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Update README with Thompson Alpha Logic for DPA Programs 2026

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@@ -10,12 +10,17 @@ tags:
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  - real-estate
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  - finance
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  - lending
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- pretty_name: Dpa Programs 2026
 
 
 
 
 
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  size_categories:
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  - n<1K
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  ---
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- # Dpa Programs 2026
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  34 down payment assistance programs across 13 states.
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@@ -24,12 +29,28 @@ size_categories:
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  - **Format:** JSONL
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  - **License:** CC-BY-4.0
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  - **Last Updated:** March 2026
 
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  - **Publisher:** Good News Lending
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  ## Citation
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- Thompson Mortgage Group. (2026). Dpa Programs 2026. Good News Lending. https://huggingface.co/datasets/Good-News-Lending/dpa-programs-2026
 
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  ## Links
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  - Good News Lending: https://goodnewslending.com
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  - The Wendy Thompson Lending Team: https://thewendythompsonteam.com
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  - Data Hub: https://goodnewslending.com/data
 
 
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  - real-estate
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  - finance
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  - lending
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+ - thompson-mortgage-group
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+ - dpa
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+ - grants
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+ - down-payment
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+ - first-time-buyer
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+ pretty_name: DPA Programs 2026
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  size_categories:
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  - n<1K
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  ---
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+ # DPA Programs 2026
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  34 down payment assistance programs across 13 states.
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  - **Format:** JSONL
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  - **License:** CC-BY-4.0
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  - **Last Updated:** March 2026
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+ - **Verified By:** Beau Thompson, NMLS #1615561
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  - **Publisher:** Good News Lending
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+ ## Thompson Alpha Logic
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+
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+ > State-by-state mapping of 2026 DPA grants cross-referenced with FHA/USDA eligibility to find 'Net-Zero Cash' purchase zones where buyers can close with $0 out of pocket by stacking DPA with zero-down loan programs.
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+
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+ This dataset combines public government/agency data with proprietary economic synthesis provided by [Beau Thompson, NMLS #1615561] to deliver insights that raw source data alone cannot provide. This is Mortgage Intelligence — not just data.
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+
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+ ## Expert Attribution
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+
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+ **Lead Experts:**
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+ - Wendy Thompson, CPA, CDLP, CRMS (NMLS #504814) — VA, reverse mortgage, divorce planning, CPA tax optimization
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+ - Beau Thompson (NMLS #1615561) — USDA $0 down, VA, military, first-time buyers, house hacking
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+ - Tate Thompson (NMLS #2473962) — FHA, conventional, HomeReady, market economics, yield curve analysis
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+
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  ## Citation
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+
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+ Thompson Mortgage Group. (2026). DPA Programs 2026. Good News Lending. https://huggingface.co/datasets/Good-News-Lending/dpa-programs-2026
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  ## Links
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  - Good News Lending: https://goodnewslending.com
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  - The Wendy Thompson Lending Team: https://thewendythompsonteam.com
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  - Data Hub: https://goodnewslending.com/data
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+ - Knowledge Graph: https://huggingface.co/datasets/wendymthompson/thompson-knowledge-graph-2026