaxCost,In-Person>Email>App>Chat,true,22:45-07:30,62,71,65,54,OpenBanking,4,None,AlertAcknowledge,2025-04-01,Success,v2.8.6,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A5087,Optimizer,75766,659259,48967,6.9,4,10,UK,Low,NoDerivatives;NoIlliquids,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.5,15.6,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;IRR;MaxDD,In-Person>Email>Phone,true,21:00-07:45,74,68,67,64,Brokerage;OpenBanking,5,Human,Rebalance,2025-02-03,Success,v1.10.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5088,Optimizer,89702,1151209,41063,10.9,2,10,US,Medium,,ESGOnly;NoWeapons,PennyStocks,1.8,25.3,13.5,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;Sharpe,Phone>In-Person>Chat,true,23:00-07:00,64,111,68,66,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-11-01,Failed,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5089,Preserver,84083,889044,59784,6.7,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Email,true,21:45-08:15,75,177,70,67,Brokerage;OpenBanking,11,None,PlanUpdate,2025-11-25,Partial,v1.8.2,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A5090,Optimizer,114249,1794709,97675,11.9,2,12,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.7,19.8,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;MaxDD,Chat>Email>In-Person,true,23:00-06:45,61,118,63,61,Brokerage;OpenBanking;Payroll,5,None,Rebalance,2025-09-13,Success,v1.8.5,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5091,Stabilizer,40943,325898,17664,8.7,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,6.1,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;Sharpe,Email>App>In-Person>Phone,false,19:45-06:30,61,142,58,48,CreditBureau;OpenBanking,20,Human,AutoTransfer,2025-05-12,Success,v1.8.5,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5092,Preserver,72115,417660,46371,4.0,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.3,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Email>Phone>Chat>App>In-Person,false,22:30-08:15,68,229,57,48,Brokerage;OpenBanking,13,None,PlanUpdate,2025-06-17,Partial,v2.9.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5093,Preserver,91419,1547926,58952,3.9,3,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.6,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>App,true,22:45-07:15,67,160,58,53,Brokerage;OpenBanking,11,None,AlertAcknowledge,2025-04-21,Success,v2.8.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5094,Explorer,87469,536943,35651,13.6,3,10,US,Low,,NoWeapons,,2.0,34.1,15.6,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,MaxDD;IRR;TaxCost,App>In-Person>Chat,true,21:30-08:15,65,65,54,44,OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-12-10,Success,v1.9.4,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5095,Optimizer,155150,1825756,70933,9.4,1,12,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.9,23.6,10.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,TaxCost;MaxDD,App>Email>Chat>Phone,true,23:30-06:00,66,105,59,48,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-02-19,Success,v2.9.7,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5096,Stabilizer,81030,342866,11649,7.2,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.5,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe,App>Chat>In-Person,true,22:30-07:15,57,135,63,59,CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-02-02,Success,v2.10.5,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5097,Stabilizer,81201,403662,26249,10.2,1,10,AU,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat>Phone,true,20:15-08:45,55,145,52,51,OpenBanking,11,None,AlertAcknowledge,2025-08-06,Success,v1.8.6,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5098,Optimizer,74200,1374159,31891,10.6,3,10,IN,Low,,,PennyStocks,1.6,23.4,9.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,IRR;Sharpe,Phone>Chat>In-Person,false,19:15-08:15,65,74,77,75,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-03-21,Partial,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A5099,Optimizer,46201,564008,29812,9.0,4,10,UK,Low,,,Crypto;PennyStocks,1.5,26.7,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,MaxDD;IRR;TaxCost,App>Chat>In-Person,true,23:00-07:15,70,104,70,60,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-05-23,Success,v2.8.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A5100,Builder,35024,34243,3712,12.7,3,10,US,Low,NoDerivatives;NoShortSelling,,,1.6,23.7,11.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;TaxCost,App>Email>Phone,true,20:45-08:00,64,62,60,58,OpenBanking,14,Human,AutoTransfer,2025-11-27,Failed,v2.8.6,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A5101,Preserver,113740,736515,31158,5.9,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,Phone>In-Person>Email,true,19:00-07:30,74,238,82,71,Brokerage;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-11-15,Success,v2.10.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5102,Preserver,119327,496318,63082,5.1,3,12,US,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Phone>Email>Chat,true,23:45-08:45,77,156,85,79,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-06-16,Success,v1.10.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5103,Preserver,66730,817613,29429,4.6,3,10,DE,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.4,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Email>Phone>Chat,true,23:45-07:15,70,208,56,55,Brokerage;OpenBanking;Payroll,8,Human,PlanUpdate,2025-09-28,Failed,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5104,Explorer,140473,472278,16049,15.4,3,15,IN,Low,,ESGOnly;NoTobacco,PennyStocks,1.8,27.7,15.7,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,IRR;Sharpe,Email>In-Person>Chat>App,true,22:45-06:15,62,63,49,46,CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-10-21,Failed,v1.9.9,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5105,Explorer,138344,-200000,26997,15.4,4,12,US,Medium,NoIlliquids;AccreditedOnly,NoWeapons,,1.9,32.2,15.9,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,TaxCost;MaxDD,Chat>App>Email>In-Person>Phone,false,20:45-06:15,53,87,61,60,OpenBanking,2,None,AlertAcknowledge,2025-10-01,Success,v2.8.3,LimitOrderOnly;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5106,Builder,44855,220717,4691,12.4,3,10,IN,Low,NoDerivatives;AccreditedOnly,,,1.7,15.9,9.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe,Phone>Email>Chat>App>In-Person,true,23:30-08:00,65,94,55,55,CreditBureau;OpenBanking;Payroll,8,None,PlanUpdate,2025-02-09,Success,v2.9.4,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5107,Optimizer,126260,832926,58528,11.0,2,12,US,Low,AccreditedOnly,ESGOnly;NoTobacco,Crypto;PennyStocks;PrivateCredit,1.7,25.7,9.4,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>Chat>Phone,false,20:45-06:45,62,65,57,51,Brokerage;CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-01-09,Failed,v2.9.2,PauseWhenVIX>30,Enforce tax budget and position caps
A5108,Preserver,151801,724415,77267,6.6,1,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>In-Person,false,22:30-07:45,72,203,71,63,Brokerage;OpenBanking,6,None,PlanUpdate,2025-10-20,Partial,v2.9.7,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A5109,Optimizer,254138,2042954,111329,9.5,3,12,US,Low,AccreditedOnly,,LeveragedETFs;PennyStocks,1.8,25.7,9.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;IRR;TaxCost,Email>App>Chat>In-Person,false,19:30-08:30,66,116,58,54,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-10-08,Success,v2.8.5,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5110,Builder,73287,369677,22414,12.4,3,10,US,Medium,NoShortSelling;NoIlliquids,ESGOnly;NoWeapons,Crypto;PrivateCredit,1.5,23.6,9.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR;TaxCost,App>Chat>In-Person>Email,true,22:15-08:30,64,128,50,43,OpenBanking,16,None,AutoTransfer,2025-07-02,Success,v2.10.9,StopLossDisabled,Prioritize liquidity and down payment savings
A5111,Stabilizer,59690,319523,28781,7.1,3,10,UK,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>App>Email>Phone,true,20:00-07:15,55,168,48,50,OpenBanking;Payroll,18,Hybrid,AlertAcknowledge,2025-05-24,Success,v1.8.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5112,Builder,86071,182516,15363,10.8,4,10,US,Medium,,,PrivateCredit,1.8,18.8,9.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,IRR;Sharpe;TaxCost,App>Chat>Phone,false,23:30-06:30,58,75,56,46,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-11-22,Success,v2.9.8,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A5113,Optimizer,155640,1342538,68867,9.5,3,15,UK,Low,,NoTobacco;ESGOnly,PennyStocks;PrivateCredit,1.8,27.1,10.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;Sharpe,Email>App>Chat,true,19:45-07:00,73,84,63,62,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-05-02,Partial,v1.9.7,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5114,Preserver,196687,1683862,108750,7.2,1,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,Email>App>In-Person,true,21:30-08:45,77,131,87,89,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-05-27,Success,v2.9.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5115,Stabilizer,101036,456940,25822,10.2,1,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe,Phone>Chat>In-Person,true,23:30-07:45,56,161,55,45,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-03-18,Success,v2.9.9,LimitOrderOnly;NoIlliquids,Keep expenses buffer ≥ 4 months
A5116,Optimizer,154764,2219445,78803,8.3,4,12,US,Low,,NoTobacco,PennyStocks,1.6,25.6,9.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;MaxDD;IRR,In-Person>Chat>Phone>Email>App,false,19:00-08:15,64,86,73,65,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,PlanUpdate,2025-11-12,Failed,v2.8.4,StopLossDisabled,Enforce tax budget and position caps
A5117,Stabilizer,72025,554251,31865,9.0,1,10,CA,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.7,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost,Phone>App>Chat,false,20:15-08:15,56,114,58,56,OpenBanking,13,None,PlanUpdate,2025-08-16,Success,v2.9.3,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5118,Preserver,122403,326274,38533,7.2,1,15,AU,Low,NoDerivatives;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.2,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>Phone>Email>App>Chat,true,22:45-08:30,81,162,73,71,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-08-16,Success,v1.9.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5119,Stabilizer,29540,88418,10761,7.4,2,10,IN,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,8.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,In-Person>Chat>Phone,true,19:30-06:30,57,91,67,70,OpenBanking,11,Human,Rebalance,2025-07-16,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5120,Preserver,109787,1302054,106726,4.6,3,15,IN,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.5,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,In-Person>App>Chat>Email>Phone,false,20:45-06:15,68,167,58,54,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-03-21,Failed,v1.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5121,Builder,88488,-64489,9197,7.2,4,10,US,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.5,19.1,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe,Chat>App>Phone>Email>In-Person,true,23:30-06:45,61,75,68,57,CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-11-07,Success,v2.10.8,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A5122,Stabilizer,37313,89802,11072,8.0,2,10,US,Medium,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,10.9,5.2,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe,Chat>App>Phone>In-Person>Email,true,19:15-08:00,50,105,50,39,OpenBanking;Payroll,20,Human,AlertAcknowledge,2025-04-20,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5123,Preserver,64811,708685,46066,5.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.2,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Chat>Email>In-Person,true,23:30-08:30,76,174,81,74,Brokerage;OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-12-20,Success,v2.9.3,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5124,Builder,28364,115419,6277,9.5,2,10,US,Medium,,NoFossilFuel;ESGOnly,LeveragedETFs;PennyStocks,1.7,20.4,8.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>App,false,23:45-06:00,57,74,58,56,OpenBanking,20,Human,AutoTransfer,2025-02-14,Failed,v1.8.8,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A5125,Optimizer,157549,2382806,60598,7.5,2,12,US,Low,,,PennyStocks,1.7,18.3,10.4,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;MaxDD,Email>In-Person>Phone>App>Chat,true,19:45-08:00,70,87,71,59,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-02-07,Partial,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A5126,Builder,95717,294285,16803,11.6,2,10,US,Low,,,,1.4,19.2,9.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;Sharpe,Chat>Email>Phone>In-Person>App,true,22:00-08:15,57,66,65,54,CreditBureau;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-06-04,Success,v1.10.7,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A5127,Preserver,55914,580411,42007,4.8,4,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,Email>Phone>App,true,20:15-07:15,78,211,78,69,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-05-18,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5128,Builder,57711,78384,5601,10.3,4,10,US,Low,NoIlliquids,,,1.5,12.4,7.1,Home:3y;Retirement:30y,3,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>Chat>App,false,20:45-07:15,63,90,53,49,OpenBanking,12,None,AlertAcknowledge,2025-01-20,Success,v1.9.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5129,Builder,42179,-7073,1000,12.4,4,10,AU,Low,,NoFossilFuel;NoTobacco,,1.8,20.2,11.9,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe;IRR,Email>Chat>In-Person>Phone,false,21:00-07:45,67,117,77,76,OpenBanking,20,Hybrid,AutoTransfer,2025-08-09,Failed,v1.9.4,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5130,Builder,84800,243669,7952,11.8,3,10,US,Low,,NoWeapons,,1.6,14.6,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;IRR,Email>Phone>Chat>In-Person,true,19:00-06:15,63,75,69,65,OpenBanking,12,None,Rebalance,2025-03-04,Success,v1.8.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5131,Stabilizer,48698,145268,18404,9.1,1,10,US,Low,NoIlliquids;NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;Sharpe,App>Chat>In-Person,false,20:00-07:45,64,157,64,65,CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-03-14,Partial,v2.8.7,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5132,Stabilizer,50287,87089,9586,7.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.1,8.9,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>Email,false,22:15-08:30,65,108,60,52,CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-07-15,Success,v2.8.7,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5133,Preserver,116608,637773,81311,6.5,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.0,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat,true,22:15-06:30,69,223,54,54,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-07-19,Success,v2.9.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5134,Optimizer,385790,5245311,182603,7.6,4,15,DE,Low,AccreditedOnly,ESGOnly;NoTobacco,PennyStocks,1.7,22.9,9.5,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>App>Phone,true,21:00-08:45,75,119,73,69,Brokerage;OpenBanking;Payroll,2,Human,PlanUpdate,2025-07-11,Success,v1.8.2,NoIlliquids,Enforce tax budget and position caps
A5135,Explorer,45858,91061,6543,15.3,3,10,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.7,32.4,15.5,Business:5y;Travel:2y,5,Educational,Medium,IRR;MaxDD;TaxCost,Chat>Email>App>In-Person>Phone,true,23:00-06:45,63,70,66,56,CreditBureau;OpenBanking,6,None,Rebalance,2025-07-22,Success,v1.8.7,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5136,Stabilizer,55017,257139,19829,6.6,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,App>Phone>Email>Chat,true,22:30-08:45,65,142,59,62,OpenBanking,8,None,AlertAcknowledge,2025-07-14,Partial,v1.10.7,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A5137,Preserver,87513,494798,20004,4.4,4,10,IN,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.0,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost,App>In-Person>Chat>Email>Phone,false,20:45-08:30,76,213,79,69,Brokerage;OpenBanking,14,Human,Rebalance,2025-12-04,Success,v2.10.7,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5138,Builder,86125,171003,9761,10.7,4,10,US,Low,,,,1.5,20.8,11.1,Home:3y;Retirement:30y,3,Concise,Shallow,IRR;MaxDD,Phone>App>Chat,false,21:15-07:00,57,139,54,54,OpenBanking,18,None,AlertAcknowledge,2025-02-02,Partial,v1.8.1,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5139,Preserver,106400,969533,123384,3.2,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.0,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Phone>App>Chat>Email,false,23:30-08:00,73,231,67,62,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-01-27,Success,v2.8.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5140,Preserver,76269,520870,54557,5.0,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,14.7,6.8,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,App>Phone>Chat>In-Person>Email,true,20:45-07:30,83,217,84,80,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-03-26,Success,v1.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5141,Preserver,82197,870499,33275,4.7,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe,Chat>Email>Phone>In-Person,true,20:15-07:30,77,139,66,54,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-06-17,Success,v1.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5142,Optimizer,91460,1133062,53116,9.1,2,10,US,Low,,ESGOnly;NoWeapons,PennyStocks,1.7,25.6,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;IRR;MaxDD,App>In-Person>Chat>Email>Phone,true,20:00-06:00,65,90,60,60,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-08-23,Partial,v1.8.9,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A5143,Preserver,63588,275862,36830,7.0,2,10,SG,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>App,false,21:15-07:00,69,158,63,62,Brokerage;OpenBanking;Payroll,3,Human,PlanUpdate,2025-12-24,Success,v2.9.4,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5144,Optimizer,198637,1325635,55354,7.3,3,12,US,Low,,,PennyStocks,1.8,23.0,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;IRR;MaxDD,App>Phone>Chat>Email,false,23:45-08:45,63,62,72,67,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-12-04,Failed,v2.8.5,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A5145,Preserver,85123,482617,40821,5.4,4,10,US,Low,NoShortSelling;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>App,true,22:45-08:15,70,124,64,56,Brokerage;OpenBanking,11,Hybrid,Rebalance,2025-05-21,Success,v2.9.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5146,Explorer,83421,493505,17102,12.5,4,10,US,Low,,,,1.8,31.8,13.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;TaxCost;IRR,In-Person>Phone>Chat,true,23:45-08:30,62,83,65,55,OpenBanking;Payroll,6,None,Rebalance,2025-04-29,Success,v2.10.7,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5147,Stabilizer,56359,233578,16857,7.8,3,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>In-Person,true,23:30-08:00,55,163,60,66,CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-05-12,Success,v2.9.9,NoMargin,Keep expenses buffer ≥ 4 months
A5148,Stabilizer,76485,263642,27530,6.6,1,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Chat>Email>Phone,true,21:00-06:00,59,120,62,61,OpenBanking;Payroll,20,Human,Rebalance,2025-02-03,Success,v1.9.9,NoIlliquids,Keep expenses buffer ≥ 4 months
A5149,Stabilizer,114636,786223,62339,6.5,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat>App>Phone,true,21:45-08:00,52,166,44,34,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-03-05,Success,v1.9.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5150,Explorer,128889,1006256,32542,14.8,4,15,CA,Low,,NoFossilFuel,,1.8,34.7,14.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;TaxCost;MaxDD,Phone>In-Person>Chat>Email,true,20:00-08:15,55,70,43,41,OpenBanking;Payroll,6,Hybrid,Rebalance,2025-08-26,Partial,v2.10.1,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A5151,Explorer,102221,937177,25892,19.9,3,12,US,Low,,ESGOnly;NoFossilFuel,PennyStocks,1.9,25.7,12.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,IRR;MaxDD;Sharpe,App>Email>Phone,false,23:30-08:15,65,65,55,48,CreditBureau;OpenBanking;Payroll,2,None,PlanUpdate,2025-09-09,Partial,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A5152,Stabilizer,50013,135814,8020,5.8,3,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,11.2,7.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>Email>Phone,true,22:45-06:00,65,151,63,60,CreditBureau;OpenBanking,10,Human,Rebalance,2025-10-24,Success,v2.10.6,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5153,Explorer,34247,118910,13104,17.3,2,10,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,PennyStocks,1.8,29.1,13.3,Business:5y;Travel:2y,5,Concise,Deep,Sharpe;IRR,Chat>App>In-Person>Email,false,21:30-07:15,66,54,61,55,OpenBanking;Payroll,4,None,AlertAcknowledge,2025-10-26,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A5154,Optimizer,118951,1433492,74024,12.0,1,12,US,Low,,NoWeapons;NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,1.5,24.4,13.3,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;MaxDD,Email>In-Person>Phone>Chat>App,true,23:15-08:00,74,109,82,80,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-06-28,Failed,v2.8.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5155,Optimizer,154795,2259689,75530,6.4,3,12,US,Low,,ESGOnly,PennyStocks,1.5,21.4,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,MaxDD;IRR;Sharpe,Chat>Email>In-Person,true,23:45-08:00,76,83,65,61,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-08-05,Success,v2.9.6,PauseWhenVIX>30,Enforce tax budget and position caps
A5156,Stabilizer,150198,411163,26501,5.9,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost,Email>Chat>In-Person>App>Phone,true,23:45-06:45,54,179,42,35,CreditBureau;OpenBanking,5,None,Rebalance,2025-10-20,Partial,v1.8.4,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5157,Stabilizer,70618,150192,15301,6.8,2,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.7,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost,App>Phone>Email>In-Person,false,19:15-07:30,52,112,62,64,OpenBanking,19,Human,Rebalance,2025-03-03,Success,v2.10.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5158,Preserver,135898,1678627,116669,6.1,3,12,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.9,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Phone>App>Email>Chat,true,22:15-07:00,78,127,73,68,Brokerage;OpenBanking,10,Human,Rebalance,2025-06-06,Success,v1.8.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5159,Optimizer,139014,1035613,94872,6.5,4,12,US,Low,NoIlliquids;NoDerivatives,NoWeapons;ESGOnly,PennyStocks,1.5,19.0,13.3,Wealth:10y;Estate:20y,10,Directive,Deep,IRR;MaxDD,Phone>Email>App>Chat,true,20:45-07:15,65,98,60,57,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-11-04,Success,v1.8.6,NoPennyStocks,Enforce tax budget and position caps
A5160,Stabilizer,43871,524828,27713,6.0,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,10.0,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,App>In-Person>Email>Chat>Phone,true,22:15-06:30,63,104,61,66,OpenBanking;Payroll,11,None,AlertAcknowledge,2025-02-12,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5161,Explorer,88552,751999,22976,12.4,4,10,US,Low,NoIlliquids,,,1.8,26.1,17.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Phone>Chat>Email,true,21:00-07:45,55,82,65,60,OpenBanking,3,None,AutoTransfer,2025-01-23,Success,v2.10.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A5162,Builder,62451,246038,11886,12.8,1,10,US,Low,NoShortSelling;NoIlliquids,,PennyStocks;PrivateCredit,1.4,19.1,8.3,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;Sharpe;IRR,App>Chat>Email,true,22:45-08:15,63,70,54,52,OpenBanking,17,None,AlertAcknowledge,2025-01-24,Partial,v1.9.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5163,Stabilizer,105318,436537,39161,6.8,2,15,IN,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,16.5,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>In-Person>Chat,true,22:00-06:30,60,151,62,53,OpenBanking,20,Human,Rebalance,2025-03-20,Success,v1.10.4,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5164,Optimizer,60816,596413,19601,7.2,2,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.7,26.9,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;IRR;MaxDD,Email>Chat>Phone>In-Person,true,21:30-07:45,59,66,49,46,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-08-26,Success,v2.9.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A5165,Builder,95729,127655,11536,15.6,1,10,CA,Low,,NoWeapons,PennyStocks,1.6,18.8,7.1,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;Sharpe;MaxDD,Chat>Email>In-Person>Phone,true,23:45-06:30,71,73,71,68,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-03-17,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A5166,Builder,62681,196423,7563,10.3,2,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs,1.8,13.7,8.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;Sharpe,In-Person>Phone>App>Email,false,22:30-06:15,60,145,62,52,OpenBanking,16,Hybrid,AlertAcknowledge,2025-01-29,Partial,v2.10.4,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5167,Stabilizer,59059,364007,15944,6.2,2,10,US,Low,NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>In-Person>Chat>Phone>App,true,23:15-06:00,64,138,50,49,CreditBureau;OpenBanking;Payroll,18,Hybrid,Rebalance,2025-07-10,Partial,v1.10.4,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5168,Explorer,134444,698744,37770,13.7,4,12,US,Low,AccreditedOnly,,PennyStocks,2.1,22.8,17.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;TaxCost,Email>App>In-Person>Chat,true,21:30-08:00,64,79,67,58,OpenBanking,4,Hybrid,Rebalance,2025-03-04,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5169,Explorer,95897,495324,17262,15.6,1,10,US,Low,AccreditedOnly,,PennyStocks,1.6,32.3,14.3,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email>Chat,false,21:45-06:15,69,75,76,72,CreditBureau;OpenBanking,4,None,AutoTransfer,2025-02-03,Partial,v2.10.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5170,Optimizer,180295,1901129,64527,7.6,4,12,US,Low,AccreditedOnly;NoDerivatives,NoWeapons;NoTobacco,PennyStocks,1.8,22.9,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;TaxCost;MaxDD,Chat>In-Person>Phone>App,false,21:00-08:30,68,81,67,64,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-09-19,Success,v2.8.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5171,Optimizer,112696,2398710,80639,7.6,2,12,US,High,NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks,1.8,27.3,11.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;Sharpe,Phone>In-Person>App,true,20:00-08:45,55,95,63,61,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-02-03,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A5172,Optimizer,67489,751219,26432,11.9,2,10,CA,Low,NoShortSelling,ESGOnly;NoFossilFuel,PennyStocks,1.8,23.1,13.6,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,MaxDD;Sharpe,Email>Phone>Chat>App>In-Person,true,21:45-07:30,73,109,70,67,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-10-05,Success,v1.8.6,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A5173,Builder,37117,43179,4052,11.4,2,10,US,Low,NoDerivatives,,PrivateCredit,1.5,16.2,10.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;MaxDD,App>Email>Chat>In-Person,false,22:30-06:45,59,144,60,53,CreditBureau;OpenBanking,19,None,AutoTransfer,2025-05-24,Success,v1.8.7,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A5174,Optimizer,102392,1952237,53653,7.5,2,12,US,Low,NoShortSelling;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;PennyStocks,1.9,22.6,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;MaxDD;TaxCost,Phone>App>Email>Chat,true,21:00-07:00,62,64,49,42,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-05-15,Success,v2.10.9,PauseWhenVIX>30,Enforce tax budget and position caps
A5175,Builder,35387,46898,3168,12.2,1,10,UK,Low,NoShortSelling;NoIlliquids,,,1.6,21.4,10.3,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;IRR,Chat>In-Person>Email>App>Phone,true,22:45-06:45,69,85,61,55,CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-10-25,Success,v2.8.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A5176,Explorer,53488,9246,1000,19.7,1,10,US,Low,NoShortSelling,ESGOnly;NoWeapons,PennyStocks,1.7,21.6,15.3,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,MaxDD;IRR;Sharpe,App>Email>In-Person>Chat>Phone,true,20:00-07:45,64,88,65,62,OpenBanking,3,Hybrid,AutoTransfer,2025-06-09,Success,v2.9.5,NoMargin,Allow small experimental sleeve ≤ 3%
A5177,Explorer,64867,411066,12536,16.9,1,10,DE,Low,,,PennyStocks,1.8,29.4,16.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,MaxDD;Sharpe,Chat>Phone>Email,true,22:15-06:30,61,51,71,66,OpenBanking,3,Hybrid,AutoTransfer,2025-10-01,Success,v2.9.9,LimitOrderOnly;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5178,Optimizer,101219,749175,45069,10.3,4,12,US,Low,AccreditedOnly,,Crypto;PennyStocks,1.7,20.3,9.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;MaxDD,In-Person>App>Phone>Chat>Email,true,22:45-06:30,74,108,71,65,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-09-21,Partial,v1.9.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A5179,Stabilizer,79462,285582,9796,5.8,2,10,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,9.3,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,In-Person>Phone>App,true,20:00-08:45,60,126,46,41,CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-03-31,Failed,v1.10.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5180,Optimizer,38312,330963,18615,9.7,1,10,US,Low,NoIlliquids,ESGOnly;NoWeapons,PennyStocks,1.6,20.6,11.7,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Email>Chat,true,21:45-06:45,69,76,67,55,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-03-08,Success,v1.10.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5181,Stabilizer,101996,519226,19661,4.2,4,15,IN,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,Email>App>In-Person>Phone>Chat,true,22:45-08:30,59,132,47,50,OpenBanking,6,Human,PlanUpdate,2025-01-19,Success,v2.8.3,NoPennyStocks,Keep expenses buffer ≥ 4 months
A5182,Builder,62710,205765,6277,13.3,1,10,AU,Medium,,,PrivateCredit,1.5,20.6,9.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>Phone>In-Person>App,true,23:45-07:00,64,127,62,55,OpenBanking,15,Human,Rebalance,2025-12-02,Partial,v1.10.4,StopLossDisabled,Prioritize liquidity and down payment savings
A5183,Preserver,124119,1201030,90710,3.4,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.9,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,In-Person>App>Email,true,20:00-07:30,75,141,77,71,Brokerage;OpenBanking,9,Human,PlanUpdate,2025-05-02,Success,v1.9.7,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5184,Explorer,56038,25513,3185,21.8,1,10,DE,Medium,AccreditedOnly,,PennyStocks,1.9,22.6,13.7,Business:5y;Travel:2y,5,Collaborative,Medium,IRR;Sharpe,Phone>App>Email>Chat,true,21:45-08:00,59,61,51,50,CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-07-23,Partial,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5185,Builder,62059,244731,6948,13.0,2,10,IN,Low,NoDerivatives,,,1.5,14.0,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe,Phone>In-Person>App>Chat,true,20:30-06:30,71,145,62,59,CreditBureau;OpenBanking;Payroll,18,Hybrid,AutoTransfer,2025-08-01,Success,v1.8.5,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5186,Builder,40128,178516,5612,10.8,3,10,CA,Low,,,,1.7,12.9,11.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;Sharpe;MaxDD,Phone>Chat>App,true,22:45-08:15,64,143,62,61,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-06-10,Success,v1.8.2,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5187,Preserver,108685,734951,24530,3.3,4,15,CA,Low,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Chat>Email>App>In-Person,true,21:15-06:30,72,141,75,70,Brokerage;OpenBanking;Payroll,13,Human,PlanUpdate,2025-11-05,Success,v1.8.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5188,Builder,47986,104337,9697,14.5,1,10,US,Low,,,,1.8,16.4,10.9,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,MaxDD;TaxCost,Email>Chat>In-Person>App>Phone,false,22:15-08:15,62,135,71,62,CreditBureau;OpenBanking,19,None,Rebalance,2025-07-14,Success,v2.9.9,NoMargin,Prioritize liquidity and down payment savings
A5189,Stabilizer,81323,310822,19494,6.0,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,7.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>App>Email>Chat>Phone,true,22:00-06:00,63,176,60,52,OpenBanking,18,None,AutoTransfer,2025-04-28,Success,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5190,Preserver,139306,698689,74903,5.8,2,12,US,High,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,13.6,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone>In-Person>Chat,true,21:30-06:30,70,164,73,70,Brokerage;OpenBanking;Payroll,14,Human,AutoTransfer,2025-01-19,Success,v1.9.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5191,Preserver,105371,996621,141831,5.3,2,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe,Email>Chat>App>Phone,true,21:30-07:45,76,203,77,74,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-12-02,Success,v1.9.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5192,Explorer,159997,607121,19205,17.7,3,12,US,Medium,NoIlliquids,ESGOnly;NoFossilFuel,PennyStocks,1.8,34.6,13.7,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>Phone>App,true,20:15-07:00,49,51,55,55,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-09-24,Success,v1.9.9,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A5193,Optimizer,148830,1966824,78949,8.0,1,15,IN,Medium,,NoWeapons;ESGOnly,PennyStocks;PrivateCredit,1.9,16.0,9.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;MaxDD,In-Person>Phone>Email,true,21:00-07:00,73,109,78,75,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-11-09,Success,v2.8.7,LimitOrderOnly,Enforce tax budget and position caps
A5194,Stabilizer,71567,786536,27839,8.1,3,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.9,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,App>In-Person>Chat>Phone,true,20:00-06:00,59,114,53,41,OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-08-02,Success,v2.8.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5195,Stabilizer,79605,796818,31486,7.7,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.2,5.3,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,In-Person>App>Email>Phone,true,22:15-08:45,55,90,55,57,OpenBanking;Payroll,18,Hybrid,Rebalance,2025-03-21,Success,v2.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5196,Optimizer,131529,2587470,70280,9.0,2,12,US,High,,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.6,24.8,12.1,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;TaxCost,Email>Phone>In-Person>App,false,23:15-07:30,63,116,74,67,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-11-10,Success,v2.8.6,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5197,Stabilizer,95606,330097,26474,5.0,3,10,AU,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.3,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Email>In-Person>Chat>Phone,false,19:45-06:00,63,147,50,43,OpenBanking;Payroll,20,Human,PlanUpdate,2025-10-05,Success,v1.8.9,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5198,Preserver,78066,450367,67544,4.4,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,In-Person>App>Phone>Email>Chat,false,20:15-06:45,76,227,69,64,Brokerage;CreditBureau;OpenBanking,5,None,Rebalance,2025-02-10,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5199,Stabilizer,84660,482756,33980,5.1,4,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.9,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>Phone>In-Person,true,22:30-07:00,65,175,68,64,CreditBureau;OpenBanking,16,None,Rebalance,2025-07-18,Success,v1.10.9,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5200,Stabilizer,49573,121367,12563,6.4,3,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,In-Person>Phone>Chat>App,true,23:00-06:45,56,131,52,48,CreditBureau;OpenBanking,7,Human,Rebalance,2025-08-19,Partial,v2.10.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5201,Preserver,104618,1135636,64191,5.6,2,15,CA,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,15.3,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Email>Chat>In-Person>App,true,22:45-07:15,77,220,71,70,Brokerage;OpenBanking;Payroll,9,None,Rebalance,2025-04-22,Success,v1.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5202,Preserver,128595,1228367,54339,3.6,3,15,CA,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,10.4,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>App>In-Person>Phone,false,22:30-06:30,81,228,68,72,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-08-17,Failed,v1.9.1,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5203,Builder,98340,522773,15665,12.0,3,10,US,Low,,ESGOnly;NoFossilFuel,PennyStocks,1.8,20.4,8.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;MaxDD,Email>Phone>In-Person>Chat>App,true,19:15-06:00,66,123,60,59,OpenBanking;Payroll,19,Hybrid,Rebalance,2025-12-04,Success,v2.10.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A5204,Builder,56074,13736,1564,13.4,1,10,IN,Low,,NoFossilFuel;NoWeapons,,1.8,23.4,11.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;IRR;Sharpe,Chat>In-Person>Phone,false,20:45-08:45,69,122,77,66,OpenBanking,20,Hybrid,AutoTransfer,2025-02-08,Success,v2.9.7,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A5205,Builder,113941,282293,20506,7.6,4,12,US,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;NoTobacco,,1.6,23.8,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>Chat,false,21:00-07:15,57,128,66,65,OpenBanking,6,None,Rebalance,2025-03-17,Partial,v1.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A5206,Preserver,90595,1541506,63921,4.3,4,10,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.5,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,App>Chat>Phone,true,22:00-07:00,70,136,75,81,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-02-01,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5207,Preserver,61172,251493,18072,7.0,1,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.9,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost,App>Email>Phone,true,22:45-07:45,67,131,52,45,Brokerage;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-11-15,Partial,v1.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5208,Builder,69807,128841,9535,11.5,2,10,AU,Medium,AccreditedOnly,ESGOnly;NoFossilFuel,PennyStocks,1.5,21.0,8.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;IRR;Sharpe,In-Person>Email>App>Chat>Phone,true,22:00-06:15,55,110,42,30,CreditBureau;OpenBanking,17,Human,AutoTransfer,2025-12-03,Failed,v1.9.9,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A5209,Stabilizer,99496,513088,17854,7.4,1,10,US,Medium,NoIlliquids;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Chat>Email,true,21:45-07:15,51,160,51,50,CreditBureau;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-05-27,Success,v2.8.8,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5210,Stabilizer,54534,366141,11393,7.4,1,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>Email>App>Chat>In-Person,true,20:00-08:15,67,91,58,59,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-03-05,Failed,v2.10.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5211,Explorer,35819,83491,12302,15.2,4,10,US,Low,NoShortSelling;AccreditedOnly,NoTobacco;NoWeapons,PennyStocks,2.2,20.7,15.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email,true,19:00-08:15,61,85,64,55,CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-01-24,Success,v1.10.9,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5212,Preserver,98761,774449,85344,3.9,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.0,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Chat>In-Person>Phone>App>Email,true,22:30-06:45,69,187,65,59,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-12-13,Success,v1.8.5,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5213,Builder,63168,125020,4881,11.5,3,10,US,Low,NoShortSelling,NoFossilFuel,,1.5,12.6,11.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,IRR;Sharpe,Email>Chat>Phone>In-Person>App,true,19:30-07:30,62,146,55,46,OpenBanking,5,None,AutoTransfer,2025-07-15,Success,v1.8.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5214,Optimizer,81347,811303,39321,9.2,4,10,US,Medium,NoShortSelling;AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;PennyStocks,1.5,27.4,11.6,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;Sharpe,Phone>Email>In-Person>App,true,23:45-07:45,69,102,65,60,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-05-24,Partial,v1.8.2,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5215,Stabilizer,128042,601291,45529,8.6,2,12,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,9.3,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Email>Phone,false,20:30-06:15,53,127,40,39,CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-08-28,Success,v1.8.8,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A5216,Stabilizer,103083,271068,30656,6.8,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Chat>App>Phone>Email>In-Person,true,23:15-08:00,58,99,61,57,CreditBureau;OpenBanking,6,None,Rebalance,2025-03-11,Success,v2.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5217,Builder,104099,370656,23687,14.3,2,15,DE,Medium,NoShortSelling,NoWeapons,,1.7,23.5,10.5,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,IRR;TaxCost;Sharpe,Email>Chat>Phone>In-Person>App,false,23:00-06:45,52,146,52,45,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-11-10,Success,v2.10.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A5218,Preserver,58966,546962,34712,6.3,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.9,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone>App,true,22:15-07:45,68,221,66,68,Brokerage;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-04-04,Partial,v1.8.5,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5219,Preserver,88137,488213,20374,6.7,1,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,App>Chat>Phone>In-Person,true,20:45-08:30,69,157,66,63,Brokerage;CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-08-02,Success,v1.10.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5220,Explorer,53239,402386,8719,19.9,3,10,US,High,NoIlliquids,ESGOnly;NoFossilFuel,LeveragedETFs,1.9,27.8,15.6,Business:5y;Travel:2y,5,Collaborative,Medium,TaxCost;IRR,Chat>In-Person>App,true,20:30-08:45,41,77,31,28,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-11-04,Success,v2.9.8,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A5221,Stabilizer,62458,246345,22807,6.5,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.8,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost,Email>App>Chat,true,20:00-08:00,57,126,45,48,CreditBureau;OpenBanking,19,Hybrid,Rebalance,2025-10-28,Success,v1.10.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5222,Explorer,104808,293847,13620,14.5,1,12,US,Low,AccreditedOnly,,,2.0,22.8,17.0,Business:5y;Travel:2y,5,Educational,Medium,TaxCost;Sharpe,Email>App>Phone,false,20:30-06:30,59,47,51,41,CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-05-14,Success,v1.9.1,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A5223,Stabilizer,57621,399118,19003,3.5,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.0,8.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,App>Email>In-Person>Chat,true,23:00-06:15,62,101,68,65,OpenBanking;Payroll,17,Human,AutoTransfer,2025-09-06,Success,v2.9.9,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5224,Preserver,76368,665951,27757,6.0,2,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Email>Chat,true,22:15-08:00,79,149,68,61,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-03-19,Success,v2.9.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5225,Preserver,149166,1251592,124596,8.6,1,15,DE,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.5,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Chat>Phone>In-Person>App>Email,true,21:00-06:30,77,204,79,73,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-11-22,Success,v1.8.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5226,Optimizer,296354,3918595,112726,12.4,1,12,US,Low,,NoFossilFuel;NoTobacco,PennyStocks,1.5,16.8,13.2,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,Sharpe;IRR;MaxDD,Phone>In-Person>App,false,23:30-08:15,68,113,74,72,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-01-06,Success,v2.9.3,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5227,Optimizer,231389,2161683,161604,8.0,3,12,US,Low,,,PennyStocks,1.8,17.9,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;Sharpe,Email>In-Person>App>Chat>Phone,false,20:30-07:45,73,97,64,57,Brokerage;CreditBureau;OpenBanking,5,None,AutoTransfer,2025-07-23,Success,v1.8.3,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5228,Builder,44091,125205,10309,11.4,1,10,UK,Medium,NoDerivatives;NoShortSelling,,Crypto,1.5,24.7,11.5,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;MaxDD;TaxCost,Chat>App>Phone,true,23:15-08:00,70,121,73,72,CreditBureau;OpenBanking,20,Hybrid,PlanUpdate,2025-11-10,Partial,v1.8.9,NoPennyStocks,Prioritize liquidity and down payment savings
A5229,Builder,26458,2384,1000,10.1,2,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.7,24.6,7.1,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;IRR,Email>Phone>App,false,22:30-08:15,67,61,62,60,CreditBureau;OpenBanking,17,Human,AutoTransfer,2025-04-28,Partial,v1.8.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5230,Stabilizer,52862,292801,10907,4.9,4,10,US,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person>App,true,23:45-07:45,59,129,68,70,CreditBureau;OpenBanking,19,Hybrid,AutoTransfer,2025-02-15,Partial,v1.10.6,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5231,Builder,62426,106292,13426,12.3,4,10,CA,Low,NoDerivatives;NoIlliquids,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.8,22.9,7.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;TaxCost,In-Person>App>Phone>Email>Chat,true,22:00-08:30,58,72,44,44,OpenBanking,15,None,PlanUpdate,2025-11-27,Success,v1.9.3,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5232,Preserver,112299,1082113,91714,5.7,1,12,US,Low,NoIlliquids;AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Phone>Chat,true,19:15-07:15,70,141,55,54,Brokerage;CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-01-20,Success,v2.9.1,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5233,Explorer,52714,150745,10787,14.5,3,10,US,Medium,NoDerivatives;NoShortSelling,NoTobacco;NoWeapons,,2.1,28.5,16.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;MaxDD;IRR,Chat>Phone>Email>In-Person,false,19:00-06:30,58,45,57,56,CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-12-09,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5234,Builder,110821,456876,27862,8.3,3,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;PennyStocks,1.6,16.3,11.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Phone>Email>App,true,23:00-06:30,57,97,47,39,OpenBanking,12,None,PlanUpdate,2025-04-27,Partial,v2.10.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A5235,Stabilizer,93158,797187,34814,7.4,2,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person>App,false,20:15-06:15,52,130,51,51,OpenBanking,19,Human,AlertAcknowledge,2025-08-05,Success,v2.9.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5236,Optimizer,121311,797048,41853,7.6,2,15,CA,Medium,AccreditedOnly;NoIlliquids,NoWeapons;NoFossilFuel,PennyStocks,1.5,23.9,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;Sharpe,In-Person>Phone>App,false,22:30-08:45,55,61,65,59,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-11-30,Success,v2.10.3,StopLossDisabled,Enforce tax budget and position caps
A5237,Stabilizer,40388,106365,4241,10.3,1,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,App>Email>Phone>Chat,false,23:15-06:45,57,115,49,52,OpenBanking,9,None,AutoTransfer,2025-09-21,Partial,v2.8.2,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5238,Builder,111478,366859,26693,13.1,1,12,US,Low,AccreditedOnly;NoIlliquids,NoWeapons,,1.7,22.2,9.6,Home:3y;Retirement:30y,3,Collaborative,Shallow,TaxCost;MaxDD,In-Person>Phone>App>Chat,false,19:00-07:15,68,97,76,73,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-11-14,Success,v1.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A5239,Preserver,96990,757826,52348,5.9,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD,Phone>In-Person>Email>Chat,true,22:00-08:15,76,169,69,64,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-12-11,Success,v1.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5240,Stabilizer,34700,202349,9570,9.2,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.8,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>In-Person,true,22:15-07:45,56,173,61,51,OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-06-12,Success,v2.9.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5241,Preserver,161292,1718287,84132,7.1,2,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,15.4,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Chat>In-Person>App,true,23:45-06:00,71,160,79,77,Brokerage;OpenBanking,13,Human,Rebalance,2025-03-11,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5242,Stabilizer,162097,386028,26031,7.0,3,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,8.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>In-Person>Phone>App,true,23:00-06:00,66,156,51,53,OpenBanking;Payroll,12,None,AlertAcknowledge,2025-12-21,Partial,v2.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5243,Explorer,59825,410878,25842,14.6,1,10,US,Low,,ESGOnly,,2.0,24.0,14.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;TaxCost,Chat>Email>In-Person>Phone>App,true,23:15-08:15,63,54,67,58,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-10-18,Partial,v2.10.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5244,Explorer,41810,268765,9295,20.6,1,10,US,High,AccreditedOnly,,,1.6,29.9,16.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,TaxCost;MaxDD,Email>Chat>Phone>App>In-Person,true,19:45-06:15,58,81,61,55,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-07-04,Success,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5245,Preserver,154108,1868424,77788,6.6,2,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.1,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;Sharpe,App>In-Person>Chat,true,20:45-06:30,79,132,82,83,Brokerage;OpenBanking,10,Human,AutoTransfer,2025-11-16,Partial,v2.10.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5246,Preserver,174991,2647440,210796,5.4,3,12,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.0,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person,false,21:00-07:00,74,162,62,63,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-12-23,Success,v1.10.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5247,Preserver,131067,1435604,156083,5.2,3,15,IN,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.6,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Email>In-Person>Chat>App>Phone,true,20:15-06:00,63,217,63,60,Brokerage;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-09-09,Success,v1.9.7,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5248,Builder,26088,54894,5668,14.2,1,10,US,Low,,ESGOnly;NoTobacco,,1.7,13.6,10.2,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>Phone>Email>In-Person>App,false,22:30-06:45,69,94,66,59,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-06-29,Partial,v2.9.2,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5249,Explorer,49585,424576,19875,20.0,3,10,DE,Low,AccreditedOnly;NoDerivatives,,,1.9,28.8,13.4,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;MaxDD;TaxCost,App>In-Person>Phone>Email>Chat,true,21:00-07:15,70,56,83,72,CreditBureau;OpenBanking,2,None,AutoTransfer,2025-04-18,Success,v2.10.4,NoMargin,Allow small experimental sleeve ≤ 3%
A5250,Explorer,44029,493833,8952,18.2,2,10,US,Medium,,,PennyStocks,2.1,23.5,12.3,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,Sharpe;IRR,In-Person>Chat>Phone>App,true,21:45-07:30,57,81,44,35,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-08-07,Partial,v2.9.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5251,Stabilizer,92730,462040,30377,5.0,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.1,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost,Chat>Email>App>In-Person,true,23:00-06:15,54,138,45,44,OpenBanking;Payroll,5,Hybrid,Rebalance,2025-07-05,Partial,v2.10.1,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A5252,Builder,128342,232387,20829,15.4,1,15,CA,High,NoDerivatives,ESGOnly;NoFossilFuel,Crypto,1.6,15.4,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe,Chat>Phone>In-Person>App,true,20:00-08:15,59,98,54,45,CreditBureau;OpenBanking,19,Human,AutoTransfer,2025-10-09,Success,v1.10.4,NoPennyStocks,Prioritize liquidity and down payment savings
A5253,Explorer,66509,491678,30945,22.1,1,10,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;PennyStocks,1.8,26.4,15.9,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;TaxCost,Email>Chat>Phone,true,20:15-06:00,68,90,73,68,CreditBureau;OpenBanking,2,None,PlanUpdate,2025-08-30,Partial,v1.8.3,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A5254,Optimizer,111592,1042046,63693,10.1,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.8,15.2,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>In-Person>Email>App>Phone,true,22:45-06:30,65,67,67,63,Brokerage;OpenBanking;Payroll,4,None,PlanUpdate,2025-10-31,Success,v2.10.6,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A5255,Preserver,54630,364167,21004,7.3,2,10,DE,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost,Email>In-Person>Chat>Phone,true,19:00-06:30,76,216,80,82,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-10-08,Success,v2.8.6,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5256,Optimizer,61985,811988,48885,9.3,1,10,CA,Medium,,,PennyStocks,1.7,21.7,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>App,true,19:00-08:00,59,84,57,47,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-12-24,Success,v1.10.2,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A5257,Stabilizer,73264,269079,38433,10.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.0,5.0,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Email>Chat>Phone,false,19:45-07:15,55,175,46,41,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-10-17,Failed,v1.8.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5258,Preserver,175081,1307816,71481,4.9,4,12,US,Low,NoDerivatives;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.4,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>App>Phone,true,21:45-06:30,75,152,78,83,Brokerage;OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-03-21,Success,v2.9.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5259,Builder,53014,113464,10739,14.7,1,10,US,Low,NoDerivatives,,,1.8,22.8,8.3,Home:3y;Retirement:30y,3,Educational,Deep,Sharpe;MaxDD,In-Person>Chat>App,false,23:30-06:30,70,66,70,68,OpenBanking,20,None,AlertAcknowledge,2025-07-05,Success,v2.9.1,NoIlliquids,Prioritize liquidity and down payment savings
A5260,Optimizer,90171,2090271,35242,11.3,2,10,US,Low,,,PennyStocks,1.5,21.6,13.6,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;TaxCost,Chat>In-Person>Email>Phone>App,true,19:30-08:00,61,63,70,59,Brokerage;OpenBanking;Payroll,1,None,AlertAcknowledge,2025-05-15,Success,v2.10.4,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5261,Optimizer,69858,942044,44596,6.3,3,10,US,High,,NoTobacco,PennyStocks,1.6,22.1,9.4,Wealth:10y;Estate:20y,10,Collaborative,Shallow,IRR;TaxCost;MaxDD,Chat>App>Phone>In-Person,true,22:45-06:45,60,67,54,51,Brokerage;OpenBanking,1,Hybrid,Rebalance,2025-05-19,Partial,v1.10.6,StopLossDisabled,Enforce tax budget and position caps
A5262,Preserver,59321,210196,31441,4.8,4,10,UK,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>App>Chat>Email>Phone,false,21:00-06:30,67,151,58,52,Brokerage;CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-02-01,Success,v2.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5263,Stabilizer,109221,643598,32738,8.1,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,16.2,5.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Phone>Chat>App>In-Person>Email,true,21:30-07:00,65,157,73,74,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-04-18,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A5264,Builder,59049,18777,2581,10.0,2,10,US,Low,,,,1.7,16.7,7.1,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;MaxDD,Email>App>In-Person>Phone>Chat,false,19:15-06:00,67,108,72,67,CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2024-12-30,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5265,Preserver,137102,769789,92114,5.8,3,15,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.8,5.1,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Phone>Email>In-Person>Chat,true,20:45-07:30,74,176,72,62,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-08-11,Partial,v1.10.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5266,Stabilizer,33748,115964,5338,9.9,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.7,5.0,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;Sharpe,Chat>In-Person>Phone,false,23:45-06:30,47,164,56,54,OpenBanking,8,Hybrid,Rebalance,2025-09-19,Partial,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5267,Builder,56307,193296,13466,10.1,1,10,US,Low,,,Crypto;PrivateCredit,1.5,12.8,10.6,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;IRR,Phone>Email>App>Chat>In-Person,false,21:30-08:15,60,122,46,36,OpenBanking,5,None,AutoTransfer,2025-07-20,Partial,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5268,Preserver,180169,1650198,87566,4.8,3,12,US,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,16.6,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD,In-Person>Chat>Phone>App>Email,true,23:45-08:00,68,205,59,57,Brokerage;OpenBanking;Payroll,14,Human,AutoTransfer,2025-09-26,Partial,v1.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5269,Preserver,62019,559481,33583,5.0,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,5.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Chat>In-Person>Phone>App,false,19:15-08:45,74,123,65,65,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-05-25,Failed,v2.9.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5270,Stabilizer,47550,147580,8544,4.3,4,10,US,High,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,12.6,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,App>Email>In-Person,true,23:00-06:45,46,136,48,40,OpenBanking,10,Hybrid,PlanUpdate,2025-07-06,Failed,v1.10.4,NoPennyStocks,Keep expenses buffer ≥ 4 months
A5271,Stabilizer,69337,374823,34775,7.4,2,10,US,High,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,5.8,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe,Phone>In-Person>Chat>Email,true,22:15-08:30,48,93,40,40,OpenBanking,17,Human,AlertAcknowledge,2025-08-12,Partial,v2.8.4,NoMargin,Keep expenses buffer ≥ 4 months
A5272,Builder,65913,92479,9101,15.5,1,10,US,Low,NoDerivatives;AccreditedOnly,,,1.4,12.8,11.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;Sharpe,Email>Chat>Phone>In-Person,true,21:00-06:45,62,69,65,54,OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-09-23,Failed,v2.8.6,NoIlliquids,Prioritize liquidity and down payment savings
A5273,Optimizer,139260,969773,64472,9.5,3,12,US,Medium,,,PennyStocks,1.6,23.8,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;IRR,Phone>Email>Chat>App>In-Person,false,20:45-06:45,57,120,50,49,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-07-30,Success,v1.10.7,LimitOrderOnly,Enforce tax budget and position caps
A5274,Preserver,94130,464756,67029,5.6,2,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.9,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,App>Email>In-Person,false,23:15-08:45,76,217,78,81,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-04-05,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5275,Optimizer,124101,1064988,75185,7.5,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.6,20.6,9.8,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost;MaxDD,Email>App>Phone>Chat,true,19:15-08:30,62,112,58,53,Brokerage;CreditBureau;OpenBanking,2,None,PlanUpdate,2025-11-10,Partial,v1.8.7,NoMargin,Enforce tax budget and position caps
A5276,Builder,66408,85271,10873,11.3,3,10,US,Low,,NoFossilFuel;ESGOnly,,1.7,12.5,9.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR,In-Person>Phone>Email,true,22:00-08:00,72,141,57,52,OpenBanking,19,Human,Rebalance,2025-04-14,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5277,Stabilizer,49725,115687,11497,5.2,4,10,CA,Low,NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Chat>Email>Phone,true,23:45-06:00,55,130,62,57,OpenBanking;Payroll,17,Hybrid,PlanUpdate,2025-09-11,Failed,v1.9.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5278,Builder,54156,127031,8997,10.6,3,10,DE,Low,,,,1.5,14.9,8.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>Email>Chat>In-Person,false,22:15-06:15,65,102,59,59,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-01-29,Success,v1.10.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A5279,Builder,36182,43835,4009,9.0,2,10,US,Low,NoDerivatives,,,1.5,20.6,8.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;TaxCost,Chat>Phone>In-Person,true,21:15-06:30,60,78,45,36,CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-07-08,Success,v2.8.7,NoMargin,Prioritize liquidity and down payment savings
A5280,Builder,71982,286702,8316,7.7,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs,1.6,20.5,8.1,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;IRR;MaxDD,In-Person>Phone>Chat,true,22:15-07:45,73,113,83,76,CreditBureau;OpenBanking,20,None,Rebalance,2025-09-13,Partial,v2.9.4,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A5281,Preserver,69256,390858,34749,5.7,3,10,AU,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,7.4,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Phone>Email,false,20:45-06:30,70,152,69,70,Brokerage;OpenBanking,6,None,AutoTransfer,2025-09-04,Success,v2.10.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5282,Stabilizer,91710,366702,42626,5.1,4,10,AU,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Email>Chat,true,23:45-08:15,65,141,66,61,CreditBureau;OpenBanking;Payroll,16,Human,AutoTransfer,2025-02-14,Success,v1.8.4,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5283,Stabilizer,91114,344246,10469,5.2,4,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe,In-Person>Phone>App>Email>Chat,true,19:00-07:30,53,161,58,61,OpenBanking;Payroll,13,Hybrid,Rebalance,2025-06-27,Failed,v1.8.1,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5284,Builder,25666,54732,3596,10.1,4,10,US,Medium,,NoWeapons,,1.6,13.1,7.0,Home:3y;Retirement:30y,3,Directive,Medium,MaxDD;Sharpe;IRR,Phone>App>Email>In-Person,false,21:45-06:45,55,104,43,41,OpenBanking,17,None,Rebalance,2025-10-08,Failed,v2.8.5,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A5285,Preserver,137841,2078635,128804,7.6,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.1,7.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,App>Chat>Email>In-Person>Phone,false,21:00-08:15,69,149,75,65,Brokerage;OpenBanking,14,Human,AutoTransfer,2025-02-23,Success,v1.9.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5286,Stabilizer,97293,457476,17231,7.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost,Email>Chat>App>In-Person,false,23:15-08:15,67,129,57,56,CreditBureau;OpenBanking;Payroll,15,None,PlanUpdate,2025-01-08,Success,v1.9.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5287,Stabilizer,76514,439188,37537,8.3,3,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,App>Phone>In-Person,true,19:15-08:30,66,175,63,55,CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-06-16,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5288,Preserver,41059,133737,11699,4.8,3,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.4,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>Email>Phone,true,23:30-07:30,71,164,80,80,Brokerage;CreditBureau;OpenBanking,9,None,Rebalance,2025-03-29,Success,v2.8.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5289,Optimizer,47212,602709,27960,8.2,2,10,US,Low,,NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,1.6,24.3,13.6,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;TaxCost,Email>Chat>Phone>App>In-Person,true,23:30-08:00,71,94,81,79,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AutoTransfer,2025-03-06,Success,v1.9.3,NoIlliquids,Enforce tax budget and position caps
A5290,Builder,94629,246488,20213,13.2,1,10,IN,Low,NoIlliquids;NoShortSelling,,,1.6,19.1,7.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;Sharpe;TaxCost,Email>Phone>Chat>In-Person,true,20:00-08:15,58,68,47,36,OpenBanking,10,Hybrid,AlertAcknowledge,2025-04-10,Success,v1.10.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A5291,Builder,52504,219847,6292,13.5,2,10,UK,Medium,,NoTobacco;ESGOnly,PennyStocks;PrivateCredit,1.6,18.5,11.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;IRR;MaxDD,Email>Phone>App,true,23:15-07:45,51,111,61,55,OpenBanking,7,None,Rebalance,2025-08-13,Success,v2.10.8,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A5292,Optimizer,139483,2493343,84649,10.5,1,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons;NoTobacco,PennyStocks,1.5,19.9,11.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;IRR,Chat>Email>In-Person>App,true,19:15-07:45,75,74,71,69,Brokerage;CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-11-26,Success,v1.8.2,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5293,Optimizer,29319,441080,11515,7.1,3,10,DE,Low,,,PennyStocks,1.9,19.7,10.2,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;Sharpe;TaxCost,In-Person>Email>Phone>Chat,true,22:15-07:30,68,67,67,55,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-08-26,Success,v1.10.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5294,Builder,82051,345953,12543,13.5,2,10,AU,Low,,NoTobacco;ESGOnly,PennyStocks,1.4,13.8,7.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;MaxDD,Phone>Email>App,true,20:00-07:00,57,71,59,59,CreditBureau;OpenBanking;Payroll,8,None,AlertAcknowledge,2025-05-15,Success,v2.9.9,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5295,Preserver,73525,450664,17082,5.8,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.5,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD,In-Person>Email>Phone,true,21:00-08:30,80,233,76,66,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-08-30,Partial,v2.9.1,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5296,Optimizer,82159,1128194,27203,6.8,3,10,US,Low,NoIlliquids,,LeveragedETFs;PennyStocks;PrivateCredit,1.9,23.4,10.6,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;Sharpe;IRR,Chat>App>Email>In-Person>Phone,true,21:00-06:15,76,106,86,76,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-07-23,Partial,v2.9.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5297,Explorer,102628,972366,28620,22.7,1,15,IN,Low,,,PennyStocks,2.0,29.7,14.2,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;MaxDD,Chat>In-Person>App,true,23:00-08:30,70,87,66,61,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-04-22,Success,v2.9.4,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5298,Preserver,85382,414466,25659,5.0,3,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,9.9,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost,Chat>Email>App,true,23:15-06:15,74,212,66,62,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-01-01,Success,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5299,Builder,77610,390768,10652,11.2,2,10,US,Medium,,,,1.7,23.3,8.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;Sharpe,Email>App>In-Person>Chat>Phone,true,20:30-06:45,56,89,45,33,OpenBanking,11,Hybrid,PlanUpdate,2025-11-13,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5300,Explorer,45034,336640,13386,20.5,2,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;PennyStocks,1.9,22.9,15.1,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;Sharpe,Email>Chat>Phone,true,21:30-08:45,60,75,62,54,OpenBanking,6,Hybrid,AutoTransfer,2025-04-25,Success,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5301,Builder,158839,486237,17768,8.4,4,12,US,Low,,NoTobacco;NoFossilFuel,,1.4,19.6,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;Sharpe,Phone>App>In-Person>Email>Chat,true,23:45-07:00,71,146,81,74,OpenBanking;Payroll,11,None,Rebalance,2025-01-16,Success,v2.8.3,NoPennyStocks,Prioritize liquidity and down payment savings
A5302,Preserver,71357,1363197,58519,5.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Chat>Email,true,23:15-08:00,67,176,54,44,Brokerage;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-07-12,Partial,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5303,Optimizer,178926,3850388,108178,6.7,3,12,US,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.4,21.8,13.5,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe;TaxCost,In-Person>Email>Phone,false,22:45-08:30,61,115,50,39,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-05-18,Failed,v2.10.3,NoPennyStocks,Enforce tax budget and position caps
A5304,Stabilizer,58576,485328,28446,7.1,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.1,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>App>Email,false,19:00-07:45,55,92,56,57,OpenBanking,11,None,AlertAcknowledge,2024-12-28,Success,v1.8.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5305,Stabilizer,77827,423278,32636,6.1,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.9,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost,Chat>Phone>App>In-Person,true,23:45-07:45,55,155,54,53,CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-05-18,Failed,v2.10.5,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5306,Preserver,91092,891026,62554,5.2,3,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.6,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Chat>Email>Phone,true,20:30-06:45,81,149,73,65,Brokerage;CreditBureau;OpenBanking,3,None,Rebalance,2025-12-01,Success,v1.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5307,Stabilizer,65572,318382,27254,5.6,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,Phone>App>Chat>Email,true,20:15-07:30,63,109,56,55,OpenBanking,8,Hybrid,AutoTransfer,2025-01-28,Success,v2.10.8,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5308,Preserver,87136,604737,37327,7.8,1,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,16.2,7.2,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>App>Chat>Email,true,22:00-08:45,69,140,67,64,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-09-03,Success,v2.10.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5309,Optimizer,76579,1153437,41959,9.9,1,10,AU,Medium,,NoFossilFuel,LeveragedETFs;PennyStocks,1.7,18.0,10.7,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;Sharpe,Phone>Chat>Email>App>In-Person,true,20:00-08:00,60,115,66,59,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-07-24,Partial,v2.9.8,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5310,Preserver,115285,892762,93509,7.4,1,12,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.6,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD,Email>App>Phone>Chat,true,22:45-07:15,77,208,85,84,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-07-16,Success,v1.8.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5311,Preserver,107919,1282321,101298,6.3,2,15,AU,Medium,NoIlliquids;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>Email>App,true,20:15-06:30,66,226,75,73,Brokerage;CreditBureau;OpenBanking;Payroll,8,None,PlanUpdate,2025-04-27,Partial,v2.8.9,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5312,Stabilizer,71179,346048,30768,9.7,1,10,US,Low,NoDerivatives;NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Phone>App>Chat>In-Person>Email,false,19:30-06:30,64,160,59,57,CreditBureau;OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-12-06,Success,v2.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5313,Preserver,167183,873977,100720,4.7,4,12,US,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD,In-Person>Email>App,true,23:30-06:15,73,208,74,70,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-04-29,Partial,v1.8.8,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5314,Optimizer,182518,1040436,80053,9.6,1,12,US,Medium,NoIlliquids;NoShortSelling,NoTobacco,PennyStocks,1.6,25.9,12.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,Sharpe;TaxCost,Chat>Phone>Email>App,true,23:45-08:00,57,72,64,60,Brokerage;OpenBanking,1,Human,PlanUpdate,2025-07-27,Success,v1.10.2,NoMargin,Enforce tax budget and position caps
A5315,Optimizer,84820,681291,35979,10.5,3,10,UK,Medium,,NoTobacco,PennyStocks;PrivateCredit,1.5,20.5,10.6,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;IRR;Sharpe,Phone>App>Chat>In-Person,true,22:15-06:00,60,70,53,52,Brokerage;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-11-07,Success,v2.8.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5316,Preserver,103733,1328263,61863,5.8,3,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,Chat>Email>In-Person>Phone,true,22:15-07:30,63,178,69,74,Brokerage;CreditBureau;OpenBanking;Payroll,9,None,PlanUpdate,2025-01-24,Success,v1.10.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5317,Builder,106192,390170,30163,11.3,3,12,US,Low,,,,1.8,17.2,9.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;IRR;MaxDD,App>In-Person>Email,false,19:00-08:30,71,68,67,67,OpenBanking,12,None,AlertAcknowledge,2025-04-06,Success,v1.10.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A5318,Builder,62478,90703,9529,14.0,2,10,US,Low,,,PrivateCredit,1.7,13.3,11.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;TaxCost;MaxDD,Phone>In-Person>Chat,false,23:15-06:30,57,124,59,49,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-10-23,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A5319,Preserver,99330,740255,54828,5.1,3,10,CA,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,8.8,7.8,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Phone,true,19:30-08:00,78,154,66,63,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-09-17,Partial,v1.9.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5320,Builder,55216,113276,11401,9.8,2,10,US,Low,,,,1.5,16.3,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,Sharpe;IRR,Chat>Phone>In-Person>Email,true,23:30-08:00,63,60,54,48,CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-12-07,Success,v1.9.4,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A5321,Preserver,81555,535044,64990,6.0,4,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,9.7,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Email,false,22:30-08:15,78,159,78,76,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-09-26,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5322,Preserver,139718,2238933,73981,4.8,4,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,12.8,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,App>Chat>Email,false,20:00-06:45,71,219,63,65,Brokerage;CreditBureau;OpenBanking,8,Human,Rebalance,2025-07-22,Partial,v2.9.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5323,Stabilizer,80198,532174,16517,8.3,2,10,CA,Low,AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.4,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe,Chat>Phone>In-Person>Email,true,19:15-08:15,64,167,65,68,OpenBanking,19,None,PlanUpdate,2025-03-26,Partial,v1.8.9,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5324,Builder,87950,135326,18782,13.3,2,10,US,Medium,,ESGOnly,LeveragedETFs,1.5,13.7,11.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;Sharpe,Chat>Phone>App>Email,false,20:00-07:00,60,147,67,60,CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-08-26,Success,v2.10.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A5325,Preserver,105274,922332,41661,5.6,3,15,CA,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,6.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>App>Chat>In-Person>Email,true,23:00-06:00,80,145,72,68,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,Rebalance,2025-08-25,Failed,v2.8.5,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5326,Builder,53683,217789,7815,11.7,1,10,US,Medium,,,PennyStocks,1.4,13.0,7.4,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;TaxCost;IRR,App>Chat>Phone>In-Person>Email,true,21:45-07:45,69,144,63,63,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-11-09,Success,v2.8.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5327,Stabilizer,46904,398665,20330,10.0,1,10,AU,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,13.8,6.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,App>Phone>In-Person>Email,true,22:15-06:15,59,165,48,43,OpenBanking,5,None,PlanUpdate,2025-07-23,Partial,v1.9.1,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A5328,Optimizer,101501,1599364,32724,10.2,2,12,US,Medium,,NoTobacco;NoWeapons,PennyStocks,1.6,19.9,11.1,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;TaxCost,App>Phone>Chat>In-Person,false,23:45-07:15,53,84,54,42,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-04-22,Partial,v1.8.9,NoMargin,Enforce tax budget and position caps
A5329,Optimizer,159318,2028539,57293,6.9,4,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;PennyStocks;PrivateCredit,1.7,22.7,12.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;Sharpe;TaxCost,App>Email>Phone>Chat,false,21:15-06:15,72,75,84,81,Brokerage;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-05-09,Success,v2.8.2,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A5330,Explorer,80614,376703,13839,16.6,1,10,US,Low,NoShortSelling,,,1.8,34.8,15.0,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,IRR;Sharpe;MaxDD,App>Email>Chat>Phone,true,19:00-06:15,60,52,65,57,CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-08-04,Success,v1.10.8,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5331,Builder,32180,37624,4328,10.7,4,10,US,Low,,NoWeapons,,1.5,21.4,8.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;Sharpe,In-Person>Chat>Phone,true,21:00-06:00,67,129,53,42,CreditBureau;OpenBanking,11,None,Rebalance,2025-08-10,Partial,v1.10.2,StopLossDisabled,Prioritize liquidity and down payment savings
A5332,Optimizer,297193,4908646,190619,7.8,3,15,DE,Low,,NoTobacco,Crypto;PennyStocks,1.7,20.1,10.6,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;MaxDD,Phone>In-Person>App>Email,true,22:30-07:45,74,76,69,58,Brokerage;OpenBanking;Payroll,1,None,PlanUpdate,2025-12-14,Success,v1.9.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5333,Preserver,76438,755728,50944,3.9,4,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Chat,false,19:45-06:00,69,229,79,73,Brokerage;CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-05-15,Success,v1.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5334,Preserver,95207,609310,59044,6.6,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.9,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;MaxDD,Chat>App>Email>In-Person,true,20:00-06:15,76,200,86,82,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-10-16,Failed,v1.10.1,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5335,Preserver,107444,858300,80348,6.5,2,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.0,5.7,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Chat>In-Person>Email,false,23:45-07:30,73,131,77,71,Brokerage;CreditBureau;OpenBanking,13,Human,Rebalance,2025-03-26,Partial,v2.9.7,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5336,Builder,140137,444909,13889,7.0,4,15,DE,Low,,ESGOnly,Crypto;LeveragedETFs,1.7,24.9,9.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,MaxDD;IRR;Sharpe,Email>App>In-Person>Phone>Chat,true,22:45-08:45,73,94,76,75,OpenBanking,10,Hybrid,Rebalance,2025-06-14,Success,v2.10.9,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A5337,Stabilizer,51438,107852,13874,9.7,1,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.3,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe,In-Person>Chat>Phone>Email,false,19:15-06:00,53,144,41,37,OpenBanking,15,Hybrid,AlertAcknowledge,2025-06-26,Success,v1.10.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5338,Optimizer,80300,963317,55153,5.5,4,10,DE,Low,AccreditedOnly,,PennyStocks,1.5,15.7,12.1,Wealth:10y;Estate:20y,10,Directive,Medium,IRR;TaxCost,In-Person>App>Chat>Email,false,20:00-08:45,71,89,60,60,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-12-26,Failed,v1.8.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A5339,Optimizer,73614,1409417,27184,10.0,3,10,US,Low,,NoTobacco,LeveragedETFs;PennyStocks,1.5,20.1,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;IRR,Chat>In-Person>App>Phone,true,19:30-06:00,74,99,71,66,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-05-28,Success,v2.10.7,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A5340,Optimizer,134849,1722286,51595,8.1,1,12,US,Low,NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks,1.8,19.5,12.5,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;Sharpe,In-Person>App>Chat,true,20:45-08:45,62,110,58,58,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-08-23,Success,v1.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A5341,Builder,85144,303728,18567,9.4,4,10,US,Low,,ESGOnly;NoTobacco,,1.5,16.5,9.2,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;IRR,Phone>In-Person>Chat>App,false,19:45-06:15,70,135,65,57,OpenBanking;Payroll,15,None,AutoTransfer,2025-03-21,Partial,v2.9.4,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A5342,Preserver,105773,847680,53845,3.9,4,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email>App>Phone,true,23:15-07:30,69,179,74,76,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-06-19,Success,v2.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5343,Builder,151987,892433,28950,9.4,4,12,US,Low,NoIlliquids,NoTobacco,LeveragedETFs,1.8,13.2,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe;MaxDD,Email>In-Person>Chat>Phone>App,false,23:00-07:30,64,131,73,61,CreditBureau;OpenBanking;Payroll,15,Hybrid,AutoTransfer,2025-03-06,Partial,v2.8.6,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5344,Stabilizer,63433,159112,6039,7.1,2,10,SG,Medium,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.9,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,App>Phone>Chat,true,21:30-07:15,59,94,49,42,OpenBanking;Payroll,16,Human,AutoTransfer,2025-07-21,Success,v2.10.9,StopLossDisabled,Keep expenses buffer ≥ 4 months
A5345,Optimizer,134070,1729898,73934,9.0,2,12,US,Low,NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.9,22.8,12.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;IRR;Sharpe,Chat>In-Person>Email,true,23:30-06:00,66,96,71,59,Brokerage;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-12-12,Success,v2.10.8,NoPennyStocks,Enforce tax budget and position caps
A5346,Stabilizer,34628,82957,5592,5.8,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.5,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,App>In-Person>Email>Phone>Chat,true,22:15-07:45,65,153,66,62,OpenBanking;Payroll,16,Human,PlanUpdate,2025-03-21,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5347,Stabilizer,26981,146455,13611,6.6,2,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Chat>In-Person>Email>Phone>App,true,23:00-06:15,52,166,58,52,CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-01-06,Success,v2.8.4,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5348,Stabilizer,91018,777482,48546,6.4,1,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Email>In-Person>Phone>Chat,true,20:45-06:30,58,165,45,40,CreditBureau;OpenBanking;Payroll,19,Hybrid,AlertAcknowledge,2025-01-14,Success,v1.8.9,NoIlliquids,Keep expenses buffer ≥ 4 months
A5349,Stabilizer,91118,682618,43713,6.1,2,10,AU,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,App>Email>In-Person,true,20:00-08:00,58,138,51,53,OpenBanking;Payroll,7,Human,PlanUpdate,2025-04-23,Success,v1.10.1,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5350,Optimizer,67631,1186451,34051,11.2,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.5,23.6,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe;MaxDD,In-Person>App>Email>Phone,false,23:15-08:00,61,78,59,56,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-02-05,Success,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A5351,Builder,64278,218770,8003,10.7,2,10,DE,Low,NoDerivatives,ESGOnly,,1.7,16.5,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;IRR;TaxCost,App>Chat>Email>In-Person,true,21:15-08:15,63,89,65,53,CreditBureau;OpenBanking;Payroll,19,None,AutoTransfer,2025-05-09,Success,v2.10.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5352,Explorer,86815,463851,28414,17.2,3,10,CA,Low,NoIlliquids,,,1.7,23.1,12.2,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,Sharpe;MaxDD,App>Chat>In-Person>Phone>Email,true,23:15-08:00,68,88,55,51,OpenBanking,3,None,PlanUpdate,2025-07-15,Partial,v1.10.7,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A5353,Builder,57556,105873,9327,10.6,1,10,US,Low,NoIlliquids,,Crypto,1.4,13.9,11.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,Sharpe;TaxCost,App>Email>Phone>Chat,false,21:30-07:45,72,106,67,57,CreditBureau;OpenBanking,16,Human,Rebalance,2025-05-03,Success,v2.8.4,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A5354,Stabilizer,51829,123441,10025,6.5,3,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,11.4,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Phone>In-Person>Chat>Email,false,21:45-08:15,54,124,44,49,OpenBanking,19,None,AutoTransfer,2025-02-10,Success,v2.10.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5355,Optimizer,116240,1006836,76950,8.1,1,12,US,Medium,NoIlliquids;NoShortSelling,,PennyStocks,1.6,15.8,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;MaxDD,Email>Chat>Phone,true,22:45-07:00,61,75,55,46,Brokerage;OpenBanking,1,Human,AlertAcknowledge,2025-12-22,Failed,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A5356,Stabilizer,168958,1543497,44553,3.6,4,15,CA,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.6,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Phone>Email>Chat,true,22:15-07:15,56,150,54,54,CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-11-24,Failed,v2.10.2,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5357,Optimizer,180699,1673976,89683,12.3,1,12,US,Low,,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.6,17.5,13.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;TaxCost;MaxDD,In-Person>Email>Chat>Phone>App,false,23:00-08:45,61,72,61,52,Brokerage;OpenBanking;Payroll,3,Human,PlanUpdate,2025-01-31,Failed,v1.9.3,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A5358,Preserver,82807,412210,41302,3.5,3,10,UK,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,App>Chat>Phone,false,21:30-08:45,71,179,72,72,Brokerage;OpenBanking,5,None,PlanUpdate,2025-11-01,Success,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5359,Builder,98989,2923,1000,9.2,2,10,US,Low,NoDerivatives,,,1.4,18.4,7.5,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;MaxDD;IRR,App>Chat>In-Person>Phone,true,20:00-06:45,68,95,55,51,CreditBureau;OpenBanking;Payroll,20,Human,AlertAcknowledge,2025-10-26,Success,v1.9.9,NoMargin,Prioritize liquidity and down payment savings
A5360,Stabilizer,81926,575444,34093,9.3,1,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,MaxDD;Sharpe,Email>Phone>Chat>App>In-Person,false,22:45-08:00,59,119,51,53,CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-12-07,Success,v2.10.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5361,Preserver,101787,933478,58033,5.8,1,12,US,Medium,NoDerivatives;AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,16.4,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD,In-Person>App>Email,false,20:45-08:00,62,122,57,50,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-04-29,Success,v1.10.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5362,Preserver,112964,770319,78932,7.2,1,12,US,Medium,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>Email,true,19:00-06:00,78,143,63,52,Brokerage;OpenBanking,3,None,Rebalance,2025-04-30,Success,v2.8.5,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5363,Optimizer,143046,847386,72864,6.7,4,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.6,20.6,12.3,Wealth:10y;Estate:20y,10,Concise,Shallow,Sharpe;MaxDD,Email>App>Phone>Chat,false,21:45-07:00,67,104,80,80,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-09-16,Failed,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A5364,Stabilizer,42113,85287,12254,6.6,2,10,US,Low,AccreditedOnly;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Chat>Phone,true,23:30-08:45,56,180,49,52,CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-06-24,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5365,Optimizer,137290,1997705,66926,7.3,4,15,UK,High,NoDerivatives,NoFossilFuel,PennyStocks,1.7,19.0,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;TaxCost,App>In-Person>Chat>Phone>Email,false,19:15-06:00,58,117,63,61,Brokerage;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-06-08,Failed,v1.8.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A5366,Builder,56557,274695,4839,7.5,4,10,IN,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.6,15.7,8.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;MaxDD;TaxCost,In-Person>App>Chat,true,23:15-08:00,73,144,77,69,CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-11-06,Success,v2.8.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5367,Optimizer,117710,646760,26893,9.6,2,12,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoTobacco,PennyStocks,1.9,15.8,11.4,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;MaxDD,Chat>App>Phone>Email,true,20:15-07:15,71,74,87,75,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-10-12,Success,v2.9.2,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5368,Optimizer,75715,656381,21116,7.0,4,10,US,Low,,,PennyStocks,1.9,22.4,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;IRR;Sharpe,Phone>App>In-Person>Email>Chat,false,23:15-08:45,64,82,64,55,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-09-06,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5369,Preserver,115366,1288058,62534,4.9,4,12,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,7.4,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe,Chat>In-Person>Phone,true,22:15-07:30,76,138,74,62,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-12-10,Success,v2.8.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5370,Stabilizer,79559,263893,19584,6.4,3,10,AU,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>Email>App>Phone,true,20:15-08:00,52,119,51,45,OpenBanking,18,None,AutoTransfer,2025-02-21,Success,v2.8.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A5371,Optimizer,118847,1441037,67425,7.4,4,15,CA,Low,,,PennyStocks,1.8,18.3,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD,In-Person>Chat>App,true,21:45-06:45,61,92,75,75,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-12-05,Success,v2.10.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5372,Explorer,74605,309755,13270,18.5,2,10,UK,Low,NoShortSelling,,Crypto;PrivateCredit,1.9,29.4,13.5,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,TaxCost;MaxDD;IRR,In-Person>Email>Chat>Phone,true,19:30-07:00,60,62,69,59,OpenBanking,2,None,Rebalance,2025-11-09,Failed,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5373,Stabilizer,84897,520680,20784,6.5,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.8,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD,In-Person>Email>App>Chat>Phone,true,21:30-06:00,68,95,68,68,OpenBanking;Payroll,8,Human,AlertAcknowledge,2025-05-17,Partial,v1.10.8,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5374,Stabilizer,107743,553573,31851,6.7,3,15,UK,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Chat>Email>App>In-Person>Phone,false,21:45-06:45,52,178,42,40,OpenBanking,16,Hybrid,AutoTransfer,2025-03-08,Success,v2.10.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5375,Preserver,55438,770966,51075,3.8,4,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.9,5.6,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Phone>Chat>App>Email,true,22:30-08:30,81,191,78,74,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-07-27,Success,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5376,Optimizer,278881,3334907,130440,7.0,4,12,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel;NoWeapons,PennyStocks,1.9,26.1,10.6,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;Sharpe,In-Person>Email>Chat>Phone>App,true,23:15-06:15,75,66,83,83,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-02-23,Success,v2.10.2,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A5377,Optimizer,124675,1907083,64537,10.0,4,12,US,Low,,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,1.6,24.7,11.9,Wealth:10y;Estate:20y,10,Educational,Deep,IRR;TaxCost,Phone>In-Person>Chat>Email>App,true,19:30-08:00,74,105,78,68,Brokerage;OpenBanking;Payroll,4,None,PlanUpdate,2025-04-04,Failed,v1.8.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A5378,Preserver,84742,269179,13110,4.8,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,7.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,Chat>App>In-Person>Email>Phone,false,20:30-08:00,82,197,86,85,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-05-16,Failed,v2.10.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5379,Explorer,98918,472314,23926,19.1,4,10,IN,Low,AccreditedOnly;NoIlliquids,,PennyStocks,1.9,34.6,14.2,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,IRR;Sharpe,In-Person>Email>Phone>App,true,21:45-06:00,62,59,59,57,OpenBanking;Payroll,1,Human,PlanUpdate,2025-07-18,Partial,v2.9.7,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5380,Optimizer,117037,3143056,54561,5.8,4,12,US,Low,NoShortSelling;NoIlliquids,,PennyStocks;PrivateCredit,1.7,24.3,13.6,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;IRR,App>Email>Phone>Chat>In-Person,false,19:30-08:00,72,105,74,66,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-08-12,Partial,v1.10.5,NoIlliquids,Enforce tax budget and position caps
A5381,Explorer,139748,1685622,51827,12.7,3,12,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;PennyStocks,1.8,25.0,17.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,IRR;Sharpe,Phone>Email>In-Person,true,21:15-08:00,58,59,62,50,OpenBanking,5,None,PlanUpdate,2025-08-05,Failed,v1.8.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A5382,Optimizer,133710,946839,66316,7.6,4,12,US,Low,,NoTobacco,Crypto;PennyStocks;PrivateCredit,1.7,19.2,10.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;IRR;Sharpe,Email>In-Person>App>Phone,true,23:00-08:45,61,90,76,76,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-10-13,Success,v2.8.6,PauseWhenVIX>30,Enforce tax budget and position caps
A5383,Preserver,146024,1017939,84077,5.9,3,15,SG,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.7,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,Email>Phone>In-Person>Chat>App,false,23:45-08:30,70,153,79,75,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-06-12,Success,v2.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5384,Preserver,100260,635380,37553,3.7,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.6,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost,Chat>Phone>Email>App>In-Person,true,20:30-06:45,81,204,76,75,Brokerage;OpenBanking;Payroll,6,Human,PlanUpdate,2025-01-26,Partial,v2.8.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5385,Explorer,56956,31603,1841,17.9,2,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,2.0,25.6,17.3,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,Sharpe;IRR;TaxCost,Phone>App>Chat>Email,false,20:30-08:15,65,49,65,54,CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-09-15,Failed,v2.10.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A5386,Optimizer,170811,3959759,100452,10.5,1,12,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoFossilFuel,PennyStocks,1.9,27.5,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost;IRR,Email>In-Person>App,true,23:45-06:00,69,100,79,74,Brokerage;OpenBanking;Payroll,3,None,AutoTransfer,2025-12-12,Success,v1.10.2,NoMargin,Enforce tax budget and position caps
A5387,Builder,130030,609217,22469,11.5,3,15,IN,Low,NoIlliquids,,PennyStocks;PrivateCredit,1.6,14.8,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;MaxDD,Chat>In-Person>Phone>Email,true,22:15-06:45,59,78,59,47,OpenBanking;Payroll,19,None,PlanUpdate,2025-09-23,Success,v2.8.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5388,Builder,114452,202228,6518,14.4,2,12,US,Low,,NoTobacco;ESGOnly,,1.4,13.9,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;Sharpe,Phone>Email>In-Person>Chat>App,true,19:15-06:00,66,128,72,60,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-01-23,Success,v1.8.7,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5389,Explorer,88926,348179,23119,18.3,4,10,US,Low,,,PennyStocks,2.1,34.8,16.4,Business:5y;Travel:2y,5,Educational,Shallow,MaxDD;IRR;TaxCost,Phone>Chat>App,true,23:00-08:15,56,81,60,50,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-08-25,Success,v1.9.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5390,Stabilizer,104476,528189,36929,7.3,2,15,SG,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,16.6,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Email>App>In-Person>Chat>Phone,true,19:30-08:00,56,171,56,58,OpenBanking;Payroll,10,Human,AutoTransfer,2025-11-11,Success,v1.8.2,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5391,Builder,105139,150170,21172,15.1,1,12,US,Low,NoShortSelling;AccreditedOnly,,,1.5,20.6,7.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;IRR;TaxCost,App>Email>Phone>In-Person>Chat,false,19:00-08:45,58,150,61,51,OpenBanking;Payroll,8,None,Rebalance,2025-11-18,Failed,v1.10.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A5392,Stabilizer,112921,1126690,43456,7.5,4,15,AU,Medium,NoShortSelling;AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,App>Phone>Chat>In-Person>Email,false,23:00-07:30,55,165,49,46,CreditBureau;OpenBanking;Payroll,20,Human,AutoTransfer,2025-05-15,Success,v1.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5393,Builder,109920,457397,10202,12.4,4,12,US,Low,NoShortSelling,NoTobacco,PrivateCredit,1.5,20.5,10.5,Home:3y;Retirement:30y,3,Concise,Medium,IRR;TaxCost,App>Phone>In-Person>Email,true,19:30-08:15,68,106,73,65,OpenBanking,5,Hybrid,AutoTransfer,2025-06-11,Success,v2.10.4,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A5394,Optimizer,45155,624967,21916,9.1,2,10,AU,Low,NoIlliquids;AccreditedOnly,,PennyStocks,1.7,23.9,12.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;IRR,Chat>In-Person>Email>Phone,true,21:30-08:00,70,66,70,70,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-11-09,Success,v1.10.2,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A5395,Optimizer,85821,1920396,42374,6.8,4,10,US,Medium,AccreditedOnly,NoTobacco,PennyStocks,1.9,25.8,12.5,Wealth:10y;Estate:20y,10,Directive,Deep,MaxDD;TaxCost,Email>In-Person>Chat>Phone,true,19:30-07:00,64,116,54,44,Brokerage;OpenBanking;Payroll,7,None,AutoTransfer,2025-05-08,Partial,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A5396,Builder,94306,204366,8064,10.3,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs,1.7,18.0,11.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>In-Person,false,22:45-08:00,73,111,60,54,OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-09-13,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5397,Builder,92019,136408,8145,13.7,1,10,UK,Medium,NoDerivatives;NoShortSelling,,,1.7,19.9,8.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD;Sharpe,Phone>In-Person>Email,true,23:15-06:00,53,91,44,38,CreditBureau;OpenBanking;Payroll,9,None,PlanUpdate,2025-07-23,Success,v1.8.8,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5398,Stabilizer,31636,174758,16890,5.6,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>App,false,22:00-06:15,52,157,54,56,OpenBanking,13,Hybrid,PlanUpdate,2025-09-25,Failed,v2.9.1,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5399,Explorer,59008,332628,15293,15.7,3,10,US,High,NoDerivatives;NoShortSelling,,LeveragedETFs,1.6,27.1,12.3,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,MaxDD;Sharpe;IRR,Email>In-Person>App>Chat,false,19:15-07:30,50,46,60,55,OpenBanking;Payroll,6,None,PlanUpdate,2025-07-17,Success,v2.8.9,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A5400,Preserver,52200,357591,44058,3.4,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.1,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>In-Person>App>Chat,true,23:45-08:15,80,153,74,67,Brokerage;OpenBanking,10,Human,AutoTransfer,2025-02-01,Success,v1.9.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5401,Preserver,59244,807428,46218,7.9,2,10,CA,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,10.0,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe,App>Chat>Phone>Email>In-Person,true,20:45-08:30,69,235,74,68,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-04-17,Failed,v1.8.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5402,Optimizer,123902,1395516,73470,10.6,1,12,US,Medium,AccreditedOnly;NoShortSelling,ESGOnly;NoWeapons,PennyStocks,1.8,17.7,11.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;Sharpe,In-Person>Chat>Email>Phone,true,19:45-07:00,57,70,68,63,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-02-28,Success,v2.10.2,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5403,Builder,49723,169282,8580,11.3,4,10,IN,High,NoShortSelling;AccreditedOnly,NoFossilFuel,,1.6,16.8,10.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,MaxDD;Sharpe,Chat>Phone>Email>App,false,21:15-06:45,62,61,68,66,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-11-13,Partial,v2.10.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5404,Explorer,53072,37876,3550,16.2,3,10,US,Low,,,PennyStocks;PrivateCredit,1.9,32.2,13.6,Business:5y;Travel:2y,5,Concise,Medium,Sharpe;MaxDD,Chat>In-Person>Email>App,false,19:00-08:45,64,82,61,57,OpenBanking,4,None,AlertAcknowledge,2025-11-26,Failed,v1.8.4,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A5405,Preserver,82987,606532,28875,5.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Phone>Chat>App,true,21:30-08:00,83,192,70,58,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-07-09,Success,v1.8.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5406,Stabilizer,81022,371966,21240,6.4,3,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,6.6,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>Email>App,true,19:45-06:45,49,125,56,48,CreditBureau;OpenBanking,18,None,Rebalance,2025-03-09,Success,v1.9.7,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5407,Optimizer,181834,3079903,102007,8.7,4,12,US,Low,NoShortSelling,,PennyStocks,1.7,24.1,11.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;MaxDD,Phone>Chat>App>In-Person,false,20:30-07:15,67,73,77,66,Brokerage;OpenBanking;Payroll,1,Human,AutoTransfer,2025-03-28,Failed,v2.10.4,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A5408,Preserver,67529,462279,17620,7.9,1,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Email>Phone>App>Chat>In-Person,true,22:15-06:00,76,219,77,78,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-09-08,Success,v1.9.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5409,Optimizer,110526,845537,87073,7.6,4,12,US,Low,AccreditedOnly;NoDerivatives,,PennyStocks;PrivateCredit,1.6,26.1,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;TaxCost;Sharpe,Email>In-Person>App>Chat,false,20:15-06:30,62,86,71,60,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-06-18,Success,v2.9.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5410,Optimizer,139606,754537,71406,8.5,4,15,UK,High,NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks;PrivateCredit,1.9,27.9,13.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;IRR,Email>App>Phone,true,21:30-07:30,64,79,59,57,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-11-15,Success,v2.8.9,PauseWhenVIX>30,Enforce tax budget and position caps
A5411,Explorer,57822,2591,1000,18.4,1,10,US,Low,AccreditedOnly,,PennyStocks,1.9,21.9,15.9,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;Sharpe,Phone>Email>Chat>App,false,20:00-08:45,59,49,54,50,CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-10-01,Success,v1.8.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5412,Builder,92126,168629,7570,11.4,2,10,US,Low,,,,1.6,12.2,11.3,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;TaxCost,In-Person>App>Email,true,22:00-07:45,58,111,66,65,OpenBanking;Payroll,16,Human,Rebalance,2025-12-21,Success,v2.9.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5413,Optimizer,123066,1156135,41486,11.1,1,15,UK,Low,AccreditedOnly,NoTobacco,PennyStocks,1.5,19.5,10.4,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;Sharpe,In-Person>Email>Phone>Chat>App,true,23:45-06:30,61,66,77,67,Brokerage;CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-10-29,Success,v2.10.9,PauseWhenVIX>30,Enforce tax budget and position caps
A5414,Optimizer,219460,2552216,172552,10.1,1,12,US,Medium,NoShortSelling;AccreditedOnly,,PennyStocks,1.6,17.1,12.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost,Phone>Email>App>In-Person,true,23:45-07:15,65,79,73,66,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-05-12,Success,v2.10.6,LimitOrderOnly,Enforce tax budget and position caps
A5415,Preserver,64418,409315,26325,7.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.0,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost,App>Phone>In-Person>Email>Chat,true,20:15-06:00,68,195,68,63,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-11-20,Success,v2.10.2,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5416,Optimizer,419262,2806761,356190,7.8,4,15,AU,High,AccreditedOnly;NoShortSelling,,Crypto;PennyStocks,1.6,26.8,10.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,MaxDD;IRR,Chat>Phone>Email,true,22:15-06:45,65,71,69,62,Brokerage;OpenBanking,4,None,AutoTransfer,2025-09-17,Failed,v1.8.4,StopLossDisabled,Enforce tax budget and position caps
A5417,Optimizer,89107,1233978,60903,10.2,2,10,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.6,22.8,9.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,Sharpe;MaxDD,Phone>Email>In-Person,true,22:00-07:15,67,87,58,56,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-09-06,Success,v2.8.4,NoPennyStocks,Enforce tax budget and position caps
A5418,Optimizer,243000,2271258,218801,10.7,3,12,US,Low,,,PennyStocks,1.8,23.6,12.2,Wealth:10y;Estate:20y,10,Collaborative,Deep,IRR;TaxCost,In-Person>Email>Phone>App>Chat,true,22:00-08:15,74,115,77,70,Brokerage;OpenBanking,2,Human,AlertAcknowledge,2025-12-21,Success,v1.10.9,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A5419,Explorer,110576,285086,31933,16.3,3,12,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs,1.7,24.1,17.7,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,TaxCost;MaxDD,App>Chat>In-Person>Phone,true,20:15-06:15,61,56,55,46,CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-09-25,Success,v1.8.3,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5420,Builder,141408,494658,27379,11.5,2,15,IN,Low,NoShortSelling,ESGOnly;NoTobacco,,1.8,22.1,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,IRR;Sharpe;MaxDD,Chat>In-Person>Phone>Email>App,true,20:45-08:45,63,98,58,54,OpenBanking;Payroll,19,None,Rebalance,2025-01-11,Success,v2.10.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5421,Optimizer,179506,2036325,137440,7.8,2,15,CA,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.9,24.3,12.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;TaxCost,Chat>In-Person>Email>Phone,false,21:45-07:30,63,90,59,55,Brokerage;CreditBureau;OpenBanking,2,None,Rebalance,2025-05-25,Partial,v1.9.8,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5422,Builder,48284,22965,3188,13.0,3,10,IN,Low,NoIlliquids,NoTobacco;NoWeapons,,1.4,19.7,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;IRR;Sharpe,Phone>In-Person>Chat,true,19:15-08:45,66,130,69,67,CreditBureau;OpenBanking,16,Human,AutoTransfer,2025-10-13,Success,v2.8.9,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A5423,Builder,17457,73826,5179,10.3,1,10,US,Low,,NoTobacco;NoWeapons,,1.8,12.1,8.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR,Phone>App>In-Person,true,21:45-06:00,66,134,62,62,OpenBanking,16,None,AlertAcknowledge,2025-05-25,Success,v2.8.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5424,Builder,47359,129624,13520,11.5,3,10,US,Low,,NoWeapons,PennyStocks,1.6,24.0,9.0,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;IRR;TaxCost,Email>In-Person>App>Chat,true,20:15-07:30,60,122,56,55,OpenBanking,18,None,PlanUpdate,2025-01-22,Success,v1.9.5,NoMargin,Prioritize liquidity and down payment savings
A5425,Preserver,152022,1067747,73496,8.6,1,15,CA,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person>Phone,false,23:30-06:30,81,225,85,74,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-12-08,Success,v1.9.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5426,Stabilizer,80744,521205,41817,9.3,2,10,US,Medium,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.0,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost,Chat>Email>In-Person>App>Phone,true,19:30-08:00,58,130,63,54,OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-12-08,Success,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5427,Preserver,65496,294737,37044,5.8,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,5.3,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD,App>Email>Chat,false,20:00-06:30,68,186,77,81,Brokerage;CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-12-18,Success,v1.8.5,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5428,Explorer,38279,204108,7469,22.0,1,10,US,Low,,NoTobacco;NoWeapons,PrivateCredit,1.7,22.9,13.0,Business:5y;Travel:2y,5,Concise,Medium,IRR;Sharpe,Chat>Email>Phone>In-Person,false,20:30-07:45,59,87,60,50,OpenBanking,7,Hybrid,PlanUpdate,2025-08-12,Failed,v2.9.9,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5429,Optimizer,67325,686598,50488,7.3,4,10,UK,Medium,NoIlliquids;NoDerivatives,NoFossilFuel;ESGOnly,PennyStocks,1.7,19.0,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,TaxCost;MaxDD;IRR,Phone>In-Person>Email>App,true,22:00-07:15,66,78,70,69,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-07-06,Success,v1.9.8,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5430,Preserver,81550,536747,50898,6.5,2,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>App>Phone,true,20:00-08:30,71,232,73,70,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-11-10,Success,v1.10.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5431,Explorer,61804,417122,25994,20.3,1,10,AU,Medium,,NoTobacco;ESGOnly,PennyStocks,1.8,28.7,17.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,Sharpe;MaxDD,In-Person>App>Email>Chat,true,23:15-08:00,63,70,59,58,CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-03-17,Success,v1.9.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5432,Optimizer,259176,1485697,75622,8.8,2,12,US,Medium,NoIlliquids,,PennyStocks,1.7,16.7,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;TaxCost;Sharpe,Chat>App>In-Person>Email>Phone,true,23:15-08:45,70,94,64,62,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-09-17,Failed,v1.9.8,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5433,Optimizer,139095,1368013,87713,8.1,2,12,US,Low,NoIlliquids,NoWeapons,PennyStocks,1.7,27.7,9.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;TaxCost,Email>In-Person>Phone>App,true,22:45-07:15,64,105,63,59,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-09-23,Failed,v2.10.1,PauseWhenVIX>30,Enforce tax budget and position caps
A5434,Preserver,77953,602415,29838,4.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.3,5.8,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person>App>Email,false,23:15-07:00,70,123,67,58,Brokerage;OpenBanking,11,Human,PlanUpdate,2025-10-16,Success,v1.10.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5435,Preserver,114838,661157,25212,7.7,1,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Phone>App>In-Person>Chat,false,19:30-07:30,79,153,83,85,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-12-02,Success,v2.8.9,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5436,Preserver,71791,442243,55684,5.8,2,10,US,Low,NoShortSelling;NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,5.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,App>Email>Phone,false,21:30-06:00,71,141,56,56,Brokerage;CreditBureau;OpenBanking,14,Human,Rebalance,2025-05-16,Failed,v1.10.4,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5437,Preserver,179953,882340,89009,6.9,3,12,US,Low,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>Chat>App,true,20:00-07:00,78,166,68,73,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-06-08,Partial,v2.10.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5438,Preserver,54067,396189,50377,6.1,3,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,8.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,App>In-Person>Phone,true,22:45-07:00,71,124,73,75,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-11-06,Success,v2.9.2,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5439,Builder,86241,339722,14619,9.9,4,10,US,Low,,NoFossilFuel;NoTobacco,PennyStocks;PrivateCredit,1.4,21.4,7.3,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;Sharpe;TaxCost,Phone>App>Email>Chat,false,20:30-07:30,64,87,70,63,CreditBureau;OpenBanking;Payroll,19,Hybrid,PlanUpdate,2025-03-02,Success,v2.8.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5440,Preserver,57529,427283,35365,6.7,3,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,10.9,5.7,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,Email>Phone>App>Chat,true,23:45-08:45,68,131,65,59,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-10-03,Success,v2.10.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5441,Builder,54734,-9082,1054,10.6,4,10,CA,Low,NoDerivatives,,,1.8,12.1,11.7,Home:3y;Retirement:30y,3,Concise,Shallow,IRR;TaxCost,App>Email>Phone>In-Person,true,23:30-08:45,60,125,67,60,OpenBanking,12,Human,AlertAcknowledge,2025-06-11,Success,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5442,Stabilizer,95856,227509,21083,5.5,2,10,IN,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.8,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,App>In-Person>Phone>Email,true,22:45-08:30,67,128,57,59,CreditBureau;OpenBanking;Payroll,15,None,AlertAcknowledge,2025-05-22,Success,v2.8.4,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5443,Optimizer,150613,1724273,63833,6.3,4,15,AU,Low,,ESGOnly;NoWeapons,PennyStocks,1.8,22.5,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>App>In-Person>Email,false,21:00-08:15,60,101,60,55,Brokerage;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-02-14,Success,v1.9.4,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5444,Optimizer,108431,1053330,76413,8.0,2,12,US,Low,NoIlliquids;AccreditedOnly,,PennyStocks,1.9,25.3,12.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;Sharpe;IRR,In-Person>Chat>Phone>App,false,20:30-06:00,71,96,74,63,Brokerage;OpenBanking,5,None,PlanUpdate,2025-05-17,Success,v2.9.4,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A5445,Builder,69150,194855,10767,14.4,1,10,US,Medium,,,Crypto;LeveragedETFs,1.5,17.3,7.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;MaxDD,In-Person>Email>Phone>Chat,false,19:15-08:45,61,138,61,49,OpenBanking;Payroll,13,None,AlertAcknowledge,2025-03-23,Success,v2.9.1,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A5446,Preserver,53087,739101,26261,3.5,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>App>In-Person,true,23:30-07:30,77,236,71,73,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-07-30,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5447,Stabilizer,38844,121008,4786,4.9,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Email>App>Chat,true,22:00-07:00,48,135,37,38,CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-02-10,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5448,Preserver,122785,1383464,118944,7.7,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.2,5.6,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD,In-Person>Phone>Email>Chat>App,true,21:45-08:00,80,146,73,63,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-08-20,Success,v1.9.6,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5449,Builder,147483,650663,13828,10.3,2,12,US,Low,AccreditedOnly;NoShortSelling,,PrivateCredit,1.5,22.3,11.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;MaxDD;Sharpe,In-Person>Chat>Phone>App,true,23:30-08:45,58,121,51,43,OpenBanking;Payroll,15,None,AutoTransfer,2025-06-24,Success,v1.8.5,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A5450,Optimizer,182793,2335732,105178,6.0,4,15,SG,Low,,,PennyStocks,1.5,15.1,11.6,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;TaxCost;IRR,Phone>Chat>Email>App>In-Person,false,22:00-07:45,70,76,70,62,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-12-17,Success,v2.9.8,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A5451,Builder,74149,278723,10979,12.7,3,10,US,Low,NoShortSelling,ESGOnly,,1.6,24.3,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,Sharpe;TaxCost;MaxDD,Email>In-Person>App>Phone,true,23:30-08:00,71,113,80,69,CreditBureau;OpenBanking,7,Human,Rebalance,2025-08-23,Success,v2.10.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A5452,Stabilizer,111249,197076,10551,7.3,2,12,US,Medium,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Phone>Chat>Email,true,21:45-08:15,45,169,48,51,OpenBanking,9,None,PlanUpdate,2025-03-16,Partial,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5453,Builder,70562,179512,8117,9.9,4,10,US,Low,,NoWeapons,LeveragedETFs,1.4,23.1,9.7,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR,In-Person>Chat>App>Phone>Email,false,20:30-08:30,62,72,47,43,OpenBanking,5,Human,AlertAcknowledge,2025-01-18,Success,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A5454,Preserver,141764,1485754,92246,6.1,2,15,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,7.7,Retirement:15y;Emergency:1y,15,Directive,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Email>Chat>Phone>App,true,23:30-07:30,67,163,65,63,Brokerage;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-05-11,Success,v2.10.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A5455,Builder,79201,317845,10512,14.0,2,10,US,Medium,NoIlliquids,,Crypto;PennyStocks,1.6,20.7,11.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;Sharpe;IRR,In-Person>Phone>App>Email,true,20:15-08:00,56,146,42,33,OpenBanking,5,None,AutoTransfer,2025-12-08,Success,v1.8.8,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A5456,Optimizer,128099,1116426,39781,8.1,4,12,US,High,,,PennyStocks,1.5,18.8,13.7,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;MaxDD,Email>Chat>In-Person>Phone,true,21:15-08:15,58,108,56,51,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-11-26,Success,v1.9.8,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A5457,Explorer,32541,233816,8174,20.0,4,10,US,Low,NoDerivatives;AccreditedOnly,,,1.8,32.4,12.5,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,Sharpe;MaxDD;IRR,Phone>Chat>In-Person>Email,false,23:00-06:15,56,48,51,45,CreditBureau;OpenBanking;Payroll,3,Human,AutoTransfer,2025-01-04,Partial,v2.8.6,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5458,Preserver,114426,826745,71243,3.8,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Email>Chat>Phone>App>In-Person,true,22:00-07:30,68,195,77,68,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-04-01,Success,v2.8.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5459,Optimizer,144328,3346759,86328,7.9,4,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons,LeveragedETFs;PennyStocks,1.9,22.3,9.5,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe,App>In-Person>Chat>Email,true,21:15-08:45,67,75,74,71,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-05-05,Success,v2.8.2,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A5460,Explorer,93530,416428,45253,12.9,4,10,US,Medium,NoShortSelling,,Crypto,1.7,34.4,14.8,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,Sharpe;IRR;MaxDD,Chat>Phone>Email>App,true,20:00-08:30,61,64,73,73,CreditBureau;OpenBanking,4,None,PlanUpdate,2025-01-21,Failed,v2.8.1,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5461,Builder,62545,404385,9593,13.6,1,10,US,Low,,NoWeapons,PrivateCredit,1.8,21.5,7.4,Home:3y;Retirement:30y,3,Concise,Deep,IRR;Sharpe,In-Person>Phone>Email>Chat,true,19:45-08:45,67,93,59,52,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-05-16,Partial,v2.10.7,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5462,Optimizer,142080,2075669,74886,12.1,2,12,US,Low,NoDerivatives,,LeveragedETFs;PennyStocks,1.9,26.7,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;TaxCost,Phone>Email>Chat>App,true,23:30-07:30,62,74,63,56,Brokerage;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-06-30,Success,v1.9.5,PauseWhenVIX>30,Enforce tax budget and position caps
A5463,Explorer,52674,289943,13061,17.5,3,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs,2.0,27.5,17.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;MaxDD,Phone>Chat>In-Person,true,21:15-07:00,68,62,55,43,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-02-09,Partial,v1.8.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A5464,Explorer,134175,827630,24693,14.8,2,15,DE,Low,NoDerivatives,NoTobacco;NoWeapons,Crypto;PrivateCredit,2.0,34.1,16.6,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,IRR;MaxDD,Email>Phone>Chat>App,true,20:00-08:30,58,79,65,60,CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-04-06,Success,v1.9.4,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5465,Stabilizer,59045,114536,7382,5.6,3,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,5.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone,true,21:15-08:00,65,125,53,52,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-12-26,Success,v2.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5466,Builder,51224,178904,9958,11.2,1,10,US,Low,,ESGOnly,,1.6,17.9,11.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Phone,true,22:15-08:30,67,70,77,75,OpenBanking,16,None,AutoTransfer,2025-08-28,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5467,Optimizer,123499,2178140,86150,5.9,4,15,UK,Low,NoIlliquids;NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.6,22.0,10.2,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;TaxCost,Email>Phone>In-Person>App>Chat,true,20:15-08:30,63,78,53,49,Brokerage;CreditBureau;OpenBanking,1,Human,PlanUpdate,2025-05-21,Success,v2.9.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A5468,Explorer,31171,265855,8614,16.2,1,10,UK,Low,AccreditedOnly;NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,2.1,21.5,16.3,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,IRR;Sharpe;TaxCost,In-Person>Email>Phone>Chat>App,true,19:00-07:30,64,83,53,48,CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-01-23,Partial,v1.9.4,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A5469,Optimizer,77766,1170343,30855,9.4,2,10,DE,Low,,,PennyStocks,1.8,21.9,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;MaxDD,Email>App>Phone>In-Person>Chat,false,21:30-06:30,61,104,56,47,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-08-12,Failed,v1.8.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5470,Optimizer,53875,959904,20050,6.3,4,10,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.6,24.1,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,Sharpe;MaxDD;IRR,Chat>Email>In-Person>Phone>App,true,22:30-06:45,76,64,78,76,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-05-28,Success,v2.9.1,NoIlliquids,Enforce tax budget and position caps
A5471,Stabilizer,146512,289228,21785,5.5,3,15,AU,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Chat>Email>Phone,true,23:00-06:00,49,162,41,40,OpenBanking,19,Human,Rebalance,2025-08-12,Failed,v2.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5472,Builder,79564,140354,11054,9.7,4,10,IN,Low,,,,1.7,13.6,7.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;MaxDD,Phone>Email>In-Person>App>Chat,true,22:45-08:00,73,99,63,62,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-12-19,Success,v1.9.4,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5473,Stabilizer,58354,317029,24547,9.1,2,10,US,High,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,11.1,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD,Email>App>Phone,true,23:45-06:30,42,106,37,33,OpenBanking,7,Hybrid,PlanUpdate,2025-11-16,Partial,v1.9.2,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5474,Builder,42651,228013,5493,9.5,3,10,UK,Low,NoShortSelling;NoDerivatives,NoWeapons,LeveragedETFs;PennyStocks,1.6,18.9,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,App>Phone>In-Person>Email>Chat,true,19:30-06:30,62,72,65,62,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-01-06,Partial,v2.10.1,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A5475,Builder,168579,914839,49338,11.0,2,12,US,Low,,,,1.8,12.6,10.1,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;MaxDD,App>Email>Chat>Phone>In-Person,false,23:30-06:00,73,115,71,69,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-05-22,Partial,v2.9.2,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A5476,Preserver,51653,261281,21710,5.0,4,10,US,Low,NoDerivatives;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.8,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe,Chat>App>Phone>In-Person>Email,true,23:30-08:00,75,214,62,58,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-09-19,Partial,v1.10.3,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5477,Stabilizer,73592,338860,36439,6.0,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;Sharpe,Email>Phone>App>Chat,true,21:15-08:45,54,133,56,58,CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-04-27,Success,v1.8.8,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5478,Explorer,120066,879085,43398,15.2,2,12,US,Low,,,Crypto,1.9,24.7,15.5,Business:5y;Travel:2y,5,Concise,Deep,MaxDD;TaxCost,App>Email>Phone>In-Person,true,20:45-06:45,61,56,70,60,OpenBanking;Payroll,4,None,PlanUpdate,2025-11-06,Success,v1.8.8,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5479,Builder,49908,150474,7052,10.5,1,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco,LeveragedETFs,1.6,18.1,7.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;IRR,In-Person>Phone>Chat>App,false,20:00-06:00,66,125,55,50,CreditBureau;OpenBanking,16,Human,AlertAcknowledge,2025-03-19,Success,v2.8.3,NoPennyStocks,Prioritize liquidity and down payment savings
A5480,Stabilizer,48197,208710,7957,6.2,2,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,13.1,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,Email>In-Person>App,false,23:45-07:00,57,115,50,51,CreditBureau;OpenBanking,19,Human,PlanUpdate,2025-04-04,Success,v1.8.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5481,Stabilizer,42062,196580,14581,8.2,2,10,UK,High,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>App>Email>Chat>Phone,true,20:45-08:45,52,162,45,36,CreditBureau;OpenBanking;Payroll,19,Human,AutoTransfer,2024-12-30,Partial,v2.9.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5482,Optimizer,183009,1623018,53649,5.9,4,15,UK,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;ESGOnly,PennyStocks,1.6,17.4,10.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD,In-Person>Email>App>Phone>Chat,false,23:45-08:30,65,115,74,67,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-10-06,Success,v1.9.5,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A5483,Builder,48041,238633,7682,11.6,3,10,DE,Medium,,NoTobacco,,1.5,19.9,8.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;MaxDD;IRR,Chat>App>Phone,false,20:15-06:00,50,147,60,54,OpenBanking;Payroll,15,None,AutoTransfer,2025-01-02,Success,v1.8.6,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5484,Preserver,67295,460243,15061,5.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.7,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe,Email>App>In-Person>Chat>Phone,true,20:15-06:45,74,165,75,76,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-02-11,Success,v1.9.8,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5485,Builder,30135,2632,1000,11.7,4,10,US,Medium,NoShortSelling,NoFossilFuel;NoWeapons,,1.6,16.9,9.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;MaxDD;IRR,Phone>App>Chat>In-Person>Email,true,22:30-08:30,62,79,64,56,CreditBureau;OpenBanking,11,Hybrid,PlanUpdate,2025-10-29,Success,v2.10.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5486,Stabilizer,55464,227776,23752,6.2,4,10,IN,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>In-Person>Chat,true,21:00-07:45,55,177,59,61,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-08-25,Success,v1.9.7,NoIlliquids,Keep expenses buffer ≥ 4 months
A5487,Builder,94603,147582,12974,10.9,3,10,US,Low,,NoTobacco;NoWeapons,,1.4,19.1,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Chat,true,22:15-08:30,69,102,68,60,OpenBanking,9,None,AlertAcknowledge,2025-02-19,Failed,v1.10.9,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5488,Preserver,126389,1781826,97111,6.7,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD,App>Chat>Email,true,23:15-08:45,82,212,87,82,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-10-05,Success,v1.10.4,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5489,Builder,64665,231727,7451,9.9,3,10,SG,Low,,ESGOnly,PrivateCredit,1.4,15.1,7.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,IRR;TaxCost,Phone>In-Person>Chat>App,true,20:15-07:45,57,78,46,37,CreditBureau;OpenBanking;Payroll,10,None,Rebalance,2025-09-01,Success,v2.8.6,NoMargin,Prioritize liquidity and down payment savings
A5490,Optimizer,90283,1288707,41320,9.2,2,10,US,Low,NoIlliquids,ESGOnly,Crypto;PennyStocks;PrivateCredit,1.6,20.6,13.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;IRR,Chat>Phone>In-Person,true,23:30-08:45,72,62,67,60,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-03-23,Success,v1.9.9,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5491,Preserver,74045,577952,39712,6.6,3,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,8.9,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,In-Person>App>Email>Phone,true,20:00-08:15,68,155,57,52,Brokerage;OpenBanking;Payroll,11,None,Rebalance,2025-07-13,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5492,Stabilizer,39134,234633,15066,7.5,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.4,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD,App>Email>Chat>In-Person,true,21:15-06:45,52,113,45,34,OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-02-17,Success,v1.8.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5493,Explorer,77877,331145,17910,18.6,4,10,IN,Low,NoShortSelling;AccreditedOnly,ESGOnly,,2.1,20.5,14.7,Business:5y;Travel:2y,5,Educational,Medium,IRR;MaxDD;Sharpe,App>In-Person>Phone>Chat>Email,true,23:30-06:45,69,51,71,61,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-06-28,Success,v2.8.6,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5494,Optimizer,127269,990191,62261,8.3,2,15,IN,Low,AccreditedOnly;NoDerivatives,,PennyStocks,1.8,24.9,12.2,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost,Phone>Email>In-Person>App>Chat,false,23:30-06:00,70,102,71,71,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-02-20,Success,v1.9.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5495,Explorer,63417,504512,29030,14.3,3,10,UK,Medium,,NoFossilFuel,Crypto;PrivateCredit,1.8,22.3,15.4,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;Sharpe;MaxDD,Phone>Chat>App,true,23:30-06:15,56,78,69,58,OpenBanking,7,None,Rebalance,2025-07-17,Success,v2.9.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5496,Stabilizer,82961,204937,22438,6.5,2,10,US,Medium,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,6.8,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,App>Chat>Phone,true,20:00-07:30,60,102,48,47,CreditBureau;OpenBanking;Payroll,15,None,AlertAcknowledge,2025-03-01,Failed,v1.8.2,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5497,Preserver,134706,1782269,91197,6.7,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD,Chat>Email>App>Phone>In-Person,true,19:30-08:00,67,195,53,47,Brokerage;OpenBanking,8,Human,Rebalance,2025-01-27,Success,v1.10.2,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5498,Builder,86287,190326,20254,12.7,3,10,CA,Medium,NoShortSelling;AccreditedOnly,,PennyStocks,1.5,22.9,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;TaxCost;IRR,App>In-Person>Phone>Chat>Email,true,19:15-06:45,57,63,67,61,OpenBanking;Payroll,11,Hybrid,AutoTransfer,2025-11-25,Success,v1.8.5,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5499,Preserver,44592,466330,32581,5.8,2,10,US,Medium,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,15.8,6.4,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Chat>Phone>Email>In-Person>App,true,20:30-08:30,61,217,62,64,Brokerage;OpenBanking;Payroll,8,Human,PlanUpdate,2025-10-21,Success,v1.10.5,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5500,Explorer,56787,186186,13959,14.5,4,10,DE,Low,NoIlliquids,,LeveragedETFs,1.9,24.0,13.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;TaxCost,Email>Chat>Phone>App,false,23:45-08:45,62,49,72,69,OpenBanking,1,Hybrid,PlanUpdate,2025-01-25,Success,v2.9.7,NoMargin,Allow small experimental sleeve ≤ 3%
A5501,Preserver,111356,1504815,67847,5.6,2,15,UK,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,7.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,App>Phone>Email>In-Person,true,22:30-07:45,80,237,88,88,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,Rebalance,2025-04-04,Success,v1.8.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5502,Preserver,96184,481918,35350,6.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,5.1,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>In-Person>App>Email>Phone,false,20:45-07:30,79,182,80,71,Brokerage;OpenBanking;Payroll,10,Hybrid,PlanUpdate,2025-01-11,Success,v2.10.8,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5503,Optimizer,89036,1313390,76002,11.6,1,10,DE,Medium,NoShortSelling;NoIlliquids,NoTobacco;ESGOnly,PennyStocks,1.5,17.8,11.3,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>App>In-Person>Chat,true,20:15-08:15,64,91,68,62,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-10-21,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A5504,Builder,59700,90683,5390,8.4,4,10,US,Medium,AccreditedOnly;NoIlliquids,,,1.8,19.9,10.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;TaxCost,Phone>App>Chat>In-Person,true,21:00-08:45,61,119,61,55,OpenBanking,19,None,AutoTransfer,2025-06-27,Partial,v1.10.8,NoMargin,Prioritize liquidity and down payment savings
A5505,Builder,147156,537525,27329,8.3,3,12,US,Low,,NoWeapons;NoFossilFuel,,1.7,12.3,11.7,Home:3y;Retirement:30y,3,Educational,Shallow,Sharpe;MaxDD,Phone>In-Person>Chat>App>Email,true,23:45-06:30,68,138,67,67,CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-06-18,Success,v2.9.5,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A5506,Preserver,168063,1170009,102493,6.2,3,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe,Phone>Chat>Email>In-Person,true,21:00-08:15,71,218,60,56,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-07-25,Partial,v1.9.8,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A5507,Optimizer,125516,1330274,44583,8.3,2,12,US,Low,AccreditedOnly,NoTobacco,PennyStocks,1.6,16.0,13.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;TaxCost,In-Person>Email>Chat>Phone>App,true,21:45-06:00,72,83,78,75,Brokerage;OpenBanking,6,None,Rebalance,2025-06-04,Failed,v2.8.5,PauseWhenVIX>30,Enforce tax budget and position caps
A5508,Preserver,84318,589212,56864,3.8,4,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,App>Email>Phone>Chat,true,22:45-08:45,64,164,67,68,Brokerage;OpenBanking;Payroll,13,Human,Rebalance,2025-11-25,Success,v2.9.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5509,Preserver,121477,890516,43456,8.5,1,12,US,High,NoIlliquids;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.9,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,Chat>In-Person>Phone>App,false,21:00-08:30,64,226,59,58,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-09-25,Success,v2.10.9,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5510,Preserver,143613,1412599,64806,4.5,4,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.5,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe,In-Person>Email>App,false,21:30-08:30,83,137,88,79,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-11-06,Failed,v2.8.8,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5511,Stabilizer,84816,370009,34397,9.5,1,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Phone>Email>Chat>App>In-Person,true,22:15-07:00,59,104,48,42,CreditBureau;OpenBanking,9,None,PlanUpdate,2025-02-27,Success,v1.9.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A5512,Optimizer,70821,919698,41258,11.9,1,10,US,Low,,NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,1.7,19.1,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;Sharpe,In-Person>Phone>App,true,20:00-07:45,70,93,61,55,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-07-21,Failed,v2.9.1,NoMargin,Enforce tax budget and position caps
A5513,Preserver,100829,657829,75281,3.2,4,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,6.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Chat>In-Person>App>Email,true,21:00-07:45,67,143,77,79,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-12-23,Success,v1.10.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5514,Optimizer,130665,663261,34203,8.2,2,12,US,Medium,,NoWeapons,PennyStocks,1.6,22.3,12.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,MaxDD;IRR;TaxCost,App>Chat>Email,false,19:45-08:30,60,96,49,46,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-01-21,Partial,v2.10.9,LimitOrderOnly,Enforce tax budget and position caps
A5515,Optimizer,69737,419913,40204,7.6,3,10,US,Medium,,NoWeapons;ESGOnly,PennyStocks,1.9,17.1,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;TaxCost;IRR,Email>In-Person>Chat>Phone>App,true,22:15-08:00,58,78,59,52,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-06-16,Success,v1.9.5,NoMargin,Enforce tax budget and position caps
A5516,Stabilizer,77923,150279,12344,8.7,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.0,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,App>Email>In-Person>Phone>Chat,false,22:30-06:15,68,134,72,65,CreditBureau;OpenBanking,11,Human,Rebalance,2025-09-10,Success,v1.10.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5517,Optimizer,164319,1534303,66586,9.7,4,12,US,Low,,,PennyStocks,1.8,16.6,9.0,Wealth:10y;Estate:20y,10,Collaborative,Deep,Sharpe;IRR,In-Person>Email>App>Phone>Chat,false,21:15-07:15,76,105,83,77,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-12-20,Success,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A5518,Preserver,123431,913227,41497,3.8,4,15,IN,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email,true,21:30-07:30,72,188,75,69,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-02-18,Success,v1.9.7,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5519,Optimizer,235408,1742810,128379,9.8,2,12,US,Medium,AccreditedOnly;NoShortSelling,NoTobacco;NoWeapons,PennyStocks,1.8,16.3,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;MaxDD;IRR,In-Person>App>Chat,true,20:30-07:00,57,76,51,45,Brokerage;CreditBureau;OpenBanking,7,None,Rebalance,2025-11-26,Success,v2.8.7,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5520,Preserver,57756,1013152,33636,4.2,4,10,US,Medium,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,Phone>Email>In-Person,true,19:15-08:00,65,152,75,79,Brokerage;OpenBanking,4,None,AlertAcknowledge,2025-08-05,Partial,v1.10.6,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5521,Explorer,74062,481765,15948,16.8,1,10,UK,Medium,NoIlliquids,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.9,22.0,17.0,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,TaxCost;Sharpe;IRR,Chat>Email>In-Person>Phone>App,true,23:00-07:00,57,52,66,61,OpenBanking,6,Hybrid,AutoTransfer,2024-12-27,Success,v1.8.4,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A5522,Preserver,80963,283128,30137,4.2,4,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Chat>Email>App>Phone>In-Person,false,21:30-06:00,76,191,79,75,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-01-15,Success,v2.10.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5523,Stabilizer,105064,742442,38040,7.5,4,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>Phone>App,true,22:30-08:15,47,158,48,39,OpenBanking,18,Hybrid,AutoTransfer,2025-02-10,Success,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5524,Builder,104737,192592,9158,14.8,1,12,US,Medium,,,LeveragedETFs;PennyStocks,1.4,12.4,9.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,MaxDD;Sharpe,App>Phone>Chat,true,19:45-06:00,62,125,56,48,OpenBanking,17,Hybrid,Rebalance,2025-09-03,Failed,v2.9.6,LimitOrderOnly,Prioritize liquidity and down payment savings
A5525,Preserver,57824,365503,16084,5.3,3,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.4,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Phone,true,21:30-07:00,80,183,77,80,Brokerage;OpenBanking,12,None,Rebalance,2025-05-16,Failed,v1.8.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5526,Stabilizer,62911,125272,12344,6.4,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,10.0,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email,true,19:15-06:30,63,154,68,67,OpenBanking;Payroll,15,Human,AlertAcknowledge,2025-12-02,Success,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5527,Optimizer,74093,883707,25906,9.7,3,10,US,Low,,,PennyStocks,1.8,19.2,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,Sharpe;MaxDD;TaxCost,Email>In-Person>App>Chat>Phone,true,23:30-08:30,65,93,65,62,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-02-16,Success,v1.10.7,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A5528,Builder,63352,160505,9737,11.5,1,10,US,Low,NoIlliquids;NoShortSelling,,,1.5,18.0,8.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;MaxDD,Phone>Email>App>Chat,true,19:45-06:30,58,144,64,58,CreditBureau;OpenBanking;Payroll,16,Hybrid,AlertAcknowledge,2025-11-23,Success,v2.8.1,NoIlliquids,Prioritize liquidity and down payment savings
A5529,Stabilizer,71492,416541,38088,6.7,1,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,5.9,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,App>Phone>Chat,true,19:45-06:45,56,107,41,45,CreditBureau;OpenBanking,12,None,PlanUpdate,2024-12-28,Success,v1.9.7,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5530,Explorer,119102,1304467,29107,15.1,4,12,US,Low,AccreditedOnly,,PennyStocks,1.9,34.9,13.0,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,IRR;Sharpe,Phone>App>Email>In-Person,true,23:15-08:30,56,47,65,65,CreditBureau;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-01-14,Failed,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A5531,Preserver,120313,992331,92112,5.0,4,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.7,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>In-Person>App>Email,true,20:15-06:15,67,121,61,64,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-02-09,Success,v1.10.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5532,Builder,106337,502602,8606,12.6,2,12,US,Medium,,NoTobacco,,1.8,22.1,8.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;TaxCost,App>Email>Chat,false,22:30-08:45,52,132,51,41,CreditBureau;OpenBanking,17,Human,AutoTransfer,2025-05-03,Failed,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5533,Preserver,144887,1166681,97689,4.6,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,5.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>App,true,21:15-08:45,67,174,77,76,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-05-25,Success,v2.8.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5534,Explorer,41166,86305,4293,18.0,4,10,UK,High,,,,1.9,27.0,13.1,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,TaxCost;IRR;Sharpe,Phone>In-Person>Email>App,false,19:15-08:30,56,47,61,58,CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-06-29,Success,v1.8.6,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5535,Preserver,100766,299212,36783,7.5,1,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.2,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,App>In-Person>Phone,false,22:00-07:15,78,196,63,56,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-08-01,Success,v1.10.1,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5536,Builder,101531,367670,14195,10.6,2,12,US,Low,,,,1.5,18.5,10.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,TaxCost;MaxDD;IRR,Chat>In-Person>Phone>App>Email,true,19:00-07:30,57,118,58,57,CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-08-15,Success,v1.9.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A5537,Preserver,171998,1039772,61093,4.2,4,15,SG,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,9.8,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone,true,21:30-06:15,69,154,58,57,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-05-20,Success,v1.8.3,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5538,Stabilizer,100284,582436,30659,9.3,2,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.0,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Email>Chat,true,21:45-08:45,63,177,50,46,CreditBureau;OpenBanking,11,Human,Rebalance,2025-12-03,Success,v1.10.9,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5539,Optimizer,51166,316608,12028,11.9,2,10,UK,Medium,,,PennyStocks;PrivateCredit,1.6,27.3,10.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>App,true,20:45-06:15,56,117,64,63,Brokerage;OpenBanking,2,Human,AutoTransfer,2025-08-19,Partial,v2.10.6,NoMargin,Enforce tax budget and position caps
A5540,Stabilizer,88168,207703,6651,5.1,4,10,CA,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,5.2,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,Chat>Email>In-Person>App,true,19:30-07:30,59,174,46,49,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-11-06,Success,v2.8.7,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A5541,Stabilizer,71177,191799,17878,10.1,1,10,US,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.1,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,In-Person>Email>App>Chat>Phone,true,21:30-06:45,59,142,47,48,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-03-05,Success,v2.8.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A5542,Explorer,90907,352075,21000,12.8,3,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.9,21.9,15.8,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,MaxDD;IRR,App>In-Person>Phone,true,19:15-08:30,68,59,82,71,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-01-12,Failed,v2.8.4,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5543,Explorer,48241,151122,19612,18.1,4,10,US,Low,AccreditedOnly;NoIlliquids,,,2.0,22.8,17.5,Business:5y;Travel:2y,5,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person>App>Phone,false,22:00-07:45,69,77,56,48,CreditBureau;OpenBanking;Payroll,1,None,Rebalance,2025-04-17,Success,v1.9.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5544,Stabilizer,75920,524672,33356,5.8,4,10,DE,Low,AccreditedOnly,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.8,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD,Email>Chat>In-Person,false,20:00-08:30,58,105,43,35,CreditBureau;OpenBanking,12,Human,Rebalance,2025-04-12,Success,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5545,Optimizer,102988,1131311,63730,7.6,3,15,SG,Medium,NoShortSelling;NoDerivatives,ESGOnly;NoTobacco,PennyStocks,1.6,15.3,12.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;IRR;MaxDD,Email>In-Person>Phone,true,21:15-06:15,57,64,57,52,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-07-07,Partial,v2.9.5,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A5546,Builder,117542,582099,27700,12.1,3,15,DE,Medium,,NoFossilFuel;NoWeapons,,1.5,17.2,8.8,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;TaxCost,In-Person>Phone>App>Email>Chat,true,21:30-06:15,60,149,56,46,CreditBureau;OpenBanking;Payroll,19,None,AutoTransfer,2025-08-30,Success,v1.8.6,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A5547,Stabilizer,94711,313731,20264,6.0,2,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.2,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,Chat>Phone>In-Person>App>Email,true,19:00-07:30,61,152,55,58,CreditBureau;OpenBanking,10,Human,Rebalance,2025-04-30,Success,v1.10.2,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5548,Preserver,89371,509608,44223,4.3,3,10,US,Medium,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.1,7.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Email>Chat>In-Person,true,21:30-06:45,78,124,84,85,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-12-18,Success,v2.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5549,Preserver,76972,271452,27124,5.7,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,14.2,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Phone>Email>Chat>App,false,23:15-06:30,72,147,74,74,Brokerage;OpenBanking,8,Hybrid,PlanUpdate,2025-03-13,Success,v1.9.4,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A5550,Explorer,54675,130466,16666,20.3,3,10,UK,Low,,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,2.0,25.5,17.4,Business:5y;Travel:2y,5,Educational,Shallow,TaxCost;Sharpe,In-Person>Chat>Phone>App,true,21:45-06:45,68,86,82,78,CreditBureau;OpenBanking,4,None,PlanUpdate,2025-09-10,Partial,v2.9.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A5551,Preserver,193092,1294358,132571,6.6,2,12,US,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.8,8.4,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>App>Email>Phone>In-Person,true,23:30-08:45,76,208,84,78,Brokerage;OpenBanking,9,None,AutoTransfer,2025-07-09,Success,v2.8.2,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5552,Builder,60578,193245,17195,8.3,4,10,US,Low,,NoWeapons,Crypto;PennyStocks,1.6,12.5,10.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Email>Chat>Phone,false,20:15-08:45,66,133,52,42,CreditBureau;OpenBanking,6,None,Rebalance,2025-05-10,Success,v2.8.6,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5553,Explorer,164727,586366,60751,16.8,1,12,US,Low,AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.7,28.1,14.6,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;TaxCost,Email>Phone>App,true,21:15-06:45,54,62,64,63,OpenBanking,6,Hybrid,Rebalance,2025-11-01,Partial,v1.8.9,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A5554,Stabilizer,78919,232054,22172,5.8,2,10,US,Medium,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.9,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,In-Person>Email>Chat>App>Phone,true,23:15-08:15,58,152,48,52,OpenBanking,15,None,Rebalance,2025-11-02,Success,v2.10.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5555,Explorer,39397,279138,14125,15.2,4,10,US,Medium,AccreditedOnly;NoDerivatives,NoWeapons,,2.0,28.6,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,Sharpe;MaxDD;IRR,Phone>Email>Chat,false,23:15-06:45,59,72,45,38,CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-10-08,Partial,v2.9.1,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A5556,Builder,110081,646496,21929,11.3,2,15,AU,Low,,,,1.5,16.0,9.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR;TaxCost,Email>In-Person>Chat>App>Phone,true,21:30-06:45,59,119,52,48,CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-11-09,Success,v1.8.7,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A5557,Builder,26283,25514,1562,8.8,2,10,IN,High,NoShortSelling;NoIlliquids,,,1.4,15.7,8.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>Phone>Email>App,false,21:45-08:00,54,69,56,45,OpenBanking,11,None,AutoTransfer,2025-11-15,Success,v1.9.3,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A5558,Builder,69378,92814,8988,10.4,1,10,AU,Medium,,NoFossilFuel,LeveragedETFs,1.4,23.0,12.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;TaxCost;MaxDD,Email>Phone>Chat>App,false,21:45-06:45,63,130,71,62,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-04-04,Success,v2.10.1,StopLossDisabled,Prioritize liquidity and down payment savings
A5559,Preserver,251013,1356050,74334,6.1,1,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;TaxCost,Phone>Email>In-Person>Chat,false,21:45-08:30,62,131,50,47,Brokerage;CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-08-05,Success,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5560,Preserver,193965,859725,45924,5.7,1,12,US,Medium,NoDerivatives;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.6,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,App>Phone>Chat,true,20:15-07:45,68,238,59,54,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-01-07,Success,v1.8.3,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5561,Stabilizer,133108,549882,25489,3.6,4,12,US,Low,AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.6,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>App>Email>In-Person>Chat,true,20:15-07:15,63,127,66,64,CreditBureau;OpenBanking,11,Human,AutoTransfer,2025-10-08,Success,v2.8.8,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5562,Preserver,144969,932007,62807,7.2,1,15,DE,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,16.4,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>Email>In-Person>Chat,true,20:45-06:30,69,159,73,77,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-02-21,Partial,v1.10.2,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5563,Stabilizer,121467,357758,30048,7.2,2,12,US,Low,NoShortSelling;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD,Email>App>In-Person,true,22:15-07:45,52,174,43,38,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-10-03,Success,v2.9.3,NoMargin,Keep expenses buffer ≥ 4 months
A5564,Stabilizer,51606,145384,15120,6.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,5.1,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>App,true,22:15-06:30,52,129,43,40,OpenBanking,17,Hybrid,AutoTransfer,2025-03-20,Success,v2.10.4,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5565,Preserver,136269,1383777,163665,4.4,4,12,US,Low,NoShortSelling;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>Email>Phone>App>In-Person,true,22:00-07:30,79,121,79,73,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-07-20,Failed,v1.9.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5566,Explorer,78617,275427,18722,15.4,4,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,2.0,31.1,16.0,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;TaxCost;IRR,Phone>Chat>App>In-Person,true,19:15-06:30,61,84,60,60,CreditBureau;OpenBanking;Payroll,4,None,PlanUpdate,2025-02-25,Failed,v2.9.4,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5567,Builder,122628,172435,13989,13.8,2,12,US,Low,,NoFossilFuel;NoTobacco,,1.7,21.8,8.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;TaxCost,App>Chat>In-Person>Email>Phone,true,20:15-07:45,60,143,58,58,CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-07-02,Success,v1.8.1,NoMargin,Prioritize liquidity and down payment savings
A5568,Stabilizer,147090,1054510,40757,5.9,3,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.8,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>Email,false,21:30-07:45,55,116,52,58,OpenBanking,14,Human,AutoTransfer,2025-07-09,Failed,v1.10.2,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5569,Preserver,82420,1377737,59454,6.2,1,10,CA,Low,NoDerivatives;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe,In-Person>Chat>App>Email>Phone,false,21:00-06:30,71,154,66,69,Brokerage;CreditBureau;OpenBanking,11,Human,AutoTransfer,2025-05-22,Success,v2.9.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5570,Stabilizer,39778,229780,10779,5.8,4,10,US,Low,NoIlliquids;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,7.8,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Email>App>Phone>In-Person,true,22:30-08:45,66,177,75,70,OpenBanking;Payroll,13,None,PlanUpdate,2025-03-01,Success,v1.9.2,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5571,Optimizer,123235,1032375,79225,11.7,1,12,US,Medium,,,PennyStocks,1.5,22.1,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>App>In-Person>Email,false,22:45-07:15,64,94,59,47,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-07-10,Failed,v2.9.4,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5572,Builder,130383,490134,25102,8.5,4,12,US,Low,,ESGOnly;NoFossilFuel,,1.4,15.4,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;IRR;MaxDD,Chat>Phone>In-Person>Email,false,23:15-07:00,58,144,56,44,CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-04-08,Success,v2.10.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5573,Optimizer,58999,281765,15401,6.2,4,10,US,Medium,NoDerivatives;AccreditedOnly,,PennyStocks,1.8,27.0,11.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;MaxDD,App>Email>In-Person,true,21:30-08:45,63,72,68,60,Brokerage;OpenBanking,5,Human,Rebalance,2025-03-18,Success,v2.8.4,NoPennyStocks,Enforce tax budget and position caps
A5574,Stabilizer,66615,369434,13669,6.0,3,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,17.1,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>App>In-Person,true,20:30-08:30,52,133,43,45,OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-08-16,Success,v2.9.9,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5575,Builder,27483,35354,2441,9.7,3,10,IN,Low,NoDerivatives;NoShortSelling,NoTobacco,LeveragedETFs;PennyStocks,1.5,16.3,8.3,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;TaxCost;Sharpe,In-Person>Email>Chat,true,22:15-06:00,65,74,67,61,OpenBanking;Payroll,17,None,AlertAcknowledge,2025-07-16,Failed,v2.8.1,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5576,Preserver,75612,511564,15954,5.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Email>In-Person>App>Phone,true,19:30-08:00,82,190,67,61,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-08-15,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5577,Preserver,114502,768174,54629,6.3,2,15,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.1,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost,Chat>In-Person>Phone>Email,true,22:30-06:15,66,182,73,71,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-08-03,Success,v1.8.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5578,Stabilizer,72003,437115,31915,8.3,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,13.1,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,Phone>In-Person>Email>Chat,false,20:30-06:00,68,92,68,66,CreditBureau;OpenBanking,15,Hybrid,AutoTransfer,2025-11-19,Success,v2.8.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5579,Builder,45327,91048,10099,10.0,4,10,US,Medium,,ESGOnly;NoTobacco,,1.7,13.5,9.4,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;MaxDD;IRR,Phone>App>Email,true,21:15-07:00,58,80,59,57,OpenBanking;Payroll,18,Hybrid,AutoTransfer,2025-08-20,Success,v1.8.9,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5580,Stabilizer,136696,231699,26190,6.7,2,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.3,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,Chat>App>Email>In-Person>Phone,true,22:15-08:30,55,90,60,62,OpenBanking;Payroll,19,None,PlanUpdate,2025-10-27,Success,v1.9.1,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5581,Preserver,83548,951620,72367,6.9,2,10,CA,Low,NoShortSelling;NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,16.2,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Email>Chat>Phone>In-Person,true,20:00-06:30,76,181,86,82,Brokerage;CreditBureau;OpenBanking,5,None,PlanUpdate,2025-06-24,Success,v2.10.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5582,Stabilizer,32845,88283,13112,6.6,3,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,Email>App>Phone>Chat,false,22:00-07:15,55,172,41,45,CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-07-17,Partial,v1.8.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5583,Explorer,158885,745179,35267,14.3,4,12,US,Medium,AccreditedOnly;NoDerivatives,,,1.8,32.8,13.9,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,IRR;Sharpe;TaxCost,In-Person>Chat>Phone>Email>App,true,20:15-06:00,53,79,47,37,OpenBanking,1,Human,AlertAcknowledge,2025-10-11,Success,v2.10.2,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5584,Explorer,107030,249951,32202,17.7,4,15,CA,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;NoTobacco,,2.0,30.9,12.2,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,TaxCost;Sharpe,Chat>In-Person>App,true,22:45-06:45,60,58,66,63,CreditBureau;OpenBanking,2,None,Rebalance,2025-10-21,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5585,Explorer,76164,511444,20870,16.7,3,10,US,Low,AccreditedOnly;NoShortSelling,NoTobacco,Crypto;PennyStocks,2.1,29.5,12.0,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,TaxCost;MaxDD;IRR,In-Person>Chat>Phone,true,22:00-06:00,54,76,51,46,OpenBanking,7,None,AutoTransfer,2024-12-28,Failed,v2.9.9,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5586,Builder,42868,102531,10452,9.6,4,10,US,Medium,,,PrivateCredit,1.6,14.7,9.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;Sharpe,Phone>Email>App>Chat,false,22:30-06:15,67,83,76,69,CreditBureau;OpenBanking,11,Human,Rebalance,2025-01-24,Partial,v2.10.2,StopLossDisabled,Prioritize liquidity and down payment savings
A5587,Stabilizer,46849,160107,13385,5.6,3,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.1,8.8,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>Chat,true,22:00-08:00,52,90,58,54,CreditBureau;OpenBanking,20,Human,AlertAcknowledge,2025-01-13,Success,v2.10.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5588,Stabilizer,77088,218790,12054,8.3,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.0,5.3,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Email>In-Person>App>Phone>Chat,true,21:30-08:00,47,160,41,30,OpenBanking;Payroll,9,Human,PlanUpdate,2025-11-14,Success,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5589,Builder,70828,197854,12146,10.7,4,10,US,High,NoIlliquids;NoDerivatives,,,1.4,17.6,8.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone>In-Person,false,22:45-07:15,49,85,45,35,OpenBanking;Payroll,20,Hybrid,AlertAcknowledge,2025-10-14,Success,v1.10.1,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5590,Preserver,55571,305898,39134,7.0,1,10,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.4,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat,false,20:00-07:00,76,219,83,74,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-11-19,Success,v1.8.1,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5591,Builder,42233,74665,5120,11.9,2,10,US,Low,,,Crypto,1.5,17.1,7.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,MaxDD;Sharpe;IRR,App>Email>In-Person>Phone>Chat,true,22:45-07:00,71,109,64,57,OpenBanking,12,Human,PlanUpdate,2025-03-27,Success,v1.10.7,NoMargin,Prioritize liquidity and down payment savings
A5592,Optimizer,153648,1114134,40948,7.2,3,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.6,27.7,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,IRR;Sharpe;TaxCost,Chat>Phone>Email>In-Person,false,19:45-06:15,76,71,87,75,Brokerage;OpenBanking,4,None,Rebalance,2025-10-01,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A5593,Preserver,59625,341865,11093,8.7,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Chat>In-Person>Phone,true,19:00-07:00,70,173,73,79,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-06-06,Failed,v1.10.9,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5594,Preserver,153468,1078524,69945,6.8,2,12,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,5.8,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>App>Phone,true,21:30-07:30,72,133,67,68,Brokerage;OpenBanking,7,None,PlanUpdate,2025-01-19,Success,v2.8.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5595,Preserver,84588,644945,72308,4.7,4,10,AU,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD,Email>Phone>In-Person,true,23:45-07:15,77,196,81,76,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,AlertAcknowledge,2024-12-30,Success,v1.9.4,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5596,Builder,110567,219284,26861,13.8,1,12,US,Medium,,,PennyStocks;PrivateCredit,1.6,14.6,7.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>Email>App,true,21:15-06:15,65,122,51,45,CreditBureau;OpenBanking,9,Human,Rebalance,2025-06-22,Failed,v2.10.1,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A5597,Optimizer,90609,628007,44000,7.4,3,10,US,Low,,,PennyStocks,1.7,18.4,13.0,Wealth:10y;Estate:20y,10,Educational,Deep,IRR;Sharpe,Chat>In-Person>Phone>Email,true,21:30-07:15,72,116,74,67,Brokerage;OpenBanking,2,Human,AlertAcknowledge,2025-09-08,Failed,v2.10.7,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5598,Preserver,129344,959674,59923,6.7,1,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.6,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe,App>Email>Phone,true,19:15-08:15,64,162,52,52,Brokerage;OpenBanking,3,Human,Rebalance,2025-09-29,Success,v2.8.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5599,Preserver,108876,598573,32324,7.8,1,15,CA,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>App>In-Person,false,20:45-06:00,81,165,66,61,Brokerage;CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-07-23,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5600,Builder,141667,151090,6464,13.2,2,12,US,Low,,,PennyStocks,1.7,15.4,7.1,Home:3y;Retirement:30y,3,Concise,Shallow,TaxCost;MaxDD;IRR,Chat>App>In-Person>Phone,true,20:30-06:00,62,112,56,49,OpenBanking,19,Hybrid,AlertAcknowledge,2025-10-15,Success,v1.8.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5601,Preserver,76088,643084,66811,6.8,3,10,IN,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.4,5.5,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,App>Phone>Email>Chat,true,21:30-07:45,70,228,59,49,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-03-03,Success,v1.9.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5602,Optimizer,341050,2202088,210089,12.3,1,12,US,Low,,,PennyStocks;PrivateCredit,1.8,26.0,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;TaxCost,Email>Chat>In-Person,false,19:45-07:00,66,96,77,75,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-10-06,Success,v2.8.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5603,Stabilizer,134191,652612,62180,9.7,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.9,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Chat>App>Email>Phone,true,22:15-07:00,66,176,76,75,CreditBureau;OpenBanking;Payroll,17,None,PlanUpdate,2025-06-09,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5604,Builder,48990,138330,12386,10.4,3,10,US,Low,,,,1.7,19.6,11.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Email>In-Person>Chat>Phone,false,22:45-08:15,60,63,52,41,OpenBanking,16,None,AutoTransfer,2025-02-24,Success,v2.9.8,NoMargin,Prioritize liquidity and down payment savings
A5605,Builder,50942,63969,3597,10.7,1,10,US,Low,AccreditedOnly,NoFossilFuel,PennyStocks;PrivateCredit,1.5,17.9,7.5,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Chat,true,22:30-07:15,64,145,62,61,OpenBanking,15,Hybrid,PlanUpdate,2025-12-19,Success,v2.9.3,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A5606,Optimizer,144495,639201,88485,6.3,3,12,US,Low,AccreditedOnly;NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,1.8,18.7,13.0,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;IRR;TaxCost,Chat>Email>In-Person,true,21:30-08:15,67,64,63,55,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-05-01,Success,v2.10.9,NoIlliquids,Enforce tax budget and position caps
A5607,Builder,93284,222712,9361,10.0,4,10,US,Low,,ESGOnly,,1.7,22.3,7.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;IRR;Sharpe,App>Email>In-Person>Chat,true,20:30-07:15,65,121,58,48,OpenBanking;Payroll,11,Hybrid,Rebalance,2025-08-21,Success,v1.10.8,NoPennyStocks,Prioritize liquidity and down payment savings
A5608,Preserver,66951,227831,25368,6.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.7,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,In-Person>App>Chat>Email,false,22:15-08:00,83,139,70,67,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-03-17,Success,v1.10.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5609,Optimizer,65369,547120,31410,9.9,2,10,US,Low,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.9,20.7,10.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;TaxCost;Sharpe,Email>Phone>App>Chat,false,21:00-08:15,60,67,53,49,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-01-03,Partial,v1.10.1,NoMargin,Enforce tax budget and position caps
A5610,Preserver,49313,482055,24979,6.7,3,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.5,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,App>Email>In-Person,true,23:45-08:45,73,129,67,59,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-07-27,Partial,v2.8.2,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5611,Optimizer,259021,2247721,78070,8.6,1,12,US,Low,,,PennyStocks,1.5,16.0,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;TaxCost,App>Phone>Chat>Email,true,20:30-06:15,64,64,70,65,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-02-21,Success,v1.9.1,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5612,Preserver,97920,696445,52025,4.2,4,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.6,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Phone>In-Person>Email,true,22:30-08:45,74,150,59,59,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-02-08,Failed,v2.8.1,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5613,Explorer,29897,93217,7015,13.3,3,10,AU,Low,,NoTobacco;ESGOnly,,1.7,32.1,13.6,Business:5y;Travel:2y,5,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Email>App>In-Person>Chat>Phone,true,20:00-08:15,63,79,56,49,CreditBureau;OpenBanking,1,Human,PlanUpdate,2025-08-30,Success,v2.10.4,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5614,Optimizer,104836,509453,30726,7.6,3,15,CA,Medium,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.6,18.0,10.1,Wealth:10y;Estate:20y,10,Directive,Medium,IRR;TaxCost,App>Phone>Chat>Email,true,22:15-06:45,62,105,77,72,Brokerage;CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-12-26,Success,v1.10.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5615,Builder,95622,-25288,1000,11.5,3,10,US,Low,,NoWeapons;NoTobacco,PrivateCredit,1.7,24.9,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;TaxCost,App>Email>Phone>Chat,true,19:30-06:00,60,149,49,49,OpenBanking,15,Human,PlanUpdate,2025-09-20,Success,v1.10.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5616,Preserver,115969,1154434,53473,3.7,3,12,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Phone>Email,true,20:30-08:30,75,168,71,68,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-08-17,Partial,v2.8.9,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5617,Preserver,210530,3616546,242361,6.5,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.3,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,Chat>In-Person>Email>Phone,true,19:30-06:00,72,158,69,67,Brokerage;OpenBanking,3,Human,Rebalance,2025-08-15,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5618,Explorer,72493,319207,22588,13.9,4,10,US,Medium,NoShortSelling,ESGOnly;NoWeapons,LeveragedETFs;PennyStocks,2.1,24.9,13.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;MaxDD;TaxCost,App>Email>Phone>In-Person>Chat,false,20:15-06:00,50,49,63,52,CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-11-23,Success,v1.10.7,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A5619,Stabilizer,64521,130630,9023,5.1,3,10,AU,Medium,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,5.0,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,App>Email>Phone>Chat>In-Person,true,20:45-08:00,58,109,68,63,CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-04-11,Success,v1.8.4,NoIlliquids;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5620,Preserver,110936,1399983,79731,4.3,3,12,US,Medium,NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.7,8.4,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Email>App>Phone,false,20:45-06:45,69,207,57,50,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-01-06,Partial,v1.9.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5621,Optimizer,258486,1266341,136138,5.8,4,12,US,Medium,,NoFossilFuel;NoTobacco,PennyStocks,1.5,20.7,11.0,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Phone>Email>App,true,19:00-07:45,60,63,51,48,Brokerage;OpenBanking;Payroll,5,None,AutoTransfer,2025-02-13,Partial,v2.8.1,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5622,Builder,89015,284026,9368,10.7,3,10,CA,Medium,,,PrivateCredit,1.5,24.7,9.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost,App>In-Person>Phone,true,23:15-06:45,60,63,70,58,CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-06-02,Success,v1.8.1,NoPennyStocks,Prioritize liquidity and down payment savings
A5623,Builder,62522,127122,14558,8.8,4,10,US,Low,AccreditedOnly,NoWeapons,LeveragedETFs;PennyStocks,1.6,23.4,10.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;IRR,Phone>Email>Chat>App,true,23:00-07:45,62,75,57,54,CreditBureau;OpenBanking,10,Hybrid,PlanUpdate,2025-02-09,Partial,v2.9.7,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A5624,Builder,41221,74501,5155,14.3,1,10,US,Low,,,LeveragedETFs,1.4,23.0,10.6,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;IRR,App>Email>Phone,true,23:45-06:30,64,86,66,61,CreditBureau;OpenBanking;Payroll,18,Hybrid,PlanUpdate,2025-11-26,Success,v2.10.4,StopLossDisabled,Prioritize liquidity and down payment savings
A5625,Stabilizer,68699,334705,20571,7.6,4,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.9,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,App>In-Person>Chat>Phone>Email,true,20:30-07:30,52,149,50,48,OpenBanking;Payroll,13,Human,AutoTransfer,2025-08-01,Success,v2.10.5,NoIlliquids,Keep expenses buffer ≥ 4 months
A5626,Builder,36761,58211,8173,12.2,1,10,US,Low,NoDerivatives,,LeveragedETFs;PrivateCredit,1.6,13.2,7.2,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;TaxCost,Chat>App>Email>In-Person>Phone,true,19:30-06:30,68,147,55,45,CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-07-29,Success,v2.9.1,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A5627,Builder,79924,115457,4615,10.0,4,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.6,16.1,8.7,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,IRR;Sharpe,Phone>Email>App>In-Person>Chat,true,23:15-06:30,57,123,61,52,CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-07-04,Success,v2.10.5,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A5628,Optimizer,148019,1282444,58096,7.1,3,12,US,Medium,,NoTobacco,Crypto;PennyStocks,1.6,25.8,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;TaxCost;Sharpe,Phone>App>Chat,true,22:00-07:30,71,112,84,76,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,AutoTransfer,2025-02-06,Partial,v1.9.7,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A5629,Explorer,42360,89061,11176,13.4,3,10,US,Medium,NoShortSelling,,,1.9,31.1,12.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,MaxDD;TaxCost;IRR,Phone>App>Chat>Email>In-Person,false,21:00-06:15,56,45,62,56,OpenBanking;Payroll,4,None,Rebalance,2025-12-09,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5630,Builder,46267,105884,7947,8.8,4,10,IN,Low,,NoFossilFuel,PrivateCredit,1.7,19.9,8.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;Sharpe;MaxDD,Phone>Email>In-Person>App>Chat,true,23:15-06:00,70,148,62,58,CreditBureau;OpenBanking,18,Hybrid,AutoTransfer,2025-05-11,Partial,v2.8.9,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A5631,Preserver,137751,533679,65179,3.3,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.1,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Chat>App>In-Person,true,19:30-06:00,71,156,58,61,Brokerage;OpenBanking,13,None,AlertAcknowledge,2025-03-26,Success,v2.8.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5632,Preserver,97050,518146,33163,5.5,3,10,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Email>Chat>App>Phone>In-Person,false,19:30-06:00,75,213,70,61,Brokerage;CreditBureau;OpenBanking,9,Human,PlanUpdate,2025-11-11,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5633,Preserver,122735,551214,66534,7.3,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.0,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Email>Chat>Phone,false,22:30-07:45,68,187,75,66,Brokerage;OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-10-03,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5634,Builder,50659,89054,3136,8.9,3,10,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,Crypto;PennyStocks,1.4,16.0,7.9,Home:3y;Retirement:30y,3,Directive,Shallow,TaxCost;MaxDD,Phone>In-Person>App,true,23:15-08:45,71,64,77,71,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-11-01,Success,v2.9.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5635,Preserver,71661,209023,12800,4.6,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;TaxCost,Email>In-Person>Chat,true,20:30-06:15,67,131,69,75,Brokerage;OpenBanking,14,Human,AutoTransfer,2025-07-23,Success,v1.9.3,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5636,Stabilizer,64556,516416,21101,6.9,2,10,DE,Low,NoShortSelling;NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Chat>App>Email,true,19:00-06:30,62,139,66,56,CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-04-23,Partial,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5637,Builder,38945,242430,2876,9.7,2,10,US,Low,NoIlliquids,,PennyStocks;PrivateCredit,1.7,24.5,10.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,MaxDD;TaxCost;IRR,Phone>Email>App,true,19:30-08:15,71,119,65,63,OpenBanking,13,None,Rebalance,2025-08-04,Success,v2.9.1,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A5638,Stabilizer,57402,268304,18984,7.4,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.8,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,App>Email>Chat,true,21:00-08:30,67,151,75,77,OpenBanking;Payroll,8,None,PlanUpdate,2025-02-05,Success,v1.8.9,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A5639,Stabilizer,108965,420025,32063,5.9,4,15,DE,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,7.9,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;MaxDD,In-Person>Phone>Chat>App>Email,true,20:30-07:30,54,95,42,36,CreditBureau;OpenBanking;Payroll,19,Human,PlanUpdate,2025-05-29,Partial,v2.10.6,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5640,Builder,49684,9476,1402,14.3,2,10,US,Low,,ESGOnly,,1.5,23.0,9.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;MaxDD;IRR,Phone>App>Email,true,22:15-07:15,73,113,65,58,CreditBureau;OpenBanking;Payroll,14,None,PlanUpdate,2025-06-09,Success,v2.8.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5641,Builder,134231,318126,14083,11.6,3,12,US,Medium,NoDerivatives;AccreditedOnly,,PrivateCredit,1.6,16.3,7.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;Sharpe;IRR,Chat>App>In-Person>Email,true,23:15-07:15,64,97,71,68,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-10-26,Success,v2.8.9,StopLossDisabled,Prioritize liquidity and down payment savings
A5642,Explorer,101342,886490,52412,18.5,2,15,DE,Low,NoIlliquids,ESGOnly,PennyStocks,1.7,32.3,16.9,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,MaxDD;IRR;TaxCost,App>Chat>In-Person>Email,true,22:45-07:45,66,82,58,46,OpenBanking,4,None,PlanUpdate,2025-02-10,Success,v1.8.7,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A5643,Preserver,140844,1336468,88533,8.6,1,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.0,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,App>In-Person>Chat,true,21:00-07:30,80,219,82,76,Brokerage;CreditBureau;OpenBanking,10,None,AutoTransfer,2025-05-06,Success,v2.10.3,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5644,Preserver,113272,407702,55463,7.7,2,15,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.3,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost,Email>Chat>Phone>In-Person>App,false,22:00-07:30,80,196,80,71,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-03-18,Success,v1.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5645,Preserver,74270,500541,49797,4.1,4,10,US,High,NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.6,8.2,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,App>Phone>In-Person>Email,false,21:00-06:00,66,174,67,66,Brokerage;OpenBanking,9,None,PlanUpdate,2025-07-31,Success,v2.10.9,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5646,Stabilizer,46209,116998,8186,6.8,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,17.0,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Email>In-Person>App,false,19:15-07:45,63,180,56,49,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-05-22,Success,v2.9.9,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5647,Stabilizer,45303,318751,28612,5.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.8,Retirement:15y;Emergency:1y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,App>In-Person>Phone>Chat,true,21:30-07:30,56,95,48,45,CreditBureau;OpenBanking,5,None,Rebalance,2025-01-31,Success,v1.10.6,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5648,Explorer,72528,400099,11310,16.5,2,10,US,Low,,NoTobacco,Crypto;PennyStocks,1.9,34.0,12.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,IRR;Sharpe,Chat>Email>In-Person>App>Phone,false,23:45-06:45,64,85,70,62,OpenBanking,7,None,AlertAcknowledge,2025-03-04,Partial,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5649,Preserver,257945,2432582,91925,7.0,2,12,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;TaxCost,Email>Phone>In-Person>Chat,false,19:00-08:30,72,225,63,57,Brokerage;OpenBanking;Payroll,11,Human,PlanUpdate,2025-05-02,Partial,v1.8.4,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5650,Optimizer,152896,1223516,79539,8.0,3,12,US,Low,,,PennyStocks;PrivateCredit,1.7,19.1,11.6,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;IRR,Email>Phone>In-Person>Chat>App,true,23:45-07:30,65,83,71,60,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-11-12,Failed,v1.9.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5651,Preserver,180014,1360595,47857,7.5,1,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,13.7,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>In-Person>Phone>App,true,23:30-08:45,75,164,62,60,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,Rebalance,2025-10-28,Partial,v1.10.6,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5652,Preserver,92975,375601,26077,5.9,1,10,US,Low,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost,Phone>In-Person>App>Chat,true,23:15-08:15,71,187,65,64,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-12-09,Success,v1.9.2,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5653,Explorer,51006,471994,17831,15.5,4,10,US,Low,,NoWeapons,Crypto;PennyStocks,1.7,28.7,14.6,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,TaxCost;MaxDD,In-Person>Email>Chat>Phone>App,true,19:15-06:15,67,48,57,45,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-07-13,Success,v1.8.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5654,Builder,94758,327835,16833,10.3,4,10,US,Low,,,,1.6,14.6,11.6,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Chat,false,19:30-08:30,64,117,66,58,OpenBanking,11,Human,Rebalance,2025-07-20,Partial,v1.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A5655,Builder,53011,152554,6538,9.6,3,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;PrivateCredit,1.6,21.4,10.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;Sharpe;TaxCost,In-Person>App>Chat>Phone>Email,true,20:15-08:15,62,109,66,66,OpenBanking;Payroll,9,Human,PlanUpdate,2025-06-01,Success,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A5656,Optimizer,104256,2995215,42363,8.8,1,12,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.8,27.8,9.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD;Sharpe,App>Email>In-Person>Chat>Phone,true,21:00-07:30,63,69,67,64,Brokerage;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-10-26,Partial,v1.8.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5657,Explorer,69133,453593,10730,15.8,3,10,CA,Low,AccreditedOnly,NoWeapons;NoFossilFuel,LeveragedETFs;PennyStocks,2.1,28.9,12.2,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,Sharpe;IRR;MaxDD,Chat>Phone>App,false,20:00-07:00,55,67,64,60,OpenBanking,3,Human,AutoTransfer,2025-10-02,Success,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A5658,Explorer,40804,183845,9575,12.8,4,10,US,Low,NoIlliquids;NoShortSelling,ESGOnly,,1.9,22.9,14.6,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,Sharpe;MaxDD;IRR,Chat>Phone>App,true,23:45-07:00,68,82,70,67,CreditBureau;OpenBanking,3,None,AutoTransfer,2025-11-26,Success,v2.9.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5659,Preserver,109335,628203,85693,4.9,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.5,8.1,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;MaxDD,App>Chat>Email,true,19:45-06:30,81,186,73,70,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-02-07,Partial,v1.8.6,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A5660,Preserver,93382,698025,56502,6.3,2,10,US,Low,NoIlliquids;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.4,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD,Chat>In-Person>App>Phone,true,19:00-08:45,82,149,79,73,Brokerage;OpenBanking,9,Human,Rebalance,2025-07-29,Success,v1.9.4,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5661,Optimizer,62847,1074760,29754,6.1,3,10,US,Low,NoDerivatives,,PennyStocks,1.6,27.9,12.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;IRR,Email>Phone>In-Person>Chat,false,19:30-06:15,70,117,76,70,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-06-19,Success,v2.9.2,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A5662,Stabilizer,74491,492451,36861,6.8,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.8,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,App>Phone>Chat>Email,true,23:45-08:15,63,145,50,50,OpenBanking,19,None,AlertAcknowledge,2024-12-31,Success,v1.8.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5663,Optimizer,172294,2750572,113160,10.4,3,15,UK,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.6,21.6,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,Sharpe;TaxCost;MaxDD,Phone>Email>In-Person>App,false,19:15-08:45,63,86,58,53,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-06-05,Failed,v1.8.7,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A5664,Preserver,71447,525658,41284,4.8,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>Phone>Email,false,21:45-08:30,76,138,70,61,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-12-24,Success,v1.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5665,Preserver,248948,3317506,203968,7.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>App>Email,true,19:15-06:15,76,121,78,83,Brokerage;CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-12-07,Partial,v1.9.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5666,Optimizer,63954,256658,13405,7.8,2,10,US,Low,,,LeveragedETFs;PennyStocks,1.7,27.9,10.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,Sharpe;MaxDD,Phone>Chat>In-Person>App>Email,true,20:00-07:15,68,114,70,67,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-04-18,Success,v1.9.2,NoIlliquids,Enforce tax budget and position caps
A5667,Stabilizer,50732,396950,22756,4.7,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.2,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,In-Person>Email>App>Phone,false,23:30-07:00,68,147,73,65,OpenBanking,9,Hybrid,Rebalance,2025-03-18,Success,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5668,Optimizer,161625,1665451,69485,9.9,2,15,DE,Low,,,PennyStocks,1.6,24.9,11.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;IRR;MaxDD,Chat>In-Person>Email>Phone,true,23:45-06:45,68,101,67,62,Brokerage;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-01-07,Success,v2.8.9,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5669,Preserver,101180,983859,88812,8.4,1,12,US,Medium,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Email>Chat>Phone,true,23:45-06:15,63,156,55,50,Brokerage;OpenBanking,3,None,PlanUpdate,2025-08-02,Success,v1.8.1,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5670,Builder,42864,239485,7175,13.3,2,10,SG,Low,NoShortSelling,ESGOnly,PrivateCredit,1.8,12.3,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;Sharpe,Phone>In-Person>Email>App,true,19:15-06:00,70,135,78,69,CreditBureau;OpenBanking,17,Human,AlertAcknowledge,2025-04-15,Partial,v2.9.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A5671,Builder,91110,101316,11800,10.1,1,10,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,,1.4,19.4,12.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;TaxCost;Sharpe,In-Person>Chat>App,false,19:15-08:15,64,126,58,56,CreditBureau;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-06-09,Success,v1.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A5672,Preserver,62019,517297,31120,6.0,1,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.2,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>App,true,21:00-06:30,75,194,60,58,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-07-26,Success,v1.9.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5673,Optimizer,176004,2344640,71451,8.9,1,12,US,Low,NoIlliquids,NoWeapons;ESGOnly,PennyStocks,1.5,16.2,13.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,TaxCost;IRR;MaxDD,Phone>Email>Chat>In-Person,false,23:45-06:00,65,68,74,62,Brokerage;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-03-08,Success,v1.10.1,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A5674,Preserver,161227,750125,33528,3.5,3,15,IN,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,8.1,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Phone>App>In-Person,true,20:45-06:30,79,206,71,63,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-02-04,Partial,v1.8.8,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5675,Preserver,128080,598500,21068,5.6,4,12,US,Low,NoIlliquids;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email,true,22:00-07:00,83,229,73,72,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-07-21,Partial,v2.10.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5676,Preserver,106643,937347,35346,6.5,2,12,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,6.0,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost,Chat>App>Email,true,22:30-08:30,68,163,58,59,Brokerage;CreditBureau;OpenBanking,14,Human,Rebalance,2025-10-09,Success,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5677,Explorer,49270,328320,17816,18.3,3,10,IN,Low,,,,1.9,24.6,17.6,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;TaxCost;IRR,Phone>App>Chat>In-Person,true,19:15-08:00,66,50,80,80,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-07-15,Success,v2.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5678,Stabilizer,49320,200897,10997,6.1,2,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,8.9,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>Phone>App,true,22:30-08:30,64,100,50,54,OpenBanking,15,None,Rebalance,2025-10-07,Success,v1.10.6,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5679,Preserver,133479,1427440,69616,5.0,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.6,5.3,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>App>Chat,false,23:45-07:45,82,171,68,62,Brokerage;CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-07-29,Partial,v1.8.6,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5680,Optimizer,177214,1427351,83056,8.1,2,12,US,Medium,,,LeveragedETFs;PennyStocks;PrivateCredit,1.5,15.5,10.3,Wealth:10y;Estate:20y,10,Concise,Shallow,IRR;TaxCost,Chat>App>Email,true,23:45-07:00,58,77,59,57,Brokerage;OpenBanking,1,Human,Rebalance,2025-03-21,Partial,v1.9.3,NoIlliquids,Enforce tax budget and position caps
A5681,Preserver,78333,770166,82430,6.6,3,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.6,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Phone>App,false,21:00-06:30,68,214,54,55,Brokerage;OpenBanking;Payroll,8,None,AlertAcknowledge,2025-01-18,Failed,v1.8.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5682,Preserver,106954,854050,63547,5.7,3,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,5.8,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>In-Person>App,true,19:00-08:30,83,184,72,64,Brokerage;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-07-04,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5683,Preserver,224050,1965631,121156,4.5,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Email>Phone,false,22:45-06:15,63,144,49,48,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-11-05,Success,v2.9.7,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A5684,Preserver,84232,825327,61186,3.6,4,10,CA,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,9.6,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Email>App>In-Person>Phone,true,19:45-08:45,77,198,79,80,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-02-01,Success,v1.9.7,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5685,Stabilizer,87635,838019,32754,6.7,3,10,US,Low,NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.3,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,App>Phone>Chat,true,23:00-06:15,56,164,53,51,OpenBanking;Payroll,6,None,Rebalance,2025-07-06,Success,v2.10.3,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5686,Optimizer,145845,1111306,58766,8.7,3,12,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;NoWeapons,PennyStocks,1.6,15.0,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Phone>In-Person>Email,false,21:45-08:30,72,108,65,60,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-01-15,Failed,v1.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5687,Preserver,129292,592984,31975,5.2,3,15,CA,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.4,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost,Email>App>In-Person>Chat,true,22:15-06:30,79,218,75,75,Brokerage;OpenBanking;Payroll,13,None,PlanUpdate,2025-05-07,Success,v1.9.1,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5688,Explorer,145339,367347,25980,16.5,4,12,US,Low,,,PennyStocks,2.1,21.4,15.5,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,TaxCost;IRR,App>In-Person>Phone,false,19:30-07:00,68,56,64,61,CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-07-13,Success,v2.8.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5689,Optimizer,225488,3992960,165671,11.5,1,12,US,Low,,,PennyStocks,1.7,26.1,13.1,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;MaxDD,App>Email>In-Person>Chat,true,20:45-07:30,66,98,53,47,Brokerage;OpenBanking;Payroll,3,None,PlanUpdate,2025-08-17,Partial,v1.10.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A5690,Preserver,70470,300561,31108,6.0,2,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>Phone>In-Person>Email>Chat,false,21:45-07:00,71,204,74,77,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-09-30,Success,v1.8.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5691,Preserver,107961,904302,103679,4.9,4,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>Phone>App>Chat,true,19:45-08:30,81,121,77,78,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-09-23,Success,v2.9.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5692,Stabilizer,29118,252634,15222,5.5,2,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,7.0,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD,Phone>App>Chat>Email>In-Person,true,23:30-07:45,59,126,44,41,CreditBureau;OpenBanking;Payroll,15,Human,Rebalance,2025-07-08,Success,v2.9.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5693,Preserver,85559,847806,66345,4.9,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD,Phone>Chat>In-Person>Email,true,21:00-06:00,79,188,72,68,Brokerage;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-11-15,Success,v2.10.6,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5694,Explorer,27952,417802,8287,18.3,2,10,US,Low,AccreditedOnly;NoShortSelling,,LeveragedETFs;PrivateCredit,1.8,30.7,12.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>App>In-Person>Email,true,21:15-08:00,57,81,53,48,OpenBanking,6,None,AlertAcknowledge,2025-01-27,Partial,v1.10.2,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5695,Preserver,57250,1035940,69588,4.0,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.7,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,App>Phone>Chat>Email>In-Person,true,23:15-06:45,72,238,77,74,Brokerage;OpenBanking;Payroll,8,Hybrid,Rebalance,2024-12-26,Success,v1.8.9,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5696,Explorer,76346,294992,11148,21.2,2,10,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;PrivateCredit,2.1,31.9,14.8,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;IRR;MaxDD,App>Email>Phone>In-Person,false,20:15-08:15,50,71,55,44,OpenBanking,2,Hybrid,AutoTransfer,2025-10-14,Success,v2.9.9,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5697,Explorer,178329,1234941,51443,14.8,4,12,US,Low,,NoTobacco;NoWeapons,,1.7,32.7,14.7,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;Sharpe;TaxCost,Email>Chat>Phone>App,true,22:00-06:30,61,70,60,60,OpenBanking,3,None,PlanUpdate,2025-09-28,Success,v2.10.7,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5698,Preserver,119490,1066611,66627,6.6,3,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,9.5,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,App>Phone>Email,true,23:30-08:45,73,147,61,54,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-01-17,Partial,v1.10.8,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5699,Optimizer,291777,3403501,144909,11.1,1,15,IN,Low,,ESGOnly,PennyStocks,1.7,26.6,12.0,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person>App,true,21:15-08:30,69,102,71,61,Brokerage;OpenBanking;Payroll,7,Human,AutoTransfer,2025-06-09,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A5700,Preserver,40851,518492,29875,7.0,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,7.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,Email>Chat>App>In-Person>Phone,true,22:30-06:15,66,212,54,59,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-11-21,Partial,v2.9.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5701,Stabilizer,44580,293962,21418,4.0,4,10,IN,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,6.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD,Phone>App>Email>Chat>In-Person,true,19:45-08:00,60,107,65,61,OpenBanking;Payroll,5,None,Rebalance,2025-11-02,Partial,v2.10.4,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5702,Builder,46144,107740,3527,9.2,4,10,US,Low,,,LeveragedETFs,1.7,19.5,10.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,IRR;Sharpe;TaxCost,Chat>Email>In-Person>Phone,true,23:45-06:15,65,139,53,51,OpenBanking;Payroll,5,None,Rebalance,2025-04-26,Success,v2.8.2,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A5703,Optimizer,83676,1125501,40860,9.3,2,10,US,Low,NoShortSelling,,Crypto;PennyStocks,1.5,25.8,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>App,false,22:30-06:00,61,82,67,60,Brokerage;CreditBureau;OpenBanking,1,Human,AutoTransfer,2025-02-08,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5704,Optimizer,197246,2308994,86148,7.3,3,15,AU,Low,,NoTobacco,Crypto;PennyStocks,1.7,22.5,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,IRR;Sharpe;TaxCost,Chat>App>Phone>In-Person,true,22:00-07:15,75,62,72,64,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-11-10,Success,v2.8.1,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A5705,Stabilizer,46934,208211,30565,5.2,4,10,US,Medium,NoIlliquids;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.1,6.3,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>App>Email,true,22:45-08:45,54,156,53,52,CreditBureau;OpenBanking;Payroll,11,Human,AutoTransfer,2025-11-18,Success,v2.9.5,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5706,Stabilizer,49303,329645,30898,5.3,4,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.8,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>Email>App,true,23:00-06:00,48,99,51,46,OpenBanking,20,None,AlertAcknowledge,2025-12-08,Success,v1.8.4,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5707,Preserver,74572,941329,65867,6.5,3,10,US,Low,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD,In-Person>Email>Chat>Phone>App,false,19:15-08:45,79,210,72,69,Brokerage;OpenBanking,9,Human,Rebalance,2025-03-02,Partial,v1.8.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5708,Builder,24083,147065,4953,10.8,4,10,US,Medium,,,,1.6,15.2,11.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;TaxCost,Phone>App>Email,true,19:45-08:15,52,73,57,55,OpenBanking,13,None,Rebalance,2025-02-04,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A5709,Stabilizer,60614,116042,15896,8.2,1,10,US,High,NoIlliquids;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,App>In-Person>Phone,true,23:30-08:30,46,96,46,51,OpenBanking,15,Human,AutoTransfer,2025-11-23,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5710,Optimizer,147252,1330294,71508,8.4,4,12,US,Low,AccreditedOnly,,PennyStocks,1.8,20.2,11.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR,Email>App>Chat>Phone>In-Person,true,20:45-07:45,69,84,64,61,Brokerage;OpenBanking,6,Human,PlanUpdate,2025-10-04,Failed,v1.10.2,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A5711,Optimizer,105752,929099,56142,11.1,1,12,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,23.7,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe,Phone>In-Person>Chat>App>Email,true,23:15-08:00,74,92,85,82,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-04-01,Success,v2.8.9,StopLossDisabled,Enforce tax budget and position caps
