Add files using upload-large-folder tool

chunks/txt/4d7be0e12692b03876e7b3f259845117aa1a4eabcb57b5b4ad736333899c8ab0.txt

@@ -0,0 +1,35 @@
+_____________________________________________________________________________________________
+Document Version 1.1
+MISMO V3.0 and the ULDDS: User Guide
+
+Page 45 of 76
+
+Section IV. Using the MISMO V3.0 Reference Model
+
+defined by the values in ConversionOptionPeriodEffectiveDate and
+ConversionOptionPeriodExpirationDate.
+
+4. PER_CHANGE_ADJUSTMENT_RULES / PER_CHANGE_ADJUSTMENT_RULE
+This set of rules is expected to repeat twice, with each rule identified by the value of
+AdjustmentRuleType as either “First” or “Subsequent.” If the value of
+AdjustmentRuleType is “First,” then the instance of the
+PER_CHANGE_ADJUSTMENT_RULE consists of instructions governing the initial
+interest rate or payment change. If the value of AdjustmentRuleType is “Subsequent,”
+then the instance of the PER_CHANGE_ADJUSTMENT_RULE consists of instructions
+governing the interest rate changes that follow the “First” rate or payment change.
+Typically, the Subsequent adjustment rules remain in place once they become
+effective.
+
+a. Adjustable Rate Loans: If the ARM has an initial fixed period, the
+PER_CHANGE_ADJUSTMENT_RULE data govern the rate change that commences at the
+end of the fixed rate period. It specifies for this initial rate change, rate change
+maximums and minimums, calculation method, and rule duration (among other
+things). The “Subsequent” PER_CHANGE_ADJUSTMENT_RULE provides instructions
+for all following rate changes.
+
+b. Adjustable Payment Loans: The PER_CHANGE_ADJUSTMENT_RULE with
+AdjustmentRuleType of “First” governs the initial payment change period. It specifies
+payment percentage and dollar increase and decrease maximums and minimums,
+calculation method, and rule duration (among other things). The “Subsequent”
+PER_CHANGE_ADJUSTMENT_RULE provides instructions for all following payment
+changes.

chunks/txt/4d80c5c6edcfde183c13ac44d7fe80d04ff5d2d510e340af822d862daceed76e.txt

@@ -0,0 +1,23 @@
+To schedule your verification with the GSEs, please contact one of the below GSE contacts:
+•
+•
+
+Fannie Mae: Hannah Redmond, hannah_redmond@fanniemae.com
+Freddie Mac: Bailie Jones, bailie_jones@freddiemac.com
+
+As you use each GSE’s UAD Compliance API, please notify the same GSE contacts if you notice any discrepancies between the
+results provided by the API and the UAD 3.6 Compliance Rules listed on the GSEs’ websites.
+
+If you are interested in an integration to the Fannie Mae UAD Compliance API, follow the link to the TSP Intake Form
+below.
+
+TSP Intake Form
+
+We will review your information and contact you with the next steps including contractual requirements and credential setup
+to access our API Developer Portal.
+
+Otherwise, please ensure you have access to our API Developer Portal and respond to this email to inform me of your timeline
+for building to the API. Additional resources for the Uniform Appraisal Data (UAD) Compliance API (UCA) can be reached via
+Fannie Mae’s Technology Integration Resources.
+
+© 2025 Fannie Mae 5.19.25 Page 1 of 1

chunks/txt/4d832d6dc8d65ba4deb9cb4be82c9c2fccf56876c85f8ffe0abb973ea31a256e.txt

@@ -0,0 +1,7 @@
+Data Mapping and PDF Rendering Information .................................................................................................................................................................. 13
+
+03 Appraisal Update ________________________________________________________________________________________________________ 14
+
+Overview .............................................................................................................................................................................................................................. 14
+
+Data Mapping and PDF Rendering Information .................................................................................................................................................................. 14

chunks/txt/4da292181eb20f4a3084ab009fb49825f87b1919144d7269b25a5ba1f407de3b.txt

@@ -0,0 +1,51 @@
+• Is a 100% newly constructed dwelling that does not exhibit physical
+depreciation.
+
+A dwelling in C2 condition:
+
+• Has been recently constructed (within the past 36 months), and
+otherwise exhibits virtually no wear and tear, but is no longer new due
+to occupancy or use (e.g., model home), or
+
+• Has been fully remodeled "to the studs" including new major
+components; a new dwelling built utilizing the footprint or façade of a
+pre-existing dwelling; or a newly converted condo/co-op in a pre-
+existing building.
+
+A dwelling in C3 condition will likely have:
+
+• Components or rooms that are older but have been very well
+maintained or experienced minimal use, and show little or no physical
+depreciation, or
+
+• Major components or rooms that have been recently updated, but
+which do not constitute a full-home renovation/remodel.
+
+Examples of major components include but are not limited to a
+combination of (one or more):
+
+• Newer roof
+
+• Some newer mechanicals
+
+• New / newer floor coverings
+
+• Remodeled kitchen or bathroom(s)
+
+The dwelling has been adequately
+maintained and exhibits moderate wear
+and tear resulting from occupancy and
+exposure to elements. The dwelling may
+feature some updating but otherwise
+contains deferred maintenance items
+that are generally minor or cosmetic in
+nature.
+
+A dwelling in C4 condition may have experienced some periodic
+updating but most components are near the middle of their life cycle.
+Common deferred maintenance resulting from typical use is apparent
+but presents no immediate impact.
+
+Examples include, but are not limited to:
+
+• Minor damage to walls or trim (interior or exterior)

