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	<table>
	<thead>
	<tr>
	<th>
	</th>
	<th>
	</th>
	<th>
	2023
	</th>
	<th>
	2022
	</th>
	</tr>
	</thead>
	<tbody>
	<tr>
	<td rowspan="7">
	% of total riskevents bycount
	</td>
	<td>
	Internal fraud
	</td>
	<td>
	0.2
	</td>
	<td>
	0.2
	</td>
	</tr>
	<tr>
	<td>
	External fraud
	</td>
	<td>
	85.1
	</td>
	<td>
	85.9
	</td>
	</tr>
	<tr>
	<td>
	Execution delivery
	<br>
	and process management
	</td>
	<td>
	14.1
	</td>
	<td>
	13.6
	</td>
	</tr>
	<tr>
	<td>
	Employment practices
	<br>
	and workplace safety
	</td>
	<td>
	0.1
	</td>
	<td>
	0
	</td>
	</tr>
	<tr>
	<td>
	Damage to physical assets
	</td>
	<td>
	0.2
	</td>
	<td>
	0.1
	</td>
	</tr>
	<tr>
	<td>
	Clients,products
	<br>
	and business practices
	</td>
	<td>
	0.1
	</td>
	<td>
	0
	</td>
	</tr>
	<tr>
	<td>
	Business disruption
	<br>
	and system failures
	</td>
	<td>
	0.2
	</td>
	<td>
	0.2
	</td>
	</tr>
	<tr>
	<td rowspan="7">
	% of total risk events by value
	</td>
	<td>
	Internal fraud
	</td>
	<td>
	0.4
	</td>
	<td>
	0.4
	</td>
	</tr>
	<tr>
	<td>
	External fraud
	</td>
	<td>
	56
	</td>
	<td>
	47.4
	</td>
	</tr>
	<tr>
	<td>
	Execution delivery
	<br>
	and process management
	</td>
	<td>
	39.7
	</td>
	<td>
	51.6
	</td>
	</tr>
	<tr>
	<td>
	Employment practices
	<br>
	and workplace safety
	</td>
	<td>
	0
	</td>
	<td>
	0
	</td>
	</tr>
	<tr>
	<td>
	Damage to physical assets
	</td>
	<td>
	1.8
	</td>
	<td>
	0.2
	</td>
	</tr>
	<tr>
	<td>
	Clients,products
	<br>
	and business practices
	</td>
	<td>
	0.9
	</td>
	<td>
	0.1
	</td>
	</tr>
	<tr>
	<td>
	Business disruption
	<br>
	and system failures
	</td>
	<td>
	1.2
	</td>
	<td>
	0.2
	</td>
	</tr>
	</tbody>
	</table>