A5712,Preserver,99409,584054,65322,6.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.0,7.1,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost,Email>App>In-Person>Phone>Chat,true,19:15-08:00,71,178,61,54,Brokerage;OpenBanking;Payroll,14,None,PlanUpdate,2025-06-26,Success,v1.8.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5713,Preserver,106127,795840,98168,7.1,1,12,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.0,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Email>Chat,true,20:30-08:15,72,152,64,65,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-03-23,Success,v2.10.8,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5714,Stabilizer,58869,237353,7955,5.7,3,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe,Email>In-Person>Chat,true,19:30-08:45,53,115,63,54,OpenBanking,10,Hybrid,AutoTransfer,2025-10-23,Success,v2.9.1,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A5715,Preserver,83041,786283,54399,4.0,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.6,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Email>Phone>App,false,21:00-06:45,74,170,80,76,Brokerage;CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-10-06,Partial,v2.9.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5716,Optimizer,106863,1439183,51489,7.3,4,12,US,High,AccreditedOnly;NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.7,25.6,9.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,Sharpe;MaxDD,In-Person>Phone>App>Chat>Email,true,22:00-06:00,65,82,67,61,Brokerage;CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-11-18,Partial,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A5717,Preserver,103019,963981,43471,3.6,4,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Chat>Email,true,22:45-07:00,70,179,76,81,Brokerage;OpenBanking;Payroll,12,Human,Rebalance,2025-07-20,Success,v1.8.8,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5718,Optimizer,92486,1313513,33528,8.5,3,10,US,Low,,,LeveragedETFs;PennyStocks,1.5,17.9,10.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;MaxDD,In-Person>Chat>Phone>App,true,20:30-07:15,74,91,79,73,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-08-30,Success,v2.10.5,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A5719,Preserver,60627,196387,24253,4.8,4,10,IN,High,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;TaxCost,App>Phone>Chat>Email>In-Person,false,19:15-08:45,66,132,63,64,Brokerage;CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-05-04,Success,v1.9.1,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5720,Preserver,112446,873732,60912,3.9,4,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,13.3,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>App>Email>Phone,true,21:15-06:15,74,198,78,71,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-10-21,Success,v1.9.7,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5721,Preserver,51574,637433,25095,6.4,2,10,US,Medium,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,5.3,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD,Phone>Email>App>Chat>In-Person,true,19:30-07:00,62,180,69,72,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-03-12,Success,v1.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5722,Optimizer,84269,681925,39665,8.1,1,10,US,High,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.9,19.1,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Phone>Chat>Email>In-Person,true,23:00-08:30,60,102,54,45,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-02-07,Partial,v2.8.9,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5723,Preserver,81501,583093,32457,5.1,4,10,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,17.7,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>In-Person>Chat>App,true,23:00-07:15,74,143,82,73,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,Rebalance,2025-01-12,Success,v1.10.4,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5724,Builder,42889,84850,8218,9.4,3,10,US,Low,,NoFossilFuel;NoTobacco,LeveragedETFs;PrivateCredit,1.5,19.6,8.6,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;TaxCost,Chat>App>Email,true,21:15-06:00,64,88,60,57,OpenBanking,18,None,AutoTransfer,2025-04-01,Failed,v2.8.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5725,Optimizer,79426,1349252,36850,8.5,1,10,US,Low,,,LeveragedETFs;PennyStocks,1.9,22.0,11.7,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;TaxCost;Sharpe,In-Person>Phone>Email>App>Chat,false,22:30-06:00,66,98,57,51,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-05-25,Success,v2.9.7,LimitOrderOnly,Enforce tax budget and position caps
A5726,Optimizer,159276,2189793,68610,7.5,3,12,US,Medium,NoDerivatives;NoIlliquids,NoWeapons;NoTobacco,PennyStocks,1.8,23.3,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,TaxCost;IRR;MaxDD,Email>In-Person>App>Phone,true,20:15-08:30,69,78,74,63,Brokerage;OpenBanking,4,None,AutoTransfer,2025-10-18,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5727,Explorer,144273,1233179,40377,18.3,3,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons,Crypto;PennyStocks,1.7,23.0,15.9,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,Sharpe;MaxDD;IRR,Email>Phone>App>Chat,true,19:30-07:15,61,56,54,52,OpenBanking;Payroll,3,Human,PlanUpdate,2025-01-09,Success,v1.9.4,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5728,Preserver,52487,363116,26785,7.4,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.2,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Email>Phone>App,true,22:45-08:45,74,175,78,81,Brokerage;CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-05-01,Partial,v1.9.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5729,Explorer,54470,445034,13980,20.0,2,10,AU,Low,NoDerivatives,NoFossilFuel,,1.8,32.0,15.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;IRR,Phone>Chat>App>In-Person,false,23:15-08:30,55,52,67,57,OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-08-18,Success,v1.9.9,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A5730,Explorer,68584,55594,7543,20.0,4,10,US,Low,,NoWeapons;NoTobacco,PennyStocks,2.1,31.1,14.0,Business:5y;Travel:2y,5,Educational,Medium,IRR;TaxCost;MaxDD,Email>In-Person>App>Chat>Phone,true,23:00-08:45,58,89,59,49,OpenBanking,7,Hybrid,Rebalance,2025-05-18,Success,v1.8.9,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5731,Preserver,102594,697101,56153,5.8,3,15,CA,Medium,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.2,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Chat>Email>App,true,22:30-07:00,79,150,68,58,Brokerage;OpenBanking,5,None,AutoTransfer,2025-03-24,Success,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5732,Explorer,31323,12603,1000,17.5,2,10,US,Medium,NoDerivatives,ESGOnly;NoFossilFuel,,2.1,33.3,13.7,Business:5y;Travel:2y,5,Educational,Medium,IRR;MaxDD;TaxCost,In-Person>Email>Phone>App,false,22:15-06:30,66,60,76,69,CreditBureau;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-12-10,Failed,v2.8.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5733,Optimizer,126456,2854295,70544,7.1,4,12,US,Low,,,LeveragedETFs;PennyStocks,1.6,19.1,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,IRR;MaxDD,Email>App>Phone>In-Person>Chat,true,21:30-07:00,65,103,67,59,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-09-29,Failed,v1.8.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5734,Stabilizer,73152,247265,14230,7.0,3,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.7,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;MaxDD,Phone>In-Person>Email>App,true,22:00-08:15,53,171,48,36,OpenBanking;Payroll,7,Human,AutoTransfer,2025-01-13,Success,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5735,Preserver,120806,846041,102744,5.5,3,15,DE,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD,Phone>In-Person>Chat>Email,true,21:15-07:30,74,167,74,68,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-02-03,Partial,v1.10.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5736,Optimizer,67125,590494,22895,10.3,2,10,US,Medium,NoShortSelling,,LeveragedETFs;PennyStocks,1.6,16.4,10.6,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;MaxDD,Phone>Chat>In-Person,true,20:15-06:00,63,80,62,50,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-06-22,Success,v1.8.3,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A5737,Preserver,96575,423783,30670,6.2,2,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>Chat>App,true,19:45-06:00,73,214,69,70,Brokerage;OpenBanking,11,None,PlanUpdate,2025-10-14,Success,v2.9.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5738,Optimizer,77758,510987,45529,7.8,4,10,CA,Low,,NoWeapons,Crypto;PennyStocks,1.6,27.6,10.7,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;IRR,In-Person>Phone>App,false,21:45-07:15,73,93,87,85,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-07-20,Partial,v1.8.4,NoMargin,Enforce tax budget and position caps
A5739,Preserver,110471,524892,27106,8.0,1,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,Chat>App>In-Person>Email>Phone,true,20:45-07:15,82,134,83,80,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-05-30,Failed,v2.8.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5740,Optimizer,278752,3748797,137050,8.6,2,12,US,Low,,,PennyStocks,1.9,20.9,12.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;TaxCost;MaxDD,App>Phone>Email>In-Person>Chat,true,19:30-07:00,66,97,78,69,Brokerage;OpenBanking,5,None,AutoTransfer,2025-10-02,Failed,v2.8.7,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5741,Preserver,136315,1074903,125391,7.9,1,15,IN,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,17.8,5.8,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>Phone>Chat>App,true,21:30-07:15,83,164,80,75,Brokerage;OpenBanking,8,Human,Rebalance,2025-03-11,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5742,Stabilizer,59971,570407,23467,5.6,4,10,US,Low,NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>In-Person,true,23:30-07:15,63,142,58,56,OpenBanking,10,None,Rebalance,2025-08-09,Partial,v2.9.3,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5743,Preserver,109415,1500887,117058,6.0,1,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.9,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Phone>Email>App>In-Person>Chat,true,20:45-06:15,80,168,70,65,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-11-23,Partial,v1.10.8,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5744,Optimizer,132169,1930643,66616,5.7,4,12,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoFossilFuel,PennyStocks,1.5,23.3,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;Sharpe,Email>Phone>In-Person,false,22:00-08:30,73,105,64,52,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-12-16,Success,v1.10.2,StopLossDisabled,Enforce tax budget and position caps
A5745,Preserver,58249,198447,12735,6.5,2,10,DE,Low,NoIlliquids;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.2,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,Phone>Email>App>In-Person,true,23:00-07:00,69,123,60,59,Brokerage;OpenBanking;Payroll,10,Human,PlanUpdate,2025-04-16,Success,v1.8.4,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5746,Optimizer,351907,4006948,260059,10.7,3,15,DE,Low,NoDerivatives,,PennyStocks,1.5,18.5,13.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,Sharpe;IRR;MaxDD,Phone>App>Chat>Email,true,19:45-07:45,66,83,67,67,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-11-29,Success,v1.9.2,NoIlliquids,Enforce tax budget and position caps
A5747,Optimizer,161365,1860930,90152,8.9,4,12,US,High,,NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.6,26.0,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD,Chat>Phone>Email,true,20:30-08:00,54,112,46,40,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-03-02,Failed,v2.8.6,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5748,Builder,103067,-28268,3828,8.2,4,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs,1.5,12.4,9.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,MaxDD;TaxCost,In-Person>Email>Chat>Phone,false,19:00-07:30,71,88,71,65,OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-05-31,Partial,v2.8.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A5749,Preserver,71875,734890,89945,5.6,2,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.4,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>Chat>App,false,19:00-06:30,79,140,67,60,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-11-24,Success,v1.10.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5750,Stabilizer,43522,269943,14077,4.9,4,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD,Phone>App>In-Person,true,23:15-07:15,52,129,45,42,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-06-14,Partial,v1.8.5,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A5751,Optimizer,93043,1006325,39712,8.7,1,10,DE,Low,NoDerivatives,,PennyStocks,1.6,24.2,10.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;IRR,Phone>Email>Chat>App>In-Person,true,22:15-08:45,61,101,50,42,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-02-19,Success,v1.8.2,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A5752,Builder,69168,180872,6551,10.4,1,10,US,Medium,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,LeveragedETFs;PennyStocks,1.7,13.9,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Phone>In-Person>App,true,20:45-08:30,60,96,59,51,CreditBureau;OpenBanking;Payroll,15,None,AlertAcknowledge,2025-06-24,Partial,v1.8.4,LimitOrderOnly,Prioritize liquidity and down payment savings
A5753,Builder,61162,178335,11266,11.6,3,10,US,Low,NoIlliquids;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs,1.7,18.8,11.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;IRR;TaxCost,App>Email>In-Person>Chat>Phone,false,22:30-06:30,71,75,60,58,OpenBanking,9,None,PlanUpdate,2025-02-24,Success,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A5754,Preserver,65244,503406,58261,7.6,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,17.5,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Email>Phone>App>Chat>In-Person,false,22:15-08:45,75,131,67,68,Brokerage;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-10-17,Success,v2.8.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5755,Stabilizer,100117,451442,53611,4.4,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD,Email>In-Person>Phone,false,19:00-07:00,67,172,63,63,CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-11-19,Success,v1.8.1,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5756,Preserver,77902,630186,47341,8.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,App>Chat>Phone>Email>In-Person,false,19:45-06:45,83,168,76,66,Brokerage;OpenBanking;Payroll,5,None,AutoTransfer,2025-07-17,Success,v1.8.3,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5757,Preserver,173887,1499846,60778,7.3,3,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Chat>Email>Phone,true,21:00-07:00,74,185,71,62,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-08-10,Success,v1.9.2,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5758,Stabilizer,67420,153396,10528,9.6,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.5,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD,App>Email>Chat>In-Person>Phone,true,20:00-07:15,54,117,53,42,OpenBanking,9,Hybrid,Rebalance,2025-12-26,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A5759,Preserver,85536,568901,68746,6.0,1,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Phone>In-Person>App,true,23:15-08:00,78,185,64,59,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-04-13,Partial,v1.8.5,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5760,Stabilizer,67954,306850,12286,8.7,2,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Email>Phone>App>Chat>In-Person,true,19:15-06:45,64,129,63,63,OpenBanking,15,Hybrid,AlertAcknowledge,2025-01-20,Failed,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5761,Stabilizer,69988,201332,15833,8.7,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.6,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD,App>Phone>Chat,true,19:30-07:45,55,152,65,61,OpenBanking,10,None,AutoTransfer,2025-05-15,Success,v1.8.1,NoPennyStocks,Keep expenses buffer ≥ 4 months
A5762,Builder,75394,225949,10320,11.0,3,10,US,Low,NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks,1.7,24.1,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,Email>App>In-Person,false,21:30-07:45,61,109,67,64,CreditBureau;OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-03-31,Success,v2.9.3,StopLossDisabled,Prioritize liquidity and down payment savings
A5763,Optimizer,67636,560594,38251,7.5,2,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.7,24.0,12.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,TaxCost;Sharpe,Chat>Email>In-Person>Phone>App,false,19:45-07:00,72,103,77,68,Brokerage;OpenBanking,1,None,PlanUpdate,2025-11-20,Success,v2.9.7,NoMargin,Enforce tax budget and position caps
A5764,Optimizer,305615,4171047,157752,10.9,3,12,US,Low,NoIlliquids,,PennyStocks,1.6,15.3,9.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,IRR;TaxCost,App>Chat>Phone>In-Person>Email,true,21:45-07:00,64,115,70,61,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-06-09,Partial,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5765,Preserver,134277,525318,22623,5.3,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.8,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,Chat>Email>In-Person>App,true,22:15-06:30,74,155,72,68,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-08-22,Success,v2.10.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5766,Optimizer,234862,2761266,178050,8.9,2,12,US,Low,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.8,19.0,9.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,MaxDD;TaxCost,App>In-Person>Phone>Email>Chat,false,20:15-06:15,73,83,67,55,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-12-05,Success,v1.8.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5767,Preserver,60757,376286,35635,3.3,4,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>App,false,23:30-08:45,77,168,64,53,Brokerage;OpenBanking,6,Human,Rebalance,2025-01-13,Partial,v1.9.6,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5768,Optimizer,147771,1619728,74124,8.3,2,12,US,Low,NoShortSelling,,PennyStocks,1.6,21.9,11.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;Sharpe;IRR,App>Chat>In-Person>Email>Phone,true,20:30-08:45,63,85,76,76,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-12-11,Failed,v1.8.1,PauseWhenVIX>30,Enforce tax budget and position caps
A5769,Optimizer,193353,1374969,115621,12.0,1,15,DE,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.5,18.6,13.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;IRR,App>Email>Chat>Phone,true,19:00-08:30,70,119,55,48,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-12-12,Success,v2.9.9,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A5770,Optimizer,253028,5275141,139428,11.3,2,12,US,Low,,NoWeapons;NoFossilFuel,PennyStocks;PrivateCredit,1.8,24.0,11.8,Wealth:10y;Estate:20y,10,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Phone>App>Chat,true,22:00-07:30,64,101,63,63,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-09-15,Failed,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5771,Preserver,49117,208441,7558,7.0,2,10,IN,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,Phone>Email>App,false,21:30-07:30,65,155,50,53,Brokerage;CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-04-04,Success,v2.10.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5772,Explorer,44296,274898,15189,19.5,4,10,US,Medium,NoIlliquids,NoWeapons,PennyStocks,1.9,29.6,14.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>Chat>In-Person>Email,true,23:30-06:15,59,81,52,48,OpenBanking;Payroll,1,None,AlertAcknowledge,2025-06-30,Failed,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5773,Builder,56578,296821,16879,10.3,3,10,US,Low,AccreditedOnly;NoDerivatives,NoWeapons,Crypto,1.5,18.8,10.7,Home:3y;Retirement:30y,3,Directive,Shallow,MaxDD;TaxCost;Sharpe,Phone>Email>App,true,23:45-06:30,73,78,67,57,CreditBureau;OpenBanking,19,None,Rebalance,2025-08-25,Success,v2.9.5,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A5774,Optimizer,144260,1428739,80746,9.5,2,12,US,Medium,NoIlliquids,,PennyStocks,1.9,17.5,13.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;Sharpe,Email>In-Person>Phone>Chat,true,20:00-07:00,57,63,60,50,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-01-04,Success,v2.8.6,NoPennyStocks,Enforce tax budget and position caps
A5775,Preserver,62763,446108,49381,4.5,2,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.8,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD,Email>Chat>In-Person>Phone,true,23:15-06:00,57,147,47,45,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-10-29,Partial,v1.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5776,Explorer,114872,540741,17316,15.2,3,12,US,Low,AccreditedOnly;NoShortSelling,,PrivateCredit,1.9,29.3,17.8,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;Sharpe,Chat>Email>In-Person>Phone>App,false,23:15-06:00,61,78,59,59,OpenBanking;Payroll,7,None,PlanUpdate,2025-07-09,Partial,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A5777,Preserver,65987,588976,39081,4.5,3,10,AU,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,16.6,6.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>In-Person>Chat>Email>App,true,23:00-07:15,68,148,64,56,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-07-17,Failed,v1.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5778,Optimizer,45349,384239,21588,11.9,2,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,1.5,22.4,12.2,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe;MaxDD,In-Person>Email>Phone>Chat>App,true,22:00-08:30,69,96,79,68,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-09-16,Partial,v1.9.4,NoPennyStocks,Enforce tax budget and position caps
A5779,Stabilizer,78009,212501,9952,6.9,4,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,App>Chat>Email>Phone>In-Person,false,20:30-08:30,64,149,61,64,CreditBureau;OpenBanking,16,Human,Rebalance,2025-12-07,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5780,Optimizer,96296,487917,55984,7.1,4,10,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.6,22.6,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;MaxDD;TaxCost,Email>App>Chat>Phone,true,22:00-07:15,70,119,67,61,Brokerage;CreditBureau;OpenBanking,5,None,PlanUpdate,2025-06-19,Success,v2.10.6,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A5781,Preserver,101153,349546,38408,6.7,3,12,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,17.4,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Chat>App>In-Person,false,23:30-08:15,74,192,67,68,Brokerage;OpenBanking,11,Human,PlanUpdate,2025-07-01,Failed,v2.8.5,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5782,Stabilizer,68876,271906,14319,4.8,4,10,CA,Low,NoShortSelling;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.8,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Email>In-Person>Phone>Chat>App,true,19:15-07:45,66,133,72,64,OpenBanking,19,None,AlertAcknowledge,2025-09-08,Success,v2.10.4,NoMargin,Keep expenses buffer ≥ 4 months
A5783,Stabilizer,131394,480959,32929,5.7,2,12,US,High,NoDerivatives;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,App>Phone>Email>In-Person>Chat,true,19:30-08:15,50,157,41,34,OpenBanking;Payroll,5,None,AutoTransfer,2025-09-02,Success,v1.10.9,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5784,Preserver,128881,645569,88092,6.7,2,15,DE,Medium,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.4,5.3,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,App>In-Person>Email,false,20:00-06:45,78,150,65,63,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-12-19,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5785,Stabilizer,70086,360775,38053,6.9,1,10,US,Low,NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,17.2,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>App>Email>In-Person,true,20:30-06:00,56,176,45,39,CreditBureau;OpenBanking,10,Hybrid,Rebalance,2025-05-04,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5786,Stabilizer,41533,122232,17367,7.8,2,10,CA,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD,Email>In-Person>Chat>Phone,false,21:15-08:30,57,145,61,60,CreditBureau;OpenBanking,10,None,PlanUpdate,2025-11-30,Partial,v1.9.3,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5787,Stabilizer,60428,308592,23343,7.2,1,10,UK,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,6.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost,In-Person>App>Chat>Phone>Email,false,19:00-08:45,57,173,56,46,CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-12-13,Success,v2.10.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5788,Stabilizer,60114,206901,17310,5.6,4,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,Email>Phone>Chat>App,true,22:30-08:00,62,104,47,45,CreditBureau;OpenBanking;Payroll,16,Human,PlanUpdate,2025-07-02,Partial,v1.9.3,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5789,Preserver,53609,579601,37659,6.4,1,10,UK,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe,App>In-Person>Email>Phone>Chat,false,22:15-07:15,83,180,82,75,Brokerage;CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-05-19,Partial,v1.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5790,Preserver,134936,1817642,122023,5.7,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,9.0,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;MaxDD,Phone>Email>Chat,true,22:45-07:00,80,150,79,84,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-05-19,Partial,v2.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5791,Builder,35433,78524,5545,10.1,1,10,US,Low,NoIlliquids,,PennyStocks,1.8,22.5,10.2,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;MaxDD,Phone>In-Person>Email,false,19:45-08:00,66,132,68,61,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2024-12-27,Partial,v2.10.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5792,Preserver,56543,491668,44122,7.7,1,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>Email>In-Person>App,false,22:00-07:00,68,196,58,51,Brokerage;OpenBanking,13,Human,AlertAcknowledge,2025-10-22,Partial,v1.9.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5793,Optimizer,82951,494909,35201,6.6,4,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.6,26.7,13.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,MaxDD;TaxCost,In-Person>Chat>Email,true,20:45-08:45,63,99,69,67,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-07-06,Partial,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A5794,Preserver,62311,624887,45082,7.8,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,14.3,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe,App>Phone>Email>Chat,true,23:00-06:00,69,235,64,60,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-05-28,Success,v2.9.7,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5795,Builder,55271,86196,4570,12.4,3,10,AU,Medium,,,,1.8,16.5,7.4,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR,Phone>App>Email>Chat>In-Person,true,22:30-07:15,50,137,38,35,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-10-16,Success,v1.9.6,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5796,Preserver,55643,521704,30126,3.2,4,10,US,Medium,NoShortSelling;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,13.1,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,App>Phone>In-Person,true,20:45-06:00,78,201,82,76,Brokerage;OpenBanking;Payroll,12,Human,AutoTransfer,2025-10-08,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5797,Builder,56019,108874,6095,11.3,3,10,US,High,,NoFossilFuel;ESGOnly,,1.7,23.1,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,Sharpe;IRR,App>In-Person>Chat>Email>Phone,false,22:15-07:30,46,147,41,41,OpenBanking,14,None,Rebalance,2025-05-11,Success,v2.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A5798,Builder,58223,71540,3111,12.4,2,10,AU,Low,NoShortSelling,,,1.5,19.5,10.9,Home:3y;Retirement:30y,3,Collaborative,Deep,Sharpe;MaxDD;IRR,Phone>Email>App>Chat>In-Person,true,22:30-08:00,63,64,54,52,OpenBanking,13,None,AlertAcknowledge,2025-07-17,Success,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A5799,Explorer,78295,448488,14219,18.6,1,10,US,Low,NoDerivatives;NoIlliquids,,LeveragedETFs;PennyStocks,1.9,21.8,13.0,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;MaxDD,Phone>Email>App>Chat>In-Person,true,22:30-06:15,63,70,52,42,OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-12-23,Partial,v1.8.2,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5800,Builder,74485,298076,14841,11.4,1,10,US,Low,NoIlliquids,,LeveragedETFs;PrivateCredit,1.4,14.4,11.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;TaxCost;MaxDD,App>Phone>In-Person>Chat>Email,true,23:30-08:00,70,102,72,61,OpenBanking,10,Hybrid,AlertAcknowledge,2025-11-21,Success,v2.10.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5801,Builder,59824,113127,5679,9.0,2,10,US,Medium,NoDerivatives;NoIlliquids,NoFossilFuel;NoTobacco,Crypto,1.7,19.5,7.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>Phone>App>Email,false,20:15-08:30,57,124,53,42,OpenBanking,14,None,AlertAcknowledge,2025-02-10,Success,v1.8.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5802,Preserver,113044,685608,44194,6.6,4,12,US,Low,NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;TaxCost,Phone>Email>In-Person>App,true,21:45-06:30,67,212,69,69,Brokerage;OpenBanking;Payroll,4,None,Rebalance,2025-05-27,Success,v1.9.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5803,Preserver,88555,421519,15701,5.4,3,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.7,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,App>Phone>Email>In-Person>Chat,true,22:00-06:45,69,186,75,79,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2025-01-16,Success,v2.8.7,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A5804,Stabilizer,129770,1044593,77396,8.7,2,12,US,Low,NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,17.3,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,App>Chat>In-Person>Phone,true,23:30-06:00,66,153,63,61,CreditBureau;OpenBanking,11,None,PlanUpdate,2025-09-15,Failed,v2.10.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5805,Stabilizer,53653,177555,12954,5.8,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,5.6,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,App>Phone>Email,true,21:15-07:00,54,135,51,48,OpenBanking;Payroll,16,None,Rebalance,2025-11-09,Partial,v2.9.7,NoMargin,Keep expenses buffer ≥ 4 months
A5806,Preserver,78690,811543,57365,3.8,4,10,IN,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,18.0,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,App>Phone>Chat>In-Person,false,23:30-07:15,63,215,53,51,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-11-18,Failed,v1.9.8,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5807,Preserver,98744,592459,45917,5.6,3,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,9.0,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;MaxDD,In-Person>Chat>Email>Phone>App,true,22:15-06:30,81,232,78,79,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-08-27,Success,v1.8.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5808,Preserver,72749,314166,20765,4.1,4,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Phone>Email>Chat,true,19:45-07:30,63,135,64,65,Brokerage;OpenBanking,10,Human,AlertAcknowledge,2025-12-06,Failed,v2.8.3,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5809,Preserver,165060,1299778,66203,6.4,2,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,9.1,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person,true,19:15-08:00,73,175,70,68,Brokerage;OpenBanking;Payroll,11,None,AlertAcknowledge,2025-03-26,Partial,v2.9.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5810,Optimizer,164829,1829386,104348,7.9,2,15,UK,Low,AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,1.7,25.6,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>App,false,21:15-06:00,61,71,70,70,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-09-01,Success,v1.8.6,LimitOrderOnly,Enforce tax budget and position caps
A5811,Preserver,130251,724970,68911,4.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.5,6.8,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,App>Phone>Chat>Email,true,21:15-07:30,81,187,77,70,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-10-16,Success,v2.9.4,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5812,Optimizer,157018,2256278,89065,9.1,3,12,US,Low,NoDerivatives;NoIlliquids,ESGOnly,PennyStocks,1.8,21.3,11.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,Sharpe;IRR;MaxDD,Chat>In-Person>App>Phone>Email,true,20:45-06:30,72,72,73,73,Brokerage;CreditBureau;OpenBanking,1,Human,AutoTransfer,2025-01-03,Success,v2.9.9,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A5813,Optimizer,172770,1472249,123331,10.3,1,12,US,Medium,AccreditedOnly,ESGOnly,Crypto;PennyStocks,1.6,23.0,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;TaxCost;IRR,App>Phone>Email>Chat>In-Person,true,21:30-08:45,63,93,74,66,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-09-27,Success,v2.10.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5814,Preserver,74432,624088,48585,4.6,3,10,US,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,10.6,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,App>Email>Phone>In-Person>Chat,false,23:30-08:30,68,194,59,63,Brokerage;OpenBanking,14,Human,Rebalance,2025-08-30,Success,v2.10.4,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5815,Explorer,82890,208432,9892,15.2,2,10,US,Low,NoIlliquids,,,1.7,23.8,15.1,Business:5y;Travel:2y,5,Concise,Deep,TaxCost;MaxDD;IRR,In-Person>Chat>App>Phone,true,22:45-08:45,65,45,58,54,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-06-07,Success,v2.10.1,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5816,Preserver,64164,317071,16754,6.6,2,10,DE,Medium,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,In-Person>App>Phone,true,21:15-08:30,73,195,78,78,Brokerage;CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-10-20,Partial,v2.8.1,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5817,Preserver,67714,307046,40836,5.4,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,App>In-Person>Email,true,23:30-07:00,83,138,92,88,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-02-11,Success,v2.9.5,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5818,Preserver,114788,729937,77291,5.9,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.0,8.7,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Chat>Email,true,20:00-08:30,68,191,66,69,Brokerage;OpenBanking,12,None,AutoTransfer,2025-09-13,Success,v2.10.7,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5819,Preserver,96843,757825,47741,4.3,3,10,US,Low,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Chat>In-Person>App,true,21:45-06:15,80,169,81,77,Brokerage;OpenBanking,13,Hybrid,Rebalance,2025-07-31,Failed,v2.10.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5820,Explorer,74162,777788,24708,15.5,4,10,US,Low,AccreditedOnly;NoIlliquids,NoWeapons,LeveragedETFs;PennyStocks,2.0,25.7,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,Sharpe;MaxDD,Email>Chat>Phone>App,false,21:00-06:15,59,83,72,72,OpenBanking,2,Hybrid,Rebalance,2025-03-17,Success,v1.8.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5821,Optimizer,90534,1424238,43868,8.0,1,10,US,Low,NoIlliquids;AccreditedOnly,,PennyStocks,1.9,16.2,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;MaxDD,Email>Chat>App>In-Person,true,21:30-08:15,75,102,84,75,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-02-01,Success,v1.10.2,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A5822,Stabilizer,53525,209928,21262,6.8,3,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.3,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>In-Person>App>Phone,false,23:30-07:00,63,131,48,50,OpenBanking,19,None,AutoTransfer,2025-12-05,Partial,v2.9.6,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A5823,Explorer,56326,572035,13197,18.5,1,10,CA,Low,NoDerivatives,NoTobacco;NoFossilFuel,,1.8,22.8,16.0,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;MaxDD,Chat>Phone>In-Person,false,21:45-07:00,70,46,78,68,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-05-15,Failed,v1.9.5,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5824,Preserver,101124,378935,45854,5.7,4,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,8.1,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD,In-Person>Chat>App>Phone,true,19:15-06:00,82,211,84,85,Brokerage;OpenBanking,6,None,Rebalance,2025-12-12,Success,v1.10.1,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5825,Stabilizer,63415,205515,21363,6.5,2,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.3,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,Email>App>Chat>Phone>In-Person,false,20:00-06:00,62,106,49,54,OpenBanking;Payroll,11,None,PlanUpdate,2025-01-08,Success,v1.10.4,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5826,Preserver,137520,758136,102131,3.9,4,12,US,Medium,NoShortSelling;AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD,App>In-Person>Phone,false,19:00-08:15,69,201,68,61,Brokerage;OpenBanking,9,Hybrid,PlanUpdate,2025-02-10,Success,v2.9.2,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A5827,Optimizer,102772,1091291,34198,10.3,2,12,US,Medium,,ESGOnly,PennyStocks,1.8,24.9,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,IRR;Sharpe,In-Person>Phone>Email>Chat,false,20:30-07:00,67,86,70,66,Brokerage;OpenBanking,3,None,PlanUpdate,2025-09-26,Partial,v2.9.8,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5828,Optimizer,54168,319704,13146,10.3,3,10,US,Medium,AccreditedOnly;NoShortSelling,,PennyStocks,1.8,15.4,9.2,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;MaxDD;IRR,Phone>In-Person>Email>App,false,22:30-07:45,73,116,70,66,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,PlanUpdate,2025-02-22,Success,v2.9.3,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A5829,Preserver,117224,1169372,99503,6.4,2,12,US,High,AccreditedOnly;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,6.8,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person,false,21:00-08:00,74,216,76,73,Brokerage;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-05-06,Success,v1.8.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5830,Preserver,157205,1692960,70180,5.0,3,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.8,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,In-Person>Email>App>Chat,false,22:30-06:45,81,240,76,74,Brokerage;OpenBanking,14,None,PlanUpdate,2025-08-07,Failed,v2.10.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5831,Builder,81354,126959,3971,10.2,1,10,DE,Medium,,,,1.8,18.7,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;TaxCost;MaxDD,In-Person>App>Chat>Email>Phone,true,21:15-07:15,54,138,45,37,OpenBanking;Payroll,11,None,PlanUpdate,2025-02-18,Success,v2.8.6,NoIlliquids,Prioritize liquidity and down payment savings
A5832,Stabilizer,104577,574065,31213,5.1,3,12,US,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;MaxDD,In-Person>Phone>App>Chat>Email,true,21:15-06:30,49,142,39,41,CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-06-05,Success,v1.8.4,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5833,Stabilizer,51351,218097,24096,4.8,4,10,DE,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,14.8,7.3,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Email>App>In-Person>Chat,true,22:45-06:45,56,146,66,65,OpenBanking;Payroll,20,None,Rebalance,2025-10-22,Partial,v2.9.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5834,Stabilizer,84091,303444,16168,4.9,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.4,5.8,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,App>Email>Chat>Phone>In-Person,false,20:45-06:00,52,146,37,35,CreditBureau;OpenBanking,16,Human,PlanUpdate,2025-11-26,Partial,v2.10.5,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5835,Builder,85913,157538,9479,13.1,3,10,US,Medium,NoIlliquids,,LeveragedETFs,1.7,21.2,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;MaxDD,Email>Chat>In-Person>App>Phone,true,21:30-07:45,65,123,58,55,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-06-01,Success,v2.8.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5836,Preserver,96758,658561,57872,5.3,2,10,US,Medium,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,10.2,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,App>In-Person>Phone,true,20:45-08:15,71,133,59,53,Brokerage;OpenBanking,12,Hybrid,PlanUpdate,2025-10-24,Partial,v2.10.5,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5837,Explorer,37764,166882,12575,17.2,1,10,IN,Low,AccreditedOnly;NoIlliquids,,PennyStocks,2.0,25.3,12.2,Business:5y;Travel:2y,5,Concise,Shallow,TaxCost;MaxDD;Sharpe,Email>In-Person>App>Phone>Chat,true,22:00-06:00,63,72,53,46,OpenBanking,7,Human,PlanUpdate,2025-04-20,Partial,v1.8.2,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A5838,Preserver,103192,466400,49945,5.1,4,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.7,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Chat>Email>In-Person>Phone,true,22:45-08:30,72,151,66,70,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-02-21,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5839,Explorer,122611,686572,35422,15.1,3,12,US,Low,,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.9,29.6,14.7,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;TaxCost,Email>App>Phone>In-Person,false,19:00-07:45,69,61,84,82,CreditBureau;OpenBanking,2,None,PlanUpdate,2025-07-12,Failed,v2.10.3,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5840,Optimizer,94137,1098101,69459,7.1,3,10,US,Medium,AccreditedOnly;NoDerivatives,NoWeapons,LeveragedETFs;PennyStocks,1.6,20.1,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,TaxCost;MaxDD,Email>App>Chat,false,20:00-07:30,70,63,80,72,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-06-28,Partial,v1.10.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A5841,Builder,173118,373639,23295,11.7,1,15,DE,Low,,,Crypto;PrivateCredit,1.7,12.5,8.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;MaxDD;TaxCost,In-Person>Email>Phone,true,22:30-08:30,67,116,55,46,OpenBanking,9,None,AlertAcknowledge,2025-05-16,Partial,v1.10.5,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5842,Optimizer,110155,971716,64570,8.4,1,12,US,Medium,NoDerivatives,NoTobacco,Crypto;PennyStocks,1.7,24.1,13.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;MaxDD;TaxCost,Chat>App>Email>In-Person,false,19:30-07:45,53,77,55,44,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-09-18,Success,v1.10.4,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A5843,Stabilizer,85351,550956,35129,8.8,1,10,SG,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person>App,false,23:30-07:30,50,100,50,43,OpenBanking;Payroll,13,None,AlertAcknowledge,2025-01-11,Partial,v1.8.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5844,Optimizer,72623,612080,31211,7.2,4,10,US,Low,,,PennyStocks,1.7,17.5,12.7,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,IRR;TaxCost,Chat>Phone>Email,true,22:30-08:45,60,80,73,69,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-04-17,Success,v1.8.8,NoMargin,Enforce tax budget and position caps
A5845,Stabilizer,29424,162118,11401,8.0,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.7,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,In-Person>Chat>Phone>App>Email,false,19:15-07:15,52,136,54,48,CreditBureau;OpenBanking,8,None,Rebalance,2025-05-01,Success,v1.10.9,NoIlliquids,Keep expenses buffer ≥ 4 months
A5846,Explorer,99651,257350,11589,18.5,4,10,CA,Low,,NoFossilFuel;NoWeapons,Crypto;PennyStocks;PrivateCredit,2.1,32.0,14.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;MaxDD,In-Person>Email>App,false,19:30-06:15,54,45,44,42,OpenBanking;Payroll,3,Human,AutoTransfer,2025-10-02,Success,v1.10.2,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5847,Preserver,125845,560425,74634,5.9,3,12,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Phone>App>In-Person,true,19:15-06:30,67,174,66,67,Brokerage;OpenBanking,3,None,AutoTransfer,2025-08-10,Success,v2.8.3,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A5848,Preserver,31248,293944,20825,6.3,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.4,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Phone>In-Person>Chat>App,true,20:45-06:15,68,136,64,52,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-08-23,Success,v1.8.6,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A5849,Builder,59715,370372,9024,9.9,4,10,UK,Medium,,ESGOnly;NoWeapons,PrivateCredit,1.5,21.3,8.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR,In-Person>Chat>Email,true,21:30-06:45,61,98,47,36,OpenBanking,19,None,Rebalance,2025-09-13,Success,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A5850,Stabilizer,61538,266949,23889,6.9,2,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe,Email>Chat>Phone>In-Person>App,true,23:00-08:45,60,127,61,50,OpenBanking,14,None,AlertAcknowledge,2025-05-21,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5851,Preserver,140747,577836,57299,4.1,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,5.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Email>Chat>Phone>In-Person,true,19:15-07:00,77,198,76,68,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-03-04,Success,v1.10.1,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5852,Preserver,130679,604965,42558,5.1,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,5.8,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Email>App>In-Person>Chat,true,19:30-07:15,70,228,78,78,Brokerage;CreditBureau;OpenBanking;Payroll,13,None,Rebalance,2025-11-17,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5853,Preserver,67107,480358,17863,5.4,3,10,US,Low,NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,6.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD,Phone>Email>In-Person>App>Chat,true,22:30-08:15,77,140,84,83,Brokerage;CreditBureau;OpenBanking,14,Human,AlertAcknowledge,2025-07-09,Partial,v1.10.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5854,Builder,102537,459423,22452,9.2,4,12,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,,1.4,12.4,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;MaxDD;Sharpe,In-Person>Chat>App>Phone>Email,true,23:15-08:15,69,117,67,63,OpenBanking,16,None,PlanUpdate,2025-03-16,Success,v2.9.7,StopLossDisabled,Prioritize liquidity and down payment savings
A5855,Preserver,97223,456740,24268,5.1,2,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.5,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Chat>App>In-Person>Email,true,23:00-08:45,61,159,54,50,Brokerage;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-03-21,Success,v1.10.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5856,Builder,69322,123672,5334,10.4,4,10,US,Low,,NoTobacco;ESGOnly,,1.8,19.3,8.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,IRR;TaxCost,App>Chat>Email>In-Person>Phone,true,20:30-06:00,67,136,74,73,OpenBanking,16,Hybrid,AutoTransfer,2025-12-11,Success,v1.9.7,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5857,Builder,81276,430442,18684,10.2,3,10,US,Medium,,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.6,12.7,9.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,IRR;TaxCost;Sharpe,Email>Phone>In-Person>Chat>App,true,21:15-06:30,58,93,56,53,CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-06-24,Success,v2.8.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A5858,Builder,97485,414756,8738,11.3,3,10,US,Medium,,NoWeapons,,1.7,17.3,10.9,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost,Chat>App>Phone,true,22:00-06:30,65,137,59,48,OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-11-23,Failed,v1.10.9,NoIlliquids,Prioritize liquidity and down payment savings
A5859,Stabilizer,34932,104186,6134,8.2,2,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Email,true,20:00-07:00,47,175,52,47,OpenBanking;Payroll,18,Hybrid,Rebalance,2025-11-08,Failed,v1.10.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5860,Builder,43984,33880,1063,12.7,2,10,US,Low,,,Crypto;PennyStocks,1.8,14.2,11.0,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;MaxDD,In-Person>Chat>Email>Phone,true,21:00-06:00,68,65,71,60,OpenBanking;Payroll,16,Human,Rebalance,2025-02-12,Success,v1.9.4,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A5861,Preserver,57073,276670,35214,4.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,7.3,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost,Email>In-Person>Phone>App>Chat,true,21:30-06:30,82,132,77,70,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-11-30,Partial,v2.8.9,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5862,Stabilizer,92139,238872,30311,4.2,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.4,8.7,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe,App>Email>Chat,true,23:30-08:15,58,94,54,45,CreditBureau;OpenBanking,9,Human,Rebalance,2025-01-21,Success,v2.9.9,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5863,Stabilizer,188280,595967,30426,8.0,1,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person,true,21:15-08:00,60,154,49,47,CreditBureau;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-01-22,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5864,Stabilizer,45896,186376,19414,6.3,3,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Email>App>Chat>Phone>In-Person,true,19:15-07:15,52,149,58,55,CreditBureau;OpenBanking;Payroll,9,None,AlertAcknowledge,2025-09-29,Success,v1.9.7,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5865,Preserver,70771,855492,39071,5.7,2,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.9,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Phone>In-Person>Email,false,22:45-08:15,80,172,87,86,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-09-29,Success,v1.9.6,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5866,Stabilizer,99075,564814,21122,6.1,3,10,AU,Low,NoShortSelling;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,Email>App>In-Person,true,21:45-07:45,67,172,66,69,OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-03-16,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5867,Preserver,157142,1096949,118480,4.0,4,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>App,true,19:45-06:45,65,206,57,52,Brokerage;OpenBanking,9,Hybrid,AutoTransfer,2025-10-29,Success,v1.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5868,Builder,83767,268242,18201,8.2,4,10,US,Low,,NoFossilFuel,,1.7,22.3,9.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR;Sharpe,Phone>App>Chat>Email,false,23:45-06:45,69,79,70,64,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-01-15,Success,v1.9.9,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5869,Stabilizer,83466,373336,24709,4.8,3,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.3,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,App>Email>In-Person>Phone,true,22:30-07:30,52,138,54,51,OpenBanking;Payroll,9,Human,AutoTransfer,2025-07-19,Success,v2.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5870,Preserver,55215,564413,21612,5.5,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,7.1,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat>Phone>In-Person,true,22:45-08:30,76,190,72,69,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-06-15,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5871,Builder,57029,175049,7987,10.8,2,10,IN,Low,,ESGOnly;NoTobacco,,1.4,13.3,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;IRR;Sharpe,Chat>Phone>In-Person>App,true,23:45-08:00,61,93,70,68,CreditBureau;OpenBanking;Payroll,14,None,AutoTransfer,2025-09-05,Success,v2.8.4,NoPennyStocks,Prioritize liquidity and down payment savings
A5872,Builder,63915,151533,11234,12.4,3,10,CA,Medium,NoIlliquids,,Crypto;PennyStocks,1.5,14.9,10.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>App>Chat,true,21:45-08:00,59,77,57,49,OpenBanking,17,Human,PlanUpdate,2025-04-17,Failed,v1.8.6,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5873,Preserver,198039,1403991,187726,4.1,4,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,In-Person>Email>Phone>Chat>App,true,20:45-07:30,67,127,63,58,Brokerage;CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-06-08,Success,v2.9.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5874,Builder,62800,162705,11107,8.5,3,10,US,Low,NoShortSelling,NoTobacco,,1.4,20.2,7.3,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;TaxCost,Email>Phone>Chat>In-Person>App,true,19:00-06:30,60,132,48,43,OpenBanking,19,None,Rebalance,2025-01-17,Success,v2.9.7,NoIlliquids,Prioritize liquidity and down payment savings
A5875,Stabilizer,69819,313885,15102,7.9,3,10,US,High,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,7.6,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Email>App>Phone,true,21:15-06:00,53,136,58,58,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-06-04,Success,v2.8.5,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5876,Stabilizer,66767,185008,15984,5.8,3,10,IN,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,16.7,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,Email>Chat>Phone>In-Person>App,true,22:00-08:00,61,161,65,56,CreditBureau;OpenBanking;Payroll,19,Human,AlertAcknowledge,2025-07-07,Partial,v1.8.5,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5877,Preserver,64322,385102,17360,5.0,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.3,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>Phone>App>In-Person,true,19:30-07:15,78,180,79,74,Brokerage;CreditBureau;OpenBanking,14,None,Rebalance,2025-05-30,Partial,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A5878,Builder,164778,449152,14928,9.9,4,12,US,High,AccreditedOnly;NoDerivatives,NoWeapons,PennyStocks,1.5,19.3,10.6,Home:3y;Retirement:30y,3,Educational,Medium,IRR;TaxCost;MaxDD,Phone>Chat>App,true,21:00-06:00,56,67,56,54,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-05-15,Success,v2.9.2,StopLossDisabled,Prioritize liquidity and down payment savings
A5879,Optimizer,79488,807927,50216,9.6,1,10,US,Low,,,PennyStocks,1.6,22.6,12.9,Wealth:10y;Estate:20y,10,Directive,Shallow,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email,true,19:30-08:30,66,111,56,45,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-12-14,Success,v2.8.2,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A5880,Optimizer,75614,913740,45795,6.5,4,10,US,Medium,,,PennyStocks,1.6,23.2,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;IRR;MaxDD,Chat>In-Person>Phone>Email,true,19:15-08:00,52,81,61,57,Brokerage;CreditBureau;OpenBanking,6,None,PlanUpdate,2025-03-14,Failed,v1.10.8,StopLossDisabled,Enforce tax budget and position caps
A5881,Stabilizer,84022,358971,37301,8.8,2,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.1,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe,App>Chat>Email>Phone>In-Person,true,19:15-08:45,54,93,47,51,OpenBanking,18,None,PlanUpdate,2025-11-06,Partial,v1.8.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5882,Builder,44203,162352,5377,13.6,1,10,US,Low,NoIlliquids,NoWeapons;ESGOnly,,1.7,12.9,8.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;IRR;Sharpe,Chat>Phone>In-Person>App,true,22:00-07:30,67,69,76,66,CreditBureau;OpenBanking,20,Hybrid,Rebalance,2025-06-17,Success,v2.10.2,NoIlliquids,Prioritize liquidity and down payment savings
A5883,Optimizer,148266,1175530,58946,8.5,2,12,US,Low,,NoWeapons,PennyStocks,1.7,20.8,13.2,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;IRR;MaxDD,Email>In-Person>Phone>App,true,20:00-06:45,75,104,81,78,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-06-10,Partial,v1.10.9,StopLossDisabled,Enforce tax budget and position caps
A5884,Preserver,174297,917648,110646,8.7,1,12,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,16.7,6.0,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,App>Email>In-Person>Phone,false,22:00-08:45,71,224,74,71,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-04-12,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A5885,Builder,38579,109862,5393,12.8,2,10,AU,Medium,AccreditedOnly,ESGOnly;NoTobacco,,1.7,14.8,9.0,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;IRR;Sharpe,App>Phone>Chat,false,21:45-06:15,56,141,49,42,OpenBanking,6,Human,AlertAcknowledge,2024-12-31,Success,v2.9.2,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A5886,Builder,56292,139440,15775,10.8,3,10,AU,Low,NoDerivatives;NoShortSelling,,PrivateCredit,1.5,20.4,8.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost,In-Person>Email>Chat>Phone>App,true,19:30-07:30,64,136,49,41,OpenBanking;Payroll,19,Hybrid,AlertAcknowledge,2025-12-03,Success,v2.9.9,NoPennyStocks,Prioritize liquidity and down payment savings
A5887,Stabilizer,59274,385828,19525,7.5,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,8.1,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone>App,false,19:45-06:45,54,142,49,41,OpenBanking,19,Hybrid,Rebalance,2025-04-09,Success,v2.10.3,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5888,Builder,75188,-58576,5202,11.5,3,10,US,Low,AccreditedOnly,,PrivateCredit,1.5,22.4,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;Sharpe;MaxDD,App>Phone>Chat>Email>In-Person,false,20:00-07:15,59,75,46,40,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-07-28,Success,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A5889,Stabilizer,101667,483805,30033,6.8,2,12,US,Low,AccreditedOnly;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,8.3,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>App>Phone>Chat,true,19:30-06:00,56,163,60,53,OpenBanking,18,None,AutoTransfer,2025-11-20,Success,v2.9.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5890,Preserver,65760,830775,28243,5.3,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>In-Person>Phone,true,21:30-07:30,71,148,63,55,Brokerage;CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-03-05,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5891,Builder,67413,250353,12706,13.5,1,10,US,High,,NoWeapons;NoTobacco,,1.6,22.1,8.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;IRR;TaxCost,Phone>Email>App>Chat,true,19:15-07:00,58,68,68,57,OpenBanking;Payroll,20,None,AlertAcknowledge,2025-01-07,Success,v2.9.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A5892,Stabilizer,57838,224733,20030,8.0,2,10,CA,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,14.3,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Email>Chat>In-Person,true,22:45-06:45,58,117,47,36,CreditBureau;OpenBanking,17,Hybrid,AutoTransfer,2025-04-25,Success,v1.9.4,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5893,Stabilizer,83732,329578,25758,5.7,3,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,8.2,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person>App>Email,false,19:30-07:45,64,101,66,65,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-09-15,Partial,v1.9.2,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5894,Stabilizer,48477,290905,16353,9.8,1,10,SG,Low,NoIlliquids;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,6.0,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe,Phone>App>In-Person>Email,true,21:30-08:30,55,149,52,56,CreditBureau;OpenBanking,20,None,AlertAcknowledge,2025-05-19,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5895,Preserver,93723,911907,105548,6.6,2,10,DE,Low,NoIlliquids;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.2,6.2,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>App>Phone,false,20:45-06:45,68,129,71,65,Brokerage;OpenBanking,8,Hybrid,Rebalance,2025-06-10,Failed,v1.8.2,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5896,Optimizer,172878,1457221,126875,7.2,4,15,AU,Medium,,NoWeapons,PennyStocks,1.8,19.1,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;MaxDD;IRR,Phone>In-Person>App>Email>Chat,true,19:15-06:30,56,108,65,58,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-02-28,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A5897,Preserver,96725,896539,94555,5.6,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.2,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Chat>Phone>App>Email,true,22:15-07:45,74,139,69,73,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-05-30,Partial,v2.8.3,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5898,Stabilizer,98529,851246,35835,6.9,2,10,US,Low,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,9.3,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>App>Email>Phone,true,21:15-06:15,67,138,53,47,OpenBanking;Payroll,18,Human,AutoTransfer,2025-02-21,Success,v1.10.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5899,Optimizer,110066,618457,31380,6.9,3,12,US,Low,NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.5,19.1,10.7,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;MaxDD;IRR,Chat>App>Phone>In-Person>Email,false,20:45-07:00,75,69,80,72,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-04-06,Success,v1.8.7,LimitOrderOnly,Enforce tax budget and position caps
A5900,Builder,96520,344640,18004,9.1,3,10,US,Low,,NoFossilFuel;NoWeapons,PennyStocks;PrivateCredit,1.4,22.9,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,IRR;TaxCost;Sharpe,App>Phone>Chat>Email>In-Person,true,19:30-08:15,61,127,58,48,OpenBanking,15,None,AlertAcknowledge,2025-08-20,Partial,v2.10.1,StopLossDisabled,Prioritize liquidity and down payment savings
A5901,Stabilizer,46123,297811,18705,9.0,1,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Email>App>Phone>In-Person>Chat,true,21:30-07:00,52,157,62,58,OpenBanking;Payroll,8,Human,AlertAcknowledge,2025-08-30,Success,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5902,Explorer,43313,174393,8550,14.0,3,10,AU,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.7,31.3,17.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,Sharpe;MaxDD,Phone>App>In-Person>Email,false,22:00-06:45,69,71,59,56,OpenBanking,2,Human,PlanUpdate,2025-03-02,Failed,v2.10.7,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5903,Stabilizer,147531,658412,51785,6.6,3,12,US,High,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>Phone,true,22:30-07:00,39,158,41,47,CreditBureau;OpenBanking,16,Human,AutoTransfer,2025-05-14,Success,v2.9.3,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5904,Optimizer,124728,1752671,86890,9.8,1,12,US,High,,ESGOnly,PennyStocks,1.9,18.9,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;Sharpe;IRR,In-Person>Phone>Email,true,22:30-08:30,61,84,71,66,Brokerage;OpenBanking,6,Human,PlanUpdate,2025-12-07,Partial,v1.10.9,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5905,Preserver,189532,1506162,132742,5.6,3,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.9,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Email>In-Person,true,20:15-07:15,73,230,70,72,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-01-23,Success,v1.10.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5906,Stabilizer,130746,305375,35170,6.9,1,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>App>In-Person>Phone,true,22:45-08:00,68,180,76,77,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-06-11,Failed,v1.8.7,NoIlliquids,Keep expenses buffer ≥ 4 months
A5907,Preserver,110632,975515,83545,7.9,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.7,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>Email,true,22:30-07:30,72,144,82,79,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-02-11,Success,v1.10.1,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5908,Explorer,40795,329167,6102,19.7,2,10,SG,Low,NoDerivatives,NoTobacco,PennyStocks,2.1,33.4,12.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;TaxCost;Sharpe,Chat>App>Email>In-Person>Phone,true,23:15-06:15,70,58,76,65,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-06-23,Success,v1.9.8,NoMargin,Allow small experimental sleeve ≤ 3%
A5909,Preserver,128606,2040213,132215,5.8,1,12,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,10.0,8.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>App>Email>Phone,false,21:30-06:30,78,176,70,76,Brokerage;CreditBureau;OpenBanking,14,Human,Rebalance,2025-05-16,Failed,v1.8.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5910,Stabilizer,55547,167198,14268,6.1,4,10,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,App>Email>In-Person>Chat,true,23:00-08:00,53,128,55,55,OpenBanking,6,Human,AutoTransfer,2025-07-18,Success,v2.10.7,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5911,Builder,50464,145160,12705,11.6,2,10,US,High,,,PennyStocks,1.7,13.1,11.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;MaxDD,Email>Phone>App>Chat,true,23:15-07:45,59,117,56,54,OpenBanking,13,None,AlertAcknowledge,2025-01-18,Partial,v2.8.8,StopLossDisabled,Prioritize liquidity and down payment savings
A5912,Explorer,43568,336569,7120,12.9,3,10,US,Low,NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.7,28.4,15.7,Business:5y;Travel:2y;Education:6y,5,Directive,Shallow,IRR;Sharpe,Chat>In-Person>Email>Phone>App,true,21:30-06:45,68,53,75,72,CreditBureau;OpenBanking,2,None,Rebalance,2025-12-22,Success,v1.8.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A5913,Optimizer,105533,2146242,46300,5.9,4,15,UK,Low,AccreditedOnly,,PennyStocks,1.6,20.0,13.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>App>In-Person>Email,true,20:00-06:45,62,66,61,53,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-07-08,Success,v2.10.4,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A5914,Optimizer,110440,721024,33918,8.9,2,15,DE,Medium,NoDerivatives;NoShortSelling,NoFossilFuel,PennyStocks,1.6,17.9,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;IRR;TaxCost,Chat>In-Person>Phone>App>Email,true,22:15-08:00,69,100,85,79,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-05-22,Partial,v1.9.5,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A5915,Optimizer,86602,1973861,37078,7.8,2,10,US,Low,,,Crypto;PennyStocks,1.6,25.5,13.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;TaxCost;MaxDD,Chat>Phone>Email>In-Person>App,true,23:30-07:30,73,115,86,81,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-10-19,Success,v2.10.7,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A5916,Preserver,54697,564329,49916,5.4,4,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>App,false,19:45-07:15,67,140,55,51,Brokerage;CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-07-12,Success,v1.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5917,Preserver,93946,1702602,68649,4.9,4,10,SG,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.7,6.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Email>In-Person,true,23:45-06:45,72,146,58,58,Brokerage;CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-01-17,Success,v1.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5918,Builder,35951,92965,8432,9.9,2,10,UK,Low,,NoTobacco,LeveragedETFs;PrivateCredit,1.4,12.4,7.9,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;TaxCost;Sharpe,Chat>Email>Phone,true,22:30-08:30,68,67,73,70,OpenBanking,16,Hybrid,AlertAcknowledge,2025-01-20,Failed,v2.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A5919,Builder,83563,160403,11155,11.1,3,10,UK,Low,NoShortSelling,,,1.5,24.1,11.9,Home:3y;Retirement:30y,3,Collaborative,Deep,MaxDD;IRR,Chat>In-Person>Phone,false,20:30-08:30,65,74,63,54,CreditBureau;OpenBanking,16,Hybrid,PlanUpdate,2025-07-26,Partial,v2.8.3,NoMargin,Prioritize liquidity and down payment savings
A5920,Preserver,73278,693509,59469,4.8,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,6.5,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe,Email>Phone>App>Chat>In-Person,true,23:15-08:00,78,177,83,80,Brokerage;CreditBureau;OpenBanking,5,None,PlanUpdate,2025-02-06,Success,v1.10.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5921,Preserver,47548,287349,12539,5.2,3,10,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.1,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>Phone>Chat,true,23:30-08:30,65,221,73,66,Brokerage;OpenBanking,8,Human,Rebalance,2025-02-28,Partial,v2.10.9,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5922,Optimizer,64341,721372,46601,10.6,1,10,US,Medium,NoDerivatives,,Crypto;PennyStocks,1.6,17.0,12.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;IRR,Email>In-Person>App,true,20:15-08:15,58,90,66,66,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-12-05,Success,v1.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A5923,Builder,66600,170724,14532,9.9,2,10,IN,Low,,ESGOnly,Crypto;LeveragedETFs,1.7,20.5,9.8,Home:3y;Retirement:30y,3,Concise,Shallow,IRR;TaxCost;MaxDD,Email>Phone>Chat>App,true,21:15-07:00,62,71,56,51,CreditBureau;OpenBanking;Payroll,14,None,AutoTransfer,2025-08-03,Partial,v1.8.8,StopLossDisabled,Prioritize liquidity and down payment savings
A5924,Builder,78434,238404,15978,12.2,1,10,US,Low,NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,1.5,21.7,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;MaxDD,In-Person>Phone>Chat,true,20:45-08:45,69,108,55,46,OpenBanking,10,None,PlanUpdate,2025-03-08,Success,v2.8.3,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A5925,Explorer,75284,628817,24672,14.0,4,10,US,Low,AccreditedOnly;NoShortSelling,NoTobacco;ESGOnly,,1.7,31.6,17.9,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,Sharpe;TaxCost,Email>Chat>In-Person>Phone,true,20:15-08:30,63,70,55,51,OpenBanking,1,None,PlanUpdate,2025-08-14,Success,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5926,Stabilizer,44002,131792,12604,7.3,2,10,US,Low,AccreditedOnly;NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,12.9,6.9,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;TaxCost,Email>Phone>App>Chat,true,22:15-07:15,52,133,57,50,CreditBureau;OpenBanking,9,Human,Rebalance,2025-09-05,Success,v1.8.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5927,Preserver,142493,486215,35991,6.4,2,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.7,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>Email>App,false,23:30-06:30,75,177,63,67,Brokerage;OpenBanking;Payroll,14,None,PlanUpdate,2025-10-30,Partial,v1.8.6,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5928,Builder,106764,443318,14993,12.7,3,12,US,Low,NoDerivatives;NoIlliquids,,,1.5,21.8,7.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;Sharpe,In-Person>App>Chat,true,20:15-07:30,62,106,69,64,CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-08-30,Success,v1.9.1,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5929,Stabilizer,104784,342212,37986,3.7,4,12,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.9,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,App>Phone>In-Person>Email,false,19:15-07:30,52,110,60,60,OpenBanking,8,None,AutoTransfer,2025-11-03,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5930,Explorer,94901,-22697,1154,17.7,3,10,US,Medium,,,LeveragedETFs,2.1,32.8,14.7,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;TaxCost,App>Chat>Email,true,23:30-08:45,60,90,48,42,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-07-28,Success,v2.10.1,NoMargin,Allow small experimental sleeve ≤ 3%
A5931,Preserver,104015,488171,60687,5.0,4,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,7.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,App>Chat>Email,true,20:30-07:45,80,180,68,62,Brokerage;OpenBanking,9,Hybrid,AutoTransfer,2025-08-28,Success,v2.10.5,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5932,Explorer,87958,737956,22816,18.7,4,10,US,Medium,AccreditedOnly,NoTobacco;ESGOnly,LeveragedETFs;PrivateCredit,1.7,29.8,15.8,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,Sharpe;MaxDD,Phone>App>In-Person>Chat>Email,true,23:45-06:30,55,90,47,43,OpenBanking,5,None,AlertAcknowledge,2025-08-15,Success,v2.8.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5933,Explorer,125230,1445100,41879,14.0,4,12,US,Medium,AccreditedOnly,,Crypto;PennyStocks,1.9,22.8,17.3,Business:5y;Travel:2y,5,Directive,Medium,IRR;Sharpe;MaxDD,Email>Chat>In-Person>Phone,true,20:00-07:00,58,75,58,49,CreditBureau;OpenBanking,4,None,AutoTransfer,2025-09-02,Success,v1.10.5,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5934,Builder,71066,120342,7305,12.5,2,10,DE,Low,NoShortSelling,ESGOnly;NoTobacco,LeveragedETFs,1.7,17.8,9.0,Home:3y;Retirement:30y,3,Educational,Deep,IRR;MaxDD,App>Email>Chat>Phone,true,19:30-07:00,71,140,62,62,OpenBanking;Payroll,7,Human,PlanUpdate,2025-12-09,Partial,v1.10.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5935,Preserver,90180,1406639,86505,5.0,3,10,SG,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.9,7.5,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe,App>Chat>Phone,true,19:15-07:15,82,220,74,67,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-11-29,Success,v1.10.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5936,Preserver,74467,793371,44287,5.5,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,Chat>Phone>Email>App,true,20:30-08:00,69,146,74,79,Brokerage;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-04-16,Success,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5937,Stabilizer,42162,145810,11256,7.8,1,10,US,Medium,NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.4,7.8,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,App>Phone>In-Person>Chat>Email,true,23:00-07:00,56,106,43,41,OpenBanking;Payroll,16,Human,PlanUpdate,2025-02-15,Failed,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A5938,Builder,145352,438198,14646,10.8,1,12,US,Low,,NoTobacco,Crypto;PennyStocks,1.4,20.3,11.7,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;MaxDD,In-Person>Phone>App>Email,true,20:45-08:15,64,118,63,59,OpenBanking,7,Hybrid,PlanUpdate,2025-12-04,Success,v1.9.1,NoIlliquids,Prioritize liquidity and down payment savings
A5939,Preserver,112609,332478,38987,3.8,3,12,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,9.8,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone>App>Email,true,21:00-07:30,81,225,86,86,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-01-05,Success,v2.8.7,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5940,Builder,143373,422097,29664,11.6,4,12,US,Low,,,,1.6,22.8,9.5,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,MaxDD;Sharpe,Email>Phone>In-Person,true,20:45-07:00,62,76,66,56,OpenBanking;Payroll,11,None,AutoTransfer,2025-09-18,Success,v1.8.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A5941,Explorer,96157,799499,20309,18.8,4,10,US,Medium,AccreditedOnly;NoDerivatives,NoFossilFuel,Crypto,1.6,20.3,12.3,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,Sharpe;IRR;MaxDD,Email>Chat>Phone,false,22:00-08:30,49,47,51,51,OpenBanking,1,Human,Rebalance,2025-12-24,Success,v1.10.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5942,Explorer,90726,633389,28629,21.9,2,10,US,Medium,NoShortSelling;NoDerivatives,ESGOnly,,1.9,29.2,16.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;IRR,Phone>In-Person>App,true,21:30-08:30,62,48,63,57,CreditBureau;OpenBanking,5,Human,Rebalance,2025-12-04,Success,v2.9.9,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5943,Builder,143201,303155,29373,12.2,1,12,US,Low,,,,1.4,17.9,10.0,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,IRR;Sharpe;TaxCost,Email>In-Person>Phone,true,22:15-08:45,58,95,67,62,OpenBanking,9,Hybrid,Rebalance,2025-05-16,Success,v1.10.8,NoIlliquids,Prioritize liquidity and down payment savings
A5944,Preserver,100868,818904,39371,5.2,3,15,UK,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,14.7,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>Chat>App,false,22:45-08:30,64,140,74,70,Brokerage;OpenBanking,8,Human,Rebalance,2025-06-01,Success,v2.8.4,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A5945,Optimizer,97418,802279,83764,6.7,4,10,US,Low,,,PennyStocks,1.8,20.4,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;IRR;TaxCost,App>Phone>Chat>Email>In-Person,true,23:30-07:45,66,103,63,57,Brokerage;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-01-23,Success,v1.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A5946,Stabilizer,46042,246624,13790,7.9,3,10,UK,Medium,NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,App>Chat>Phone>In-Person,true,22:45-07:00,50,122,46,46,OpenBanking,18,None,AutoTransfer,2025-09-17,Success,v1.10.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5947,Preserver,71355,833078,57796,5.0,3,10,US,High,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person>App>Chat,true,20:00-06:00,62,132,51,45,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-02-13,Success,v1.8.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5948,Stabilizer,44407,217148,23229,8.3,1,10,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,8.5,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,Phone>App>Email,false,21:00-07:30,60,172,54,50,OpenBanking,20,Hybrid,Rebalance,2025-04-19,Success,v1.10.3,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5949,Preserver,90151,881075,52520,5.7,1,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>In-Person,true,22:45-08:45,74,157,76,66,Brokerage;OpenBanking,13,None,Rebalance,2025-08-10,Success,v1.8.5,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5950,Preserver,53654,683358,39231,5.6,2,10,US,High,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,16.6,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>In-Person>App>Email,true,21:15-06:45,73,221,59,63,Brokerage;CreditBureau;OpenBanking,3,None,PlanUpdate,2025-11-24,Success,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5951,Stabilizer,36864,148905,9526,4.6,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.8,7.0,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,App>Chat>Phone>In-Person>Email,false,19:00-06:00,55,165,50,50,OpenBanking;Payroll,18,Human,PlanUpdate,2025-06-19,Success,v1.10.3,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5952,Builder,27595,65115,6140,12.1,4,10,US,Low,,NoWeapons,PennyStocks,1.5,13.0,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Email>Chat,false,21:15-06:45,60,148,55,44,OpenBanking,20,Hybrid,PlanUpdate,2025-10-04,Success,v1.10.8,StopLossDisabled,Prioritize liquidity and down payment savings
A5953,Stabilizer,55294,372375,14716,9.0,1,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat,false,20:30-07:30,54,124,53,51,CreditBureau;OpenBanking;Payroll,18,Human,AlertAcknowledge,2025-07-12,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5954,Builder,59310,161513,7890,11.8,1,10,DE,Medium,,NoTobacco,LeveragedETFs;PrivateCredit,1.8,23.3,9.7,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;Sharpe,Phone>Chat>Email>App,false,22:15-08:45,51,126,52,45,CreditBureau;OpenBanking,19,Hybrid,AutoTransfer,2025-02-07,Success,v2.10.8,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5955,Stabilizer,32080,170619,20173,8.4,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Phone>Email>In-Person>App>Chat,true,21:00-06:45,56,171,59,60,CreditBureau;OpenBanking;Payroll,13,None,Rebalance,2025-03-11,Partial,v2.10.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5956,Stabilizer,57392,297619,15601,8.7,3,10,US,High,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,6.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe,Email>Phone>Chat>In-Person>App,true,19:30-06:30,48,148,58,54,OpenBanking,15,None,Rebalance,2025-12-06,Failed,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5957,Preserver,180173,707861,26772,4.4,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,Email>Phone>App>Chat>In-Person,true,19:00-06:30,75,178,71,72,Brokerage;CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-04-16,Success,v2.10.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5958,Optimizer,234062,2092091,140300,8.5,1,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.5,25.3,11.4,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;Sharpe,App>Phone>In-Person,true,22:00-07:00,63,79,53,46,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-11-01,Partial,v1.10.2,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5959,Explorer,70741,252723,16590,17.1,2,10,CA,Low,,ESGOnly;NoWeapons,,1.9,22.1,17.4,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,Sharpe;IRR,In-Person>Phone>Email>App>Chat,true,21:30-06:15,66,88,69,63,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-03-09,Success,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A5960,Stabilizer,59459,200984,18244,8.6,1,10,US,Medium,NoShortSelling;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost,App>In-Person>Chat,true,19:45-06:45,61,160,50,43,CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-06-12,Success,v1.9.6,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5961,Optimizer,72489,523028,32375,10.4,1,10,US,Low,NoDerivatives,,PennyStocks,1.7,16.0,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;TaxCost,In-Person>Phone>Chat>Email>App,false,23:45-06:00,69,64,67,63,Brokerage;CreditBureau;OpenBanking,4,None,PlanUpdate,2025-06-10,Failed,v2.9.1,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5962,Explorer,61812,281824,29941,15.2,1,10,US,Low,AccreditedOnly;NoShortSelling,,LeveragedETFs,1.9,31.5,17.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,TaxCost;Sharpe,Email>In-Person>App,true,22:15-07:45,62,55,54,46,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-06-08,Success,v1.8.8,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A5963,Optimizer,115209,587270,30698,9.2,1,15,SG,Medium,AccreditedOnly;NoIlliquids,,LeveragedETFs;PennyStocks,1.7,23.3,10.9,Wealth:10y;Estate:20y,10,Directive,Shallow,Sharpe;IRR,Chat>App>Email>In-Person>Phone,false,21:30-06:45,69,96,60,56,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-03-20,Failed,v2.8.9,StopLossDisabled,Enforce tax budget and position caps
A5964,Optimizer,188013,3492198,77703,8.5,1,12,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.9,19.0,11.7,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;IRR,Chat>Email>Phone>App,true,20:30-08:45,68,108,79,73,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-11-28,Success,v2.10.1,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A5965,Optimizer,155431,1365590,85896,9.4,4,15,AU,Medium,,NoWeapons,Crypto;PennyStocks,1.5,18.0,13.7,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,TaxCost;Sharpe,Phone>Email>In-Person>Chat,true,19:15-07:45,63,81,48,42,Brokerage;OpenBanking;Payroll,5,Human,PlanUpdate,2025-07-04,Success,v2.8.8,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A5966,Builder,69512,-7336,1000,9.5,3,10,US,Low,NoDerivatives;AccreditedOnly,ESGOnly,LeveragedETFs,1.7,14.9,8.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,IRR;Sharpe,App>Phone>Chat,true,19:45-06:00,61,135,52,43,OpenBanking,7,Human,AlertAcknowledge,2025-09-16,Success,v2.10.2,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A5967,Explorer,64583,329066,27689,18.5,1,10,AU,High,,,Crypto;PrivateCredit,1.7,25.6,17.8,Business:5y;Travel:2y,5,Concise,Medium,TaxCost;Sharpe;IRR,App>Email>Phone>Chat,true,19:45-06:45,50,75,60,48,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-04-12,Success,v2.8.7,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A5968,Stabilizer,50419,256425,21089,6.6,2,10,DE,Medium,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,5.1,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email>Chat,true,20:15-08:15,49,90,53,58,CreditBureau;OpenBanking;Payroll,8,Human,AutoTransfer,2025-03-03,Success,v2.10.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A5969,Preserver,37894,470482,23857,7.3,3,10,US,Low,NoShortSelling;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.8,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Phone>In-Person>App>Chat>Email,true,19:15-07:30,71,224,78,75,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-11-09,Partial,v2.10.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5970,Preserver,128050,1399838,100340,8.8,1,12,US,Low,AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.8,5.3,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost,In-Person>Phone>Email>App,true,22:15-07:15,74,229,77,69,Brokerage;CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-06-18,Success,v1.8.1,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5971,Builder,49034,55035,5132,7.2,4,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoFossilFuel,PennyStocks,1.5,22.2,10.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;TaxCost;Sharpe,Chat>In-Person>App>Phone>Email,false,19:00-06:45,67,135,57,46,CreditBureau;OpenBanking;Payroll,15,Hybrid,PlanUpdate,2025-11-30,Success,v1.8.4,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A5972,Explorer,99566,487081,36845,17.8,4,10,CA,Low,NoDerivatives,NoFossilFuel;NoWeapons,,1.9,21.3,17.2,Business:5y;Travel:2y,5,Concise,Shallow,TaxCost;Sharpe,In-Person>Email>App>Chat,false,21:00-08:00,67,56,59,50,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-05-23,Success,v1.8.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A5973,Stabilizer,63943,266319,22974,8.3,2,10,IN,Low,NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.2,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone>Chat,true,19:30-06:15,52,151,40,33,CreditBureau;OpenBanking,16,Hybrid,Rebalance,2025-07-23,Failed,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5974,Optimizer,110015,1381405,55848,6.3,4,15,AU,Low,,,PennyStocks,1.9,21.8,13.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;MaxDD,Chat>Phone>In-Person>App,true,23:30-08:45,61,77,73,62,Brokerage;OpenBanking;Payroll,6,None,PlanUpdate,2025-11-11,Success,v2.10.5,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A5975,Optimizer,82240,1279117,31723,8.9,2,10,US,Low,,,PennyStocks,1.8,27.9,13.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;MaxDD;Sharpe,Email>Chat>Phone>App,false,21:00-06:15,70,79,63,57,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-09-12,Partial,v2.9.6,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A5976,Stabilizer,124391,1283949,72418,8.3,2,12,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.9,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>Email>App>In-Person,true,19:00-08:00,55,175,51,46,CreditBureau;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-11-02,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A5977,Explorer,69571,262926,11528,17.9,4,10,UK,Low,,NoTobacco,PennyStocks,1.6,21.6,14.4,Business:5y;Travel:2y,5,Concise,Medium,IRR;MaxDD;TaxCost,App>Email>In-Person>Chat>Phone,false,21:30-06:00,57,51,65,63,OpenBanking,4,None,AlertAcknowledge,2025-03-04,Failed,v2.9.4,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5978,Stabilizer,44602,147039,13139,6.6,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,7.7,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Phone>App>Email>In-Person>Chat,true,23:45-08:30,62,166,55,53,OpenBanking,8,Human,Rebalance,2025-07-06,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5979,Preserver,80233,414629,27801,6.3,3,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.4,6.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>Chat>App>In-Person,true,19:30-06:45,69,231,77,73,Brokerage;OpenBanking;Payroll,11,Hybrid,AutoTransfer,2025-05-05,Success,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A5980,Optimizer,56285,393674,27418,8.5,1,10,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.8,16.1,11.9,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;Sharpe;IRR,In-Person>App>Phone>Chat,false,20:30-08:00,67,93,73,72,Brokerage;CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-12-25,Success,v1.8.1,NoPennyStocks,Enforce tax budget and position caps
A5981,Stabilizer,72369,166736,13211,10.1,1,10,US,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.4,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>Phone>App>In-Person>Email,false,21:15-07:15,56,140,60,51,CreditBureau;OpenBanking;Payroll,14,None,AutoTransfer,2025-02-01,Failed,v1.8.1,NoMargin,Keep expenses buffer ≥ 4 months
A5982,Preserver,56610,378116,25629,7.6,1,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.8,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,App>Chat>In-Person>Email,true,20:30-06:00,64,161,51,48,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-01-22,Success,v1.8.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A5983,Builder,33357,79581,5726,7.9,4,10,US,Low,,,PennyStocks;PrivateCredit,1.6,23.4,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;IRR,Email>App>In-Person>Phone,false,20:30-07:30,59,108,63,60,OpenBanking;Payroll,6,None,AlertAcknowledge,2025-03-17,Success,v1.10.6,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A5984,Optimizer,332243,6398632,149939,12.5,1,15,UK,Low,,NoTobacco;NoWeapons,PennyStocks,1.9,26.5,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;IRR;MaxDD,Email>Phone>Chat>App>In-Person,true,23:45-07:30,71,73,66,64,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-05-23,Success,v2.9.7,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A5985,Preserver,229547,1275599,138937,6.7,1,15,AU,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>Phone>App,false,21:30-08:00,69,205,76,70,Brokerage;CreditBureau;OpenBanking,3,None,PlanUpdate,2025-04-26,Success,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A5986,Optimizer,118369,1212771,44806,5.6,4,12,US,Low,NoDerivatives;NoIlliquids,,PennyStocks;PrivateCredit,1.6,27.0,12.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;TaxCost,Email>Chat>App,true,21:45-06:30,76,119,63,52,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-10-05,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A5987,Stabilizer,120296,629436,42634,4.8,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.6,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>App>Phone>In-Person,false,20:00-06:00,52,126,60,56,OpenBanking,15,Human,Rebalance,2025-09-10,Failed,v1.10.1,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A5988,Preserver,79660,451201,61567,5.4,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,App>Chat>In-Person>Email,true,20:00-08:30,67,134,71,65,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-10-07,Success,v1.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A5989,Builder,50349,181555,7952,9.8,4,10,AU,Medium,,,PennyStocks;PrivateCredit,1.5,24.7,9.7,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;TaxCost,Phone>App>In-Person>Email,true,23:45-07:15,54,106,40,39,OpenBanking,8,Hybrid,Rebalance,2025-01-06,Success,v1.9.3,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A5990,Stabilizer,92443,316131,16706,6.8,4,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe,Chat>Phone>App>Email,false,22:45-08:45,61,123,48,53,CreditBureau;OpenBanking,5,None,Rebalance,2025-11-16,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A5991,Stabilizer,99232,733742,40824,6.3,3,10,DE,Low,AccreditedOnly;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Chat>In-Person>Phone>App,false,22:45-08:00,65,179,58,51,OpenBanking;Payroll,14,Hybrid,Rebalance,2025-01-31,Failed,v2.10.7,NoPennyStocks,Keep expenses buffer ≥ 4 months
A5992,Builder,63064,88942,10078,9.3,2,10,US,High,NoDerivatives;NoIlliquids,,,1.6,17.4,9.5,Home:3y;Retirement:30y,3,Directive,Shallow,TaxCost;MaxDD,App>Phone>In-Person,true,22:15-07:15,55,95,63,59,CreditBureau;OpenBanking,9,None,Rebalance,2025-01-13,Success,v1.9.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5993,Optimizer,229712,1559703,63757,5.8,4,12,US,Low,AccreditedOnly;NoShortSelling,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.6,17.8,13.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;IRR,App>Email>Chat,false,20:00-08:15,60,119,61,58,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-08-22,Failed,v2.9.1,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A5994,Stabilizer,134896,822692,66264,6.9,1,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.7,9.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,Phone>In-Person>App,false,20:00-06:45,66,151,69,67,CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-11-18,Success,v1.8.8,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5995,Stabilizer,110241,300274,31701,4.6,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.7,6.0,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat>App,true,21:00-08:30,61,129,58,59,OpenBanking,6,Human,PlanUpdate,2025-09-13,Partial,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A5996,Preserver,97870,676338,52932,3.8,3,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone,false,20:15-08:00,76,141,70,65,Brokerage;OpenBanking;Payroll,14,Human,PlanUpdate,2025-09-25,Partial,v2.8.4,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A5997,Explorer,142829,855291,34545,13.7,3,12,US,Low,,ESGOnly,PennyStocks,1.9,28.5,17.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,TaxCost;IRR,Phone>Chat>App,true,22:30-08:45,62,70,68,61,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-01-09,Success,v2.8.9,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A5998,Builder,120115,592052,18116,10.9,2,12,US,Low,,,,1.8,22.8,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;Sharpe;IRR,In-Person>Email>Phone>Chat,true,19:15-08:45,57,119,66,63,OpenBanking,20,Human,AlertAcknowledge,2025-09-18,Success,v1.10.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A5999,Preserver,82429,636474,36920,5.1,2,10,CA,Low,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.0,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>Phone,true,23:15-06:00,73,184,61,55,Brokerage;OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-09-14,Failed,v1.8.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6000,Stabilizer,80912,476143,24928,5.8,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>App>Chat>Phone>In-Person,true,22:30-06:45,57,91,51,50,CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-06-27,Success,v1.8.6,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6001,Explorer,73284,771586,17078,15.2,1,10,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.9,21.7,13.9,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,TaxCost;Sharpe,Email>App>In-Person>Phone>Chat,false,20:45-06:15,68,74,75,64,CreditBureau;OpenBanking,4,None,PlanUpdate,2025-07-06,Success,v2.10.5,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6002,Preserver,37819,206328,29407,5.7,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,16.0,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,Email>In-Person>Chat>Phone>App,false,19:00-07:45,67,197,54,53,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-07-13,Success,v1.8.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6003,Optimizer,96381,981727,55306,8.1,4,10,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.8,24.2,10.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;MaxDD;IRR,Chat>Email>In-Person>Phone,true,23:00-07:15,72,104,65,59,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-05-16,Success,v1.9.1,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A6004,Builder,72317,174390,9535,13.0,1,10,US,High,NoIlliquids,,,1.6,23.9,10.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;TaxCost,Email>In-Person>Phone,true,21:45-06:45,57,150,48,36,CreditBureau;OpenBanking,18,Hybrid,AutoTransfer,2025-10-31,Partial,v1.9.5,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A6005,Stabilizer,95176,528882,46992,6.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.2,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,In-Person>Phone>Chat>App>Email,true,21:30-08:00,60,144,63,66,CreditBureau;OpenBanking,7,Human,Rebalance,2025-07-27,Success,v2.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6006,Optimizer,209549,1688576,89140,9.2,2,12,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.6,16.1,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;TaxCost;IRR,Phone>Email>App,true,22:45-08:30,65,116,75,69,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-08-28,Success,v2.9.3,NoIlliquids,Enforce tax budget and position caps
A6007,Explorer,80137,207642,15601,13.4,3,10,US,Low,NoIlliquids,,PennyStocks;PrivateCredit,1.8,23.3,12.2,Business:5y;Travel:2y,5,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>App>Phone,true,19:15-07:45,54,82,46,37,OpenBanking,3,None,PlanUpdate,2025-05-21,Partial,v1.9.1,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A6008,Builder,41058,46611,6174,11.1,4,10,US,High,NoShortSelling;NoIlliquids,,PrivateCredit,1.7,15.8,8.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;IRR,In-Person>Phone>Email>App,true,21:15-08:15,53,100,49,42,CreditBureau;OpenBanking;Payroll,20,Hybrid,AutoTransfer,2025-10-03,Partial,v2.9.8,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A6009,Builder,61836,155229,7226,13.4,1,10,US,High,,NoWeapons;ESGOnly,PennyStocks;PrivateCredit,1.4,16.6,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Chat>In-Person,true,21:45-06:30,51,104,57,51,OpenBanking;Payroll,16,Hybrid,PlanUpdate,2025-10-03,Failed,v2.10.8,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6010,Preserver,205166,2200971,152363,8.2,1,15,IN,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Chat>Email>Phone>In-Person,true,20:15-06:30,71,155,59,52,Brokerage;OpenBanking,13,Human,AutoTransfer,2025-09-25,Success,v2.9.1,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6011,Builder,128059,203103,12814,14.7,1,15,DE,Low,,,,1.7,23.1,11.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>Phone,true,20:00-06:00,67,77,61,49,CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-09-13,Success,v2.8.6,NoMargin,Prioritize liquidity and down payment savings
A6012,Builder,57262,238284,13463,14.6,1,10,US,Low,,ESGOnly,,1.5,24.9,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;IRR,In-Person>App>Chat,false,21:15-07:00,67,107,52,44,OpenBanking,5,Human,PlanUpdate,2025-09-28,Partial,v1.9.1,StopLossDisabled,Prioritize liquidity and down payment savings
A6013,Preserver,94842,376621,53468,4.1,4,10,US,High,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,6.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,Email>Chat>In-Person>Phone,true,21:15-08:00,61,123,60,59,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-07-03,Failed,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6014,Builder,90711,420375,15101,11.0,3,10,US,Medium,AccreditedOnly,NoFossilFuel;NoWeapons,LeveragedETFs;PrivateCredit,1.5,24.5,9.8,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe,App>Phone>Chat,true,19:30-07:00,53,96,42,40,CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-05-31,Success,v1.8.8,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A6015,Stabilizer,49209,166323,11680,10.0,1,10,CA,Medium,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.8,8.9,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>Email>Chat>Phone>In-Person,true,22:00-08:00,49,139,46,41,CreditBureau;OpenBanking,15,Human,AlertAcknowledge,2025-10-03,Partial,v1.9.5,NoMargin,Keep expenses buffer ≥ 4 months
A6016,Preserver,102791,554172,38217,7.8,2,12,US,Medium,NoIlliquids;NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.1,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email>Phone,true,19:30-07:15,59,167,54,47,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-09-15,Success,v1.8.9,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6017,Stabilizer,112523,935031,35786,8.3,1,15,AU,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,15.4,5.5,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD,Email>Phone>Chat>App>In-Person,true,19:30-07:30,55,96,54,51,CreditBureau;OpenBanking;Payroll,14,None,Rebalance,2025-02-07,Partial,v2.9.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6018,Builder,42047,13449,1712,11.6,1,10,CA,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoTobacco,PennyStocks,1.5,22.4,8.9,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;MaxDD;IRR,Email>Chat>Phone>In-Person,true,22:15-07:45,60,141,52,46,OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-08-29,Success,v1.10.8,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6019,Builder,122233,22531,3019,11.3,4,12,US,Low,,,PennyStocks;PrivateCredit,1.8,12.1,7.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;IRR,App>In-Person>Chat>Phone>Email,true,19:00-07:00,65,63,54,50,CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-05-02,Success,v1.10.5,StopLossDisabled,Prioritize liquidity and down payment savings
A6020,Stabilizer,71088,140324,10001,6.5,3,10,IN,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe,Email>In-Person>Phone>App,true,20:30-08:15,68,99,61,58,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-06-24,Success,v2.8.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6021,Preserver,79642,330071,30155,8.5,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,15.0,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone>App,true,21:00-06:15,73,198,71,67,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-03-07,Success,v1.10.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6022,Optimizer,52592,1254660,22060,7.2,4,10,CA,Medium,,ESGOnly,PennyStocks,1.7,25.8,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>Phone>App,true,19:45-08:15,60,62,66,58,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-08-11,Success,v1.8.6,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A6023,Optimizer,145278,603437,26965,10.6,2,12,US,High,,NoFossilFuel;NoWeapons,PennyStocks,1.8,27.0,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,TaxCost;MaxDD;IRR,Chat>In-Person>App>Email,true,19:30-06:30,64,81,75,73,Brokerage;OpenBanking,1,Human,AutoTransfer,2025-08-18,Partial,v1.10.7,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A6024,Stabilizer,84122,293105,14871,3.9,4,10,US,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,5.8,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone,true,21:30-08:15,57,142,66,65,OpenBanking,16,None,PlanUpdate,2025-05-01,Success,v2.10.8,NoMargin,Keep expenses buffer ≥ 4 months
A6025,Builder,37402,48017,6252,10.7,2,10,AU,Low,NoIlliquids;NoDerivatives,,,1.7,14.6,9.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Chat,true,19:30-07:45,68,126,76,64,OpenBanking,7,Hybrid,AutoTransfer,2025-11-04,Success,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A6026,Stabilizer,27467,70317,10251,10.3,1,10,UK,Medium,NoIlliquids;NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.9,6.4,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,Phone>App>In-Person,true,19:30-06:15,56,147,47,42,OpenBanking;Payroll,14,Human,PlanUpdate,2025-05-14,Failed,v1.9.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6027,Explorer,54693,186684,6408,15.2,3,10,UK,Low,,ESGOnly;NoWeapons,,2.1,22.9,17.4,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,TaxCost;IRR;MaxDD,Phone>App>In-Person>Email,true,23:15-08:45,67,55,65,64,OpenBanking;Payroll,6,None,AlertAcknowledge,2025-05-21,Success,v2.8.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A6028,Optimizer,57093,310555,21868,10.3,3,10,US,Medium,AccreditedOnly,NoFossilFuel,PennyStocks,1.6,15.8,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;MaxDD;TaxCost,App>Chat>Email>In-Person,true,23:45-06:15,58,110,47,36,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-02-09,Failed,v2.9.5,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A6029,Optimizer,45522,445421,21296,10.3,1,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoWeapons,PennyStocks,1.6,22.8,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;MaxDD;IRR,App>Email>Phone>In-Person,false,23:15-08:15,69,61,67,58,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-08-27,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6030,Stabilizer,72331,290965,23007,5.5,3,10,US,High,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,6.2,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Phone>Chat>Email,true,22:30-08:15,44,146,35,32,OpenBanking;Payroll,12,None,PlanUpdate,2025-08-04,Partial,v1.9.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6031,Preserver,86795,588677,47742,4.4,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.0,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>App>Chat>Phone,true,21:15-08:45,80,232,84,84,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-02-15,Success,v2.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6032,Optimizer,77559,915677,47122,9.3,1,10,UK,Low,,,PennyStocks,1.8,27.0,10.3,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;MaxDD,In-Person>App>Email>Phone>Chat,true,20:30-08:45,72,116,71,60,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-10-24,Success,v1.10.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A6033,Builder,41418,102084,7193,13.3,2,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco;NoWeapons,,1.7,17.1,10.3,Home:3y;Retirement:30y,3,Educational,Medium,IRR;MaxDD,Chat>App>Email>In-Person>Phone,true,20:15-07:45,71,120,59,58,OpenBanking,17,Human,AutoTransfer,2025-02-25,Success,v2.10.7,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A6034,Stabilizer,83142,559820,30614,7.4,2,10,US,High,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.4,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email,true,21:15-06:45,42,91,37,31,OpenBanking;Payroll,20,None,Rebalance,2025-02-27,Partial,v1.9.8,NoPennyStocks,Keep expenses buffer ≥ 4 months
A6035,Stabilizer,78007,523068,40346,5.7,3,10,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.9,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,In-Person>App>Email,false,21:15-07:00,59,142,48,50,CreditBureau;OpenBanking,16,None,Rebalance,2025-11-07,Failed,v2.10.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6036,Optimizer,219853,3012979,122729,9.4,3,12,US,Low,,,PennyStocks,1.6,19.3,9.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;MaxDD;Sharpe,App>Phone>In-Person>Email>Chat,true,19:15-08:15,76,64,66,60,Brokerage;CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-11-26,Partial,v2.10.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6037,Optimizer,110584,1250169,54001,9.2,4,15,DE,Low,,NoWeapons,LeveragedETFs;PennyStocks,1.6,27.1,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>In-Person>Chat,true,23:30-06:00,66,101,63,62,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-06-22,Success,v1.10.4,PauseWhenVIX>30,Enforce tax budget and position caps
A6038,Preserver,44459,520998,36219,8.2,1,10,SG,Low,NoIlliquids;AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,16.0,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,App>Chat>Phone,false,19:00-07:45,71,157,76,69,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-09-26,Success,v1.10.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6039,Preserver,74430,662446,36980,5.5,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.3,7.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Email>Phone>In-Person>Chat,true,19:45-08:45,73,225,76,71,Brokerage;CreditBureau;OpenBanking,10,None,PlanUpdate,2025-01-20,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6040,Preserver,66599,386760,33242,6.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Email>App>Chat>Phone,true,21:45-07:15,80,149,80,75,Brokerage;OpenBanking,9,Hybrid,AlertAcknowledge,2025-12-15,Success,v1.9.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6041,Explorer,61120,244865,9787,16.3,4,10,DE,Low,,,PennyStocks;PrivateCredit,2.1,24.1,15.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,IRR;TaxCost,In-Person>App>Chat,false,21:00-07:00,65,60,62,52,CreditBureau;OpenBanking;Payroll,3,None,PlanUpdate,2025-03-27,Success,v2.8.6,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6042,Optimizer,60838,470275,30698,8.2,2,10,US,Medium,NoShortSelling,ESGOnly,PennyStocks,1.8,21.1,11.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;TaxCost,In-Person>App>Email>Phone,true,20:00-08:45,61,101,58,48,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-02-11,Success,v1.10.8,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A6043,Optimizer,60197,571186,26640,7.8,3,10,US,Low,AccreditedOnly,NoWeapons,PennyStocks,1.8,15.6,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email>Chat,true,19:30-08:00,64,86,78,78,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-11-02,Success,v1.10.5,LimitOrderOnly,Enforce tax budget and position caps
A6044,Explorer,37409,291209,8691,20.2,2,10,IN,High,NoIlliquids,NoFossilFuel;NoTobacco,PennyStocks,1.7,27.5,16.8,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,TaxCost;MaxDD;Sharpe,App>Phone>Chat>Email>In-Person,false,21:00-07:45,52,81,47,37,OpenBanking,6,None,Rebalance,2025-06-21,Success,v2.8.9,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6045,Preserver,86608,515986,24044,4.8,3,10,US,Medium,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.3,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>Email>Phone>Chat>App,true,19:00-07:45,66,191,56,51,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-06-01,Success,v1.8.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6046,Builder,87832,434205,10714,13.7,2,10,AU,Low,NoDerivatives,NoWeapons;ESGOnly,PennyStocks,1.5,23.9,9.6,Home:3y;Retirement:30y,3,Concise,Shallow,MaxDD;TaxCost;IRR,In-Person>Email>App>Chat>Phone,true,19:30-07:00,58,84,61,55,OpenBanking;Payroll,15,Hybrid,PlanUpdate,2025-08-04,Partial,v1.8.6,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A6047,Stabilizer,60570,534456,25632,4.5,4,10,AU,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe,In-Person>Chat>Phone,true,22:45-08:15,55,158,62,67,CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-11-19,Success,v1.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6048,Stabilizer,62129,172709,21775,10.1,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.4,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>App>In-Person>Chat,true,22:30-08:15,60,154,56,60,OpenBanking,18,None,AlertAcknowledge,2025-07-24,Success,v1.9.5,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6049,Stabilizer,130984,451652,39016,7.7,2,15,SG,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.8,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Phone>Chat,true,21:00-07:00,57,172,67,62,OpenBanking,20,Human,Rebalance,2025-06-21,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6050,Explorer,118572,766105,38075,18.0,2,12,US,Low,AccreditedOnly,,PennyStocks,2.0,32.4,12.6,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>App>In-Person,true,19:45-08:30,55,79,51,44,OpenBanking;Payroll,3,None,Rebalance,2025-01-16,Failed,v2.9.9,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6051,Stabilizer,68894,240546,17376,7.9,2,10,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.6,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD,In-Person>App>Email>Chat>Phone,true,19:00-08:15,49,115,42,35,CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-01-28,Failed,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6052,Optimizer,78799,730302,52267,10.0,4,10,CA,Low,,ESGOnly;NoWeapons,PennyStocks,1.6,21.5,10.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;TaxCost,Phone>In-Person>Chat,true,22:00-08:45,69,66,78,68,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-04-12,Success,v2.10.2,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6053,Preserver,129524,874013,59243,5.0,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.9,7.1,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost,In-Person>App>Chat>Email>Phone,true,21:15-07:45,72,167,61,65,Brokerage;OpenBanking,8,Human,Rebalance,2025-04-08,Success,v1.9.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6054,Explorer,66273,263222,22179,21.3,3,10,US,Medium,AccreditedOnly,NoWeapons;NoTobacco,LeveragedETFs;PrivateCredit,2.0,29.1,14.8,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,Sharpe;IRR;TaxCost,Phone>Email>App>Chat>In-Person,true,21:30-06:45,58,86,64,52,CreditBureau;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-05-25,Success,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6055,Builder,120922,456816,13979,13.1,2,12,US,Low,AccreditedOnly,,,1.6,24.5,9.3,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;IRR,Email>Phone>Chat>App,true,22:30-08:30,71,115,77,72,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-04-24,Partial,v1.10.6,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6056,Stabilizer,83059,631094,38002,9.4,2,10,US,Low,NoIlliquids;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.2,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,Email>Chat>In-Person>App,false,19:30-08:00,58,150,55,59,OpenBanking;Payroll,10,Hybrid,Rebalance,2025-04-23,Success,v1.8.8,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6057,Explorer,48775,106955,12660,15.8,4,10,UK,Low,,,,2.1,30.2,15.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;IRR,App>Phone>Email,true,19:15-07:00,68,78,68,64,CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-10-01,Success,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A6058,Builder,49188,126742,6817,12.1,2,10,US,Low,,,,1.4,23.9,7.3,Home:3y;Retirement:30y,3,Directive,Medium,IRR;Sharpe;TaxCost,In-Person>Email>Chat>App,true,23:45-07:30,61,148,69,69,OpenBanking,11,Hybrid,AutoTransfer,2025-11-07,Success,v2.10.7,NoPennyStocks,Prioritize liquidity and down payment savings
A6059,Stabilizer,105222,233917,28089,7.2,2,12,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.8,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe,Phone>Chat>In-Person,true,20:30-06:00,67,165,74,69,OpenBanking,5,Hybrid,AutoTransfer,2025-02-10,Success,v1.9.7,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6060,Optimizer,97811,896548,38428,10.0,3,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.6,27.7,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,IRR;Sharpe,In-Person>Chat>Phone,true,19:15-06:00,62,102,56,47,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-02-05,Success,v2.9.1,NoIlliquids,Enforce tax budget and position caps
A6061,Preserver,70480,632528,48110,4.4,4,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost,App>Email>In-Person>Phone,true,20:00-08:30,80,154,74,63,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-01-05,Partial,v1.8.9,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6062,Preserver,202861,1770138,129812,5.7,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.7,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Email>In-Person>Phone,true,23:30-08:15,72,236,59,62,Brokerage;OpenBanking;Payroll,11,Human,AutoTransfer,2025-06-03,Failed,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A6063,Stabilizer,45430,161112,13401,5.4,4,10,IN,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,App>In-Person>Phone>Chat>Email,true,22:30-06:30,62,139,50,47,CreditBureau;OpenBanking,6,None,Rebalance,2025-12-06,Partial,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6064,Stabilizer,42323,123672,10848,8.5,1,10,US,Medium,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,9.7,6.5,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD,Email>App>Chat>In-Person,true,23:15-06:30,46,107,48,51,OpenBanking;Payroll,5,None,AlertAcknowledge,2025-03-31,Success,v1.8.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6065,Explorer,80590,285015,35202,19.9,3,10,US,Low,NoShortSelling;NoIlliquids,,PennyStocks,1.8,31.6,13.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;MaxDD,Chat>Phone>App,false,22:15-07:45,66,66,53,41,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-02-08,Success,v1.10.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A6066,Explorer,53323,169375,17251,15.9,1,10,UK,Low,AccreditedOnly;NoDerivatives,NoWeapons,,2.0,26.0,16.5,Business:5y;Travel:2y,5,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Email>Phone>App,false,23:00-07:15,70,52,80,70,OpenBanking,3,Hybrid,AlertAcknowledge,2025-10-23,Success,v1.8.6,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6067,Stabilizer,84093,185885,22647,6.5,3,10,UK,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Phone,true,20:30-07:15,56,98,51,40,OpenBanking;Payroll,13,None,PlanUpdate,2025-03-15,Partial,v2.9.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6068,Optimizer,102318,1276174,57560,11.1,1,15,SG,Low,,NoWeapons,PennyStocks;PrivateCredit,1.8,22.2,10.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe,In-Person>App>Chat,true,21:00-07:45,73,69,59,50,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,PlanUpdate,2025-07-28,Success,v1.10.1,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A6069,Optimizer,129504,1103614,40748,10.4,2,15,DE,Low,,NoWeapons,PennyStocks,1.7,20.3,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,MaxDD;TaxCost;IRR,In-Person>Email>Phone>Chat>App,true,19:30-08:00,69,67,80,73,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-02-23,Success,v1.8.3,NoIlliquids,Enforce tax budget and position caps
A6070,Preserver,96584,1694225,68298,3.9,4,10,IN,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,Chat>In-Person>Email,true,19:00-08:00,80,168,82,79,Brokerage;OpenBanking,8,Human,PlanUpdate,2025-09-15,Success,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6071,Stabilizer,57241,531758,16589,7.5,1,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,16.1,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,Chat>App>In-Person>Email>Phone,true,22:00-08:00,56,158,54,52,OpenBanking,6,Human,AlertAcknowledge,2025-09-12,Failed,v2.8.1,NoMargin,Keep expenses buffer ≥ 4 months
A6072,Stabilizer,100389,412274,24680,6.6,4,15,CA,Medium,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email,false,22:30-08:30,62,104,66,69,OpenBanking;Payroll,8,None,PlanUpdate,2025-12-16,Partial,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A6073,Builder,57983,73676,7847,9.1,3,10,US,Low,,,LeveragedETFs,1.6,17.5,7.8,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR;Sharpe,Phone>Chat>Email>App,true,21:15-07:00,69,95,77,66,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-05-27,Success,v1.9.5,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6074,Stabilizer,76420,492817,27704,8.7,1,10,SG,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,5.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat>App>Email,true,23:30-08:45,66,177,59,53,OpenBanking,16,Human,PlanUpdate,2025-05-28,Success,v1.10.4,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A6075,Preserver,119249,1374644,128907,4.4,3,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,17.3,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone,false,22:30-07:45,80,226,89,89,Brokerage;OpenBanking,11,None,AutoTransfer,2025-03-19,Success,v2.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6076,Builder,48788,74553,2764,11.2,2,10,DE,Low,,,,1.6,21.2,10.6,Home:3y;Retirement:30y,3,Educational,Deep,Sharpe;MaxDD,In-Person>Email>Phone>App,true,19:15-07:00,63,86,57,52,CreditBureau;OpenBanking,17,None,Rebalance,2025-08-03,Success,v1.8.3,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6077,Optimizer,118064,1315385,54734,8.1,2,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.8,20.8,10.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;MaxDD,App>Email>Phone>In-Person,true,19:00-06:15,73,84,71,71,Brokerage;OpenBanking;Payroll,1,Human,Rebalance,2025-01-24,Success,v1.8.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6078,Builder,104438,487952,22598,9.8,1,12,US,Low,,,LeveragedETFs,1.8,21.8,10.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;IRR,App>Phone>Email>In-Person>Chat,true,19:30-08:30,66,84,51,51,CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-06-22,Failed,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6079,Optimizer,115778,787927,42074,9.5,4,12,US,Low,NoShortSelling,NoWeapons,PennyStocks,1.5,16.0,11.5,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person,false,21:00-08:30,69,113,67,57,Brokerage;OpenBanking,1,Human,Rebalance,2025-11-26,Success,v1.9.2,StopLossDisabled,Enforce tax budget and position caps
A6080,Builder,81615,245152,17593,14.4,1,10,US,Low,NoShortSelling;NoIlliquids,,,1.4,16.7,10.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost,Email>In-Person>App>Chat>Phone,true,19:00-06:30,61,104,49,40,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-12-13,Success,v2.9.6,LimitOrderOnly,Prioritize liquidity and down payment savings
A6081,Builder,61005,29903,3449,13.1,1,10,US,Low,,,LeveragedETFs;PrivateCredit,1.6,14.0,9.1,Home:3y;Retirement:30y,3,Directive,Deep,MaxDD;Sharpe,App>Phone>In-Person>Chat,true,23:00-08:45,58,141,54,45,OpenBanking,7,Hybrid,Rebalance,2025-12-12,Success,v1.10.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6082,Explorer,80508,408773,26965,15.2,1,10,US,Low,,NoTobacco;ESGOnly,PennyStocks;PrivateCredit,1.8,34.3,13.9,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,MaxDD;TaxCost,Phone>App>Email>In-Person>Chat,true,19:30-06:15,60,85,71,70,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-07-20,Partial,v2.8.3,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6083,Preserver,79766,602637,73270,4.9,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.5,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost,Email>App>In-Person>Chat>Phone,true,19:45-06:45,67,143,62,58,Brokerage;OpenBanking,7,None,AutoTransfer,2025-09-20,Success,v2.10.7,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6084,Stabilizer,73890,292428,23317,8.1,2,10,US,Medium,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost,Chat>In-Person>Email>App>Phone,true,22:45-07:45,52,161,44,43,OpenBanking,6,Hybrid,AutoTransfer,2025-08-15,Success,v2.9.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6085,Preserver,142479,471683,48284,4.5,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.0,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe,Phone>App>Chat>Email,true,23:00-07:00,80,216,74,78,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-05-13,Success,v2.9.3,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6086,Stabilizer,128349,599980,45304,5.3,3,15,UK,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>App>In-Person,true,21:30-07:00,63,169,64,66,CreditBureau;OpenBanking,16,Human,AutoTransfer,2025-04-20,Failed,v1.10.2,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6087,Stabilizer,68080,225998,16411,6.6,3,10,IN,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,10.0,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Phone>Chat>App>In-Person>Email,true,20:15-08:30,57,151,59,50,OpenBanking,17,Human,AutoTransfer,2025-01-07,Success,v2.8.2,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6088,Optimizer,116522,1451683,62583,8.1,3,12,US,Medium,,NoWeapons,Crypto;PennyStocks,1.7,20.9,12.5,Wealth:10y;Estate:20y,10,Concise,Shallow,TaxCost;MaxDD,Email>Phone>App>In-Person,true,20:45-07:00,57,82,58,50,Brokerage;CreditBureau;OpenBanking,5,None,Rebalance,2025-03-29,Success,v2.8.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A6089,Optimizer,115549,1997316,76461,7.7,2,12,US,Low,,,PennyStocks,1.8,24.4,12.2,Wealth:10y;Estate:20y,10,Collaborative,Deep,Sharpe;TaxCost,Phone>In-Person>Email>Chat>App,true,22:45-08:45,74,106,84,78,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-04-11,Success,v2.9.9,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A6090,Preserver,133868,1396579,67933,5.7,1,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,7.8,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,In-Person>Email>App>Phone,true,22:00-06:15,72,125,57,61,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-12-18,Partial,v2.10.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6091,Optimizer,46666,685816,20017,10.1,1,10,AU,Medium,NoIlliquids,NoFossilFuel,PennyStocks,1.5,27.0,13.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;MaxDD,App>Email>Phone>Chat,false,20:45-07:15,61,65,59,56,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-06-30,Success,v2.8.3,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6092,Preserver,162897,801712,107109,4.1,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.8,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>In-Person>App>Email,false,21:15-06:30,72,226,71,70,Brokerage;CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-12-05,Failed,v1.9.8,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6093,Stabilizer,43688,293606,9839,5.6,3,10,US,Medium,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>Chat>App,false,23:15-06:30,55,156,51,50,CreditBureau;OpenBanking,20,Human,Rebalance,2025-10-07,Success,v2.10.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6094,Preserver,82021,362380,42508,4.4,3,10,AU,Low,NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,Email>In-Person>Phone,true,23:30-08:00,72,129,70,72,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-11-06,Success,v1.9.1,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6095,Stabilizer,109464,433536,38565,9.0,1,15,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.4,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,Email>Phone>App,true,20:00-06:45,61,163,71,75,CreditBureau;OpenBanking;Payroll,19,Human,PlanUpdate,2025-03-09,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6096,Preserver,98258,306894,14366,8.2,1,10,DE,Low,NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.7,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Email>In-Person,false,22:00-06:45,83,155,85,88,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-04-28,Failed,v2.8.7,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6097,Optimizer,123279,1735479,46309,9.4,3,12,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.8,15.9,10.8,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;TaxCost,Chat>App>Phone>Email,true,22:15-07:00,68,76,75,71,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-11-26,Failed,v1.8.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A6098,Preserver,105641,1067063,59884,5.8,1,12,US,High,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost,Email>In-Person>Phone>Chat,true,22:45-07:15,57,227,62,58,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-05-31,Success,v2.10.5,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6099,Explorer,75253,406890,24570,22.3,1,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs,1.8,30.7,16.1,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,IRR;TaxCost,Chat>In-Person>App,true,22:45-06:15,68,66,60,54,OpenBanking,5,Human,Rebalance,2025-01-21,Failed,v2.10.3,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6100,Optimizer,106866,441017,16134,8.5,4,12,US,Low,NoDerivatives;AccreditedOnly,NoTobacco;NoWeapons,Crypto;PennyStocks;PrivateCredit,1.6,26.6,13.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;IRR,App>Email>Chat>In-Person>Phone,true,20:00-07:00,64,62,69,63,Brokerage;CreditBureau;OpenBanking;Payroll,2,None,AutoTransfer,2025-05-31,Success,v1.9.8,NoIlliquids,Enforce tax budget and position caps
A6101,Preserver,93216,426859,43406,6.8,2,10,SG,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.8,6.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,In-Person>Chat>Phone>Email>App,true,20:30-08:15,76,165,85,83,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,AutoTransfer,2025-05-15,Success,v1.9.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6102,Builder,111419,128687,15709,9.1,3,12,US,Low,NoShortSelling,,LeveragedETFs;PrivateCredit,1.4,16.6,7.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;IRR,Chat>App>In-Person>Phone,true,23:00-07:00,72,138,81,75,OpenBanking,11,Hybrid,Rebalance,2025-12-04,Success,v2.9.9,NoPennyStocks,Prioritize liquidity and down payment savings
A6103,Builder,108318,379700,19818,9.5,4,12,US,Low,,ESGOnly,,1.5,13.2,11.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;MaxDD,Chat>Phone>App>Email>In-Person,true,19:45-07:45,59,68,57,47,OpenBanking;Payroll,20,None,AlertAcknowledge,2025-08-10,Success,v2.8.5,StopLossDisabled,Prioritize liquidity and down payment savings
A6104,Explorer,185475,1490895,34517,13.1,3,12,US,Low,,NoTobacco,PennyStocks,2.0,25.0,15.6,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;TaxCost;Sharpe,Email>Chat>In-Person,true,20:15-06:30,62,47,63,57,CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-08-16,Success,v1.8.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A6105,Stabilizer,137106,552489,70106,4.4,4,12,US,Medium,AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.8,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;TaxCost,Email>App>In-Person>Chat>Phone,true,19:30-06:45,48,96,47,48,CreditBureau;OpenBanking,20,Hybrid,PlanUpdate,2025-08-27,Failed,v2.9.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6106,Optimizer,169677,885720,107792,7.5,3,12,US,Medium,NoShortSelling;AccreditedOnly,NoTobacco,PennyStocks,1.7,22.5,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;IRR,Email>Chat>In-Person>Phone>App,true,22:00-07:15,60,66,70,59,Brokerage;CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-09-23,Success,v2.9.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6107,Preserver,138663,935901,62051,4.7,4,12,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.9,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,App>Phone>Email,true,23:00-08:00,72,200,70,66,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-12-06,Partial,v1.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6108,Builder,85940,-2320,1000,13.0,1,10,US,High,,NoWeapons;ESGOnly,PennyStocks,1.8,18.9,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;Sharpe,In-Person>Chat>Phone,true,21:30-06:00,48,134,58,49,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-05-02,Partial,v2.8.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6109,Explorer,71616,198934,15298,18.3,1,10,US,Medium,,NoTobacco,LeveragedETFs;PennyStocks,2.1,34.9,14.5,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>App>Phone>In-Person>Email,true,22:15-06:00,48,59,38,33,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-08-18,Partial,v1.10.1,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6110,Explorer,37874,149835,9836,15.4,2,10,US,Medium,AccreditedOnly,NoFossilFuel;ESGOnly,,2.0,25.4,13.0,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,Sharpe;TaxCost;IRR,App>In-Person>Email>Chat>Phone,true,21:45-08:45,57,61,65,64,CreditBureau;OpenBanking,4,None,AutoTransfer,2025-11-03,Success,v1.10.7,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6111,Builder,76626,222162,25571,13.0,1,10,US,Medium,NoIlliquids,NoFossilFuel,Crypto,1.4,20.2,8.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Chat>App>Phone>Email,true,22:15-08:30,63,60,48,48,OpenBanking,17,None,Rebalance,2025-12-24,Success,v1.9.3,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A6112,Preserver,75501,555716,56004,6.8,2,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.9,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Phone,true,19:30-07:45,76,207,79,76,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,AutoTransfer,2025-08-12,Success,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6113,Preserver,119590,728093,51519,3.5,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.1,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Chat>App>Phone>Email>In-Person,true,21:45-06:30,61,146,58,53,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-04-21,Partial,v2.9.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6114,Builder,100749,257768,12237,10.1,2,15,AU,Low,,,Crypto;PennyStocks,1.8,23.7,9.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;MaxDD;TaxCost,In-Person>Email>App,false,20:45-08:15,63,71,65,57,CreditBureau;OpenBanking;Payroll,20,Human,AutoTransfer,2025-11-27,Failed,v1.10.7,NoIlliquids,Prioritize liquidity and down payment savings
A6115,Optimizer,55801,503700,19939,8.9,2,10,SG,Medium,AccreditedOnly,,PennyStocks,1.9,18.8,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;TaxCost,Phone>App>Chat,true,20:30-08:45,70,68,62,50,Brokerage;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-06-28,Success,v2.8.3,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A6116,Explorer,98100,740788,41905,14.9,2,10,US,Medium,,,Crypto;PennyStocks,1.8,20.6,17.6,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;TaxCost;MaxDD,Email>Chat>App,true,22:30-08:30,48,45,47,36,CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-07-28,Success,v2.10.8,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6117,Preserver,91159,716925,73988,5.3,3,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,8.4,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Email>In-Person>Chat>Phone,false,19:15-08:30,70,178,65,67,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-09-11,Success,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6118,Builder,100101,168275,13756,10.2,2,12,US,Low,,NoTobacco,,1.6,23.8,8.2,Home:3y;Retirement:30y,3,Directive,Shallow,Sharpe;MaxDD,In-Person>App>Phone>Chat,true,22:45-06:15,60,138,48,39,CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-05-14,Success,v2.9.5,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6119,Builder,96091,231078,18819,13.7,1,10,IN,Low,,,PennyStocks,1.5,21.5,7.6,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,Sharpe;IRR;MaxDD,App>Chat>In-Person>Email,false,20:15-07:45,71,143,77,67,CreditBureau;OpenBanking,16,None,AutoTransfer,2025-02-21,Success,v2.10.9,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A6120,Optimizer,75838,1255861,29708,9.6,3,10,UK,Low,NoShortSelling;NoIlliquids,NoTobacco;NoWeapons,Crypto;PennyStocks,1.8,26.4,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;IRR,Chat>Phone>Email>App,true,19:30-06:15,69,67,81,75,Brokerage;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-10-24,Success,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A6121,Explorer,54848,420121,18870,21.2,1,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;PennyStocks,1.7,27.7,16.3,Business:5y;Travel:2y,5,Educational,Shallow,TaxCost;Sharpe,Phone>Email>In-Person>App>Chat,true,19:15-07:00,63,69,74,72,OpenBanking,6,Human,Rebalance,2025-04-27,Success,v2.10.2,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6122,Explorer,81130,754309,15295,13.9,3,10,UK,Low,AccreditedOnly,,,1.9,29.1,14.1,Business:5y;Travel:2y,5,Directive,Medium,IRR;MaxDD;Sharpe,In-Person>App>Email>Phone>Chat,true,22:45-08:15,65,57,60,57,CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2024-12-29,Success,v2.9.6,NoIlliquids,Allow small experimental sleeve ≤ 3%
A6123,Optimizer,59048,460617,29809,10.6,1,10,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.7,19.2,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Email>Chat>Phone,true,19:30-07:30,74,62,66,55,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-08-17,Success,v1.8.5,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A6124,Optimizer,111544,1673901,58788,10.6,2,15,UK,Low,NoDerivatives;AccreditedOnly,,PennyStocks;PrivateCredit,1.8,15.6,12.8,Wealth:10y;Estate:20y,10,Directive,Shallow,TaxCost;IRR;Sharpe,Phone>App>Chat>Email,true,21:30-08:30,76,92,77,75,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-05-14,Success,v1.9.3,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A6125,Preserver,173847,1301464,82317,4.4,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,Chat>In-Person>App>Phone,true,21:00-08:45,67,138,75,79,Brokerage;OpenBanking,14,Hybrid,AutoTransfer,2025-08-01,Success,v2.9.8,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6126,Preserver,143519,1168125,88970,8.6,1,12,US,High,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.2,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Email>Phone>Chat>In-Person>App,true,23:45-07:45,53,227,54,50,Brokerage;OpenBanking,9,None,Rebalance,2025-10-25,Partial,v2.9.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6127,Builder,134759,517069,21211,11.8,3,15,DE,High,AccreditedOnly,,Crypto,1.8,18.3,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;TaxCost,Email>In-Person>Phone>Chat,true,23:45-06:00,48,115,49,44,OpenBanking,19,Hybrid,AutoTransfer,2025-07-12,Success,v2.9.3,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A6128,Builder,51606,118911,8978,13.0,1,10,US,Low,NoDerivatives;AccreditedOnly,ESGOnly,PennyStocks,1.6,16.3,11.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;Sharpe;MaxDD,App>In-Person>Chat>Email,true,21:00-08:45,61,103,65,53,OpenBanking,20,Human,PlanUpdate,2025-08-03,Failed,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6129,Optimizer,84076,496343,34293,5.8,4,10,US,Low,NoIlliquids,ESGOnly;NoTobacco,LeveragedETFs;PennyStocks,1.9,20.6,12.0,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;TaxCost;IRR,Phone>Email>Chat,false,20:45-06:00,61,70,55,51,Brokerage;OpenBanking,1,None,PlanUpdate,2025-07-06,Success,v1.8.9,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A6130,Optimizer,153462,1979964,89455,8.9,4,12,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.7,25.7,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;Sharpe;MaxDD,App>Email>Phone,true,23:00-07:15,61,64,55,46,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-07-30,Success,v1.9.1,PauseWhenVIX>30,Enforce tax budget and position caps
A6131,Preserver,78624,1001859,79004,7.3,2,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,17.9,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>App,false,21:15-07:00,72,200,81,78,Brokerage;OpenBanking;Payroll,10,None,PlanUpdate,2025-10-07,Partial,v2.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6132,Optimizer,66469,827123,23451,7.2,3,10,DE,Low,,NoFossilFuel;ESGOnly,LeveragedETFs;PennyStocks,1.7,28.0,12.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,TaxCost;IRR;MaxDD,Email>Phone>Chat>In-Person,true,19:45-06:45,71,87,66,55,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-07-16,Failed,v1.8.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A6133,Stabilizer,127126,1080058,44780,6.6,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,14.4,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Email>Phone>Chat>In-Person,true,20:45-06:30,59,102,53,55,OpenBanking,9,Human,Rebalance,2025-03-29,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A6134,Optimizer,197913,3374645,106341,8.9,4,15,AU,Low,AccreditedOnly,ESGOnly,PennyStocks,1.7,20.5,12.2,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD,Email>Phone>App>Chat,false,23:00-08:15,71,88,58,56,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-09-26,Success,v2.9.6,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6135,Stabilizer,67540,251186,19105,6.5,1,10,US,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,7.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>Phone>App>Email,true,20:30-07:45,54,152,45,42,OpenBanking;Payroll,19,Human,Rebalance,2025-11-16,Partial,v1.9.8,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A6136,Optimizer,155413,2276193,58426,9.9,1,12,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.5,27.0,13.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;TaxCost;IRR,Chat>Phone>Email,true,19:30-08:30,64,62,65,53,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-08-23,Success,v1.8.2,NoIlliquids,Enforce tax budget and position caps
A6137,Builder,137604,222781,27420,10.2,1,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;PennyStocks,1.5,21.3,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;Sharpe;MaxDD,Email>Phone>In-Person,true,23:00-06:00,64,148,66,60,OpenBanking,16,Hybrid,AlertAcknowledge,2025-04-09,Success,v2.8.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6138,Stabilizer,53161,428764,28619,7.3,3,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Email>In-Person>Chat,true,22:30-07:15,62,114,61,61,OpenBanking,15,Human,Rebalance,2025-11-25,Failed,v1.8.6,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A6139,Explorer,125506,989315,50608,16.4,1,12,US,Low,,NoTobacco,PennyStocks,2.1,25.2,17.1,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,TaxCost;Sharpe,Chat>Phone>In-Person>Email,true,23:00-08:00,69,70,72,65,OpenBanking,4,None,AlertAcknowledge,2025-10-17,Success,v1.9.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6140,Preserver,64400,507175,24455,4.1,4,10,AU,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.9,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Email>App>Chat>In-Person,true,21:15-08:00,60,216,54,45,Brokerage;CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-11-02,Partial,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6141,Builder,39761,118614,8474,11.6,2,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks;PrivateCredit,1.6,23.8,7.3,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;IRR;Sharpe,Email>App>Phone>Chat,true,20:30-07:00,71,122,56,46,CreditBureau;OpenBanking;Payroll,18,Hybrid,AutoTransfer,2025-09-17,Success,v2.8.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6142,Preserver,106223,1851843,85072,8.5,1,12,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App>Chat>Phone,true,21:30-06:00,62,140,54,56,Brokerage;CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-06-22,Success,v1.10.5,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6143,Builder,53365,146560,5030,14.1,2,10,US,Medium,NoIlliquids,,,1.4,20.8,8.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;TaxCost;MaxDD,Phone>In-Person>Chat>Email,true,20:30-07:30,60,122,64,62,OpenBanking,6,Human,Rebalance,2025-12-13,Success,v1.10.8,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6144,Preserver,95232,881225,61154,4.9,4,10,US,Low,NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Email>Chat,true,20:30-06:00,81,167,67,58,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,AutoTransfer,2025-04-02,Failed,v2.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6145,Preserver,89624,838639,83284,6.0,2,10,US,Medium,NoDerivatives;NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,8.6,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>In-Person>App>Chat>Email,true,21:00-07:15,61,234,69,65,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-10-23,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A6146,Preserver,144702,594054,24753,4.6,2,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,7.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Phone>App>Chat,true,20:30-06:00,75,187,67,71,Brokerage;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-10-20,Partial,v1.8.1,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6147,Stabilizer,61206,301527,17430,6.5,2,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.5,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe,Phone>Chat>In-Person>App>Email,true,20:45-07:30,56,117,55,49,OpenBanking,6,None,AutoTransfer,2025-10-25,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6148,Optimizer,64551,1279099,31778,7.1,4,10,US,Medium,,NoWeapons,PennyStocks,1.7,18.9,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,IRR;TaxCost,Chat>In-Person>Phone>Email,true,21:15-08:30,59,94,59,58,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-09-22,Success,v1.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6149,Optimizer,114254,465938,21199,11.0,2,15,UK,Low,NoShortSelling;NoIlliquids,,Crypto;PennyStocks,1.5,26.9,9.4,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;Sharpe,Email>Chat>App>In-Person>Phone,true,21:45-08:30,63,78,68,62,Brokerage;OpenBanking,5,Human,Rebalance,2025-09-17,Success,v1.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A6150,Stabilizer,200603,1547421,44462,5.9,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,App>Email>Chat,true,20:30-06:15,52,123,51,53,OpenBanking;Payroll,18,Human,Rebalance,2025-03-16,Success,v2.9.6,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6151,Preserver,62481,358455,12586,6.9,2,10,US,Medium,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,11.7,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email>App,true,20:30-07:15,73,227,61,62,Brokerage;OpenBanking,12,Human,PlanUpdate,2025-11-15,Success,v1.8.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6152,Preserver,105194,596383,50762,6.6,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.3,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>App,true,19:00-06:00,77,197,70,71,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-11-04,Failed,v1.9.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6153,Stabilizer,42866,169121,13504,8.4,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,17.1,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Email>Chat>In-Person>Phone,true,21:15-07:15,68,102,59,61,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-07-04,Success,v2.9.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6154,Optimizer,55578,848810,29215,6.9,3,10,US,Low,,,PennyStocks;PrivateCredit,1.6,27.4,11.1,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost;MaxDD,Chat>App>Phone>In-Person>Email,false,19:30-07:00,66,64,55,47,Brokerage;CreditBureau;OpenBanking,3,Human,Rebalance,2025-08-17,Success,v2.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A6155,Builder,50074,25890,1473,13.8,1,10,US,Medium,NoIlliquids;NoDerivatives,,,1.4,18.2,11.5,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,IRR;MaxDD,Chat>Email>Phone,true,21:30-07:00,69,149,79,77,OpenBanking;Payroll,12,Human,AutoTransfer,2025-07-27,Success,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6156,Optimizer,183597,3237974,135922,5.9,4,12,US,High,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.5,25.4,11.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;IRR,In-Person>Phone>Email>App>Chat,true,23:30-07:30,60,84,68,60,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-12-15,Success,v2.8.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6157,Optimizer,239678,5378052,99419,11.4,2,12,US,Low,,,PennyStocks,1.9,24.7,13.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;MaxDD;IRR,App>Phone>Email>Chat,true,21:45-07:30,73,65,77,69,Brokerage;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-12-08,Success,v2.10.5,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A6158,Preserver,102746,1870954,65605,7.4,1,12,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.8,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>Chat>Phone>Email>App,true,21:00-08:30,78,165,81,78,Brokerage;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-06-19,Failed,v1.10.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6159,Stabilizer,68536,329784,22197,4.1,4,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe,In-Person>Email>App>Chat>Phone,true,23:30-08:30,53,151,38,28,CreditBureau;OpenBanking;Payroll,16,Hybrid,AutoTransfer,2025-02-01,Success,v1.8.5,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A6160,Builder,83459,337270,14103,9.2,3,10,US,Low,,,PennyStocks,1.5,22.8,11.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;MaxDD,Chat>App>Phone>In-Person,true,20:00-08:00,68,123,53,45,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-02-07,Success,v1.8.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6161,Preserver,77728,1149139,63734,5.7,2,10,AU,Medium,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>App>Phone>In-Person,false,21:30-08:30,72,223,79,78,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-03-20,Partial,v2.9.2,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6162,Preserver,94206,1127297,115708,5.2,4,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>Phone>App>In-Person,true,20:00-08:15,77,152,87,87,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-10-07,Success,v1.8.2,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6163,Builder,91337,300372,21416,14.6,1,10,US,Low,,NoFossilFuel;ESGOnly,,1.5,14.4,8.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,Sharpe;MaxDD,Phone>Chat>In-Person>App,false,20:00-08:45,70,136,77,70,OpenBanking;Payroll,8,None,AutoTransfer,2025-12-26,Success,v1.8.4,LimitOrderOnly,Prioritize liquidity and down payment savings
A6164,Builder,32358,-3222,1000,7.4,4,10,US,Low,NoIlliquids;NoShortSelling,,Crypto,1.5,24.4,8.7,Home:3y;Retirement:30y,3,Collaborative,Deep,IRR;MaxDD;Sharpe,In-Person>Phone>App>Email>Chat,true,20:45-07:45,67,126,64,53,CreditBureau;OpenBanking,18,Human,AutoTransfer,2025-12-05,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A6165,Preserver,78220,822734,70343,6.5,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,6.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,In-Person>App>Chat,true,23:15-06:30,71,188,76,68,Brokerage;CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-02-16,Partial,v2.10.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6166,Preserver,91818,714127,61462,5.8,4,10,UK,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,17.4,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD,App>Chat>Phone>Email,true,23:15-08:30,70,158,60,53,Brokerage;CreditBureau;OpenBanking,9,Human,Rebalance,2025-06-10,Success,v2.9.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6167,Explorer,81225,609043,29913,18.2,4,10,US,Medium,,,Crypto;LeveragedETFs,2.1,31.5,12.5,Business:5y;Travel:2y,5,Collaborative,Deep,MaxDD;TaxCost,In-Person>Chat>Phone>Email>App,false,19:45-06:15,50,85,45,45,CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-10-16,Success,v2.8.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6168,Builder,31951,143845,2934,14.4,1,10,US,Low,NoDerivatives;NoIlliquids,,,1.5,13.6,9.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,MaxDD;TaxCost,Chat>Email>App,true,22:45-08:30,58,129,54,54,OpenBanking,9,None,Rebalance,2025-09-20,Partial,v1.10.3,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A6169,Stabilizer,34101,224467,10028,6.6,2,10,US,Medium,NoShortSelling;NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.3,6.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,App>Phone>Chat>In-Person>Email,true,21:15-06:45,55,137,62,61,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-10-16,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A6170,Builder,26105,108327,5955,9.4,2,10,US,High,AccreditedOnly;NoIlliquids,NoFossilFuel;NoWeapons,PrivateCredit,1.4,12.7,7.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;IRR,In-Person>Email>App,true,19:45-08:45,57,79,62,54,OpenBanking,18,Hybrid,Rebalance,2025-10-04,Success,v1.9.6,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A6171,Builder,45994,111866,9516,11.0,2,10,US,Low,,,PennyStocks;PrivateCredit,1.7,23.5,8.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;MaxDD,Chat>Phone>App>In-Person>Email,true,22:45-08:00,68,76,69,67,OpenBanking,5,Human,AlertAcknowledge,2025-12-24,Success,v2.10.2,StopLossDisabled,Prioritize liquidity and down payment savings
A6172,Explorer,91759,712533,23982,14.3,4,10,US,Low,NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.8,31.0,14.9,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;TaxCost,Chat>Email>App>Phone,true,19:45-06:45,64,74,63,57,OpenBanking;Payroll,2,None,AutoTransfer,2025-11-25,Success,v1.10.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6173,Preserver,118229,937681,81003,6.7,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe,Chat>In-Person>Phone>Email,true,20:15-08:00,68,193,56,52,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-10-06,Success,v2.8.4,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6174,Builder,98649,95748,3653,12.6,3,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks,1.5,14.5,7.8,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;Sharpe,App>Chat>In-Person>Phone,false,22:00-07:45,70,113,57,47,CreditBureau;OpenBanking;Payroll,16,Human,Rebalance,2025-08-24,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A6175,Preserver,92264,663276,30669,5.7,3,10,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.3,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Phone>In-Person>App,false,22:45-08:30,80,225,85,86,Brokerage;OpenBanking,11,None,AlertAcknowledge,2025-07-11,Success,v1.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6176,Stabilizer,68295,285520,30897,4.8,3,10,DE,Low,NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,App>In-Person>Email,true,19:00-07:00,68,155,57,54,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-02-12,Partial,v2.9.4,NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6177,Stabilizer,69040,379319,16503,8.1,2,10,DE,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>App>Phone,true,21:30-06:00,60,160,61,56,OpenBanking,12,Human,PlanUpdate,2025-11-09,Failed,v2.9.1,NoPennyStocks,Keep expenses buffer ≥ 4 months
A6178,Stabilizer,59766,239437,25744,7.2,3,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>Chat,true,19:30-08:30,62,114,65,64,OpenBanking,11,None,PlanUpdate,2025-10-30,Failed,v1.10.4,NoIlliquids;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6179,Stabilizer,212101,707618,30362,7.5,4,15,SG,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,App>In-Person>Email,true,19:15-07:30,63,158,67,64,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-10-09,Success,v2.9.8,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6180,Builder,78699,129400,4298,12.5,2,10,US,Low,NoShortSelling;NoDerivatives,,PrivateCredit,1.7,13.3,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,MaxDD;IRR;Sharpe,Chat>In-Person>Email>Phone,false,19:00-06:15,72,147,73,71,OpenBanking,14,None,Rebalance,2025-11-24,Success,v2.10.9,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6181,Stabilizer,50953,210458,17369,6.6,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person>App,true,19:30-08:15,65,135,51,52,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-05-19,Success,v2.9.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A6182,Optimizer,108401,977737,61011,8.8,3,15,IN,Low,NoShortSelling,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,25.7,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;MaxDD,Email>Chat>App>Phone,true,19:30-06:15,63,70,64,60,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-07-16,Partial,v1.8.5,NoIlliquids,Enforce tax budget and position caps
A6183,Preserver,141949,1051775,100146,7.8,1,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,8.2,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD,Chat>In-Person>App,true,23:00-06:45,67,125,71,63,Brokerage;OpenBanking,10,Human,AlertAcknowledge,2025-04-20,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6184,Stabilizer,32512,180400,14235,8.0,3,10,US,Low,NoShortSelling;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>Phone,true,23:45-08:45,63,92,54,47,OpenBanking,20,Hybrid,AlertAcknowledge,2025-12-17,Success,v2.10.9,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6185,Stabilizer,65422,364386,37623,7.1,2,10,AU,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,15.3,5.5,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Chat>App>Email>In-Person>Phone,true,21:45-08:30,64,95,53,43,OpenBanking;Payroll,17,Human,AlertAcknowledge,2025-10-06,Success,v2.8.3,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6186,Builder,109116,310963,25969,8.1,4,12,US,Low,,NoTobacco,,1.5,22.1,10.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;IRR;Sharpe,In-Person>App>Email,true,22:00-08:30,64,90,71,66,OpenBanking,12,Human,PlanUpdate,2025-01-14,Partial,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A6187,Stabilizer,94303,436034,51998,4.4,3,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>App,true,22:00-06:15,62,114,57,45,CreditBureau;OpenBanking;Payroll,8,None,AutoTransfer,2024-12-31,Success,v1.9.4,NoMargin,Keep expenses buffer ≥ 4 months
A6188,Optimizer,96069,537753,46896,11.6,2,10,US,Medium,,,Crypto;PennyStocks,1.9,24.7,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe,App>In-Person>Phone>Chat,false,20:00-08:45,66,66,56,48,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-05-23,Success,v1.9.4,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6189,Builder,97708,332919,30118,11.0,3,10,US,Low,,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.6,17.0,8.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,TaxCost;Sharpe;IRR,Chat>In-Person>Phone,false,23:00-08:30,57,119,57,51,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-03-23,Success,v1.8.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6190,Preserver,94629,356820,29055,5.3,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.6,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,In-Person>Email>Phone,true,22:30-08:00,83,202,93,89,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-07-04,Success,v2.9.6,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6191,Preserver,66715,310742,19424,4.1,3,10,UK,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>App>In-Person>Phone,true,19:30-06:45,68,180,54,50,Brokerage;CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-12-03,Success,v1.8.8,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A6192,Stabilizer,67217,152228,7017,4.6,3,10,CA,Low,AccreditedOnly;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.7,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>Email>Chat>Phone>App,true,23:45-07:45,53,168,59,55,CreditBureau;OpenBanking,18,Hybrid,Rebalance,2025-03-26,Success,v1.8.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6193,Optimizer,233787,2125447,72200,8.7,4,12,US,Low,NoDerivatives;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.9,21.5,13.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;MaxDD;IRR,Chat>Phone>In-Person>Email>App,true,22:45-08:30,63,120,60,52,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-01-26,Success,v1.8.9,NoPennyStocks,Enforce tax budget and position caps
A6194,Builder,81053,171518,15169,12.6,4,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco;NoWeapons,PrivateCredit,1.5,23.2,10.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Chat,true,22:30-07:45,63,112,54,44,OpenBanking;Payroll,12,Human,PlanUpdate,2025-03-13,Success,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A6195,Preserver,97810,844907,108729,9.0,1,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,13.2,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;MaxDD,In-Person>Email>Phone>Chat>App,true,21:45-07:15,70,197,62,53,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-06-01,Success,v1.10.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6196,Explorer,33499,97537,4496,19.7,3,10,IN,High,,,,2.1,20.9,16.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,MaxDD;Sharpe,Chat>Email>Phone>App,false,22:00-07:45,43,46,51,43,CreditBureau;OpenBanking,7,Human,Rebalance,2025-10-27,Success,v2.10.7,NoMargin,Allow small experimental sleeve ≤ 3%
A6197,Builder,56603,198705,10679,12.0,4,10,CA,Medium,NoDerivatives,,Crypto;PrivateCredit,1.6,22.7,7.1,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;IRR,App>Phone>Chat>Email>In-Person,true,21:30-06:00,54,68,58,56,CreditBureau;OpenBanking;Payroll,20,None,AlertAcknowledge,2025-10-31,Success,v1.8.8,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A6198,Optimizer,178659,3150310,64232,12.1,1,12,US,Low,,,PennyStocks,1.7,23.8,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,IRR;MaxDD;Sharpe,In-Person>Email>App>Chat>Phone,true,21:00-08:00,66,79,65,62,Brokerage;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-02-27,Success,v2.8.2,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A6199,Preserver,141730,1403786,69666,3.8,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.5,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD,App>In-Person>Email>Phone,true,22:45-06:15,80,196,75,70,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-02-09,Success,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6200,Optimizer,52441,714974,22868,7.0,4,10,US,Medium,,NoTobacco,PennyStocks,1.8,23.4,12.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Chat>Email,false,20:00-06:00,69,86,61,60,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-06-15,Failed,v2.8.6,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A6201,Optimizer,70968,1221455,26354,9.0,2,10,US,Low,,NoWeapons,PennyStocks,1.7,25.2,10.1,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;MaxDD;IRR,In-Person>Phone>Chat>App>Email,true,19:45-06:45,62,71,62,51,Brokerage;CreditBureau;OpenBanking,7,None,PlanUpdate,2025-10-24,Success,v2.8.6,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6202,Preserver,89106,732343,56633,5.6,1,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.6,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Phone>App>Email,true,19:45-07:30,70,208,63,62,Brokerage;OpenBanking,7,None,PlanUpdate,2025-04-08,Partial,v1.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6203,Stabilizer,62597,200255,20121,9.0,1,10,IN,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD,App>Chat>Phone,true,23:30-08:00,59,176,47,43,CreditBureau;OpenBanking,9,Human,AlertAcknowledge,2025-01-25,Success,v1.8.5,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6204,Optimizer,165179,1239773,58602,6.9,4,12,US,Medium,AccreditedOnly,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,1.5,17.4,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;TaxCost,App>Chat>In-Person>Email,true,19:00-08:00,65,76,53,48,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-05-29,Failed,v1.8.8,NoIlliquids,Enforce tax budget and position caps
A6205,Builder,32764,94228,4872,14.7,1,10,US,Low,AccreditedOnly,,Crypto;PrivateCredit,1.5,24.0,7.9,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;TaxCost;Sharpe,Chat>App>In-Person>Email,true,21:45-08:15,66,61,56,46,OpenBanking,18,None,PlanUpdate,2025-06-04,Success,v2.9.4,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A6206,Optimizer,84549,667169,35464,8.6,3,10,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.5,21.9,9.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;MaxDD,Chat>App>Email>In-Person,true,21:45-07:00,74,107,75,65,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-05-19,Failed,v2.9.2,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A6207,Optimizer,182431,4819573,114098,9.6,3,12,US,Medium,NoDerivatives,,PennyStocks;PrivateCredit,1.5,18.5,10.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;IRR;Sharpe,Chat>In-Person>Phone>App>Email,true,21:45-08:30,64,107,70,62,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-09-15,Success,v1.8.7,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A6208,Builder,100081,319772,8640,13.3,1,12,US,Medium,NoIlliquids,,LeveragedETFs;PrivateCredit,1.4,18.2,8.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;IRR,Chat>Phone>Email>In-Person,false,22:00-07:15,62,95,67,62,CreditBureau;OpenBanking,9,None,Rebalance,2025-09-03,Failed,v1.8.5,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A6209,Optimizer,58299,396112,35095,7.2,4,10,AU,Medium,NoShortSelling;NoDerivatives,NoWeapons;NoTobacco,PennyStocks,1.6,24.4,11.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;MaxDD,App>Chat>Phone>In-Person>Email,true,22:45-06:30,71,71,66,54,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-03-08,Success,v1.8.4,StopLossDisabled,Enforce tax budget and position caps
A6210,Preserver,125902,586458,51925,5.2,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.4,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost,Phone>App>Chat>In-Person>Email,true,20:00-06:45,67,147,67,58,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-12-17,Failed,v2.10.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6211,Preserver,56004,488969,30149,6.0,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,8.0,5.4,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>Email>App>In-Person,true,21:15-07:00,81,185,70,71,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,Rebalance,2025-01-11,Success,v1.8.7,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6212,Preserver,125771,544086,73986,4.8,4,15,IN,High,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.6,8.5,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,App>Phone>Email>Chat,true,19:15-06:45,58,129,68,73,Brokerage;OpenBanking,5,None,Rebalance,2025-07-19,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6213,Builder,90435,217277,6538,10.9,1,10,US,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs,1.5,20.5,10.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;Sharpe,Chat>Phone>App,false,23:30-06:15,52,79,54,42,CreditBureau;OpenBanking,13,None,PlanUpdate,2025-08-28,Success,v1.9.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6214,Stabilizer,78528,336589,36500,6.3,2,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.4,8.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Chat>Email>App,true,19:45-08:30,67,113,73,76,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-07-29,Success,v1.8.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6215,Preserver,66811,372548,33074,5.9,2,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.2,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,Email>In-Person>Phone>Chat,false,21:30-07:15,63,200,53,57,Brokerage;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-03-29,Success,v2.10.4,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6216,Optimizer,44666,425418,31314,9.8,1,10,US,Low,,NoTobacco,PennyStocks,1.5,23.3,10.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,TaxCost;IRR;Sharpe,Chat>In-Person>App>Email>Phone,true,19:45-06:45,61,84,48,39,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-07-28,Partial,v1.9.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6217,Builder,126134,66784,9275,12.2,2,15,IN,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.7,24.4,9.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost,App>Email>In-Person,true,22:00-08:15,66,87,72,65,CreditBureau;OpenBanking;Payroll,17,None,AlertAcknowledge,2025-09-21,Success,v1.8.7,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6218,Preserver,54854,213916,9886,5.9,1,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.8,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>In-Person>App,true,21:45-06:30,71,182,79,69,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-06-19,Success,v2.8.8,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6219,Stabilizer,55202,164482,14336,7.3,2,10,US,Medium,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>Email>In-Person>Phone,true,20:00-08:15,56,151,50,46,OpenBanking,6,Human,AlertAcknowledge,2025-05-15,Success,v1.9.6,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6220,Explorer,58629,-137811,6210,21.5,3,10,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,2.0,33.7,14.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;MaxDD;IRR,Chat>In-Person>Phone>Email,true,21:15-06:45,68,79,70,66,CreditBureau;OpenBanking,1,None,Rebalance,2025-05-13,Success,v2.9.6,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6221,Stabilizer,74133,356723,17996,4.4,4,10,US,Medium,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.9,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Phone>Chat,true,22:45-06:30,61,165,49,46,CreditBureau;OpenBanking,13,None,PlanUpdate,2025-11-05,Success,v1.9.7,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6222,Builder,84071,-79443,2796,11.3,1,10,US,Medium,NoIlliquids,NoWeapons;ESGOnly,,1.5,20.0,9.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,MaxDD;IRR,Chat>App>Email>Phone,true,21:15-06:30,57,60,52,44,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-08-20,Success,v1.8.4,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A6223,Preserver,117177,1799672,154700,4.0,3,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,15.7,5.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email,false,22:45-08:00,60,138,46,47,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-08-05,Success,v1.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6224,Optimizer,134085,941129,84734,8.3,1,12,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.9,21.2,12.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;Sharpe;MaxDD,App>Chat>Email>Phone,true,23:00-06:00,67,68,56,53,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-09-18,Success,v2.8.2,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A6225,Builder,60329,140995,6565,12.2,2,10,UK,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.5,18.6,9.0,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD;Sharpe,Email>App>Chat>In-Person,true,22:30-07:45,70,102,76,66,CreditBureau;OpenBanking,17,Hybrid,PlanUpdate,2025-04-09,Success,v1.10.9,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A6226,Builder,43954,75128,7479,10.3,1,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto,1.6,19.8,10.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,In-Person>Chat>Email,true,20:00-08:15,61,67,63,63,OpenBanking,16,Hybrid,AlertAcknowledge,2025-07-26,Success,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6227,Builder,103439,308787,21508,10.5,2,12,US,Low,NoDerivatives,NoTobacco,,1.4,16.8,8.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;MaxDD;IRR,App>Email>Phone>In-Person,true,21:45-06:45,69,91,65,54,CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-10-26,Success,v2.8.3,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6228,Preserver,115126,550558,39500,4.7,4,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.2,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person>App>Chat,false,23:30-08:30,82,120,91,95,Brokerage;CreditBureau;OpenBanking,11,Hybrid,Rebalance,2025-06-27,Success,v2.8.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6229,Preserver,131211,2677733,93734,5.8,2,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Email>Phone>In-Person>Chat>App,true,20:15-08:30,74,151,84,83,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-11-09,Partial,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6230,Optimizer,108048,1770478,39196,8.2,4,12,US,Medium,NoShortSelling,ESGOnly;NoTobacco,PennyStocks,1.6,20.6,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;MaxDD,Chat>In-Person>App,true,22:00-07:30,55,96,45,40,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-12-26,Success,v2.9.9,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A6231,Preserver,132023,1067274,56750,5.9,3,12,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,Phone>Chat>Email>In-Person,false,20:45-06:00,66,229,58,63,Brokerage;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-08-27,Success,v1.9.3,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6232,Preserver,37145,287315,24220,7.8,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.1,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Email>Phone>App,true,19:30-08:45,72,154,59,53,Brokerage;OpenBanking,12,Hybrid,AlertAcknowledge,2025-02-19,Partial,v2.9.2,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6233,Preserver,151941,1047255,125709,5.3,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App,true,20:30-07:45,81,166,68,66,Brokerage;CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-08-28,Success,v1.9.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6234,Optimizer,109107,1041232,33036,8.1,4,12,US,Low,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.9,20.3,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;TaxCost,App>In-Person>Phone>Chat,false,20:45-07:15,74,85,83,81,Brokerage;CreditBureau;OpenBanking,1,None,PlanUpdate,2024-12-30,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A6235,Stabilizer,60347,136530,16515,5.5,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD,Phone>App>In-Person>Chat,true,23:15-06:30,65,173,74,68,CreditBureau;OpenBanking,10,None,Rebalance,2025-10-24,Partial,v1.10.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6236,Preserver,79738,421722,34779,5.7,2,10,US,High,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,9.7,6.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe,Email>Phone>Chat>In-Person,true,20:30-08:45,64,163,71,62,Brokerage;OpenBanking,13,Human,AutoTransfer,2025-08-02,Success,v1.9.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6237,Preserver,76464,1329415,52352,6.6,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.8,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe,Phone>App>In-Person>Chat>Email,false,22:45-08:00,79,164,69,71,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2025-02-06,Partial,v1.10.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6238,Builder,66670,243011,16082,11.6,1,10,DE,Low,NoDerivatives;AccreditedOnly,NoFossilFuel,Crypto,1.4,18.6,11.1,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;TaxCost,Email>App>Chat>In-Person,true,20:00-08:00,69,76,75,63,OpenBanking,20,Human,AlertAcknowledge,2025-08-19,Success,v2.10.3,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6239,Preserver,107826,864170,48882,5.1,3,12,US,Medium,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.2,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;TaxCost,Email>In-Person>Phone>Chat>App,true,22:45-08:45,63,142,63,61,Brokerage;OpenBanking;Payroll,6,None,PlanUpdate,2025-08-01,Partial,v1.8.7,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6240,Preserver,187752,2385057,79100,7.1,1,12,US,Medium,AccreditedOnly;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,App>Email>In-Person>Chat>Phone,false,23:45-07:15,63,196,70,63,Brokerage;OpenBanking;Payroll,7,Human,AutoTransfer,2025-08-28,Failed,v2.8.9,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6241,Optimizer,122735,2431064,77509,10.4,3,15,CA,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,PennyStocks,1.8,24.5,11.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;MaxDD,Email>Chat>In-Person,false,21:30-08:00,64,75,72,64,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-12-07,Partial,v2.10.5,NoPennyStocks,Enforce tax budget and position caps
A6242,Preserver,61986,231462,13574,8.6,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,6.6,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;Sharpe,In-Person>Chat>Email>Phone>App,true,19:45-06:00,70,192,66,59,Brokerage;CreditBureau;OpenBanking,5,None,PlanUpdate,2025-07-27,Success,v1.9.3,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6243,Stabilizer,189029,670786,44153,4.8,4,12,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Phone>In-Person>Chat>App,true,20:00-06:45,52,121,53,54,OpenBanking;Payroll,17,None,Rebalance,2025-08-03,Failed,v2.10.5,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6244,Builder,64924,158287,16337,10.5,3,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;PennyStocks,1.4,15.7,9.4,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,TaxCost;IRR;Sharpe,App>Email>In-Person>Chat,true,19:30-06:15,68,60,58,54,OpenBanking,8,Hybrid,AlertAcknowledge,2025-04-30,Failed,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A6245,Preserver,92665,1284890,109274,9.0,1,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.2,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>Email>Phone>App,true,21:45-07:30,76,222,68,67,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-09-17,Partial,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6246,Builder,51980,210137,9855,8.1,4,10,US,Low,,ESGOnly;NoTobacco,,1.8,21.3,10.3,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;Sharpe,Email>Chat>App>Phone>In-Person,true,20:15-08:45,73,117,66,57,OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-10-11,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A6247,Stabilizer,40619,70799,4473,9.9,1,10,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.3,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Chat>App>Phone>In-Person,false,22:45-07:45,61,142,53,54,OpenBanking,9,Human,AlertAcknowledge,2025-11-29,Success,v1.10.8,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6248,Explorer,114714,635322,53226,20.9,1,12,US,Low,NoDerivatives,,,2.1,30.1,17.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,IRR;TaxCost,In-Person>Phone>Email>Chat,false,21:45-06:30,67,73,64,59,CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-07-03,Failed,v2.10.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6249,Stabilizer,44308,82007,5584,7.4,4,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,9.0,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>Chat>Phone,true,21:45-06:45,53,169,55,55,OpenBanking,13,Human,AutoTransfer,2025-03-07,Success,v1.9.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6250,Builder,104158,165549,19819,14.4,1,12,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,,1.4,24.7,8.9,Home:3y;Retirement:30y,3,Educational,Medium,IRR;TaxCost,In-Person>Phone>Chat>Email>App,false,21:30-07:00,62,113,64,62,OpenBanking,11,Human,AutoTransfer,2025-08-10,Success,v1.10.2,NoIlliquids,Prioritize liquidity and down payment savings
A6251,Builder,58183,138585,7564,11.8,3,10,CA,Low,,NoWeapons;ESGOnly,,1.4,16.3,10.0,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR;MaxDD,Chat>Email>In-Person>Phone>App,false,20:15-06:45,64,146,62,53,CreditBureau;OpenBanking;Payroll,11,None,AlertAcknowledge,2025-10-16,Success,v2.9.3,NoIlliquids,Prioritize liquidity and down payment savings
A6252,Explorer,85936,714058,21140,15.9,3,10,US,Low,NoShortSelling,,,2.0,24.4,17.5,Business:5y;Travel:2y,5,Educational,Medium,IRR;MaxDD;TaxCost,In-Person>Email>App>Phone,true,19:15-07:45,59,88,58,54,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-08-04,Success,v2.8.2,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6253,Stabilizer,64335,267113,10095,6.6,1,10,US,Low,AccreditedOnly;NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>App>Phone>In-Person,false,21:15-06:00,68,152,66,59,CreditBureau;OpenBanking,7,Human,Rebalance,2025-12-15,Success,v2.9.3,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A6254,Preserver,112331,1272331,51923,4.6,3,15,CA,Medium,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.1,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Phone>In-Person>Chat>App>Email,true,23:15-08:00,61,224,71,66,Brokerage;CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-01-24,Success,v1.10.2,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6255,Preserver,98334,752298,56519,7.1,1,10,DE,High,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,9.5,5.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person>Chat,true,23:00-06:30,67,196,69,72,Brokerage;CreditBureau;OpenBanking,13,None,PlanUpdate,2025-03-27,Success,v1.9.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6256,Preserver,100059,1086590,88469,8.4,1,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Chat>Email>In-Person,true,19:45-07:30,71,151,60,61,Brokerage;CreditBureau;OpenBanking,5,Human,Rebalance,2025-06-21,Partial,v2.9.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6257,Stabilizer,123794,257506,21926,7.3,2,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD,In-Person>App>Chat>Email>Phone,true,22:15-06:00,53,143,58,50,CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-10-10,Success,v2.8.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6258,Optimizer,121444,1222399,76367,7.7,3,15,IN,High,NoIlliquids,NoFossilFuel;ESGOnly,PennyStocks,1.9,24.2,9.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;IRR;TaxCost,Chat>App>Phone,false,20:15-08:00,63,73,66,55,Brokerage;CreditBureau;OpenBanking,2,Human,AlertAcknowledge,2025-06-17,Partial,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6259,Stabilizer,46204,102417,5761,6.1,2,10,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.8,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD,In-Person>App>Email>Phone>Chat,true,23:45-07:15,51,137,45,39,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-09-02,Partial,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6260,Preserver,52143,264101,14047,6.2,1,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Email>App>Chat>Phone>In-Person,true,19:00-06:15,80,184,76,73,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-11-15,Success,v2.9.8,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A6261,Optimizer,90707,1725160,42866,8.2,4,10,IN,High,,,PennyStocks,1.9,21.6,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;IRR;MaxDD,Chat>Email>App>In-Person>Phone,true,20:45-07:30,47,88,32,24,Brokerage;OpenBanking;Payroll,2,None,AutoTransfer,2025-08-21,Success,v1.8.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6262,Explorer,88420,-40828,2293,18.5,2,10,US,Low,,,,1.6,29.9,12.6,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;IRR,In-Person>Phone>Email,true,19:45-07:00,68,72,70,66,OpenBanking,2,None,AlertAcknowledge,2025-02-28,Success,v1.10.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6263,Explorer,86824,463878,18717,19.2,2,10,SG,Low,,NoFossilFuel,LeveragedETFs;PennyStocks,2.0,27.3,15.9,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;TaxCost,In-Person>Email>Chat,true,22:45-08:30,65,73,60,50,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-07-08,Success,v1.10.6,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A6264,Stabilizer,102196,733655,30950,7.8,3,12,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,8.4,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,App>Email>Phone>Chat,false,23:00-08:15,51,177,57,57,CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-09-06,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A6265,Preserver,116403,474291,59275,4.8,3,15,DE,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.9,6.8,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Email,false,20:00-08:00,70,137,64,55,Brokerage;OpenBanking;Payroll,14,Human,PlanUpdate,2025-06-03,Partial,v1.9.9,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6266,Preserver,115256,726742,105648,6.9,2,12,US,Medium,NoDerivatives;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.0,8.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,App>Chat>Email>Phone,true,23:15-06:30,64,225,55,48,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-01-13,Partial,v2.8.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6267,Stabilizer,53359,364606,24851,6.6,2,10,UK,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe,Email>Chat>Phone>In-Person,false,20:00-06:45,59,172,53,54,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-07-08,Success,v1.9.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6268,Builder,85532,175437,14967,10.6,2,10,IN,Low,,NoFossilFuel,LeveragedETFs,1.6,13.4,10.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;IRR,Email>Phone>Chat>In-Person>App,true,23:15-06:45,57,108,50,38,OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-04-28,Success,v2.10.8,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A6269,Optimizer,255036,1991900,113307,10.4,2,12,US,Low,,,PennyStocks,1.8,24.1,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,IRR;MaxDD;TaxCost,In-Person>Phone>App>Chat,true,22:15-06:30,75,101,84,76,Brokerage;OpenBanking,1,None,PlanUpdate,2025-10-19,Success,v2.10.3,LimitOrderOnly,Enforce tax budget and position caps
A6270,Preserver,93876,602292,42935,4.7,3,10,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.6,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Email>App>Chat>Phone>In-Person,false,19:00-06:15,69,181,75,71,Brokerage;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-07-28,Failed,v2.10.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6271,Builder,89003,236094,15310,13.0,1,10,US,Medium,NoIlliquids;AccreditedOnly,,,1.6,15.1,7.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;Sharpe,App>Email>Chat>In-Person,true,20:00-08:00,67,72,71,61,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-02-23,Success,v1.9.1,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6272,Preserver,78475,461127,47099,5.7,1,10,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.7,6.5,Retirement:15y;Emergency:1y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Chat>In-Person>Phone,true,20:15-06:15,78,177,67,59,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-08-06,Success,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6273,Stabilizer,113667,335641,50336,5.9,4,12,US,Low,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,17.5,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>In-Person,true,19:45-07:45,67,117,77,70,CreditBureau;OpenBanking,16,None,Rebalance,2025-01-31,Success,v2.10.2,NoPennyStocks,Keep expenses buffer ≥ 4 months
A6274,Optimizer,168285,2990895,82327,8.1,2,12,US,High,,,PennyStocks,1.9,18.6,11.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;Sharpe,Email>In-Person>App,true,23:15-08:00,53,63,47,38,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-04-21,Success,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A6275,Stabilizer,77273,376148,27511,5.9,2,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,6.7,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,Chat>App>Email>Phone>In-Person,false,22:00-06:15,58,102,63,58,OpenBanking;Payroll,9,None,Rebalance,2025-11-28,Success,v1.9.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6276,Explorer,43299,205839,9417,18.4,1,10,US,Low,NoDerivatives,,PennyStocks,1.9,29.2,12.0,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;TaxCost;IRR,In-Person>Phone>Chat>App>Email,true,23:15-06:15,61,61,58,49,CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-11-25,Success,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6277,Preserver,113663,1435800,75255,5.5,4,15,SG,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,17.7,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Phone,false,23:00-07:30,71,161,66,64,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,AutoTransfer,2025-07-02,Success,v1.10.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6278,Preserver,191519,1439788,107240,4.0,4,12,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,App>Chat>Phone>Email,true,22:45-06:45,68,159,63,60,Brokerage;OpenBanking,13,Human,Rebalance,2025-09-05,Success,v1.10.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6279,Preserver,103896,558575,36421,6.4,2,15,UK,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.8,5.7,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Phone>Email>Chat>App,true,23:00-06:00,79,162,79,75,Brokerage;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-06-15,Success,v2.8.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6280,Optimizer,379536,5620007,223360,9.2,3,15,UK,Low,,ESGOnly,PennyStocks,1.7,21.2,13.6,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;IRR;Sharpe,App>In-Person>Phone>Email,true,19:00-08:45,63,108,57,52,Brokerage;OpenBanking;Payroll,7,None,AutoTransfer,2025-09-23,Success,v1.8.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A6281,Optimizer,63780,987340,31109,10.8,3,10,UK,Low,NoDerivatives,,PennyStocks,1.7,26.6,9.9,Wealth:10y;Estate:20y,10,Collaborative,Deep,Sharpe;TaxCost;IRR,Chat>App>In-Person>Email,false,22:15-06:00,69,115,70,60,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-01-29,Partial,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A6282,Builder,47349,89465,5556,11.0,3,10,IN,Low,NoShortSelling;AccreditedOnly,NoFossilFuel,,1.6,15.9,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;IRR;Sharpe,Chat>Phone>In-Person>App>Email,true,22:30-06:15,72,87,74,74,CreditBureau;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-01-30,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A6283,Preserver,74847,373318,45478,6.1,1,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe,Email>App>Chat,true,23:00-08:00,78,171,88,83,Brokerage;OpenBanking,3,Human,Rebalance,2025-02-27,Success,v1.10.6,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6284,Preserver,99380,1190404,71983,4.6,4,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Phone,true,22:15-06:30,74,146,78,75,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,Rebalance,2025-08-20,Failed,v1.9.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6285,Optimizer,192209,2178741,118722,10.9,1,15,AU,Low,AccreditedOnly,NoWeapons,PennyStocks,1.8,20.5,9.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;MaxDD,App>Email>Phone>In-Person>Chat,false,22:45-06:15,70,101,81,69,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-10-10,Success,v1.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6286,Builder,52187,95992,11712,9.2,3,10,UK,Medium,NoIlliquids,NoFossilFuel;ESGOnly,PennyStocks,1.8,16.4,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>App>Chat,true,20:45-07:15,64,148,67,66,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-11-12,Success,v2.10.1,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6287,Builder,66802,154140,8070,12.9,1,10,US,Low,NoIlliquids,,,1.4,20.3,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost,App>Phone>Chat,false,22:30-07:30,71,134,77,73,OpenBanking,13,None,PlanUpdate,2025-09-27,Success,v1.10.3,NoPennyStocks,Prioritize liquidity and down payment savings
A6288,Optimizer,160866,2719868,119588,6.2,4,12,US,Low,NoDerivatives;NoShortSelling,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.5,21.0,11.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD,Phone>Email>In-Person>App>Chat,false,21:15-06:30,70,73,71,71,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-09-15,Success,v1.10.3,PauseWhenVIX>30,Enforce tax budget and position caps
A6289,Builder,70583,217860,16907,9.6,3,10,US,Low,,NoWeapons,LeveragedETFs,1.8,19.8,11.4,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;MaxDD,Phone>Email>App,true,19:45-08:45,71,79,81,80,OpenBanking;Payroll,16,Hybrid,AutoTransfer,2025-10-29,Success,v2.9.8,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6290,Preserver,101821,1257686,49828,5.6,2,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Chat>App>In-Person>Phone,true,20:00-06:15,80,193,70,66,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-05-11,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6291,Preserver,96233,961835,77788,8.4,1,10,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Email>App>Phone,true,19:15-08:45,69,124,72,66,Brokerage;OpenBanking,4,None,AlertAcknowledge,2025-02-10,Success,v1.8.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6292,Preserver,175409,1723960,110487,5.7,1,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.3,5.3,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>App>Email>Phone,true,19:45-08:15,71,221,61,62,Brokerage;OpenBanking,3,None,PlanUpdate,2025-02-11,Failed,v2.8.2,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6293,Optimizer,81472,650646,54786,8.4,3,10,DE,Medium,NoIlliquids;NoShortSelling,NoTobacco;ESGOnly,PennyStocks,1.6,19.8,10.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,TaxCost;Sharpe;IRR,Email>Chat>In-Person>App>Phone,true,22:45-08:00,59,66,63,60,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-05-16,Failed,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A6294,Builder,133131,316594,23183,11.9,2,12,US,Medium,,NoTobacco,,1.7,15.2,10.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;TaxCost;MaxDD,In-Person>Phone>App>Chat>Email,true,19:15-08:00,52,122,53,47,OpenBanking,10,None,AutoTransfer,2025-01-14,Partial,v1.9.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A6295,Preserver,78221,687874,45279,7.7,1,10,UK,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.4,5.2,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Email,false,21:15-08:15,77,143,81,71,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-08-24,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6296,Optimizer,168685,1049395,100659,8.6,3,12,US,Low,,NoTobacco,PennyStocks,1.9,18.5,9.9,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;MaxDD,Email>App>Chat,true,21:30-08:15,73,98,75,65,Brokerage;OpenBanking,2,Hybrid,PlanUpdate,2025-04-19,Partial,v2.8.2,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A6297,Preserver,124085,1277503,42743,7.2,2,12,US,Low,NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Email>Phone>In-Person>Chat,true,19:45-06:15,82,214,89,80,Brokerage;CreditBureau;OpenBanking,7,None,PlanUpdate,2025-12-08,Success,v1.8.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6298,Builder,66246,201442,10086,13.7,2,10,US,Low,,,,1.4,23.7,8.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;TaxCost,Chat>Email>App>In-Person,true,21:30-08:15,61,90,71,66,CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-09-17,Success,v1.8.3,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A6299,Optimizer,124104,1143387,83892,10.5,2,15,AU,Medium,NoShortSelling,NoTobacco;NoWeapons,PennyStocks,1.5,21.1,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;TaxCost;IRR,In-Person>Phone>Chat>App>Email,false,23:00-07:45,55,90,54,42,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,Rebalance,2025-02-15,Success,v1.9.6,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6300,Optimizer,151849,1595592,84066,8.2,1,12,US,Low,,NoFossilFuel,PennyStocks,1.5,24.6,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;IRR,In-Person>Chat>Phone>App>Email,true,22:30-08:00,63,77,77,73,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-11-22,Success,v1.9.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A6301,Explorer,60552,313006,28057,19.4,2,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco,Crypto;PennyStocks;PrivateCredit,2.0,22.7,13.1,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,IRR;MaxDD;Sharpe,App>Chat>In-Person>Email,false,19:45-08:30,59,47,54,53,CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-07-17,Partial,v1.10.9,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6302,Stabilizer,56353,222476,17591,5.3,3,10,UK,High,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>App>Chat>In-Person,true,21:15-07:45,41,110,50,52,CreditBureau;OpenBanking;Payroll,19,Human,PlanUpdate,2025-06-26,Failed,v2.9.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6303,Builder,110230,156341,12688,12.9,1,12,US,Low,AccreditedOnly;NoDerivatives,,,1.6,18.6,8.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Email>In-Person>App>Chat>Phone,true,23:45-08:15,61,98,51,45,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-09-03,Success,v1.9.8,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A6304,Optimizer,103731,610903,32365,11.9,1,15,UK,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoWeapons,PennyStocks,1.7,26.3,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,TaxCost;MaxDD,Phone>In-Person>App,true,22:30-06:15,69,95,76,75,Brokerage;OpenBanking,3,None,Rebalance,2025-10-10,Partial,v1.8.7,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A6305,Preserver,101178,1275707,65322,8.6,1,12,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Phone>App>In-Person>Email>Chat,true,19:45-07:00,81,218,88,89,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-02-21,Success,v1.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6306,Builder,60575,220722,5744,9.5,4,10,SG,Medium,NoDerivatives;AccreditedOnly,,LeveragedETFs,1.8,23.5,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;Sharpe,App>Chat>Email,true,23:00-08:30,54,99,64,60,CreditBureau;OpenBanking;Payroll,9,Human,AutoTransfer,2025-03-15,Success,v2.10.6,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6307,Preserver,110870,740781,95611,4.6,4,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,6.3,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat,false,23:30-07:15,73,217,79,74,Brokerage;OpenBanking,9,Hybrid,AlertAcknowledge,2025-01-30,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6308,Explorer,92164,368539,13960,18.0,3,10,US,Medium,AccreditedOnly;NoShortSelling,,,1.9,34.4,12.9,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;TaxCost;IRR,Phone>Chat>App>Email>In-Person,false,21:45-06:45,60,79,69,59,CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-09-20,Failed,v1.10.9,NoMargin,Allow small experimental sleeve ≤ 3%
A6309,Builder,48228,150021,8217,10.8,3,10,US,Low,,NoFossilFuel,,1.7,23.9,8.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;MaxDD,Chat>In-Person>App>Email,true,22:45-06:15,58,62,50,43,OpenBanking,12,Hybrid,PlanUpdate,2025-11-05,Success,v1.9.8,NoIlliquids,Prioritize liquidity and down payment savings
A6310,Preserver,39523,399085,21436,5.6,3,10,DE,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Email,true,22:30-06:00,67,159,53,48,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,Rebalance,2025-06-29,Failed,v2.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6311,Stabilizer,183656,706629,36114,9.7,1,15,CA,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,14.4,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,Phone>App>Email,true,20:30-07:15,63,134,55,55,OpenBanking;Payroll,20,None,AutoTransfer,2025-03-20,Success,v2.10.8,NoMargin,Keep expenses buffer ≥ 4 months
A6312,Optimizer,67016,1189682,41703,7.8,4,10,SG,Low,,,Crypto;PennyStocks;PrivateCredit,1.7,24.1,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;MaxDD,Phone>Email>Chat,true,20:00-08:45,70,104,77,77,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-06-15,Success,v1.10.5,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A6313,Preserver,109157,564536,17992,3.8,4,12,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.4,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>Email>In-Person,true,19:15-07:45,78,151,67,60,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-08-17,Success,v2.8.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6314,Builder,43421,4182,1000,10.0,3,10,US,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.5,22.7,8.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;MaxDD,App>Email>Chat>In-Person,true,19:30-08:15,72,115,76,67,CreditBureau;OpenBanking;Payroll,12,None,Rebalance,2025-01-12,Success,v1.10.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6315,Stabilizer,71720,516931,20155,6.0,3,10,UK,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;TaxCost,Chat>Email>In-Person,true,19:30-07:15,68,142,59,62,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-03-14,Failed,v2.10.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6316,Preserver,47657,297664,25750,5.9,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.0,5.8,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat>Phone>App,true,20:45-08:00,80,206,90,89,Brokerage;OpenBanking,12,Hybrid,AlertAcknowledge,2025-10-23,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6317,Builder,164614,177042,9712,10.5,4,12,US,Low,,NoFossilFuel;ESGOnly,,1.7,23.4,7.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost,Phone>Email>In-Person>App>Chat,true,22:00-06:15,71,103,79,75,OpenBanking,7,Human,AutoTransfer,2025-01-19,Success,v1.9.9,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6318,Builder,60477,65276,4960,10.6,2,10,UK,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs,1.7,23.0,8.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;IRR;TaxCost,Phone>Chat>App,true,21:00-07:00,63,99,49,42,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-06-30,Partial,v2.9.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6319,Preserver,93599,382483,44960,4.5,4,10,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.5,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email>Phone,true,21:00-08:15,72,187,70,69,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-10-29,Failed,v1.9.3,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6320,Preserver,137063,834800,25182,5.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,5.2,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD,In-Person>Email>Chat>App,true,23:45-06:45,77,170,75,66,Brokerage;CreditBureau;OpenBanking,13,None,PlanUpdate,2025-08-02,Partial,v2.8.6,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6321,Builder,48361,141619,9443,11.3,3,10,US,Low,NoIlliquids,,PrivateCredit,1.6,19.3,11.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;TaxCost;IRR,Phone>In-Person>Chat>App,false,23:00-06:30,59,143,67,55,CreditBureau;OpenBanking,19,None,Rebalance,2025-02-26,Success,v2.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6322,Builder,30681,110892,5845,13.3,1,10,US,Medium,,,PennyStocks;PrivateCredit,1.5,20.3,9.3,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;Sharpe;IRR,App>In-Person>Phone>Email,true,20:15-07:00,61,133,63,53,OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-02-20,Success,v1.9.3,NoIlliquids,Prioritize liquidity and down payment savings
A6323,Preserver,169184,608517,33929,7.5,2,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Phone>Email>App>Chat,true,22:30-08:00,76,148,73,66,Brokerage;OpenBanking;Payroll,10,None,AutoTransfer,2025-09-26,Failed,v2.8.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6324,Optimizer,43349,744907,18160,12.3,1,10,US,Low,,,PennyStocks,1.9,23.3,9.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,TaxCost;IRR;MaxDD,Phone>App>Email>Chat>In-Person,true,19:00-06:00,75,82,73,70,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-12-26,Success,v1.10.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A6325,Preserver,108403,592946,82122,4.3,4,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,15.2,7.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,Email>App>In-Person>Phone,true,20:45-08:30,74,135,83,76,Brokerage;OpenBanking,4,Human,Rebalance,2025-10-27,Success,v1.8.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6326,Builder,34049,-6096,1000,9.6,4,10,US,Low,,NoTobacco;ESGOnly,Crypto,1.7,22.3,7.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;Sharpe,In-Person>Email>Phone>App>Chat,true,21:00-06:45,58,112,63,57,CreditBureau;OpenBanking;Payroll,18,None,AutoTransfer,2025-04-09,Success,v2.9.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6327,Preserver,115444,682432,85019,6.6,2,12,US,Medium,NoShortSelling;NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,App>Chat>In-Person,true,19:15-06:15,73,128,82,70,Brokerage;OpenBanking,10,None,AlertAcknowledge,2025-10-23,Success,v1.10.8,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6328,Preserver,125693,1002254,63653,6.3,2,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.1,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Phone>Email>In-Person>Chat>App,false,23:00-07:30,83,150,84,78,Brokerage;OpenBanking;Payroll,6,Human,AutoTransfer,2025-10-01,Success,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6329,Stabilizer,68300,290120,27509,5.5,2,10,AU,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,12.3,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Phone>App>Chat>In-Person>Email,false,21:30-07:45,53,176,42,38,CreditBureau;OpenBanking,10,Human,Rebalance,2025-03-08,Success,v2.8.7,LimitOrderOnly;NoIlliquids,Keep expenses buffer ≥ 4 months
A6330,Optimizer,90988,1137236,42584,11.1,2,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel,PennyStocks,1.7,20.7,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD,Chat>App>Phone>In-Person>Email,true,22:00-06:15,61,108,59,51,Brokerage;OpenBanking,5,Human,Rebalance,2025-03-31,Success,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6331,Optimizer,81529,499068,47863,6.9,3,10,US,Low,,,LeveragedETFs;PennyStocks,1.5,23.4,12.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Phone>Email>In-Person,true,19:45-06:30,62,120,73,64,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-03-25,Success,v2.9.1,StopLossDisabled,Enforce tax budget and position caps
A6332,Explorer,65470,510680,21287,21.5,1,10,US,Low,NoIlliquids,NoFossilFuel,,1.8,26.5,15.8,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;MaxDD,Email>Phone>Chat>In-Person>App,true,20:45-08:00,67,85,79,76,OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-08-21,Success,v1.9.7,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6333,Builder,54730,232775,7855,11.3,4,10,US,Low,NoShortSelling,,,1.7,17.5,9.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,MaxDD;TaxCost,In-Person>Email>App>Chat,false,23:00-08:30,71,79,68,58,OpenBanking,7,Hybrid,PlanUpdate,2025-07-13,Success,v2.8.1,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A6334,Preserver,67619,745424,49448,4.8,4,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat,true,21:15-08:15,70,223,66,63,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-05-14,Partial,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6335,Preserver,87865,705186,25685,7.1,2,10,DE,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,11.1,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Chat,true,22:00-07:45,74,177,79,76,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-08-06,Success,v1.10.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6336,Explorer,54357,138303,11765,13.0,4,10,US,Low,,NoWeapons,PrivateCredit,2.1,30.1,12.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;TaxCost,Email>Phone>In-Person>Chat>App,false,20:00-07:00,54,69,65,61,CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-07-01,Partial,v1.9.5,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6337,Explorer,230276,1662906,35125,12.8,4,15,CA,Low,NoDerivatives,,PennyStocks,2.0,24.0,15.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;Sharpe;TaxCost,In-Person>Phone>App>Chat>Email,true,19:15-07:30,56,49,57,48,CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-03-21,Success,v1.8.6,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A6338,Preserver,86032,866421,100864,6.1,2,10,IN,Medium,AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,6.4,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD,Chat>In-Person>App,false,20:00-07:45,61,183,46,43,Brokerage;OpenBanking,9,Human,Rebalance,2025-06-05,Success,v1.10.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6339,Stabilizer,58946,499170,32471,6.2,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>In-Person,false,19:15-07:15,45,140,36,36,CreditBureau;OpenBanking;Payroll,20,None,Rebalance,2025-09-18,Success,v1.8.5,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6340,Builder,90226,305616,21052,12.0,1,10,US,Medium,NoIlliquids,ESGOnly;NoWeapons,Crypto,1.4,15.5,8.9,Home:3y;Retirement:30y,3,Educational,Shallow,Sharpe;IRR,In-Person>Phone>Email,false,19:45-08:30,59,76,67,58,CreditBureau;OpenBanking,18,Human,AlertAcknowledge,2025-11-12,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A6341,Explorer,155913,671680,34270,19.1,3,15,UK,Low,,NoTobacco,,1.9,25.6,15.9,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,Sharpe;IRR;MaxDD,In-Person>Email>Phone>App,true,23:45-06:45,59,61,64,58,OpenBanking,3,Human,AutoTransfer,2025-12-22,Success,v1.10.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6342,Stabilizer,51618,332851,25224,6.4,3,10,AU,Medium,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,16.8,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Email>Phone>In-Person>Chat,false,19:45-08:30,60,153,60,54,CreditBureau;OpenBanking;Payroll,10,None,AlertAcknowledge,2025-07-04,Success,v1.8.5,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A6343,Optimizer,111169,1600747,37389,9.3,3,12,US,Medium,,,PennyStocks,1.8,17.4,12.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,IRR;Sharpe,Phone>Email>App>In-Person>Chat,true,23:15-06:45,65,93,61,60,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-01-11,Success,v2.8.3,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A6344,Preserver,74776,1133304,74745,8.7,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email,false,19:45-08:45,71,237,59,56,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-11-28,Success,v1.10.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6345,Preserver,160946,1102184,69887,7.0,1,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Email>Phone>Chat>In-Person>App,false,22:15-07:30,71,152,65,61,Brokerage;CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-08-31,Failed,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6346,Optimizer,173743,1707791,95279,11.7,1,12,US,Low,,,PennyStocks,1.8,17.1,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD;TaxCost,Phone>In-Person>Email>App,true,22:00-07:15,61,78,56,51,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-05-03,Partial,v1.10.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6347,Optimizer,167134,1442974,80745,11.4,1,12,US,Low,,,LeveragedETFs;PennyStocks,1.5,18.4,9.9,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;MaxDD,Email>Chat>App>Phone,false,20:30-08:30,65,107,58,58,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-07-07,Success,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A6348,Stabilizer,51663,246697,10471,6.3,3,10,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Chat>In-Person>Phone>Email,true,22:45-08:45,62,153,49,42,CreditBureau;OpenBanking,20,Human,AutoTransfer,2025-05-05,Success,v2.8.7,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6349,Stabilizer,76744,476242,42861,5.6,4,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.2,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;Sharpe,Email>In-Person>Phone,true,23:45-07:15,61,162,49,54,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-04-22,Partial,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6350,Builder,108897,384223,19542,9.4,4,12,US,Low,NoDerivatives;NoShortSelling,,PennyStocks;PrivateCredit,1.5,12.2,8.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,MaxDD;IRR;Sharpe,Email>In-Person>Phone>App,false,23:00-08:15,70,139,79,78,OpenBanking;Payroll,13,Hybrid,Rebalance,2025-04-15,Success,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6351,Builder,135503,364277,13575,12.0,1,12,US,Medium,NoDerivatives,NoFossilFuel,,1.4,19.4,11.6,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;Sharpe;MaxDD,Chat>Phone>Email>In-Person,true,20:45-08:30,65,66,68,62,CreditBureau;OpenBanking,18,Hybrid,AutoTransfer,2025-10-11,Partial,v2.8.5,StopLossDisabled,Prioritize liquidity and down payment savings
A6352,Builder,58276,102644,12747,12.3,1,10,US,Low,,,LeveragedETFs,1.6,19.1,10.5,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost,App>Phone>In-Person>Email>Chat,false,20:45-08:00,70,92,80,78,CreditBureau;OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-04-23,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A6353,Stabilizer,92882,231000,22942,7.1,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Chat>In-Person>Phone>Email,true,23:15-08:00,53,121,47,44,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-06-08,Failed,v2.9.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6354,Stabilizer,112819,314335,25217,8.9,2,12,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>Email>Chat>App,true,22:30-06:30,54,140,49,44,OpenBanking,19,Human,Rebalance,2025-01-27,Success,v1.10.7,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A6355,Stabilizer,82477,262163,32752,4.0,4,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,14.8,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost,Email>Chat>Phone>In-Person>App,true,20:45-08:15,62,119,49,50,CreditBureau;OpenBanking,17,Human,PlanUpdate,2025-03-16,Success,v1.9.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6356,Builder,110194,305691,13649,8.7,4,12,US,Low,,NoFossilFuel,,1.4,18.9,11.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;MaxDD,Chat>App>In-Person,true,19:15-07:00,68,116,62,57,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-03-26,Success,v2.10.6,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6357,Builder,27700,86691,5405,7.4,4,10,US,Medium,,,,1.5,17.3,8.9,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;IRR,Email>Phone>In-Person>App>Chat,true,23:45-06:00,58,66,57,48,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-07-18,Failed,v2.9.6,NoIlliquids,Prioritize liquidity and down payment savings
A6358,Builder,87756,-13956,1136,10.2,2,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto,1.4,16.4,11.8,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,TaxCost;IRR,App>Email>Phone>In-Person>Chat,false,21:00-07:15,58,138,59,48,OpenBanking,16,None,PlanUpdate,2025-06-15,Partial,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6359,Optimizer,125094,959223,54860,7.4,2,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;PennyStocks,1.5,22.4,13.5,Wealth:10y;Estate:20y,10,Directive,Deep,MaxDD;IRR,In-Person>Phone>App>Email,false,21:15-07:45,71,77,62,58,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-03-28,Success,v2.9.2,PauseWhenVIX>30,Enforce tax budget and position caps
A6360,Preserver,136979,515785,41349,5.4,3,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.6,5.5,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe,Email>App>Chat>In-Person,true,20:45-07:30,80,222,83,77,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-06-01,Success,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6361,Builder,176315,856437,33866,13.4,1,12,US,Low,,ESGOnly;NoTobacco,PrivateCredit,1.6,16.6,10.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;MaxDD;TaxCost,Email>Phone>App,false,21:00-08:45,57,101,45,44,CreditBureau;OpenBanking,11,Human,Rebalance,2025-08-16,Success,v1.10.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A6362,Stabilizer,101366,394631,20321,5.8,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.3,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,Phone>In-Person>Email,false,20:15-07:30,66,115,62,56,OpenBanking,11,None,PlanUpdate,2025-06-17,Failed,v2.10.2,NoPennyStocks,Keep expenses buffer ≥ 4 months
A6363,Preserver,51967,332564,32389,7.1,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,11.1,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,Email>App>Phone>In-Person,false,22:30-08:00,73,217,72,66,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,Rebalance,2025-12-16,Partial,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6364,Stabilizer,48077,84172,6420,7.9,1,10,CA,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,12.9,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Chat>App>In-Person>Email,true,21:00-06:00,57,91,48,48,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-10-30,Partial,v2.8.3,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6365,Optimizer,173579,1583606,114102,9.4,4,12,US,Low,NoDerivatives;NoIlliquids,ESGOnly,LeveragedETFs;PennyStocks,1.9,16.6,10.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;TaxCost;Sharpe,Email>App>Chat>Phone,false,20:30-08:30,75,65,78,67,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-01-11,Failed,v1.8.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A6366,Stabilizer,101374,296662,31976,5.8,3,15,DE,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.7,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Chat>In-Person>Phone,true,23:15-06:15,59,147,46,44,CreditBureau;OpenBanking,19,None,Rebalance,2025-03-29,Partial,v2.8.6,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6367,Stabilizer,151782,712416,40986,5.5,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.6,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Email>App,true,20:30-06:00,54,142,50,50,OpenBanking,20,Human,AutoTransfer,2025-03-24,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6368,Optimizer,190545,1816455,79868,10.7,2,15,SG,Medium,NoIlliquids,ESGOnly;NoFossilFuel,PennyStocks,1.9,15.0,13.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,TaxCost;IRR,In-Person>Email>Chat>Phone,true,20:15-07:30,63,74,71,63,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-07-06,Success,v1.10.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6369,Builder,43475,189749,7608,9.4,3,10,US,Medium,NoIlliquids,,LeveragedETFs;PrivateCredit,1.7,22.6,11.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;TaxCost;Sharpe,App>In-Person>Chat,true,23:30-08:15,61,140,71,60,OpenBanking;Payroll,10,Human,AutoTransfer,2025-12-17,Success,v1.8.5,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6370,Preserver,244764,1859058,207438,4.2,4,12,US,Low,NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.7,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>Phone>In-Person>Chat,true,22:15-07:15,67,151,73,65,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-08-14,Success,v2.8.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6371,Explorer,57261,375418,23642,17.1,3,10,DE,Medium,NoShortSelling;NoIlliquids,NoWeapons,PennyStocks,2.0,34.5,16.8,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>App>In-Person>Phone,true,19:45-07:45,50,71,49,48,CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-12-13,Partial,v1.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6372,Stabilizer,82622,318260,43458,5.8,2,10,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>App,false,21:00-08:00,63,173,54,49,OpenBanking;Payroll,12,Human,PlanUpdate,2025-07-08,Success,v2.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A6373,Explorer,49051,140267,14354,16.0,3,10,DE,Low,,,PennyStocks,1.9,21.2,14.5,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,MaxDD;TaxCost;IRR,Email>In-Person>Phone>Chat,true,21:15-06:15,67,59,73,65,OpenBanking,6,Hybrid,PlanUpdate,2025-09-26,Success,v2.9.1,NoIlliquids,Allow small experimental sleeve ≤ 3%
A6374,Preserver,132939,1387821,136191,6.6,2,12,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.4,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost,App>In-Person>Chat>Email>Phone,true,22:30-07:15,78,222,85,81,Brokerage;OpenBanking,8,Human,AlertAcknowledge,2025-02-02,Success,v1.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6375,Builder,132832,153635,14326,8.6,4,15,UK,Medium,,,,1.6,21.7,11.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>Chat>In-Person>App,false,21:45-08:45,67,98,71,59,CreditBureau;OpenBanking,20,Human,AlertAcknowledge,2025-06-11,Success,v2.9.4,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A6376,Preserver,176837,1742842,92916,4.5,3,15,IN,Low,NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.8,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Email>Phone,true,22:15-07:15,72,205,60,55,Brokerage;OpenBanking;Payroll,12,Human,Rebalance,2025-09-20,Success,v1.8.9,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A6377,Builder,68122,245817,11514,14.3,1,10,US,Medium,,ESGOnly;NoTobacco,,1.4,20.2,9.5,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;IRR,Email>In-Person>Chat>App>Phone,false,23:45-08:15,55,83,46,44,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-02-05,Success,v1.10.1,NoMargin,Prioritize liquidity and down payment savings
A6378,Optimizer,120651,825235,42935,6.9,3,12,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.7,21.2,10.0,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;MaxDD,Phone>App>In-Person,true,20:30-08:30,74,83,85,79,Brokerage;OpenBanking,2,Hybrid,PlanUpdate,2025-11-09,Success,v1.8.8,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6379,Builder,93845,220333,8333,8.9,2,10,US,Low,,ESGOnly;NoTobacco,LeveragedETFs;PennyStocks,1.6,23.7,11.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;IRR,App>In-Person>Phone>Email>Chat,true,23:00-07:00,73,62,64,57,CreditBureau;OpenBanking;Payroll,9,None,AutoTransfer,2025-01-15,Success,v2.10.2,StopLossDisabled,Prioritize liquidity and down payment savings
A6380,Preserver,89999,498719,16805,3.5,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,13.6,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,Chat>App>In-Person,true,23:45-06:15,67,186,62,62,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-03-19,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6381,Builder,105470,303630,10811,11.8,2,12,US,Medium,NoIlliquids;AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;PennyStocks,1.6,19.1,10.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,MaxDD;Sharpe;IRR,Chat>Email>In-Person>Phone,true,21:15-08:45,60,112,52,43,OpenBanking;Payroll,6,None,AlertAcknowledge,2025-03-24,Success,v1.8.5,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A6382,Stabilizer,129951,546450,35400,5.7,4,12,US,Low,NoIlliquids;NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost,Email>Phone>Chat>In-Person>App,false,22:45-07:15,56,142,51,45,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-02-22,Success,v1.8.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6383,Explorer,78954,368331,22511,19.9,4,10,US,Low,AccreditedOnly,NoTobacco;NoFossilFuel,PrivateCredit,1.7,32.5,16.9,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,MaxDD;IRR;Sharpe,App>Chat>Phone>In-Person,true,20:15-06:30,56,79,45,33,OpenBanking,5,None,Rebalance,2025-12-04,Success,v1.8.7,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6384,Builder,52332,226610,7505,13.0,1,10,US,Medium,,NoWeapons,Crypto;PrivateCredit,1.5,12.6,8.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;MaxDD;Sharpe,Phone>Email>App,true,20:00-08:00,69,128,64,61,OpenBanking,10,Hybrid,Rebalance,2025-12-09,Success,v1.9.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6385,Preserver,97290,302983,20409,3.7,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost,Phone>Email>Chat>App>In-Person,true,22:00-06:15,69,121,75,69,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-05-11,Failed,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6386,Preserver,172346,1289044,86280,5.3,3,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.5,5.2,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Phone>Chat>App,false,19:45-08:15,75,146,71,68,Brokerage;OpenBanking;Payroll,13,Human,PlanUpdate,2025-01-22,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6387,Preserver,327249,6407696,356077,4.7,4,12,US,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe,Email>In-Person>Chat>Phone>App,false,22:30-07:15,77,210,83,82,Brokerage;OpenBanking,10,Hybrid,PlanUpdate,2025-09-14,Success,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6388,Stabilizer,103192,418296,37344,6.2,2,12,US,Medium,NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Phone>Email>Chat>App,true,21:00-08:45,47,114,55,54,OpenBanking,6,None,AutoTransfer,2025-12-12,Success,v2.9.2,NoMargin,Keep expenses buffer ≥ 4 months
A6389,Optimizer,90475,1426227,53475,7.2,4,10,US,Low,,NoFossilFuel;NoWeapons,PennyStocks;PrivateCredit,1.7,20.7,12.3,Wealth:10y;Estate:20y,10,Directive,Deep,MaxDD;Sharpe,App>Email>Chat,true,22:00-06:30,61,106,62,62,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-08-14,Success,v1.10.6,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A6390,Stabilizer,54898,278643,11441,5.1,4,10,US,Medium,NoShortSelling;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD,Chat>Email>App>In-Person,false,23:30-06:30,56,175,57,52,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-06-02,Success,v2.9.4,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A6391,Optimizer,124314,1077924,55806,8.9,3,12,US,Medium,AccreditedOnly;NoDerivatives,ESGOnly;NoTobacco,PennyStocks,1.5,24.9,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;Sharpe,Email>In-Person>App,true,20:00-07:15,55,61,47,37,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,AutoTransfer,2025-04-04,Success,v1.8.4,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A6392,Preserver,144171,1476855,95280,6.6,3,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Phone>Chat>Email>In-Person,true,22:15-06:30,78,143,74,73,Brokerage;OpenBanking,12,Hybrid,AlertAcknowledge,2025-02-13,Partial,v1.9.7,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6393,Builder,37261,13585,1031,9.6,3,10,CA,Low,,NoTobacco,,1.6,14.0,11.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,MaxDD;Sharpe,In-Person>Phone>Chat>App,false,20:15-06:00,65,93,50,41,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-08-16,Partial,v2.10.1,NoMargin,Prioritize liquidity and down payment savings
A6394,Preserver,105088,997248,73235,4.0,4,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,15.3,8.0,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Phone>Chat>Email,true,23:15-08:45,72,172,73,75,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-07-03,Success,v2.8.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6395,Optimizer,167463,1216991,67162,7.5,4,15,SG,Low,NoShortSelling;AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.8,21.7,10.3,Wealth:10y;Estate:20y,10,Concise,Shallow,MaxDD;IRR,Phone>Email>Chat,true,19:00-07:30,67,71,76,74,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-04-11,Success,v2.8.2,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A6396,Optimizer,180919,3155353,117410,8.0,2,12,US,Low,NoDerivatives,ESGOnly;NoWeapons,Crypto;PennyStocks,1.5,22.4,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;IRR,Email>App>In-Person>Chat,true,21:15-07:30,64,88,61,57,Brokerage;OpenBanking,7,Human,Rebalance,2025-01-11,Success,v2.8.3,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6397,Builder,69274,339649,19788,13.2,3,10,US,Medium,AccreditedOnly;NoIlliquids,NoFossilFuel;NoWeapons,,1.5,12.1,11.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;TaxCost;IRR,In-Person>App>Chat>Email>Phone,false,19:45-08:30,53,115,60,53,OpenBanking,13,Hybrid,Rebalance,2025-03-17,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A6398,Preserver,55892,437490,28359,6.0,3,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.4,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone,true,20:15-06:00,70,224,79,74,Brokerage;CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-03-11,Success,v2.9.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6399,Optimizer,257651,2817724,117506,9.8,3,12,US,Low,,,PennyStocks,1.9,16.4,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,Sharpe;IRR;MaxDD,Phone>Chat>Email>App>In-Person,false,23:15-06:15,73,112,61,49,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-04-06,Failed,v2.8.5,NoPennyStocks,Enforce tax budget and position caps
A6400,Builder,127081,237728,17718,12.3,2,15,DE,Medium,NoShortSelling,,,1.4,15.0,11.4,Home:3y;Retirement:30y,3,Concise,Shallow,TaxCost;MaxDD,Email>Phone>App>Chat,true,22:30-08:00,62,72,60,51,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-11-08,Success,v2.8.1,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6401,Optimizer,132517,1777462,82286,10.9,2,12,US,Low,NoDerivatives,,PennyStocks,1.9,27.5,13.6,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,IRR;MaxDD;Sharpe,App>Phone>In-Person>Chat,true,20:45-08:45,67,113,63,59,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-03-31,Success,v1.9.5,PauseWhenVIX>30,Enforce tax budget and position caps
A6402,Optimizer,98619,1651393,53765,8.6,1,10,US,High,NoShortSelling,NoTobacco;NoFossilFuel,PennyStocks,1.7,17.9,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;Sharpe,Phone>App>Email>In-Person,true,20:45-08:30,64,64,52,43,Brokerage;OpenBanking,1,Human,AlertAcknowledge,2025-05-09,Success,v1.10.4,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A6403,Preserver,92661,749653,57284,8.0,1,10,US,Low,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.8,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Phone>Email>In-Person,false,21:30-06:30,73,187,59,59,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-02-17,Success,v1.10.5,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6404,Builder,58464,178027,12480,10.8,3,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,,1.7,24.9,11.9,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;TaxCost,App>In-Person>Phone>Chat>Email,false,19:15-06:30,67,82,76,74,CreditBureau;OpenBanking,17,Human,AlertAcknowledge,2025-12-02,Success,v2.8.8,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A6405,Preserver,107635,1191911,46476,5.4,2,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.5,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;MaxDD,App>In-Person>Email,false,23:45-08:15,67,212,76,72,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-12-25,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6406,Builder,79975,362226,20948,7.3,4,10,IN,Medium,,,,1.4,19.1,9.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;Sharpe,In-Person>Email>Phone>Chat,true,19:15-06:30,59,78,50,43,CreditBureau;OpenBanking,16,Human,PlanUpdate,2025-03-13,Success,v2.8.2,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6407,Optimizer,63917,577782,33467,8.2,1,10,AU,Low,,ESGOnly;NoWeapons,Crypto;PennyStocks,1.6,21.1,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Phone,true,23:00-06:15,68,73,61,57,Brokerage;OpenBanking,6,Human,Rebalance,2025-02-28,Success,v1.9.6,NoPennyStocks,Enforce tax budget and position caps
A6408,Stabilizer,38533,97803,14597,9.3,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,16.1,8.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Email>App>Phone>In-Person>Chat,true,22:30-06:00,57,150,48,47,CreditBureau;OpenBanking;Payroll,12,None,AutoTransfer,2025-05-08,Success,v2.8.6,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6409,Explorer,59400,681353,14508,12.3,4,10,US,Low,,ESGOnly,Crypto,1.8,31.6,12.1,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;TaxCost;Sharpe,App>Phone>In-Person>Chat,true,22:30-06:15,59,59,50,44,CreditBureau;OpenBanking;Payroll,3,None,PlanUpdate,2025-03-04,Partial,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6410,Explorer,71067,230720,18314,18.4,1,10,US,Low,,ESGOnly;NoTobacco,PennyStocks,2.1,24.2,14.4,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,MaxDD;IRR;Sharpe,In-Person>Phone>Email>Chat>App,false,21:15-07:15,70,64,78,76,CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-03-16,Failed,v2.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6411,Stabilizer,41533,167753,7541,7.8,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>Email,true,19:45-08:15,56,109,60,61,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-10-24,Partial,v1.9.6,NoMargin,Keep expenses buffer ≥ 4 months
A6412,Stabilizer,83261,507571,30308,10.0,1,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.2,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,App>In-Person>Email>Chat>Phone,true,21:15-07:30,61,103,53,57,CreditBureau;OpenBanking;Payroll,16,Human,AutoTransfer,2025-11-25,Success,v2.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6413,Explorer,107934,1028279,48500,18.5,1,12,US,Medium,,,PrivateCredit,1.7,27.2,14.2,Business:5y;Travel:2y,5,Directive,Deep,IRR;MaxDD,Phone>In-Person>Email>Chat,true,20:15-07:30,56,79,44,41,OpenBanking,1,None,Rebalance,2025-06-05,Failed,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A6414,Preserver,81510,673766,68911,5.6,3,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe,Chat>Email>Phone,true,20:30-06:15,72,170,76,72,Brokerage;CreditBureau;OpenBanking,3,None,PlanUpdate,2025-01-12,Partial,v2.8.8,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6415,Stabilizer,110489,234609,27346,5.3,3,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost,Phone>In-Person>Email>App,true,20:15-07:00,67,145,59,64,CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-04-03,Success,v2.9.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6416,Optimizer,79040,647777,25430,10.4,3,10,US,Medium,,NoWeapons;NoTobacco,PennyStocks,1.9,25.5,13.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,MaxDD;IRR,Chat>Phone>In-Person>App,true,19:30-06:00,55,96,48,37,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-09-02,Success,v1.8.2,LimitOrderOnly,Enforce tax budget and position caps
A6417,Preserver,119084,713329,104319,6.0,4,15,AU,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost,In-Person>Email>Phone,false,21:30-07:15,71,150,68,68,Brokerage;OpenBanking;Payroll,3,Human,Rebalance,2025-05-08,Success,v2.8.7,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A6418,Optimizer,70023,931173,42659,8.5,3,10,US,Low,AccreditedOnly,NoTobacco,LeveragedETFs;PennyStocks,1.9,26.2,12.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;TaxCost;Sharpe,App>Chat>In-Person>Email>Phone,true,23:45-08:00,69,76,83,79,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,AlertAcknowledge,2025-03-29,Success,v2.10.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6419,Stabilizer,67331,393744,38108,5.2,3,10,IN,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,App>In-Person>Email>Chat,true,19:30-07:15,60,130,61,65,OpenBanking;Payroll,14,None,Rebalance,2025-09-21,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A6420,Builder,38105,36245,2749,9.9,2,10,US,Low,NoIlliquids;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs,1.6,19.3,10.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;IRR;TaxCost,Phone>App>Email,true,23:00-08:00,72,64,66,56,OpenBanking,13,None,AlertAcknowledge,2025-09-18,Success,v2.9.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6421,Preserver,96108,528849,33023,5.1,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Chat>Phone>App>Email,true,20:30-06:30,74,188,68,69,Brokerage;CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-05-25,Success,v2.8.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6422,Builder,85056,171791,12927,13.7,1,10,US,Medium,NoShortSelling,,LeveragedETFs,1.6,19.0,10.5,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;IRR,App>Phone>In-Person>Email,true,20:30-08:15,59,143,47,39,OpenBanking,15,Human,Rebalance,2025-01-23,Success,v1.10.2,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6423,Preserver,169186,852672,62199,6.4,2,15,IN,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.8,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,App>Phone>Chat,false,22:00-06:15,55,156,48,41,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-10-12,Partial,v1.10.8,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6424,Optimizer,81664,644241,24420,7.3,3,10,US,Low,,,PennyStocks;PrivateCredit,1.9,16.9,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;MaxDD,In-Person>App>Phone>Chat,true,23:15-06:30,70,113,84,80,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-04-09,Success,v2.8.4,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6425,Builder,54846,307089,10066,8.2,4,10,SG,Low,,,Crypto;PennyStocks,1.6,25.0,9.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR,Phone>Email>App>In-Person>Chat,false,23:00-08:15,72,71,57,45,OpenBanking;Payroll,13,Human,Rebalance,2025-05-30,Partial,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A6426,Optimizer,49720,314397,31312,10.1,3,10,CA,Medium,AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,1.9,23.8,10.4,Wealth:10y;Estate:20y,10,Directive,Shallow,IRR;TaxCost,Phone>In-Person>App,false,19:00-06:15,65,75,78,72,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-06-10,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A6427,Stabilizer,93486,373854,36001,8.6,1,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,8.3,5.1,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,App>In-Person>Phone>Chat,true,21:00-08:00,55,125,52,50,OpenBanking;Payroll,13,None,AlertAcknowledge,2025-05-06,Success,v2.9.9,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6428,Preserver,69009,629742,44766,5.7,1,10,US,Low,NoShortSelling;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,8.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,Chat>In-Person>Email,true,19:00-08:00,69,129,58,53,Brokerage;CreditBureau;OpenBanking,10,None,PlanUpdate,2025-03-21,Success,v1.8.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6429,Preserver,69571,325554,21582,4.2,4,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost,App>Email>In-Person,true,21:30-08:45,68,121,55,55,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-11-08,Success,v1.9.8,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6430,Preserver,93763,463115,45324,5.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.5,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email>App>Phone,false,21:15-08:30,68,215,73,69,Brokerage;OpenBanking,12,Human,AlertAcknowledge,2025-08-10,Partial,v2.8.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6431,Builder,114339,338391,15019,8.9,3,12,US,Medium,,ESGOnly,Crypto;PrivateCredit,1.6,14.6,9.6,Home:3y;Retirement:30y,3,Educational,Medium,IRR;Sharpe,Phone>App>Chat>In-Person>Email,true,21:30-07:00,66,102,52,40,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-08-29,Success,v2.9.9,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6432,Explorer,43749,293784,18139,14.5,1,10,SG,Medium,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;PennyStocks;PrivateCredit,1.7,24.8,17.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;Sharpe;IRR,Phone>Email>App>In-Person,true,22:15-06:30,65,70,76,74,OpenBanking;Payroll,2,None,AutoTransfer,2025-03-09,Success,v2.8.2,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6433,Preserver,156368,638108,62158,4.2,4,15,SG,Low,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>App>In-Person,false,22:45-07:45,73,176,77,77,Brokerage;OpenBanking,14,Human,AlertAcknowledge,2025-06-29,Success,v1.9.6,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6434,Stabilizer,99771,527123,46940,6.5,1,10,UK,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.4,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Email>Phone>Chat,true,21:00-08:00,62,92,71,66,OpenBanking,20,Human,AutoTransfer,2025-12-19,Partial,v1.9.9,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6435,Explorer,67493,489572,19783,12.9,3,10,US,Low,,NoTobacco,,1.9,25.7,17.9,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,MaxDD;TaxCost,Chat>Email>Phone,true,22:30-07:15,59,82,51,51,OpenBanking,4,None,PlanUpdate,2025-04-01,Success,v2.9.7,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A6436,Stabilizer,106670,514680,36030,7.2,3,15,IN,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.1,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat,true,21:00-07:15,58,178,66,62,OpenBanking;Payroll,14,None,AutoTransfer,2025-12-19,Success,v2.9.1,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6437,Preserver,97317,1509794,85559,4.6,4,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,16.2,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>Chat>In-Person>App,false,23:00-06:00,69,183,77,83,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-12-22,Partial,v1.10.3,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6438,Explorer,39721,484325,7992,17.8,4,10,US,Medium,AccreditedOnly,,Crypto,1.9,28.2,12.0,Business:5y;Travel:2y,5,Collaborative,Medium,TaxCost;Sharpe,Phone>In-Person>Chat,true,22:30-07:45,51,88,41,31,OpenBanking,6,Hybrid,PlanUpdate,2025-02-23,Success,v1.8.4,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6439,Preserver,99160,1497207,108011,4.4,4,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.9,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Email>App>Chat>Phone,true,23:15-08:00,73,232,67,57,Brokerage;OpenBanking,13,None,AlertAcknowledge,2024-12-27,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6440,Explorer,61957,339984,33702,13.8,2,10,IN,Low,AccreditedOnly;NoDerivatives,NoTobacco,,2.0,22.0,13.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,Sharpe;TaxCost,In-Person>Chat>Email,true,20:00-07:30,68,65,69,61,OpenBanking,7,None,Rebalance,2025-09-03,Partial,v2.10.3,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A6441,Builder,39385,87086,5783,12.1,2,10,US,Medium,NoDerivatives,NoTobacco;NoWeapons,,1.6,14.2,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;TaxCost,Phone>App>In-Person,false,21:00-08:00,57,143,56,52,OpenBanking,12,Human,AlertAcknowledge,2025-12-08,Success,v1.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A6442,Optimizer,202177,2058145,108584,11.3,2,12,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoWeapons,Crypto;PennyStocks,1.6,21.1,13.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;TaxCost;MaxDD,App>In-Person>Phone>Email>Chat,true,23:15-07:00,61,67,54,54,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-12-06,Success,v1.8.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6443,Preserver,72184,432557,40680,5.9,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.8,8.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,Email>Phone>In-Person>App,false,23:00-06:15,71,226,63,53,Brokerage;OpenBanking;Payroll,6,Human,AutoTransfer,2025-05-07,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6444,Stabilizer,37473,63167,9050,5.1,4,10,CA,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,App>In-Person>Email>Chat>Phone,true,23:15-08:45,66,142,57,48,CreditBureau;OpenBanking,14,None,AutoTransfer,2025-03-04,Success,v2.10.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6445,Explorer,44151,188295,7703,14.8,3,10,IN,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PrivateCredit,2.0,22.5,15.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,Sharpe;TaxCost;IRR,Phone>Email>Chat>In-Person>App,false,23:00-06:00,55,46,52,51,CreditBureau;OpenBanking,4,None,AutoTransfer,2024-12-28,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A6446,Stabilizer,86059,418397,15201,9.2,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,15.7,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;Sharpe,Phone>App>In-Person,true,19:15-08:30,58,176,60,57,OpenBanking,10,Hybrid,PlanUpdate,2025-04-05,Success,v2.9.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6447,Builder,109565,179572,14011,9.6,4,12,US,Low,,NoTobacco,,1.4,23.4,9.5,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR;TaxCost,Phone>Chat>In-Person>Email>App,true,23:45-07:15,62,120,60,48,CreditBureau;OpenBanking;Payroll,16,None,AutoTransfer,2025-10-06,Success,v2.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6448,Preserver,109863,773096,31121,8.1,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.3,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,In-Person>App>Email>Phone>Chat,true,21:00-08:45,69,185,76,65,Brokerage;CreditBureau;OpenBanking,14,Human,AlertAcknowledge,2025-07-26,Success,v1.9.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6449,Optimizer,130776,2018678,61242,5.4,4,15,UK,Low,NoDerivatives,NoTobacco,PennyStocks,1.6,16.7,10.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;IRR;TaxCost,In-Person>Phone>App,true,23:30-08:45,64,115,57,54,Brokerage;OpenBanking,1,Human,PlanUpdate,2025-02-20,Success,v1.9.1,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6450,Optimizer,376696,7832561,153101,9.6,1,12,US,Low,NoIlliquids;NoShortSelling,ESGOnly,PennyStocks,1.7,19.4,10.5,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;IRR,Email>App>In-Person>Chat,false,21:15-06:45,69,63,80,74,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-02-13,Partial,v1.10.1,StopLossDisabled,Enforce tax budget and position caps
A6451,Preserver,69018,286847,21224,6.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.5,6.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Phone>Chat,true,19:15-06:45,80,136,87,85,Brokerage;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-07-17,Success,v1.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6452,Preserver,79284,593278,56104,8.8,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,5.9,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Email>Chat>Phone>In-Person>App,true,19:00-07:45,78,128,67,65,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-06-13,Partial,v2.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6453,Explorer,58474,311056,17974,17.9,4,10,SG,Low,,NoFossilFuel;NoTobacco,Crypto,1.7,20.9,16.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,IRR;MaxDD,In-Person>Chat>Email>Phone,false,20:15-07:30,70,89,68,67,OpenBanking,1,Human,Rebalance,2025-09-16,Success,v2.10.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6454,Preserver,62521,339968,28552,5.1,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.8,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Phone>App>Chat>In-Person,false,21:15-06:45,67,132,76,71,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-01-27,Success,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A6455,Preserver,77262,265568,10688,5.6,4,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,5.5,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe,In-Person>Email>Phone,true,23:15-06:00,80,130,89,88,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,AlertAcknowledge,2025-05-10,Success,v1.10.3,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6456,Optimizer,293875,3500331,185223,9.5,3,12,US,Medium,,,LeveragedETFs;PennyStocks,1.5,25.8,12.1,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;Sharpe;MaxDD,In-Person>Email>App,true,23:45-08:00,65,85,81,76,Brokerage;OpenBanking;Payroll,1,Hybrid,PlanUpdate,2025-05-26,Success,v2.10.3,NoPennyStocks,Enforce tax budget and position caps
A6457,Preserver,93322,1455404,91975,5.7,4,10,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.2,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD,Email>Phone>App,true,22:30-06:00,66,226,55,53,Brokerage;CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-02-20,Success,v1.8.6,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6458,Stabilizer,84618,534706,21092,6.1,2,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.8,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>Chat>App>In-Person>Phone,true,19:15-06:15,59,107,67,67,OpenBanking,5,None,Rebalance,2025-03-30,Success,v2.10.1,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6459,Builder,41932,64641,6636,14.2,1,10,US,Low,,NoWeapons,,1.5,13.7,9.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;IRR,Chat>Email>Phone>In-Person>App,false,23:15-06:30,65,101,60,48,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-01-01,Failed,v1.9.4,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A6460,Builder,61269,127433,5645,11.6,3,10,US,Low,,,Crypto;LeveragedETFs,1.7,23.6,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;IRR,App>Email>Phone>In-Person,true,20:45-07:30,66,78,52,48,OpenBanking,5,Hybrid,PlanUpdate,2025-05-04,Partial,v2.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6461,Builder,113179,476695,17107,10.3,4,15,UK,Medium,NoIlliquids,ESGOnly;NoFossilFuel,PennyStocks,1.7,23.2,9.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;IRR,In-Person>Email>Chat>Phone,true,22:30-08:30,56,95,59,57,OpenBanking,7,None,AlertAcknowledge,2025-03-17,Success,v1.9.7,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6462,Preserver,79244,710213,68354,4.7,4,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.2,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,Phone>In-Person>Email>App>Chat,true,20:15-08:15,83,154,71,63,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-05-23,Success,v2.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6463,Preserver,206457,1598375,55260,7.5,1,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person>App,false,20:30-07:45,72,137,73,67,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-09-14,Success,v1.10.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6464,Preserver,116050,1240923,102282,7.1,1,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.1,5.3,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Phone>In-Person>Chat>App,true,22:45-08:30,68,232,72,72,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-12-20,Success,v2.9.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6465,Stabilizer,134528,327031,12768,7.5,1,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>Email>In-Person>Chat>Phone,true,23:15-06:00,62,105,69,63,OpenBanking,7,Hybrid,AlertAcknowledge,2025-12-22,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6466,Preserver,146004,873874,71576,3.8,4,12,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,14.2,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>Chat>Email,true,21:30-08:00,76,134,61,61,Brokerage;OpenBanking,9,Human,AlertAcknowledge,2025-07-27,Partial,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6467,Optimizer,177809,2269849,99384,7.5,4,12,US,Medium,,,PennyStocks,1.9,26.6,10.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;MaxDD,In-Person>App>Email,true,21:15-07:45,69,82,60,53,Brokerage;OpenBanking,4,None,PlanUpdate,2025-03-23,Success,v1.10.6,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A6468,Preserver,120790,964678,53633,4.5,4,15,SG,Medium,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,10.7,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>App,true,23:45-08:30,59,129,58,55,Brokerage;CreditBureau;OpenBanking,10,None,PlanUpdate,2025-12-14,Success,v1.9.8,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6469,Builder,79316,6056,1000,8.8,4,10,SG,Medium,AccreditedOnly,NoTobacco,Crypto;PennyStocks,1.4,20.2,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe;TaxCost,In-Person>Chat>App>Email,true,23:30-07:00,56,99,60,50,CreditBureau;OpenBanking,15,Human,Rebalance,2025-05-04,Success,v2.9.1,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A6470,Optimizer,227977,1790034,59358,8.0,1,15,DE,Low,,NoFossilFuel,PennyStocks,1.5,24.0,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;MaxDD,Chat>App>Email>In-Person,false,19:15-06:00,75,107,72,70,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-09-02,Success,v1.9.4,NoPennyStocks,Enforce tax budget and position caps
A6471,Optimizer,86443,1480938,41425,11.3,1,10,UK,Low,,ESGOnly;NoTobacco,PennyStocks;PrivateCredit,1.6,23.0,12.0,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;Sharpe,In-Person>Phone>App>Chat,true,22:15-08:45,63,94,77,65,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-12-14,Success,v1.8.1,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6472,Builder,81656,281842,9323,9.7,3,10,US,Low,NoDerivatives,NoTobacco;ESGOnly,,1.4,23.6,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>App,true,20:30-08:00,68,102,58,55,CreditBureau;OpenBanking,9,None,Rebalance,2025-05-02,Success,v2.8.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6473,Preserver,57619,437430,39319,6.3,4,10,CA,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Phone>App>In-Person>Chat>Email,true,21:15-07:30,73,126,65,62,Brokerage;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-09-07,Partial,v2.10.7,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6474,Stabilizer,145093,809577,27111,10.3,1,15,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,Email>App>In-Person>Phone,true,23:00-08:15,49,166,56,51,OpenBanking;Payroll,16,Human,AutoTransfer,2025-02-05,Success,v1.10.6,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6475,Builder,95504,304969,28884,9.8,3,10,US,Medium,NoShortSelling,NoTobacco,,1.6,23.8,10.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,TaxCost;Sharpe;MaxDD,App>Chat>Phone,true,23:00-06:45,55,65,41,38,CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-07-02,Success,v1.10.1,NoPennyStocks,Prioritize liquidity and down payment savings
A6476,Explorer,84161,415018,14089,17.0,2,10,US,Medium,NoDerivatives;NoShortSelling,,Crypto,2.0,29.0,12.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,Sharpe;MaxDD,In-Person>Phone>App,false,20:15-08:15,58,75,49,45,CreditBureau;OpenBanking,3,None,PlanUpdate,2025-02-26,Success,v2.10.1,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6477,Explorer,52093,139186,12556,15.3,2,10,US,Low,,,,1.8,29.3,17.1,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,Sharpe;IRR;TaxCost,Email>App>Phone>Chat,false,22:30-08:15,55,75,47,41,CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-05-06,Success,v1.8.1,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6478,Explorer,66028,487947,33440,15.5,3,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco;NoWeapons,Crypto,1.7,25.1,17.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,IRR;Sharpe,Chat>App>In-Person>Phone,false,19:30-07:00,62,47,60,53,CreditBureau;OpenBanking,4,None,AutoTransfer,2025-10-13,Success,v2.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6479,Optimizer,152339,2313805,112067,7.5,3,12,US,Low,NoDerivatives,NoFossilFuel,PennyStocks,1.8,19.9,11.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,IRR;TaxCost,Email>Chat>In-Person>Phone>App,true,20:45-06:30,62,84,71,62,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-10-16,Success,v1.10.5,NoPennyStocks,Enforce tax budget and position caps
A6480,Builder,24169,34216,3557,10.7,4,10,US,Medium,NoShortSelling;NoIlliquids,NoWeapons,LeveragedETFs,1.5,13.3,7.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,Sharpe;MaxDD;TaxCost,Chat>Phone>In-Person>App,true,20:45-08:45,50,115,46,42,CreditBureau;OpenBanking,16,Human,PlanUpdate,2025-01-27,Partial,v2.9.1,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A6481,Stabilizer,90556,641406,23442,6.2,2,10,CA,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.6,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>App>Phone>In-Person,true,22:30-08:30,57,125,59,54,OpenBanking,11,Human,PlanUpdate,2025-09-14,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A6482,Optimizer,99332,426935,15221,9.5,4,10,US,Low,NoDerivatives,NoFossilFuel,PennyStocks,1.7,21.1,13.7,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;TaxCost;Sharpe,Email>App>Chat>Phone,true,19:45-07:45,76,66,66,66,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-03-10,Success,v2.9.4,LimitOrderOnly,Enforce tax budget and position caps
A6483,Stabilizer,129948,792745,40320,8.2,2,12,US,Medium,NoDerivatives;NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.9,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>Chat>In-Person,true,19:15-08:15,63,173,57,56,CreditBureau;OpenBanking,7,None,Rebalance,2025-05-05,Success,v2.9.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A6484,Explorer,93930,303276,34467,15.5,3,10,US,Medium,NoShortSelling,NoWeapons;NoTobacco,Crypto;PennyStocks,2.1,33.9,13.1,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,Sharpe;IRR;MaxDD,Chat>Email>Phone>App>In-Person,true,20:30-08:30,52,47,47,46,OpenBanking,5,Human,AlertAcknowledge,2025-09-26,Success,v1.10.2,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A6485,Optimizer,168789,3049028,110745,10.9,1,15,AU,Low,NoShortSelling,ESGOnly;NoTobacco,PennyStocks,1.5,26.0,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;TaxCost,In-Person>Email>Chat>Phone>App,true,23:30-08:15,66,105,59,51,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-09-24,Success,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6486,Preserver,158664,1792182,169387,7.8,2,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Email>App>Chat,false,20:15-08:15,77,147,69,67,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-10-13,Success,v2.9.7,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6487,Preserver,140764,1154429,122630,4.8,3,15,CA,Low,NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.3,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>App>Chat,true,22:30-08:30,83,151,75,71,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-01-03,Partial,v2.9.1,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6488,Stabilizer,192247,492771,63199,6.9,2,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Phone>Email>App,false,19:15-06:30,60,172,53,59,CreditBureau;OpenBanking,8,None,Rebalance,2025-08-18,Success,v1.8.1,NoMargin,Keep expenses buffer ≥ 4 months
A6489,Stabilizer,92007,636790,32030,7.8,2,10,IN,High,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,14.6,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>Phone>Chat,false,20:30-07:45,37,142,40,34,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-05-09,Partial,v2.9.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6490,Preserver,175981,922879,54888,4.7,4,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>App>Chat,false,19:45-06:30,70,186,71,59,Brokerage;CreditBureau;OpenBanking,11,Hybrid,Rebalance,2025-04-29,Success,v2.9.4,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6491,Stabilizer,145380,845723,56215,3.8,4,12,US,High,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,9.7,5.3,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost,Phone>In-Person>App>Chat>Email,true,23:15-08:00,50,157,48,42,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-01-03,Success,v1.10.5,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6492,Stabilizer,72431,521144,22296,6.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD,Email>App>In-Person>Phone,true,20:45-07:00,58,166,65,65,CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-07-15,Success,v2.8.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6493,Preserver,149277,1089424,38588,6.4,3,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.9,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>App,true,20:00-06:15,61,206,51,50,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-09-08,Success,v1.9.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A6494,Explorer,88985,465970,33273,15.2,2,10,US,Low,AccreditedOnly;NoShortSelling,NoTobacco;NoWeapons,,1.7,22.5,12.3,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,IRR;TaxCost;Sharpe,In-Person>Email>Chat,true,20:15-06:15,56,57,51,48,OpenBanking,4,Hybrid,AlertAcknowledge,2025-05-12,Partial,v1.10.6,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6495,Optimizer,108694,772258,52588,10.1,3,12,US,Low,,ESGOnly;NoFossilFuel,PennyStocks;PrivateCredit,1.8,24.7,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;Sharpe,Chat>Phone>Email>In-Person,true,23:00-07:00,73,65,60,52,Brokerage;OpenBanking,4,Human,Rebalance,2025-01-04,Partial,v1.10.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A6496,Optimizer,200896,1073960,119510,7.1,2,15,UK,Low,AccreditedOnly,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,18.4,9.1,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD;IRR,Email>Chat>Phone>App,true,22:30-06:30,67,102,59,52,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-07-11,Success,v2.9.2,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A6497,Explorer,91516,624327,49546,15.1,1,10,US,Low,,,,1.6,34.3,15.1,Business:5y;Travel:2y,5,Concise,Medium,TaxCost;MaxDD,Chat>In-Person>App>Email,false,21:15-08:30,68,45,70,58,CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-08-17,Success,v2.10.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6498,Explorer,222930,-200000,14383,18.8,2,12,US,Low,NoShortSelling,,,1.8,29.2,12.3,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Chat>App>In-Person,false,23:45-06:15,70,82,81,71,OpenBanking,4,Hybrid,Rebalance,2025-09-22,Success,v1.10.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6499,Stabilizer,103950,381113,19221,5.8,2,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Chat>App>In-Person>Phone>Email,true,23:45-06:30,68,119,56,53,OpenBanking,6,Human,AutoTransfer,2025-05-22,Success,v1.10.3,StopLossDisabled,Keep expenses buffer ≥ 4 months
A6500,Preserver,147236,1413394,74998,4.9,3,15,AU,Medium,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,In-Person>Chat>Phone>Email,false,23:00-06:45,76,238,73,73,Brokerage;OpenBanking,9,None,Rebalance,2025-07-31,Success,v2.9.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6501,Preserver,171112,2114874,176965,3.5,4,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,17.9,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD,Chat>Phone>In-Person,true,21:00-08:45,67,228,77,73,Brokerage;OpenBanking;Payroll,8,None,PlanUpdate,2025-04-05,Success,v1.10.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6502,Builder,83793,217851,10166,12.9,1,10,DE,Low,,,,1.8,14.3,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,TaxCost;Sharpe,Phone>App>In-Person,true,21:15-08:00,70,66,62,52,OpenBanking,16,Human,Rebalance,2025-02-12,Success,v2.9.4,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A6503,Optimizer,135321,1917275,106801,11.5,2,12,US,Low,NoDerivatives;NoShortSelling,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,22.2,11.8,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;MaxDD;TaxCost,Email>App>Phone,true,20:30-06:00,69,120,65,61,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-08-12,Success,v2.9.7,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6504,Preserver,103879,967648,59390,5.1,3,15,SG,Low,NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;Sharpe,Chat>In-Person>Phone>Email,false,20:15-07:00,77,123,79,75,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-02-10,Success,v2.10.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6505,Stabilizer,39920,132932,12009,4.7,4,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe,In-Person>Phone>App>Chat,false,20:00-07:45,64,100,58,52,OpenBanking,11,Human,Rebalance,2025-04-28,Success,v1.10.9,NoPennyStocks,Keep expenses buffer ≥ 4 months
A6506,Preserver,86621,1014099,46542,6.6,1,10,DE,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,10.7,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>App>Phone,true,21:00-07:45,68,168,76,69,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-11-30,Success,v2.8.3,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6507,Optimizer,287135,1648308,102435,12.5,1,12,US,Low,NoDerivatives;NoIlliquids,,PennyStocks;PrivateCredit,1.7,21.7,12.3,Wealth:10y;Estate:20y,10,Directive,Deep,MaxDD;TaxCost;Sharpe,Phone>App>Email>Chat,true,19:30-08:45,75,82,87,87,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-02-19,Success,v1.10.2,NoMargin,Enforce tax budget and position caps
A6508,Preserver,133076,1072817,72033,4.6,3,12,US,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,17.0,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email>App,false,23:00-08:00,79,168,72,73,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-10-25,Partial,v2.8.1,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6509,Explorer,61720,350965,16861,17.1,4,10,US,Low,NoIlliquids,NoWeapons;NoFossilFuel,PennyStocks,1.9,22.3,15.7,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;TaxCost,Phone>In-Person>App>Chat,false,23:00-07:15,56,69,58,52,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-05-12,Success,v1.9.8,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6510,Preserver,168695,1455435,147009,5.1,3,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,15.4,7.2,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,App>Chat>Phone,true,20:15-08:45,70,136,55,52,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-12-03,Partial,v2.10.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6511,Builder,132810,339142,18621,10.7,1,12,US,Low,,NoWeapons,LeveragedETFs;PrivateCredit,1.6,14.5,11.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;Sharpe,Phone>Chat>App>In-Person>Email,true,21:45-08:00,69,101,60,56,CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-06-30,Success,v1.9.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6512,Preserver,109219,538418,77233,7.4,2,15,SG,High,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,10.5,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,Phone>Chat>Email>In-Person,true,21:45-07:30,64,199,55,57,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,PlanUpdate,2025-06-09,Success,v2.10.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6513,Preserver,264713,927562,89867,4.2,4,15,IN,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.0,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD,Email>App>Chat>Phone,false,23:00-08:15,80,213,70,75,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-02-03,Success,v2.10.9,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6514,Optimizer,138715,1769845,112162,7.9,2,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;PennyStocks,1.8,15.5,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>App>In-Person,true,19:30-07:45,72,109,84,73,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-05-11,Partial,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A6515,Preserver,90988,334999,44253,5.3,4,10,UK,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,16.5,8.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>App>Chat>Email,false,19:45-08:45,72,124,78,73,Brokerage;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-06-16,Partial,v2.9.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6516,Stabilizer,84057,210651,22862,8.4,1,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>App>In-Person,true,20:30-08:45,63,92,65,63,OpenBanking,17,Human,PlanUpdate,2025-08-13,Partial,v2.8.2,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6517,Builder,76465,359341,19659,13.4,1,10,US,Medium,NoIlliquids;AccreditedOnly,,PennyStocks,1.7,18.3,7.6,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;Sharpe;MaxDD,Chat>Email>Phone,true,20:15-06:00,53,64,49,47,OpenBanking,19,None,AlertAcknowledge,2025-01-07,Failed,v1.10.1,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A6518,Optimizer,160210,3236030,93754,8.7,3,15,DE,High,,,LeveragedETFs;PennyStocks,1.5,15.3,12.9,Wealth:10y;Estate:20y,10,Concise,Shallow,MaxDD;Sharpe;IRR,In-Person>Email>App>Phone,true,19:00-06:30,55,68,48,43,Brokerage;OpenBanking,6,Human,PlanUpdate,2025-02-13,Success,v1.10.8,PauseWhenVIX>30,Enforce tax budget and position caps
A6519,Stabilizer,75568,404845,33255,9.1,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,17.4,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>Email>App,true,20:15-08:00,63,129,64,55,CreditBureau;OpenBanking,11,Human,AutoTransfer,2025-03-15,Success,v2.8.8,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6520,Builder,107040,130238,8461,12.4,1,15,AU,Low,,,PennyStocks;PrivateCredit,1.8,19.2,8.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;TaxCost,In-Person>App>Email,true,22:30-06:45,66,119,74,67,OpenBanking;Payroll,9,None,AlertAcknowledge,2025-04-21,Partial,v2.10.6,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6521,Optimizer,69274,419218,27732,9.0,1,10,US,Medium,NoIlliquids,,PennyStocks,1.6,24.6,13.7,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat>Phone,true,21:30-07:15,72,94,79,76,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-04-02,Success,v1.10.3,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6522,Preserver,107303,633450,59426,5.2,3,12,US,Medium,AccreditedOnly;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,10.7,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost,Phone>In-Person>Chat>Email,true,22:30-06:15,64,181,68,65,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-04-05,Success,v2.8.5,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6523,Preserver,93630,327805,44718,6.5,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.7,5.7,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost,App>Chat>Email>Phone>In-Person,false,19:15-07:45,67,152,55,48,Brokerage;CreditBureau;OpenBanking,10,None,PlanUpdate,2025-07-09,Success,v2.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6524,Preserver,120554,1672914,58657,6.8,3,15,UK,Low,NoIlliquids;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.7,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD,Phone>Chat>Email>App>In-Person,false,19:15-06:00,73,176,78,82,Brokerage;CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-12-19,Success,v1.8.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6525,Preserver,44688,409074,42052,8.6,1,10,IN,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>App>In-Person,true,20:30-08:15,83,189,71,65,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-10-06,Success,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6526,Stabilizer,88962,641489,47703,7.0,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.6,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD,In-Person>Phone>Chat>App>Email,true,19:45-06:30,60,151,68,64,CreditBureau;OpenBanking;Payroll,20,Human,AlertAcknowledge,2025-10-05,Success,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6527,Builder,70204,230378,17016,10.9,2,10,US,Low,,ESGOnly,PennyStocks,1.7,16.5,8.5,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;IRR,App>In-Person>Phone>Chat>Email,false,21:15-06:30,66,115,63,52,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-01-25,Partial,v2.10.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6528,Stabilizer,37604,176198,11027,8.6,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD,Email>Phone>App,true,20:00-06:30,62,93,50,54,OpenBanking,20,None,PlanUpdate,2025-09-04,Failed,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6529,Explorer,79123,191145,24547,17.4,3,10,US,Medium,NoIlliquids,,,2.1,24.0,13.2,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;IRR;TaxCost,Chat>App>In-Person>Email>Phone,true,21:45-07:15,61,59,59,53,OpenBanking,7,None,Rebalance,2025-12-10,Success,v2.9.5,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6530,Stabilizer,73493,486729,17663,6.2,4,10,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,App>Email>In-Person>Chat>Phone,true,22:15-06:45,49,180,59,57,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-03-29,Success,v1.9.1,NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6531,Optimizer,245278,3010277,129892,8.7,2,12,US,Low,,NoWeapons,PennyStocks,1.8,23.7,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,MaxDD;IRR,In-Person>Email>Phone,true,23:15-06:15,72,71,68,62,Brokerage;OpenBanking;Payroll,7,None,Rebalance,2025-08-02,Success,v1.8.8,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A6532,Optimizer,134825,1311967,81438,10.9,1,12,US,Medium,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.8,18.6,12.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;TaxCost,Phone>Email>In-Person,true,23:15-08:30,57,110,64,64,Brokerage;OpenBanking,6,Human,PlanUpdate,2025-07-28,Success,v2.10.2,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A6533,Optimizer,160156,2204802,98344,7.2,3,12,US,Low,,,PennyStocks,1.8,21.3,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;Sharpe,App>Email>Phone>Chat,true,22:15-08:15,64,78,66,63,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-11-01,Failed,v1.9.6,NoIlliquids,Enforce tax budget and position caps
A6534,Preserver,156032,1816461,150514,5.9,1,15,DE,Low,NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Chat>App>Phone,true,23:00-07:00,82,179,92,85,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-04-25,Success,v1.10.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6535,Preserver,128773,542723,80361,4.1,4,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>In-Person,true,22:30-08:00,75,228,74,73,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-09-11,Success,v2.8.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6536,Stabilizer,61517,358790,29818,5.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.9,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Email>Chat>App,true,20:45-08:15,63,131,71,64,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-08-15,Failed,v2.10.3,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6537,Explorer,96696,515251,39748,20.0,3,10,US,Medium,AccreditedOnly,ESGOnly;NoWeapons,PennyStocks,1.7,24.1,12.7,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,TaxCost;IRR,In-Person>Chat>App,true,21:00-08:15,48,73,54,43,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-08-04,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A6538,Explorer,71036,352807,22941,15.8,2,10,UK,Medium,NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,2.2,33.4,14.4,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,IRR;Sharpe;TaxCost,Chat>Phone>App,true,22:00-08:00,57,57,66,62,CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-02-23,Success,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A6539,Builder,54905,231767,7129,12.2,3,10,US,Medium,NoIlliquids;NoDerivatives,,PennyStocks,1.6,24.9,8.5,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;MaxDD;IRR,Email>Phone>App>Chat>In-Person,true,21:30-08:15,57,109,62,59,OpenBanking,10,Human,Rebalance,2025-07-01,Success,v1.10.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6540,Builder,75837,156370,8551,11.3,3,10,UK,Low,NoDerivatives;NoIlliquids,NoTobacco;ESGOnly,,1.5,18.5,8.8,Home:3y;Retirement:30y,3,Concise,Deep,IRR;TaxCost,Email>In-Person>Phone>Chat>App,true,22:00-07:30,62,118,65,57,OpenBanking;Payroll,19,Human,AutoTransfer,2025-12-06,Success,v1.9.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6541,Explorer,36307,247571,10179,19.3,3,10,US,Low,,,LeveragedETFs;PennyStocks,2.1,30.5,16.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;MaxDD,Email>Phone>Chat>App>In-Person,true,20:30-07:15,59,63,57,51,CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2024-12-30,Failed,v1.8.1,NoMargin,Allow small experimental sleeve ≤ 3%
A6542,Builder,51802,157625,7246,10.8,3,10,US,Low,,NoWeapons;ESGOnly,,1.6,20.8,7.0,Home:3y;Retirement:30y,3,Educational,Medium,IRR;TaxCost;MaxDD,Email>App>In-Person>Chat>Phone,false,23:15-08:00,68,121,71,65,OpenBanking,15,None,AutoTransfer,2025-10-17,Success,v2.8.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A6543,Optimizer,62094,456931,18400,8.0,3,10,US,Medium,,NoWeapons,PennyStocks,1.4,26.5,13.8,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;Sharpe;MaxDD,Chat>App>Email,true,21:00-08:30,55,79,66,65,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-09-04,Success,v2.8.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6544,Builder,65096,287071,10765,12.9,3,10,US,Low,NoDerivatives;NoIlliquids,,,1.4,13.1,7.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;MaxDD,Chat>App>Email>Phone>In-Person,true,21:15-07:15,59,76,52,46,OpenBanking,18,None,Rebalance,2025-03-08,Partial,v2.10.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6545,Builder,36615,81298,5851,14.3,1,10,SG,Low,,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.7,20.0,10.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Email>App>Chat>Phone>In-Person,true,20:00-06:45,66,100,74,72,OpenBanking,5,Hybrid,AlertAcknowledge,2025-12-19,Success,v2.9.3,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A6546,Builder,77180,182460,12987,8.7,3,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs,1.6,12.9,11.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>Email>App,true,23:45-06:15,68,74,59,51,OpenBanking,13,None,Rebalance,2025-12-17,Success,v1.10.4,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6547,Builder,105419,302468,27473,13.3,2,12,US,Low,,,,1.7,19.5,10.1,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,MaxDD;TaxCost,App>Phone>In-Person>Email>Chat,false,23:00-08:45,58,65,60,54,CreditBureau;OpenBanking;Payroll,5,Human,PlanUpdate,2025-11-14,Partial,v1.10.8,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6548,Stabilizer,103812,492292,40563,9.6,1,15,SG,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>Email>App,true,20:45-08:00,56,117,56,51,OpenBanking,17,Human,AlertAcknowledge,2025-04-11,Partial,v1.10.6,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6549,Builder,36813,47606,5435,11.9,1,10,US,Medium,NoIlliquids;AccreditedOnly,NoTobacco;NoWeapons,Crypto;PrivateCredit,1.4,14.8,7.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;Sharpe,Chat>Email>App>In-Person>Phone,true,22:00-06:00,60,127,45,33,OpenBanking;Payroll,15,None,Rebalance,2025-05-06,Success,v2.10.7,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6550,Explorer,35433,73185,8136,17.2,2,10,US,High,NoIlliquids,,Crypto;LeveragedETFs,1.9,20.7,12.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;IRR;Sharpe,In-Person>App>Email,true,20:30-07:30,60,81,51,44,OpenBanking,6,Hybrid,AlertAcknowledge,2025-10-18,Success,v2.10.9,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6551,Preserver,77205,661604,47979,3.9,4,10,US,Medium,NoShortSelling;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Chat>In-Person>Phone>App>Email,true,23:00-06:00,73,151,71,62,Brokerage;OpenBanking;Payroll,7,Human,PlanUpdate,2025-06-14,Success,v2.8.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6552,Preserver,95040,1211567,63004,5.9,3,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>App>In-Person,true,21:45-07:45,80,121,67,67,Brokerage;OpenBanking,7,None,PlanUpdate,2025-05-17,Success,v1.9.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6553,Preserver,54057,263322,21746,4.0,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD,Chat>App>Email>In-Person>Phone,true,22:30-08:15,69,155,61,61,Brokerage;OpenBanking,12,Hybrid,AutoTransfer,2025-11-25,Partial,v2.9.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6554,Optimizer,86162,1137199,25004,11.6,1,10,US,Low,,NoFossilFuel,PennyStocks,1.5,20.5,12.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;IRR;TaxCost,In-Person>Chat>App>Phone,false,23:30-07:30,76,112,66,66,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-08-24,Success,v1.9.5,NoMargin,Enforce tax budget and position caps
A6555,Stabilizer,55255,204884,16113,4.3,4,10,AU,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.4,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe,Email>In-Person>App>Chat,true,23:30-06:15,62,162,64,68,CreditBureau;OpenBanking;Payroll,19,None,AutoTransfer,2025-11-25,Success,v1.9.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A6556,Preserver,83081,474181,17369,8.7,1,10,IN,Medium,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.2,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>Phone,false,20:45-06:15,65,187,68,61,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-10-30,Success,v1.8.6,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6557,Stabilizer,29786,112186,8161,5.7,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.7,5.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Phone>Email>In-Person,true,22:15-07:30,62,133,66,61,CreditBureau;OpenBanking,15,Hybrid,Rebalance,2025-09-11,Success,v2.9.6,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6558,Preserver,55122,533654,41418,6.6,1,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.8,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Chat>Phone>App>In-Person>Email,true,23:15-08:45,75,207,72,67,Brokerage;CreditBureau;OpenBanking,8,None,AutoTransfer,2025-05-16,Success,v2.10.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6559,Preserver,79540,573660,24099,7.3,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,8.5,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>App,true,23:45-08:30,78,156,74,68,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,AlertAcknowledge,2025-10-01,Success,v1.8.6,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6560,Builder,45833,102523,3364,10.5,3,10,US,Medium,,NoTobacco,Crypto;PrivateCredit,1.6,14.4,7.3,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;MaxDD,App>Chat>Phone>Email>In-Person,true,21:00-06:15,60,92,51,41,CreditBureau;OpenBanking;Payroll,19,None,AlertAcknowledge,2025-05-09,Success,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6561,Explorer,61012,485861,21845,18.0,1,10,AU,Low,NoShortSelling;AccreditedOnly,NoTobacco,LeveragedETFs;PennyStocks,2.0,32.0,16.8,Business:5y;Travel:2y,5,Directive,Shallow,TaxCost;IRR;MaxDD,Email>Chat>Phone,false,20:30-06:15,69,51,70,64,CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-12-08,Success,v1.10.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A6562,Builder,53454,220387,8231,9.8,4,10,US,Medium,AccreditedOnly,,,1.6,18.3,11.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,Sharpe;IRR,In-Person>Chat>Email,true,19:30-07:30,56,99,53,43,OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-11-18,Success,v2.8.7,NoMargin,Prioritize liquidity and down payment savings
A6563,Stabilizer,76416,259269,24557,6.4,1,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.1,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Email>Chat>App,true,19:00-06:45,60,109,54,58,CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-10-13,Success,v1.9.2,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6564,Preserver,53020,742425,35447,6.6,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,5.4,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Email>Chat>App,true,20:15-07:15,80,207,75,64,Brokerage;OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-09-01,Partial,v2.8.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6565,Stabilizer,66717,221002,20971,6.6,4,10,AU,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>Chat>App,true,20:15-06:15,58,98,50,55,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-06-01,Success,v2.10.1,NoIlliquids,Keep expenses buffer ≥ 4 months
A6566,Stabilizer,37620,81250,6096,4.4,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,12.4,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,App>In-Person>Chat,false,20:30-07:15,52,109,61,67,OpenBanking,19,Human,Rebalance,2025-02-22,Success,v2.8.4,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6567,Preserver,122911,461918,29336,5.3,4,12,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD,Phone>Email>In-Person>Chat,true,23:30-06:45,72,179,61,60,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-11-03,Partial,v2.8.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6568,Optimizer,196165,1703638,88268,10.1,1,12,US,Medium,NoIlliquids;AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,1.8,23.7,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,MaxDD;Sharpe,Chat>App>In-Person,false,19:15-08:45,60,75,55,55,Brokerage;OpenBanking;Payroll,3,Human,AutoTransfer,2025-11-21,Partial,v2.10.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A6569,Optimizer,78217,695248,28564,8.1,3,10,US,Low,NoIlliquids,,Crypto;PennyStocks,1.5,19.3,12.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe,Phone>App>In-Person>Chat>Email,true,23:30-06:30,64,120,60,48,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-12-18,Success,v1.8.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A6570,Builder,62717,62310,6483,10.6,2,10,US,Medium,,ESGOnly;NoTobacco,LeveragedETFs,1.6,22.3,7.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;IRR;MaxDD,Phone>App>Email,true,23:45-08:15,62,144,69,58,CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-11-22,Success,v1.10.9,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A6571,Preserver,118242,465710,29270,4.7,4,12,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,9.3,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD,In-Person>Email>App>Chat>Phone,true,23:15-08:30,71,135,81,82,Brokerage;CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-04-23,Success,v1.10.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6572,Builder,56601,184254,10021,13.2,2,10,US,High,,,,1.6,17.5,9.3,Home:3y;Retirement:30y,3,Educational,Deep,IRR;Sharpe,Email>App>Phone>In-Person,true,23:15-06:30,48,95,35,30,CreditBureau;OpenBanking;Payroll,8,None,PlanUpdate,2025-08-06,Success,v1.10.7,StopLossDisabled,Prioritize liquidity and down payment savings
A6573,Preserver,102934,1091431,104307,6.1,2,12,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.9,5.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,In-Person>App>Phone,true,19:45-07:15,75,134,65,71,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-12-23,Success,v2.10.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6574,Explorer,45841,96028,5876,20.0,3,10,US,Medium,,,PennyStocks,2.1,22.0,15.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,TaxCost;IRR,Chat>App>Phone>Email>In-Person,true,21:45-08:45,61,76,70,68,OpenBanking,5,Hybrid,PlanUpdate,2025-12-17,Success,v2.9.4,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6575,Optimizer,262686,2275875,122031,9.2,2,12,US,Low,NoDerivatives;NoShortSelling,ESGOnly,LeveragedETFs;PennyStocks,1.8,24.4,9.7,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;Sharpe,App>In-Person>Phone,true,19:00-06:45,73,109,72,62,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-05-03,Success,v2.8.6,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6576,Optimizer,114810,1557419,81366,8.4,4,12,US,Medium,,,PennyStocks,1.8,27.2,12.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;TaxCost,In-Person>Chat>Email>Phone>App,true,23:15-07:15,55,108,43,37,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-11-13,Success,v2.8.6,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A6577,Preserver,87410,613261,63318,5.7,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>Chat>Phone>App>In-Person,true,19:45-07:45,74,168,70,65,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,AutoTransfer,2025-10-05,Success,v2.9.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6578,Preserver,133280,2217135,105691,3.8,4,12,US,High,NoIlliquids;NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.4,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD,Email>Chat>Phone>In-Person,true,22:30-08:00,65,169,66,63,Brokerage;OpenBanking,4,None,Rebalance,2025-11-21,Partial,v2.10.8,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A6579,Optimizer,161556,1590837,87102,6.5,4,15,IN,Low,,,LeveragedETFs;PennyStocks,1.7,22.0,9.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost,In-Person>Email>Phone>App>Chat,true,19:00-08:00,61,100,59,58,Brokerage;OpenBanking,2,None,AutoTransfer,2025-08-08,Success,v1.9.8,NoPennyStocks,Enforce tax budget and position caps
A6580,Stabilizer,36787,270707,12323,5.7,3,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person,false,19:15-08:00,64,115,55,49,CreditBureau;OpenBanking;Payroll,16,Human,AlertAcknowledge,2025-11-27,Success,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6581,Stabilizer,115054,584206,29952,7.3,2,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,17.6,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Phone>App>In-Person>Chat>Email,true,22:00-07:30,53,144,43,34,OpenBanking,14,Human,PlanUpdate,2025-03-10,Failed,v2.8.5,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6582,Optimizer,107681,1373183,46312,7.5,2,12,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,PennyStocks;PrivateCredit,1.6,24.1,11.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,Sharpe;MaxDD,Chat>In-Person>Email>App,true,19:45-07:00,62,118,66,57,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-05-27,Success,v1.8.1,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6583,Explorer,29159,20951,2029,16.0,2,10,CA,Low,,NoWeapons,,1.7,30.3,12.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,TaxCost;Sharpe;IRR,In-Person>Phone>Chat,true,21:15-08:45,57,54,50,49,OpenBanking,7,None,PlanUpdate,2025-06-19,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A6584,Stabilizer,65556,410662,16818,5.9,4,10,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.9,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Phone>Chat,true,23:45-08:15,56,94,64,57,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-11-01,Partial,v1.8.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6585,Preserver,66291,948884,57971,6.7,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Chat>In-Person>Phone>Email,true,21:00-07:45,76,195,80,74,Brokerage;CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-04-03,Success,v2.8.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6586,Optimizer,149158,857841,30024,8.0,3,12,US,Low,AccreditedOnly;NoIlliquids,,PennyStocks,1.9,16.8,12.0,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;MaxDD,App>Chat>In-Person,true,21:15-08:00,73,77,79,68,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-03-13,Failed,v1.8.6,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A6587,Explorer,95628,407124,29955,19.0,2,10,UK,Low,NoShortSelling;NoIlliquids,ESGOnly;NoTobacco,Crypto;PrivateCredit,2.1,22.4,17.5,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,Sharpe;MaxDD;TaxCost,App>Chat>In-Person,true,19:15-08:00,61,52,69,59,OpenBanking,6,None,PlanUpdate,2025-09-14,Success,v1.9.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6588,Preserver,98855,556117,65780,5.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Phone>App>In-Person,false,23:15-07:30,70,195,76,73,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,AutoTransfer,2025-09-10,Success,v1.9.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6589,Preserver,77484,858068,61902,7.6,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,App>Phone>Chat>In-Person>Email,true,20:45-07:45,80,148,88,80,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-03-16,Success,v2.8.9,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6590,Preserver,67011,471193,22356,6.8,1,10,AU,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.2,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Email>Phone>App>Chat>In-Person,false,21:15-06:30,69,152,69,64,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-12-22,Partial,v2.10.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6591,Stabilizer,87283,237319,30221,4.9,4,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email>Phone>App,false,23:45-07:45,60,93,58,57,OpenBanking;Payroll,17,Hybrid,AlertAcknowledge,2025-02-20,Success,v1.8.2,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6592,Stabilizer,68826,458417,32011,3.9,4,10,UK,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Chat>In-Person>App,false,21:45-06:00,64,174,67,67,OpenBanking,12,None,PlanUpdate,2025-08-06,Success,v1.8.3,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A6593,Stabilizer,41834,201144,13726,6.4,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.7,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Phone>In-Person,true,19:00-08:30,62,104,53,55,OpenBanking,9,None,PlanUpdate,2025-05-01,Success,v2.9.4,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6594,Optimizer,175038,2335414,66117,10.0,3,12,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.7,18.8,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,IRR;TaxCost,Email>App>Chat>In-Person,true,23:15-08:45,75,104,80,73,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-05-27,Success,v1.9.1,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A6595,Explorer,46653,201597,11368,18.9,4,10,US,Low,NoShortSelling;NoDerivatives,,PennyStocks;PrivateCredit,2.1,29.2,13.5,Business:5y;Travel:2y,5,Educational,Shallow,TaxCost;Sharpe;MaxDD,In-Person>App>Email>Phone,true,20:45-08:30,68,76,66,58,CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-07-04,Success,v2.9.8,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6596,Stabilizer,93319,599025,57942,5.2,4,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>App>In-Person>Email,true,21:15-06:00,53,146,61,62,OpenBanking,15,Human,PlanUpdate,2025-05-22,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6597,Preserver,79854,384479,39085,4.8,3,10,US,Medium,NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,5.6,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Email>Chat>Phone>In-Person,true,23:45-08:00,72,144,60,63,Brokerage;OpenBanking,4,None,AlertAcknowledge,2025-01-16,Success,v2.9.6,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6598,Stabilizer,54354,345709,20680,8.3,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.9,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>Chat>In-Person>App,true,19:15-08:15,55,132,41,39,CreditBureau;OpenBanking,15,None,Rebalance,2025-03-18,Success,v2.10.7,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6599,Preserver,105715,727654,65243,4.5,4,12,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.3,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email>App>Chat,false,20:30-08:45,82,197,72,69,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-03-17,Partial,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6600,Optimizer,336475,2554860,166054,8.8,1,15,IN,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,PennyStocks;PrivateCredit,1.6,21.5,13.9,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe,Chat>Phone>App>Email,true,23:45-07:45,66,63,68,56,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-10-29,Success,v2.9.7,NoIlliquids;NoMargin,Enforce tax budget and position caps
A6601,Optimizer,149875,2547031,82071,10.9,3,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.8,24.3,10.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;IRR,Email>App>Phone>Chat,false,19:15-07:15,60,112,67,62,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2024-12-27,Partial,v1.9.7,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6602,Builder,46720,-17992,2087,8.2,4,10,US,Medium,AccreditedOnly;NoDerivatives,NoFossilFuel;NoTobacco,PennyStocks,1.7,22.3,8.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat>App>Email,true,21:30-06:45,61,98,48,46,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-08-12,Success,v2.10.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6603,Preserver,136656,1501610,115171,3.9,4,12,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,5.0,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD,Chat>Phone>App>Email>In-Person,true,19:15-08:45,76,172,84,82,Brokerage;OpenBanking,9,Hybrid,PlanUpdate,2025-08-08,Success,v2.8.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6604,Preserver,88284,975102,78858,6.0,2,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>App>Phone,true,23:00-07:45,79,162,64,64,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-07-04,Success,v1.9.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6605,Preserver,177928,930471,89164,5.5,4,15,DE,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Email>App>In-Person,true,20:00-08:30,65,227,54,50,Brokerage;OpenBanking;Payroll,5,Human,AutoTransfer,2025-01-11,Success,v2.10.3,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6606,Optimizer,57014,644203,34862,11.8,1,10,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.7,22.0,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,Sharpe;TaxCost,Email>In-Person>Chat,false,19:00-06:00,62,117,62,57,Brokerage;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-06-12,Success,v1.9.2,PauseWhenVIX>30,Enforce tax budget and position caps
A6607,Stabilizer,147489,581147,54922,8.5,1,15,AU,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.5,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,App>Chat>In-Person>Phone,true,19:45-06:30,56,157,48,42,OpenBanking,16,Hybrid,AutoTransfer,2025-04-08,Partial,v1.10.8,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6608,Builder,90133,53423,7233,10.1,4,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;PrivateCredit,1.6,12.5,9.3,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;Sharpe,Chat>Email>Phone>App>In-Person,true,20:45-06:30,67,123,56,44,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-02-06,Partial,v1.9.6,StopLossDisabled,Prioritize liquidity and down payment savings
A6609,Preserver,68602,1068989,78663,4.3,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe,App>In-Person>Email>Chat,true,22:45-07:45,82,171,73,78,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-05-30,Partial,v2.8.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6610,Builder,39145,93005,4972,7.5,4,10,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs,1.6,19.2,8.9,Home:3y;Retirement:30y,3,Collaborative,Deep,Sharpe;IRR,Phone>App>In-Person,false,20:45-07:45,68,69,59,58,CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-05-25,Failed,v1.10.2,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6611,Optimizer,195117,2382458,111704,8.2,1,15,SG,Low,,NoTobacco,PennyStocks,1.9,24.3,12.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,Sharpe;TaxCost,App>In-Person>Chat,false,19:00-07:45,67,87,78,75,Brokerage;OpenBanking,7,None,AutoTransfer,2025-05-20,Success,v1.8.7,NoIlliquids;NoMargin,Enforce tax budget and position caps
A6612,Explorer,53247,255321,22235,15.4,1,10,US,Low,NoIlliquids,ESGOnly,,1.9,31.7,12.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>Phone>App,false,20:00-06:30,68,86,63,58,OpenBanking,5,Human,PlanUpdate,2025-04-06,Success,v1.10.1,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6613,Stabilizer,44806,70255,5717,5.5,3,10,UK,Low,NoShortSelling;NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>App,true,20:15-06:30,61,142,62,58,OpenBanking,14,None,Rebalance,2025-07-24,Partial,v2.8.9,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6614,Explorer,71776,286000,23252,21.1,2,10,US,Low,NoShortSelling,ESGOnly,Crypto;PennyStocks,2.1,28.5,17.0,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,MaxDD;Sharpe,In-Person>Email>App,true,21:45-06:00,55,60,59,54,OpenBanking,6,Human,AutoTransfer,2025-05-03,Success,v2.10.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6615,Preserver,122028,1160138,73838,6.1,2,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.2,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,Email>In-Person>Chat,true,21:15-08:45,68,165,68,59,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-07-07,Success,v1.8.3,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6616,Preserver,121110,1281629,99071,4.2,4,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email>App,false,19:30-08:15,81,129,89,80,Brokerage;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-04-14,Success,v2.10.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A6617,Preserver,62004,360290,26528,4.9,4,10,US,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>Phone>App,false,20:15-08:00,74,186,84,84,Brokerage;OpenBanking;Payroll,12,Human,PlanUpdate,2025-12-19,Success,v1.9.4,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6618,Preserver,76947,269002,35495,4.9,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,15.8,7.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Phone>App>Email>Chat,true,23:15-07:30,79,131,73,79,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-09-13,Success,v2.8.1,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6619,Preserver,103372,365780,32818,4.4,4,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.7,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost,In-Person>App>Phone>Email>Chat,true,23:00-07:00,74,175,62,58,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-05-01,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6620,Preserver,62310,342417,22118,5.1,4,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost,App>Chat>In-Person,true,19:00-07:15,76,170,78,77,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-02-01,Success,v1.9.4,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6621,Preserver,90573,710937,61457,8.8,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,11.1,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,Chat>Phone>In-Person,false,20:00-08:30,67,129,55,57,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-10-09,Partial,v1.10.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6622,Stabilizer,72956,442842,25642,7.6,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,12.7,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost,App>Phone>In-Person>Chat,true,23:00-06:45,52,97,45,45,CreditBureau;OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-04-06,Success,v1.9.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6623,Stabilizer,73381,452539,17278,9.4,1,10,US,Low,NoShortSelling;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,8.1,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>In-Person>App,true,22:00-07:30,64,90,65,57,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-04-12,Success,v2.9.4,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6624,Preserver,45160,390118,31104,5.0,4,10,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,5.5,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Email>In-Person>Chat,true,23:00-06:15,63,183,60,49,Brokerage;OpenBanking;Payroll,3,Human,Rebalance,2025-05-22,Partial,v1.8.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6625,Builder,53482,191955,4429,12.5,1,10,US,Medium,,,,1.4,13.4,11.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;MaxDD;Sharpe,Email>Chat>Phone>App>In-Person,true,22:00-08:15,59,139,57,48,OpenBanking;Payroll,13,None,PlanUpdate,2025-08-09,Partial,v1.9.2,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6626,Builder,47626,127646,6513,9.9,3,10,US,Low,NoIlliquids;NoDerivatives,NoTobacco,,1.5,21.5,7.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe;TaxCost,Email>App>In-Person,true,23:15-07:45,70,89,71,70,CreditBureau;OpenBanking,9,Human,PlanUpdate,2025-10-29,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A6627,Preserver,74946,542100,20476,6.3,2,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,App>In-Person>Chat>Phone,true,21:15-08:45,61,123,52,52,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-07-11,Failed,v1.9.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6628,Preserver,175057,1425740,137826,6.7,1,12,US,Medium,NoDerivatives;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,In-Person>App>Email>Chat>Phone,true,20:15-06:15,65,225,53,55,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-05-01,Success,v2.10.7,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6629,Optimizer,152174,983316,72275,5.4,4,12,US,Low,,NoFossilFuel,LeveragedETFs;PennyStocks,1.6,23.9,12.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;TaxCost,Chat>Phone>App,true,22:15-06:15,75,76,82,76,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-09-24,Success,v1.9.7,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A6630,Builder,52384,107433,4709,13.9,1,10,US,Low,,ESGOnly;NoWeapons,LeveragedETFs;PennyStocks,1.5,14.4,8.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>App>Email,true,23:30-07:45,69,63,72,70,CreditBureau;OpenBanking;Payroll,18,None,AlertAcknowledge,2025-07-28,Failed,v2.9.3,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A6631,Preserver,169675,1154981,106655,5.1,3,15,SG,Medium,NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.5,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Chat>In-Person>Phone,true,20:15-07:00,72,194,66,56,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-03-03,Success,v2.8.8,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6632,Builder,127373,237190,26185,9.6,2,15,IN,Low,NoDerivatives;AccreditedOnly,,PrivateCredit,1.7,22.4,9.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;IRR,Chat>App>In-Person>Email>Phone,false,22:45-08:00,63,150,59,54,OpenBanking,8,None,AutoTransfer,2025-03-22,Success,v2.10.2,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A6633,Builder,61409,81955,9085,10.6,4,10,AU,Low,,NoWeapons;NoFossilFuel,LeveragedETFs;PennyStocks,1.7,15.2,7.7,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;Sharpe;IRR,Chat>In-Person>Phone>App>Email,false,19:30-07:30,72,99,73,71,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-09-08,Success,v1.8.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6634,Preserver,72528,624043,61663,4.7,2,10,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,6.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Chat>App>Email,true,23:30-06:15,79,190,67,68,Brokerage;OpenBanking,13,Hybrid,AutoTransfer,2025-09-18,Failed,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6635,Explorer,84526,358451,17356,20.9,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs,2.1,34.7,16.6,Business:5y;Travel:2y,5,Collaborative,Medium,IRR;MaxDD;Sharpe,Email>Phone>Chat>App,false,19:45-07:15,63,74,59,54,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-01-28,Success,v1.9.6,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6636,Optimizer,58444,327767,27099,9.5,1,10,UK,Low,,NoWeapons;ESGOnly,PennyStocks;PrivateCredit,1.7,24.6,10.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>App>Phone,true,21:00-07:45,74,65,77,75,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-09-05,Success,v2.10.5,PauseWhenVIX>30,Enforce tax budget and position caps
A6637,Stabilizer,78160,565465,38658,4.7,3,10,US,Medium,NoIlliquids;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,10.9,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>App>In-Person,true,22:15-06:00,51,148,44,41,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-08-21,Success,v2.10.7,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6638,Preserver,84169,373260,35492,4.2,4,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Chat>Phone>App>In-Person>Email,true,19:00-07:45,72,229,72,68,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-09-10,Success,v1.10.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6639,Stabilizer,35226,298391,11823,9.2,1,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,17.2,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Email>In-Person>Chat>App,true,23:30-07:15,59,131,68,64,OpenBanking;Payroll,10,Human,AutoTransfer,2025-02-23,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6640,Optimizer,237315,4635927,109061,8.4,3,12,US,Low,AccreditedOnly;NoDerivatives,,PennyStocks;PrivateCredit,1.7,17.8,11.8,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;TaxCost,Chat>Phone>App>In-Person,true,20:15-06:15,74,115,72,64,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-01-19,Success,v2.10.3,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A6641,Builder,41195,173763,3123,14.1,2,10,DE,Low,NoDerivatives,,PrivateCredit,1.7,13.7,7.2,Home:3y;Retirement:30y,3,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Chat>Email>Phone>App,true,20:30-08:45,59,75,57,48,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-08-31,Success,v2.9.2,NoPennyStocks,Prioritize liquidity and down payment savings
A6642,Stabilizer,27321,98956,11903,7.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.1,5.3,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>App,false,20:45-06:45,52,147,47,40,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-09-11,Success,v2.9.1,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A6643,Explorer,58532,437857,10287,14.6,4,10,US,Low,,ESGOnly;NoWeapons,,1.7,25.3,14.9,Business:5y;Travel:2y,5,Educational,Deep,MaxDD;Sharpe,In-Person>App>Chat>Email>Phone,true,22:45-06:00,61,74,62,56,OpenBanking,2,None,AutoTransfer,2025-03-29,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A6644,Preserver,53610,652494,27924,6.5,2,10,CA,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,14.4,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD,Phone>Email>App,true,20:15-07:45,73,137,71,66,Brokerage;OpenBanking,10,Human,PlanUpdate,2025-02-02,Success,v2.10.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6645,Builder,138850,-38233,2109,11.4,4,12,US,Medium,AccreditedOnly,NoWeapons;ESGOnly,Crypto,1.6,20.6,8.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;IRR,App>Chat>Email>Phone,true,20:30-07:30,66,126,75,66,OpenBanking,19,Hybrid,AutoTransfer,2025-03-22,Success,v1.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A6646,Stabilizer,55716,252506,8622,9.1,2,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD,Email>Chat>Phone>App,true,21:00-06:15,53,168,47,43,CreditBureau;OpenBanking,19,Hybrid,AutoTransfer,2025-11-23,Partial,v1.10.3,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6647,Stabilizer,178273,860239,33464,8.6,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,6.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>In-Person>App>Email>Phone,true,21:00-07:15,52,149,37,37,CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-11-29,Success,v1.10.1,StopLossDisabled,Keep expenses buffer ≥ 4 months
A6648,Stabilizer,32878,289839,13260,5.0,4,10,IN,Low,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;TaxCost,Chat>Email>Phone>In-Person,false,21:45-08:30,54,98,53,44,OpenBanking;Payroll,9,Human,PlanUpdate,2025-03-28,Success,v1.8.3,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6649,Builder,177855,540492,28554,12.2,4,12,US,Low,,NoFossilFuel,,1.6,18.3,9.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;MaxDD;IRR,Chat>In-Person>Email,false,21:00-08:00,59,120,49,46,CreditBureau;OpenBanking;Payroll,18,None,AlertAcknowledge,2025-09-22,Success,v2.10.7,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A6650,Preserver,89818,600934,82991,6.3,2,10,AU,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Phone>In-Person>Email,true,19:45-06:30,83,204,79,77,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,PlanUpdate,2025-10-22,Partial,v1.10.1,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6651,Optimizer,96770,423790,42272,7.6,2,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;PennyStocks,1.8,24.0,10.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;Sharpe;IRR,Phone>Chat>In-Person>Email,false,21:30-06:15,70,83,84,77,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-06-05,Partial,v2.9.3,LimitOrderOnly,Enforce tax budget and position caps
A6652,Builder,60727,77509,5944,9.5,2,10,SG,Medium,AccreditedOnly;NoIlliquids,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.5,24.5,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,IRR;Sharpe,In-Person>App>Chat,true,21:45-06:45,60,123,59,53,CreditBureau;OpenBanking;Payroll,15,Human,AutoTransfer,2025-05-30,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A6653,Stabilizer,102400,484447,70327,6.2,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.7,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD,App>Chat>Email>Phone,false,21:45-07:45,64,141,50,52,OpenBanking,18,Human,AlertAcknowledge,2025-11-04,Partial,v2.10.4,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6654,Explorer,43543,369250,19141,13.2,4,10,US,Medium,,,LeveragedETFs;PennyStocks,1.8,20.8,13.5,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;TaxCost,App>Email>Chat,false,22:15-06:00,60,49,62,52,CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-02-05,Failed,v1.9.7,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6655,Explorer,94958,491784,29345,18.7,3,10,US,Low,NoIlliquids;NoShortSelling,,,1.8,34.5,15.6,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;MaxDD,Email>In-Person>Phone,true,19:00-06:00,66,87,64,62,CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-11-09,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6656,Stabilizer,54544,183063,8565,7.7,1,10,UK,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,App>In-Person>Email>Phone,true,19:15-07:00,56,143,53,42,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-08-20,Success,v1.9.9,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6657,Builder,48547,142503,4355,9.6,3,10,CA,High,AccreditedOnly,,LeveragedETFs,1.4,19.8,10.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;Sharpe;IRR,App>Chat>Phone>In-Person>Email,true,19:45-08:45,53,110,44,37,OpenBanking;Payroll,20,None,PlanUpdate,2025-09-24,Success,v1.10.6,NoPennyStocks,Prioritize liquidity and down payment savings
A6658,Preserver,87648,405428,49847,7.4,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.3,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD,In-Person>Phone>Chat>App>Email,true,21:00-06:15,71,139,63,56,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-01-30,Success,v1.9.5,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6659,Preserver,129730,1419466,84561,6.5,1,15,SG,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>Chat,true,19:15-07:45,70,147,79,80,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-10-09,Success,v2.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6660,Explorer,42989,212683,19047,20.7,2,10,US,High,AccreditedOnly;NoShortSelling,,PennyStocks,1.7,32.0,17.7,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;MaxDD;Sharpe,App>Email>In-Person>Phone,true,21:00-07:45,39,49,31,26,OpenBanking;Payroll,5,None,Rebalance,2025-09-07,Success,v1.8.5,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6661,Explorer,155013,924642,41203,13.7,4,15,DE,Medium,NoDerivatives;NoIlliquids,NoFossilFuel;NoWeapons,,1.9,29.5,17.5,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;TaxCost,App>Phone>Email>In-Person,true,22:15-08:30,59,73,61,59,CreditBureau;OpenBanking,1,None,AutoTransfer,2025-11-29,Success,v2.8.3,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6662,Stabilizer,57200,307091,13965,8.2,2,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>App>Chat>In-Person>Phone,true,22:45-06:30,66,115,71,59,OpenBanking;Payroll,16,Hybrid,AlertAcknowledge,2025-06-07,Success,v1.8.6,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6663,Stabilizer,182517,522973,45709,8.8,1,15,DE,Low,NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,8.5,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Chat>Phone>Email>App>In-Person,true,23:30-07:45,65,153,64,56,CreditBureau;OpenBanking;Payroll,11,Human,PlanUpdate,2025-12-14,Success,v1.8.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6664,Builder,43395,106430,5866,9.6,1,10,US,Medium,,,PennyStocks,1.4,23.8,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD,Chat>In-Person>Phone>App>Email,true,19:30-06:00,61,86,51,45,CreditBureau;OpenBanking;Payroll,17,Human,PlanUpdate,2025-08-04,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6665,Preserver,251575,1818177,80443,6.6,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost,Chat>App>Phone>In-Person,true,23:00-06:45,74,220,61,55,Brokerage;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-11-07,Success,v2.10.8,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6666,Builder,105851,233504,22464,11.0,1,12,US,Low,,,,1.7,14.1,7.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;Sharpe;IRR,Chat>App>Phone,true,20:00-07:30,68,145,63,61,OpenBanking;Payroll,18,Hybrid,Rebalance,2025-09-08,Success,v2.10.9,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6667,Preserver,190977,1081686,71143,4.7,3,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.2,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,Email>Chat>In-Person>App>Phone,true,19:45-07:15,72,210,75,68,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-08-03,Success,v2.10.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6668,Preserver,57114,720524,39692,6.5,2,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.5,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Phone>In-Person>App>Email,true,21:00-06:45,82,120,77,66,Brokerage;OpenBanking,3,None,Rebalance,2025-09-14,Success,v2.8.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6669,Builder,44274,116046,9146,10.3,3,10,UK,Low,,,,1.6,15.9,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;Sharpe;IRR,Phone>App>Chat,false,21:30-07:15,62,113,69,69,OpenBanking;Payroll,20,None,AlertAcknowledge,2025-03-10,Success,v2.10.9,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6670,Stabilizer,48436,364160,22010,8.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD,In-Person>Email>App,true,22:15-08:00,52,171,54,53,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-05-31,Failed,v1.10.7,NoPennyStocks,Keep expenses buffer ≥ 4 months
A6671,Optimizer,117330,1587602,85243,10.8,2,15,UK,Low,,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.5,23.1,13.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;TaxCost,In-Person>App>Chat>Phone>Email,false,22:15-08:30,73,72,71,64,Brokerage;OpenBanking,4,None,PlanUpdate,2025-04-19,Failed,v1.8.7,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A6672,Stabilizer,98374,323612,31249,4.9,4,10,US,Low,NoDerivatives;AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,App>Email>In-Person>Chat,true,22:00-07:15,57,142,60,65,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-03-17,Success,v1.9.3,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6673,Preserver,147685,1944498,179594,8.0,1,12,US,Low,NoDerivatives;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,App>Phone>Email>In-Person>Chat,true,21:00-06:30,76,153,75,70,Brokerage;OpenBanking,3,None,PlanUpdate,2025-03-16,Success,v1.8.3,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6674,Builder,82717,370723,8709,13.6,1,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoWeapons,,1.7,13.6,11.5,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD,App>Chat>Phone>Email>In-Person,true,22:45-07:30,62,68,61,51,OpenBanking;Payroll,16,Human,Rebalance,2025-08-25,Success,v1.10.7,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6675,Optimizer,164051,1250349,59599,5.3,4,12,US,Medium,,ESGOnly;NoTobacco,PennyStocks,1.6,24.2,9.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;Sharpe;IRR,Phone>Email>Chat>In-Person,true,21:15-06:15,65,63,71,65,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-11-12,Partial,v1.8.3,NoPennyStocks,Enforce tax budget and position caps
A6676,Preserver,175054,1957737,153643,5.2,4,12,US,High,NoIlliquids;NoShortSelling,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.8,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>In-Person>Email>App,true,23:15-08:00,58,228,55,55,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-04-21,Success,v1.9.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6677,Preserver,98891,706548,31299,3.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.4,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Chat>App>Email>Phone,true,23:30-08:15,70,221,69,58,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-12-15,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6678,Preserver,83087,775794,69673,6.9,1,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,17.0,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,App>Phone>In-Person,true,21:15-06:30,79,148,67,72,Brokerage;OpenBanking,5,None,PlanUpdate,2025-04-22,Success,v2.10.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6679,Preserver,127657,613154,24360,5.3,2,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.8,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,Email>App>In-Person>Chat,true,20:00-08:30,79,221,84,88,Brokerage;OpenBanking;Payroll,5,Human,AutoTransfer,2025-01-13,Success,v1.9.2,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6680,Builder,83089,134317,15474,10.9,2,10,US,Low,NoIlliquids;NoDerivatives,,,1.7,16.8,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;TaxCost;IRR,App>Chat>In-Person>Phone>Email,true,21:15-08:15,61,137,62,62,CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-03-26,Success,v2.9.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6681,Stabilizer,40835,83368,10360,6.0,2,10,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;TaxCost,Phone>Chat>App>In-Person,true,19:30-07:00,57,167,58,57,CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-05-15,Partial,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A6682,Builder,71348,253745,9443,8.0,4,10,CA,Low,NoIlliquids,,,1.8,15.9,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat,false,22:30-07:15,61,99,57,53,CreditBureau;OpenBanking,14,None,Rebalance,2025-10-25,Success,v1.8.8,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6683,Optimizer,429586,4642530,144259,7.5,3,15,SG,Low,,,PennyStocks,1.6,23.2,13.1,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;IRR;TaxCost,Chat>Phone>In-Person>Email>App,true,23:00-06:15,70,66,67,63,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-08-26,Failed,v1.10.6,StopLossDisabled,Enforce tax budget and position caps
A6684,Stabilizer,75025,375400,44454,6.2,3,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.9,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,Email>In-Person>Phone>Chat>App,true,21:15-08:15,59,145,57,48,OpenBanking,20,Hybrid,Rebalance,2025-08-18,Partial,v2.10.9,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6685,Stabilizer,113681,210506,19299,7.0,2,15,SG,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,16.4,8.0,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>App>Email,false,20:30-08:15,55,96,40,37,OpenBanking,12,Human,Rebalance,2025-09-22,Failed,v2.8.6,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6686,Explorer,60653,515088,13904,17.3,4,10,US,Low,,,PennyStocks,2.1,27.3,13.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,Sharpe;MaxDD,Phone>Email>Chat>In-Person>App,false,19:00-06:45,64,50,69,66,OpenBanking,6,None,PlanUpdate,2025-01-10,Success,v1.8.9,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A6687,Stabilizer,146282,406833,37561,7.5,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,In-Person>Chat>Email>App>Phone,true,21:15-08:30,52,140,49,43,CreditBureau;OpenBanking;Payroll,12,Human,Rebalance,2025-05-11,Success,v2.9.9,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6688,Preserver,126719,1287525,55503,5.2,2,12,US,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,6.4,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,Phone>In-Person>App>Email>Chat,true,20:00-08:45,75,165,81,72,Brokerage;OpenBanking;Payroll,9,None,PlanUpdate,2025-01-04,Success,v2.10.1,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6689,Preserver,78101,509033,62939,7.5,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>Chat>In-Person>Email,true,20:15-06:15,74,205,61,62,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,PlanUpdate,2025-02-12,Partial,v2.10.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6690,Preserver,146823,1442950,128174,5.7,1,12,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.9,5.6,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>App>Phone>In-Person,false,20:30-07:00,67,161,72,71,Brokerage;OpenBanking;Payroll,13,None,PlanUpdate,2025-04-22,Success,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6691,Optimizer,307928,4349124,145863,7.9,3,12,US,Low,,,Crypto;PennyStocks,1.9,17.1,11.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;TaxCost;MaxDD,Phone>App>Email>In-Person>Chat,true,19:45-07:30,68,113,80,80,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,PlanUpdate,2025-12-10,Success,v2.10.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6692,Optimizer,164845,1034931,66584,6.8,3,15,SG,Low,NoShortSelling,NoWeapons,PennyStocks,1.8,18.7,13.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;MaxDD,Email>Phone>App>In-Person,false,21:15-06:30,72,71,85,83,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-05-21,Partial,v2.8.8,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A6693,Builder,69148,264326,10305,8.5,4,10,US,Low,,,,1.6,19.1,9.8,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;MaxDD;IRR,App>Phone>In-Person>Email>Chat,true,20:45-07:30,72,111,70,69,CreditBureau;OpenBanking,7,None,Rebalance,2025-03-20,Success,v2.8.7,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6694,Optimizer,172157,1504764,53189,6.9,3,12,US,Low,,,PennyStocks,1.6,19.8,11.4,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;Sharpe,Phone>In-Person>Email,false,19:45-08:45,60,115,72,71,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-01-16,Success,v2.10.3,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A6695,Builder,75859,169402,5575,12.4,1,10,US,Medium,,NoFossilFuel;NoWeapons,,1.4,18.9,11.3,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;MaxDD;IRR,Chat>App>Phone>In-Person>Email,true,21:15-07:45,59,94,47,44,OpenBanking,9,None,AlertAcknowledge,2025-08-08,Success,v2.8.5,NoIlliquids,Prioritize liquidity and down payment savings
A6696,Optimizer,188400,1657838,76081,6.7,3,12,US,Low,,NoFossilFuel,PennyStocks,1.8,23.6,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;IRR;MaxDD,In-Person>Email>App,false,19:15-07:15,76,98,75,67,Brokerage;OpenBanking;Payroll,1,Hybrid,PlanUpdate,2025-09-25,Success,v2.9.1,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A6697,Stabilizer,63974,310354,29669,10.3,1,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.5,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>App>In-Person,false,19:00-07:00,54,163,53,50,OpenBanking;Payroll,16,None,AlertAcknowledge,2025-02-25,Success,v2.8.2,StopLossDisabled,Keep expenses buffer ≥ 4 months
A6698,Explorer,43029,235619,13558,20.8,2,10,US,Low,NoShortSelling,,,1.8,22.2,16.7,Business:5y;Travel:2y,5,Collaborative,Deep,TaxCost;MaxDD;IRR,Chat>Email>In-Person,true,20:15-08:30,55,77,56,52,OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-09-23,Success,v1.8.8,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6699,Optimizer,209364,2244711,106429,10.6,1,12,US,Low,,NoWeapons,PennyStocks,1.4,25.8,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost;Sharpe,Email>Chat>Phone,true,19:45-06:30,76,100,65,60,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-09-09,Failed,v2.10.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A6700,Stabilizer,187676,887492,66849,7.4,1,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.2,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,Sharpe;MaxDD,Phone>Chat>In-Person,false,21:30-06:30,63,169,73,73,OpenBanking,19,Human,PlanUpdate,2025-06-18,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6701,Builder,81274,134280,15435,11.4,3,10,IN,Medium,,,PennyStocks;PrivateCredit,1.8,13.2,10.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost;IRR,Email>In-Person>Phone,true,23:15-06:15,62,115,54,53,CreditBureau;OpenBanking,17,Hybrid,AutoTransfer,2025-05-13,Failed,v2.9.8,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6702,Preserver,100666,788343,57025,7.8,1,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>App>In-Person,false,21:30-07:45,71,169,74,66,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-02-20,Partial,v1.9.5,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6703,Preserver,317686,2700024,151596,3.9,4,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>Chat,true,21:45-07:30,71,233,66,59,Brokerage;OpenBanking;Payroll,12,Human,PlanUpdate,2025-11-26,Success,v2.10.1,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6704,Stabilizer,117765,465489,51259,4.0,4,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost,Email>Chat>App>Phone,true,21:30-06:00,56,114,45,43,CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-11-19,Success,v2.10.3,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6705,Optimizer,202543,982079,109326,11.0,1,15,IN,Low,NoDerivatives;NoIlliquids,NoWeapons,LeveragedETFs;PennyStocks,1.8,27.4,13.6,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Chat>In-Person,true,20:15-08:30,76,96,84,82,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-08-17,Success,v2.8.8,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A6706,Preserver,112501,1833059,110012,4.0,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.5,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>Chat>App,true,19:15-08:00,68,164,75,69,Brokerage;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-09-12,Success,v2.9.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6707,Stabilizer,59308,287615,12130,9.9,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.5,6.0,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email>Phone,true,20:00-06:30,47,121,57,50,CreditBureau;OpenBanking;Payroll,15,Human,AutoTransfer,2025-11-10,Partial,v1.8.7,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6708,Explorer,56178,52709,7213,17.5,1,10,US,Low,NoIlliquids;NoShortSelling,NoTobacco;NoFossilFuel,PrivateCredit,2.0,25.9,12.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;IRR,Chat>Phone>In-Person,true,22:45-08:15,59,86,62,53,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-08-11,Success,v2.10.6,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6709,Optimizer,109397,2036256,79122,11.1,2,12,US,Low,,NoTobacco,PennyStocks,1.7,15.9,11.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;Sharpe,In-Person>Phone>Chat>Email,false,19:15-08:15,63,97,68,60,Brokerage;OpenBanking,4,Human,Rebalance,2025-08-29,Failed,v2.10.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A6710,Explorer,35288,127411,7270,20.0,1,10,DE,Low,NoDerivatives;NoShortSelling,NoWeapons,PennyStocks,1.9,22.2,16.9,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,MaxDD;IRR;TaxCost,App>Phone>Chat>Email>In-Person,false,19:30-06:15,55,81,55,53,OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-11-02,Success,v2.10.2,NoMargin,Allow small experimental sleeve ≤ 3%
A6711,Builder,59944,87558,7522,12.2,2,10,US,Low,,NoTobacco;NoWeapons,,1.8,22.8,9.9,Home:3y;Retirement:30y,3,Collaborative,Shallow,IRR;MaxDD;Sharpe,App>Email>In-Person>Phone,true,21:15-08:45,60,96,51,41,OpenBanking,20,Hybrid,PlanUpdate,2025-11-21,Partial,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A6712,Builder,70820,202428,13506,11.3,4,10,US,Low,NoDerivatives;NoIlliquids,ESGOnly;NoTobacco,PrivateCredit,1.5,19.5,10.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;TaxCost;MaxDD,In-Person>App>Phone>Email>Chat,false,22:00-07:30,69,116,70,58,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-12-14,Failed,v1.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A6713,Preserver,88250,458464,43479,4.3,3,10,US,High,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>App>Chat,false,20:15-06:15,73,237,58,54,Brokerage;CreditBureau;OpenBanking,5,None,AutoTransfer,2025-01-06,Success,v2.8.2,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6714,Preserver,111862,633683,78361,5.4,4,15,CA,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>Phone>In-Person>App>Email,true,22:00-06:15,67,226,76,68,Brokerage;OpenBanking,8,Hybrid,AlertAcknowledge,2024-12-30,Success,v1.8.9,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6715,Builder,63922,117112,4768,10.3,1,10,US,Low,,,Crypto;PennyStocks,1.8,21.5,11.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;MaxDD,App>In-Person>Email>Chat>Phone,false,20:15-06:00,63,123,55,55,CreditBureau;OpenBanking;Payroll,16,Hybrid,AlertAcknowledge,2025-09-19,Success,v1.10.1,NoPennyStocks,Prioritize liquidity and down payment savings
A6716,Explorer,71205,483041,27464,16.5,1,10,SG,Low,NoIlliquids;AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs,2.1,33.0,13.3,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,MaxDD;Sharpe,In-Person>Email>Phone,true,23:30-07:30,69,86,81,75,CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-08-13,Success,v1.8.1,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6717,Optimizer,88380,1500139,29602,8.7,3,10,IN,Low,,NoFossilFuel,PennyStocks,1.7,17.5,9.8,Wealth:10y;Estate:20y,10,Directive,Medium,IRR;Sharpe;TaxCost,Email>In-Person>Phone>Chat,true,22:00-06:15,72,99,76,74,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-08-08,Success,v2.9.1,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A6718,Preserver,86976,459369,67958,7.2,2,10,US,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,Chat>Phone>App>Email>In-Person,false,19:00-07:15,77,184,84,79,Brokerage;OpenBanking,14,None,AutoTransfer,2025-07-28,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6719,Preserver,98570,510559,33184,8.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email>App>Phone,false,21:30-06:00,68,149,71,63,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-08-05,Partial,v2.10.5,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6720,Stabilizer,53583,308950,11527,8.5,2,10,US,Low,NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.3,5.9,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost,In-Person>App>Chat,false,23:30-06:00,55,150,47,40,CreditBureau;OpenBanking,16,None,AlertAcknowledge,2025-12-03,Partial,v2.8.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6721,Builder,63473,284289,9248,10.0,2,10,CA,Low,NoIlliquids,ESGOnly;NoWeapons,,1.4,21.0,10.9,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,App>In-Person>Chat,true,21:30-06:15,71,90,76,65,OpenBanking,20,None,Rebalance,2025-07-14,Success,v1.8.8,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A6722,Stabilizer,56443,144653,9750,8.2,1,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,In-Person>App>Chat,true,22:00-06:00,60,97,52,56,CreditBureau;OpenBanking,10,Human,Rebalance,2025-08-20,Success,v2.8.9,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6723,Explorer,107890,1166102,31928,14.4,4,12,US,High,,,PennyStocks,2.1,24.0,16.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,IRR;Sharpe,Email>Phone>App>In-Person,true,21:45-06:45,49,72,47,40,CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-03-29,Success,v1.8.4,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6724,Builder,59297,227033,6564,12.9,2,10,US,Low,,,,1.7,23.5,12.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;IRR,In-Person>Email>App,true,21:30-08:15,59,146,46,43,CreditBureau;OpenBanking,5,None,Rebalance,2025-03-30,Partial,v2.9.8,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6725,Preserver,121157,873342,97754,7.1,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.9,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,App>Chat>Email,false,19:30-07:45,77,206,77,72,Brokerage;OpenBanking,13,None,Rebalance,2025-04-11,Success,v2.8.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6726,Builder,51328,128464,4739,10.2,3,10,US,Medium,NoShortSelling;AccreditedOnly,NoTobacco;NoFossilFuel,,1.6,15.6,8.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Phone>Email,true,22:00-08:15,60,84,64,53,OpenBanking,5,Hybrid,Rebalance,2025-06-13,Partial,v2.10.3,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6727,Stabilizer,66896,353962,25394,6.8,1,10,IN,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,16.4,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>App,true,20:15-07:15,53,147,61,55,OpenBanking,16,None,Rebalance,2025-01-05,Partial,v1.9.4,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6728,Stabilizer,70332,281202,24982,8.6,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.3,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,App>Phone>Chat>In-Person,true,19:45-06:00,55,177,59,56,OpenBanking,7,None,PlanUpdate,2025-09-24,Success,v1.8.7,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6729,Explorer,37645,187237,10759,15.6,3,10,US,Low,,,,1.9,32.2,13.9,Business:5y;Travel:2y,5,Educational,Medium,TaxCost;MaxDD;IRR,Phone>Email>Chat,true,19:30-07:15,67,85,60,52,CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-03-07,Partial,v1.10.1,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6730,Optimizer,52795,545790,25868,11.0,2,10,DE,Low,NoShortSelling,NoWeapons;ESGOnly,Crypto;PennyStocks,1.7,23.4,12.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;IRR;TaxCost,Chat>Email>In-Person,true,23:15-08:45,65,106,66,58,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-04-06,Partial,v1.8.4,NoIlliquids,Enforce tax budget and position caps
A6731,Explorer,35969,182227,5488,14.9,4,10,IN,Medium,AccreditedOnly;NoIlliquids,NoFossilFuel,Crypto;PennyStocks,1.7,22.5,15.6,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,TaxCost;IRR,Email>Phone>Chat>App,true,23:00-07:45,58,85,50,42,OpenBanking,6,None,AutoTransfer,2025-02-23,Success,v1.10.4,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6732,Preserver,129898,1111852,118013,6.1,1,15,AU,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.2,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;TaxCost,Chat>In-Person>App>Email,true,19:00-07:30,68,231,76,78,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-01-16,Partial,v1.10.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6733,Builder,83412,11832,1384,11.8,2,10,US,Low,NoShortSelling;NoIlliquids,,,1.5,22.9,9.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;TaxCost;Sharpe,In-Person>App>Email>Chat>Phone,true,21:30-08:30,67,87,67,63,OpenBanking;Payroll,5,Human,AutoTransfer,2025-02-05,Success,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A6734,Preserver,88121,993448,64326,5.3,3,10,IN,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.1,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>Email>App>Phone,true,23:00-08:00,78,203,72,61,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-08-01,Partial,v1.9.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6735,Optimizer,51130,678755,32407,7.8,2,10,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.9,17.4,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;MaxDD,In-Person>Email>Phone,true,23:15-06:45,73,111,83,81,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-11-18,Success,v2.10.5,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A6736,Builder,92265,301462,7733,7.7,4,10,US,Low,,NoFossilFuel,,1.6,13.0,8.6,Home:3y;Retirement:30y,3,Concise,Shallow,TaxCost;MaxDD;IRR,App>Chat>Phone>In-Person,true,23:00-07:00,58,98,46,34,CreditBureau;OpenBanking,9,Human,Rebalance,2025-02-21,Failed,v2.10.1,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6737,Builder,50689,90579,5280,11.6,4,10,US,Medium,,,LeveragedETFs,1.7,22.7,7.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Email>Phone>Chat>App,true,20:45-07:30,49,65,55,49,CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-03-07,Partial,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A6738,Builder,74014,226878,9540,11.5,2,10,US,Low,AccreditedOnly;NoIlliquids,,,1.6,16.3,9.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;Sharpe,In-Person>Chat>Phone>App,false,23:45-06:30,63,114,48,41,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-08-29,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A6739,Stabilizer,83599,244176,13744,6.7,1,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.5,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe,Chat>Email>In-Person>App,true,20:30-07:15,57,106,44,37,OpenBanking,15,Human,AutoTransfer,2025-04-13,Success,v1.9.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6740,Builder,114428,172356,7267,11.7,4,12,US,Low,NoDerivatives;NoIlliquids,,,1.6,16.8,10.5,Home:3y;Retirement:30y,3,Directive,Deep,IRR;Sharpe;MaxDD,Email>App>Phone>Chat>In-Person,true,22:45-06:45,73,92,74,68,CreditBureau;OpenBanking,15,None,AutoTransfer,2025-11-16,Partial,v1.10.4,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A6741,Builder,66845,220997,7427,9.2,2,10,US,Medium,,NoWeapons;NoTobacco,,1.7,22.7,11.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;TaxCost;MaxDD,Chat>Phone>Email,true,19:15-08:30,65,76,73,64,OpenBanking;Payroll,20,None,AutoTransfer,2025-12-07,Success,v1.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A6742,Explorer,15000,71034,3716,15.5,4,10,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,,1.7,30.1,16.5,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Phone>Chat>App>In-Person>Email,false,21:15-08:45,56,90,61,56,OpenBanking;Payroll,6,Hybrid,Rebalance,2025-08-19,Success,v2.9.3,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6743,Builder,87653,154578,10665,10.2,2,10,UK,Low,NoIlliquids;NoDerivatives,ESGOnly,Crypto;PennyStocks,1.6,13.5,10.8,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;IRR,App>In-Person>Email>Chat,true,23:00-06:45,67,109,54,44,OpenBanking,19,Human,PlanUpdate,2025-01-08,Success,v1.10.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6744,Preserver,70024,445559,16599,6.1,3,10,DE,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;Sharpe,In-Person>Email>App>Chat,true,19:30-07:15,76,127,63,65,Brokerage;OpenBanking,3,None,Rebalance,2025-04-04,Success,v2.10.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6745,Preserver,53516,311840,15709,3.9,4,10,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App>Phone>Chat,true,23:15-07:15,80,235,76,77,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,AutoTransfer,2025-03-08,Success,v1.8.2,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6746,Stabilizer,49096,510082,27969,6.5,2,10,US,Medium,AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe,Chat>Email>App,true,23:45-07:00,51,142,52,44,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-05-09,Success,v1.8.2,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A6747,Optimizer,38644,173088,15193,9.2,4,10,US,Low,NoIlliquids;NoShortSelling,NoTobacco;NoFossilFuel,PennyStocks,1.8,23.6,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,MaxDD;TaxCost,Chat>App>Email>In-Person>Phone,false,22:00-07:45,64,88,68,64,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-01-29,Success,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A6748,Preserver,132381,1853100,100006,6.9,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.4,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Chat>In-Person>Email>App,true,23:00-06:15,67,123,62,57,Brokerage;OpenBanking,3,None,PlanUpdate,2025-02-14,Partial,v1.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6749,Preserver,62451,250250,31540,4.0,4,10,US,Low,NoDerivatives;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,15.5,8.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Phone>Email>App,true,22:45-07:15,75,143,68,66,Brokerage;OpenBanking;Payroll,12,Human,AutoTransfer,2025-05-02,Success,v1.9.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6750,Optimizer,178781,1437996,86186,10.9,2,12,US,Medium,NoDerivatives,NoTobacco,Crypto;PennyStocks,1.7,17.6,11.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;TaxCost;IRR,App>Chat>Phone,true,19:30-07:00,59,67,69,67,Brokerage;OpenBanking,4,Human,Rebalance,2025-11-09,Success,v2.8.3,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A6751,Preserver,93780,795753,54157,3.4,4,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,App>Chat>Email>In-Person,true,19:45-07:15,75,172,69,66,Brokerage;CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-01-01,Failed,v1.8.6,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6752,Preserver,92027,265963,25307,4.6,2,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.5,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Email>Phone>App,false,19:45-08:45,69,214,77,76,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-03-06,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6753,Preserver,126026,2058352,81228,4.8,4,15,UK,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,App>Email>Phone>In-Person>Chat,true,20:45-06:30,78,154,72,76,Brokerage;CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-03-28,Failed,v1.8.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6754,Preserver,31636,263445,21126,6.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.1,5.9,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Chat>Phone,true,23:45-07:00,83,210,75,75,Brokerage;OpenBanking,10,Human,AlertAcknowledge,2025-06-16,Success,v2.8.1,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6755,Preserver,128328,1247196,65013,5.3,3,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>App>In-Person>Email,true,22:15-08:15,74,184,81,77,Brokerage;OpenBanking,12,Human,AlertAcknowledge,2025-11-02,Success,v1.10.6,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6756,Preserver,106403,1113793,82575,4.8,2,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.8,5.4,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>Email>In-Person,true,21:30-08:00,74,182,73,74,Brokerage;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-07-07,Failed,v1.10.5,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6757,Optimizer,200983,1511561,126411,11.9,1,12,US,Medium,,,PennyStocks;PrivateCredit,1.6,26.8,12.5,Wealth:10y;Estate:20y,10,Educational,Deep,Sharpe;MaxDD,Phone>Chat>Email,true,21:15-06:30,63,107,71,65,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-03-16,Success,v2.8.5,PauseWhenVIX>30,Enforce tax budget and position caps
A6758,Builder,54377,84254,4691,10.5,2,10,IN,Medium,,,,1.4,14.4,8.4,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;Sharpe;IRR,In-Person>Chat>Phone>App,true,23:45-08:15,51,119,41,29,CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-04-18,Success,v2.8.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6759,Preserver,114336,1370283,114379,6.1,2,12,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.2,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,Chat>App>Phone>Email,true,23:00-08:45,74,168,71,77,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-10-31,Success,v1.9.5,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6760,Preserver,71655,387617,17445,7.5,1,10,US,High,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,15.0,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD,Chat>App>In-Person>Email,true,21:15-07:15,62,160,65,61,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-04-26,Partial,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6761,Stabilizer,94967,171479,17372,5.8,4,10,US,Medium,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,13.3,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Email>In-Person>Phone>Chat,true,22:00-06:00,60,168,50,46,OpenBanking;Payroll,15,None,PlanUpdate,2025-02-11,Success,v2.10.4,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A6762,Preserver,134446,1739852,97202,7.8,1,15,SG,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>App>Phone,true,22:45-07:45,78,155,82,82,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-08-22,Success,v2.9.1,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6763,Stabilizer,23907,58789,7995,5.5,3,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,8.5,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Phone>In-Person>App>Chat,true,23:00-07:30,65,94,59,54,CreditBureau;OpenBanking;Payroll,19,None,AutoTransfer,2025-07-05,Success,v2.9.3,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6764,Preserver,112633,1267384,80187,3.6,3,15,IN,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>App>Email,true,22:15-07:00,67,142,72,68,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-03-20,Partial,v1.9.9,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6765,Optimizer,74022,1087202,36733,11.0,1,10,SG,Low,NoIlliquids,,PennyStocks,1.4,15.3,13.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,IRR;TaxCost;Sharpe,In-Person>Email>App>Phone>Chat,true,21:00-07:30,73,118,72,62,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-08-12,Success,v2.10.8,LimitOrderOnly,Enforce tax budget and position caps
A6766,Preserver,90807,565085,67256,5.7,1,10,US,Low,AccreditedOnly;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Chat>Phone>Email,true,19:00-08:45,70,130,64,66,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-05-30,Partial,v2.10.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6767,Builder,59193,100763,3368,10.7,3,10,US,Low,NoDerivatives;AccreditedOnly,,,1.7,20.2,7.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;TaxCost;IRR,In-Person>Phone>App>Chat>Email,true,22:45-08:00,65,131,66,59,CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-04-02,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A6768,Optimizer,133654,2928075,65354,9.6,3,15,DE,Low,,,PennyStocks,1.5,16.9,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Email>Chat,true,22:15-06:15,73,70,76,72,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-05-25,Success,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6769,Builder,81389,154753,9192,9.0,2,10,US,Low,AccreditedOnly,,,1.5,13.3,7.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;MaxDD,Chat>Phone>Email,true,22:00-07:45,72,66,75,70,OpenBanking;Payroll,16,None,PlanUpdate,2025-12-24,Success,v1.10.8,NoPennyStocks,Prioritize liquidity and down payment savings
A6770,Explorer,58621,443641,22890,14.5,4,10,US,Low,AccreditedOnly;NoIlliquids,NoWeapons;NoTobacco,,1.9,31.5,12.3,Business:5y;Travel:2y,5,Directive,Deep,IRR;TaxCost,App>Phone>Chat,false,21:30-08:00,55,70,69,62,OpenBanking,4,Hybrid,Rebalance,2025-05-10,Success,v2.10.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6771,Preserver,77585,371345,40380,5.1,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,5.4,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,Phone>Email>In-Person,true,23:45-08:15,68,139,69,65,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-05-22,Success,v2.9.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6772,Preserver,76111,783663,49979,4.8,4,10,IN,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,11.9,7.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>Phone>App>In-Person>Chat,true,20:15-08:15,76,205,80,80,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-07-11,Success,v2.8.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6773,Builder,34485,83155,5193,8.7,3,10,US,Low,,,LeveragedETFs;PennyStocks,1.4,12.2,9.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;Sharpe;TaxCost,In-Person>Phone>Chat,true,23:45-07:45,63,109,57,49,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-08-29,Partial,v1.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6774,Stabilizer,33248,87006,6427,7.2,1,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe,Chat>App>In-Person>Email,true,19:45-06:30,51,159,46,38,CreditBureau;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-09-30,Success,v1.8.1,NoPennyStocks,Keep expenses buffer ≥ 4 months
A6775,Stabilizer,123711,642152,63644,7.5,2,15,IN,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,16.1,8.2,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,Phone>Email>In-Person>Chat,true,20:15-06:00,53,122,57,55,CreditBureau;OpenBanking;Payroll,19,Human,PlanUpdate,2025-03-24,Success,v2.10.1,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6776,Builder,34777,69806,5161,9.5,3,10,US,Medium,NoIlliquids;AccreditedOnly,,PennyStocks;PrivateCredit,1.6,24.7,10.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,TaxCost;MaxDD;IRR,App>Email>Chat>Phone>In-Person,false,23:30-08:30,65,61,51,45,OpenBanking,7,None,AutoTransfer,2025-04-12,Success,v1.10.1,StopLossDisabled,Prioritize liquidity and down payment savings
A6777,Stabilizer,142893,754933,36101,6.7,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.4,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe,In-Person>Email>App>Chat,true,20:45-07:30,60,174,52,53,CreditBureau;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-07-10,Success,v1.9.4,StopLossDisabled,Keep expenses buffer ≥ 4 months
A6778,Builder,40277,129773,7428,12.2,3,10,US,Low,,NoWeapons;ESGOnly,LeveragedETFs,1.5,24.1,12.0,Home:3y;Retirement:30y,3,Directive,Medium,IRR;TaxCost,Chat>In-Person>App>Phone,true,23:00-08:00,71,83,67,64,OpenBanking,12,Hybrid,AlertAcknowledge,2025-12-03,Success,v1.8.9,StopLossDisabled,Prioritize liquidity and down payment savings
A6779,Optimizer,168882,1139671,44220,10.1,1,15,DE,High,,NoFossilFuel;ESGOnly,Crypto;PennyStocks,1.6,15.2,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;IRR,Chat>Phone>Email,false,23:30-07:30,56,85,65,58,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-12-24,Failed,v1.9.8,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A6780,Stabilizer,120103,826898,28617,5.6,4,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost,App>In-Person>Phone>Email>Chat,true,21:15-06:00,58,153,54,52,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-11-11,Success,v2.9.6,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6781,Stabilizer,61642,460531,19747,5.8,3,10,US,Medium,NoShortSelling;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,18.0,6.9,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>Phone,true,19:45-07:30,62,166,72,64,OpenBanking,9,Hybrid,PlanUpdate,2025-06-23,Success,v2.9.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6782,Builder,63712,90677,9317,10.3,2,10,US,Low,,,,1.6,20.6,9.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;TaxCost;IRR,Phone>In-Person>Chat>Email,true,19:30-07:45,57,124,60,53,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-06-29,Success,v1.8.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6783,Builder,72543,190472,6464,12.4,1,10,AU,Low,,NoFossilFuel,PennyStocks;PrivateCredit,1.7,22.4,8.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;TaxCost,Chat>Email>In-Person>Phone>App,true,21:30-08:15,72,124,57,49,OpenBanking,10,None,PlanUpdate,2025-05-25,Success,v1.9.3,NoPennyStocks,Prioritize liquidity and down payment savings
A6784,Builder,71346,203694,8781,13.5,2,10,US,Low,NoDerivatives,,,1.8,12.3,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Email,true,21:15-07:30,70,112,66,66,OpenBanking,10,None,Rebalance,2025-11-18,Success,v1.8.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6785,Builder,47159,101454,5571,9.4,3,10,US,Low,AccreditedOnly;NoIlliquids,,,1.5,15.0,10.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR;TaxCost,Chat>Phone>App>Email>In-Person,true,22:00-06:15,61,61,65,64,CreditBureau;OpenBanking,9,None,PlanUpdate,2025-08-08,Success,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6786,Preserver,52518,194859,6815,6.6,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;TaxCost,Email>App>Chat>Phone>In-Person,true,21:45-08:15,79,200,67,68,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-06-23,Success,v1.10.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A6787,Stabilizer,81453,292707,23502,5.1,4,10,US,Medium,NoDerivatives;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Email>In-Person>Phone>App>Chat,false,22:45-08:15,48,162,45,48,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-10-20,Success,v2.9.1,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6788,Preserver,115657,1426443,113392,4.0,4,15,IN,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Email>App>Phone,true,20:00-07:00,81,133,84,77,Brokerage;CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-03-07,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6789,Optimizer,85741,1392505,67621,11.6,2,10,US,Medium,NoShortSelling;NoDerivatives,,PennyStocks,1.6,16.9,11.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,IRR;Sharpe,Phone>Email>Chat>In-Person,true,20:30-06:15,54,74,46,46,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-03-26,Partial,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A6790,Preserver,159586,442414,19593,7.6,1,12,US,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost,Phone>App>Email,true,20:15-08:45,75,232,62,55,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-10-03,Failed,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6791,Preserver,79047,487826,59148,7.4,1,10,US,Medium,NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.6,7.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Email,false,22:00-07:00,74,224,79,77,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-06-22,Partial,v1.9.7,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6792,Optimizer,176986,1856601,90544,8.1,1,12,US,Low,,NoTobacco,LeveragedETFs;PennyStocks,1.7,20.4,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>App,true,23:45-06:00,67,96,52,45,Brokerage;CreditBureau;OpenBanking,5,Human,Rebalance,2025-03-20,Partial,v2.8.7,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A6793,Explorer,92381,581962,37112,18.1,4,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco,PennyStocks,2.1,22.4,13.3,Business:5y;Travel:2y,5,Concise,Shallow,IRR;MaxDD,App>Phone>In-Person,true,22:15-08:15,56,51,55,49,OpenBanking,3,None,AutoTransfer,2025-07-11,Success,v1.9.2,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6794,Optimizer,52826,438408,24665,5.9,4,10,US,Low,,ESGOnly;NoTobacco,Crypto;PennyStocks,1.7,17.3,13.4,Wealth:10y;Estate:20y,10,Concise,Shallow,IRR;MaxDD,Email>App>Phone>In-Person>Chat,false,23:30-07:30,61,106,74,68,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-06-02,Success,v2.10.9,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A6795,Stabilizer,103083,251596,22342,8.3,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.0,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone>Email>App,true,20:15-08:00,65,93,62,53,CreditBureau;OpenBanking;Payroll,9,Human,Rebalance,2025-09-12,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6796,Optimizer,36582,467204,12674,8.0,3,10,US,Low,NoShortSelling,NoWeapons;NoTobacco,PennyStocks,1.8,25.9,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,TaxCost;MaxDD,Phone>App>Email,true,23:45-07:00,62,108,66,65,Brokerage;OpenBanking,3,Human,Rebalance,2025-12-13,Partial,v2.8.3,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A6797,Explorer,74229,204781,20920,19.8,3,10,US,Low,NoIlliquids,,PennyStocks;PrivateCredit,1.7,20.3,17.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,TaxCost;IRR;MaxDD,Chat>Email>App>Phone>In-Person,false,21:00-06:30,58,80,54,45,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-06-29,Success,v2.10.9,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6798,Builder,46555,138782,5794,7.6,3,10,US,Low,NoShortSelling,NoFossilFuel;ESGOnly,,1.4,17.1,7.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;Sharpe,Chat>In-Person>App>Email>Phone,false,20:15-07:30,73,110,65,54,CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-04-16,Success,v2.9.2,NoMargin,Prioritize liquidity and down payment savings
A6799,Preserver,103194,936083,48477,6.3,4,15,UK,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,8.4,7.6,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Phone>Chat>Email,false,19:00-06:00,70,180,57,51,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-08-11,Success,v1.8.4,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6800,Preserver,158930,1586776,135639,6.9,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.9,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>App>Email>Phone,true,20:00-07:30,83,170,72,67,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-08-26,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6801,Preserver,123580,709485,32631,3.8,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.4,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Chat>In-Person>Email>Phone>App,true,22:00-08:45,72,167,81,79,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-06-13,Success,v1.8.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6802,Builder,85565,422732,17788,12.4,3,10,SG,High,AccreditedOnly;NoIlliquids,,LeveragedETFs;PrivateCredit,1.4,19.2,10.5,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;IRR;TaxCost,Phone>Email>Chat>App,true,21:45-07:00,51,67,49,43,OpenBanking;Payroll,9,Human,AutoTransfer,2025-07-22,Success,v2.8.2,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A6803,Optimizer,197156,3122671,105374,7.8,4,12,US,Low,,NoTobacco,Crypto;PennyStocks,1.7,19.3,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,IRR;Sharpe,Chat>In-Person>App,true,22:30-08:15,69,97,73,71,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-03-07,Success,v2.10.3,LimitOrderOnly,Enforce tax budget and position caps
A6804,Optimizer,94834,1296425,31984,11.9,1,10,US,Low,,,Crypto;PennyStocks,1.7,25.2,10.5,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,IRR;TaxCost,Phone>Chat>In-Person>Email,true,23:45-08:15,65,111,64,58,Brokerage;CreditBureau;OpenBanking,3,None,AutoTransfer,2025-07-06,Success,v2.8.9,LimitOrderOnly,Enforce tax budget and position caps
A6805,Preserver,122418,556928,19524,4.1,4,12,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,15.2,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost,App>Phone>Email>Chat>In-Person,true,22:45-08:45,72,147,61,61,Brokerage;OpenBanking,13,None,PlanUpdate,2025-01-15,Success,v1.9.2,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6806,Preserver,104198,674657,61743,8.2,2,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,13.5,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;Sharpe,Email>Chat>App>Phone>In-Person,true,22:00-06:15,76,203,74,74,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-03-20,Success,v2.8.1,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6807,Stabilizer,59853,296227,19064,5.6,3,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.1,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD,Email>Phone>In-Person>Chat,true,23:45-07:00,55,115,40,38,CreditBureau;OpenBanking,13,None,Rebalance,2025-03-07,Success,v1.9.6,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6808,Preserver,112297,1604002,60241,4.3,4,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,7.3,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Phone>App>Email,true,21:45-07:00,70,144,73,68,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AutoTransfer,2024-12-26,Success,v1.9.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6809,Preserver,72830,748045,68164,4.3,3,10,AU,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.8,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>Phone>Chat>App>Email,true,21:00-06:15,68,131,66,65,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-05-03,Success,v2.9.1,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6810,Builder,86224,156182,16760,13.0,1,10,US,Medium,NoIlliquids;AccreditedOnly,,LeveragedETFs;PennyStocks,1.8,20.5,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;MaxDD;IRR,In-Person>App>Email,true,19:00-07:15,69,72,60,51,OpenBanking;Payroll,20,Human,Rebalance,2025-07-18,Success,v2.8.6,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6811,Optimizer,61290,592245,41832,8.6,3,10,SG,Medium,,,PennyStocks,1.5,22.2,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;IRR,In-Person>Email>Chat,true,23:00-08:15,69,86,59,52,Brokerage;OpenBanking;Payroll,3,None,AutoTransfer,2025-07-11,Success,v1.9.9,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6812,Explorer,122444,690744,29801,12.1,4,12,US,Low,,,,2.1,32.2,17.0,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;TaxCost,App>In-Person>Phone>Email,true,19:00-06:00,61,52,68,66,CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-12-01,Success,v1.9.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A6813,Preserver,85386,285388,33606,6.8,1,10,US,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.7,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Email>Phone,false,22:15-07:15,67,188,64,69,Brokerage;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-08-03,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A6814,Preserver,118387,1879697,79380,5.4,3,15,CA,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>App,true,22:45-08:15,69,184,56,52,Brokerage;OpenBanking;Payroll,5,Human,PlanUpdate,2025-12-24,Success,v2.8.5,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6815,Optimizer,96854,1267420,71460,9.5,2,10,US,Low,,NoFossilFuel,PennyStocks,1.5,22.0,11.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;MaxDD;TaxCost,Phone>Email>In-Person>Chat>App,true,19:30-08:15,62,73,71,64,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-06-12,Success,v1.9.7,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6816,Stabilizer,53087,342053,24113,7.2,2,10,US,Low,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>App>Email,true,19:15-07:30,66,97,66,70,OpenBanking,20,Human,PlanUpdate,2025-12-08,Success,v2.8.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6817,Builder,63421,192293,8820,9.6,3,10,US,Low,,NoTobacco;ESGOnly,,1.5,20.9,7.5,Home:3y;Retirement:30y,3,Collaborative,Shallow,TaxCost;Sharpe,Phone>Chat>Email,true,19:15-06:45,66,87,59,55,CreditBureau;OpenBanking,18,Human,AutoTransfer,2025-08-19,Success,v1.8.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6818,Optimizer,262268,4638962,128162,6.2,3,12,US,Medium,NoDerivatives;NoShortSelling,,PennyStocks,1.5,27.3,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,false,19:30-08:15,65,85,53,50,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-06-07,Failed,v1.10.8,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A6819,Builder,67079,67443,7599,12.5,3,10,US,Low,NoIlliquids;NoDerivatives,,LeveragedETFs;PrivateCredit,1.7,20.7,10.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;TaxCost;MaxDD,Chat>In-Person>Phone,true,19:45-08:45,72,145,81,74,OpenBanking;Payroll,18,Hybrid,PlanUpdate,2025-11-30,Success,v2.10.4,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A6820,Optimizer,79322,1859728,40769,8.2,3,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,PennyStocks,1.7,22.6,10.8,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;Sharpe,App>Email>In-Person>Chat>Phone,true,20:30-07:30,67,89,56,46,Brokerage;OpenBanking,3,None,AlertAcknowledge,2025-04-24,Partial,v1.9.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A6821,Optimizer,49683,585951,19124,12.7,1,10,DE,Low,NoShortSelling;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;PennyStocks,1.6,25.5,11.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;MaxDD,App>Email>In-Person,true,19:45-06:15,64,119,60,51,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-01-26,Success,v2.8.9,PauseWhenVIX>30,Enforce tax budget and position caps
A6822,Preserver,101263,854282,32831,6.3,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.2,7.0,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD,App>In-Person>Email>Phone>Chat,true,19:15-07:00,73,152,82,85,Brokerage;OpenBanking,12,Human,PlanUpdate,2025-01-11,Success,v1.10.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6823,Explorer,69718,277449,25460,21.9,1,10,UK,Low,NoShortSelling;NoIlliquids,,Crypto;PennyStocks,1.9,20.6,16.1,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,TaxCost;IRR;MaxDD,App>Phone>Email>Chat>In-Person,true,20:00-06:30,64,76,50,48,CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-04-13,Success,v1.9.6,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6824,Preserver,70649,318151,45776,7.9,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,17.2,8.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,In-Person>Email>Phone>App,false,22:00-07:00,71,219,56,58,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,AutoTransfer,2025-05-28,Success,v1.8.5,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6825,Preserver,124387,468317,54687,4.7,2,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.6,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD,In-Person>App>Email>Phone>Chat,true,21:45-06:30,72,192,61,64,Brokerage;CreditBureau;OpenBanking,11,None,Rebalance,2025-06-05,Success,v1.8.5,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6826,Stabilizer,79575,410430,32149,4.8,4,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,In-Person>Chat>Phone>Email,true,19:30-06:00,59,90,62,64,CreditBureau;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-05-26,Failed,v2.9.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6827,Explorer,68253,328841,30109,20.5,3,10,DE,Low,NoShortSelling,,Crypto;LeveragedETFs,1.9,22.3,17.6,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;Sharpe;TaxCost,Phone>In-Person>App>Chat>Email,true,22:15-08:00,61,64,75,65,CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-06-30,Failed,v1.9.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6828,Explorer,76394,316336,15401,19.5,4,10,US,Low,AccreditedOnly;NoIlliquids,NoTobacco,,2.1,21.0,12.3,Business:5y;Travel:2y,5,Directive,Deep,Sharpe;TaxCost,Chat>In-Person>App,false,21:30-06:00,57,69,61,54,OpenBanking;Payroll,7,Human,Rebalance,2025-03-25,Success,v2.8.6,NoMargin,Allow small experimental sleeve ≤ 3%
A6829,Preserver,60908,573630,27673,4.3,4,10,DE,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Chat>App>In-Person>Phone,true,21:00-06:30,75,188,64,66,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-08-16,Success,v1.10.4,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6830,Explorer,73674,-84912,12535,18.3,4,10,US,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;PennyStocks;PrivateCredit,1.9,20.7,12.7,Business:5y;Travel:2y,5,Educational,Shallow,IRR;Sharpe,Email>In-Person>App,true,19:30-06:15,58,46,48,44,CreditBureau;OpenBanking,1,None,Rebalance,2025-06-30,Success,v1.10.3,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6831,Preserver,97479,411693,32566,5.3,2,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,12.8,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,Chat>In-Person>App>Phone,false,20:30-06:15,67,234,63,67,Brokerage;CreditBureau;OpenBanking,12,None,PlanUpdate,2025-07-18,Partial,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6832,Preserver,154158,1690993,111082,4.9,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD,In-Person>Email>Phone,true,21:30-07:30,76,188,69,66,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-10-23,Success,v2.10.2,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A6833,Builder,50946,161716,11688,12.0,3,10,US,Low,AccreditedOnly;NoShortSelling,NoTobacco,,1.5,21.5,10.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe,Email>Phone>In-Person>App,true,20:45-07:00,62,69,71,65,CreditBureau;OpenBanking,18,Hybrid,PlanUpdate,2025-02-15,Partial,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A6834,Stabilizer,96211,332074,18414,4.5,4,10,UK,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;Sharpe,Chat>App>Phone>Email>In-Person,true,23:15-06:15,57,111,61,55,OpenBanking,15,Human,PlanUpdate,2025-12-08,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A6835,Explorer,65786,353640,30783,14.4,4,10,CA,Medium,,,PennyStocks,2.0,34.9,12.7,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>Phone>Chat,true,22:45-08:00,50,66,45,37,OpenBanking,7,Human,PlanUpdate,2025-08-10,Partial,v2.8.9,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A6836,Builder,101796,177193,11180,8.9,4,15,CA,Low,,NoTobacco,LeveragedETFs,1.7,23.1,8.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,MaxDD;IRR,Phone>App>Email>In-Person,false,20:00-06:15,61,95,55,45,OpenBanking,6,None,Rebalance,2025-10-03,Partial,v1.8.4,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6837,Builder,202036,752114,29043,10.9,1,12,US,Low,AccreditedOnly;NoShortSelling,,,1.4,16.2,9.3,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;Sharpe;IRR,Chat>In-Person>Email>Phone>App,false,19:15-06:15,58,66,56,51,CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-06-24,Success,v1.10.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6838,Preserver,111676,752922,93166,8.9,1,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.4,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Email>Phone>Chat,false,19:30-07:15,78,131,73,65,Brokerage;CreditBureau;OpenBanking,12,None,AutoTransfer,2025-06-07,Partial,v1.9.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6839,Preserver,78658,681163,36381,5.5,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,13.6,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Chat>In-Person>Email>Phone>App,true,19:45-07:45,74,228,64,65,Brokerage;OpenBanking,11,None,PlanUpdate,2025-01-26,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6840,Preserver,105946,1890801,55222,4.1,3,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.4,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost,Chat>In-Person>App,true,21:15-06:15,80,219,78,73,Brokerage;OpenBanking,14,None,PlanUpdate,2025-05-22,Partial,v2.8.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6841,Stabilizer,90219,315983,10513,4.4,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe,Email>In-Person>Phone>App>Chat,false,22:15-07:45,58,135,65,59,OpenBanking;Payroll,17,None,Rebalance,2025-04-01,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A6842,Preserver,80217,795340,86105,4.6,3,10,UK,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.6,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost,Email>Phone>Chat>In-Person>App,true,19:00-07:00,75,160,84,88,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-11-30,Failed,v1.8.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6843,Stabilizer,65950,623257,41821,8.6,2,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,App>Email>In-Person>Phone>Chat,true,21:30-06:45,67,91,55,51,CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-05-24,Success,v1.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A6844,Preserver,85605,725942,22610,5.4,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,5.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD,App>Phone>In-Person,true,20:30-08:45,83,165,81,78,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-01-21,Success,v2.8.6,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A6845,Explorer,128624,647351,58639,13.9,3,12,US,Low,,,PennyStocks,1.7,34.7,17.9,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Phone,true,23:00-07:00,69,52,58,53,OpenBanking,2,None,AutoTransfer,2025-06-03,Partial,v2.8.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6846,Explorer,68025,321352,16136,19.1,1,10,IN,Low,,,Crypto,2.1,26.1,14.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,Sharpe;TaxCost;IRR,Phone>In-Person>App>Email>Chat,true,23:45-07:15,63,87,61,56,OpenBanking,6,None,AutoTransfer,2025-08-04,Failed,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6847,Optimizer,152419,1099662,55856,5.7,4,15,IN,Low,,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.9,17.0,9.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;Sharpe,Email>Chat>In-Person>Phone>App,true,21:15-07:30,65,70,74,64,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-06-26,Success,v2.8.3,LimitOrderOnly,Enforce tax budget and position caps
A6848,Preserver,64803,255343,22594,7.8,1,10,IN,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Email>In-Person>App,false,22:45-08:45,74,233,65,62,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-03-04,Success,v2.8.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6849,Preserver,59240,901451,51470,6.4,1,10,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost,Chat>In-Person>Email,true,20:00-08:30,66,210,70,65,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-06-26,Success,v2.10.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6850,Explorer,37467,175318,8503,14.5,4,10,US,Low,,,PennyStocks,1.8,26.7,16.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>App,true,19:30-06:30,67,77,70,61,CreditBureau;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-06-26,Success,v2.10.3,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6851,Stabilizer,80344,235209,26211,6.5,3,10,CA,Low,NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,Email>In-Person>Phone,false,22:30-07:45,58,159,47,41,CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-12-06,Success,v2.8.2,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A6852,Builder,46169,184113,7139,11.0,4,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.5,24.3,11.4,Home:3y;Retirement:30y,3,Educational,Medium,IRR;MaxDD;Sharpe,Phone>In-Person>Chat,false,21:45-08:30,60,71,51,45,CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-09-30,Success,v2.8.3,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6853,Stabilizer,50651,115687,13622,5.5,3,10,US,Medium,AccreditedOnly;NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD,In-Person>Email>App>Chat>Phone,true,22:15-07:30,60,127,46,40,CreditBureau;OpenBanking,15,Hybrid,AlertAcknowledge,2025-11-29,Failed,v1.10.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6854,Preserver,124991,666058,62497,5.7,2,15,DE,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.3,5.7,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost,Phone>Email>In-Person>Chat,true,22:00-08:30,82,134,68,71,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-06-04,Success,v1.9.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6855,Preserver,145959,1424933,157614,3.9,4,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.3,7.0,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost,Chat>Phone>App,true,23:30-07:15,76,222,76,70,Brokerage;CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-01-09,Partial,v1.9.6,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6856,Preserver,75776,1145950,38455,6.9,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.4,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>In-Person>App,true,23:00-07:30,78,188,76,69,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-11-25,Success,v1.10.1,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6857,Builder,15000,29031,1747,13.5,3,10,US,Low,NoIlliquids;AccreditedOnly,NoWeapons,,1.4,23.8,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;TaxCost,Email>Chat>Phone,true,21:00-08:30,66,124,59,50,OpenBanking,19,None,AlertAcknowledge,2024-12-26,Failed,v2.8.7,StopLossDisabled,Prioritize liquidity and down payment savings
A6858,Optimizer,60808,591124,23992,7.7,4,10,US,Low,,NoTobacco,PennyStocks,1.6,22.2,12.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;TaxCost;IRR,App>Phone>In-Person,true,22:15-08:15,75,74,74,66,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,Rebalance,2025-03-18,Success,v1.8.8,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6859,Builder,30477,75051,4400,10.6,3,10,US,Low,,,,1.5,12.3,9.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,Sharpe;IRR;MaxDD,App>Phone>In-Person>Chat>Email,true,19:15-06:15,69,63,66,62,OpenBanking,5,None,Rebalance,2025-10-10,Success,v2.10.4,StopLossDisabled,Prioritize liquidity and down payment savings
A6860,Optimizer,264796,3606409,123401,9.0,3,12,US,Low,,,LeveragedETFs;PennyStocks,1.7,18.8,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,Sharpe;TaxCost;IRR,In-Person>Phone>Chat>App>Email,false,19:30-07:45,60,66,65,62,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-01-30,Success,v2.10.7,NoMargin,Enforce tax budget and position caps
A6861,Optimizer,103416,379675,30134,9.6,4,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,PennyStocks,1.8,18.3,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe,Email>Chat>Phone,true,23:30-07:00,70,104,59,47,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-12-24,Partial,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A6862,Optimizer,69072,541749,31267,7.9,4,10,US,Medium,NoDerivatives;NoShortSelling,,Crypto;PennyStocks,1.8,15.5,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;MaxDD,App>Chat>Email>Phone>In-Person,false,19:15-07:15,54,90,56,51,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-02-15,Success,v2.9.8,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6863,Preserver,195154,952988,93724,3.3,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.5,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>Email>App,false,23:00-06:15,77,178,74,78,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-08-04,Success,v2.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6864,Explorer,36157,-37359,4955,21.5,1,10,US,Low,NoDerivatives,NoWeapons,LeveragedETFs,1.7,34.7,14.0,Business:5y;Travel:2y,5,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Chat>In-Person>Email,false,20:00-08:45,61,77,52,50,CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-09-05,Success,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A6865,Optimizer,130521,1905895,67331,9.4,4,15,SG,Low,NoDerivatives;NoIlliquids,NoTobacco,LeveragedETFs;PennyStocks,1.8,24.8,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,TaxCost;IRR,Phone>In-Person>Email,true,19:15-06:00,68,75,75,65,Brokerage;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-11-17,Success,v1.10.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A6866,Builder,45445,67826,4875,10.3,3,10,AU,Medium,NoShortSelling;NoIlliquids,,,1.6,18.1,7.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;IRR;Sharpe,In-Person>Chat>Phone>Email>App,false,21:30-08:00,69,76,74,68,OpenBanking;Payroll,13,None,Rebalance,2025-06-23,Success,v2.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6867,Builder,33954,108910,6817,9.4,3,10,US,Medium,NoDerivatives,,,1.8,23.6,11.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;MaxDD;IRR,App>In-Person>Email>Phone>Chat,true,21:15-08:00,52,96,49,43,CreditBureau;OpenBanking;Payroll,8,None,AlertAcknowledge,2025-01-30,Partial,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A6868,Preserver,65955,470556,51684,6.4,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,5.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>App>Email,true,19:30-07:15,79,153,79,68,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-08-16,Partial,v2.10.9,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A6869,Explorer,111531,713036,24129,22.8,1,12,US,Low,NoIlliquids;NoShortSelling,NoWeapons,,2.0,29.6,14.7,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;TaxCost,Email>App>Phone,true,19:15-07:15,67,81,58,46,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-10-16,Success,v2.9.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6870,Stabilizer,67269,306302,39498,6.3,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.1,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,Phone>Email>App>In-Person,true,20:15-07:15,66,142,65,60,OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-02-18,Success,v2.9.1,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6871,Explorer,96349,545360,46064,14.7,2,10,UK,Medium,NoDerivatives;AccreditedOnly,ESGOnly,LeveragedETFs,1.7,26.6,16.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;TaxCost;IRR,Chat>In-Person>App>Phone>Email,true,23:30-08:30,66,86,66,60,OpenBanking,6,None,Rebalance,2025-05-11,Success,v1.8.2,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6872,Stabilizer,56535,194784,23034,5.2,4,10,UK,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,10.1,8.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>In-Person>Phone,true,21:30-07:45,66,138,54,53,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-10-15,Success,v2.9.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A6873,Stabilizer,53806,278623,20134,9.3,1,10,US,Low,NoShortSelling;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.6,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,In-Person>Email>App,false,19:45-06:45,64,143,63,61,CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-03-27,Failed,v1.10.9,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A6874,Builder,54782,53287,3479,15.3,1,10,US,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;PennyStocks,1.4,20.7,7.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;IRR;MaxDD,App>Phone>In-Person,true,19:15-06:15,64,111,68,60,OpenBanking;Payroll,10,None,Rebalance,2025-05-08,Success,v1.10.9,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6875,Optimizer,202733,5913861,87031,9.1,1,12,US,Low,,,PennyStocks,1.6,15.1,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Email>Phone>In-Person>App>Chat,true,19:30-06:15,72,98,73,61,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-06-11,Failed,v2.10.1,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A6876,Optimizer,88991,1050348,38205,10.0,2,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,LeveragedETFs;PennyStocks,1.6,25.2,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;MaxDD,App>Chat>In-Person,true,22:15-07:30,64,69,66,57,Brokerage;OpenBanking,2,Hybrid,PlanUpdate,2025-05-24,Failed,v1.9.2,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A6877,Preserver,67786,305500,24848,6.7,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.8,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe,Email>Phone>Chat>App,true,20:30-06:30,75,194,64,65,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-08-18,Failed,v1.8.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6878,Preserver,56851,262099,35881,7.2,1,10,US,Low,AccreditedOnly;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.5,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>Email,false,23:15-07:30,67,184,76,74,Brokerage;CreditBureau;OpenBanking,3,None,Rebalance,2025-04-30,Success,v1.10.3,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6879,Builder,51510,238261,6667,8.5,4,10,US,Low,,,,1.7,15.7,9.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;TaxCost,Chat>Phone>App>In-Person,true,21:00-08:00,61,123,49,39,OpenBanking,16,None,AlertAcknowledge,2025-06-22,Success,v1.8.7,NoPennyStocks,Prioritize liquidity and down payment savings
A6880,Stabilizer,39944,162303,6419,5.7,4,10,US,Medium,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,13.6,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>Phone>Email,true,21:30-08:45,46,130,46,47,CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-01-29,Success,v1.9.9,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6881,Stabilizer,177696,973440,72316,4.5,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,In-Person>App>Chat>Phone>Email,true,20:30-07:15,55,145,47,39,OpenBanking;Payroll,6,Human,PlanUpdate,2025-02-07,Success,v1.8.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6882,Preserver,109858,928710,52926,7.5,2,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,9.7,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>App>Phone>In-Person>Email,true,23:45-07:30,74,182,72,70,Brokerage;OpenBanking;Payroll,11,Human,Rebalance,2025-12-08,Success,v2.9.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6883,Optimizer,56951,564599,32801,8.9,1,10,DE,Low,NoDerivatives,ESGOnly;NoTobacco,PennyStocks,1.6,18.6,13.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,Sharpe;MaxDD;IRR,In-Person>Email>Chat>Phone>App,true,19:15-08:30,73,73,75,71,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-08-17,Partial,v2.10.4,NoMargin,Enforce tax budget and position caps
A6884,Builder,84689,141186,11091,10.8,3,10,US,Low,,,,1.4,16.3,8.3,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;IRR,Chat>App>Email,false,20:30-06:45,57,127,46,45,OpenBanking,14,Hybrid,PlanUpdate,2025-11-28,Success,v1.9.8,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6885,Optimizer,86429,931687,46234,9.1,2,10,US,Low,,,LeveragedETFs;PennyStocks,1.8,27.6,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;MaxDD;IRR,App>Chat>Email,false,20:15-06:00,68,99,58,53,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,AutoTransfer,2025-04-18,Partial,v2.9.5,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6886,Builder,66952,133786,9030,9.0,4,10,US,Low,NoDerivatives,NoFossilFuel;NoWeapons,,1.5,21.0,9.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;IRR;TaxCost,Email>Chat>Phone>In-Person,true,23:00-06:15,72,136,64,64,OpenBanking,12,None,AutoTransfer,2025-10-04,Partial,v1.9.8,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6887,Preserver,61523,282062,18035,4.5,2,10,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.4,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe,In-Person>Phone>Chat>App,true,20:15-07:15,76,237,79,82,Brokerage;CreditBureau;OpenBanking,3,None,PlanUpdate,2025-11-10,Success,v2.9.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6888,Builder,60035,76278,7883,8.5,4,10,IN,Medium,,NoFossilFuel;NoWeapons,PrivateCredit,1.5,22.9,10.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Email,true,19:00-06:45,55,113,59,54,OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-11-19,Success,v2.10.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6889,Optimizer,139767,1236567,40970,11.4,2,12,US,Low,,NoWeapons;ESGOnly,Crypto;PennyStocks,1.6,26.4,9.0,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;MaxDD,Phone>In-Person>App>Email,true,20:00-07:45,66,96,70,68,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-11-16,Failed,v2.10.5,PauseWhenVIX>30,Enforce tax budget and position caps
A6890,Optimizer,103830,1340970,58801,6.3,4,15,SG,Low,,,Crypto;PennyStocks,1.5,23.4,12.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;TaxCost,In-Person>Phone>App>Chat,false,19:15-06:00,70,77,76,75,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AutoTransfer,2025-05-24,Failed,v1.8.7,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6891,Stabilizer,106702,608078,45945,6.5,4,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,7.2,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>App>Email,true,22:45-06:30,61,152,70,65,OpenBanking;Payroll,18,Human,Rebalance,2025-06-06,Success,v1.10.7,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6892,Builder,105198,254204,17001,12.5,2,15,UK,Low,NoIlliquids;AccreditedOnly,NoTobacco;NoWeapons,,1.5,12.1,10.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;Sharpe;MaxDD,Email>In-Person>Chat,true,19:00-07:45,69,137,66,59,OpenBanking;Payroll,12,None,AutoTransfer,2024-12-30,Failed,v1.8.2,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6893,Explorer,131418,1547642,38889,13.4,4,12,US,Low,,,PrivateCredit,2.1,33.9,17.8,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,Sharpe;MaxDD;IRR,Phone>Chat>Email>App,true,21:00-07:15,62,84,58,52,OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-06-21,Success,v1.10.9,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6894,Preserver,56841,908245,27727,4.9,2,10,AU,Medium,NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,11.7,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,Email>App>Chat>Phone,false,21:45-07:15,71,231,77,78,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,AutoTransfer,2025-02-17,Partial,v1.8.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6895,Builder,73580,497853,12539,10.9,3,10,US,Low,,ESGOnly;NoTobacco,,1.5,18.2,7.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR;TaxCost,In-Person>Email>Chat>Phone>App,true,22:45-07:15,63,146,52,50,OpenBanking,19,None,Rebalance,2025-12-06,Success,v2.9.1,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A6896,Optimizer,262789,1945746,153900,8.7,1,12,US,Low,,NoTobacco;NoWeapons,PennyStocks;PrivateCredit,1.5,18.8,10.8,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;IRR,Chat>Email>App>Phone>In-Person,true,19:00-07:00,74,65,65,60,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-11-15,Success,v1.8.6,NoMargin,Enforce tax budget and position caps
A6897,Preserver,79701,1034879,60300,5.5,2,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,App>In-Person>Phone>Email,true,19:45-07:15,76,174,63,67,Brokerage;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-08-28,Partial,v2.8.6,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6898,Preserver,158152,1836186,92706,4.3,4,12,US,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,17.9,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>Chat,true,21:15-06:45,68,221,78,78,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-08-13,Success,v2.8.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6899,Stabilizer,78477,195680,10538,10.3,1,10,AU,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,14.0,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,Chat>Email>In-Person,true,22:15-06:15,53,168,57,62,CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-02-19,Success,v1.8.3,NoMargin,Keep expenses buffer ≥ 4 months
A6900,Explorer,44376,388172,22476,13.8,4,10,SG,Low,,,,2.1,33.0,13.5,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;TaxCost,Chat>In-Person>App>Phone>Email,true,22:30-07:00,58,59,71,64,CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-01-26,Failed,v2.9.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A6901,Preserver,79987,367477,52972,5.5,4,10,US,High,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>Phone>In-Person>Chat,true,23:30-07:45,64,176,63,60,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-02-15,Success,v2.10.2,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6902,Builder,73372,176380,11478,10.0,4,10,AU,Low,NoDerivatives,,,1.6,18.9,10.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;Sharpe;IRR,Phone>Email>In-Person>App>Chat,false,23:30-06:00,61,73,50,38,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-02-11,Success,v2.9.1,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6903,Builder,51429,289833,11551,10.1,1,10,US,Medium,,ESGOnly;NoTobacco,PrivateCredit,1.7,16.5,10.5,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;Sharpe;TaxCost,Chat>Email>Phone,true,20:45-06:30,61,130,65,63,CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-03-01,Success,v2.8.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6904,Stabilizer,116828,390944,15727,7.9,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,5.3,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost,Phone>Chat>App>Email>In-Person,true,22:45-07:30,68,103,60,57,OpenBanking,13,None,AutoTransfer,2025-11-24,Partial,v2.9.1,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6905,Optimizer,170993,1831808,68325,7.5,3,12,US,Medium,,NoWeapons;ESGOnly,Crypto;PennyStocks;PrivateCredit,1.7,21.0,9.8,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;MaxDD;IRR,Email>Chat>Phone,true,22:45-07:00,60,113,52,52,Brokerage;OpenBanking,1,Hybrid,Rebalance,2025-07-29,Success,v1.8.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6906,Preserver,84593,720535,58130,5.6,2,10,IN,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Phone>App>Email>Chat,true,19:45-06:30,72,231,80,81,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-09-11,Partial,v2.9.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6907,Builder,36122,175696,4796,8.6,3,10,US,High,NoShortSelling;NoDerivatives,NoTobacco,LeveragedETFs;PrivateCredit,1.6,24.2,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;MaxDD;TaxCost,App>Email>Phone,true,19:15-06:00,55,118,46,36,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-01-19,Success,v1.8.9,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A6908,Stabilizer,76045,399838,21125,6.1,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,5.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,In-Person>Chat>Email,false,23:30-06:15,53,144,47,46,CreditBureau;OpenBanking,15,Hybrid,AlertAcknowledge,2025-06-28,Success,v2.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6909,Stabilizer,160147,425531,23259,6.6,1,15,UK,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe,Chat>In-Person>App>Phone,true,23:15-07:00,63,99,57,55,OpenBanking,11,None,AlertAcknowledge,2025-11-09,Partial,v1.10.1,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A6910,Explorer,107997,553254,28150,17.7,4,12,US,Low,,,PennyStocks,1.9,29.1,14.5,Business:5y;Travel:2y,5,Directive,Medium,MaxDD;TaxCost,Email>In-Person>Chat>App,true,19:45-08:15,64,80,57,54,OpenBanking,3,Human,AutoTransfer,2025-04-21,Success,v2.9.1,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A6911,Optimizer,199622,1635392,117449,7.6,2,15,SG,Low,,,PennyStocks,1.9,18.7,10.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;MaxDD,Chat>App>Phone>Email>In-Person,true,20:30-06:30,65,71,61,49,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-12-25,Failed,v1.10.4,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A6912,Optimizer,178489,1430312,121782,6.9,4,12,US,Medium,AccreditedOnly,NoTobacco;NoWeapons,PennyStocks,1.8,19.1,12.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,IRR;MaxDD,Email>In-Person>App,true,23:30-07:00,66,99,66,55,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-11-10,Success,v1.9.8,NoPennyStocks,Enforce tax budget and position caps
A6913,Preserver,200417,762013,86921,8.9,1,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,17.8,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>App,true,19:15-06:45,71,146,63,56,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-12-14,Success,v1.8.6,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6914,Preserver,109597,358696,22390,4.9,3,15,DE,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Email>App>In-Person>Phone,false,21:00-06:00,79,143,73,68,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-09-19,Success,v1.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6915,Explorer,157424,855952,36528,22.6,1,12,US,Medium,AccreditedOnly;NoShortSelling,ESGOnly,PennyStocks;PrivateCredit,2.2,20.7,15.1,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,IRR;TaxCost,Email>Chat>App,false,21:45-07:15,51,85,46,37,OpenBanking,5,None,PlanUpdate,2025-08-03,Success,v1.8.5,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A6916,Optimizer,134582,1030399,65252,8.7,4,12,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.5,18.9,13.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>Email>App,false,23:00-08:45,74,106,83,72,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-03-17,Partial,v1.10.9,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A6917,Optimizer,103996,1470725,51337,8.9,1,15,UK,Low,,NoFossilFuel,PennyStocks;PrivateCredit,1.9,16.0,11.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;Sharpe,Email>In-Person>Phone>Chat>App,true,20:45-08:45,61,108,65,58,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-02-17,Partial,v2.10.6,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A6918,Stabilizer,139621,969346,35483,5.6,3,15,AU,Low,NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.0,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>In-Person>Chat>App,true,23:45-07:45,59,158,56,55,OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-02-26,Success,v1.9.1,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A6919,Builder,68755,278835,11070,9.9,4,10,DE,Medium,NoIlliquids,NoTobacco;NoWeapons,,1.6,17.7,10.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;TaxCost;MaxDD,In-Person>App>Chat,true,22:15-08:45,63,123,55,52,CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-10-07,Success,v1.10.3,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A6920,Optimizer,144163,1346735,78921,10.5,1,15,DE,Low,,NoTobacco,PennyStocks,1.9,15.6,9.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;MaxDD;IRR,Email>In-Person>Chat,true,19:15-07:45,75,70,86,77,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-07-11,Success,v2.8.1,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A6921,Optimizer,139888,3749885,86276,6.6,4,12,US,Medium,NoDerivatives,,PennyStocks,1.8,18.6,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost,Phone>In-Person>App>Email,false,20:45-06:00,65,60,58,58,Brokerage;OpenBanking,2,Human,AlertAcknowledge,2025-01-08,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A6922,Builder,90430,162106,9593,10.1,3,10,DE,Low,,ESGOnly;NoFossilFuel,,1.6,22.2,10.0,Home:3y;Retirement:30y,3,Collaborative,Shallow,IRR;MaxDD,Phone>Email>App>Chat,true,23:45-07:30,69,63,66,59,OpenBanking,15,None,AutoTransfer,2025-05-07,Success,v1.10.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A6923,Optimizer,126487,1648110,80789,6.7,3,12,US,Low,NoShortSelling,NoFossilFuel,PennyStocks,1.6,21.4,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Phone>Email>Chat>App>In-Person,true,22:15-08:30,66,84,80,75,Brokerage;OpenBanking,5,Human,Rebalance,2025-08-27,Success,v2.10.7,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A6924,Explorer,39571,397052,14781,15.2,4,10,US,Low,,,PennyStocks,1.9,30.3,13.6,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,IRR;TaxCost,Chat>App>Email>In-Person>Phone,true,23:30-07:00,70,86,83,78,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-08-02,Success,v2.8.3,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A6925,Explorer,92197,336377,19324,19.3,3,10,SG,Low,NoShortSelling,NoTobacco,PennyStocks,1.7,24.6,17.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Email>Phone>Chat>In-Person,true,19:00-08:00,69,57,60,57,CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-03-22,Success,v2.9.3,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A6926,Preserver,111242,901346,83595,5.1,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,9.1,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Phone>Chat>App>In-Person>Email,false,22:15-06:00,76,154,85,88,Brokerage;OpenBanking,12,None,AlertAcknowledge,2025-12-03,Failed,v2.9.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6927,Builder,57369,148524,6733,8.3,3,10,US,High,,NoWeapons,Crypto,1.7,22.3,8.5,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,Sharpe;MaxDD,Phone>In-Person>Email>App>Chat,false,23:30-07:45,62,150,66,57,OpenBanking,20,None,AlertAcknowledge,2025-06-12,Success,v2.10.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6928,Optimizer,80607,1402226,54093,10.0,1,10,CA,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.5,20.8,12.7,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;IRR,Email>Phone>Chat>In-Person>App,true,22:30-06:30,60,79,52,51,Brokerage;OpenBanking,5,Human,Rebalance,2025-12-24,Success,v1.9.6,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A6929,Preserver,130117,1329277,85466,6.4,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,17.9,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,App>In-Person>Email>Chat,true,22:30-07:30,75,127,82,80,Brokerage;OpenBanking,7,Human,Rebalance,2025-06-19,Success,v2.9.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6930,Explorer,43687,118625,10194,15.7,3,10,US,Medium,NoShortSelling,NoTobacco,Crypto;PennyStocks,2.1,26.4,15.0,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;IRR,App>Phone>Email>Chat>In-Person,true,20:15-07:15,49,89,49,42,CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-09-01,Success,v1.10.2,NoIlliquids,Allow small experimental sleeve ≤ 3%
A6931,Explorer,50764,194201,12453,14.9,2,10,CA,Low,NoShortSelling;AccreditedOnly,,PennyStocks;PrivateCredit,2.0,25.2,12.3,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;TaxCost;MaxDD,App>Email>Chat>In-Person>Phone,true,23:00-06:45,62,45,68,66,CreditBureau;OpenBanking,1,None,PlanUpdate,2025-02-03,Success,v1.10.9,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6932,Optimizer,45496,331915,15282,11.9,1,10,US,Low,,,PennyStocks,1.9,16.0,9.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,MaxDD;IRR,App>Chat>In-Person>Email,false,21:30-07:00,69,114,79,75,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-01-26,Success,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A6933,Explorer,57900,514610,32605,14.0,2,10,DE,Medium,NoDerivatives,,,2.0,20.3,15.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>In-Person>App,true,19:30-07:00,55,89,61,61,CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-11-11,Partial,v2.10.3,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A6934,Optimizer,192740,2027805,146541,8.1,2,15,SG,High,AccreditedOnly,,PennyStocks,1.6,20.9,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;IRR,Phone>In-Person>Chat>Email,true,21:00-07:45,51,112,48,42,Brokerage;OpenBanking,4,None,AlertAcknowledge,2025-10-22,Success,v1.8.7,NoPennyStocks,Enforce tax budget and position caps
A6935,Preserver,99126,1000212,74141,5.8,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>App,false,22:45-06:45,69,199,72,66,Brokerage;OpenBanking,4,None,PlanUpdate,2025-07-14,Partial,v2.8.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6936,Preserver,64831,213921,19502,4.7,4,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,12.4,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Email>Phone>App,true,23:30-07:15,64,200,66,58,Brokerage;OpenBanking,5,Human,Rebalance,2025-11-09,Success,v1.8.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6937,Optimizer,277314,3325038,133228,5.4,4,12,US,Low,,,PennyStocks,1.9,18.2,10.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;IRR;MaxDD,In-Person>Chat>App>Phone>Email,true,23:30-06:45,70,104,76,64,Brokerage;OpenBanking;Payroll,6,Human,PlanUpdate,2025-04-12,Success,v2.8.8,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A6938,Builder,84084,358719,10836,13.4,1,10,US,Low,,ESGOnly,,1.5,22.0,7.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;TaxCost;Sharpe,Phone>Email>App>Chat,false,22:45-06:00,64,103,58,58,OpenBanking,13,Hybrid,PlanUpdate,2025-08-26,Partial,v1.9.7,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6939,Stabilizer,53652,451041,31185,4.8,4,10,US,Medium,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe,In-Person>Phone>Chat>App,false,22:45-07:45,54,170,50,42,OpenBanking;Payroll,12,None,PlanUpdate,2025-06-12,Success,v2.9.6,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6940,Stabilizer,83674,445448,19086,7.1,3,10,US,Medium,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.8,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,Phone>Chat>App>Email>In-Person,true,21:15-08:30,56,165,51,40,CreditBureau;OpenBanking,16,None,AutoTransfer,2025-06-11,Failed,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6941,Optimizer,106028,849397,43309,11.3,2,12,US,Low,NoDerivatives,,LeveragedETFs;PennyStocks;PrivateCredit,1.4,17.4,10.8,Wealth:10y;Estate:20y,10,Educational,Shallow,Sharpe;IRR;MaxDD,App>Email>Phone,true,23:30-06:30,65,64,58,53,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-02-21,Success,v1.8.3,LimitOrderOnly,Enforce tax budget and position caps
A6942,Stabilizer,33629,159413,11185,7.4,1,10,US,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,App>Email>In-Person>Chat,true,20:15-07:00,55,142,65,68,OpenBanking,11,Human,Rebalance,2025-06-08,Failed,v1.8.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A6943,Stabilizer,91003,903655,34153,4.3,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD,Phone>Chat>In-Person,false,21:00-08:45,65,146,73,70,OpenBanking;Payroll,15,Human,Rebalance,2025-08-10,Partial,v2.10.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6944,Stabilizer,56663,187529,13996,5.0,4,10,IN,High,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Email>Phone,true,23:00-08:15,58,94,45,45,CreditBureau;OpenBanking,10,None,PlanUpdate,2025-03-10,Partial,v1.8.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A6945,Stabilizer,149834,1321732,33425,6.6,1,15,IN,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,8.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,Phone>Email>App>In-Person>Chat,true,19:00-08:45,66,115,55,55,CreditBureau;OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-03-01,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6946,Preserver,162730,1307979,52298,3.9,4,12,US,Low,AccreditedOnly;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.1,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>Chat>Email>App,false,20:00-07:45,75,233,68,69,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-01-15,Success,v2.8.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6947,Stabilizer,48266,283016,10415,8.1,1,10,UK,Low,NoIlliquids;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.8,7.5,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Chat>Email,true,19:45-07:15,65,168,67,63,OpenBanking,5,None,AutoTransfer,2025-01-27,Success,v1.10.4,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6948,Optimizer,58231,252814,37354,8.0,4,10,US,Medium,,,PennyStocks,1.9,15.9,13.6,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;IRR;MaxDD,In-Person>Email>Chat>Phone,true,23:15-08:00,58,113,56,48,Brokerage;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-06-22,Failed,v1.8.4,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A6949,Preserver,83788,374629,17768,7.2,2,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.9,7.9,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,Chat>Phone>App,true,23:30-06:30,69,198,77,75,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-01-20,Partial,v2.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6950,Preserver,135977,651786,41844,4.6,4,12,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,11.0,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD,App>Phone>Email,true,21:45-08:45,71,203,76,73,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-09-04,Partial,v2.9.5,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6951,Preserver,128604,504589,30533,6.0,3,12,US,Low,NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;MaxDD,Chat>In-Person>Email>App>Phone,false,22:00-08:30,75,154,70,68,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-01-18,Failed,v1.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6952,Stabilizer,146959,621392,41088,7.2,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>In-Person>App>Chat>Phone,false,22:00-08:45,65,122,67,62,CreditBureau;OpenBanking;Payroll,13,Human,AutoTransfer,2025-03-12,Failed,v1.8.1,NoMargin,Keep expenses buffer ≥ 4 months
A6953,Stabilizer,77765,436968,34103,5.9,3,10,UK,Medium,AccreditedOnly;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,7.1,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email>App,true,21:45-06:45,50,165,55,56,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-11-13,Success,v1.10.1,StopLossDisabled,Keep expenses buffer ≥ 4 months
A6954,Stabilizer,39936,324849,12550,8.6,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,5.1,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;MaxDD,Chat>Phone>In-Person>Email>App,true,23:15-07:00,62,97,61,61,CreditBureau;OpenBanking;Payroll,13,None,PlanUpdate,2025-01-30,Partial,v1.8.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A6955,Builder,56844,61131,7335,14.7,2,10,US,Low,AccreditedOnly,,,1.5,22.8,9.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,TaxCost;MaxDD,Chat>App>In-Person>Phone>Email,true,23:00-07:30,70,77,67,56,OpenBanking;Payroll,5,None,Rebalance,2025-07-17,Success,v1.9.3,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6956,Explorer,37452,149189,6440,16.0,2,10,UK,Medium,NoShortSelling;AccreditedOnly,,PennyStocks,2.1,31.7,16.0,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,Sharpe;MaxDD,App>Email>In-Person,true,20:45-07:00,57,59,69,59,OpenBanking,2,Hybrid,PlanUpdate,2025-03-30,Success,v2.10.6,NoIlliquids,Allow small experimental sleeve ≤ 3%
A6957,Optimizer,202064,1813977,92588,8.9,4,15,UK,Low,,,PennyStocks,1.6,19.7,9.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;TaxCost;MaxDD,Email>Chat>In-Person,true,23:30-08:30,64,74,72,67,Brokerage;CreditBureau;OpenBanking,2,Human,Rebalance,2025-09-14,Success,v1.8.4,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A6958,Optimizer,156432,1901582,110139,11.8,1,12,US,Low,,ESGOnly,Crypto;PennyStocks;PrivateCredit,1.8,26.5,11.2,Wealth:10y;Estate:20y,10,Concise,Shallow,Sharpe;TaxCost,Phone>Email>Chat>In-Person>App,true,19:15-08:30,74,102,80,77,Brokerage;OpenBanking,6,None,AlertAcknowledge,2025-05-22,Success,v2.8.8,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A6959,Optimizer,89853,2295606,60144,9.2,1,10,DE,Low,,ESGOnly;NoWeapons,PennyStocks,1.7,21.4,12.0,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;Sharpe;IRR,In-Person>Phone>Chat>App>Email,true,19:15-07:45,76,81,76,74,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-12-10,Failed,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A6960,Preserver,94774,1428104,76109,4.7,3,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,7.0,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,App>In-Person>Phone,true,22:15-06:00,80,219,74,68,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-06-04,Success,v2.10.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6961,Builder,122173,639356,30651,10.4,1,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs,1.6,21.9,8.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;MaxDD,Chat>App>In-Person,true,19:00-07:30,68,137,69,67,OpenBanking;Payroll,10,None,Rebalance,2025-06-12,Partial,v1.8.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6962,Stabilizer,129372,704822,32921,8.7,2,12,US,Low,AccreditedOnly;NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Chat>In-Person>App,true,20:30-08:15,53,165,51,43,CreditBureau;OpenBanking,5,None,Rebalance,2025-01-07,Success,v1.8.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6963,Explorer,60408,112584,14670,17.3,4,10,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.9,28.1,17.3,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;IRR,Email>App>Phone,true,19:00-08:15,62,84,70,59,CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-09-30,Success,v1.9.9,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A6964,Optimizer,97397,912181,39562,8.1,1,10,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.6,28.0,13.9,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD,Chat>App>Email>Phone>In-Person,true,19:45-08:30,63,98,56,46,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2025-02-06,Success,v1.9.2,LimitOrderOnly,Enforce tax budget and position caps
A6965,Optimizer,198165,1255935,85401,10.3,1,12,US,Medium,,NoWeapons;NoTobacco,PennyStocks,1.9,21.8,12.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;Sharpe,Chat>Email>Phone>App,true,19:15-06:30,62,74,58,46,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-01-21,Success,v1.9.1,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A6966,Optimizer,87315,753695,29499,8.6,2,10,US,Medium,AccreditedOnly;NoShortSelling,NoTobacco;ESGOnly,PennyStocks,1.9,16.3,9.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;MaxDD;TaxCost,Phone>App>Chat>In-Person,true,19:30-07:15,68,80,77,71,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-04-11,Success,v2.8.4,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6967,Stabilizer,50268,439389,13797,5.5,3,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.7,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>App>In-Person>Email>Phone,true,20:15-07:00,64,90,71,67,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-05-02,Success,v1.9.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6968,Preserver,108634,932361,112811,6.5,2,12,US,Medium,NoShortSelling;AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,16.8,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe,Chat>App>Email,true,20:45-07:30,71,199,72,73,Brokerage;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-03-29,Success,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6969,Preserver,93873,1442105,83486,5.2,2,10,US,Low,NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>App>Phone,true,20:30-07:15,76,173,63,63,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-02-04,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A6970,Preserver,82165,644596,49392,6.9,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,App>In-Person>Email>Chat,true,23:30-07:30,68,232,55,50,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-11-13,Success,v1.8.8,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6971,Stabilizer,150134,1559608,67875,4.5,4,15,IN,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost,Phone>Chat>In-Person>Email,true,19:00-06:00,54,124,40,28,CreditBureau;OpenBanking;Payroll,16,Human,PlanUpdate,2025-10-14,Success,v1.9.7,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6972,Builder,62585,174256,10042,10.4,4,10,US,High,,,,1.6,19.4,9.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;Sharpe;TaxCost,App>Chat>In-Person>Phone>Email,false,20:00-07:00,60,134,67,67,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2024-12-31,Success,v1.10.4,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6973,Preserver,89514,694404,35494,8.6,1,10,CA,Medium,NoShortSelling;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,9.0,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>App>Email>Chat,true,19:15-07:45,71,144,64,65,Brokerage;OpenBanking;Payroll,8,None,Rebalance,2025-09-29,Success,v1.8.3,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A6974,Preserver,86394,968594,67522,5.2,2,10,CA,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat>Phone,true,19:45-08:30,80,162,65,61,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-05-05,Failed,v2.8.5,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6975,Preserver,104085,644260,33770,7.5,2,15,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.6,7.1,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,Phone>Chat>App>In-Person>Email,true,23:15-08:00,64,139,51,49,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-03-07,Success,v1.9.7,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6976,Preserver,88441,570382,38821,5.6,3,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.4,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe,Chat>In-Person>App>Email>Phone,true,19:30-08:00,79,132,68,72,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-04-05,Success,v1.9.6,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6977,Optimizer,122544,2436611,66184,6.8,3,12,US,Medium,NoDerivatives,,PennyStocks;PrivateCredit,1.7,24.2,13.4,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;IRR;TaxCost,App>Phone>Chat,false,20:45-08:15,61,86,65,56,Brokerage;OpenBanking,7,None,Rebalance,2025-08-08,Success,v1.9.4,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A6978,Optimizer,52346,1081741,22966,5.2,4,10,IN,High,,,PennyStocks,1.6,26.2,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Chat>App>Phone>Email,true,20:00-08:45,59,106,54,48,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-04-27,Success,v2.10.4,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A6979,Optimizer,67566,745143,42515,6.9,4,10,US,Low,,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.8,20.6,12.1,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;TaxCost;IRR,In-Person>Email>Phone>App>Chat,false,22:30-06:00,71,87,79,69,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-10-02,Failed,v1.9.5,NoIlliquids,Enforce tax budget and position caps
A6980,Explorer,131139,534174,41211,13.9,4,12,US,Medium,NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks,1.9,23.0,16.2,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;MaxDD,Phone>Email>Chat>In-Person>App,true,20:30-07:45,65,90,57,45,OpenBanking,7,None,PlanUpdate,2025-03-20,Success,v1.10.1,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6981,Preserver,150634,886540,42593,5.3,3,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.9,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;Sharpe,Chat>Email>In-Person,false,19:45-07:30,75,157,64,68,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-04-29,Success,v1.9.3,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A6982,Builder,111368,316322,25126,6.7,4,15,DE,Low,AccreditedOnly,,,1.6,24.0,11.8,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe,In-Person>App>Phone>Email>Chat,false,23:45-06:00,73,86,83,82,OpenBanking;Payroll,5,None,AutoTransfer,2025-08-07,Partial,v1.9.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A6983,Preserver,93907,1794043,92042,5.9,3,10,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,17.9,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,In-Person>App>Phone>Email>Chat,true,19:30-06:45,70,167,59,63,Brokerage;OpenBanking,4,Human,Rebalance,2025-04-14,Success,v1.9.8,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A6984,Optimizer,65696,522272,45104,12.0,1,10,US,Low,NoShortSelling,NoTobacco;ESGOnly,PennyStocks,1.8,26.6,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;IRR,Chat>Phone>Email>In-Person,false,19:30-06:15,69,94,67,66,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-03-12,Partial,v2.10.5,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A6985,Stabilizer,109675,415723,39391,5.0,4,15,AU,Medium,NoDerivatives;AccreditedOnly,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.8,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Phone,false,19:00-06:15,65,92,65,69,CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-11-17,Partial,v1.8.4,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A6986,Optimizer,187007,903638,59959,11.3,2,15,SG,Medium,NoIlliquids;NoDerivatives,,PennyStocks,1.5,26.3,12.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;MaxDD;IRR,Phone>Chat>App>Email>In-Person,false,23:45-08:00,56,78,63,51,Brokerage;CreditBureau;OpenBanking,2,Human,AlertAcknowledge,2025-10-30,Success,v1.8.9,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A6987,Optimizer,80210,1689328,25051,8.8,4,10,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.4,20.3,12.0,Wealth:10y;Estate:20y,10,Directive,Shallow,IRR;TaxCost;MaxDD,Phone>In-Person>App>Chat>Email,true,23:45-06:45,62,107,72,62,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-11-22,Partial,v2.8.1,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A6988,Stabilizer,234139,2448597,154851,5.6,2,15,CA,High,NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.8,8.1,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>App>In-Person,true,20:30-07:45,48,167,41,38,CreditBureau;OpenBanking;Payroll,16,None,AutoTransfer,2025-10-23,Success,v2.8.7,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A6989,Builder,86166,130108,13747,10.3,1,10,DE,Low,NoShortSelling;NoIlliquids,,,1.4,19.5,7.2,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;IRR;Sharpe,Phone>In-Person>App,false,22:45-08:00,59,137,64,52,OpenBanking,20,None,AutoTransfer,2025-09-27,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A6990,Builder,96083,247071,9997,12.8,1,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons,,1.5,20.0,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;MaxDD,Email>In-Person>Chat,true,22:45-06:30,63,98,72,70,OpenBanking,19,Human,PlanUpdate,2025-06-02,Success,v1.8.4,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A6991,Builder,38970,75523,8878,13.2,2,10,US,Low,AccreditedOnly,ESGOnly;NoTobacco,LeveragedETFs,1.6,22.4,9.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;TaxCost,Chat>App>Email>In-Person,true,20:15-06:00,66,125,70,65,OpenBanking;Payroll,14,Human,AutoTransfer,2025-06-20,Partial,v1.10.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6992,Preserver,226647,1540177,158894,3.9,3,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD,Chat>In-Person>Email>App>Phone,true,23:45-06:15,70,202,64,69,Brokerage;OpenBanking,13,None,AlertAcknowledge,2025-05-07,Failed,v2.8.1,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A6993,Optimizer,130221,1821557,92518,11.3,2,15,SG,Medium,NoDerivatives;NoIlliquids,,PennyStocks;PrivateCredit,1.6,26.7,11.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;TaxCost,Phone>App>Chat,false,21:00-08:45,67,96,65,64,Brokerage;OpenBanking,1,Hybrid,AlertAcknowledge,2025-10-04,Success,v2.8.9,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A6994,Explorer,85662,560379,22659,13.4,3,10,US,Low,,,LeveragedETFs;PennyStocks,2.1,34.2,17.4,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,MaxDD;IRR;TaxCost,App>Phone>In-Person>Email>Chat,true,22:00-06:15,55,64,54,52,OpenBanking,2,None,AutoTransfer,2025-11-18,Success,v2.9.9,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A6995,Builder,63386,-86162,4510,10.0,4,10,CA,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoTobacco,,1.7,20.8,10.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;Sharpe;IRR,App>Chat>In-Person>Phone>Email,true,22:30-06:45,70,129,64,54,OpenBanking;Payroll,16,Human,Rebalance,2025-01-02,Success,v1.10.9,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A6996,Builder,81427,311498,25499,7.3,4,10,DE,Medium,NoShortSelling;AccreditedOnly,,PennyStocks;PrivateCredit,1.7,18.1,10.6,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email>App,true,23:00-06:00,67,65,61,53,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-07-04,Success,v1.9.6,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A6997,Stabilizer,40322,214358,13705,8.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.9,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,Chat>In-Person>Email>Phone>App,true,20:00-06:30,65,99,54,47,CreditBureau;OpenBanking,7,None,Rebalance,2025-07-06,Success,v2.10.2,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A6998,Explorer,98105,-34536,1548,21.1,2,10,US,Low,NoIlliquids,NoTobacco,PennyStocks,1.9,30.3,13.1,Business:5y;Travel:2y,5,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Chat>In-Person>App,true,23:45-08:45,64,87,62,54,CreditBureau;OpenBanking;Payroll,2,None,AutoTransfer,2025-12-13,Partial,v2.9.6,NoMargin,Allow small experimental sleeve ≤ 3%
A6999,Stabilizer,88474,454572,21954,7.2,4,10,US,Low,NoDerivatives;AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>App>In-Person,true,22:00-07:30,68,136,76,72,OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-12-24,Success,v1.8.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7000,Preserver,52825,315638,17673,4.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.1,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Phone>Email,true,23:45-07:15,71,169,67,59,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-06-03,Partial,v1.8.1,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7001,Builder,109429,286732,10001,9.0,2,15,UK,Low,NoIlliquids;AccreditedOnly,ESGOnly;NoWeapons,,1.6,23.0,9.0,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;MaxDD,Chat>App>Phone,true,23:30-08:45,64,83,54,49,CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-12-02,Success,v1.8.7,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7002,Optimizer,120226,1588462,50384,10.2,2,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;PennyStocks,1.6,25.9,11.4,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;Sharpe;IRR,App>Email>Phone,false,20:45-08:15,74,103,70,60,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-01-24,Failed,v2.9.7,PauseWhenVIX>30,Enforce tax budget and position caps
A7003,Preserver,181200,871253,112022,7.5,1,15,CA,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.8,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>App,true,22:30-08:45,75,155,81,78,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-03-26,Success,v1.8.1,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7004,Builder,47567,-19185,1000,9.7,3,10,US,High,NoDerivatives,,,1.7,21.2,7.3,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;Sharpe;IRR,App>Phone>In-Person>Chat>Email,true,23:45-08:30,47,132,42,30,CreditBureau;OpenBanking,19,Human,AutoTransfer,2025-05-20,Partial,v2.8.5,NoIlliquids,Prioritize liquidity and down payment savings
A7005,Preserver,49201,451422,24679,7.3,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,true,20:00-08:30,77,224,66,68,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-03-10,Failed,v2.9.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7006,Optimizer,137863,2754029,83117,7.1,4,12,US,Low,NoIlliquids;AccreditedOnly,,PennyStocks,1.7,24.0,11.4,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;TaxCost,Email>In-Person>Chat,false,19:00-06:15,60,91,67,58,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-01-18,Partial,v1.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7007,Preserver,118704,694959,80826,6.5,2,12,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,8.4,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>Email>App>Chat>Phone,true,20:15-08:15,66,224,75,73,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-09-03,Success,v1.9.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7008,Builder,159373,734332,35010,14.4,1,12,US,Medium,,NoWeapons;ESGOnly,,1.4,18.6,9.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,MaxDD;TaxCost,In-Person>App>Email,true,19:45-07:45,51,80,45,35,CreditBureau;OpenBanking,20,Human,Rebalance,2025-09-13,Success,v1.10.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7009,Builder,49923,168099,10333,10.8,4,10,SG,Low,NoDerivatives;AccreditedOnly,ESGOnly,,1.4,21.6,10.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,Sharpe;IRR;TaxCost,In-Person>Email>App,true,19:45-06:15,63,102,51,43,OpenBanking,13,None,AutoTransfer,2025-05-07,Failed,v2.10.8,NoPennyStocks,Prioritize liquidity and down payment savings
A7010,Explorer,81426,565410,18493,16.3,3,10,CA,Low,,NoFossilFuel;NoWeapons,PrivateCredit,1.7,30.9,12.7,Business:5y;Travel:2y,5,Concise,Deep,MaxDD;IRR,Email>App>Phone>Chat>In-Person,true,20:45-06:00,65,89,65,62,OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-05-26,Success,v1.9.8,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7011,Preserver,151055,2197020,108909,8.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email>App>Phone,true,20:00-06:15,71,233,77,68,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2024-12-30,Partial,v1.10.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7012,Stabilizer,80895,207310,15039,6.3,4,10,UK,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Chat>App>Email,true,19:30-06:00,56,108,59,52,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-12-06,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A7013,Preserver,107955,694526,24318,5.3,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.4,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>Phone,false,21:45-06:30,75,163,61,54,Brokerage;OpenBanking,13,None,AlertAcknowledge,2025-08-16,Success,v1.8.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7014,Optimizer,61496,612933,37051,9.8,3,10,US,Low,,,PennyStocks,1.8,24.8,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;Sharpe,Chat>In-Person>Email>App,true,22:00-06:00,64,94,58,51,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-06-27,Success,v2.10.4,PauseWhenVIX>30,Enforce tax budget and position caps
A7015,Builder,101980,440381,17776,10.5,4,12,US,Low,AccreditedOnly,NoFossilFuel,,1.5,13.5,9.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD,Email>In-Person>App>Phone>Chat,true,19:30-07:45,63,78,62,58,OpenBanking;Payroll,12,Human,PlanUpdate,2025-10-31,Partial,v2.10.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7016,Builder,65470,309676,10357,10.2,2,10,US,Low,,,PennyStocks;PrivateCredit,1.5,12.6,8.2,Home:3y;Retirement:30y,3,Educational,Shallow,IRR;TaxCost,App>In-Person>Chat>Phone,true,21:30-07:30,67,136,59,48,OpenBanking;Payroll,18,None,AlertAcknowledge,2025-12-22,Success,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A7017,Optimizer,381773,2855079,198255,9.5,1,12,US,Low,,NoWeapons,PennyStocks,1.6,26.2,11.8,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;TaxCost,App>Email>In-Person>Chat,true,21:15-06:15,62,114,59,56,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-02-09,Success,v1.9.4,NoIlliquids;NoMargin,Enforce tax budget and position caps
A7018,Explorer,115625,713353,29953,18.5,4,15,CA,Low,NoShortSelling,NoFossilFuel;NoWeapons,,1.9,33.7,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;MaxDD;Sharpe,Chat>Email>Phone>App,true,20:15-08:30,61,84,72,64,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-10-13,Success,v1.9.4,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7019,Optimizer,94370,676704,40805,10.0,4,10,US,Low,NoShortSelling,NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.6,27.2,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,IRR;Sharpe,In-Person>Email>Phone,true,19:15-07:15,67,98,76,75,Brokerage;OpenBanking,2,Human,PlanUpdate,2025-10-31,Partial,v1.8.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A7020,Preserver,77618,348669,47436,5.6,2,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Phone>In-Person>Email>Chat,false,23:45-06:00,76,239,76,70,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-05-06,Success,v2.9.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7021,Preserver,59129,513169,61985,7.8,1,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>In-Person>Email>App,true,19:15-06:30,80,197,86,89,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-04-04,Success,v1.10.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7022,Preserver,97977,565789,31484,5.1,2,10,DE,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>App,true,22:30-06:00,77,208,80,83,Brokerage;OpenBanking;Payroll,13,Human,AlertAcknowledge,2025-12-24,Partial,v2.8.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7023,Optimizer,202527,1442811,121186,11.2,2,12,US,Low,NoIlliquids,ESGOnly,PennyStocks,1.5,18.8,12.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,TaxCost;MaxDD;IRR,In-Person>Chat>Phone>App>Email,true,19:30-07:00,71,60,85,82,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-05-06,Success,v2.9.8,PauseWhenVIX>30,Enforce tax budget and position caps
A7024,Stabilizer,90071,396425,35322,5.2,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>App,true,23:15-07:00,55,155,57,59,CreditBureau;OpenBanking,5,Human,Rebalance,2025-07-11,Partial,v2.10.9,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A7025,Builder,116968,436378,20795,10.7,3,12,US,Low,NoShortSelling;NoIlliquids,ESGOnly;NoFossilFuel,,1.6,20.9,7.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;IRR,In-Person>Phone>Chat>App,true,19:15-06:15,67,129,55,45,CreditBureau;OpenBanking,6,Human,Rebalance,2025-01-31,Success,v2.10.5,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A7026,Explorer,50622,128820,17801,16.2,3,10,AU,Medium,,NoWeapons,,2.0,31.9,18.0,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;Sharpe;TaxCost,In-Person>App>Phone>Chat>Email,true,21:00-06:30,61,59,64,63,CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-11-09,Success,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7027,Stabilizer,117914,491705,40369,7.0,2,12,US,High,AccreditedOnly;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Chat>In-Person>App>Phone>Email,false,20:30-06:45,49,170,58,53,OpenBanking;Payroll,11,None,AlertAcknowledge,2025-07-19,Success,v2.10.5,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7028,Preserver,96478,801458,62735,7.6,1,10,DE,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,In-Person>Chat>App>Phone,false,19:30-07:30,72,220,78,70,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-03-31,Success,v2.10.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7029,Optimizer,227828,2347587,123127,8.7,3,12,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.7,17.1,12.6,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>App>In-Person>Chat>Phone,false,23:45-06:45,63,100,74,67,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-01-09,Success,v1.10.1,StopLossDisabled,Enforce tax budget and position caps
A7030,Stabilizer,38832,168247,18577,4.7,4,10,IN,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,9.6,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,App>Chat>In-Person,true,22:00-06:45,56,152,51,48,CreditBureau;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-03-17,Partial,v2.8.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7031,Optimizer,85380,473844,29747,8.2,3,10,DE,Medium,NoDerivatives;NoIlliquids,,PennyStocks,1.8,15.3,13.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;IRR,App>In-Person>Chat>Email,false,23:00-08:30,53,71,58,54,Brokerage;CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-09-30,Failed,v2.8.7,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A7032,Preserver,74940,314320,46538,5.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>App>Phone>Chat>In-Person,true,22:15-08:15,80,162,68,62,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-11-07,Partial,v1.9.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7033,Preserver,135587,785417,108103,4.3,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>Email>Chat>In-Person,false,22:30-08:15,83,131,78,68,Brokerage;OpenBanking,11,Hybrid,Rebalance,2025-05-23,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7034,Explorer,32379,130546,11220,13.7,4,10,UK,Low,AccreditedOnly;NoDerivatives,,PennyStocks,1.8,33.9,12.4,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Phone>Email>Chat,true,20:15-08:45,54,45,61,55,OpenBanking,5,None,PlanUpdate,2025-09-14,Success,v1.9.2,NoMargin,Allow small experimental sleeve ≤ 3%
A7035,Builder,62834,191091,7613,8.6,4,10,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.5,24.2,7.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD;TaxCost,In-Person>Chat>App>Phone,true,23:30-08:15,72,149,77,72,OpenBanking;Payroll,16,None,AlertAcknowledge,2025-03-17,Success,v2.9.8,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7036,Explorer,111235,470474,19946,19.2,2,12,US,Medium,NoShortSelling;NoDerivatives,ESGOnly;NoFossilFuel,PennyStocks,2.1,34.1,13.8,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,MaxDD;Sharpe,In-Person>App>Chat>Phone,false,19:45-07:30,52,50,63,59,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-05-13,Partial,v1.8.4,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7037,Explorer,91698,48090,2687,18.4,1,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly,,1.8,33.7,15.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Phone>Chat,false,21:00-07:00,60,77,69,60,OpenBanking;Payroll,4,None,PlanUpdate,2025-12-18,Success,v2.9.9,NoMargin,Allow small experimental sleeve ≤ 3%
A7038,Preserver,100104,663944,91361,5.9,3,15,CA,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.8,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;Sharpe,In-Person>Chat>Phone>Email>App,true,22:15-08:30,79,156,87,76,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,Rebalance,2025-06-13,Partial,v1.10.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7039,Explorer,130744,1232673,45288,20.0,2,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;PennyStocks,2.1,34.0,15.5,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;TaxCost;MaxDD,App>Chat>Phone,true,19:15-08:30,67,84,71,65,OpenBanking,2,Human,Rebalance,2025-07-03,Partial,v2.10.1,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A7040,Stabilizer,87634,625539,34436,4.7,3,10,US,Medium,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,6.8,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;Sharpe,Email>Chat>Phone>App>In-Person,true,23:30-08:15,59,143,69,63,OpenBanking;Payroll,19,Human,Rebalance,2025-04-08,Success,v2.10.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A7041,Stabilizer,82094,233210,15972,9.9,1,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>Email>Phone>In-Person,true,20:15-06:15,62,104,71,73,OpenBanking,16,Human,AutoTransfer,2025-07-12,Success,v2.8.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7042,Optimizer,105147,1546684,54150,5.4,4,12,US,Medium,,,LeveragedETFs;PennyStocks,1.9,18.8,13.5,Wealth:10y;Estate:20y,10,Concise,Deep,Sharpe;MaxDD,Chat>App>Email>Phone>In-Person,false,22:30-06:15,62,117,66,66,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-08-13,Partial,v1.10.1,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A7043,Preserver,203690,3471074,166230,5.8,1,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.7,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe,Phone>App>Email>Chat,true,23:45-07:00,78,165,84,84,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-10-25,Success,v1.10.5,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A7044,Optimizer,269901,2333881,227320,10.6,1,12,US,Low,,NoFossilFuel;ESGOnly,PennyStocks,1.6,20.8,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,MaxDD;TaxCost,App>Chat>Email,true,21:00-08:15,68,91,84,74,Brokerage;CreditBureau;OpenBanking,1,Human,AutoTransfer,2025-02-20,Partial,v2.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A7045,Preserver,114336,892422,99561,6.9,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.6,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe,Chat>App>In-Person>Email,true,22:45-06:45,63,193,72,73,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,PlanUpdate,2025-10-16,Success,v2.8.5,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7046,Preserver,114714,1464705,54602,6.5,2,15,AU,Low,NoShortSelling;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.3,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,App>Chat>Email,true,21:45-08:00,76,227,81,86,Brokerage;OpenBanking,14,None,Rebalance,2025-01-19,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7047,Explorer,72684,297757,16880,15.2,3,10,US,Low,AccreditedOnly,,,1.6,31.9,15.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;Sharpe,Phone>Email>App>Chat,true,22:30-07:00,55,58,46,39,CreditBureau;OpenBanking,2,None,AutoTransfer,2025-02-28,Partial,v2.8.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7048,Builder,68062,107344,4337,12.4,1,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.4,13.7,7.9,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;MaxDD;IRR,Phone>App>Email,true,22:00-07:30,73,132,60,55,OpenBanking,9,None,AlertAcknowledge,2025-03-12,Success,v1.10.4,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A7049,Stabilizer,69015,337144,24615,5.1,4,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.1,6.1,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,Phone>Chat>In-Person>App,true,23:00-07:45,55,154,63,52,CreditBureau;OpenBanking,7,None,Rebalance,2025-03-22,Success,v2.8.9,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7050,Explorer,83848,242769,14041,17.3,2,10,US,High,,,Crypto;PennyStocks;PrivateCredit,2.0,29.7,16.6,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,IRR;TaxCost;MaxDD,Phone>App>Chat>In-Person,true,20:00-06:30,58,68,47,44,CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-12-12,Success,v2.9.4,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7051,Builder,47609,112841,4074,7.7,4,10,US,Low,,,,1.5,19.5,9.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;IRR;Sharpe,App>In-Person>Chat>Email>Phone,true,19:15-06:45,62,139,53,45,OpenBanking,13,None,PlanUpdate,2025-12-26,Failed,v2.9.2,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A7052,Stabilizer,52683,155527,14660,8.2,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.7,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,Chat>App>Email>In-Person>Phone,false,21:15-06:45,63,132,50,49,OpenBanking,6,Hybrid,PlanUpdate,2025-02-04,Failed,v1.8.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7053,Optimizer,79138,1169973,40092,11.5,1,10,US,Low,AccreditedOnly,,PennyStocks,1.5,17.5,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,TaxCost;Sharpe;IRR,App>Phone>Email>In-Person,true,21:45-08:15,65,104,57,52,Brokerage;CreditBureau;OpenBanking,5,None,PlanUpdate,2025-05-02,Failed,v1.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A7054,Preserver,141187,561936,61816,7.9,1,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.1,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,In-Person>App>Chat>Email,true,21:30-06:30,71,170,77,75,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-11-29,Success,v2.9.3,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7055,Stabilizer,32243,89892,3282,6.8,2,10,US,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,App>In-Person>Phone>Email>Chat,true,22:15-06:30,59,155,51,39,OpenBanking,12,Human,AutoTransfer,2025-07-11,Failed,v1.9.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7056,Preserver,198786,2875158,114631,9.0,1,12,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.7,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>App>In-Person>Phone,true,19:45-07:30,76,217,84,74,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-11-19,Success,v1.8.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7057,Explorer,50546,188815,10139,17.7,3,10,US,Medium,,NoFossilFuel,Crypto;PennyStocks,1.8,29.4,16.8,Business:5y;Travel:2y,5,Concise,Medium,Sharpe;IRR,App>Phone>Email>Chat>In-Person,true,20:45-06:30,51,60,61,50,CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-03-07,Success,v1.10.6,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7058,Explorer,38318,160284,16415,18.0,3,10,US,Low,NoShortSelling;AccreditedOnly,ESGOnly;NoFossilFuel,PennyStocks,2.0,20.2,17.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,TaxCost;Sharpe;MaxDD,Phone>Chat>In-Person>Email,true,19:45-06:30,56,59,46,45,CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-12-05,Success,v1.9.4,LimitOrderOnly;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7059,Preserver,96939,396016,23804,4.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.6,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Email>Phone>App>Chat>In-Person,true,21:30-07:00,78,151,81,81,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-04-17,Partial,v2.10.1,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7060,Explorer,41028,384724,11521,15.2,1,10,US,Low,,NoFossilFuel,PennyStocks,1.9,23.6,14.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,MaxDD;IRR,App>Chat>In-Person>Email,true,21:30-08:45,70,65,68,58,CreditBureau;OpenBanking;Payroll,1,None,Rebalance,2025-07-07,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A7061,Builder,49891,89194,4906,10.1,1,10,US,Low,,NoTobacco,,1.5,20.5,7.8,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>App>Phone>In-Person,false,20:15-06:45,62,76,47,37,CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-10-26,Success,v1.10.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A7062,Optimizer,95307,1122325,47456,8.7,3,10,US,Low,NoShortSelling,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,1.9,27.3,12.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,TaxCost;IRR,Email>Phone>Chat>In-Person,false,23:30-06:30,72,92,77,74,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-06-11,Failed,v1.9.1,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A7063,Optimizer,115294,750684,66769,8.1,2,12,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.9,17.9,9.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>App>Email,true,21:15-07:45,66,75,61,55,Brokerage;CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-10-14,Success,v2.9.8,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7064,Preserver,43000,607643,35116,4.4,3,10,US,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.3,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,App>In-Person>Phone,true,19:45-08:45,81,236,66,60,Brokerage;OpenBanking,9,None,PlanUpdate,2025-01-05,Success,v2.10.2,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7065,Builder,79836,164688,6257,9.0,4,10,CA,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.4,20.9,8.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;MaxDD,App>Chat>Email,true,23:00-08:45,62,108,49,45,CreditBureau;OpenBanking,17,Hybrid,AlertAcknowledge,2025-12-21,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A7066,Explorer,50214,256255,7956,12.2,4,10,CA,Low,AccreditedOnly,,LeveragedETFs;PennyStocks,1.9,30.2,16.3,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,IRR;Sharpe,Chat>App>In-Person>Email,false,23:30-08:15,70,67,71,63,OpenBanking,7,None,PlanUpdate,2025-05-01,Success,v2.8.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A7067,Builder,27580,83679,3547,11.0,1,10,US,High,,,,1.4,19.2,9.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Chat,false,23:00-08:45,55,140,52,48,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-01-13,Success,v2.8.7,NoMargin,Prioritize liquidity and down payment savings
A7068,Optimizer,126585,1997720,62864,8.7,4,15,IN,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.6,18.4,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,TaxCost;MaxDD;Sharpe,Email>App>Chat,true,23:15-08:30,68,81,71,60,Brokerage;OpenBanking;Payroll,4,None,PlanUpdate,2025-10-26,Partial,v1.9.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A7069,Explorer,151681,639308,54010,16.1,1,15,DE,Medium,,,LeveragedETFs;PennyStocks,1.8,23.4,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,IRR;MaxDD;Sharpe,Email>In-Person>Chat,true,19:45-07:00,48,56,50,44,CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-11-22,Success,v1.9.1,NoMargin,Allow small experimental sleeve ≤ 3%
A7070,Optimizer,50388,432671,22575,9.9,3,10,US,Low,,ESGOnly;NoTobacco,Crypto;PennyStocks,1.5,22.1,13.6,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,MaxDD;Sharpe;TaxCost,Email>App>Chat>In-Person,true,23:00-07:00,71,63,72,63,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-09-13,Success,v1.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A7071,Optimizer,108897,1050745,61321,9.4,4,15,AU,Medium,AccreditedOnly,,Crypto;PennyStocks,1.7,18.4,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;MaxDD;IRR,In-Person>Phone>Chat>Email>App,true,20:15-07:15,72,111,87,78,Brokerage;OpenBanking;Payroll,6,None,Rebalance,2025-03-12,Success,v2.9.6,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A7072,Optimizer,126576,1377448,53390,9.2,2,12,US,Low,,NoWeapons;NoTobacco,Crypto;PennyStocks,1.8,23.6,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,MaxDD;TaxCost,Email>App>Phone>Chat,true,20:45-08:15,62,112,51,39,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-11-04,Success,v2.9.3,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A7073,Preserver,168008,1170461,122878,5.9,3,12,US,High,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.5,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Chat>App,true,21:30-08:00,64,180,58,54,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-03-29,Success,v2.9.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7074,Preserver,64216,538987,27542,6.5,2,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.4,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD,App>In-Person>Chat,false,20:00-08:45,75,234,63,65,Brokerage;OpenBanking,11,None,AlertAcknowledge,2025-05-21,Success,v1.10.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7075,Builder,104060,174209,14698,12.4,1,12,US,Low,NoIlliquids,NoFossilFuel,LeveragedETFs;PennyStocks,1.4,18.0,11.6,Home:3y;Retirement:30y,3,Collaborative,Deep,IRR;Sharpe,Chat>Phone>App>Email,false,21:00-07:15,67,95,64,52,CreditBureau;OpenBanking;Payroll,17,None,PlanUpdate,2025-12-03,Success,v1.8.1,NoMargin,Prioritize liquidity and down payment savings
A7076,Preserver,73393,610704,50071,7.7,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,8.3,6.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,App>Chat>In-Person>Phone,true,23:45-06:45,79,152,87,79,Brokerage;OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-01-14,Success,v1.8.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7077,Preserver,136480,668376,33161,3.6,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.5,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Phone,true,22:00-07:45,73,209,67,65,Brokerage;OpenBanking,10,Human,PlanUpdate,2025-02-12,Partial,v1.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7078,Builder,107398,343624,16889,12.7,2,12,US,Low,,,,1.5,22.3,11.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,Sharpe;MaxDD,In-Person>App>Phone,true,20:15-06:45,67,60,59,49,OpenBanking;Payroll,20,Hybrid,AutoTransfer,2025-10-18,Failed,v1.8.3,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A7079,Stabilizer,61677,156955,6846,4.4,4,10,SG,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,App>Chat>Email>In-Person,false,22:00-08:00,62,153,57,56,OpenBanking,19,Human,Rebalance,2025-07-02,Success,v2.9.7,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7080,Stabilizer,43377,76254,3126,8.5,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,In-Person>Phone>Chat>Email,false,20:45-07:45,57,168,58,58,OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-08-20,Success,v1.10.9,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7081,Optimizer,140582,2699599,92183,9.2,1,12,US,Low,,,PennyStocks,1.6,23.1,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;IRR;Sharpe,Chat>Email>App,true,22:30-06:30,76,104,83,78,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-02-03,Success,v2.8.4,NoPennyStocks,Enforce tax budget and position caps
A7082,Builder,70081,268350,11529,9.3,2,10,US,Medium,,NoWeapons,,1.4,18.0,11.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;MaxDD;IRR,Phone>App>In-Person>Chat,false,20:15-08:15,51,86,45,45,OpenBanking;Payroll,20,Hybrid,PlanUpdate,2025-03-10,Success,v1.10.4,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A7083,Preserver,61554,602711,40642,5.9,2,10,US,High,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe,Chat>App>In-Person>Email>Phone,true,20:30-06:00,67,204,70,67,Brokerage;CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-01-18,Success,v2.10.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7084,Stabilizer,85183,482113,33042,8.5,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.5,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>Email>Chat,true,19:30-06:00,59,102,55,52,CreditBureau;OpenBanking,11,Human,Rebalance,2025-05-28,Success,v2.8.4,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7085,Preserver,95975,383555,37272,5.6,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.0,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD,In-Person>Email>Phone,true,21:00-06:30,72,129,78,76,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-03-01,Success,v1.8.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7086,Explorer,64574,543044,17690,19.8,3,10,US,Medium,NoShortSelling;AccreditedOnly,,Crypto;PennyStocks,1.7,32.6,13.6,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,MaxDD;Sharpe,Phone>In-Person>Email>App>Chat,true,23:30-07:15,64,72,63,60,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-08-22,Success,v2.8.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7087,Stabilizer,76097,162448,20965,7.7,3,10,CA,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,16.2,5.8,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>Email>App,true,23:00-06:45,46,158,36,41,CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-02-08,Success,v2.8.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7088,Optimizer,119129,776964,34966,10.9,3,12,US,Medium,NoIlliquids;NoShortSelling,NoFossilFuel,PennyStocks,1.5,15.1,13.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;Sharpe,Chat>Email>Phone>App>In-Person,true,20:45-07:00,66,73,77,72,Brokerage;OpenBanking;Payroll,5,None,AutoTransfer,2025-08-25,Success,v2.9.9,StopLossDisabled,Enforce tax budget and position caps
A7089,Stabilizer,57863,293283,25868,4.7,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.7,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email>App,true,23:30-07:15,59,127,62,63,OpenBanking;Payroll,18,Hybrid,PlanUpdate,2025-11-21,Success,v2.8.2,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A7090,Optimizer,163101,760663,107408,8.7,4,12,US,Low,,NoTobacco,PennyStocks,1.6,27.8,12.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,MaxDD;IRR;Sharpe,App>Chat>Phone>Email>In-Person,false,19:00-08:30,70,79,71,63,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-04-30,Success,v2.8.1,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7091,Preserver,64919,520265,50001,4.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.9,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,App>Chat>In-Person>Phone>Email,true,19:30-07:45,69,165,55,44,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-02-18,Success,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7092,Preserver,215218,2287457,161209,5.3,2,12,US,Medium,NoIlliquids;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,8.8,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Phone>Email>Chat>In-Person,true,21:30-08:45,66,217,54,45,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,PlanUpdate,2025-12-01,Partial,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7093,Builder,19272,32004,3236,10.6,3,10,US,Low,NoIlliquids,NoTobacco,PrivateCredit,1.4,24.1,8.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;IRR;MaxDD,In-Person>Chat>App>Email>Phone,true,20:45-07:15,62,121,47,35,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-11-10,Success,v2.10.3,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A7094,Builder,95083,141193,16590,8.6,2,10,US,Low,NoIlliquids;AccreditedOnly,NoWeapons,,1.8,22.6,9.9,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe;MaxDD,Email>Chat>Phone>In-Person>App,true,19:30-07:30,64,105,59,53,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-02-11,Success,v2.8.7,NoIlliquids,Prioritize liquidity and down payment savings
A7095,Optimizer,186131,980374,45193,9.4,2,12,US,Medium,NoIlliquids;NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks;PrivateCredit,1.6,15.9,9.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;TaxCost,Chat>Phone>Email>App>In-Person,true,23:00-07:30,63,117,49,46,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-04-04,Success,v1.10.9,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A7096,Builder,57616,265525,16577,11.6,1,10,US,Low,,NoFossilFuel,,1.8,19.3,7.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD;TaxCost,In-Person>Chat>App,false,20:15-08:15,70,77,64,59,OpenBanking,10,None,Rebalance,2025-03-12,Failed,v2.9.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7097,Explorer,38669,345206,6667,20.6,3,10,AU,Medium,,ESGOnly;NoWeapons,PennyStocks,2.0,20.1,14.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;MaxDD;IRR,In-Person>Chat>Phone>Email,true,21:00-08:15,58,53,67,62,CreditBureau;OpenBanking,2,None,Rebalance,2025-03-23,Success,v2.9.1,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7098,Optimizer,124837,1639361,50364,8.5,1,12,US,Low,,,PennyStocks,1.8,18.3,12.8,Wealth:10y;Estate:20y,10,Collaborative,Shallow,MaxDD;IRR;TaxCost,App>Chat>Phone>Email>In-Person,true,19:00-07:30,75,104,63,58,Brokerage;CreditBureau;OpenBanking,2,None,PlanUpdate,2025-10-08,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7099,Builder,42926,93576,4420,9.3,2,10,IN,Medium,AccreditedOnly,NoFossilFuel,PennyStocks,1.5,17.6,7.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;TaxCost;MaxDD,Chat>In-Person>App>Phone,true,23:15-08:45,56,76,63,60,CreditBureau;OpenBanking,20,Hybrid,Rebalance,2025-03-24,Success,v2.9.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7100,Optimizer,102675,2676118,58901,7.5,2,12,US,Medium,AccreditedOnly;NoIlliquids,,PennyStocks,1.7,18.1,11.8,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;IRR,App>Chat>Phone>Email,true,22:30-06:45,59,70,52,45,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-03-16,Partial,v2.10.3,NoPennyStocks,Enforce tax budget and position caps
A7101,Preserver,69165,1014466,45176,5.8,1,10,UK,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,In-Person>Phone>Chat>App,false,22:45-07:00,82,235,83,84,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-06-03,Success,v2.9.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7102,Optimizer,197002,2044243,108718,8.5,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.7,19.4,12.7,Wealth:10y;Estate:20y,10,Directive,Medium,IRR;TaxCost,Phone>In-Person>App>Chat>Email,true,22:45-06:15,70,92,75,72,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-04-21,Success,v1.9.7,NoPennyStocks,Enforce tax budget and position caps
A7103,Stabilizer,70941,235989,22584,6.7,2,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.5,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,In-Person>App>Phone,false,22:00-07:30,52,138,44,44,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-01-31,Success,v1.8.7,NoMargin,Keep expenses buffer ≥ 4 months
A7104,Explorer,111397,433310,45613,19.0,1,12,US,Low,,NoWeapons;NoFossilFuel,,2.0,21.8,12.6,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>App,false,23:00-08:30,54,52,66,61,CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2024-12-26,Success,v2.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A7105,Builder,64723,193920,9923,12.2,2,10,US,Low,,,,1.5,19.8,7.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,TaxCost;Sharpe,App>Email>Phone,true,20:15-06:30,63,70,59,56,CreditBureau;OpenBanking,20,Hybrid,AutoTransfer,2025-09-27,Success,v2.9.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7106,Preserver,48651,609826,43795,5.1,2,10,UK,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.9,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>In-Person>App>Email>Phone,true,21:00-07:15,81,168,88,79,Brokerage;OpenBanking,12,Human,Rebalance,2025-11-11,Success,v1.10.3,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7107,Builder,71368,169828,5969,10.0,1,10,US,Low,,,,1.6,23.1,8.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;MaxDD;Sharpe,App>In-Person>Chat>Email>Phone,false,21:00-06:45,58,148,66,58,OpenBanking;Payroll,8,None,Rebalance,2025-01-11,Success,v1.8.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7108,Optimizer,242001,2939921,171464,9.7,2,12,US,Medium,AccreditedOnly;NoShortSelling,,PennyStocks,1.6,22.7,9.4,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,IRR;Sharpe;MaxDD,Email>Chat>Phone>In-Person,true,22:45-08:45,66,92,71,66,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-12-12,Success,v2.10.9,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A7109,Builder,62503,327390,12052,14.6,1,10,US,Low,AccreditedOnly,NoWeapons,,1.6,21.7,11.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;MaxDD;Sharpe,Chat>In-Person>App,true,19:15-06:30,72,65,70,67,CreditBureau;OpenBanking,18,Hybrid,PlanUpdate,2025-01-28,Failed,v2.9.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A7110,Stabilizer,43631,399194,14141,8.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.5,5.6,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person>App,true,23:45-06:15,58,158,58,53,OpenBanking;Payroll,5,None,PlanUpdate,2025-06-15,Success,v2.9.7,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7111,Explorer,56845,205874,12485,16.6,1,10,US,Low,AccreditedOnly;NoIlliquids,,LeveragedETFs;PennyStocks;PrivateCredit,1.9,26.4,12.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;MaxDD;TaxCost,Phone>Chat>Email>App>In-Person,true,19:30-07:15,60,68,63,61,CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-12-01,Success,v2.10.5,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7112,Optimizer,68615,686744,50358,10.1,2,10,DE,Low,NoDerivatives,,PennyStocks;PrivateCredit,1.5,19.3,13.0,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe,App>Phone>Chat,true,23:15-08:15,66,75,67,63,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2024-12-29,Success,v1.9.3,PauseWhenVIX>30,Enforce tax budget and position caps
A7113,Explorer,101225,405646,40701,18.2,1,15,AU,Low,NoDerivatives,NoTobacco,Crypto,1.9,23.3,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,IRR;Sharpe;TaxCost,Email>Chat>Phone>In-Person>App,true,23:00-07:30,54,90,49,46,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-01-01,Success,v2.10.7,NoMargin,Allow small experimental sleeve ≤ 3%
A7114,Optimizer,68030,750517,26549,8.1,4,10,IN,Low,,,Crypto;PennyStocks;PrivateCredit,1.8,27.4,12.0,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;IRR,In-Person>Phone>Chat>Email>App,true,23:45-08:45,61,110,56,51,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-10-18,Success,v1.8.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7115,Preserver,66300,751645,54262,8.6,1,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.5,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Email>Phone>App>In-Person,false,22:15-06:30,67,124,72,70,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-05-03,Failed,v2.10.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7116,Builder,64228,98450,6525,11.7,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs,1.6,15.8,8.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;TaxCost,Chat>In-Person>Phone>Email>App,true,20:15-08:15,59,88,69,62,OpenBanking;Payroll,13,None,Rebalance,2025-11-13,Success,v1.8.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A7117,Preserver,163437,1197050,132350,5.6,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>App>Email,true,23:30-07:45,67,149,66,63,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-05-21,Success,v2.9.9,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7118,Builder,42969,68659,2583,11.8,4,10,US,High,NoDerivatives;AccreditedOnly,,,1.5,21.4,11.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;Sharpe,Chat>App>In-Person>Email>Phone,true,21:30-08:30,49,138,40,40,CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-12-11,Success,v2.10.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7119,Preserver,90256,568646,65793,6.4,1,10,CA,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,App>Email>Phone>Chat,false,21:15-08:30,75,235,77,81,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-07-23,Success,v2.9.9,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7120,Stabilizer,60331,332689,20001,4.5,4,10,US,Medium,NoDerivatives;NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.7,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>Phone,false,20:30-07:30,57,107,64,58,OpenBanking,5,Hybrid,AlertAcknowledge,2025-01-03,Success,v1.8.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7121,Stabilizer,62699,293801,20815,8.4,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe,Chat>Email>Phone>App,true,20:45-06:00,55,140,55,50,CreditBureau;OpenBanking,15,Human,PlanUpdate,2025-12-04,Success,v2.8.7,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7122,Builder,24776,74630,6225,11.3,4,10,UK,Low,NoIlliquids;NoShortSelling,,,1.5,12.7,7.5,Home:3y;Retirement:30y,3,Directive,Medium,TaxCost;Sharpe;IRR,App>Email>Chat,false,21:15-06:15,73,111,65,54,CreditBureau;OpenBanking;Payroll,16,Human,Rebalance,2025-09-03,Success,v2.10.5,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7123,Explorer,35615,95455,3448,14.4,4,10,US,Low,,NoWeapons;NoFossilFuel,,2.1,30.5,14.6,Business:5y;Travel:2y,5,Directive,Medium,Sharpe;IRR,Email>Chat>App,true,22:30-07:00,55,60,56,54,OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-10-03,Failed,v2.8.4,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7124,Optimizer,80091,805986,39161,6.5,4,10,US,Medium,AccreditedOnly,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.7,18.2,10.6,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat,false,23:30-06:30,52,119,50,48,Brokerage;CreditBureau;OpenBanking;Payroll,2,None,AlertAcknowledge,2025-08-20,Success,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A7125,Explorer,75385,318974,14870,23.3,1,10,US,Low,NoIlliquids;NoShortSelling,,LeveragedETFs,1.9,30.6,13.0,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,MaxDD;TaxCost;IRR,Email>Chat>Phone>App,false,22:00-07:30,56,90,61,59,CreditBureau;OpenBanking,2,Human,AlertAcknowledge,2025-01-21,Success,v1.8.1,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7126,Stabilizer,57492,283130,24124,5.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.6,5.3,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD,Email>Chat>App>In-Person>Phone,true,19:15-06:45,63,150,59,54,CreditBureau;OpenBanking;Payroll,18,Hybrid,AlertAcknowledge,2025-08-04,Success,v2.9.6,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A7127,Builder,32804,64194,2852,8.0,3,10,UK,Low,,ESGOnly;NoWeapons,,1.6,23.1,11.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;MaxDD;IRR,In-Person>App>Phone>Chat>Email,true,23:30-06:15,61,113,46,34,OpenBanking,19,Human,PlanUpdate,2025-07-16,Success,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A7128,Stabilizer,63208,148207,15465,5.3,4,10,SG,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,9.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Phone>App>Email,true,22:15-07:00,46,176,39,34,CreditBureau;OpenBanking;Payroll,14,None,AutoTransfer,2025-08-25,Success,v1.10.8,NoMargin,Keep expenses buffer ≥ 4 months
A7129,Optimizer,141038,1822548,83389,11.6,1,15,DE,Low,,,PennyStocks,1.5,17.4,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;TaxCost;Sharpe,App>Email>Phone>In-Person,true,22:30-07:15,62,74,66,57,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-08-11,Success,v1.8.1,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A7130,Builder,133674,565975,32861,8.5,4,15,CA,Low,AccreditedOnly;NoIlliquids,ESGOnly,Crypto;PennyStocks,1.8,22.6,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;MaxDD;Sharpe,Phone>Chat>Email>App>In-Person,false,21:45-08:15,70,147,65,55,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-07-15,Success,v2.10.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A7131,Builder,76714,434337,7288,13.4,1,10,SG,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs,1.5,14.5,10.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;Sharpe;MaxDD,App>Chat>Email>Phone,true,19:15-08:30,60,133,60,59,OpenBanking,18,Hybrid,Rebalance,2025-12-01,Success,v1.8.3,NoPennyStocks,Prioritize liquidity and down payment savings
A7132,Builder,42418,106689,8743,13.1,3,10,US,Medium,,NoWeapons,,1.6,23.1,7.5,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;TaxCost;IRR,Chat>In-Person>Phone>App,true,19:15-06:45,52,149,48,38,OpenBanking;Payroll,14,Human,AutoTransfer,2025-12-20,Failed,v1.8.9,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A7133,Builder,66283,191716,8441,13.0,2,10,US,Low,,,,1.6,21.2,7.5,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;MaxDD;IRR,App>Chat>In-Person>Phone,true,22:15-06:45,71,67,70,63,CreditBureau;OpenBanking,12,None,Rebalance,2025-11-14,Success,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A7134,Preserver,87861,382854,20790,6.6,4,10,DE,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;TaxCost;Sharpe,Phone>App>Email,true,20:15-07:30,70,129,56,50,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-03-02,Partial,v1.9.9,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7135,Optimizer,58771,242616,8337,9.2,4,10,US,Low,,,PennyStocks,1.8,15.8,10.9,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;TaxCost;Sharpe,Email>In-Person>App>Phone>Chat,false,20:15-08:15,73,114,83,79,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-08-22,Success,v2.10.2,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7136,Explorer,67239,636364,17136,17.0,4,10,US,Low,,NoTobacco,Crypto;PrivateCredit,2.1,28.8,12.9,Business:5y;Travel:2y,5,Collaborative,Deep,Sharpe;TaxCost,Email>App>In-Person>Phone,true,20:00-08:30,58,61,65,64,OpenBanking,3,Human,Rebalance,2025-12-12,Failed,v1.9.8,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A7137,Optimizer,243714,1532832,85507,10.2,2,12,US,Low,,,PennyStocks,1.5,18.9,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;TaxCost,Chat>Email>In-Person>Phone,true,21:30-07:30,75,69,69,65,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-03-30,Partial,v2.10.9,NoIlliquids,Enforce tax budget and position caps
A7138,Preserver,166138,1046470,45410,8.0,1,12,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.2,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD,Chat>App>Phone,true,19:45-08:15,72,181,82,81,Brokerage;CreditBureau;OpenBanking,9,Human,PlanUpdate,2025-02-22,Partial,v1.10.6,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7139,Explorer,19431,6597,1000,20.3,2,10,US,Low,AccreditedOnly;NoDerivatives,,PennyStocks,1.9,33.0,12.9,Business:5y;Travel:2y,5,Educational,Medium,TaxCost;IRR;Sharpe,Email>Chat>Phone,true,23:30-06:45,64,62,73,64,CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-07-09,Success,v1.10.6,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7140,Preserver,92072,373440,29178,7.2,2,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,8.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe,Chat>App>In-Person>Email>Phone,true,20:15-08:00,73,179,79,72,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-04-20,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7141,Stabilizer,60869,609123,19275,4.8,4,10,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.4,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD,Chat>App>In-Person>Phone>Email,true,20:30-07:00,57,102,54,54,CreditBureau;OpenBanking,15,Human,AlertAcknowledge,2025-03-20,Success,v2.8.9,NoIlliquids,Keep expenses buffer ≥ 4 months
A7142,Preserver,88502,976642,54713,6.3,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Chat>Phone,true,19:15-08:00,74,213,75,73,Brokerage;OpenBanking;Payroll,4,Human,Rebalance,2025-04-19,Success,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7143,Preserver,102423,1271839,64692,7.8,1,15,UK,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.5,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,App>Email>Chat>In-Person>Phone,true,19:00-07:30,70,142,60,60,Brokerage;OpenBanking,6,Human,PlanUpdate,2025-12-15,Success,v1.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7144,Optimizer,62049,574930,20579,6.5,4,10,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.5,21.4,9.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;IRR;Sharpe,Email>App>Chat>In-Person,true,22:00-07:45,64,111,65,65,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-01-08,Partial,v2.8.1,NoMargin,Enforce tax budget and position caps
A7145,Builder,58334,31049,3673,8.4,4,10,US,High,,NoFossilFuel,,1.4,23.5,9.1,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;MaxDD;IRR,Email>Phone>App>Chat>In-Person,false,19:00-06:30,53,91,50,50,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-06-26,Success,v1.10.5,NoPennyStocks,Prioritize liquidity and down payment savings
A7146,Builder,58760,211604,13004,10.2,2,10,US,Low,,NoTobacco;ESGOnly,,1.6,20.4,9.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;Sharpe,Email>App>In-Person,true,22:00-07:30,62,104,57,48,OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-09-30,Success,v1.8.6,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A7147,Explorer,148198,1634324,52955,17.0,3,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.9,31.7,17.2,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,MaxDD;IRR;Sharpe,In-Person>App>Phone>Email,true,22:30-07:30,66,90,82,76,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-02-22,Success,v2.10.5,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7148,Preserver,59013,245498,35174,6.8,1,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,Phone>App>Email,true,21:00-06:15,67,147,67,67,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-12-16,Failed,v2.9.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7149,Preserver,101772,837870,45422,5.0,3,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>App>Phone>In-Person,true,19:15-08:15,75,185,77,71,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2024-12-27,Success,v1.8.6,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7150,Builder,29213,127507,7799,10.6,4,10,CA,High,NoIlliquids,,,1.8,21.1,7.6,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;Sharpe;IRR,Phone>In-Person>Chat,false,22:45-07:00,50,70,48,41,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-04-27,Success,v2.10.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A7151,Preserver,167811,814243,113034,4.3,4,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost,In-Person>App>Chat,true,19:15-06:00,75,196,66,65,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-03-15,Success,v2.8.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7152,Stabilizer,61915,526081,36711,9.4,1,10,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email>Phone>App,true,22:15-07:30,58,90,63,64,OpenBanking;Payroll,14,Hybrid,Rebalance,2025-10-06,Success,v1.9.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A7153,Optimizer,133512,1788660,58154,5.9,4,15,DE,Medium,NoShortSelling,,PennyStocks,1.7,22.1,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,IRR;Sharpe,Chat>Email>Phone>App>In-Person,true,21:15-06:30,67,111,75,63,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AutoTransfer,2025-07-26,Success,v2.9.4,LimitOrderOnly,Enforce tax budget and position caps
A7154,Builder,57148,52268,6040,11.3,2,10,UK,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;ESGOnly,,1.6,12.9,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;TaxCost;Sharpe,App>Email>Phone,true,23:45-06:45,59,143,49,44,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-11-06,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7155,Stabilizer,40773,184208,10454,8.2,1,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.9,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>Chat>In-Person,true,22:45-08:00,55,157,53,48,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-07-06,Success,v1.8.1,StopLossDisabled,Keep expenses buffer ≥ 4 months
A7156,Preserver,108154,1686206,112442,8.2,1,15,IN,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.7,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Phone>Email>Chat>In-Person,false,19:15-07:30,73,149,63,64,Brokerage;OpenBanking,14,None,Rebalance,2025-01-06,Partial,v1.9.1,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A7157,Stabilizer,82982,184495,17656,7.7,2,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.9,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>In-Person>Phone,true,20:15-06:00,61,134,71,74,OpenBanking,5,Human,AutoTransfer,2025-06-09,Success,v2.9.1,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7158,Optimizer,74867,1159749,35689,10.8,2,10,US,Low,NoDerivatives,ESGOnly;NoWeapons,PennyStocks,1.6,16.5,13.7,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;IRR;TaxCost,Chat>App>Email>In-Person>Phone,true,20:15-08:30,73,109,78,70,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-06-07,Success,v2.10.8,StopLossDisabled,Enforce tax budget and position caps
A7159,Preserver,103358,796856,79299,3.7,4,15,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.1,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Phone>In-Person,true,21:45-07:45,78,226,69,71,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-07-26,Partial,v2.8.1,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7160,Optimizer,112005,607130,35395,8.5,3,12,US,Low,NoShortSelling,,PennyStocks,1.6,20.7,9.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;IRR,In-Person>Phone>Email>Chat,true,23:00-08:30,60,65,62,53,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-01-09,Success,v1.8.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A7161,Preserver,185578,874362,89012,6.5,2,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,16.1,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,App>Email>Chat,true,22:45-07:00,71,202,65,69,Brokerage;OpenBanking,11,Human,AlertAcknowledge,2025-07-10,Success,v2.8.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7162,Preserver,142077,519264,17100,6.8,2,12,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,5.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Chat,true,23:15-08:45,68,182,66,64,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-09-19,Success,v2.10.1,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7163,Preserver,136257,422909,39655,3.9,3,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,In-Person>Chat>App>Email,true,21:00-06:15,79,197,68,57,Brokerage;CreditBureau;OpenBanking,13,Human,Rebalance,2025-09-06,Failed,v2.9.7,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7164,Optimizer,135377,797315,75819,9.8,1,12,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.7,16.0,9.7,Wealth:10y;Estate:20y,10,Collaborative,Deep,MaxDD;IRR,Phone>Chat>Email>In-Person>App,true,21:15-06:15,76,88,90,84,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,Rebalance,2025-01-01,Success,v1.9.9,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A7165,Preserver,102094,450501,19239,6.0,1,15,SG,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,7.8,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>App>In-Person,true,20:45-08:30,77,190,76,71,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-07-08,Success,v2.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7166,Stabilizer,58142,339939,17592,8.0,3,10,CA,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.3,5.0,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Email>App>In-Person,true,23:30-08:30,65,104,63,66,CreditBureau;OpenBanking;Payroll,12,None,Rebalance,2025-09-24,Success,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7167,Builder,43064,96436,5869,10.7,2,10,US,Low,NoIlliquids,,,1.5,12.5,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD;TaxCost,App>In-Person>Phone,true,19:30-08:30,62,148,65,64,CreditBureau;OpenBanking,8,Human,Rebalance,2025-04-24,Success,v2.9.7,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A7168,Stabilizer,110841,313777,37863,4.9,4,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.7,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>App>Phone,true,19:15-06:00,54,176,58,60,OpenBanking,10,None,PlanUpdate,2025-01-28,Success,v1.10.2,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7169,Optimizer,68531,710958,42901,9.7,3,10,SG,Low,,ESGOnly,PennyStocks,1.6,17.1,13.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;IRR,Chat>In-Person>Phone>App,false,19:30-07:15,69,63,63,61,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-04-11,Success,v1.9.7,LimitOrderOnly,Enforce tax budget and position caps
A7170,Builder,63140,278095,8243,10.6,2,10,UK,Medium,,,,1.7,24.2,12.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>Phone>Email,true,21:00-08:45,68,89,63,54,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-04-02,Partial,v1.8.9,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7171,Stabilizer,43232,240652,20545,5.9,3,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.2,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,Chat>Phone>Email>App,false,20:00-06:45,66,104,74,68,OpenBanking;Payroll,14,Human,Rebalance,2025-03-19,Partial,v1.10.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7172,Optimizer,103774,825798,55672,7.5,2,12,US,Low,,,PennyStocks,1.6,20.8,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,TaxCost;MaxDD,App>Chat>Phone>In-Person,false,22:30-07:45,64,60,71,59,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-09-19,Partial,v2.10.6,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A7173,Optimizer,94622,679842,32192,8.2,3,10,US,High,AccreditedOnly;NoShortSelling,,LeveragedETFs;PennyStocks,1.5,22.7,10.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;IRR,Phone>In-Person>Chat>Email>App,true,19:45-07:45,49,66,39,38,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-04-13,Success,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7174,Optimizer,163738,1892126,78949,8.9,2,12,US,Low,,,Crypto;PennyStocks,1.9,24.8,11.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;Sharpe,Phone>App>Chat>In-Person>Email,true,23:45-08:30,73,119,75,73,Brokerage;CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-10-09,Success,v1.9.9,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7175,Preserver,61450,496971,25582,4.1,4,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.2,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD,Email>In-Person>Chat,true,22:15-07:30,77,192,70,70,Brokerage;OpenBanking,8,Human,PlanUpdate,2025-11-15,Success,v2.8.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7176,Builder,20611,114574,2064,10.8,2,10,US,Low,NoShortSelling,ESGOnly,,1.7,13.9,7.8,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;IRR;MaxDD,Phone>App>In-Person>Chat,true,20:30-07:45,72,81,58,55,OpenBanking,20,None,AutoTransfer,2025-06-13,Partial,v1.9.7,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7177,Optimizer,145377,2865570,109452,11.0,2,15,DE,Medium,NoIlliquids,NoFossilFuel;NoWeapons,Crypto;PennyStocks,1.5,24.0,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,TaxCost;Sharpe,Phone>Email>In-Person>App,true,23:45-06:30,60,74,67,63,Brokerage;OpenBanking;Payroll,4,Human,PlanUpdate,2025-10-14,Success,v1.8.7,LimitOrderOnly,Enforce tax budget and position caps
A7178,Stabilizer,110579,351952,23804,4.6,4,12,US,High,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost,Email>Chat>In-Person>App>Phone,true,23:30-07:00,49,141,46,43,CreditBureau;OpenBanking;Payroll,16,None,AlertAcknowledge,2025-11-12,Success,v2.9.9,NoMargin,Keep expenses buffer ≥ 4 months
A7179,Explorer,50711,323678,13523,18.9,1,10,US,Medium,NoShortSelling,,,1.9,25.7,15.5,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;MaxDD,Chat>Phone>App,false,20:00-08:45,49,70,44,34,CreditBureau;OpenBanking;Payroll,1,None,Rebalance,2025-03-09,Failed,v2.8.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7180,Builder,68401,107406,7083,11.3,3,10,UK,High,,,LeveragedETFs;PennyStocks,1.8,20.6,7.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,MaxDD;Sharpe;IRR,Chat>Phone>In-Person>Email,true,21:30-06:00,48,86,34,32,CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-01-21,Failed,v1.10.1,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7181,Optimizer,106060,1381621,49229,9.3,3,12,US,Low,NoIlliquids,,PennyStocks,1.8,21.4,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;IRR;MaxDD,App>In-Person>Phone>Chat>Email,true,21:45-07:45,69,92,74,68,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-04-18,Success,v2.9.5,NoIlliquids,Enforce tax budget and position caps
A7182,Explorer,55972,187622,16638,17.7,1,10,DE,Low,NoIlliquids,,,1.9,25.9,14.5,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,MaxDD;Sharpe,App>Email>Chat>Phone>In-Person,false,20:45-06:45,61,48,75,65,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-07-18,Partial,v2.10.9,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7183,Stabilizer,93883,576678,31593,7.0,3,10,US,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.6,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>Email>In-Person,true,23:00-06:00,61,115,52,45,OpenBanking,11,Hybrid,PlanUpdate,2025-08-04,Partial,v1.8.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7184,Builder,83192,-12806,1000,11.2,1,10,US,Low,,,,1.7,21.2,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,Sharpe;IRR;MaxDD,Email>Phone>App,true,20:15-08:45,66,149,67,59,CreditBureau;OpenBanking;Payroll,14,None,Rebalance,2025-01-04,Failed,v2.9.9,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7185,Preserver,130282,1349334,88906,8.0,1,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,7.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>In-Person,false,20:00-08:15,71,128,69,66,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-05-08,Failed,v1.10.3,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7186,Preserver,98462,981660,40992,4.6,3,10,US,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,12.3,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Phone>Chat>App,true,23:00-08:15,60,228,62,57,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-07-21,Success,v2.8.4,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7187,Preserver,105514,1570318,64406,5.2,4,15,AU,Medium,NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,17.6,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,In-Person>App>Phone>Chat>Email,false,23:30-08:45,71,233,68,63,Brokerage;OpenBanking;Payroll,9,Human,Rebalance,2025-02-26,Failed,v1.10.2,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7188,Preserver,100067,457841,39726,6.2,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.5,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,Email>Chat>Phone,true,20:30-07:15,77,166,76,70,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-03-25,Partial,v1.9.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7189,Preserver,112962,881729,85772,7.7,2,15,AU,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.5,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>App>In-Person,true,20:45-07:00,70,226,64,65,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-10-24,Failed,v2.8.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7190,Stabilizer,68379,242461,21791,8.4,1,10,US,Low,NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;MaxDD,App>Phone>Chat,false,22:00-08:00,63,98,62,65,OpenBanking,17,Human,AlertAcknowledge,2025-02-26,Success,v2.8.2,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7191,Preserver,57276,831403,62625,8.4,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>Chat>In-Person>App,true,22:00-07:30,75,226,67,61,Brokerage;OpenBanking,11,Human,PlanUpdate,2025-06-06,Success,v1.10.1,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7192,Preserver,103954,1300140,57943,5.9,3,15,SG,Low,NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Email>App>Chat>In-Person>Phone,true,21:15-07:15,68,208,64,65,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-03-09,Success,v2.8.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7193,Optimizer,139118,1391391,54663,7.5,4,15,SG,Low,,NoWeapons,PennyStocks,1.4,15.3,10.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;MaxDD,In-Person>Phone>Email>App>Chat,false,22:30-06:30,62,87,69,67,Brokerage;OpenBanking,2,Hybrid,PlanUpdate,2025-10-29,Success,v1.8.1,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7194,Preserver,106843,472140,64243,4.7,4,15,IN,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.0,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>Phone,false,21:00-06:45,79,235,79,82,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-08-06,Success,v2.9.6,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A7195,Stabilizer,118178,517552,41072,6.1,4,15,CA,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Email>App>Chat,true,21:00-08:15,53,112,44,45,CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-08-22,Success,v1.9.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7196,Preserver,128137,843060,86976,6.0,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.6,7.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Chat,true,20:15-06:15,75,155,82,81,Brokerage;OpenBanking;Payroll,3,Human,AutoTransfer,2025-05-09,Failed,v1.8.2,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7197,Optimizer,184388,4688209,142205,11.1,3,12,US,Low,NoIlliquids;NoShortSelling,,Crypto;PennyStocks;PrivateCredit,1.9,28.0,11.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;Sharpe,In-Person>Chat>Phone>App>Email,true,20:45-06:30,66,96,72,72,Brokerage;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-03-30,Partial,v1.9.2,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A7198,Explorer,39727,136858,10048,18.1,4,10,DE,Low,NoDerivatives;AccreditedOnly,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,2.1,22.1,17.0,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,IRR;Sharpe,Email>App>Phone>In-Person,false,21:15-06:30,65,62,63,53,CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-02-23,Partial,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7199,Builder,88667,250192,19469,13.9,1,10,US,Low,AccreditedOnly,NoWeapons;NoTobacco,PrivateCredit,1.6,13.8,8.5,Home:3y;Retirement:30y,3,Educational,Medium,IRR;Sharpe,Email>Chat>App>In-Person,true,23:45-08:30,73,89,70,58,OpenBanking,8,None,PlanUpdate,2025-05-06,Partial,v1.8.3,NoMargin,Prioritize liquidity and down payment savings
A7200,Preserver,92586,631945,58041,4.7,2,10,US,Medium,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.8,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>App>Chat,true,23:30-08:00,68,151,75,64,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,AutoTransfer,2025-08-30,Success,v2.9.2,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7201,Stabilizer,49241,244761,15779,6.0,3,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;Sharpe,In-Person>Email>App,true,22:45-07:15,60,109,46,44,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-08-05,Partial,v2.10.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A7202,Explorer,105597,63959,5479,18.6,4,12,US,Low,AccreditedOnly;NoShortSelling,NoWeapons,,2.0,31.9,12.6,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Phone>Email,true,20:30-06:15,69,55,72,60,CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-03-02,Success,v2.8.4,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7203,Optimizer,58909,879620,25291,9.3,3,10,SG,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.6,25.5,13.6,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;MaxDD,Phone>Chat>In-Person>App>Email,false,19:30-07:30,57,88,54,42,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-09-21,Partial,v2.9.5,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A7204,Explorer,31913,194977,8285,20.3,2,10,US,Medium,NoShortSelling,ESGOnly,PennyStocks;PrivateCredit,1.7,21.9,17.0,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,MaxDD;IRR;Sharpe,App>Chat>Email,false,21:30-06:15,57,85,62,60,OpenBanking,2,None,AutoTransfer,2025-02-20,Success,v1.9.5,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7205,Explorer,58349,321221,12269,23.1,1,10,DE,Low,NoDerivatives,,PrivateCredit,1.7,27.5,15.3,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,IRR;Sharpe;TaxCost,In-Person>Phone>Chat>Email>App,true,19:45-08:45,68,62,59,53,OpenBanking;Payroll,4,Hybrid,Rebalance,2025-08-24,Partial,v2.9.3,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A7206,Preserver,292783,2336643,189642,5.4,2,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,12.2,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Email>Phone>In-Person>Chat>App,true,22:15-08:15,76,206,65,63,Brokerage;OpenBanking,14,None,PlanUpdate,2025-02-25,Success,v1.9.9,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7207,Stabilizer,78597,379270,31860,3.9,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>Phone>App>Chat,true,20:15-07:15,63,176,52,47,OpenBanking;Payroll,13,None,AlertAcknowledge,2025-07-16,Partial,v2.8.6,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7208,Preserver,145127,1624294,132332,8.9,1,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.1,6.8,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,App>Email>Phone,false,22:45-06:30,67,193,54,56,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-07-03,Partial,v1.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7209,Optimizer,128750,1887104,64073,9.8,2,12,US,Low,,,Crypto;PennyStocks,1.8,24.7,10.1,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person,true,19:15-08:30,62,119,77,73,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-07-03,Success,v1.9.3,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A7210,Builder,45458,231211,4884,9.1,4,10,CA,Medium,,ESGOnly;NoFossilFuel,,1.5,16.8,7.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,MaxDD;IRR,In-Person>Chat>Phone>App,true,20:00-06:15,59,120,59,56,OpenBanking,20,Hybrid,Rebalance,2025-08-24,Success,v2.10.3,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A7211,Optimizer,183095,2712033,69253,9.8,3,12,US,Low,NoIlliquids;NoShortSelling,,Crypto;PennyStocks,1.7,17.3,13.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,Sharpe;TaxCost;IRR,Chat>Phone>App,true,21:00-06:00,71,70,61,50,Brokerage;OpenBanking;Payroll,1,Hybrid,PlanUpdate,2025-01-22,Success,v1.9.3,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A7212,Preserver,62008,334641,29964,4.3,3,10,AU,High,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,App>In-Person>Phone>Chat,true,23:30-08:45,57,135,59,58,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-08-05,Success,v1.9.8,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A7213,Preserver,121368,775255,37419,4.5,3,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,9.0,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>App>In-Person,true,21:15-08:15,72,169,75,68,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-04-14,Success,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7214,Preserver,42074,244901,18614,6.3,2,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,Chat>Email>Phone>App>In-Person,true,19:30-08:15,73,147,82,80,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-04-07,Success,v1.9.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7215,Optimizer,68529,511442,34514,7.8,3,10,CA,Low,AccreditedOnly;NoIlliquids,,PennyStocks,1.6,27.7,11.2,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;TaxCost,Phone>Email>App>In-Person>Chat,true,21:30-08:00,72,66,75,64,Brokerage;OpenBanking;Payroll,5,Human,PlanUpdate,2025-04-12,Success,v2.10.8,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7216,Builder,138384,327191,15880,9.0,3,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs,1.5,13.2,7.5,Home:3y;Retirement:30y,3,Directive,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>In-Person,true,21:30-06:45,65,141,55,49,OpenBanking,8,None,Rebalance,2025-03-16,Partial,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7217,Preserver,189734,2051341,156564,5.9,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.9,7.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,In-Person>Chat>Email>Phone,true,23:45-06:45,75,206,61,59,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-07-20,Success,v2.9.3,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7218,Stabilizer,49556,131375,9770,10.3,1,10,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.0,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>Email>Chat,true,22:30-08:00,52,127,57,58,OpenBanking;Payroll,12,Human,PlanUpdate,2025-04-07,Success,v1.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7219,Optimizer,174075,1057405,46972,10.7,2,15,SG,Low,,,Crypto;PennyStocks;PrivateCredit,1.5,27.9,12.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,TaxCost;Sharpe,Chat>Email>In-Person>App,true,22:45-06:15,64,91,79,70,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-06-26,Partial,v1.9.8,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A7220,Preserver,145448,1768709,71665,5.8,1,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost,In-Person>Chat>App>Phone,false,23:00-07:15,74,227,80,83,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-11-28,Success,v1.10.2,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7221,Builder,85169,286875,22484,14.3,1,10,US,Low,,NoWeapons;ESGOnly,,1.8,16.4,9.9,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;TaxCost,Email>Phone>In-Person>Chat>App,true,19:15-07:15,63,79,57,52,OpenBanking;Payroll,10,Human,PlanUpdate,2025-12-13,Success,v1.8.7,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7222,Optimizer,116809,643298,78207,9.6,1,12,US,Low,AccreditedOnly,,PennyStocks,1.8,19.4,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;MaxDD,In-Person>App>Chat,true,23:45-06:00,74,115,86,80,Brokerage;CreditBureau;OpenBanking,1,Human,PlanUpdate,2025-09-25,Partial,v1.9.6,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A7223,Explorer,27630,50348,2051,17.7,1,10,US,High,,NoWeapons,PennyStocks,1.9,32.2,16.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;Sharpe,App>Phone>Chat>Email,true,20:30-06:30,55,50,53,45,OpenBanking,6,None,PlanUpdate,2025-10-30,Success,v2.10.7,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7224,Preserver,191378,1546524,195435,3.4,4,12,US,High,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost,In-Person>Phone>Chat>Email>App,true,20:00-06:15,61,135,66,57,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-01-16,Partial,v2.10.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7225,Stabilizer,55030,404780,26766,5.8,2,10,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,8.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone>App,true,23:00-07:00,57,94,57,63,OpenBanking,19,Human,AutoTransfer,2025-12-13,Success,v2.8.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7226,Builder,101440,388392,24788,9.9,3,15,UK,Low,AccreditedOnly,NoTobacco;ESGOnly,,1.4,13.4,9.3,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>App>In-Person>Email,false,22:00-08:45,65,130,59,48,OpenBanking;Payroll,17,None,Rebalance,2025-05-30,Success,v2.10.1,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7227,Stabilizer,114981,504433,55617,4.8,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>App,false,19:00-08:15,54,128,54,51,CreditBureau;OpenBanking,13,None,Rebalance,2025-06-19,Partial,v2.8.8,NoMargin,Keep expenses buffer ≥ 4 months
A7228,Preserver,86158,527794,35782,6.3,1,10,DE,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,In-Person>App>Email>Chat,true,22:00-06:00,82,154,92,80,Brokerage;CreditBureau;OpenBanking;Payroll,9,None,PlanUpdate,2025-01-01,Partial,v2.9.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7229,Optimizer,140304,3136597,99441,7.1,3,15,IN,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.9,25.3,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,IRR;TaxCost;MaxDD,Phone>App>In-Person>Email>Chat,true,21:00-07:45,60,77,57,54,Brokerage;OpenBanking,7,None,AutoTransfer,2025-08-05,Success,v1.9.8,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7230,Builder,71436,155432,14405,15.5,1,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;ESGOnly,PennyStocks;PrivateCredit,1.6,24.7,11.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,IRR;MaxDD,Email>Chat>In-Person>App>Phone,true,23:15-08:30,66,143,73,64,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-10-31,Partial,v1.9.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7231,Stabilizer,50022,294275,15401,4.6,4,10,UK,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.7,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe,Email>Chat>Phone>In-Person>App,true,20:00-08:00,49,121,48,47,OpenBanking,7,None,PlanUpdate,2025-10-04,Success,v2.8.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7232,Preserver,96948,910059,56879,6.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>Email>In-Person>Phone>App,true,21:00-07:45,75,126,76,78,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-03-31,Partial,v2.9.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7233,Preserver,115498,743256,58709,4.5,3,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,8.1,6.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,App>Phone>Email,false,21:15-08:45,73,186,70,65,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-02-14,Success,v2.8.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7234,Preserver,176324,1518777,102784,5.4,2,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;Sharpe,Phone>App>In-Person>Chat>Email,true,20:45-06:00,75,180,84,80,Brokerage;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-08-06,Success,v1.8.2,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A7235,Optimizer,259029,1419132,94028,9.6,1,12,US,Low,AccreditedOnly,ESGOnly,PennyStocks,1.8,23.2,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,MaxDD;TaxCost,Phone>Chat>Email,false,19:00-07:15,63,73,72,70,Brokerage;CreditBureau;OpenBanking,2,None,AutoTransfer,2025-10-29,Partial,v2.8.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A7236,Preserver,62624,868719,36695,5.2,3,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.9,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,In-Person>Phone>App>Email>Chat,true,21:15-06:00,75,174,66,66,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-06-08,Partial,v2.8.5,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7237,Builder,105420,159073,8732,9.7,1,12,US,Low,NoShortSelling;NoDerivatives,,LeveragedETFs;PennyStocks,1.4,14.1,7.7,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;Sharpe;IRR,Email>App>Chat>In-Person,true,23:00-08:45,67,96,71,63,CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-04-01,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7238,Builder,26106,84260,3715,9.9,2,10,US,Medium,NoIlliquids;AccreditedOnly,,,1.7,15.2,8.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email,false,21:15-06:30,50,120,42,41,CreditBureau;OpenBanking,15,Human,AutoTransfer,2025-06-30,Success,v1.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A7239,Explorer,58766,210390,12802,17.8,4,10,IN,Low,,,PennyStocks,1.7,33.4,14.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;MaxDD,Phone>In-Person>App>Chat>Email,true,19:15-07:00,65,69,71,71,OpenBanking,3,Human,AutoTransfer,2025-06-18,Success,v2.8.1,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7240,Builder,38720,75330,4282,13.3,1,10,US,Medium,,ESGOnly,,1.5,22.5,11.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost;IRR,Phone>Chat>App>In-Person>Email,false,22:45-06:15,57,95,45,40,OpenBanking,8,Hybrid,AlertAcknowledge,2025-04-15,Success,v2.10.7,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A7241,Builder,101215,205749,18314,11.0,1,12,US,Low,NoIlliquids,NoWeapons;NoTobacco,LeveragedETFs,1.5,15.3,11.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;Sharpe,Chat>App>Email>In-Person,false,21:15-07:15,60,136,57,57,CreditBureau;OpenBanking;Payroll,17,None,PlanUpdate,2025-09-11,Success,v2.9.5,NoIlliquids,Prioritize liquidity and down payment savings
A7242,Preserver,119794,588642,58327,7.0,3,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,12.9,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,Email>App>Chat>In-Person>Phone,true,21:15-06:30,79,121,88,88,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-08-22,Success,v2.8.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7243,Stabilizer,37248,176215,8480,8.6,1,10,US,Low,NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.6,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe,Phone>Email>In-Person>App>Chat,true,19:15-08:45,67,108,67,68,CreditBureau;OpenBanking,13,Human,Rebalance,2025-10-15,Success,v1.10.5,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7244,Explorer,46124,337731,8964,20.8,2,10,US,Low,NoShortSelling,NoWeapons,PennyStocks,1.9,28.1,15.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,MaxDD;TaxCost;IRR,In-Person>Email>Chat>Phone,true,23:00-08:30,64,68,77,68,CreditBureau;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-03-14,Success,v2.8.1,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7245,Stabilizer,78337,214394,28215,7.2,1,10,UK,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Phone>Email>Chat>In-Person>App,true,22:00-08:00,67,93,70,64,OpenBanking;Payroll,17,Human,Rebalance,2025-08-18,Success,v2.9.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7246,Preserver,95020,535694,49653,4.8,3,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.0,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Chat>Phone>Email>App,false,19:30-07:45,83,129,87,89,Brokerage;CreditBureau;OpenBanking,10,Human,Rebalance,2025-07-27,Success,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7247,Preserver,86210,901549,44404,4.1,3,10,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.0,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD,Email>App>In-Person,true,22:15-06:45,69,144,73,64,Brokerage;OpenBanking,12,Hybrid,AlertAcknowledge,2025-03-13,Success,v2.10.8,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7248,Preserver,88195,493812,45058,7.5,1,10,DE,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.1,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat,true,23:45-07:15,72,236,71,68,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-12-10,Success,v1.10.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A7249,Stabilizer,37797,189663,11129,8.4,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.3,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD,Chat>App>In-Person>Email>Phone,true,20:45-06:45,60,171,60,53,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-04-24,Success,v1.8.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7250,Preserver,175420,1922709,149911,5.3,2,15,CA,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,7.7,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;Sharpe,App>Phone>In-Person>Chat,false,21:45-07:30,71,157,66,60,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-03-30,Success,v1.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7251,Optimizer,209362,4054056,82366,6.9,4,12,US,High,NoIlliquids,NoFossilFuel,PennyStocks,1.7,26.0,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Email>Phone,true,23:30-06:00,65,75,73,66,Brokerage;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-04-13,Success,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A7252,Builder,93945,497831,18575,11.6,3,10,US,Medium,NoShortSelling;NoIlliquids,,Crypto;PennyStocks,1.7,15.1,9.3,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;MaxDD,Chat>Email>App>Phone>In-Person,true,23:00-07:15,67,144,72,67,OpenBanking,5,Human,Rebalance,2025-02-22,Success,v2.8.9,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7253,Builder,66056,158781,19669,12.3,3,10,US,Low,,NoTobacco,Crypto;PennyStocks,1.7,24.2,10.0,Home:3y;Retirement:30y,3,Collaborative,Deep,IRR;TaxCost;Sharpe,In-Person>Chat>Email>Phone>App,false,19:30-06:00,70,71,78,66,OpenBanking;Payroll,6,None,AutoTransfer,2025-01-18,Success,v1.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7254,Stabilizer,84073,440247,42069,6.2,3,10,US,High,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Email>Chat,false,23:45-08:00,54,157,52,43,OpenBanking;Payroll,16,Human,AutoTransfer,2025-01-14,Failed,v2.10.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7255,Stabilizer,131592,845656,43455,5.1,4,12,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person>App>Email,true,19:15-06:15,68,175,60,57,OpenBanking;Payroll,17,None,Rebalance,2025-08-06,Success,v1.9.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A7256,Explorer,51585,198688,11657,15.7,4,10,US,Low,,NoFossilFuel;ESGOnly,,2.1,34.7,16.0,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,IRR;TaxCost;Sharpe,Chat>Phone>In-Person,true,19:45-06:45,62,68,51,43,CreditBureau;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-09-14,Success,v2.10.9,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7257,Optimizer,112188,1220275,53406,9.9,2,12,US,Low,NoShortSelling,,PennyStocks,1.8,22.2,10.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;MaxDD,Phone>In-Person>Email>App,false,19:00-07:15,64,115,52,46,Brokerage;OpenBanking,6,Human,Rebalance,2025-05-20,Partial,v2.9.9,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7258,Preserver,44563,127180,10178,5.5,3,10,SG,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.4,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe,App>Phone>Chat,false,20:45-08:00,69,187,70,60,Brokerage;OpenBanking,8,Hybrid,Rebalance,2025-07-27,Success,v2.10.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7259,Preserver,104986,648360,90914,4.5,3,12,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.5,8.8,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat>Phone>App,true,22:30-06:15,63,188,48,48,Brokerage;OpenBanking,9,None,PlanUpdate,2025-08-29,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7260,Preserver,100271,560013,70494,8.6,1,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,App>Phone>Email>In-Person>Chat,true,21:45-07:45,77,207,70,68,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-09-21,Success,v2.10.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7261,Optimizer,94482,1658635,40622,7.6,2,10,DE,Medium,NoIlliquids;NoShortSelling,NoWeapons;NoFossilFuel,PennyStocks,1.5,20.0,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;IRR,Email>In-Person>App>Phone,true,19:30-07:45,62,65,50,42,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-10-21,Success,v1.10.1,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A7262,Builder,85140,83261,11784,11.9,4,10,US,Low,,NoTobacco;ESGOnly,,1.8,17.2,11.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>App,false,22:45-07:00,72,130,67,62,OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2024-12-27,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A7263,Explorer,76768,334387,31512,18.6,1,10,US,High,AccreditedOnly,,LeveragedETFs;PrivateCredit,1.6,21.3,17.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;TaxCost;Sharpe,Email>Chat>In-Person,true,19:45-08:30,58,51,49,48,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-06-04,Success,v2.9.7,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7264,Builder,120711,438537,22170,14.2,1,12,US,High,,,,1.7,17.9,11.6,Home:3y;Retirement:30y,3,Directive,Shallow,TaxCost;Sharpe,Chat>In-Person>Email,true,23:45-06:00,49,94,52,48,OpenBanking,14,None,AlertAcknowledge,2025-02-11,Success,v1.10.2,NoIlliquids,Prioritize liquidity and down payment savings
A7265,Optimizer,71593,465063,24048,7.2,3,10,US,Low,,NoTobacco,LeveragedETFs;PennyStocks,1.6,19.4,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,TaxCost;Sharpe,Phone>Email>In-Person>App,true,21:00-06:00,65,103,58,46,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-02-18,Failed,v1.8.5,StopLossDisabled,Enforce tax budget and position caps
A7266,Preserver,78883,690174,55243,5.2,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,13.2,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Chat>Email>App>In-Person>Phone,false,20:30-07:00,68,197,57,58,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-09-30,Partial,v1.9.1,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7267,Builder,95003,310631,15385,12.2,3,10,AU,Low,,,Crypto;LeveragedETFs,1.7,22.0,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe,Chat>Email>In-Person>App,true,20:45-08:00,70,127,78,76,CreditBureau;OpenBanking;Payroll,20,Hybrid,AlertAcknowledge,2025-09-25,Success,v2.8.3,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A7268,Explorer,61886,710699,17676,13.4,3,10,US,Low,,,PennyStocks,2.1,29.3,12.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;TaxCost;Sharpe,App>Email>In-Person>Chat,true,20:00-07:30,62,60,59,57,CreditBureau;OpenBanking,3,None,PlanUpdate,2025-08-25,Failed,v2.9.5,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7269,Optimizer,118320,1239425,70023,7.3,2,12,US,Medium,,NoWeapons,PennyStocks,1.7,21.7,10.4,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;Sharpe;IRR,Phone>Chat>In-Person>Email>App,true,19:30-06:15,70,106,63,60,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-02-07,Partial,v2.9.6,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A7270,Preserver,247685,1145194,125588,5.1,2,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.8,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Phone>Email>In-Person,false,22:45-08:15,79,167,83,82,Brokerage;CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-07-08,Success,v1.9.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7271,Builder,37810,97712,3700,12.2,1,10,DE,Medium,NoDerivatives,ESGOnly,LeveragedETFs,1.7,20.1,7.8,Home:3y;Retirement:30y,3,Directive,Medium,TaxCost;Sharpe,In-Person>Email>Phone>Chat,true,22:00-06:45,62,115,47,41,OpenBanking,7,Human,AlertAcknowledge,2025-01-06,Success,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7272,Explorer,63538,476942,19341,20.8,1,10,US,Low,AccreditedOnly,,Crypto,1.8,27.8,13.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;MaxDD,Chat>Phone>In-Person>App>Email,false,21:45-07:45,59,54,68,59,OpenBanking,7,None,PlanUpdate,2025-04-19,Partial,v1.8.9,LimitOrderOnly;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A7273,Preserver,72783,906980,41061,6.7,1,10,UK,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.5,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Phone>App>In-Person,false,20:45-07:15,62,195,56,50,Brokerage;CreditBureau;OpenBanking,10,None,AutoTransfer,2025-03-03,Failed,v1.10.6,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7274,Optimizer,196707,2929650,78290,6.1,4,12,US,Low,AccreditedOnly,NoFossilFuel,PennyStocks,1.5,26.6,9.8,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD,App>Chat>Email>Phone,true,19:30-08:15,62,60,48,45,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,AutoTransfer,2025-01-29,Failed,v2.8.5,StopLossDisabled,Enforce tax budget and position caps
A7275,Stabilizer,56996,345847,18648,5.2,4,10,SG,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.6,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>App>Phone>Chat,true,23:30-06:45,64,92,49,42,OpenBanking,12,Human,AlertAcknowledge,2025-10-28,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7276,Optimizer,143197,1161511,62119,8.6,2,12,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.7,27.4,12.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;IRR;Sharpe,App>Chat>Phone,true,19:15-07:30,76,97,70,68,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-09-22,Partial,v2.10.1,NoIlliquids,Enforce tax budget and position caps
A7277,Stabilizer,99824,558749,34058,4.8,4,10,US,Medium,AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat,false,21:15-07:15,61,152,68,65,CreditBureau;OpenBanking,17,None,Rebalance,2025-07-30,Success,v1.8.7,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7278,Preserver,132736,1258768,139525,5.7,2,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost,In-Person>App>Phone>Chat,true,20:30-08:45,81,232,69,62,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-03-28,Failed,v2.9.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7279,Stabilizer,81155,205036,22468,8.5,1,10,US,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>App>In-Person>Phone,true,19:45-07:00,47,144,38,38,CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-12-23,Failed,v1.8.4,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7280,Preserver,97205,271509,16389,6.5,3,10,CA,Low,NoShortSelling;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,14.8,7.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Email>App,true,21:30-07:45,71,234,78,77,Brokerage;OpenBanking,13,Human,PlanUpdate,2025-06-27,Partial,v2.10.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7281,Builder,46478,92242,10059,13.8,2,10,US,Medium,,,,1.7,13.9,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;MaxDD;TaxCost,Chat>Phone>App>In-Person,true,19:00-07:45,67,150,62,56,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-01-18,Partial,v2.9.4,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A7282,Optimizer,119468,918598,31679,11.3,1,15,IN,Medium,NoShortSelling,,PennyStocks,1.7,18.6,12.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,MaxDD;IRR,Email>Chat>App>Phone,true,22:45-06:15,59,87,71,70,Brokerage;OpenBanking;Payroll,1,Human,Rebalance,2025-05-06,Success,v1.8.2,NoPennyStocks,Enforce tax budget and position caps
A7283,Builder,71647,18380,1868,9.3,3,10,US,Low,,NoFossilFuel,LeveragedETFs,1.7,15.5,11.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;IRR,Chat>In-Person>Email>App,true,20:00-07:00,66,146,65,65,OpenBanking,5,Hybrid,Rebalance,2025-10-30,Success,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A7284,Builder,83367,188398,11243,11.8,3,10,US,Low,NoShortSelling,,,1.8,23.1,9.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;MaxDD;Sharpe,Phone>Chat>App>Email>In-Person,true,19:45-08:00,73,145,81,76,CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-02-17,Success,v2.8.3,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A7285,Optimizer,112032,1051454,62437,7.2,4,15,CA,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.7,26.5,13.2,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;MaxDD;Sharpe,Phone>Chat>In-Person,true,21:15-08:00,72,63,63,53,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-07-27,Failed,v2.8.7,NoIlliquids,Enforce tax budget and position caps
A7286,Stabilizer,156708,336854,19597,6.0,3,12,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,In-Person>Email>App>Phone>Chat,false,23:45-08:30,64,127,61,51,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-03-29,Partial,v2.8.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7287,Optimizer,111289,1540852,74332,8.9,3,15,UK,Low,,NoWeapons;NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.7,20.0,13.0,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Phone,true,23:30-07:15,76,105,74,65,Brokerage;OpenBanking,6,Human,AutoTransfer,2024-12-26,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A7288,Optimizer,216457,3817033,124940,8.6,2,12,US,Low,NoShortSelling,NoWeapons,PennyStocks;PrivateCredit,1.8,16.9,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;IRR,Chat>App>Email,false,20:45-07:00,70,116,71,69,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-08-17,Partial,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7289,Stabilizer,213795,1195592,74624,8.2,1,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.1,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Chat>Phone>In-Person>Email,true,22:15-08:45,57,175,64,60,CreditBureau;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2024-12-28,Success,v2.9.1,NoPennyStocks,Keep expenses buffer ≥ 4 months
A7290,Preserver,203346,790254,113808,6.9,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>App>Chat,true,21:30-08:30,73,194,77,78,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-07-07,Success,v2.10.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7291,Explorer,92099,751583,26136,14.4,1,10,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,PennyStocks,1.8,32.1,15.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;IRR;TaxCost,Phone>Email>Chat,true,19:00-06:00,61,73,59,54,CreditBureau;OpenBanking,1,None,Rebalance,2025-12-10,Success,v2.8.6,NoMargin,Allow small experimental sleeve ≤ 3%
A7292,Optimizer,104663,1327399,47979,11.6,2,12,US,Low,AccreditedOnly,NoWeapons;ESGOnly,PennyStocks;PrivateCredit,1.6,20.9,10.3,Wealth:10y;Estate:20y,10,Directive,Deep,MaxDD;TaxCost,Chat>Phone>In-Person>Email>App,false,22:30-07:15,76,77,67,58,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-01-02,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A7293,Stabilizer,127710,613963,50656,6.3,2,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD,In-Person>App>Email>Phone,true,22:45-08:15,62,165,51,56,OpenBanking,9,Hybrid,PlanUpdate,2025-07-04,Success,v1.10.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7294,Preserver,64772,338444,13088,5.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.2,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>Email>Phone,false,23:15-08:00,72,174,76,79,Brokerage;OpenBanking,10,None,Rebalance,2025-10-27,Success,v1.10.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7295,Builder,45541,120290,7160,15.4,1,10,US,Low,NoShortSelling,NoWeapons;NoTobacco,,1.5,24.5,9.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;MaxDD,Phone>App>Email>Chat,true,23:00-06:00,66,72,58,48,CreditBureau;OpenBanking,18,Hybrid,AlertAcknowledge,2025-03-06,Failed,v2.8.2,NoMargin,Prioritize liquidity and down payment savings
A7296,Stabilizer,86321,210130,21042,7.8,1,10,AU,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>App>In-Person>Chat>Email,false,23:45-06:00,64,157,61,58,OpenBanking,20,None,Rebalance,2025-08-13,Success,v1.10.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7297,Preserver,111563,1353786,59825,5.9,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,6.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone>App,true,19:30-07:00,80,131,82,86,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-06-03,Success,v2.8.2,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7298,Builder,72908,86072,10434,12.1,4,10,UK,Medium,,ESGOnly,,1.6,19.3,10.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;MaxDD;IRR,In-Person>Email>App>Phone,true,21:00-07:00,68,135,71,71,OpenBanking,10,Human,PlanUpdate,2025-08-16,Failed,v2.10.7,NoIlliquids,Prioritize liquidity and down payment savings
A7299,Preserver,145488,877673,63711,6.4,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.3,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>App>Chat,true,19:45-08:45,76,191,76,77,Brokerage;OpenBanking,13,Human,Rebalance,2025-12-17,Success,v1.10.6,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7300,Optimizer,96205,1164051,40407,9.5,3,10,IN,Low,,,PennyStocks,1.6,16.6,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;TaxCost;IRR,Email>Chat>Phone,false,20:30-07:15,71,118,73,64,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-07-16,Failed,v2.8.8,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7301,Explorer,125554,485098,22766,12.8,3,12,US,Medium,NoIlliquids,,LeveragedETFs;PennyStocks,2.2,29.2,13.8,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,TaxCost;MaxDD,App>Chat>Email,false,20:00-07:45,52,72,55,43,OpenBanking;Payroll,7,None,Rebalance,2025-09-01,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7302,Preserver,130356,1354152,110128,7.4,1,15,UK,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.8,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>In-Person>App,true,21:00-08:00,67,227,69,74,Brokerage;CreditBureau;OpenBanking,13,Human,Rebalance,2025-07-01,Partial,v1.10.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7303,Builder,52676,108020,6641,12.2,2,10,AU,Low,NoIlliquids,,,1.6,18.1,11.5,Home:3y;Retirement:30y,3,Educational,Shallow,IRR;MaxDD;Sharpe,Chat>Phone>Email>In-Person>App,true,19:30-07:15,68,149,68,68,CreditBureau;OpenBanking;Payroll,16,Hybrid,AlertAcknowledge,2025-11-30,Success,v2.8.5,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A7304,Explorer,114870,834919,26700,17.7,1,12,US,Low,AccreditedOnly,NoFossilFuel;NoTobacco,PennyStocks,1.7,34.2,14.0,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,Sharpe;IRR,App>Chat>In-Person>Email,false,19:00-08:45,64,48,55,54,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-11-15,Success,v2.10.1,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7305,Explorer,106758,252872,9768,15.3,3,12,US,Medium,NoShortSelling,,PennyStocks,2.0,20.6,14.5,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;MaxDD,Chat>In-Person>Email>App,false,19:45-08:45,61,77,62,52,OpenBanking,7,None,AlertAcknowledge,2025-06-23,Success,v1.9.9,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7306,Preserver,113048,1095794,106640,7.6,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.8,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,Chat>App>Phone>Email,true,20:15-08:45,77,156,77,81,Brokerage;CreditBureau;OpenBanking,9,Human,PlanUpdate,2025-09-28,Partial,v2.10.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7307,Explorer,39783,177117,17392,12.8,3,10,DE,Medium,,,Crypto;PrivateCredit,2.1,31.6,12.8,Business:5y;Travel:2y,5,Educational,Shallow,MaxDD;IRR;Sharpe,App>Phone>Chat>In-Person,true,23:15-06:00,53,77,58,49,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-11-30,Partial,v1.8.3,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7308,Preserver,55453,293344,13208,3.5,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>Email>Phone>App>In-Person,true,20:00-07:30,73,168,65,65,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-09-02,Success,v1.8.9,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7309,Stabilizer,74309,372062,24799,6.0,2,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.7,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD,Email>App>Chat>Phone>In-Person,false,20:15-06:30,57,129,56,47,OpenBanking,9,Hybrid,AlertAcknowledge,2025-12-25,Partial,v2.9.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A7310,Optimizer,62010,700114,19541,11.3,2,10,US,Medium,NoDerivatives,,LeveragedETFs;PennyStocks,1.8,26.7,11.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;IRR,In-Person>App>Email>Phone,false,19:15-08:30,62,107,58,53,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-07-11,Success,v1.9.3,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A7311,Explorer,133249,14141,1000,21.1,2,12,US,Medium,NoIlliquids,ESGOnly;NoTobacco,,2.2,33.7,12.9,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person,true,22:00-08:30,60,49,65,55,CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-03-28,Failed,v1.10.9,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A7312,Stabilizer,181546,1190299,51067,4.7,4,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.8,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>App,true,20:15-07:15,53,135,41,41,CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-01-28,Success,v2.8.8,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A7313,Preserver,73080,461258,19108,4.3,4,10,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,5.8,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,Chat>App>In-Person>Email>Phone,false,19:45-08:45,75,192,84,75,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-03-23,Partial,v2.9.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7314,Stabilizer,152490,914782,78984,7.2,1,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,16.2,6.6,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,Email>In-Person>App,false,22:45-07:00,62,160,63,57,OpenBanking;Payroll,17,None,AutoTransfer,2025-08-22,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7315,Preserver,110781,962658,47442,4.4,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.0,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>Phone>App>Chat>Email,false,22:30-06:15,65,218,70,65,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-08-16,Partial,v1.8.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7316,Optimizer,116216,616457,67839,10.1,2,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.6,20.9,9.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;MaxDD;Sharpe,Phone>In-Person>Chat>Email,false,19:30-06:30,62,85,58,48,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-08-12,Failed,v1.9.5,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7317,Preserver,168063,2709574,181827,5.2,4,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD,In-Person>Email>Chat,true,22:00-07:45,67,240,73,66,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-08-12,Partial,v1.10.8,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7318,Builder,96838,175383,10261,11.9,3,10,UK,Low,,,,1.4,13.3,8.5,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat,true,23:00-08:30,70,109,76,65,CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-06-25,Success,v2.9.2,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7319,Optimizer,97037,1377422,32872,5.6,4,10,US,Low,,,PennyStocks;PrivateCredit,1.5,16.5,10.8,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;IRR,In-Person>Chat>Phone>App,true,22:00-08:15,67,113,53,41,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-03-16,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7320,Preserver,122866,393299,27709,6.4,2,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,8.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person,false,22:15-06:00,77,203,75,75,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-01-15,Failed,v1.10.8,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A7321,Stabilizer,103644,355789,12420,4.6,4,15,DE,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.0,7.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost,Phone>In-Person>Email,true,19:00-08:30,53,142,54,55,CreditBureau;OpenBanking,10,None,Rebalance,2025-12-10,Success,v1.10.6,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7322,Stabilizer,198304,778035,59621,6.8,2,15,DE,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,In-Person>App>Email,true,21:45-07:00,63,149,59,62,OpenBanking,5,None,AlertAcknowledge,2025-06-22,Partial,v2.9.6,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7323,Explorer,86013,283778,24515,16.0,1,10,US,Low,,ESGOnly,PennyStocks;PrivateCredit,1.9,31.2,13.2,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;MaxDD;Sharpe,Email>Phone>Chat>In-Person>App,true,21:00-07:00,62,63,65,64,OpenBanking,1,Human,AutoTransfer,2025-02-02,Partial,v1.8.7,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7324,Preserver,116179,1131503,53906,5.8,2,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>Chat>In-Person,true,23:15-07:30,69,205,62,59,Brokerage;CreditBureau;OpenBanking,8,Human,Rebalance,2025-01-30,Success,v1.10.3,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A7325,Stabilizer,106504,411186,29106,8.4,2,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,App>Chat>Email,true,19:30-08:15,64,166,68,63,CreditBureau;OpenBanking;Payroll,20,Human,AlertAcknowledge,2025-07-24,Success,v2.10.3,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7326,Optimizer,88394,2180950,38869,10.4,3,10,US,Low,NoDerivatives,,Crypto;PennyStocks,1.7,23.0,12.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe;IRR,Email>Phone>Chat>App,true,23:30-06:30,65,106,69,57,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-06-25,Failed,v1.10.8,PauseWhenVIX>30,Enforce tax budget and position caps
A7327,Stabilizer,99751,208997,13573,8.3,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,10.4,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,Chat>In-Person>App,true,19:00-08:00,59,111,59,52,OpenBanking;Payroll,13,None,PlanUpdate,2025-10-16,Failed,v1.9.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7328,Optimizer,73410,616483,31038,8.2,2,10,IN,Low,NoShortSelling;NoIlliquids,,Crypto;PennyStocks,1.6,19.4,12.0,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,TaxCost;Sharpe;IRR,In-Person>Phone>Chat>App>Email,true,20:15-08:15,69,79,76,64,Brokerage;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-03-30,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A7329,Preserver,256212,2433246,76731,7.3,2,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.0,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>Phone>Chat>App>In-Person,true,23:15-06:30,68,123,58,55,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-04-25,Success,v1.10.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7330,Stabilizer,81833,282222,20821,6.4,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,App>Email>Chat>Phone,true,23:15-08:45,65,133,65,61,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-02-06,Success,v2.8.2,NoPennyStocks,Keep expenses buffer ≥ 4 months
A7331,Preserver,97112,880654,74430,7.8,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,7.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,In-Person>App>Chat,true,22:30-07:00,68,122,68,71,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-09-14,Partial,v1.8.5,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7332,Optimizer,311201,2082613,187410,9.1,1,12,US,Low,AccreditedOnly,NoTobacco;NoWeapons,PennyStocks;PrivateCredit,1.8,17.7,11.5,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;Sharpe,Chat>Email>In-Person>App,false,22:30-07:15,75,81,72,64,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-01-15,Success,v2.10.9,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A7333,Preserver,72979,796346,46651,8.2,1,10,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>App>Phone>Chat>In-Person,true,23:45-07:30,62,188,54,55,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-07-22,Success,v1.8.5,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7334,Preserver,76589,398828,21064,7.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat>App>Phone,true,22:15-06:30,70,232,58,57,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-08-18,Success,v2.9.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7335,Builder,60970,221435,10353,10.0,3,10,AU,Low,,ESGOnly;NoFossilFuel,Crypto;PrivateCredit,1.6,24.5,9.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,Sharpe;IRR;MaxDD,In-Person>App>Email>Chat,false,22:30-08:45,66,105,54,52,OpenBanking,18,Hybrid,PlanUpdate,2025-07-09,Success,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A7336,Builder,54107,101475,4461,9.1,2,10,US,Medium,,NoTobacco;NoWeapons,,1.7,18.8,10.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost;IRR,Email>In-Person>Phone>App,true,21:45-08:00,54,72,44,36,CreditBureau;OpenBanking,12,None,PlanUpdate,2025-04-18,Failed,v1.10.6,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A7337,Preserver,192477,1667478,152079,5.8,3,12,US,Medium,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,8.0,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD,Email>Chat>Phone>In-Person>App,true,22:45-08:45,68,208,69,60,Brokerage;CreditBureau;OpenBanking,12,None,AutoTransfer,2025-11-29,Partial,v2.10.6,LimitOrderOnly;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A7338,Preserver,64983,805151,45131,8.1,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.9,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Chat>Email>In-Person>Phone,false,23:00-06:45,71,215,70,65,Brokerage;OpenBanking;Payroll,14,None,Rebalance,2025-03-25,Partial,v1.8.1,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7339,Explorer,80414,300260,15146,15.6,1,10,US,Medium,,NoWeapons;ESGOnly,,1.8,31.5,16.5,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,Sharpe;MaxDD,App>Email>In-Person,true,22:30-08:45,59,53,50,40,OpenBanking,4,None,AlertAcknowledge,2025-11-03,Partial,v1.9.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7340,Builder,44212,134588,5969,9.3,2,10,US,Low,,NoWeapons,Crypto;PennyStocks,1.8,22.4,9.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;Sharpe;IRR,Chat>In-Person>Phone,true,22:00-06:15,65,135,55,43,OpenBanking;Payroll,14,None,AlertAcknowledge,2025-07-10,Success,v2.10.4,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7341,Explorer,34654,200723,7343,21.5,1,10,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel,,2.0,31.1,14.9,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,MaxDD;Sharpe,In-Person>App>Chat>Phone>Email,false,19:15-06:15,68,51,84,79,OpenBanking,5,Hybrid,AlertAcknowledge,2025-07-19,Success,v2.10.7,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7342,Preserver,41225,218346,18767,5.8,1,10,DE,Low,AccreditedOnly;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,8.2,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Chat>Email,false,20:45-06:00,81,180,91,86,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-11-23,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7343,Preserver,151900,1492251,118422,5.0,3,12,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.4,5.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Chat>In-Person>App>Email,false,22:00-07:15,60,128,69,71,Brokerage;OpenBanking,14,None,Rebalance,2025-08-28,Partial,v1.9.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7344,Optimizer,73243,862620,51284,9.8,3,10,US,Low,AccreditedOnly,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.9,25.1,11.8,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;IRR;Sharpe,Email>In-Person>Phone,true,23:30-07:00,62,79,58,55,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-07-09,Success,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A7345,Builder,50367,102347,3769,7.5,4,10,US,Medium,,,LeveragedETFs;PrivateCredit,1.8,18.5,9.4,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;Sharpe;IRR,Phone>In-Person>Chat,true,21:45-06:30,51,77,53,48,OpenBanking;Payroll,17,None,AlertAcknowledge,2025-03-23,Success,v1.9.6,NoMargin,Prioritize liquidity and down payment savings
A7346,Optimizer,144474,1066371,62763,8.3,3,12,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.8,16.7,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,Sharpe;IRR;MaxDD,Email>Phone>Chat,false,23:15-07:45,74,96,83,74,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-12-02,Partial,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A7347,Builder,92706,224485,22914,9.1,2,10,CA,Low,,NoFossilFuel;ESGOnly,Crypto,1.7,19.6,7.2,Home:3y;Retirement:30y,3,Directive,Deep,MaxDD;Sharpe;IRR,In-Person>Chat>App>Email,false,20:30-07:30,59,63,49,47,OpenBanking,15,Hybrid,PlanUpdate,2025-06-16,Success,v2.9.7,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A7348,Optimizer,76520,1254806,27395,7.7,2,10,CA,Medium,NoIlliquids;NoShortSelling,NoTobacco,PennyStocks,1.4,25.5,11.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>App>In-Person>Chat,true,20:30-07:15,64,82,69,59,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-04-03,Success,v1.10.9,NoIlliquids,Enforce tax budget and position caps
A7349,Optimizer,159242,2082991,105912,9.5,1,12,US,Low,AccreditedOnly,,PennyStocks,1.6,18.8,13.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,TaxCost;Sharpe,Chat>Phone>In-Person>Email>App,true,22:15-07:30,67,70,74,73,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-12-23,Success,v1.9.3,StopLossDisabled,Enforce tax budget and position caps
A7350,Preserver,190173,3047463,190026,5.1,2,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Phone,true,20:15-07:00,68,143,54,45,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-11-07,Success,v2.8.1,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7351,Optimizer,137285,3204068,106555,6.5,4,12,US,Low,NoShortSelling,ESGOnly;NoWeapons,PennyStocks;PrivateCredit,1.5,20.6,10.2,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,Sharpe;TaxCost;IRR,Chat>Phone>Email>In-Person>App,true,19:00-06:15,71,71,77,69,Brokerage;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-04-01,Success,v1.8.6,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7352,Optimizer,86595,998556,53895,8.3,1,10,US,Low,AccreditedOnly;NoDerivatives,,PennyStocks,1.4,21.4,10.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;MaxDD,Email>In-Person>Chat,true,22:45-07:30,66,81,81,81,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-01-16,Success,v1.8.9,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7353,Optimizer,64069,1242373,33169,8.0,3,10,US,Medium,,,Crypto;PennyStocks;PrivateCredit,1.9,24.4,13.1,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost,Email>In-Person>Chat>App,false,20:30-06:00,63,110,61,54,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-03-27,Success,v2.9.1,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A7354,Preserver,105025,1262461,42074,4.9,3,12,US,Medium,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.4,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Email>In-Person,false,19:00-06:00,76,213,81,81,Brokerage;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-04-13,Partial,v1.9.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7355,Builder,65938,176284,9426,8.5,4,10,US,Medium,,,,1.4,22.3,8.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;TaxCost,In-Person>Email>Chat,false,21:45-07:00,63,106,48,42,CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-02-14,Partial,v1.9.9,NoMargin,Prioritize liquidity and down payment savings
A7356,Optimizer,189282,2876209,136393,12.9,1,12,US,Low,AccreditedOnly,,PennyStocks,1.6,22.2,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,IRR;MaxDD;TaxCost,Email>App>In-Person>Chat>Phone,true,23:30-07:15,64,91,57,46,Brokerage;CreditBureau;OpenBanking,7,None,Rebalance,2025-03-27,Success,v1.8.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7357,Preserver,120654,1087767,70497,4.2,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.6,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Email>Phone>Chat,true,23:15-07:45,72,217,76,73,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-07-22,Failed,v1.9.7,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7358,Builder,51324,151414,6284,12.2,1,10,AU,Low,,ESGOnly;NoTobacco,LeveragedETFs;PennyStocks,1.7,22.4,11.0,Home:3y;Retirement:30y,3,Collaborative,Deep,TaxCost;Sharpe,In-Person>Chat>Phone>Email,true,19:30-07:30,64,144,53,51,CreditBureau;OpenBanking,15,None,Rebalance,2025-08-07,Failed,v2.9.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A7359,Optimizer,58336,507620,24473,9.3,2,10,US,Low,,NoFossilFuel,PennyStocks;PrivateCredit,1.8,25.1,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,IRR;Sharpe;MaxDD,In-Person>Phone>Chat>Email>App,true,23:45-08:30,75,80,79,73,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-06-22,Success,v1.8.8,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7360,Builder,35241,83139,3704,12.3,3,10,US,Low,,NoFossilFuel;NoTobacco,,1.6,22.9,11.9,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;IRR,In-Person>Email>App>Chat,false,23:45-08:30,62,63,64,55,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-12-17,Success,v2.8.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7361,Explorer,69738,167007,13264,20.4,1,10,SG,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs,2.0,20.6,13.1,Business:5y;Travel:2y,5,Directive,Medium,MaxDD;IRR;TaxCost,Phone>In-Person>App>Email,false,21:15-07:15,54,56,52,41,OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-11-13,Success,v1.9.9,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A7362,Optimizer,117766,630391,37239,7.3,2,12,US,Low,NoShortSelling,,PennyStocks,1.9,21.5,9.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;MaxDD,Email>App>Chat,true,20:45-07:45,70,68,73,62,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-04-02,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A7363,Explorer,66949,363429,12896,17.3,4,10,US,Medium,AccreditedOnly,ESGOnly;NoTobacco,PennyStocks,1.7,32.0,12.0,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,Sharpe;MaxDD,In-Person>App>Phone>Email>Chat,true,20:15-06:30,54,54,62,50,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-09-30,Success,v1.10.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A7364,Stabilizer,57118,252110,24017,5.1,3,10,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.8,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>App,true,23:30-07:45,62,159,56,56,CreditBureau;OpenBanking,17,Hybrid,Rebalance,2025-01-15,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7365,Stabilizer,95788,208650,11871,5.9,2,10,CA,Medium,AccreditedOnly;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,13.9,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>In-Person>Email>App>Phone,true,23:45-08:00,52,150,42,46,OpenBanking,18,Hybrid,AlertAcknowledge,2025-12-14,Success,v2.8.7,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A7366,Builder,82733,187988,16809,10.0,3,10,US,Medium,NoIlliquids,,LeveragedETFs;PrivateCredit,1.7,17.3,7.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;IRR,In-Person>App>Chat>Phone>Email,true,20:15-06:00,64,100,57,45,OpenBanking,5,None,AlertAcknowledge,2025-12-15,Success,v2.9.3,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7367,Stabilizer,139920,886360,35651,6.6,3,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD,In-Person>Chat>App>Email>Phone,true,21:45-07:45,58,128,62,61,OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-05-06,Success,v1.10.8,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7368,Optimizer,135771,2495654,93729,12.4,1,15,CA,Low,NoShortSelling,ESGOnly,Crypto;PennyStocks,1.8,26.0,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,IRR;Sharpe,In-Person>Email>Chat,true,23:45-06:00,76,68,71,65,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-10-06,Success,v1.9.6,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A7369,Optimizer,123537,1124575,82901,10.2,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.9,26.4,11.2,Wealth:10y;Estate:20y,10,Educational,Shallow,Sharpe;IRR,In-Person>Email>Phone>Chat>App,true,23:30-08:30,76,116,83,72,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-12-18,Success,v2.10.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7370,Explorer,80554,238608,16445,16.8,3,10,US,Low,NoDerivatives,,,1.9,20.5,16.5,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,IRR;TaxCost,App>In-Person>Phone>Chat,true,23:00-07:15,63,76,73,62,OpenBanking,1,Hybrid,Rebalance,2025-09-25,Success,v1.9.7,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7371,Explorer,55904,107794,3755,16.0,2,10,US,Medium,,NoWeapons;ESGOnly,LeveragedETFs;PrivateCredit,2.0,34.0,12.7,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;MaxDD;TaxCost,In-Person>App>Phone,false,19:45-07:30,57,70,51,51,CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-11-03,Success,v1.10.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7372,Optimizer,190296,1687930,107270,11.1,2,12,US,Medium,NoIlliquids,,LeveragedETFs;PennyStocks;PrivateCredit,1.8,15.7,12.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,TaxCost;Sharpe,Chat>Phone>Email,false,23:45-07:30,61,102,57,53,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-11-07,Partial,v2.10.3,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A7373,Builder,75432,214498,12165,12.6,4,10,US,Medium,NoIlliquids;NoDerivatives,ESGOnly,,1.7,17.5,11.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;IRR;TaxCost,Email>Phone>Chat,false,19:30-07:45,55,121,57,51,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-10-24,Partial,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7374,Builder,78667,136329,6151,11.7,1,10,US,Low,NoShortSelling,,PrivateCredit,1.7,15.3,9.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,Sharpe;MaxDD,Email>App>Chat>Phone,true,23:15-08:45,62,88,65,62,CreditBureau;OpenBanking,8,None,PlanUpdate,2024-12-31,Success,v1.9.6,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A7375,Preserver,146866,1095340,136790,7.2,2,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,5.4,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;Sharpe,App>Chat>In-Person>Phone,true,19:15-08:45,76,127,65,66,Brokerage;OpenBanking,12,Hybrid,Rebalance,2025-09-02,Success,v2.8.3,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7376,Explorer,140054,799736,31608,15.4,4,15,IN,Low,AccreditedOnly;NoDerivatives,NoFossilFuel,PennyStocks,1.9,32.1,14.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;IRR;TaxCost,Email>App>Chat>Phone>In-Person,true,23:30-08:45,63,50,57,56,CreditBureau;OpenBanking;Payroll,1,None,AlertAcknowledge,2025-10-08,Partial,v1.8.3,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7377,Preserver,106864,2167208,69980,4.4,4,15,CA,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,16.2,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD,Phone>In-Person>Chat>App>Email,true,22:00-06:00,69,176,72,69,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-08-26,Success,v2.10.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7378,Stabilizer,63811,184875,9294,4.8,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,In-Person>Email>App>Chat>Phone,true,20:30-07:45,63,180,48,42,CreditBureau;OpenBanking,11,Human,Rebalance,2025-01-07,Success,v1.10.7,NoIlliquids,Keep expenses buffer ≥ 4 months
A7379,Stabilizer,89705,412642,26825,6.8,1,10,US,Medium,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.4,5.2,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>App>Chat,true,23:45-06:15,46,127,39,33,CreditBureau;OpenBanking,20,Human,AlertAcknowledge,2025-04-26,Success,v1.10.6,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7380,Stabilizer,57337,370846,17357,9.6,1,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,8.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>Chat>App>Email,true,22:30-08:00,68,174,54,53,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-06-28,Success,v1.9.7,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7381,Preserver,82678,611889,64765,6.0,3,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost,Chat>Email>Phone>In-Person>App,true,19:15-06:00,76,149,67,55,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-04-19,Failed,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7382,Preserver,194035,2590671,131183,5.2,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.6,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,Phone>Chat>Email>In-Person>App,true,20:45-06:30,77,206,62,63,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,Rebalance,2025-10-24,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7383,Stabilizer,68706,502409,15126,6.3,3,10,CA,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.8,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,Chat>In-Person>Email>Phone,true,22:30-06:30,62,154,69,70,CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-12-08,Success,v2.9.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7384,Optimizer,72165,966106,36348,9.5,2,10,US,Low,AccreditedOnly;NoDerivatives,NoWeapons;ESGOnly,PennyStocks,1.8,25.0,12.4,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;Sharpe,In-Person>Email>App,true,23:00-07:30,60,89,66,63,Brokerage;OpenBanking,1,Hybrid,Rebalance,2025-10-20,Success,v2.9.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7385,Builder,56812,163715,7143,7.9,4,10,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,PennyStocks;PrivateCredit,1.8,18.2,7.8,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>App>In-Person,true,20:15-06:30,62,103,64,59,CreditBureau;OpenBanking;Payroll,16,Hybrid,AutoTransfer,2025-04-06,Partial,v1.8.7,NoMargin,Prioritize liquidity and down payment savings
A7386,Optimizer,86824,926466,29955,8.1,4,10,US,Low,,,Crypto;PennyStocks;PrivateCredit,1.8,22.1,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,Sharpe;IRR;MaxDD,Chat>App>Phone>Email>In-Person,false,23:00-08:45,72,108,80,68,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-02-01,Success,v2.10.5,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A7387,Preserver,85213,1047632,57984,4.4,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.7,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Phone>App>Chat>In-Person>Email,true,19:15-06:00,65,220,58,62,Brokerage;CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-02-26,Success,v2.9.9,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7388,Optimizer,52531,562930,35708,7.4,3,10,AU,Low,NoShortSelling,ESGOnly;NoTobacco,Crypto;PennyStocks;PrivateCredit,1.6,26.0,11.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;MaxDD;TaxCost,Phone>App>Chat,false,23:00-06:45,68,61,73,70,Brokerage;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-06-22,Success,v1.8.2,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A7389,Preserver,91488,571069,39635,4.9,4,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,12.5,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,In-Person>Email>Phone>Chat,true,23:45-08:00,67,153,72,77,Brokerage;OpenBanking,13,Hybrid,AutoTransfer,2025-07-05,Partial,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7390,Explorer,49950,134769,5527,21.3,1,10,US,Low,,NoTobacco;NoWeapons,,2.0,26.2,17.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,IRR;MaxDD;TaxCost,Phone>App>In-Person,false,22:00-08:45,67,77,67,61,CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-01-13,Success,v2.8.5,NoMargin,Allow small experimental sleeve ≤ 3%
A7391,Preserver,161563,2180819,111004,5.4,3,12,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,6.1,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>Email>Phone,true,22:00-07:45,76,187,75,77,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-10-03,Success,v2.10.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7392,Optimizer,200954,4429787,161270,8.5,3,12,US,Medium,NoDerivatives,NoTobacco;NoFossilFuel,PennyStocks,1.8,23.5,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,Sharpe;MaxDD,Phone>App>Email>In-Person,true,21:00-08:00,67,87,73,66,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-06-12,Success,v2.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A7393,Explorer,52189,-123309,9388,15.4,2,10,IN,Medium,,,PennyStocks,1.8,23.0,12.4,Business:5y;Travel:2y,5,Concise,Deep,MaxDD;Sharpe,In-Person>Phone>Chat>Email,false,21:45-06:45,63,82,58,51,OpenBanking,4,Hybrid,PlanUpdate,2025-12-19,Success,v2.10.7,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7394,Preserver,54361,734402,53391,5.1,3,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Phone>Chat>App,true,23:30-08:15,67,154,68,60,Brokerage;OpenBanking,11,Human,AlertAcknowledge,2025-02-26,Success,v2.10.5,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7395,Preserver,75415,214187,14906,5.7,2,10,US,Low,NoIlliquids;NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.3,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>App,true,19:15-07:00,71,237,65,66,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-04-10,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7396,Preserver,142719,2013752,109332,6.1,2,12,US,Medium,AccreditedOnly;NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.6,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,Chat>In-Person>Phone,true,21:00-08:30,67,147,68,72,Brokerage;CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-01-11,Success,v1.10.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7397,Stabilizer,68595,138096,14275,5.7,2,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,6.8,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,App>In-Person>Email>Phone,true,19:15-06:15,60,119,61,57,OpenBanking,13,Hybrid,AutoTransfer,2025-08-29,Success,v2.10.6,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7398,Builder,37461,104517,5271,12.8,2,10,US,Low,NoIlliquids,,Crypto;PennyStocks,1.7,23.9,8.1,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,IRR;MaxDD;Sharpe,In-Person>Email>App>Chat>Phone,true,23:00-06:30,70,69,58,47,OpenBanking,20,None,AutoTransfer,2025-03-04,Success,v1.8.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7399,Stabilizer,73458,251052,22913,9.0,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.8,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,Chat>In-Person>App,true,20:15-08:30,58,117,56,54,CreditBureau;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-12-06,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7400,Builder,105138,-111692,11573,9.8,2,12,US,Low,,,,1.4,20.9,9.5,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,MaxDD;TaxCost;Sharpe,Email>In-Person>App>Phone,true,23:15-08:15,62,82,72,67,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-01-09,Partial,v2.9.6,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A7401,Explorer,56477,244841,14769,14.7,2,10,US,Low,,NoWeapons;NoTobacco,PennyStocks,1.8,20.1,15.6,Business:5y;Travel:2y,5,Educational,Shallow,MaxDD;Sharpe,Email>Chat>In-Person>Phone>App,true,20:15-06:45,60,47,59,57,OpenBanking,7,None,AutoTransfer,2025-04-15,Success,v2.10.9,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7402,Preserver,79386,784659,52358,4.2,3,10,US,Low,NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.2,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email,false,23:45-06:45,80,123,65,55,Brokerage;OpenBanking,11,None,AutoTransfer,2025-06-14,Success,v2.9.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7403,Builder,49277,112631,8659,11.6,1,10,US,Medium,NoShortSelling,,,1.6,13.2,11.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;TaxCost;MaxDD,Chat>Email>Phone>In-Person,true,21:00-06:15,63,146,54,53,OpenBanking,13,Human,Rebalance,2025-07-03,Success,v1.8.6,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7404,Builder,57488,174574,6997,13.1,2,10,DE,Low,,NoWeapons,PennyStocks,1.5,12.9,9.6,Home:3y;Retirement:30y,3,Concise,Deep,IRR;TaxCost;MaxDD,Email>App>Phone>Chat,false,23:45-06:45,63,128,68,59,OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-09-06,Success,v2.9.4,NoMargin,Prioritize liquidity and down payment savings
A7405,Optimizer,132898,798995,70290,10.1,4,15,AU,Low,NoIlliquids;NoDerivatives,,PennyStocks,1.8,22.6,12.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,MaxDD;IRR;TaxCost,App>Phone>Chat>In-Person>Email,false,22:15-08:00,64,103,57,45,Brokerage;CreditBureau;OpenBanking,2,Human,AlertAcknowledge,2025-01-19,Failed,v1.9.8,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A7406,Stabilizer,126756,1059389,54103,8.8,1,12,US,Medium,NoDerivatives;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.9,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,App>Phone>In-Person>Email,true,21:00-08:15,51,115,48,50,OpenBanking,6,Human,PlanUpdate,2025-02-26,Success,v1.9.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7407,Preserver,108524,858626,52650,3.7,4,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe,Chat>Email>Phone,false,20:30-08:45,70,222,73,62,Brokerage;OpenBanking,8,Hybrid,Rebalance,2025-02-06,Success,v1.8.6,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7408,Stabilizer,102936,772427,29093,5.0,4,12,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,9.6,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>App>Chat,true,19:30-06:00,67,109,76,76,CreditBureau;OpenBanking,10,Human,Rebalance,2025-05-23,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7409,Preserver,109385,818611,118888,4.2,3,12,US,Low,NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,14.9,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Phone>App>In-Person>Email>Chat,false,20:00-06:00,75,231,74,76,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-11-28,Success,v2.10.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7410,Preserver,68076,769635,32665,5.9,2,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>Chat>In-Person>App,true,19:45-07:00,70,177,57,58,Brokerage;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-12-20,Success,v2.10.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7411,Preserver,169344,461572,19790,5.7,3,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,7.5,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Email>In-Person,true,20:15-08:30,78,121,68,66,Brokerage;OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-01-04,Success,v1.8.9,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7412,Preserver,69547,591940,52096,6.6,1,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,11.9,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>App>Email,true,21:30-07:00,80,207,75,76,Brokerage;OpenBanking;Payroll,12,Human,PlanUpdate,2025-11-02,Partial,v1.9.8,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7413,Preserver,77328,898356,73997,5.9,2,10,AU,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;MaxDD,Chat>Phone>In-Person,true,20:45-06:00,65,158,55,48,Brokerage;CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-05-02,Success,v1.10.6,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7414,Stabilizer,97415,275525,21511,5.5,4,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;TaxCost;Sharpe,Phone>App>In-Person>Email>Chat,true,20:45-07:15,59,91,45,46,CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-12-17,Success,v1.10.3,NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7415,Stabilizer,87507,318601,36489,5.9,3,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.9,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD,Phone>Chat>In-Person>Email,false,20:15-08:30,67,149,65,66,CreditBureau;OpenBanking,15,Hybrid,PlanUpdate,2025-08-08,Success,v2.8.4,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7416,Explorer,41514,177422,11561,14.6,2,10,US,Low,,,Crypto;PrivateCredit,2.0,25.9,16.6,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,IRR;MaxDD,Phone>Email>App,true,22:15-06:30,56,70,67,63,OpenBanking;Payroll,6,None,AutoTransfer,2025-06-26,Partial,v1.8.9,LimitOrderOnly;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7417,Preserver,58169,546206,44858,4.6,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.3,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>Email>In-Person>Chat>App,true,23:30-07:00,72,131,70,60,Brokerage;CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-02-01,Partial,v2.10.5,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7418,Explorer,100442,592343,20919,16.0,3,15,CA,Medium,NoShortSelling;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;PennyStocks;PrivateCredit,2.1,29.1,14.5,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;IRR,Phone>App>Chat>Email>In-Person,true,23:15-06:00,62,56,55,47,CreditBureau;OpenBanking,1,None,AutoTransfer,2025-11-22,Failed,v1.8.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A7419,Optimizer,200713,1775958,78030,9.3,3,12,US,Low,,NoFossilFuel;NoTobacco,PennyStocks,1.8,25.2,9.7,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;IRR;MaxDD,Phone>In-Person>App>Email>Chat,false,23:15-06:45,75,106,65,57,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-12-05,Success,v1.8.6,NoMargin,Enforce tax budget and position caps
A7420,Stabilizer,76658,441420,26433,7.8,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,13.8,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Chat>App>Phone,true,20:30-07:15,61,98,55,52,OpenBanking,17,Hybrid,AlertAcknowledge,2025-06-13,Success,v2.10.5,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7421,Optimizer,73788,866683,32028,10.5,2,10,US,Low,,ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.6,25.9,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost;IRR,App>In-Person>Chat,true,21:15-06:15,61,71,72,67,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-08-24,Partial,v1.10.3,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A7422,Stabilizer,73416,334753,12379,7.8,2,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;Sharpe,Email>In-Person>Chat>Phone,true,19:30-06:30,53,98,50,49,CreditBureau;OpenBanking,17,Hybrid,PlanUpdate,2025-02-25,Success,v2.9.8,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7423,Optimizer,231839,1551618,119980,12.8,1,12,US,Low,,NoWeapons;ESGOnly,Crypto;PennyStocks,1.8,15.6,11.2,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;MaxDD;IRR,Phone>Email>App>In-Person>Chat,true,23:30-06:15,60,106,74,64,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-03-09,Failed,v1.10.8,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7424,Preserver,112108,1382601,65579,6.2,1,15,UK,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.0,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,In-Person>Phone>App,true,23:30-08:45,77,133,67,62,Brokerage;OpenBanking,5,Human,Rebalance,2025-07-29,Success,v2.10.3,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7425,Optimizer,87600,670746,28231,9.7,4,10,US,Low,,,PennyStocks,1.6,18.9,9.5,Wealth:10y;Estate:20y,10,Directive,Medium,Sharpe;TaxCost;IRR,Email>Chat>Phone,true,22:45-08:15,76,82,75,71,Brokerage;CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-02-17,Success,v2.8.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7426,Explorer,94505,829917,18920,19.0,3,10,US,Low,,,PennyStocks,1.7,20.7,13.5,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;TaxCost;IRR,Chat>Phone>Email>App,true,22:15-08:30,67,75,62,54,OpenBanking,5,None,Rebalance,2025-09-03,Success,v1.10.4,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7427,Preserver,215441,1072184,60613,5.7,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.5,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost,Phone>Email>App,true,19:00-08:00,67,191,56,57,Brokerage;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-12-18,Success,v2.10.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7428,Explorer,172178,361471,48456,15.4,2,12,US,Low,NoDerivatives,NoWeapons;ESGOnly,LeveragedETFs,1.7,27.8,15.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,IRR;MaxDD,Email>In-Person>App,true,20:30-08:15,64,74,79,79,CreditBureau;OpenBanking,4,Human,Rebalance,2025-03-16,Success,v1.8.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7429,Explorer,83873,353611,12330,15.0,2,10,UK,Medium,AccreditedOnly;NoIlliquids,,Crypto,2.0,20.3,13.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,MaxDD;IRR;TaxCost,Chat>App>In-Person>Phone,false,23:15-06:45,53,87,63,58,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-11-23,Success,v2.8.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A7430,Optimizer,117496,587043,55337,8.1,2,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.8,22.3,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;IRR,Phone>App>Chat,true,19:15-06:15,61,100,58,57,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-02-24,Success,v1.10.8,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7431,Preserver,54343,571715,28544,4.9,4,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.7,6.4,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,Email>App>Phone,false,19:15-06:30,67,221,75,66,Brokerage;OpenBanking,11,None,AutoTransfer,2025-04-02,Success,v2.8.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A7432,Builder,47434,85545,3706,8.3,4,10,AU,Low,AccreditedOnly;NoIlliquids,,PennyStocks,1.7,13.7,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,IRR;TaxCost,In-Person>Phone>Email,true,21:15-08:30,71,134,62,51,CreditBureau;OpenBanking,15,None,AutoTransfer,2025-01-31,Success,v1.10.6,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7433,Optimizer,228915,3035433,80259,8.4,3,15,UK,Low,AccreditedOnly,NoFossilFuel;NoWeapons,PennyStocks,1.6,20.4,13.2,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;Sharpe,App>Phone>Email>Chat,true,23:45-08:45,64,110,55,51,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-01-28,Partial,v1.9.9,PauseWhenVIX>30,Enforce tax budget and position caps
A7434,Stabilizer,101624,236499,19751,5.9,4,15,CA,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Phone>In-Person,false,21:45-08:45,61,90,55,51,CreditBureau;OpenBanking;Payroll,17,Hybrid,AlertAcknowledge,2025-02-05,Partial,v1.8.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7435,Preserver,106018,1198820,72656,4.1,4,15,SG,High,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.9,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person>Phone,true,23:15-06:00,64,154,59,62,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-03-04,Success,v1.10.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7436,Preserver,70858,1492646,45623,3.7,4,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.3,8.0,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone,false,21:45-08:45,72,231,75,79,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-09-03,Partial,v1.9.7,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7437,Preserver,133681,1698554,112812,6.0,2,15,IN,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,Phone>Chat>App>In-Person>Email,false,21:45-08:00,70,217,69,62,Brokerage;OpenBanking;Payroll,6,Human,Rebalance,2025-01-23,Success,v1.10.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7438,Builder,87128,129988,19475,13.3,2,10,US,High,NoShortSelling,,,1.8,22.4,8.2,Home:3y;Retirement:30y,3,Concise,Medium,IRR;TaxCost;MaxDD,Email>App>In-Person,false,19:00-07:00,53,115,58,46,OpenBanking,8,Human,Rebalance,2025-03-14,Success,v1.10.7,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7439,Builder,83400,199215,6753,10.2,3,10,US,Low,AccreditedOnly;NoShortSelling,,,1.8,13.2,12.0,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;MaxDD,Chat>App>In-Person>Phone,false,23:45-07:15,58,137,63,61,OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-01-23,Success,v2.9.8,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A7440,Stabilizer,53249,90179,7501,4.1,4,10,US,Low,NoShortSelling;NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.4,6.1,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>Chat>Email>App,false,20:30-08:15,66,139,59,55,CreditBureau;OpenBanking,19,Human,Rebalance,2025-10-17,Success,v2.8.7,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7441,Preserver,75321,692721,26979,5.7,3,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>Phone>Chat>Email,true,23:30-06:00,80,126,69,58,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-09-29,Success,v1.9.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7442,Explorer,36862,464558,13421,17.3,3,10,US,Low,NoDerivatives,,LeveragedETFs;PennyStocks,2.1,26.1,15.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>In-Person>Phone>Email,true,22:30-06:00,63,66,73,68,OpenBanking,3,Hybrid,PlanUpdate,2025-07-13,Success,v1.10.1,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7443,Preserver,40930,449483,27420,4.2,3,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,15.7,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>App,true,21:45-07:45,75,183,85,84,Brokerage;CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-02-25,Success,v1.9.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7444,Stabilizer,58426,160278,17074,6.3,2,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,Email>Phone>In-Person,true,20:15-08:15,54,168,53,56,CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-02-21,Success,v2.8.2,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7445,Optimizer,134688,1780146,74571,8.2,4,12,US,High,,,PennyStocks,1.8,16.3,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,IRR;TaxCost;Sharpe,Chat>Email>Phone,false,21:15-08:45,60,112,66,65,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-09-08,Success,v1.8.9,StopLossDisabled,Enforce tax budget and position caps
A7446,Stabilizer,60057,137354,20167,9.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone>App,true,19:15-08:30,64,101,71,67,OpenBanking,17,None,Rebalance,2025-03-04,Partial,v2.10.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7447,Preserver,154602,1256948,80267,7.2,1,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,App>Phone>In-Person,true,23:15-06:15,77,154,82,82,Brokerage;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-04-21,Success,v2.9.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A7448,Stabilizer,42535,107456,8877,5.2,4,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,8.2,5.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe,Chat>In-Person>Phone>App>Email,false,23:00-08:15,65,166,57,53,CreditBureau;OpenBanking,18,Human,Rebalance,2025-12-14,Success,v1.9.8,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A7449,Optimizer,233022,2230809,92715,11.2,1,15,SG,Low,,,PennyStocks,1.7,27.9,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,TaxCost;Sharpe;MaxDD,Email>In-Person>App>Phone>Chat,true,19:45-07:30,71,113,79,74,Brokerage;OpenBanking,4,Human,AutoTransfer,2025-10-01,Success,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A7450,Preserver,137862,1127612,137830,6.5,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,Chat>App>In-Person,false,20:00-07:00,75,185,69,59,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-05-17,Partial,v1.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7451,Stabilizer,43292,144462,12391,6.8,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,13.5,8.3,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Chat>In-Person>Phone>Email>App,true,20:15-08:15,59,161,46,52,OpenBanking,15,None,Rebalance,2025-01-18,Success,v2.9.5,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7452,Stabilizer,216230,975370,47665,9.5,1,12,US,High,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;Sharpe,Phone>Chat>In-Person>Email,true,21:45-06:15,53,157,54,49,OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-04-09,Partial,v1.9.8,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7453,Preserver,90096,480525,29642,6.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person,true,20:00-07:00,70,166,64,60,Brokerage;OpenBanking,13,Hybrid,AutoTransfer,2025-07-17,Success,v1.10.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7454,Builder,42061,156071,6459,10.8,1,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto,1.7,16.8,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,Sharpe;TaxCost,Phone>Email>App,false,21:15-07:45,66,73,65,60,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-03-10,Success,v2.9.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7455,Optimizer,74460,1096052,61024,10.6,1,10,US,Low,NoShortSelling,ESGOnly;NoTobacco,PennyStocks,1.5,26.0,12.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;TaxCost,In-Person>Chat>App>Email,false,23:45-06:00,63,115,69,58,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-10-18,Partial,v2.10.5,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A7456,Optimizer,94931,1345985,62172,8.4,3,10,DE,Medium,,NoWeapons,PennyStocks,1.9,18.9,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;IRR,Email>In-Person>Phone,false,22:45-06:00,65,100,64,55,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-02-26,Success,v1.10.9,StopLossDisabled,Enforce tax budget and position caps
A7457,Stabilizer,62822,186487,17419,5.2,3,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,Chat>Email>In-Person,true,20:45-06:45,62,148,47,48,CreditBureau;OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-04-18,Success,v2.10.4,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7458,Explorer,50914,320034,15768,16.4,1,10,US,Low,AccreditedOnly,,LeveragedETFs;PennyStocks,1.6,25.3,14.7,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,TaxCost;IRR;MaxDD,App>Phone>Email,true,21:00-07:30,61,51,54,46,CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-05-19,Partial,v2.8.2,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7459,Preserver,110953,522339,67510,6.8,2,15,AU,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.7,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Email>Phone>In-Person,false,23:00-07:45,80,211,74,63,Brokerage;OpenBanking,4,None,Rebalance,2025-01-27,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7460,Preserver,162338,1033724,41395,5.4,3,15,IN,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,17.5,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>Email>Chat,false,23:15-08:15,77,207,77,73,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-04-07,Success,v2.9.7,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7461,Stabilizer,55216,276835,31965,9.7,1,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Phone>Email>Chat>App,false,23:00-07:00,46,178,45,45,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-05-08,Partial,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7462,Preserver,109965,708125,57026,8.8,1,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Chat>App>In-Person>Phone>Email,false,20:00-06:15,70,240,57,61,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-03-12,Success,v1.10.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7463,Explorer,107769,545969,27007,22.8,1,15,SG,Low,,NoFossilFuel;NoWeapons,LeveragedETFs;PrivateCredit,2.1,30.5,17.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;MaxDD;IRR,App>In-Person>Phone,true,22:15-07:15,62,58,51,41,OpenBanking,1,Hybrid,PlanUpdate,2025-08-09,Success,v1.10.8,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7464,Preserver,80445,468893,34588,7.1,2,10,DE,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>Email>Phone>Chat,true,23:00-07:15,81,172,75,73,Brokerage;CreditBureau;OpenBanking,14,None,AutoTransfer,2025-06-22,Failed,v2.8.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7465,Optimizer,84915,1496736,49925,9.7,3,10,IN,Low,,NoTobacco,PennyStocks,1.8,25.6,10.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,Sharpe;TaxCost;MaxDD,Phone>Chat>Email,true,19:15-08:45,76,83,79,73,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2024-12-29,Success,v2.8.1,NoMargin,Enforce tax budget and position caps
A7466,Optimizer,131305,1914024,58708,11.0,3,12,US,Low,,NoFossilFuel,PennyStocks,1.5,23.2,10.4,Wealth:10y;Estate:20y,10,Directive,Shallow,IRR;Sharpe,App>Phone>Email>In-Person>Chat,true,22:45-07:15,71,61,74,71,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-08-12,Failed,v2.9.3,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7467,Stabilizer,19061,92233,8274,10.0,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.8,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email>App,false,23:00-07:45,61,112,69,73,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-02-01,Partial,v1.9.7,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A7468,Optimizer,116653,1946877,63421,6.0,3,15,IN,Low,,,PennyStocks,1.8,24.2,10.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;IRR,Phone>Email>In-Person>Chat>App,true,20:45-07:45,66,117,70,59,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-09-14,Success,v2.10.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7469,Preserver,222531,685454,28466,4.4,4,15,DE,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,In-Person>Email>Chat,true,20:30-06:15,69,184,65,70,Brokerage;OpenBanking;Payroll,4,None,AutoTransfer,2025-08-30,Success,v2.10.7,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A7470,Preserver,82674,1155170,73373,4.6,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,Chat>In-Person>Email>App>Phone,true,21:30-08:45,80,181,73,73,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,PlanUpdate,2025-11-15,Failed,v2.10.7,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7471,Builder,139614,788998,21873,10.9,3,12,US,Medium,AccreditedOnly,NoFossilFuel,,1.8,12.6,10.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;IRR,Phone>App>Email>In-Person,true,22:00-07:00,54,101,56,46,CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-10-29,Success,v2.8.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7472,Preserver,116270,808222,87342,6.9,1,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.2,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,App>Chat>In-Person,false,19:15-08:30,70,190,65,69,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-03-27,Success,v1.8.4,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7473,Stabilizer,66466,204798,9627,5.9,3,10,US,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,6.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Chat>App>In-Person>Email,true,23:45-06:45,60,95,47,43,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-07-18,Success,v2.8.8,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7474,Explorer,73405,234459,14863,20.7,1,10,US,Low,AccreditedOnly,NoFossilFuel;NoWeapons,PennyStocks,1.9,20.1,14.0,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,MaxDD;TaxCost,App>In-Person>Chat,false,19:30-06:15,66,82,73,69,OpenBanking,5,None,AlertAcknowledge,2025-07-01,Success,v2.10.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A7475,Optimizer,150656,677414,25696,9.4,4,12,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.9,18.1,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;MaxDD,Email>In-Person>Chat>Phone,true,21:45-06:30,60,62,45,34,Brokerage;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-03-22,Success,v1.9.1,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A7476,Optimizer,87798,1002388,45559,11.3,2,10,CA,Low,NoDerivatives,,PennyStocks,1.7,22.7,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>Phone>App,true,22:45-07:45,75,101,83,74,Brokerage;CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-01-10,Success,v2.10.7,PauseWhenVIX>30,Enforce tax budget and position caps
A7477,Optimizer,58093,667953,31343,10.8,2,10,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.7,18.8,10.3,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;IRR;TaxCost,Email>In-Person>Phone>Chat>App,true,20:45-08:30,68,83,80,75,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-04-25,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7478,Optimizer,105229,1390503,66211,8.3,3,15,DE,Medium,NoIlliquids;NoShortSelling,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.5,18.1,11.2,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;Sharpe,Chat>Email>App,true,23:45-08:00,61,84,66,58,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-10-01,Success,v2.8.9,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7479,Builder,48300,127535,6126,7.4,4,10,US,Medium,,,,1.6,15.6,11.7,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>Email>In-Person,false,22:30-07:30,62,126,60,51,CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-10-04,Partial,v1.9.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7480,Stabilizer,94649,165219,13331,7.6,2,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.5,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Email>Chat>Phone,false,22:45-07:30,60,163,53,54,OpenBanking,15,Hybrid,PlanUpdate,2025-08-21,Success,v2.10.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7481,Explorer,89865,423579,40044,16.4,2,10,US,Low,,,LeveragedETFs;PennyStocks,1.7,30.8,14.8,Business:5y;Travel:2y,5,Collaborative,Deep,TaxCost;IRR,In-Person>Email>App>Phone,false,19:00-08:15,63,61,66,60,CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-11-04,Failed,v2.10.1,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7482,Builder,54208,207055,6668,10.0,3,10,US,Medium,,NoWeapons;NoFossilFuel,,1.7,22.7,11.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;MaxDD;Sharpe,Chat>Email>In-Person>Phone>App,true,21:30-06:00,52,144,51,39,OpenBanking,7,Human,PlanUpdate,2025-02-26,Success,v2.9.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7483,Builder,83758,396897,12662,11.6,1,10,US,Low,,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.4,13.3,9.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Chat>Email,true,23:45-06:00,63,71,69,68,OpenBanking;Payroll,5,None,PlanUpdate,2025-10-14,Success,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A7484,Preserver,116838,629011,79166,5.2,2,15,UK,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,8.0,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD,Email>App>Chat>Phone,true,19:45-07:30,68,147,73,65,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-03-31,Success,v1.9.8,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7485,Builder,24161,56543,1822,10.0,3,10,US,Low,,NoWeapons;NoTobacco,,1.5,22.1,11.5,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;Sharpe,Email>Chat>Phone>App>In-Person,false,20:15-08:15,73,73,69,65,CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-03-24,Partial,v2.8.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7486,Preserver,145350,702526,86379,6.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Email>App>Chat,true,20:30-08:15,70,201,80,77,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-05-05,Success,v2.9.4,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A7487,Explorer,35744,322026,6926,20.9,2,10,SG,Low,NoIlliquids;NoDerivatives,ESGOnly;NoFossilFuel,,1.8,33.2,16.3,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,IRR;TaxCost;Sharpe,App>Phone>In-Person>Chat>Email,true,22:15-07:30,64,81,76,72,OpenBanking;Payroll,5,Hybrid,Rebalance,2025-07-12,Success,v1.8.8,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7488,Optimizer,107334,1031796,51054,9.0,1,12,US,Low,,,Crypto;PennyStocks,1.5,18.8,12.6,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>App,true,20:15-08:45,70,62,75,74,Brokerage;OpenBanking,4,Human,Rebalance,2025-08-13,Partial,v2.9.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7489,Explorer,136234,550530,28460,15.5,3,15,DE,Low,NoDerivatives,,PennyStocks,1.8,28.7,15.2,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;MaxDD,Phone>Email>App>In-Person,false,21:00-06:30,69,47,75,68,OpenBanking,3,Hybrid,AlertAcknowledge,2025-11-08,Success,v1.10.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7490,Explorer,96357,1194030,35004,17.2,3,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;ESGOnly,LeveragedETFs;PennyStocks,1.9,27.8,16.0,Business:5y;Travel:2y,5,Directive,Medium,IRR;Sharpe;TaxCost,App>Phone>Email>In-Person>Chat,false,19:00-06:30,63,76,65,54,CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-05-31,Partial,v1.8.2,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A7491,Preserver,58008,475443,49637,5.3,3,10,US,High,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.0,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Chat>Email,true,19:45-08:00,77,137,62,54,Brokerage;CreditBureau;OpenBanking,8,None,PlanUpdate,2025-09-15,Success,v1.10.7,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7492,Optimizer,124793,1597713,71167,8.0,3,12,US,Low,,NoWeapons,PennyStocks,1.5,26.4,12.3,Wealth:10y;Estate:20y,10,Concise,Shallow,Sharpe;MaxDD,Phone>Email>App,true,23:45-07:00,72,96,87,81,Brokerage;OpenBanking;Payroll,1,None,Rebalance,2025-12-25,Success,v2.8.8,NoMargin,Enforce tax budget and position caps
A7493,Explorer,67487,146002,13817,18.7,2,10,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,1.9,31.1,15.1,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,Sharpe;IRR,In-Person>Phone>App>Chat,true,20:45-08:45,69,52,59,48,OpenBanking,4,Human,Rebalance,2025-11-06,Failed,v2.9.7,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7494,Stabilizer,82018,208740,13961,9.1,2,10,IN,Low,NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,8.3,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD,In-Person>App>Phone,false,22:30-07:15,55,137,56,48,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-10-21,Success,v1.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7495,Stabilizer,41168,97177,12307,7.0,2,10,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Email>Phone>In-Person,true,20:30-06:00,59,151,58,51,OpenBanking;Payroll,12,Human,Rebalance,2025-07-10,Partial,v1.8.5,NoPennyStocks,Keep expenses buffer ≥ 4 months
A7496,Optimizer,359852,3966335,141381,8.4,2,15,DE,Medium,NoDerivatives;NoIlliquids,NoTobacco,PennyStocks,1.6,21.4,10.6,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;TaxCost,Phone>In-Person>Email>Chat>App,false,21:00-07:30,57,95,56,50,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-04-30,Partial,v1.8.3,NoMargin,Enforce tax budget and position caps
A7497,Explorer,80591,330165,25166,16.2,2,10,IN,Low,NoDerivatives;NoShortSelling,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,2.1,25.8,16.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;MaxDD;Sharpe,App>Phone>In-Person,true,20:30-08:45,58,58,50,50,OpenBanking;Payroll,2,None,AlertAcknowledge,2025-03-12,Success,v1.10.7,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7498,Optimizer,128577,761749,54112,8.8,1,15,CA,Medium,AccreditedOnly,,PennyStocks,1.8,20.7,9.3,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;TaxCost,Phone>Chat>App,true,23:15-08:45,62,66,54,42,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-08-29,Success,v1.10.6,NoIlliquids,Enforce tax budget and position caps
A7499,Builder,101358,209838,12978,10.6,3,15,SG,Low,NoIlliquids;NoDerivatives,,LeveragedETFs;PennyStocks,1.8,23.1,7.4,Home:3y;Retirement:30y,3,Collaborative,Shallow,IRR;Sharpe,Email>Chat>In-Person>App,true,19:45-07:30,70,78,71,61,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-10-14,Success,v1.8.8,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7500,Builder,60857,132466,13814,9.0,3,10,US,Low,,ESGOnly,,1.7,16.0,8.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,Sharpe;TaxCost,App>In-Person>Chat,true,19:45-07:30,59,146,51,41,OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-03-09,Success,v2.10.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7501,Optimizer,164486,1532427,82744,9.0,4,12,US,Low,AccreditedOnly,NoFossilFuel,PennyStocks,1.5,16.7,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,IRR;Sharpe,Phone>Email>In-Person>App,true,21:00-08:15,68,62,62,59,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-04-25,Success,v1.10.4,LimitOrderOnly,Enforce tax budget and position caps
A7502,Preserver,73297,643761,39651,6.5,2,10,UK,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost,Chat>In-Person>Email>App,false,20:00-07:00,79,145,86,80,Brokerage;CreditBureau;OpenBanking,3,None,Rebalance,2025-07-20,Success,v2.10.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7503,Preserver,75906,588194,44122,6.4,2,10,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;TaxCost,Chat>In-Person>App>Phone,true,20:00-08:00,77,193,87,87,Brokerage;OpenBanking,11,Hybrid,Rebalance,2025-06-01,Partial,v2.10.7,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7504,Builder,84910,108698,9445,10.1,1,10,US,Low,NoShortSelling;NoDerivatives,,,1.4,12.1,11.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;MaxDD;IRR,Email>Phone>Chat>App,true,23:30-08:30,62,107,69,57,OpenBanking;Payroll,9,Human,PlanUpdate,2025-11-08,Success,v2.8.8,StopLossDisabled,Prioritize liquidity and down payment savings
A7505,Stabilizer,73340,210278,19547,4.9,4,10,US,Medium,NoDerivatives,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,13.0,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Phone,true,19:45-07:45,57,138,57,48,OpenBanking,13,Hybrid,Rebalance,2025-01-05,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7506,Preserver,96946,557564,55388,7.0,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.4,7.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,Email>Chat>In-Person>App,true,21:45-06:45,75,189,71,75,Brokerage;OpenBanking,11,Human,PlanUpdate,2025-05-27,Success,v2.10.9,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7507,Preserver,114401,1155522,106886,6.9,1,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,Email>Chat>App>Phone>In-Person,true,23:15-07:15,74,166,76,69,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-02-26,Success,v1.9.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7508,Preserver,61845,930132,54240,6.0,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,15.3,7.3,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,In-Person>App>Chat>Email>Phone,true,20:45-07:00,69,163,58,48,Brokerage;CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-04-21,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7509,Optimizer,32682,279633,11271,7.8,3,10,US,Medium,NoIlliquids;NoShortSelling,,PennyStocks;PrivateCredit,1.8,19.5,10.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;Sharpe;IRR,Phone>Email>In-Person>App>Chat,true,23:15-06:30,72,67,74,69,Brokerage;OpenBanking;Payroll,2,Human,Rebalance,2025-12-08,Partial,v2.8.4,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A7510,Explorer,58708,666177,20370,16.1,1,10,US,Low,,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.9,21.2,16.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,IRR;TaxCost;MaxDD,Chat>Phone>App>Email,false,23:00-06:30,64,77,74,62,CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-07-04,Partial,v2.10.9,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7511,Optimizer,60914,472305,21355,9.1,3,10,SG,Low,NoShortSelling,,PennyStocks,1.5,25.8,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;IRR,In-Person>Chat>Email>App,true,22:00-07:30,75,108,75,73,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-12-06,Success,v1.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A7512,Explorer,77719,311809,18464,14.8,4,10,US,Medium,NoIlliquids,,PennyStocks;PrivateCredit,1.8,23.2,12.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;Sharpe,Chat>Email>In-Person>Phone,true,20:45-07:00,55,86,58,48,CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-01-02,Failed,v1.10.1,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7513,Preserver,153716,512956,67212,5.9,3,12,US,Medium,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,17.1,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost,App>Chat>In-Person>Email,true,21:15-08:30,77,120,75,69,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-10-03,Failed,v2.8.4,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A7514,Optimizer,109522,1969419,75190,11.5,1,12,US,Low,NoShortSelling;AccreditedOnly,ESGOnly;NoTobacco,PennyStocks,1.6,22.6,14.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;MaxDD;TaxCost,App>Chat>Email>In-Person,false,21:45-06:30,65,110,55,44,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-03-23,Success,v1.9.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7515,Builder,35002,76604,8247,8.2,3,10,US,Low,,,,1.5,19.1,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;IRR;Sharpe,Phone>App>In-Person>Email,true,21:15-07:30,71,133,71,69,CreditBureau;OpenBanking,17,Hybrid,AlertAcknowledge,2025-02-08,Success,v2.9.9,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A7516,Explorer,62465,770137,20841,16.0,4,10,IN,Medium,NoDerivatives,,PennyStocks,1.7,20.7,17.4,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;Sharpe,Chat>Phone>In-Person>Email,true,22:00-06:30,57,64,49,42,CreditBureau;OpenBanking;Payroll,2,None,AlertAcknowledge,2025-02-06,Partial,v2.9.4,LimitOrderOnly;NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A7517,Preserver,70150,674833,42251,7.3,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;Sharpe,App>Email>Chat,true,22:30-06:15,65,134,57,62,Brokerage;OpenBanking;Payroll,14,Human,PlanUpdate,2025-04-07,Success,v1.8.5,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7518,Preserver,156027,1194884,90292,5.2,4,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,10.0,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,App>Email>Phone,true,22:30-08:15,79,147,87,84,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-12-08,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7519,Builder,66358,93459,13795,9.4,3,10,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,LeveragedETFs;PrivateCredit,1.8,23.8,9.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;MaxDD,Email>App>In-Person,true,22:00-07:45,64,126,62,59,CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-10-16,Success,v2.9.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A7520,Preserver,159800,1612374,79469,8.7,1,12,US,Medium,NoShortSelling;NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.7,8.9,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>App>Email>In-Person>Phone,true,21:30-06:00,76,209,63,53,Brokerage;OpenBanking,8,None,Rebalance,2025-08-30,Success,v2.10.3,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7521,Stabilizer,51877,584687,20140,7.4,3,10,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>In-Person>Email>Chat,false,22:30-08:30,65,159,58,53,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-07-18,Partial,v1.10.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7522,Explorer,65531,193570,21700,15.7,4,10,US,Low,,,Crypto,1.8,23.9,13.8,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,TaxCost;IRR,Chat>In-Person>Email>Phone>App,true,20:30-06:15,66,54,79,77,OpenBanking,7,Human,PlanUpdate,2025-01-13,Success,v1.8.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A7523,Explorer,47009,212608,13130,16.3,4,10,US,Low,,NoFossilFuel,PennyStocks,2.0,20.6,16.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>App,true,21:15-06:30,56,80,64,60,OpenBanking,7,None,AlertAcknowledge,2025-01-21,Failed,v2.10.1,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7524,Preserver,119984,369099,53350,5.3,2,12,US,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.0,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>App>Email>Phone,true,20:45-08:45,70,240,78,81,Brokerage;CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-10-12,Success,v2.10.4,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7525,Optimizer,103962,2272584,46173,10.9,1,12,US,Low,NoShortSelling,,PennyStocks,1.5,15.9,12.6,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR,Phone>App>Chat>Email,true,22:15-07:00,61,95,65,65,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-03-20,Success,v2.9.6,StopLossDisabled,Enforce tax budget and position caps
A7526,Preserver,73981,474617,24560,6.9,2,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Email>Phone>Chat>In-Person>App,true,22:45-06:00,80,139,89,93,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-03-06,Success,v2.8.5,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7527,Preserver,56064,329809,34417,4.0,4,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,5.9,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Chat,true,22:45-06:30,69,131,63,56,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-01-17,Partial,v2.10.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7528,Builder,96529,156959,11885,9.8,4,10,DE,Low,NoIlliquids;NoShortSelling,NoWeapons,,1.7,16.9,8.3,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;MaxDD;IRR,Phone>App>Email>In-Person,true,19:15-08:30,57,149,52,40,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-05-18,Failed,v2.8.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A7529,Preserver,126491,938413,105419,7.0,2,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,6.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>App>In-Person,true,19:15-08:00,68,176,66,71,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-12-02,Success,v2.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7530,Builder,51482,49790,4706,9.7,4,10,DE,Low,,ESGOnly,,1.5,22.8,10.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;Sharpe;MaxDD,App>Phone>Chat,true,22:30-06:45,57,106,61,54,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-05-31,Success,v1.9.8,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A7531,Builder,47215,106282,6983,8.7,2,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;PennyStocks,1.6,23.3,9.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;MaxDD,Chat>In-Person>Phone>App,false,21:30-08:00,59,84,57,54,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-08-25,Success,v2.10.4,NoIlliquids,Prioritize liquidity and down payment savings
A7532,Optimizer,153662,2689726,88428,8.8,4,12,US,Low,AccreditedOnly,,PennyStocks,1.9,24.8,12.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD;Sharpe,App>Email>In-Person,true,22:00-07:45,64,106,60,60,Brokerage;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-09-10,Partial,v2.8.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A7533,Stabilizer,123927,421268,40027,6.3,4,12,US,High,NoIlliquids;NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.4,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,Chat>App>In-Person>Phone,true,21:15-06:45,53,147,63,63,OpenBanking,5,Human,AlertAcknowledge,2025-12-05,Success,v2.9.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7534,Builder,15000,33915,1608,11.5,4,10,US,Medium,NoIlliquids,,PrivateCredit,1.7,18.2,11.4,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;IRR;TaxCost,Email>App>In-Person>Chat,false,20:15-08:15,65,114,51,46,CreditBureau;OpenBanking;Payroll,16,None,AutoTransfer,2025-11-05,Success,v1.10.2,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A7535,Builder,110121,352795,22698,10.4,3,12,US,Medium,,,Crypto;LeveragedETFs,1.5,12.6,10.9,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email,false,22:15-07:45,60,126,67,62,CreditBureau;OpenBanking,10,None,PlanUpdate,2025-03-18,Partial,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A7536,Stabilizer,83534,397511,34967,6.4,2,10,IN,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD,In-Person>Email>Chat>Phone,true,20:30-08:15,56,180,42,33,OpenBanking;Payroll,9,Human,AutoTransfer,2025-02-09,Partial,v1.8.9,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7537,Preserver,120390,1395359,126124,7.1,2,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,14.8,6.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Phone>Chat,true,19:00-08:00,67,217,61,55,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-05-17,Success,v2.9.3,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7538,Preserver,82944,512776,59134,6.6,2,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.4,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,App>In-Person>Phone>Email,true,20:45-08:00,79,195,88,85,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-05-06,Success,v2.9.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7539,Explorer,42210,207283,14786,18.4,1,10,IN,Low,AccreditedOnly;NoShortSelling,NoWeapons,PennyStocks;PrivateCredit,1.8,29.5,14.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,Sharpe;MaxDD,App>Email>In-Person,false,23:30-06:15,63,56,73,69,CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-08-11,Success,v2.8.9,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7540,Builder,76083,103622,8899,6.5,4,10,UK,Low,,NoFossilFuel,LeveragedETFs,1.8,20.3,7.3,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;Sharpe,Email>Phone>App>Chat,true,21:30-07:00,60,85,49,42,CreditBureau;OpenBanking;Payroll,15,None,Rebalance,2025-09-26,Success,v2.9.4,StopLossDisabled,Prioritize liquidity and down payment savings
A7541,Optimizer,52898,809854,30397,7.3,4,10,US,Medium,,NoWeapons,PennyStocks,1.7,25.4,11.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,MaxDD;TaxCost,App>Phone>Chat>In-Person>Email,true,22:00-06:15,64,97,54,54,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-04-05,Partial,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A7542,Builder,119104,236669,12591,13.7,2,12,US,Low,NoDerivatives,NoFossilFuel,,1.8,20.5,9.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,MaxDD;Sharpe,App>Phone>Email,true,19:00-07:45,59,73,44,43,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-02-11,Partial,v2.9.1,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7543,Builder,82554,233788,12547,12.0,2,10,SG,Low,NoDerivatives,NoFossilFuel,,1.7,15.7,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;MaxDD,Chat>In-Person>Phone>App,false,23:00-08:45,59,107,67,65,OpenBanking,14,Hybrid,AutoTransfer,2025-01-05,Success,v1.9.9,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7544,Stabilizer,47555,298094,25390,4.5,4,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,8.9,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,Chat>App>Phone>In-Person,true,20:15-07:15,64,149,73,68,CreditBureau;OpenBanking,10,Human,Rebalance,2025-06-30,Success,v2.9.2,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7545,Preserver,125021,1449374,91817,5.9,1,15,AU,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,Chat>App>In-Person>Email,false,23:45-08:45,69,138,63,61,Brokerage;OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-04-17,Failed,v1.10.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7546,Preserver,54231,536792,25534,5.5,3,10,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.5,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,Chat>App>Phone>In-Person>Email,true,22:45-07:30,81,120,70,68,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-01-06,Partial,v1.10.3,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7547,Builder,87619,428665,14762,10.8,2,10,AU,High,NoShortSelling,NoFossilFuel;ESGOnly,LeveragedETFs,1.5,18.9,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,Sharpe;MaxDD,Chat>App>Phone>In-Person>Email,true,20:45-06:00,49,115,38,37,OpenBanking;Payroll,10,None,PlanUpdate,2025-06-14,Success,v2.8.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A7548,Preserver,134887,2010333,123020,8.2,2,15,CA,Medium,AccreditedOnly;NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.4,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,App>Phone>In-Person>Email>Chat,false,23:30-08:00,73,202,75,66,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-11-16,Partial,v2.10.4,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7549,Builder,67697,131722,12337,15.4,1,10,US,Low,AccreditedOnly;NoIlliquids,,PennyStocks;PrivateCredit,1.6,18.4,11.4,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost,Chat>Email>Phone>In-Person,true,20:45-08:00,70,114,74,74,OpenBanking,17,Hybrid,AutoTransfer,2025-03-18,Success,v1.9.8,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A7550,Builder,85966,306557,14529,12.0,2,10,US,Low,,NoFossilFuel;NoWeapons,LeveragedETFs;PennyStocks,1.4,12.6,8.3,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe,Email>In-Person>Phone>App,true,19:15-08:00,65,124,54,46,OpenBanking,8,Hybrid,PlanUpdate,2025-02-22,Success,v1.10.3,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7551,Stabilizer,48494,172398,9679,6.8,2,10,US,Low,NoShortSelling;NoIlliquids,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.5,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>Email>In-Person>Phone>App,true,23:00-07:30,55,120,42,43,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-01-16,Success,v2.8.5,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7552,Builder,21277,68861,2926,10.5,3,10,UK,Low,AccreditedOnly,NoTobacco;NoFossilFuel,,1.6,12.5,10.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;MaxDD,Email>Chat>Phone,true,22:30-08:45,60,77,58,46,CreditBureau;OpenBanking;Payroll,13,Human,PlanUpdate,2025-01-24,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A7553,Builder,91604,139993,9961,15.0,1,10,US,Medium,,,,1.7,20.9,8.1,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>Chat,true,20:15-06:30,59,112,51,42,OpenBanking,5,Hybrid,PlanUpdate,2025-05-29,Success,v2.8.7,NoIlliquids,Prioritize liquidity and down payment savings
A7554,Explorer,104225,520508,24001,12.5,3,15,AU,Medium,NoShortSelling,,,1.6,32.3,14.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,IRR;TaxCost,Chat>Phone>Email>App>In-Person,true,21:30-07:30,55,62,57,51,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-03-18,Success,v2.8.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A7555,Optimizer,226463,3054380,92382,11.4,2,15,DE,Low,,,PennyStocks,1.8,24.6,11.8,Wealth:10y;Estate:20y,10,Directive,Deep,Sharpe;MaxDD,Email>App>In-Person,true,22:45-06:15,75,115,88,78,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-02-15,Success,v2.9.2,StopLossDisabled,Enforce tax budget and position caps
A7556,Stabilizer,68252,309137,21319,6.1,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>App,true,22:30-06:30,66,126,53,55,CreditBureau;OpenBanking;Payroll,17,Human,AutoTransfer,2025-05-23,Partial,v1.8.6,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7557,Builder,41732,54659,2836,7.9,4,10,IN,Medium,NoDerivatives,,,1.7,19.8,10.0,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>App>In-Person,true,21:45-07:00,64,98,72,71,OpenBanking,6,Hybrid,Rebalance,2025-03-17,Partial,v2.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A7558,Optimizer,35731,385859,24370,9.2,3,10,UK,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.7,19.4,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;TaxCost,App>In-Person>Email>Chat>Phone,true,21:00-06:45,66,61,67,66,Brokerage;OpenBanking;Payroll,3,Human,PlanUpdate,2025-08-14,Success,v2.9.6,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7559,Builder,293690,788799,26040,13.3,2,12,US,Medium,,,PennyStocks;PrivateCredit,1.7,20.8,8.7,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,Sharpe;MaxDD,Email>App>In-Person,false,22:30-07:15,56,133,58,56,OpenBanking;Payroll,18,None,AlertAcknowledge,2025-07-14,Success,v1.9.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7560,Optimizer,169381,1226002,76945,6.9,4,15,CA,Low,,,PennyStocks,1.8,15.8,11.3,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;Sharpe,Phone>In-Person>App,true,19:00-08:15,60,120,50,39,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-05-02,Partial,v1.9.4,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7561,Stabilizer,86957,402697,40657,6.8,1,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.4,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Email>Chat>Phone,false,22:00-06:15,61,170,56,59,CreditBureau;OpenBanking,19,None,AutoTransfer,2025-08-27,Partial,v1.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7562,Preserver,75880,504607,34482,4.1,4,10,US,Low,NoIlliquids;NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,17.3,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Email>Chat>Phone>In-Person,true,22:15-07:45,70,151,71,65,Brokerage;CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-09-30,Success,v2.10.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7563,Stabilizer,79690,342056,27028,6.4,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.9,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost,Chat>Email>In-Person>App>Phone,true,23:30-06:30,59,118,53,47,CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-11-16,Success,v1.9.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7564,Optimizer,132923,1574986,94996,6.3,3,12,US,Low,,,PennyStocks,1.8,23.7,10.2,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;Sharpe,Phone>App>Email>Chat>In-Person,false,21:00-06:15,67,99,63,61,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AutoTransfer,2025-12-08,Success,v2.10.7,NoMargin,Enforce tax budget and position caps
A7565,Stabilizer,61479,376532,35621,6.1,2,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.9,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe,Phone>Chat>Email>App>In-Person,true,20:45-07:45,58,102,51,45,OpenBanking,13,Human,AlertAcknowledge,2025-08-09,Success,v2.10.7,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A7566,Builder,77145,251831,10637,9.8,4,10,US,Low,,,PennyStocks,1.4,19.3,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,TaxCost;IRR;Sharpe,In-Person>App>Phone,true,23:30-07:15,57,143,65,59,OpenBanking,16,Hybrid,AutoTransfer,2025-07-12,Success,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A7567,Optimizer,120976,1461954,39647,8.5,2,15,UK,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;NoWeapons,PennyStocks,1.7,23.9,12.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;IRR;Sharpe,In-Person>App>Phone>Chat>Email,false,19:45-08:30,68,86,67,67,Brokerage;CreditBureau;OpenBanking,4,None,AlertAcknowledge,2025-03-04,Partial,v2.10.2,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7568,Preserver,187111,2219434,171964,5.6,1,15,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>Chat,true,22:30-06:30,68,198,57,52,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,AutoTransfer,2025-05-17,Success,v1.10.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7569,Builder,31384,62555,7119,9.3,2,10,AU,Medium,,NoWeapons;ESGOnly,LeveragedETFs;PrivateCredit,1.8,18.6,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,IRR;Sharpe;MaxDD,In-Person>Email>Chat>Phone,true,21:00-08:15,54,133,55,44,CreditBureau;OpenBanking,11,Hybrid,AlertAcknowledge,2025-01-16,Partial,v2.9.3,StopLossDisabled,Prioritize liquidity and down payment savings
A7570,Stabilizer,61412,166396,16288,4.9,3,10,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD,Phone>Chat>In-Person,false,20:30-08:15,53,162,53,49,CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-03-09,Success,v1.9.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7571,Stabilizer,75654,293073,24726,6.9,1,10,US,Medium,NoDerivatives;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>In-Person>App>Email>Chat,false,19:15-08:30,60,97,62,63,CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-03-10,Failed,v1.8.3,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7572,Preserver,101271,606157,57135,4.4,4,15,CA,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,5.5,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App>Phone,false,20:00-08:30,73,133,71,72,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-08-17,Failed,v2.8.1,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7573,Stabilizer,23151,78114,9182,7.7,3,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Phone>App>In-Person>Email>Chat,false,22:00-07:45,63,171,48,43,OpenBanking,19,None,PlanUpdate,2025-11-22,Success,v2.8.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7574,Stabilizer,67242,315551,29013,7.5,2,10,AU,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.1,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,In-Person>App>Chat>Phone,true,21:00-07:30,68,136,69,68,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-03-23,Success,v2.8.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7575,Optimizer,157273,878982,72934,9.4,1,12,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.9,16.3,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,Sharpe;MaxDD;IRR,Phone>Chat>In-Person>App,false,21:45-08:30,68,107,56,45,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-11-14,Success,v1.9.2,NoIlliquids,Enforce tax budget and position caps
A7576,Preserver,32568,159931,21281,6.9,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.2,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat>App,false,19:30-06:00,80,219,81,81,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-12-23,Success,v2.8.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7577,Optimizer,231922,3958960,156786,10.5,3,15,UK,Low,,NoWeapons;ESGOnly,PennyStocks,1.5,25.4,13.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,Sharpe;IRR;TaxCost,Phone>Email>In-Person>Chat,false,19:45-06:45,70,68,71,61,Brokerage;OpenBanking,7,None,AutoTransfer,2025-01-08,Success,v1.9.6,NoIlliquids;NoMargin,Enforce tax budget and position caps
A7578,Builder,90394,286020,15648,10.3,3,10,US,Low,NoDerivatives,,,1.4,15.4,9.7,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;TaxCost;MaxDD,In-Person>Chat>App>Phone,true,22:45-06:45,59,111,48,41,CreditBureau;OpenBanking;Payroll,18,Hybrid,Rebalance,2025-06-29,Partial,v1.8.6,NoIlliquids,Prioritize liquidity and down payment savings
A7579,Optimizer,370596,2211096,101257,10.6,1,12,US,Low,NoDerivatives,NoWeapons,LeveragedETFs;PennyStocks,1.7,24.9,9.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Email>Phone,true,23:15-08:15,69,101,65,59,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-06-15,Success,v1.9.1,NoPennyStocks,Enforce tax budget and position caps
A7580,Preserver,68254,1025278,64992,5.9,3,10,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>App,true,22:15-07:15,79,120,87,81,Brokerage;CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-03-08,Success,v2.9.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7581,Preserver,69272,618953,57608,4.0,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,Email>App>Chat>Phone>In-Person,false,20:15-07:00,77,142,65,57,Brokerage;OpenBanking,11,Human,PlanUpdate,2025-09-03,Success,v1.9.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7582,Stabilizer,44296,118081,14226,6.1,4,10,DE,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,10.6,6.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>Email>App>In-Person,true,22:00-08:45,62,129,71,60,OpenBanking,7,None,Rebalance,2025-10-31,Success,v1.8.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7583,Stabilizer,63268,183532,19555,10.3,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,14.8,7.8,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,Phone>App>Email,true,20:45-06:15,54,121,47,37,CreditBureau;OpenBanking,15,Hybrid,PlanUpdate,2025-11-13,Failed,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7584,Stabilizer,62888,311225,34294,4.5,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.4,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Phone>Chat>Email>App,false,22:30-06:30,59,118,46,39,OpenBanking;Payroll,5,None,Rebalance,2025-03-07,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7585,Stabilizer,31100,155551,9979,5.9,3,10,US,High,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,8.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,Phone>Chat>Email>In-Person>App,true,19:45-08:30,50,157,49,47,OpenBanking,8,None,AlertAcknowledge,2025-02-15,Partial,v1.8.9,NoIlliquids,Keep expenses buffer ≥ 4 months
A7586,Builder,41875,106612,5362,12.9,3,10,US,Medium,,NoTobacco;NoFossilFuel,,1.4,14.6,10.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,IRR;TaxCost;MaxDD,Phone>App>Email,true,20:15-06:00,62,89,72,60,CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-03-25,Success,v1.8.2,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A7587,Builder,94030,180411,12010,11.2,2,10,US,Low,NoIlliquids,,,1.5,16.0,9.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;TaxCost,App>Phone>Chat>In-Person,false,19:30-07:45,67,73,72,60,OpenBanking,19,Human,AutoTransfer,2025-10-04,Failed,v2.8.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7588,Preserver,72072,243157,11918,6.3,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Phone>Chat,true,23:00-08:30,77,187,85,80,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-07-30,Success,v1.9.4,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7589,Explorer,135073,561250,46577,21.7,3,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.8,22.3,14.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,IRR;TaxCost,In-Person>Email>Chat>Phone>App,true,23:30-06:15,65,72,68,67,OpenBanking,3,None,Rebalance,2025-04-23,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7590,Preserver,54394,594459,30119,3.8,4,10,AU,Low,NoIlliquids;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.8,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,In-Person>Email>Chat,true,23:30-08:45,68,184,53,47,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-07-15,Success,v1.9.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7591,Stabilizer,95160,249774,24779,8.1,2,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>App>Email,true,20:30-07:15,64,172,62,61,CreditBureau;OpenBanking,8,None,Rebalance,2025-01-11,Failed,v2.9.4,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7592,Optimizer,79351,423643,41043,9.5,1,10,US,Low,NoDerivatives,NoTobacco,PennyStocks,1.6,17.2,10.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>In-Person,true,22:15-07:45,71,98,77,73,Brokerage;OpenBanking,6,Human,Rebalance,2025-11-22,Success,v2.10.1,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7593,Stabilizer,81657,364162,33622,4.3,4,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>App>Email,true,19:30-07:15,51,163,60,63,OpenBanking,14,None,PlanUpdate,2025-01-18,Success,v1.9.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7594,Builder,67816,254247,11749,11.3,1,10,US,Medium,NoShortSelling,,Crypto,1.7,16.9,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,Sharpe;MaxDD;IRR,Chat>Phone>App>Email,true,23:30-08:45,60,136,59,55,OpenBanking;Payroll,17,Hybrid,Rebalance,2025-10-07,Partial,v2.8.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7595,Preserver,122626,474806,41104,4.7,4,12,US,Low,NoShortSelling;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;MaxDD,Email>In-Person>Chat>App,false,19:15-07:45,79,170,87,84,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-12-02,Failed,v2.10.9,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7596,Explorer,26270,171429,5515,17.8,3,10,AU,Medium,NoShortSelling,NoWeapons,,2.1,28.0,14.0,Business:5y;Travel:2y,5,Concise,Medium,IRR;TaxCost,In-Person>App>Chat,true,20:00-06:45,50,45,49,45,OpenBanking,7,Human,Rebalance,2025-12-07,Success,v2.10.5,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7597,Builder,88993,225636,16347,8.9,2,10,US,Medium,NoIlliquids,,,1.7,20.8,11.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;IRR,In-Person>Chat>App>Email,true,20:45-06:00,52,110,58,54,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-09-25,Partial,v1.9.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7598,Stabilizer,76161,492866,31798,6.5,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe,Email>Chat>App,true,22:15-06:30,52,102,45,47,OpenBanking,19,Human,AlertAcknowledge,2025-07-03,Success,v1.9.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7599,Optimizer,118456,1511857,63531,5.4,4,12,US,Low,NoShortSelling,ESGOnly,PennyStocks,1.4,27.2,10.6,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;IRR,App>Phone>Email>In-Person,true,20:30-07:00,62,120,64,62,Brokerage;CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-09-12,Success,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7600,Optimizer,239108,2015778,105418,6.9,3,12,US,Low,,,PennyStocks,1.4,19.0,9.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,TaxCost;IRR,In-Person>Phone>Chat>Email>App,false,23:45-07:00,69,83,62,59,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-06-10,Success,v1.10.8,NoMargin,Enforce tax budget and position caps
A7601,Builder,133923,435169,25991,8.6,3,12,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel;NoWeapons,,1.7,12.5,11.5,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;IRR,In-Person>App>Phone,false,20:15-08:00,62,117,59,50,OpenBanking,16,None,AutoTransfer,2025-05-06,Success,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A7602,Stabilizer,140525,334943,18694,9.3,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,18.0,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,App>Email>In-Person>Chat,false,19:30-08:15,64,157,58,59,CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-08-27,Success,v2.10.9,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7603,Preserver,56933,219727,17130,7.1,2,10,UK,Low,NoShortSelling;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.3,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Email>Chat,true,22:30-08:30,72,200,64,52,Brokerage;CreditBureau;OpenBanking,11,Hybrid,Rebalance,2025-06-26,Success,v2.9.8,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7604,Preserver,147751,1200389,111302,4.7,4,12,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.4,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD,App>Phone>Chat>In-Person,false,22:15-06:45,71,240,71,62,Brokerage;CreditBureau;OpenBanking,11,Human,AutoTransfer,2025-12-11,Failed,v1.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7605,Optimizer,98514,914097,47918,11.5,2,10,US,Low,,,PennyStocks,1.9,23.7,10.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,TaxCost;IRR,Email>In-Person>Phone>Chat>App,true,19:45-06:15,64,83,72,63,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-03-11,Success,v1.8.6,NoPennyStocks,Enforce tax budget and position caps
A7606,Stabilizer,43795,274269,14526,5.1,3,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD,Phone>In-Person>Chat>Email>App,true,19:45-07:45,55,124,52,47,OpenBanking,14,None,AutoTransfer,2025-10-13,Success,v2.9.5,NoMargin,Keep expenses buffer ≥ 4 months
A7607,Stabilizer,68605,166576,12886,4.8,4,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>Email>App,false,19:30-06:00,68,145,72,65,OpenBanking,8,Hybrid,PlanUpdate,2025-02-27,Success,v1.10.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7608,Stabilizer,41928,346445,10990,6.5,3,10,SG,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe,App>Email>Phone>In-Person>Chat,true,20:15-06:45,58,173,53,49,OpenBanking;Payroll,14,None,AutoTransfer,2025-04-01,Success,v2.10.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7609,Builder,59785,204379,10987,12.6,2,10,US,High,AccreditedOnly;NoShortSelling,,,1.6,24.5,11.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,Sharpe;IRR,Chat>App>Phone>Email,false,22:30-07:30,56,81,49,41,CreditBureau;OpenBanking;Payroll,19,None,PlanUpdate,2025-09-01,Failed,v1.9.1,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A7610,Stabilizer,99343,143049,15188,8.6,2,10,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.0,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe,App>Email>In-Person>Chat,false,21:30-07:15,65,98,60,50,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-04-03,Success,v2.9.6,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7611,Preserver,81838,451384,16454,6.0,1,10,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.9,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,In-Person>Email>Phone>Chat>App,true,19:30-06:15,65,198,70,63,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-11-05,Success,v1.9.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7612,Stabilizer,83917,564775,19507,6.8,1,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,9.4,8.8,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,App>Chat>In-Person,true,23:30-06:30,63,121,61,65,OpenBanking,12,None,PlanUpdate,2025-03-01,Failed,v2.8.7,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A7613,Optimizer,236449,1924821,92134,9.5,1,12,US,Low,NoDerivatives,,PennyStocks,1.5,24.6,11.8,Wealth:10y;Estate:20y,10,Concise,Shallow,TaxCost;IRR,App>Email>In-Person>Phone,false,19:00-06:15,73,90,62,57,Brokerage;OpenBanking,6,None,AutoTransfer,2025-04-20,Partial,v2.8.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7614,Optimizer,143953,1335986,45904,8.6,4,12,US,High,,,Crypto;PennyStocks,1.5,16.6,14.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,MaxDD;TaxCost;IRR,Phone>App>In-Person,true,22:00-06:45,49,104,45,40,Brokerage;OpenBanking;Payroll,7,None,Rebalance,2025-08-01,Partial,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7615,Preserver,206578,768738,77196,5.7,3,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.3,7.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Chat>App>Phone>In-Person>Email,true,23:00-06:00,73,175,72,71,Brokerage;CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-11-10,Failed,v2.8.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7616,Explorer,79345,516413,17053,11.8,4,10,DE,Low,,,LeveragedETFs;PrivateCredit,1.9,22.7,17.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,TaxCost;IRR;MaxDD,Phone>In-Person>App,false,22:00-07:00,65,51,73,71,OpenBanking,1,Hybrid,Rebalance,2025-02-19,Success,v1.10.7,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7617,Preserver,59325,296911,27189,5.1,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,7.4,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost,Phone>In-Person>App>Email>Chat,true,20:45-06:30,74,232,59,59,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-11-28,Success,v2.9.3,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7618,Stabilizer,56680,252069,18973,7.1,4,10,CA,Low,NoIlliquids;NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.0,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost,Chat>In-Person>Email,true,23:45-06:00,54,126,60,53,CreditBureau;OpenBanking,11,Hybrid,PlanUpdate,2025-03-09,Success,v1.8.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7619,Builder,65186,396984,13083,10.2,1,10,US,Medium,,NoTobacco,,1.7,20.4,8.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;TaxCost,Email>In-Person>App>Phone>Chat,true,20:45-06:30,57,71,63,58,OpenBanking,11,None,PlanUpdate,2025-05-05,Partial,v2.10.6,NoMargin,Prioritize liquidity and down payment savings
A7620,Builder,73938,264407,13831,14.0,2,10,IN,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs,1.8,14.2,11.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;MaxDD;IRR,Email>App>Chat,false,19:00-06:45,57,61,43,37,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-05-19,Success,v2.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A7621,Stabilizer,110181,721602,44332,6.4,2,15,DE,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>Phone>In-Person>Email,false,20:00-08:30,55,170,56,55,OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-07-21,Failed,v1.9.9,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7622,Stabilizer,47797,235019,26397,7.1,2,10,IN,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,App>In-Person>Chat>Phone>Email,false,23:45-08:00,58,142,67,56,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-05-17,Success,v2.8.4,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7623,Preserver,89045,1073228,74415,5.4,4,10,IN,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.1,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost,Chat>Phone>In-Person>Email>App,true,19:15-07:30,81,234,69,60,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-09-18,Failed,v1.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7624,Builder,77032,149350,15293,9.6,1,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.4,12.9,7.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;MaxDD;IRR,Email>App>Phone>In-Person>Chat,true,20:45-06:00,60,69,49,42,OpenBanking,7,None,PlanUpdate,2025-07-10,Success,v1.9.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A7625,Preserver,113009,635040,60348,7.0,2,15,IN,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,12.3,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Chat,true,19:45-08:45,83,212,76,75,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-05-17,Success,v2.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7626,Builder,151400,160700,9914,12.6,3,12,US,Medium,,ESGOnly;NoWeapons,LeveragedETFs,1.5,24.2,7.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,MaxDD;Sharpe,Email>Chat>In-Person,true,22:45-07:00,66,109,70,59,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-02-10,Partial,v1.10.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A7627,Builder,30299,68641,5952,14.9,1,10,IN,Medium,,NoFossilFuel,LeveragedETFs;PrivateCredit,1.6,23.5,12.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;MaxDD,Chat>Email>Phone,true,20:00-06:30,50,140,53,49,OpenBanking,12,Hybrid,Rebalance,2025-06-09,Partial,v1.8.3,StopLossDisabled,Prioritize liquidity and down payment savings
A7628,Explorer,87429,998680,19887,20.5,2,10,US,Low,,,LeveragedETFs;PennyStocks,2.1,20.7,17.0,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,MaxDD;IRR,Email>In-Person>Phone>App,true,21:15-07:45,66,52,63,60,OpenBanking;Payroll,6,None,Rebalance,2025-06-27,Partial,v1.10.1,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7629,Builder,75789,425292,11188,12.7,3,10,US,Low,,,,1.5,19.9,10.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost;IRR,Phone>Chat>Email>App>In-Person,true,21:15-06:30,73,69,64,64,OpenBanking;Payroll,17,None,PlanUpdate,2025-07-08,Success,v2.8.1,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7630,Preserver,110930,831050,99515,5.2,4,12,US,Medium,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.2,7.1,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Chat,true,23:15-08:15,73,166,60,50,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-08-08,Partial,v2.10.7,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A7631,Builder,135869,146587,7710,12.3,2,12,US,High,,NoFossilFuel;NoWeapons,,1.5,12.9,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>App>Phone,true,21:45-07:00,49,85,37,29,OpenBanking,11,Human,AlertAcknowledge,2025-06-25,Success,v2.10.8,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7632,Builder,50294,101191,6343,8.4,3,10,US,Low,,NoFossilFuel;ESGOnly,LeveragedETFs,1.6,23.8,7.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD;TaxCost,Phone>In-Person>Email,true,23:45-06:30,66,150,54,49,OpenBanking;Payroll,16,None,PlanUpdate,2025-05-15,Partial,v2.10.1,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A7633,Builder,35596,120031,3938,9.6,4,10,DE,Low,NoShortSelling,NoWeapons;NoFossilFuel,,1.6,24.2,11.4,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;TaxCost;MaxDD,App>Email>Phone,false,19:00-06:45,68,91,76,65,OpenBanking;Payroll,9,None,PlanUpdate,2025-12-22,Success,v1.8.5,StopLossDisabled,Prioritize liquidity and down payment savings
A7634,Builder,33364,47855,3781,13.9,2,10,SG,Low,AccreditedOnly,ESGOnly,PennyStocks,1.5,13.8,10.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;IRR,Chat>In-Person>Phone,true,19:15-07:00,69,141,79,73,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-04-03,Success,v2.8.8,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A7635,Preserver,79445,665754,61949,7.2,2,10,UK,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,7.5,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,Chat>Email>Phone>In-Person,true,20:45-06:45,78,145,80,73,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,Rebalance,2025-07-07,Success,v1.8.6,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7636,Preserver,110530,1405000,129670,3.7,4,15,SG,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.9,7.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>Chat>App>In-Person,true,20:30-06:15,67,170,53,45,Brokerage;OpenBanking,14,Hybrid,AutoTransfer,2025-10-19,Partial,v2.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A7637,Explorer,67485,240393,22717,12.3,4,10,US,Low,AccreditedOnly,,,1.7,28.6,14.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,Sharpe;MaxDD;IRR,In-Person>App>Phone>Email>Chat,false,21:30-07:00,54,48,50,48,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-07-27,Success,v2.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A7638,Explorer,139720,1558910,41443,17.6,2,15,DE,Low,,ESGOnly,,1.7,23.3,13.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;IRR;Sharpe,Phone>Email>Chat>App,true,23:00-07:15,65,53,57,45,OpenBanking,4,Human,AutoTransfer,2025-04-15,Partial,v2.10.7,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7639,Preserver,59864,1050630,36913,6.2,3,10,SG,High,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.0,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>Email>In-Person,false,21:30-07:45,73,238,83,85,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-01-06,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7640,Optimizer,124061,726355,61899,9.4,1,12,US,Low,NoIlliquids;AccreditedOnly,,PennyStocks,1.9,20.4,9.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;TaxCost,In-Person>Chat>Phone,true,20:15-07:45,70,102,57,45,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-05-05,Success,v2.8.6,PauseWhenVIX>30,Enforce tax budget and position caps
A7641,Builder,44172,115832,4838,10.7,4,10,US,Low,,,,1.6,21.1,7.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;IRR,Chat>Email>In-Person,true,19:45-07:00,73,104,66,56,CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-03-09,Partial,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A7642,Builder,46074,61091,5690,9.5,2,10,US,Low,AccreditedOnly,ESGOnly;NoWeapons,,1.5,14.0,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;Sharpe,Chat>Email>In-Person>App,false,21:30-08:00,72,135,70,70,OpenBanking,20,None,AutoTransfer,2025-12-04,Partial,v2.8.4,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A7643,Builder,83242,372630,15902,13.2,2,10,SG,Low,NoIlliquids;NoShortSelling,NoWeapons,LeveragedETFs,1.4,17.8,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;IRR;Sharpe,Email>App>Phone,true,19:30-06:00,64,83,51,41,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-07-03,Success,v2.8.9,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7644,Stabilizer,109772,236728,34231,9.8,1,12,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.6,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD,In-Person>Chat>Phone,false,23:30-06:00,65,107,58,53,CreditBureau;OpenBanking;Payroll,6,Human,PlanUpdate,2025-07-26,Success,v2.8.6,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A7645,Optimizer,117893,1011835,81446,8.3,3,15,IN,Low,NoShortSelling;NoIlliquids,,LeveragedETFs;PennyStocks,1.9,24.1,11.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;IRR,Chat>Email>In-Person,false,19:30-06:00,70,99,63,52,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AutoTransfer,2025-12-23,Success,v2.9.2,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A7646,Preserver,72799,843002,68505,8.2,1,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.7,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,Phone>App>Chat>In-Person,true,22:45-07:45,77,165,80,78,Brokerage;OpenBanking,12,Hybrid,PlanUpdate,2025-04-18,Partial,v1.9.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7647,Optimizer,68587,616334,51479,9.5,3,10,US,Low,AccreditedOnly;NoIlliquids,,PennyStocks,1.5,22.6,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;IRR;TaxCost,Phone>Email>In-Person,true,22:45-07:30,74,88,85,77,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-10-30,Failed,v1.9.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A7648,Preserver,87891,724380,44545,5.4,3,10,IN,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.8,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe,App>Email>Chat>Phone,true,20:15-08:30,71,131,81,77,Brokerage;OpenBanking;Payroll,4,None,PlanUpdate,2025-08-10,Partial,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7649,Preserver,91619,793347,53888,7.3,2,10,US,Medium,NoIlliquids;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,App>Chat>In-Person,true,21:30-08:45,64,199,59,63,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-02-25,Success,v2.9.3,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7650,Preserver,136496,1147436,96090,5.9,4,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.0,8.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,App>Chat>Email>Phone,true,19:00-06:00,69,223,54,53,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-05-13,Partial,v2.8.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7651,Builder,37249,36003,4242,9.8,3,10,US,Low,NoShortSelling,NoFossilFuel;NoTobacco,Crypto,1.7,23.9,11.1,Home:3y;Retirement:30y,3,Concise,Shallow,IRR;Sharpe,Email>App>Chat,true,19:15-08:00,66,131,76,70,CreditBureau;OpenBanking,15,None,AutoTransfer,2025-10-14,Success,v2.8.4,NoPennyStocks,Prioritize liquidity and down payment savings
A7652,Explorer,153331,879451,28247,16.0,2,12,US,Low,NoDerivatives;NoShortSelling,,LeveragedETFs;PennyStocks,1.9,22.3,15.7,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,Sharpe;IRR,In-Person>Email>Phone,true,19:00-08:00,58,66,64,62,CreditBureau;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-09-09,Partial,v1.8.5,NoMargin,Allow small experimental sleeve ≤ 3%
A7653,Preserver,306903,1779418,187546,6.5,1,12,US,Medium,NoDerivatives;NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.9,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD,Email>App>Chat,true,23:00-07:30,59,170,48,49,Brokerage;OpenBanking,10,Hybrid,PlanUpdate,2025-03-19,Partial,v1.9.6,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7654,Stabilizer,78727,462315,39779,9.7,1,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,7.8,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,Email>In-Person>App,true,21:45-06:15,61,121,60,61,CreditBureau;OpenBanking,10,None,AutoTransfer,2025-07-23,Partial,v1.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7655,Preserver,107732,776995,50880,7.7,2,12,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Email>Chat,true,21:45-08:45,71,169,59,54,Brokerage;OpenBanking,12,Human,Rebalance,2025-11-29,Success,v1.9.7,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A7656,Builder,73605,101716,7224,14.8,1,10,US,Medium,NoShortSelling;NoDerivatives,,,1.5,20.7,9.0,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;Sharpe,In-Person>App>Chat>Phone>Email,true,21:00-08:45,63,85,62,52,CreditBureau;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-11-01,Partial,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7657,Preserver,124596,920194,31239,4.9,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost,App>Phone>In-Person,false,22:15-07:30,68,196,54,51,Brokerage;CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-03-13,Success,v1.9.4,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7658,Preserver,69961,308795,18388,8.7,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.4,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Phone>Email>Chat>App>In-Person,true,22:15-06:15,81,141,68,66,Brokerage;OpenBanking;Payroll,8,None,Rebalance,2025-06-07,Success,v1.9.2,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7659,Builder,71120,213345,13928,9.9,1,10,US,Low,NoIlliquids;NoDerivatives,NoWeapons,PrivateCredit,1.4,14.0,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;IRR;MaxDD,Chat>Phone>In-Person>App>Email,false,20:15-06:15,69,115,65,61,OpenBanking,18,Human,PlanUpdate,2025-04-11,Success,v1.9.5,StopLossDisabled,Prioritize liquidity and down payment savings
A7660,Optimizer,111858,1829071,55005,9.0,2,12,US,Low,,,LeveragedETFs;PennyStocks,1.6,20.2,13.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;MaxDD,Phone>Email>App>Chat,true,21:15-07:15,64,106,55,44,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-09-15,Success,v1.10.6,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A7661,Builder,54660,138897,13742,12.4,1,10,US,Medium,,,,1.7,24.2,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,IRR;TaxCost,Phone>Chat>In-Person>Email,false,21:30-06:00,61,67,49,40,OpenBanking,19,None,AlertAcknowledge,2025-01-13,Partial,v2.9.9,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7662,Preserver,146874,1241898,97011,7.0,3,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.1,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat>Email,true,23:15-08:45,70,187,71,67,Brokerage;OpenBanking,12,Hybrid,Rebalance,2025-11-13,Success,v2.8.5,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7663,Optimizer,80713,781376,36447,9.5,2,10,DE,Low,NoIlliquids,,Crypto;PennyStocks,1.8,16.9,9.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;IRR,Email>App>In-Person>Chat,true,23:00-07:30,67,100,56,45,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,Rebalance,2025-06-12,Success,v1.10.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A7664,Preserver,144790,1268157,46005,5.0,3,15,DE,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,6.0,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>Email>Phone,true,23:30-06:00,79,213,82,78,Brokerage;CreditBureau;OpenBanking;Payroll,9,None,PlanUpdate,2025-07-03,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7665,Builder,79654,358014,8045,14.0,2,10,US,Low,NoDerivatives;AccreditedOnly,NoFossilFuel,,1.6,13.3,10.2,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;MaxDD,Email>Phone>In-Person>Chat>App,false,23:15-08:30,71,65,80,79,OpenBanking,16,None,AlertAcknowledge,2025-05-30,Partial,v2.9.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A7666,Builder,105399,-23649,2584,10.1,2,12,US,Medium,,,,1.6,23.0,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,MaxDD;TaxCost;IRR,Email>Chat>Phone,true,19:45-08:45,57,145,57,47,OpenBanking,16,None,Rebalance,2025-05-29,Success,v1.9.4,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7667,Preserver,94639,572912,46820,5.0,3,10,US,Low,AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,16.8,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>App,true,21:45-08:30,81,126,68,60,Brokerage;OpenBanking,11,Hybrid,Rebalance,2025-05-02,Partial,v2.8.9,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7668,Optimizer,97693,1792667,48633,7.4,3,10,US,Low,,,PennyStocks,1.5,18.3,13.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,MaxDD;TaxCost;IRR,Phone>Chat>In-Person,false,20:15-07:00,63,107,65,55,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-02-11,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A7669,Builder,64347,125071,7193,9.7,1,10,US,High,AccreditedOnly;NoShortSelling,ESGOnly,,1.6,14.7,8.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;TaxCost,In-Person>Chat>Phone>App>Email,true,20:15-07:30,47,134,38,38,OpenBanking;Payroll,20,Hybrid,PlanUpdate,2025-10-29,Success,v2.10.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A7670,Explorer,102692,582922,29814,18.9,4,12,US,Low,NoDerivatives;NoShortSelling,,LeveragedETFs,2.1,29.9,18.0,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;MaxDD,Email>Phone>Chat>App>In-Person,true,23:15-06:30,57,77,66,65,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-02-14,Success,v1.10.8,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7671,Optimizer,250528,2890796,116526,8.1,2,12,US,Low,,,PennyStocks;PrivateCredit,1.5,16.8,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe,In-Person>Phone>App>Chat,true,21:45-07:30,71,118,66,59,Brokerage;OpenBanking,5,Human,Rebalance,2025-04-06,Failed,v1.9.9,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A7672,Explorer,97263,348228,18728,19.1,3,10,US,Low,NoShortSelling;NoDerivatives,,LeveragedETFs;PennyStocks,1.8,32.1,17.9,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;IRR;MaxDD,Email>Phone>Chat>App,true,21:00-08:45,64,80,68,63,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-08-09,Success,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7673,Stabilizer,30297,133362,10338,10.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Chat>Phone>Email,true,19:45-07:00,62,174,60,57,CreditBureau;OpenBanking,19,Hybrid,PlanUpdate,2025-02-21,Success,v1.10.1,StopLossDisabled,Keep expenses buffer ≥ 4 months
A7674,Preserver,154471,1086362,51306,6.7,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,App>Chat>Phone,true,21:30-06:30,71,144,74,65,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-12-26,Success,v1.8.9,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7675,Explorer,67256,622202,19091,13.7,4,10,CA,Low,NoShortSelling;NoIlliquids,ESGOnly;NoWeapons,,1.8,30.8,13.8,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Deep,Sharpe;IRR;MaxDD,App>Chat>Phone>In-Person,true,20:30-06:30,59,64,60,50,CreditBureau;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-04-01,Partial,v1.8.5,NoIlliquids;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7676,Optimizer,122809,1535604,96678,10.6,2,12,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;PennyStocks,1.6,20.3,9.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe,Phone>In-Person>App,true,23:45-08:00,67,110,54,50,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,PlanUpdate,2025-05-08,Success,v1.9.6,LimitOrderOnly,Enforce tax budget and position caps
A7677,Optimizer,36026,554314,14204,9.2,2,10,US,Low,NoIlliquids,NoWeapons;ESGOnly,PennyStocks,1.8,26.3,14.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;IRR,App>In-Person>Email,true,20:30-08:45,63,101,65,57,Brokerage;OpenBanking;Payroll,1,Human,Rebalance,2025-12-25,Success,v2.8.5,NoIlliquids;NoMargin,Enforce tax budget and position caps
A7678,Stabilizer,54541,198194,13556,5.0,4,10,AU,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>App>Chat,true,20:45-07:00,61,135,52,44,OpenBanking;Payroll,15,Human,AutoTransfer,2025-08-28,Partial,v1.8.3,StopLossDisabled,Keep expenses buffer ≥ 4 months
A7679,Optimizer,169198,2677656,71619,9.5,1,15,DE,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.7,22.3,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;MaxDD;TaxCost,Phone>Email>App>Chat,true,20:45-08:45,67,107,63,52,Brokerage;OpenBanking;Payroll,1,None,Rebalance,2025-04-27,Success,v2.8.6,LimitOrderOnly,Enforce tax budget and position caps
A7680,Stabilizer,46188,359774,22250,5.3,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,5.1,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,Chat>Email>App,true,19:45-07:15,66,153,59,60,CreditBureau;OpenBanking,13,Human,Rebalance,2025-08-20,Partial,v1.10.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A7681,Stabilizer,25026,90374,7074,5.4,4,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,8.5,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe,Chat>Phone>In-Person,false,19:00-07:45,64,168,60,60,OpenBanking,10,Human,AlertAcknowledge,2025-03-04,Failed,v2.9.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7682,Optimizer,115549,674058,59012,11.6,2,12,US,Low,,,PennyStocks,1.5,25.1,13.7,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;Sharpe;TaxCost,App>Email>Phone>In-Person>Chat,true,21:45-07:00,60,78,63,54,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-05-22,Success,v2.9.9,NoIlliquids,Enforce tax budget and position caps
A7683,Preserver,64794,337279,20701,5.8,3,10,SG,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.1,7.4,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD,Email>App>Chat>Phone>In-Person,true,20:45-06:30,80,141,81,75,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2024-12-27,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7684,Stabilizer,90820,721824,28351,5.8,4,10,UK,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,6.2,Retirement:15y;Emergency:1y,15,Directive,Shallow,MaxDD;Sharpe,Phone>Email>App>In-Person>Chat,true,21:30-07:00,60,110,60,58,CreditBureau;OpenBanking;Payroll,8,None,PlanUpdate,2025-01-22,Success,v2.9.4,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7685,Preserver,143405,617530,73003,5.7,3,15,AU,Low,NoDerivatives;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.0,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,App>Phone>Chat,false,19:45-06:45,79,165,89,87,Brokerage;CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-08-20,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7686,Preserver,104004,789097,46039,4.6,4,15,CA,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.2,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost,In-Person>Chat>App>Email,true,20:00-08:15,69,150,55,60,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2025-04-15,Success,v1.9.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7687,Explorer,58786,488465,24758,18.3,4,10,US,Low,NoIlliquids,NoWeapons;NoFossilFuel,,1.6,20.7,15.8,Business:5y;Travel:2y,5,Collaborative,Shallow,MaxDD;Sharpe;IRR,In-Person>Email>App>Phone>Chat,true,21:30-08:30,62,72,54,44,OpenBanking,3,None,AlertAcknowledge,2025-06-06,Success,v1.10.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A7688,Preserver,77772,701897,38489,4.9,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,6.0,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD,Chat>In-Person>Phone>App,false,20:45-06:45,72,228,62,63,Brokerage;CreditBureau;OpenBanking,5,None,AutoTransfer,2024-12-30,Success,v1.10.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7689,Explorer,68762,259962,14573,21.9,1,10,US,Low,NoShortSelling;NoDerivatives,,LeveragedETFs;PennyStocks,1.7,35.0,14.7,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,Sharpe;IRR,In-Person>Email>App,false,21:15-07:00,62,86,62,54,CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-08-24,Failed,v1.9.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7690,Preserver,72655,622342,44493,5.0,3,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost,App>Email>Chat,false,22:30-08:30,70,133,67,60,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-07-17,Success,v1.9.3,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7691,Optimizer,129784,1717506,38740,8.2,1,15,DE,Low,,,PennyStocks,1.7,18.7,10.9,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;TaxCost,App>Chat>Phone>Email>In-Person,false,20:30-06:45,71,68,64,64,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-03-17,Success,v1.10.4,NoIlliquids,Enforce tax budget and position caps
A7692,Builder,105941,139793,15738,10.1,4,15,CA,Low,,,LeveragedETFs,1.6,19.2,11.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost;IRR,Chat>Email>Phone>App,false,21:15-08:00,60,78,50,42,OpenBanking,5,Hybrid,AutoTransfer,2025-01-17,Success,v2.10.6,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7693,Preserver,91624,1190262,72217,5.5,4,10,CA,Medium,NoShortSelling;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Phone>Email,false,22:45-08:00,73,153,67,64,Brokerage;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-11-02,Success,v1.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7694,Explorer,72021,390431,18036,19.2,3,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs,1.8,20.3,13.5,Business:5y;Travel:2y,5,Concise,Medium,Sharpe;TaxCost,In-Person>Phone>App,true,22:15-08:15,59,76,57,53,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-01-24,Success,v2.10.7,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7695,Builder,82268,-31426,4207,13.6,2,10,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoWeapons,Crypto,1.6,24.9,7.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;TaxCost,App>Phone>Chat>Email>In-Person,true,19:30-06:30,61,132,52,41,OpenBanking;Payroll,15,Human,AlertAcknowledge,2025-08-08,Success,v2.8.7,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7696,Preserver,79385,756354,52115,4.2,4,10,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,14.8,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,App>Chat>In-Person>Email>Phone,false,19:00-08:15,75,197,62,60,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,AutoTransfer,2025-02-28,Success,v2.10.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7697,Preserver,100904,763063,57297,6.0,2,15,UK,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe,Phone>In-Person>Email>Chat>App,true,21:15-07:00,83,236,74,69,Brokerage;OpenBanking,6,None,Rebalance,2025-08-03,Success,v2.10.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7698,Optimizer,84486,1061843,28305,7.9,2,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.8,22.7,9.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,MaxDD;IRR,Chat>Email>In-Person,true,21:30-06:45,71,84,74,70,Brokerage;OpenBanking,4,None,PlanUpdate,2025-08-24,Success,v1.10.5,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7699,Builder,44801,57477,3504,12.9,1,10,DE,Low,NoDerivatives;AccreditedOnly,,,1.8,16.1,7.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;IRR,In-Person>Chat>Phone>Email,true,20:45-08:00,67,66,72,60,OpenBanking,13,None,Rebalance,2025-07-29,Success,v1.8.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A7700,Explorer,88888,250462,8655,16.9,3,10,UK,Low,,NoTobacco;NoWeapons,LeveragedETFs;PrivateCredit,1.9,24.1,13.3,Business:5y;Travel:2y,5,Educational,Medium,IRR;TaxCost;Sharpe,App>In-Person>Email,true,22:15-08:00,55,73,43,37,CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-06-01,Partial,v1.9.2,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7701,Builder,39567,90588,7427,13.5,2,10,AU,Low,,,PennyStocks;PrivateCredit,1.5,17.6,8.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;MaxDD,Phone>In-Person>Chat>Email>App,false,22:30-06:00,71,69,76,64,CreditBureau;OpenBanking,17,Hybrid,PlanUpdate,2025-04-18,Success,v2.9.6,NoIlliquids,Prioritize liquidity and down payment savings
A7702,Preserver,97680,1049293,53643,8.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.1,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,Email>Phone>Chat>App,true,23:30-06:00,80,207,81,74,Brokerage;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-03-12,Success,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7703,Builder,58008,103816,9274,10.9,1,10,US,Low,NoDerivatives;AccreditedOnly,ESGOnly,,1.6,19.1,7.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App>In-Person,false,19:00-08:45,69,97,63,56,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-11-01,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A7704,Explorer,45772,166321,5124,18.7,1,10,DE,Medium,,,PennyStocks,1.8,32.7,15.0,Business:5y;Travel:2y,5,Directive,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>App>Phone,false,23:00-06:30,59,46,73,69,OpenBanking,2,None,PlanUpdate,2025-02-20,Success,v2.10.8,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7705,Stabilizer,84645,305007,29150,5.2,4,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.2,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>Email,true,22:00-06:30,64,141,61,58,OpenBanking,20,Human,Rebalance,2025-10-14,Success,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A7706,Explorer,33424,57610,2491,20.7,1,10,UK,Low,AccreditedOnly,NoWeapons,LeveragedETFs,1.8,32.9,13.3,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,Sharpe;MaxDD;IRR,Email>Chat>In-Person,false,19:00-07:45,56,74,62,62,OpenBanking,5,Human,PlanUpdate,2025-04-22,Success,v1.10.9,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7707,Stabilizer,45798,209595,11574,6.4,4,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,Phone>Chat>App,true,21:30-07:00,62,136,48,42,OpenBanking,20,Human,Rebalance,2025-02-05,Success,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7708,Builder,43775,186561,6319,12.3,3,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco,,1.4,15.7,9.7,Home:3y;Retirement:30y,3,Educational,Shallow,Sharpe;IRR,App>Chat>Phone>Email>In-Person,true,19:00-08:45,57,118,65,63,CreditBureau;OpenBanking,18,None,Rebalance,2025-01-27,Success,v2.8.3,StopLossDisabled,Prioritize liquidity and down payment savings
A7709,Optimizer,64742,605083,29400,9.9,2,10,US,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;PennyStocks,1.8,26.2,11.0,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;IRR,Chat>In-Person>App>Phone,false,23:00-06:45,61,68,76,70,Brokerage;OpenBanking,1,Human,AutoTransfer,2025-06-22,Success,v2.10.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A7710,Builder,50549,185567,12974,7.7,4,10,CA,Low,,,PrivateCredit,1.7,21.5,10.2,Home:3y;Retirement:30y,3,Educational,Deep,IRR;MaxDD;Sharpe,In-Person>Email>App,true,20:00-06:45,69,128,73,61,OpenBanking,18,None,AutoTransfer,2025-11-29,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7711,Preserver,99979,1848184,63058,4.3,4,10,CA,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Email>App>Phone>In-Person>Chat,true,22:00-08:30,80,229,67,70,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-10-17,Success,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7712,Stabilizer,71883,610303,28463,9.1,2,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.6,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Email>App>Phone,false,21:00-07:15,56,127,58,50,CreditBureau;OpenBanking;Payroll,15,None,AlertAcknowledge,2024-12-29,Success,v1.9.3,NoPennyStocks,Keep expenses buffer ≥ 4 months
A7713,Optimizer,128965,889073,51100,6.4,4,12,US,Low,,,PennyStocks,1.6,21.8,13.5,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD;IRR,App>Email>In-Person>Chat>Phone,false,19:30-06:15,71,60,59,54,Brokerage;CreditBureau;OpenBanking,3,Human,Rebalance,2025-05-24,Success,v1.8.2,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A7714,Preserver,85555,485004,44072,6.7,1,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,8.8,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Email>Chat>App,true,22:45-07:15,80,207,88,80,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-09-11,Success,v2.9.8,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7715,Optimizer,120783,956007,41276,10.1,1,12,US,Low,NoIlliquids,,PennyStocks,1.7,23.5,13.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;TaxCost;IRR,Email>Chat>Phone>App>In-Person,false,22:45-08:45,68,80,75,66,Brokerage;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2024-12-30,Success,v2.10.4,NoIlliquids,Enforce tax budget and position caps
A7716,Optimizer,230242,2105121,121267,7.2,2,12,US,Low,AccreditedOnly;NoDerivatives,NoWeapons,PennyStocks,1.9,27.5,12.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,IRR;TaxCost;Sharpe,In-Person>App>Chat,true,20:45-07:15,64,110,57,56,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-06-04,Failed,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A7717,Stabilizer,33139,179904,16329,5.9,2,10,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.5,8.7,Retirement:15y;Emergency:1y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Email>Chat>App>Phone>In-Person,true,22:00-08:15,64,100,71,60,OpenBanking;Payroll,10,Human,AutoTransfer,2025-01-22,Success,v2.9.9,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7718,Explorer,74644,703613,20639,16.0,4,10,IN,Low,NoDerivatives;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;PrivateCredit,1.7,20.7,15.1,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;Sharpe,Chat>App>Email>Phone,true,23:30-08:15,54,81,45,41,CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-06-01,Success,v2.8.8,NoMargin,Allow small experimental sleeve ≤ 3%
A7719,Optimizer,106322,2358253,41264,9.7,1,15,CA,Medium,,,PennyStocks,1.8,20.7,9.2,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;Sharpe;IRR,App>Chat>Email>In-Person,false,22:15-07:15,57,94,67,64,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-12-05,Success,v1.9.6,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A7720,Builder,55210,110401,5304,9.9,2,10,US,Low,AccreditedOnly;NoShortSelling,ESGOnly,,1.5,16.0,7.4,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;MaxDD,App>Phone>Email>In-Person,true,19:30-08:30,67,92,53,46,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-06-27,Success,v2.10.5,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7721,Optimizer,78498,721644,46895,9.0,2,10,US,Low,NoDerivatives,,PennyStocks,1.7,24.9,10.0,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email,true,23:45-08:30,68,94,66,56,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-10-05,Partial,v1.8.4,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A7722,Builder,26707,121717,3585,9.8,1,10,AU,Low,,,,1.6,13.2,10.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;Sharpe,App>In-Person>Email,false,19:15-06:00,63,97,61,54,CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-09-21,Success,v2.8.2,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7723,Preserver,97782,452069,30453,7.6,1,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,App>Email>Chat>Phone>In-Person,true,23:45-08:30,71,126,56,52,Brokerage;OpenBanking;Payroll,3,Human,AlertAcknowledge,2024-12-26,Success,v1.9.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7724,Explorer,37646,138258,8447,21.7,1,10,UK,Low,,NoFossilFuel,,1.7,31.5,13.2,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;IRR;TaxCost,App>Chat>In-Person>Email>Phone,true,19:15-07:00,59,80,63,55,CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-03-31,Partial,v2.8.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A7725,Explorer,90126,343247,32077,17.2,3,10,US,Low,NoDerivatives,,PrivateCredit,2.1,20.2,14.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;Sharpe,Chat>Phone>Email>App>In-Person,true,21:45-08:00,69,79,64,60,OpenBanking,3,None,PlanUpdate,2025-10-19,Success,v1.9.4,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7726,Stabilizer,51336,272614,12330,3.9,4,10,US,Medium,NoDerivatives;NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.0,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;TaxCost,Phone>In-Person>Chat,true,19:45-07:15,45,139,33,23,OpenBanking;Payroll,9,None,AutoTransfer,2025-07-26,Success,v2.10.5,NoIlliquids,Keep expenses buffer ≥ 4 months
A7727,Preserver,75778,279776,36350,5.1,2,10,IN,Low,NoShortSelling;AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>In-Person>App>Email,true,20:30-07:00,74,195,69,74,Brokerage;CreditBureau;OpenBanking,14,Human,Rebalance,2025-03-19,Partial,v1.9.3,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7728,Stabilizer,61410,249562,17049,9.8,1,10,UK,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,5.2,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>App>Chat,false,22:00-06:30,47,154,32,31,OpenBanking;Payroll,19,Hybrid,AlertAcknowledge,2025-03-06,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7729,Builder,84087,134787,12037,10.7,4,10,US,High,AccreditedOnly,,,1.7,16.4,7.1,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;MaxDD;IRR,Email>Phone>App,true,22:00-08:15,58,64,66,62,OpenBanking;Payroll,13,None,AutoTransfer,2025-04-03,Success,v1.9.2,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7730,Stabilizer,98507,405525,19621,8.2,1,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person,true,20:30-06:45,66,90,51,44,CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-05-29,Success,v2.9.7,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A7731,Builder,87960,244765,9515,13.0,2,10,UK,Low,NoIlliquids,NoTobacco,LeveragedETFs;PrivateCredit,1.8,19.8,10.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;MaxDD;Sharpe,App>Email>In-Person,true,19:45-08:45,59,108,50,39,CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-12-21,Success,v2.8.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A7732,Preserver,77216,562176,72298,5.9,3,10,IN,Low,NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>Phone>Chat>Email,true,19:15-07:15,79,233,82,83,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-10-01,Failed,v1.9.6,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7733,Preserver,128985,674560,93542,7.8,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,10.9,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,Chat>In-Person>Email,false,21:00-08:15,81,169,89,78,Brokerage;OpenBanking;Payroll,8,None,AutoTransfer,2025-05-01,Partial,v2.10.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7734,Stabilizer,39931,421844,17624,6.2,3,10,UK,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Email,true,23:00-08:30,62,129,64,67,OpenBanking,12,Hybrid,Rebalance,2025-08-29,Partial,v2.10.3,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7735,Stabilizer,93472,338666,32359,6.0,3,10,DE,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>Email>In-Person>Chat>App,true,21:30-07:30,65,128,57,46,CreditBureau;OpenBanking;Payroll,13,Human,Rebalance,2025-01-28,Partial,v2.8.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7736,Preserver,114185,488625,54232,6.1,1,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,Phone>App>In-Person>Chat,true,19:15-07:45,70,172,61,51,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AlertAcknowledge,2025-04-27,Partial,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7737,Preserver,121729,1254681,101969,6.6,2,12,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,10.9,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;Sharpe,App>Email>Phone>In-Person,true,20:30-06:45,66,163,60,64,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-09-15,Success,v1.9.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7738,Optimizer,80641,843178,43588,5.8,4,10,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.6,15.1,13.4,Wealth:10y;Estate:20y,10,Educational,Shallow,MaxDD;TaxCost,Chat>Phone>App,true,19:00-06:00,71,82,85,84,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-06-02,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7739,Builder,59820,223368,11569,8.1,4,10,AU,Low,,,LeveragedETFs;PrivateCredit,1.4,16.6,8.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;MaxDD;Sharpe,Phone>Chat>Email>App>In-Person,true,21:30-06:15,60,141,47,39,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-04-04,Success,v2.8.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A7740,Preserver,163620,1335468,41896,3.9,3,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>Phone>In-Person>App,false,21:45-07:15,83,209,85,79,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-12-24,Success,v1.8.6,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7741,Optimizer,55206,306375,25662,11.8,1,10,US,High,NoShortSelling;NoDerivatives,,PennyStocks,1.4,15.1,11.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,IRR;MaxDD,Email>In-Person>App>Phone>Chat,false,22:15-06:30,53,74,45,42,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-02-19,Success,v1.9.5,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7742,Explorer,72613,245967,10309,19.1,2,10,US,Low,,,,2.0,25.0,16.6,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,IRR;TaxCost,Phone>In-Person>Chat>Email>App,true,22:15-06:45,54,61,59,58,OpenBanking,5,None,AutoTransfer,2025-03-30,Partial,v2.10.3,NoIlliquids;NoMargin,Allow small experimental sleeve ≤ 3%
A7743,Builder,54459,127362,9455,11.0,2,10,UK,High,NoIlliquids,NoTobacco;NoFossilFuel,,1.7,21.0,8.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;Sharpe,Phone>Email>App>In-Person,true,22:45-07:30,44,94,33,22,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-08-14,Success,v2.9.5,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7744,Preserver,92762,548418,66270,8.4,1,10,US,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.0,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,App>Email>Chat>Phone,true,20:15-08:30,70,239,79,71,Brokerage;OpenBanking,10,Human,Rebalance,2025-10-29,Partial,v2.10.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7745,Preserver,110851,959294,52137,5.2,3,12,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;Sharpe,Chat>App>In-Person>Email,true,22:00-07:30,76,136,83,81,Brokerage;OpenBanking,10,Human,PlanUpdate,2025-10-15,Success,v2.9.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7746,Builder,40439,96014,7005,14.8,1,10,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,,1.7,17.6,9.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,TaxCost;Sharpe;MaxDD,In-Person>Email>App,true,19:15-06:00,62,62,60,51,OpenBanking,13,None,Rebalance,2025-06-07,Success,v2.9.4,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A7747,Explorer,84251,602047,22834,18.7,1,10,US,Low,,,PennyStocks;PrivateCredit,2.1,21.9,15.2,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,Sharpe;IRR,Chat>In-Person>Phone>Email>App,true,23:15-06:45,67,66,76,70,OpenBanking,5,None,PlanUpdate,2025-07-29,Success,v2.10.2,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7748,Preserver,64018,393849,37554,4.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.4,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,Email>App>Phone,true,22:15-08:30,83,236,69,68,Brokerage;CreditBureau;OpenBanking;Payroll,12,Human,Rebalance,2025-07-10,Partial,v2.8.9,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7749,Stabilizer,65824,275933,10910,8.1,1,10,AU,Medium,NoIlliquids;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Phone>Email>Chat,true,21:30-07:45,47,122,47,47,OpenBanking;Payroll,17,Human,AlertAcknowledge,2025-01-25,Success,v2.8.1,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7750,Optimizer,52446,815459,21722,11.6,1,10,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.8,25.8,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,IRR;MaxDD,Phone>Email>In-Person>Chat,true,22:30-07:00,69,117,65,61,Brokerage;OpenBanking,7,None,Rebalance,2025-02-01,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7751,Preserver,98107,577317,52290,4.8,4,10,US,Medium,AccreditedOnly;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.3,7.7,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,In-Person>Chat>App,true,19:00-08:15,68,122,53,48,Brokerage;CreditBureau;OpenBanking,12,None,PlanUpdate,2025-04-11,Failed,v1.8.7,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7752,Builder,36246,133515,8133,7.8,4,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks,1.5,22.9,9.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost;IRR,Phone>App>Chat>Email,false,23:00-06:30,73,146,65,57,CreditBureau;OpenBanking;Payroll,18,Human,AlertAcknowledge,2025-08-10,Success,v2.9.9,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A7753,Optimizer,144236,2666730,49530,8.3,3,15,AU,Low,NoDerivatives,,PennyStocks,1.6,16.2,10.9,Wealth:10y;Estate:20y,10,Collaborative,Shallow,TaxCost;Sharpe;IRR,Phone>Chat>App,true,22:30-08:45,72,80,86,82,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-05-13,Success,v2.9.5,NoPennyStocks,Enforce tax budget and position caps
A7754,Optimizer,320948,2064620,140150,8.6,2,12,US,Medium,,NoTobacco,PennyStocks,1.7,21.5,9.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,IRR;Sharpe;TaxCost,Phone>Email>In-Person>Chat>App,true,20:30-08:30,58,106,45,42,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-01-27,Success,v1.10.4,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7755,Preserver,83844,612024,77125,6.7,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,In-Person>Phone>App,true,23:45-07:00,81,163,82,76,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-02-03,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7756,Preserver,66919,412517,39433,4.6,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Phone>Chat>App>In-Person>Email,true,22:15-08:15,78,130,82,85,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-08-25,Partial,v1.9.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7757,Optimizer,101290,1926601,64318,9.3,1,12,US,Low,AccreditedOnly,,PennyStocks,1.9,20.1,13.3,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;TaxCost,App>Email>In-Person>Chat>Phone,true,23:30-07:15,76,102,67,67,Brokerage;CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-09-30,Success,v2.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7758,Optimizer,135652,1001768,42246,7.7,2,12,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.5,23.6,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;TaxCost,Phone>Chat>In-Person,false,20:30-08:00,67,96,53,52,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-03-16,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A7759,Builder,38385,94924,10958,10.6,2,10,UK,Medium,,NoWeapons;ESGOnly,,1.4,20.6,11.7,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,IRR;MaxDD,In-Person>Email>Phone>Chat,true,19:15-06:45,51,77,42,34,OpenBanking,19,Human,AutoTransfer,2025-07-31,Success,v1.8.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A7760,Preserver,91633,1304858,79207,8.9,1,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,11.0,8.8,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person>Email>App,true,19:00-06:30,76,190,77,77,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-01-08,Partial,v2.9.4,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7761,Preserver,212737,2545102,106655,4.6,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost,Email>App>Chat>Phone>In-Person,true,23:00-07:30,74,203,79,74,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-05-13,Success,v1.9.4,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7762,Preserver,125868,729542,54724,4.6,4,12,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.3,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,App>In-Person>Email,true,23:45-06:15,68,162,63,56,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-02-12,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7763,Builder,42558,88206,6561,11.7,2,10,US,Low,NoShortSelling,,Crypto;PrivateCredit,1.4,20.0,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;IRR;TaxCost,In-Person>Phone>Email>Chat,true,19:00-07:45,73,149,79,69,OpenBanking,10,Hybrid,AutoTransfer,2025-01-01,Success,v2.10.3,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7764,Preserver,104641,300450,12764,6.1,1,15,UK,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.9,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,Email>Phone>Chat,true,23:45-08:45,67,187,77,74,Brokerage;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-01-02,Success,v1.10.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7765,Stabilizer,63661,165044,6280,6.5,3,10,US,High,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.7,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,In-Person>Chat>Email>Phone,true,23:15-08:15,53,143,47,38,OpenBanking,6,Human,Rebalance,2024-12-27,Success,v2.8.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7766,Explorer,50718,132972,13245,16.8,4,10,SG,Medium,NoIlliquids;NoDerivatives,,PennyStocks;PrivateCredit,1.7,21.4,14.6,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,MaxDD;TaxCost,Phone>Email>In-Person>App,true,21:00-07:30,55,80,63,62,CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-01-30,Partial,v2.8.5,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7767,Optimizer,75267,649802,34745,8.7,1,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;PennyStocks,1.6,23.3,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,IRR;TaxCost;MaxDD,Phone>Email>In-Person>App>Chat,true,19:00-07:00,64,108,52,43,Brokerage;CreditBureau;OpenBanking;Payroll,2,None,Rebalance,2025-03-15,Success,v1.9.8,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A7768,Preserver,208176,2055640,202514,6.3,2,12,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost,Email>Phone>In-Person>App,true,22:30-06:45,74,152,63,60,Brokerage;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-06-19,Partial,v1.10.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7769,Optimizer,36025,353564,20157,7.7,3,10,US,Low,,,PennyStocks;PrivateCredit,1.8,27.7,9.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;IRR,Chat>In-Person>Phone>App,true,20:15-08:30,72,60,69,65,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-02-18,Success,v2.9.4,LimitOrderOnly,Enforce tax budget and position caps
A7770,Stabilizer,106218,406474,41027,7.3,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.7,5.3,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat,true,22:15-07:15,56,105,46,46,OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-07-19,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7771,Preserver,80129,391419,19966,4.1,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.8,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>Email>Chat>App,true,19:15-08:45,61,153,68,72,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-05-09,Success,v2.10.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7772,Builder,125023,278479,14960,13.3,1,12,US,Low,AccreditedOnly,ESGOnly;NoTobacco,,1.6,25.0,11.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,IRR;MaxDD;Sharpe,Email>Phone>App>Chat,true,21:45-06:45,68,129,63,54,CreditBureau;OpenBanking;Payroll,8,None,AutoTransfer,2025-04-23,Success,v1.10.5,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A7773,Stabilizer,42766,118503,8964,7.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe,In-Person>Phone>Chat>Email>App,true,20:45-07:00,57,134,64,62,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-12-20,Success,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7774,Builder,84173,152942,12123,12.8,2,10,AU,Low,,ESGOnly,,1.7,19.5,11.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;Sharpe,Phone>App>Email>Chat>In-Person,true,23:15-07:45,58,72,43,39,OpenBanking;Payroll,20,Hybrid,Rebalance,2025-05-16,Partial,v1.9.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7775,Optimizer,204302,3088370,100053,8.0,3,12,US,Low,,NoWeapons,PennyStocks;PrivateCredit,1.9,18.6,13.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;IRR;MaxDD,App>Phone>Chat>Email,false,21:00-08:15,73,77,61,52,Brokerage;OpenBanking;Payroll,7,Human,AutoTransfer,2025-08-16,Failed,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A7776,Explorer,69100,726214,20386,20.0,2,10,SG,Low,NoShortSelling;NoIlliquids,,PennyStocks;PrivateCredit,1.8,32.9,16.9,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,MaxDD;IRR,In-Person>Email>Chat>App>Phone,true,19:00-06:15,66,71,78,76,OpenBanking,6,Hybrid,AlertAcknowledge,2025-06-11,Success,v1.10.6,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7777,Stabilizer,82539,184945,24739,6.7,4,10,CA,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.9,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe,Phone>Email>In-Person>Chat,true,19:30-08:45,52,110,51,49,OpenBanking,14,None,AlertAcknowledge,2025-08-26,Success,v1.9.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7778,Builder,45138,155646,9655,10.1,2,10,UK,Low,NoIlliquids;NoShortSelling,NoWeapons,,1.7,24.4,9.0,Home:3y;Retirement:30y,3,Educational,Deep,IRR;MaxDD,App>Phone>Chat,false,23:00-08:30,62,106,48,37,OpenBanking;Payroll,19,Human,AutoTransfer,2025-08-28,Success,v1.9.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A7779,Builder,49543,208847,6683,12.2,1,10,IN,Low,,NoFossilFuel,,1.5,15.0,9.5,Home:3y;Retirement:30y,3,Collaborative,Shallow,IRR;Sharpe,Email>App>Chat>In-Person,true,19:00-06:15,66,140,69,61,OpenBanking,18,Human,Rebalance,2025-12-25,Success,v1.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7780,Builder,55687,102566,5286,7.4,4,10,US,High,NoDerivatives;NoShortSelling,,,1.5,17.1,11.4,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD,Phone>Email>In-Person>Chat>App,true,23:45-08:15,60,100,59,52,CreditBureau;OpenBanking,18,Human,AlertAcknowledge,2025-01-04,Success,v2.8.9,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A7781,Builder,74408,331563,11361,9.5,3,10,US,Low,,,,1.6,24.8,9.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,TaxCost;MaxDD,Email>In-Person>Chat,true,21:30-06:45,61,71,51,50,OpenBanking,19,None,AutoTransfer,2025-01-11,Success,v2.8.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7782,Preserver,56585,495647,49829,4.4,3,10,CA,Low,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,6.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,App>Chat>In-Person>Phone>Email,true,23:30-08:00,77,153,69,63,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-10-23,Failed,v1.8.5,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7783,Stabilizer,32507,159618,9449,8.2,2,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>App>Phone,true,19:00-06:30,52,180,48,51,OpenBanking,9,None,PlanUpdate,2025-03-16,Success,v2.8.8,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7784,Explorer,44490,-67593,8878,14.6,1,10,US,Low,NoIlliquids,NoFossilFuel,LeveragedETFs,1.7,22.6,13.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,MaxDD;Sharpe,App>Phone>Chat>Email>In-Person,false,20:15-08:00,62,84,59,57,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-02-24,Success,v1.9.4,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7785,Preserver,120983,701084,23288,7.4,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.7,8.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,Chat>App>Email,true,21:30-07:30,74,185,64,65,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-01-07,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7786,Stabilizer,54319,158407,17121,5.6,3,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.1,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD,App>Phone>Email>In-Person>Chat,true,21:00-07:15,67,145,52,54,OpenBanking;Payroll,20,Human,AutoTransfer,2025-01-11,Failed,v2.8.6,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7787,Builder,50357,137997,6869,9.7,1,10,US,Low,,,Crypto;LeveragedETFs,1.7,22.6,10.7,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;TaxCost,Email>App>In-Person>Chat,false,21:45-06:15,59,71,66,60,OpenBanking;Payroll,10,None,PlanUpdate,2025-11-04,Success,v2.10.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7788,Stabilizer,84583,514927,15500,7.2,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.9,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,In-Person>App>Phone>Email>Chat,true,19:15-07:45,68,93,75,67,OpenBanking,9,Hybrid,AutoTransfer,2025-12-11,Success,v1.8.9,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7789,Preserver,98902,611776,30863,5.7,4,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Chat,false,21:30-07:00,78,172,79,73,Brokerage;OpenBanking,9,None,AutoTransfer,2025-06-26,Success,v2.10.3,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7790,Stabilizer,79892,410399,25579,5.4,4,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.7,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,Email>App>In-Person>Chat>Phone,true,20:00-06:00,57,166,43,43,OpenBanking;Payroll,11,None,AutoTransfer,2025-07-09,Success,v1.8.2,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7791,Stabilizer,87489,329749,19264,5.5,3,10,US,Low,NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,14.2,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Phone>App>Chat>Email,true,21:30-08:45,58,150,45,40,OpenBanking,20,Human,PlanUpdate,2025-01-04,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7792,Optimizer,98646,1090419,64867,7.9,3,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.5,24.0,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,Sharpe;TaxCost;MaxDD,Email>Chat>In-Person>App,true,22:30-06:30,62,99,58,51,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-12-22,Success,v2.10.1,NoMargin,Enforce tax budget and position caps
A7793,Builder,38632,64008,8494,13.6,1,10,US,High,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs,1.6,19.1,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;Sharpe,Email>Phone>Chat>In-Person>App,false,21:30-08:30,61,87,55,49,CreditBureau;OpenBanking;Payroll,10,None,PlanUpdate,2025-07-21,Success,v2.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7794,Builder,33102,53948,3375,8.8,4,10,US,Low,NoDerivatives;AccreditedOnly,,,1.7,16.9,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,Sharpe;IRR,Email>Phone>In-Person>Chat,true,22:30-08:45,64,98,50,39,OpenBanking,18,Hybrid,PlanUpdate,2025-05-24,Success,v2.10.8,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7795,Optimizer,52513,454567,32831,10.5,3,10,US,Low,NoDerivatives,,PennyStocks,1.9,20.4,11.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;MaxDD,Email>Phone>Chat>In-Person>App,true,21:15-08:30,67,101,73,66,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-05-18,Success,v1.8.6,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7796,Explorer,89620,-103057,10424,17.3,1,10,AU,Medium,NoIlliquids;NoDerivatives,NoFossilFuel;ESGOnly,Crypto;PennyStocks,1.6,31.5,13.6,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;IRR;Sharpe,Chat>In-Person>Email,true,20:45-06:30,55,80,60,56,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-08-27,Failed,v2.8.9,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A7797,Stabilizer,36538,115404,9244,6.6,1,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Email>Chat>In-Person>App,false,20:45-07:00,48,93,33,30,OpenBanking,8,None,PlanUpdate,2025-05-14,Partial,v2.10.4,NoIlliquids,Keep expenses buffer ≥ 4 months
A7798,Optimizer,171621,928397,96024,9.6,4,12,US,High,NoShortSelling,NoFossilFuel,PennyStocks,1.9,26.9,13.8,Wealth:10y;Estate:20y,10,Collaborative,Deep,IRR;TaxCost;MaxDD,Chat>Email>App>In-Person>Phone,true,20:45-07:45,62,91,70,63,Brokerage;CreditBureau;OpenBanking,1,None,Rebalance,2025-01-30,Success,v1.8.2,StopLossDisabled,Enforce tax budget and position caps
A7799,Preserver,79463,689947,26328,4.5,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.1,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Email>In-Person>App,true,19:30-08:30,68,186,73,73,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-02-14,Success,v1.10.8,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7800,Stabilizer,86851,447645,29635,6.5,1,10,US,Medium,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Phone>Chat>App>Email,true,21:45-08:45,51,142,41,39,CreditBureau;OpenBanking;Payroll,13,None,Rebalance,2025-04-08,Success,v1.9.9,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7801,Stabilizer,89871,211910,24499,7.7,3,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.8,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>Email>App>Phone,true,21:45-08:30,58,165,66,64,OpenBanking,5,None,Rebalance,2025-05-20,Partial,v1.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7802,Explorer,61764,347938,11179,15.4,4,10,US,Medium,NoIlliquids;AccreditedOnly,,,1.7,31.7,17.1,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,MaxDD;TaxCost,Phone>Chat>In-Person>Email,true,21:45-07:15,55,81,43,32,OpenBanking,7,Human,AutoTransfer,2025-05-07,Success,v1.9.7,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7803,Explorer,78543,294690,15963,18.8,1,10,US,Low,,,PennyStocks,1.8,21.2,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,TaxCost;IRR;Sharpe,App>Email>Chat>In-Person,true,21:15-07:45,57,62,61,60,CreditBureau;OpenBanking,1,Human,AlertAcknowledge,2025-12-03,Partial,v1.9.7,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A7804,Builder,75553,290718,6775,11.3,1,10,US,Low,,NoWeapons,,1.4,18.8,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;TaxCost,Chat>Phone>App,true,22:15-06:15,72,101,79,78,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-03-27,Success,v2.8.9,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7805,Preserver,151499,1129013,59845,8.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,7.8,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,App>Email>In-Person,false,23:00-07:00,76,211,67,67,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-01-25,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7806,Stabilizer,40883,192662,9580,8.4,2,10,US,Low,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>Email>In-Person,true,22:45-08:15,63,179,64,57,OpenBanking,8,None,Rebalance,2025-05-20,Success,v2.8.3,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7807,Optimizer,131548,998270,55678,7.4,4,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.8,15.2,9.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD,Phone>App>In-Person>Chat>Email,true,21:15-07:00,66,87,64,61,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-09-26,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7808,Builder,52478,172981,10224,14.6,1,10,US,Low,NoDerivatives;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs,1.4,17.7,8.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD;TaxCost,App>In-Person>Email>Phone>Chat,true,19:00-06:45,69,107,76,69,OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-03-03,Success,v2.9.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7809,Builder,50283,24122,3462,7.7,4,10,IN,Low,NoShortSelling,,PrivateCredit,1.5,24.4,7.7,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;TaxCost;IRR,Email>In-Person>Phone,true,19:30-06:30,68,111,60,48,CreditBureau;OpenBanking,10,None,Rebalance,2025-05-11,Partial,v2.8.9,NoIlliquids,Prioritize liquidity and down payment savings
A7810,Builder,52170,75420,6440,11.9,3,10,US,Low,,NoTobacco,,1.7,17.7,12.0,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;TaxCost;IRR,Chat>Email>Phone,true,20:30-06:45,67,133,73,64,OpenBanking,5,None,AlertAcknowledge,2025-04-06,Partial,v2.8.8,NoPennyStocks,Prioritize liquidity and down payment savings
A7811,Optimizer,228009,3693494,127759,8.7,4,12,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,PennyStocks,1.5,26.7,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;IRR,Phone>In-Person>App>Chat,true,22:00-06:45,70,89,68,60,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-01-23,Success,v1.8.9,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A7812,Stabilizer,40581,286625,20038,6.0,4,10,SG,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;TaxCost,Phone>Chat>In-Person>App,true,23:45-08:00,58,164,61,62,CreditBureau;OpenBanking,10,Human,Rebalance,2025-11-24,Success,v2.8.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7813,Preserver,92174,544290,46934,4.6,3,10,DE,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>App>Email,true,22:45-08:00,64,122,52,48,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-08-21,Success,v1.10.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7814,Stabilizer,55111,335665,19798,8.3,2,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,App>Phone>Chat>In-Person>Email,true,23:15-07:45,65,152,62,55,CreditBureau;OpenBanking;Payroll,17,Human,Rebalance,2025-04-11,Success,v2.9.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7815,Explorer,97039,-189838,11402,13.1,3,10,US,Low,,,,2.1,32.6,14.3,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,TaxCost;Sharpe;IRR,Phone>App>In-Person,false,23:45-07:15,61,54,67,58,OpenBanking;Payroll,3,Human,AutoTransfer,2025-07-26,Partial,v1.8.9,NoMargin,Allow small experimental sleeve ≤ 3%
A7816,Stabilizer,47913,218489,9274,4.6,4,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>In-Person>App>Chat,false,23:45-06:45,59,135,49,39,CreditBureau;OpenBanking;Payroll,13,Human,PlanUpdate,2025-07-24,Success,v2.10.7,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7817,Preserver,88310,586272,43346,5.0,4,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,18.0,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe,In-Person>Phone>Email>App>Chat,true,21:45-08:45,82,229,70,66,Brokerage;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-10-14,Success,v2.8.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7818,Preserver,143252,482303,42899,5.4,3,15,IN,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.3,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Phone>Chat>Email>App,false,23:15-07:00,73,150,64,56,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-10-26,Partial,v2.10.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7819,Preserver,144164,635799,70467,6.5,3,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,10.5,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD,In-Person>Phone>App>Chat>Email,false,19:00-08:15,83,156,83,85,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-09-04,Success,v1.10.5,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7820,Preserver,92070,761439,69788,4.1,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,6.4,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,Chat>In-Person>Email>App>Phone,true,19:15-08:15,82,143,77,75,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-06-03,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7821,Optimizer,120378,2345813,63429,7.8,4,12,US,Medium,NoIlliquids,,PennyStocks,1.9,26.6,11.4,Wealth:10y;Estate:20y,10,Directive,Deep,TaxCost;Sharpe;IRR,Phone>Chat>App>Email>In-Person,true,20:00-07:45,55,92,64,55,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-04-02,Partial,v1.8.8,NoIlliquids,Enforce tax budget and position caps
A7822,Preserver,126248,998059,84931,6.1,2,12,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,12.3,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Chat>Phone>App>In-Person>Email,true,23:45-06:15,76,151,62,53,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-12-16,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7823,Preserver,94909,309036,25442,7.9,1,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,8.7,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>Chat>Phone>App,true,20:30-08:45,75,208,61,51,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-02-13,Success,v2.9.4,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7824,Preserver,72036,445474,57756,5.1,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,6.9,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,App>Phone>Email>Chat>In-Person,false,19:30-07:00,78,184,67,68,Brokerage;OpenBanking,4,None,PlanUpdate,2025-09-14,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7825,Stabilizer,39726,300072,10372,7.1,3,10,AU,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.1,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;TaxCost,Chat>Email>In-Person>Phone,false,20:45-08:15,67,157,56,52,OpenBanking,10,Hybrid,PlanUpdate,2025-03-10,Success,v1.10.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7826,Builder,71823,457050,9597,13.3,3,10,US,Low,AccreditedOnly;NoIlliquids,,,1.5,23.8,9.3,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;IRR,Chat>App>Email>In-Person>Phone,false,21:00-07:45,68,96,75,70,OpenBanking,19,Hybrid,Rebalance,2025-06-03,Failed,v1.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7827,Builder,39883,69423,5570,10.1,3,10,US,Medium,,NoTobacco,,1.4,25.0,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,IRR;MaxDD;TaxCost,Email>In-Person>Chat>Phone,false,19:30-08:30,68,138,63,60,CreditBureau;OpenBanking,20,Hybrid,AlertAcknowledge,2025-09-07,Success,v2.9.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7828,Explorer,73600,440428,31600,14.7,1,10,IN,Low,NoIlliquids,ESGOnly,PennyStocks;PrivateCredit,2.0,23.2,17.7,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,Sharpe;MaxDD;IRR,Phone>App>Email,true,20:30-07:15,65,79,52,49,OpenBanking,4,None,AutoTransfer,2025-08-24,Success,v2.8.8,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7829,Preserver,64360,557914,50959,7.0,2,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,Phone>Chat>App>Email,true,21:00-07:30,75,125,85,83,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-01-07,Success,v1.8.9,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7830,Optimizer,134006,755417,55624,11.8,1,15,SG,Low,,ESGOnly;NoWeapons,PennyStocks,1.5,15.5,9.7,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;Sharpe,Phone>Email>App,true,22:45-07:00,75,93,86,80,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-04-19,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A7831,Builder,50371,100006,5490,10.6,3,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoWeapons,,1.5,19.4,10.4,Home:3y;Retirement:30y,3,Educational,Shallow,TaxCost;IRR,Phone>Chat>In-Person,true,19:15-06:00,67,146,59,55,OpenBanking,11,Human,AutoTransfer,2025-07-04,Partial,v2.8.7,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7832,Preserver,73467,507553,16763,4.2,4,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,Email>In-Person>Phone>Chat>App,true,19:15-06:00,76,125,64,61,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-08-25,Partial,v1.9.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7833,Explorer,165949,828592,52343,22.5,2,12,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,1.9,27.7,13.1,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,Sharpe;IRR,Email>App>Chat,true,20:15-06:15,58,82,54,46,OpenBanking,7,None,AutoTransfer,2025-01-15,Partial,v1.8.1,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A7834,Preserver,87427,427793,34403,8.2,1,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.6,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost,App>Chat>Phone>Email,true,21:30-08:30,74,185,83,86,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-09-04,Success,v2.10.9,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7835,Explorer,120112,823210,38928,18.2,3,12,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoWeapons,LeveragedETFs,1.7,30.5,13.9,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App>Phone,true,22:30-06:30,55,51,62,51,OpenBanking,1,None,Rebalance,2025-10-01,Success,v2.9.2,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7836,Builder,29628,168065,2979,12.5,1,10,US,Low,NoShortSelling;NoDerivatives,,,1.6,18.5,9.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;Sharpe,Chat>Phone>Email,true,23:30-06:30,64,117,49,39,OpenBanking;Payroll,13,None,AlertAcknowledge,2025-07-20,Partial,v1.9.7,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7837,Preserver,73030,611659,53619,8.7,1,10,IN,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe,Chat>App>Email>Phone>In-Person,false,19:15-06:00,79,234,74,67,Brokerage;OpenBanking,12,None,AlertAcknowledge,2025-11-25,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7838,Stabilizer,121095,740246,39658,8.2,3,15,SG,High,NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.2,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>Phone>App,false,19:45-07:30,42,134,27,21,CreditBureau;OpenBanking,17,Human,PlanUpdate,2024-12-28,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7839,Explorer,51656,253596,20513,19.5,3,10,CA,Low,,ESGOnly,Crypto,1.7,27.5,13.9,Business:5y;Travel:2y,5,Educational,Shallow,IRR;MaxDD;Sharpe,Email>Phone>App,true,20:00-06:30,59,78,48,44,OpenBanking;Payroll,3,None,AutoTransfer,2025-08-20,Failed,v2.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7840,Stabilizer,95110,234405,19004,7.6,3,10,US,Low,AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,12.1,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Email>In-Person>Chat,false,23:15-06:45,66,148,64,61,OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-02-20,Success,v1.10.7,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7841,Optimizer,51113,652010,23812,10.2,1,10,UK,Low,,,PennyStocks,1.5,21.1,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;IRR,Chat>Phone>App,true,19:45-08:15,76,65,83,72,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,Rebalance,2025-06-10,Success,v1.10.5,StopLossDisabled,Enforce tax budget and position caps
A7842,Preserver,95369,477111,49545,6.5,3,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.8,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD,In-Person>Phone>Email>App,true,20:00-07:45,69,161,75,75,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-02-04,Success,v1.8.3,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7843,Optimizer,92675,493188,29599,9.6,3,10,CA,Medium,,,PennyStocks,1.8,26.9,9.3,Wealth:10y;Estate:20y,10,Educational,Shallow,MaxDD;TaxCost;IRR,Phone>Email>Chat>In-Person,true,19:00-07:30,73,61,71,59,Brokerage;OpenBanking,2,None,PlanUpdate,2025-09-03,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7844,Preserver,119822,557262,37844,6.4,4,15,SG,High,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Phone>App>Email,true,22:45-06:00,57,172,44,44,Brokerage;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-04-30,Failed,v1.8.7,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7845,Stabilizer,47783,228528,13971,7.4,2,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,8.9,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost,In-Person>Email>App>Chat,true,22:15-07:00,61,161,61,58,OpenBanking,8,Hybrid,AutoTransfer,2025-09-02,Success,v2.9.3,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7846,Builder,43117,123151,9084,11.1,2,10,IN,Medium,,NoWeapons;ESGOnly,PrivateCredit,1.6,15.9,7.2,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;TaxCost,In-Person>Email>App,true,22:00-08:15,55,148,50,44,OpenBanking;Payroll,19,Hybrid,PlanUpdate,2025-01-05,Success,v2.8.4,StopLossDisabled,Prioritize liquidity and down payment savings
A7847,Optimizer,154907,2514537,63310,9.2,1,12,US,Low,,NoFossilFuel;NoTobacco,PennyStocks,1.6,22.7,11.3,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;Sharpe;IRR,In-Person>Phone>Chat>App,false,22:30-07:30,63,92,57,54,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-01-07,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A7848,Preserver,96984,810711,65350,6.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.0,8.6,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD,Email>Chat>Phone,false,20:15-08:15,81,211,87,89,Brokerage;CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-02-04,Success,v1.9.4,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7849,Stabilizer,116593,333660,33519,5.5,2,15,CA,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>App>In-Person>Phone>Chat,false,19:45-08:15,59,156,47,47,CreditBureau;OpenBanking;Payroll,16,Human,AlertAcknowledge,2025-10-04,Failed,v1.8.9,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7850,Explorer,38147,114173,12463,14.7,3,10,DE,Low,,NoFossilFuel,,2.1,32.6,12.5,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,TaxCost;MaxDD;Sharpe,Email>App>Chat>Phone,true,23:45-08:45,56,62,54,49,OpenBanking,4,Hybrid,PlanUpdate,2025-02-06,Success,v2.8.8,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7851,Preserver,120103,1075655,33637,5.8,2,12,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.5,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,App>Chat>In-Person>Phone>Email,true,19:30-06:00,77,203,81,80,Brokerage;OpenBanking;Payroll,11,Hybrid,AutoTransfer,2025-09-05,Success,v1.8.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7852,Preserver,88272,1441638,78430,4.2,4,10,DE,Low,NoDerivatives;NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,8.1,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Email>Phone>App>Chat,true,23:00-07:00,73,140,77,79,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2024-12-27,Success,v1.8.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7853,Builder,31867,117574,5033,11.5,2,10,US,Medium,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks,1.5,14.4,10.8,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,Sharpe;IRR;TaxCost,In-Person>Phone>App>Chat,false,21:45-08:15,50,105,50,38,CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-05-19,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A7854,Preserver,98914,802347,92011,6.3,3,10,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.7,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,Phone>App>Chat,true,20:30-07:15,67,134,56,50,Brokerage;CreditBureau;OpenBanking,10,Hybrid,Rebalance,2025-12-11,Success,v2.9.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7855,Builder,44648,129220,4046,12.5,2,10,IN,Low,,NoTobacco,,1.7,21.5,7.0,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;MaxDD;IRR,In-Person>Email>Chat,true,19:00-06:15,57,118,56,50,CreditBureau;OpenBanking;Payroll,16,None,PlanUpdate,2025-09-21,Success,v2.8.1,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A7856,Preserver,86145,852786,49736,8.9,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.2,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,Phone>Email>In-Person,true,22:45-06:45,74,140,80,78,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-09-07,Success,v1.10.1,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7857,Stabilizer,33032,104032,3239,6.1,4,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.8,8.0,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Phone>App>Chat>Email>In-Person,true,23:45-08:00,57,142,47,45,CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-06-04,Success,v1.9.4,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7858,Builder,35880,164540,4086,9.0,4,10,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel;ESGOnly,,1.4,22.8,9.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;Sharpe;IRR,Chat>Phone>Email,true,21:00-08:30,59,140,63,60,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-05-21,Partial,v2.8.3,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7859,Builder,102291,100587,5697,11.1,1,15,CA,Medium,,,,1.6,21.7,8.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;Sharpe;TaxCost,App>Phone>In-Person>Email>Chat,true,19:15-06:30,56,67,49,43,OpenBanking,17,None,Rebalance,2025-01-01,Partial,v2.8.9,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7860,Preserver,124945,945654,54325,4.4,3,12,US,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.9,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>App>Phone,true,23:30-07:15,73,173,62,62,Brokerage;OpenBanking;Payroll,9,Human,AutoTransfer,2025-06-20,Failed,v2.9.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7861,Explorer,46123,382747,13271,21.1,1,10,IN,Low,,,,1.7,27.4,15.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;Sharpe,Chat>Phone>In-Person>App>Email,false,21:30-08:45,69,52,75,69,OpenBanking;Payroll,7,None,Rebalance,2025-07-08,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A7862,Preserver,117436,482860,52350,4.7,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,7.8,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,App>Email>Chat>Phone>In-Person,false,19:45-07:00,66,224,74,74,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-06-22,Success,v1.8.5,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7863,Stabilizer,44159,289741,13891,8.2,2,10,US,Medium,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe,App>In-Person>Email,true,21:15-06:30,53,180,50,47,OpenBanking,17,Human,AutoTransfer,2025-10-23,Failed,v1.9.7,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7864,Explorer,38561,116404,9096,21.7,1,10,DE,High,NoShortSelling,NoWeapons,,1.8,33.8,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Shallow,MaxDD;IRR,Phone>In-Person>App>Email>Chat,false,21:15-08:30,57,67,47,37,OpenBanking,4,Human,AutoTransfer,2025-02-28,Partial,v1.9.7,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A7865,Stabilizer,58938,564152,20749,5.9,3,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.7,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person,true,23:15-08:45,53,140,47,47,OpenBanking,9,None,AlertAcknowledge,2025-10-26,Partial,v1.8.2,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7866,Preserver,86939,421349,49975,6.9,3,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost,In-Person>App>Phone,false,19:30-06:45,73,217,63,63,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-08-18,Success,v1.8.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7867,Preserver,57898,210208,25252,6.4,1,10,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Email>In-Person,true,22:45-06:30,73,151,68,67,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-01-13,Success,v1.8.7,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7868,Builder,56567,113842,7245,9.0,3,10,US,Low,NoShortSelling,NoTobacco;NoWeapons,PennyStocks,1.6,14.4,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;IRR;MaxDD,App>Email>Chat>In-Person,false,19:15-07:00,64,117,68,62,OpenBanking;Payroll,17,Hybrid,AutoTransfer,2025-05-14,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7869,Optimizer,180432,1524961,82904,12.8,1,12,US,Medium,NoShortSelling;NoDerivatives,,PennyStocks;PrivateCredit,1.6,18.7,13.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,IRR;TaxCost,Email>App>Phone,true,23:45-06:00,59,93,55,45,Brokerage;OpenBanking,2,Human,PlanUpdate,2025-01-11,Success,v1.9.2,PauseWhenVIX>30,Enforce tax budget and position caps
A7870,Preserver,148388,2048160,89419,4.0,4,12,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.2,5.4,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost,In-Person>App>Email>Phone>Chat,false,22:45-08:15,74,162,59,57,Brokerage;OpenBanking;Payroll,11,None,Rebalance,2025-07-21,Failed,v2.10.3,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7871,Optimizer,77056,1510434,55397,9.3,2,10,US,Low,NoShortSelling;NoIlliquids,,PennyStocks;PrivateCredit,1.5,16.8,9.6,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,MaxDD;IRR;TaxCost,App>Phone>In-Person>Chat>Email,true,21:45-07:15,64,90,74,74,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-04-09,Partial,v2.9.6,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A7872,Stabilizer,60192,215192,26917,5.0,4,10,US,Medium,NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Phone>Email>App,true,21:15-08:15,48,112,42,40,OpenBanking;Payroll,17,Human,AutoTransfer,2025-03-31,Success,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7873,Explorer,36421,83322,8427,14.2,3,10,US,Medium,,,LeveragedETFs;PennyStocks,1.7,33.5,17.1,Business:5y;Travel:2y,5,Concise,Shallow,MaxDD;Sharpe,App>Email>In-Person>Phone>Chat,false,20:00-06:45,55,58,48,42,OpenBanking;Payroll,5,None,AlertAcknowledge,2024-12-31,Success,v2.10.5,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7874,Optimizer,107606,1447270,70479,8.4,1,15,SG,Medium,AccreditedOnly,NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,1.5,24.3,13.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>App,true,19:00-07:30,54,89,50,46,Brokerage;CreditBureau;OpenBanking,2,None,Rebalance,2025-08-03,Partial,v1.9.4,LimitOrderOnly,Enforce tax budget and position caps
A7875,Optimizer,41027,279110,13848,10.6,2,10,US,Low,NoDerivatives;NoShortSelling,,LeveragedETFs;PennyStocks,1.7,23.6,13.8,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;IRR,Chat>App>In-Person>Phone,true,23:30-06:45,61,81,47,47,Brokerage;OpenBanking,2,Human,AlertAcknowledge,2025-02-09,Partial,v2.8.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7876,Preserver,118509,677395,67682,6.8,2,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,6.4,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,In-Person>App>Chat>Email>Phone,false,23:15-08:30,81,128,70,66,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-11-17,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7877,Builder,73765,191312,6010,12.7,1,10,CA,Low,AccreditedOnly;NoDerivatives,NoWeapons;ESGOnly,LeveragedETFs,1.7,17.5,7.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,MaxDD;TaxCost,Chat>App>Phone,true,21:30-08:45,61,128,63,54,OpenBanking;Payroll,11,None,PlanUpdate,2025-01-05,Partial,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A7878,Optimizer,123150,1666608,48045,9.0,4,15,UK,Low,,ESGOnly;NoFossilFuel,PennyStocks,1.6,18.6,9.3,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe;MaxDD,App>Phone>In-Person>Email>Chat,false,23:00-06:00,72,64,85,73,Brokerage;OpenBanking;Payroll,4,Human,PlanUpdate,2025-02-22,Partial,v1.10.6,NoIlliquids,Enforce tax budget and position caps
A7879,Stabilizer,91545,302605,11675,7.6,2,10,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,5.7,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email>Chat,true,20:15-07:00,68,123,78,76,CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-03-12,Success,v2.8.1,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7880,Preserver,58257,561510,36868,7.2,2,10,CA,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.2,7.0,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>Email>In-Person>Phone,true,22:45-06:45,80,206,69,63,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-10-22,Success,v1.8.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7881,Optimizer,194697,2879646,149208,7.4,3,15,CA,Low,,NoFossilFuel,Crypto;PennyStocks,1.5,21.4,12.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,IRR;MaxDD;Sharpe,Phone>Email>Chat>In-Person>App,true,19:45-08:00,69,105,77,74,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-08-16,Success,v2.8.8,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7882,Explorer,81395,508019,17666,16.9,2,10,US,Low,NoShortSelling,,Crypto;PennyStocks,1.8,32.8,16.4,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,IRR;TaxCost;Sharpe,Phone>In-Person>Email>App,true,20:15-06:00,55,59,59,47,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-06-24,Success,v2.8.1,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7883,Explorer,53973,239905,13486,15.4,4,10,SG,Low,,,LeveragedETFs,2.0,23.9,12.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;Sharpe,Email>In-Person>Phone>Chat>App,false,21:30-08:15,59,70,56,55,OpenBanking,3,Hybrid,PlanUpdate,2024-12-27,Success,v1.10.7,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7884,Builder,108892,482036,24342,9.4,2,15,DE,Low,,,,1.6,24.3,8.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,TaxCost;IRR;MaxDD,Phone>Chat>App>Email,true,21:30-08:45,71,60,70,68,CreditBureau;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-08-05,Failed,v2.10.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7885,Explorer,75018,243511,17072,12.9,4,10,US,Low,NoShortSelling;NoDerivatives,NoWeapons;NoFossilFuel,PennyStocks,1.8,21.4,15.6,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,IRR;Sharpe,In-Person>Email>Chat,true,19:00-08:15,69,79,63,52,OpenBanking,1,None,AutoTransfer,2025-01-04,Partial,v1.9.1,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7886,Optimizer,127307,803534,46940,11.7,2,12,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoWeapons,PennyStocks,1.7,16.9,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;TaxCost;IRR,Email>Chat>Phone>App>In-Person,true,20:30-08:30,72,119,74,65,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-10-24,Success,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A7887,Explorer,63292,312291,12291,19.6,3,10,CA,Low,NoIlliquids;AccreditedOnly,,Crypto;PrivateCredit,2.0,20.6,17.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,Sharpe;TaxCost;IRR,App>Email>In-Person>Chat,true,22:45-08:00,58,67,69,63,OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-09-07,Success,v1.8.8,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A7888,Preserver,111835,1187084,84058,6.9,2,15,UK,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,17.8,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,App>Phone>Email>In-Person>Chat,true,22:45-08:30,70,202,77,73,Brokerage;OpenBanking;Payroll,13,Human,AlertAcknowledge,2025-11-18,Success,v1.10.3,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7889,Stabilizer,99490,779508,49473,8.6,2,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,17.0,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat,true,21:30-08:15,67,128,70,68,CreditBureau;OpenBanking,17,Human,AutoTransfer,2025-11-08,Success,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7890,Builder,25411,41242,4271,10.7,3,10,US,Low,,,,1.5,13.7,11.8,Home:3y;Retirement:30y,3,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>Chat,false,21:00-07:15,62,138,61,57,CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-10-31,Success,v2.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A7891,Preserver,57363,569149,34355,5.0,3,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,14.8,6.1,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD,App>Phone>In-Person>Chat>Email,true,23:30-07:45,71,171,74,73,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-03-20,Partial,v1.9.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7892,Optimizer,119834,1497294,74254,6.8,4,12,US,Low,NoDerivatives,ESGOnly,PennyStocks;PrivateCredit,1.8,16.3,10.4,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;IRR,App>Email>Chat>In-Person>Phone,true,20:45-07:30,67,75,63,59,Brokerage;OpenBanking;Payroll,6,Human,AutoTransfer,2025-06-18,Success,v1.10.3,PauseWhenVIX>30,Enforce tax budget and position caps
A7893,Builder,64045,239502,17945,15.5,1,10,AU,Medium,,NoWeapons,,1.4,15.0,10.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>App,true,23:45-07:00,61,65,62,58,CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-08-22,Success,v1.10.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7894,Preserver,64314,347365,30421,8.5,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,In-Person>App>Email>Chat,true,22:00-07:15,64,166,67,58,Brokerage;OpenBanking,10,None,AutoTransfer,2025-03-14,Success,v2.8.9,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7895,Preserver,117098,545632,29554,4.9,3,12,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,Phone>Email>App>Chat>In-Person,false,23:45-07:00,77,236,73,65,Brokerage;OpenBanking,13,None,AlertAcknowledge,2025-10-04,Success,v1.10.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7896,Preserver,46589,281477,27616,7.4,2,10,UK,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,13.4,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,App>In-Person>Email,false,21:30-08:30,81,229,69,63,Brokerage;CreditBureau;OpenBanking,8,None,PlanUpdate,2025-04-02,Success,v1.9.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7897,Optimizer,185610,2199917,109842,12.1,1,12,US,Low,,,PennyStocks,1.8,18.9,13.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;Sharpe,In-Person>App>Chat>Phone>Email,true,23:30-07:30,64,78,72,70,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-01-18,Success,v1.9.9,NoIlliquids;NoMargin,Enforce tax budget and position caps
A7898,Preserver,132361,741492,93617,4.0,4,15,AU,Low,NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.0,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Chat>In-Person>App>Email>Phone,true,22:45-06:30,76,236,70,60,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-03-18,Success,v1.9.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7899,Preserver,75888,407434,45972,6.8,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.7,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Email>Phone>Chat>App,true,23:30-06:15,68,147,71,71,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-04-11,Partial,v1.9.5,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7900,Builder,61640,247139,11624,9.7,3,10,IN,Low,NoDerivatives,,,1.5,20.9,8.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Phone,true,19:30-08:00,66,130,62,62,CreditBureau;OpenBanking;Payroll,20,Hybrid,Rebalance,2025-07-28,Success,v2.10.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A7901,Stabilizer,56989,173269,9723,7.5,2,10,IN,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,5.2,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe,Chat>App>Phone>In-Person>Email,false,22:15-06:00,52,120,49,54,OpenBanking,18,None,AlertAcknowledge,2025-02-23,Success,v1.9.5,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7902,Explorer,56007,207640,20343,18.3,4,10,IN,Medium,,,PennyStocks,1.7,31.4,15.1,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,Sharpe;TaxCost,App>Phone>In-Person,true,22:15-06:15,63,76,65,55,OpenBanking;Payroll,1,Human,Rebalance,2025-10-17,Partial,v1.8.2,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7903,Optimizer,168968,1560294,93946,6.4,4,12,US,Low,,ESGOnly,PennyStocks,1.8,20.6,9.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Email>Phone,true,22:00-06:15,73,90,74,63,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-08-09,Success,v2.10.8,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A7904,Optimizer,156928,838948,68547,9.1,1,12,US,Low,,,PennyStocks,1.5,16.0,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;IRR;TaxCost,App>Email>Chat>In-Person>Phone,true,19:45-08:30,61,73,56,56,Brokerage;OpenBanking;Payroll,3,None,AutoTransfer,2025-07-14,Success,v2.9.9,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A7905,Optimizer,120079,3006004,38574,9.9,1,12,US,Medium,NoShortSelling,,PennyStocks;PrivateCredit,1.6,24.1,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe,Phone>Chat>In-Person>Email>App,true,19:45-08:00,70,77,79,73,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-06-19,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A7906,Preserver,46259,406345,33350,4.8,3,10,CA,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Chat>Email>App>Phone,true,19:45-06:00,75,238,78,72,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-04-08,Partial,v2.8.8,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7907,Preserver,196689,1286943,79579,8.8,1,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,Sharpe;TaxCost,Phone>Chat>App>Email,true,19:15-07:00,79,181,87,80,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-09-07,Partial,v1.10.8,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7908,Optimizer,145591,1586180,88083,10.7,2,12,US,Low,,,PennyStocks,1.7,17.2,9.2,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,TaxCost;Sharpe,Email>In-Person>Chat,true,22:30-07:00,65,104,54,46,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-05-10,Success,v2.8.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A7909,Optimizer,101523,756122,87754,6.5,4,12,US,Low,NoDerivatives,,PennyStocks,1.8,16.6,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,Sharpe;IRR,App>Phone>In-Person>Email,false,19:45-08:30,70,73,68,58,Brokerage;OpenBanking,6,Human,PlanUpdate,2025-11-24,Failed,v2.9.4,NoIlliquids,Enforce tax budget and position caps
A7910,Builder,129946,339774,12529,8.3,4,12,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.7,21.9,9.6,Home:3y;Retirement:30y,3,Collaborative,Shallow,TaxCost;IRR,Email>Chat>In-Person>App,true,23:30-08:15,66,109,56,56,OpenBanking;Payroll,6,None,PlanUpdate,2025-11-10,Partial,v1.9.4,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A7911,Stabilizer,48220,135163,7955,5.2,4,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,10.0,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,In-Person>Email>Phone,true,22:15-08:30,58,150,51,51,CreditBureau;OpenBanking;Payroll,15,Human,AutoTransfer,2025-01-05,Success,v2.8.1,StopLossDisabled,Keep expenses buffer ≥ 4 months
A7912,Stabilizer,49200,223018,17738,8.4,1,10,US,Medium,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Chat>In-Person>Email>Phone,true,21:30-08:15,57,176,47,43,CreditBureau;OpenBanking;Payroll,19,Human,AutoTransfer,2025-08-26,Success,v2.8.1,StopLossDisabled,Keep expenses buffer ≥ 4 months
A7913,Preserver,187886,1937954,106517,6.4,4,15,IN,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>Email>App>In-Person,false,22:15-06:00,62,136,59,53,Brokerage;OpenBanking,11,Human,AlertAcknowledge,2025-08-09,Success,v2.9.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7914,Stabilizer,83590,525431,23020,7.0,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost,In-Person>Chat>App,true,22:30-07:30,48,139,51,51,CreditBureau;OpenBanking,9,Human,PlanUpdate,2025-12-04,Success,v1.8.3,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7915,Explorer,67949,321598,29926,13.8,3,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;PennyStocks,1.9,34.3,15.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Phone>App>Email>In-Person>Chat,true,22:00-06:30,65,83,72,61,OpenBanking,6,Human,PlanUpdate,2025-12-22,Success,v2.9.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7916,Stabilizer,85810,333688,30849,8.2,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,8.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost,Email>Phone>App>Chat,false,20:00-07:30,61,149,68,60,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-04-18,Success,v2.9.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7917,Preserver,122943,766211,84532,6.6,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,7.2,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App>In-Person>Phone,false,21:30-08:30,67,199,52,45,Brokerage;CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-09-01,Success,v1.8.2,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7918,Stabilizer,59245,407509,25359,5.0,3,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,7.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD,Email>Chat>In-Person>Phone>App,true,21:00-07:00,62,156,72,65,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-02-27,Partial,v1.8.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7919,Preserver,56025,437355,14152,4.3,4,10,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,8.3,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>App>Phone>Chat>In-Person,true,23:15-08:00,76,214,68,64,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-03-20,Success,v1.10.4,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7920,Stabilizer,123924,294986,11036,4.4,3,15,SG,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat,true,19:45-08:15,56,157,45,42,OpenBanking,18,Human,AlertAcknowledge,2025-04-28,Success,v1.8.9,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A7921,Preserver,109280,1071267,108644,5.3,4,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost,Phone>In-Person>Email>Chat>App,true,21:45-07:00,79,167,78,75,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-05-22,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7922,Builder,96304,343144,14787,9.2,2,10,US,Medium,NoShortSelling;NoIlliquids,NoWeapons,,1.7,12.4,8.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;Sharpe,App>Chat>Email>Phone>In-Person,true,23:45-07:30,59,108,53,44,OpenBanking,7,Hybrid,PlanUpdate,2025-08-04,Failed,v2.8.9,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A7923,Builder,43754,-16528,2372,15.3,1,10,US,Low,,,,1.6,21.2,7.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email>App,true,21:30-07:30,65,106,58,56,OpenBanking;Payroll,7,None,PlanUpdate,2025-10-08,Success,v1.8.7,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7924,Explorer,77181,418964,12647,20.7,2,10,SG,Medium,,,Crypto;LeveragedETFs,2.0,29.5,12.8,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,Sharpe;IRR,Email>Phone>In-Person,true,20:15-07:00,60,57,52,51,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-05-23,Failed,v2.10.5,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A7925,Stabilizer,32406,139636,10793,3.7,4,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.7,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Email>In-Person>Chat,true,23:45-07:45,57,91,57,54,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-06-11,Success,v2.10.6,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7926,Builder,46041,18589,1000,13.4,3,10,US,Low,,NoFossilFuel,,1.5,21.9,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;TaxCost,Phone>App>In-Person>Chat,true,19:30-07:15,64,130,49,40,CreditBureau;OpenBanking,10,Hybrid,Rebalance,2025-10-04,Success,v2.10.7,NoPennyStocks,Prioritize liquidity and down payment savings
A7927,Explorer,61374,321639,10958,13.3,4,10,US,Low,NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.6,20.2,13.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;IRR,Chat>App>Email>In-Person,true,20:15-07:45,63,64,63,57,CreditBureau;OpenBanking,4,None,PlanUpdate,2025-04-13,Success,v1.8.6,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7928,Preserver,95027,705432,72407,8.3,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,11.7,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Phone>App>Email>Chat,true,20:15-08:30,78,190,72,64,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-08-28,Success,v1.9.5,NoIlliquids;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7929,Builder,119281,119306,9449,8.6,3,15,AU,Low,,NoTobacco,Crypto,1.5,12.9,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;TaxCost,App>In-Person>Chat,true,22:30-06:45,64,88,50,43,CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-07-01,Partial,v1.8.4,NoIlliquids,Prioritize liquidity and down payment savings
A7930,Stabilizer,39909,214625,16761,9.0,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Phone>Email,true,19:45-08:15,53,150,57,53,OpenBanking,17,None,Rebalance,2025-10-23,Partial,v1.9.2,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7931,Optimizer,113706,2061349,71815,9.0,3,15,UK,Low,NoShortSelling,,PennyStocks,1.8,18.7,14.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>App>Chat,true,19:45-06:30,67,99,76,72,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-10-02,Success,v2.10.2,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7932,Preserver,109553,1241840,102839,6.2,3,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.8,7.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,App>In-Person>Phone,false,20:30-06:45,76,136,73,70,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-08-21,Success,v1.8.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7933,Stabilizer,112354,1033915,38023,4.4,4,15,CA,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,5.0,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost,Email>App>In-Person>Chat>Phone,true,21:30-06:15,63,164,53,49,OpenBanking,11,Hybrid,PlanUpdate,2025-10-13,Success,v1.8.3,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7934,Preserver,48457,350908,28186,4.6,4,10,IN,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,9.5,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat,true,21:00-06:30,75,177,65,55,Brokerage;OpenBanking;Payroll,9,None,AlertAcknowledge,2025-01-15,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7935,Builder,83902,185876,17505,9.5,4,10,US,Low,,,,1.6,19.1,11.9,Home:3y;Retirement:30y,3,Educational,Medium,IRR;TaxCost;Sharpe,Phone>App>Chat,false,19:15-07:45,73,87,73,70,OpenBanking,8,Hybrid,AlertAcknowledge,2025-07-31,Failed,v1.9.9,NoIlliquids,Prioritize liquidity and down payment savings
A7936,Optimizer,155597,2430792,83112,6.6,3,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.7,19.2,14.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;MaxDD;IRR,In-Person>Chat>App>Phone,true,22:45-06:30,67,107,78,72,Brokerage;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-03-21,Success,v2.9.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7937,Preserver,40476,425167,36218,5.2,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,7.8,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD,Phone>Chat>Email>In-Person,true,23:15-08:00,68,132,61,60,Brokerage;OpenBanking,11,Human,PlanUpdate,2025-05-01,Success,v2.9.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7938,Explorer,106250,307766,18764,15.7,4,12,US,Low,NoIlliquids;AccreditedOnly,NoTobacco,PrivateCredit,1.8,32.7,15.7,Business:5y;Travel:2y,5,Collaborative,Medium,Sharpe;TaxCost;IRR,App>Email>Phone>In-Person>Chat,false,23:15-07:00,61,81,64,60,CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-06-21,Success,v2.10.6,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7939,Explorer,139754,1096260,36258,16.4,1,12,US,Low,,NoWeapons,PrivateCredit,1.8,30.3,17.6,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,Sharpe;TaxCost;IRR,Email>In-Person>Chat>Phone,true,19:15-08:15,57,84,67,64,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-04-03,Success,v2.9.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7940,Builder,52080,190751,8107,13.1,2,10,SG,Low,NoShortSelling;NoDerivatives,NoWeapons,PennyStocks,1.6,16.1,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;IRR;MaxDD,App>Email>In-Person>Chat>Phone,false,20:00-07:15,70,121,65,57,CreditBureau;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-04-08,Success,v1.9.1,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A7941,Optimizer,282059,2409026,136385,8.6,3,15,AU,Low,AccreditedOnly,NoWeapons,PennyStocks,1.8,26.9,10.4,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;TaxCost;IRR,Chat>Phone>Email>In-Person,true,23:15-07:45,69,63,74,69,Brokerage;CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-11-05,Success,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A7942,Optimizer,132868,1367808,49578,9.4,1,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;PennyStocks,1.5,17.6,10.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;IRR;TaxCost,Chat>Phone>App>Email>In-Person,true,21:00-06:00,67,63,71,70,Brokerage;OpenBanking;Payroll,6,None,PlanUpdate,2025-12-20,Success,v2.8.1,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A7943,Preserver,42884,190096,17780,6.5,4,10,CA,Low,NoShortSelling;NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.2,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>Email>Phone>In-Person,false,20:30-07:30,70,164,61,51,Brokerage;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-02-01,Partial,v2.9.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7944,Builder,57630,357171,8070,11.2,1,10,US,Low,AccreditedOnly,,,1.4,24.6,7.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;TaxCost;Sharpe,App>Email>Phone>In-Person>Chat,true,21:45-07:30,61,120,64,54,OpenBanking;Payroll,20,None,Rebalance,2025-09-19,Partial,v1.9.4,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A7945,Explorer,88837,537207,19142,17.9,1,10,UK,Low,,,,2.0,28.8,12.8,Business:5y;Travel:2y;Education:6y,5,Directive,Shallow,MaxDD;Sharpe,In-Person>Chat>App>Phone>Email,true,22:45-08:30,55,53,43,41,OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-07-17,Success,v2.9.7,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A7946,Stabilizer,83729,419304,25323,9.6,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,18.0,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,In-Person>Chat>Email>App>Phone,true,19:15-06:30,66,107,51,44,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-01-22,Failed,v2.9.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A7947,Optimizer,216734,1992294,64038,7.2,4,15,DE,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.6,19.5,13.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe,Chat>Email>App>Phone,false,19:30-08:30,68,65,66,60,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-08-24,Partial,v1.9.4,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A7948,Builder,62802,265960,10804,12.6,2,10,US,High,,,LeveragedETFs;PrivateCredit,1.6,24.7,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;TaxCost;IRR,Email>In-Person>App>Phone>Chat,false,23:45-07:30,47,105,54,47,CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-05-16,Success,v1.8.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A7949,Explorer,29794,71346,2178,12.4,4,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.8,23.5,16.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;Sharpe,App>Chat>In-Person>Phone,false,23:45-06:45,59,57,54,46,OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-01-16,Success,v1.9.8,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7950,Stabilizer,123088,403073,36232,6.9,1,15,UK,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>Chat,true,23:30-07:15,55,123,44,38,CreditBureau;OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-03-01,Success,v2.8.2,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7951,Preserver,86434,763668,50517,4.3,3,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,6.3,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,Email>Phone>Chat>App>In-Person,false,21:15-08:15,70,238,66,70,Brokerage;CreditBureau;OpenBanking,10,Human,Rebalance,2025-10-27,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7952,Stabilizer,182370,1390968,120275,4.2,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,7.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>Phone>App,true,20:15-06:15,60,166,55,55,OpenBanking,7,Human,PlanUpdate,2025-11-30,Success,v1.9.5,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A7953,Stabilizer,76200,328164,33538,5.3,4,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>App>Phone>In-Person,false,23:45-07:30,57,148,52,50,OpenBanking,5,Hybrid,AutoTransfer,2025-04-18,Success,v1.9.8,NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7954,Preserver,125790,1278577,62276,4.9,3,15,AU,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,8.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person>Phone>App,true,20:00-07:45,78,139,69,60,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-02-17,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7955,Builder,39434,154550,10951,9.1,2,10,US,Low,AccreditedOnly;NoDerivatives,,LeveragedETFs;PrivateCredit,1.4,12.0,8.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;TaxCost,Phone>In-Person>Chat>Email>App,true,19:00-06:15,58,97,60,52,OpenBanking,12,None,AutoTransfer,2025-03-21,Partial,v1.8.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A7956,Builder,22146,96322,2651,11.9,2,10,CA,Medium,NoIlliquids;AccreditedOnly,ESGOnly;NoFossilFuel,Crypto,1.6,18.6,9.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost,Email>App>In-Person>Chat>Phone,true,19:45-07:00,57,81,65,65,CreditBureau;OpenBanking,15,Hybrid,AutoTransfer,2025-06-02,Success,v1.8.6,StopLossDisabled,Prioritize liquidity and down payment savings
A7957,Explorer,71271,583572,21939,12.3,4,10,US,Low,NoIlliquids;AccreditedOnly,,PennyStocks,1.8,28.5,12.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;Sharpe;IRR,Email>App>Phone,true,21:30-08:45,62,50,55,48,OpenBanking,4,None,Rebalance,2025-08-15,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A7958,Explorer,70517,222421,19422,17.8,3,10,US,High,AccreditedOnly;NoShortSelling,,PennyStocks,2.0,24.9,14.7,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,TaxCost;Sharpe,Chat>Phone>Email,true,20:15-06:15,52,54,58,48,CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-05-28,Success,v1.8.7,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7959,Optimizer,109588,986905,48204,5.2,4,12,US,Medium,NoIlliquids;NoShortSelling,NoTobacco,LeveragedETFs;PennyStocks,1.7,24.3,12.7,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;Sharpe,Phone>Chat>In-Person>App,false,21:30-07:00,67,100,59,55,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-11-04,Success,v2.9.4,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7960,Builder,67412,153624,10993,9.1,3,10,UK,Medium,NoShortSelling,,,1.5,14.2,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;TaxCost;Sharpe,Email>In-Person>Chat>Phone,true,22:45-06:30,53,75,52,48,CreditBureau;OpenBanking;Payroll,17,None,AutoTransfer,2025-12-17,Success,v2.8.5,NoMargin,Prioritize liquidity and down payment savings
A7961,Preserver,121193,968649,62668,6.5,1,15,UK,Low,NoShortSelling;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.3,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost,Chat>Email>App>Phone,false,23:00-08:15,74,185,69,62,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-02-04,Failed,v1.8.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7962,Optimizer,124428,1283317,69214,9.8,3,12,US,Medium,NoShortSelling;NoIlliquids,NoWeapons,PennyStocks,1.5,21.2,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,Sharpe;MaxDD,Phone>Chat>In-Person>Email,true,19:45-06:15,61,93,55,54,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-03-20,Success,v1.10.3,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A7963,Explorer,124605,716980,41757,21.9,1,12,US,Low,,,,1.8,28.9,13.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,Sharpe;IRR,App>Phone>In-Person>Chat,false,20:45-06:45,68,57,70,66,CreditBureau;OpenBanking,3,Human,Rebalance,2025-01-13,Success,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A7964,Preserver,109472,580542,50170,7.8,2,12,US,Medium,NoShortSelling;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,5.3,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>App,false,23:15-07:00,73,208,74,68,Brokerage;CreditBureau;OpenBanking,9,Human,AlertAcknowledge,2025-05-22,Success,v2.8.6,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7965,Stabilizer,125239,667162,59272,5.8,4,15,UK,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,5.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat>App,true,21:45-08:45,38,140,39,37,CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-07-24,Partial,v1.8.1,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7966,Preserver,150962,947398,124994,5.9,4,12,US,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,13.4,7.9,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe,Chat>Email>App>In-Person,true,22:30-08:30,71,207,78,71,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,AutoTransfer,2025-10-31,Failed,v1.10.5,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7967,Stabilizer,142267,646550,60442,8.2,1,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>Email,false,22:00-08:15,53,156,63,66,OpenBanking,19,Hybrid,AutoTransfer,2025-07-10,Success,v1.9.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7968,Preserver,109147,476331,62825,5.0,2,15,IN,Medium,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>Phone>Email,true,21:30-07:30,62,206,72,69,Brokerage;CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-04-28,Partial,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7969,Preserver,173590,1099529,85036,6.5,1,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.2,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost,In-Person>Email>Phone>Chat,true,20:30-08:45,67,178,53,55,Brokerage;CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-10-20,Success,v2.8.6,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7970,Optimizer,120269,1124799,47287,6.0,4,12,US,Low,,ESGOnly;NoFossilFuel,PennyStocks,1.6,25.5,12.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,Sharpe;IRR;MaxDD,In-Person>Chat>App>Email>Phone,false,23:15-07:45,68,96,68,61,Brokerage;CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-11-05,Partial,v2.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7971,Stabilizer,62632,157436,7641,6.9,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person,true,20:30-08:45,54,171,41,41,OpenBanking;Payroll,10,Human,Rebalance,2025-12-15,Success,v2.10.4,NoMargin,Keep expenses buffer ≥ 4 months
A7972,Builder,41314,114162,7204,7.2,4,10,IN,Low,NoShortSelling;AccreditedOnly,NoTobacco,,1.7,22.4,11.6,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;Sharpe,In-Person>Chat>Phone>App,true,23:45-07:30,58,144,52,46,OpenBanking,12,None,AutoTransfer,2025-03-23,Partial,v1.8.9,NoMargin,Prioritize liquidity and down payment savings
A7973,Optimizer,76445,349695,27060,8.1,3,10,US,Low,NoDerivatives,ESGOnly;NoWeapons,LeveragedETFs;PennyStocks,1.8,22.1,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,TaxCost;IRR,Chat>In-Person>Phone>App>Email,false,20:00-07:30,76,75,78,67,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-01-26,Success,v1.10.7,NoIlliquids,Enforce tax budget and position caps
A7974,Builder,28657,106672,6930,14.0,2,10,US,Low,,ESGOnly,,1.5,12.4,8.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR;MaxDD,App>Email>Chat,true,20:30-07:30,57,105,61,58,CreditBureau;OpenBanking,9,None,Rebalance,2025-04-12,Success,v1.8.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A7975,Builder,161306,163608,7131,13.3,3,12,US,Low,,ESGOnly,PennyStocks,1.4,20.4,11.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;Sharpe,Email>App>In-Person>Phone,true,21:45-08:00,58,73,44,32,OpenBanking,18,None,PlanUpdate,2025-10-01,Success,v1.10.1,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A7976,Builder,86078,452805,21467,9.8,1,10,US,Low,NoShortSelling,,Crypto,1.6,13.6,8.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;MaxDD,App>Chat>In-Person>Phone>Email,true,21:15-07:15,68,81,55,43,OpenBanking,7,None,AutoTransfer,2025-04-03,Partial,v1.8.5,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A7977,Preserver,200003,1432056,116229,7.4,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.3,6.0,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost,Email>In-Person>App>Chat>Phone,true,22:30-08:45,70,176,61,63,Brokerage;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-07-09,Success,v2.8.4,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7978,Preserver,80059,614880,35944,5.1,4,10,IN,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.9,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,Email>In-Person>Phone,true,20:45-07:00,65,133,75,77,Brokerage;CreditBureau;OpenBanking;Payroll,9,None,AlertAcknowledge,2025-08-02,Failed,v1.8.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A7979,Preserver,59098,189822,13008,5.3,3,10,US,Medium,NoIlliquids;NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Phone>Chat>In-Person,false,20:15-06:30,75,139,82,83,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-07-11,Success,v1.8.3,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7980,Preserver,102125,382635,31371,6.5,3,12,US,High,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>App>Phone,true,19:00-07:45,63,155,69,68,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-06-25,Success,v1.9.9,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A7981,Optimizer,103207,1718865,66845,6.9,4,12,US,Low,NoDerivatives,,PennyStocks,1.6,17.2,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,IRR;MaxDD,Phone>App>Email>Chat,true,22:15-06:45,76,64,81,81,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-04-25,Success,v1.8.5,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A7982,Explorer,109733,642216,38068,14.8,3,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;PennyStocks,1.9,32.2,13.8,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>Phone>App>Email,true,19:45-08:15,57,46,64,58,CreditBureau;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-07-14,Success,v2.10.1,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A7983,Builder,60051,166133,6303,11.1,1,10,DE,Medium,NoIlliquids;NoDerivatives,,,1.4,19.1,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;IRR;MaxDD,In-Person>Phone>Email,true,20:15-07:30,64,86,71,66,OpenBanking,11,Hybrid,AutoTransfer,2025-03-24,Success,v2.10.1,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A7984,Preserver,86882,358268,36224,6.5,3,10,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.9,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost,Chat>App>Email>Phone,true,21:00-06:15,63,159,65,65,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-07-16,Success,v2.10.9,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7985,Stabilizer,194202,777461,95302,3.3,4,12,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,10.5,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,Phone>Chat>Email>App,true,21:30-07:45,54,148,45,40,OpenBanking,20,Hybrid,Rebalance,2025-03-05,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A7986,Builder,29197,212047,2614,8.8,2,10,US,Low,,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,1.7,23.5,8.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Email>Phone>App>In-Person,false,19:30-08:30,69,106,55,48,OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-01-14,Success,v1.9.1,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7987,Stabilizer,64846,285323,19372,6.8,3,10,IN,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>App>Chat>In-Person,true,19:45-07:15,50,139,38,36,OpenBanking,10,Human,AutoTransfer,2025-10-07,Partial,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7988,Builder,90106,229124,26210,9.8,2,10,US,Low,NoIlliquids,NoFossilFuel;NoWeapons,LeveragedETFs;PrivateCredit,1.5,21.1,7.7,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;IRR,Email>Chat>App>In-Person>Phone,true,19:15-07:00,67,129,65,57,OpenBanking;Payroll,18,None,PlanUpdate,2025-05-29,Partial,v2.8.9,NoMargin;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A7989,Stabilizer,58799,259982,23022,4.3,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,7.9,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost,Email>Chat>App>In-Person>Phone,true,20:00-06:00,62,124,69,64,OpenBanking,20,Human,Rebalance,2025-05-15,Failed,v2.10.8,LimitOrderOnly;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7990,Builder,52836,129437,9495,10.0,1,10,CA,Low,,NoFossilFuel;NoTobacco,Crypto;PennyStocks,1.5,17.1,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;Sharpe;MaxDD,Email>In-Person>Phone>App>Chat,true,21:15-08:30,57,65,66,59,OpenBanking;Payroll,12,None,Rebalance,2025-06-05,Success,v2.9.5,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A7991,Explorer,118166,-25161,2476,20.4,1,12,US,Low,,,Crypto;PrivateCredit,2.1,31.8,13.9,Business:5y;Travel:2y,5,Educational,Deep,IRR;MaxDD,App>In-Person>Email>Phone,false,21:45-08:15,67,82,63,63,CreditBureau;OpenBanking,6,Human,PlanUpdate,2024-12-27,Success,v2.9.5,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A7992,Optimizer,354109,3308058,183465,8.7,4,15,IN,Medium,AccreditedOnly,NoFossilFuel;NoWeapons,PennyStocks,1.5,18.2,12.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;TaxCost;Sharpe,In-Person>App>Chat,false,22:00-06:00,71,60,60,53,Brokerage;CreditBureau;OpenBanking,1,None,PlanUpdate,2025-01-15,Success,v2.9.7,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A7993,Preserver,148335,1278397,55955,7.9,2,15,CA,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,16.0,5.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD,Chat>App>Phone>Email,true,20:45-07:15,72,184,63,58,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-07-20,Success,v1.9.2,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7994,Preserver,75793,810930,35328,7.9,1,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.6,8.1,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Email,true,22:15-07:15,77,203,67,59,Brokerage;OpenBanking;Payroll,13,Human,AutoTransfer,2025-02-20,Success,v2.10.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A7995,Optimizer,291188,2611262,199529,11.4,1,12,US,Low,NoIlliquids,,PennyStocks,1.8,23.8,12.4,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;IRR;MaxDD,In-Person>App>Chat>Email,false,19:00-07:30,63,105,64,56,Brokerage;CreditBureau;OpenBanking,1,Human,AutoTransfer,2025-10-03,Success,v2.10.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A7996,Stabilizer,100567,213865,13911,4.1,4,15,AU,Low,NoShortSelling;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD,Phone>Chat>App,true,20:30-08:30,65,121,73,73,CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-06-13,Success,v2.10.8,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A7997,Preserver,124615,555618,45243,4.9,3,12,US,Medium,NoShortSelling;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.2,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person,true,20:30-08:30,69,206,74,72,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-04-12,Success,v1.10.8,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A7998,Builder,32107,62964,4536,10.7,2,10,US,Low,NoDerivatives,,,1.4,12.2,11.6,Home:3y;Retirement:30y,3,Educational,Deep,IRR;MaxDD;Sharpe,App>In-Person>Chat>Phone>Email,true,20:45-07:45,72,78,69,67,OpenBanking,10,Hybrid,Rebalance,2025-12-09,Success,v2.8.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A7999,Builder,55501,170184,7335,10.2,4,10,US,Low,,NoFossilFuel;NoTobacco,,1.4,20.5,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;IRR;Sharpe,Phone>App>Chat,false,22:30-08:30,72,75,57,50,CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-10-01,Success,v2.10.2,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8000,Stabilizer,118256,975050,42783,7.7,2,12,US,Medium,NoDerivatives;NoIlliquids,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,8.2,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>App>Chat,true,23:45-07:15,56,140,53,49,CreditBureau;OpenBanking;Payroll,20,Hybrid,Rebalance,2025-04-03,Success,v2.8.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8001,Builder,57221,233174,13148,10.5,2,10,US,Medium,,NoWeapons;NoFossilFuel,,1.5,23.0,9.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;IRR;Sharpe,Chat>In-Person>Email,true,21:00-06:00,54,70,47,45,CreditBureau;OpenBanking;Payroll,15,Human,AutoTransfer,2025-09-08,Success,v1.8.9,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8002,Preserver,120627,913938,107770,5.1,3,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.0,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;Sharpe,Phone>Chat>Email,true,23:15-08:45,78,154,70,67,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-11-28,Success,v1.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8003,Optimizer,129051,2229725,53902,9.9,1,15,UK,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.7,19.1,12.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone>Email>App,true,19:00-08:15,70,112,57,54,Brokerage;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-12-20,Success,v2.10.7,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A8004,Stabilizer,86400,324899,28844,8.0,2,10,US,Medium,NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,7.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>App,true,22:45-06:45,58,92,46,39,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-07-07,Success,v1.9.4,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8005,Stabilizer,65373,115427,4142,7.9,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.8,7.5,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Email>Phone>App>Chat,true,21:15-06:15,55,124,58,59,OpenBanking,16,None,AutoTransfer,2025-08-10,Success,v2.9.1,StopLossDisabled,Keep expenses buffer ≥ 4 months
A8006,Optimizer,197109,2272035,172938,6.7,3,12,US,Medium,NoIlliquids,,PennyStocks,1.7,22.3,11.2,Wealth:10y;Estate:20y,10,Concise,Deep,Sharpe;MaxDD;IRR,Chat>App>In-Person,true,21:15-07:30,61,89,74,64,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,PlanUpdate,2025-03-17,Success,v1.8.7,StopLossDisabled,Enforce tax budget and position caps
A8007,Stabilizer,151887,1537426,52257,3.7,4,15,UK,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,9.6,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;MaxDD,In-Person>App>Email>Phone,true,22:30-06:30,44,143,44,34,OpenBanking,11,Hybrid,AutoTransfer,2025-06-29,Success,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8008,Preserver,52801,317528,14933,5.0,3,10,CA,High,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,Phone>App>In-Person>Email,true,19:15-06:30,67,208,71,61,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-06-12,Partial,v1.10.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8009,Optimizer,104833,430293,28091,9.8,2,12,US,Low,,,PennyStocks,1.7,18.7,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;MaxDD,In-Person>Chat>App>Email>Phone,true,22:30-06:30,66,68,73,66,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,AutoTransfer,2025-08-09,Failed,v1.8.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8010,Optimizer,174814,1623176,75350,9.6,1,12,US,Low,,ESGOnly;NoTobacco,Crypto;PennyStocks,1.6,26.1,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost,Phone>Email>Chat>App,false,19:45-06:15,73,107,79,71,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,AutoTransfer,2025-12-25,Success,v2.9.1,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8011,Stabilizer,125206,456221,18132,5.8,4,15,DE,Low,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,7.8,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,Email>In-Person>Chat,false,22:45-08:45,54,161,43,41,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-11-19,Partial,v2.9.4,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8012,Preserver,73177,775836,69003,4.1,3,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,8.1,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Chat>Phone>App>In-Person,true,19:00-06:00,80,226,76,70,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-02-16,Success,v1.10.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8013,Builder,71576,136934,11599,12.3,1,10,US,Low,NoShortSelling;NoIlliquids,NoTobacco;ESGOnly,,1.7,12.5,10.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;Sharpe;TaxCost,Email>In-Person>App>Chat,false,19:00-06:00,70,75,70,69,CreditBureau;OpenBanking;Payroll,19,None,AlertAcknowledge,2025-02-14,Success,v2.9.4,NoPennyStocks,Prioritize liquidity and down payment savings
A8014,Stabilizer,27319,101546,8309,7.8,2,10,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.4,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,Email>Chat>In-Person>App>Phone,false,21:15-07:30,57,90,43,48,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-03-14,Success,v2.8.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8015,Optimizer,95508,665128,29093,8.3,2,10,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.8,23.2,11.4,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;TaxCost;IRR,Chat>In-Person>Email,true,23:45-07:30,67,64,69,58,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-05-22,Success,v2.9.8,PauseWhenVIX>30,Enforce tax budget and position caps
A8016,Preserver,222337,1563945,215493,6.4,1,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,7.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Phone>In-Person>Email,true,21:45-08:30,75,232,61,61,Brokerage;CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-04-29,Partial,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8017,Stabilizer,72886,369630,22915,7.8,2,10,DE,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.9,7.6,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Phone>Email>Chat>App,true,21:15-08:30,63,111,53,42,OpenBanking,16,Hybrid,Rebalance,2025-03-22,Success,v2.9.7,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8018,Builder,27467,88404,2787,11.5,2,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks;PrivateCredit,1.6,15.0,8.4,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;MaxDD,Chat>App>Email,true,19:30-07:15,66,93,62,61,OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-11-29,Partial,v2.10.9,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A8019,Builder,99339,135429,11944,10.6,1,10,US,Low,NoShortSelling,,Crypto;PrivateCredit,1.4,20.4,8.1,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;IRR,Email>Phone>App,true,20:00-07:15,61,73,59,56,OpenBanking,8,Human,AlertAcknowledge,2025-11-07,Success,v2.8.1,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A8020,Builder,63405,105123,7225,11.0,2,10,US,Medium,NoIlliquids,NoTobacco,,1.5,17.1,11.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Email>Chat>App>Phone,true,22:00-07:45,59,106,45,45,CreditBureau;OpenBanking,19,Hybrid,Rebalance,2025-10-06,Partial,v1.9.7,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A8021,Optimizer,158404,1530539,53873,7.2,3,12,US,Low,,NoTobacco,PennyStocks;PrivateCredit,1.6,24.6,9.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,MaxDD;TaxCost,In-Person>Chat>Email>App>Phone,false,20:00-08:30,73,73,75,74,Brokerage;CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-07-06,Failed,v2.10.5,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8022,Optimizer,146827,1286971,74660,7.3,3,12,US,Medium,,,PennyStocks,1.8,17.4,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;Sharpe,Phone>Email>In-Person>Chat>App,false,21:15-06:00,68,71,63,60,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-12-13,Success,v2.8.4,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A8023,Stabilizer,80436,427721,31499,8.3,1,10,US,Low,NoShortSelling;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost,App>Phone>In-Person>Email>Chat,false,22:45-08:30,61,124,64,54,OpenBanking,6,None,Rebalance,2025-08-20,Success,v2.10.1,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8024,Builder,45939,57409,5003,10.0,2,10,DE,Low,,,,1.6,12.3,8.3,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,MaxDD;TaxCost;Sharpe,Chat>Email>App,false,23:30-07:15,58,98,51,44,OpenBanking,6,None,Rebalance,2025-03-03,Success,v1.8.8,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8025,Preserver,51590,174834,10702,4.1,4,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.7,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Email>Chat>In-Person,true,22:45-06:30,76,215,64,55,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-10-13,Success,v2.8.3,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8026,Preserver,102270,653659,31637,6.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,Phone>Email>Chat>In-Person,true,23:30-07:00,77,188,62,67,Brokerage;CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-09-11,Success,v1.10.5,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8027,Stabilizer,107020,352746,12473,6.1,2,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Phone>Email>Chat>App,false,22:00-07:30,62,170,72,65,CreditBureau;OpenBanking;Payroll,20,None,Rebalance,2025-04-15,Success,v2.10.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8028,Optimizer,80117,720626,38727,10.4,2,10,US,Medium,NoIlliquids,,LeveragedETFs;PennyStocks,1.8,27.5,9.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,TaxCost;Sharpe;IRR,Email>Phone>In-Person>App,true,19:00-07:00,61,108,52,49,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-12-04,Success,v2.8.9,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8029,Stabilizer,52912,340592,16963,3.7,4,10,CA,Low,AccreditedOnly;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.4,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Chat>Email,true,19:30-06:00,54,175,47,43,CreditBureau;OpenBanking,19,None,AutoTransfer,2024-12-31,Success,v1.9.4,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8030,Optimizer,153125,1371099,105395,11.5,2,12,US,Low,,,PennyStocks,1.9,26.1,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;IRR;TaxCost,App>Chat>In-Person,true,19:45-08:45,64,84,55,55,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-05-01,Success,v1.8.6,NoPennyStocks,Enforce tax budget and position caps
A8031,Builder,155386,483837,16023,13.8,1,12,US,Low,,,,1.6,18.6,9.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;Sharpe,Chat>In-Person>Phone>App,true,22:30-06:30,66,63,64,56,OpenBanking,16,Hybrid,AutoTransfer,2025-03-06,Success,v1.9.2,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A8032,Optimizer,288003,2095209,151056,9.7,1,15,DE,Low,,,PennyStocks;PrivateCredit,1.9,15.7,13.7,Wealth:10y;Estate:20y,10,Directive,Medium,IRR;MaxDD;Sharpe,Email>Chat>App>Phone>In-Person,true,21:30-08:15,70,111,84,72,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-07-09,Success,v1.9.1,LimitOrderOnly,Enforce tax budget and position caps
A8033,Stabilizer,46868,153702,14539,7.7,1,10,IN,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.5,5.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Chat>Phone>In-Person,true,22:00-07:30,60,128,62,55,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-07-12,Success,v2.8.6,NoMargin,Keep expenses buffer ≥ 4 months
A8034,Builder,87841,409567,9065,11.8,4,10,US,Low,AccreditedOnly,,Crypto,1.7,13.6,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>App,true,21:00-06:30,62,133,47,42,OpenBanking,16,None,AlertAcknowledge,2025-05-29,Success,v1.8.7,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8035,Optimizer,131842,1660224,65151,13.0,1,15,DE,Low,NoIlliquids;AccreditedOnly,,LeveragedETFs;PennyStocks,1.7,20.8,11.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;IRR,Chat>App>Email,true,22:00-08:00,64,69,73,69,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,Rebalance,2025-11-13,Partial,v2.9.3,PauseWhenVIX>30,Enforce tax budget and position caps
A8036,Preserver,117934,644625,21137,4.7,4,15,UK,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe,Email>Phone>In-Person>Chat>App,true,22:00-07:15,83,217,88,84,Brokerage;OpenBanking,4,None,AutoTransfer,2025-11-15,Partial,v2.9.2,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8037,Explorer,63643,143743,8324,23.0,1,10,US,Low,NoShortSelling,,,2.0,22.6,17.0,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,Sharpe;MaxDD;TaxCost,Chat>App>Email,true,21:00-07:15,55,45,41,32,CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-05-10,Success,v1.9.3,NoIlliquids,Allow small experimental sleeve ≤ 3%
A8038,Stabilizer,59387,415026,12815,8.2,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,15.3,8.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>In-Person>Phone>App,true,20:45-07:00,62,164,69,68,CreditBureau;OpenBanking;Payroll,8,None,AlertAcknowledge,2025-05-02,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8039,Builder,111823,254130,33996,12.4,3,12,US,Low,NoDerivatives;NoShortSelling,,,1.4,20.0,9.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;MaxDD,Chat>App>In-Person>Phone,true,22:45-08:15,73,139,80,69,OpenBanking,10,Hybrid,AutoTransfer,2025-10-05,Success,v1.10.3,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A8040,Preserver,68120,257518,11128,3.3,4,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;Sharpe,Chat>App>In-Person,false,19:00-08:45,76,184,65,58,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-04-22,Partial,v2.10.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8041,Preserver,111645,859717,87468,4.9,4,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.5,6.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Email>In-Person>Phone,false,22:15-08:45,83,180,82,87,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-07-06,Success,v2.10.3,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A8042,Stabilizer,147593,730929,98150,9.9,1,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,9.7,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat>Phone,true,20:15-06:15,67,150,68,66,OpenBanking;Payroll,18,None,PlanUpdate,2025-10-26,Partial,v2.9.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8043,Optimizer,120232,965456,79200,6.7,4,15,DE,Low,AccreditedOnly,,PennyStocks,1.7,16.1,10.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;IRR;MaxDD,In-Person>App>Chat>Phone>Email,false,20:45-07:30,70,85,68,56,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-03-14,Success,v1.10.5,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8044,Preserver,125657,929198,111629,6.4,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.0,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD,Phone>In-Person>Email,true,23:30-06:15,74,125,65,66,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-03-25,Success,v1.8.3,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8045,Builder,115638,156668,18710,10.0,4,12,US,Low,NoDerivatives,ESGOnly,Crypto,1.4,13.8,10.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;TaxCost;IRR,Phone>App>Chat>Email,false,21:30-06:45,58,79,58,58,OpenBanking;Payroll,16,Human,PlanUpdate,2025-08-25,Success,v1.8.6,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8046,Optimizer,78970,466169,32033,7.2,3,10,US,Low,,NoFossilFuel,PennyStocks,1.5,21.1,11.3,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;Sharpe,App>Chat>Phone>In-Person,true,22:15-06:00,64,90,59,51,Brokerage;OpenBanking,7,None,AlertAcknowledge,2025-03-30,Success,v1.10.1,NoPennyStocks,Enforce tax budget and position caps
A8047,Builder,41281,96249,4996,15.2,1,10,US,Low,,ESGOnly;NoWeapons,LeveragedETFs;PrivateCredit,1.5,15.7,8.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;IRR,Phone>App>Email>In-Person,true,23:15-08:15,57,99,43,37,OpenBanking,14,None,PlanUpdate,2025-07-23,Success,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A8048,Stabilizer,50279,111405,16511,8.2,3,10,CA,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,In-Person>App>Email,true,20:00-06:30,63,171,65,62,CreditBureau;OpenBanking;Payroll,12,Human,PlanUpdate,2025-06-19,Success,v1.8.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8049,Preserver,224096,2318253,179928,6.6,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.0,6.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;Sharpe,App>Phone>In-Person,false,23:30-08:00,74,130,82,76,Brokerage;OpenBanking,14,None,Rebalance,2024-12-27,Success,v1.10.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8050,Explorer,55757,654550,18412,22.3,1,10,US,Low,NoShortSelling;NoIlliquids,ESGOnly;NoWeapons,,2.1,30.2,15.2,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;MaxDD,Email>In-Person>Chat,false,21:00-06:00,65,73,74,72,OpenBanking,2,None,PlanUpdate,2025-10-25,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8051,Preserver,102017,957456,77173,5.9,3,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,11.3,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,Email>In-Person>App>Phone>Chat,true,20:45-07:00,72,185,71,75,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,AutoTransfer,2025-07-18,Partial,v1.8.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8052,Optimizer,89437,746427,51137,9.5,1,10,US,Medium,AccreditedOnly,NoWeapons,PennyStocks,1.8,26.9,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,TaxCost;IRR;Sharpe,Email>App>In-Person>Phone>Chat,true,23:45-06:00,65,116,58,53,Brokerage;OpenBanking,3,Human,Rebalance,2025-11-05,Failed,v1.8.5,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A8053,Optimizer,81444,525191,31483,7.5,4,10,CA,Low,,NoFossilFuel;NoTobacco,Crypto;PennyStocks,1.9,20.0,13.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;MaxDD,Chat>App>Email>In-Person,false,23:30-08:30,72,78,79,77,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-12-24,Success,v2.8.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8054,Optimizer,97891,1005802,39489,9.0,1,10,US,Low,,ESGOnly,Crypto;PennyStocks,1.9,24.1,11.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,Sharpe;IRR;TaxCost,Email>Chat>In-Person>App,true,21:15-06:30,66,90,53,48,Brokerage;OpenBanking,1,None,Rebalance,2025-05-03,Partial,v2.8.2,NoIlliquids,Enforce tax budget and position caps
A8055,Builder,111960,-16176,1751,8.2,4,12,US,Low,AccreditedOnly,NoWeapons,,1.6,19.3,8.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;Sharpe,Email>Phone>Chat,false,20:45-06:15,63,148,54,49,OpenBanking,10,Hybrid,Rebalance,2025-07-05,Success,v2.8.9,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A8056,Preserver,112317,673713,46356,4.4,4,15,AU,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD,Phone>App>Email>Chat>In-Person,true,22:45-06:45,72,231,66,66,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-12-02,Success,v2.9.4,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8057,Builder,83620,294133,9720,10.9,3,10,US,High,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs,1.7,12.8,9.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR;Sharpe,Phone>Chat>Email>App>In-Person,true,20:45-06:00,54,61,61,56,OpenBanking,8,None,PlanUpdate,2025-07-23,Success,v1.10.4,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A8058,Preserver,83376,750555,65922,5.9,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.2,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,In-Person>Email>App>Chat>Phone,false,20:15-06:45,61,201,53,51,Brokerage;OpenBanking,12,Human,AlertAcknowledge,2025-06-02,Partial,v2.10.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8059,Preserver,132402,528049,52136,3.7,4,12,US,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,7.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,App>Email>Phone,false,22:30-07:15,79,147,84,74,Brokerage;OpenBanking,14,Human,AlertAcknowledge,2025-10-04,Failed,v2.9.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8060,Stabilizer,86255,196722,11379,4.1,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.3,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,App>Chat>Phone>Email>In-Person,true,21:15-06:30,52,101,52,54,OpenBanking;Payroll,7,None,AutoTransfer,2025-11-10,Success,v1.10.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8061,Stabilizer,41686,315131,12686,9.0,1,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,7.2,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost,App>Email>Chat,true,23:00-06:00,52,153,45,41,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-08-10,Success,v1.9.9,NoMargin,Keep expenses buffer ≥ 4 months
A8062,Preserver,119042,464290,45822,4.6,3,12,US,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.4,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person,false,20:00-08:00,77,221,63,59,Brokerage;CreditBureau;OpenBanking,4,Human,AutoTransfer,2025-10-12,Success,v2.9.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8063,Explorer,41496,265932,11535,16.0,4,10,US,Medium,AccreditedOnly;NoDerivatives,ESGOnly;NoFossilFuel,,1.7,23.8,16.2,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>Email>In-Person>App>Phone,true,21:00-08:45,54,56,57,52,OpenBanking,5,None,Rebalance,2025-09-14,Success,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8064,Stabilizer,108858,895243,43174,3.7,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;TaxCost;Sharpe,Chat>Email>In-Person,true,23:00-07:30,55,152,42,46,OpenBanking,6,None,AutoTransfer,2025-02-14,Success,v1.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8065,Preserver,98406,1362921,117035,6.2,1,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,18.0,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Email>App>Phone,true,21:00-06:15,78,219,73,66,Brokerage;OpenBanking;Payroll,12,Human,PlanUpdate,2025-05-29,Success,v2.10.8,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8066,Optimizer,76718,588719,48161,11.9,1,10,DE,Low,AccreditedOnly;NoShortSelling,,Crypto;PennyStocks,1.6,26.3,10.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Phone>Email,false,22:45-08:00,62,114,61,50,Brokerage;OpenBanking,7,None,PlanUpdate,2025-05-19,Success,v1.9.3,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8067,Optimizer,155211,747958,100515,8.6,4,15,SG,Medium,,,PennyStocks,1.7,24.4,13.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;Sharpe,Chat>Phone>In-Person>App,true,22:15-08:15,58,64,62,52,Brokerage;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-02-20,Success,v1.8.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A8068,Preserver,67722,705789,51487,8.5,1,10,US,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe,App>Chat>In-Person>Email>Phone,false,22:00-06:30,68,225,71,61,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-03-31,Success,v2.10.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8069,Stabilizer,85613,481163,28271,6.2,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.6,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD,Email>In-Person>Phone>Chat,true,23:30-07:45,58,162,62,59,OpenBanking,18,None,AutoTransfer,2025-09-04,Success,v2.8.8,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8070,Preserver,53246,327504,30057,5.1,3,10,UK,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,9.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,App>Chat>In-Person>Email,false,23:00-06:00,70,218,74,72,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-06-22,Failed,v2.8.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8071,Builder,74443,46034,1508,12.2,2,10,US,Medium,,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,1.8,19.6,9.5,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;Sharpe,In-Person>Phone>Chat>App,true,20:00-06:45,60,91,59,52,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-10-26,Partial,v1.8.9,NoIlliquids,Prioritize liquidity and down payment savings
A8072,Optimizer,151835,1027294,53773,9.4,3,15,UK,Low,,,LeveragedETFs;PennyStocks,1.8,24.7,13.0,Wealth:10y;Estate:20y,10,Collaborative,Deep,MaxDD;Sharpe;IRR,App>In-Person>Phone,true,23:45-06:00,69,79,62,50,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-02-04,Partial,v2.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8073,Explorer,42574,402518,20257,17.2,4,10,DE,Low,,NoTobacco;NoWeapons,,2.1,22.4,16.7,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,Sharpe;MaxDD,Chat>App>In-Person>Phone,false,21:30-08:00,69,83,76,66,CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-08-07,Partial,v2.8.4,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A8074,Stabilizer,48193,112364,14623,7.9,1,10,DE,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.5,8.8,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>App>Email,true,23:15-07:45,62,180,53,56,OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-10-22,Failed,v2.8.6,StopLossDisabled,Keep expenses buffer ≥ 4 months
A8075,Builder,44192,81401,9099,12.9,1,10,US,Low,NoDerivatives,NoTobacco,,1.8,18.4,11.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;MaxDD,Email>Chat>In-Person,true,21:15-07:15,64,143,68,60,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-06-26,Failed,v2.9.9,NoIlliquids,Prioritize liquidity and down payment savings
A8076,Preserver,61790,512707,32987,5.0,2,10,IN,Medium,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,16.5,6.9,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,In-Person>App>Chat>Phone,true,20:00-08:45,63,181,69,67,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-09-09,Success,v2.9.8,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8077,Builder,69030,110306,3398,11.3,3,10,US,Medium,,NoWeapons;NoTobacco,,1.8,12.4,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,Sharpe;IRR,Phone>In-Person>App>Chat,true,22:45-07:30,58,84,63,60,CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-03-27,Success,v1.10.5,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A8078,Explorer,52061,423477,14679,22.3,1,10,US,Low,,,,2.0,34.8,13.4,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,Sharpe;TaxCost,App>Email>Phone>In-Person>Chat,true,19:15-06:30,63,45,68,61,CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-07-19,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8079,Preserver,69294,441053,32652,5.1,2,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.5,8.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,Email>App>Phone>Chat>In-Person,true,23:45-08:15,72,150,70,70,Brokerage;CreditBureau;OpenBanking,13,None,AutoTransfer,2025-03-14,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8080,Preserver,105557,1770732,78845,6.4,3,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.8,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Phone>Email>Chat>In-Person,false,23:30-08:30,76,180,72,69,Brokerage;OpenBanking,10,None,AlertAcknowledge,2025-02-04,Partial,v1.10.5,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8081,Builder,35485,102161,4023,11.5,3,10,US,Low,NoIlliquids;NoShortSelling,,,1.6,18.4,11.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;MaxDD;Sharpe,App>In-Person>Email,false,21:45-06:15,64,90,66,54,OpenBanking,17,Human,AlertAcknowledge,2025-09-04,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8082,Explorer,74436,211453,19630,13.2,3,10,US,Low,,,Crypto,2.1,24.0,15.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;MaxDD,Email>App>Phone,false,21:15-07:00,66,90,60,58,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-08-16,Partial,v2.9.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8083,Preserver,164413,777979,54642,6.3,2,12,US,Low,NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,6.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>App>In-Person,true,19:45-06:45,67,180,71,63,Brokerage;OpenBanking,3,Human,Rebalance,2025-01-04,Success,v2.10.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8084,Preserver,249791,913278,127670,5.8,1,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,18.0,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;TaxCost,Chat>App>In-Person>Email>Phone,false,20:30-08:30,81,128,68,61,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-03-08,Success,v2.9.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8085,Optimizer,77785,1448135,33747,9.3,2,10,UK,Low,AccreditedOnly;NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.8,17.8,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;MaxDD,App>Chat>Email>Phone,true,22:45-07:00,74,81,69,61,Brokerage;CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-09-25,Success,v1.10.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8086,Builder,44476,104777,4748,14.7,1,10,US,Low,,NoFossilFuel,Crypto;PennyStocks,1.7,22.5,8.9,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;Sharpe,Chat>In-Person>App,true,21:30-07:15,73,100,70,68,OpenBanking,6,Hybrid,AlertAcknowledge,2025-11-20,Success,v2.9.6,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A8087,Preserver,57669,525535,35502,4.6,4,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost,In-Person>App>Phone,true,23:30-08:15,76,169,70,69,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-12-24,Success,v1.10.1,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8088,Preserver,193282,1009432,61259,4.7,3,12,US,High,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost,Chat>App>Phone,true,19:15-06:15,58,137,62,55,Brokerage;OpenBanking,11,Hybrid,Rebalance,2025-12-10,Partial,v2.10.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8089,Builder,149093,286969,20256,10.2,3,12,US,Low,,NoWeapons;NoFossilFuel,PrivateCredit,1.5,21.9,9.5,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;MaxDD,Email>App>Phone>In-Person,true,21:00-08:00,69,118,64,56,CreditBureau;OpenBanking;Payroll,20,Hybrid,AlertAcknowledge,2025-12-09,Success,v1.10.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8090,Preserver,192376,1754128,92125,4.5,3,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.4,8.4,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>App>In-Person>Phone>Chat,true,20:45-07:00,71,129,56,56,Brokerage;OpenBanking,3,None,AutoTransfer,2025-09-17,Success,v1.9.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8091,Explorer,49542,158809,13792,13.0,3,10,IN,Medium,,,PennyStocks;PrivateCredit,1.7,22.3,13.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,Sharpe;MaxDD;IRR,Email>In-Person>Chat>App,false,23:30-07:00,56,87,64,63,CreditBureau;OpenBanking,3,Human,Rebalance,2025-05-03,Success,v1.10.7,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A8092,Stabilizer,151415,620264,64246,7.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe,In-Person>App>Chat>Email,true,23:00-06:15,55,165,54,48,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-08-25,Failed,v1.9.8,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8093,Preserver,89547,405759,39344,5.1,3,10,CA,Low,NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.9,6.3,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;Sharpe,Chat>App>Phone>In-Person,false,20:30-06:00,74,234,76,80,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-01-18,Success,v2.9.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8094,Preserver,48710,159478,21916,4.9,2,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.3,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Phone>Email,true,21:15-06:15,71,171,63,68,Brokerage;OpenBanking,9,Hybrid,AutoTransfer,2025-08-11,Partial,v2.8.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8095,Stabilizer,34435,244252,10927,5.1,4,10,AU,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.5,7.8,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Email,true,21:00-07:45,59,168,48,45,OpenBanking,6,Human,AutoTransfer,2025-08-16,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8096,Stabilizer,90801,406366,32671,5.7,3,10,UK,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,Chat>Phone>App>Email,true,23:30-06:45,57,115,54,48,OpenBanking;Payroll,11,None,Rebalance,2025-07-13,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8097,Optimizer,57950,424839,24571,9.2,2,10,CA,Low,,NoWeapons,LeveragedETFs;PennyStocks,1.6,20.2,12.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;Sharpe,Email>In-Person>App,true,23:00-07:45,61,112,57,52,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-11-16,Failed,v1.10.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8098,Preserver,138995,2016980,144672,8.3,1,15,IN,Low,NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,9.9,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Chat>In-Person>Phone>App>Email,true,23:30-08:00,77,216,72,66,Brokerage;CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-08-09,Success,v2.9.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8099,Optimizer,201608,1733261,174176,8.0,4,12,US,Medium,NoDerivatives;AccreditedOnly,ESGOnly,LeveragedETFs;PennyStocks,1.6,22.6,11.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,Sharpe;IRR;MaxDD,Phone>App>Chat>In-Person,false,23:00-08:45,60,91,70,58,Brokerage;CreditBureau;OpenBanking,5,None,AlertAcknowledge,2024-12-29,Success,v1.9.7,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8100,Optimizer,298711,6515276,186412,7.4,4,12,US,Medium,,,Crypto;PennyStocks,1.6,15.3,13.1,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;Sharpe,App>Phone>Email,true,22:30-08:00,59,86,55,48,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-09-01,Success,v2.9.5,NoIlliquids,Enforce tax budget and position caps
A8101,Optimizer,95772,1336769,50906,12.3,1,10,US,Low,NoDerivatives,NoFossilFuel,PennyStocks,1.8,17.4,10.1,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;IRR,In-Person>Chat>Phone>Email>App,false,20:30-06:15,73,94,60,50,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-09-21,Partial,v1.10.7,StopLossDisabled,Enforce tax budget and position caps
A8102,Explorer,43931,379536,10190,15.5,2,10,DE,Low,,NoFossilFuel,Crypto;PrivateCredit,1.6,27.9,14.3,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,TaxCost;Sharpe;IRR,Email>App>In-Person>Chat,false,23:30-07:30,66,50,54,46,OpenBanking,6,Human,PlanUpdate,2025-05-16,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8103,Optimizer,81593,644797,44103,8.1,2,10,UK,Low,,,PennyStocks,1.5,27.8,14.0,Wealth:10y;Estate:20y,10,Concise,Shallow,Sharpe;MaxDD;IRR,Email>Chat>In-Person>Phone>App,true,20:15-07:45,63,110,59,49,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-07-24,Success,v1.8.9,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A8104,Stabilizer,69913,486164,34069,7.6,2,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.9,5.2,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Email>Phone>App>Chat>In-Person,true,23:45-08:15,48,131,43,33,OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-08-06,Success,v1.9.8,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8105,Preserver,75875,469701,15142,7.9,1,10,US,High,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,App>Email>In-Person,true,21:30-08:30,69,149,58,58,Brokerage;OpenBanking,14,None,Rebalance,2025-05-12,Success,v1.8.3,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8106,Explorer,61449,180908,9500,14.4,3,10,US,Medium,NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.7,26.1,15.7,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,TaxCost;MaxDD,Email>Phone>App>Chat,false,19:45-07:45,57,89,62,59,OpenBanking,4,None,AutoTransfer,2025-04-11,Success,v1.8.9,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8107,Optimizer,212984,3136654,115618,8.7,1,15,CA,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.6,25.7,13.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,TaxCost;Sharpe,Phone>App>Chat>In-Person>Email,false,23:15-08:15,73,73,74,66,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-08-03,Failed,v1.8.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A8108,Explorer,60692,703112,15088,20.0,1,10,US,Low,NoIlliquids,NoFossilFuel;NoTobacco,PennyStocks,2.1,29.4,14.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;Sharpe;IRR,Chat>App>Phone>In-Person>Email,false,21:00-08:30,64,67,62,55,OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-01-18,Partial,v1.8.2,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8109,Optimizer,77492,323822,48519,5.9,4,10,CA,High,NoDerivatives,NoFossilFuel,PennyStocks;PrivateCredit,1.6,19.8,11.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;IRR;MaxDD,App>Chat>Phone>In-Person>Email,true,21:45-06:30,57,88,65,59,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-03-11,Success,v1.8.6,NoMargin,Enforce tax budget and position caps
A8110,Stabilizer,74179,319295,11330,6.5,1,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,8.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD,Chat>App>In-Person,true,19:00-07:00,49,108,46,43,CreditBureau;OpenBanking;Payroll,15,None,AlertAcknowledge,2025-07-21,Partial,v1.10.2,StopLossDisabled,Keep expenses buffer ≥ 4 months
A8111,Optimizer,66043,598700,23197,9.4,2,10,US,Low,NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks,1.7,22.4,12.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,MaxDD;Sharpe;TaxCost,Phone>Email>App,true,21:45-08:30,60,74,65,61,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-06-19,Success,v2.9.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A8112,Preserver,97627,603351,76582,3.7,4,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.7,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,Phone>In-Person>Email,true,22:45-08:45,70,164,70,68,Brokerage;CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-04-27,Success,v1.9.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8113,Preserver,166575,2035287,84492,5.7,1,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,10.8,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,Email>Phone>App>In-Person,false,20:45-07:30,80,142,70,64,Brokerage;OpenBanking;Payroll,3,Human,AutoTransfer,2025-12-04,Partial,v2.8.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8114,Preserver,74685,900134,52112,9.0,1,10,US,Low,AccreditedOnly;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,8.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,Phone>In-Person>App>Chat,true,23:15-07:30,71,224,72,65,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-10-06,Failed,v1.9.8,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8115,Preserver,70167,575074,48474,5.5,3,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.5,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person>Chat,true,23:15-07:15,70,121,58,48,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-12-02,Success,v2.10.9,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8116,Preserver,91734,659956,20234,5.3,4,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Chat>Phone>Email>App>In-Person,false,19:45-08:00,80,150,78,74,Brokerage;CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-04-09,Success,v2.9.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8117,Stabilizer,178195,300325,31432,6.2,3,12,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Phone>Email>Chat,true,22:00-07:00,52,131,48,45,OpenBanking;Payroll,12,Human,AlertAcknowledge,2025-02-18,Success,v1.9.9,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8118,Stabilizer,72139,180750,11157,5.2,4,10,UK,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,17.2,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat,false,19:15-06:30,59,92,51,47,CreditBureau;OpenBanking,16,Human,AlertAcknowledge,2025-11-20,Partial,v1.9.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8119,Optimizer,64785,729268,31958,8.2,2,10,US,Low,,,PennyStocks,1.7,24.6,9.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;Sharpe,In-Person>Chat>App>Phone,false,20:00-07:15,60,95,45,34,Brokerage;OpenBanking,4,Human,AutoTransfer,2024-12-30,Success,v2.8.5,NoPennyStocks,Enforce tax budget and position caps
A8120,Optimizer,161940,1615987,61341,11.3,1,15,UK,Low,,NoFossilFuel,PennyStocks,1.7,22.8,12.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>App>In-Person>Chat,true,23:45-07:15,62,79,47,35,Brokerage;OpenBanking;Payroll,3,Human,AutoTransfer,2025-08-15,Success,v2.8.1,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A8121,Builder,86832,359819,16823,11.0,2,10,US,Low,,NoFossilFuel;ESGOnly,LeveragedETFs,1.5,13.5,8.0,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;TaxCost,Phone>App>Email>In-Person>Chat,true,23:15-08:00,63,81,71,60,OpenBanking;Payroll,5,None,PlanUpdate,2025-08-28,Failed,v1.10.7,NoPennyStocks,Prioritize liquidity and down payment savings
A8122,Explorer,127626,830555,49031,21.8,1,15,UK,Low,NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.9,34.4,16.9,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;TaxCost,Phone>In-Person>Chat,true,20:00-08:15,68,83,66,60,CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-04-27,Failed,v1.10.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8123,Builder,75898,228252,6572,13.1,1,10,US,Medium,,,Crypto;LeveragedETFs,1.7,23.4,8.0,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;MaxDD,Phone>App>In-Person>Email>Chat,true,23:30-08:45,69,76,68,59,OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-05-14,Success,v2.10.6,NoMargin,Prioritize liquidity and down payment savings
A8124,Builder,38216,101460,6882,11.4,2,10,UK,Low,,NoFossilFuel,,1.6,18.5,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;Sharpe;TaxCost,Phone>In-Person>App,true,23:30-08:45,67,130,65,58,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-01-11,Success,v1.8.6,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8125,Builder,36325,112660,8157,10.7,3,10,US,Low,,,,1.6,24.6,8.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;TaxCost,In-Person>Email>App,false,22:30-06:15,70,124,56,49,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-02-10,Success,v1.8.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8126,Optimizer,101025,1690053,34086,11.5,1,15,UK,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.7,27.1,13.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>In-Person>Phone>Chat>App,true,21:00-08:00,60,109,50,39,Brokerage;CreditBureau;OpenBanking,7,None,AutoTransfer,2025-08-20,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A8127,Optimizer,227093,1578291,113863,9.9,4,12,US,Medium,AccreditedOnly,,PennyStocks;PrivateCredit,1.9,17.6,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,Sharpe;IRR,Phone>In-Person>Email,true,23:00-08:15,60,83,75,74,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-02-17,Partial,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A8128,Preserver,70151,221482,17596,3.6,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Phone>In-Person,false,21:30-08:15,79,183,75,67,Brokerage;CreditBureau;OpenBanking,12,Human,Rebalance,2025-09-11,Success,v1.10.9,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8129,Explorer,79151,260041,36889,14.4,2,10,AU,Low,,ESGOnly,PennyStocks,1.8,23.1,17.4,Business:5y;Travel:2y,5,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>App>Chat>In-Person>Phone,true,21:30-07:45,59,87,67,65,CreditBureau;OpenBanking;Payroll,4,None,AutoTransfer,2025-07-07,Success,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8130,Explorer,50917,396089,14155,15.9,2,10,CA,Low,NoDerivatives;AccreditedOnly,ESGOnly,,1.7,33.9,15.2,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,TaxCost;IRR,App>Phone>Chat>In-Person>Email,true,23:45-06:00,59,55,52,42,CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-07-02,Success,v2.9.3,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8131,Stabilizer,86952,376369,12092,10.2,1,10,US,Medium,NoDerivatives;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,17.5,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost,Phone>Chat>In-Person,false,23:45-08:30,60,129,63,65,CreditBureau;OpenBanking;Payroll,8,Human,PlanUpdate,2025-02-13,Success,v2.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8132,Preserver,177342,676420,45156,7.4,3,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,8.9,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,App>Chat>Email>In-Person,true,22:15-08:15,63,124,56,58,Brokerage;CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-04-02,Success,v1.10.1,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8133,Preserver,108627,1157019,85536,5.4,3,15,IN,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Chat,true,21:45-06:45,70,150,60,59,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,AutoTransfer,2025-04-22,Success,v1.9.3,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8134,Optimizer,88276,693213,32675,8.6,3,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons;ESGOnly,PennyStocks,1.7,21.1,12.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat>App>Phone,true,19:00-06:15,61,119,47,43,Brokerage;CreditBureau;OpenBanking,2,None,AutoTransfer,2025-12-16,Success,v1.10.6,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A8135,Optimizer,150439,995009,53608,9.6,2,12,US,Low,NoShortSelling,NoFossilFuel,PennyStocks,1.8,26.6,11.9,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;Sharpe,In-Person>App>Phone>Email,true,22:45-08:30,61,87,54,46,Brokerage;OpenBanking;Payroll,2,Human,AlertAcknowledge,2025-07-06,Partial,v2.10.5,PauseWhenVIX>30,Enforce tax budget and position caps
A8136,Builder,178877,453968,38745,11.6,1,15,UK,Low,NoShortSelling;NoIlliquids,,PrivateCredit,1.4,18.9,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Email>App>Phone>In-Person>Chat,true,21:45-06:15,66,141,61,56,CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-08-29,Success,v2.10.7,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8137,Optimizer,98332,447709,24824,10.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.8,20.8,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Email>Chat,true,20:00-07:45,75,101,81,76,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-02-12,Partial,v2.10.7,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8138,Stabilizer,85329,248789,36010,7.2,3,10,UK,Low,NoIlliquids;NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,App>In-Person>Phone>Chat,true,20:15-08:15,59,99,60,57,OpenBanking,16,Hybrid,AlertAcknowledge,2025-12-19,Success,v1.8.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8139,Optimizer,195705,1095956,97803,9.8,2,12,US,Medium,,,PennyStocks,1.7,21.1,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,Sharpe;TaxCost,In-Person>Chat>Phone,true,21:15-06:15,58,77,66,63,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-08-11,Success,v2.10.6,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A8140,Stabilizer,111121,654214,48022,5.3,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.6,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost,Chat>In-Person>Phone,true,20:15-08:45,66,99,66,67,CreditBureau;OpenBanking;Payroll,12,Hybrid,AlertAcknowledge,2025-08-12,Success,v1.10.4,NoPennyStocks,Keep expenses buffer ≥ 4 months
A8141,Preserver,133903,776124,51117,3.9,3,15,DE,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.1,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;TaxCost;Sharpe,Phone>App>Email,false,19:00-08:30,81,135,71,68,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-03-03,Success,v1.9.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8142,Builder,78479,315869,16726,12.1,3,10,IN,High,,ESGOnly;NoTobacco,LeveragedETFs;PennyStocks,1.8,17.0,11.0,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;IRR,Chat>App>Email>Phone>In-Person,true,23:15-08:15,55,101,63,52,OpenBanking,8,None,AlertAcknowledge,2025-08-21,Partial,v1.8.7,NoIlliquids,Prioritize liquidity and down payment savings
A8143,Optimizer,252335,4331481,121924,7.8,4,12,US,Medium,,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,21.4,11.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;TaxCost,In-Person>Chat>Phone>App>Email,true,20:45-06:30,68,94,55,44,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-08-08,Partial,v1.8.5,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8144,Preserver,158756,2097112,67384,4.8,4,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.4,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,App>Email>Chat,true,21:45-07:15,82,157,75,72,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-08-26,Partial,v1.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8145,Preserver,82366,660929,47000,4.3,3,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,14.5,6.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Chat>Email,false,19:15-06:45,72,147,66,67,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,AutoTransfer,2025-11-22,Failed,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8146,Optimizer,151140,1011526,106524,11.4,2,15,DE,Low,NoIlliquids;NoShortSelling,NoWeapons,PennyStocks,1.8,21.2,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,IRR;TaxCost;MaxDD,In-Person>Chat>Phone>Email,true,20:45-06:00,66,62,76,71,Brokerage;OpenBanking,7,Human,Rebalance,2025-03-11,Success,v1.9.3,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8147,Preserver,113656,606222,22765,6.7,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.9,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD,App>Email>Chat>Phone>In-Person,true,20:15-08:15,61,173,67,60,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-09-08,Success,v2.9.6,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8148,Explorer,55521,825392,20946,17.1,4,10,US,Low,,ESGOnly;NoTobacco,Crypto,1.8,29.1,12.3,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,App>In-Person>Chat>Phone,false,21:00-06:45,58,86,63,55,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-05-31,Partial,v2.10.9,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8149,Explorer,27092,117061,6295,16.9,4,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoWeapons,,1.7,27.3,13.4,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,MaxDD;TaxCost,Chat>Email>Phone>App>In-Person,true,21:30-08:45,56,82,65,63,CreditBureau;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-05-25,Partial,v2.9.5,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8150,Explorer,98582,474268,22970,22.1,1,10,US,Low,,,LeveragedETFs;PennyStocks,2.1,26.3,13.1,Business:5y;Travel:2y,5,Concise,Shallow,MaxDD;TaxCost,Chat>App>In-Person>Email,false,22:30-08:15,57,85,48,36,CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-04-25,Success,v2.10.6,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8151,Builder,53268,124449,14371,10.2,2,10,US,High,AccreditedOnly;NoShortSelling,,,1.8,22.2,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;TaxCost;Sharpe,App>In-Person>Chat>Phone>Email,false,23:45-07:45,66,91,69,69,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-02-07,Failed,v1.8.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8152,Optimizer,103374,695019,24292,9.2,1,12,US,Medium,NoDerivatives;NoIlliquids,NoWeapons;NoTobacco,PennyStocks,1.8,21.7,13.3,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;IRR;TaxCost,App>Chat>In-Person>Phone,true,23:45-06:45,53,60,51,41,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-02-06,Partial,v1.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A8153,Builder,76671,11444,1614,10.7,3,10,US,Medium,NoShortSelling;AccreditedOnly,NoFossilFuel,PennyStocks;PrivateCredit,1.5,21.7,10.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;TaxCost,In-Person>Phone>Chat,true,22:45-08:15,53,114,50,39,CreditBureau;OpenBanking;Payroll,6,None,PlanUpdate,2025-01-05,Success,v1.10.9,NoPennyStocks,Prioritize liquidity and down payment savings
A8154,Explorer,44079,351480,14385,18.6,3,10,US,High,,,,1.9,30.4,16.1,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;Sharpe;TaxCost,In-Person>Chat>App>Phone,true,20:00-06:00,56,65,67,66,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-03-25,Partial,v1.8.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8155,Preserver,118416,1192635,62954,8.0,1,12,US,Low,AccreditedOnly,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.3,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Phone>In-Person>App>Chat,false,22:45-06:00,82,140,72,74,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-08-05,Success,v2.10.1,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8156,Preserver,172123,1192468,109542,4.3,4,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>In-Person>App,true,21:00-08:15,73,122,79,72,Brokerage;OpenBanking;Payroll,5,None,AutoTransfer,2025-01-26,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8157,Builder,73133,363101,11974,6.5,4,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;PrivateCredit,1.5,14.4,10.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,Sharpe;IRR;TaxCost,Chat>In-Person>App,true,22:00-07:15,67,147,52,50,OpenBanking,16,Hybrid,AutoTransfer,2025-07-20,Success,v1.10.9,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8158,Optimizer,219884,4041068,91513,7.5,2,12,US,Low,,,PennyStocks,1.8,17.9,12.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;TaxCost,Email>App>Phone>Chat>In-Person,true,22:00-07:45,74,96,64,59,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-11-04,Success,v1.8.4,NoIlliquids;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A8159,Preserver,75734,338263,47229,4.7,4,10,IN,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.2,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,Phone>App>In-Person,false,21:00-06:30,71,161,79,81,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-08-28,Success,v1.9.5,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8160,Optimizer,157848,1743477,55424,6.6,4,15,UK,Low,NoDerivatives,,PennyStocks,1.5,18.9,13.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost,Email>In-Person>Chat>Phone,false,22:45-08:15,65,92,56,54,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-12-26,Partial,v1.8.3,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A8161,Builder,64393,151350,8458,7.4,4,10,US,Low,,NoFossilFuel;NoWeapons,,1.6,20.9,7.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,MaxDD;IRR,Email>App>Chat>In-Person,true,21:15-07:30,58,86,66,65,OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-05-12,Success,v2.9.8,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A8162,Preserver,43075,330841,36695,4.7,3,10,US,Medium,NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,App>In-Person>Email>Chat>Phone,true,21:00-07:45,76,137,80,76,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-12-17,Partial,v1.8.7,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A8163,Preserver,156326,1137276,127443,4.3,4,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.4,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,Email>App>Chat>Phone>In-Person,true,23:45-07:15,68,139,56,56,Brokerage;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-07-11,Success,v1.10.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8164,Preserver,97103,647842,39063,7.5,2,10,IN,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.9,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Chat>Email>Phone>App>In-Person,true,22:45-06:45,76,232,81,76,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2025-07-01,Success,v2.10.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8165,Stabilizer,88096,250670,23364,6.3,3,10,US,High,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;MaxDD,App>In-Person>Email>Chat,false,21:45-06:45,42,177,45,43,OpenBanking;Payroll,10,None,PlanUpdate,2025-11-17,Partial,v2.9.4,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A8166,Explorer,60362,263413,10065,18.5,3,10,CA,Low,,NoFossilFuel,,1.9,32.0,14.1,Business:5y;Travel:2y,5,Collaborative,Medium,Sharpe;IRR,Phone>In-Person>App>Email,true,21:45-08:30,66,54,53,43,OpenBanking,3,None,Rebalance,2024-12-29,Success,v2.10.1,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8167,Preserver,89216,411111,26279,3.4,4,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.5,8.1,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,In-Person>Email>App>Phone,true,23:30-07:00,82,218,89,85,Brokerage;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-11-05,Success,v1.10.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8168,Preserver,88225,828750,85227,5.1,4,10,US,Medium,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,8.8,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Chat>Email>App>Phone>In-Person,false,19:30-06:30,77,204,73,64,Brokerage;CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-05-06,Success,v1.8.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8169,Preserver,82717,944400,62885,5.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,7.2,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>In-Person>App>Phone>Chat,false,23:45-07:30,81,214,80,77,Brokerage;OpenBanking,6,None,AlertAcknowledge,2024-12-29,Success,v1.8.9,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8170,Builder,57870,198816,3901,8.0,4,10,US,Medium,NoIlliquids;NoShortSelling,NoTobacco,Crypto,1.8,24.2,11.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR,App>In-Person>Chat>Phone>Email,false,23:45-08:15,59,137,64,59,OpenBanking,13,Hybrid,Rebalance,2025-05-20,Success,v2.8.4,StopLossDisabled,Prioritize liquidity and down payment savings
A8171,Preserver,78023,894920,59227,8.6,1,10,UK,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,App>In-Person>Email>Phone>Chat,true,22:45-08:15,71,229,65,55,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-01-10,Success,v1.10.5,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8172,Preserver,76257,625571,62268,6.6,3,10,US,Medium,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>In-Person>App>Phone,true,19:30-06:15,67,233,54,54,Brokerage;OpenBanking;Payroll,12,None,Rebalance,2025-04-09,Failed,v2.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8173,Preserver,61825,619366,27706,4.1,4,10,AU,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Phone>Email>Chat,false,20:30-07:30,72,227,68,69,Brokerage;CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-12-07,Failed,v1.9.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8174,Preserver,293386,1184476,60377,3.6,4,12,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,11.4,7.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD,App>In-Person>Phone>Chat,true,20:30-07:30,72,182,73,77,Brokerage;OpenBanking;Payroll,12,Human,Rebalance,2025-04-03,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8175,Preserver,75952,470184,49904,6.2,2,10,CA,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,App>Phone>Email,true,22:00-07:15,75,204,71,73,Brokerage;CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-08-10,Partial,v1.10.9,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8176,Preserver,109844,845744,110334,5.8,2,15,UK,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.9,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>App>Chat,false,19:45-06:15,71,187,73,68,Brokerage;OpenBanking,8,Hybrid,AutoTransfer,2025-04-05,Success,v1.10.4,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8177,Explorer,37857,340970,16957,18.4,3,10,US,Low,,NoWeapons,PennyStocks,1.7,30.5,12.6,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;MaxDD;Sharpe,Phone>Chat>In-Person>Email>App,true,21:30-06:45,70,59,76,76,CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-07-13,Partial,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A8178,Builder,63464,88251,11745,7.6,4,10,US,High,NoDerivatives,,Crypto,1.4,20.2,7.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;MaxDD,App>In-Person>Phone>Email>Chat,true,19:30-07:45,44,114,35,33,CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-01-02,Success,v1.8.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8179,Builder,43371,142158,5712,8.2,4,10,CA,Low,NoDerivatives;NoIlliquids,NoWeapons,LeveragedETFs;PennyStocks,1.6,15.2,9.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;MaxDD;IRR,Phone>Chat>In-Person>App,false,19:15-08:45,58,108,46,44,OpenBanking,19,Hybrid,AutoTransfer,2025-10-29,Success,v1.9.7,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8180,Stabilizer,54550,149732,7631,7.4,1,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.3,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,App>Phone>Chat>Email,true,23:00-06:00,61,152,60,50,OpenBanking,13,None,PlanUpdate,2025-08-05,Partial,v2.8.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8181,Preserver,74662,350054,48200,8.5,1,10,CA,Medium,NoIlliquids;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Email>App>In-Person>Chat,true,21:15-06:45,66,216,73,73,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,PlanUpdate,2025-12-01,Success,v2.8.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8182,Preserver,108652,1349189,92751,7.4,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.3,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>App,false,20:45-08:45,63,194,51,46,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-06-15,Partial,v2.10.7,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8183,Optimizer,85345,1254450,62399,9.6,2,10,AU,Low,,,Crypto;PennyStocks,1.6,21.0,9.7,Wealth:10y;Estate:20y,10,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat,true,20:00-07:00,70,87,75,71,Brokerage;CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-01-13,Partial,v2.8.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8184,Optimizer,265964,2596963,173094,8.2,4,12,US,Medium,NoDerivatives;NoIlliquids,,PennyStocks,1.7,18.8,10.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,Sharpe;TaxCost,In-Person>App>Phone>Email>Chat,true,20:15-08:00,56,68,65,55,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-05-20,Success,v2.8.3,PauseWhenVIX>30,Enforce tax budget and position caps
A8185,Preserver,103872,528488,28860,7.2,1,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat>Phone,false,19:15-07:30,67,142,63,62,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-07-17,Partial,v1.10.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8186,Preserver,46328,271296,11895,3.3,4,10,UK,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.1,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost,App>Phone>Chat>Email>In-Person,true,22:30-06:15,67,128,76,71,Brokerage;CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-01-22,Success,v2.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8187,Preserver,114686,1853981,74416,4.8,3,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,12.5,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>Chat>Email>In-Person,false,21:45-06:45,68,174,58,55,Brokerage;CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-02-14,Partial,v1.8.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8188,Builder,153672,394779,38362,8.7,4,12,US,Low,NoDerivatives,NoTobacco;ESGOnly,,1.7,13.2,8.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,TaxCost;MaxDD;IRR,Chat>App>In-Person,false,23:30-06:45,67,122,67,58,OpenBanking;Payroll,9,None,AlertAcknowledge,2025-11-12,Success,v2.8.5,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A8189,Stabilizer,82686,480999,31997,9.4,1,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.7,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,App>In-Person>Email,true,19:15-08:30,53,152,51,50,OpenBanking,19,Hybrid,AlertAcknowledge,2025-06-03,Failed,v2.10.6,StopLossDisabled,Keep expenses buffer ≥ 4 months
A8190,Builder,82864,148686,11932,12.3,1,10,CA,Low,NoShortSelling;NoDerivatives,ESGOnly;NoFossilFuel,,1.8,15.1,11.5,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,MaxDD;IRR;Sharpe,App>Email>In-Person>Phone,true,23:15-08:45,61,100,59,47,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-11-17,Success,v2.9.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8191,Builder,58003,128993,7411,13.1,1,10,UK,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoTobacco,,1.6,20.7,7.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,Sharpe;IRR;TaxCost,In-Person>App>Chat>Phone,true,20:00-08:45,63,67,70,70,CreditBureau;OpenBanking;Payroll,20,Human,PlanUpdate,2025-10-16,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A8192,Stabilizer,94821,299875,16988,5.8,4,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.5,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>In-Person>Email,true,19:00-08:45,54,110,42,34,OpenBanking,11,Hybrid,Rebalance,2025-06-30,Success,v1.10.6,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8193,Preserver,145754,1647307,105914,5.8,3,15,DE,Medium,NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.9,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,Chat>App>Email>Phone>In-Person,true,20:15-07:15,70,229,78,72,Brokerage;OpenBanking,14,Hybrid,AutoTransfer,2025-04-26,Success,v1.9.7,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8194,Stabilizer,80851,618094,25008,7.6,3,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Email>In-Person>Phone>Chat>App,true,22:45-08:15,66,154,65,56,CreditBureau;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-07-25,Success,v1.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8195,Optimizer,234491,1485147,93077,9.1,1,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.5,24.6,12.7,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;IRR;Sharpe,Chat>Email>In-Person>Phone>App,true,23:30-06:00,63,84,71,62,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-04-19,Success,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8196,Preserver,166425,1787531,70955,6.1,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,11.9,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,Chat>Phone>App>In-Person>Email,false,22:45-07:00,60,188,67,72,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2025-12-20,Success,v1.9.2,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8197,Builder,80987,237560,22099,10.1,3,10,US,Low,NoDerivatives,,PennyStocks,1.7,17.3,10.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,IRR;Sharpe;TaxCost,In-Person>Email>App>Chat,false,20:30-07:15,58,78,56,48,OpenBanking,7,Hybrid,AlertAcknowledge,2025-02-17,Success,v2.9.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8198,Explorer,45493,309622,16291,14.5,3,10,US,Medium,AccreditedOnly;NoShortSelling,NoFossilFuel,PennyStocks;PrivateCredit,1.7,25.9,13.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,TaxCost;Sharpe,Chat>App>In-Person>Phone,false,22:15-08:15,52,84,43,40,OpenBanking,7,Hybrid,Rebalance,2025-05-31,Partial,v1.10.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A8199,Preserver,80656,698890,96738,7.2,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;MaxDD,Email>In-Person>Chat>App>Phone,false,19:30-08:30,67,122,62,58,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-11-20,Success,v1.9.8,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8200,Preserver,110312,906833,109031,5.5,2,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Email>Phone,true,23:00-08:15,74,235,67,65,Brokerage;OpenBanking;Payroll,6,None,AutoTransfer,2025-12-15,Success,v2.10.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8201,Stabilizer,69394,427664,25282,5.7,3,10,US,Medium,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.8,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Phone>In-Person>Email,true,19:30-08:45,55,95,61,64,CreditBureau;OpenBanking,9,Human,PlanUpdate,2025-05-07,Success,v2.8.9,NoMargin,Keep expenses buffer ≥ 4 months
A8202,Stabilizer,51445,205828,16418,7.8,1,10,US,Low,AccreditedOnly;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,17.8,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>Email>App,true,22:00-06:15,61,137,56,48,CreditBureau;OpenBanking,20,Human,PlanUpdate,2025-04-13,Success,v1.9.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8203,Builder,97500,195138,12544,11.3,2,10,US,Low,NoShortSelling;NoIlliquids,,,1.7,19.6,10.9,Home:3y;Retirement:30y,3,Concise,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Email>App>Phone>Chat,false,19:30-07:45,57,83,52,46,CreditBureau;OpenBanking,10,None,PlanUpdate,2025-11-05,Success,v1.9.8,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A8204,Stabilizer,60358,225259,7678,10.3,1,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>In-Person,true,20:15-06:15,52,119,56,55,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-01-17,Failed,v1.8.7,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8205,Preserver,65271,739127,32712,5.6,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.2,8.4,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person>App>Chat,true,19:00-08:15,76,167,79,76,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-07-24,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8206,Preserver,120762,1388995,80703,6.1,3,12,US,Medium,NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>Email>Chat>Phone,true,20:15-06:45,66,152,57,57,Brokerage;OpenBanking,8,Human,Rebalance,2025-02-06,Success,v2.9.1,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8207,Optimizer,88262,559361,54715,7.6,3,10,US,Low,,ESGOnly;NoFossilFuel,PennyStocks,1.7,16.4,13.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;TaxCost;IRR,Email>App>Chat>In-Person,true,23:15-08:30,63,72,54,46,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-09-24,Partial,v1.10.2,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A8208,Builder,43062,157977,11183,13.3,2,10,US,Low,NoIlliquids,,,1.6,20.1,11.1,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR,App>Chat>In-Person>Email,true,23:30-08:45,61,142,47,43,OpenBanking;Payroll,13,None,Rebalance,2025-04-12,Success,v1.9.1,NoMargin,Prioritize liquidity and down payment savings
A8209,Optimizer,126475,2736591,66786,10.8,2,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.6,19.7,10.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,MaxDD;Sharpe;IRR,Phone>Email>In-Person,true,19:15-08:00,68,118,82,75,Brokerage;OpenBanking,2,Human,PlanUpdate,2025-08-02,Success,v1.10.2,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8210,Stabilizer,238349,1326746,117000,8.4,1,15,IN,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,App>In-Person>Email,true,22:30-07:00,58,112,58,50,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-04-20,Success,v2.8.5,NoPennyStocks,Keep expenses buffer ≥ 4 months
A8211,Builder,52754,116219,7762,7.9,4,10,US,Low,NoDerivatives;NoIlliquids,,,1.6,13.0,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,TaxCost;Sharpe;IRR,Chat>Email>App,false,23:45-08:45,63,144,58,47,OpenBanking,10,Human,PlanUpdate,2025-12-19,Success,v2.9.2,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A8212,Preserver,97814,362471,30097,7.8,2,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>App,true,22:45-06:45,73,121,75,65,Brokerage;OpenBanking,10,Hybrid,AlertAcknowledge,2025-04-18,Success,v2.8.2,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8213,Explorer,55727,351072,13304,20.2,2,10,SG,Medium,AccreditedOnly,NoTobacco,,2.0,31.8,15.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;IRR,In-Person>Chat>App>Phone>Email,true,19:30-06:45,61,89,70,58,OpenBanking,3,None,AutoTransfer,2025-08-05,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8214,Builder,67167,138266,6478,6.9,4,10,US,Low,NoDerivatives,NoFossilFuel;NoWeapons,Crypto;PennyStocks,1.5,24.3,9.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,IRR;Sharpe,App>Chat>In-Person,true,23:15-07:15,57,136,53,42,OpenBanking,11,Human,AutoTransfer,2025-07-08,Failed,v2.9.7,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A8215,Stabilizer,40395,81836,2787,4.9,4,10,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>Chat>Email>App,true,20:30-08:45,65,159,68,61,OpenBanking,10,Human,Rebalance,2025-08-08,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8216,Optimizer,105222,1974070,87159,5.7,4,12,US,Medium,,NoTobacco,PennyStocks,1.5,25.9,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,MaxDD;TaxCost;IRR,In-Person>App>Phone>Chat,false,22:45-06:45,59,117,49,37,Brokerage;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-10-20,Success,v1.9.6,NoIlliquids;NoMargin,Enforce tax budget and position caps
A8217,Builder,105304,446077,34737,9.5,4,12,US,Medium,,,,1.4,15.3,11.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,MaxDD;IRR;Sharpe,In-Person>App>Phone>Chat,true,21:45-07:00,49,133,36,34,CreditBureau;OpenBanking;Payroll,16,Human,AutoTransfer,2025-05-17,Success,v2.8.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A8218,Preserver,58199,378330,54039,8.8,1,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Email>Phone,false,20:00-08:15,70,216,56,56,Brokerage;OpenBanking,12,Hybrid,AlertAcknowledge,2025-11-24,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8219,Stabilizer,136982,684122,51099,6.4,3,12,US,Medium,NoShortSelling;AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Chat>In-Person>App,false,21:45-08:45,51,131,39,32,OpenBanking,19,Hybrid,AutoTransfer,2025-06-08,Partial,v1.9.4,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8220,Stabilizer,35674,182448,10748,3.6,4,10,DE,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>App>Email>Chat,true,23:00-07:45,62,169,69,62,OpenBanking,13,Human,AutoTransfer,2025-11-06,Partial,v1.8.5,NoPennyStocks,Keep expenses buffer ≥ 4 months
A8221,Optimizer,188838,3227878,117030,9.7,1,12,US,Medium,NoIlliquids,,LeveragedETFs;PennyStocks;PrivateCredit,1.6,16.2,12.1,Wealth:10y;Estate:20y,10,Educational,Deep,IRR;Sharpe;TaxCost,App>Email>In-Person>Phone,true,19:00-07:15,56,74,48,37,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-04-30,Success,v1.9.9,NoIlliquids,Enforce tax budget and position caps
A8222,Preserver,145820,486884,39976,4.7,4,15,AU,Medium,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.1,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe,In-Person>Chat>Phone,true,22:15-06:30,71,217,58,49,Brokerage;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-12-01,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8223,Optimizer,207741,3192018,96516,12.1,1,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;PennyStocks,1.5,25.0,9.6,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;MaxDD;Sharpe,In-Person>Phone>Email>Chat>App,true,19:30-06:45,72,68,75,68,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,PlanUpdate,2025-04-18,Success,v1.10.1,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8224,Preserver,103507,900829,100352,5.9,3,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat>Email,true,23:00-07:00,66,137,72,70,Brokerage;CreditBureau;OpenBanking,10,None,AutoTransfer,2025-04-01,Success,v2.8.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8225,Explorer,76494,-32658,3787,16.3,2,10,AU,Low,,,,2.1,20.6,16.7,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,MaxDD;Sharpe;IRR,Chat>In-Person>App>Email>Phone,true,22:00-07:00,66,73,74,66,OpenBanking,3,None,PlanUpdate,2025-10-07,Success,v2.8.9,NoMargin;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8226,Preserver,132562,1060173,95653,9.0,1,15,CA,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.7,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>App>Phone,true,20:30-06:00,70,150,57,53,Brokerage;OpenBanking;Payroll,4,Human,PlanUpdate,2024-12-27,Success,v2.8.1,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8227,Explorer,35784,32615,3603,14.3,2,10,US,Medium,,ESGOnly;NoWeapons,,1.8,28.9,15.2,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>Chat>App,true,21:30-06:00,56,45,50,48,CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-09-09,Partial,v1.8.2,NoIlliquids,Allow small experimental sleeve ≤ 3%
A8228,Optimizer,160080,3107854,125150,6.0,4,12,US,Low,AccreditedOnly,,PennyStocks,1.6,16.4,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;Sharpe,Chat>In-Person>Email>Phone>App,true,19:45-06:00,61,108,54,48,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-03-24,Success,v2.10.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8229,Builder,45748,225093,4563,12.3,1,10,US,Low,AccreditedOnly,,,1.4,18.7,9.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;IRR,In-Person>Email>Chat>App>Phone,true,23:30-07:30,73,127,74,62,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-04-17,Partial,v2.10.3,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8230,Stabilizer,73347,182373,6401,6.5,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.3,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;MaxDD,App>In-Person>Phone,true,19:00-06:45,54,93,60,53,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-11-06,Success,v1.10.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8231,Builder,124381,373373,14583,9.3,3,12,US,Low,,ESGOnly;NoTobacco,,1.4,23.9,11.6,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;IRR,In-Person>Chat>App,true,19:15-07:30,70,122,67,60,OpenBanking,12,None,Rebalance,2025-11-28,Success,v2.10.7,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8232,Preserver,124054,458342,68162,6.9,1,15,AU,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>App>Phone>Chat,true,19:00-06:15,71,199,79,84,Brokerage;OpenBanking;Payroll,14,Human,AutoTransfer,2025-11-30,Success,v2.8.9,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8233,Preserver,70808,462921,59908,6.7,3,10,UK,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.9,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,In-Person>Email>Phone>App>Chat,false,19:30-08:00,67,236,73,71,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-06-24,Failed,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8234,Preserver,185972,558013,36298,5.9,2,12,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Phone>In-Person,false,20:30-06:30,69,223,73,69,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-06-23,Success,v2.9.9,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8235,Stabilizer,42778,177709,6188,8.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.4,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,Chat>Email>Phone,true,23:30-06:15,54,135,61,59,CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-07-15,Success,v2.10.4,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8236,Builder,45273,138818,6602,8.1,3,10,US,Medium,,,PennyStocks;PrivateCredit,1.6,18.5,7.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;IRR;Sharpe,Phone>App>Email>In-Person,true,21:30-08:45,64,149,58,57,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-06-04,Failed,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A8237,Builder,102684,153134,10013,12.2,3,12,US,Low,NoDerivatives;NoShortSelling,ESGOnly,LeveragedETFs;PennyStocks,1.4,20.6,11.2,Home:3y;Retirement:30y,3,Educational,Medium,IRR;MaxDD;TaxCost,In-Person>Email>Phone>App>Chat,false,20:15-07:30,59,90,58,50,CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-10-12,Success,v2.10.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8238,Preserver,73844,402470,31120,5.8,1,10,CA,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe,Email>In-Person>Phone,false,22:15-08:45,63,165,61,51,Brokerage;CreditBureau;OpenBanking,14,None,PlanUpdate,2025-09-26,Success,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8239,Preserver,131166,949671,120319,6.0,4,12,US,Low,NoShortSelling;NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,9.8,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD,Email>In-Person>Phone>Chat>App,false,23:45-08:30,79,207,77,71,Brokerage;OpenBanking,11,Hybrid,Rebalance,2025-06-22,Success,v2.10.2,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8240,Preserver,129004,648605,44709,6.2,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.6,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD,App>In-Person>Chat,true,23:00-08:45,78,201,79,71,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-03-31,Success,v1.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8241,Explorer,69880,206518,20894,17.6,3,10,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;PennyStocks,1.9,27.9,14.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;TaxCost,Email>Phone>In-Person>Chat>App,true,19:00-08:00,55,89,62,56,CreditBureau;OpenBanking;Payroll,6,Human,PlanUpdate,2025-08-26,Partial,v1.9.9,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8242,Explorer,88914,320891,27245,20.2,3,10,UK,Low,AccreditedOnly,NoTobacco;NoFossilFuel,,2.1,24.1,15.0,Business:5y;Travel:2y,5,Educational,Medium,IRR;TaxCost;MaxDD,Phone>In-Person>Chat,true,20:45-07:00,54,87,40,32,OpenBanking,2,None,AlertAcknowledge,2025-05-11,Success,v1.8.7,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A8243,Optimizer,94557,1024989,57050,12.2,1,10,US,Low,NoIlliquids;NoDerivatives,,LeveragedETFs;PennyStocks,1.9,17.4,11.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,IRR;Sharpe,In-Person>Phone>App>Chat>Email,true,19:00-07:30,66,69,80,72,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-01-17,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8244,Preserver,74728,429356,56590,7.5,1,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.1,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone,true,20:15-07:00,78,207,78,80,Brokerage;OpenBanking,9,Hybrid,AutoTransfer,2025-05-26,Success,v1.9.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8245,Optimizer,112931,1643227,71418,8.9,2,12,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.5,19.8,11.2,Wealth:10y;Estate:20y,10,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Email>Chat>Phone>App>In-Person,true,23:00-07:45,71,62,57,52,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2024-12-29,Success,v1.8.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8246,Preserver,98098,1336115,53329,7.1,2,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,7.0,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD,Chat>Email>In-Person>App>Phone,false,21:15-06:30,83,157,76,77,Brokerage;CreditBureau;OpenBanking,8,Human,Rebalance,2025-09-23,Success,v1.8.6,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A8247,Optimizer,76007,1821378,58564,7.9,2,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons;NoTobacco,Crypto;PennyStocks,1.6,20.9,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;Sharpe,Email>In-Person>Phone>Chat,false,23:00-06:15,67,69,67,61,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-03-01,Success,v2.8.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8248,Preserver,45415,519664,44685,3.6,3,10,US,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost,In-Person>Email>App,false,23:45-07:30,71,169,71,63,Brokerage;OpenBanking,12,Hybrid,AlertAcknowledge,2025-01-13,Success,v1.10.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8249,Stabilizer,119033,769470,40728,5.0,4,15,SG,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.7,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>Email>App>In-Person>Chat,true,22:30-07:45,55,126,42,42,CreditBureau;OpenBanking;Payroll,10,Human,Rebalance,2025-08-18,Failed,v1.8.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8250,Preserver,142608,1211501,96244,6.2,1,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>Phone>App,true,19:30-06:45,81,167,80,75,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-05-17,Partial,v1.8.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8251,Stabilizer,76493,441300,39123,7.0,3,10,US,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,11.9,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>App>Chat>In-Person,true,21:00-08:30,54,179,48,44,OpenBanking,6,Hybrid,Rebalance,2025-01-13,Success,v1.9.4,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8252,Builder,45993,281695,10508,14.8,1,10,US,Low,,NoWeapons,Crypto;PennyStocks,1.5,14.7,8.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,TaxCost;MaxDD,App>Phone>Chat,true,20:00-06:15,65,82,71,69,CreditBureau;OpenBanking;Payroll,16,Hybrid,AlertAcknowledge,2025-03-12,Success,v1.10.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8253,Stabilizer,227484,873114,72101,10.3,1,12,US,Low,NoShortSelling;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.2,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe,Phone>Email>Chat>App>In-Person,true,22:00-08:00,62,112,67,69,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-01-05,Success,v2.8.9,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8254,Builder,107470,158217,10418,10.0,3,15,SG,Low,AccreditedOnly,NoTobacco;NoFossilFuel,,1.5,15.6,10.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;IRR;Sharpe,In-Person>Phone>App,true,20:15-08:00,66,75,53,51,OpenBanking;Payroll,15,None,PlanUpdate,2025-10-02,Success,v2.8.7,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8255,Optimizer,57577,286983,24384,11.6,2,10,US,Low,,NoWeapons;NoFossilFuel,LeveragedETFs;PennyStocks,1.8,20.2,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,TaxCost;IRR,In-Person>Phone>Email>App>Chat,true,20:00-07:30,69,98,66,66,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-07-12,Success,v1.10.4,LimitOrderOnly,Enforce tax budget and position caps
A8256,Builder,86444,136002,4760,10.3,4,10,US,Low,,,,1.4,25.0,7.6,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR,App>Chat>Email,false,22:00-06:30,72,131,58,50,CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-03-19,Partial,v1.10.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8257,Optimizer,104694,1058213,48574,11.7,1,15,CA,Medium,,,PennyStocks,1.8,15.9,12.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,IRR;TaxCost,In-Person>Chat>Phone>Email,true,23:15-07:45,57,77,55,54,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-06-20,Failed,v1.10.4,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A8258,Preserver,194060,806725,54826,5.7,1,12,US,Low,NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email>App>Chat,false,19:45-07:15,72,198,71,62,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-07-19,Success,v2.9.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8259,Preserver,123712,772300,70153,5.3,3,15,CA,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,8.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Chat>Email,true,22:15-07:30,79,196,87,85,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,PlanUpdate,2025-07-21,Failed,v1.10.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8260,Optimizer,68604,1450511,51662,11.5,2,10,SG,High,,NoTobacco,Crypto;PennyStocks,1.7,24.4,10.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,MaxDD;TaxCost,App>Chat>Email>In-Person>Phone,false,19:45-08:15,65,69,59,59,Brokerage;OpenBanking,1,Hybrid,AutoTransfer,2025-08-24,Partial,v2.8.5,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8261,Builder,38382,78281,6781,13.3,3,10,UK,Low,,,LeveragedETFs;PrivateCredit,1.5,16.4,7.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;Sharpe,App>In-Person>Phone>Chat,true,21:45-06:45,69,69,68,62,CreditBureau;OpenBanking,13,None,Rebalance,2025-10-05,Success,v2.8.3,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8262,Preserver,57845,779030,54011,4.1,3,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>App>Phone,true,23:15-06:15,65,210,57,48,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-02-08,Success,v1.10.3,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8263,Optimizer,131651,1564211,60792,10.5,1,12,US,Low,NoShortSelling,ESGOnly,PennyStocks,1.7,25.3,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;IRR,Phone>Email>In-Person,false,21:30-07:30,75,113,70,69,Brokerage;OpenBanking;Payroll,6,None,Rebalance,2025-12-06,Success,v2.10.5,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A8264,Stabilizer,36466,288477,11084,9.0,2,10,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>Email,true,22:15-06:00,59,99,46,40,CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-09-13,Partial,v1.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8265,Builder,19426,21521,2472,10.0,1,10,US,Low,NoShortSelling;AccreditedOnly,,PrivateCredit,1.8,22.8,11.5,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;MaxDD,Email>App>Phone,true,21:45-07:00,65,95,71,66,OpenBanking,18,Hybrid,AlertAcknowledge,2025-01-07,Failed,v1.8.7,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8266,Builder,53207,81818,6234,12.8,2,10,CA,Low,,NoWeapons,Crypto;PennyStocks,1.6,18.6,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe,Chat>Phone>In-Person>App,false,22:00-07:45,66,62,56,52,CreditBureau;OpenBanking;Payroll,20,None,AlertAcknowledge,2024-12-29,Success,v2.8.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8267,Explorer,38272,148637,8671,22.1,2,10,US,Low,,ESGOnly;NoTobacco,Crypto;PennyStocks,2.0,20.1,17.6,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,Sharpe;MaxDD;TaxCost,Chat>In-Person>Phone>App>Email,true,22:30-06:45,64,56,65,59,OpenBanking,1,Human,AlertAcknowledge,2025-03-26,Partial,v2.8.1,NoIlliquids,Allow small experimental sleeve ≤ 3%
A8268,Stabilizer,62614,409854,22963,8.9,1,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,6.1,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD,Email>Chat>Phone>App>In-Person,true,20:30-07:00,56,147,42,36,CreditBureau;OpenBanking;Payroll,14,None,PlanUpdate,2025-10-24,Success,v1.8.4,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8269,Preserver,41759,309736,25161,5.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.3,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,App>Chat>Email,true,23:15-08:45,73,154,73,73,Brokerage;OpenBanking;Payroll,10,Human,PlanUpdate,2025-08-27,Success,v1.8.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8270,Stabilizer,69594,365282,16413,8.4,1,10,US,Low,NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,16.3,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,Phone>In-Person>Chat>App>Email,true,22:00-06:15,56,150,58,54,CreditBureau;OpenBanking;Payroll,13,Human,AlertAcknowledge,2025-09-23,Success,v2.10.4,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8271,Optimizer,121290,1374378,68111,7.0,4,12,US,Low,NoIlliquids;NoShortSelling,NoWeapons,PennyStocks,1.7,24.3,10.4,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;IRR;MaxDD,Phone>App>In-Person>Email>Chat,false,21:45-08:45,60,66,51,50,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-01-10,Success,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A8272,Optimizer,67890,943424,26155,7.8,2,10,US,Medium,NoDerivatives;NoIlliquids,,PennyStocks,1.9,20.6,10.7,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR;Sharpe,App>Chat>In-Person,false,20:15-07:45,54,110,62,50,Brokerage;OpenBanking,1,Human,AlertAcknowledge,2025-09-04,Failed,v2.8.3,PauseWhenVIX>30,Enforce tax budget and position caps
A8273,Preserver,45864,430057,49555,8.2,1,10,US,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.3,8.2,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,Chat>App>In-Person,true,23:15-08:15,72,179,75,72,Brokerage;OpenBanking;Payroll,10,Human,AutoTransfer,2024-12-29,Success,v1.8.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8274,Stabilizer,70726,204214,14659,5.3,4,10,US,Medium,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.9,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD,Chat>In-Person>App>Phone>Email,true,21:00-07:30,55,136,46,39,CreditBureau;OpenBanking;Payroll,9,None,AlertAcknowledge,2025-09-16,Success,v2.9.1,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8275,Preserver,156282,472033,45879,5.2,4,12,US,Low,NoShortSelling;AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD,In-Person>Email>Chat>App>Phone,true,23:45-07:45,67,173,57,61,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-12-09,Success,v1.8.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8276,Builder,21622,35956,1228,13.1,1,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco;NoWeapons,,1.6,17.6,7.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,IRR;Sharpe,Email>Chat>In-Person>Phone>App,true,19:15-08:15,57,130,43,43,OpenBanking,20,Human,PlanUpdate,2025-06-08,Partial,v1.9.2,NoIlliquids,Prioritize liquidity and down payment savings
A8277,Stabilizer,73068,504060,15633,4.3,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>Phone>In-Person,true,22:15-07:45,57,179,67,67,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-05-16,Success,v2.8.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8278,Builder,20417,32796,4096,9.8,3,10,US,Medium,,NoTobacco,,1.5,13.1,8.4,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;Sharpe,App>In-Person>Chat,true,20:00-06:15,55,109,45,44,CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-11-15,Success,v1.9.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8279,Preserver,126181,1002851,77311,5.7,3,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,9.0,6.0,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD,Chat>Phone>App,true,20:30-07:30,74,222,59,63,Brokerage;CreditBureau;OpenBanking,13,Human,Rebalance,2025-06-30,Success,v1.8.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8280,Stabilizer,56057,165002,5865,5.9,4,10,IN,Low,AccreditedOnly;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe,App>Email>In-Person>Chat,true,19:45-07:00,61,97,67,65,CreditBureau;OpenBanking,6,Human,Rebalance,2025-12-20,Success,v1.10.6,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8281,Explorer,64968,222189,6776,19.2,3,10,US,Low,,,Crypto;PennyStocks,1.7,33.9,15.5,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,MaxDD;Sharpe,Phone>Chat>In-Person>App,true,20:00-08:45,54,69,41,38,CreditBureau;OpenBanking,1,Human,AutoTransfer,2025-07-23,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8282,Optimizer,60610,786171,33916,8.6,1,10,US,Low,,NoTobacco;NoWeapons,PennyStocks,1.7,17.0,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost,Chat>In-Person>Phone>App>Email,true,19:00-07:45,62,60,78,76,Brokerage;OpenBanking,1,Hybrid,AutoTransfer,2025-08-29,Failed,v2.9.2,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A8283,Stabilizer,119710,698550,38021,6.5,3,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,Phone>App>Email>Chat,true,23:15-08:45,56,123,58,60,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-06-20,Failed,v2.9.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8284,Stabilizer,104347,601173,29785,5.4,4,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,7.0,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost,Chat>In-Person>Email>Phone>App,true,19:00-08:00,66,131,57,60,OpenBanking,8,None,AutoTransfer,2025-08-11,Partial,v2.10.6,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8285,Explorer,130754,539286,35569,13.7,4,12,US,Low,,,Crypto,1.9,24.9,14.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;MaxDD,In-Person>Chat>App>Phone>Email,false,20:00-07:15,57,51,43,37,OpenBanking,3,None,AutoTransfer,2025-02-28,Partial,v2.10.7,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8286,Preserver,64290,309292,9358,5.7,4,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;TaxCost,App>Email>In-Person>Chat,true,19:30-08:00,77,122,76,74,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-08-23,Success,v1.9.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8287,Preserver,134933,671819,45064,5.9,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.1,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD,Phone>Chat>App,true,23:00-07:45,68,222,74,67,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-06-19,Success,v2.10.4,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8288,Optimizer,600000,6073732,360261,11.8,1,12,US,Low,AccreditedOnly,NoWeapons,PennyStocks,1.5,27.0,13.3,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;IRR,Email>In-Person>Chat>App>Phone,true,22:45-08:15,60,79,45,41,Brokerage;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-12-02,Partial,v2.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8289,Preserver,54678,343613,29370,3.4,4,10,SG,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,12.2,6.1,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,App>In-Person>Email,true,23:15-08:15,74,224,67,64,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-11-11,Success,v1.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8290,Optimizer,113072,1486517,56146,8.8,4,15,UK,Medium,NoShortSelling,,Crypto;PennyStocks;PrivateCredit,1.9,16.2,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,TaxCost;Sharpe,Email>Phone>In-Person,true,21:30-08:45,56,81,55,44,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-06-09,Success,v2.10.8,NoMargin,Enforce tax budget and position caps
A8291,Optimizer,89748,1167512,28173,9.3,4,10,AU,Medium,NoIlliquids,,PennyStocks;PrivateCredit,1.5,17.8,9.6,Wealth:10y;Estate:20y,10,Directive,Deep,MaxDD;IRR,App>Chat>Phone>Email,false,23:30-08:45,67,94,67,67,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-03-01,Success,v1.8.5,NoIlliquids,Enforce tax budget and position caps
A8292,Builder,39339,80717,4511,8.2,3,10,US,Low,NoShortSelling,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.6,16.8,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,Sharpe;TaxCost;IRR,Phone>Email>Chat,true,19:15-08:30,58,118,44,35,OpenBanking;Payroll,15,Hybrid,AutoTransfer,2025-03-09,Success,v1.10.6,NoPennyStocks,Prioritize liquidity and down payment savings
A8293,Builder,87372,303056,16211,10.1,4,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly,PrivateCredit,1.6,19.2,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;MaxDD,App>Chat>Phone>Email>In-Person,false,22:15-08:30,57,68,42,39,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-08-07,Success,v2.9.1,NoMargin,Prioritize liquidity and down payment savings
A8294,Builder,79969,169808,9439,12.8,4,10,AU,Low,NoDerivatives;AccreditedOnly,NoWeapons,LeveragedETFs;PennyStocks,1.8,18.6,7.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR,Chat>Email>Phone>App>In-Person,true,19:15-06:00,59,69,52,49,CreditBureau;OpenBanking;Payroll,20,None,PlanUpdate,2024-12-27,Partial,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A8295,Preserver,49040,542184,19472,5.2,2,10,US,Low,NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>In-Person>Chat>Phone>App,true,23:45-08:15,74,192,61,57,Brokerage;CreditBureau;OpenBanking,14,Human,Rebalance,2025-03-13,Success,v2.9.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8296,Stabilizer,64084,189247,18275,7.6,3,10,AU,Low,NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,17.8,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Chat>Phone>Email,true,22:45-08:45,60,160,53,54,CreditBureau;OpenBanking,16,Human,PlanUpdate,2025-12-16,Partial,v2.10.4,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8297,Optimizer,49053,534239,31308,8.7,1,10,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.5,17.9,11.2,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;MaxDD,In-Person>Phone>Email>App,true,20:15-07:15,72,88,64,54,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-07-31,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8298,Preserver,37908,350811,36752,6.1,1,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>Phone>Chat,true,20:00-08:30,76,178,62,57,Brokerage;OpenBanking;Payroll,5,Human,AutoTransfer,2025-06-22,Partial,v1.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8299,Stabilizer,94451,333633,32944,5.4,4,10,US,Medium,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.5,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,App>In-Person>Phone>Chat,true,19:30-07:45,62,131,50,40,CreditBureau;OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-04-29,Success,v1.10.3,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A8300,Stabilizer,104034,324695,19340,7.3,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,16.1,8.5,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Chat>Phone>App>Email>In-Person,true,23:45-07:15,68,154,70,65,OpenBanking,7,None,AutoTransfer,2025-02-15,Success,v1.8.5,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8301,Explorer,49146,361971,7729,15.1,2,10,US,High,AccreditedOnly,,PennyStocks;PrivateCredit,1.7,32.7,16.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;TaxCost;IRR,Chat>In-Person>Phone>App>Email,false,19:30-08:45,57,56,66,61,CreditBureau;OpenBanking,3,None,PlanUpdate,2025-06-19,Partial,v2.8.4,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8302,Builder,42177,126268,8488,9.7,2,10,US,Low,NoShortSelling,,PrivateCredit,1.7,16.0,8.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;TaxCost;IRR,App>Chat>In-Person>Email,false,21:45-08:45,58,98,59,50,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-12-26,Success,v1.8.3,NoIlliquids,Prioritize liquidity and down payment savings
A8303,Stabilizer,75395,254832,19031,6.8,2,10,UK,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.0,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Email>Chat>App,true,23:00-08:15,58,97,50,51,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-09-04,Failed,v2.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8304,Preserver,125635,470447,60343,4.0,4,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,5.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost,Email>Phone>App>Chat,false,22:15-08:30,75,180,84,81,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-08-09,Success,v2.8.2,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8305,Optimizer,435282,3578849,161205,6.6,4,12,US,Low,NoIlliquids,NoFossilFuel;NoTobacco,PennyStocks,1.7,23.1,11.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,IRR;Sharpe;TaxCost,Chat>Phone>In-Person>App>Email,true,20:00-07:30,64,84,70,58,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-06-11,Failed,v1.8.4,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A8306,Stabilizer,85716,187296,12633,5.4,3,10,UK,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,5.3,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>In-Person>App>Phone,true,23:15-08:45,60,152,64,69,CreditBureau;OpenBanking,19,None,AutoTransfer,2025-12-22,Success,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8307,Preserver,205021,3357639,163994,8.7,1,15,UK,Low,NoShortSelling;NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.9,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,Chat>App>In-Person,true,21:45-06:15,73,144,81,87,Brokerage;CreditBureau;OpenBanking,6,Human,Rebalance,2025-03-05,Success,v2.10.5,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8308,Builder,125384,276173,18178,13.4,2,12,US,Low,NoShortSelling;NoIlliquids,,,1.4,12.9,7.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;IRR;Sharpe,Phone>App>In-Person>Email>Chat,false,19:30-06:30,72,117,73,73,OpenBanking,17,Hybrid,AutoTransfer,2025-11-17,Success,v2.8.8,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A8309,Optimizer,56468,492874,20343,10.8,1,10,IN,Low,AccreditedOnly,,PennyStocks;PrivateCredit,1.5,27.1,13.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,TaxCost;MaxDD,In-Person>App>Chat>Phone>Email,true,19:00-06:15,74,74,84,77,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-03-03,Success,v1.8.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8310,Stabilizer,37774,348810,12170,10.4,1,10,UK,High,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,Chat>In-Person>Email,false,21:00-06:30,58,180,58,50,CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-03-09,Success,v1.9.8,LimitOrderOnly;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8311,Preserver,107096,1140323,57372,6.3,2,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email>App>Chat,true,20:30-08:45,71,187,66,66,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-03-29,Success,v2.9.2,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8312,Stabilizer,84045,908773,46332,5.1,3,10,US,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.3,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;Sharpe,Chat>Email>Phone>App,true,20:45-07:30,53,115,58,56,CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-03-26,Partial,v2.8.6,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8313,Preserver,58134,727024,51052,4.0,4,10,UK,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,App>Chat>Email,true,19:15-06:45,71,175,61,66,Brokerage;CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-06-01,Success,v2.9.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8314,Explorer,47846,325465,12276,18.9,3,10,AU,Low,,,Crypto;PennyStocks,1.7,25.3,17.3,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;IRR;Sharpe,In-Person>Phone>Email>App,true,22:15-06:30,63,74,75,66,CreditBureau;OpenBanking,2,Human,Rebalance,2025-01-10,Partial,v2.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8315,Stabilizer,61248,389295,36285,7.5,3,10,DE,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,10.7,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>App>Phone>In-Person>Chat,false,20:30-07:30,46,99,38,28,OpenBanking,14,Human,PlanUpdate,2025-10-11,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8316,Preserver,78241,479907,54344,5.5,2,10,SG,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,In-Person>App>Email>Chat,false,19:45-06:30,70,186,73,72,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-02-07,Failed,v1.8.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8317,Stabilizer,105162,626256,40100,6.3,3,12,US,Medium,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.0,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD,Chat>Phone>App>In-Person>Email,true,22:30-08:45,53,171,60,53,CreditBureau;OpenBanking;Payroll,16,Hybrid,AutoTransfer,2025-01-09,Failed,v1.8.3,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8318,Optimizer,137984,978795,50677,5.4,4,12,US,Medium,,ESGOnly;NoFossilFuel,PennyStocks,1.8,22.2,11.2,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;MaxDD;IRR,Email>Phone>App,false,22:30-06:30,68,113,65,61,Brokerage;OpenBanking,6,None,AlertAcknowledge,2025-08-31,Success,v1.9.1,NoPennyStocks,Enforce tax budget and position caps
A8319,Explorer,109251,852828,41312,14.5,2,12,US,Medium,,,PennyStocks,1.8,20.6,17.9,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;MaxDD;IRR,Phone>Email>Chat>In-Person,true,22:15-06:30,59,77,55,50,OpenBanking;Payroll,4,None,PlanUpdate,2025-06-10,Success,v1.9.7,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8320,Optimizer,101861,1311324,77473,8.2,3,12,US,Medium,,,LeveragedETFs;PennyStocks;PrivateCredit,1.9,17.1,11.5,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;IRR,App>Email>Chat>Phone>In-Person,true,23:00-08:00,54,72,46,36,Brokerage;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-05-06,Success,v1.10.4,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A8321,Optimizer,77076,1132278,62273,6.4,4,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;NoWeapons,PennyStocks,1.9,27.5,11.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;IRR,Chat>Phone>App,true,23:15-08:00,64,73,70,64,Brokerage;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-05-28,Partial,v1.10.7,LimitOrderOnly,Enforce tax budget and position caps
A8322,Preserver,111065,1482057,66384,4.2,4,12,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Email>Phone>App>Chat,true,20:15-08:30,65,224,69,63,Brokerage;OpenBanking;Payroll,8,Human,Rebalance,2025-01-16,Success,v1.10.9,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8323,Preserver,213774,1103588,77732,4.2,4,15,AU,Medium,NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person,false,21:15-08:00,72,181,65,59,Brokerage;OpenBanking,13,Hybrid,AutoTransfer,2025-06-02,Partial,v1.10.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8324,Preserver,181294,1369084,54631,7.4,2,15,SG,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Phone>App>Chat,false,21:45-07:30,71,222,60,60,Brokerage;OpenBanking;Payroll,6,Human,AutoTransfer,2025-12-07,Success,v2.8.1,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8325,Stabilizer,92446,292387,31237,4.7,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.7,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost,App>Chat>In-Person,false,19:30-07:00,55,166,45,40,OpenBanking,15,Human,AlertAcknowledge,2025-12-03,Success,v2.10.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8326,Preserver,49539,327293,32760,4.3,4,10,US,High,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.8,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Chat>In-Person>Email>App>Phone,true,19:45-07:45,63,174,62,56,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-06-06,Failed,v1.10.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8327,Optimizer,81923,1491053,49308,9.9,3,10,AU,Low,,ESGOnly;NoFossilFuel,PennyStocks;PrivateCredit,1.9,15.8,9.7,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;TaxCost,Phone>Email>In-Person>Chat>App,true,21:45-07:00,73,95,84,83,Brokerage;CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-10-12,Success,v1.8.4,NoMargin,Enforce tax budget and position caps
A8328,Builder,50363,131181,7703,11.2,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs,1.5,13.3,10.0,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR;MaxDD,App>In-Person>Phone>Chat>Email,false,22:45-08:15,67,72,64,64,OpenBanking,15,Human,PlanUpdate,2025-08-05,Success,v2.8.7,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A8329,Explorer,103189,231406,12291,15.5,2,12,US,Medium,,NoWeapons;NoFossilFuel,,1.6,32.3,13.2,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;IRR;TaxCost,Phone>Chat>App>In-Person>Email,true,22:00-08:30,48,50,49,40,OpenBanking,7,None,Rebalance,2025-04-13,Partial,v2.10.5,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8330,Explorer,232605,2581154,70868,17.7,3,12,US,Medium,,,,1.7,29.9,16.2,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,Sharpe;IRR,In-Person>Phone>App>Email>Chat,false,23:30-06:45,50,84,58,52,OpenBanking,3,None,Rebalance,2025-11-25,Success,v2.10.7,NoIlliquids,Allow small experimental sleeve ≤ 3%
A8331,Stabilizer,52574,444697,22965,10.0,1,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.5,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat,false,21:15-06:15,53,138,46,45,OpenBanking,14,Human,AlertAcknowledge,2025-07-05,Partial,v1.9.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8332,Builder,53855,223938,4464,10.6,1,10,US,Low,,,LeveragedETFs;PrivateCredit,1.7,13.4,9.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;IRR,In-Person>App>Chat>Phone>Email,true,22:15-08:30,70,123,66,66,CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-10-04,Success,v1.8.2,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8333,Preserver,131682,1508613,69457,4.5,4,12,US,Low,NoShortSelling;NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,5.4,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Phone>In-Person>Email>Chat,true,21:45-07:00,83,173,76,74,Brokerage;OpenBanking,8,Human,Rebalance,2025-08-27,Success,v1.10.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8334,Builder,87857,348267,16512,8.8,4,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto,1.5,18.0,9.6,Home:3y;Retirement:30y,3,Directive,Medium,IRR;MaxDD;TaxCost,Email>Phone>In-Person,true,19:15-06:45,73,88,61,55,OpenBanking;Payroll,9,None,PlanUpdate,2025-08-06,Failed,v1.8.8,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8335,Explorer,47521,421388,18175,21.0,2,10,US,Medium,AccreditedOnly,,PennyStocks,2.0,31.1,16.7,Business:5y;Travel:2y,5,Concise,Shallow,TaxCost;IRR;Sharpe,Chat>Phone>App,false,21:00-08:00,60,54,63,56,CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-04-21,Partial,v2.10.6,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8336,Explorer,81713,621019,23451,14.4,2,10,UK,Low,,NoWeapons,,1.9,24.2,14.2,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,MaxDD;IRR;TaxCost,Chat>App>Email>In-Person>Phone,false,23:30-07:15,60,51,69,60,CreditBureau;OpenBanking;Payroll,1,Human,Rebalance,2025-10-31,Failed,v1.8.7,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8337,Preserver,208802,929716,81001,8.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.3,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>In-Person>Phone>Chat,true,21:45-07:45,74,174,60,62,Brokerage;OpenBanking,9,Hybrid,AutoTransfer,2025-02-25,Success,v1.8.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8338,Preserver,54702,365984,26584,5.7,1,10,DE,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,15.5,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>App>In-Person,true,22:45-07:15,67,160,61,57,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-12-02,Success,v1.10.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8339,Builder,59717,132627,5195,12.3,2,10,US,Medium,AccreditedOnly;NoDerivatives,NoFossilFuel,PrivateCredit,1.5,17.3,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;IRR,Phone>Email>In-Person,true,20:00-06:30,63,69,63,57,CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-02-14,Success,v1.8.8,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A8340,Preserver,95503,1316223,68562,3.8,4,10,IN,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.4,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone,true,22:30-08:30,63,170,62,67,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-04-24,Success,v2.10.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8341,Preserver,196375,1329752,121964,7.7,2,12,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.8,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost,In-Person>Email>Phone,true,22:15-07:45,74,196,70,71,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-12-26,Partial,v1.9.5,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8342,Explorer,80212,385323,15644,15.6,2,10,US,Low,,NoWeapons;NoFossilFuel,,1.6,31.9,15.3,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,TaxCost;Sharpe,Chat>App>Email>Phone,true,19:45-08:30,65,90,57,54,CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-05-19,Success,v1.9.7,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8343,Stabilizer,61070,96755,12268,8.6,2,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,6.6,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Phone>Chat>App>Email>In-Person,false,20:00-07:30,57,129,56,50,CreditBureau;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-11-25,Success,v2.10.7,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8344,Optimizer,53738,303381,24857,12.2,1,10,US,Medium,,,PennyStocks,1.5,16.4,11.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;IRR;TaxCost,App>Email>Chat>In-Person>Phone,true,20:30-07:15,55,89,47,36,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-08-01,Success,v2.9.5,NoMargin,Enforce tax budget and position caps
A8345,Stabilizer,54757,256498,18162,4.7,4,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Phone>Chat,true,21:00-08:00,64,101,66,66,CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-08-28,Success,v1.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8346,Optimizer,81721,1375569,33171,11.0,1,10,US,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.5,17.1,13.1,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person,true,22:45-07:15,61,114,59,53,Brokerage;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-12-25,Failed,v1.9.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8347,Explorer,38625,248567,12562,18.7,3,10,CA,Low,NoShortSelling;AccreditedOnly,,,2.1,33.7,17.6,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,Sharpe;IRR;TaxCost,App>Email>Phone,false,21:30-06:00,61,69,69,63,OpenBanking,6,Hybrid,AutoTransfer,2025-01-24,Success,v2.9.2,NoIlliquids,Allow small experimental sleeve ≤ 3%
A8348,Preserver,67460,467219,63090,4.1,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person>Email,true,22:30-06:00,72,188,71,64,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-03-25,Success,v2.9.3,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8349,Optimizer,149902,1155526,81713,9.0,2,12,US,Low,AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.5,17.6,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;TaxCost,In-Person>App>Phone,false,22:00-07:00,68,67,73,72,Brokerage;CreditBureau;OpenBanking,2,Human,AlertAcknowledge,2025-05-11,Success,v2.9.9,NoMargin,Enforce tax budget and position caps
A8350,Preserver,96033,384026,12960,5.8,1,10,CA,Medium,NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Email>Phone,false,20:45-08:45,61,234,57,59,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-04-01,Success,v2.10.9,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8351,Builder,43234,189457,9377,7.7,4,10,IN,High,AccreditedOnly,,PennyStocks,1.8,18.8,10.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;TaxCost,In-Person>Email>Chat>App,false,22:30-08:45,64,105,74,62,CreditBureau;OpenBanking,10,Human,PlanUpdate,2025-12-18,Success,v1.9.8,StopLossDisabled,Prioritize liquidity and down payment savings
A8352,Stabilizer,66750,672487,29901,4.8,4,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Email>Chat,false,20:00-06:15,64,147,57,55,CreditBureau;OpenBanking,17,Human,Rebalance,2025-06-27,Success,v2.9.2,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8353,Builder,74444,147532,15561,9.4,2,10,CA,Medium,,ESGOnly,PrivateCredit,1.6,22.8,9.6,Home:3y;Retirement:30y,3,Directive,Medium,IRR;MaxDD;TaxCost,Chat>In-Person>Phone>App,true,20:00-08:30,50,114,56,49,CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-05-31,Failed,v2.9.9,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8354,Optimizer,77002,1334083,39854,10.2,2,10,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.6,26.1,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,TaxCost;IRR;Sharpe,Phone>Email>In-Person>Chat>App,true,23:00-07:00,62,84,66,54,Brokerage;OpenBanking;Payroll,2,Human,Rebalance,2025-12-08,Success,v1.9.5,NoPennyStocks,Enforce tax budget and position caps
A8355,Builder,45319,214529,9617,8.8,4,10,US,Low,NoDerivatives,ESGOnly;NoTobacco,,1.6,13.5,7.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,App>Phone>Email>Chat,true,21:45-07:00,68,61,53,49,OpenBanking,20,Hybrid,AlertAcknowledge,2025-05-11,Success,v1.10.2,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A8356,Stabilizer,84138,404397,22013,8.6,1,10,US,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.6,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost,Phone>Email>In-Person>Chat,true,20:45-06:30,63,97,60,63,CreditBureau;OpenBanking,14,Human,Rebalance,2025-10-14,Success,v2.8.9,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8357,Explorer,80296,350438,32638,19.2,1,10,US,Medium,NoShortSelling,,LeveragedETFs;PennyStocks,2.1,26.2,16.7,Business:5y;Travel:2y,5,Directive,Medium,TaxCost;IRR;MaxDD,Chat>App>Phone>In-Person>Email,true,23:00-06:45,50,90,60,51,OpenBanking;Payroll,1,None,AlertAcknowledge,2025-10-17,Failed,v2.9.2,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8358,Builder,47494,119751,5466,8.2,4,10,US,Medium,,NoFossilFuel;NoTobacco,,1.6,16.8,9.1,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,TaxCost;Sharpe,In-Person>App>Chat>Email,true,23:30-07:30,49,106,58,53,CreditBureau;OpenBanking;Payroll,16,Human,Rebalance,2025-08-14,Success,v2.9.3,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A8359,Optimizer,116425,1373220,72406,8.1,4,12,US,Medium,NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks;PrivateCredit,1.7,15.6,10.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,MaxDD;IRR,Email>Phone>Chat>App,true,22:15-07:30,53,103,43,40,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-08-07,Success,v2.8.9,NoIlliquids,Enforce tax budget and position caps
A8360,Stabilizer,98158,274783,33295,5.9,2,10,US,Low,NoIlliquids;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>Chat>App>In-Person>Phone,false,19:45-08:15,60,106,66,68,CreditBureau;OpenBanking;Payroll,17,None,PlanUpdate,2025-04-27,Success,v1.8.9,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8361,Stabilizer,89326,268473,24695,6.1,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person,true,19:45-07:15,67,91,66,64,OpenBanking,18,None,Rebalance,2025-10-21,Partial,v1.8.6,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8362,Preserver,58102,374681,41519,4.7,3,10,US,Medium,NoDerivatives;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,8.0,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>In-Person>Email,true,23:15-07:30,64,180,66,67,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-01-16,Success,v1.10.7,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8363,Builder,59851,113124,10928,11.7,3,10,US,Medium,,,PrivateCredit,1.4,12.2,7.5,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;TaxCost;IRR,Email>App>Chat>Phone,true,19:15-06:00,60,74,59,52,OpenBanking,12,None,Rebalance,2025-02-25,Failed,v1.9.3,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8364,Optimizer,89384,1334463,47014,12.4,1,10,US,Medium,,ESGOnly;NoTobacco,Crypto;PennyStocks,1.6,19.4,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;TaxCost;IRR,Email>In-Person>App>Phone,true,21:30-06:15,59,106,72,70,Brokerage;OpenBanking,7,None,Rebalance,2024-12-29,Partial,v2.9.7,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8365,Optimizer,84710,1017118,37115,8.8,3,10,US,Medium,,,PennyStocks,1.8,23.9,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;TaxCost;Sharpe,Email>Phone>In-Person>Chat,true,21:30-08:00,62,93,72,62,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-07-17,Success,v2.10.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A8366,Optimizer,80561,397137,51779,11.9,2,10,US,Medium,,,Crypto;PennyStocks,1.6,21.8,11.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,Sharpe;IRR,Phone>Chat>App,false,19:15-07:30,66,119,61,52,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-06-12,Success,v2.10.9,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A8367,Builder,32719,75625,5583,8.4,3,10,US,Low,,,PennyStocks,1.8,14.2,7.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,Sharpe;IRR,In-Person>Chat>Phone>App,true,22:45-08:45,63,67,57,46,OpenBanking,18,None,Rebalance,2025-01-25,Success,v1.8.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8368,Optimizer,368436,1623102,71044,6.7,4,12,US,High,NoShortSelling,NoWeapons;ESGOnly,PennyStocks,1.6,24.0,10.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;TaxCost,In-Person>App>Phone,true,21:00-07:15,54,103,41,33,Brokerage;OpenBanking,1,Human,AutoTransfer,2025-02-03,Partial,v2.10.8,NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A8369,Builder,64583,248767,8700,10.0,4,10,US,Low,,NoTobacco;NoFossilFuel,,1.6,15.3,10.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;MaxDD;TaxCost,App>Email>In-Person>Chat,true,22:30-08:15,69,144,62,54,CreditBureau;OpenBanking;Payroll,8,None,AutoTransfer,2025-03-18,Success,v1.9.7,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A8370,Builder,118844,412744,27476,9.2,3,12,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel,LeveragedETFs;PrivateCredit,1.5,22.9,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,Sharpe;IRR,Phone>Email>Chat,true,23:15-08:15,72,134,59,50,OpenBanking,13,Human,Rebalance,2025-04-30,Failed,v1.8.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A8371,Builder,71282,347188,13018,12.6,2,10,DE,Medium,NoShortSelling,NoTobacco;NoFossilFuel,Crypto,1.7,12.5,8.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost;IRR,Email>App>Phone>Chat>In-Person,true,22:45-08:00,67,132,66,61,OpenBanking,9,Human,AutoTransfer,2025-07-10,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8372,Stabilizer,24094,144029,4821,5.9,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.1,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Chat>Phone>App,true,19:30-07:15,56,145,61,56,OpenBanking,13,Human,AutoTransfer,2025-10-01,Success,v2.10.7,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8373,Explorer,79161,993952,23901,18.5,2,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.8,23.2,15.9,Business:5y;Travel:2y,5,Directive,Shallow,TaxCost;MaxDD,Phone>Chat>Email,false,23:30-06:45,58,66,59,56,OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-04-16,Success,v2.9.6,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8374,Optimizer,336942,3021867,135901,6.2,4,15,CA,Low,AccreditedOnly;NoIlliquids,ESGOnly;NoFossilFuel,PennyStocks,1.8,21.5,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,Sharpe;TaxCost,App>Chat>In-Person>Phone>Email,true,23:45-06:45,71,84,73,73,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-03-29,Success,v1.9.1,NoIlliquids,Enforce tax budget and position caps
A8375,Optimizer,120018,1592229,52578,7.6,3,12,US,Low,,,LeveragedETFs;PennyStocks,1.9,24.9,12.7,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,MaxDD;IRR,App>Chat>Email,true,23:30-06:45,76,79,67,59,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-02-27,Success,v2.10.2,NoPennyStocks,Enforce tax budget and position caps
A8376,Explorer,52672,461669,13805,14.7,2,10,US,Low,,,PennyStocks,2.0,22.5,12.8,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>In-Person>App,false,20:15-08:15,67,69,76,72,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-09-23,Success,v2.8.8,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8377,Preserver,82209,530095,52369,5.4,2,10,SG,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.0,6.0,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost,App>Chat>Phone>In-Person,true,19:30-06:30,68,230,78,70,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,AutoTransfer,2025-03-23,Success,v1.9.5,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8378,Optimizer,106566,2284387,51611,5.6,4,12,US,Low,,,PennyStocks;PrivateCredit,1.6,16.6,12.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe,Email>App>Phone,true,21:45-08:30,70,120,78,70,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-01-01,Partial,v1.9.7,NoMargin,Enforce tax budget and position caps
A8379,Builder,125259,162845,22262,10.3,4,12,US,High,,,,1.7,19.6,7.9,Home:3y;Retirement:30y,3,Concise,Shallow,IRR;TaxCost,App>In-Person>Chat>Phone>Email,true,20:45-08:00,62,119,52,51,OpenBanking,12,Hybrid,PlanUpdate,2025-09-14,Success,v2.10.4,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8380,Preserver,80408,596018,58285,4.7,3,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,6.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe,App>Email>In-Person>Phone>Chat,false,23:00-08:45,69,144,54,48,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-01-03,Partial,v2.8.7,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8381,Optimizer,65368,321575,37317,8.9,3,10,US,Low,NoIlliquids,,PennyStocks,1.8,25.8,12.9,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,TaxCost;Sharpe,In-Person>App>Phone>Chat>Email,false,20:30-06:30,73,83,58,49,Brokerage;CreditBureau;OpenBanking,2,None,Rebalance,2025-08-09,Success,v2.8.7,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8382,Preserver,120784,604803,61598,6.1,1,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,5.2,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;Sharpe,App>Chat>In-Person>Phone>Email,true,21:00-06:15,78,160,69,68,Brokerage;OpenBanking,14,Hybrid,AutoTransfer,2025-12-07,Partial,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8383,Builder,135001,129527,6443,7.4,4,12,US,Low,NoIlliquids,,,1.6,17.6,8.1,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,Sharpe;IRR,Email>In-Person>Chat>Phone,false,20:15-08:30,57,103,51,43,OpenBanking,20,Hybrid,Rebalance,2025-02-02,Success,v1.8.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8384,Stabilizer,43309,112151,12431,8.4,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,App>Phone>In-Person,false,19:15-06:00,54,146,59,54,OpenBanking,16,None,Rebalance,2025-06-06,Success,v2.8.9,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8385,Explorer,194462,1368157,41389,14.6,4,12,US,Low,,NoFossilFuel;ESGOnly,PennyStocks,1.7,25.0,12.3,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,MaxDD;Sharpe,Phone>Chat>Email>App>In-Person,false,23:45-07:30,64,50,54,50,CreditBureau;OpenBanking,2,Human,AutoTransfer,2025-03-01,Success,v2.8.2,NoIlliquids,Allow small experimental sleeve ≤ 3%
A8386,Stabilizer,60948,224859,10216,4.0,4,10,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.9,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,Phone>App>Email,true,22:45-07:45,65,157,56,47,CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-08-01,Success,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A8387,Builder,128942,453346,13779,12.7,1,12,US,Medium,,NoWeapons,LeveragedETFs;PrivateCredit,1.7,23.0,9.7,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR;Sharpe,Phone>In-Person>Email,true,20:30-08:15,54,112,59,56,OpenBanking;Payroll,18,Human,PlanUpdate,2025-12-17,Partial,v1.10.2,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8388,Preserver,110199,887971,82409,6.3,2,15,AU,Low,AccreditedOnly;NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;Sharpe,App>Chat>Email>Phone>In-Person,false,22:15-06:30,72,122,77,76,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-09-30,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8389,Optimizer,186913,1018029,67921,8.9,4,12,US,Medium,,NoTobacco,Crypto;PennyStocks,1.7,22.4,9.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,IRR;Sharpe,App>Chat>Email,true,23:30-07:00,70,92,73,69,Brokerage;OpenBanking;Payroll,7,Hybrid,AutoTransfer,2025-08-18,Partial,v1.8.3,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A8390,Builder,78550,333218,11505,10.5,4,10,US,High,NoDerivatives,NoTobacco,,1.7,24.0,11.0,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;MaxDD,App>Phone>Email>In-Person>Chat,true,23:00-06:15,67,144,54,50,OpenBanking,10,None,AutoTransfer,2024-12-30,Partial,v2.10.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8391,Preserver,93936,835176,75342,6.8,1,10,US,Low,AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,5.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>App>Chat>Email,true,23:00-06:15,79,236,87,82,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-08-20,Failed,v2.9.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8392,Preserver,40706,222423,16570,7.8,1,10,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>Chat>App>Phone>In-Person,true,19:45-08:30,67,154,59,56,Brokerage;CreditBureau;OpenBanking;Payroll,8,None,AutoTransfer,2025-03-29,Success,v1.10.3,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8393,Optimizer,28172,322612,9316,9.5,3,10,IN,Low,AccreditedOnly;NoIlliquids,NoWeapons;NoFossilFuel,PennyStocks;PrivateCredit,1.6,26.5,13.8,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;IRR;TaxCost,In-Person>Phone>App,true,23:45-07:30,61,120,66,60,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-10-16,Success,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A8394,Explorer,71840,507794,14825,15.0,2,10,UK,Low,,,PennyStocks,1.8,33.5,16.8,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>Chat>In-Person>App,true,23:00-08:00,65,81,69,65,CreditBureau;OpenBanking,4,None,Rebalance,2025-11-17,Success,v2.8.3,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8395,Preserver,90233,780916,71522,6.3,4,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.1,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email,true,23:45-06:45,76,231,71,65,Brokerage;OpenBanking,10,Hybrid,AlertAcknowledge,2025-06-05,Partial,v1.9.5,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8396,Optimizer,163559,2457768,81133,10.5,3,12,US,Low,,,PennyStocks,1.8,24.9,9.6,Wealth:10y;Estate:20y,10,Concise,Deep,IRR;TaxCost;Sharpe,Email>In-Person>Chat>App,false,21:45-08:15,67,104,56,55,Brokerage;OpenBanking;Payroll,5,Human,AutoTransfer,2025-02-11,Failed,v2.8.9,NoIlliquids;NoMargin,Enforce tax budget and position caps
A8397,Optimizer,50502,399296,25145,4.8,4,10,DE,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.8,18.0,12.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;TaxCost;IRR,Phone>App>Email,false,22:30-07:15,59,77,52,52,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-08-06,Partial,v2.9.9,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A8398,Preserver,74294,484063,48299,5.8,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.7,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,Sharpe;TaxCost,In-Person>Phone>Email>App>Chat,true,20:00-07:45,76,155,66,61,Brokerage;OpenBanking;Payroll,10,Human,PlanUpdate,2025-06-14,Partial,v1.9.4,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8399,Preserver,90806,844364,64999,5.4,2,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.7,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost,Phone>In-Person>Chat,true,20:15-07:45,73,165,73,71,Brokerage;CreditBureau;OpenBanking,7,Hybrid,PlanUpdate,2025-09-11,Success,v2.10.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8400,Preserver,155099,1230251,110744,6.5,1,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;MaxDD,Email>App>Phone>In-Person>Chat,true,19:30-08:45,73,147,60,53,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AutoTransfer,2025-06-11,Partial,v2.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8401,Optimizer,194116,2084357,124755,11.6,1,12,US,Low,,,PennyStocks,1.5,21.2,13.0,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;MaxDD,In-Person>App>Email>Chat,true,19:00-07:15,69,84,62,53,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-03-08,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A8402,Stabilizer,39930,231317,15973,7.3,1,10,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.0,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Phone>Chat,true,22:00-07:00,62,150,65,57,CreditBureau;OpenBanking,19,Human,PlanUpdate,2025-10-28,Success,v2.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8403,Explorer,42843,-30451,1511,18.7,2,10,US,Medium,,ESGOnly;NoFossilFuel,LeveragedETFs;PennyStocks,1.8,25.5,16.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,Sharpe;IRR,Chat>App>Phone,false,21:15-07:00,62,51,58,48,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-12-16,Success,v1.8.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8404,Optimizer,148606,863999,30599,11.2,3,12,US,Low,,NoWeapons,PennyStocks,1.7,23.8,12.9,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;Sharpe;IRR,In-Person>Phone>Chat>App,true,20:45-06:30,73,86,82,79,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-06-04,Success,v2.9.5,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8405,Optimizer,138450,3506580,72141,8.6,4,15,IN,Low,,ESGOnly,PennyStocks,1.5,26.3,11.4,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,TaxCost;MaxDD,Phone>Chat>Email>App,false,20:30-08:00,74,61,86,74,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-04-12,Success,v2.10.6,PauseWhenVIX>30,Enforce tax budget and position caps
A8406,Preserver,109927,767978,47222,6.2,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.1,5.2,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD,Email>In-Person>App,true,22:00-06:30,69,236,73,75,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,PlanUpdate,2025-03-18,Success,v2.8.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8407,Preserver,178511,1305205,119931,5.6,2,15,IN,Medium,NoShortSelling;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.0,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,App>Email>Chat>Phone,true,19:45-07:30,71,210,64,58,Brokerage;OpenBanking,7,None,Rebalance,2025-02-28,Success,v2.10.4,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8408,Optimizer,152642,1307977,95999,11.5,1,12,US,Medium,NoShortSelling,,PennyStocks,1.8,21.0,13.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;IRR,Chat>App>In-Person>Email>Phone,false,22:15-07:15,57,89,61,60,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-07-24,Success,v2.8.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8409,Preserver,135233,786294,36903,7.2,2,12,US,Low,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Email>In-Person>App,true,22:00-08:15,74,189,67,64,Brokerage;CreditBureau;OpenBanking,10,Hybrid,Rebalance,2025-07-08,Success,v2.10.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8410,Preserver,141035,1411186,73586,6.0,1,12,US,Medium,NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>Email>Phone,true,23:30-08:45,73,163,62,63,Brokerage;CreditBureau;OpenBanking,8,Human,Rebalance,2024-12-30,Partial,v1.9.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8411,Stabilizer,61564,507698,15266,6.8,3,10,AU,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>Chat>In-Person>Email>App,false,19:15-08:45,55,94,49,49,CreditBureau;OpenBanking;Payroll,18,None,AlertAcknowledge,2025-08-28,Partial,v2.9.4,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8412,Explorer,35459,114327,5667,16.5,1,10,UK,Low,,,LeveragedETFs;PennyStocks,1.9,20.8,15.4,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,MaxDD;IRR,Phone>Email>In-Person>Chat,true,23:45-07:45,58,64,50,42,OpenBanking;Payroll,1,None,AlertAcknowledge,2025-05-27,Success,v2.8.8,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8413,Preserver,218575,1225865,136157,5.5,2,12,US,Low,NoShortSelling;NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,App>Phone>Email>In-Person>Chat,false,20:45-07:15,67,138,52,46,Brokerage;CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-01-27,Success,v1.10.8,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8414,Preserver,107925,288496,12426,5.2,4,12,US,Medium,NoIlliquids;AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,14.5,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Email>In-Person>App,true,23:15-08:45,69,219,70,72,Brokerage;CreditBureau;OpenBanking;Payroll,13,Human,AlertAcknowledge,2025-07-13,Partial,v2.9.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8415,Preserver,72904,1242587,47190,5.1,3,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;Sharpe,Chat>Phone>Email>In-Person,true,22:15-06:00,78,217,81,75,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-01-04,Success,v2.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8416,Optimizer,78555,1057865,45247,6.7,3,10,US,Low,,ESGOnly;NoWeapons,Crypto;PennyStocks;PrivateCredit,1.8,20.5,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat>App>Email,true,19:00-06:45,74,89,64,62,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-06-05,Success,v1.10.6,NoMargin,Enforce tax budget and position caps
A8417,Preserver,133927,1039963,91638,3.5,4,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,8.9,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>In-Person>Chat>App,true,20:15-07:30,70,200,67,63,Brokerage;CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-01-12,Success,v2.10.3,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8418,Builder,31967,60075,4270,15.0,1,10,US,Low,,NoFossilFuel,,1.7,14.7,8.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,MaxDD;TaxCost;IRR,App>Phone>Chat>Email>In-Person,true,23:15-06:00,67,83,53,50,OpenBanking;Payroll,20,Hybrid,AutoTransfer,2025-04-01,Success,v2.8.3,StopLossDisabled,Prioritize liquidity and down payment savings
A8419,Preserver,44477,160876,23256,3.5,3,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Email>App>Chat>Phone,true,23:45-06:00,73,133,66,63,Brokerage;CreditBureau;OpenBanking,4,None,PlanUpdate,2025-08-16,Success,v2.8.2,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8420,Explorer,41796,402130,16900,20.8,1,10,IN,Low,,NoFossilFuel;NoWeapons,,1.9,20.8,14.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,MaxDD;Sharpe,Phone>Email>App>Chat,true,23:00-08:15,59,65,64,61,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-10-11,Success,v2.9.5,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8421,Builder,183701,218335,24741,13.3,1,15,IN,Low,AccreditedOnly;NoDerivatives,NoWeapons;NoFossilFuel,,1.5,20.4,9.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;IRR;TaxCost,Chat>Email>In-Person>Phone,false,22:45-08:00,57,135,47,43,OpenBanking,11,Hybrid,AlertAcknowledge,2025-07-14,Partial,v1.10.8,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8422,Stabilizer,107012,513971,25528,8.2,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.3,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,App>Chat>Email,true,23:00-06:30,54,177,46,51,OpenBanking;Payroll,9,Hybrid,Rebalance,2025-01-02,Success,v2.9.5,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8423,Builder,107499,312826,15039,8.2,3,12,US,Low,,NoFossilFuel,,1.7,24.1,9.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost,In-Person>Email>App>Phone>Chat,true,19:30-06:45,62,149,56,45,CreditBureau;OpenBanking,13,None,PlanUpdate,2025-03-03,Partial,v2.8.2,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8424,Builder,57946,126676,4560,11.8,1,10,US,Low,AccreditedOnly;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;PrivateCredit,1.5,24.7,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,TaxCost;IRR,App>Chat>Email>In-Person>Phone,true,23:30-08:45,65,75,65,58,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-08-02,Partial,v1.10.8,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A8425,Builder,80721,-9101,1000,13.5,1,10,US,Low,,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.4,16.6,8.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;IRR;Sharpe,Email>Chat>Phone>App>In-Person,true,22:00-08:00,63,99,53,47,OpenBanking,16,None,PlanUpdate,2025-12-07,Partial,v1.8.9,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A8426,Explorer,75959,379379,11298,16.8,2,10,CA,Low,,NoWeapons;NoTobacco,,1.6,23.7,12.2,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;TaxCost;Sharpe,In-Person>Email>Chat,true,23:45-07:00,57,45,51,50,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-08-27,Success,v2.9.5,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A8427,Optimizer,111462,1519540,49188,9.5,1,12,US,Medium,,,PennyStocks,1.9,20.2,12.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,TaxCost;IRR;MaxDD,Phone>In-Person>Chat,true,20:15-06:30,62,111,67,61,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-01-20,Success,v2.9.5,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A8428,Preserver,96722,1057080,103399,6.3,1,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,14.8,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,Email>In-Person>Phone>Chat,true,20:30-06:30,67,176,69,67,Brokerage;OpenBanking;Payroll,6,None,PlanUpdate,2025-08-16,Success,v2.8.5,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8429,Stabilizer,67677,300930,20881,9.3,1,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,App>In-Person>Email>Chat,true,22:15-06:00,65,172,54,56,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-12-21,Failed,v1.9.3,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8430,Stabilizer,60376,305851,24158,8.7,2,10,DE,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,15.1,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Chat>App>Email>In-Person,true,19:45-08:30,59,172,55,47,OpenBanking;Payroll,8,Human,Rebalance,2025-09-28,Partial,v2.8.8,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8431,Stabilizer,73595,782040,47341,4.3,4,10,US,Low,NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.6,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,App>Email>Chat,true,23:00-07:30,65,104,58,56,OpenBanking,7,None,Rebalance,2025-07-15,Success,v2.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8432,Stabilizer,57797,225300,25015,9.2,1,10,IN,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person>Phone,false,19:00-06:00,62,133,48,51,CreditBureau;OpenBanking;Payroll,16,None,AlertAcknowledge,2025-03-11,Success,v2.10.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8433,Builder,59226,151747,8588,10.6,2,10,US,Low,NoIlliquids;NoShortSelling,,,1.6,15.4,7.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;IRR;MaxDD,App>Phone>In-Person>Chat>Email,true,22:15-06:15,59,94,55,55,OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-12-17,Success,v2.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A8434,Preserver,80227,578131,34680,3.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,Phone>Email>Chat>App,false,21:30-07:15,77,139,77,81,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-02-23,Partial,v1.10.2,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8435,Preserver,85307,301398,33303,4.0,4,10,DE,Medium,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>App,true,20:00-08:45,80,135,65,60,Brokerage;OpenBanking,13,Human,PlanUpdate,2025-06-25,Partial,v2.10.3,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8436,Preserver,123099,1188020,74684,7.0,1,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,In-Person>App>Chat>Phone,true,23:45-08:15,77,150,67,56,Brokerage;CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-09-03,Success,v2.8.9,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A8437,Optimizer,197343,1450675,91352,6.9,3,15,CA,Low,,,Crypto;PennyStocks,1.9,24.7,9.2,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;MaxDD;Sharpe,In-Person>Phone>App>Chat,true,23:30-08:15,65,85,64,59,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-05-21,Success,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A8438,Builder,58869,89679,11358,14.0,2,10,IN,Medium,,,,1.5,23.0,8.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;Sharpe,Phone>In-Person>Email>App,true,23:15-08:45,51,85,49,43,OpenBanking,15,Human,PlanUpdate,2025-05-06,Success,v2.9.1,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8439,Preserver,118238,820122,56469,7.3,1,12,US,High,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,5.3,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Phone>App>In-Person>Chat>Email,true,21:30-08:15,65,124,55,55,Brokerage;OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-06-04,Failed,v1.10.3,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8440,Optimizer,137601,1084027,59805,10.1,1,15,IN,Low,NoDerivatives;AccreditedOnly,ESGOnly,PennyStocks,1.9,27.2,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;MaxDD,Email>In-Person>App>Chat>Phone,true,20:45-06:30,65,80,59,58,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,Rebalance,2025-12-17,Partial,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A8441,Builder,81801,379226,14065,10.7,4,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs,1.6,19.8,7.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,TaxCost;MaxDD,Phone>App>In-Person,false,23:30-06:15,69,60,56,54,CreditBureau;OpenBanking;Payroll,16,None,AlertAcknowledge,2025-04-09,Success,v1.9.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A8442,Builder,66741,-27141,2724,10.6,2,10,US,Low,,,Crypto;PrivateCredit,1.4,20.6,12.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,IRR;MaxDD;Sharpe,Chat>App>Phone>Email>In-Person,false,21:45-08:00,68,104,55,52,OpenBanking,5,None,AlertAcknowledge,2025-10-07,Success,v1.8.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8443,Preserver,89588,335600,22289,6.3,1,10,AU,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.7,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Phone>In-Person>Email,true,20:45-06:30,74,125,65,61,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-11-20,Success,v2.10.6,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A8444,Stabilizer,62520,118357,9500,5.4,4,10,DE,Low,NoIlliquids;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,6.5,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Chat,true,19:45-06:30,62,94,64,67,CreditBureau;OpenBanking;Payroll,16,Hybrid,PlanUpdate,2025-12-23,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8445,Optimizer,113951,674311,51804,7.4,3,12,US,Low,,,PennyStocks,1.6,23.2,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,Sharpe;MaxDD,In-Person>Email>Phone>Chat,true,21:00-08:15,69,117,57,50,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-08-01,Success,v1.10.1,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A8446,Builder,66123,193498,5831,10.7,2,10,CA,Low,,,PennyStocks;PrivateCredit,1.6,13.1,8.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Chat>Email>Phone,false,23:00-08:00,58,102,62,52,CreditBureau;OpenBanking,16,None,AutoTransfer,2025-12-22,Success,v1.10.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8447,Explorer,37570,368844,9917,14.9,2,10,US,Low,,NoFossilFuel;ESGOnly,PennyStocks,2.1,31.1,13.7,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,TaxCost;IRR;MaxDD,App>In-Person>Phone>Email,true,21:45-07:00,56,60,51,40,CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-12-02,Failed,v1.8.7,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8448,Stabilizer,53653,318417,33539,4.4,4,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe,Phone>App>Email,true,22:00-07:15,62,150,67,62,CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-05-23,Partial,v1.8.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8449,Optimizer,54658,637286,28547,8.9,3,10,US,Medium,AccreditedOnly;NoShortSelling,,PennyStocks,1.9,24.0,12.7,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;IRR,Phone>Email>App>In-Person,true,22:45-07:15,62,83,51,49,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-11-20,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A8450,Preserver,68891,429253,30665,8.5,1,10,IN,Low,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,17.2,7.4,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Chat>Phone>Email>In-Person,false,20:45-08:15,68,175,67,65,Brokerage;CreditBureau;OpenBanking,12,Human,PlanUpdate,2025-08-26,Partial,v2.8.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8451,Builder,69434,115768,7456,9.2,4,10,US,Medium,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs,1.5,23.3,7.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,IRR;TaxCost,Phone>Email>App>Chat>In-Person,false,23:30-06:30,62,129,70,58,CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-10-29,Success,v1.8.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8452,Builder,80937,-41380,3946,11.1,3,10,US,Low,,NoTobacco,,1.7,20.6,9.0,Home:3y;Retirement:30y,3,Directive,Deep,Sharpe;MaxDD;IRR,In-Person>App>Email>Phone>Chat,true,19:15-06:15,62,142,50,44,CreditBureau;OpenBanking,8,Human,Rebalance,2025-01-31,Partial,v2.9.6,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8453,Optimizer,48202,393366,17801,7.0,4,10,US,Low,NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.8,24.0,12.4,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;IRR;TaxCost,In-Person>Chat>Phone,true,23:00-07:00,70,114,73,65,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-05-17,Failed,v1.9.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8454,Preserver,136497,797900,91481,7.8,1,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.1,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat>Phone>App,true,22:15-06:00,76,206,62,60,Brokerage;CreditBureau;OpenBanking,10,None,Rebalance,2025-06-25,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8455,Builder,84190,95069,9722,8.6,4,10,US,Medium,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs,1.4,13.9,9.9,Home:3y;Retirement:30y,3,Collaborative,Deep,IRR;MaxDD;TaxCost,Phone>Chat>Email,false,23:45-07:45,65,73,61,55,CreditBureau;OpenBanking,20,Hybrid,PlanUpdate,2025-09-17,Failed,v1.8.3,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A8456,Stabilizer,217335,992078,98229,9.1,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Email>App,true,22:45-06:00,60,109,50,42,CreditBureau;OpenBanking,13,Hybrid,Rebalance,2025-11-21,Success,v1.10.4,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8457,Stabilizer,125719,596281,26453,5.6,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,15.8,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Email>In-Person>App,true,20:15-06:00,67,166,72,70,OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-03-10,Success,v2.8.5,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A8458,Preserver,53891,195326,26785,5.9,4,10,SG,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.8,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,App>Phone>Chat>Email>In-Person,true,22:45-06:30,78,138,75,70,Brokerage;OpenBanking,9,Human,Rebalance,2025-11-26,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8459,Preserver,79874,928755,56906,9.1,1,10,US,High,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,13.6,6.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>Phone>Email,true,23:00-07:00,72,184,73,78,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-06-02,Partial,v2.10.2,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8460,Stabilizer,204667,1016481,66681,9.8,1,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,6.8,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,App>Phone>Email>Chat,true,22:00-08:30,65,149,63,63,CreditBureau;OpenBanking,12,None,Rebalance,2025-12-15,Success,v1.10.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8461,Preserver,38442,268592,20218,8.3,1,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.2,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,Email>In-Person>App>Chat>Phone,true,22:45-07:00,74,214,69,67,Brokerage;OpenBanking,7,None,Rebalance,2025-09-13,Partial,v1.9.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8462,Builder,85288,243776,14023,8.0,4,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;PennyStocks,1.5,24.6,10.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,Sharpe;TaxCost,Phone>In-Person>Chat,false,23:45-08:15,70,124,65,62,OpenBanking,12,Human,Rebalance,2025-04-24,Success,v1.9.1,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8463,Builder,135790,303955,15377,9.0,4,12,US,Low,NoIlliquids,,,1.6,20.1,9.2,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>In-Person>Phone>App>Email,false,21:15-08:30,71,134,71,65,CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-03-07,Failed,v1.10.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8464,Optimizer,185968,2276362,143090,10.0,2,12,US,Low,,NoTobacco;ESGOnly,PennyStocks,1.8,24.7,13.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD;TaxCost,Chat>Phone>App,true,22:45-07:00,64,82,68,60,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-05-04,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A8465,Optimizer,108701,1109262,80254,10.8,2,15,IN,Medium,NoDerivatives;NoShortSelling,NoWeapons,PennyStocks;PrivateCredit,1.7,24.5,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,TaxCost;Sharpe,In-Person>Email>Chat,true,19:45-07:30,69,103,58,53,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-05-14,Success,v1.8.4,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8466,Preserver,137898,1123104,53282,5.7,4,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,16.2,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Phone>Chat,false,19:45-08:30,73,182,71,69,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,AlertAcknowledge,2025-12-03,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8467,Stabilizer,91124,448793,34596,7.1,1,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,6.8,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>App>Chat>Phone>In-Person,true,20:00-07:15,54,106,51,48,OpenBanking,10,None,AlertAcknowledge,2025-01-15,Success,v2.8.2,NoIlliquids,Keep expenses buffer ≥ 4 months
A8468,Stabilizer,65833,381771,16443,5.9,2,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.8,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,App>Chat>Phone>Email>In-Person,true,20:30-08:00,49,126,39,37,OpenBanking,16,Hybrid,AlertAcknowledge,2025-01-26,Success,v2.9.4,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8469,Explorer,87093,398204,29675,13.9,2,10,US,High,NoDerivatives;NoIlliquids,NoFossilFuel,PrivateCredit,2.0,31.8,15.9,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,Sharpe;TaxCost;IRR,In-Person>App>Phone,false,22:00-07:15,43,49,37,33,CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-08-27,Partial,v1.10.6,NoIlliquids,Allow small experimental sleeve ≤ 3%
A8470,Builder,59107,189726,17185,9.9,1,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;PennyStocks,1.7,13.1,11.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Email>Chat,true,20:45-07:45,64,78,64,55,OpenBanking;Payroll,18,None,AutoTransfer,2025-11-22,Success,v2.9.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8471,Optimizer,221258,1551766,102825,7.8,2,15,UK,Low,,NoTobacco,PennyStocks;PrivateCredit,1.7,26.2,10.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;MaxDD,In-Person>App>Email,true,23:15-08:30,61,99,76,64,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-06-28,Success,v1.9.5,NoPennyStocks,Enforce tax budget and position caps
A8472,Explorer,82979,440563,28834,16.0,4,10,US,Low,AccreditedOnly,NoTobacco,,1.9,34.7,14.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,Sharpe;MaxDD,Phone>Chat>In-Person>Email>App,true,20:30-07:15,64,75,64,61,OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-03-27,Success,v2.10.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8473,Optimizer,92708,830260,51433,12.8,1,10,US,Low,,,PennyStocks,1.8,16.7,11.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;Sharpe;IRR,Email>In-Person>Phone>Chat,false,22:00-07:30,73,64,76,66,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-05-22,Success,v2.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A8474,Stabilizer,104329,259795,24966,7.5,2,12,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,11.6,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,Email>In-Person>Phone,true,23:15-07:15,50,136,35,32,OpenBanking,6,Human,AutoTransfer,2025-10-14,Failed,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8475,Builder,33115,58809,6137,14.6,1,10,AU,Low,,,,1.7,15.4,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;Sharpe,App>Email>Phone>Chat,true,21:15-08:15,66,71,69,64,OpenBanking;Payroll,14,Human,Rebalance,2025-10-04,Success,v1.10.3,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A8476,Builder,55905,330181,8368,13.5,1,10,US,Low,NoDerivatives;NoIlliquids,ESGOnly,Crypto;LeveragedETFs,1.6,13.2,9.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;IRR;MaxDD,App>Chat>Phone>Email>In-Person,false,23:30-07:30,67,130,59,54,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-07-14,Success,v1.10.7,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8477,Optimizer,388133,1427395,126397,10.2,1,12,US,Low,,NoFossilFuel,PennyStocks,1.8,19.7,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,MaxDD;IRR,Chat>In-Person>Email>App,false,22:15-07:15,70,75,56,47,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-10-10,Success,v2.8.8,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8478,Builder,71358,93986,8439,9.5,3,10,US,Low,NoShortSelling,NoWeapons;NoTobacco,,1.7,23.0,8.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,MaxDD;Sharpe,App>Phone>Chat>In-Person,true,23:15-07:30,64,122,56,48,CreditBureau;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-03-24,Failed,v1.8.9,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8479,Preserver,122144,1202760,37108,5.7,3,15,CA,Medium,NoIlliquids;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Email>In-Person>Chat,true,19:15-08:15,76,177,85,86,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-09-18,Partial,v1.10.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8480,Preserver,111796,1286415,123974,8.9,1,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.3,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person,true,20:00-06:30,83,122,75,73,Brokerage;OpenBanking,3,Human,Rebalance,2025-01-05,Success,v2.8.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8481,Preserver,87270,388003,26065,5.3,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,11.8,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,Chat>App>In-Person>Phone,false,23:30-06:00,82,121,91,85,Brokerage;OpenBanking,8,Human,AutoTransfer,2025-11-02,Partial,v2.8.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8482,Builder,54125,171180,5504,10.4,4,10,US,Low,,ESGOnly,Crypto;PrivateCredit,1.7,23.4,10.2,Home:3y;Retirement:30y,3,Concise,Deep,Sharpe;MaxDD,Email>Phone>App>In-Person,false,21:45-06:15,68,119,62,56,OpenBanking;Payroll,14,None,PlanUpdate,2025-12-08,Success,v2.9.3,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A8483,Explorer,48784,361887,11016,18.1,2,10,US,Low,NoShortSelling;NoIlliquids,NoWeapons,,2.1,33.8,14.3,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,Sharpe;TaxCost,Phone>App>Chat,true,21:00-06:00,63,90,67,57,CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-02-11,Success,v1.8.8,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8484,Builder,93048,235121,23023,6.9,4,10,US,Medium,NoIlliquids,,,1.8,23.0,10.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;Sharpe,In-Person>Phone>Email,true,22:15-08:15,53,133,44,42,CreditBureau;OpenBanking,13,None,PlanUpdate,2025-01-05,Success,v1.8.2,StopLossDisabled,Prioritize liquidity and down payment savings
A8485,Optimizer,96880,2566048,76545,8.6,1,10,DE,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.9,18.4,12.6,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR;TaxCost,Phone>In-Person>Email>Chat,true,23:30-06:15,63,81,53,46,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-09-21,Failed,v1.9.7,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A8486,Builder,90347,154902,15271,9.0,2,10,DE,Medium,,,,1.7,22.5,7.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,Sharpe;TaxCost;IRR,App>In-Person>Phone>Chat,true,19:00-06:30,52,71,51,39,OpenBanking,20,Human,AutoTransfer,2025-01-04,Success,v1.9.5,StopLossDisabled,Prioritize liquidity and down payment savings
A8487,Preserver,179884,2615431,151946,7.5,1,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,8.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,In-Person>App>Email>Phone,true,19:45-06:00,74,124,74,69,Brokerage;OpenBanking,14,Hybrid,PlanUpdate,2025-03-11,Success,v1.8.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8488,Optimizer,127938,1498931,78270,10.2,1,12,US,Low,AccreditedOnly,,PennyStocks,1.7,27.0,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;TaxCost;MaxDD,Email>In-Person>Phone>Chat>App,false,21:45-06:00,65,62,71,65,Brokerage;OpenBanking,5,None,PlanUpdate,2025-01-06,Success,v2.10.2,NoPennyStocks,Enforce tax budget and position caps
A8489,Explorer,62844,369704,25285,18.0,3,10,US,Medium,,,Crypto;PennyStocks,2.1,26.0,15.7,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,TaxCost;MaxDD,Chat>Phone>In-Person>App>Email,true,23:15-08:45,60,58,63,63,OpenBanking;Payroll,4,Human,AutoTransfer,2025-07-27,Success,v2.9.2,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8490,Explorer,62491,657311,19043,17.0,2,10,US,Low,,,PennyStocks,1.8,27.3,16.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,TaxCost;Sharpe;IRR,Chat>App>Email,true,19:30-08:30,66,88,70,59,CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-08-11,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8491,Explorer,53521,177938,19633,13.9,2,10,US,Medium,NoIlliquids,,,2.0,28.1,16.3,Business:5y;Travel:2y;Education:6y,5,Directive,Shallow,TaxCost;IRR,App>Email>Chat,true,19:45-08:00,62,80,53,42,CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-04-06,Partial,v2.8.6,LimitOrderOnly;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8492,Optimizer,97635,2021632,34920,7.3,4,10,UK,Low,NoDerivatives;NoShortSelling,ESGOnly,PennyStocks,1.7,23.0,13.5,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;Sharpe;IRR,App>Phone>Chat>Email,true,20:30-06:00,75,114,72,65,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-10-31,Success,v1.10.1,LimitOrderOnly,Enforce tax budget and position caps
A8493,Optimizer,164993,1923994,123489,6.0,4,12,US,Low,NoShortSelling,NoFossilFuel;NoTobacco,PennyStocks,1.9,22.4,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,TaxCost;MaxDD;Sharpe,Chat>App>Phone>In-Person,true,20:45-07:15,67,90,57,51,Brokerage;OpenBanking,2,Hybrid,PlanUpdate,2025-10-12,Success,v2.8.7,StopLossDisabled,Enforce tax budget and position caps
A8494,Preserver,66030,399314,31754,6.1,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,8.8,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe,Email>Phone>In-Person>App,false,23:15-06:00,73,146,58,56,Brokerage;OpenBanking;Payroll,7,None,Rebalance,2025-05-06,Partial,v1.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8495,Explorer,85574,410163,44727,19.4,3,10,US,Low,,,,1.8,20.5,15.2,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,MaxDD;IRR,Phone>In-Person>App>Chat>Email,true,23:45-06:30,67,75,80,69,CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-06-05,Success,v2.9.6,LimitOrderOnly;NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8496,Preserver,69412,407128,41826,7.4,1,10,SG,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.6,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,Phone>In-Person>Chat>Email>App,true,19:30-08:30,69,197,68,61,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-12-21,Success,v2.8.7,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8497,Preserver,101617,651710,46694,3.9,4,12,US,Medium,AccreditedOnly;NoIlliquids,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,17.5,5.6,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Email>Phone,true,23:45-07:30,65,131,60,53,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-03-28,Success,v2.9.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8498,Stabilizer,29292,112080,12583,8.1,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe,Email>App>Phone,false,22:30-07:15,58,178,51,45,OpenBanking,10,Human,AlertAcknowledge,2025-04-29,Partial,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8499,Stabilizer,102874,558023,39730,5.6,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,16.7,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Chat>Phone>Email,true,22:15-08:45,56,146,43,34,CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2024-12-31,Success,v1.9.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8500,Stabilizer,154101,499196,19477,10.0,1,12,US,Low,NoShortSelling;NoIlliquids,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe,Email>App>Phone,true,21:15-08:00,53,132,59,57,CreditBureau;OpenBanking,10,None,PlanUpdate,2025-07-13,Success,v1.8.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8501,Optimizer,90462,910680,40878,9.6,3,10,US,Low,,NoTobacco;NoFossilFuel,LeveragedETFs;PennyStocks,1.6,16.5,13.8,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Phone>App>Chat>Email,false,19:15-06:45,69,75,75,72,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-10-13,Failed,v2.9.3,NoPennyStocks,Enforce tax budget and position caps
A8502,Preserver,87669,737442,67277,5.6,4,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,15.7,7.8,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Email>App,true,23:45-07:30,82,130,79,76,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-01-17,Success,v1.10.1,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8503,Stabilizer,88410,617552,20258,6.2,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat>App,true,19:15-07:00,68,147,61,55,CreditBureau;OpenBanking;Payroll,11,Human,PlanUpdate,2025-01-16,Success,v1.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A8504,Preserver,188891,2233795,125536,7.7,2,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.0,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD,Chat>Phone>Email>App>In-Person,false,22:15-06:00,82,172,73,65,Brokerage;CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-10-04,Partial,v1.9.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8505,Preserver,135214,990166,145358,3.9,3,15,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person,true,19:15-08:45,63,180,73,62,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-11-23,Success,v2.10.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8506,Preserver,56145,372404,13004,5.1,3,10,CA,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,9.2,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD,App>In-Person>Email>Phone>Chat,false,19:00-08:45,79,165,70,65,Brokerage;CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-07-15,Success,v2.8.8,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8507,Preserver,98141,440692,52894,5.9,2,10,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,6.0,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>Phone>App,false,19:45-07:30,80,210,89,93,Brokerage;CreditBureau;OpenBanking;Payroll,10,Human,PlanUpdate,2025-10-10,Failed,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8508,Preserver,165883,2667700,93142,7.1,2,12,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,14.5,8.3,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,App>Chat>In-Person>Email,false,21:45-08:45,82,175,81,83,Brokerage;OpenBanking,12,Human,AutoTransfer,2025-01-22,Partial,v2.8.7,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8509,Optimizer,270272,3975723,125691,13.0,1,12,US,Low,,,PennyStocks;PrivateCredit,1.5,16.6,9.3,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;TaxCost,In-Person>Phone>App>Email>Chat,true,22:45-07:30,73,107,65,55,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-01-20,Failed,v1.8.8,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A8510,Explorer,74134,482029,16273,18.5,1,10,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoWeapons,PennyStocks,1.9,29.7,13.5,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,Sharpe;TaxCost,Phone>In-Person>Chat>App,true,22:45-06:30,67,63,79,73,OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-10-15,Partial,v2.8.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8511,Builder,62547,284301,8614,10.5,4,10,DE,Low,,ESGOnly,PrivateCredit,1.7,17.5,10.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,Sharpe;MaxDD,Phone>In-Person>App>Chat>Email,true,19:00-07:45,73,95,79,72,OpenBanking,13,Hybrid,AlertAcknowledge,2024-12-31,Success,v1.9.2,NoPennyStocks,Prioritize liquidity and down payment savings
A8512,Preserver,101529,572763,38870,7.2,2,15,UK,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>Email>App>In-Person,true,23:00-07:45,70,188,59,52,Brokerage;OpenBanking,14,None,Rebalance,2025-11-11,Success,v1.10.7,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8513,Stabilizer,80656,648917,33928,4.4,4,10,US,Medium,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost,Email>Chat>In-Person>Phone>App,true,22:15-06:30,49,131,57,54,OpenBanking,18,Hybrid,Rebalance,2025-03-30,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8514,Explorer,74265,694160,27941,21.3,2,10,US,Low,NoShortSelling,ESGOnly;NoWeapons,,1.9,32.5,13.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;Sharpe;MaxDD,In-Person>Chat>Phone,false,21:45-06:30,58,87,62,62,CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-12-07,Partial,v2.10.6,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8515,Optimizer,87677,1288836,65712,8.4,3,10,US,High,NoIlliquids,,LeveragedETFs;PennyStocks,1.8,21.8,13.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,MaxDD;TaxCost,Chat>App>Phone>Email,true,23:30-06:15,61,74,57,49,Brokerage;OpenBanking;Payroll,3,Human,Rebalance,2025-05-18,Failed,v1.8.5,NoPennyStocks,Enforce tax budget and position caps
A8516,Preserver,76625,581740,18047,7.2,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.2,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD,Phone>Email>In-Person>Chat,true,22:30-06:00,77,125,83,80,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-08-27,Success,v1.8.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8517,Explorer,132800,355049,36132,17.3,3,12,US,Medium,NoDerivatives;NoShortSelling,ESGOnly,PennyStocks,1.9,24.8,13.2,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;IRR;MaxDD,Chat>In-Person>Phone,true,21:15-06:15,60,56,55,55,OpenBanking,5,Hybrid,Rebalance,2025-10-05,Success,v2.10.8,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8518,Builder,38693,80508,4406,12.5,2,10,US,High,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs,1.8,23.4,8.8,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;IRR;Sharpe,In-Person>App>Chat>Email>Phone,true,22:45-07:45,54,94,44,43,CreditBureau;OpenBanking,15,Hybrid,AlertAcknowledge,2025-08-25,Failed,v1.8.7,NoIlliquids,Prioritize liquidity and down payment savings
A8519,Explorer,48288,98354,8269,21.0,2,10,US,Low,NoShortSelling;AccreditedOnly,NoWeapons,,1.7,20.9,16.5,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,Sharpe;TaxCost;MaxDD,App>Email>Phone,true,19:15-07:00,62,56,72,71,OpenBanking;Payroll,3,None,PlanUpdate,2025-10-20,Success,v1.9.7,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8520,Preserver,157236,567044,70860,6.9,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe,Chat>Email>Phone,false,21:15-07:00,81,217,76,69,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-02-21,Success,v1.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8521,Optimizer,76419,1724470,27332,8.1,3,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;PennyStocks,1.5,19.7,9.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,Sharpe;IRR,App>Email>Chat>In-Person,true,23:15-08:30,65,85,68,66,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-05-09,Success,v2.8.6,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A8522,Optimizer,91746,698739,49891,9.5,3,10,US,Medium,NoIlliquids,,LeveragedETFs;PennyStocks,1.5,24.3,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;TaxCost;MaxDD,Email>In-Person>App>Chat>Phone,false,23:45-07:30,58,83,61,51,Brokerage;OpenBanking,2,Human,Rebalance,2025-03-31,Success,v2.10.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8523,Preserver,99435,756319,87267,4.0,4,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,Phone>Email>Chat,true,19:15-07:15,79,150,83,83,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-09-08,Failed,v2.10.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8524,Stabilizer,40386,68117,7055,6.6,3,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>In-Person>Phone>Email>App,true,23:15-06:15,54,138,43,34,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-03-06,Partial,v1.8.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8525,Optimizer,600000,5913264,383852,9.0,1,12,US,Low,,NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,1.7,23.6,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;TaxCost;MaxDD,Phone>In-Person>App,false,19:30-08:45,72,70,70,67,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-10-31,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A8526,Stabilizer,36260,165465,13559,6.2,2,10,UK,Low,NoIlliquids;NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;TaxCost,Phone>Chat>App,true,22:15-07:00,56,133,49,37,CreditBureau;OpenBanking,19,Hybrid,Rebalance,2025-04-07,Partial,v1.10.6,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8527,Stabilizer,113973,483917,43263,8.7,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Chat>In-Person>App>Phone>Email,true,20:00-08:15,66,93,55,55,CreditBureau;OpenBanking;Payroll,20,Human,Rebalance,2025-04-05,Partial,v1.9.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8528,Stabilizer,141032,445279,22571,7.1,1,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.1,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>Email>Phone,true,22:15-07:45,61,110,65,58,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-11-28,Partial,v2.10.3,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A8529,Optimizer,89438,1974204,43689,11.1,3,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.5,20.4,14.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,Sharpe;IRR,Phone>In-Person>Chat>App,true,20:00-08:00,63,89,77,70,Brokerage;OpenBanking,1,Hybrid,PlanUpdate,2025-06-12,Failed,v2.10.9,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A8530,Stabilizer,65569,490484,24768,7.0,3,10,US,High,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.7,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD,Phone>Chat>In-Person>App>Email,false,20:30-07:45,46,106,53,45,OpenBanking;Payroll,19,Hybrid,Rebalance,2025-12-19,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8531,Optimizer,80347,956084,53789,9.6,3,10,US,Low,NoDerivatives,,PennyStocks,1.9,21.5,12.7,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat>Phone>App,true,21:30-06:45,72,93,76,76,Brokerage;OpenBanking,1,Hybrid,AutoTransfer,2025-04-20,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A8532,Preserver,70198,335353,13002,7.4,1,10,DE,Low,NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;TaxCost,In-Person>App>Chat,false,23:30-07:30,82,223,79,83,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-05-19,Success,v2.8.7,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A8533,Explorer,97571,296548,11705,15.3,3,10,US,Low,,,PennyStocks,1.7,23.1,13.7,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,IRR;TaxCost;Sharpe,Phone>In-Person>Chat>Email,false,19:30-06:15,57,87,50,45,CreditBureau;OpenBanking,2,None,Rebalance,2025-01-13,Success,v1.8.8,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8534,Builder,48286,131384,5827,7.2,4,10,AU,Low,,NoWeapons;ESGOnly,LeveragedETFs,1.4,22.7,10.2,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,MaxDD;TaxCost;IRR,Chat>In-Person>App>Phone,true,20:30-08:15,67,121,71,66,OpenBanking,9,Hybrid,Rebalance,2025-08-15,Success,v2.10.6,NoPennyStocks,Prioritize liquidity and down payment savings
A8535,Optimizer,50232,434929,26506,8.3,2,10,SG,Low,NoDerivatives,,LeveragedETFs;PennyStocks;PrivateCredit,1.5,21.7,10.2,Wealth:10y;Estate:20y,10,Educational,Shallow,TaxCost;MaxDD,App>Phone>Chat,true,20:30-07:30,73,91,68,63,Brokerage;CreditBureau;OpenBanking,6,None,AutoTransfer,2025-11-27,Success,v1.9.4,NoMargin,Enforce tax budget and position caps
A8536,Optimizer,129741,1304826,63718,8.6,1,15,AU,Low,,ESGOnly,PennyStocks,1.8,15.2,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,TaxCost;IRR;MaxDD,Phone>App>In-Person,false,22:45-07:45,68,63,72,69,Brokerage;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-09-04,Success,v1.9.6,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8537,Preserver,106295,1449744,103199,5.8,2,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.8,6.5,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,App>Chat>Email>Phone>In-Person,true,22:00-06:45,83,125,89,81,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-03-21,Success,v2.9.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8538,Stabilizer,84627,528521,34304,6.2,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,18.0,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;TaxCost,Email>App>Phone>In-Person,false,21:00-07:30,56,108,54,54,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-04-06,Success,v2.9.9,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8539,Explorer,27960,224772,8345,16.9,3,10,DE,Medium,NoIlliquids;NoShortSelling,,,1.8,27.5,17.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Email>In-Person>Phone,true,21:45-07:45,60,49,60,56,OpenBanking,5,Hybrid,AlertAcknowledge,2025-04-07,Success,v2.8.1,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8540,Preserver,261683,1102701,72823,6.7,2,12,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,10.2,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,Phone>App>Email>In-Person>Chat,true,19:45-06:30,75,211,76,67,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-03-22,Success,v2.9.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8541,Stabilizer,105377,209554,22489,7.5,1,12,US,Low,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe,Email>In-Person>Phone,true,20:45-07:00,60,134,57,60,OpenBanking,19,Hybrid,AutoTransfer,2025-10-20,Success,v1.10.8,NoPennyStocks,Keep expenses buffer ≥ 4 months
A8542,Preserver,67121,709345,43236,4.8,3,10,CA,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,6.9,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,App>In-Person>Chat>Email,true,20:15-08:00,80,238,69,70,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-04-05,Failed,v2.8.6,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8543,Optimizer,68181,613719,41388,10.2,4,10,SG,Low,NoDerivatives;NoIlliquids,NoTobacco,LeveragedETFs;PennyStocks,1.6,21.8,14.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;TaxCost;Sharpe,Chat>App>Phone>In-Person,true,20:00-07:00,70,114,59,49,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-10-14,Failed,v1.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A8544,Explorer,57832,194901,6049,17.5,1,10,US,Low,AccreditedOnly;NoIlliquids,,,1.6,31.0,12.7,Business:5y;Travel:2y,5,Directive,Medium,IRR;TaxCost,In-Person>App>Phone,true,23:00-07:30,58,83,70,67,CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-07-14,Success,v2.10.5,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8545,Optimizer,230037,3204968,73656,10.8,2,12,US,Medium,,ESGOnly,PennyStocks,1.8,26.9,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;MaxDD,Chat>Phone>In-Person>Email,true,23:00-06:45,61,60,56,51,Brokerage;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-09-06,Success,v2.10.6,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8546,Builder,95474,453460,11059,12.3,2,10,US,High,NoDerivatives;NoShortSelling,,LeveragedETFs;PrivateCredit,1.8,16.1,10.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;TaxCost;IRR,Phone>In-Person>App>Chat,true,19:15-07:15,51,114,40,29,OpenBanking,7,None,AutoTransfer,2024-12-31,Success,v1.9.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8547,Optimizer,85558,616875,48849,7.5,4,10,US,Medium,NoIlliquids;AccreditedOnly,NoFossilFuel,PennyStocks,1.8,19.3,9.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;IRR,Email>Chat>App,true,23:15-06:00,58,114,59,55,Brokerage;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-02-05,Success,v1.8.3,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A8548,Preserver,107341,959404,29067,3.7,4,12,US,High,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD,Chat>Email>Phone>In-Person,false,20:30-06:45,70,230,67,60,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-10-23,Success,v2.10.8,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8549,Preserver,181814,2170115,94091,5.7,1,15,DE,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,16.4,8.0,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;Sharpe,Email>In-Person>App>Phone>Chat,false,22:00-06:45,69,165,60,51,Brokerage;OpenBanking;Payroll,3,None,PlanUpdate,2025-11-09,Success,v1.8.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8550,Stabilizer,75125,359527,26165,5.2,4,10,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.7,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>Chat,true,21:45-08:00,49,161,42,34,OpenBanking,13,Human,PlanUpdate,2025-11-02,Partial,v1.8.4,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8551,Optimizer,55891,426307,20842,7.4,3,10,UK,Low,NoDerivatives;NoIlliquids,NoFossilFuel,PennyStocks,1.9,16.3,13.6,Wealth:10y;Estate:20y,10,Collaborative,Deep,IRR;Sharpe;MaxDD,Chat>Email>In-Person>App>Phone,true,22:30-06:15,66,94,57,57,Brokerage;CreditBureau;OpenBanking,1,None,PlanUpdate,2025-04-06,Partial,v2.9.7,LimitOrderOnly,Enforce tax budget and position caps
A8552,Explorer,49761,619623,21274,21.2,1,10,US,Low,AccreditedOnly,NoFossilFuel;ESGOnly,,2.1,24.5,17.4,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;IRR,App>In-Person>Chat>Email,false,22:00-06:45,66,67,69,61,CreditBureau;OpenBanking,4,None,Rebalance,2025-05-07,Success,v1.10.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8553,Builder,41202,95015,4946,13.7,2,10,CA,Low,NoShortSelling,,,1.5,14.1,8.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;MaxDD;Sharpe,Phone>In-Person>App>Chat,true,20:00-06:45,72,131,72,67,CreditBureau;OpenBanking,14,None,AutoTransfer,2025-01-08,Success,v2.10.9,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8554,Stabilizer,53375,99786,3852,7.4,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,In-Person>Email>Phone,true,20:00-06:15,58,126,64,62,CreditBureau;OpenBanking;Payroll,19,None,PlanUpdate,2025-12-05,Success,v2.9.8,NoIlliquids;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8555,Optimizer,138676,1684315,82247,6.4,4,12,US,Low,,,LeveragedETFs;PennyStocks,1.5,23.7,13.9,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>App>Email>Phone,false,23:45-07:45,74,100,85,85,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-04-22,Success,v2.9.7,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8556,Preserver,151559,664962,75155,6.2,1,12,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,Email>Chat>App,true,23:00-07:00,75,185,63,64,Brokerage;CreditBureau;OpenBanking,9,None,AutoTransfer,2025-09-22,Partial,v2.10.9,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8557,Builder,51217,261427,8634,10.1,4,10,AU,Low,NoIlliquids,NoFossilFuel,,1.7,22.9,9.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,App>Chat>Phone>Email,true,19:45-06:00,69,146,65,62,OpenBanking;Payroll,17,None,AutoTransfer,2025-07-02,Partial,v2.8.2,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8558,Stabilizer,88300,359987,30353,7.5,1,10,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>Email>App,true,21:30-08:30,47,105,52,42,OpenBanking,8,Hybrid,PlanUpdate,2025-02-27,Success,v2.8.3,LimitOrderOnly;NoIlliquids,Keep expenses buffer ≥ 4 months
A8559,Builder,103770,226629,24662,12.2,1,12,US,Medium,AccreditedOnly,,Crypto;PennyStocks,1.7,15.8,7.1,Home:3y;Retirement:30y,3,Collaborative,Deep,Sharpe;MaxDD,Chat>App>Phone>Email>In-Person,true,21:30-07:15,58,113,51,44,CreditBureau;OpenBanking,12,None,Rebalance,2025-03-15,Success,v1.8.9,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A8560,Builder,61986,102011,3464,10.4,1,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.8,23.2,7.1,Home:3y;Retirement:30y,3,Collaborative,Medium,TaxCost;MaxDD,Email>Chat>App>In-Person>Phone,true,19:30-06:30,61,97,59,52,CreditBureau;OpenBanking,20,Hybrid,PlanUpdate,2025-08-21,Success,v1.10.4,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A8561,Preserver,48715,151687,19979,3.2,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,15.0,6.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe,Chat>Email>App>In-Person,true,22:45-08:00,69,195,57,54,Brokerage;OpenBanking;Payroll,12,Human,AutoTransfer,2025-03-25,Success,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8562,Explorer,39654,192803,12178,19.6,2,10,DE,Low,,NoFossilFuel,PennyStocks,1.8,20.7,14.8,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;MaxDD,App>Email>In-Person,true,20:15-06:30,70,53,65,61,OpenBanking,7,None,AutoTransfer,2025-08-28,Success,v2.8.1,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A8563,Stabilizer,83671,649453,42375,5.9,3,10,US,Low,NoShortSelling;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Email>Chat>Phone>In-Person,true,22:45-08:15,60,135,45,40,OpenBanking;Payroll,18,None,Rebalance,2025-06-18,Success,v1.8.5,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8564,Stabilizer,49077,354755,14371,9.6,1,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone>Chat,true,19:15-06:15,65,115,51,45,OpenBanking,18,Hybrid,AlertAcknowledge,2025-04-29,Partial,v2.8.9,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8565,Stabilizer,38239,122732,15425,10.0,1,10,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.3,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>App>Phone>In-Person,true,22:30-06:45,53,97,55,56,OpenBanking,11,Hybrid,AutoTransfer,2025-08-21,Success,v2.10.4,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8566,Preserver,43848,267077,12140,6.3,2,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.2,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD,Chat>In-Person>Phone>App,true,20:45-06:45,68,192,64,64,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-07-04,Success,v2.9.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8567,Builder,168748,473070,44963,10.1,2,12,US,Low,,,Crypto;PennyStocks,1.7,24.3,10.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;MaxDD,App>Chat>Email>Phone>In-Person,true,23:15-08:00,62,145,50,50,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-07-14,Success,v1.9.7,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A8568,Optimizer,53059,341133,24341,13.0,1,10,US,Low,NoDerivatives;NoIlliquids,,PennyStocks;PrivateCredit,1.7,24.6,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe;MaxDD,In-Person>Email>App,true,23:45-06:30,67,102,77,72,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-06-24,Failed,v2.9.7,LimitOrderOnly,Enforce tax budget and position caps
A8569,Stabilizer,91683,259626,12879,7.6,3,10,US,Low,NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.6,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Email>Phone>Chat>App,false,21:00-08:15,64,149,65,67,OpenBanking,5,None,AutoTransfer,2025-08-25,Partial,v1.8.9,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8570,Builder,137589,533853,36769,9.2,4,15,DE,High,NoIlliquids;NoShortSelling,,PennyStocks;PrivateCredit,1.7,23.0,7.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;TaxCost,App>Chat>Email,true,19:15-08:15,48,133,37,33,CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-05-23,Partial,v1.9.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8571,Stabilizer,98659,511176,25558,6.6,1,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,5.7,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Email>Phone>Chat>In-Person,true,22:45-06:00,52,94,46,43,CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-08-10,Success,v2.10.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8572,Optimizer,167262,2998132,95957,10.8,1,12,US,Low,,,PennyStocks,1.9,23.9,10.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;TaxCost;MaxDD,Phone>Email>Chat>App,true,22:15-06:00,62,80,71,66,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-01-07,Failed,v1.8.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8573,Optimizer,83769,848525,43813,11.5,1,10,UK,Medium,,,Crypto;PennyStocks,1.9,25.7,13.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,MaxDD;Sharpe,Chat>Email>Phone>App,true,23:15-06:00,61,62,68,58,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-06-06,Success,v2.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A8574,Preserver,61920,490291,33127,4.3,3,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,8.1,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost,Email>Phone>Chat>App>In-Person,true,19:15-06:30,79,144,88,87,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-03-14,Failed,v2.9.5,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A8575,Preserver,148303,616256,27874,4.3,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Phone>App>Chat,true,23:00-08:00,68,138,53,52,Brokerage;OpenBanking;Payroll,5,None,PlanUpdate,2025-01-29,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8576,Explorer,69373,282527,22029,17.5,3,10,US,Low,AccreditedOnly,,LeveragedETFs,2.1,26.6,16.5,Business:5y;Travel:2y,5,Concise,Medium,TaxCost;IRR,App>Chat>Email,true,21:30-06:30,66,59,76,76,OpenBanking,1,Human,AlertAcknowledge,2025-06-17,Success,v2.8.7,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8577,Optimizer,148391,1241418,72524,9.6,2,12,US,Low,NoShortSelling,NoFossilFuel;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.7,17.3,12.6,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,MaxDD;IRR;Sharpe,App>Email>In-Person>Chat>Phone,true,22:45-07:30,68,79,78,66,Brokerage;CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-03-09,Success,v1.9.6,StopLossDisabled,Enforce tax budget and position caps
A8578,Builder,56647,272685,17709,9.8,2,10,US,Medium,,NoWeapons;ESGOnly,LeveragedETFs;PennyStocks,1.6,20.1,10.9,Home:3y;Retirement:30y,3,Educational,Medium,IRR;TaxCost;MaxDD,Phone>Chat>App>In-Person>Email,true,19:30-06:30,55,113,43,32,CreditBureau;OpenBanking;Payroll,15,None,PlanUpdate,2025-12-10,Success,v2.8.1,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A8579,Optimizer,127542,2308666,49520,6.5,4,15,SG,Low,,,PennyStocks,1.6,23.9,9.3,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;MaxDD,In-Person>Chat>Phone,true,21:30-06:00,76,86,69,61,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-10-19,Success,v1.10.6,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A8580,Preserver,188324,763229,42056,4.1,4,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,17.9,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>Chat>App,false,22:15-06:30,83,152,86,80,Brokerage;CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-08-10,Success,v2.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8581,Preserver,50726,605091,20528,5.0,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,6.6,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe,In-Person>Email>Chat>Phone>App,false,22:15-07:30,73,190,72,61,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,PlanUpdate,2025-06-22,Success,v2.8.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8582,Preserver,162620,1511700,128676,5.7,2,15,DE,Medium,NoDerivatives;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.1,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Chat>Phone>App>Email,true,22:30-07:15,69,149,67,58,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-10-07,Success,v2.10.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8583,Preserver,100560,969268,65004,7.1,2,12,US,Medium,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.4,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person,true,22:30-06:45,72,155,79,80,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-07-18,Success,v2.10.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8584,Builder,131887,863517,24932,13.2,1,12,US,Medium,AccreditedOnly;NoIlliquids,,,1.6,20.2,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;MaxDD,Email>In-Person>Chat>App>Phone,true,19:45-08:45,54,86,39,30,OpenBanking;Payroll,15,None,Rebalance,2025-10-01,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8585,Explorer,97007,420096,41150,12.4,4,10,US,Low,,,,1.9,24.9,16.4,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,MaxDD;TaxCost,Email>Phone>Chat,true,19:45-08:45,59,73,70,69,CreditBureau;OpenBanking,5,Human,PlanUpdate,2025-08-01,Success,v2.10.5,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8586,Optimizer,91618,858334,39853,11.5,2,10,DE,Medium,NoShortSelling;AccreditedOnly,,PennyStocks,1.9,25.2,13.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;IRR,App>Email>Phone,true,23:15-06:45,71,89,79,74,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,Rebalance,2025-04-13,Partial,v1.8.2,LimitOrderOnly,Enforce tax budget and position caps
A8587,Stabilizer,130187,689764,72243,9.6,1,15,CA,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.6,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Email>App>Chat>Phone>In-Person,false,22:00-08:30,63,112,70,71,OpenBanking,5,Human,AlertAcknowledge,2025-01-12,Partial,v2.9.2,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8588,Stabilizer,115831,352087,18188,9.3,2,12,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,13.1,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,In-Person>App>Chat>Phone>Email,false,19:45-08:45,57,107,49,44,OpenBanking,19,Human,AlertAcknowledge,2025-05-18,Success,v2.9.5,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8589,Preserver,90896,308031,16841,5.9,1,10,US,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>App>Email>Phone,true,21:00-08:00,80,230,69,68,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-05-12,Partial,v1.9.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8590,Optimizer,66117,436062,15087,6.0,4,10,US,Medium,NoShortSelling,,PennyStocks,1.6,24.6,10.8,Wealth:10y;Estate:20y,10,Directive,Shallow,IRR;Sharpe;MaxDD,App>In-Person>Email>Phone,true,20:30-06:15,58,77,45,38,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-10-17,Success,v2.9.9,PauseWhenVIX>30,Enforce tax budget and position caps
A8591,Builder,51794,176143,13098,10.0,3,10,AU,Low,,NoFossilFuel;NoTobacco,PennyStocks,1.6,21.1,9.0,Home:3y;Retirement:30y,3,Collaborative,Shallow,TaxCost;IRR,Chat>App>Email>In-Person,true,22:45-07:30,61,74,52,50,CreditBureau;OpenBanking,15,Hybrid,Rebalance,2025-08-13,Success,v2.8.9,NoIlliquids,Prioritize liquidity and down payment savings
A8592,Preserver,105120,459311,40655,4.2,4,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,16.1,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Email>Phone>Chat>In-Person,true,22:45-06:00,67,121,68,56,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-03-01,Success,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8593,Explorer,52446,124680,16233,12.7,3,10,US,Medium,,NoWeapons,,1.7,28.6,13.2,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,MaxDD;IRR;Sharpe,In-Person>App>Chat>Phone,true,19:30-07:00,62,49,54,43,CreditBureau;OpenBanking,2,Human,Rebalance,2025-01-26,Partial,v1.8.9,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A8594,Optimizer,223309,2250381,126501,11.1,1,15,IN,Medium,NoShortSelling;AccreditedOnly,,LeveragedETFs;PennyStocks,1.6,27.4,9.6,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;IRR,In-Person>Chat>Phone>App,false,19:30-06:30,58,85,59,54,Brokerage;OpenBanking,1,Human,AutoTransfer,2025-07-14,Success,v2.10.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8595,Builder,57899,64834,6199,6.4,4,10,DE,Medium,NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.7,14.9,10.9,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,Sharpe;TaxCost,Phone>Email>Chat>In-Person>App,false,20:00-07:00,63,145,49,37,OpenBanking,10,None,AlertAcknowledge,2025-12-21,Success,v2.8.8,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8596,Optimizer,336117,2221374,100912,6.2,4,15,AU,Low,AccreditedOnly;NoDerivatives,,LeveragedETFs;PennyStocks;PrivateCredit,1.6,16.3,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,IRR;TaxCost;MaxDD,In-Person>Email>Chat>Phone,true,22:00-08:15,64,75,63,61,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-03-28,Failed,v2.8.7,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8597,Builder,129233,270705,21915,12.4,2,12,US,Low,,,PrivateCredit,1.7,24.9,11.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost;IRR,Email>Phone>Chat>App,true,23:00-08:30,67,128,65,59,OpenBanking,8,Hybrid,PlanUpdate,2025-07-02,Failed,v2.8.2,NoIlliquids,Prioritize liquidity and down payment savings
A8598,Preserver,179474,1684675,149218,5.5,3,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,6.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,App>In-Person>Chat>Phone,false,19:00-07:15,74,205,61,61,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-12-25,Success,v1.10.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8599,Builder,80302,126395,9860,11.3,3,10,US,High,NoDerivatives,NoTobacco,Crypto;PennyStocks,1.7,21.5,8.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;TaxCost,In-Person>App>Phone>Chat>Email,false,22:00-08:30,62,68,66,55,OpenBanking,20,Hybrid,Rebalance,2025-07-09,Success,v1.9.6,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8600,Preserver,137235,830347,91839,4.7,4,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,18.0,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,App>Email>Phone,true,21:45-08:45,74,133,75,69,Brokerage;OpenBanking;Payroll,3,None,Rebalance,2025-03-11,Partial,v1.8.4,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8601,Builder,91284,256418,14055,12.6,1,10,US,Low,NoIlliquids,NoWeapons,Crypto;PrivateCredit,1.5,20.2,9.9,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;TaxCost,App>Chat>In-Person,false,23:30-07:45,57,80,52,44,CreditBureau;OpenBanking;Payroll,6,Human,PlanUpdate,2025-09-04,Success,v2.9.9,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8602,Builder,48420,92252,5015,10.4,4,10,IN,Low,NoIlliquids,NoFossilFuel,PrivateCredit,1.5,22.9,9.3,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost,Chat>Phone>Email>App,true,20:45-08:45,59,121,44,35,OpenBanking;Payroll,6,None,AlertAcknowledge,2025-09-18,Partial,v1.10.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8603,Optimizer,213279,4006551,184614,8.0,1,15,IN,Low,NoShortSelling;NoIlliquids,NoTobacco,PennyStocks,1.8,21.8,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Email>Phone,false,20:45-08:30,60,113,63,63,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-12-02,Success,v2.10.2,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8604,Optimizer,210932,4597462,142259,8.5,2,12,US,Low,,NoWeapons,PennyStocks,1.9,18.6,10.0,Wealth:10y;Estate:20y,10,Collaborative,Deep,TaxCost;Sharpe;MaxDD,App>Phone>Email>Chat>In-Person,false,21:15-07:30,61,74,65,53,Brokerage;CreditBureau;OpenBanking,5,None,AutoTransfer,2025-11-01,Success,v2.8.8,StopLossDisabled,Enforce tax budget and position caps
A8605,Stabilizer,193741,838115,65571,5.4,4,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,In-Person>Phone>Email,true,22:45-06:30,61,139,55,54,CreditBureau;OpenBanking,20,Human,Rebalance,2025-10-22,Failed,v2.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8606,Stabilizer,90514,295312,35287,7.8,1,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.0,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>App>In-Person>Chat,false,21:00-07:00,58,156,47,46,CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-09-13,Success,v1.10.8,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8607,Explorer,83057,194794,19711,13.2,3,10,DE,Low,,NoTobacco,PrivateCredit,1.9,30.5,14.9,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,TaxCost;MaxDD;IRR,Email>App>Phone>In-Person>Chat,true,22:15-08:00,57,89,63,62,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-03-16,Success,v1.10.7,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8608,Optimizer,177328,1238676,96800,6.3,3,12,US,Low,NoIlliquids,NoTobacco;NoWeapons,PennyStocks,1.9,21.5,12.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;MaxDD,App>Email>Phone>Chat>In-Person,true,20:00-06:45,65,94,58,48,Brokerage;OpenBanking;Payroll,5,Human,PlanUpdate,2024-12-29,Success,v1.9.6,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8609,Stabilizer,31622,81144,9970,5.1,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,In-Person>App>Phone>Chat>Email,true,22:15-06:00,68,143,64,63,CreditBureau;OpenBanking,10,Human,Rebalance,2025-07-09,Partial,v1.9.3,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8610,Optimizer,153283,2359814,70147,12.5,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.6,15.2,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,Sharpe;TaxCost,Phone>In-Person>Email>App>Chat,true,19:15-06:45,66,94,57,55,Brokerage;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-10-24,Success,v2.8.3,NoMargin,Enforce tax budget and position caps
A8611,Stabilizer,85259,377575,18176,9.3,2,10,SG,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,6.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,In-Person>Email>Chat,false,23:00-07:15,58,154,68,67,CreditBureau;OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-12-09,Success,v2.10.5,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A8612,Optimizer,94493,1184738,45544,11.6,1,10,US,Low,,,LeveragedETFs;PennyStocks,1.9,27.1,10.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,TaxCost;MaxDD;IRR,In-Person>Phone>App,true,20:00-06:00,63,114,68,61,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AutoTransfer,2025-04-12,Partial,v1.8.9,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A8613,Builder,58810,106185,10248,11.0,1,10,UK,Low,NoDerivatives;NoShortSelling,ESGOnly;NoWeapons,,1.4,21.8,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;TaxCost,Email>In-Person>Phone>App>Chat,true,20:30-06:30,62,69,55,54,OpenBanking,7,None,AlertAcknowledge,2025-01-28,Success,v1.8.3,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8614,Preserver,52294,240041,9323,5.1,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,17.9,5.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,Email>App>Phone>Chat>In-Person,true,23:45-08:15,79,143,79,70,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-03-26,Success,v1.10.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8615,Preserver,43628,461150,15283,5.8,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.4,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>In-Person>Email>App,true,23:45-06:15,62,173,59,58,Brokerage;OpenBanking,12,Hybrid,PlanUpdate,2025-01-30,Failed,v2.10.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8616,Stabilizer,69042,423208,20259,6.8,3,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,14.7,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person>App>Phone,true,22:00-06:30,61,148,61,54,OpenBanking,5,Hybrid,PlanUpdate,2025-09-20,Partial,v1.9.6,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8617,Preserver,180160,670350,87940,4.1,3,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.3,6.9,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>App>Email>Phone,true,19:00-08:15,83,218,68,68,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-07-03,Success,v1.8.3,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8618,Preserver,66267,639751,44969,5.8,1,10,US,Low,NoDerivatives;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.6,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>Chat>Email,true,20:15-07:00,83,158,76,70,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-11-28,Failed,v2.8.8,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8619,Preserver,144478,670279,30324,5.1,4,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,9.8,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>App>Phone>Chat>Email,false,20:15-08:15,79,138,83,82,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-01-21,Failed,v1.8.1,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8620,Stabilizer,67644,153974,20533,8.2,2,10,DE,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,16.1,8.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe,In-Person>Phone>Chat>Email,true,22:45-06:00,62,102,52,46,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-10-27,Success,v2.8.5,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8621,Builder,67203,-7553,1021,12.2,4,10,US,Low,NoShortSelling;NoDerivatives,,,1.5,14.4,10.5,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email>App>Chat,true,21:30-07:30,59,62,54,44,OpenBanking,15,None,Rebalance,2025-03-11,Partial,v1.8.3,NoIlliquids,Prioritize liquidity and down payment savings
A8622,Optimizer,177085,960664,113553,7.6,2,12,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.8,23.8,9.1,Wealth:10y;Estate:20y,10,Concise,Shallow,IRR;MaxDD;TaxCost,App>Phone>Chat>Email,true,20:45-06:45,75,119,83,71,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-01-27,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A8623,Preserver,86432,596543,78857,4.2,3,10,CA,Medium,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.9,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,App>Email>Phone>In-Person,false,23:00-08:45,74,194,82,81,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-05-08,Success,v1.9.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8624,Explorer,60210,658847,27987,20.1,2,10,SG,Low,,NoTobacco,PennyStocks,1.8,33.2,13.9,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Chat>Email>App>In-Person,true,22:15-06:00,67,67,66,63,CreditBureau;OpenBanking,2,None,PlanUpdate,2025-02-19,Success,v1.8.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8625,Builder,42067,126133,8874,11.5,3,10,US,Low,,,Crypto,1.6,19.7,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;TaxCost;Sharpe,Chat>In-Person>Phone>App,true,21:30-08:45,72,87,66,62,OpenBanking,10,None,PlanUpdate,2025-02-14,Success,v1.10.3,StopLossDisabled,Prioritize liquidity and down payment savings
A8626,Explorer,97730,430245,22537,18.4,4,10,US,Medium,NoIlliquids,,PennyStocks;PrivateCredit,1.8,30.7,13.5,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,IRR;TaxCost,App>Phone>In-Person>Chat>Email,false,21:30-08:15,58,63,57,45,OpenBanking;Payroll,6,Human,PlanUpdate,2025-04-22,Success,v1.9.3,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A8627,Builder,78223,146037,11505,11.8,2,10,US,Low,NoShortSelling;AccreditedOnly,NoTobacco,,1.5,21.7,9.4,Home:3y;Retirement:30y,3,Educational,Deep,TaxCost;MaxDD;IRR,App>In-Person>Phone,true,23:45-07:00,62,62,63,52,OpenBanking,13,None,Rebalance,2025-03-31,Success,v2.9.5,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A8628,Builder,138443,310382,21521,9.6,3,12,US,Medium,NoShortSelling,,,1.7,19.8,7.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,Sharpe;IRR,In-Person>App>Email>Chat,false,23:45-08:45,64,140,55,55,OpenBanking;Payroll,16,Human,AlertAcknowledge,2025-02-21,Failed,v2.10.5,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8629,Builder,56178,134980,7030,11.8,1,10,IN,Low,NoShortSelling,,PennyStocks;PrivateCredit,1.5,20.2,10.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,Sharpe;MaxDD,In-Person>Email>Chat>App>Phone,true,20:15-06:15,62,147,47,45,OpenBanking;Payroll,14,None,AlertAcknowledge,2025-08-27,Success,v1.10.4,StopLossDisabled,Prioritize liquidity and down payment savings
A8630,Builder,112038,361848,21028,8.4,4,12,US,Low,,NoTobacco;NoFossilFuel,Crypto,1.5,18.8,10.7,Home:3y;Retirement:30y,3,Collaborative,Deep,MaxDD;TaxCost,Phone>In-Person>Chat,true,22:45-08:15,62,100,63,59,CreditBureau;OpenBanking;Payroll,8,Human,AlertAcknowledge,2025-10-15,Success,v1.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A8631,Builder,47993,226600,8234,10.5,3,10,US,Low,AccreditedOnly,,,1.5,18.1,8.8,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;TaxCost,Email>Phone>Chat,true,19:45-07:30,60,103,50,48,OpenBanking,18,Human,AutoTransfer,2025-11-23,Success,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A8632,Stabilizer,174860,783696,30575,5.4,3,12,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD,In-Person>Email>Phone>App>Chat,true,20:30-07:00,64,152,61,62,OpenBanking,13,Human,AutoTransfer,2025-01-07,Success,v1.8.9,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8633,Stabilizer,69642,479559,25121,5.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,15.3,6.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>Email>App>Chat,true,22:30-07:45,68,128,73,73,OpenBanking,14,Human,AutoTransfer,2025-10-04,Success,v2.8.4,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A8634,Stabilizer,70652,177197,14158,4.5,3,10,UK,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,9.2,6.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>In-Person>App,true,21:45-08:15,62,166,52,45,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-05-15,Success,v1.8.8,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8635,Stabilizer,85160,239885,11844,5.9,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.3,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost,Phone>Email>In-Person>Chat>App,false,21:15-06:30,54,163,44,41,OpenBanking,10,Hybrid,PlanUpdate,2025-07-10,Partial,v1.9.4,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8636,Stabilizer,164797,535366,40199,9.2,2,15,DE,Low,NoShortSelling;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.7,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost,App>In-Person>Email>Phone,false,21:00-06:15,68,135,59,57,OpenBanking;Payroll,13,None,AutoTransfer,2025-11-29,Partial,v2.9.4,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8637,Builder,102229,229053,12413,8.4,4,12,US,Low,NoDerivatives,,LeveragedETFs,1.7,13.7,9.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,Phone>App>Chat>In-Person,false,21:30-08:00,68,74,53,41,CreditBureau;OpenBanking,15,Hybrid,AlertAcknowledge,2025-10-08,Success,v2.9.4,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8638,Stabilizer,128600,466466,53244,6.3,2,15,UK,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,6.4,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,Email>Chat>App,true,20:30-07:15,50,109,47,50,OpenBanking;Payroll,7,Human,PlanUpdate,2025-10-04,Success,v1.8.7,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8639,Optimizer,197075,1578400,69268,11.4,1,12,US,Low,,,PennyStocks,1.8,24.8,10.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;Sharpe,Email>In-Person>App,true,20:45-08:15,70,95,62,51,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2024-12-29,Success,v2.10.3,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8640,Preserver,139610,2023859,79732,6.5,1,12,US,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,5.9,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>Email>App,true,22:15-07:45,75,165,84,73,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-08-12,Partial,v1.9.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8641,Builder,71430,-80606,9992,8.5,4,10,US,Low,NoShortSelling,ESGOnly;NoTobacco,,1.7,16.8,11.5,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,TaxCost;Sharpe,Email>App>In-Person>Chat>Phone,true,19:00-06:30,61,67,53,42,CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-04-28,Success,v2.10.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8642,Stabilizer,55939,164513,19344,4.8,3,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.6,6.4,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App,false,21:00-07:45,60,90,64,63,CreditBureau;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-12-05,Success,v1.10.4,NoIlliquids,Keep expenses buffer ≥ 4 months
A8643,Preserver,173069,2069384,77840,8.0,2,15,IN,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,7.2,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>App>In-Person>Email>Phone,false,21:15-07:15,83,200,69,65,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-05-29,Partial,v1.10.1,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8644,Stabilizer,100886,475155,50430,7.4,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,8.2,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost,Phone>App>Email>Chat,true,20:45-08:00,64,95,62,61,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-06-23,Partial,v1.9.7,StopLossDisabled,Keep expenses buffer ≥ 4 months
A8645,Preserver,92552,600602,21500,6.0,4,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,8.0,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email>App,true,23:00-07:15,80,189,65,61,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-11-04,Success,v1.8.3,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A8646,Preserver,69515,801842,47253,7.5,1,10,DE,Low,NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Chat>Email>Phone,true,23:30-06:00,77,182,71,65,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-12-14,Success,v2.9.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8647,Optimizer,48068,939057,21049,7.8,2,10,US,High,NoShortSelling,NoWeapons;ESGOnly,PennyStocks,1.5,25.8,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>In-Person>App,true,22:00-07:45,50,68,58,50,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-12-22,Success,v2.10.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A8648,Explorer,41185,300581,8885,14.7,3,10,US,Medium,NoShortSelling,NoFossilFuel,PennyStocks,1.9,22.0,16.0,Business:5y;Travel:2y,5,Directive,Medium,IRR;Sharpe,App>In-Person>Chat>Email,true,23:30-07:00,60,77,68,57,OpenBanking,5,None,Rebalance,2025-06-23,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A8649,Optimizer,76296,1150513,34583,11.5,2,10,US,Medium,,,PennyStocks;PrivateCredit,1.7,19.0,12.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;Sharpe,Email>In-Person>Chat,true,23:30-07:45,68,116,67,62,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-03-30,Success,v1.8.4,NoPennyStocks,Enforce tax budget and position caps
A8650,Builder,67767,76986,8828,12.1,4,10,US,Low,NoShortSelling,,Crypto,1.4,19.1,9.0,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;TaxCost,Phone>Chat>App>Email>In-Person,true,19:00-06:00,63,118,69,66,OpenBanking,15,Hybrid,Rebalance,2025-11-15,Success,v1.10.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8651,Preserver,58855,722098,48001,7.0,2,10,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,6.8,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person>App,true,22:45-06:15,73,238,66,66,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-04-04,Success,v2.10.3,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8652,Explorer,42722,194062,16928,19.0,1,10,US,Low,,,Crypto,1.7,27.3,16.4,Business:5y;Travel:2y,5,Collaborative,Medium,IRR;MaxDD;TaxCost,Chat>In-Person>App>Phone>Email,true,19:30-08:45,56,65,60,54,CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-09-03,Partial,v1.10.2,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A8653,Explorer,69744,329026,19479,16.5,4,10,US,Low,NoDerivatives,,Crypto,1.8,21.0,15.9,Business:5y;Travel:2y,5,Educational,Deep,MaxDD;TaxCost,Phone>Chat>Email>App,true,19:15-08:15,56,53,68,59,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-01-12,Success,v2.10.1,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8654,Stabilizer,98301,594988,27858,4.2,4,10,AU,High,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,App>Phone>Email>Chat>In-Person,true,23:00-06:00,53,92,45,41,CreditBureau;OpenBanking;Payroll,11,None,PlanUpdate,2025-08-26,Partial,v2.8.4,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8655,Stabilizer,30217,82398,7550,8.2,1,10,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,App>Email>Phone>Chat,true,21:00-06:15,62,177,67,63,OpenBanking;Payroll,15,None,PlanUpdate,2025-01-23,Partial,v1.10.6,NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8656,Explorer,47214,238227,7309,15.3,2,10,US,Low,AccreditedOnly;NoDerivatives,,LeveragedETFs;PrivateCredit,1.7,33.8,13.4,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;IRR;Sharpe,In-Person>Chat>Email,true,23:15-07:30,68,72,66,64,OpenBanking,1,None,Rebalance,2025-05-06,Success,v2.10.2,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8657,Explorer,43733,130881,9739,20.5,2,10,US,Low,,,LeveragedETFs;PrivateCredit,2.2,27.9,12.3,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,Sharpe;IRR;MaxDD,In-Person>Phone>Chat>Email>App,false,19:00-07:45,62,61,57,54,OpenBanking,4,Hybrid,AlertAcknowledge,2025-07-31,Partial,v2.10.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A8658,Optimizer,119438,1828023,42181,9.4,3,12,US,Low,AccreditedOnly,,PennyStocks;PrivateCredit,1.8,25.1,12.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Phone>Email>Chat,true,19:00-06:00,65,77,61,58,Brokerage;OpenBanking;Payroll,6,None,Rebalance,2025-03-19,Success,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A8659,Optimizer,234286,4263969,98534,10.0,3,12,US,Medium,,,PennyStocks,1.4,16.6,9.6,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe;TaxCost,Phone>App>In-Person>Email>Chat,true,21:00-07:00,70,61,78,68,Brokerage;CreditBureau;OpenBanking,2,None,AutoTransfer,2025-01-11,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8660,Explorer,62279,362751,20451,20.3,1,10,US,Low,NoIlliquids,NoWeapons,Crypto;PrivateCredit,1.7,24.5,15.8,Business:5y;Travel:2y,5,Educational,Shallow,IRR;Sharpe,Chat>Phone>App>In-Person>Email,true,19:00-06:15,60,86,56,47,OpenBanking,6,Human,AutoTransfer,2025-05-09,Partial,v2.8.8,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8661,Stabilizer,43714,274793,18822,8.0,3,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Chat>Phone>In-Person>Email,true,22:45-06:45,64,96,49,50,CreditBureau;OpenBanking,12,Hybrid,AutoTransfer,2025-03-09,Success,v1.10.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8662,Builder,63578,220528,17776,8.3,3,10,UK,Low,NoShortSelling;AccreditedOnly,NoWeapons,,1.6,19.1,8.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;TaxCost,Phone>Chat>Email>App,true,23:00-06:15,63,108,61,57,OpenBanking,6,None,AlertAcknowledge,2025-07-14,Success,v2.8.3,NoPennyStocks,Prioritize liquidity and down payment savings
A8663,Preserver,75590,367173,42929,7.8,2,10,CA,Low,NoDerivatives;NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>Phone>Chat>In-Person>App,true,20:15-07:45,79,214,74,74,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-12-22,Success,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8664,Builder,130585,-124684,5370,12.0,2,12,US,Low,NoDerivatives;AccreditedOnly,,LeveragedETFs,1.6,20.4,8.0,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,TaxCost;Sharpe;IRR,App>Email>Chat,true,19:30-07:00,71,71,59,47,OpenBanking;Payroll,15,None,AutoTransfer,2025-10-19,Success,v1.8.1,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A8665,Stabilizer,63354,241397,19186,6.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,TaxCost;Sharpe,Email>In-Person>Phone>App>Chat,true,20:30-08:15,60,178,65,67,CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-10-07,Success,v2.8.3,NoMargin,Keep expenses buffer ≥ 4 months
A8666,Preserver,111387,1148825,82883,5.7,1,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,Email>Phone>In-Person,true,21:00-06:15,76,237,66,61,Brokerage;CreditBureau;OpenBanking;Payroll,8,Human,AlertAcknowledge,2025-02-06,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8667,Preserver,57892,1144930,64064,6.5,1,10,UK,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.5,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>App>Phone,false,23:00-06:00,67,232,69,60,Brokerage;OpenBanking,8,Human,AlertAcknowledge,2025-11-20,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8668,Preserver,51543,384744,27347,8.0,1,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,In-Person>Chat>Phone>App>Email,true,21:15-08:30,67,133,59,62,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-07-08,Success,v2.8.7,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8669,Stabilizer,33291,133414,17593,7.2,1,10,UK,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,8.1,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>App>In-Person>Email,false,23:00-06:00,65,146,59,60,OpenBanking;Payroll,13,Human,AutoTransfer,2025-12-15,Success,v1.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8670,Preserver,93407,675007,48834,4.4,3,10,US,Low,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,11.7,6.7,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Email>In-Person,true,23:45-08:00,76,156,62,66,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-01-16,Success,v1.8.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8671,Builder,40704,162206,6890,13.1,1,10,US,Low,,,,1.4,12.6,8.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,TaxCost;Sharpe,Phone>Email>In-Person>Chat,true,19:30-06:45,65,60,64,61,OpenBanking;Payroll,15,Hybrid,AutoTransfer,2025-08-03,Partial,v1.9.5,NoIlliquids,Prioritize liquidity and down payment savings
A8672,Stabilizer,158190,860670,46997,6.7,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;MaxDD,Chat>Email>In-Person>Phone>App,false,21:45-06:00,54,98,53,49,CreditBureau;OpenBanking;Payroll,12,None,AutoTransfer,2025-02-15,Success,v1.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8673,Preserver,79661,395514,36601,4.7,3,10,DE,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Chat>App>Phone,false,20:15-06:00,74,130,74,63,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-05-23,Partial,v1.10.7,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8674,Optimizer,150299,1754193,91655,10.9,3,12,US,Medium,,,Crypto;PennyStocks,1.6,20.8,9.6,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,Sharpe;IRR,In-Person>Phone>App>Email>Chat,true,19:15-07:45,58,83,62,54,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-11-23,Success,v2.8.6,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8675,Stabilizer,60014,117301,17135,3.8,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,5.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost,App>Phone>Chat,true,21:00-07:45,59,131,69,69,OpenBanking;Payroll,6,Hybrid,Rebalance,2025-04-19,Failed,v1.8.4,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8676,Explorer,81281,735005,29220,20.2,3,10,US,Low,AccreditedOnly,,,2.1,22.8,17.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,IRR;Sharpe;MaxDD,Phone>Chat>App>Email,true,19:15-08:00,66,87,57,51,CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-12-15,Success,v2.10.9,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8677,Optimizer,108436,1652426,44505,8.8,3,12,US,Low,NoIlliquids,,Crypto;PennyStocks,1.8,23.8,11.2,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;MaxDD,App>Phone>Chat,true,23:45-06:30,73,71,82,72,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-09-13,Success,v1.8.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8678,Optimizer,64667,1205796,40723,7.4,2,10,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,PennyStocks,1.7,19.3,13.4,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,MaxDD;IRR,Phone>Email>In-Person>Chat>App,true,19:45-06:15,63,75,68,59,Brokerage;OpenBanking;Payroll,1,Human,Rebalance,2025-05-28,Success,v2.8.1,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A8679,Explorer,44673,-23125,3410,16.3,1,10,US,Low,NoShortSelling;NoIlliquids,ESGOnly,Crypto;PennyStocks;PrivateCredit,1.8,20.5,14.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;IRR,Email>Chat>In-Person>App,true,22:15-08:00,69,55,60,57,CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-07-15,Success,v1.10.3,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8680,Builder,63384,83714,4555,7.1,4,10,US,Low,NoShortSelling;NoIlliquids,,LeveragedETFs,1.7,13.9,11.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD,App>In-Person>Phone,true,23:30-06:45,73,78,82,77,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-01-24,Success,v1.8.5,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8681,Preserver,62040,338524,45742,6.3,1,10,UK,High,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.2,7.7,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Email>Phone,false,21:00-06:15,63,224,57,53,Brokerage;OpenBanking,3,Human,AutoTransfer,2025-11-14,Success,v2.10.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8682,Preserver,80418,721007,62582,5.7,4,10,AU,Medium,NoShortSelling;AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,Phone>Chat>In-Person>App>Email,true,19:00-07:30,70,193,61,51,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-05-16,Success,v1.8.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8683,Optimizer,182939,1068621,104286,7.5,2,15,UK,Low,NoShortSelling,,PennyStocks,1.9,26.4,13.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;IRR;Sharpe,In-Person>Phone>App>Chat>Email,true,19:15-06:00,73,92,74,71,Brokerage;OpenBanking;Payroll,2,Human,PlanUpdate,2025-11-09,Partial,v1.8.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8684,Builder,55510,172541,10619,10.4,2,10,CA,Low,AccreditedOnly;NoIlliquids,ESGOnly,,1.5,23.8,9.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;MaxDD,Chat>App>Phone>Email,false,19:15-07:15,65,129,65,60,OpenBanking,15,None,PlanUpdate,2025-05-18,Success,v1.8.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8685,Optimizer,124874,1859522,75525,10.9,1,12,US,Low,,,PennyStocks,1.5,25.9,13.5,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,TaxCost;Sharpe,Phone>In-Person>App>Chat,false,21:15-06:15,69,102,69,58,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,PlanUpdate,2025-07-09,Success,v1.10.1,StopLossDisabled,Enforce tax budget and position caps
A8686,Stabilizer,66109,531125,30830,8.1,1,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.5,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Chat>In-Person>Email>Phone,true,23:15-07:15,66,165,61,59,OpenBanking;Payroll,18,Human,Rebalance,2025-08-23,Success,v1.8.1,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8687,Preserver,64070,325761,13276,4.1,3,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Phone>App>Chat>In-Person,true,21:45-07:30,74,237,69,58,Brokerage;CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-10-16,Success,v1.9.8,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8688,Preserver,57301,806076,38105,6.0,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe,App>Email>Phone,true,21:45-07:00,79,155,76,66,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-02-16,Success,v1.8.7,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8689,Builder,96714,248713,13917,13.4,1,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;PennyStocks,1.7,18.5,9.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Deep,Sharpe;IRR,In-Person>Phone>Chat>Email,true,21:00-07:45,58,107,63,58,OpenBanking;Payroll,19,Hybrid,AlertAcknowledge,2025-04-20,Success,v1.9.2,StopLossDisabled,Prioritize liquidity and down payment savings
A8690,Explorer,103155,889951,25134,19.9,1,12,US,Low,NoDerivatives,ESGOnly,,1.9,33.1,14.7,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,MaxDD;TaxCost,App>In-Person>Email,false,20:00-07:30,55,72,60,51,CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-01-06,Success,v1.9.9,NoMargin,Allow small experimental sleeve ≤ 3%
A8691,Builder,37930,86995,6642,10.4,1,10,US,Medium,AccreditedOnly,ESGOnly,,1.6,18.0,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,TaxCost;MaxDD,Email>Chat>In-Person>Phone>App,false,23:45-08:30,60,128,60,57,OpenBanking,10,Hybrid,AutoTransfer,2025-09-06,Success,v2.8.3,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A8692,Builder,98236,259829,14974,15.5,1,10,US,Low,NoIlliquids;AccreditedOnly,,,1.4,21.4,11.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;IRR;TaxCost,Phone>App>Email>In-Person>Chat,false,19:30-06:30,60,120,56,45,CreditBureau;OpenBanking,20,Hybrid,PlanUpdate,2025-03-28,Success,v2.10.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8693,Builder,68403,-73915,5577,12.5,1,10,UK,Low,NoShortSelling,,,1.7,23.3,7.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,MaxDD;TaxCost,In-Person>Chat>Phone>App>Email,true,22:00-08:30,59,150,44,41,CreditBureau;OpenBanking,15,Human,Rebalance,2025-10-19,Partial,v2.10.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8694,Stabilizer,89217,928592,44983,5.6,3,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>Chat,true,21:45-07:45,59,132,48,50,OpenBanking,11,Hybrid,AutoTransfer,2025-12-10,Partial,v1.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8695,Stabilizer,171635,781421,49529,5.6,4,15,SG,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.8,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;TaxCost,App>Chat>Email>Phone>In-Person,false,22:15-06:00,52,152,51,46,OpenBanking,18,Human,PlanUpdate,2025-06-26,Success,v2.8.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8696,Preserver,43101,325939,37106,4.4,3,10,UK,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;MaxDD,App>Chat>Phone>In-Person,false,19:00-08:30,67,230,66,59,Brokerage;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-10-08,Partial,v2.9.3,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8697,Stabilizer,60124,267617,18306,7.3,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.0,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,App>In-Person>Email,true,19:30-08:45,67,103,74,67,OpenBanking,18,Human,Rebalance,2025-02-17,Success,v2.9.7,StopLossDisabled,Keep expenses buffer ≥ 4 months
A8698,Optimizer,140048,1520617,86740,6.9,4,12,US,Low,NoIlliquids,,Crypto;PennyStocks,1.5,21.4,10.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,IRR;TaxCost;Sharpe,In-Person>Chat>Phone,false,19:15-06:30,75,61,68,65,Brokerage;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-01-16,Success,v1.8.8,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A8699,Optimizer,184524,2303858,91847,10.4,2,12,US,Low,NoIlliquids,NoWeapons,PennyStocks,1.7,24.0,10.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;MaxDD,App>Phone>Email>In-Person,true,20:00-08:15,74,84,84,75,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-02-14,Success,v1.10.8,NoMargin,Enforce tax budget and position caps
A8700,Builder,40608,136416,8126,11.9,4,10,UK,Medium,AccreditedOnly;NoIlliquids,ESGOnly;NoWeapons,,1.5,22.4,10.3,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;Sharpe,Chat>Email>App>In-Person,true,21:15-08:15,58,136,61,55,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-02-22,Success,v2.8.6,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A8701,Builder,88956,238624,23293,13.1,1,10,US,Medium,NoIlliquids;AccreditedOnly,NoFossilFuel;NoTobacco,,1.7,20.1,8.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,MaxDD;Sharpe,Email>Chat>In-Person,false,21:45-08:30,55,91,41,33,OpenBanking,5,Human,Rebalance,2025-06-14,Success,v2.9.3,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8702,Explorer,71221,198268,10429,17.2,4,10,SG,Medium,,NoWeapons;NoFossilFuel,,1.9,22.2,12.8,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Chat>In-Person,true,20:15-06:00,56,64,49,39,CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-07-17,Success,v2.10.4,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A8703,Explorer,130239,1267287,48575,12.4,4,15,IN,Low,NoShortSelling,,,1.8,27.2,13.8,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;Sharpe;IRR,Phone>Email>In-Person,true,23:15-08:30,56,47,46,44,CreditBureau;OpenBanking,2,None,AutoTransfer,2025-01-07,Partial,v1.10.2,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8704,Builder,51506,51822,3593,9.9,1,10,IN,Low,,ESGOnly,,1.5,13.5,11.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;Sharpe,Email>In-Person>App>Chat,true,22:30-07:45,62,128,53,49,CreditBureau;OpenBanking;Payroll,11,Hybrid,AutoTransfer,2025-09-23,Success,v2.8.1,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A8705,Optimizer,170099,2045725,85598,5.7,4,12,US,Medium,NoShortSelling,ESGOnly;NoWeapons,PennyStocks,1.8,21.1,13.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;TaxCost;Sharpe,Phone>Chat>App,false,21:00-06:45,61,89,71,66,Brokerage;OpenBanking;Payroll,5,None,PlanUpdate,2025-04-04,Success,v1.9.9,LimitOrderOnly,Enforce tax budget and position caps
A8706,Builder,65454,103539,10909,8.9,2,10,US,Low,,NoTobacco,,1.4,21.3,11.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost,In-Person>Chat>Email>App>Phone,false,21:45-06:30,73,79,65,62,OpenBanking,8,Human,Rebalance,2025-02-14,Failed,v2.8.1,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8707,Preserver,69859,570596,54528,6.6,2,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Phone>Chat,true,20:00-08:00,75,136,64,53,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-04-04,Partial,v2.10.2,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8708,Preserver,75197,452880,48380,7.9,1,10,CA,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Phone>Email>App,true,20:45-07:45,70,173,73,68,Brokerage;CreditBureau;OpenBanking,14,None,PlanUpdate,2025-04-27,Success,v1.10.2,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8709,Preserver,75097,447157,33954,5.2,2,10,UK,Low,NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.2,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Phone>App,false,23:45-07:00,80,147,90,85,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,PlanUpdate,2025-04-17,Success,v1.10.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8710,Optimizer,113488,1690040,72021,8.3,1,12,US,Medium,,,PennyStocks;PrivateCredit,1.9,19.0,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe,Email>Chat>App>Phone>In-Person,true,23:30-08:00,64,74,63,60,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-11-13,Success,v1.9.8,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A8711,Preserver,106791,762814,64349,4.6,4,12,US,Low,NoIlliquids;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,17.2,9.0,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe,Email>Chat>Phone,true,23:15-06:45,70,134,71,67,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,Rebalance,2025-04-27,Success,v1.10.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8712,Builder,51534,191656,4596,13.8,1,10,UK,Low,NoIlliquids;NoDerivatives,,,1.7,20.6,10.5,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;MaxDD,In-Person>Phone>Chat>App>Email,false,19:15-06:45,62,122,60,59,CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-05-01,Success,v1.9.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8713,Preserver,141303,738518,53077,7.3,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD,App>Email>Chat>In-Person>Phone,false,20:45-06:00,71,153,80,76,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-05-07,Partial,v2.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8714,Optimizer,103233,1581005,62042,7.7,3,12,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel;NoTobacco,Crypto;PennyStocks;PrivateCredit,1.6,16.6,11.2,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>In-Person,true,22:00-08:00,74,118,65,53,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-02-16,Partial,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A8715,Explorer,114356,636808,31810,18.4,3,12,US,Medium,NoShortSelling,,,2.0,27.2,12.2,Business:5y;Travel:2y,5,Collaborative,Shallow,TaxCost;Sharpe,Email>App>In-Person>Phone>Chat,true,20:45-07:00,52,62,58,46,OpenBanking;Payroll,5,None,Rebalance,2025-05-07,Failed,v2.9.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8716,Preserver,107902,1345807,71492,6.1,2,15,IN,High,NoShortSelling;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Email>App>Phone>Chat,false,21:30-06:15,59,140,56,58,Brokerage;CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-07-10,Partial,v1.8.3,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8717,Optimizer,129715,952840,54141,7.1,4,12,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;PennyStocks,1.6,21.0,13.2,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD;Sharpe,Phone>In-Person>Email>Chat,true,19:15-07:15,73,110,80,79,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-03-02,Success,v2.9.8,LimitOrderOnly,Enforce tax budget and position caps
A8718,Optimizer,98406,1872570,49248,8.8,1,10,AU,Low,,,PennyStocks,1.5,15.3,9.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,MaxDD;IRR;Sharpe,Chat>Phone>In-Person,false,22:30-08:00,66,75,68,60,Brokerage;CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-01-31,Success,v2.10.7,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8719,Preserver,143010,1814483,130322,4.1,3,12,US,Low,AccreditedOnly;NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,14.6,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,App>Phone>Chat>In-Person,true,23:45-07:15,82,170,75,73,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-07-21,Success,v1.10.3,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8720,Optimizer,46589,473561,24233,10.9,1,10,US,Low,AccreditedOnly,ESGOnly,PennyStocks,1.7,16.9,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Phone>Email>In-Person>App>Chat,true,20:45-06:00,64,94,68,61,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-03-28,Success,v2.9.4,NoPennyStocks,Enforce tax budget and position caps
A8721,Builder,83550,159947,6861,9.6,4,10,UK,Low,,,PennyStocks,1.7,17.3,9.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,MaxDD;IRR,Chat>Email>Phone,false,21:15-06:30,61,75,51,51,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-12-17,Success,v2.10.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8722,Builder,92028,218403,17053,9.4,3,10,US,Medium,NoDerivatives,,,1.6,13.7,8.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;TaxCost;MaxDD,Email>Phone>App>Chat,true,19:45-06:00,61,73,53,43,OpenBanking,17,None,Rebalance,2025-02-04,Partial,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A8723,Builder,97708,12346,1170,9.8,4,10,US,Medium,,NoFossilFuel,,1.5,24.2,8.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>App>In-Person>Chat>Phone,false,22:30-08:00,54,89,64,62,CreditBureau;OpenBanking,9,Human,AlertAcknowledge,2025-07-05,Success,v1.8.7,NoPennyStocks,Prioritize liquidity and down payment savings
A8724,Builder,71960,127163,5485,6.7,4,10,CA,Low,NoShortSelling,,,1.4,21.5,7.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;MaxDD,Email>App>Chat>In-Person,true,21:00-07:00,65,107,53,51,CreditBureau;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-10-04,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A8725,Optimizer,543337,5957941,248681,8.2,2,12,US,Medium,,NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.9,19.4,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost,In-Person>Email>App,true,21:15-06:15,63,104,71,69,Brokerage;OpenBanking,6,None,AlertAcknowledge,2025-02-17,Partial,v1.10.8,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A8726,Builder,71226,99729,9337,9.0,2,10,DE,Low,,NoTobacco,Crypto;PennyStocks,1.7,24.3,11.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat>Email,true,22:45-06:45,64,88,71,68,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-03-27,Success,v2.8.4,NoPennyStocks,Prioritize liquidity and down payment savings
A8727,Preserver,45001,210692,14542,3.8,3,10,AU,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.8,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,Email>In-Person>Chat>App>Phone,true,22:45-07:00,76,209,61,56,Brokerage;CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-10-20,Success,v2.10.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8728,Builder,66201,115895,5987,13.5,1,10,US,Low,AccreditedOnly;NoShortSelling,ESGOnly;NoWeapons,Crypto,1.8,17.0,10.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,MaxDD;Sharpe,Email>App>Phone,true,19:30-06:00,58,80,60,59,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-08-17,Success,v1.9.6,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A8729,Preserver,107353,1217845,38172,8.3,1,12,US,Low,NoIlliquids,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,8.7,7.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD,Chat>Phone>In-Person>Email,true,22:45-06:30,76,201,63,53,Brokerage;OpenBanking,12,None,AlertAcknowledge,2025-10-11,Partial,v1.10.1,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8730,Builder,46304,102857,4776,14.6,1,10,US,Low,NoShortSelling,NoTobacco;ESGOnly,,1.7,18.6,9.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;IRR;MaxDD,Email>Phone>App>In-Person>Chat,true,20:45-06:45,70,115,61,58,CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-01-22,Failed,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8731,Preserver,189458,735569,72916,4.8,3,15,CA,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe,Phone>Email>App>In-Person>Chat,true,19:00-08:45,79,173,71,65,Brokerage;CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-04-18,Success,v1.8.9,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8732,Preserver,88556,1029646,50706,7.7,1,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Phone>App>In-Person,true,19:30-08:00,75,186,71,71,Brokerage;OpenBanking;Payroll,13,Human,Rebalance,2025-09-09,Success,v1.10.4,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8733,Preserver,65208,1082217,49661,5.1,3,10,AU,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,App>Phone>In-Person,true,19:15-08:15,78,164,86,74,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-09-14,Success,v2.8.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8734,Preserver,105810,819494,56034,7.3,2,12,US,High,NoDerivatives;AccreditedOnly,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,18.0,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>App>Chat,false,21:30-08:30,67,184,76,75,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-03-31,Partial,v2.10.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8735,Optimizer,130534,1906967,68463,8.2,4,12,US,Low,NoDerivatives,NoTobacco,PennyStocks,1.4,22.8,9.8,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;Sharpe;IRR,Phone>Email>App>Chat>In-Person,true,19:15-08:15,60,96,63,60,Brokerage;OpenBanking;Payroll,5,Human,PlanUpdate,2025-02-20,Partial,v1.9.3,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A8736,Stabilizer,89625,358650,25146,5.3,4,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,5.7,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,App>Chat>In-Person,true,22:15-08:15,54,161,51,45,OpenBanking,14,Hybrid,Rebalance,2025-10-14,Success,v2.9.2,NoIlliquids,Keep expenses buffer ≥ 4 months
A8737,Builder,20168,5788,1000,14.3,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs,1.6,17.7,11.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;Sharpe,App>Email>Phone,true,19:45-06:30,72,115,71,64,OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-10-07,Success,v1.10.6,StopLossDisabled,Prioritize liquidity and down payment savings
A8738,Preserver,71045,541915,30534,8.3,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,18.0,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Email>Chat,false,22:30-06:45,81,131,74,69,Brokerage;CreditBureau;OpenBanking,11,Human,AutoTransfer,2025-10-09,Success,v2.10.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8739,Builder,78759,130646,11425,12.6,3,10,US,Medium,NoShortSelling,ESGOnly;NoFossilFuel,Crypto,1.5,24.1,11.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>Phone>App>In-Person,true,23:45-06:15,60,123,56,48,OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-12-07,Success,v1.10.4,NoPennyStocks,Prioritize liquidity and down payment savings
A8740,Builder,111652,225984,20318,9.9,2,12,US,Low,NoShortSelling,,,1.4,16.7,9.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,TaxCost;Sharpe,Email>Phone>Chat>In-Person>App,false,22:15-08:45,58,64,64,63,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-03-13,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A8741,Builder,75662,94397,9382,8.2,4,10,US,Low,,,,1.6,24.6,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;IRR,Chat>App>Email>In-Person,true,21:45-08:45,59,101,68,57,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-11-20,Success,v1.9.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8742,Stabilizer,52247,294769,16629,4.9,4,10,SG,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,5.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Email>Chat>App>In-Person,false,19:00-07:45,62,102,57,60,CreditBureau;OpenBanking,19,None,PlanUpdate,2025-04-20,Success,v2.9.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8743,Explorer,61998,328877,16063,15.4,4,10,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,PennyStocks,1.9,20.1,12.3,Business:5y;Travel:2y;Education:6y,5,Directive,Shallow,Sharpe;IRR,Email>In-Person>Chat>Phone,true,19:00-07:30,66,78,79,76,CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-02-04,Success,v1.10.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8744,Optimizer,194970,4779433,123120,10.3,1,15,UK,Low,AccreditedOnly;NoDerivatives,NoTobacco;ESGOnly,PennyStocks,1.8,25.6,12.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;MaxDD,Chat>App>Email>In-Person,true,20:00-07:30,68,103,78,70,Brokerage;OpenBanking;Payroll,6,Human,Rebalance,2025-12-26,Partial,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A8745,Optimizer,177002,987324,69845,9.1,1,15,UK,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;PennyStocks,1.6,17.5,13.1,Wealth:10y;Estate:20y,10,Collaborative,Shallow,IRR;Sharpe,Chat>In-Person>Phone>Email,false,21:30-08:00,72,67,68,57,Brokerage;CreditBureau;OpenBanking,1,Hybrid,Rebalance,2025-01-05,Partial,v2.10.2,PauseWhenVIX>30,Enforce tax budget and position caps
A8746,Preserver,132514,493442,58938,5.7,3,15,SG,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,8.7,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,In-Person>App>Phone>Email,true,23:15-08:45,83,179,81,82,Brokerage;CreditBureau;OpenBanking,7,None,Rebalance,2025-12-26,Success,v1.8.7,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8747,Builder,120173,420480,25254,12.9,4,12,US,Low,,NoWeapons;NoFossilFuel,,1.8,14.5,8.1,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Email>Phone,false,20:45-08:00,59,107,69,61,OpenBanking,17,Human,PlanUpdate,2025-01-23,Success,v1.9.6,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8748,Preserver,182993,1477161,110862,3.4,4,12,US,Low,NoIlliquids;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,App>In-Person>Phone>Email,true,20:30-07:30,79,171,87,78,Brokerage;OpenBanking;Payroll,3,None,Rebalance,2025-08-14,Success,v1.8.1,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8749,Builder,39738,57674,6797,11.7,3,10,US,Medium,,ESGOnly;NoWeapons,Crypto;PennyStocks,1.5,14.3,9.6,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,MaxDD;IRR,In-Person>Email>Chat,true,22:45-08:30,62,146,72,72,CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-04-27,Partial,v2.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8750,Stabilizer,55331,192873,14069,6.8,1,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.2,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Email>Phone>App,true,21:30-06:00,68,158,60,55,OpenBanking,15,Hybrid,PlanUpdate,2025-02-19,Success,v1.10.2,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8751,Explorer,117766,952385,25950,15.4,1,12,US,Low,,,,1.7,29.7,17.4,Business:5y;Travel:2y,5,Collaborative,Shallow,MaxDD;Sharpe,Phone>In-Person>Chat>Email>App,true,21:45-06:45,66,85,67,65,OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-05-24,Success,v1.8.1,NoMargin,Allow small experimental sleeve ≤ 3%
A8752,Stabilizer,38181,393093,12477,6.2,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,17.5,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Phone>Email>App>Chat>In-Person,true,20:30-07:15,66,153,76,75,CreditBureau;OpenBanking;Payroll,13,Human,AutoTransfer,2025-05-19,Success,v1.8.2,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8753,Preserver,146628,534927,33007,6.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.7,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Phone>Email>Chat>App,true,20:45-07:00,71,198,64,63,Brokerage;OpenBanking,9,Human,Rebalance,2025-06-10,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8754,Builder,33764,65202,4552,12.0,4,10,US,Low,,NoTobacco;NoWeapons,LeveragedETFs,1.4,15.2,7.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,Sharpe;MaxDD,Chat>Phone>Email,false,23:45-06:30,59,85,55,54,CreditBureau;OpenBanking;Payroll,11,None,PlanUpdate,2025-08-18,Success,v2.10.5,NoPennyStocks,Prioritize liquidity and down payment savings
A8755,Stabilizer,117733,991425,55948,5.9,2,12,US,Medium,AccreditedOnly;NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,15.4,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Phone>In-Person>Email>Chat,true,20:00-07:30,52,145,37,36,OpenBanking,15,Hybrid,Rebalance,2025-02-07,Success,v1.9.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8756,Optimizer,128000,555273,49743,11.1,1,12,US,Medium,,,PennyStocks,1.6,23.6,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;IRR,Phone>Chat>In-Person>App>Email,true,21:45-08:00,56,96,69,59,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-08-27,Success,v1.9.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A8757,Preserver,105454,1547562,118288,4.8,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.4,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,App>Phone>In-Person,true,20:30-07:00,68,185,63,61,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-06-29,Success,v2.8.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8758,Explorer,78485,572301,44225,17.5,1,10,US,Low,,NoWeapons;NoFossilFuel,,1.7,25.1,12.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;Sharpe,Phone>In-Person>App>Email,true,23:00-06:30,58,51,69,60,CreditBureau;OpenBanking,1,None,Rebalance,2025-02-28,Failed,v1.9.6,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8759,Stabilizer,49535,133278,4126,8.6,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.6,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>App>In-Person>Phone,true,19:15-06:15,56,176,57,49,CreditBureau;OpenBanking;Payroll,19,None,PlanUpdate,2025-02-16,Success,v2.10.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8760,Explorer,120481,666265,22502,21.3,2,12,US,Low,,NoWeapons,PennyStocks,2.0,25.6,14.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;TaxCost,App>Chat>Email>Phone,true,20:45-06:15,62,45,57,56,OpenBanking;Payroll,2,None,Rebalance,2025-03-03,Failed,v2.9.2,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8761,Preserver,158964,968095,88991,5.5,2,15,AU,Medium,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,18.0,8.5,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;MaxDD,In-Person>Phone>App>Email>Chat,true,23:30-06:15,70,218,68,59,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-04-10,Success,v2.10.2,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8762,Explorer,27112,179304,6372,18.9,4,10,UK,Low,NoDerivatives,NoFossilFuel;NoWeapons,LeveragedETFs,1.8,24.5,16.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,TaxCost;MaxDD,Chat>Email>Phone>App,true,21:30-08:45,69,59,76,74,OpenBanking,4,Hybrid,AlertAcknowledge,2025-12-15,Failed,v2.10.8,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8763,Optimizer,310773,2075576,142457,8.2,3,15,DE,Low,NoIlliquids,ESGOnly;NoWeapons,PennyStocks,1.8,15.4,10.2,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD;TaxCost,Email>In-Person>Phone>App,false,21:15-06:00,63,90,61,50,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-01-20,Partial,v2.8.4,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A8764,Preserver,68124,340882,11682,5.6,1,10,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.0,6.7,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost,In-Person>Chat>Phone>Email,true,23:45-06:30,81,128,67,60,Brokerage;OpenBanking;Payroll,6,None,PlanUpdate,2025-03-31,Success,v2.8.4,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A8765,Stabilizer,41056,211232,9937,9.2,1,10,US,Low,NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.1,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;Sharpe,Email>Chat>In-Person,true,19:45-06:45,55,174,60,52,CreditBureau;OpenBanking;Payroll,18,None,AutoTransfer,2025-03-27,Success,v1.10.6,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8766,Preserver,60091,420070,22863,5.4,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,13.1,6.1,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Chat>App>Email,true,19:00-08:00,81,217,77,70,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-08-31,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8767,Preserver,130835,872147,74621,3.7,4,12,US,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe,Email>Chat>Phone>App>In-Person,false,21:30-06:45,75,156,81,76,Brokerage;OpenBanking,7,None,AutoTransfer,2025-04-12,Success,v1.10.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8768,Preserver,26202,182383,8847,6.1,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,11.1,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;MaxDD,Email>Chat>App>Phone,true,22:00-07:15,75,232,72,67,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-02-13,Partial,v2.10.9,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8769,Stabilizer,58628,162020,6065,7.1,3,10,IN,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Email>Phone>App>Chat>In-Person,true,22:00-06:15,56,148,66,59,CreditBureau;OpenBanking;Payroll,16,Hybrid,PlanUpdate,2025-09-22,Success,v2.8.9,StopLossDisabled,Keep expenses buffer ≥ 4 months
A8770,Stabilizer,57058,198466,16002,6.5,1,10,DE,Low,AccreditedOnly;NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,17.7,8.1,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD,Chat>Phone>App>In-Person>Email,true,22:30-06:15,68,113,61,66,OpenBanking,12,Human,AlertAcknowledge,2025-02-14,Success,v2.10.4,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8771,Explorer,54454,394231,14360,18.3,1,10,US,Medium,NoDerivatives,NoWeapons;NoTobacco,Crypto;PennyStocks,1.7,21.9,14.4,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,Sharpe;MaxDD;IRR,Email>Phone>App>Chat,true,21:00-08:00,62,54,50,49,CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-12-01,Success,v2.8.6,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8772,Optimizer,58237,788293,23262,10.5,1,10,US,High,NoIlliquids;AccreditedOnly,NoFossilFuel;ESGOnly,PennyStocks,1.8,15.9,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,Sharpe;MaxDD;TaxCost,In-Person>App>Phone>Chat,false,21:30-06:15,65,77,67,66,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AutoTransfer,2025-05-17,Success,v2.10.4,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A8773,Preserver,97176,1140183,57962,5.7,1,10,UK,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,11.2,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Email>Chat,false,20:15-07:45,70,139,75,80,Brokerage;CreditBureau;OpenBanking,9,Human,AutoTransfer,2025-09-27,Success,v2.9.2,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8774,Builder,68286,-29641,4363,7.2,4,10,US,Medium,,,LeveragedETFs,1.4,23.0,8.4,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;TaxCost;Sharpe,App>Chat>In-Person,true,19:30-07:15,51,66,56,45,OpenBanking,13,None,AutoTransfer,2025-03-23,Success,v1.10.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A8775,Builder,53224,211885,6419,9.7,4,10,SG,Low,NoShortSelling,NoFossilFuel,,1.5,14.5,7.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;TaxCost,Email>App>Chat>In-Person>Phone,false,23:30-06:30,68,106,71,71,OpenBanking;Payroll,17,None,AlertAcknowledge,2025-08-02,Success,v2.10.8,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8776,Builder,108425,372480,16124,10.4,3,12,US,Medium,AccreditedOnly,NoTobacco;ESGOnly,PrivateCredit,1.4,14.6,9.1,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;IRR,App>Chat>In-Person>Email>Phone,false,23:00-06:45,53,83,49,46,CreditBureau;OpenBanking,16,Hybrid,AutoTransfer,2025-01-31,Success,v2.10.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8777,Optimizer,73399,644030,45784,9.0,4,10,US,Low,NoIlliquids,,PennyStocks;PrivateCredit,1.7,19.6,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,Sharpe;IRR;TaxCost,Email>Chat>App,true,19:45-06:00,64,90,51,51,Brokerage;OpenBanking,3,Hybrid,Rebalance,2025-08-24,Success,v2.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A8778,Preserver,89964,356145,34606,4.3,3,10,UK,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.5,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>Phone,true,22:30-06:30,67,207,70,63,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-01-26,Partial,v2.8.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8779,Builder,78704,125225,14367,9.5,3,10,CA,Medium,NoDerivatives,,,1.6,13.1,7.9,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;TaxCost;IRR,App>Email>Phone>In-Person,true,20:15-07:15,55,122,45,36,CreditBureau;OpenBanking,13,None,AutoTransfer,2025-09-06,Failed,v1.8.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8780,Explorer,32159,161763,12962,14.6,3,10,US,Low,NoIlliquids;NoDerivatives,,PennyStocks;PrivateCredit,2.1,24.1,16.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,TaxCost;IRR,Email>Phone>Chat>App,true,23:00-08:00,55,47,53,41,OpenBanking;Payroll,3,Hybrid,Rebalance,2025-05-21,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8781,Preserver,41853,193635,8703,4.5,3,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,6.3,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email>Chat>App,true,19:00-06:00,77,205,72,65,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-02-14,Success,v2.10.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8782,Preserver,107176,908661,79559,4.7,2,15,DE,Low,NoDerivatives;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.4,8.8,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost,In-Person>App>Chat>Email,false,23:45-07:15,71,227,71,75,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-08-20,Partial,v1.8.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8783,Optimizer,186539,961924,78515,11.1,1,15,CA,Low,AccreditedOnly;NoIlliquids,,Crypto;PennyStocks,1.6,20.3,10.0,Wealth:10y;Estate:20y,10,Collaborative,Medium,IRR;Sharpe,Chat>In-Person>App,true,22:45-07:15,76,69,65,59,Brokerage;OpenBanking,1,Human,Rebalance,2025-02-28,Success,v2.8.7,PauseWhenVIX>30,Enforce tax budget and position caps
A8784,Preserver,201414,1044068,112941,3.2,4,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,8.0,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Chat>Phone>Email>In-Person,true,21:45-06:00,70,174,75,69,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-05-07,Success,v1.10.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8785,Preserver,95657,855832,49427,4.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.7,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>App>In-Person>Phone,true,23:30-06:15,71,189,71,74,Brokerage;CreditBureau;OpenBanking,10,None,PlanUpdate,2025-06-24,Failed,v2.8.1,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8786,Preserver,100131,677065,83250,8.2,1,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,16.2,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe,Phone>In-Person>Email,true,22:30-08:30,68,151,68,58,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-05-13,Success,v2.8.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8787,Preserver,73978,712226,44055,5.9,3,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.3,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe,App>In-Person>Phone,true,21:30-06:45,68,148,59,62,Brokerage;OpenBanking,6,None,Rebalance,2025-09-13,Success,v1.10.1,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8788,Optimizer,143321,2895586,78227,12.3,1,12,US,Medium,,NoFossilFuel;NoWeapons,PennyStocks,1.9,19.8,12.8,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;IRR;TaxCost,App>Chat>Email,false,19:15-08:15,65,75,77,75,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-11-06,Success,v1.9.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8789,Preserver,59535,412671,32784,5.7,2,10,US,Medium,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Phone>In-Person>Chat,false,21:15-07:30,66,126,69,70,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-01-01,Success,v1.8.4,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8790,Preserver,124195,679109,68656,8.1,1,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,16.9,5.1,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Phone>Chat>App>In-Person,false,19:00-08:00,71,225,58,56,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-07-22,Success,v1.10.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8791,Preserver,94224,710244,86094,3.4,4,10,UK,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,Chat>Email>Phone>In-Person>App,true,21:00-08:45,81,220,78,72,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-02-27,Success,v2.10.8,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8792,Builder,45641,7363,1000,7.9,4,10,US,Low,,,LeveragedETFs,1.8,15.0,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe,Chat>Phone>In-Person>App>Email,true,23:45-07:15,67,81,73,68,CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-05-10,Success,v1.10.4,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8793,Stabilizer,88958,476637,31675,6.1,3,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD,Email>Chat>In-Person>Phone>App,true,22:00-06:45,52,167,54,58,CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-03-06,Success,v2.8.7,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8794,Preserver,129961,604826,52881,4.5,4,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.0,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,Email>Chat>Phone>App,true,19:15-07:45,69,121,70,63,Brokerage;OpenBanking,11,None,AutoTransfer,2025-10-09,Success,v2.9.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8795,Optimizer,373305,4047796,139283,9.2,4,12,US,Low,,,PennyStocks,1.8,23.6,12.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;MaxDD,App>Email>Chat,true,20:30-06:15,69,85,58,51,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-11-27,Success,v2.10.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8796,Optimizer,131099,1533169,51612,11.8,1,15,CA,Low,NoIlliquids,,Crypto;PennyStocks,1.6,24.2,13.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,TaxCost;Sharpe;IRR,App>In-Person>Email,true,20:30-06:30,73,75,78,66,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-02-14,Success,v2.9.5,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8797,Builder,58951,19976,2894,11.2,3,10,US,Medium,,NoWeapons,Crypto,1.7,18.2,7.5,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;MaxDD;IRR,Phone>Email>App>In-Person>Chat,false,20:15-06:00,57,84,53,41,OpenBanking,13,None,AutoTransfer,2025-08-10,Partial,v1.10.6,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A8798,Preserver,111604,694693,33151,3.8,3,12,US,Medium,NoIlliquids,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Email,false,23:45-07:45,75,124,68,61,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-10-28,Partial,v1.8.5,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8799,Builder,76347,221377,13989,14.3,1,10,US,Medium,NoShortSelling;NoDerivatives,,,1.6,15.0,8.1,Home:3y;Retirement:30y,3,Concise,Deep,IRR;TaxCost,In-Person>Phone>Chat,true,22:30-08:00,53,128,52,52,CreditBureau;OpenBanking;Payroll,20,Hybrid,Rebalance,2025-09-04,Success,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8800,Optimizer,122938,1430559,66412,8.4,3,12,US,Low,AccreditedOnly;NoShortSelling,NoTobacco,LeveragedETFs;PennyStocks,1.7,27.0,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;Sharpe;MaxDD,In-Person>Email>Phone>App>Chat,true,20:15-06:15,71,99,68,62,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-12-14,Success,v2.10.3,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A8801,Preserver,270472,4169168,246032,5.7,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.1,6.5,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe,Chat>In-Person>Phone,true,19:15-08:30,75,149,77,77,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-10-07,Partial,v2.10.7,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8802,Stabilizer,127719,444212,57788,7.8,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.7,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App>Chat>Phone,true,23:30-07:00,58,169,54,59,OpenBanking,17,Human,AutoTransfer,2025-04-25,Success,v1.10.5,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8803,Optimizer,196752,2373454,76382,12.8,1,12,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.8,15.5,10.2,Wealth:10y;Estate:20y;Education:6y,10,Concise,Deep,TaxCost;IRR;Sharpe,Phone>Email>App>Chat,true,21:45-06:00,66,111,53,41,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-01-31,Success,v1.9.3,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A8804,Explorer,71655,230055,22837,22.7,1,10,US,Low,NoDerivatives;AccreditedOnly,ESGOnly;NoWeapons,,1.7,26.0,13.3,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;MaxDD,Chat>Email>Phone,true,22:30-07:00,70,53,58,56,OpenBanking,2,None,AlertAcknowledge,2025-03-14,Success,v2.9.3,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8805,Preserver,105936,1111375,77437,3.6,4,12,US,Low,NoDerivatives;NoShortSelling,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.4,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD,In-Person>Phone>Email,true,22:45-08:45,75,193,77,69,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-08-06,Partial,v1.9.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8806,Builder,52626,241745,15716,11.8,2,10,IN,Low,AccreditedOnly;NoDerivatives,,,1.4,17.9,9.0,Home:3y;Retirement:30y,3,Educational,Deep,Sharpe;IRR,App>Email>In-Person>Phone,true,21:30-07:30,66,109,62,55,CreditBureau;OpenBanking,19,Hybrid,AutoTransfer,2025-03-10,Success,v2.8.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8807,Stabilizer,37866,161308,4905,6.4,3,10,IN,High,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;Sharpe,Chat>App>Email,true,20:00-07:45,46,138,41,40,OpenBanking,7,Hybrid,Rebalance,2025-08-27,Success,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8808,Builder,64711,192242,5635,11.5,4,10,AU,Low,NoIlliquids;AccreditedOnly,,PrivateCredit,1.5,14.0,11.3,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;IRR;MaxDD,In-Person>Phone>App,true,19:00-08:15,70,137,69,58,CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-11-09,Success,v2.8.3,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A8809,Stabilizer,73179,498612,23898,7.1,1,10,US,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.5,8.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Phone>In-Person>Email>App,true,19:30-07:30,61,107,67,61,OpenBanking,16,Hybrid,Rebalance,2025-01-07,Success,v1.8.9,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A8810,Builder,54853,200362,6169,13.8,1,10,IN,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.6,22.9,11.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person>App,false,23:45-07:45,61,147,48,40,CreditBureau;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-11-25,Success,v2.10.2,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A8811,Preserver,153498,568709,46000,4.2,3,12,US,Medium,NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,7.2,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>App>In-Person,false,22:00-08:00,63,128,66,70,Brokerage;OpenBanking;Payroll,6,Human,AutoTransfer,2025-04-12,Success,v2.10.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8812,Explorer,79004,425365,20790,17.8,3,10,AU,Low,,,Crypto;PennyStocks;PrivateCredit,1.7,28.5,16.4,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,TaxCost;IRR,Chat>Phone>In-Person>App,true,19:15-07:15,63,58,68,61,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-05-27,Success,v2.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8813,Stabilizer,79045,462078,29998,7.2,2,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost,Chat>Phone>In-Person,true,21:00-08:30,66,165,57,49,CreditBureau;OpenBanking,9,Human,PlanUpdate,2025-10-30,Success,v2.8.5,LimitOrderOnly;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8814,Stabilizer,88898,306613,21366,5.0,4,10,SG,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>In-Person>Email,true,22:15-07:30,61,152,67,64,OpenBanking,18,Human,PlanUpdate,2025-10-01,Success,v1.9.6,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8815,Preserver,61132,778559,49059,7.2,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.0,7.2,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Phone>In-Person>App,true,19:00-08:15,67,227,69,71,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AlertAcknowledge,2025-07-13,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8816,Optimizer,104061,700498,59642,9.9,3,12,US,Low,NoDerivatives,,PennyStocks,1.6,15.3,13.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;Sharpe;TaxCost,Email>App>Chat,true,19:15-08:45,74,77,76,73,Brokerage;CreditBureau;OpenBanking,2,None,Rebalance,2025-08-13,Partial,v1.10.7,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A8817,Preserver,65937,470704,59214,6.2,3,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.2,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;MaxDD,In-Person>App>Email>Chat,true,19:00-07:45,79,130,72,68,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,PlanUpdate,2025-02-17,Success,v1.8.7,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A8818,Stabilizer,111339,196181,16379,7.4,1,15,UK,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost,In-Person>Phone>Email,false,20:00-08:00,57,106,50,41,OpenBanking,11,Human,PlanUpdate,2025-04-27,Success,v1.10.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8819,Optimizer,87768,931920,30170,8.3,4,10,US,Low,NoIlliquids,NoWeapons,PennyStocks,1.4,23.8,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,TaxCost;IRR,Chat>In-Person>Email>Phone,true,21:45-08:00,69,107,80,73,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-09-04,Success,v1.8.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8820,Stabilizer,42142,332631,11806,6.2,4,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,10.4,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;Sharpe,Phone>Chat>Email,false,19:30-06:00,55,175,40,37,OpenBanking,12,Human,AutoTransfer,2025-09-08,Failed,v1.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8821,Preserver,111083,1616375,65532,4.3,4,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Phone>Chat>App,false,20:00-06:45,78,235,82,81,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-04-04,Success,v1.9.8,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8822,Preserver,162502,1005011,90121,5.0,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe,Email>Chat>App>Phone>In-Person,true,20:30-08:15,74,204,82,82,Brokerage;OpenBanking,5,None,AutoTransfer,2025-04-06,Success,v1.9.3,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8823,Preserver,57944,511992,44931,4.3,3,10,US,Low,NoIlliquids;NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.2,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Email>Phone>In-Person>App>Chat,true,22:15-08:45,82,172,72,71,Brokerage;OpenBanking;Payroll,4,None,Rebalance,2025-06-07,Partial,v1.9.1,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8824,Optimizer,205288,3972495,95531,6.8,4,12,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.5,22.2,11.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;MaxDD;IRR,Email>App>In-Person>Chat>Phone,false,21:45-06:45,74,95,64,54,Brokerage;OpenBanking;Payroll,1,None,Rebalance,2025-02-05,Success,v2.8.5,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A8825,Preserver,92030,450295,56364,9.0,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,13.1,8.1,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;Sharpe,App>Email>Phone,true,20:30-08:00,83,130,85,79,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-12-16,Failed,v1.8.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8826,Builder,48857,127132,11707,8.4,3,10,US,Low,,NoTobacco,,1.5,21.2,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,MaxDD;IRR,Chat>App>Email>Phone>In-Person,false,22:00-07:15,69,83,74,66,OpenBanking,14,Hybrid,AutoTransfer,2025-01-03,Success,v1.8.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A8827,Builder,127819,527172,17221,13.0,2,12,US,Low,NoShortSelling;AccreditedOnly,NoTobacco;NoWeapons,,1.6,21.7,7.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,MaxDD;IRR;TaxCost,In-Person>Chat>App>Phone,true,20:00-07:45,65,148,61,58,CreditBureau;OpenBanking;Payroll,19,None,AutoTransfer,2025-08-30,Partial,v1.8.2,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8828,Preserver,159960,623827,87329,6.0,2,15,AU,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.2,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,Chat>In-Person>Phone,true,22:45-06:45,74,138,70,61,Brokerage;CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-03-08,Success,v1.10.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8829,Builder,38773,129302,5866,12.9,1,10,US,Medium,AccreditedOnly,,,1.8,12.4,8.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;TaxCost,App>In-Person>Email>Chat>Phone,true,23:45-07:00,63,110,66,61,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-10-31,Success,v2.10.6,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A8830,Stabilizer,121912,525784,33738,7.0,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,10.7,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;TaxCost,Chat>Email>Phone,true,22:45-08:30,60,168,45,43,OpenBanking,5,None,PlanUpdate,2025-12-04,Success,v2.9.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8831,Stabilizer,81719,517345,21279,4.7,4,10,US,Low,NoShortSelling;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.3,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Email>App>In-Person>Chat>Phone,true,20:00-06:45,64,120,56,57,OpenBanking,13,None,PlanUpdate,2025-02-17,Success,v2.10.2,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8832,Stabilizer,83243,456133,27526,8.3,2,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Phone>App>In-Person,true,20:45-06:30,61,111,56,50,CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-11-11,Success,v1.8.7,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A8833,Explorer,46040,222550,12358,15.1,3,10,DE,Low,NoShortSelling;NoIlliquids,,LeveragedETFs;PennyStocks,1.7,31.8,12.5,Business:5y;Travel:2y,5,Educational,Medium,IRR;TaxCost;MaxDD,Phone>Email>Chat,true,23:15-08:45,70,62,72,70,CreditBureau;OpenBanking,5,None,PlanUpdate,2025-03-25,Partial,v2.8.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8834,Builder,55872,174680,6079,9.8,2,10,US,Medium,,,,1.8,22.7,8.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;IRR,Email>Chat>In-Person>App>Phone,false,22:15-07:15,61,78,52,50,OpenBanking,6,None,PlanUpdate,2025-09-12,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A8835,Stabilizer,143818,533748,47676,8.2,1,15,IN,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,16.8,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD,App>Phone>Chat>Email>In-Person,true,19:15-07:45,60,152,57,47,OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-01-26,Success,v1.10.4,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8836,Builder,49524,-15989,1123,9.3,3,10,US,Medium,,,,1.5,19.2,10.4,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,Sharpe;IRR;MaxDD,Chat>App>In-Person>Phone>Email,false,22:00-07:45,63,85,73,64,CreditBureau;OpenBanking,17,None,AutoTransfer,2025-03-22,Failed,v1.10.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A8837,Stabilizer,133535,384330,27369,4.8,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.8,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person>Chat,false,21:30-06:30,53,120,40,35,OpenBanking,13,None,PlanUpdate,2025-01-29,Success,v1.8.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8838,Stabilizer,234181,894162,56654,9.6,1,12,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,5.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Phone>Chat>App,true,21:30-08:30,60,119,62,53,OpenBanking;Payroll,13,Human,PlanUpdate,2025-01-12,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8839,Preserver,74526,239847,16116,5.5,4,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.6,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Chat>Phone>App>Email>In-Person,true,23:00-07:00,70,146,72,73,Brokerage;OpenBanking,9,Human,AlertAcknowledge,2025-06-23,Success,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8840,Stabilizer,92825,364576,48713,7.0,1,10,US,Low,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>App,false,21:30-07:00,59,98,60,60,CreditBureau;OpenBanking;Payroll,13,Human,PlanUpdate,2025-03-12,Failed,v1.8.1,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A8841,Builder,107231,680306,13468,13.4,1,12,US,High,AccreditedOnly,ESGOnly;NoWeapons,,1.7,17.7,8.9,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,IRR;Sharpe;MaxDD,App>Email>Chat>In-Person>Phone,true,20:00-06:45,59,87,68,56,OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-07-22,Success,v1.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A8842,Stabilizer,78959,208628,8146,5.5,3,10,DE,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Chat>In-Person>Phone,false,20:30-08:00,55,141,61,59,OpenBanking,13,None,Rebalance,2025-08-19,Success,v1.10.8,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8843,Explorer,32053,168470,7316,15.7,2,10,US,Low,,,,1.6,32.9,16.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>Phone>In-Person>Chat,false,23:15-07:15,69,64,69,62,OpenBanking,2,Human,PlanUpdate,2025-03-07,Success,v1.9.1,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8844,Explorer,69803,181637,9478,18.1,2,10,US,Low,NoIlliquids,,PennyStocks;PrivateCredit,2.0,32.1,16.8,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,MaxDD;Sharpe;IRR,In-Person>Chat>Phone>App>Email,false,20:00-06:15,54,64,46,42,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-03-05,Success,v1.10.4,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8845,Preserver,129666,902899,71904,4.9,4,15,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,9.5,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Phone>Chat>In-Person,true,21:15-06:15,71,175,60,53,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-10-30,Success,v2.8.8,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8846,Optimizer,188793,3404047,85981,10.3,2,15,IN,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.7,26.0,11.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,Sharpe;IRR,Phone>App>Email>Chat,true,23:15-06:30,57,77,71,70,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-09-22,Success,v2.8.5,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8847,Explorer,42566,287513,10886,15.0,4,10,AU,Medium,,,,2.0,25.4,15.2,Business:5y;Travel:2y,5,Educational,Shallow,TaxCost;IRR;MaxDD,Chat>App>Phone,true,21:45-07:15,55,88,62,59,OpenBanking,2,Hybrid,AutoTransfer,2024-12-26,Success,v1.10.2,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8848,Stabilizer,86267,189376,21038,6.0,3,10,US,Low,NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.8,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>App>Email,false,19:00-07:15,67,152,54,53,OpenBanking,16,None,Rebalance,2025-08-22,Success,v1.8.9,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8849,Preserver,114746,846184,125183,7.3,2,12,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,TaxCost;Sharpe,Phone>In-Person>Chat,true,20:15-06:30,72,189,71,64,Brokerage;OpenBanking,6,None,AutoTransfer,2025-09-19,Success,v2.10.1,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8850,Preserver,189851,1245658,111292,6.5,2,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Phone>Chat>App>In-Person,true,19:15-08:00,82,175,89,78,Brokerage;OpenBanking;Payroll,3,None,AutoTransfer,2025-04-24,Success,v1.10.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8851,Optimizer,210126,1120299,153162,6.9,3,15,AU,Medium,,,Crypto;PennyStocks;PrivateCredit,1.6,19.7,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;IRR,Chat>In-Person>App>Phone,true,22:30-08:30,65,79,78,73,Brokerage;OpenBanking,1,Hybrid,Rebalance,2025-06-04,Success,v1.10.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A8852,Preserver,115685,758644,34527,6.9,2,15,DE,Low,,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.4,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Email>App>Phone>Chat>In-Person,true,21:15-07:00,83,204,70,62,Brokerage;CreditBureau;OpenBanking,14,None,PlanUpdate,2025-06-22,Success,v1.8.5,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8853,Stabilizer,139576,585849,51473,10.1,1,12,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,13.7,5.0,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>App>Email,true,19:45-08:15,55,164,51,47,OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-01-24,Success,v1.9.5,NoPennyStocks,Keep expenses buffer ≥ 4 months
A8854,Builder,91169,224534,9756,13.1,2,10,US,Low,,,,1.4,19.6,7.7,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;TaxCost,Phone>Email>In-Person,false,23:15-07:00,70,112,62,54,OpenBanking,18,None,Rebalance,2025-12-19,Partial,v1.8.1,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8855,Preserver,82674,1162963,94155,5.2,2,10,AU,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,13.0,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Chat>App>In-Person,true,20:45-08:15,65,205,73,65,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-01-14,Failed,v2.9.6,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8856,Explorer,83188,428683,14401,14.6,4,10,CA,Medium,,NoFossilFuel,PennyStocks,2.0,20.4,13.3,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,Sharpe;IRR;MaxDD,In-Person>Email>Chat>Phone,false,23:15-06:00,60,53,73,71,CreditBureau;OpenBanking,3,Human,Rebalance,2025-03-01,Success,v2.8.8,LimitOrderOnly;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8857,Preserver,100269,515081,66229,8.4,1,12,US,Medium,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,8.3,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;TaxCost,Phone>Email>In-Person>Chat>App,true,19:15-08:15,70,202,80,80,Brokerage;OpenBanking;Payroll,13,None,Rebalance,2025-04-15,Partial,v2.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8858,Explorer,85133,260045,16685,17.7,3,10,IN,Low,AccreditedOnly;NoIlliquids,,LeveragedETFs;PennyStocks,2.0,34.9,16.2,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,IRR;MaxDD;Sharpe,Phone>In-Person>App,true,20:15-06:15,57,81,46,42,CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-01-16,Partial,v1.9.1,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8859,Optimizer,355468,2691954,195851,10.3,1,12,US,Low,NoIlliquids,,PennyStocks,1.9,17.1,11.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,Sharpe;IRR;MaxDD,Phone>In-Person>App>Chat,false,19:15-07:15,60,117,49,49,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,Rebalance,2025-07-09,Failed,v1.8.8,NoPennyStocks,Enforce tax budget and position caps
A8860,Stabilizer,59200,186674,19625,7.4,2,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.3,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;MaxDD,App>Chat>Phone>Email,true,21:30-06:15,65,113,66,64,OpenBanking,19,Human,AlertAcknowledge,2025-09-28,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8861,Preserver,135945,587387,30879,6.4,2,15,IN,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe,In-Person>Phone>Chat>App,true,22:15-07:45,71,195,68,71,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-05-16,Partial,v1.10.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8862,Stabilizer,142116,583322,24607,5.1,4,15,UK,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.2,7.6,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>App,true,20:00-08:45,57,160,44,48,CreditBureau;OpenBanking;Payroll,16,Human,AutoTransfer,2025-03-17,Success,v1.9.4,NoMargin,Keep expenses buffer ≥ 4 months
A8863,Explorer,184852,1357250,47767,12.9,3,12,US,Low,,NoWeapons,Crypto,1.7,26.7,15.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,MaxDD;TaxCost;Sharpe,App>Chat>In-Person>Email>Phone,true,20:00-06:30,70,72,69,69,OpenBanking,7,Human,AutoTransfer,2025-12-02,Success,v2.9.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8864,Explorer,108137,279319,36442,16.8,2,12,US,Low,,,PennyStocks,1.9,20.7,13.2,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,TaxCost;IRR;MaxDD,Phone>In-Person>Chat,true,22:15-08:00,64,88,76,69,OpenBanking;Payroll,3,None,Rebalance,2025-01-08,Partial,v1.10.2,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8865,Stabilizer,64021,239764,23956,6.4,1,10,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.8,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;MaxDD,Phone>App>Email>In-Person,true,20:15-07:30,66,135,73,73,CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-06-07,Partial,v2.9.5,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A8866,Optimizer,76261,1017946,31285,9.2,3,10,US,Low,NoShortSelling;NoDerivatives,NoWeapons;NoFossilFuel,LeveragedETFs;PennyStocks,1.7,18.8,9.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Deep,TaxCost;IRR;MaxDD,In-Person>Phone>App>Chat,true,19:15-08:45,63,94,69,57,Brokerage;CreditBureau;OpenBanking,2,Human,PlanUpdate,2025-05-03,Success,v2.10.7,NoPennyStocks,Enforce tax budget and position caps
A8867,Optimizer,78656,627710,47401,7.3,2,10,US,High,,,PennyStocks,1.6,26.9,10.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;IRR,In-Person>App>Phone,false,23:45-07:00,65,116,70,65,Brokerage;CreditBureau;OpenBanking,2,None,AutoTransfer,2025-09-09,Success,v1.9.7,NoMargin,Enforce tax budget and position caps
A8868,Stabilizer,26547,64723,2855,5.5,3,10,IN,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.4,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Chat>Email,true,21:30-07:00,66,97,71,72,OpenBanking,6,Human,AlertAcknowledge,2025-08-19,Success,v1.10.5,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8869,Explorer,80247,608391,28915,16.3,2,10,AU,Low,NoIlliquids;NoDerivatives,,PennyStocks,2.2,22.9,12.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;MaxDD;Sharpe,Phone>Chat>App,true,23:00-08:30,56,55,71,62,CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-04-12,Success,v1.10.2,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8870,Builder,59335,205544,5579,14.7,1,10,AU,Medium,,ESGOnly;NoWeapons,PrivateCredit,1.6,16.8,9.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;Sharpe;IRR,Email>App>Chat,false,22:30-06:45,58,103,43,34,OpenBanking,17,None,AlertAcknowledge,2025-04-09,Success,v2.8.9,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A8871,Stabilizer,70973,561427,25510,5.0,3,10,UK,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.7,8.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Email>In-Person>Phone>Chat,false,20:15-07:00,60,96,68,63,OpenBanking,9,Human,AlertAcknowledge,2025-03-21,Success,v1.8.8,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8872,Preserver,84680,425007,33401,6.1,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,5.3,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Chat>Email,true,20:15-06:00,77,136,73,68,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-04-13,Failed,v2.8.7,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8873,Builder,67984,227189,8722,8.2,3,10,US,Low,,NoWeapons,,1.8,18.9,11.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;TaxCost;IRR,App>Email>Chat>Phone,true,20:00-07:00,68,73,70,65,OpenBanking,9,None,PlanUpdate,2025-08-07,Success,v1.9.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A8874,Builder,54257,236115,10967,12.5,3,10,IN,Low,NoDerivatives,,,1.5,15.7,11.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,Sharpe;MaxDD,App>Phone>In-Person>Chat>Email,false,21:30-08:15,65,133,68,57,OpenBanking,19,Hybrid,AutoTransfer,2025-01-03,Success,v2.10.7,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8875,Builder,63883,-10483,1000,13.7,1,10,US,Low,,,,1.7,13.1,9.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;TaxCost;IRR,Phone>Chat>In-Person>App,true,21:00-07:30,66,105,52,42,OpenBanking,13,None,AutoTransfer,2025-04-25,Success,v1.8.5,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A8876,Preserver,92521,341229,14645,7.9,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.3,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,Chat>Email>Phone>App>In-Person,true,21:00-07:15,60,225,61,63,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-10-28,Success,v2.9.5,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8877,Preserver,112806,807375,65098,6.4,2,15,UK,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,12.9,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,In-Person>Email>Chat>Phone,false,22:30-07:15,78,122,67,66,Brokerage;OpenBanking;Payroll,9,Hybrid,Rebalance,2025-06-15,Success,v2.8.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8878,Preserver,187822,2234858,91822,5.6,1,12,US,Low,AccreditedOnly,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,11.5,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,Chat>Email>Phone>App,true,20:30-08:15,70,147,58,46,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-03-31,Success,v2.8.7,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8879,Optimizer,163188,1874941,119881,6.7,3,15,SG,Low,,NoWeapons;NoFossilFuel,PennyStocks;PrivateCredit,1.6,24.6,11.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;TaxCost;MaxDD,Chat>Email>Phone>In-Person,true,21:15-08:00,60,67,64,54,Brokerage;CreditBureau;OpenBanking,5,Hybrid,Rebalance,2025-05-30,Success,v2.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A8880,Optimizer,133611,2687212,100864,9.9,4,12,US,Low,NoDerivatives;NoIlliquids,ESGOnly;NoWeapons,Crypto;PennyStocks;PrivateCredit,1.7,19.5,12.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;TaxCost,Chat>App>Phone,true,23:00-08:00,74,82,84,83,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-08-12,Partial,v1.9.3,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A8881,Explorer,38873,221096,11406,20.7,1,10,US,Medium,,NoWeapons;NoFossilFuel,PennyStocks,2.0,26.9,17.2,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat,false,19:30-06:45,54,66,51,45,OpenBanking,5,None,AutoTransfer,2025-03-28,Success,v1.8.6,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8882,Optimizer,111077,1457757,68396,9.6,2,12,US,Low,NoIlliquids,,PennyStocks,1.8,17.9,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>App>Email,true,19:15-07:30,68,77,59,59,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-12-12,Success,v1.9.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8883,Stabilizer,133662,1140302,58004,4.9,3,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,11.7,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe,App>Email>In-Person>Chat>Phone,true,23:30-08:15,62,106,51,51,OpenBanking;Payroll,18,Human,Rebalance,2025-10-19,Partial,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8884,Explorer,62144,130577,16229,16.8,3,10,US,Low,NoDerivatives;NoIlliquids,,LeveragedETFs;PennyStocks,1.8,32.8,14.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,Sharpe;IRR;TaxCost,App>Email>Phone,true,19:00-07:45,64,69,63,55,OpenBanking,6,Hybrid,Rebalance,2025-12-22,Success,v2.8.8,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A8885,Optimizer,322679,5336151,124277,11.5,2,12,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;PennyStocks;PrivateCredit,1.5,26.0,9.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;TaxCost;IRR,In-Person>App>Phone,true,22:00-08:00,62,69,58,47,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,Rebalance,2025-07-23,Partial,v2.8.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8886,Optimizer,204226,3079449,107735,6.6,3,12,US,Low,AccreditedOnly,ESGOnly,PennyStocks;PrivateCredit,1.5,15.4,12.7,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR,In-Person>Phone>App>Email,true,20:45-06:30,67,114,79,71,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-09-18,Failed,v1.9.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A8887,Builder,40169,165470,6614,10.3,4,10,US,Medium,,NoFossilFuel,Crypto;PrivateCredit,1.5,23.7,10.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,IRR;Sharpe;TaxCost,Phone>Chat>Email>App>In-Person,true,21:15-07:45,63,84,60,52,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-08-18,Success,v1.8.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8888,Optimizer,106907,724952,51520,9.7,1,12,US,Low,,NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.9,23.8,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>App>Email>Chat,true,21:30-06:45,66,85,61,58,Brokerage;OpenBanking;Payroll,6,Human,AutoTransfer,2025-08-25,Partial,v1.9.6,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A8889,Preserver,122675,1153394,106602,7.7,2,12,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.7,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;Sharpe,Chat>App>In-Person>Phone>Email,true,23:30-08:15,79,151,68,62,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,AutoTransfer,2025-12-15,Success,v1.8.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8890,Optimizer,197213,2215228,109196,8.8,2,12,US,Low,,NoFossilFuel,PennyStocks,1.5,16.9,10.2,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;Sharpe,Email>Chat>Phone>App,true,23:30-06:00,72,99,69,63,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-09-05,Success,v1.9.8,PauseWhenVIX>30,Enforce tax budget and position caps
A8891,Preserver,91419,777007,31472,6.3,3,10,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Phone>In-Person>Chat,false,21:15-07:00,83,199,73,70,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-07-14,Success,v1.8.1,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A8892,Preserver,82361,430895,54959,4.1,4,10,US,Medium,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>App>Email>In-Person,true,22:45-06:15,63,170,48,52,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-09-20,Failed,v1.9.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8893,Preserver,158661,909195,85017,5.3,2,12,US,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.8,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>Phone>In-Person,false,19:30-06:15,68,212,67,66,Brokerage;OpenBanking;Payroll,8,None,Rebalance,2025-07-03,Success,v1.8.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8894,Stabilizer,102055,494282,24231,5.3,4,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.9,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;TaxCost,Phone>Email>In-Person>App>Chat,true,19:00-07:15,65,169,65,58,CreditBureau;OpenBanking;Payroll,12,Human,PlanUpdate,2025-02-05,Success,v1.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A8895,Optimizer,281401,6524814,141073,12.4,1,12,US,Medium,NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.5,16.3,9.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;IRR;TaxCost,Chat>Phone>In-Person>App>Email,true,22:15-06:30,61,87,71,66,Brokerage;CreditBureau;OpenBanking,3,None,AutoTransfer,2025-01-22,Success,v2.8.5,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A8896,Optimizer,93032,861856,33990,8.0,1,10,CA,Medium,,NoWeapons,PennyStocks;PrivateCredit,1.8,26.1,10.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>App>In-Person>Phone,true,20:00-07:15,52,90,57,46,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-05-22,Success,v1.9.1,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A8897,Builder,36305,45673,3305,10.7,4,10,US,Low,,NoFossilFuel;ESGOnly,PrivateCredit,1.7,14.1,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,IRR;MaxDD;Sharpe,Chat>App>Email,false,19:00-06:15,62,142,66,59,OpenBanking,11,None,AutoTransfer,2025-04-20,Failed,v2.8.2,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A8898,Explorer,110401,1053727,38478,16.9,1,12,US,Low,NoDerivatives,,,2.1,32.4,13.5,Business:5y;Travel:2y;Education:6y,5,Concise,Deep,IRR;MaxDD;TaxCost,Phone>App>Email,false,22:30-08:15,59,80,58,56,CreditBureau;OpenBanking,5,Human,Rebalance,2025-03-15,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8899,Stabilizer,94950,333159,23003,5.9,2,10,IN,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.7,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Phone>In-Person>Email,false,22:15-07:15,61,161,47,51,CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-01-21,Success,v2.9.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8900,Builder,59319,103174,6136,8.6,4,10,UK,Low,NoDerivatives,,,1.7,12.6,9.0,Home:3y;Retirement:30y,3,Collaborative,Shallow,MaxDD;Sharpe;IRR,In-Person>Chat>App>Phone>Email,false,23:30-06:30,64,69,58,52,OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-04-04,Partial,v1.9.8,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A8901,Optimizer,73367,554796,36966,12.6,1,10,AU,Low,,NoTobacco;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.8,24.1,11.6,Wealth:10y;Estate:20y,10,Educational,Shallow,MaxDD;Sharpe;IRR,Email>In-Person>Phone>Chat,true,21:15-07:30,73,76,79,71,Brokerage;CreditBureau;OpenBanking,1,Hybrid,AlertAcknowledge,2025-10-14,Partial,v2.10.6,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A8902,Optimizer,78413,949187,44872,10.7,2,10,US,Low,,NoWeapons,Crypto;PennyStocks;PrivateCredit,1.5,19.0,9.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe;IRR,Phone>In-Person>App>Email,false,20:45-06:15,66,116,59,56,Brokerage;OpenBanking;Payroll,3,Human,PlanUpdate,2025-06-11,Partial,v1.10.6,NoMargin,Enforce tax budget and position caps
A8903,Stabilizer,57739,235335,11641,4.0,4,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.2,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;TaxCost,Phone>Email>App>In-Person>Chat,false,21:00-08:00,63,143,57,60,OpenBanking,19,Human,AlertAcknowledge,2025-09-24,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8904,Stabilizer,33499,138095,10954,6.1,2,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;MaxDD,Phone>App>Email,false,20:30-08:30,58,127,56,60,OpenBanking,15,None,AutoTransfer,2025-03-03,Success,v2.10.2,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8905,Optimizer,209106,1692442,157658,7.3,4,12,US,Low,,,LeveragedETFs;PennyStocks,1.6,15.2,11.6,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,TaxCost;Sharpe,In-Person>Phone>App>Chat,true,21:30-08:45,68,88,63,60,Brokerage;CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-05-21,Success,v2.8.9,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A8906,Stabilizer,98847,539307,55672,7.6,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.3,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>Email>In-Person>App>Phone,true,22:15-06:30,49,146,48,50,CreditBureau;OpenBanking;Payroll,15,Human,AutoTransfer,2025-02-24,Partial,v1.10.9,NoMargin,Keep expenses buffer ≥ 4 months
A8907,Optimizer,93086,1439278,58978,7.7,3,10,US,Medium,,NoTobacco;ESGOnly,PennyStocks,1.6,19.5,10.5,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe;MaxDD,Email>Phone>In-Person>Chat,false,22:30-07:00,61,100,54,43,Brokerage;OpenBanking,5,Human,AlertAcknowledge,2025-10-16,Success,v1.8.3,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A8908,Builder,45718,164412,9126,15.2,1,10,US,Low,,,LeveragedETFs;PennyStocks,1.4,15.0,8.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;TaxCost;MaxDD,Email>In-Person>Phone>Chat>App,true,22:30-07:30,67,63,65,63,CreditBureau;OpenBanking,12,Human,Rebalance,2025-09-15,Failed,v1.9.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A8909,Preserver,96996,521434,44188,6.1,3,10,US,Medium,AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,8.0,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>Email>In-Person>App,true,21:15-06:45,72,149,78,69,Brokerage;OpenBanking,5,Human,Rebalance,2025-11-12,Success,v1.8.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8910,Stabilizer,226786,857635,61432,7.9,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,18.0,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Email>Chat,true,21:00-06:30,44,127,46,49,OpenBanking,6,None,AlertAcknowledge,2025-09-04,Partial,v2.10.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A8911,Stabilizer,85393,328673,25919,7.5,2,10,US,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.2,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person>Email,true,22:30-06:15,53,101,42,39,CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-09-05,Success,v1.10.1,LimitOrderOnly;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8912,Preserver,108828,675149,65178,4.4,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.0,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>App,true,19:00-08:30,71,133,63,59,Brokerage;CreditBureau;OpenBanking,3,None,Rebalance,2025-08-07,Success,v2.10.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8913,Preserver,68141,503685,44097,8.2,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,9.0,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,Email>App>In-Person,true,19:30-06:45,64,143,64,64,Brokerage;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-06-23,Success,v2.8.8,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8914,Optimizer,78706,785796,33258,8.9,4,10,US,Low,,,PennyStocks,1.7,27.2,10.4,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD,In-Person>Phone>Chat,false,19:00-07:45,62,76,73,62,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-01-01,Success,v2.9.1,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A8915,Stabilizer,144186,550105,37253,8.9,2,12,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.7,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>App,true,21:30-06:45,65,163,63,55,OpenBanking,17,Human,Rebalance,2025-04-10,Success,v1.9.5,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8916,Preserver,81812,1095251,70050,4.1,3,10,US,Medium,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,9.0,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat>In-Person,true,22:00-07:30,66,189,58,62,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-10-30,Partial,v1.9.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A8917,Builder,77902,66727,5812,9.2,4,10,US,Low,NoDerivatives,NoFossilFuel,PrivateCredit,1.7,12.7,11.5,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;IRR,Email>App>Chat>Phone>In-Person,false,22:30-07:30,70,80,73,70,OpenBanking,19,Hybrid,PlanUpdate,2025-04-05,Success,v2.8.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8918,Stabilizer,69205,216366,18930,7.5,2,10,CA,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.3,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,App>In-Person>Chat,true,19:30-06:30,62,165,54,48,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-05-02,Success,v1.8.5,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8919,Preserver,88275,309636,34594,7.8,1,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.8,8.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>App>Email>In-Person,true,22:45-06:30,67,228,63,56,Brokerage;CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-05-07,Partial,v1.9.1,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A8920,Optimizer,95901,642239,50476,6.3,4,10,US,Low,,NoWeapons,LeveragedETFs;PennyStocks,1.8,27.2,12.9,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,Sharpe;IRR;MaxDD,In-Person>Email>Phone>App>Chat,true,21:30-08:15,60,63,58,49,Brokerage;CreditBureau;OpenBanking,1,Human,PlanUpdate,2025-12-24,Success,v2.9.4,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A8921,Preserver,132596,1073617,60150,8.9,1,12,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,8.9,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;TaxCost,Chat>Phone>App>In-Person,false,21:00-07:15,78,177,85,82,Brokerage;CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-11-26,Success,v1.10.9,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8922,Explorer,38777,170065,9617,14.5,4,10,US,Low,AccreditedOnly,,PennyStocks;PrivateCredit,2.1,21.2,12.6,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;TaxCost;Sharpe,In-Person>Phone>Email,true,21:30-06:45,64,86,69,69,OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-08-14,Success,v1.9.3,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A8923,Builder,103174,474858,14284,13.6,1,12,US,Low,,,LeveragedETFs,1.7,18.4,10.2,Home:3y;Retirement:30y;Education:6y,3,Directive,Deep,MaxDD;Sharpe;IRR,In-Person>Chat>App,true,19:30-06:15,57,74,55,50,OpenBanking;Payroll,14,Human,Rebalance,2025-08-05,Failed,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A8924,Explorer,66272,410137,12340,23.0,1,10,US,Low,NoShortSelling,,PennyStocks,1.7,21.3,16.2,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,IRR;Sharpe,In-Person>Phone>Email,false,23:15-08:15,62,75,71,64,OpenBanking,4,None,AutoTransfer,2025-09-15,Success,v1.9.4,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8925,Preserver,54749,340777,16026,6.3,1,10,US,High,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,6.5,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,App>Phone>In-Person>Email>Chat,true,23:15-08:45,70,193,60,58,Brokerage;OpenBanking;Payroll,3,None,AutoTransfer,2025-11-01,Partial,v2.8.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8926,Optimizer,75994,730409,36021,10.7,1,10,US,Low,NoDerivatives;AccreditedOnly,NoFossilFuel,PennyStocks,1.5,18.3,12.4,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;Sharpe,App>Phone>Chat>In-Person,false,20:15-06:15,71,116,82,76,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-04-15,Failed,v1.9.3,LimitOrderOnly;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A8927,Builder,54262,125204,7436,15.1,1,10,DE,Low,NoDerivatives,,,1.5,12.1,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>App>Email>Phone,true,21:45-08:00,71,113,70,62,OpenBanking;Payroll,14,None,PlanUpdate,2025-11-27,Success,v2.8.5,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A8928,Builder,42828,78396,4765,11.5,3,10,AU,Low,,,,1.4,13.5,8.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,Sharpe;MaxDD,Chat>In-Person>App>Phone,true,19:30-07:45,65,89,57,51,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-07-12,Partial,v1.9.9,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8929,Stabilizer,44040,209490,8947,5.6,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.3,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,Chat>App>In-Person>Email,false,22:15-07:30,68,101,56,54,CreditBureau;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-11-02,Success,v2.8.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8930,Stabilizer,86107,214532,21083,5.9,4,10,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,10.3,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>Chat>In-Person>App,true,20:30-06:30,61,104,70,70,OpenBanking,18,Human,PlanUpdate,2025-03-10,Success,v1.10.4,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8931,Stabilizer,148620,535973,55845,4.0,4,12,US,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD,In-Person>Phone>Chat>App>Email,false,23:00-06:15,59,170,53,53,OpenBanking,19,Human,AutoTransfer,2025-01-17,Partial,v2.10.4,NoPennyStocks,Keep expenses buffer ≥ 4 months
A8932,Optimizer,132208,2860242,68411,10.2,3,12,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.7,21.8,12.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>Email>App,true,22:30-08:45,68,91,57,47,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-06-30,Partial,v1.9.8,NoMargin,Enforce tax budget and position caps
A8933,Builder,49199,283423,9197,13.3,2,10,US,Medium,,,,1.5,24.5,9.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;Sharpe;IRR,Chat>App>In-Person>Email>Phone,true,19:00-08:15,64,124,50,40,OpenBanking,11,Hybrid,Rebalance,2025-05-29,Success,v1.10.2,NoMargin,Prioritize liquidity and down payment savings
A8934,Optimizer,99258,515823,27604,6.5,4,10,SG,Low,,NoWeapons;NoFossilFuel,PennyStocks,1.6,21.3,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Deep,Sharpe;TaxCost;IRR,App>Phone>Chat>Email,false,22:00-06:45,62,86,68,61,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-08-22,Partial,v1.8.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A8935,Optimizer,110527,710824,55174,12.2,1,15,UK,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.6,21.0,10.7,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost;IRR,Phone>In-Person>Chat>Email>App,true,20:45-07:45,70,67,60,55,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-08-25,Partial,v2.8.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A8936,Stabilizer,82476,435865,26451,5.8,3,10,US,Medium,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,8.6,6.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe,Phone>Chat>In-Person>App,false,21:45-07:15,53,90,46,44,OpenBanking,13,Hybrid,Rebalance,2025-07-06,Success,v1.10.1,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8937,Builder,159407,361881,19609,13.9,2,15,UK,Medium,NoShortSelling;AccreditedOnly,,PrivateCredit,1.4,21.0,8.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,TaxCost;Sharpe,Email>In-Person>Chat>App,true,23:30-08:15,50,119,37,25,CreditBureau;OpenBanking,18,Human,AlertAcknowledge,2025-09-05,Success,v2.10.2,StopLossDisabled,Prioritize liquidity and down payment savings
A8938,Stabilizer,86537,316045,21208,6.5,1,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,App>Chat>In-Person,true,23:15-07:45,53,99,50,43,OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-05-31,Success,v1.9.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8939,Preserver,157544,1584603,107269,7.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,14.0,6.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat>App>Email,true,19:15-08:15,69,162,77,76,Brokerage;CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-02-11,Partial,v2.10.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8940,Stabilizer,84256,446823,23476,4.8,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.7,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>In-Person>Phone,true,20:30-07:00,53,125,39,37,CreditBureau;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-03-26,Success,v2.9.9,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8941,Optimizer,132954,762858,52472,10.6,1,12,US,Medium,,,Crypto;PennyStocks,1.5,25.1,11.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone>In-Person>Chat,false,20:30-08:45,60,99,62,52,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,PlanUpdate,2025-05-17,Success,v1.9.7,NoPennyStocks,Enforce tax budget and position caps
A8942,Preserver,83000,446911,43700,3.8,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>App>Chat>In-Person,true,20:30-07:00,75,184,63,60,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-12-14,Success,v2.9.4,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8943,Explorer,56474,-74153,6300,21.1,2,10,US,Low,NoShortSelling,NoTobacco;NoWeapons,Crypto;PennyStocks,1.7,26.8,13.0,Business:5y;Travel:2y,5,Collaborative,Deep,IRR;MaxDD,Chat>Email>Phone>App>In-Person,true,22:45-08:45,66,55,72,70,OpenBanking,2,None,AutoTransfer,2025-03-22,Success,v2.9.3,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8944,Builder,112897,212703,16427,10.7,4,15,UK,Low,AccreditedOnly,,,1.4,19.6,9.3,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;Sharpe,Chat>In-Person>Phone>Email>App,true,20:15-06:30,57,77,42,32,OpenBanking,16,None,Rebalance,2025-12-01,Success,v1.9.4,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8945,Builder,98991,211630,21451,11.6,4,10,US,Low,,NoTobacco,,1.5,14.7,7.2,Home:3y;Retirement:30y,3,Directive,Deep,Sharpe;MaxDD,Phone>In-Person>App>Email>Chat,true,21:30-08:45,72,102,75,73,CreditBureau;OpenBanking,17,Human,PlanUpdate,2025-06-18,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A8946,Stabilizer,119049,530160,46319,7.0,3,15,UK,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>In-Person,false,19:30-06:30,52,114,57,58,CreditBureau;OpenBanking;Payroll,7,None,PlanUpdate,2025-06-29,Partial,v1.8.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A8947,Optimizer,134221,2395611,49607,11.7,1,15,CA,Medium,NoShortSelling;AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;PennyStocks;PrivateCredit,1.5,23.7,12.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>In-Person>Chat>App,true,21:15-07:45,57,99,47,42,Brokerage;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-01-04,Success,v1.8.8,StopLossDisabled,Enforce tax budget and position caps
A8948,Optimizer,97683,1704230,81728,11.1,1,10,AU,Low,AccreditedOnly,,Crypto;PennyStocks,1.6,25.1,11.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;IRR,In-Person>Phone>App>Email,true,23:45-06:15,65,71,74,71,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-03-23,Success,v2.10.1,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A8949,Preserver,167215,1902299,147934,3.3,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>In-Person>Chat>Email>App,true,20:45-06:45,77,126,63,67,Brokerage;CreditBureau;OpenBanking,9,None,PlanUpdate,2025-09-16,Success,v1.10.9,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8950,Preserver,67233,452247,16183,4.1,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.6,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,In-Person>App>Chat>Email>Phone,true,21:00-07:45,71,236,70,70,Brokerage;OpenBanking,10,Human,PlanUpdate,2025-12-11,Partial,v2.10.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8951,Explorer,48144,460460,11867,22.3,1,10,US,Low,,NoFossilFuel,PennyStocks;PrivateCredit,2.1,31.1,14.5,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,IRR;MaxDD;TaxCost,In-Person>App>Phone,false,21:30-08:15,58,72,54,53,CreditBureau;OpenBanking,4,Human,Rebalance,2025-04-25,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A8952,Builder,73006,131602,4189,14.0,2,10,US,Medium,NoShortSelling;NoDerivatives,,,1.7,17.6,11.3,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;IRR,In-Person>Chat>Email>App,true,23:30-06:30,56,125,63,56,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-08-30,Partial,v2.8.1,LimitOrderOnly,Prioritize liquidity and down payment savings
A8953,Builder,73923,268729,13803,9.5,3,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;PennyStocks,1.4,12.3,9.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;Sharpe,Email>Phone>Chat>App>In-Person,false,22:45-07:30,72,68,79,79,OpenBanking,19,None,AlertAcknowledge,2025-03-24,Success,v1.10.7,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8954,Preserver,64533,528327,53822,8.7,1,10,US,High,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.0,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,App>Email>In-Person>Chat>Phone,false,22:45-07:15,54,142,54,58,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-05-06,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8955,Preserver,90531,555230,55424,7.5,2,10,DE,Low,NoIlliquids,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>Email>Chat,true,22:30-06:00,81,162,85,82,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,Rebalance,2025-12-12,Failed,v2.10.6,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8956,Optimizer,80993,472611,37868,8.8,1,10,US,Low,NoDerivatives,,PennyStocks,1.9,24.3,11.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,IRR;MaxDD;Sharpe,Chat>Phone>Email>In-Person,true,23:30-08:15,69,112,64,61,Brokerage;OpenBanking,4,None,PlanUpdate,2025-06-18,Success,v2.10.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A8957,Explorer,235021,766064,41748,13.3,4,12,US,Medium,,,,1.7,27.1,14.7,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,Sharpe;IRR,Phone>Email>Chat>In-Person>App,true,19:30-07:30,62,79,72,68,OpenBanking,4,None,AutoTransfer,2025-05-30,Success,v2.10.8,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8958,Explorer,66895,377268,15224,16.6,2,10,US,Medium,NoDerivatives;NoShortSelling,,LeveragedETFs;PennyStocks,2.1,22.4,15.9,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,IRR;MaxDD;TaxCost,In-Person>Email>Chat>App>Phone,true,20:45-06:00,57,47,58,54,CreditBureau;OpenBanking;Payroll,3,None,Rebalance,2025-03-11,Failed,v1.10.6,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8959,Builder,129072,196602,14348,12.9,1,12,US,Low,AccreditedOnly;NoDerivatives,NoTobacco;ESGOnly,,1.5,14.4,8.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,MaxDD;Sharpe;TaxCost,In-Person>Chat>Email>Phone>App,true,20:30-06:45,72,69,59,58,CreditBureau;OpenBanking,19,Hybrid,PlanUpdate,2025-07-23,Success,v2.10.5,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8960,Builder,72206,104965,12286,7.4,4,10,US,Low,,,,1.5,21.5,8.2,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;Sharpe,Chat>App>Email>In-Person,true,20:00-06:30,65,65,66,64,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-05-31,Partial,v2.8.3,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A8961,Stabilizer,92571,834373,22713,9.4,1,10,US,High,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,17.3,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>App>Phone>In-Person,false,21:00-07:00,45,137,43,34,OpenBanking,17,Hybrid,Rebalance,2025-05-31,Success,v1.10.6,LimitOrderOnly;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8962,Explorer,55262,287767,15099,11.8,4,10,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks;PrivateCredit,1.7,23.2,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,TaxCost;Sharpe;IRR,Phone>Chat>App>In-Person,true,21:00-08:00,65,89,52,50,CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-09-13,Success,v2.10.4,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8963,Builder,97655,519756,19545,13.9,1,10,US,Low,,,,1.5,14.8,11.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,TaxCost;MaxDD;IRR,Chat>App>Phone,false,19:45-07:15,63,107,64,59,CreditBureau;OpenBanking;Payroll,16,None,AutoTransfer,2025-12-01,Partial,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A8964,Stabilizer,159684,1381463,74551,9.0,1,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,5.7,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD,App>Phone>Chat,true,21:00-08:45,55,114,54,52,OpenBanking;Payroll,17,None,PlanUpdate,2025-10-23,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A8965,Preserver,133788,519147,16618,5.3,2,15,UK,Low,NoDerivatives;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;TaxCost,Chat>In-Person>App>Phone,true,23:15-06:30,68,223,62,58,Brokerage;OpenBanking,4,None,PlanUpdate,2025-07-19,Failed,v2.10.8,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8966,Builder,55301,173533,8289,8.2,4,10,IN,Low,,,,1.5,17.5,11.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;IRR;TaxCost,Email>Phone>Chat,true,19:45-08:45,72,116,70,61,OpenBanking;Payroll,20,None,AutoTransfer,2025-03-08,Partial,v2.9.1,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8967,Optimizer,83646,1273576,28178,6.7,3,10,IN,Low,,NoTobacco,LeveragedETFs;PennyStocks,1.5,25.3,11.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;Sharpe,Email>Phone>App,true,23:30-06:00,61,97,71,69,Brokerage;OpenBanking,3,None,PlanUpdate,2025-07-24,Partial,v2.9.9,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A8968,Explorer,111886,400898,42591,14.3,4,15,UK,Low,AccreditedOnly,NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.8,22.2,14.1,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Medium,IRR;Sharpe;MaxDD,App>Phone>Chat>In-Person>Email,true,21:30-07:45,67,59,68,58,OpenBanking,1,None,Rebalance,2025-09-08,Success,v1.10.3,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8969,Builder,42960,75735,8115,9.8,3,10,US,Low,,NoFossilFuel;ESGOnly,PennyStocks;PrivateCredit,1.8,12.3,9.0,Home:3y;Retirement:30y,3,Concise,Medium,IRR;Sharpe;TaxCost,In-Person>Email>Phone>Chat>App,true,21:15-07:15,58,87,48,37,CreditBureau;OpenBanking,20,None,Rebalance,2025-11-30,Success,v1.8.2,StopLossDisabled,Prioritize liquidity and down payment savings
A8970,Preserver,78451,844021,47646,5.2,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD;Sharpe,Chat>Email>Phone>In-Person,false,19:15-08:30,75,167,85,82,Brokerage;OpenBanking,12,Human,AlertAcknowledge,2025-06-25,Success,v1.8.4,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8971,Explorer,95217,480944,27000,22.6,1,10,US,Low,NoDerivatives,NoTobacco;NoWeapons,PennyStocks,1.8,29.8,16.2,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,IRR;MaxDD,Chat>Email>App>Phone>In-Person,true,22:15-08:30,54,51,59,48,CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-08-22,Failed,v1.9.7,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8972,Preserver,121279,1652031,87528,5.6,2,12,US,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,16.3,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Email>In-Person>App>Chat,true,21:15-06:45,83,141,74,73,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-06-27,Success,v2.8.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A8973,Explorer,37466,150934,10718,20.8,3,10,US,Medium,NoIlliquids;AccreditedOnly,,LeveragedETFs;PennyStocks,1.7,33.0,17.8,Business:5y;Travel:2y,5,Directive,Medium,MaxDD;IRR,Phone>Email>App,true,22:15-08:45,58,68,60,57,OpenBanking,2,None,PlanUpdate,2025-12-18,Partial,v2.10.1,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8974,Builder,61300,129242,7625,9.8,2,10,US,High,AccreditedOnly,ESGOnly;NoFossilFuel,,1.7,14.9,11.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;IRR,Email>App>In-Person>Phone,true,19:15-06:45,63,124,68,66,CreditBureau;OpenBanking,19,Hybrid,AlertAcknowledge,2025-08-22,Success,v1.10.4,NoPennyStocks,Prioritize liquidity and down payment savings
A8975,Preserver,103955,1637249,94897,4.6,4,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,17.9,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,Chat>In-Person>Email,true,20:15-06:00,79,120,71,66,Brokerage;OpenBanking,7,Human,PlanUpdate,2025-05-13,Success,v2.9.4,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8976,Builder,104875,202616,13343,12.0,2,15,CA,Low,NoDerivatives;NoIlliquids,,,1.7,20.8,9.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;Sharpe,In-Person>App>Email>Phone>Chat,true,20:00-06:30,71,95,61,61,CreditBureau;OpenBanking,8,Human,AlertAcknowledge,2025-03-19,Success,v2.10.9,LimitOrderOnly,Prioritize liquidity and down payment savings
A8977,Stabilizer,71939,465745,24471,8.0,2,10,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,5.9,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,MaxDD;Sharpe;TaxCost,Phone>Chat>In-Person>App,true,21:00-08:45,66,104,57,47,CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-02-01,Success,v2.8.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8978,Optimizer,68482,845307,50969,8.3,3,10,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks,1.5,19.7,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;Sharpe,Chat>Email>In-Person>Phone>App,true,20:45-08:15,68,111,59,48,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-05-22,Failed,v2.10.1,PauseWhenVIX>30,Enforce tax budget and position caps
A8979,Stabilizer,166948,1283639,57396,9.8,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>App>Email>Chat,true,21:30-07:15,55,146,59,56,OpenBanking,10,Hybrid,PlanUpdate,2025-12-12,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A8980,Preserver,162378,999214,95159,5.4,3,15,AU,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.6,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,Chat>App>In-Person>Email>Phone,true,21:30-06:15,72,141,57,61,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-02-18,Success,v1.10.5,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8981,Explorer,47973,376973,14111,13.8,4,10,US,Low,,NoFossilFuel,LeveragedETFs;PennyStocks;PrivateCredit,2.0,32.5,15.6,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;Sharpe,App>Phone>Email>Chat>In-Person,false,22:15-08:30,58,47,51,44,OpenBanking,5,Hybrid,PlanUpdate,2025-08-08,Success,v2.10.5,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8982,Explorer,74074,576231,23390,13.3,3,10,US,Low,NoIlliquids;NoShortSelling,ESGOnly,,2.0,27.6,13.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;IRR,Phone>Chat>App>In-Person>Email,true,22:45-08:00,54,89,45,34,OpenBanking,6,Hybrid,PlanUpdate,2025-05-30,Success,v2.10.1,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A8983,Builder,114895,235177,13273,14.3,2,12,US,Medium,NoIlliquids;NoShortSelling,,LeveragedETFs,1.7,18.7,7.0,Home:3y;Retirement:30y,3,Educational,Shallow,Sharpe;TaxCost;IRR,Chat>Email>App>In-Person,true,21:15-06:15,68,147,71,71,OpenBanking,15,None,Rebalance,2025-08-30,Success,v2.8.6,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A8984,Preserver,56128,505656,47866,8.2,1,10,AU,Low,NoIlliquids;AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.4,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD,App>Email>Chat>Phone>In-Person,true,23:30-07:30,75,190,65,58,Brokerage;OpenBanking;Payroll,13,Hybrid,PlanUpdate,2025-05-08,Failed,v2.9.2,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8985,Builder,84363,37401,5123,12.6,2,10,US,Low,NoShortSelling,NoFossilFuel;NoTobacco,Crypto,1.6,14.9,11.7,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;IRR,Email>Phone>App,false,21:30-06:00,62,111,61,54,OpenBanking,12,None,AlertAcknowledge,2025-11-04,Partial,v1.10.6,NoMargin,Prioritize liquidity and down payment savings
A8986,Preserver,79176,803185,41246,3.9,3,10,UK,Low,NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Phone>Email>App,true,20:00-07:45,67,124,60,50,Brokerage;CreditBureau;OpenBanking,10,Human,AlertAcknowledge,2025-08-08,Partial,v2.9.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A8987,Optimizer,80219,701567,38038,7.9,2,10,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel,PennyStocks,1.7,16.1,9.9,Wealth:10y;Estate:20y,10,Concise,Medium,IRR;MaxDD;TaxCost,Email>App>Chat,false,20:15-08:15,72,103,69,67,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AlertAcknowledge,2025-11-16,Success,v2.9.6,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A8988,Explorer,60411,253224,14404,17.2,3,10,US,Medium,,,Crypto;PrivateCredit,1.7,22.8,14.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,IRR;Sharpe,Phone>In-Person>App>Chat>Email,true,22:15-07:45,56,87,69,65,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-08-02,Success,v1.10.2,NoMargin,Allow small experimental sleeve ≤ 3%
A8989,Preserver,91781,408855,34008,7.9,1,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD,Email>App>Phone>Chat,true,22:45-07:45,70,163,80,78,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-04-09,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8990,Stabilizer,59729,138792,9778,6.8,3,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,6.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat,true,20:45-08:00,67,140,60,51,CreditBureau;OpenBanking,20,Human,PlanUpdate,2025-12-05,Failed,v2.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A8991,Preserver,52051,250812,12286,3.8,3,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.5,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD,Email>Chat>App>In-Person,true,19:30-07:00,75,153,82,85,Brokerage;CreditBureau;OpenBanking;Payroll,9,Human,AutoTransfer,2025-12-22,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8992,Builder,50370,142639,8537,11.5,2,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto,1.6,17.2,7.8,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,TaxCost;MaxDD,Phone>Chat>App>In-Person>Email,true,22:30-08:30,62,61,67,56,OpenBanking,8,None,AutoTransfer,2025-01-05,Success,v2.8.8,NoPennyStocks,Prioritize liquidity and down payment savings
A8993,Optimizer,105720,975345,42676,7.4,4,12,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.6,17.7,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;Sharpe,App>In-Person>Chat>Email>Phone,true,23:30-06:00,75,85,79,69,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-09-29,Success,v1.9.2,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A8994,Explorer,47691,420241,13844,17.5,4,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs,1.9,25.2,14.5,Business:5y;Travel:2y,5,Concise,Shallow,Sharpe;IRR;MaxDD,Phone>In-Person>Email,true,23:45-06:30,55,49,62,50,OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-05-04,Success,v2.8.4,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A8995,Preserver,87610,432787,34721,6.6,1,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,Phone>App>Email>In-Person,false,19:15-08:00,74,205,59,52,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-10-01,Success,v2.9.1,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A8996,Preserver,120873,1824148,114260,5.9,4,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,10.9,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe,Email>In-Person>Phone>Chat>App,false,19:15-08:30,71,166,71,66,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-04-25,Partial,v1.10.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A8997,Explorer,110251,182355,26359,16.8,1,12,US,Low,,,PrivateCredit,1.9,33.2,13.4,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>Chat,true,22:15-06:45,64,59,64,53,CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-05-31,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A8998,Builder,49301,113244,7150,13.2,4,10,US,Low,,,Crypto,1.5,21.8,9.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Shallow,IRR;Sharpe,Email>Chat>In-Person,false,19:15-06:30,71,83,57,50,CreditBureau;OpenBanking,12,None,AutoTransfer,2025-05-04,Success,v1.10.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A8999,Builder,66646,248621,11686,13.7,3,10,US,Low,AccreditedOnly;NoShortSelling,,LeveragedETFs;PennyStocks,1.5,21.3,11.4,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;IRR,Chat>App>Phone,true,20:00-06:45,70,91,66,54,CreditBureau;OpenBanking,15,None,Rebalance,2025-04-14,Success,v2.10.1,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9000,Preserver,94460,580556,57296,7.1,2,10,US,Medium,NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,5.9,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>Email>In-Person>Chat>Phone,true,22:45-08:15,77,137,77,73,Brokerage;CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-07-12,Success,v2.8.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A9001,Optimizer,212302,3676499,118815,9.2,1,12,US,Low,NoDerivatives;NoShortSelling,NoTobacco,LeveragedETFs;PennyStocks,1.6,26.7,13.8,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;IRR;TaxCost,Email>Chat>Phone,true,20:00-06:15,74,84,81,71,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-11-05,Success,v2.9.3,NoMargin,Enforce tax budget and position caps
A9002,Builder,57257,181990,10649,9.1,4,10,US,High,NoIlliquids;NoDerivatives,NoFossilFuel;ESGOnly,PennyStocks;PrivateCredit,1.5,13.5,8.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,Sharpe;TaxCost,Chat>App>In-Person,false,21:15-06:30,60,106,49,40,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-12-11,Failed,v1.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9003,Preserver,115480,1216354,94796,4.3,3,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Chat>Email,true,21:45-07:00,76,190,68,64,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-10-01,Success,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9004,Preserver,79475,757623,57228,6.9,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.0,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Phone,true,21:15-07:15,58,183,58,51,Brokerage;OpenBanking,12,Human,PlanUpdate,2025-10-06,Success,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9005,Preserver,53887,255036,28934,4.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD,Chat>In-Person>Phone,false,22:00-08:15,68,148,59,53,Brokerage;OpenBanking,7,Human,Rebalance,2025-02-27,Success,v2.10.9,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9006,Explorer,74456,512112,36133,14.4,4,10,UK,Low,AccreditedOnly,,LeveragedETFs;PennyStocks,1.9,26.0,17.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;MaxDD;Sharpe,Chat>Email>Phone>App,true,23:45-08:30,69,71,57,57,OpenBanking,5,None,AutoTransfer,2025-09-27,Failed,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9007,Preserver,51180,577383,55489,4.6,4,10,UK,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.0,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>Chat>In-Person>Email,true,21:30-06:30,65,157,63,66,Brokerage;CreditBureau;OpenBanking,14,None,PlanUpdate,2025-04-26,Success,v2.10.9,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9008,Stabilizer,102767,319682,28083,5.1,3,15,AU,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Chat>Phone>App>In-Person>Email,true,22:30-07:00,52,129,60,56,OpenBanking,13,Human,Rebalance,2025-02-01,Success,v1.8.9,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A9009,Preserver,96000,735121,61257,7.3,2,10,US,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.5,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat,false,19:15-07:30,75,223,76,73,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,Rebalance,2025-07-29,Partial,v2.8.9,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9010,Builder,44104,140117,9915,11.4,3,10,US,Low,NoDerivatives;NoIlliquids,NoTobacco,,1.5,20.1,10.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>Email>Phone,true,21:15-06:30,63,106,59,53,OpenBanking,18,None,Rebalance,2025-09-08,Partial,v1.9.4,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9011,Stabilizer,63829,149977,8894,9.0,2,10,US,Low,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.7,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;TaxCost,App>Phone>Chat,true,19:30-08:45,56,171,63,61,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-06-11,Success,v2.10.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A9012,Optimizer,59216,656676,35432,8.0,4,10,US,Medium,NoShortSelling,,PennyStocks,1.5,27.4,11.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,Sharpe;MaxDD;IRR,In-Person>App>Email>Phone,false,20:45-08:30,68,85,78,70,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2024-12-30,Success,v2.8.7,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A9013,Builder,40327,63083,7943,12.0,2,10,US,Low,NoShortSelling;AccreditedOnly,NoFossilFuel,,1.6,13.9,8.8,Home:3y;Retirement:30y,3,Collaborative,Deep,Sharpe;IRR,App>Chat>Phone>In-Person,true,22:00-07:45,63,124,50,47,CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-02-15,Success,v2.10.3,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9014,Preserver,95686,556266,27903,3.7,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,5.9,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,In-Person>App>Email,true,20:30-08:45,68,144,62,54,Brokerage;CreditBureau;OpenBanking,14,None,Rebalance,2024-12-29,Success,v2.10.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9015,Builder,179114,273865,13261,7.7,4,15,CA,Low,,,PennyStocks;PrivateCredit,1.6,16.1,10.6,Home:3y;Retirement:30y,3,Directive,Shallow,Sharpe;MaxDD;IRR,App>Phone>Chat,true,19:45-07:00,60,147,55,45,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-03-20,Partial,v1.9.8,NoIlliquids,Prioritize liquidity and down payment savings
A9016,Explorer,49417,261106,8297,19.1,3,10,US,Medium,NoDerivatives,ESGOnly,PrivateCredit,1.8,31.0,16.0,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Shallow,TaxCost;Sharpe;MaxDD,Phone>App>In-Person>Email,false,21:15-07:30,61,56,52,49,OpenBanking,1,Human,AutoTransfer,2025-08-16,Success,v1.10.2,NoIlliquids,Allow small experimental sleeve ≤ 3%
A9017,Builder,98505,192993,23215,10.1,2,10,CA,High,,,Crypto;PennyStocks,1.4,18.7,9.0,Home:3y;Retirement:30y,3,Concise,Shallow,IRR;Sharpe,In-Person>Email>Chat>Phone>App,true,22:15-07:00,56,100,47,39,CreditBureau;OpenBanking,17,Human,AutoTransfer,2025-09-17,Partial,v2.9.3,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A9018,Stabilizer,35804,123802,15213,7.2,2,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.1,9.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe,Email>Chat>App>Phone>In-Person,true,21:30-06:45,68,174,57,54,CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-03-09,Success,v2.10.2,NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9019,Preserver,116813,987135,30078,4.3,4,12,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>In-Person>Phone,true,22:45-06:30,78,123,71,74,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-07-20,Partial,v2.8.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9020,Stabilizer,47495,321260,20771,4.9,4,10,UK,Medium,NoDerivatives;NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.9,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>Phone>App>Chat,true,19:15-06:30,57,153,64,59,CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-03-31,Failed,v1.10.2,NoIlliquids,Keep expenses buffer ≥ 4 months
A9021,Explorer,112676,959642,37419,15.8,1,12,US,Medium,AccreditedOnly;NoShortSelling,,,2.2,33.7,16.0,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,MaxDD;IRR;Sharpe,Phone>App>In-Person>Email,false,22:00-06:45,50,68,46,38,OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-04-14,Success,v1.9.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9022,Explorer,34190,462951,12984,19.0,2,10,SG,Low,NoIlliquids;NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,2.0,31.5,15.1,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;TaxCost;MaxDD,Phone>App>Email>In-Person,true,21:30-07:30,60,73,66,66,OpenBanking;Payroll,6,None,PlanUpdate,2025-05-29,Success,v1.9.6,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9023,Builder,124002,779281,23402,9.2,4,12,US,Low,NoIlliquids;NoDerivatives,,,1.6,23.6,11.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;TaxCost,Phone>Chat>In-Person,true,22:00-08:15,67,73,72,64,OpenBanking,8,None,Rebalance,2025-05-12,Failed,v2.9.9,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A9024,Builder,86602,525303,14589,8.7,3,10,US,Low,,,Crypto,1.6,13.9,10.9,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,MaxDD;IRR,In-Person>App>Phone,false,19:00-08:45,57,71,49,42,OpenBanking,14,None,PlanUpdate,2025-10-15,Success,v1.8.7,LimitOrderOnly,Prioritize liquidity and down payment savings
A9025,Explorer,21720,58431,2375,19.6,3,10,US,Medium,NoDerivatives;NoShortSelling,,PennyStocks,2.1,31.7,14.9,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,IRR;MaxDD,App>Phone>Email>In-Person>Chat,false,19:30-06:30,65,64,55,55,OpenBanking;Payroll,5,Human,AutoTransfer,2025-01-05,Success,v2.9.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9026,Stabilizer,53288,162698,10171,7.4,4,10,CA,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,11.7,7.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>App>Chat,false,23:45-06:30,63,103,63,57,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-09-29,Partial,v2.8.2,NoMargin,Keep expenses buffer ≥ 4 months
A9027,Stabilizer,58916,120981,12351,5.8,4,10,AU,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.4,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,In-Person>Email>App>Chat,true,21:15-06:45,61,147,49,51,CreditBureau;OpenBanking,19,Hybrid,PlanUpdate,2025-03-26,Failed,v1.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9028,Optimizer,67028,950623,37503,8.5,1,10,CA,Low,NoShortSelling,NoFossilFuel,PennyStocks,1.8,17.7,12.6,Wealth:10y;Estate:20y,10,Educational,Deep,IRR;MaxDD;TaxCost,Email>In-Person>Chat,false,21:00-08:00,75,66,88,77,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-01-19,Success,v1.9.1,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9029,Preserver,130738,1072195,93339,8.3,1,12,US,Low,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,9.8,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,MaxDD;TaxCost,Email>App>Chat,false,22:30-06:30,78,185,83,80,Brokerage;OpenBanking,10,Hybrid,Rebalance,2025-11-28,Success,v1.9.6,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9030,Explorer,146799,1790452,57700,19.7,4,12,US,High,NoShortSelling,,LeveragedETFs,1.9,29.6,13.2,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>Phone>App>In-Person,true,20:45-07:45,55,51,70,60,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-01-03,Failed,v2.9.2,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9031,Builder,130025,444819,35237,11.8,1,15,UK,Medium,NoDerivatives,NoWeapons,,1.6,19.6,10.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,Sharpe;TaxCost,Email>App>Phone>In-Person>Chat,true,22:45-07:15,51,75,59,52,OpenBanking;Payroll,12,None,Rebalance,2025-10-19,Success,v1.9.8,StopLossDisabled,Prioritize liquidity and down payment savings
A9032,Stabilizer,217996,703720,65985,7.8,3,15,UK,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>In-Person>App,true,22:30-08:30,66,168,71,70,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-12-12,Success,v1.9.6,NoPennyStocks,Keep expenses buffer ≥ 4 months
A9033,Stabilizer,31221,116033,9451,5.8,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.7,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>App>In-Person,true,20:30-07:45,58,111,47,39,OpenBanking,9,None,AlertAcknowledge,2025-02-01,Success,v1.8.2,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9034,Preserver,51483,631262,65969,4.7,3,10,US,Low,NoShortSelling;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.0,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;TaxCost,Chat>Phone>In-Person>App>Email,false,23:30-07:00,74,141,83,80,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-07-10,Success,v1.9.8,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9035,Preserver,92534,835622,68730,5.6,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.9,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost,Email>Chat>In-Person>Phone,false,21:00-06:00,82,192,85,84,Brokerage;OpenBanking,13,Human,PlanUpdate,2025-06-16,Partial,v1.10.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9036,Preserver,151114,868701,65926,4.0,3,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,13.5,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,App>In-Person>Chat,true,21:00-06:30,69,143,54,54,Brokerage;OpenBanking,9,Hybrid,PlanUpdate,2025-12-07,Success,v2.9.8,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9037,Optimizer,182055,1662379,111334,11.3,2,15,AU,Low,AccreditedOnly,ESGOnly,PennyStocks;PrivateCredit,1.8,17.4,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;IRR;TaxCost,Chat>Email>App>In-Person,true,21:30-07:45,74,84,86,84,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AutoTransfer,2025-01-01,Success,v2.8.1,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A9038,Preserver,97019,1126280,66617,4.7,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>App,true,23:45-08:30,82,133,81,76,Brokerage;CreditBureau;OpenBanking,13,Human,PlanUpdate,2025-01-26,Success,v2.9.1,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A9039,Optimizer,137840,1252395,55409,8.2,1,12,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.6,15.2,10.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,TaxCost;Sharpe,In-Person>Email>Chat>App>Phone,true,19:15-08:00,73,85,87,79,Brokerage;OpenBanking,6,Hybrid,PlanUpdate,2025-02-18,Partial,v2.10.6,NoPennyStocks,Enforce tax budget and position caps
A9040,Optimizer,142226,2007130,85390,7.5,4,12,US,High,NoIlliquids,ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.7,27.3,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,TaxCost;Sharpe,App>In-Person>Chat>Email>Phone,false,19:15-08:00,57,62,50,48,Brokerage;OpenBanking;Payroll,2,None,PlanUpdate,2025-01-31,Success,v1.8.6,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A9041,Preserver,291007,1804963,102935,7.2,1,12,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,6.9,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost,In-Person>Chat>Phone,false,19:00-08:00,69,127,63,63,Brokerage;CreditBureau;OpenBanking;Payroll,11,None,Rebalance,2025-03-17,Partial,v2.9.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9042,Optimizer,259143,2478345,121770,6.1,4,12,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks;PrivateCredit,1.5,26.4,13.6,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,Sharpe;MaxDD,Phone>App>Chat,false,19:00-08:15,65,90,65,55,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-12-09,Success,v2.8.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9043,Preserver,104715,738498,82531,5.8,1,12,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.3,6.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>App>In-Person>Chat,false,23:00-06:00,74,226,76,74,Brokerage;CreditBureau;OpenBanking,11,Hybrid,PlanUpdate,2025-07-25,Success,v2.10.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9044,Preserver,70164,312031,17710,4.9,4,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,17.8,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Chat>Phone>In-Person>Email,true,21:30-07:45,67,124,58,53,Brokerage;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-03-04,Partial,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9045,Preserver,42289,290406,24690,5.4,2,10,US,High,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.8,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;MaxDD,App>Chat>In-Person>Phone>Email,true,22:00-06:30,65,205,65,59,Brokerage;CreditBureau;OpenBanking,6,None,PlanUpdate,2025-09-14,Success,v2.10.8,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9046,Preserver,132402,951320,92350,7.9,1,15,UK,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,17.4,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,Email>Chat>In-Person>App,true,20:00-08:45,78,180,69,70,Brokerage;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-12-05,Failed,v1.10.7,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A9047,Optimizer,115108,1116935,38613,11.7,1,12,US,Low,,NoFossilFuel,PennyStocks,1.7,22.9,12.2,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe,Chat>Phone>Email>App,true,19:30-08:45,62,114,54,52,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,PlanUpdate,2025-03-21,Success,v1.10.4,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A9048,Preserver,165097,1023515,72760,4.9,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;Sharpe,Email>In-Person>App>Phone,true,19:00-06:15,68,232,74,66,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-06-01,Partial,v2.10.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9049,Preserver,142441,678420,60408,3.4,4,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,6.8,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe,Chat>Phone>In-Person>App>Email,true,23:00-08:00,69,134,57,58,Brokerage;OpenBanking,11,Human,Rebalance,2025-02-08,Success,v2.9.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9050,Preserver,82512,519424,65053,5.1,3,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone>In-Person,true,19:45-07:30,79,164,69,66,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-08-11,Failed,v1.8.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9051,Optimizer,244862,4043777,185291,11.6,2,15,CA,High,NoDerivatives,NoWeapons;ESGOnly,PennyStocks,1.7,21.3,10.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Medium,IRR;Sharpe,Phone>Email>App>Chat,true,23:30-08:30,49,112,50,41,Brokerage;OpenBanking;Payroll,3,None,PlanUpdate,2025-09-13,Failed,v2.10.5,LimitOrderOnly,Enforce tax budget and position caps
A9052,Preserver,292836,2019233,150724,6.5,1,12,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.9,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,App>In-Person>Email,true,22:45-07:30,64,134,52,44,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-07-17,Partial,v1.10.6,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9053,Preserver,58044,176099,14758,5.6,2,10,US,Medium,NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.5,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,Sharpe;TaxCost,App>In-Person>Phone>Email,true,22:30-08:15,63,200,56,53,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-06-04,Failed,v2.10.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9054,Preserver,102678,773258,92373,4.0,4,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.3,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>In-Person>Email,true,20:00-06:15,76,202,76,71,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-12-07,Success,v2.8.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9055,Stabilizer,77666,675554,22841,5.3,3,10,UK,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,9.9,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>App,true,23:45-06:15,61,118,68,64,CreditBureau;OpenBanking;Payroll,10,None,PlanUpdate,2025-05-26,Partial,v2.10.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9056,Preserver,135414,1149104,64970,6.7,1,12,US,Low,NoDerivatives;AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.2,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>In-Person>Email,true,23:00-07:15,72,217,65,64,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-04-23,Success,v2.8.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9057,Preserver,211862,1990312,95874,5.8,2,12,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,15.9,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe,Chat>Phone>App>In-Person>Email,true,20:30-07:00,64,124,70,66,Brokerage;OpenBanking,13,Hybrid,AlertAcknowledge,2025-02-24,Success,v1.8.4,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9058,Stabilizer,55985,506562,23405,6.6,1,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.2,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,Email>App>Phone,true,20:30-07:30,49,118,37,35,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-08-12,Success,v1.8.2,NoMargin,Keep expenses buffer ≥ 4 months
A9059,Preserver,120060,910289,78403,7.3,1,12,US,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,12.1,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat>App>Phone,true,23:00-07:30,61,180,53,55,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-03-01,Success,v2.10.3,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9060,Optimizer,35124,291282,18768,9.8,3,10,US,Low,,,Crypto;PennyStocks,1.7,16.0,12.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;TaxCost,Chat>App>Email>In-Person>Phone,true,20:00-08:00,63,113,60,56,Brokerage;CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-10-05,Success,v2.10.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9061,Stabilizer,91143,587531,31270,4.7,3,10,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.5,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost,In-Person>Chat>Email>App,false,22:15-07:30,59,173,64,54,OpenBanking;Payroll,19,None,AlertAcknowledge,2025-09-21,Success,v1.8.3,NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9062,Optimizer,140689,1441700,39986,8.2,2,15,SG,Medium,NoDerivatives,,Crypto;PennyStocks,1.7,20.2,11.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,MaxDD;IRR,In-Person>Phone>Email>App,true,22:00-07:15,56,90,65,57,Brokerage;OpenBanking,2,Hybrid,AlertAcknowledge,2025-11-13,Success,v2.8.6,NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A9063,Stabilizer,93565,343990,13260,8.9,2,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>In-Person>Phone,true,21:45-07:15,59,170,53,50,CreditBureau;OpenBanking,16,Hybrid,Rebalance,2025-11-30,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A9064,Stabilizer,60178,282572,18140,5.5,3,10,US,Medium,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.2,7.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>Email>App,false,19:15-08:45,57,117,47,47,OpenBanking,13,None,Rebalance,2025-04-14,Success,v1.10.9,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9065,Optimizer,256590,2570191,167047,8.3,4,12,US,Medium,,,Crypto;PennyStocks,1.6,17.4,10.7,Wealth:10y;Estate:20y,10,Concise,Deep,TaxCost;MaxDD,Chat>In-Person>Phone,true,23:45-08:45,55,116,58,46,Brokerage;OpenBanking;Payroll,2,Human,PlanUpdate,2025-03-19,Failed,v1.10.3,NoIlliquids,Enforce tax budget and position caps
A9066,Stabilizer,78005,169315,18438,8.8,2,10,US,High,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.0,6.6,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe,In-Person>App>Chat>Email>Phone,false,20:30-06:00,51,96,55,49,CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-03-06,Partial,v1.9.5,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A9067,Optimizer,59039,1381806,35038,8.9,4,10,CA,Low,AccreditedOnly;NoDerivatives,NoWeapons;NoFossilFuel,PennyStocks,1.8,16.4,11.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,Sharpe;TaxCost,Email>Phone>App>Chat,true,23:45-06:15,69,60,78,69,Brokerage;OpenBanking,2,Hybrid,Rebalance,2025-12-02,Partial,v2.8.9,NoMargin,Enforce tax budget and position caps
A9068,Optimizer,87967,942641,66372,6.6,4,10,US,Low,,NoWeapons,PennyStocks,1.9,27.7,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,MaxDD;TaxCost,Email>In-Person>Chat,true,22:30-08:45,76,81,65,56,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-12-20,Failed,v1.8.3,NoMargin,Enforce tax budget and position caps
A9069,Optimizer,170970,3853790,63783,8.1,1,15,IN,Low,,NoTobacco,LeveragedETFs;PennyStocks,1.9,25.9,9.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,TaxCost;Sharpe,App>Chat>Email>In-Person>Phone,true,21:45-07:15,64,105,53,51,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-03-02,Partial,v2.9.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A9070,Builder,96245,136227,9600,8.8,2,10,US,Medium,,,,1.4,19.8,10.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;IRR;Sharpe,Chat>App>Email>Phone,true,22:00-06:45,67,99,67,63,CreditBureau;OpenBanking,13,Hybrid,AlertAcknowledge,2025-06-19,Partial,v1.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9071,Preserver,81070,427251,13179,3.7,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,10.0,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,Phone>In-Person>Chat,true,21:30-06:45,69,143,67,64,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-05-25,Success,v1.8.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9072,Optimizer,116364,629906,43393,7.9,2,12,US,Low,NoIlliquids;NoShortSelling,,PennyStocks,1.9,26.4,9.0,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;IRR;TaxCost,App>Email>Phone>Chat>In-Person,true,19:45-08:15,60,107,71,62,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-02-20,Failed,v1.10.5,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9073,Preserver,82238,339394,11706,6.4,3,10,AU,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.6,5.6,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Chat>App>Phone>Email,false,22:15-06:30,75,170,60,56,Brokerage;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-07-13,Partial,v1.10.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9074,Builder,27525,67635,7226,11.7,1,10,US,Low,,NoFossilFuel;ESGOnly,,1.5,23.1,11.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;Sharpe;IRR,Phone>Email>Chat,true,19:00-06:00,62,90,69,69,CreditBureau;OpenBanking;Payroll,18,None,PlanUpdate,2025-07-05,Success,v1.9.8,LimitOrderOnly,Prioritize liquidity and down payment savings
A9075,Builder,65327,260503,11135,11.4,3,10,CA,Low,NoDerivatives,,Crypto;PrivateCredit,1.7,25.0,9.6,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;Sharpe,App>In-Person>Email>Chat>Phone,true,19:30-07:00,60,127,48,46,OpenBanking;Payroll,5,Human,PlanUpdate,2025-10-13,Partial,v2.9.2,StopLossDisabled,Prioritize liquidity and down payment savings
A9076,Builder,42051,105426,6585,12.6,1,10,US,Medium,NoIlliquids,NoTobacco;NoWeapons,,1.5,20.4,9.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;MaxDD,Email>In-Person>Phone>App,true,19:15-08:45,63,138,54,50,OpenBanking,10,None,AlertAcknowledge,2025-06-20,Success,v2.10.4,NoIlliquids,Prioritize liquidity and down payment savings
A9077,Optimizer,77820,531395,39639,9.0,1,10,US,Medium,AccreditedOnly,NoTobacco,PennyStocks,1.9,18.4,12.4,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;Sharpe;TaxCost,App>In-Person>Phone>Chat,true,23:00-08:30,72,115,83,82,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-07-06,Success,v1.9.9,LimitOrderOnly,Enforce tax budget and position caps
A9078,Stabilizer,62020,216401,25213,5.8,3,10,AU,Low,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.1,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>Phone>In-Person>App,true,19:30-07:30,61,164,65,63,CreditBureau;OpenBanking,19,None,AutoTransfer,2025-08-17,Success,v1.9.5,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9079,Optimizer,76766,767342,30224,9.6,3,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.6,22.3,10.7,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe,In-Person>Phone>Chat>Email,true,20:00-07:45,69,83,72,72,Brokerage;OpenBanking;Payroll,2,Human,Rebalance,2025-03-02,Success,v1.9.9,NoMargin,Enforce tax budget and position caps
A9080,Explorer,40976,350559,13320,16.6,1,10,US,Medium,,NoWeapons,PennyStocks,1.7,30.8,17.5,Business:5y;Travel:2y,5,Directive,Deep,TaxCost;Sharpe,In-Person>Email>App,true,21:45-06:00,53,71,56,49,CreditBureau;OpenBanking,1,Human,AutoTransfer,2025-03-22,Success,v2.10.8,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9081,Optimizer,181637,1587377,127066,9.8,2,12,US,Medium,NoShortSelling,,PennyStocks,1.5,21.8,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;IRR;TaxCost,App>Email>In-Person>Phone>Chat,true,23:15-08:00,64,74,60,49,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-09-08,Partial,v2.8.1,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9082,Preserver,53824,211319,26636,6.0,3,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Chat>Phone>App>Email,true,22:00-08:30,75,145,61,62,Brokerage;OpenBanking,13,None,Rebalance,2025-07-29,Failed,v2.8.7,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9083,Preserver,70865,497543,34566,3.2,4,10,IN,Medium,AccreditedOnly;NoShortSelling,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,8.5,7.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD,Email>Chat>In-Person,true,22:15-08:30,70,240,64,68,Brokerage;CreditBureau;OpenBanking,13,Hybrid,AutoTransfer,2025-07-23,Success,v1.10.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9084,Builder,46733,54355,5590,10.0,1,10,SG,Medium,NoIlliquids;NoDerivatives,NoWeapons;NoFossilFuel,,1.6,17.3,9.3,Home:3y;Retirement:30y,3,Collaborative,Shallow,IRR;Sharpe,In-Person>Chat>App>Email>Phone,false,20:15-07:45,52,79,53,52,CreditBureau;OpenBanking;Payroll,17,Human,Rebalance,2025-01-29,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9085,Builder,95965,269091,8830,8.5,3,10,IN,Medium,,NoWeapons,,1.8,19.0,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD,App>In-Person>Email>Phone>Chat,true,23:45-06:15,53,148,58,56,CreditBureau;OpenBanking,15,None,PlanUpdate,2025-08-22,Partial,v1.10.1,NoMargin,Prioritize liquidity and down payment savings
A9086,Explorer,96058,1072265,17718,14.7,1,10,UK,Low,NoShortSelling;NoDerivatives,,,1.7,31.3,14.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,MaxDD;IRR,Phone>App>Email,true,20:45-07:30,60,82,52,50,CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-07-27,Failed,v1.9.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9087,Stabilizer,161037,789373,58054,9.8,1,12,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,8.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Email>Chat>App>In-Person,true,20:00-08:45,60,133,49,40,CreditBureau;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-01-15,Success,v1.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9088,Preserver,85763,636887,67108,4.2,4,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.4,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost,Email>Chat>In-Person,false,23:45-06:30,68,218,60,52,Brokerage;CreditBureau;OpenBanking,7,Human,AlertAcknowledge,2025-02-22,Success,v2.9.2,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9089,Builder,63227,210500,12149,12.1,2,10,US,Low,,ESGOnly,PennyStocks,1.4,19.4,7.7,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;TaxCost;Sharpe,Email>Chat>Phone>App,false,19:00-06:15,66,117,73,73,OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-06-22,Failed,v1.9.7,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A9090,Preserver,71110,436470,22416,6.5,2,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,14.6,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost,Chat>Phone>App,false,23:00-06:15,67,153,63,57,Brokerage;OpenBanking;Payroll,11,Human,Rebalance,2025-03-06,Success,v2.10.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9091,Builder,47436,44869,1807,14.2,1,10,US,Low,NoShortSelling;NoDerivatives,ESGOnly,PennyStocks,1.7,17.6,8.9,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;TaxCost;IRR,In-Person>Chat>Email>App>Phone,true,19:00-08:45,64,99,65,60,OpenBanking,11,Hybrid,AutoTransfer,2025-04-11,Failed,v2.8.6,StopLossDisabled,Prioritize liquidity and down payment savings
A9092,Preserver,202403,2208501,171858,7.2,1,15,DE,Medium,NoIlliquids;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>In-Person>Email,true,20:00-07:00,64,209,50,45,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-01-31,Success,v2.9.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9093,Preserver,66094,395519,31718,7.7,2,10,IN,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,17.8,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Phone>Email>App>Chat>In-Person,true,23:15-07:15,72,150,65,57,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-01-29,Success,v2.10.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9094,Preserver,107145,909426,32065,5.1,3,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,14.5,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>App>Phone>Email,true,23:15-08:15,75,209,68,63,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-09-13,Success,v1.9.9,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9095,Optimizer,133198,1149392,51206,10.9,1,12,US,Low,,ESGOnly,LeveragedETFs;PennyStocks,1.9,25.4,11.9,Wealth:10y;Estate:20y,10,Concise,Medium,MaxDD;TaxCost;IRR,Phone>In-Person>Email>App,true,23:45-07:45,68,114,68,57,Brokerage;OpenBanking;Payroll,1,Hybrid,PlanUpdate,2025-08-21,Partial,v1.10.7,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A9096,Preserver,101935,675317,90612,7.5,2,15,AU,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.1,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,In-Person>App>Phone>Email,true,22:00-06:15,77,223,68,65,Brokerage;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-06-03,Partial,v2.10.4,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9097,Stabilizer,58232,217899,25508,5.7,3,10,UK,Low,NoShortSelling;NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,8.6,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;MaxDD,App>Email>In-Person>Phone>Chat,false,22:45-06:00,62,148,58,48,CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-04-23,Success,v1.10.8,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9098,Builder,127444,152129,8668,10.0,2,15,SG,Low,NoShortSelling;NoDerivatives,,PennyStocks;PrivateCredit,1.4,19.7,10.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;TaxCost,Email>Phone>Chat,true,23:45-06:00,58,120,62,51,CreditBureau;OpenBanking;Payroll,14,None,AutoTransfer,2025-06-23,Success,v1.8.8,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9099,Optimizer,203501,2194717,99093,9.6,3,15,DE,Low,NoShortSelling;NoIlliquids,ESGOnly,PennyStocks,1.8,22.2,12.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;Sharpe;TaxCost,Email>App>In-Person>Phone>Chat,true,21:00-06:15,68,88,62,58,Brokerage;CreditBureau;OpenBanking,1,Human,AutoTransfer,2025-06-13,Success,v2.8.1,StopLossDisabled,Enforce tax budget and position caps
A9100,Optimizer,98264,888919,84237,6.9,4,10,US,Low,,,PennyStocks,1.7,26.7,10.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,Sharpe;MaxDD,Email>In-Person>Phone>App>Chat,false,19:00-08:30,67,89,76,73,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-01-21,Partial,v2.9.8,NoMargin,Enforce tax budget and position caps
A9101,Preserver,216747,966744,111551,6.5,2,15,AU,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,7.4,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,Chat>In-Person>Phone>Email>App,true,19:15-06:45,82,171,78,74,Brokerage;OpenBanking,8,Human,PlanUpdate,2025-10-26,Success,v1.9.1,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9102,Optimizer,192769,3939548,132510,10.5,1,12,US,Low,NoIlliquids,,PennyStocks,1.9,19.7,13.9,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;Sharpe,Email>App>In-Person>Chat,true,19:30-08:00,65,71,78,75,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-12-21,Failed,v2.9.3,NoPennyStocks,Enforce tax budget and position caps
A9103,Optimizer,130703,2653079,106524,8.0,3,15,DE,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.5,27.0,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;TaxCost;IRR,Email>Chat>In-Person>App,true,22:15-07:45,66,112,57,51,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-11-26,Partial,v1.9.9,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A9104,Preserver,53787,414143,41982,5.7,3,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Chat>Email>Phone>In-Person>App,true,23:00-07:45,76,154,65,61,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-10-05,Success,v1.10.4,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9105,Builder,84412,54821,1693,8.5,3,10,SG,Medium,NoDerivatives,,Crypto;LeveragedETFs,1.7,16.6,9.7,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,IRR;TaxCost;MaxDD,Email>App>Phone>In-Person>Chat,false,21:15-06:00,55,132,65,60,OpenBanking;Payroll,17,Hybrid,AlertAcknowledge,2025-10-02,Partial,v2.9.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9106,Optimizer,170347,2146533,85480,9.8,3,15,AU,High,,,PennyStocks,1.8,19.3,13.2,Wealth:10y;Estate:20y,10,Educational,Shallow,Sharpe;TaxCost,App>Phone>Chat,true,20:45-08:30,56,95,63,62,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-08-02,Partial,v2.8.9,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9107,Optimizer,134671,1407086,105310,6.9,3,12,US,Low,NoShortSelling,,PennyStocks,1.9,24.2,13.1,Wealth:10y;Estate:20y,10,Collaborative,Shallow,Sharpe;TaxCost,In-Person>Email>App>Phone>Chat,true,20:45-07:30,76,97,74,74,Brokerage;OpenBanking,1,Human,PlanUpdate,2025-07-14,Success,v2.10.1,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A9108,Preserver,95202,1352363,73320,5.6,1,10,AU,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,13.7,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,MaxDD;Sharpe,In-Person>App>Chat,true,21:00-07:45,73,163,58,55,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-03-12,Success,v2.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9109,Stabilizer,74357,408224,35235,5.3,4,10,US,Medium,NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,6.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD,Email>App>In-Person>Chat,true,20:15-07:45,57,107,63,58,OpenBanking,17,Hybrid,Rebalance,2025-07-19,Success,v2.8.9,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9110,Preserver,111389,595864,59547,7.1,2,15,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.2,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe,Chat>Email>App,true,21:00-07:00,76,141,82,74,Brokerage;OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-01-26,Success,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9111,Builder,75961,242312,17219,13.6,1,10,CA,Low,NoDerivatives,,,1.8,20.5,8.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,IRR;TaxCost,In-Person>App>Email,true,23:15-08:15,57,89,63,60,OpenBanking,11,Human,AlertAcknowledge,2025-09-10,Success,v2.9.4,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A9112,Optimizer,173239,1546627,92435,12.9,1,12,US,Medium,,,Crypto;PennyStocks,1.4,20.2,12.6,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,TaxCost;MaxDD,Email>Chat>Phone>In-Person>App,true,21:15-06:15,62,109,55,46,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2025-08-17,Success,v1.10.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A9113,Preserver,61605,598092,70922,5.7,4,10,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost,Chat>Phone>Email>In-Person>App,true,22:30-07:00,70,183,60,55,Brokerage;OpenBanking,13,Hybrid,AutoTransfer,2025-09-27,Failed,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9114,Builder,70489,278139,11833,9.5,4,10,US,Medium,,,,1.5,21.2,7.3,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR;TaxCost,Phone>Chat>App,false,23:15-08:15,51,96,44,36,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-03-04,Success,v2.10.6,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9115,Builder,55495,122646,4312,10.8,3,10,US,Medium,,NoFossilFuel,,1.4,22.6,8.4,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;TaxCost;MaxDD,In-Person>Phone>App>Chat>Email,true,20:45-06:15,56,141,65,61,CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-08-03,Success,v1.10.9,NoMargin,Prioritize liquidity and down payment savings
A9116,Builder,83571,214005,12190,10.4,3,10,US,High,NoIlliquids,,PennyStocks;PrivateCredit,1.8,16.3,9.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,IRR;MaxDD,Chat>App>Phone,true,22:15-06:00,52,134,43,42,CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-05-12,Success,v2.10.8,NoPennyStocks,Prioritize liquidity and down payment savings
A9117,Optimizer,49462,943917,34683,6.2,3,10,UK,Low,,NoFossilFuel,PennyStocks,1.8,17.7,9.6,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;Sharpe;TaxCost,In-Person>Phone>App>Email>Chat,true,21:30-07:00,72,65,74,70,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AutoTransfer,2025-01-18,Success,v1.9.8,NoPennyStocks,Enforce tax budget and position caps
A9118,Optimizer,140642,1098580,52972,10.3,2,12,US,Low,,,PennyStocks,1.8,23.7,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,Sharpe;IRR,Email>Chat>App,true,23:30-07:00,65,84,79,74,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-10-14,Success,v1.9.6,LimitOrderOnly,Enforce tax budget and position caps
A9119,Explorer,72986,263937,13857,15.6,1,10,US,Low,NoDerivatives;NoShortSelling,,,1.8,22.0,14.7,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;Sharpe;TaxCost,Phone>Email>Chat>App>In-Person,true,19:45-07:00,65,78,57,56,OpenBanking;Payroll,3,Hybrid,Rebalance,2025-12-23,Partial,v1.8.1,NoMargin,Allow small experimental sleeve ≤ 3%
A9120,Stabilizer,92781,450928,14262,6.2,4,10,US,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.3,8.2,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost,In-Person>Phone>Chat,true,21:30-07:00,53,99,43,41,CreditBureau;OpenBanking,19,Hybrid,PlanUpdate,2025-11-25,Partial,v1.8.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9121,Stabilizer,184809,524145,48976,5.6,3,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,6.6,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,Email>Chat>App,true,23:00-07:30,59,176,51,53,CreditBureau;OpenBanking;Payroll,13,Hybrid,AutoTransfer,2025-03-27,Success,v1.10.1,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9122,Preserver,47949,364102,26379,7.2,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,8.9,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Email>App,true,21:45-06:15,78,197,75,79,Brokerage;OpenBanking,12,None,AlertAcknowledge,2025-04-15,Success,v1.8.7,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9123,Builder,76920,281407,18486,13.5,2,10,US,Medium,,,PennyStocks;PrivateCredit,1.4,15.2,10.5,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>In-Person,true,19:30-08:45,65,79,73,71,CreditBureau;OpenBanking;Payroll,9,None,Rebalance,2025-11-16,Success,v1.9.3,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9124,Preserver,73087,509341,69591,4.7,4,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,8.1,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,In-Person>Phone>App,true,21:30-06:00,79,215,81,70,Brokerage;OpenBanking;Payroll,5,None,Rebalance,2025-12-14,Success,v2.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9125,Builder,128250,247280,11750,10.1,1,12,US,Medium,NoIlliquids,,Crypto,1.4,21.5,8.9,Home:3y;Retirement:30y,3,Directive,Shallow,IRR;Sharpe;MaxDD,Phone>App>Chat>Email>In-Person,true,22:30-08:00,67,131,52,50,OpenBanking,16,Human,AutoTransfer,2025-10-24,Success,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9126,Builder,69320,96326,5094,9.3,4,10,US,Medium,,ESGOnly,,1.4,21.3,11.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,IRR;Sharpe,In-Person>Email>Chat>App>Phone,true,21:45-06:00,61,107,51,50,OpenBanking,16,Human,AlertAcknowledge,2025-07-23,Success,v1.10.6,NoAutoTradesBelow$1k;StopLossDisabled,Prioritize liquidity and down payment savings
A9127,Builder,80162,-584,1000,11.8,3,10,DE,Low,,,,1.4,18.7,10.6,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;MaxDD,Email>Phone>In-Person,true,21:30-07:45,72,93,79,78,CreditBureau;OpenBanking,15,Human,AlertAcknowledge,2025-06-10,Success,v2.9.8,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9128,Preserver,80071,1196159,36380,4.6,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.2,6.3,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Email,true,22:45-06:45,69,143,79,70,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-08-18,Success,v2.8.9,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9129,Preserver,66569,335671,31983,6.4,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,16.4,5.3,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe,Phone>App>Chat,true,22:45-07:00,83,214,75,68,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AlertAcknowledge,2025-11-27,Partial,v1.10.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9130,Stabilizer,85172,238653,25925,9.3,1,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,10.6,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;Sharpe,Phone>App>Email>Chat,true,19:00-07:45,66,93,75,68,OpenBanking,8,Hybrid,AutoTransfer,2025-09-11,Success,v1.8.7,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9131,Builder,85636,295758,11071,15.4,1,10,US,Low,,ESGOnly,PennyStocks;PrivateCredit,1.6,23.8,8.5,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,Sharpe;IRR;MaxDD,Chat>Email>App>In-Person>Phone,true,20:45-08:45,62,73,64,60,CreditBureau;OpenBanking,19,None,AutoTransfer,2025-10-28,Success,v1.10.1,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A9132,Stabilizer,41554,149105,13908,8.4,3,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Chat>In-Person>App>Phone>Email,true,22:45-08:00,57,100,49,48,CreditBureau;OpenBanking,19,Human,PlanUpdate,2025-03-19,Success,v1.10.5,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9133,Explorer,73711,93070,4096,17.6,1,10,US,Low,NoIlliquids;AccreditedOnly,,LeveragedETFs;PennyStocks,1.8,26.5,17.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;TaxCost,Email>Phone>Chat>App,true,22:00-06:30,54,54,39,38,OpenBanking,5,Human,Rebalance,2025-03-20,Success,v2.10.8,NoIlliquids,Allow small experimental sleeve ≤ 3%
A9134,Optimizer,119419,780796,42232,8.3,3,15,UK,Low,,NoTobacco;NoWeapons,PennyStocks,1.5,26.9,13.2,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;MaxDD;Sharpe,Chat>App>Phone,false,19:30-06:00,74,77,76,64,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-02-12,Partial,v1.8.3,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A9135,Builder,70810,242880,21819,11.1,2,10,US,Low,NoDerivatives,,,1.6,23.1,10.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,Sharpe;IRR;MaxDD,In-Person>Phone>App>Chat,true,23:00-06:15,60,99,66,62,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-02-28,Success,v2.9.1,NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A9136,Preserver,89622,412783,34322,6.0,1,10,SG,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,9.4,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;MaxDD,Phone>App>Chat,true,19:30-08:45,62,153,65,68,Brokerage;OpenBanking,10,None,PlanUpdate,2025-03-19,Failed,v2.8.8,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9137,Preserver,83395,559029,70744,5.3,2,10,US,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.0,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>App,true,23:00-06:00,71,199,79,73,Brokerage;OpenBanking,9,None,AutoTransfer,2025-02-27,Partial,v1.10.5,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9138,Preserver,62187,292561,24746,8.5,1,10,US,Medium,NoShortSelling;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>Phone>Email>App,false,23:00-07:45,77,137,87,84,Brokerage;OpenBanking,9,Hybrid,AutoTransfer,2025-08-10,Success,v1.8.3,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9139,Builder,53081,133964,6046,10.1,3,10,US,Low,,NoWeapons;ESGOnly,,1.8,23.4,8.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;MaxDD;IRR,App>Phone>Email>In-Person>Chat,true,19:15-06:30,62,103,60,50,OpenBanking,10,Hybrid,Rebalance,2025-02-05,Success,v2.9.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9140,Optimizer,152943,1769526,73046,7.3,4,12,US,Medium,AccreditedOnly;NoDerivatives,,PennyStocks;PrivateCredit,1.6,23.8,13.8,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;IRR;TaxCost,App>In-Person>Email>Chat>Phone,true,20:15-08:15,71,63,61,60,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-07-10,Success,v2.9.6,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9141,Preserver,213857,859273,55665,5.3,2,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,In-Person>Email>Phone,true,19:30-07:30,77,189,79,80,Brokerage;OpenBanking,9,Hybrid,PlanUpdate,2025-07-15,Success,v1.10.1,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9142,Preserver,120653,905292,85378,5.2,3,12,US,High,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,16.2,7.6,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>Email,true,20:45-08:15,58,149,63,64,Brokerage;OpenBanking;Payroll,12,Human,Rebalance,2025-04-22,Partial,v2.9.3,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9143,Explorer,29208,88770,7684,14.1,4,10,US,Low,,NoTobacco,PrivateCredit,1.6,25.8,17.9,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,MaxDD;TaxCost;IRR,Chat>In-Person>Phone,false,22:45-07:15,60,81,49,46,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-06-04,Failed,v1.10.5,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9144,Builder,109334,183663,13591,9.9,3,12,US,Medium,NoDerivatives,,,1.6,19.5,7.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;TaxCost;IRR,App>Phone>Email>Chat>In-Person,true,21:00-08:30,56,147,61,50,CreditBureau;OpenBanking;Payroll,18,Human,AlertAcknowledge,2025-03-15,Success,v1.10.8,LimitOrderOnly;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9145,Optimizer,144704,3969883,48984,8.5,3,12,US,Medium,NoDerivatives;NoIlliquids,NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,1.6,19.7,13.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;Sharpe,Chat>In-Person>Phone>Email,true,19:00-07:15,52,84,55,51,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-01-03,Success,v2.8.7,LimitOrderOnly,Enforce tax budget and position caps
A9146,Preserver,164581,1241190,59388,7.1,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.3,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,App>Chat>Phone,false,20:00-08:15,83,149,78,78,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-03-21,Success,v1.10.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9147,Builder,158092,396345,24052,8.9,3,12,US,Low,NoShortSelling,,,1.4,15.1,7.5,Home:3y;Retirement:30y,3,Educational,Shallow,IRR;TaxCost;Sharpe,App>Phone>Chat>Email>In-Person,true,22:45-07:45,73,106,73,65,OpenBanking,19,Human,AlertAcknowledge,2025-11-06,Success,v1.10.9,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9148,Stabilizer,123897,212705,17309,7.4,3,15,DE,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.0,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,App>Email>Chat>In-Person,true,20:00-08:00,57,177,44,44,CreditBureau;OpenBanking;Payroll,18,Human,PlanUpdate,2025-06-16,Success,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9149,Stabilizer,83887,240783,33201,6.2,3,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,15.4,8.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;TaxCost,App>Email>Chat>Phone>In-Person,false,22:45-06:00,49,139,44,39,CreditBureau;OpenBanking,13,None,Rebalance,2025-04-29,Success,v1.8.3,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9150,Optimizer,120835,816858,34012,9.9,1,15,CA,Medium,NoDerivatives;NoIlliquids,,PennyStocks,1.9,19.0,11.7,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,MaxDD;IRR,App>In-Person>Chat>Phone>Email,true,20:15-06:45,63,84,69,65,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-07-18,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A9151,Preserver,149581,1167515,131545,7.0,3,12,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,6.5,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Phone>Chat>App>Email,false,19:30-08:30,75,199,78,79,Brokerage;CreditBureau;OpenBanking,14,Hybrid,Rebalance,2025-03-29,Success,v1.9.6,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9152,Optimizer,100804,994107,69346,9.2,2,15,IN,Medium,,NoFossilFuel,PennyStocks,1.8,25.7,10.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;IRR,Chat>App>In-Person>Email,false,22:30-08:30,62,94,51,46,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-08-30,Success,v2.8.8,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A9153,Builder,62942,161284,6146,11.9,2,10,US,Low,,ESGOnly,PrivateCredit,1.5,13.4,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,Sharpe;IRR,In-Person>Phone>Email>App>Chat,true,22:15-07:15,62,150,60,60,OpenBanking,10,None,Rebalance,2025-07-24,Partial,v1.8.6,NoIlliquids,Prioritize liquidity and down payment savings
A9154,Stabilizer,112466,412771,48075,6.2,3,12,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,8.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>In-Person>Phone>App,true,21:30-06:45,56,134,43,38,OpenBanking;Payroll,19,Human,AutoTransfer,2025-04-28,Partial,v1.10.4,NoMargin,Keep expenses buffer ≥ 4 months
A9155,Preserver,145678,473418,22472,8.9,1,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.7,8.7,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,In-Person>Chat>Phone>App,true,21:30-08:00,79,171,85,85,Brokerage;CreditBureau;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-04-17,Success,v2.10.7,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9156,Optimizer,92387,592871,62126,9.7,3,10,CA,Medium,,ESGOnly,PennyStocks,1.7,27.1,10.5,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;Sharpe;IRR,In-Person>App>Email,false,23:00-06:15,68,92,68,61,Brokerage;OpenBanking,6,None,AutoTransfer,2025-03-07,Success,v2.8.3,NoMargin,Enforce tax budget and position caps
A9157,Preserver,136921,1281545,120968,5.6,4,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,In-Person>App>Chat>Phone,true,20:00-08:00,71,238,60,51,Brokerage;OpenBanking,9,Hybrid,Rebalance,2025-10-03,Success,v1.10.4,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9158,Preserver,69003,238327,35655,3.8,4,10,US,Medium,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,8.0,7.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Email>In-Person>App>Phone>Chat,true,22:15-07:30,73,185,75,71,Brokerage;OpenBanking,3,Human,PlanUpdate,2025-05-28,Partial,v2.10.9,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9159,Preserver,80124,695208,72844,6.7,2,10,US,Low,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Chat>Email>In-Person>Phone,true,22:45-06:30,76,158,76,76,Brokerage;OpenBanking,10,None,AlertAcknowledge,2025-03-04,Success,v2.9.4,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9160,Preserver,126921,1101943,46058,6.1,2,12,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;TaxCost,Phone>In-Person>Email>App,false,21:45-06:15,67,139,63,57,Brokerage;CreditBureau;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-05-04,Success,v1.8.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9161,Builder,177154,769659,31215,13.4,2,12,US,Low,,,,1.6,25.0,8.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;IRR,Phone>Chat>Email>In-Person,true,21:30-07:30,72,94,78,73,OpenBanking,20,None,PlanUpdate,2025-09-03,Success,v1.9.9,NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9162,Explorer,109715,393396,35678,19.5,4,12,US,Low,NoDerivatives,,,2.1,30.3,17.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;Sharpe,Chat>In-Person>App,true,19:15-07:15,62,61,70,66,OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-11-07,Success,v1.9.9,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A9163,Optimizer,136621,2069153,75765,10.1,2,12,US,Low,AccreditedOnly;NoShortSelling,,PennyStocks;PrivateCredit,1.7,19.3,9.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App>In-Person>Phone,true,20:15-06:15,76,81,82,81,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-03-01,Success,v2.10.5,PauseWhenVIX>30,Enforce tax budget and position caps
A9164,Builder,31378,63468,4035,12.5,1,10,US,Low,,NoFossilFuel;ESGOnly,,1.7,23.1,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;IRR,Email>Chat>Phone,true,20:00-06:45,62,85,56,44,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-11-27,Partial,v2.9.2,LimitOrderOnly,Prioritize liquidity and down payment savings
A9165,Optimizer,95055,463933,36757,10.5,2,10,US,Low,,NoWeapons;ESGOnly,PennyStocks,1.5,17.5,9.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;IRR;Sharpe,App>In-Person>Chat>Phone>Email,false,21:45-07:00,61,102,67,57,Brokerage;OpenBanking,4,None,PlanUpdate,2025-04-14,Partial,v1.8.3,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A9166,Builder,71865,429969,11828,6.9,4,10,US,Low,,,,1.8,13.8,8.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;MaxDD,Email>In-Person>Chat,false,19:15-08:30,64,76,72,70,CreditBureau;OpenBanking,10,Human,Rebalance,2025-12-16,Success,v1.9.4,StopLossDisabled,Prioritize liquidity and down payment savings
A9167,Stabilizer,86532,822068,38022,9.9,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,14.1,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD,In-Person>Phone>App,true,22:15-08:15,65,162,73,70,CreditBureau;OpenBanking,18,None,AutoTransfer,2025-01-22,Partial,v1.8.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9168,Explorer,59073,378618,24612,13.5,3,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;NoWeapons,PennyStocks,1.9,20.6,17.1,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,TaxCost;MaxDD,App>Email>Chat,false,19:30-07:00,64,86,62,61,OpenBanking,3,Hybrid,AutoTransfer,2025-02-11,Success,v1.10.2,NoMargin,Allow small experimental sleeve ≤ 3%
A9169,Preserver,49883,708748,27656,5.1,4,10,DE,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.4,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Chat,false,23:15-08:45,68,120,53,46,Brokerage;OpenBanking,4,Hybrid,Rebalance,2025-02-25,Success,v2.9.3,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9170,Explorer,50849,712117,8627,21.1,2,10,US,Low,,,PennyStocks,1.7,26.4,14.8,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,TaxCost;MaxDD;Sharpe,Phone>Email>Chat,true,22:00-07:00,63,64,69,68,CreditBureau;OpenBanking,3,None,PlanUpdate,2025-06-13,Success,v2.8.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A9171,Optimizer,112808,1677849,84340,7.6,2,15,IN,Low,NoIlliquids,,Crypto;PennyStocks;PrivateCredit,1.5,19.9,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;IRR;TaxCost,Email>In-Person>Chat>Phone>App,true,19:00-06:00,71,78,74,69,Brokerage;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-04-16,Success,v1.8.3,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9172,Builder,46232,75466,7276,15.1,1,10,US,Low,NoShortSelling,,Crypto,1.5,23.5,9.0,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR,Phone>Chat>In-Person>Email>App,true,21:45-07:00,57,110,54,54,CreditBureau;OpenBanking,11,Hybrid,PlanUpdate,2025-11-13,Success,v2.10.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9173,Stabilizer,91187,1076929,39209,7.3,2,10,AU,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,10.3,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,Email>In-Person>Phone,false,19:15-07:00,65,99,58,51,OpenBanking,16,Human,Rebalance,2025-12-13,Success,v2.9.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9174,Stabilizer,47991,326213,17769,6.6,4,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,12.8,6.2,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;MaxDD,Phone>Chat>Email,true,20:15-07:30,63,123,63,59,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-09-21,Success,v1.10.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A9175,Optimizer,109180,1354357,39104,10.0,2,12,US,Low,NoShortSelling;NoIlliquids,NoTobacco;NoFossilFuel,PennyStocks,1.7,24.6,11.9,Wealth:10y;Estate:20y,10,Collaborative,Deep,IRR;TaxCost;Sharpe,Email>In-Person>Phone>App>Chat,true,23:15-06:15,75,63,77,76,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-05-15,Success,v2.9.9,StopLossDisabled,Enforce tax budget and position caps
A9176,Builder,54166,110687,8489,10.4,1,10,US,Medium,NoDerivatives,,,1.7,20.1,9.1,Home:3y;Retirement:30y,3,Concise,Shallow,IRR;TaxCost,App>Email>Chat,true,21:15-06:30,58,73,68,56,OpenBanking,18,None,PlanUpdate,2025-01-14,Partial,v1.9.8,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9177,Builder,27360,152062,5660,11.3,3,10,US,Low,AccreditedOnly;NoDerivatives,,,1.4,17.6,7.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,TaxCost;IRR;Sharpe,App>Phone>In-Person>Chat>Email,true,22:15-08:30,62,95,72,72,OpenBanking,20,Human,Rebalance,2025-12-19,Success,v2.8.5,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9178,Optimizer,98203,1753907,55389,7.4,2,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.5,26.8,13.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,Sharpe;IRR,App>Email>Chat>Phone>In-Person,true,21:45-06:30,60,77,72,65,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-04-03,Success,v2.10.8,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9179,Builder,63253,199235,10479,14.5,1,10,AU,Low,,,LeveragedETFs;PennyStocks,1.4,23.6,7.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;MaxDD;TaxCost,Chat>Email>App>Phone>In-Person,true,20:30-08:15,73,95,75,73,OpenBanking;Payroll,17,Human,AlertAcknowledge,2025-06-30,Success,v1.8.8,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A9180,Preserver,148892,590099,60405,3.6,4,15,UK,Medium,NoShortSelling;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,5.4,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,In-Person>App>Email,true,19:45-08:30,67,227,64,66,Brokerage;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-02-28,Partial,v1.10.7,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9181,Stabilizer,95020,336834,13433,7.2,1,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.8,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;MaxDD,Email>In-Person>App>Chat>Phone,true,22:30-06:45,61,98,56,60,CreditBureau;OpenBanking,20,None,Rebalance,2025-05-18,Success,v2.9.3,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9182,Preserver,104050,568094,63743,8.6,1,15,DE,Medium,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,6.4,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Phone>Chat,true,20:15-08:00,71,180,59,60,Brokerage;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-10-02,Success,v2.9.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9183,Explorer,58010,308561,29144,15.9,4,10,US,Medium,,NoTobacco;NoWeapons,PennyStocks;PrivateCredit,2.0,29.5,14.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,MaxDD;Sharpe;TaxCost,Email>In-Person>Phone>App,true,21:15-07:30,63,76,54,49,OpenBanking,5,Hybrid,PlanUpdate,2025-02-03,Failed,v1.9.4,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9184,Optimizer,150439,744648,34875,9.4,1,12,US,Low,,NoFossilFuel;NoWeapons,PennyStocks,1.6,17.8,10.7,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>App,true,19:15-07:15,63,73,63,59,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,AutoTransfer,2025-02-25,Success,v2.9.8,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9185,Optimizer,138972,1346894,64095,8.3,1,12,US,Low,,NoTobacco,PennyStocks,1.7,21.8,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;TaxCost,Phone>In-Person>Email>Chat>App,true,21:15-08:00,70,120,80,72,Brokerage;OpenBanking,3,None,PlanUpdate,2025-08-16,Success,v1.8.2,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9186,Optimizer,46921,377048,21898,12.2,1,10,UK,Medium,NoDerivatives;AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.6,21.8,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Shallow,MaxDD;TaxCost,Email>App>Chat,true,21:30-06:30,63,76,58,54,Brokerage;OpenBanking,6,None,AutoTransfer,2025-10-09,Success,v2.9.7,NoIlliquids,Enforce tax budget and position caps
A9187,Preserver,57619,386256,15424,5.3,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,7.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>Chat>App,true,21:45-06:00,74,167,74,73,Brokerage;CreditBureau;OpenBanking;Payroll,12,None,PlanUpdate,2025-04-28,Success,v1.9.3,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9188,Optimizer,39327,539961,24126,7.9,3,10,UK,Medium,,,PennyStocks;PrivateCredit,1.5,25.3,12.6,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost,Email>Chat>App>Phone,true,19:00-08:45,67,100,62,50,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-12-23,Success,v2.8.1,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A9189,Stabilizer,113731,392660,12396,7.8,2,15,UK,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.1,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,App>In-Person>Chat>Email>Phone,true,21:45-08:45,62,136,66,61,CreditBureau;OpenBanking,14,Human,PlanUpdate,2025-10-07,Success,v1.9.7,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9190,Stabilizer,23048,46833,1970,5.2,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,17.5,5.7,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;Sharpe,Phone>In-Person>Email>App,false,21:00-06:45,66,156,71,65,OpenBanking;Payroll,9,Human,PlanUpdate,2025-04-10,Success,v2.9.5,StopLossDisabled,Keep expenses buffer ≥ 4 months
A9191,Explorer,173740,1259713,68834,13.1,4,12,US,Low,NoDerivatives,,PennyStocks,2.1,24.3,14.3,Business:5y;Travel:2y,5,Concise,Medium,IRR;TaxCost;MaxDD,Email>Phone>App,true,21:15-06:45,54,56,64,52,OpenBanking,2,None,Rebalance,2025-11-19,Success,v1.10.6,NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9192,Optimizer,168019,2773522,114878,11.7,1,15,DE,Low,NoIlliquids,ESGOnly,Crypto;PennyStocks,1.8,26.5,13.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,Sharpe;IRR,In-Person>App>Email>Chat,true,22:30-06:45,63,110,60,57,Brokerage;CreditBureau;OpenBanking,4,Hybrid,PlanUpdate,2025-05-20,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A9193,Builder,62855,314580,10710,10.0,4,10,IN,Low,,,,1.6,18.6,7.8,Home:3y;Retirement:30y,3,Directive,Medium,IRR;MaxDD;Sharpe,Email>Chat>Phone>App>In-Person,false,21:45-06:30,72,143,57,50,CreditBureau;OpenBanking;Payroll,17,Hybrid,Rebalance,2025-01-07,Success,v1.9.6,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9194,Stabilizer,99253,520948,26114,6.2,4,10,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.8,7.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Email>Chat>Phone,true,23:15-07:30,52,107,61,59,OpenBanking;Payroll,12,None,PlanUpdate,2025-03-16,Partial,v1.10.6,LimitOrderOnly;NoIlliquids,Keep expenses buffer ≥ 4 months
A9195,Builder,42980,56944,4188,14.9,1,10,US,Medium,,,LeveragedETFs;PrivateCredit,1.6,20.6,8.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;IRR;MaxDD,App>In-Person>Email>Chat,true,22:30-07:45,61,136,63,52,OpenBanking,8,None,AutoTransfer,2025-05-03,Success,v2.10.8,NoIlliquids,Prioritize liquidity and down payment savings
A9196,Optimizer,80856,665604,47675,9.7,3,10,US,Medium,NoDerivatives,,PennyStocks,1.6,17.5,10.1,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,IRR;MaxDD;Sharpe,App>Email>Phone>Chat,true,21:45-06:45,56,107,49,42,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-03-07,Success,v2.8.1,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A9197,Optimizer,145187,1003760,106928,7.4,4,12,US,Low,NoIlliquids;NoDerivatives,,PennyStocks;PrivateCredit,1.6,27.9,12.5,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,IRR;MaxDD;Sharpe,Chat>App>In-Person>Email>Phone,true,23:45-08:15,69,64,75,65,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-11-29,Partial,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9198,Explorer,53882,268031,25780,18.6,3,10,US,Low,,ESGOnly,,1.9,21.3,16.2,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,IRR;MaxDD,Phone>Chat>In-Person,true,21:00-07:30,61,51,51,51,OpenBanking;Payroll,5,None,AutoTransfer,2025-08-06,Success,v1.8.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9199,Preserver,93356,459267,40294,5.5,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.9,7.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;TaxCost,Chat>In-Person>Phone,false,20:45-08:30,83,233,79,69,Brokerage;OpenBanking;Payroll,14,Human,AlertAcknowledge,2025-07-20,Success,v1.10.2,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9200,Explorer,48454,402435,22909,14.2,2,10,US,Low,NoShortSelling,NoTobacco;NoWeapons,PennyStocks,2.1,20.4,13.2,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;IRR,App>In-Person>Phone>Chat>Email,true,20:00-08:45,64,54,60,54,OpenBanking,5,Hybrid,Rebalance,2025-08-06,Success,v1.9.6,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9201,Optimizer,93824,608710,33032,9.6,3,10,US,Low,NoDerivatives,NoFossilFuel;NoWeapons,PennyStocks,1.7,16.1,13.8,Wealth:10y;Estate:20y,10,Concise,Shallow,Sharpe;TaxCost,Email>Chat>App,true,21:00-06:45,73,118,74,64,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-11-19,Failed,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A9202,Explorer,67615,312059,17257,14.9,2,10,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,2.1,21.1,15.9,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,IRR;Sharpe;TaxCost,Phone>Chat>In-Person>App,false,20:15-07:30,70,55,81,81,OpenBanking;Payroll,4,Human,Rebalance,2025-07-04,Success,v2.9.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9203,Stabilizer,131403,343941,29620,7.6,2,15,CA,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>Chat,true,20:45-06:00,60,144,59,62,OpenBanking;Payroll,15,Hybrid,Rebalance,2025-07-16,Success,v2.8.4,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9204,Optimizer,128709,1604709,78256,6.6,3,12,US,Low,NoShortSelling;NoIlliquids,NoWeapons,PennyStocks,1.9,24.4,13.8,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;Sharpe,Chat>In-Person>Phone,true,19:45-08:30,61,60,66,62,Brokerage;OpenBanking,6,None,AlertAcknowledge,2025-06-13,Success,v2.9.1,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A9205,Preserver,78313,393718,26278,5.5,2,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost,Chat>App>Email,true,23:15-08:30,75,188,83,85,Brokerage;CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-01-17,Success,v1.8.9,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9206,Builder,84797,163108,11031,13.2,2,10,US,Low,NoDerivatives;AccreditedOnly,,,1.4,17.0,8.1,Home:3y;Retirement:30y,3,Directive,Deep,MaxDD;IRR,In-Person>App>Email,true,22:30-06:45,63,132,68,62,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-03-26,Failed,v2.10.1,StopLossDisabled,Prioritize liquidity and down payment savings
A9207,Preserver,72827,544629,31420,6.0,1,10,DE,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,10.8,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Email>Chat>App>In-Person>Phone,false,21:15-06:30,68,200,68,69,Brokerage;OpenBanking,12,Human,Rebalance,2025-03-14,Success,v2.10.4,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9208,Optimizer,103623,1240115,74836,11.4,1,12,US,Low,AccreditedOnly,NoWeapons,Crypto;PennyStocks,1.6,15.4,10.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,MaxDD;IRR;TaxCost,In-Person>Chat>App>Phone>Email,true,19:45-08:30,75,106,68,63,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-07-26,Success,v2.10.8,LimitOrderOnly,Enforce tax budget and position caps
A9209,Stabilizer,192602,1107858,87601,6.5,3,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.5,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Phone>Email>Chat>App>In-Person,true,23:30-08:30,52,154,39,32,CreditBureau;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-05-27,Partial,v1.10.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9210,Optimizer,76878,630360,30771,8.6,4,10,US,Low,NoShortSelling,,LeveragedETFs;PennyStocks,1.5,27.2,13.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;Sharpe;MaxDD,Phone>In-Person>Chat>Email>App,true,20:45-08:30,67,117,67,62,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-02-11,Success,v1.8.8,NoPennyStocks,Enforce tax budget and position caps
A9211,Stabilizer,85742,451113,21374,8.2,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,11.6,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,Email>Phone>In-Person,false,23:15-06:30,62,171,51,43,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-11-02,Success,v2.9.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9212,Builder,57214,156734,6767,7.5,4,10,US,Low,,NoFossilFuel,,1.6,13.8,9.3,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,MaxDD;IRR;Sharpe,Phone>Chat>App>In-Person,true,19:00-08:15,70,107,74,66,CreditBureau;OpenBanking,14,None,PlanUpdate,2025-08-30,Success,v1.10.6,NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A9213,Explorer,51261,499767,12157,14.2,4,10,US,Medium,,,PennyStocks;PrivateCredit,1.8,25.7,12.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;MaxDD;Sharpe,Phone>In-Person>Email>Chat,true,21:45-06:45,52,55,55,54,OpenBanking,1,Human,PlanUpdate,2025-07-19,Success,v2.8.1,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A9214,Preserver,87034,571463,74866,3.7,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.4,6.4,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Chat>Phone>App>In-Person,false,20:00-07:00,77,175,86,89,Brokerage;OpenBanking;Payroll,13,Human,AutoTransfer,2025-06-07,Success,v2.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9215,Explorer,26799,81527,8597,12.7,4,10,US,Medium,NoDerivatives;NoShortSelling,NoWeapons;NoFossilFuel,LeveragedETFs,2.1,31.7,17.9,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,Sharpe;MaxDD,Email>Chat>Phone>App>In-Person,true,21:15-07:00,55,53,55,54,CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-06-03,Failed,v2.8.7,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A9216,Explorer,40396,248756,8324,20.1,3,10,US,Medium,,NoTobacco,Crypto;PennyStocks,2.1,20.6,13.2,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;Sharpe,Chat>Email>Phone>In-Person,false,19:30-06:15,56,75,67,56,OpenBanking;Payroll,4,None,AutoTransfer,2025-08-10,Success,v2.10.5,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9217,Optimizer,170549,773580,63272,9.9,4,12,US,Low,NoDerivatives,NoTobacco;ESGOnly,PennyStocks;PrivateCredit,1.5,23.2,12.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,IRR;TaxCost;Sharpe,Chat>Phone>In-Person>App>Email,true,23:45-07:00,66,75,67,61,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,AlertAcknowledge,2025-01-06,Success,v2.10.2,LimitOrderOnly;NoIlliquids,Enforce tax budget and position caps
A9218,Builder,58867,172954,16344,11.3,4,10,US,Low,,,PennyStocks;PrivateCredit,1.7,15.4,7.4,Home:3y;Retirement:30y,3,Directive,Deep,TaxCost;Sharpe,In-Person>Email>Chat>App,false,22:30-07:00,67,145,75,75,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-12-17,Success,v2.10.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9219,Explorer,36619,183626,14242,16.5,3,10,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,,2.0,21.4,13.5,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,IRR;MaxDD,App>Chat>Email,true,20:45-08:00,55,45,64,63,OpenBanking,2,None,PlanUpdate,2025-11-17,Success,v1.9.2,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9220,Preserver,47462,138843,4817,6.6,2,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,9.5,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>App>In-Person>Phone>Chat,true,22:15-06:00,74,145,66,57,Brokerage;CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-03-27,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9221,Builder,52723,238930,4328,13.6,3,10,US,Medium,,NoWeapons,Crypto;PrivateCredit,1.4,12.3,11.5,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Phone>Chat>App,true,20:00-06:15,65,66,65,61,CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-10-07,Success,v1.9.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9222,Builder,57840,130144,6075,12.5,3,10,US,Medium,,,,1.6,17.8,10.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,MaxDD;IRR,Phone>Chat>Email>In-Person,false,21:00-08:45,57,134,44,39,CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-01-21,Success,v1.9.6,StopLossDisabled,Prioritize liquidity and down payment savings
A9223,Optimizer,114628,528252,36402,9.7,2,15,CA,Low,,NoWeapons,Crypto;PennyStocks,1.8,18.4,9.8,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,TaxCost;Sharpe;MaxDD,Chat>In-Person>Email>Phone,false,21:45-06:45,70,76,76,67,Brokerage;CreditBureau;OpenBanking;Payroll,6,Human,PlanUpdate,2025-05-11,Partial,v1.9.7,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9224,Stabilizer,124420,935099,60948,7.4,3,12,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.5,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD;TaxCost,Email>App>In-Person>Phone>Chat,true,22:30-07:30,49,165,35,32,OpenBanking,9,Hybrid,PlanUpdate,2025-02-25,Success,v2.10.2,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A9225,Preserver,75039,563015,65647,4.6,3,10,CA,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Phone>Chat>Email,true,23:30-07:15,63,191,54,54,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-02-08,Success,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9226,Stabilizer,70723,235569,24476,5.9,2,10,SG,Low,NoShortSelling;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.3,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,Email>App>Phone>In-Person,false,19:15-07:15,62,174,57,62,OpenBanking;Payroll,11,None,Rebalance,2025-08-31,Success,v2.9.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9227,Preserver,104435,424200,22693,5.4,3,12,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.5,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>Phone>App,true,22:30-07:45,68,238,55,54,Brokerage;OpenBanking;Payroll,13,Human,PlanUpdate,2025-01-03,Success,v1.10.2,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A9228,Preserver,46609,346825,37003,6.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,In-Person>Phone>App>Email,false,21:15-08:00,67,190,61,58,Brokerage;CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-07-05,Partial,v1.9.4,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9229,Optimizer,176277,1781004,138810,12.8,1,12,US,Low,,,PennyStocks,1.7,20.2,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;TaxCost,In-Person>App>Phone>Email>Chat,true,23:15-06:45,67,96,73,62,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-02-02,Partial,v2.9.3,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9230,Preserver,79575,906194,45795,6.5,2,10,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,5.2,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe,Chat>App>Phone>In-Person>Email,true,19:45-06:00,79,141,75,78,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-03-15,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9231,Explorer,74474,354196,18112,16.2,1,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;PennyStocks,2.1,28.1,12.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,Sharpe;MaxDD,Email>App>In-Person>Chat,true,19:15-07:00,60,69,69,63,OpenBanking;Payroll,2,Human,Rebalance,2025-01-26,Success,v2.10.9,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A9232,Builder,57760,192407,8750,9.9,4,10,UK,Low,NoDerivatives;AccreditedOnly,,PennyStocks;PrivateCredit,1.7,18.5,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;Sharpe,In-Person>App>Phone>Chat,true,21:00-06:15,62,139,47,39,CreditBureau;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-09-10,Success,v1.9.9,LimitOrderOnly;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A9233,Optimizer,195350,1195710,122491,10.8,1,12,US,Low,,,Crypto;PennyStocks,1.6,28.0,12.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,Sharpe;IRR;TaxCost,Phone>App>Chat>Email,false,20:45-06:45,65,76,53,51,Brokerage;OpenBanking,7,None,Rebalance,2025-02-17,Success,v1.10.8,StopLossDisabled,Enforce tax budget and position caps
A9234,Explorer,69759,550246,17399,20.0,4,10,UK,Low,AccreditedOnly,ESGOnly;NoTobacco,PennyStocks,1.9,31.6,17.5,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;MaxDD;TaxCost,Email>App>Chat,false,20:30-08:30,61,54,72,63,OpenBanking,1,Hybrid,AutoTransfer,2025-12-01,Success,v1.10.7,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A9235,Preserver,130304,746504,38678,5.6,4,12,US,Low,NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.7,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;MaxDD;Sharpe,Email>In-Person>App,true,22:00-06:45,74,172,60,60,Brokerage;CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-07-15,Success,v2.8.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9236,Builder,80805,213351,11068,11.6,2,10,SG,Medium,,,,1.6,18.0,7.1,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,Email>Phone>Chat,false,19:00-06:00,58,88,51,50,CreditBureau;OpenBanking;Payroll,19,Hybrid,AlertAcknowledge,2025-12-15,Success,v1.8.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9237,Explorer,56526,334815,11302,20.1,1,10,AU,Medium,AccreditedOnly;NoShortSelling,,PennyStocks;PrivateCredit,1.7,27.7,17.3,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;TaxCost;IRR,Email>Phone>App,true,20:30-06:45,62,57,73,67,OpenBanking;Payroll,7,Human,Rebalance,2025-04-09,Success,v1.8.3,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9238,Optimizer,72557,1605326,48356,11.9,2,10,US,Low,,NoWeapons,PennyStocks;PrivateCredit,1.7,25.6,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;IRR,Phone>In-Person>Email>Chat,false,21:15-06:15,75,107,83,80,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-06-01,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A9239,Preserver,55644,224568,12840,3.9,3,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.3,7.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Phone>Email>App>Chat>In-Person,true,20:00-07:45,77,165,71,59,Brokerage;OpenBanking;Payroll,14,Hybrid,Rebalance,2025-09-28,Failed,v1.9.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9240,Explorer,19723,142170,4509,15.3,2,10,US,Low,NoIlliquids;AccreditedOnly,ESGOnly,,1.8,34.5,12.9,Business:5y;Travel:2y;Debt:2y,5,Educational,Deep,TaxCost;IRR;Sharpe,In-Person>App>Email,true,21:15-08:15,67,62,71,59,CreditBureau;OpenBanking,2,None,Rebalance,2025-10-24,Success,v1.9.4,NoMargin,Allow small experimental sleeve ≤ 3%
A9241,Optimizer,147001,1764216,49840,9.6,3,12,US,Low,NoDerivatives;NoShortSelling,NoFossilFuel;ESGOnly,PennyStocks,1.7,17.7,12.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,TaxCost;Sharpe;IRR,Email>Chat>Phone>In-Person>App,true,22:15-06:00,75,72,77,66,Brokerage;CreditBureau;OpenBanking,4,None,AutoTransfer,2025-10-04,Partial,v1.9.4,StopLossDisabled,Enforce tax budget and position caps
A9242,Preserver,68102,334658,33129,7.8,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.6,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Chat>Email>App,true,19:30-07:15,74,206,67,69,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-06-25,Partial,v1.8.3,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9243,Explorer,116927,400822,24782,15.0,3,12,US,Low,NoShortSelling;NoIlliquids,,LeveragedETFs;PrivateCredit,2.0,27.6,14.6,Business:5y;Travel:2y;Education:6y,5,Collaborative,Shallow,MaxDD;Sharpe,Phone>App>In-Person,true,20:45-06:45,63,76,69,59,CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-07-19,Success,v1.9.8,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9244,Preserver,103749,797030,61985,7.7,1,15,IN,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.3,8.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,In-Person>Chat>Email>Phone,false,21:30-06:15,82,170,69,72,Brokerage;CreditBureau;OpenBanking,10,Human,Rebalance,2025-07-04,Partial,v2.8.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9245,Explorer,115610,445311,27868,17.3,4,12,US,Low,NoShortSelling;NoIlliquids,,PennyStocks,1.9,26.1,16.8,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,Sharpe;IRR;TaxCost,Email>App>Chat>Phone>In-Person,true,19:30-07:45,61,79,52,47,OpenBanking,7,Human,PlanUpdate,2025-05-12,Success,v2.9.4,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9246,Builder,95952,298630,12850,14.6,1,10,US,Low,NoShortSelling;AccreditedOnly,,,1.4,20.6,10.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;IRR,Email>Chat>In-Person>Phone>App,true,22:30-06:00,61,85,71,59,CreditBureau;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-11-12,Partial,v1.10.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A9247,Builder,67844,138724,7291,15.5,1,10,IN,Medium,,,LeveragedETFs;PennyStocks,1.5,17.4,11.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,IRR;TaxCost;MaxDD,In-Person>Email>App>Chat,true,21:00-06:45,57,102,65,63,OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-07-25,Failed,v1.8.8,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9248,Stabilizer,60073,314875,22141,4.0,4,10,CA,Medium,NoDerivatives;NoShortSelling,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,16.6,6.7,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;TaxCost,App>In-Person>Chat,true,21:00-08:45,56,92,45,40,OpenBanking,18,None,PlanUpdate,2025-10-15,Success,v2.9.1,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9249,Preserver,119892,383756,28584,7.5,1,15,UK,High,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,8.0,7.6,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,MaxDD;TaxCost,Chat>App>In-Person>Phone>Email,true,19:45-06:00,76,136,62,51,Brokerage;OpenBanking;Payroll,3,Hybrid,AutoTransfer,2025-02-23,Failed,v2.9.2,LimitOrderOnly;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9250,Optimizer,105943,880410,37293,12.8,1,12,US,Low,,NoTobacco,PennyStocks,1.6,21.6,12.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;TaxCost,Chat>Email>In-Person>Phone,true,20:15-07:15,60,110,59,48,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-04-14,Success,v1.9.2,PauseWhenVIX>30,Enforce tax budget and position caps
A9251,Explorer,35479,112141,13285,19.2,1,10,US,Low,,NoFossilFuel;ESGOnly,LeveragedETFs;PennyStocks,2.1,34.8,15.9,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,TaxCost;IRR;Sharpe,App>Email>Phone>Chat>In-Person,true,19:45-06:30,68,52,65,59,CreditBureau;OpenBanking,4,None,Rebalance,2025-09-06,Partial,v2.10.7,LimitOrderOnly;NoMargin,Allow small experimental sleeve ≤ 3%
A9252,Stabilizer,53705,479522,27252,4.8,4,10,UK,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD,Email>Chat>Phone>In-Person,false,21:15-07:45,59,122,63,67,OpenBanking,15,Human,PlanUpdate,2025-06-17,Success,v2.8.3,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9253,Preserver,95182,667679,96671,7.1,1,10,SG,Low,NoIlliquids;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,11.8,5.4,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat>Phone,false,20:00-07:30,81,138,67,62,Brokerage;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-08-17,Success,v1.8.3,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9254,Preserver,112307,619117,59877,6.2,1,12,US,Low,NoDerivatives;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.1,6.8,Retirement:15y;Emergency:1y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,App>Email>Phone,true,19:00-08:30,69,175,62,51,Brokerage;OpenBanking,13,Hybrid,Rebalance,2025-12-02,Success,v2.10.2,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9255,Stabilizer,43626,225716,19092,7.2,2,10,US,Low,NoShortSelling;NoIlliquids,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.3,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,App>In-Person>Phone>Email>Chat,true,21:30-06:15,60,169,53,53,CreditBureau;OpenBanking,18,None,Rebalance,2025-01-30,Success,v1.8.5,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9256,Preserver,73469,836126,67165,8.1,2,10,US,Medium,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,13.0,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,Chat>In-Person>App,false,22:00-07:00,71,211,64,60,Brokerage;OpenBanking,11,Hybrid,Rebalance,2025-02-06,Partial,v2.10.1,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9257,Builder,104436,289326,21437,8.1,4,12,US,Low,NoShortSelling;AccreditedOnly,,,1.8,23.8,12.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;MaxDD,In-Person>Email>Chat,false,20:45-06:30,66,138,62,54,CreditBureau;OpenBanking,17,Hybrid,PlanUpdate,2025-09-27,Partial,v1.8.5,StopLossDisabled,Prioritize liquidity and down payment savings
A9258,Optimizer,75207,812415,38737,9.9,2,10,AU,Low,,,PennyStocks,1.8,23.5,11.0,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;MaxDD,In-Person>Email>App>Chat,true,21:30-07:30,76,64,84,83,Brokerage;OpenBanking,1,Human,AlertAcknowledge,2025-02-15,Partial,v2.9.4,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A9259,Builder,42182,166425,7442,7.6,4,10,US,Low,,NoTobacco,,1.8,18.8,10.4,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;MaxDD;TaxCost,Chat>In-Person>Email,true,19:45-08:30,66,142,59,55,OpenBanking,9,None,Rebalance,2025-05-22,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9260,Stabilizer,129299,862021,43442,9.1,1,15,AU,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,8.1,7.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD,In-Person>Chat>Email>Phone,true,19:30-08:30,53,171,40,39,CreditBureau;OpenBanking,11,Hybrid,AutoTransfer,2025-09-26,Success,v2.9.5,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9261,Builder,75776,203214,9564,13.3,2,10,US,Low,,NoFossilFuel;ESGOnly,Crypto,1.7,18.7,9.9,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;IRR;TaxCost,Chat>App>In-Person,true,23:00-08:15,61,143,63,61,OpenBanking;Payroll,10,Human,AutoTransfer,2025-03-15,Success,v1.10.2,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9262,Builder,40340,39102,4059,9.5,3,10,DE,Low,,,,1.8,24.5,9.6,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,Sharpe;TaxCost,Phone>App>In-Person,true,21:15-07:00,68,138,58,49,CreditBureau;OpenBanking;Payroll,5,None,PlanUpdate,2025-07-23,Success,v1.9.7,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9263,Builder,86300,133344,17994,13.6,3,10,DE,Low,,,LeveragedETFs;PennyStocks,1.6,22.3,10.6,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;Sharpe;MaxDD,Email>Chat>App>In-Person,true,21:30-06:30,62,140,68,67,OpenBanking,9,None,AlertAcknowledge,2025-04-10,Success,v2.9.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A9264,Builder,58078,165161,4282,14.1,1,10,US,Low,,NoFossilFuel;ESGOnly,,1.7,15.9,8.8,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR,In-Person>Chat>App>Phone,true,23:00-07:00,70,112,55,43,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-02-09,Partial,v2.8.3,NoMargin,Prioritize liquidity and down payment savings
A9265,Builder,64393,273781,10279,10.8,3,10,DE,Low,NoIlliquids;NoShortSelling,,Crypto,1.7,23.7,9.2,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,MaxDD;IRR;TaxCost,Phone>Chat>App>Email>In-Person,true,22:00-06:00,67,79,58,57,OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-09-09,Success,v2.9.8,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9266,Preserver,78564,412846,32182,3.6,3,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.4,7.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,Email>Phone>Chat>App>In-Person,true,20:00-08:30,83,166,90,90,Brokerage;OpenBanking,11,Human,PlanUpdate,2025-09-28,Partial,v1.9.1,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9267,Optimizer,100029,982640,52954,8.2,2,12,US,Low,,ESGOnly,PennyStocks,1.5,21.9,10.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,IRR;Sharpe;MaxDD,Phone>Chat>In-Person>Email,true,20:45-06:30,64,117,54,43,Brokerage;OpenBanking;Payroll,6,Human,Rebalance,2025-11-26,Success,v2.10.1,NoPennyStocks,Enforce tax budget and position caps
A9268,Optimizer,207716,2200203,102719,5.8,4,12,US,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.6,24.0,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,Sharpe;MaxDD,App>Email>Phone,true,19:30-08:00,64,83,68,60,Brokerage;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-10-22,Success,v1.10.8,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Enforce tax budget and position caps
A9269,Preserver,157552,649208,63604,4.6,3,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe,Email>In-Person>Chat>App,true,22:15-08:15,69,193,60,60,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2025-05-25,Success,v1.8.3,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9270,Optimizer,434548,4668161,185579,6.4,4,12,US,Medium,,NoTobacco,PennyStocks,1.5,21.9,10.0,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,Sharpe;TaxCost,App>Phone>Email>In-Person,true,19:00-06:30,66,93,78,69,Brokerage;CreditBureau;OpenBanking,2,None,PlanUpdate,2025-05-12,Failed,v2.9.8,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A9271,Optimizer,69533,348595,36571,6.0,3,10,US,Low,AccreditedOnly,,LeveragedETFs;PennyStocks,1.9,25.8,13.2,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;Sharpe,App>In-Person>Phone,true,22:45-07:45,64,74,54,54,Brokerage;OpenBanking,1,None,Rebalance,2025-03-22,Partial,v2.9.6,NoMargin,Enforce tax budget and position caps
A9272,Explorer,109197,771572,51643,16.1,4,12,US,Low,,,LeveragedETFs;PennyStocks;PrivateCredit,2.1,31.3,12.8,Business:5y;Travel:2y;Education:6y,5,Concise,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>Chat,false,23:00-08:30,69,87,59,59,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-12-05,Success,v2.8.1,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A9273,Explorer,70319,535456,34011,14.6,1,10,US,Medium,,,PennyStocks,2.0,31.7,14.8,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,IRR;TaxCost;Sharpe,App>Email>In-Person>Phone>Chat,true,22:15-06:15,58,79,64,60,OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-04-22,Success,v1.10.6,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9274,Builder,80380,82649,8686,12.9,2,10,US,Low,,,Crypto;PrivateCredit,1.7,17.7,9.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,MaxDD;Sharpe;IRR,In-Person>Phone>Email,true,22:45-08:00,71,139,69,64,CreditBureau;OpenBanking;Payroll,16,None,AutoTransfer,2025-03-10,Success,v2.9.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A9275,Preserver,79483,492701,52703,5.4,3,10,US,Low,NoShortSelling,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,8.2,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD,Phone>App>In-Person>Chat,false,20:45-06:15,75,147,85,81,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-06-23,Success,v2.8.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9276,Optimizer,173349,2721507,111219,8.2,2,12,US,Low,NoDerivatives,,Crypto;PennyStocks;PrivateCredit,1.7,18.0,13.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;Sharpe,Phone>Email>In-Person>App>Chat,false,23:00-06:15,62,118,73,71,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-02-26,Success,v2.8.8,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9277,Optimizer,79543,381303,23073,12.9,1,10,US,High,AccreditedOnly;NoIlliquids,NoTobacco;ESGOnly,PennyStocks,1.7,19.5,9.9,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;TaxCost,Email>App>In-Person>Chat>Phone,true,21:15-07:00,63,60,69,58,Brokerage;OpenBanking,6,Human,AutoTransfer,2025-05-13,Failed,v1.8.4,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9278,Preserver,166873,757093,86445,7.8,2,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,18.0,6.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>App,true,21:00-06:30,68,206,69,70,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-08-09,Failed,v2.8.8,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9279,Optimizer,68601,508315,51409,6.8,4,10,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.5,23.8,11.6,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;IRR;Sharpe,Phone>Chat>App,false,21:45-08:15,72,105,82,73,Brokerage;OpenBanking,3,Human,AlertAcknowledge,2025-02-05,Success,v2.8.2,NoIlliquids,Enforce tax budget and position caps
A9280,Preserver,83471,1039861,83034,4.4,3,10,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,App>Chat>Phone>In-Person,true,21:15-06:30,65,205,52,49,Brokerage;OpenBanking,12,Hybrid,AutoTransfer,2025-05-15,Success,v1.10.2,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9281,Preserver,96192,705302,54626,6.7,2,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.7,5.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe,App>Phone>In-Person>Chat>Email,true,22:15-08:30,71,178,65,59,Brokerage;OpenBanking,5,None,AutoTransfer,2025-08-15,Success,v1.10.8,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9282,Explorer,37811,264348,17468,19.8,2,10,US,Medium,,,,2.0,33.4,13.9,Business:5y;Travel:2y,5,Concise,Medium,MaxDD;Sharpe,Chat>Phone>In-Person,false,23:45-07:45,54,63,45,34,OpenBanking,2,Human,AutoTransfer,2025-11-11,Partial,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9283,Stabilizer,103102,457246,45064,6.8,3,12,US,High,NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,8.8,8.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;MaxDD,Phone>App>Email>Chat>In-Person,true,22:15-06:30,46,113,49,38,CreditBureau;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-01-03,Success,v2.10.1,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9284,Preserver,179971,816874,100937,8.9,1,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>Chat>Email>App,true,20:15-07:30,73,217,70,65,Brokerage;OpenBanking;Payroll,3,Human,Rebalance,2025-08-18,Partial,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9285,Preserver,118461,1169122,118466,6.8,1,12,US,High,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.6,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Phone>App>In-Person>Email,true,19:00-08:15,62,231,51,45,Brokerage;CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-01-20,Partial,v1.10.8,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A9286,Builder,45613,131070,7471,8.8,4,10,US,Low,,,PrivateCredit,1.5,15.0,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;IRR,In-Person>Chat>Phone>App,false,19:00-07:00,73,88,58,46,OpenBanking,6,None,AlertAcknowledge,2025-01-25,Partial,v2.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9287,Preserver,55489,171701,7683,4.9,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,14.1,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,TaxCost;Sharpe,App>Phone>Email,true,20:45-07:15,71,209,80,79,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,AutoTransfer,2025-09-02,Success,v1.9.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9288,Stabilizer,200685,1732876,70028,5.2,4,12,US,Medium,NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.9,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>Phone>Email>Chat,true,21:15-06:00,55,134,55,45,CreditBureau;OpenBanking;Payroll,15,Human,AlertAcknowledge,2025-03-09,Success,v1.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9289,Optimizer,538847,5896941,292903,8.0,2,12,US,Low,NoIlliquids;AccreditedOnly,NoWeapons;ESGOnly,PennyStocks,1.5,23.5,13.5,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;TaxCost,In-Person>App>Phone,true,19:15-07:30,61,76,75,73,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-03-22,Failed,v2.9.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9290,Builder,103441,243227,15469,11.7,1,12,US,Low,,,,1.5,14.3,10.7,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;IRR;Sharpe,Phone>App>In-Person,true,22:30-07:30,66,130,73,72,CreditBureau;OpenBanking,13,Human,AlertAcknowledge,2025-11-16,Success,v2.10.5,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9291,Explorer,105618,228411,16496,15.5,3,15,AU,Low,,ESGOnly;NoFossilFuel,PennyStocks,2.0,30.4,14.4,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;MaxDD;TaxCost,Chat>App>Email,true,23:00-08:00,56,46,54,54,CreditBureau;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-12-15,Partial,v1.8.2,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9292,Optimizer,178679,2290510,100749,9.7,2,12,US,Low,NoShortSelling,NoTobacco,PennyStocks,1.8,23.7,10.3,Wealth:10y;Estate:20y,10,Educational,Deep,IRR;MaxDD,Chat>Phone>In-Person,true,22:45-08:15,71,117,67,58,Brokerage;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-04-04,Success,v2.8.2,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A9293,Optimizer,84415,844334,38906,6.7,4,10,US,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks,1.7,26.0,13.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,TaxCost;IRR,Chat>In-Person>Phone>App,false,23:30-06:45,71,91,81,74,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-07-25,Success,v2.9.4,NoIlliquids;NoMargin,Enforce tax budget and position caps
A9294,Optimizer,140417,1285645,94942,11.7,1,12,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.5,15.4,12.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,Sharpe;MaxDD;IRR,In-Person>Chat>App>Email>Phone,true,23:00-06:45,68,113,57,49,Brokerage;OpenBanking;Payroll,7,None,AlertAcknowledge,2025-07-14,Failed,v1.10.2,NoMargin,Enforce tax budget and position caps
A9295,Builder,57263,104118,7373,9.0,2,10,US,Low,NoIlliquids,,PennyStocks,1.6,18.4,11.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,TaxCost;MaxDD,In-Person>Chat>App>Email>Phone,false,21:45-07:45,57,62,54,54,OpenBanking;Payroll,18,None,AlertAcknowledge,2025-02-02,Success,v2.10.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A9296,Preserver,103814,846678,38391,6.0,4,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,11.4,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe,Chat>In-Person>App>Phone,true,21:45-08:00,78,216,82,84,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-11-15,Failed,v1.8.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9297,Explorer,174938,341914,50780,17.8,3,15,SG,Medium,NoShortSelling,,,1.9,20.8,17.9,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Phone>Email>Chat>App,true,21:15-06:00,59,72,52,47,CreditBureau;OpenBanking,6,None,PlanUpdate,2025-02-25,Partial,v2.9.2,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A9298,Stabilizer,59370,192071,12486,7.7,2,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,6.9,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Chat>Phone>App,true,20:00-06:15,53,167,39,37,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-11-30,Success,v2.8.6,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9299,Builder,49493,185331,5545,11.4,3,10,IN,Low,NoDerivatives;AccreditedOnly,,,1.5,24.6,10.7,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;MaxDD,In-Person>App>Phone>Chat>Email,true,20:00-07:30,68,64,55,45,OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-02-08,Success,v1.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9300,Preserver,59449,1045950,58553,6.7,2,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,6.1,Retirement:15y;Emergency:1y,15,Concise,Deep,Sharpe;TaxCost,Email>In-Person>App,true,20:00-08:45,75,220,78,73,Brokerage;OpenBanking;Payroll,4,Human,Rebalance,2025-11-21,Success,v1.9.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9301,Preserver,106413,511645,45115,6.7,2,12,US,Low,AccreditedOnly,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.0,8.9,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,In-Person>Email>App>Chat,true,20:45-08:30,79,178,72,68,Brokerage;OpenBanking,9,Human,PlanUpdate,2025-01-09,Success,v1.9.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9302,Stabilizer,55762,237751,22549,5.5,3,10,AU,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.2,6.4,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe,Email>Chat>Phone>In-Person,true,21:15-07:45,68,127,68,60,OpenBanking,15,Human,AutoTransfer,2025-09-26,Success,v2.8.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9303,Preserver,50377,776093,29580,6.1,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,App>Email>Phone,true,19:00-07:30,70,149,80,83,Brokerage;OpenBanking;Payroll,14,Hybrid,PlanUpdate,2025-03-20,Success,v1.10.8,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9304,Stabilizer,60460,190013,12845,5.8,2,10,US,Low,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD,In-Person>Email>Phone,true,20:45-07:30,56,143,54,46,CreditBureau;OpenBanking;Payroll,8,Human,Rebalance,2025-09-11,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9305,Explorer,64485,311410,20829,15.0,4,10,US,Low,AccreditedOnly;NoShortSelling,NoTobacco,LeveragedETFs;PennyStocks;PrivateCredit,2.1,23.9,14.2,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,IRR;Sharpe;TaxCost,Chat>Email>In-Person,true,19:30-08:15,70,68,80,74,OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-10-12,Failed,v1.10.3,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9306,Preserver,101147,829537,57652,4.2,4,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.0,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,Email>Phone>Chat>In-Person>App,true,21:00-06:30,72,216,75,72,Brokerage;OpenBanking;Payroll,7,Human,Rebalance,2025-01-05,Success,v1.8.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9307,Stabilizer,68199,288688,23004,5.1,3,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,17.3,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>Chat>Phone>App,true,22:45-08:00,57,122,45,40,OpenBanking,5,None,AlertAcknowledge,2025-10-19,Success,v2.8.3,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9308,Preserver,72978,459031,36699,5.3,2,10,US,Low,NoShortSelling;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,13.2,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Phone>App,true,19:45-08:30,73,184,77,80,Brokerage;OpenBanking;Payroll,14,None,PlanUpdate,2025-12-26,Partial,v1.9.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9309,Builder,69426,249979,13909,10.7,4,10,US,Medium,,,,1.7,18.1,11.0,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;IRR,App>Chat>Phone,true,19:45-08:45,61,60,50,38,OpenBanking,14,Human,PlanUpdate,2025-10-19,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9310,Optimizer,126217,1466335,57128,7.1,3,12,US,Low,NoShortSelling;NoIlliquids,ESGOnly;NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.7,23.5,11.9,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,MaxDD;TaxCost,App>Chat>Email>Phone,true,22:30-08:15,76,65,73,72,Brokerage;OpenBanking,7,Hybrid,AlertAcknowledge,2025-04-29,Failed,v2.10.6,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9311,Stabilizer,48626,142707,15968,5.2,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe,Email>In-Person>Chat>Phone>App,true,19:45-07:00,58,129,54,43,OpenBanking;Payroll,10,None,PlanUpdate,2025-05-23,Success,v2.8.8,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9312,Preserver,102396,867001,62691,4.3,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,11.1,8.7,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App>Chat>Phone,false,22:45-08:45,82,171,75,74,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-06-24,Success,v1.10.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9313,Preserver,133472,2231402,83667,6.4,2,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,11.0,6.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,App>Chat>In-Person>Email>Phone,false,20:30-08:30,80,144,84,78,Brokerage;OpenBanking,13,Hybrid,PlanUpdate,2025-12-15,Partial,v1.10.5,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9314,Stabilizer,55320,337106,33970,6.3,2,10,US,Medium,NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,12.0,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe,Chat>App>In-Person,true,20:15-07:30,58,148,58,55,OpenBanking,6,None,AutoTransfer,2025-04-09,Success,v2.10.5,StopLossDisabled,Keep expenses buffer ≥ 4 months
A9315,Stabilizer,56390,238861,28813,7.3,1,10,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,14.0,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Phone>Email>App>Chat,false,22:00-08:30,65,154,50,45,CreditBureau;OpenBanking;Payroll,8,None,PlanUpdate,2025-06-29,Success,v2.8.4,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A9316,Optimizer,89585,424953,33530,11.6,1,10,US,Low,,ESGOnly;NoFossilFuel,PennyStocks,1.7,15.7,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,TaxCost;MaxDD,App>In-Person>Email>Phone,false,22:00-08:15,64,86,69,59,Brokerage;CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-05-15,Partial,v1.8.3,NoPennyStocks,Enforce tax budget and position caps
A9317,Optimizer,175055,2386724,111524,5.4,4,15,IN,Low,,,PennyStocks,1.7,23.1,9.0,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,TaxCost;MaxDD,In-Person>Email>Chat>Phone>App,false,19:00-08:45,64,116,62,61,Brokerage;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-06-20,Partial,v1.9.5,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A9318,Preserver,50385,292206,41419,4.3,3,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,9.4,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Email>In-Person>Phone,false,21:00-08:45,82,161,76,72,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-03-30,Success,v1.9.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9319,Builder,63584,97947,11887,9.1,4,10,US,Medium,,,,1.8,14.9,11.2,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,Sharpe;MaxDD;IRR,In-Person>Email>Phone,true,23:00-07:45,58,98,67,65,OpenBanking,13,None,AlertAcknowledge,2025-10-02,Partial,v2.8.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9320,Preserver,54429,826534,33507,7.8,2,10,UK,High,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.0,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Phone>In-Person>Chat>Email>App,true,21:30-07:30,62,177,60,55,Brokerage;CreditBureau;OpenBanking,12,Human,Rebalance,2025-10-31,Success,v2.9.6,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9321,Stabilizer,89263,414110,28680,4.8,4,10,UK,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost,In-Person>Chat>Email>Phone>App,false,21:00-07:00,58,110,49,42,OpenBanking;Payroll,10,Human,PlanUpdate,2025-09-04,Partial,v1.8.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9322,Preserver,93835,855444,56804,4.2,4,10,US,High,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,12.5,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;TaxCost,Phone>Email>In-Person>App>Chat,false,20:30-06:45,68,214,58,57,Brokerage;CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-10-24,Partial,v1.10.6,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9323,Optimizer,202922,2444125,87049,6.4,4,12,US,Low,NoDerivatives;NoShortSelling,NoWeapons,Crypto;PennyStocks;PrivateCredit,1.9,15.8,10.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,IRR;Sharpe,Phone>Chat>In-Person>Email>App,false,23:45-07:30,61,78,71,60,Brokerage;OpenBanking,4,Hybrid,PlanUpdate,2025-03-27,Success,v2.8.6,NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A9324,Explorer,47100,404585,9144,11.5,4,10,US,High,,ESGOnly,Crypto;PennyStocks,2.0,29.2,16.2,Business:5y;Travel:2y;Education:6y,5,Directive,Deep,TaxCost;Sharpe,Email>In-Person>App,true,23:00-08:45,58,59,44,40,OpenBanking,5,None,AutoTransfer,2025-07-17,Success,v1.9.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9325,Preserver,140838,1147449,59279,4.9,3,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,In-Person>App>Phone,true,23:15-06:00,71,227,78,69,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-05-09,Success,v1.10.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9326,Preserver,76240,264917,22293,4.9,2,10,US,Medium,AccreditedOnly;NoDerivatives,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.4,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,In-Person>Phone>Chat>App,true,21:15-08:45,59,161,52,49,Brokerage;OpenBanking,8,None,PlanUpdate,2025-02-13,Failed,v1.9.1,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9327,Preserver,76843,981906,82787,5.0,4,10,US,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>App>Email>Chat,true,23:30-08:30,71,159,80,71,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-04-08,Success,v1.8.7,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A9328,Builder,46253,67886,5491,11.8,2,10,US,Low,,,PennyStocks,1.5,15.6,7.6,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;IRR,App>Chat>Email>Phone>In-Person,false,22:45-08:15,63,129,73,61,CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-08-13,Success,v1.8.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9329,Preserver,85810,502696,56242,6.1,3,10,DE,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,9.8,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>App,false,23:45-07:30,83,171,90,84,Brokerage;CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-06-09,Failed,v2.8.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9330,Explorer,63723,351941,13307,17.5,4,10,US,Medium,NoShortSelling;NoIlliquids,ESGOnly,,2.1,20.7,15.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,TaxCost;IRR;Sharpe,Chat>In-Person>App>Email>Phone,false,22:45-07:15,47,63,41,32,CreditBureau;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-08-16,Success,v2.8.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9331,Stabilizer,48031,153707,6691,6.5,2,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.0,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe;MaxDD,App>Email>Chat>In-Person,true,23:30-07:45,55,112,54,58,OpenBanking;Payroll,16,Human,Rebalance,2025-06-14,Partial,v1.9.7,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9332,Explorer,53075,163964,9813,21.8,2,10,US,Low,,,PennyStocks,1.8,21.0,12.4,Business:5y;Travel:2y;Education:6y,5,Directive,Deep,IRR;Sharpe,Email>In-Person>Phone>App>Chat,false,20:15-07:30,64,68,72,63,OpenBanking;Payroll,7,None,Rebalance,2025-01-04,Partial,v2.9.6,NoMargin,Allow small experimental sleeve ≤ 3%
A9333,Optimizer,190521,1192149,54577,9.2,1,15,DE,High,,NoFossilFuel,PennyStocks;PrivateCredit,1.5,20.3,13.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,MaxDD;TaxCost,Chat>In-Person>Phone,true,20:15-08:00,52,100,48,44,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-02-08,Success,v1.8.3,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A9334,Optimizer,123707,2988032,69747,10.0,2,12,US,Low,,,PennyStocks,1.8,17.8,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,TaxCost;MaxDD,Chat>App>Phone>Email>In-Person,true,20:30-08:00,62,108,61,53,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-05-20,Success,v2.10.3,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9335,Builder,121987,592156,32267,12.1,2,12,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoTobacco,,1.4,24.3,10.0,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,IRR;Sharpe;MaxDD,In-Person>Phone>Email,true,22:45-07:00,59,130,44,37,OpenBanking,5,None,PlanUpdate,2025-10-08,Success,v2.8.7,StopLossDisabled,Prioritize liquidity and down payment savings
A9336,Stabilizer,92608,862431,41605,6.6,3,10,SG,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,16.8,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Chat>Email>Phone,true,20:00-07:15,63,179,73,67,CreditBureau;OpenBanking;Payroll,16,Hybrid,PlanUpdate,2025-12-10,Success,v2.8.3,NoPennyStocks,Keep expenses buffer ≥ 4 months
A9337,Optimizer,141461,834345,65873,5.7,4,12,US,Medium,NoIlliquids;AccreditedOnly,,PennyStocks;PrivateCredit,1.8,16.4,9.1,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;Sharpe,Email>App>In-Person>Phone>Chat,true,22:15-06:30,68,113,61,59,Brokerage;OpenBanking;Payroll,1,Hybrid,AutoTransfer,2025-04-03,Success,v2.9.3,NoMargin,Enforce tax budget and position caps
A9338,Builder,67564,94932,3612,9.0,3,10,US,Medium,NoShortSelling;NoDerivatives,NoFossilFuel;ESGOnly,,1.5,12.6,10.2,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;Sharpe;IRR,In-Person>App>Phone,false,21:00-08:45,63,142,73,69,CreditBureau;OpenBanking;Payroll,13,None,Rebalance,2025-01-31,Success,v1.8.8,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9339,Preserver,130063,927082,72373,4.4,4,15,UK,Low,NoIlliquids;NoDerivatives,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,6.7,Retirement:15y;Emergency:1y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,App>Phone>Email>In-Person>Chat,true,21:30-08:15,79,210,64,63,Brokerage;CreditBureau;OpenBanking,7,Human,Rebalance,2025-11-12,Success,v2.10.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9340,Stabilizer,74594,422967,37057,6.8,3,10,DE,Medium,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,17.9,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD,Email>App>Phone,true,20:30-07:00,47,92,39,32,OpenBanking;Payroll,15,Human,Rebalance,2025-06-03,Partial,v1.10.2,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9341,Explorer,80282,369033,25497,13.0,3,10,US,Medium,NoIlliquids,ESGOnly,PennyStocks,1.9,24.7,17.2,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;MaxDD,Phone>App>Email,false,19:30-07:30,49,50,58,49,CreditBureau;OpenBanking;Payroll,2,None,AutoTransfer,2025-02-13,Failed,v2.8.6,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9342,Builder,89061,251737,16634,9.4,4,10,US,Low,,NoFossilFuel,,1.8,22.2,7.6,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;TaxCost;Sharpe,Chat>Email>App,false,20:45-06:30,64,91,68,66,OpenBanking,15,Hybrid,Rebalance,2025-09-12,Success,v1.9.8,NoIlliquids,Prioritize liquidity and down payment savings
A9343,Explorer,48024,264133,22471,15.9,3,10,US,Low,,ESGOnly;NoTobacco,LeveragedETFs,1.6,28.6,12.2,Business:5y;Travel:2y,5,Educational,Medium,IRR;TaxCost,Chat>In-Person>App,true,22:30-08:15,67,45,56,44,CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-10-30,Failed,v1.8.4,NoIlliquids,Allow small experimental sleeve ≤ 3%
A9344,Preserver,214916,1303399,47960,8.9,1,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat>App,false,23:00-07:00,71,128,69,65,Brokerage;OpenBanking,14,Hybrid,AlertAcknowledge,2025-05-30,Success,v1.10.6,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9345,Optimizer,170196,1034029,90860,7.3,3,15,UK,Low,AccreditedOnly;NoShortSelling,,PennyStocks,1.5,24.3,11.7,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;MaxDD;IRR,Phone>Email>Chat>App,true,22:45-06:00,66,72,71,62,Brokerage;OpenBanking,2,Human,PlanUpdate,2025-05-12,Success,v1.8.4,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A9346,Preserver,57684,496074,41080,4.9,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.3,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat>In-Person,true,23:45-06:45,71,120,59,57,Brokerage;CreditBureau;OpenBanking;Payroll,10,None,AlertAcknowledge,2025-11-04,Success,v1.9.6,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9347,Optimizer,240662,2596455,125516,6.6,3,15,CA,Low,,,PennyStocks,1.7,22.3,13.1,Wealth:10y;Estate:20y,10,Educational,Shallow,IRR;Sharpe;TaxCost,Email>In-Person>Phone>App>Chat,false,22:30-07:30,73,77,68,56,Brokerage;CreditBureau;OpenBanking;Payroll,2,Hybrid,AlertAcknowledge,2025-10-08,Success,v1.9.1,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9348,Optimizer,67809,1037320,42304,6.6,4,10,US,Low,NoShortSelling,NoFossilFuel;NoWeapons,PennyStocks,1.8,16.2,13.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;MaxDD,In-Person>App>Phone>Chat>Email,true,22:30-06:00,64,63,76,64,Brokerage;OpenBanking;Payroll,3,Human,PlanUpdate,2025-07-14,Failed,v2.10.1,LimitOrderOnly,Enforce tax budget and position caps
A9349,Builder,100436,199004,16915,9.9,1,12,US,Medium,NoDerivatives;NoIlliquids,NoWeapons;NoFossilFuel,,1.5,14.5,8.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,MaxDD;Sharpe,Email>App>Chat>Phone>In-Person,true,19:30-07:15,66,81,65,60,CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-01-05,Success,v2.9.2,StopLossDisabled,Prioritize liquidity and down payment savings
A9350,Stabilizer,43915,136821,15916,8.0,2,10,US,High,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.6,8.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,In-Person>Phone>App>Email>Chat,true,23:00-07:45,51,98,44,43,CreditBureau;OpenBanking,9,None,AlertAcknowledge,2025-11-23,Success,v2.9.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9351,Builder,37177,-5642,1000,15.5,1,10,US,Low,NoDerivatives,NoWeapons,PennyStocks,1.6,21.6,11.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;MaxDD,In-Person>App>Phone>Email>Chat,true,22:00-06:45,68,108,58,56,CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-03-26,Partial,v1.9.2,StopLossDisabled,Prioritize liquidity and down payment savings
A9352,Preserver,102063,842248,51924,6.6,2,12,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Chat,true,21:00-08:00,69,121,58,59,Brokerage;OpenBanking,14,Hybrid,PlanUpdate,2025-09-09,Success,v2.10.5,NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9353,Explorer,122499,420347,28933,13.9,2,12,US,Low,NoIlliquids,NoWeapons;ESGOnly,,2.1,27.2,15.8,Business:5y;Travel:2y,5,Educational,Medium,TaxCost;IRR,Chat>Phone>App>In-Person>Email,true,23:30-06:15,60,65,54,49,OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-10-26,Success,v1.10.7,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9354,Stabilizer,75590,420228,22015,6.5,1,10,AU,Low,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.1,7.1,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,Chat>App>In-Person>Email>Phone,true,20:15-07:00,60,110,59,49,CreditBureau;OpenBanking;Payroll,18,Human,PlanUpdate,2024-12-31,Success,v1.10.5,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9355,Optimizer,95031,1074789,61477,7.7,3,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel,PennyStocks,1.7,15.4,13.3,Wealth:10y;Estate:20y,10,Educational,Medium,MaxDD;IRR;TaxCost,Phone>Email>In-Person>App,true,20:45-06:00,76,101,62,59,Brokerage;OpenBanking,1,None,Rebalance,2025-05-07,Success,v2.8.7,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A9356,Stabilizer,45218,263132,15674,7.9,1,10,CA,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,Chat>Phone>In-Person,true,22:00-08:30,66,94,68,67,OpenBanking;Payroll,17,Hybrid,PlanUpdate,2025-06-25,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A9357,Optimizer,213316,1911498,118050,8.4,1,12,US,Low,,NoFossilFuel;ESGOnly,PennyStocks,1.5,26.9,10.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;MaxDD,App>In-Person>Email>Phone,true,21:45-07:15,67,114,62,52,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,PlanUpdate,2025-06-27,Success,v2.10.4,PauseWhenVIX>30,Enforce tax budget and position caps
A9358,Explorer,82983,516837,18756,15.9,4,10,US,Low,NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs,2.1,34.9,14.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,MaxDD;Sharpe,In-Person>Phone>Email>Chat,false,21:45-08:00,57,46,58,49,CreditBureau;OpenBanking,3,None,AlertAcknowledge,2025-01-02,Success,v1.9.2,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A9359,Preserver,79497,349156,17975,5.7,3,10,US,Low,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,11.6,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>App>Phone,true,20:30-06:00,67,146,63,69,Brokerage;OpenBanking,8,Hybrid,PlanUpdate,2025-02-12,Success,v1.9.8,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9360,Preserver,92766,461650,17282,6.1,3,10,US,Medium,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.6,7.9,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;TaxCost,App>In-Person>Chat,true,20:30-08:45,70,183,70,64,Brokerage;CreditBureau;OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-07-21,Partial,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9361,Explorer,113674,541463,46025,16.8,4,12,US,Low,,,LeveragedETFs;PrivateCredit,2.1,25.7,14.3,Business:5y;Travel:2y;Debt:2y,5,Concise,Deep,MaxDD;Sharpe,Chat>App>In-Person>Phone,true,21:00-07:15,55,47,51,43,OpenBanking;Payroll,2,None,Rebalance,2025-05-14,Failed,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9362,Stabilizer,133107,485339,62147,8.2,3,15,AU,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.4,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;TaxCost;MaxDD,App>Email>Chat>Phone,true,23:30-07:45,63,172,70,73,OpenBanking,13,Hybrid,AutoTransfer,2025-09-19,Failed,v2.8.4,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9363,Preserver,122201,815884,72155,6.6,1,12,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Email>Chat>Phone>In-Person>App,true,23:00-07:15,60,239,60,51,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-06-13,Failed,v1.8.5,NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9364,Stabilizer,71099,166173,5258,10.0,1,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,12.7,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,In-Person>Chat>Phone,true,19:45-06:45,59,128,46,47,OpenBanking,20,Hybrid,AutoTransfer,2025-03-07,Success,v1.8.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9365,Stabilizer,56475,334417,20872,6.4,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,13.8,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe,In-Person>Chat>Email,true,20:15-07:15,63,132,48,44,OpenBanking,17,None,AlertAcknowledge,2025-08-23,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9366,Optimizer,87429,1812575,51687,8.1,3,10,AU,Medium,,,PennyStocks,1.6,24.9,13.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;Sharpe;MaxDD,Chat>In-Person>Phone,true,20:15-07:30,69,74,65,54,Brokerage;OpenBanking;Payroll,2,Human,PlanUpdate,2025-03-12,Partial,v1.10.5,NoMargin;StopLossDisabled,Enforce tax budget and position caps
A9367,Builder,140630,185911,8127,12.8,4,12,US,Medium,,NoWeapons,Crypto;LeveragedETFs,1.4,16.3,8.4,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,TaxCost;MaxDD;Sharpe,Email>App>In-Person>Phone,true,21:30-07:15,65,73,55,51,OpenBanking,8,None,Rebalance,2025-12-08,Partial,v1.8.8,NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A9368,Builder,71181,148829,8176,9.9,1,10,SG,Medium,,,LeveragedETFs,1.7,22.6,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,MaxDD;IRR,In-Person>Phone>Chat,true,21:00-07:00,61,87,51,43,CreditBureau;OpenBanking;Payroll,16,Hybrid,AutoTransfer,2025-10-06,Success,v2.9.2,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9369,Explorer,76502,330728,14679,13.9,3,10,IN,Low,NoIlliquids,,LeveragedETFs;PennyStocks,1.8,30.9,14.7,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;MaxDD,Chat>Phone>App>Email>In-Person,true,22:45-07:30,65,52,75,65,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2025-11-21,Success,v1.10.2,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9370,Optimizer,288035,1571977,131180,9.4,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.5,23.2,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,TaxCost;Sharpe;IRR,App>Email>Phone>Chat,true,23:30-08:00,60,60,56,50,Brokerage;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-04-28,Partial,v1.10.7,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A9371,Explorer,27188,-7686,1000,13.2,4,10,US,High,NoDerivatives;NoShortSelling,,LeveragedETFs;PrivateCredit,1.9,30.6,12.8,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;IRR,Chat>Phone>App>Email,false,23:30-06:00,57,82,47,45,OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-01-16,Failed,v1.10.9,NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9372,Preserver,213083,1444949,93886,5.7,2,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.8,8.4,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost,App>Phone>Chat,true,20:30-06:00,75,218,68,62,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-10-08,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9373,Preserver,67801,373237,19741,6.0,1,10,AU,Medium,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,13.7,6.0,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD,Chat>Phone>In-Person,false,22:00-07:45,71,125,77,78,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-06-18,Success,v2.8.9,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9374,Builder,35035,124216,4209,13.1,4,10,US,Low,NoShortSelling,ESGOnly,,1.6,15.0,11.0,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;Sharpe,App>Email>In-Person>Phone>Chat,true,22:00-07:00,73,142,79,79,OpenBanking,6,Hybrid,AutoTransfer,2025-10-26,Success,v1.10.9,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9375,Stabilizer,43413,225982,21249,7.0,3,10,US,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,6.1,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,In-Person>Chat>Email>Phone>App,true,21:45-08:45,66,116,76,74,OpenBanking,20,None,AlertAcknowledge,2025-08-02,Success,v1.10.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9376,Stabilizer,39214,114242,8203,5.1,3,10,US,Medium,NoShortSelling;NoIlliquids,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.0,5.4,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Email>In-Person>App>Phone,false,23:45-08:30,54,160,41,33,OpenBanking,9,Hybrid,AutoTransfer,2025-06-20,Partial,v1.9.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9377,Stabilizer,104332,273337,27255,5.4,4,15,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.7,6.3,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;MaxDD,App>In-Person>Phone,true,19:30-08:45,64,157,51,49,OpenBanking,12,Human,AutoTransfer,2025-10-08,Success,v1.8.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9378,Preserver,125448,797404,52060,7.1,3,12,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,17.1,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;MaxDD,Email>Phone>Chat>App>In-Person,false,19:30-06:00,83,154,91,81,Brokerage;CreditBureau;OpenBanking,14,Hybrid,PlanUpdate,2025-09-06,Success,v2.9.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9379,Explorer,105066,322679,37100,15.2,4,12,US,Low,,,Crypto,1.8,20.8,14.5,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Shallow,MaxDD;Sharpe,App>Chat>Phone>Email>In-Person,true,21:00-08:15,55,51,43,38,CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-05-25,Success,v2.8.4,NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9380,Optimizer,71414,915978,40014,10.5,1,10,US,Medium,NoIlliquids,ESGOnly,PennyStocks,1.8,19.3,11.2,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;Sharpe,App>Chat>Phone>Email>In-Person,true,23:45-07:45,64,102,73,71,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AutoTransfer,2025-01-23,Success,v2.8.5,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A9381,Optimizer,160628,2219930,67131,7.7,3,12,US,Low,,,PennyStocks,1.5,21.4,11.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,IRR;TaxCost,Phone>Chat>In-Person,true,23:00-06:15,76,65,71,61,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-04-08,Success,v2.8.2,NoIlliquids;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9382,Optimizer,144070,1441082,71194,5.7,4,12,US,Medium,AccreditedOnly,NoFossilFuel;NoWeapons,LeveragedETFs;PennyStocks,1.5,20.9,12.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Shallow,IRR;TaxCost;Sharpe,App>Phone>Chat>Email,true,20:45-06:00,63,105,58,56,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-01-30,Partial,v2.10.4,NoMargin,Enforce tax budget and position caps
A9383,Optimizer,108548,1079663,61631,8.2,1,12,US,High,AccreditedOnly,,PennyStocks,1.7,20.5,13.5,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>Chat>In-Person>App>Email,false,22:00-08:45,61,119,66,59,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-11-19,Partial,v1.10.8,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A9384,Optimizer,208960,1277155,73311,9.7,2,12,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,LeveragedETFs;PennyStocks,1.6,24.1,12.2,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Medium,TaxCost;Sharpe,In-Person>Email>Phone,true,19:45-08:15,62,65,74,65,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-08-09,Success,v2.8.2,NoMargin,Enforce tax budget and position caps
A9385,Preserver,73727,587662,54027,8.9,1,10,AU,Low,NoIlliquids,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,In-Person>Phone>Email,true,22:30-08:15,71,159,70,59,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-10-05,Success,v1.9.2,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9386,Builder,23836,93117,3300,10.6,3,10,IN,Medium,,NoFossilFuel,PennyStocks,1.6,23.0,7.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;MaxDD,Email>App>In-Person>Phone,false,23:30-06:15,55,103,59,50,CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-07-07,Success,v2.9.1,NoPennyStocks,Prioritize liquidity and down payment savings
A9387,Preserver,150567,1380173,94027,5.9,1,12,US,Low,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,9.9,8.6,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,App>Chat>Phone,false,19:00-07:00,76,164,66,57,Brokerage;CreditBureau;OpenBanking;Payroll,13,None,AlertAcknowledge,2025-07-16,Success,v2.9.5,NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9388,Preserver,133615,759343,58134,4.8,2,15,SG,Medium,NoShortSelling;NoDerivatives,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>App>Chat,false,20:30-07:45,68,180,63,52,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-06-09,Success,v2.9.3,LimitOrderOnly;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9389,Preserver,81251,448047,21763,6.0,2,10,SG,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,13.7,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,In-Person>App>Chat,true,22:30-06:00,82,147,79,75,Brokerage;CreditBureau;OpenBanking,10,Hybrid,AlertAcknowledge,2025-04-16,Success,v2.10.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9390,Optimizer,121153,2036593,61919,6.4,4,12,US,Medium,NoShortSelling;AccreditedOnly,,PennyStocks,1.5,15.4,10.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,TaxCost;Sharpe;MaxDD,App>In-Person>Email>Chat>Phone,false,20:00-07:45,53,97,58,58,Brokerage;OpenBanking;Payroll,4,Human,PlanUpdate,2025-08-21,Success,v2.9.6,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A9391,Preserver,96201,940387,67353,4.6,4,10,AU,Low,AccreditedOnly;NoDerivatives,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,9.0,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;MaxDD;TaxCost,App>In-Person>Email>Phone,true,21:45-07:45,77,204,69,70,Brokerage;CreditBureau;OpenBanking,7,None,AlertAcknowledge,2025-01-30,Failed,v2.10.5,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9392,Explorer,56249,55794,2579,15.4,2,10,US,Medium,,,LeveragedETFs;PennyStocks,1.8,28.9,12.8,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,MaxDD;IRR;Sharpe,App>Phone>Email,true,20:30-08:30,56,53,61,59,OpenBanking,2,Human,Rebalance,2025-01-13,Success,v1.8.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A9393,Optimizer,143975,2011979,88611,6.9,3,12,US,Low,,NoFossilFuel,PennyStocks,1.7,15.3,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Shallow,MaxDD;Sharpe;IRR,App>Phone>In-Person,false,23:45-06:00,67,98,71,61,Brokerage;OpenBanking,5,Hybrid,AutoTransfer,2025-02-15,Success,v1.10.2,NoIlliquids,Enforce tax budget and position caps
A9394,Optimizer,126816,619595,66012,7.6,2,15,IN,Low,NoIlliquids;NoShortSelling,NoTobacco,PennyStocks,1.5,25.9,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>Email,true,21:30-08:15,71,89,81,73,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-02-09,Success,v1.8.9,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A9395,Builder,58040,269506,4399,12.2,4,10,CA,Low,,,LeveragedETFs,1.6,16.9,11.6,Home:3y;Retirement:30y,3,Collaborative,Shallow,Sharpe;TaxCost,In-Person>Phone>Chat,true,19:30-08:45,72,62,64,64,CreditBureau;OpenBanking,10,Human,AutoTransfer,2025-08-29,Success,v1.9.3,StopLossDisabled,Prioritize liquidity and down payment savings
A9396,Stabilizer,70257,528066,29250,7.6,2,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,14.5,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>Email>Phone>App,false,20:30-06:00,63,122,56,50,CreditBureau;OpenBanking,6,Human,AlertAcknowledge,2025-04-23,Partial,v2.10.2,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9397,Stabilizer,39975,239005,13326,4.7,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.7,5.2,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Chat>App>Email,true,21:15-07:00,60,156,55,44,CreditBureau;OpenBanking;Payroll,17,Human,PlanUpdate,2025-04-26,Success,v1.9.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A9398,Explorer,48499,336937,12752,16.3,2,10,AU,Medium,,NoTobacco;NoWeapons,PrivateCredit,1.8,31.2,12.2,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,MaxDD;IRR;TaxCost,Phone>App>Chat,true,21:15-08:45,54,45,45,44,CreditBureau;OpenBanking;Payroll,4,None,AutoTransfer,2025-10-26,Success,v2.10.3,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9399,Optimizer,86765,445208,32313,8.1,1,10,DE,Low,,,LeveragedETFs;PennyStocks,1.5,18.6,10.8,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD,In-Person>Chat>Phone,true,19:30-08:00,68,104,70,65,Brokerage;OpenBanking;Payroll,1,Human,PlanUpdate,2025-05-17,Success,v2.9.4,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9400,Builder,62889,163067,5787,10.1,4,10,IN,Low,,,Crypto;PrivateCredit,1.8,24.4,11.7,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>App>Chat,true,23:30-06:45,62,62,53,47,OpenBanking;Payroll,19,Hybrid,PlanUpdate,2025-09-26,Success,v1.10.9,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A9401,Builder,69149,142814,15971,10.8,2,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto,1.5,18.8,7.8,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;IRR,App>Email>Chat>Phone,true,23:15-07:45,61,103,49,43,CreditBureau;OpenBanking,18,Hybrid,Rebalance,2025-04-22,Failed,v1.10.3,NoMargin,Prioritize liquidity and down payment savings
A9402,Preserver,132423,1279507,76423,7.6,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.2,5.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;MaxDD,Chat>In-Person>App>Phone,true,20:45-06:00,77,204,76,65,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-01-18,Success,v2.10.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9403,Preserver,91646,628549,90712,4.4,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,5.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost,Email>In-Person>Phone,false,21:45-06:30,80,147,68,67,Brokerage;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-06-29,Partial,v2.9.6,NoIlliquids;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9404,Stabilizer,55717,170953,10603,5.1,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,16.1,8.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Phone>App>Email>Chat>In-Person,true,23:00-08:45,62,175,59,57,OpenBanking,13,Hybrid,Rebalance,2025-08-01,Success,v2.8.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9405,Optimizer,191815,3426941,130467,8.4,1,12,US,Medium,,NoWeapons;NoTobacco,PennyStocks;PrivateCredit,1.6,27.7,10.1,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Shallow,TaxCost;Sharpe,In-Person>Chat>App>Phone,false,20:30-06:15,56,77,60,51,Brokerage;OpenBanking,6,None,PlanUpdate,2025-08-02,Success,v2.9.5,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9406,Explorer,89205,408757,45375,16.3,4,10,US,Low,AccreditedOnly,,PennyStocks,2.1,27.3,15.2,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;Sharpe;MaxDD,In-Person>Phone>Chat>App>Email,true,23:00-08:30,68,64,64,60,OpenBanking;Payroll,3,Hybrid,Rebalance,2025-05-24,Partial,v1.10.3,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9407,Preserver,94675,985305,56549,5.3,3,10,UK,Medium,AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.6,5.8,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,App>In-Person>Chat,true,21:45-08:45,63,199,66,72,Brokerage;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-04-18,Success,v2.10.9,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9408,Builder,43489,95926,7191,10.4,1,10,US,Medium,,,,1.5,14.5,9.2,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,MaxDD;Sharpe;IRR,Phone>Chat>In-Person>Email,false,19:45-08:00,65,90,52,47,CreditBureau;OpenBanking;Payroll,17,None,AlertAcknowledge,2025-01-19,Success,v1.9.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9409,Stabilizer,127441,253908,19042,8.4,2,15,UK,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,7.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,App>Phone>Email>In-Person>Chat,false,23:15-08:15,58,103,59,52,OpenBanking,14,Human,AutoTransfer,2025-09-16,Success,v1.8.1,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A9410,Preserver,77726,433237,25386,8.5,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,11.5,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,In-Person>Chat>App,true,19:00-06:00,82,174,89,90,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-07-07,Success,v1.10.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9411,Optimizer,150883,1369304,66923,7.7,2,12,US,Medium,NoDerivatives,NoTobacco,PennyStocks,1.9,22.3,13.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,TaxCost;IRR;Sharpe,App>Chat>Email>In-Person,true,21:00-08:15,61,108,72,68,Brokerage;OpenBanking;Payroll,2,Human,AutoTransfer,2025-07-16,Success,v2.8.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9412,Preserver,69346,366466,15540,4.2,4,10,AU,Low,NoDerivatives;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,16.5,8.1,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD,Email>App>Chat>Phone>In-Person,false,22:45-07:00,76,162,75,77,Brokerage;OpenBanking,7,Hybrid,AutoTransfer,2025-08-07,Success,v2.8.6,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9413,Preserver,125166,331735,11684,7.2,2,12,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,15.5,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Email>Phone>Chat>In-Person,false,22:15-08:15,69,125,60,64,Brokerage;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-08-15,Success,v2.8.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9414,Builder,57059,88275,6931,11.3,2,10,US,Medium,,,,1.7,15.4,10.1,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;TaxCost;Sharpe,In-Person>Phone>Chat>Email>App,false,19:45-08:15,69,115,54,53,CreditBureau;OpenBanking,14,None,Rebalance,2025-12-02,Success,v2.9.6,LimitOrderOnly,Prioritize liquidity and down payment savings
A9415,Optimizer,162315,3393310,69522,6.0,4,15,DE,Low,,NoWeapons,LeveragedETFs;PennyStocks;PrivateCredit,1.8,19.3,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;MaxDD,App>Chat>Email>In-Person>Phone,true,21:00-07:45,72,105,66,59,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-05-05,Success,v1.9.6,StopLossDisabled,Enforce tax budget and position caps
A9416,Preserver,84548,565853,42487,6.2,3,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.3,7.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,MaxDD;TaxCost,Chat>Email>App>Phone>In-Person,true,21:15-06:45,73,130,79,71,Brokerage;OpenBanking,8,None,Rebalance,2025-01-09,Success,v2.8.3,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9417,Stabilizer,148587,245865,36605,8.0,1,15,AU,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,5.9,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,Email>In-Person>Chat,true,19:45-07:45,55,126,57,45,CreditBureau;OpenBanking,18,Hybrid,Rebalance,2025-06-24,Success,v1.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9418,Explorer,65118,213490,15157,19.8,2,10,CA,Low,AccreditedOnly;NoDerivatives,,Crypto,1.7,26.4,15.4,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Deep,TaxCost;Sharpe;MaxDD,App>Email>Chat>Phone,true,21:15-07:00,68,57,72,67,OpenBanking,6,None,AutoTransfer,2025-11-05,Success,v1.10.3,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A9419,Stabilizer,79441,483190,20399,5.8,4,10,DE,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,15.4,7.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe,Phone>Chat>App>In-Person,true,21:15-08:45,65,123,53,52,CreditBureau;OpenBanking,16,None,Rebalance,2025-06-15,Partial,v1.8.3,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9420,Stabilizer,93490,557042,24034,7.4,3,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,12.2,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe,In-Person>App>Phone,true,23:15-08:15,48,94,53,45,OpenBanking,19,Hybrid,Rebalance,2025-08-29,Success,v2.9.7,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A9421,Builder,137458,274335,9958,11.1,2,12,US,Low,NoShortSelling;NoIlliquids,,,1.7,23.3,11.5,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>Email>Chat>App,false,22:00-06:45,70,91,77,73,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-12-20,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9422,Preserver,90338,485187,72214,7.2,1,10,US,Medium,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,16.3,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Chat>Phone,true,22:15-06:15,65,232,72,74,Brokerage;CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-06-06,Partial,v2.10.9,StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9423,Builder,44996,-9543,1312,7.4,4,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons;NoFossilFuel,PennyStocks,1.5,17.0,7.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;TaxCost,In-Person>Email>App,true,21:00-08:30,61,136,63,61,CreditBureau;OpenBanking;Payroll,12,None,AlertAcknowledge,2025-08-04,Success,v2.8.7,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9424,Stabilizer,72216,463411,26761,5.5,2,10,SG,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.6,8.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,App>Chat>Phone>In-Person,true,21:00-06:30,59,111,64,62,OpenBanking,9,None,PlanUpdate,2025-12-10,Failed,v1.9.7,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9425,Preserver,51317,510115,53703,4.5,4,10,UK,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,11.7,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,Phone>Chat>Email>App,true,21:45-08:15,74,169,81,82,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-12-01,Success,v2.10.3,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9426,Preserver,56713,647471,39369,3.7,4,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.4,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,Phone>App>In-Person>Chat>Email,true,22:00-07:00,76,212,84,82,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-12-23,Failed,v1.10.6,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9427,Builder,156830,499071,19816,12.7,3,12,US,Low,,NoTobacco;NoFossilFuel,,1.6,23.8,10.8,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;IRR;Sharpe,Chat>In-Person>Email>Phone,false,19:45-08:45,71,114,76,64,CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-04-11,Success,v2.9.3,NoMargin,Prioritize liquidity and down payment savings
A9428,Stabilizer,77210,362772,12834,6.8,2,10,US,High,AccreditedOnly;NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,8.6,7.8,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Phone>Chat>App,true,20:45-08:30,50,167,36,33,CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-09-10,Partial,v2.10.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9429,Builder,67150,6226,1000,13.5,1,10,US,Low,NoIlliquids;NoShortSelling,,,1.7,18.4,8.8,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,TaxCost;Sharpe,In-Person>Chat>Phone>App>Email,true,21:45-08:30,61,120,60,49,OpenBanking;Payroll,20,None,Rebalance,2025-09-14,Success,v1.10.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A9430,Stabilizer,53770,169578,13640,7.6,2,10,US,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,7.9,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Chat>Email>Phone>App,true,23:45-08:45,56,142,49,48,OpenBanking,6,None,PlanUpdate,2025-03-18,Success,v2.10.6,NoAutoTradesBelow$1k;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9431,Builder,30720,93506,6077,8.9,3,10,US,Low,,,Crypto,1.5,20.0,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe,Chat>Email>Phone>App,true,22:45-06:45,62,77,58,56,OpenBanking;Payroll,12,None,Rebalance,2025-09-30,Failed,v1.10.7,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9432,Preserver,157311,711004,55598,6.5,2,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Chat,true,22:30-08:15,72,208,80,74,Brokerage;OpenBanking,11,Hybrid,AutoTransfer,2025-04-22,Success,v1.10.8,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9433,Builder,72847,263366,9419,6.9,4,10,UK,Low,AccreditedOnly,,,1.5,12.8,9.1,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;IRR,In-Person>Phone>Chat,true,20:15-06:45,59,147,62,59,CreditBureau;OpenBanking;Payroll,8,None,Rebalance,2025-09-15,Success,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9434,Preserver,64523,520974,55681,4.9,4,10,SG,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,17.4,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Email>Phone,true,21:00-06:15,71,145,68,65,Brokerage;OpenBanking,5,Hybrid,AlertAcknowledge,2025-12-13,Success,v2.10.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9435,Preserver,79662,452748,65566,4.1,3,10,UK,Low,NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,12.3,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Email>In-Person>App,true,21:30-08:30,81,199,71,66,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-04-19,Success,v2.8.4,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9436,Stabilizer,54806,129548,9155,9.6,1,10,US,Low,AccreditedOnly;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.7,5.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,App>Chat>In-Person,true,21:45-08:45,55,112,50,41,OpenBanking,10,None,AutoTransfer,2025-04-09,Success,v1.10.7,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9437,Builder,78928,194756,19099,12.1,3,10,US,Low,NoShortSelling;AccreditedOnly,NoTobacco,,1.8,21.5,9.4,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe,Chat>Email>App,true,22:00-08:15,68,125,69,68,OpenBanking;Payroll,9,None,Rebalance,2025-11-18,Success,v2.9.6,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A9438,Optimizer,243178,1467397,77954,8.7,2,12,US,High,NoShortSelling,,PennyStocks,1.5,17.0,10.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,Sharpe;IRR,Chat>Email>In-Person>App,false,23:15-07:00,49,84,60,51,Brokerage;CreditBureau;OpenBanking;Payroll,2,None,AlertAcknowledge,2025-06-04,Success,v1.8.1,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9439,Builder,36161,131785,5385,9.3,4,10,US,Medium,NoIlliquids,,,1.5,12.4,9.6,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,IRR;MaxDD,Phone>App>In-Person,true,23:15-08:00,53,76,63,57,OpenBanking,7,Human,Rebalance,2025-04-03,Partial,v1.8.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9440,Builder,75543,218031,13873,9.8,3,10,DE,Low,NoIlliquids,,Crypto;PennyStocks,1.4,19.8,8.6,Home:3y;Retirement:30y,3,Educational,Deep,IRR;TaxCost;Sharpe,In-Person>Phone>App>Chat>Email,true,20:30-07:30,59,96,52,41,OpenBanking;Payroll,10,None,AutoTransfer,2025-08-27,Success,v2.8.5,NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A9441,Builder,54147,167409,9022,7.8,4,10,US,Medium,AccreditedOnly;NoDerivatives,,PennyStocks,1.6,13.8,10.8,Home:3y;Retirement:30y,3,Collaborative,Deep,MaxDD;Sharpe;IRR,In-Person>Chat>Email>Phone>App,true,19:15-07:15,58,95,64,56,OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-01-11,Success,v1.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9442,Builder,40033,59059,7414,12.3,3,10,US,Low,NoDerivatives,NoTobacco,,1.4,18.3,11.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,IRR;Sharpe;TaxCost,Phone>App>Email>In-Person,false,21:30-07:15,61,110,49,43,CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-01-13,Failed,v2.8.8,NoIlliquids,Prioritize liquidity and down payment savings
A9443,Builder,44415,170875,9248,9.2,3,10,US,Low,,ESGOnly;NoFossilFuel,,1.6,23.5,10.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;IRR;TaxCost,Chat>Email>Phone>In-Person>App,true,23:00-07:15,63,79,50,44,OpenBanking;Payroll,13,None,PlanUpdate,2025-04-07,Success,v2.10.5,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A9444,Preserver,195855,827076,49484,7.1,2,15,UK,Low,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,8.7,7.5,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost,App>Phone>Chat,true,21:30-07:15,83,190,76,66,Brokerage;CreditBureau;OpenBanking;Payroll,8,Hybrid,Rebalance,2025-02-11,Success,v2.8.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9445,Optimizer,54194,821725,33904,8.3,2,10,IN,Low,,,PennyStocks,1.5,20.4,13.4,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;IRR;MaxDD,Email>In-Person>Chat,false,19:15-07:15,60,88,51,45,Brokerage;OpenBanking,5,Hybrid,PlanUpdate,2025-05-20,Success,v2.9.3,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A9446,Optimizer,108979,1459591,61631,7.2,3,15,SG,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.6,22.9,11.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Deep,TaxCost;IRR,Phone>Chat>Email>App,false,23:45-06:45,61,76,61,58,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-07-23,Partial,v2.9.5,LimitOrderOnly;NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9447,Stabilizer,69636,254793,28168,7.0,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,15.8,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat,true,22:00-08:45,66,152,64,57,CreditBureau;OpenBanking;Payroll,9,Human,PlanUpdate,2025-05-29,Success,v1.10.1,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9448,Preserver,80138,778322,46076,4.5,3,10,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,TaxCost;Sharpe,Phone>Chat>In-Person,true,21:45-08:15,62,189,68,59,Brokerage;CreditBureau;OpenBanking,8,Hybrid,AutoTransfer,2025-12-03,Partial,v1.8.5,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9449,Preserver,136507,1082230,153680,5.8,2,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.6,8.4,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Email>Chat>App>In-Person,true,19:00-07:15,79,211,87,87,Brokerage;OpenBanking,5,Hybrid,Rebalance,2025-09-27,Partial,v2.10.3,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9450,Builder,87768,347377,24815,10.7,1,10,US,Low,,,,1.7,19.4,9.0,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;Sharpe,Phone>Chat>App>In-Person,true,19:15-06:15,58,81,59,56,OpenBanking,15,None,PlanUpdate,2025-07-17,Partial,v2.9.3,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9451,Optimizer,205614,1764713,119916,7.9,3,12,US,Low,,ESGOnly,PennyStocks,1.8,15.9,9.3,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,TaxCost;IRR;MaxDD,Phone>App>Email>Chat,false,22:00-08:30,65,68,68,60,Brokerage;OpenBanking;Payroll,1,Human,AutoTransfer,2025-01-17,Success,v1.8.2,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9452,Builder,141123,434620,30796,9.2,2,12,US,Low,,,PennyStocks;PrivateCredit,1.4,19.4,9.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,TaxCost;IRR;Sharpe,In-Person>Chat>Email,true,23:45-06:15,73,75,83,76,OpenBanking,11,None,Rebalance,2025-06-30,Success,v2.9.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9453,Preserver,154667,888532,115025,3.3,4,12,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.5,6.4,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;Sharpe,App>Phone>Chat,true,21:00-06:00,79,176,88,85,Brokerage;OpenBanking,7,Hybrid,PlanUpdate,2025-02-25,Failed,v1.9.8,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A9454,Builder,81946,238122,11029,11.9,2,10,US,Low,,,Crypto,1.7,12.2,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe;MaxDD,In-Person>Email>Chat,true,20:15-08:45,73,134,82,79,OpenBanking,18,Hybrid,PlanUpdate,2025-08-29,Partial,v1.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A9455,Explorer,30375,309724,13932,19.0,4,10,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.7,28.9,14.2,Business:5y;Travel:2y,5,Collaborative,Medium,IRR;TaxCost,Email>In-Person>Phone>App>Chat,true,20:00-06:30,65,67,56,45,OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-01-19,Success,v2.10.8,NoIlliquids;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9456,Builder,51800,106467,5252,8.0,4,10,US,Medium,,,LeveragedETFs;PrivateCredit,1.5,17.1,11.8,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;IRR,Chat>Phone>Email,true,22:00-07:30,67,115,68,63,OpenBanking,18,None,AutoTransfer,2025-10-02,Success,v2.8.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9457,Optimizer,161165,2872316,93569,7.0,4,15,CA,Low,AccreditedOnly,ESGOnly,PennyStocks,1.8,19.2,11.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,TaxCost;IRR,Chat>App>Phone>Email>In-Person,true,19:45-07:15,71,67,59,49,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-09-08,Success,v1.8.9,NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9458,Builder,83971,225382,17524,9.7,2,10,US,Low,NoShortSelling,NoWeapons;ESGOnly,PrivateCredit,1.6,16.8,11.2,Home:3y;Retirement:30y,3,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Phone>In-Person>Chat,true,21:15-06:30,68,116,57,49,OpenBanking;Payroll,5,Human,PlanUpdate,2025-09-02,Success,v1.10.2,NoIlliquids;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9459,Builder,38303,135087,8138,10.4,2,10,US,Low,,ESGOnly,,1.4,24.3,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,TaxCost;Sharpe;MaxDD,Phone>App>Email>Chat>In-Person,true,23:30-08:15,63,144,63,59,CreditBureau;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-01-25,Failed,v2.8.3,LimitOrderOnly,Prioritize liquidity and down payment savings
A9460,Builder,52678,75149,6128,11.2,4,10,IN,Low,,,PrivateCredit,1.5,20.5,10.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;IRR,App>Chat>Phone>In-Person,true,19:45-08:00,63,145,50,43,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-04-10,Success,v2.8.5,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A9461,Stabilizer,98985,797980,59755,6.8,1,10,AU,Low,NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,10.5,6.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe,Email>Phone>Chat>In-Person>App,true,21:00-07:30,65,174,60,61,OpenBanking;Payroll,8,None,Rebalance,2025-12-08,Success,v1.9.1,NoAutoTradesBelow$1k;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9462,Builder,57951,-28184,1679,12.4,4,10,UK,Low,,,,1.7,21.3,10.2,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;Sharpe,Chat>Phone>Email>App>In-Person,true,19:30-06:15,61,113,65,53,OpenBanking;Payroll,15,Hybrid,AutoTransfer,2025-04-09,Success,v2.8.1,NoIlliquids,Prioritize liquidity and down payment savings
A9463,Stabilizer,83263,293848,37654,8.0,2,10,US,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe,App>Phone>Email>Chat>In-Person,true,20:30-06:30,50,161,44,46,OpenBanking,7,Human,AutoTransfer,2025-02-24,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9464,Preserver,111262,1206245,75793,4.1,4,12,US,Low,NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,10.0,7.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;Sharpe,Email>Chat>App>In-Person,false,20:15-08:00,75,142,62,53,Brokerage;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-11-23,Success,v2.8.8,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9465,Preserver,93338,382026,27652,5.7,3,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,16.6,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,App>Email>In-Person>Chat,true,22:15-08:00,78,225,78,74,Brokerage;CreditBureau;OpenBanking,5,Hybrid,PlanUpdate,2025-02-13,Success,v2.10.3,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9466,Stabilizer,99425,448343,24066,7.2,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.5,7.4,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe,Email>App>Chat,false,23:00-08:45,52,176,60,55,CreditBureau;OpenBanking;Payroll,18,None,PlanUpdate,2025-05-25,Success,v1.9.7,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9467,Preserver,81241,455752,49486,5.1,3,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.6,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;Sharpe,Phone>Chat>App>Email>In-Person,true,22:30-06:15,69,214,63,55,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-07-29,Success,v2.9.7,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9468,Preserver,95775,780867,35294,3.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,7.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Email>Phone>Chat,false,19:45-08:30,75,224,74,66,Brokerage;OpenBanking,6,Human,Rebalance,2025-07-08,Success,v1.10.3,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9469,Preserver,93857,595206,19116,4.9,4,10,SG,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.4,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,Chat>Phone>In-Person>App,true,20:30-07:30,78,139,85,87,Brokerage;CreditBureau;OpenBanking,6,None,Rebalance,2025-01-23,Success,v2.8.5,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9470,Explorer,37379,118829,5799,19.1,3,10,US,Low,NoIlliquids;NoDerivatives,,,1.6,34.0,13.7,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Email>In-Person,true,21:00-08:45,58,65,46,41,CreditBureau;OpenBanking,3,Human,PlanUpdate,2025-03-29,Success,v1.9.4,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9471,Stabilizer,34178,73430,7809,8.1,1,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.5,5.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost,Email>App>In-Person>Phone,true,20:15-06:00,66,160,51,46,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-05-02,Success,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9472,Explorer,53016,150314,14397,15.5,3,10,DE,Low,NoShortSelling;NoDerivatives,NoWeapons,PennyStocks,1.7,25.6,13.1,Business:5y;Travel:2y;Education:6y,5,Directive,Deep,MaxDD;IRR,App>Email>Phone,true,19:45-06:30,56,88,68,60,CreditBureau;OpenBanking;Payroll,3,Human,Rebalance,2025-09-05,Failed,v1.8.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9473,Builder,26318,45926,3862,10.2,2,10,US,Low,NoShortSelling,NoTobacco,,1.7,12.6,8.7,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,IRR;Sharpe,App>Email>In-Person,true,20:00-06:30,67,127,75,71,CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-01-27,Failed,v1.10.4,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9474,Stabilizer,138894,1258116,74201,5.2,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.2,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;MaxDD,Chat>App>Email>Phone>In-Person,false,23:30-07:15,56,120,44,41,OpenBanking,10,Human,AutoTransfer,2025-10-31,Success,v2.10.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9475,Builder,94204,367900,13263,11.4,3,10,CA,Low,,ESGOnly;NoTobacco,PennyStocks,1.6,24.8,9.1,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost,Phone>Chat>App>Email,true,21:45-08:45,64,140,67,58,CreditBureau;OpenBanking,17,None,Rebalance,2025-07-13,Success,v2.8.8,NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9476,Optimizer,134043,719891,37342,10.2,3,12,US,Low,,,PennyStocks,1.8,26.6,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,MaxDD;IRR,App>In-Person>Chat,true,22:00-07:30,63,82,74,64,Brokerage;OpenBanking,2,Hybrid,PlanUpdate,2025-04-15,Success,v1.10.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9477,Optimizer,138767,950168,52437,9.2,1,12,US,Medium,,,PennyStocks;PrivateCredit,1.7,20.8,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;Sharpe;MaxDD,App>Phone>Email>Chat,true,21:00-07:30,67,78,71,61,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-11-29,Partial,v2.9.1,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A9478,Preserver,55680,374708,11445,6.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,13.6,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Email>In-Person>Phone,true,19:30-08:30,79,176,84,82,Brokerage;CreditBureau;OpenBanking,3,Human,Rebalance,2025-09-16,Success,v1.8.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9479,Explorer,204217,695573,66452,18.0,2,12,US,Low,NoIlliquids;AccreditedOnly,,LeveragedETFs,2.0,32.1,13.6,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;Sharpe;IRR,Phone>Email>Chat,true,19:00-08:15,63,46,74,66,OpenBanking,1,None,AutoTransfer,2025-09-01,Failed,v2.9.1,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A9480,Preserver,146857,2756887,162771,8.8,1,12,US,Medium,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.8,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Chat>App>In-Person,false,19:15-07:00,60,181,70,64,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-03-26,Success,v2.8.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9481,Preserver,95899,1590768,67346,6.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,6.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Email>Phone>In-Person>Chat>App,true,23:30-06:30,70,138,78,70,Brokerage;OpenBanking,4,Human,AlertAcknowledge,2025-05-13,Partial,v1.9.1,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9482,Preserver,122304,936032,134331,5.1,3,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,In-Person>App>Phone>Email>Chat,true,19:45-08:30,75,141,72,67,Brokerage;OpenBanking;Payroll,9,Human,PlanUpdate,2025-11-18,Partial,v1.9.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9483,Preserver,59180,372613,42457,5.1,2,10,US,Low,NoShortSelling,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD,Chat>App>Phone,true,21:00-08:15,68,143,78,76,Brokerage;OpenBanking,7,Human,Rebalance,2025-12-26,Success,v2.8.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9484,Preserver,82569,278196,21451,4.9,3,10,US,Low,NoShortSelling;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,13.1,8.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;MaxDD,Email>App>In-Person,false,21:45-06:30,71,131,67,69,Brokerage;OpenBanking,3,Hybrid,AlertAcknowledge,2025-01-08,Partial,v2.8.5,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9485,Builder,72339,158765,11680,8.7,3,10,CA,Low,NoDerivatives,ESGOnly;NoWeapons,LeveragedETFs;PrivateCredit,1.7,21.7,9.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,TaxCost;IRR,Email>In-Person>Chat>Phone,true,21:00-06:45,65,105,66,62,OpenBanking,5,None,AutoTransfer,2025-07-11,Partial,v1.8.7,NoPennyStocks,Prioritize liquidity and down payment savings
A9486,Optimizer,64292,611924,18205,11.5,1,10,US,Low,,ESGOnly;NoFossilFuel,PennyStocks,1.6,16.0,12.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;IRR;Sharpe,In-Person>App>Chat>Phone,true,19:00-06:00,69,66,72,70,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,Rebalance,2025-03-29,Success,v2.8.7,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A9487,Builder,39249,-10173,1235,10.1,4,10,US,Medium,NoShortSelling,,,1.7,24.7,9.2,Home:3y;Retirement:30y,3,Collaborative,Shallow,TaxCost;Sharpe,App>Email>Phone>Chat>In-Person,true,21:45-06:15,68,68,76,69,CreditBureau;OpenBanking,6,Hybrid,AutoTransfer,2025-12-05,Success,v2.10.8,NoPennyStocks,Prioritize liquidity and down payment savings
A9488,Preserver,70008,597926,19445,7.0,1,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,14.7,7.2,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>Chat>App>Email,true,21:15-07:45,76,157,83,80,Brokerage;OpenBanking,11,Hybrid,AlertAcknowledge,2025-07-29,Success,v1.8.5,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9489,Builder,56042,245472,10264,15.5,1,10,SG,Low,AccreditedOnly,,PrivateCredit,1.8,21.0,11.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;MaxDD,Chat>App>Email>Phone>In-Person,true,21:00-07:45,72,79,79,68,OpenBanking;Payroll,18,Hybrid,PlanUpdate,2025-01-18,Failed,v2.9.2,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9490,Builder,119863,329435,19241,12.4,1,12,US,Low,NoDerivatives;NoShortSelling,NoWeapons;ESGOnly,,1.7,13.2,11.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,MaxDD;TaxCost,Chat>Email>App>In-Person>Phone,false,20:15-08:30,58,98,45,45,OpenBanking,5,None,Rebalance,2025-04-27,Success,v1.9.5,LimitOrderOnly,Prioritize liquidity and down payment savings
A9491,Preserver,115691,454886,23419,6.8,1,15,IN,Medium,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.2,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Email>In-Person,true,23:00-06:15,69,141,72,75,Brokerage;OpenBanking;Payroll,6,Hybrid,PlanUpdate,2025-09-19,Success,v1.10.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9492,Builder,78690,229798,17807,11.3,1,10,US,Low,NoShortSelling;NoDerivatives,,LeveragedETFs;PrivateCredit,1.5,14.1,8.0,Home:3y;Retirement:30y,3,Collaborative,Medium,IRR;Sharpe,Phone>In-Person>Email,true,19:00-07:15,68,95,59,51,OpenBanking;Payroll,13,Hybrid,AlertAcknowledge,2025-09-08,Success,v1.8.5,NoIlliquids,Prioritize liquidity and down payment savings
A9493,Preserver,52041,712547,30684,3.4,4,10,IN,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.9,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,App>Chat>In-Person>Email>Phone,false,22:30-06:30,82,188,89,78,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-10-08,Success,v1.8.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9494,Optimizer,94218,679925,56710,5.4,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.8,18.3,12.3,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD,Phone>Email>In-Person>Chat>App,true,19:15-08:30,67,93,69,65,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-10-09,Partial,v1.9.2,NoIlliquids,Enforce tax budget and position caps
A9495,Preserver,57403,538480,28532,5.3,2,10,US,High,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.7,6.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,Sharpe;MaxDD,Chat>Email>App>In-Person>Phone,true,23:00-08:45,70,200,80,69,Brokerage;OpenBanking,12,Human,Rebalance,2025-08-14,Success,v2.8.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9496,Optimizer,138785,2927227,52568,10.4,1,12,US,Low,AccreditedOnly;NoDerivatives,NoWeapons;NoTobacco,PennyStocks,1.9,27.5,9.5,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,Sharpe;TaxCost;IRR,Chat>App>In-Person>Phone,true,21:30-06:30,61,65,62,58,Brokerage;CreditBureau;OpenBanking,3,Human,AutoTransfer,2025-11-14,Success,v2.10.9,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A9497,Stabilizer,60446,164947,16771,6.4,3,10,UK,Low,NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,10.6,7.4,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD,Phone>Chat>In-Person,true,19:30-06:30,67,126,74,74,CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-02-01,Success,v1.9.6,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9498,Preserver,160920,1398924,142166,8.7,1,12,US,Medium,NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,6.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;MaxDD,App>Email>Chat,true,22:30-07:15,66,120,70,67,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AlertAcknowledge,2025-10-22,Partial,v2.9.9,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9499,Preserver,93105,545016,25285,3.8,4,10,DE,Medium,NoIlliquids;NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,13.0,6.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,Chat>App>Email>Phone>In-Person,true,22:45-07:00,65,143,71,74,Brokerage;OpenBanking,3,Hybrid,AutoTransfer,2025-09-28,Partial,v1.8.5,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9500,Explorer,46439,275332,16633,16.4,4,10,US,Low,NoDerivatives;AccreditedOnly,NoWeapons,LeveragedETFs;PrivateCredit,1.8,27.9,13.8,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,TaxCost;MaxDD;IRR,Chat>Phone>App>In-Person,false,19:45-07:45,66,51,67,55,CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-06-29,Success,v2.10.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A9501,Stabilizer,119889,338282,25313,4.5,4,12,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,14.2,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD,App>Email>Chat>In-Person,true,19:15-06:30,57,152,45,35,OpenBanking;Payroll,13,None,PlanUpdate,2025-08-08,Success,v1.10.7,NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9502,Builder,65208,219045,10274,9.5,4,10,US,Medium,AccreditedOnly;NoDerivatives,,LeveragedETFs;PrivateCredit,1.6,22.7,8.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;TaxCost,In-Person>Chat>Email,true,22:00-07:45,64,76,60,48,CreditBureau;OpenBanking,11,Human,Rebalance,2025-04-30,Success,v2.9.2,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9503,Builder,39741,171400,4105,12.3,1,10,AU,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs,1.6,18.5,7.7,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;TaxCost,Chat>App>Phone>Email>In-Person,true,21:15-07:45,54,75,50,38,OpenBanking,10,None,Rebalance,2025-11-05,Success,v1.10.7,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9504,Optimizer,52363,500747,19413,7.9,3,10,US,Low,AccreditedOnly;NoIlliquids,,LeveragedETFs;PennyStocks;PrivateCredit,1.7,21.2,9.8,Wealth:10y;Estate:20y;Education:6y,10,Concise,Medium,MaxDD;Sharpe,Chat>Email>App,true,20:45-08:00,73,99,76,66,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-04-13,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A9505,Explorer,62542,347736,12274,14.4,1,10,SG,Low,NoDerivatives,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,2.1,29.8,15.3,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,IRR;MaxDD,App>Chat>In-Person,true,19:15-08:45,68,51,70,60,OpenBanking,1,None,AlertAcknowledge,2025-12-26,Success,v2.8.5,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9506,Preserver,118150,709432,62380,4.3,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;Sharpe;MaxDD,Chat>Phone>Email>App>In-Person,true,19:15-06:30,83,196,85,78,Brokerage;OpenBanking;Payroll,6,Human,AlertAcknowledge,2025-08-06,Success,v2.9.6,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9507,Preserver,103460,1095728,46329,4.6,3,12,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.3,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>In-Person>Phone>Email>Chat,true,22:15-08:45,74,210,60,49,Brokerage;CreditBureau;OpenBanking,12,None,Rebalance,2025-06-15,Success,v1.9.4,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9508,Preserver,75186,245086,9897,4.6,4,10,US,Low,AccreditedOnly,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.3,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,In-Person>Email>App,true,21:00-07:45,74,149,70,72,Brokerage;OpenBanking;Payroll,12,Hybrid,PlanUpdate,2025-10-11,Success,v1.9.5,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9509,Stabilizer,72723,298119,21766,10.3,1,10,UK,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,13.9,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;TaxCost,Phone>Email>Chat,true,22:30-08:00,56,144,49,50,CreditBureau;OpenBanking,16,Hybrid,AlertAcknowledge,2025-11-26,Partial,v2.10.2,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9510,Builder,42646,65026,2547,9.3,4,10,IN,Low,,,,1.4,12.8,11.3,Home:3y;Retirement:30y,3,Directive,Medium,MaxDD;IRR,In-Person>Email>App>Phone,true,20:30-06:00,66,95,71,69,OpenBanking;Payroll,9,None,PlanUpdate,2025-08-10,Success,v1.9.4,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A9511,Preserver,69297,1357940,61298,5.6,3,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,14.0,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,In-Person>App>Phone,true,21:15-07:30,68,125,58,63,Brokerage;OpenBanking,8,Hybrid,Rebalance,2025-09-06,Success,v1.9.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9512,Preserver,46336,459743,45535,6.7,3,10,IN,Medium,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.6,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,TaxCost;Sharpe,Email>App>Phone>In-Person,false,20:45-06:15,75,176,74,68,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,AutoTransfer,2025-07-23,Partial,v2.9.1,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9513,Optimizer,103226,1966310,38699,6.7,3,12,US,Low,,ESGOnly,Crypto;PennyStocks;PrivateCredit,1.4,17.2,9.8,Wealth:10y;Estate:20y;Education:6y,10,Directive,Deep,TaxCost;IRR;Sharpe,In-Person>Email>Chat,true,22:30-08:00,61,83,65,61,Brokerage;OpenBanking,4,None,PlanUpdate,2025-08-19,Success,v1.10.2,PauseWhenVIX>30,Enforce tax budget and position caps
A9514,Preserver,127421,1143904,128894,6.6,2,12,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,16.3,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;Sharpe;MaxDD,App>Phone>In-Person>Email,true,23:30-06:30,79,149,71,63,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-01-06,Success,v1.9.5,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9515,Optimizer,111618,1878648,58557,10.7,2,12,US,Low,,NoFossilFuel,LeveragedETFs;PennyStocks,1.6,18.4,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;MaxDD;Sharpe,App>Phone>In-Person>Email,true,21:45-07:30,76,90,80,68,Brokerage;CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-03-24,Failed,v1.10.5,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A9516,Builder,63403,214890,14136,9.8,2,10,DE,Medium,,,Crypto;PrivateCredit,1.6,21.3,10.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,IRR;TaxCost,In-Person>Email>Chat,true,20:30-07:30,55,136,65,65,CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-04-02,Partial,v1.10.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9517,Builder,139109,470078,15131,12.9,1,12,US,Low,NoDerivatives;AccreditedOnly,,,1.8,13.4,8.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;MaxDD;Sharpe,In-Person>Email>Phone>Chat>App,false,19:30-08:15,62,72,50,40,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-03-03,Success,v2.8.3,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9518,Optimizer,294802,4990624,119679,7.5,4,12,US,Medium,NoDerivatives;AccreditedOnly,,PennyStocks,1.5,24.4,11.6,Wealth:10y;Estate:20y;Education:6y,10,Educational,Deep,Sharpe;TaxCost,Chat>In-Person>Email,true,21:45-07:00,71,88,73,68,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-01-21,Failed,v2.8.4,LimitOrderOnly;NoMargin;NoPennyStocks,Enforce tax budget and position caps
A9519,Builder,50637,159871,5490,13.0,2,10,IN,Low,NoDerivatives;NoIlliquids,NoFossilFuel,,1.8,17.4,9.0,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;Sharpe,App>Chat>Phone,false,21:15-07:45,68,134,66,58,OpenBanking,7,Human,AlertAcknowledge,2025-03-01,Success,v1.9.1,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9520,Preserver,105145,1275834,53787,4.8,4,15,SG,Low,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.8,6.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>App>Chat,true,23:00-07:15,79,135,74,72,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-02-07,Success,v2.10.8,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9521,Explorer,178276,771791,44080,17.4,2,12,US,Low,,NoTobacco;ESGOnly,Crypto;PennyStocks,2.1,25.5,15.2,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,Sharpe;TaxCost,Email>Chat>In-Person>Phone>App,false,19:00-06:00,66,48,68,60,CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-08-10,Failed,v2.8.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9522,Optimizer,64766,1372739,46215,7.0,3,10,IN,Low,AccreditedOnly,,PennyStocks,1.6,26.4,11.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;IRR;Sharpe,App>In-Person>Phone>Email,true,22:15-08:45,71,100,76,75,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-12-15,Success,v2.9.4,NoMargin,Enforce tax budget and position caps
A9523,Stabilizer,36941,222074,14814,8.2,2,10,CA,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,12.9,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Email>App>In-Person>Phone,true,19:45-07:45,68,169,75,71,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-06-12,Success,v1.8.4,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9524,Stabilizer,53740,367372,18957,6.3,4,10,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;TaxCost,App>Phone>In-Person>Email,false,22:15-08:15,52,134,51,57,CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-05-30,Success,v1.8.7,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9525,Stabilizer,60475,250361,29985,8.9,1,10,CA,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Chat>In-Person>Email,false,21:45-06:30,59,149,55,55,OpenBanking,12,None,Rebalance,2025-10-14,Failed,v1.8.1,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9526,Stabilizer,135579,534612,46667,8.6,1,12,US,Low,NoDerivatives,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,10.7,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;MaxDD,App>Email>Chat,true,20:00-08:15,61,159,65,63,CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-07-01,Success,v2.8.8,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9527,Builder,43426,279854,6050,12.3,3,10,US,Low,NoIlliquids;NoDerivatives,,,1.5,13.8,10.7,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;MaxDD;IRR,Phone>In-Person>Email>Chat>App,true,20:15-07:00,66,76,52,47,CreditBureau;OpenBanking,15,None,AutoTransfer,2025-10-26,Success,v1.10.2,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A9528,Preserver,63948,334095,32924,4.3,3,10,CA,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.3,8.9,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Email,true,19:30-07:30,73,230,62,62,Brokerage;OpenBanking;Payroll,8,None,AlertAcknowledge,2025-07-04,Success,v1.8.8,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9529,Stabilizer,272996,1030480,140343,6.0,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.9,8.5,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;Sharpe,In-Person>Chat>App,true,19:45-06:15,59,178,52,40,CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-06-03,Failed,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9530,Preserver,81316,403242,12260,8.6,1,10,US,Low,AccreditedOnly;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,15.0,5.4,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;Sharpe,App>Phone>In-Person>Chat>Email,true,22:15-08:00,76,200,64,60,Brokerage;CreditBureau;OpenBanking;Payroll,6,Hybrid,AutoTransfer,2025-06-07,Partial,v2.9.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9531,Preserver,114093,557437,29347,4.4,4,15,DE,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,8.8,5.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;TaxCost,Chat>In-Person>Phone,false,21:45-08:00,69,202,68,68,Brokerage;OpenBanking;Payroll,10,Hybrid,Rebalance,2025-09-29,Partial,v1.9.7,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9532,Builder,77223,128703,5609,10.7,2,10,US,Low,,,PrivateCredit,1.5,23.9,9.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,MaxDD;TaxCost;Sharpe,Email>App>Phone>Chat>In-Person,true,22:30-06:45,59,114,59,49,CreditBureau;OpenBanking;Payroll,14,None,AutoTransfer,2025-01-25,Partial,v1.9.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9533,Optimizer,186862,3344606,134702,5.1,4,12,US,Low,NoIlliquids;AccreditedOnly,,LeveragedETFs;PennyStocks,1.5,18.6,12.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,Sharpe;IRR,App>Phone>Chat>In-Person>Email,true,19:00-07:00,74,93,86,80,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-10-05,Success,v2.9.6,NoMargin,Enforce tax budget and position caps
A9534,Preserver,103455,1419398,73665,3.7,4,12,US,High,,NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.8,5.6,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person>App,false,22:30-06:30,59,161,64,55,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-12-14,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9535,Stabilizer,50434,75963,4487,6.5,4,10,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,8.3,7.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost,In-Person>Chat>App>Phone>Email,false,19:00-07:45,58,168,48,50,OpenBanking,6,Human,AutoTransfer,2025-08-09,Success,v1.9.5,NoAutoTradesBelow$1k;NoIlliquids;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9536,Builder,71102,114681,10598,13.2,1,10,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,,1.4,21.6,10.0,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,TaxCost;Sharpe,In-Person>Chat>App,true,19:00-06:45,72,150,69,58,CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-08-17,Success,v2.9.7,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9537,Preserver,121601,1276377,90472,5.8,1,15,AU,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,10.0,7.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat>App>Phone,true,23:30-08:00,75,176,77,80,Brokerage;OpenBanking,11,Human,AlertAcknowledge,2025-12-21,Partial,v2.9.9,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9538,Preserver,95407,1058525,71429,6.8,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD,App>Email>In-Person,true,19:15-08:45,71,213,63,64,Brokerage;OpenBanking;Payroll,4,None,PlanUpdate,2025-02-17,Success,v1.8.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9539,Explorer,60698,155307,8874,19.0,4,10,US,Low,,,PennyStocks;PrivateCredit,1.6,29.1,17.2,Business:5y;Travel:2y,5,Concise,Shallow,TaxCost;Sharpe,App>Email>Phone,false,19:00-07:15,64,73,63,62,CreditBureau;OpenBanking;Payroll,6,Hybrid,AlertAcknowledge,2025-05-29,Success,v2.9.1,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A9540,Optimizer,213542,1627461,149774,9.2,3,12,US,Low,NoDerivatives;NoIlliquids,ESGOnly;NoWeapons,LeveragedETFs;PennyStocks,1.4,26.4,9.4,Wealth:10y;Estate:20y,10,Concise,Deep,IRR;TaxCost,Phone>Email>Chat>App,true,23:00-08:15,62,63,48,42,Brokerage;OpenBanking,1,Human,AlertAcknowledge,2025-11-24,Success,v2.9.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A9541,Builder,41191,64025,7248,7.5,4,10,US,Low,,,,1.8,22.0,9.5,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,TaxCost;Sharpe,Email>In-Person>App,true,22:30-07:45,65,145,64,56,OpenBanking,16,Hybrid,AlertAcknowledge,2025-10-28,Partial,v2.10.5,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A9542,Preserver,133922,926402,113748,7.9,1,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,7.7,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,Sharpe;MaxDD,App>Email>Phone>In-Person,true,21:00-06:00,73,199,66,60,Brokerage;OpenBanking,3,Human,Rebalance,2025-08-21,Success,v2.8.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9543,Builder,75410,254515,15453,11.9,4,10,US,Medium,,NoTobacco,Crypto,1.4,16.9,8.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,Sharpe;TaxCost;IRR,Chat>App>In-Person>Phone>Email,true,23:30-08:45,55,148,59,59,CreditBureau;OpenBanking,20,Hybrid,PlanUpdate,2025-09-02,Success,v2.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A9544,Stabilizer,100012,504977,24420,6.9,1,12,US,High,NoDerivatives;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,9.1,5.0,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Chat>Phone>In-Person>App>Email,true,21:30-08:45,59,159,44,44,OpenBanking,5,None,AlertAcknowledge,2025-03-21,Success,v1.10.3,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9545,Preserver,84297,404829,49754,5.3,3,10,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,13.8,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe,Phone>Email>App>In-Person>Chat,true,22:15-07:30,69,194,64,65,Brokerage;CreditBureau;OpenBanking,14,Human,AlertAcknowledge,2025-08-08,Partial,v2.10.8,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9546,Stabilizer,100667,715501,36680,3.8,4,15,UK,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.3,5.6,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,TaxCost;Sharpe;MaxDD,Email>Chat>App,true,23:45-08:30,55,143,48,39,OpenBanking;Payroll,11,Human,AutoTransfer,2025-10-07,Success,v1.8.5,NoAutoTradesBelow$1k;NoIlliquids,Keep expenses buffer ≥ 4 months
A9547,Explorer,77904,56496,4591,21.6,1,10,US,Medium,,,LeveragedETFs;PennyStocks,1.6,32.4,14.1,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,TaxCost;MaxDD,Email>In-Person>Chat>Phone>App,true,20:00-07:00,58,85,68,60,OpenBanking,1,Hybrid,Rebalance,2025-03-14,Partial,v2.10.8,NoIlliquids,Allow small experimental sleeve ≤ 3%
A9548,Preserver,79687,1397855,65921,7.2,2,10,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD;Sharpe,App>Email>Chat>Phone,false,20:15-06:15,78,239,82,73,Brokerage;OpenBanking,10,None,AutoTransfer,2025-12-12,Success,v2.8.7,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9549,Optimizer,54790,192363,21795,10.0,1,10,US,Low,NoDerivatives;NoShortSelling,,PennyStocks,1.5,15.7,10.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,MaxDD;TaxCost,App>Chat>In-Person>Email>Phone,true,23:30-08:30,61,65,61,60,Brokerage;CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-11-14,Partial,v1.9.6,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A9550,Explorer,24861,158629,11411,18.7,3,10,US,Medium,,NoTobacco,PennyStocks,1.9,20.8,15.6,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Deep,IRR;TaxCost;MaxDD,Phone>App>Email>Chat>In-Person,true,20:30-06:45,62,85,52,49,OpenBanking,2,None,PlanUpdate,2025-11-27,Success,v2.10.4,NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9551,Builder,62290,3512,1000,13.5,2,10,US,Medium,AccreditedOnly;NoShortSelling,ESGOnly,,1.7,12.7,12.0,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;MaxDD,Email>In-Person>Chat>App,false,21:30-06:15,55,120,63,51,OpenBanking,17,None,PlanUpdate,2025-09-11,Failed,v2.8.1,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9552,Preserver,70660,643277,70622,5.3,3,10,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,12.8,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,TaxCost;MaxDD,In-Person>Email>Phone,false,23:30-08:30,73,238,78,75,Brokerage;OpenBanking,9,Human,PlanUpdate,2025-03-15,Failed,v2.8.2,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9553,Optimizer,95143,1737202,81034,7.7,3,10,US,Low,,,Crypto;PennyStocks,1.6,20.8,9.9,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;IRR,App>Phone>Chat>Email>In-Person,true,20:45-08:15,75,66,81,79,Brokerage;CreditBureau;OpenBanking,2,Hybrid,AlertAcknowledge,2025-04-25,Success,v1.9.8,LimitOrderOnly;NoIlliquids;NoMargin,Enforce tax budget and position caps
A9554,Preserver,72180,396974,18978,4.2,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.2,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,TaxCost;Sharpe,Email>In-Person>Phone,true,20:30-06:30,75,182,78,76,Brokerage;OpenBanking,5,None,AlertAcknowledge,2025-09-18,Success,v2.9.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9555,Builder,61609,252245,18199,10.7,1,10,US,Medium,,,,1.6,24.7,9.5,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;Sharpe;TaxCost,Phone>Email>Chat,false,19:30-07:30,60,102,52,44,CreditBureau;OpenBanking,12,None,AlertAcknowledge,2025-06-02,Success,v1.10.6,NoIlliquids,Prioritize liquidity and down payment savings
A9556,Optimizer,114260,572337,30486,8.4,2,12,US,Low,NoDerivatives,NoWeapons,PennyStocks;PrivateCredit,1.7,27.3,9.2,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;Sharpe;MaxDD,Chat>In-Person>App>Email,false,19:15-08:15,73,75,72,65,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,Rebalance,2025-02-10,Failed,v2.9.9,LimitOrderOnly;NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A9557,Builder,101233,20793,1973,14.7,1,12,US,Low,,,,1.7,23.5,9.9,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;Sharpe,Email>Phone>Chat>App>In-Person,true,23:15-07:30,58,100,46,43,CreditBureau;OpenBanking,16,Hybrid,AutoTransfer,2025-01-16,Success,v1.9.7,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9558,Preserver,69157,475922,35197,5.9,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,8.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,Sharpe;TaxCost,Phone>Email>In-Person,false,23:45-07:00,78,130,87,91,Brokerage;OpenBanking,8,Human,AlertAcknowledge,2025-05-26,Success,v1.9.2,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9559,Optimizer,153175,1271114,81990,8.1,2,15,UK,Low,NoDerivatives,NoFossilFuel;ESGOnly,PennyStocks,1.7,26.2,9.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,IRR;MaxDD;Sharpe,App>Phone>In-Person>Chat,true,21:00-07:00,71,120,72,71,Brokerage;CreditBureau;OpenBanking,7,Hybrid,Rebalance,2025-04-25,Failed,v2.8.3,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9560,Preserver,62608,303157,10590,5.9,4,10,US,Low,AccreditedOnly;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,9.4,7.5,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD,Email>Phone>Chat,false,21:45-06:45,73,161,65,64,Brokerage;CreditBureau;OpenBanking,11,Human,Rebalance,2025-03-13,Success,v1.9.6,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9561,Preserver,33352,160455,7995,4.6,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.9,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>App>Email>In-Person,true,20:45-06:45,67,225,54,54,Brokerage;OpenBanking,13,Hybrid,Rebalance,2025-07-05,Success,v1.10.7,LimitOrderOnly;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9562,Optimizer,148897,755663,78967,12.2,1,15,UK,Medium,AccreditedOnly;NoDerivatives,ESGOnly;NoTobacco,Crypto;PennyStocks,1.8,26.4,11.7,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Shallow,MaxDD;IRR,Chat>Phone>In-Person>App,true,23:15-07:15,66,117,75,64,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-06-25,Success,v2.8.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9563,Optimizer,72092,692637,27050,6.6,4,10,US,Medium,,,PennyStocks,1.8,22.7,9.4,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,IRR;Sharpe;MaxDD,In-Person>App>Phone,true,23:30-08:30,67,71,67,55,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-06-03,Success,v2.10.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A9564,Preserver,158506,1872613,89321,5.6,2,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,8.0,5.9,Retirement:15y;Emergency:1y,15,Educational,Deep,Sharpe;TaxCost,Email>In-Person>Phone>Chat,true,19:45-06:45,81,170,73,73,Brokerage;CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-11-20,Success,v2.9.2,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9565,Preserver,74261,298786,29751,4.2,4,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.7,6.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Phone>In-Person>App,true,20:30-07:45,74,231,82,88,Brokerage;OpenBanking,8,Hybrid,Rebalance,2025-09-02,Success,v1.9.4,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9566,Builder,55794,82525,10178,11.8,1,10,CA,Low,,,,1.8,13.7,9.8,Home:3y;Retirement:30y;Education:6y,3,Educational,Shallow,TaxCost;MaxDD,Email>In-Person>Phone,false,22:30-07:00,63,94,55,55,CreditBureau;OpenBanking,18,None,AlertAcknowledge,2025-05-23,Partial,v1.9.4,StopLossDisabled,Prioritize liquidity and down payment savings
A9567,Stabilizer,38831,202193,11689,4.4,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,14.8,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>Chat>In-Person,false,21:45-06:00,60,161,65,57,CreditBureau;OpenBanking,6,Hybrid,PlanUpdate,2024-12-29,Partial,v1.9.3,NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9568,Preserver,128204,1194227,94338,4.9,4,15,UK,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,6.0,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost,Chat>App>Email,true,20:15-06:00,73,121,69,64,Brokerage;OpenBanking;Payroll,3,None,Rebalance,2025-02-06,Success,v2.9.8,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9569,Optimizer,164316,1723596,88183,10.6,2,12,US,Low,NoIlliquids,ESGOnly,LeveragedETFs;PennyStocks;PrivateCredit,1.9,15.9,11.5,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,IRR;Sharpe,Email>Chat>Phone,true,20:00-07:45,69,94,71,60,Brokerage;OpenBanking;Payroll,1,Hybrid,AlertAcknowledge,2025-08-15,Success,v2.8.6,StopLossDisabled,Enforce tax budget and position caps
A9570,Explorer,76722,540466,23620,17.3,4,10,US,Low,AccreditedOnly,NoFossilFuel,,2.0,22.6,16.5,Business:5y;Travel:2y,5,Collaborative,Medium,MaxDD;TaxCost,App>In-Person>Chat>Email>Phone,true,19:45-08:00,60,63,47,47,OpenBanking;Payroll,2,Human,Rebalance,2025-06-25,Success,v1.9.3,NoAutoTradesBelow$1k;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9571,Preserver,127887,655938,37211,6.0,1,12,US,High,AccreditedOnly;NoShortSelling,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.0,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,In-Person>Chat>Email>Phone,true,22:15-06:00,64,214,72,73,Brokerage;CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-12-04,Success,v1.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9572,Builder,37056,111513,7034,12.5,2,10,UK,Low,AccreditedOnly;NoIlliquids,,Crypto;PennyStocks,1.4,21.4,10.9,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;MaxDD,Phone>Email>App,true,19:45-08:15,63,71,70,70,OpenBanking,9,None,PlanUpdate,2025-01-08,Failed,v1.9.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9573,Explorer,71883,457666,23681,21.3,1,10,US,Low,,NoTobacco;NoWeapons,,1.6,23.8,12.1,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,TaxCost;IRR,App>Chat>Email>Phone>In-Person,true,22:30-08:15,58,61,52,44,CreditBureau;OpenBanking,5,Human,Rebalance,2025-08-02,Success,v1.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9574,Explorer,44980,373092,22387,19.8,3,10,AU,Low,NoDerivatives,,,1.8,34.1,16.5,Business:5y;Travel:2y;Education:6y,5,Educational,Shallow,MaxDD;Sharpe;TaxCost,Chat>Phone>App,false,22:45-07:00,59,54,51,51,OpenBanking;Payroll,3,None,AutoTransfer,2025-06-26,Success,v2.9.7,NoAutoTradesBelow$1k;NoMargin,Allow small experimental sleeve ≤ 3%
A9575,Preserver,164881,1559847,109212,8.3,1,15,UK,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,Phone>App>Email,false,23:15-06:15,76,194,62,58,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-10-15,Success,v2.10.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9576,Stabilizer,59497,386233,31231,7.7,3,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,16.7,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost,Email>In-Person>App>Chat,true,23:15-06:30,63,121,48,40,CreditBureau;OpenBanking;Payroll,19,Hybrid,AutoTransfer,2025-07-16,Success,v1.10.2,NoMargin,Keep expenses buffer ≥ 4 months
A9577,Explorer,91073,505492,18261,18.9,3,10,US,Low,,,Crypto;PennyStocks,1.9,20.3,17.9,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email,false,22:15-06:00,57,52,73,70,CreditBureau;OpenBanking,4,None,AutoTransfer,2025-02-07,Success,v2.8.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9578,Preserver,124818,643414,69128,5.1,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,10.5,5.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>Phone>Chat>In-Person>Email,true,21:00-08:30,77,132,79,74,Brokerage;OpenBanking;Payroll,7,Hybrid,PlanUpdate,2025-12-05,Partial,v2.8.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9579,Preserver,57859,291379,10786,6.7,1,10,US,High,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,5.8,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>Phone>Email>App,true,21:15-07:15,67,229,69,66,Brokerage;CreditBureau;OpenBanking,12,None,Rebalance,2025-06-10,Success,v2.9.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9580,Stabilizer,46198,160007,15763,6.8,2,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.4,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email>App>Chat,true,23:45-08:30,60,125,54,47,CreditBureau;OpenBanking;Payroll,20,None,Rebalance,2025-10-09,Success,v1.9.8,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9581,Stabilizer,73052,219566,23277,7.6,2,10,UK,Medium,NoShortSelling,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,11.3,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email>App,true,20:30-08:45,60,128,47,39,OpenBanking,5,None,AlertAcknowledge,2025-10-12,Partial,v2.8.1,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9582,Preserver,156832,819828,78802,9.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,7.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost,App>Email>Chat>In-Person,true,19:00-08:00,75,149,61,66,Brokerage;CreditBureau;OpenBanking,10,None,AlertAcknowledge,2025-08-05,Partial,v1.8.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9583,Explorer,67354,505013,21642,21.0,2,10,UK,Low,NoShortSelling;NoIlliquids,NoWeapons;NoFossilFuel,PennyStocks,1.7,27.8,12.3,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;Sharpe;TaxCost,Email>Chat>App,true,22:45-08:00,55,89,40,40,OpenBanking,4,Hybrid,AlertAcknowledge,2025-04-26,Success,v2.10.1,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A9584,Builder,100957,245968,12339,8.7,2,12,US,Low,,NoWeapons,,1.4,19.0,9.8,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;Sharpe,Email>Chat>Phone,false,23:00-07:15,65,80,55,47,CreditBureau;OpenBanking,14,None,Rebalance,2025-03-17,Partial,v1.9.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9585,Builder,58693,121870,4221,12.2,2,10,SG,Low,,NoTobacco;ESGOnly,,1.6,15.3,11.1,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;IRR,App>Chat>In-Person>Email>Phone,true,21:15-06:30,68,98,66,59,OpenBanking,9,Hybrid,AutoTransfer,2025-01-14,Success,v2.9.5,NoPennyStocks,Prioritize liquidity and down payment savings
A9586,Preserver,84540,944465,32577,4.7,2,10,UK,Low,NoShortSelling;AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,9.4,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;TaxCost,Phone>Email>Chat>App,true,21:15-07:45,79,138,79,73,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-02-15,Partial,v2.8.1,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9587,Preserver,142126,499117,16493,5.9,4,12,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.8,5.3,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,MaxDD;Sharpe,In-Person>Email>Phone>Chat,true,22:30-06:00,68,124,72,61,Brokerage;OpenBanking,10,Human,AlertAcknowledge,2024-12-31,Partial,v1.9.4,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9588,Preserver,132505,519337,39907,5.2,2,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.9,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,MaxDD;TaxCost,Chat>App>Email,true,21:45-08:45,74,195,83,80,Brokerage;CreditBureau;OpenBanking,8,None,PlanUpdate,2025-07-19,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9589,Preserver,66549,761942,33442,4.2,4,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,15.6,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Shallow,MaxDD;TaxCost,Phone>App>Chat>In-Person,true,22:45-08:30,77,122,80,77,Brokerage;OpenBanking,4,Hybrid,AlertAcknowledge,2025-10-21,Success,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9590,Builder,98459,216657,8196,9.2,2,10,US,Low,,NoFossilFuel;NoTobacco,PennyStocks,1.4,23.6,7.6,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;MaxDD;IRR,App>In-Person>Email>Chat,false,21:45-06:45,71,88,56,48,OpenBanking,6,Hybrid,AlertAcknowledge,2025-04-03,Success,v1.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A9591,Preserver,141095,723033,90445,6.9,2,12,US,High,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.8,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Email>Chat>App,false,21:45-07:00,62,144,51,44,Brokerage;OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-07-06,Success,v1.9.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9592,Optimizer,61089,631541,33829,6.5,3,10,US,Low,,NoWeapons;NoTobacco,PennyStocks,1.5,16.7,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Directive,Medium,Sharpe;TaxCost,App>Phone>Email,false,20:00-07:15,76,117,76,75,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-07-12,Failed,v1.10.3,NoIlliquids,Enforce tax budget and position caps
A9593,Explorer,88564,571454,17359,19.5,4,10,US,Low,NoIlliquids;AccreditedOnly,,LeveragedETFs;PennyStocks;PrivateCredit,2.2,32.2,12.7,Business:5y;Travel:2y;Education:6y,5,Directive,Medium,Sharpe;IRR;MaxDD,App>Chat>Email>In-Person,false,23:00-06:15,65,83,52,40,CreditBureau;OpenBanking,6,None,AutoTransfer,2025-07-25,Partial,v2.9.7,NoIlliquids;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9594,Builder,63833,175083,8239,11.3,1,10,US,Low,,NoWeapons;NoTobacco,,1.4,16.6,10.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Deep,IRR;Sharpe,Email>Chat>App>Phone,false,19:15-06:45,63,119,52,52,OpenBanking,6,Human,AutoTransfer,2025-06-03,Failed,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A9595,Stabilizer,125062,742596,40316,4.6,4,12,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat>App,true,23:00-06:15,63,172,60,55,OpenBanking,9,Hybrid,Rebalance,2025-12-08,Success,v1.9.1,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9596,Optimizer,366863,3065812,197042,10.8,1,12,US,Low,,NoTobacco;NoFossilFuel,PennyStocks,1.6,24.5,14.0,Wealth:10y;Estate:20y,10,Directive,Shallow,MaxDD;IRR;Sharpe,In-Person>App>Phone>Email,true,20:00-07:15,66,70,72,67,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-04-09,Partial,v1.9.8,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A9597,Preserver,164182,1434848,128830,5.9,2,15,SG,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,9.2,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,App>Email>Chat>In-Person>Phone,true,20:00-07:00,68,171,65,63,Brokerage;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-03-07,Success,v2.8.4,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9598,Stabilizer,44962,225696,21626,4.5,3,10,UK,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,12.0,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,Sharpe;TaxCost,Phone>In-Person>Chat>Email,true,19:15-07:30,55,158,43,46,CreditBureau;OpenBanking;Payroll,15,Hybrid,AlertAcknowledge,2025-07-17,Success,v2.9.6,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9599,Stabilizer,27370,132400,4284,6.6,1,10,UK,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,9.7,6.1,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost,Email>App>Phone>In-Person>Chat,false,21:15-07:45,63,142,58,61,CreditBureau;OpenBanking;Payroll,13,Hybrid,Rebalance,2025-08-15,Partial,v2.9.7,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9600,Builder,48368,210711,6247,11.5,4,10,CA,Medium,AccreditedOnly,ESGOnly;NoTobacco,Crypto;LeveragedETFs,1.7,17.1,8.8,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,MaxDD;Sharpe,App>In-Person>Chat>Email,true,23:45-07:30,66,80,58,50,OpenBanking,6,Human,AlertAcknowledge,2024-12-26,Success,v2.10.6,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9601,Stabilizer,142381,563453,20777,9.7,1,12,US,Low,NoShortSelling,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,16.8,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,Chat>In-Person>App>Phone,true,23:00-08:15,60,143,64,58,OpenBanking,7,Hybrid,AutoTransfer,2025-04-29,Partial,v1.9.3,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9602,Builder,94790,232985,12582,11.3,2,10,SG,Low,NoDerivatives,,,1.7,16.5,8.4,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,TaxCost;Sharpe;MaxDD,In-Person>App>Email>Phone>Chat,false,22:45-06:15,73,68,68,60,OpenBanking,13,None,PlanUpdate,2025-08-30,Success,v2.8.5,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9603,Builder,42512,100688,11645,9.8,1,10,US,Low,AccreditedOnly;NoShortSelling,,,1.6,24.1,10.8,Home:3y;Retirement:30y;Debt:2y,3,Concise,Shallow,Sharpe;MaxDD;IRR,Chat>Email>In-Person>App>Phone,false,19:00-08:15,59,88,62,58,CreditBureau;OpenBanking,14,Human,AutoTransfer,2025-02-12,Success,v2.9.8,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A9604,Preserver,102162,1213348,78463,4.4,3,12,US,High,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,11.8,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe,Chat>Email>Phone>App,false,19:45-06:45,67,223,73,66,Brokerage;OpenBanking;Payroll,13,Human,PlanUpdate,2025-11-19,Success,v1.8.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9605,Stabilizer,91622,389135,34498,6.0,3,10,US,Low,NoIlliquids;NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.1,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,TaxCost;MaxDD;Sharpe,App>Phone>Chat>Email,false,19:45-08:30,53,168,47,49,CreditBureau;OpenBanking,17,Human,Rebalance,2025-12-09,Failed,v2.10.5,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9606,Preserver,83371,439618,28043,5.4,3,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.4,6.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Phone>Email>App,true,20:30-07:00,72,235,81,83,Brokerage;OpenBanking,14,Human,AutoTransfer,2025-04-19,Partial,v1.10.3,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9607,Explorer,73353,251056,28972,18.4,3,10,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs,2.1,31.3,15.0,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,MaxDD;TaxCost;IRR,Email>Chat>Phone,true,19:45-07:30,65,90,50,39,OpenBanking;Payroll,4,None,AlertAcknowledge,2025-05-29,Success,v2.9.3,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9608,Stabilizer,37057,375518,14621,9.4,1,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.9,5.2,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,Phone>App>Chat>In-Person>Email,true,21:30-08:30,64,132,69,63,OpenBanking;Payroll,9,None,Rebalance,2025-02-04,Success,v2.9.3,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A9609,Optimizer,42627,745791,26384,8.1,2,10,US,Low,NoShortSelling;AccreditedOnly,,PennyStocks;PrivateCredit,1.7,25.6,10.9,Wealth:10y;Estate:20y;Education:6y,10,Directive,Medium,IRR;TaxCost;Sharpe,Email>Chat>Phone,true,22:00-06:00,76,102,86,76,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-01-21,Success,v1.8.7,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A9610,Builder,59168,184474,10620,12.1,2,10,US,Low,,NoWeapons;ESGOnly,PennyStocks;PrivateCredit,1.4,24.0,8.4,Home:3y;Retirement:30y,3,Directive,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone,true,23:00-08:15,73,79,64,64,CreditBureau;OpenBanking,7,None,Rebalance,2025-10-28,Failed,v2.9.9,NoPennyStocks,Prioritize liquidity and down payment savings
A9611,Builder,82303,246939,18216,12.9,2,10,AU,High,,NoFossilFuel;NoTobacco,,1.5,23.4,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,App>Phone>Chat>In-Person>Email,true,22:30-07:00,58,129,66,66,OpenBanking,13,Hybrid,AutoTransfer,2025-04-20,Success,v2.8.8,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A9612,Preserver,68800,281168,32824,3.9,4,10,US,High,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;TaxCost;MaxDD,Email>In-Person>App,true,22:15-06:45,71,208,61,65,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,Rebalance,2025-07-18,Success,v2.9.1,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9613,Builder,50115,84985,6408,10.5,3,10,CA,Low,NoIlliquids;AccreditedOnly,NoWeapons,LeveragedETFs;PrivateCredit,1.5,15.0,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;MaxDD;TaxCost,In-Person>Phone>Chat>Email,false,21:00-06:45,63,104,65,65,OpenBanking,8,None,Rebalance,2025-11-05,Success,v2.10.3,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9614,Optimizer,202651,1809796,98906,7.0,3,12,US,Low,,NoTobacco,PennyStocks,1.5,19.7,12.9,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,MaxDD;Sharpe,Phone>In-Person>Email,true,19:00-07:45,61,99,62,52,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-05-14,Success,v2.8.5,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A9615,Preserver,66786,715419,44412,5.0,4,10,UK,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.1,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,Chat>In-Person>Email,true,19:15-06:45,79,123,82,83,Brokerage;OpenBanking,14,None,PlanUpdate,2025-03-31,Failed,v2.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9616,Explorer,99654,487113,26787,14.9,4,10,CA,Low,AccreditedOnly,,PrivateCredit,1.7,27.1,15.9,Business:5y;Travel:2y,5,Educational,Medium,MaxDD;IRR;Sharpe,App>Chat>In-Person>Email>Phone,true,21:00-06:00,64,87,78,72,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-12-21,Success,v1.8.4,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9617,Builder,109720,339679,15685,13.3,1,12,US,Low,AccreditedOnly,,,1.4,22.3,9.7,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;IRR;TaxCost,Email>Phone>App,true,20:30-08:00,73,127,64,53,OpenBanking,9,None,Rebalance,2025-11-06,Success,v2.9.3,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9618,Preserver,89804,293193,21157,4.7,3,10,US,Low,NoShortSelling,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.2,8.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD,Chat>Phone>In-Person>App>Email,true,20:45-06:15,76,198,74,75,Brokerage;CreditBureau;OpenBanking,5,Human,AlertAcknowledge,2025-03-26,Success,v1.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9619,Stabilizer,65048,291982,29027,5.7,4,10,CA,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,In-Person>Phone>App,true,21:30-08:30,55,144,46,43,OpenBanking;Payroll,8,Hybrid,AlertAcknowledge,2025-03-24,Success,v1.10.2,NoMargin,Keep expenses buffer ≥ 4 months
A9620,Stabilizer,40706,301856,9761,6.9,4,10,DE,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.0,5.9,Retirement:15y;Emergency:1y,15,Educational,Deep,TaxCost;Sharpe,App>Chat>Phone,true,21:15-07:00,56,171,47,45,CreditBureau;OpenBanking;Payroll,19,Hybrid,AlertAcknowledge,2025-06-13,Success,v2.9.6,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A9621,Preserver,126689,1203136,81287,4.8,3,12,US,Low,NoShortSelling;AccreditedOnly,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,In-Person>App>Phone>Chat>Email,false,23:15-08:00,67,182,56,54,Brokerage;OpenBanking,10,Hybrid,AutoTransfer,2025-01-19,Success,v2.10.7,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9622,Explorer,49472,340490,12327,12.3,4,10,CA,Medium,,,LeveragedETFs;PrivateCredit,2.1,29.8,15.0,Business:5y;Travel:2y,5,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>In-Person>Phone,false,20:00-06:00,64,67,67,62,CreditBureau;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-09-13,Success,v1.8.8,NoMargin,Allow small experimental sleeve ≤ 3%
A9623,Builder,50196,153013,10159,9.7,2,10,US,Low,,,PennyStocks;PrivateCredit,1.7,13.2,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,TaxCost;MaxDD,In-Person>Email>Chat,true,23:00-06:15,63,107,70,69,OpenBanking,14,None,AlertAcknowledge,2025-02-25,Success,v1.9.9,NoIlliquids;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A9624,Stabilizer,39063,114833,9347,7.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,13.8,5.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;MaxDD,Email>Chat>In-Person>App>Phone,true,19:00-07:30,63,94,54,51,CreditBureau;OpenBanking,8,None,AutoTransfer,2025-05-20,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9625,Stabilizer,121693,459195,31471,8.6,2,12,US,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.7,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,Chat>Email>App,true,21:45-06:15,47,130,52,49,CreditBureau;OpenBanking;Payroll,7,None,AutoTransfer,2025-12-18,Success,v1.10.4,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9626,Preserver,120401,990292,98808,3.8,4,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,13.4,6.3,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,App>Email>Chat>In-Person>Phone,true,20:30-07:00,74,236,67,68,Brokerage;OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-10-09,Success,v2.10.4,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9627,Builder,60947,59918,7903,11.2,4,10,US,Medium,,,PrivateCredit,1.4,19.5,8.9,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>Chat>App>Phone,true,22:45-06:15,57,75,44,32,CreditBureau;OpenBanking,18,Hybrid,PlanUpdate,2025-08-30,Success,v2.9.5,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9628,Explorer,77730,277135,25089,13.6,3,10,DE,Low,,NoFossilFuel,PennyStocks;PrivateCredit,1.9,32.0,17.5,Business:5y;Travel:2y,5,Educational,Deep,TaxCost;Sharpe;IRR,App>Chat>Email>Phone,true,20:15-07:00,70,56,80,69,CreditBureau;OpenBanking,1,None,PlanUpdate,2025-09-27,Success,v1.8.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9629,Preserver,75550,552862,61432,7.8,2,10,SG,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.1,5.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,Sharpe;MaxDD,In-Person>App>Chat>Email>Phone,true,20:15-08:30,80,150,69,63,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-11-19,Partial,v2.10.2,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9630,Builder,100848,492419,12680,9.3,4,12,US,Low,,NoFossilFuel;NoWeapons,,1.7,18.7,11.8,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,Sharpe;MaxDD;IRR,Chat>Email>In-Person,true,19:30-08:00,65,82,67,59,CreditBureau;OpenBanking;Payroll,16,None,AlertAcknowledge,2025-08-12,Success,v1.9.9,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A9631,Builder,60179,91609,9949,10.0,3,10,US,Low,AccreditedOnly;NoShortSelling,,LeveragedETFs,1.5,23.1,9.6,Home:3y;Retirement:30y,3,Concise,Medium,MaxDD;IRR,Email>App>In-Person,true,19:00-08:30,68,148,59,52,OpenBanking,12,None,PlanUpdate,2024-12-28,Success,v1.10.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9632,Stabilizer,63763,340913,35863,4.9,3,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.6,7.6,Retirement:15y;Emergency:1y,15,Educational,Deep,MaxDD;TaxCost;Sharpe,Email>In-Person>Phone>Chat,false,23:45-06:15,59,90,54,51,OpenBanking;Payroll,17,Human,PlanUpdate,2025-12-23,Success,v1.10.8,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9633,Stabilizer,53242,418883,22803,5.5,3,10,CA,Low,NoDerivatives;AccreditedOnly,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,12.0,8.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;Sharpe,Chat>In-Person>App>Email>Phone,true,21:30-07:15,65,97,52,58,OpenBanking,11,None,Rebalance,2025-01-02,Partial,v2.9.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9634,Preserver,129653,1286062,87316,6.8,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,16.5,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,Phone>Email>Chat,true,21:45-06:45,73,147,74,64,Brokerage;CreditBureau;OpenBanking,4,Hybrid,AutoTransfer,2025-04-10,Success,v2.9.4,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9635,Preserver,138061,630244,61743,4.4,4,12,US,Medium,AccreditedOnly;NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,App>Email>Phone,false,19:00-07:15,71,226,77,71,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-07-15,Success,v2.8.9,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9636,Builder,44559,180346,10623,14.5,1,10,US,Low,NoShortSelling,,Crypto;PrivateCredit,1.7,13.7,8.1,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Shallow,IRR;Sharpe,Email>App>Chat>In-Person>Phone,true,21:45-07:00,73,144,68,59,CreditBureau;OpenBanking,18,Hybrid,AlertAcknowledge,2025-02-09,Success,v1.8.5,NoPennyStocks,Prioritize liquidity and down payment savings
A9637,Builder,89271,232414,13552,8.9,3,10,US,Medium,NoShortSelling;NoDerivatives,,Crypto,1.5,13.9,8.3,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,MaxDD;TaxCost,In-Person>Email>App>Phone,false,21:30-07:45,59,91,51,48,OpenBanking,6,Hybrid,AlertAcknowledge,2025-06-25,Success,v1.8.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9638,Preserver,100008,503219,64970,7.2,1,15,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Shallow,Sharpe;TaxCost;MaxDD,App>Email>Phone,false,19:45-06:00,65,194,57,52,Brokerage;OpenBanking,12,Human,AlertAcknowledge,2024-12-28,Success,v2.10.4,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9639,Explorer,32011,217630,4656,13.8,3,10,US,Low,NoDerivatives;NoShortSelling,,,1.7,30.1,17.7,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Deep,Sharpe;TaxCost,Chat>In-Person>Phone>App,true,20:15-06:15,69,50,77,71,CreditBureau;OpenBanking;Payroll,5,Hybrid,AlertAcknowledge,2025-03-19,Partial,v2.10.2,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9640,Builder,147004,779010,24938,13.7,3,15,DE,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs,1.8,12.8,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,MaxDD;IRR,In-Person>Phone>App>Email,false,22:45-08:00,60,132,49,49,CreditBureau;OpenBanking;Payroll,13,Human,Rebalance,2025-07-10,Success,v1.10.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9641,Preserver,113290,1087663,66989,5.5,2,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,9.2,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Email>Phone,false,21:15-06:45,69,217,59,60,Brokerage;CreditBureau;OpenBanking,13,Human,Rebalance,2025-08-28,Success,v1.10.2,NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9642,Builder,50141,175161,5698,9.8,1,10,US,Low,,,Crypto;LeveragedETFs,1.4,14.6,7.9,Home:3y;Retirement:30y,3,Educational,Deep,MaxDD;TaxCost;IRR,Phone>In-Person>Chat>App,true,21:45-07:15,65,141,57,54,CreditBureau;OpenBanking,7,None,Rebalance,2025-04-16,Success,v2.8.6,NoPennyStocks,Prioritize liquidity and down payment savings
A9643,Optimizer,50753,264630,18655,10.8,3,10,US,Medium,AccreditedOnly,ESGOnly;NoWeapons,PennyStocks,1.9,26.8,10.6,Wealth:10y;Estate:20y,10,Collaborative,Medium,MaxDD;IRR,Chat>In-Person>Email,true,19:30-08:45,64,82,55,48,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-10-29,Partial,v1.9.1,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A9644,Stabilizer,56538,95305,4138,7.6,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,13.1,5.7,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,Email>Chat>In-Person>Phone,false,23:15-08:45,58,177,63,62,OpenBanking;Payroll,20,None,Rebalance,2025-05-18,Success,v2.10.1,NoIlliquids;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9645,Explorer,64457,491348,22944,20.8,2,10,US,Low,NoIlliquids,,Crypto;PrivateCredit,2.0,31.9,12.7,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,Sharpe;MaxDD,App>Chat>In-Person,true,23:30-06:15,58,54,50,45,OpenBanking,7,None,PlanUpdate,2025-03-09,Success,v1.9.6,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9646,Builder,61669,92988,4373,12.6,3,10,US,Low,,,,1.7,12.6,8.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>Email,true,23:30-08:45,71,144,64,62,OpenBanking,6,Human,AlertAcknowledge,2025-08-06,Success,v2.8.3,NoPennyStocks,Prioritize liquidity and down payment savings
A9647,Preserver,122231,497820,40742,8.6,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.0,8.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Email>App>Phone>Chat,true,22:15-08:00,73,216,72,66,Brokerage;CreditBureau;OpenBanking,3,Human,AlertAcknowledge,2025-02-19,Success,v1.9.9,LimitOrderOnly;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9648,Preserver,93555,448835,30509,5.3,2,10,US,Low,NoShortSelling;NoIlliquids,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,Sharpe;MaxDD;TaxCost,App>Chat>Email,true,20:15-06:45,75,134,84,84,Brokerage;CreditBureau;OpenBanking;Payroll,3,None,AutoTransfer,2025-12-15,Success,v1.9.1,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9649,Preserver,58240,301180,41823,7.2,1,10,AU,Low,AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,14.8,7.9,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>In-Person>Phone>App>Email,false,20:00-07:15,78,151,74,68,Brokerage;OpenBanking,4,Human,Rebalance,2025-08-02,Partial,v1.8.2,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9650,Stabilizer,67383,184719,20095,5.9,3,10,US,Low,AccreditedOnly;NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.6,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,App>Chat>Email,true,21:00-07:00,57,168,55,53,OpenBanking;Payroll,15,None,Rebalance,2025-10-28,Success,v1.8.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9651,Preserver,102489,1611892,54058,7.4,1,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.8,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,App>Chat>Phone,true,22:15-06:30,72,123,68,59,Brokerage;OpenBanking,10,Human,AlertAcknowledge,2025-01-12,Partial,v1.9.3,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9652,Builder,103841,277413,18895,9.8,1,12,US,Low,,,Crypto,1.5,15.8,9.4,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;IRR;TaxCost,App>In-Person>Email>Chat,true,20:00-06:15,59,125,67,61,CreditBureau;OpenBanking,16,None,PlanUpdate,2024-12-27,Success,v2.8.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A9653,Preserver,99895,1354535,79830,3.8,4,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,11.5,6.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,TaxCost;Sharpe;MaxDD,Chat>App>Email>Phone,true,22:00-07:45,75,192,65,63,Brokerage;OpenBanking;Payroll,8,Human,PlanUpdate,2025-05-15,Success,v2.8.6,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9654,Builder,49372,82244,7375,9.5,3,10,US,Low,NoIlliquids;AccreditedOnly,,,1.6,20.5,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Shallow,MaxDD;Sharpe;IRR,Chat>In-Person>App>Phone,true,23:15-06:15,70,60,66,66,OpenBanking;Payroll,6,Human,PlanUpdate,2025-05-20,Failed,v2.8.8,NoIlliquids,Prioritize liquidity and down payment savings
A9655,Stabilizer,72002,203594,6467,7.2,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,14.4,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Phone>Email>In-Person>Chat>App,false,20:30-07:15,59,169,45,41,OpenBanking,19,Human,AlertAcknowledge,2025-03-22,Success,v1.8.8,StopLossDisabled,Keep expenses buffer ≥ 4 months
A9656,Preserver,59831,589352,29542,7.9,1,10,CA,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,15.9,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Phone>App>In-Person>Chat>Email,true,21:00-06:45,73,195,66,65,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-01-25,Partial,v2.8.5,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9657,Explorer,65171,211710,15443,21.4,2,10,US,Medium,NoDerivatives,,,1.6,34.3,16.0,Business:5y;Travel:2y,5,Collaborative,Deep,TaxCost;IRR;MaxDD,Chat>App>In-Person>Phone>Email,false,22:15-08:30,46,57,49,44,OpenBanking,1,Human,Rebalance,2025-12-16,Partial,v2.8.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9658,Stabilizer,74003,557648,45647,5.9,2,10,IN,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,11.8,6.0,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Phone>App>Chat>Email>In-Person,false,22:15-07:00,59,124,66,56,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-11-24,Success,v2.9.5,NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9659,Preserver,144346,1315794,44923,7.1,1,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,14.0,6.1,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,App>Email>Phone,true,21:15-08:15,79,172,87,82,Brokerage;OpenBanking,4,None,AlertAcknowledge,2025-03-06,Success,v1.10.7,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9660,Preserver,202453,1441385,108966,5.0,2,15,CA,Medium,NoIlliquids;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,13.0,8.2,Retirement:15y;Emergency:1y,15,Concise,Deep,TaxCost;MaxDD,Chat>In-Person>App>Email,true,21:45-06:00,68,181,66,64,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-07-24,Success,v1.9.3,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9661,Stabilizer,87646,639654,29098,9.3,1,10,US,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,17.3,5.3,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;MaxDD;TaxCost,Email>Chat>App>Phone,false,21:30-07:30,57,176,47,48,CreditBureau;OpenBanking,7,Human,AutoTransfer,2025-04-03,Partial,v1.10.9,NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9662,Explorer,70760,624931,18058,21.2,2,10,US,Low,NoDerivatives,ESGOnly;NoWeapons,,2.1,32.8,13.3,Business:5y;Travel:2y;Debt:2y,5,Concise,Shallow,TaxCost;Sharpe,Phone>In-Person>Chat,true,23:30-06:15,56,64,52,49,OpenBanking,6,None,PlanUpdate,2025-03-07,Success,v1.10.9,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9663,Stabilizer,76848,187329,26038,9.2,1,10,US,Medium,NoDerivatives,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,10.9,6.9,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;Sharpe,Email>Chat>Phone>App,true,19:30-07:30,54,172,63,67,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-11-24,Success,v1.9.3,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9664,Optimizer,126668,1330587,59217,7.3,4,12,US,Low,,NoTobacco;NoFossilFuel,Crypto;PennyStocks,1.4,24.5,12.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,TaxCost;Sharpe,Phone>Chat>App>Email,true,22:00-08:30,71,108,69,62,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AutoTransfer,2025-02-05,Success,v1.10.6,NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9665,Builder,51482,113884,5930,14.6,2,10,SG,Low,NoDerivatives;AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs,1.5,18.1,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,Sharpe;TaxCost,In-Person>Email>Chat>App>Phone,true,19:30-07:15,58,125,52,44,OpenBanking,13,None,Rebalance,2025-05-25,Success,v1.10.9,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9666,Stabilizer,91552,394811,33077,6.6,3,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,9.2,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe,Phone>App>Chat>In-Person>Email,false,23:45-07:45,58,175,67,65,OpenBanking,20,Hybrid,PlanUpdate,2025-11-21,Success,v2.8.3,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A9667,Builder,62781,178804,5887,11.4,2,10,US,Low,,,PrivateCredit,1.7,17.8,8.4,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,MaxDD;IRR;Sharpe,Chat>Email>App>In-Person>Phone,true,23:15-08:45,58,124,68,66,CreditBureau;OpenBanking;Payroll,17,None,AlertAcknowledge,2025-10-07,Failed,v2.8.7,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9668,Stabilizer,60677,151514,20058,6.0,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.6,7.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>Email>App>In-Person,false,21:45-06:45,58,148,57,58,CreditBureau;OpenBanking;Payroll,20,None,AutoTransfer,2025-08-04,Failed,v2.9.7,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9669,Preserver,127473,1689901,111319,6.7,1,12,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.0,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Email>Chat,false,21:15-08:00,78,130,74,72,Brokerage;OpenBanking;Payroll,8,Human,PlanUpdate,2025-08-11,Success,v1.10.6,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9670,Builder,46845,125733,5184,13.5,2,10,US,Medium,AccreditedOnly;NoDerivatives,,Crypto,1.7,23.3,10.5,Home:3y;Retirement:30y,3,Concise,Deep,TaxCost;IRR,App>Email>Phone>Chat>In-Person,true,20:45-06:30,56,145,46,46,CreditBureau;OpenBanking;Payroll,11,Human,AlertAcknowledge,2025-03-02,Success,v2.9.6,LimitOrderOnly;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A9671,Builder,85797,247894,14463,11.7,1,10,UK,Low,,,PennyStocks,1.5,22.5,9.8,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;Sharpe;IRR,Email>Phone>In-Person>Chat,false,23:45-08:15,73,128,63,52,OpenBanking,17,None,AutoTransfer,2025-04-25,Partial,v1.10.2,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9672,Stabilizer,46227,168657,20721,5.1,3,10,DE,Low,NoDerivatives,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,14.8,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>Phone>Chat,false,23:00-06:00,67,148,75,71,CreditBureau;OpenBanking;Payroll,11,Hybrid,PlanUpdate,2025-08-31,Success,v1.8.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A9673,Preserver,65591,559204,24586,6.2,1,10,US,Medium,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,12.6,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Phone>Email>Chat>App,true,20:15-06:15,70,151,62,64,Brokerage;CreditBureau;OpenBanking;Payroll,3,Hybrid,PlanUpdate,2025-01-16,Success,v2.10.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A9674,Optimizer,77884,478834,35193,5.7,4,10,US,Low,NoShortSelling;AccreditedOnly,ESGOnly;NoTobacco,PennyStocks,1.9,21.0,11.8,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,Sharpe;MaxDD,In-Person>Chat>Phone,false,22:15-08:30,62,102,68,63,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-10-26,Success,v1.9.9,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9675,Optimizer,73243,1069548,57528,8.1,3,10,US,Low,NoDerivatives;NoShortSelling,,Crypto;PennyStocks;PrivateCredit,1.7,15.2,13.8,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,IRR;MaxDD;TaxCost,In-Person>Email>Chat>Phone,true,21:30-07:45,76,109,88,84,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-06-11,Success,v2.10.8,NoPennyStocks,Enforce tax budget and position caps
A9676,Builder,74913,126058,5354,11.3,2,10,DE,Low,,,,1.4,21.3,8.8,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;IRR;MaxDD,Chat>Phone>App>Email,false,21:45-08:30,62,133,63,63,OpenBanking,11,Hybrid,AutoTransfer,2025-06-12,Partial,v1.8.9,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A9677,Preserver,145527,611543,60462,5.7,3,12,US,Low,NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,13.9,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Chat>In-Person>App,false,19:30-06:45,72,175,59,55,Brokerage;OpenBanking,12,Hybrid,AlertAcknowledge,2025-05-28,Success,v1.8.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9678,Builder,51328,105055,7935,10.9,3,10,IN,Low,,,,1.8,19.9,11.3,Home:3y;Retirement:30y,3,Concise,Deep,MaxDD;IRR,Email>App>Phone>Chat>In-Person,true,22:45-08:45,70,70,61,60,OpenBanking,10,None,AlertAcknowledge,2025-11-30,Partial,v1.8.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Prioritize liquidity and down payment savings
A9679,Preserver,126763,456404,29635,5.7,3,12,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.0,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Phone>Chat>Email>In-Person,true,19:30-08:15,64,213,70,66,Brokerage;OpenBanking,7,Hybrid,Rebalance,2025-05-27,Partial,v2.9.4,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9680,Stabilizer,19771,61000,2614,6.1,2,10,IN,High,NoIlliquids,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,11.4,8.3,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;Sharpe;TaxCost,App>Chat>In-Person,true,21:30-07:45,52,117,56,49,OpenBanking,7,None,AutoTransfer,2025-07-29,Partial,v1.9.3,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A9681,Builder,30903,88808,3324,14.0,1,10,CA,Medium,NoDerivatives,,,1.4,19.7,8.1,Home:3y;Retirement:30y;Education:6y,3,Concise,Deep,Sharpe;TaxCost,Chat>Email>Phone,false,23:30-07:45,61,143,61,58,CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-04-06,Success,v1.9.6,NoIlliquids,Prioritize liquidity and down payment savings
A9682,Optimizer,102230,2082375,37786,8.3,2,12,US,Low,NoIlliquids,NoWeapons;ESGOnly,PennyStocks,1.7,27.6,10.1,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,IRR;TaxCost,Email>Phone>App>Chat>In-Person,false,23:45-08:45,61,104,64,55,Brokerage;CreditBureau;OpenBanking;Payroll,1,None,Rebalance,2025-07-23,Success,v1.9.1,LimitOrderOnly,Enforce tax budget and position caps
A9683,Preserver,91456,422501,49159,5.3,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,10.0,6.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;TaxCost,Phone>App>Chat,true,20:45-07:30,72,134,75,67,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-04-24,Failed,v1.8.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9684,Stabilizer,152806,657285,47348,5.8,4,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.1,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,Sharpe;MaxDD,App>Chat>Email>In-Person>Phone,true,23:00-08:15,56,124,54,47,CreditBureau;OpenBanking;Payroll,7,Human,PlanUpdate,2025-11-11,Success,v1.9.2,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9685,Optimizer,144129,924644,87175,7.7,4,12,US,Low,AccreditedOnly;NoShortSelling,ESGOnly;NoTobacco,LeveragedETFs;PennyStocks,1.5,15.0,13.4,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;Sharpe;MaxDD,Chat>Email>Phone>App>In-Person,true,19:15-08:00,75,113,82,78,Brokerage;OpenBanking,4,Hybrid,AutoTransfer,2025-05-31,Success,v1.9.9,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A9686,Builder,102993,203829,13884,11.6,3,15,UK,Medium,,NoFossilFuel,,1.5,12.6,9.6,Home:3y;Retirement:30y,3,Educational,Medium,Sharpe;MaxDD,App>Email>In-Person>Chat>Phone,true,19:15-07:30,61,95,57,57,CreditBureau;OpenBanking,8,Human,PlanUpdate,2025-07-12,Success,v1.9.4,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9687,Builder,83679,270090,7725,9.5,3,10,US,High,AccreditedOnly,,,1.5,23.3,8.5,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Deep,MaxDD;Sharpe;TaxCost,In-Person>Chat>Phone>Email,true,19:15-08:15,51,86,47,42,CreditBureau;OpenBanking,20,None,AutoTransfer,2025-02-27,Success,v1.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9688,Builder,110952,293597,22485,9.7,1,15,IN,Low,,NoFossilFuel;NoWeapons,PrivateCredit,1.6,25.0,7.9,Home:3y;Retirement:30y,3,Educational,Medium,IRR;Sharpe,Phone>Email>In-Person>Chat,true,19:45-06:15,63,76,56,44,OpenBanking,19,None,AutoTransfer,2025-03-12,Success,v2.10.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9689,Builder,71380,242762,6990,10.0,3,10,AU,Medium,NoDerivatives;NoIlliquids,NoTobacco,LeveragedETFs,1.8,20.6,9.7,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;TaxCost;IRR,Phone>App>In-Person>Email>Chat,false,19:45-07:00,58,129,57,52,CreditBureau;OpenBanking,18,Human,PlanUpdate,2025-02-04,Success,v2.9.7,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9690,Stabilizer,57889,186691,15352,4.8,4,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,11.9,8.6,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Phone>App>Email>Chat>In-Person,false,20:15-07:00,53,105,44,46,OpenBanking;Payroll,6,None,AlertAcknowledge,2025-01-24,Success,v1.9.6,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A9691,Preserver,100507,1382030,75310,5.2,3,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,17.5,7.1,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;MaxDD;Sharpe,Phone>Email>App,true,19:15-06:00,83,160,77,77,Brokerage;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-12-19,Partial,v2.9.8,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9692,Preserver,91509,695097,62593,7.9,1,10,US,Low,NoShortSelling,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.4,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>Chat,true,23:15-06:30,73,144,67,59,Brokerage;CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-12-19,Partial,v2.10.2,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9693,Builder,58047,141783,9693,14.2,2,10,US,Low,AccreditedOnly,NoWeapons;NoTobacco,,1.4,22.6,10.1,Home:3y;Retirement:30y;Education:6y,3,Educational,Deep,Sharpe;TaxCost,Email>Chat>Phone>App>In-Person,true,22:15-07:15,62,81,62,57,OpenBanking,18,None,AlertAcknowledge,2025-07-31,Success,v2.10.4,StopLossDisabled,Prioritize liquidity and down payment savings
A9694,Explorer,65732,244955,21892,19.2,2,10,US,Low,,,Crypto;PrivateCredit,2.1,20.9,18.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,IRR;TaxCost;Sharpe,Chat>In-Person>App,true,19:00-08:15,67,70,60,50,CreditBureau;OpenBanking,5,None,AutoTransfer,2025-02-25,Success,v2.9.6,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9695,Builder,106643,220703,13316,13.9,1,12,US,Low,,NoFossilFuel;ESGOnly,LeveragedETFs,1.7,21.4,8.9,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,TaxCost;MaxDD;IRR,Email>Chat>Phone,true,23:30-08:45,66,113,67,56,CreditBureau;OpenBanking,17,None,AlertAcknowledge,2025-05-08,Success,v1.10.5,NoMargin,Prioritize liquidity and down payment savings
A9696,Explorer,138524,249284,23288,14.8,3,12,US,Low,,NoWeapons;NoFossilFuel,LeveragedETFs;PrivateCredit,2.0,31.3,12.6,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,IRR;TaxCost,Chat>App>Email,true,23:00-06:15,67,64,73,71,CreditBureau;OpenBanking,1,None,AutoTransfer,2025-03-10,Success,v1.10.9,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9697,Preserver,174827,1671467,162607,5.3,2,15,DE,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,12.5,6.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Medium,Sharpe;TaxCost,Phone>App>Chat,true,20:15-07:45,69,124,66,65,Brokerage;CreditBureau;OpenBanking;Payroll,12,Hybrid,AutoTransfer,2025-12-24,Partial,v2.10.6,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9698,Preserver,243180,1529737,143984,5.4,2,12,US,Medium,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,8.9,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email>App,true,22:45-07:45,75,216,77,72,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-03-18,Success,v1.10.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9699,Stabilizer,77929,666351,25357,9.9,1,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,9.2,6.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Chat>App>In-Person>Phone,true,22:00-08:45,58,171,51,46,CreditBureau;OpenBanking,9,None,AutoTransfer,2025-04-25,Failed,v1.10.1,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9700,Preserver,107874,352511,37759,5.4,3,12,US,Medium,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>App,false,22:00-08:15,76,218,82,81,Brokerage;CreditBureau;OpenBanking,6,None,AutoTransfer,2025-08-10,Partial,v1.9.7,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9701,Preserver,127591,1289731,108328,6.6,2,12,US,Low,NoShortSelling;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.5,5.3,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person,false,20:00-06:15,76,185,84,76,Brokerage;CreditBureau;OpenBanking;Payroll,14,None,AlertAcknowledge,2025-07-04,Success,v1.8.7,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9702,Builder,46888,58771,6562,10.5,1,10,US,Medium,,NoWeapons;NoTobacco,,1.7,19.5,11.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;IRR;Sharpe,Phone>Email>In-Person>App,false,22:30-08:15,56,126,43,40,CreditBureau;OpenBanking,6,Hybrid,Rebalance,2024-12-26,Success,v1.8.5,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9703,Preserver,56275,654128,37826,6.3,2,10,SG,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,9.7,5.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,Sharpe;MaxDD,Chat>Email>In-Person>Phone,false,21:30-06:45,71,191,73,76,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-08-21,Partial,v1.9.7,PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9704,Preserver,69803,629249,28176,5.4,2,10,US,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,17.2,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>In-Person>App,true,21:15-06:30,77,180,67,64,Brokerage;CreditBureau;OpenBanking;Payroll,13,None,PlanUpdate,2025-02-25,Partial,v1.10.5,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9705,Builder,31000,96852,7670,9.0,3,10,DE,Low,,,,1.6,20.9,8.3,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,Sharpe;MaxDD;IRR,In-Person>Chat>Phone>App,true,21:45-07:30,69,98,55,52,CreditBureau;OpenBanking,17,None,Rebalance,2025-10-01,Success,v2.9.7,NoIlliquids;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9706,Builder,73105,350586,15622,9.6,2,10,US,Low,,,LeveragedETFs,1.8,13.6,9.2,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,Sharpe;TaxCost,App>In-Person>Email>Chat>Phone,true,23:00-07:45,60,133,68,57,CreditBureau;OpenBanking,13,None,AlertAcknowledge,2025-06-08,Success,v2.10.8,NoPennyStocks,Prioritize liquidity and down payment savings
A9707,Preserver,81550,610817,19093,8.6,1,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,11.7,7.8,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;TaxCost,Chat>App>Phone>In-Person>Email,true,22:15-07:15,75,234,77,70,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-04-29,Success,v1.10.1,NoIlliquids;NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9708,Stabilizer,95922,561240,65745,10.0,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,10.3,8.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,Sharpe;MaxDD,Email>In-Person>Chat>App>Phone,true,21:00-07:45,68,150,70,69,CreditBureau;OpenBanking,14,None,Rebalance,2025-02-11,Success,v1.8.3,LimitOrderOnly;NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9709,Builder,114176,238921,8171,13.3,2,12,US,Medium,,NoFossilFuel;NoWeapons,,1.5,12.7,10.4,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,Sharpe;MaxDD,Email>Phone>In-Person>App>Chat,true,21:00-07:45,66,114,63,53,OpenBanking,8,Hybrid,AlertAcknowledge,2025-10-28,Success,v2.8.4,NoIlliquids;StopLossDisabled,Prioritize liquidity and down payment savings
A9710,Preserver,67198,326000,39680,6.3,2,10,US,Medium,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,15.8,5.8,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Phone>Email>Chat,true,20:15-07:45,78,148,76,79,Brokerage;CreditBureau;OpenBanking;Payroll,9,Hybrid,AlertAcknowledge,2025-04-11,Failed,v2.9.8,LimitOrderOnly,Maintain ≥ 12m cash runway and low drawdown
A9711,Optimizer,144932,2372935,114110,9.8,1,12,US,Medium,NoDerivatives,NoFossilFuel,PennyStocks;PrivateCredit,1.9,22.0,9.3,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Medium,TaxCost;Sharpe;MaxDD,Chat>Phone>In-Person>Email>App,true,23:30-08:00,61,115,63,59,Brokerage;CreditBureau;OpenBanking,4,Human,Rebalance,2025-10-27,Success,v2.9.5,NoPennyStocks,Enforce tax budget and position caps
A9712,Optimizer,112455,758809,54172,8.3,4,12,US,Medium,AccreditedOnly;NoShortSelling,NoTobacco,PennyStocks;PrivateCredit,1.5,19.1,12.2,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;Sharpe;IRR,Phone>App>Email>In-Person>Chat,true,19:45-07:00,59,89,68,68,Brokerage;CreditBureau;OpenBanking,4,Human,AlertAcknowledge,2025-10-24,Failed,v2.9.4,NoIlliquids;NoPennyStocks,Enforce tax budget and position caps
A9713,Stabilizer,63557,274986,25541,7.5,2,10,US,Low,NoIlliquids,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,15.4,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>Chat,true,22:30-06:30,58,91,45,41,CreditBureau;OpenBanking,8,None,Rebalance,2025-02-03,Partial,v2.8.2,LimitOrderOnly;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9714,Builder,45462,77893,9791,7.2,4,10,US,Low,,ESGOnly,,1.5,19.0,8.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;Sharpe,Chat>Email>In-Person>Phone>App,true,21:45-06:00,72,67,75,68,OpenBanking,13,None,AlertAcknowledge,2025-05-26,Success,v1.10.7,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9715,Preserver,125652,992494,66237,5.1,4,15,IN,Low,NoDerivatives,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,10.1,8.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Deep,MaxDD;TaxCost;Sharpe,Email>Phone>Chat,true,23:15-06:00,69,220,63,60,Brokerage;OpenBanking,14,Human,Rebalance,2025-06-26,Success,v1.10.8,LimitOrderOnly;NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9716,Optimizer,103409,896112,41077,8.3,3,12,US,Low,AccreditedOnly,NoWeapons;NoFossilFuel,LeveragedETFs;PennyStocks,1.9,25.3,11.9,Wealth:10y;Estate:20y,10,Educational,Medium,Sharpe;IRR;MaxDD,Chat>App>In-Person>Phone,true,19:15-07:30,73,99,72,62,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2025-09-17,Partial,v2.10.9,NoPennyStocks;PauseWhenVIX>30,Enforce tax budget and position caps
A9717,Stabilizer,84783,359227,24167,6.5,1,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,14.9,8.0,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost,Phone>App>Email,false,23:45-06:15,49,174,46,47,CreditBureau;OpenBanking,9,None,Rebalance,2025-08-25,Failed,v1.9.2,PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9718,Preserver,104118,445679,31668,6.1,1,12,US,Medium,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.0,14.5,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,Sharpe;TaxCost;MaxDD,Phone>In-Person>Email>App,true,22:30-08:45,72,190,81,82,Brokerage;OpenBanking,8,Human,AlertAcknowledge,2025-03-18,Success,v2.9.4,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9719,Explorer,57471,196231,22313,13.7,3,10,US,Low,,NoWeapons,Crypto;LeveragedETFs,2.1,23.9,16.8,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;TaxCost,Phone>Email>App>Chat>In-Person,true,19:30-06:00,54,66,46,34,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-02-16,Partial,v1.8.2,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9720,Builder,137541,381293,24033,13.2,3,12,US,Low,NoDerivatives,,Crypto;LeveragedETFs,1.8,17.5,9.9,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;Sharpe,In-Person>App>Chat>Email,true,21:15-07:00,73,66,77,76,CreditBureau;OpenBanking,10,None,PlanUpdate,2025-09-18,Success,v1.10.9,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9721,Optimizer,183144,1995766,147918,7.4,4,15,IN,Medium,AccreditedOnly,NoTobacco,Crypto;PennyStocks,1.5,18.8,12.2,Wealth:10y;Estate:20y,10,Concise,Medium,Sharpe;IRR;TaxCost,Phone>Chat>App>Email,true,20:45-08:15,65,71,74,70,Brokerage;CreditBureau;OpenBanking,6,Human,PlanUpdate,2025-10-24,Success,v1.10.1,PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9722,Preserver,51438,556725,29968,5.3,3,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,15.9,7.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,Phone>In-Person>App,false,19:30-07:45,73,178,73,72,Brokerage;CreditBureau;OpenBanking,11,Human,AlertAcknowledge,2025-05-04,Success,v2.10.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9723,Preserver,131693,653590,66292,5.8,3,15,CA,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,Email>In-Person>App,true,19:45-07:15,79,159,79,79,Brokerage;OpenBanking,6,None,Rebalance,2025-01-16,Success,v1.10.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9724,Builder,37961,108921,3121,10.8,1,10,US,High,NoShortSelling;NoDerivatives,ESGOnly,Crypto,1.7,17.0,7.6,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,TaxCost;Sharpe;IRR,In-Person>Phone>Email>App,true,23:15-08:15,63,118,53,44,CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-01-14,Success,v2.10.5,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9725,Builder,87179,195516,11699,13.1,2,10,US,Low,,,,1.4,16.2,8.3,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;MaxDD,Email>In-Person>App>Chat,true,22:45-06:45,67,124,60,51,CreditBureau;OpenBanking,9,Hybrid,Rebalance,2025-09-21,Success,v1.8.6,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9726,Preserver,124142,1379617,56692,5.8,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,12.5,5.7,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;MaxDD,Email>Phone>In-Person,true,21:30-06:45,73,182,67,66,Brokerage;OpenBanking,13,None,AlertAcknowledge,2025-01-02,Partial,v1.10.9,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9727,Builder,56128,304785,6401,9.2,3,10,US,High,NoIlliquids;AccreditedOnly,,,1.8,22.0,9.0,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;TaxCost,Email>In-Person>Phone>App>Chat,true,21:15-07:45,50,94,40,36,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-07-18,Partial,v2.8.3,LimitOrderOnly;NoMargin,Prioritize liquidity and down payment savings
A9728,Explorer,68061,453449,33176,19.2,3,10,AU,Medium,AccreditedOnly;NoIlliquids,,Crypto;PennyStocks,1.6,20.4,16.5,Business:5y;Travel:2y,5,Educational,Shallow,Sharpe;IRR,Phone>Email>In-Person>Chat>App,false,23:30-08:30,61,74,72,70,OpenBanking,2,None,Rebalance,2025-10-27,Success,v2.8.2,NoMargin;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9729,Stabilizer,124405,532257,62634,9.6,1,15,UK,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,15.4,6.8,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Shallow,MaxDD;TaxCost;Sharpe,Chat>App>In-Person>Phone>Email,true,20:45-06:30,64,150,65,56,OpenBanking;Payroll,20,Hybrid,AutoTransfer,2025-03-16,Partial,v1.10.7,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A9730,Optimizer,125710,1441166,61947,5.8,4,12,US,Low,NoShortSelling,NoTobacco;NoFossilFuel,PennyStocks,1.7,17.2,9.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Shallow,TaxCost;IRR;Sharpe,Email>Phone>App>Chat>In-Person,true,22:15-06:45,72,88,74,69,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-06-03,Partial,v1.9.4,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A9731,Builder,82770,146110,7045,13.1,3,10,US,Medium,NoDerivatives;NoShortSelling,ESGOnly,,1.7,20.1,8.0,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,TaxCost;Sharpe;IRR,App>Email>In-Person,false,22:45-08:00,61,125,70,68,OpenBanking,14,Human,Rebalance,2025-09-29,Success,v1.8.5,LimitOrderOnly;NoIlliquids,Prioritize liquidity and down payment savings
A9732,Preserver,187880,3430433,169567,7.2,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,0.9,13.9,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;TaxCost,Phone>Chat>App>Email>In-Person,false,19:45-07:45,83,234,78,70,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-02-08,Success,v1.10.3,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9733,Stabilizer,49908,247872,14025,4.6,4,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,16.6,5.3,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Chat>Phone>In-Person>Email,true,23:15-06:45,57,126,46,46,OpenBanking;Payroll,11,Human,Rebalance,2025-08-09,Failed,v1.10.7,LimitOrderOnly;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9734,Builder,42980,146614,9279,12.5,1,10,US,Low,NoDerivatives;AccreditedOnly,ESGOnly,,1.4,22.2,11.6,Home:3y;Retirement:30y;Debt:2y,3,Directive,Shallow,TaxCost;MaxDD,App>Phone>In-Person>Chat,true,20:30-08:30,64,137,58,53,OpenBanking,14,Human,Rebalance,2025-08-01,Success,v1.8.7,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9735,Builder,97179,369115,28366,10.3,4,10,DE,Medium,NoShortSelling;AccreditedOnly,,,1.4,14.9,10.3,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;TaxCost,Chat>App>In-Person,true,19:00-08:00,59,81,59,57,OpenBanking;Payroll,12,Hybrid,Rebalance,2025-10-24,Success,v1.9.2,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9736,Preserver,66192,479580,57921,6.8,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,15.4,5.7,Retirement:15y;Emergency:1y,15,Directive,Medium,TaxCost;MaxDD,In-Person>App>Email>Chat>Phone,true,21:00-08:45,73,240,81,75,Brokerage;OpenBanking;Payroll,3,Human,PlanUpdate,2025-06-20,Success,v1.10.2,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9737,Preserver,105420,889391,33634,5.1,2,15,CA,Medium,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,15.9,8.4,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,In-Person>App>Chat,true,20:15-08:15,72,233,69,65,Brokerage;OpenBanking,9,Human,AlertAcknowledge,2025-05-04,Success,v2.8.3,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9738,Stabilizer,92620,400306,23881,7.2,2,10,CA,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,17.1,6.6,Retirement:15y;Emergency:1y,15,Concise,Deep,MaxDD;TaxCost;Sharpe,Phone>In-Person>Chat,false,22:15-07:30,57,96,66,66,OpenBanking,20,Human,AlertAcknowledge,2025-08-01,Success,v1.8.6,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9739,Stabilizer,101252,836099,44664,6.1,4,12,US,Low,AccreditedOnly;NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.7,7.2,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,In-Person>Chat>Phone>App>Email,true,21:00-07:00,61,154,70,62,OpenBanking,15,None,Rebalance,2025-10-01,Success,v1.8.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9740,Explorer,88389,209810,18445,20.7,1,10,UK,Medium,,,PennyStocks,1.8,34.0,13.5,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,MaxDD;TaxCost;Sharpe,Email>App>Chat>Phone,true,19:00-08:30,61,81,73,62,OpenBanking;Payroll,7,Human,AutoTransfer,2025-08-01,Success,v1.9.3,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9741,Preserver,52000,337167,45421,4.6,4,10,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.6,7.9,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,In-Person>Chat>Phone,false,22:45-08:15,73,176,74,68,Brokerage;OpenBanking,5,None,Rebalance,2025-07-13,Success,v1.8.5,NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9742,Preserver,108767,475285,55593,5.0,2,15,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.2,7.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,In-Person>App>Phone>Email>Chat,true,22:00-06:15,81,234,75,67,Brokerage;CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-06-09,Failed,v2.10.7,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9743,Preserver,61703,570734,23097,3.3,4,10,AU,Low,NoShortSelling;AccreditedOnly,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,13.9,6.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;MaxDD,Chat>App>Email>Phone,true,19:00-06:30,69,165,55,53,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-05-31,Success,v1.10.7,NoAutoTradesBelow$1k;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9744,Builder,35418,58124,2359,13.3,3,10,US,Low,,,PrivateCredit,1.8,21.9,10.7,Home:3y;Retirement:30y,3,Directive,Medium,TaxCost;MaxDD;Sharpe,Chat>App>In-Person,true,22:00-08:45,59,141,59,56,CreditBureau;OpenBanking,20,Human,PlanUpdate,2025-09-26,Success,v1.9.6,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A9745,Builder,97795,258448,11315,10.0,1,10,US,Low,AccreditedOnly;NoIlliquids,,PennyStocks,1.8,23.7,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,Sharpe;IRR;MaxDD,Phone>Email>Chat>App>In-Person,false,19:30-07:00,63,102,67,59,CreditBureau;OpenBanking,16,None,AutoTransfer,2025-05-03,Success,v1.9.7,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9746,Builder,86507,132736,10819,10.4,1,10,US,Low,,NoWeapons,Crypto;PrivateCredit,1.5,16.2,9.1,Home:3y;Retirement:30y;Debt:2y,3,Concise,Medium,IRR;Sharpe,In-Person>Chat>Email>App>Phone,true,22:30-08:45,63,127,67,60,OpenBanking,14,Human,AlertAcknowledge,2025-04-22,Partial,v1.10.9,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9747,Explorer,143676,-127033,18196,14.9,1,15,UK,Low,NoIlliquids,,Crypto;PrivateCredit,2.0,21.2,14.1,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;IRR,Chat>Email>In-Person,true,22:45-07:45,68,47,76,66,CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-10-19,Success,v2.8.1,LimitOrderOnly,Allow small experimental sleeve ≤ 3%
A9748,Stabilizer,42823,162699,16827,7.4,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,5.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;TaxCost,Email>App>Phone>Chat,false,23:30-06:45,52,170,56,49,CreditBureau;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-06-21,Success,v1.10.2,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9749,Builder,56128,95675,5315,9.0,3,10,CA,Low,,ESGOnly,LeveragedETFs,1.5,24.7,8.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,TaxCost;IRR,App>Phone>Email>Chat,false,21:00-07:30,71,115,70,70,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-12-12,Success,v1.8.6,NoPennyStocks,Prioritize liquidity and down payment savings
A9750,Preserver,97990,697792,94438,6.0,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.9,5.1,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,TaxCost;MaxDD;Sharpe,In-Person>Chat>Email,true,20:15-07:15,67,191,54,54,Brokerage;CreditBureau;OpenBanking,14,None,AlertAcknowledge,2025-06-21,Success,v2.10.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9751,Preserver,49869,373770,25171,6.9,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,16.6,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe;MaxDD,App>Email>In-Person,true,21:45-08:15,74,137,63,60,Brokerage;OpenBanking,9,Human,PlanUpdate,2025-03-18,Partial,v2.10.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9752,Stabilizer,29170,83638,8540,9.7,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.2,8.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD,App>Email>Phone,true,19:15-06:00,57,143,47,38,OpenBanking,16,None,AutoTransfer,2025-07-22,Success,v1.9.1,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9753,Builder,45807,85722,9744,11.4,4,10,AU,Medium,NoShortSelling;AccreditedOnly,,PennyStocks,1.4,18.0,7.4,Home:3y;Retirement:30y,3,Concise,Medium,IRR;MaxDD;TaxCost,Email>Chat>In-Person>Phone,true,20:30-08:15,62,70,64,56,OpenBanking,18,None,AlertAcknowledge,2025-01-22,Partial,v2.9.8,StopLossDisabled,Prioritize liquidity and down payment savings
A9754,Preserver,159270,938585,114667,5.4,3,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,1.2,12.9,6.7,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe,Phone>App>In-Person>Email>Chat,true,22:15-07:00,79,225,83,82,Brokerage;OpenBanking,11,Human,AutoTransfer,2025-12-08,Failed,v1.10.3,NoIlliquids;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9755,Stabilizer,59127,195369,6956,6.8,1,10,UK,Low,NoIlliquids;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,16.5,5.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;Sharpe,Chat>App>In-Person>Email,true,19:30-06:45,57,132,42,44,OpenBanking,10,Human,AutoTransfer,2025-06-09,Failed,v2.8.8,LimitOrderOnly;NoIlliquids;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9756,Explorer,61908,474799,19165,18.4,1,10,US,Low,NoDerivatives,,,1.8,21.2,15.6,Business:5y;Travel:2y,5,Educational,Deep,Sharpe;MaxDD;TaxCost,App>Phone>In-Person>Email>Chat,true,20:45-06:45,61,73,50,40,CreditBureau;OpenBanking,6,Hybrid,AlertAcknowledge,2025-07-18,Success,v1.9.8,NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9757,Preserver,83264,329674,49067,7.8,1,10,IN,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.1,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,Chat>Email>In-Person>App,true,23:15-07:30,72,157,63,56,Brokerage;OpenBanking;Payroll,3,None,Rebalance,2025-08-24,Failed,v1.10.3,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9758,Optimizer,100648,598096,36975,9.2,2,12,US,Low,AccreditedOnly,ESGOnly;NoFossilFuel,PennyStocks,1.5,26.1,9.1,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Deep,Sharpe;TaxCost,Phone>Email>In-Person>Chat>App,true,22:00-06:00,60,66,57,56,Brokerage;CreditBureau;OpenBanking,3,Hybrid,PlanUpdate,2025-12-21,Partial,v2.10.5,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A9759,Explorer,49347,399292,19594,15.4,4,10,US,Low,NoDerivatives;NoShortSelling,,Crypto,1.8,21.1,15.0,Business:5y;Travel:2y;Debt:2y,5,Educational,Shallow,TaxCost;IRR;MaxDD,In-Person>Phone>App,false,22:00-06:30,64,60,70,67,OpenBanking,3,Hybrid,AutoTransfer,2025-09-01,Success,v1.10.2,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9760,Preserver,78832,555628,63748,7.2,1,10,US,Medium,NoIlliquids;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.2,8.6,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Chat>In-Person>Phone>App,true,21:30-07:45,71,192,64,57,Brokerage;OpenBanking,9,Hybrid,PlanUpdate,2025-03-20,Success,v1.8.1,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9761,Stabilizer,40903,267781,16408,5.2,3,10,CA,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.5,6.6,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,In-Person>Phone>Email,false,21:00-08:00,55,111,51,49,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-05-26,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9762,Optimizer,85309,865321,68337,8.1,1,10,US,Low,,NoWeapons,PennyStocks,1.4,22.5,13.0,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,TaxCost;Sharpe,Phone>In-Person>App>Chat,false,20:15-07:45,70,96,61,56,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-11-16,Success,v2.10.5,StopLossDisabled,Enforce tax budget and position caps
A9763,Optimizer,373965,2234157,216779,10.6,2,12,US,Low,,,PennyStocks;PrivateCredit,1.9,21.3,12.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,TaxCost;IRR,In-Person>Phone>App>Email,false,22:30-08:45,63,75,68,62,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-07-16,Success,v2.10.1,NoMargin,Enforce tax budget and position caps
A9764,Optimizer,147164,678612,31661,9.8,3,12,US,Low,NoShortSelling;NoDerivatives,NoFossilFuel;NoWeapons,LeveragedETFs;PennyStocks,1.5,17.2,11.4,Wealth:10y;Estate:20y,10,Educational,Deep,TaxCost;MaxDD,Email>Chat>In-Person>Phone,true,20:00-08:15,75,79,82,80,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-01-24,Success,v1.9.2,NoPennyStocks,Enforce tax budget and position caps
A9765,Preserver,140155,2419128,102227,6.8,2,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.0,8.0,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>Email>Phone>App,true,22:15-07:30,70,228,72,66,Brokerage;OpenBanking,5,Human,PlanUpdate,2025-05-26,Success,v1.10.7,LimitOrderOnly;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9766,Optimizer,108337,1155207,81885,8.2,4,15,CA,Low,,NoWeapons,PennyStocks;PrivateCredit,1.8,17.7,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;MaxDD,In-Person>Email>Phone,true,22:45-08:30,72,79,65,65,Brokerage;OpenBanking;Payroll,4,Hybrid,PlanUpdate,2025-10-18,Success,v1.8.6,NoIlliquids;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9767,Optimizer,94293,876229,44721,8.3,1,10,US,Low,,,PennyStocks,1.8,25.7,13.5,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Medium,Sharpe;IRR;TaxCost,App>Phone>In-Person>Email>Chat,true,21:00-08:45,64,96,63,63,Brokerage;CreditBureau;OpenBanking,4,Human,PlanUpdate,2025-08-28,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;StopLossDisabled,Enforce tax budget and position caps
A9768,Stabilizer,80874,492262,35179,9.1,2,10,US,Low,NoDerivatives,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,9.1,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Medium,Sharpe;MaxDD;TaxCost,App>In-Person>Phone,true,23:30-06:30,66,159,69,67,OpenBanking,13,None,AlertAcknowledge,2025-05-31,Partial,v1.8.6,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9769,Preserver,63133,938949,39787,6.2,2,10,DE,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.4,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD,In-Person>Email>Phone>Chat,true,22:00-08:45,71,239,57,61,Brokerage;OpenBanking,5,Human,AutoTransfer,2025-11-03,Success,v2.8.9,NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9770,Explorer,171893,123112,16217,18.3,3,12,US,High,NoShortSelling,,Crypto;PennyStocks,1.9,20.3,16.8,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,IRR;MaxDD;TaxCost,In-Person>Email>Chat,true,20:30-07:15,54,64,59,55,OpenBanking;Payroll,1,None,Rebalance,2025-04-16,Failed,v2.8.9,NoIlliquids,Allow small experimental sleeve ≤ 3%
A9771,Preserver,74012,906199,37949,5.9,2,10,US,Low,NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,15.2,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,App>Phone>In-Person,false,23:45-07:45,72,135,81,77,Brokerage;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-08-25,Partial,v1.10.3,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9772,Builder,101967,473331,23771,10.4,3,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs,1.7,12.6,8.6,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,IRR;TaxCost,Phone>App>Chat,false,23:00-07:15,72,60,70,66,OpenBanking;Payroll,11,None,PlanUpdate,2025-07-19,Success,v1.9.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9773,Optimizer,78112,1899626,42661,7.5,4,10,US,Low,,,Crypto;PennyStocks,1.5,19.8,12.5,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;Sharpe;MaxDD,Phone>Email>Chat>App>In-Person,true,23:45-08:15,69,107,56,47,Brokerage;CreditBureau;OpenBanking,1,Human,Rebalance,2025-06-21,Success,v2.8.5,LimitOrderOnly;PauseWhenVIX>30,Enforce tax budget and position caps
A9774,Explorer,87479,358384,14642,16.5,2,10,SG,Low,,NoWeapons,PennyStocks,2.1,24.1,16.5,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,IRR;MaxDD;TaxCost,In-Person>Chat>Email,true,23:30-06:30,55,59,42,31,CreditBureau;OpenBanking,3,None,PlanUpdate,2025-01-17,Partial,v2.10.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9775,Builder,76302,152385,7272,12.1,1,10,US,Low,,,LeveragedETFs;PennyStocks,1.6,20.1,11.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;Sharpe;MaxDD,App>Chat>Phone,true,21:30-08:45,63,141,52,44,CreditBureau;OpenBanking;Payroll,20,None,PlanUpdate,2025-06-06,Success,v1.10.5,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9776,Preserver,80188,1432668,59661,5.9,2,10,UK,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.7,8.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,Sharpe;TaxCost,App>In-Person>Phone,false,19:30-06:00,74,237,73,67,Brokerage;OpenBanking,3,Hybrid,PlanUpdate,2025-10-14,Success,v1.9.6,LimitOrderOnly;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9777,Builder,99715,256061,15286,12.4,3,10,US,Medium,,,LeveragedETFs;PennyStocks,1.7,19.6,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,TaxCost;MaxDD;Sharpe,In-Person>App>Email,true,19:45-06:15,58,129,63,54,CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-01-19,Partial,v2.10.3,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A9778,Preserver,75689,922682,42790,8.0,2,10,DE,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,10.7,6.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Chat>Email>In-Person,true,21:15-07:00,79,189,65,65,Brokerage;CreditBureau;OpenBanking,5,Human,AutoTransfer,2025-12-01,Partial,v2.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9779,Preserver,45555,289950,26342,4.7,4,10,CA,Medium,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,8.6,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Phone>Chat,true,21:00-06:15,70,179,63,62,Brokerage;OpenBanking;Payroll,8,Human,PlanUpdate,2025-05-23,Partial,v2.8.3,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9780,Stabilizer,98120,206978,14581,5.3,4,10,US,Low,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,15.7,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,Sharpe;MaxDD,Email>Chat>In-Person>Phone>App,false,22:45-08:30,57,168,49,38,CreditBureau;OpenBanking;Payroll,7,None,Rebalance,2025-03-05,Failed,v2.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A9781,Explorer,61261,495333,15222,19.1,1,10,UK,Low,NoIlliquids,,Crypto;LeveragedETFs,2.1,27.5,17.0,Business:5y;Travel:2y,5,Educational,Deep,Sharpe;MaxDD;IRR,In-Person>Email>App>Phone,true,21:30-07:45,56,79,49,37,OpenBanking;Payroll,6,None,AlertAcknowledge,2025-03-14,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids,Allow small experimental sleeve ≤ 3%
A9782,Builder,57798,106792,6520,11.4,1,10,US,High,,,Crypto;PennyStocks,1.5,14.7,9.6,Home:3y;Retirement:30y,3,Educational,Deep,IRR;TaxCost;MaxDD,In-Person>App>Phone,true,23:15-08:45,57,125,53,45,OpenBanking,11,None,AlertAcknowledge,2025-01-07,Success,v1.9.4,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9783,Builder,70371,275808,7390,14.8,1,10,UK,High,,NoTobacco,PennyStocks,1.6,14.8,12.0,Home:3y;Retirement:30y,3,Collaborative,Medium,Sharpe;IRR,Email>In-Person>Phone>App,true,20:30-06:30,53,138,59,53,OpenBanking,10,None,AutoTransfer,2025-05-21,Partial,v1.8.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9784,Stabilizer,61459,407211,14305,5.1,4,10,IN,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,15.0,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,MaxDD;Sharpe,Chat>Phone>In-Person>App>Email,false,23:45-08:45,64,103,62,64,OpenBanking;Payroll,13,None,AutoTransfer,2025-09-20,Success,v2.9.1,LimitOrderOnly;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9785,Explorer,48854,276136,21931,14.7,3,10,US,Low,NoIlliquids;AccreditedOnly,,PennyStocks,2.1,23.2,16.2,Business:5y;Travel:2y,5,Educational,Medium,Sharpe;MaxDD;TaxCost,App>Chat>Email>In-Person,true,22:45-07:30,56,65,47,37,OpenBanking,2,Human,Rebalance,2025-08-03,Success,v2.8.8,NoIlliquids;NoMargin;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9786,Stabilizer,58217,192002,14032,4.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,16.1,5.8,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,App>Phone>Chat>Email>In-Person,false,21:15-06:15,53,177,61,63,CreditBureau;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-07-21,Success,v1.10.5,NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9787,Optimizer,118468,1578272,42893,8.1,3,12,US,Low,,,PennyStocks,1.7,26.0,9.3,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,Sharpe;IRR;TaxCost,Chat>App>In-Person>Email,true,23:45-08:30,75,69,70,59,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-09-20,Failed,v2.9.5,LimitOrderOnly;NoPennyStocks,Enforce tax budget and position caps
A9788,Builder,25075,44054,3527,8.9,3,10,CA,Low,AccreditedOnly,,,1.6,13.7,7.3,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,MaxDD;Sharpe,Chat>Email>In-Person>Phone>App,false,23:30-06:45,64,91,67,62,CreditBureau;OpenBanking;Payroll,20,Human,Rebalance,2025-10-17,Success,v2.9.4,StopLossDisabled,Prioritize liquidity and down payment savings
A9789,Optimizer,137750,817606,74500,7.2,4,12,US,Low,NoDerivatives;AccreditedOnly,,PennyStocks,1.7,24.8,9.9,Wealth:10y;Estate:20y,10,Directive,Deep,TaxCost;Sharpe,App>Phone>Email,true,21:45-07:30,68,109,62,57,Brokerage;OpenBanking,4,Human,PlanUpdate,2025-02-16,Failed,v2.10.6,LimitOrderOnly;NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A9790,Stabilizer,96299,473682,39921,6.9,3,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,8.5,5.0,Retirement:15y;Emergency:1y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,In-Person>Chat>App>Phone,false,19:15-06:45,65,180,53,56,OpenBanking,10,None,Rebalance,2025-02-07,Success,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9791,Stabilizer,57522,204084,7192,5.7,2,10,US,High,NoDerivatives;AccreditedOnly,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.1,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Chat>Email>Phone>App,true,22:30-08:45,43,95,33,29,OpenBanking,9,None,AutoTransfer,2025-01-14,Success,v2.9.9,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9792,Preserver,140893,550661,57094,6.7,3,12,US,Low,AccreditedOnly;NoIlliquids,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,8.1,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,In-Person>App>Phone>Email>Chat,true,23:30-06:15,80,207,79,78,Brokerage;OpenBanking,13,Human,AutoTransfer,2025-07-31,Success,v2.8.6,NoIlliquids;NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9793,Builder,89475,258568,12766,9.2,4,10,US,Low,NoDerivatives,,LeveragedETFs,1.6,24.0,11.3,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,IRR;TaxCost;MaxDD,Email>App>In-Person>Chat,false,22:30-08:00,58,127,47,43,CreditBureau;OpenBanking,15,Human,PlanUpdate,2025-01-04,Success,v1.9.5,LimitOrderOnly;StopLossDisabled,Prioritize liquidity and down payment savings
A9794,Optimizer,80676,1179025,27199,7.6,4,10,US,Low,NoShortSelling;NoDerivatives,,PennyStocks,1.7,23.7,10.3,Wealth:10y;Estate:20y,10,Concise,Medium,TaxCost;MaxDD;IRR,App>Chat>Email>Phone>In-Person,false,21:00-07:15,62,84,52,51,Brokerage;CreditBureau;OpenBanking;Payroll,1,Human,PlanUpdate,2025-05-25,Success,v1.8.2,PauseWhenVIX>30,Enforce tax budget and position caps
A9795,Optimizer,295488,2324836,164103,7.0,3,15,IN,Low,NoIlliquids,ESGOnly;NoWeapons,PennyStocks,1.5,18.3,12.9,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;IRR,In-Person>Chat>Email>App>Phone,true,20:00-06:45,75,108,82,81,Brokerage;OpenBanking,3,Human,Rebalance,2025-02-15,Success,v1.8.3,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A9796,Optimizer,90395,659261,54103,7.7,3,10,CA,High,,,PennyStocks,1.8,23.9,12.7,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,MaxDD;TaxCost,Email>Phone>App>In-Person,true,21:00-06:30,53,69,42,32,Brokerage;OpenBanking;Payroll,6,None,AlertAcknowledge,2025-08-03,Success,v1.8.1,NoMargin;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9797,Stabilizer,77896,258520,24983,7.1,3,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.5,7.7,Retirement:15y;Emergency:1y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Chat>Email>App,true,21:00-08:15,62,96,62,54,OpenBanking,14,Hybrid,Rebalance,2025-07-29,Success,v1.9.3,NoIlliquids;NoMargin,Keep expenses buffer ≥ 4 months
A9798,Optimizer,50649,280147,24666,11.1,2,10,US,Medium,NoDerivatives;AccreditedOnly,,PennyStocks,1.6,25.3,10.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Medium,Sharpe;TaxCost;IRR,Email>App>Chat>Phone,true,21:15-08:45,66,117,59,50,Brokerage;OpenBanking;Payroll,1,Human,AlertAcknowledge,2025-07-02,Success,v1.9.1,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9799,Builder,54855,106741,3326,8.7,3,10,US,Low,,ESGOnly;NoTobacco,,1.4,19.9,11.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,Sharpe;TaxCost;MaxDD,Email>Phone>In-Person>App>Chat,false,19:45-08:15,60,116,47,38,CreditBureau;OpenBanking,13,Hybrid,PlanUpdate,2025-11-11,Success,v2.9.2,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9800,Stabilizer,83193,282395,19130,10.3,1,10,US,High,NoDerivatives;NoShortSelling,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,15.1,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,Sharpe;MaxDD;TaxCost,Email>In-Person>Chat>App>Phone,true,21:00-07:00,48,165,56,54,OpenBanking,19,None,PlanUpdate,2025-07-01,Success,v2.10.2,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9801,Builder,74984,108842,4206,9.9,3,10,US,Low,,ESGOnly,,1.8,13.9,11.2,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Medium,Sharpe;TaxCost;IRR,App>Chat>Email,true,22:30-08:15,66,76,59,49,CreditBureau;OpenBanking,12,Human,AlertAcknowledge,2025-12-03,Success,v1.9.9,NoAutoTradesBelow$1k;NoPennyStocks,Prioritize liquidity and down payment savings
A9802,Stabilizer,79149,203384,22047,8.4,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,8.8,8.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Deep,MaxDD;Sharpe;TaxCost,Email>Phone>In-Person,true,23:30-08:15,47,132,33,31,OpenBanking,7,None,Rebalance,2025-03-04,Success,v1.10.7,NoPennyStocks,Keep expenses buffer ≥ 4 months
A9803,Builder,303686,941109,87772,10.7,3,12,US,Low,NoShortSelling,,,1.5,16.2,9.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,IRR;Sharpe;TaxCost,In-Person>Chat>App>Phone,true,21:30-08:30,73,126,70,67,CreditBureau;OpenBanking,17,Hybrid,PlanUpdate,2025-06-02,Failed,v1.9.9,StopLossDisabled,Prioritize liquidity and down payment savings
A9804,Optimizer,250556,1318128,104948,6.2,4,12,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.7,16.4,13.5,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,MaxDD;IRR;TaxCost,Chat>Phone>App,false,19:45-07:00,67,64,60,52,Brokerage;CreditBureau;OpenBanking;Payroll,1,Hybrid,AutoTransfer,2025-04-24,Failed,v1.10.7,NoMargin,Enforce tax budget and position caps
A9805,Optimizer,172043,2873202,81215,6.5,4,12,US,Low,,,PennyStocks,1.7,21.7,12.6,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;MaxDD,App>Phone>In-Person>Email>Chat,true,20:45-07:45,63,103,72,62,Brokerage;OpenBanking,2,None,AutoTransfer,2025-09-07,Success,v1.8.8,NoIlliquids;NoMargin,Enforce tax budget and position caps
A9806,Preserver,115973,780471,71163,5.8,4,12,US,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,7.8,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,TaxCost;Sharpe,In-Person>Chat>App,true,22:00-07:15,77,159,67,62,Brokerage;CreditBureau;OpenBanking,12,Hybrid,PlanUpdate,2025-10-30,Success,v2.8.5,NoIlliquids;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9807,Preserver,72322,607899,38718,6.6,1,10,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,8.4,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,MaxDD;Sharpe,Phone>Chat>App>Email,true,20:30-08:15,72,226,62,61,Brokerage;CreditBureau;OpenBanking,9,Hybrid,PlanUpdate,2025-10-30,Success,v2.8.4,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9808,Builder,66214,105401,14500,7.8,4,10,US,Low,,,Crypto,1.7,21.1,10.4,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>App>Phone,false,20:00-06:00,58,118,67,55,CreditBureau;OpenBanking,20,None,PlanUpdate,2025-06-26,Failed,v2.10.3,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A9809,Builder,102830,270124,9794,12.2,3,12,US,Medium,AccreditedOnly;NoIlliquids,,LeveragedETFs;PennyStocks,1.8,14.2,9.0,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,Sharpe;IRR;TaxCost,Phone>App>Email>In-Person>Chat,false,22:30-07:30,54,126,58,56,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-02-28,Success,v1.8.6,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9810,Stabilizer,78359,388460,23329,6.8,4,10,IN,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Deep,TaxCost;Sharpe,In-Person>Email>Chat>Phone>App,true,23:15-08:45,50,149,43,43,CreditBureau;OpenBanking;Payroll,6,Human,AutoTransfer,2025-03-21,Success,v1.10.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9811,Stabilizer,89026,183710,21403,4.3,4,10,US,Low,NoDerivatives;NoShortSelling,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.2,7.6,Retirement:15y;Emergency:1y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,In-Person>Phone>Chat,true,23:15-06:30,61,123,61,61,CreditBureau;OpenBanking,17,Human,AutoTransfer,2025-01-18,Partial,v2.8.6,LimitOrderOnly;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9812,Builder,90883,273357,10298,10.5,4,10,US,Low,AccreditedOnly,,PennyStocks,1.5,18.5,8.0,Home:3y;Retirement:30y;Debt:2y,3,Directive,Medium,Sharpe;TaxCost,Email>Chat>Phone>App>In-Person,true,22:15-06:45,64,145,58,51,CreditBureau;OpenBanking,14,None,AutoTransfer,2025-12-09,Success,v2.8.5,StopLossDisabled,Prioritize liquidity and down payment savings
A9813,Optimizer,277568,4639263,106813,11.6,2,15,AU,Low,,NoTobacco,Crypto;PennyStocks;PrivateCredit,1.9,15.4,12.4,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;MaxDD;Sharpe,Phone>In-Person>Email>Chat,true,22:15-06:00,75,101,69,66,Brokerage;CreditBureau;OpenBanking,6,Hybrid,Rebalance,2025-05-31,Success,v1.10.4,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9814,Preserver,70671,227086,23477,5.1,4,10,IN,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.2,15.7,5.0,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>Phone,true,21:45-08:15,64,181,52,42,Brokerage;CreditBureau;OpenBanking;Payroll,7,Human,AutoTransfer,2025-10-08,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9815,Builder,76443,235960,13618,14.7,1,10,US,Low,,,Crypto;PrivateCredit,1.6,20.0,8.5,Home:3y;Retirement:30y;Education:6y,3,Concise,Medium,TaxCost;MaxDD;Sharpe,Phone>App>Email,false,23:45-07:00,62,129,69,63,CreditBureau;OpenBanking,20,Hybrid,AlertAcknowledge,2025-12-18,Partial,v1.8.4,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9816,Builder,99839,100686,10396,11.7,1,10,US,High,,NoFossilFuel,PrivateCredit,1.7,22.1,9.4,Home:3y;Retirement:30y;Education:6y,3,Directive,Medium,IRR;Sharpe,Chat>App>Email,true,22:00-07:00,51,110,47,38,OpenBanking,9,None,AlertAcknowledge,2025-10-09,Success,v2.10.7,NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9817,Preserver,58662,861399,34529,5.0,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,8.8,8.1,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;MaxDD;Sharpe,Chat>Phone>In-Person>Email,true,19:30-06:30,78,216,70,68,Brokerage;OpenBanking,14,Human,AlertAcknowledge,2025-01-12,Success,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9818,Optimizer,67897,670536,34757,6.8,4,10,IN,Low,,,Crypto;PennyStocks,1.5,18.7,12.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Deep,IRR;Sharpe,Chat>In-Person>Email>Phone,true,22:00-08:45,66,89,74,66,Brokerage;CreditBureau;OpenBanking,5,None,PlanUpdate,2025-03-18,Success,v2.8.9,NoMargin,Enforce tax budget and position caps
A9819,Preserver,79154,513076,17594,4.8,4,10,US,Low,NoDerivatives,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,6.2,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>Chat>App>Phone,false,19:00-08:45,82,159,74,68,Brokerage;OpenBanking;Payroll,12,Hybrid,Rebalance,2025-10-22,Success,v2.8.6,NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9820,Optimizer,71625,1492646,49102,7.3,3,10,US,Low,AccreditedOnly,,PennyStocks;PrivateCredit,1.9,26.4,13.9,Wealth:10y;Estate:20y;Education:6y,10,Collaborative,Shallow,Sharpe;IRR;MaxDD,App>In-Person>Chat,true,20:15-07:30,72,79,70,62,Brokerage;CreditBureau;OpenBanking,2,Hybrid,PlanUpdate,2025-10-14,Success,v2.9.2,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A9821,Stabilizer,103908,268894,33737,4.9,4,15,UK,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,14.6,8.5,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,TaxCost;MaxDD,App>In-Person>Email>Phone>Chat,true,19:30-06:45,67,167,55,57,OpenBanking,13,Hybrid,Rebalance,2025-06-13,Success,v2.9.3,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A9822,Stabilizer,108465,412412,16358,7.0,3,15,CA,Medium,,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.1,7.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Chat>Email>Phone>App>In-Person,true,19:15-08:00,47,116,54,46,OpenBanking,5,Hybrid,PlanUpdate,2024-12-31,Success,v1.8.5,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9823,Stabilizer,61702,191765,22375,8.5,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.9,7.4,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>Email>App>Phone>Chat,true,22:15-06:30,67,110,60,50,OpenBanking,13,None,PlanUpdate,2025-10-20,Success,v1.10.3,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9824,Optimizer,100498,1486174,74983,9.2,2,12,US,Low,,,PennyStocks,1.5,17.8,11.8,Wealth:10y;Estate:20y,10,Directive,Medium,MaxDD;Sharpe;IRR,Chat>In-Person>Email,false,19:45-07:00,66,80,75,63,Brokerage;OpenBanking,7,None,PlanUpdate,2025-11-04,Failed,v1.9.5,NoMargin,Enforce tax budget and position caps
A9825,Stabilizer,109935,370667,38448,7.5,3,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,16.7,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe,App>Email>In-Person>Phone,true,21:00-06:15,62,152,71,68,OpenBanking,15,None,AlertAcknowledge,2025-06-15,Success,v1.9.4,NoIlliquids,Keep expenses buffer ≥ 4 months
A9826,Explorer,145640,609830,19492,15.6,2,12,US,Low,AccreditedOnly;NoIlliquids,ESGOnly,Crypto;PennyStocks,1.9,20.2,17.0,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,TaxCost;Sharpe,Email>In-Person>Phone,false,19:30-07:00,63,89,59,56,CreditBureau;OpenBanking;Payroll,1,None,AlertAcknowledge,2025-10-22,Success,v2.9.3,LimitOrderOnly;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9827,Explorer,152682,579078,28295,19.6,3,15,AU,Low,,NoFossilFuel,Crypto;PennyStocks,2.1,28.2,16.1,Business:5y;Travel:2y;Healthcare:8y,5,Concise,Medium,IRR;TaxCost,Chat>Phone>Email,true,20:15-08:45,59,62,61,58,OpenBanking,6,Human,AlertAcknowledge,2025-03-17,Success,v1.9.1,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9828,Builder,88940,169377,8605,9.8,4,10,US,Medium,NoDerivatives;NoIlliquids,NoTobacco,,1.7,15.5,11.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Shallow,TaxCost;Sharpe,Phone>In-Person>Chat>Email>App,true,23:30-08:15,63,136,66,59,OpenBanking,8,None,PlanUpdate,2025-12-15,Failed,v2.8.8,LimitOrderOnly;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9829,Stabilizer,133868,721568,49620,8.1,2,12,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,15.8,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,TaxCost;Sharpe,App>Email>Phone>In-Person,false,23:30-07:00,58,91,64,59,OpenBanking;Payroll,7,None,AlertAcknowledge,2025-10-20,Success,v2.8.9,NoMargin,Keep expenses buffer ≥ 4 months
A9830,Stabilizer,104870,445839,33768,5.8,2,12,US,Low,NoIlliquids;NoDerivatives,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.2,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Directive,Deep,Sharpe;TaxCost,App>In-Person>Chat,true,21:15-06:15,63,178,61,64,OpenBanking,16,Hybrid,AutoTransfer,2025-10-29,Partial,v2.9.9,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A9831,Builder,85693,308611,8543,7.3,4,10,SG,Low,,NoWeapons,PennyStocks,1.7,20.1,10.7,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,IRR;TaxCost,Phone>App>In-Person,true,23:30-06:30,63,149,54,45,CreditBureau;OpenBanking;Payroll,5,None,AutoTransfer,2025-10-19,Success,v1.10.3,NoIlliquids,Prioritize liquidity and down payment savings
A9832,Builder,97696,256847,11097,10.6,4,10,CA,Medium,NoIlliquids;NoDerivatives,,PrivateCredit,1.5,15.7,10.6,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Medium,MaxDD;TaxCost,Email>Chat>Phone>In-Person>App,false,20:00-08:00,61,79,63,60,OpenBanking,19,None,Rebalance,2025-07-22,Success,v2.9.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9833,Stabilizer,146330,486085,48359,8.6,2,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,Chat>App>Phone>Email,true,22:00-08:15,68,112,55,44,CreditBureau;OpenBanking,19,Human,PlanUpdate,2025-10-22,Success,v1.10.2,NoIlliquids;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9834,Stabilizer,137132,475164,17830,3.8,4,12,US,Low,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,6.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Email>In-Person>Chat,true,19:45-07:00,64,153,70,69,CreditBureau;OpenBanking,11,Hybrid,Rebalance,2025-07-27,Failed,v1.8.1,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9835,Stabilizer,136400,566393,77186,5.4,4,15,UK,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,10.4,8.2,Retirement:15y;Emergency:1y,15,Directive,Shallow,Sharpe;MaxDD;TaxCost,Chat>App>Phone>In-Person,false,20:30-08:30,68,141,67,57,CreditBureau;OpenBanking,11,Human,PlanUpdate,2025-06-01,Success,v1.10.8,NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9836,Builder,98242,182099,15588,11.7,3,10,DE,Medium,,NoFossilFuel;NoWeapons,Crypto;PennyStocks,1.6,12.6,11.8,Home:3y;Retirement:30y,3,Collaborative,Deep,Sharpe;TaxCost,In-Person>Phone>Chat>Email>App,true,22:30-06:30,52,102,56,54,OpenBanking,13,None,Rebalance,2025-08-05,Success,v1.8.2,StopLossDisabled,Prioritize liquidity and down payment savings
A9837,Preserver,45899,280768,9212,6.1,2,10,US,Low,AccreditedOnly;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,0.9,14.5,6.4,Retirement:15y;Emergency:1y,15,Directive,Shallow,TaxCost;MaxDD;Sharpe,Phone>Chat>In-Person,false,20:30-08:00,83,204,72,62,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-02-14,Success,v2.10.4,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9838,Stabilizer,62937,247778,26150,5.5,3,10,US,Low,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,0.9,17.8,8.1,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;TaxCost;Sharpe,App>Chat>Phone>In-Person>Email,true,22:30-08:15,63,98,61,63,CreditBureau;OpenBanking,8,None,AlertAcknowledge,2025-08-16,Success,v2.10.3,StopLossDisabled,Keep expenses buffer ≥ 4 months
A9839,Optimizer,78646,1319788,62352,5.4,4,10,US,Medium,NoDerivatives;NoIlliquids,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.8,19.8,13.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Shallow,IRR;MaxDD,Chat>App>Phone,true,20:15-07:15,68,79,80,79,Brokerage;CreditBureau;OpenBanking;Payroll,4,Human,AutoTransfer,2025-04-18,Success,v1.8.8,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9840,Preserver,56874,177485,23712,7.0,1,10,CA,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,16.7,6.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,Sharpe;TaxCost;MaxDD,In-Person>Email>Phone,false,22:45-08:45,70,196,55,49,Brokerage;CreditBureau;OpenBanking;Payroll,11,Hybrid,AutoTransfer,2024-12-26,Success,v1.9.9,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9841,Preserver,99334,942143,74131,6.2,2,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,0.9,16.0,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>Phone>App,true,19:30-08:30,71,187,64,63,Brokerage;OpenBanking;Payroll,10,Human,AlertAcknowledge,2025-10-11,Partial,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9842,Builder,57344,178550,6604,11.3,1,10,DE,Medium,AccreditedOnly;NoIlliquids,ESGOnly;NoWeapons,,1.5,17.3,9.3,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;MaxDD;IRR,In-Person>Chat>Phone>App>Email,true,20:30-06:45,66,108,57,51,OpenBanking;Payroll,15,Hybrid,PlanUpdate,2025-11-21,Success,v2.9.3,NoMargin,Prioritize liquidity and down payment savings
A9843,Stabilizer,46111,250878,9582,8.9,2,10,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>Chat>App>Phone,true,23:00-07:15,63,99,49,44,OpenBanking,5,Human,AutoTransfer,2025-05-28,Success,v2.10.7,LimitOrderOnly;NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A9844,Stabilizer,104657,198507,27372,7.4,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,16.1,7.7,Retirement:15y;Emergency:1y;Healthcare:8y,15,Directive,Shallow,MaxDD;Sharpe;TaxCost,In-Person>Phone>Email,false,19:00-07:00,55,169,52,50,CreditBureau;OpenBanking;Payroll,11,Human,Rebalance,2025-05-02,Partial,v2.10.6,NoIlliquids;NoMargin;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9845,Stabilizer,57404,197765,17554,7.0,3,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.3,7.6,Retirement:15y;Emergency:1y,15,Educational,Shallow,MaxDD;TaxCost;Sharpe,In-Person>App>Chat>Phone,true,23:30-07:00,61,146,55,54,OpenBanking;Payroll,7,Human,AlertAcknowledge,2025-08-02,Success,v1.10.6,NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A9846,Preserver,102041,1517990,85626,7.2,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,8.5,6.4,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,TaxCost;MaxDD;Sharpe,Chat>App>Phone>Email,true,22:45-08:15,79,166,83,80,Brokerage;OpenBanking,13,None,AutoTransfer,2025-12-01,Success,v1.9.3,LimitOrderOnly;NoMargin;NoPennyStocks;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9847,Explorer,165293,555071,59637,18.3,2,15,CA,Low,NoIlliquids,NoFossilFuel,PennyStocks,1.6,29.0,16.8,Business:5y;Travel:2y;Education:6y,5,Educational,Medium,MaxDD;TaxCost;Sharpe,Email>Phone>In-Person,false,20:45-07:00,57,62,61,61,CreditBureau;OpenBanking,2,Hybrid,AutoTransfer,2025-04-26,Success,v2.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9848,Stabilizer,58185,135588,11871,6.3,2,10,DE,Low,,ESGOnly;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,5.0,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,TaxCost;Sharpe;MaxDD,Email>In-Person>App>Phone,true,21:30-08:45,55,174,45,40,CreditBureau;OpenBanking,14,Hybrid,AutoTransfer,2025-08-11,Success,v1.8.1,NoMargin,Keep expenses buffer ≥ 4 months
A9849,Stabilizer,39068,77272,7055,3.9,4,10,US,Low,,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,8.6,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,Sharpe;MaxDD,Phone>In-Person>Email,false,20:15-07:30,66,114,70,67,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-11-21,Success,v2.10.2,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9850,Optimizer,243070,4312230,211066,9.7,1,12,US,Medium,,,PennyStocks,1.8,19.8,11.7,Wealth:10y;Estate:20y;Education:6y,10,Educational,Medium,MaxDD;Sharpe;TaxCost,In-Person>App>Phone,true,22:30-06:00,59,105,54,50,Brokerage;OpenBanking,2,Hybrid,AutoTransfer,2025-09-25,Success,v1.9.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A9851,Stabilizer,47181,153207,18924,4.4,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,12.7,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,TaxCost;Sharpe,In-Person>Phone>App>Email>Chat,true,20:00-08:00,64,158,59,52,OpenBanking,8,None,AlertAcknowledge,2025-11-29,Success,v2.10.8,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A9852,Preserver,111959,801199,77522,7.4,1,12,US,Low,NoIlliquids;AccreditedOnly,NoFossilFuel;NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,10.7,6.8,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>In-Person>Email>App>Phone,true,19:15-08:00,73,208,78,81,Brokerage;OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-01-08,Success,v1.9.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9853,Stabilizer,43126,172652,13144,8.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,5.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Deep,MaxDD;Sharpe,App>In-Person>Email>Chat,false,22:45-07:45,60,103,62,58,OpenBanking;Payroll,11,None,Rebalance,2025-03-21,Success,v1.10.5,NoMargin;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9854,Stabilizer,91221,375047,16873,8.1,1,10,US,Low,AccreditedOnly;NoDerivatives,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,13.3,5.1,Retirement:15y;Emergency:1y,15,Collaborative,Medium,TaxCost;Sharpe,Chat>App>In-Person>Email,true,23:15-06:00,61,152,55,55,OpenBanking,17,Human,AlertAcknowledge,2025-03-26,Success,v2.8.9,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A9855,Preserver,53141,425498,46992,6.5,2,10,DE,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,9.3,6.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Email>In-Person>App>Chat>Phone,true,21:45-06:30,81,204,77,83,Brokerage;CreditBureau;OpenBanking,8,Hybrid,PlanUpdate,2025-12-21,Success,v1.10.1,NoMargin;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9856,Optimizer,183769,1465363,130171,8.8,2,12,US,Low,,,PennyStocks,1.6,20.7,11.7,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,IRR;MaxDD,App>Email>Chat>In-Person,true,23:30-06:30,73,116,64,56,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,AutoTransfer,2025-10-25,Success,v2.10.1,StopLossDisabled,Enforce tax budget and position caps
A9857,Builder,37591,84962,3292,11.1,2,10,US,Medium,,NoFossilFuel;NoTobacco,PennyStocks;PrivateCredit,1.6,22.4,8.5,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;Sharpe,Email>In-Person>Chat>Phone,true,22:15-07:45,67,78,52,42,CreditBureau;OpenBanking;Payroll,11,None,PlanUpdate,2025-12-05,Success,v2.9.8,LimitOrderOnly;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9858,Preserver,144401,1267397,136957,4.5,4,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.8,6.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,MaxDD;TaxCost,Phone>Email>In-Person,true,20:45-08:30,76,215,77,79,Brokerage;CreditBureau;OpenBanking,3,Hybrid,Rebalance,2025-03-03,Success,v2.10.7,NoAutoTradesBelow$1k;NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9859,Optimizer,67959,1149217,27038,9.4,1,10,US,Low,,,PennyStocks,1.8,19.5,11.2,Wealth:10y;Estate:20y,10,Educational,Medium,IRR;TaxCost;Sharpe,Phone>Chat>Email>App>In-Person,true,21:15-06:30,69,61,66,57,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,Rebalance,2025-04-09,Success,v2.8.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9860,Stabilizer,99646,263970,28584,7.9,2,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,17.6,8.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Shallow,TaxCost;MaxDD,Email>In-Person>App>Chat>Phone,true,20:00-06:15,64,101,69,61,CreditBureau;OpenBanking,7,None,AutoTransfer,2025-09-18,Success,v2.10.8,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9861,Explorer,61173,368427,19442,19.6,4,10,DE,Medium,,,LeveragedETFs;PennyStocks,1.8,33.5,12.8,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,MaxDD;TaxCost;IRR,Chat>Email>Phone>In-Person>App,false,20:15-08:00,60,56,55,44,OpenBanking,6,Human,AlertAcknowledge,2025-02-05,Success,v2.9.8,NoMargin;NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9862,Preserver,71579,754301,43206,5.7,3,10,UK,Medium,AccreditedOnly,NoTobacco;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,10.9,5.6,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Shallow,Sharpe;MaxDD,In-Person>Email>Chat,true,22:30-08:15,66,235,57,45,Brokerage;OpenBanking,11,Hybrid,PlanUpdate,2025-03-15,Success,v2.8.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9863,Preserver,126586,761501,62361,6.1,2,12,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,11.4,6.3,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Phone>Chat>Email,false,20:15-06:45,79,168,78,77,Brokerage;OpenBanking;Payroll,8,Human,AlertAcknowledge,2025-02-17,Success,v1.8.5,NoAutoTradesBelow$1k;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9864,Stabilizer,56198,112043,7522,9.1,2,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.2,6.5,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Shallow,Sharpe;MaxDD,Chat>In-Person>App>Email,true,20:00-08:30,68,155,61,50,CreditBureau;OpenBanking,12,Human,AutoTransfer,2025-09-14,Success,v2.9.1,NoMargin,Keep expenses buffer ≥ 4 months
A9865,Explorer,68692,85789,9585,22.3,1,10,DE,Low,NoShortSelling;AccreditedOnly,NoWeapons,PennyStocks,2.0,34.3,17.7,Business:5y;Travel:2y;Debt:2y,5,Directive,Deep,TaxCost;IRR,Phone>In-Person>App,true,22:00-08:45,63,61,63,55,OpenBanking;Payroll,6,None,AutoTransfer,2025-12-04,Success,v2.10.2,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9866,Preserver,121193,836302,109526,6.3,2,12,US,Low,AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,5.5,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Deep,MaxDD;TaxCost,App>Email>Chat,true,19:00-08:45,78,171,63,57,Brokerage;OpenBanking,8,None,AlertAcknowledge,2025-12-19,Success,v2.8.8,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9867,Preserver,45820,203902,10226,6.0,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,15.6,7.3,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;Sharpe;MaxDD,Chat>Phone>In-Person>Email>App,true,19:30-07:00,67,212,66,60,Brokerage;CreditBureau;OpenBanking;Payroll,14,Human,Rebalance,2025-12-05,Success,v1.9.1,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9868,Preserver,200491,1508496,159657,6.2,3,12,US,Low,,NoWeapons;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,17.1,7.6,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe,App>Chat>Email>Phone,true,20:00-07:00,79,197,75,75,Brokerage;OpenBanking;Payroll,3,Human,AlertAcknowledge,2025-05-27,Success,v2.10.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9869,Builder,114658,173549,17866,10.7,4,15,IN,Medium,,,,1.4,18.4,10.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,MaxDD;IRR,Email>App>Chat>Phone,true,21:00-08:30,64,106,56,45,OpenBanking;Payroll,8,Hybrid,Rebalance,2025-09-02,Partial,v1.8.6,NoPennyStocks,Prioritize liquidity and down payment savings
A9870,Optimizer,53412,511204,25438,9.1,1,10,US,Low,NoDerivatives,ESGOnly,PennyStocks,1.5,26.2,13.7,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;TaxCost;Sharpe,App>In-Person>Chat,true,19:00-08:45,65,112,72,63,Brokerage;OpenBanking;Payroll,1,Human,PlanUpdate,2025-06-07,Partial,v2.8.4,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A9871,Stabilizer,79233,565500,27903,5.7,4,10,US,Low,NoShortSelling;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,0.9,9.6,8.7,Retirement:15y;Emergency:1y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>In-Person>Phone>Email,false,23:30-08:45,61,104,59,57,OpenBanking,11,None,AlertAcknowledge,2025-07-10,Success,v1.10.9,NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9872,Builder,75669,329551,25418,8.4,4,10,US,Low,,,Crypto;PrivateCredit,1.7,12.5,11.1,Home:3y;Retirement:30y;Healthcare:8y,3,Directive,Shallow,IRR;TaxCost;MaxDD,App>In-Person>Chat>Phone,false,19:00-06:30,66,130,75,75,CreditBureau;OpenBanking;Payroll,5,Hybrid,PlanUpdate,2025-02-19,Success,v1.8.7,NoAutoTradesBelow$1k;NoIlliquids,Prioritize liquidity and down payment savings
A9873,Preserver,162445,634711,81152,4.0,4,12,US,High,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.1,6.3,Retirement:15y;Emergency:1y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Email>App>Chat>Phone,true,22:15-08:45,64,195,53,53,Brokerage;OpenBanking,14,Human,PlanUpdate,2025-10-09,Success,v1.8.2,LimitOrderOnly;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9874,Explorer,56064,462201,12300,19.3,2,10,CA,Low,NoShortSelling;NoIlliquids,,PennyStocks,2.1,24.0,12.9,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,MaxDD;Sharpe,App>Phone>In-Person>Email>Chat,true,22:30-08:15,66,89,73,70,OpenBanking,3,Hybrid,AlertAcknowledge,2025-04-24,Success,v2.9.2,NoIlliquids;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9875,Stabilizer,120082,883505,27299,10.0,1,12,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.0,15.1,6.2,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;TaxCost,Chat>App>Phone>Email,true,19:45-06:45,54,113,64,58,CreditBureau;OpenBanking;Payroll,9,Human,AlertAcknowledge,2025-11-25,Success,v1.10.3,NoAutoTradesBelow$1k;NoIlliquids;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9876,Stabilizer,197140,1546423,60130,6.1,4,15,DE,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.3,6.5,Retirement:15y;Emergency:1y,15,Concise,Medium,TaxCost;MaxDD,Phone>Email>In-Person>Chat,true,23:15-06:00,62,92,48,43,CreditBureau;OpenBanking;Payroll,7,Hybrid,Rebalance,2025-05-24,Partial,v2.8.8,NoAutoTradesBelow$1k,Keep expenses buffer ≥ 4 months
A9877,Preserver,91961,673500,33030,6.4,1,10,UK,Low,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.1,8.6,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,TaxCost;MaxDD,In-Person>App>Phone>Chat,true,23:15-07:00,77,162,78,77,Brokerage;OpenBanking,12,Human,Rebalance,2025-07-05,Partial,v1.10.6,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9878,Optimizer,110416,1447756,71495,7.8,4,12,US,Low,NoIlliquids;NoShortSelling,NoFossilFuel;NoWeapons,LeveragedETFs;PennyStocks,1.5,23.0,12.3,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;TaxCost,Email>In-Person>Chat>Phone,true,23:30-08:30,67,111,57,48,Brokerage;CreditBureau;OpenBanking,4,Hybrid,Rebalance,2025-09-17,Success,v2.10.5,PauseWhenVIX>30,Enforce tax budget and position caps
A9879,Optimizer,113544,1227276,62935,11.0,3,12,US,Low,NoIlliquids,ESGOnly,PennyStocks,1.8,18.7,13.9,Wealth:10y;Estate:20y,10,Collaborative,Medium,TaxCost;MaxDD,App>Email>In-Person>Chat,true,19:00-08:30,68,92,72,62,Brokerage;CreditBureau;OpenBanking,7,None,AlertAcknowledge,2024-12-27,Success,v2.8.6,NoIlliquids;StopLossDisabled,Enforce tax budget and position caps
A9880,Stabilizer,52678,258058,20582,5.9,3,10,US,Low,NoShortSelling,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe,In-Person>Phone>App,true,20:00-08:30,61,146,54,49,OpenBanking,9,Human,PlanUpdate,2025-09-11,Success,v2.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Keep expenses buffer ≥ 4 months
A9881,Stabilizer,36723,140720,8732,7.0,1,10,UK,Low,,NoTobacco;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,8.7,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;MaxDD,Phone>In-Person>App,true,23:00-06:30,68,154,58,55,CreditBureau;OpenBanking,18,None,PlanUpdate,2025-10-30,Failed,v1.9.6,LimitOrderOnly;NoMargin;NoPennyStocks;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9882,Explorer,67550,144306,15086,20.2,1,10,US,Medium,,,PennyStocks,1.7,26.0,16.4,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,TaxCost;Sharpe,Phone>Chat>In-Person>App,true,20:15-06:45,54,66,66,66,CreditBureau;OpenBanking;Payroll,4,None,Rebalance,2025-12-18,Partial,v2.10.7,NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9883,Preserver,151946,1376598,144900,8.4,1,15,AU,Medium,NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.8,7.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Phone>App>Chat>Email>In-Person,true,21:30-06:45,67,195,74,63,Brokerage;CreditBureau;OpenBanking,5,Hybrid,AlertAcknowledge,2025-07-02,Success,v1.9.6,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9884,Stabilizer,143930,735192,57146,7.3,3,15,SG,Low,,,Crypto;LeveragedETFs;PennyStocks,0.9,10.4,7.3,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,MaxDD;Sharpe;TaxCost,App>Chat>Email>In-Person>Phone,false,23:30-07:45,64,139,57,59,CreditBureau;OpenBanking,20,None,Rebalance,2025-02-07,Success,v2.8.7,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9885,Optimizer,205279,1505618,72098,12.5,1,12,US,Low,NoShortSelling;NoIlliquids,,PennyStocks,1.9,23.4,9.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,Sharpe;TaxCost,In-Person>Email>App>Phone,true,19:30-06:30,65,74,54,50,Brokerage;OpenBanking,5,Human,Rebalance,2025-01-25,Success,v2.8.9,NoAutoTradesBelow$1k;NoMargin,Enforce tax budget and position caps
A9886,Preserver,94321,371242,28805,5.8,1,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,8.5,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Chat>In-Person>App,true,22:15-06:00,83,187,79,68,Brokerage;OpenBanking,13,None,PlanUpdate,2025-01-09,Success,v1.8.2,LimitOrderOnly;NoIlliquids;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9887,Optimizer,79518,913718,41575,10.7,2,10,US,High,,,PennyStocks,1.6,19.7,9.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,Sharpe;IRR,Phone>Email>In-Person>App>Chat,true,21:00-08:30,64,111,54,44,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,Rebalance,2025-09-05,Success,v2.10.7,LimitOrderOnly;NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A9888,Optimizer,222847,1768834,102323,7.5,3,12,US,Low,,,Crypto;PennyStocks,1.5,24.0,13.6,Wealth:10y;Estate:20y;Healthcare:8y,10,Educational,Deep,MaxDD;IRR;Sharpe,In-Person>App>Email>Chat>Phone,true,23:45-06:15,72,114,83,76,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,Rebalance,2025-05-12,Partial,v2.8.4,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Enforce tax budget and position caps
A9889,Preserver,135932,1201272,110518,4.9,3,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,14.2,6.9,Retirement:15y;Emergency:1y,15,Educational,Medium,Sharpe;MaxDD,Email>Chat>App>In-Person,true,23:00-06:00,79,192,77,78,Brokerage;CreditBureau;OpenBanking,14,Hybrid,AlertAcknowledge,2025-01-15,Success,v1.10.9,LimitOrderOnly;NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A9890,Optimizer,87907,733402,66037,9.0,1,10,CA,Medium,,,PennyStocks,1.7,21.0,10.7,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,TaxCost;Sharpe;IRR,App>Chat>Email,true,19:00-06:45,73,92,66,59,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,PlanUpdate,2025-05-08,Partial,v1.10.6,StopLossDisabled,Enforce tax budget and position caps
A9891,Optimizer,145277,1884799,107115,9.1,4,12,US,Medium,NoIlliquids;NoDerivatives,,PennyStocks,1.7,19.2,12.8,Wealth:10y;Estate:20y,10,Directive,Medium,TaxCost;Sharpe,Email>Phone>In-Person>Chat,true,23:15-06:15,62,111,59,47,Brokerage;CreditBureau;OpenBanking;Payroll,3,Human,PlanUpdate,2025-06-19,Success,v2.10.3,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A9892,Optimizer,91392,671528,27265,9.7,1,10,US,Low,AccreditedOnly;NoIlliquids,NoFossilFuel;NoWeapons,PennyStocks,1.7,25.2,13.9,Wealth:10y;Estate:20y,10,Concise,Deep,MaxDD;IRR;Sharpe,Phone>App>Email,false,19:45-06:30,61,104,51,49,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,Rebalance,2025-03-27,Partial,v1.9.7,StopLossDisabled,Enforce tax budget and position caps
A9893,Stabilizer,54796,89593,5509,8.2,2,10,CA,Low,NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.0,14.1,5.5,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost,In-Person>Phone>Email,true,19:45-08:45,52,136,56,49,OpenBanking,11,Human,PlanUpdate,2025-03-17,Success,v2.9.9,NoPennyStocks,Keep expenses buffer ≥ 4 months
A9894,Preserver,70929,284915,39610,6.0,1,10,US,Medium,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,0.9,17.6,8.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,TaxCost;Sharpe;MaxDD,Chat>App>Phone>Email,true,20:45-06:15,73,170,74,71,Brokerage;CreditBureau;OpenBanking,4,None,Rebalance,2025-10-13,Success,v1.10.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9895,Preserver,115978,1470576,94127,6.2,2,12,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,12.9,8.0,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Shallow,Sharpe;MaxDD,Email>App>Chat>In-Person,true,22:45-06:30,82,229,87,86,Brokerage;OpenBanking,8,Hybrid,PlanUpdate,2025-04-29,Success,v2.10.6,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9896,Preserver,134183,855659,97677,4.1,3,15,SG,Medium,,ESGOnly;NoFossilFuel,Crypto;LeveragedETFs;PennyStocks,1.2,10.4,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,Chat>Phone>Email,false,19:00-07:00,76,191,78,81,Brokerage;OpenBanking,7,Human,AutoTransfer,2025-12-08,Partial,v2.10.5,NoAutoTradesBelow$1k;NoPennyStocks;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9897,Builder,55505,153244,7015,11.5,1,10,US,Low,,,,1.5,22.8,11.5,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Deep,TaxCost;IRR,Phone>Chat>Email,false,22:00-07:45,60,127,46,41,CreditBureau;OpenBanking,5,Hybrid,AutoTransfer,2025-11-09,Success,v2.8.7,NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9898,Explorer,65379,529563,13898,20.4,3,10,US,Low,,NoFossilFuel;NoTobacco,PennyStocks,2.2,32.1,16.0,Business:5y;Travel:2y;Education:6y,5,Concise,Medium,IRR;MaxDD,Email>Chat>In-Person,false,22:45-08:45,69,52,61,57,OpenBanking,1,Hybrid,AutoTransfer,2025-05-25,Success,v2.10.5,NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9899,Optimizer,96496,1591026,69782,10.9,3,10,IN,Low,AccreditedOnly,ESGOnly;NoFossilFuel,Crypto;PennyStocks,1.7,23.4,9.9,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;TaxCost;Sharpe,In-Person>Email>Phone>Chat>App,false,23:30-08:00,64,75,70,69,Brokerage;OpenBanking;Payroll,2,Hybrid,PlanUpdate,2025-07-01,Failed,v2.8.8,NoIlliquids,Enforce tax budget and position caps
A9900,Explorer,45713,93884,8568,14.9,4,10,US,Medium,,NoTobacco,LeveragedETFs;PennyStocks,2.0,33.0,14.3,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,MaxDD;Sharpe,In-Person>Chat>App,true,20:15-08:45,65,46,75,75,CreditBureau;OpenBanking;Payroll,2,Hybrid,Rebalance,2025-04-17,Partial,v1.8.1,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9901,Stabilizer,55229,313104,17442,6.5,3,10,UK,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.0,11.0,5.3,Retirement:15y;Emergency:1y,15,Directive,Medium,Sharpe;TaxCost,Chat>App>Email,true,19:00-07:00,67,93,70,69,OpenBanking;Payroll,20,Hybrid,Rebalance,2025-09-23,Partial,v2.10.2,NoPennyStocks,Keep expenses buffer ≥ 4 months
A9902,Builder,25059,39549,1995,10.6,3,10,US,Low,,,LeveragedETFs;PrivateCredit,1.8,15.7,9.0,Home:3y;Retirement:30y;Debt:2y,3,Concise,Deep,TaxCost;Sharpe;MaxDD,Chat>App>Email>In-Person>Phone,true,19:30-06:30,65,60,50,39,CreditBureau;OpenBanking,16,None,PlanUpdate,2025-05-10,Success,v1.8.6,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A9903,Optimizer,77580,1292258,36698,8.4,3,10,US,Low,AccreditedOnly,NoTobacco,PennyStocks,1.6,25.6,11.4,Wealth:10y;Estate:20y,10,Educational,Medium,TaxCost;Sharpe,Email>App>Phone,false,19:45-07:45,69,77,63,61,Brokerage;OpenBanking,6,Hybrid,Rebalance,2025-08-30,Success,v1.10.2,NoAutoTradesBelow$1k;NoIlliquids;NoMargin,Enforce tax budget and position caps
A9904,Stabilizer,121935,475418,35895,4.9,4,15,AU,Low,,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,16.7,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;MaxDD;TaxCost,Chat>In-Person>Phone>Email,true,20:30-08:00,66,175,73,65,CreditBureau;OpenBanking,15,None,AlertAcknowledge,2025-03-18,Success,v1.8.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9905,Optimizer,96355,744171,38783,7.4,3,10,US,Low,,,PennyStocks,1.5,23.3,13.2,Wealth:10y;Estate:20y;Healthcare:8y,10,Concise,Deep,MaxDD;Sharpe,Chat>Email>In-Person,true,22:45-06:00,62,80,63,55,Brokerage;CreditBureau;OpenBanking,3,Hybrid,AlertAcknowledge,2024-12-26,Partial,v1.9.8,NoAutoTradesBelow$1k,Enforce tax budget and position caps
A9906,Preserver,197539,3053975,191731,8.3,1,15,SG,Low,AccreditedOnly;NoDerivatives,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.0,11.4,6.5,Retirement:15y;Emergency:1y,15,Collaborative,Deep,TaxCost;MaxDD,App>Chat>Email,true,23:30-06:30,68,208,69,64,Brokerage;OpenBanking,10,Human,AutoTransfer,2025-01-16,Partial,v2.10.9,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9907,Stabilizer,76265,192788,8689,7.0,3,10,CA,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.3,6.4,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,TaxCost;MaxDD;Sharpe,Phone>Email>App>In-Person,true,19:45-08:00,61,154,69,68,OpenBanking,14,Human,PlanUpdate,2025-09-26,Success,v1.10.8,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9908,Builder,58762,226555,9013,9.5,3,10,US,Low,NoShortSelling,NoWeapons;NoTobacco,,1.8,20.4,10.1,Home:3y;Retirement:30y,3,Concise,Medium,TaxCost;MaxDD,App>Phone>In-Person>Chat>Email,true,19:00-07:00,67,82,66,61,CreditBureau;OpenBanking,20,Hybrid,PlanUpdate,2025-04-09,Partial,v1.9.5,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9909,Stabilizer,71237,292512,16474,10.3,1,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.5,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Deep,MaxDD;Sharpe,Phone>Email>Chat>In-Person>App,false,21:45-08:30,54,98,43,37,CreditBureau;OpenBanking;Payroll,12,None,Rebalance,2025-05-27,Success,v2.8.2,LimitOrderOnly;NoMargin,Keep expenses buffer ≥ 4 months
A9910,Preserver,66808,745513,80693,6.2,2,10,US,Low,NoDerivatives;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.2,12.7,7.9,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Deep,MaxDD;Sharpe,Phone>In-Person>App>Email,false,20:45-06:00,79,165,67,58,Brokerage;CreditBureau;OpenBanking;Payroll,5,Hybrid,AutoTransfer,2025-12-24,Success,v2.9.7,NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9911,Explorer,80269,330880,27431,19.6,3,10,DE,Low,,,PennyStocks,1.8,26.1,15.6,Business:5y;Travel:2y;Healthcare:8y,5,Directive,Medium,Sharpe;TaxCost,In-Person>Chat>App>Phone,false,22:00-08:30,58,60,65,64,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-04-27,Success,v2.9.6,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9912,Builder,22417,55427,2069,10.6,2,10,CA,Low,AccreditedOnly,ESGOnly;NoWeapons,,1.6,21.2,9.5,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,Sharpe;MaxDD;TaxCost,Phone>In-Person>Email,true,23:45-07:00,57,98,61,56,OpenBanking,19,Hybrid,PlanUpdate,2025-01-16,Success,v2.9.6,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Prioritize liquidity and down payment savings
A9913,Explorer,151458,763888,61273,18.1,1,15,CA,Low,NoDerivatives;NoIlliquids,,PennyStocks;PrivateCredit,1.8,20.9,14.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Shallow,MaxDD;IRR;Sharpe,Phone>App>Chat>In-Person>Email,true,23:30-08:30,68,58,66,66,CreditBureau;OpenBanking,1,None,AlertAcknowledge,2025-05-31,Partial,v2.9.7,NoIlliquids;NoMargin;NoPennyStocks,Allow small experimental sleeve ≤ 3%
A9914,Preserver,96533,1151454,80843,4.5,4,10,US,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,7.7,Retirement:15y;Emergency:1y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,App>Chat>Phone>In-Person,true,23:45-06:15,82,147,67,66,Brokerage;CreditBureau;OpenBanking,8,None,AutoTransfer,2025-09-22,Success,v2.10.7,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9915,Preserver,64056,333531,40199,4.2,4,10,US,Low,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,8.6,8.1,Retirement:15y;Emergency:1y,15,Concise,Medium,MaxDD;Sharpe,In-Person>App>Chat,true,23:15-06:45,76,177,69,62,Brokerage;OpenBanking,14,Hybrid,Rebalance,2025-08-16,Partial,v2.9.2,NoMargin;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9916,Preserver,108095,537728,51022,5.1,3,12,US,Medium,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,17.8,7.0,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost,In-Person>Chat>App>Email,true,23:45-06:45,75,222,62,51,Brokerage;CreditBureau;OpenBanking;Payroll,4,Hybrid,AutoTransfer,2025-01-16,Success,v1.8.1,LimitOrderOnly;NoAutoTradesBelow$1k;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9917,Explorer,65175,379998,19867,11.3,4,10,US,Low,,NoFossilFuel,PennyStocks;PrivateCredit,1.9,22.7,18.0,Business:5y;Travel:2y;Healthcare:8y,5,Educational,Shallow,IRR;MaxDD,Email>Phone>In-Person>Chat,false,23:30-06:45,67,65,63,63,CreditBureau;OpenBanking;Payroll,5,None,Rebalance,2025-11-13,Partial,v2.8.5,LimitOrderOnly;NoIlliquids,Allow small experimental sleeve ≤ 3%
A9918,Preserver,102997,1004218,100299,7.6,1,15,AU,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.2,5.6,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;TaxCost;MaxDD,App>In-Person>Email,true,21:15-06:00,69,206,63,55,Brokerage;OpenBanking,6,Human,AlertAcknowledge,2025-03-28,Success,v1.8.8,PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9919,Preserver,83654,862100,66128,4.6,3,10,AU,Low,,,Crypto;LeveragedETFs;PennyStocks,1.1,14.7,8.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Email>App>Chat>Phone,true,20:00-08:00,73,185,83,74,Brokerage;OpenBanking,6,Hybrid,AutoTransfer,2025-02-27,Partial,v2.9.5,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9920,Stabilizer,87165,597962,22293,7.1,1,10,UK,Low,,NoTobacco;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,12.1,7.7,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Deep,Sharpe;TaxCost;MaxDD,Email>Chat>In-Person>Phone,false,22:15-07:45,59,91,57,45,CreditBureau;OpenBanking;Payroll,11,Hybrid,Rebalance,2025-07-23,Failed,v1.10.9,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9921,Builder,71643,160853,7375,10.1,2,10,IN,Low,NoDerivatives,,Crypto,1.5,22.0,11.9,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,IRR;MaxDD,Email>Phone>In-Person>Chat>App,false,19:15-06:30,64,148,57,55,OpenBanking;Payroll,15,None,Rebalance,2025-08-28,Success,v2.8.1,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9922,Stabilizer,64261,543004,23020,6.9,4,10,US,Low,,NoWeapons,Crypto;LeveragedETFs;PennyStocks,0.9,8.3,5.1,Retirement:15y;Emergency:1y;Healthcare:8y,15,Educational,Medium,MaxDD;TaxCost;Sharpe,Phone>App>Email>Chat,true,22:00-08:15,63,148,61,57,CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-12-06,Success,v2.10.7,NoMargin;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9923,Builder,122903,636092,17496,10.9,3,15,UK,Low,,,,1.7,22.5,11.2,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,IRR;Sharpe,Phone>Chat>App,true,20:15-07:45,69,73,56,56,OpenBanking;Payroll,10,None,Rebalance,2025-04-15,Success,v1.9.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9924,Optimizer,74205,761128,43972,8.3,2,10,DE,Low,,,PennyStocks,1.8,24.5,12.1,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Medium,Sharpe;MaxDD,App>Chat>Email>In-Person>Phone,true,22:00-08:45,61,98,55,55,Brokerage;OpenBanking;Payroll,3,Human,PlanUpdate,2025-11-23,Success,v1.9.9,LimitOrderOnly;NoMargin,Enforce tax budget and position caps
A9925,Builder,54671,275463,5031,10.1,3,10,US,Low,,NoTobacco,Crypto,1.7,20.9,9.3,Home:3y;Retirement:30y;Education:6y,3,Educational,Medium,IRR;Sharpe,App>Email>Phone,true,22:45-08:45,71,125,72,62,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-05-24,Success,v2.9.4,NoAutoTradesBelow$1k;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A9926,Stabilizer,327452,1178866,92230,4.4,4,12,US,Low,,NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,14.8,8.8,Retirement:15y;Emergency:1y;Education:6y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,App>Phone>In-Person>Chat>Email,true,23:30-06:45,66,142,67,62,OpenBanking;Payroll,9,Hybrid,PlanUpdate,2025-07-09,Failed,v2.10.2,LimitOrderOnly;NoPennyStocks,Keep expenses buffer ≥ 4 months
A9927,Stabilizer,132952,844495,30613,5.9,3,15,CA,Medium,NoIlliquids;AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,13.7,6.2,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,MaxDD;Sharpe,App>Phone>Chat>Email>In-Person,true,20:15-08:00,62,105,63,66,CreditBureau;OpenBanking,7,Human,PlanUpdate,2025-11-01,Success,v2.8.6,NoAutoTradesBelow$1k;PauseWhenVIX>30;StopLossDisabled,Keep expenses buffer ≥ 4 months
A9928,Builder,52025,94517,6866,13.0,2,10,IN,Low,NoDerivatives;NoIlliquids,,LeveragedETFs;PrivateCredit,1.5,16.4,10.8,Home:3y;Retirement:30y,3,Collaborative,Medium,MaxDD;TaxCost;IRR,Email>In-Person>Phone>App,true,21:30-07:15,68,126,72,67,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-05-19,Success,v1.10.9,PauseWhenVIX>30;StopLossDisabled,Prioritize liquidity and down payment savings
A9929,Stabilizer,47917,262637,15100,6.6,4,10,DE,Low,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,15.7,9.0,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat>App>Phone,false,20:45-06:15,55,137,43,42,OpenBanking;Payroll,11,Hybrid,AlertAcknowledge,2025-03-03,Success,v2.9.1,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9930,Stabilizer,68005,343459,28839,8.8,1,10,UK,Medium,NoShortSelling,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks,0.9,16.3,5.2,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Medium,Sharpe;TaxCost;MaxDD,App>Email>In-Person>Phone>Chat,true,20:45-08:30,50,139,53,42,CreditBureau;OpenBanking;Payroll,16,None,Rebalance,2025-08-09,Success,v1.8.3,NoIlliquids;NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9931,Optimizer,118960,1025582,65603,10.3,3,15,AU,Low,AccreditedOnly,NoTobacco;ESGOnly,PennyStocks,1.6,15.2,11.8,Wealth:10y;Estate:20y;Healthcare:8y,10,Collaborative,Shallow,Sharpe;IRR,In-Person>Phone>Chat>Email,false,23:15-07:45,74,66,76,67,Brokerage;OpenBanking,7,Human,AlertAcknowledge,2025-03-04,Partial,v2.10.4,NoMargin;PauseWhenVIX>30;StopLossDisabled,Enforce tax budget and position caps
A9932,Builder,96288,122885,6448,12.0,3,10,US,Low,,,,1.7,21.0,8.9,Home:3y;Retirement:30y,3,Educational,Deep,Sharpe;TaxCost,App>Email>Phone>Chat,true,20:00-08:00,61,69,46,36,CreditBureau;OpenBanking,11,None,AlertAcknowledge,2025-04-17,Success,v1.10.7,LimitOrderOnly;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A9933,Explorer,47618,266454,11511,20.3,2,10,AU,Medium,NoDerivatives,NoFossilFuel;NoTobacco,,1.8,27.9,17.1,Business:5y;Travel:2y,5,Concise,Deep,Sharpe;IRR,Phone>Email>App>In-Person,true,20:00-06:15,65,66,53,49,OpenBanking,4,Hybrid,AlertAcknowledge,2025-01-15,Success,v1.10.8,NoAutoTradesBelow$1k,Allow small experimental sleeve ≤ 3%
A9934,Optimizer,83208,909709,49834,7.0,3,10,US,Medium,,,PennyStocks,1.7,24.5,12.0,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Deep,MaxDD;Sharpe;IRR,In-Person>Chat>App,true,19:00-07:30,58,70,64,59,Brokerage;OpenBanking;Payroll,2,Human,AutoTransfer,2025-03-02,Success,v1.10.9,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A9935,Explorer,42061,313949,10646,21.4,3,10,US,High,,,Crypto;PennyStocks,2.0,21.2,16.8,Business:5y;Travel:2y;Education:6y,5,Collaborative,Deep,TaxCost;IRR,App>In-Person>Phone>Chat>Email,false,21:00-08:30,42,74,47,44,OpenBanking,6,None,PlanUpdate,2025-10-27,Success,v1.8.2,NoIlliquids;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9936,Builder,38490,-36460,2862,8.7,2,10,US,Medium,AccreditedOnly;NoDerivatives,NoFossilFuel;NoTobacco,,1.4,12.7,10.0,Home:3y;Retirement:30y,3,Directive,Medium,Sharpe;IRR;TaxCost,Phone>Chat>In-Person,true,21:45-06:00,63,82,71,63,OpenBanking,11,Human,AlertAcknowledge,2025-09-29,Partial,v1.10.7,LimitOrderOnly;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9937,Preserver,115671,2161835,85754,4.9,4,12,US,Medium,NoIlliquids;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.1,13.6,5.4,Retirement:15y;Emergency:1y,15,Collaborative,Shallow,Sharpe;TaxCost;MaxDD,Chat>Phone>In-Person>App,true,20:45-07:30,59,156,64,56,Brokerage;CreditBureau;OpenBanking;Payroll,10,Hybrid,AutoTransfer,2025-07-16,Success,v1.8.7,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9938,Optimizer,57994,566302,50463,5.3,4,10,UK,High,,NoTobacco;NoFossilFuel,PennyStocks,1.7,22.3,9.1,Wealth:10y;Estate:20y;Education:6y,10,Directive,Shallow,TaxCost;Sharpe,In-Person>Email>Phone>Chat>App,false,20:00-06:15,52,90,60,53,Brokerage;OpenBanking;Payroll,1,Hybrid,Rebalance,2025-10-03,Partial,v2.8.9,NoAutoTradesBelow$1k;NoIlliquids,Enforce tax budget and position caps
A9939,Preserver,94564,584474,49789,6.4,1,10,DE,Low,AccreditedOnly,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,15.4,6.6,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;TaxCost;Sharpe,In-Person>App>Chat,false,19:15-08:30,70,202,58,58,Brokerage;OpenBanking;Payroll,3,Hybrid,AlertAcknowledge,2025-12-04,Success,v1.9.1,LimitOrderOnly;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9940,Stabilizer,37556,160547,5975,6.0,2,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.5,5.4,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,In-Person>Email>Chat>App,true,22:00-07:45,53,99,60,57,CreditBureau;OpenBanking,16,Hybrid,PlanUpdate,2025-09-16,Failed,v1.9.6,NoPennyStocks,Keep expenses buffer ≥ 4 months
A9941,Preserver,150813,2216616,82506,6.6,3,12,US,Low,NoShortSelling;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,13.3,7.8,Retirement:15y;Emergency:1y,15,Collaborative,Medium,Sharpe;MaxDD;TaxCost,Phone>Chat>In-Person>Email,true,20:00-06:00,83,140,74,64,Brokerage;CreditBureau;OpenBanking,7,Hybrid,AlertAcknowledge,2025-07-14,Partial,v2.9.8,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9942,Builder,23422,112515,4525,12.9,1,10,US,Low,,NoTobacco;ESGOnly,Crypto;PennyStocks,1.4,13.6,7.8,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Deep,TaxCost;MaxDD,Email>Chat>Phone,false,22:45-07:45,71,66,78,72,OpenBanking,9,None,AutoTransfer,2025-08-31,Success,v2.8.8,NoAutoTradesBelow$1k;NoPennyStocks;StopLossDisabled,Prioritize liquidity and down payment savings
A9943,Optimizer,111892,1916708,61497,9.6,1,12,US,Low,NoDerivatives;NoShortSelling,NoWeapons;NoFossilFuel,PennyStocks,1.7,24.8,10.8,Wealth:10y;Estate:20y;Debt:2y,10,Collaborative,Shallow,TaxCost;IRR,Chat>App>Phone>In-Person>Email,true,19:30-07:15,70,105,59,57,Brokerage;CreditBureau;OpenBanking,1,Hybrid,PlanUpdate,2025-04-10,Failed,v2.8.4,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A9944,Explorer,54857,126830,9351,14.0,3,10,US,Low,,NoTobacco,PennyStocks;PrivateCredit,1.7,27.9,16.4,Business:5y;Travel:2y;Education:6y,5,Collaborative,Medium,IRR;Sharpe;MaxDD,Email>Chat>In-Person>App,true,23:30-07:30,61,65,61,60,CreditBureau;OpenBanking,6,Human,AutoTransfer,2025-12-18,Success,v1.9.3,PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9945,Builder,41954,-20530,1000,10.1,4,10,US,Low,NoDerivatives;NoIlliquids,,PennyStocks,1.7,22.9,10.9,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;IRR,Phone>Email>App>Chat,true,21:45-07:45,64,88,74,66,OpenBanking;Payroll,9,None,PlanUpdate,2025-12-04,Failed,v2.10.8,NoPennyStocks,Prioritize liquidity and down payment savings
A9946,Builder,122221,221110,16259,7.7,4,12,US,Low,AccreditedOnly;NoShortSelling,ESGOnly;NoWeapons,,1.7,22.1,9.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Shallow,IRR;TaxCost,App>In-Person>Phone>Email>Chat,true,20:30-07:15,71,91,70,66,CreditBureau;OpenBanking,16,None,AutoTransfer,2025-12-22,Success,v1.8.4,NoIlliquids;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9947,Optimizer,63331,335885,10257,6.3,3,10,US,High,NoDerivatives,NoTobacco;ESGOnly,PennyStocks,1.8,20.7,9.2,Wealth:10y;Estate:20y,10,Educational,Deep,MaxDD;IRR;TaxCost,In-Person>Phone>Email>Chat>App,true,19:45-08:45,54,118,59,59,Brokerage;CreditBureau;OpenBanking;Payroll,2,Human,PlanUpdate,2025-03-12,Success,v1.10.2,NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A9948,Preserver,101877,619365,27815,3.6,4,15,IN,Low,AccreditedOnly;NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.2,17.6,5.3,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,Email>In-Person>App>Chat,true,23:00-07:00,80,144,73,75,Brokerage;CreditBureau;OpenBanking,11,Hybrid,PlanUpdate,2025-05-28,Success,v1.9.2,NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9949,Stabilizer,57985,186958,11511,7.6,4,10,US,Medium,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,5.2,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Medium,Sharpe;MaxDD;TaxCost,In-Person>Chat>Phone>Email,false,23:30-07:15,54,125,51,41,CreditBureau;OpenBanking,19,Hybrid,Rebalance,2025-10-24,Success,v1.8.3,PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9950,Builder,133925,307309,14425,13.2,2,15,UK,Low,,,LeveragedETFs,1.6,19.5,7.9,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Shallow,IRR;MaxDD;TaxCost,In-Person>Phone>Email,false,23:00-08:45,65,128,54,51,CreditBureau;OpenBanking,5,None,AlertAcknowledge,2025-06-14,Success,v2.8.8,LimitOrderOnly;NoPennyStocks,Prioritize liquidity and down payment savings
A9951,Builder,53747,159068,7063,10.0,1,10,US,Medium,NoIlliquids,,,1.6,12.1,7.8,Home:3y;Retirement:30y,3,Concise,Medium,Sharpe;IRR;MaxDD,Chat>Phone>In-Person,false,22:30-07:15,59,66,69,60,CreditBureau;OpenBanking;Payroll,17,Human,Rebalance,2025-07-02,Success,v1.9.5,PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9952,Preserver,113890,496212,31925,5.2,3,12,US,Low,,NoWeapons;ESGOnly,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.1,13.0,7.3,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,MaxDD;Sharpe;TaxCost,Chat>Email>App>In-Person>Phone,true,23:00-07:00,80,233,89,91,Brokerage;CreditBureau;OpenBanking;Payroll,5,Human,Rebalance,2025-02-18,Success,v1.8.2,NoIlliquids,Maintain ≥ 12m cash runway and low drawdown
A9953,Preserver,120370,402575,50244,8.2,2,12,US,Medium,,NoFossilFuel;NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,11.0,5.8,Retirement:15y;Emergency:1y;Education:6y,15,Collaborative,Medium,TaxCost;Sharpe,In-Person>App>Phone>Email,false,21:30-06:15,72,230,58,53,Brokerage;OpenBanking;Payroll,10,Human,Rebalance,2025-10-20,Partial,v1.9.2,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9954,Explorer,118041,454042,26413,15.9,1,15,AU,Medium,NoShortSelling;NoDerivatives,NoFossilFuel,PennyStocks,2.1,32.7,14.1,Business:5y;Travel:2y,5,Concise,Medium,TaxCost;Sharpe,Email>In-Person>Phone>Chat,true,21:30-06:45,51,71,45,40,CreditBureau;OpenBanking,4,Hybrid,AlertAcknowledge,2025-01-25,Partial,v1.10.7,PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9955,Explorer,48387,211289,9482,14.7,3,10,US,Low,AccreditedOnly,NoFossilFuel;NoWeapons,,1.9,23.0,12.4,Business:5y;Travel:2y;Debt:2y,5,Collaborative,Medium,TaxCost;Sharpe,In-Person>Phone>Chat>Email,true,21:15-07:30,66,61,78,77,CreditBureau;OpenBanking;Payroll,1,None,AlertAcknowledge,2025-12-26,Success,v1.8.5,StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9956,Builder,64241,154546,15244,7.5,4,10,DE,Low,NoDerivatives;NoIlliquids,,,1.5,21.7,9.7,Home:3y;Retirement:30y;Debt:2y,3,Educational,Shallow,Sharpe;MaxDD,App>Chat>In-Person,false,23:00-08:15,60,88,53,41,OpenBanking,10,None,PlanUpdate,2025-01-27,Success,v2.8.6,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9957,Explorer,75394,449485,26207,22.8,1,10,US,Medium,,,PennyStocks,1.9,33.9,14.1,Business:5y;Travel:2y,5,Directive,Medium,TaxCost;Sharpe;IRR,Chat>Email>Phone,true,19:00-06:30,50,50,61,60,OpenBanking;Payroll,1,None,PlanUpdate,2025-08-09,Partial,v2.8.8,NoPennyStocks;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9958,Preserver,72826,347359,28928,7.5,2,10,US,Low,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.0,10.6,7.9,Retirement:15y;Emergency:1y,15,Directive,Medium,MaxDD;Sharpe,App>Phone>Chat,false,22:30-07:15,81,152,88,83,Brokerage;CreditBureau;OpenBanking;Payroll,7,Hybrid,AlertAcknowledge,2025-02-24,Partial,v2.9.7,NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown
A9959,Explorer,126355,455130,25352,13.2,4,15,IN,Medium,,NoTobacco,Crypto;PennyStocks;PrivateCredit,1.9,24.2,17.4,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Medium,Sharpe;TaxCost,Chat>Phone>In-Person>Email,true,21:15-06:15,62,57,69,58,CreditBureau;OpenBanking,1,None,AutoTransfer,2025-10-26,Success,v1.8.8,NoAutoTradesBelow$1k;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9960,Preserver,86312,858471,33271,7.7,2,10,US,Medium,NoShortSelling,,Crypto;LeveragedETFs;PennyStocks,1.1,8.3,6.5,Retirement:15y;Emergency:1y,15,Collaborative,Medium,MaxDD;TaxCost;Sharpe,Chat>Phone>App>Email,false,21:45-07:00,63,233,48,46,Brokerage;CreditBureau;OpenBanking,8,Human,AutoTransfer,2025-12-13,Partial,v1.9.4,NoAutoTradesBelow$1k,Maintain ≥ 12m cash runway and low drawdown
A9961,Stabilizer,102231,590796,34583,8.3,2,12,US,Low,NoDerivatives;NoIlliquids,,Crypto;LeveragedETFs;PennyStocks,1.2,10.4,8.9,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,App>Phone>Chat,true,22:30-07:00,61,180,69,69,CreditBureau;OpenBanking,11,None,AutoTransfer,2025-05-23,Success,v1.10.8,NoMargin;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9962,Preserver,85652,459555,14146,3.6,4,10,UK,Medium,,,Crypto;LeveragedETFs;PennyStocks,0.9,17.2,8.8,Retirement:15y;Emergency:1y,15,Concise,Shallow,MaxDD;TaxCost;Sharpe,Email>Phone>Chat>App>In-Person,true,19:15-06:45,79,213,71,77,Brokerage;CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-07-14,Success,v1.9.9,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9963,Builder,36975,44655,3684,14.6,1,10,US,Low,NoIlliquids;NoShortSelling,NoWeapons,,1.6,20.0,10.0,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Medium,MaxDD;Sharpe;IRR,In-Person>App>Email>Chat,false,21:15-06:15,65,75,65,63,CreditBureau;OpenBanking,9,Hybrid,AutoTransfer,2025-02-18,Success,v1.10.1,StopLossDisabled,Prioritize liquidity and down payment savings
A9964,Explorer,63207,182556,9407,15.9,3,10,US,Low,AccreditedOnly;NoDerivatives,,Crypto;PennyStocks,2.0,27.1,16.7,Business:5y;Travel:2y;Debt:2y,5,Directive,Shallow,TaxCost;Sharpe,In-Person>Phone>Email>Chat,true,23:00-07:30,55,88,53,48,CreditBureau;OpenBanking,6,None,AlertAcknowledge,2025-08-12,Partial,v1.9.5,NoIlliquids;NoMargin;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9965,Preserver,77783,1103124,38920,6.6,2,10,US,Medium,,,Crypto;LeveragedETFs;PennyStocks,1.1,12.7,8.4,Retirement:15y;Emergency:1y;Healthcare:8y,15,Concise,Medium,TaxCost;MaxDD,Phone>Email>In-Person>App>Chat,true,20:30-08:45,70,167,71,62,Brokerage;CreditBureau;OpenBanking,8,Hybrid,Rebalance,2025-02-07,Partial,v1.8.8,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9966,Builder,69757,149455,9997,12.4,1,10,US,Low,,,Crypto;LeveragedETFs,1.7,20.4,8.1,Home:3y;Retirement:30y,3,Educational,Medium,TaxCost;IRR,Email>Phone>Chat>In-Person,true,20:00-06:45,73,61,73,71,CreditBureau;OpenBanking;Payroll,11,Human,Rebalance,2025-02-07,Success,v1.9.3,NoPennyStocks,Prioritize liquidity and down payment savings
A9967,Explorer,62842,238843,28728,16.3,4,10,AU,High,,ESGOnly;NoWeapons,Crypto;PennyStocks,2.0,28.9,18.0,Business:5y;Travel:2y;Debt:2y,5,Concise,Medium,MaxDD;Sharpe,In-Person>App>Email>Chat>Phone,true,19:30-08:45,55,82,45,33,OpenBanking,1,Human,Rebalance,2025-10-31,Success,v2.9.7,NoMargin,Allow small experimental sleeve ≤ 3%
A9968,Optimizer,175007,5347607,93829,11.0,1,15,AU,Low,NoIlliquids;NoShortSelling,,LeveragedETFs;PennyStocks,1.6,17.4,9.4,Wealth:10y;Estate:20y;Debt:2y,10,Directive,Medium,MaxDD;TaxCost,Chat>In-Person>Email,true,20:15-06:30,74,86,90,83,Brokerage;OpenBanking;Payroll,2,Hybrid,AutoTransfer,2025-08-11,Partial,v1.9.5,LimitOrderOnly,Enforce tax budget and position caps
A9969,Preserver,76542,541464,74276,4.5,4,10,US,Medium,NoShortSelling,ESGOnly;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.0,10.1,8.4,Retirement:15y;Emergency:1y,15,Collaborative,Deep,MaxDD;TaxCost;Sharpe,App>In-Person>Chat>Phone>Email,true,22:30-07:00,61,240,65,56,Brokerage;OpenBanking,8,None,Rebalance,2025-01-10,Partial,v2.8.7,NoIlliquids;PauseWhenVIX>30,Maintain ≥ 12m cash runway and low drawdown
A9970,Builder,96921,374181,16486,10.7,2,10,UK,Medium,AccreditedOnly,,PrivateCredit,1.8,14.8,11.8,Home:3y;Retirement:30y,3,Concise,Shallow,Sharpe;MaxDD;IRR,Phone>In-Person>Chat,true,20:15-08:00,57,134,45,37,CreditBureau;OpenBanking;Payroll,16,Human,Rebalance,2025-08-24,Partial,v2.10.3,NoIlliquids;NoMargin;NoPennyStocks,Prioritize liquidity and down payment savings
A9971,Explorer,50843,175153,9294,18.0,3,10,US,Medium,,,Crypto;PennyStocks;PrivateCredit,1.7,26.9,17.4,Business:5y;Travel:2y;Debt:2y,5,Directive,Medium,TaxCost;MaxDD,Phone>Email>Chat>App>In-Person,true,20:00-06:00,53,78,53,52,CreditBureau;OpenBanking;Payroll,6,None,Rebalance,2025-07-21,Success,v2.9.6,LimitOrderOnly;PauseWhenVIX>30;StopLossDisabled,Allow small experimental sleeve ≤ 3%
A9972,Builder,68784,374216,9344,12.1,1,10,UK,Medium,NoShortSelling;NoIlliquids,,,1.4,21.9,8.3,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Medium,TaxCost;MaxDD,App>Phone>In-Person>Chat>Email,false,23:15-08:45,50,110,53,47,CreditBureau;OpenBanking,7,None,PlanUpdate,2025-06-10,Success,v1.8.1,NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9973,Stabilizer,70088,482221,40646,5.0,3,10,IN,Medium,NoShortSelling;AccreditedOnly,,Crypto;LeveragedETFs;PennyStocks,1.0,10.3,8.7,Retirement:15y;Emergency:1y;Debt:2y,15,Concise,Deep,TaxCost;Sharpe;MaxDD,App>In-Person>Chat,true,20:30-06:30,60,165,49,41,CreditBureau;OpenBanking;Payroll,14,Hybrid,AutoTransfer,2025-09-22,Success,v1.10.5,LimitOrderOnly,Keep expenses buffer ≥ 4 months
A9974,Optimizer,97811,1125767,31818,6.7,4,10,US,Low,,NoFossilFuel;NoWeapons,PennyStocks;PrivateCredit,1.5,25.0,12.0,Wealth:10y;Estate:20y;Debt:2y,10,Educational,Deep,MaxDD;TaxCost;IRR,App>In-Person>Phone>Email,true,23:45-08:00,67,112,73,69,Brokerage;OpenBanking;Payroll,7,Human,PlanUpdate,2025-11-13,Success,v2.10.1,LimitOrderOnly;NoIlliquids;PauseWhenVIX>30,Enforce tax budget and position caps
A9975,Explorer,82498,729499,26869,19.4,1,10,US,Low,,NoWeapons;NoFossilFuel,PennyStocks;PrivateCredit,1.7,29.6,13.6,Business:5y;Travel:2y;Healthcare:8y,5,Collaborative,Deep,Sharpe;TaxCost;IRR,Email>Chat>In-Person>Phone>App,true,21:30-07:45,61,80,59,53,CreditBureau;OpenBanking,2,None,AlertAcknowledge,2025-09-04,Success,v2.9.8,LimitOrderOnly;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9976,Builder,90811,254910,15590,15.3,1,10,US,Medium,,ESGOnly;NoWeapons,Crypto,1.4,12.1,7.4,Home:3y;Retirement:30y;Healthcare:8y,3,Educational,Deep,Sharpe;MaxDD;TaxCost,Chat>App>Email,true,21:45-06:45,67,74,63,58,OpenBanking;Payroll,19,Human,Rebalance,2025-12-19,Success,v2.10.2,NoIlliquids;NoPennyStocks;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9977,Builder,124096,485260,22889,7.3,4,15,UK,Low,NoDerivatives,NoFossilFuel;ESGOnly,Crypto;PrivateCredit,1.6,17.9,10.7,Home:3y;Retirement:30y;Healthcare:8y,3,Concise,Medium,IRR;MaxDD;Sharpe,Phone>In-Person>Email,true,23:15-07:15,61,104,65,54,CreditBureau;OpenBanking;Payroll,5,None,AlertAcknowledge,2025-03-07,Partial,v2.10.7,LimitOrderOnly;NoAutoTradesBelow$1k,Prioritize liquidity and down payment savings
A9978,Builder,34935,94487,3056,11.8,2,10,CA,Medium,,NoTobacco,,1.7,21.3,10.1,Home:3y;Retirement:30y;Healthcare:8y,3,Collaborative,Deep,MaxDD;TaxCost,Email>In-Person>Chat>Phone>App,true,23:00-07:15,55,104,49,38,CreditBureau;OpenBanking,13,Human,AutoTransfer,2025-07-28,Partial,v1.8.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Prioritize liquidity and down payment savings
A9979,Optimizer,495389,5518638,229265,8.3,2,12,US,Low,NoIlliquids;NoDerivatives,,PennyStocks;PrivateCredit,1.9,20.3,9.3,Wealth:10y;Estate:20y,10,Directive,Shallow,Sharpe;TaxCost;MaxDD,Email>In-Person>Chat,true,20:15-08:00,70,76,71,64,Brokerage;CreditBureau;OpenBanking,2,Hybrid,Rebalance,2025-04-16,Success,v1.9.6,LimitOrderOnly;StopLossDisabled,Enforce tax budget and position caps
A9980,Builder,94564,169139,22133,9.1,3,10,US,Low,NoIlliquids;AccreditedOnly,NoTobacco,,1.7,21.7,9.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;MaxDD,Email>Phone>In-Person,true,21:45-06:15,69,62,75,64,OpenBanking,12,Hybrid,PlanUpdate,2025-05-24,Failed,v2.10.1,NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9981,Builder,75513,186636,10440,12.7,1,10,UK,Low,,,Crypto;PrivateCredit,1.5,22.9,10.1,Home:3y;Retirement:30y,3,Educational,Medium,MaxDD;TaxCost,In-Person>Chat>App,true,20:00-08:30,60,101,62,52,CreditBureau;OpenBanking,17,Human,PlanUpdate,2025-03-31,Failed,v2.10.6,NoPennyStocks,Prioritize liquidity and down payment savings
A9982,Optimizer,167067,1356925,80395,9.8,2,12,US,Medium,,NoFossilFuel,PennyStocks,1.9,19.1,13.7,Wealth:10y;Estate:20y;Education:6y,10,Concise,Shallow,IRR;Sharpe;TaxCost,Chat>In-Person>App>Email,true,19:45-08:45,55,112,59,55,Brokerage;OpenBanking,6,Hybrid,AlertAcknowledge,2025-07-06,Success,v1.9.8,LimitOrderOnly;NoAutoTradesBelow$1k;NoPennyStocks,Enforce tax budget and position caps
A9983,Preserver,123888,827903,48421,9.0,1,12,US,Low,NoShortSelling,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.1,13.5,5.7,Retirement:15y;Emergency:1y,15,Educational,Shallow,Sharpe;TaxCost;MaxDD,Chat>In-Person>App,true,23:45-08:45,69,137,76,72,Brokerage;OpenBanking;Payroll,4,Hybrid,Rebalance,2025-03-24,Success,v1.9.1,NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9984,Preserver,178360,1439861,125199,4.6,3,12,US,Low,AccreditedOnly,NoWeapons,Crypto;LeveragedETFs;PennyStocks,1.1,10.6,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Shallow,MaxDD;Sharpe;TaxCost,App>Phone>In-Person,true,21:45-07:15,81,131,72,64,Brokerage;OpenBanking;Payroll,5,Human,Rebalance,2025-06-15,Success,v1.9.9,NoAutoTradesBelow$1k;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9985,Builder,55269,106943,6284,7.8,3,10,US,Low,AccreditedOnly;NoDerivatives,ESGOnly;NoTobacco,,1.7,23.9,9.3,Home:3y;Retirement:30y;Education:6y,3,Collaborative,Deep,TaxCost;MaxDD,Phone>Email>App,true,21:00-07:45,60,96,62,52,CreditBureau;OpenBanking,19,None,AlertAcknowledge,2025-09-16,Partial,v2.8.7,NoIlliquids,Prioritize liquidity and down payment savings
A9986,Builder,31244,125984,5096,12.7,3,10,SG,Medium,,NoWeapons,Crypto;PennyStocks,1.8,17.1,9.0,Home:3y;Retirement:30y;Education:6y,3,Directive,Shallow,MaxDD;IRR,Email>Chat>App>Phone,true,19:15-08:30,55,117,46,40,CreditBureau;OpenBanking,12,Hybrid,Rebalance,2025-03-17,Success,v1.8.6,NoAutoTradesBelow$1k;NoIlliquids;NoPennyStocks,Prioritize liquidity and down payment savings
A9987,Explorer,36031,214072,12037,17.0,3,10,US,Medium,,NoFossilFuel;NoWeapons,PennyStocks,1.9,28.9,16.8,Business:5y;Travel:2y;Education:6y,5,Educational,Deep,Sharpe;MaxDD;TaxCost,In-Person>Chat>Email>Phone,true,19:15-08:15,58,80,71,66,OpenBanking,5,None,PlanUpdate,2025-10-19,Success,v1.10.9,NoMargin,Allow small experimental sleeve ≤ 3%
A9988,Builder,62901,175403,10118,9.0,3,10,US,Medium,NoIlliquids,,,1.5,18.8,9.4,Home:3y;Retirement:30y;Debt:2y,3,Collaborative,Medium,IRR;MaxDD;TaxCost,Email>Phone>App>In-Person,true,23:30-08:30,64,117,72,62,OpenBanking;Payroll,14,Hybrid,Rebalance,2025-07-21,Partial,v1.8.4,StopLossDisabled,Prioritize liquidity and down payment savings
A9989,Optimizer,157872,794685,108754,11.1,3,15,CA,Medium,NoIlliquids;AccreditedOnly,,Crypto;PennyStocks;PrivateCredit,1.7,20.1,10.0,Wealth:10y;Estate:20y;Debt:2y,10,Concise,Medium,IRR;MaxDD,In-Person>App>Chat>Phone>Email,true,19:15-06:45,67,106,73,73,Brokerage;CreditBureau;OpenBanking,4,None,PlanUpdate,2025-09-02,Success,v1.10.5,NoAutoTradesBelow$1k;NoMargin;StopLossDisabled,Enforce tax budget and position caps
A9990,Builder,51949,103554,7604,8.2,4,10,US,Low,AccreditedOnly,,LeveragedETFs,1.8,16.0,9.9,Home:3y;Retirement:30y,3,Educational,Shallow,MaxDD;IRR,App>In-Person>Email>Chat,false,23:45-06:00,57,88,55,43,CreditBureau;OpenBanking,8,None,PlanUpdate,2025-11-30,Success,v1.8.2,StopLossDisabled,Prioritize liquidity and down payment savings
A9991,Builder,41054,53610,3751,14.7,1,10,US,Medium,,NoFossilFuel,PennyStocks,1.7,16.9,9.2,Home:3y;Retirement:30y;Debt:2y,3,Educational,Medium,TaxCost;IRR;MaxDD,Phone>Chat>Email,true,22:15-06:00,64,86,70,68,CreditBureau;OpenBanking,14,None,Rebalance,2025-06-15,Success,v2.8.8,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Prioritize liquidity and down payment savings
A9992,Preserver,59039,197999,14234,3.8,4,10,US,Low,NoDerivatives,,Crypto;LeveragedETFs;PennyStocks,1.1,17.4,7.5,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,Sharpe;TaxCost;MaxDD,App>Email>Chat>Phone>In-Person,true,19:30-08:15,70,225,58,50,Brokerage;CreditBureau;OpenBanking,9,Hybrid,AlertAcknowledge,2025-01-08,Success,v2.9.7,NoMargin;NoPennyStocks;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9993,Preserver,151524,678213,36416,4.3,4,12,US,Low,,NoWeapons;NoTobacco,Crypto;LeveragedETFs;PennyStocks,1.2,16.7,5.1,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Medium,MaxDD;Sharpe;TaxCost,In-Person>Email>App,true,20:15-08:30,71,200,59,64,Brokerage;CreditBureau;OpenBanking,12,Hybrid,AlertAcknowledge,2025-12-24,Partial,v2.8.5,LimitOrderOnly;NoIlliquids;NoMargin,Maintain ≥ 12m cash runway and low drawdown
A9994,Explorer,156360,1828451,38889,20.1,3,12,US,Low,NoDerivatives;NoIlliquids,NoWeapons;NoTobacco,,2.1,28.6,16.2,Business:5y;Travel:2y,5,Directive,Shallow,IRR;Sharpe;TaxCost,Chat>Phone>App>In-Person>Email,true,22:45-07:30,63,76,69,58,OpenBanking;Payroll,5,None,Rebalance,2025-12-21,Partial,v1.9.5,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Allow small experimental sleeve ≤ 3%
A9995,Optimizer,166805,900112,116442,9.7,2,15,UK,Low,NoIlliquids;NoDerivatives,ESGOnly;NoTobacco,Crypto;PennyStocks,1.5,18.3,13.6,Wealth:10y;Estate:20y,10,Directive,Shallow,Sharpe;IRR,Email>In-Person>App>Phone,true,22:45-08:00,69,74,66,63,Brokerage;CreditBureau;OpenBanking;Payroll,6,None,AutoTransfer,2025-02-10,Success,v2.10.9,NoMargin;PauseWhenVIX>30,Enforce tax budget and position caps
A9996,Preserver,77717,692954,23342,6.8,3,10,US,Medium,,ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.0,9.7,8.3,Retirement:15y;Emergency:1y;Debt:2y,15,Collaborative,Deep,MaxDD;Sharpe,Chat>App>Email,true,21:30-07:15,71,202,57,50,Brokerage;CreditBureau;OpenBanking;Payroll,4,None,AlertAcknowledge,2025-10-22,Partial,v1.9.9,NoMargin;PauseWhenVIX>30;StopLossDisabled,Maintain ≥ 12m cash runway and low drawdown
A9997,Stabilizer,40654,196617,13390,9.2,2,10,US,Low,,NoFossilFuel;ESGOnly,Crypto;LeveragedETFs;PennyStocks,1.2,11.4,6.9,Retirement:15y;Emergency:1y;Education:6y,15,Concise,Shallow,TaxCost;Sharpe,App>Email>In-Person>Phone>Chat,false,22:15-07:45,61,149,57,50,OpenBanking,10,None,Rebalance,2025-04-16,Failed,v2.10.7,NoMargin,Keep expenses buffer ≥ 4 months
A9998,Stabilizer,59972,257693,25181,7.4,1,10,US,Low,NoShortSelling,NoTobacco,Crypto;LeveragedETFs;PennyStocks,0.9,17.3,8.1,Retirement:15y;Emergency:1y;Education:6y,15,Directive,Deep,TaxCost;MaxDD;Sharpe,Phone>Email>In-Person,true,20:45-06:30,64,93,60,63,OpenBanking,9,Hybrid,PlanUpdate,2025-10-07,Success,v2.10.1,LimitOrderOnly;NoAutoTradesBelow$1k;PauseWhenVIX>30,Keep expenses buffer ≥ 4 months
A9999,Explorer,85981,497922,40581,14.4,3,10,US,Medium,,ESGOnly;NoTobacco,PennyStocks,2.2,30.0,17.5,Business:5y;Travel:2y;Debt:2y,5,Educational,Medium,Sharpe;IRR,In-Person>Phone>App,true,19:45-06:15,62,45,76,71,CreditBureau;OpenBanking,2,None,AutoTransfer,2025-04-19,Partial,v1.8.9,NoPennyStocks,Allow small experimental sleeve ≤ 3%
A10000,Preserver,145545,470776,29982,4.1,4,15,DE,High,,NoFossilFuel,Crypto;LeveragedETFs;PennyStocks;PrivateCredit,1.2,12.6,6.7,Retirement:15y;Emergency:1y;Debt:2y,15,Educational,Medium,Sharpe;MaxDD;TaxCost,Email>App>Phone>In-Person>Chat,true,23:15-06:15,63,235,49,45,Brokerage;OpenBanking,12,None,PlanUpdate,2025-06-19,Success,v1.9.3,NoMargin;NoPennyStocks,Maintain ≥ 12m cash runway and low drawdown