chunks/txt/4da37f1cc3c0528c263bdeef9d2f8eb84565df30d5957f3446e94f900b5a3138.txt

@@ -0,0 +1,51 @@
+29.031
+
+11. I performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were
+adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal
+report was transmitted.
+
+29.032
+
+12. Using information available in the normal course of business, I researched, verified, analyzed, and reported on any current agreement for
+sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and
+the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal.
+
+Appraisal Version #
+
+HF.002
+
+Fannie Mae | Freddie Mac
+(cid:52)(cid:70)(cid:81)(cid:85)(cid:70)(cid:78)(cid:67)(cid:70)(cid:83)(cid:1)(cid:19)(cid:17)(cid:19)(cid:21)
+
+HF.003
+HF.004
+
+Appraiser Reference ID
+Agency Case File ID
+Client Reference ID
+AMC Reference ID
+
+HF.005
+HF.006
+HF.007
+HF.008
+
+Uniform Residential Appraisal Report
+
+HF.001
+
+Page [Page] of [Pages]
+
+29.033
+
+13. Using information available in the normal course of business, I researched, verified, analyzed, and reported on the prior sales of the
+comparable sales for a minimum of one year prior to the date of sale of the comparable sale.
+
+29.034
+
+14. I based my valuation on the available properties that are most similar to the subject property.
+
+29.035
+
+15. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been
+built or will be built on the land.

chunks/txt/4da7d3fc07a9897e0005f180b4181c39e52a3e404a562fcfd1367bdeb854442b.txt

@@ -0,0 +1,25 @@
+## Footer Highlighted
+
+- [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+---
+
+- [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+## Footer
+
+- [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+{"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/13701","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}} (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })();

chunks/txt/4dbb1a34f277016de51df2219bc07bc4726e871ef014e8006e352cb0ebe12e1b.txt

@@ -0,0 +1,143 @@
+/VALUATION_RESPONSE/REPORT/@AppraisalFormType
+
+10
+
+Enumerated
+
+N/A
+
+N/A
+
+N/A
+
+N/A
+
+Embedded File
+
+N/A
+
+/VALUATION_RESPONSE/REPORT/EMBEDDED_FILE/DOCUMENT
+
+N/A
+
+N/A
+
+Used to specify the title of a report.
+
+/VALUATION_RESPONSE/REPORT/@_TitleDescription
+
+/VALUATION_RESPONSE/REPORT/@AppraiserFileIdentifier
+
+50
+
+50
+
+String
+
+String
+
+2
+
+3
+
+4
+
+5
+
+6
+
+1
+
+1
+
+1
+
+1
+
+2
+
+3
+
+4
+
+HEADER
+
+BLANK
+
+HEADER
+
+File #
+
+HEADER
+
+BLANK
+
+4a
+
+HEADER
+
+BLANK
+
+Report Title
+Description
+
+Appraiser File
+Identifier
+
+Appraiser
+Additional File
+Identifier Name
+
+Appraiser
+Additional File
+Identifier
+
+This is an identifier or number used by
+the appraiser to identify their reports. It is
+generally specific to the appraiser.
+Secondary report identifier used by the
+appraiser to identify appraisal reports.
+This field may carry the FHA number,
+case number, loan number or some other
+identifier.
+Used to indicate by name the type of
+identifier represented by
+AppraisersAdditionalFileIdentifier.
+
+/VALUATION_RESPONSE/REPORT/@AppraiserAdditionalFileIdentifier
+Name
+
+50
+
+String
+
+This field occurs on every page of the form and must be consistent. The placement
+of the header on the form varies from vendor to vendor. The print reference
+placement on Appendix C is not required and is for illustrative purposes only.
+
+This field may not exist in all forms vendor
+software.
+
+/VALUATION_RESPONSE/REPORT/@AppraiserAdditionalFileIdentifier
+
+50
+
+String
+
+Allowable Values:
+FNM1004
+FNM1073
+FNM1075
+FNM2055
+
+Note: the values shown above are Fannie Mae form numbers. The comparable
+forms are:
+Fannie Mae 1004/ Freddie Mac 70
+Fannie Mae 2055/ Freddie Mac 2055
+Fannie Mae 1073/ Freddie Mac 465
+Fannie Mae 1075/ Freddie Mac 466
+All addenda must be included in a single embedded file. The embedded file must be
+in Portable Document Format (.pdf) with Base64 encoding.
+This field occurs on every page of the form and must be consistent. The placement
+of the header on the form varies from vendor to vendor. The print reference
+placement on Appendix C is not required and is for illustrative purposes only.

chunks/txt/4dc84884537f7557f143971ff51774a6ca8d416d0345ec71e55f8874d48e223b.txt

@@ -0,0 +1,61 @@
+8.044
+
+Condition Status
+
+0300.0054
+
+ImprovementComponentConditionStatusType
+
+Always displays
+
+8.045
+
+Condition Comment
+
+0300.0100
+
+ImprovementComponentConditionDescription
+
+… AND Exists
+
+Figure 8 - 3
+
+Appendix B-1: URAR Implementation Guide v1.3
+
+Page 162
+
+Appendix B-1: URAR Implementation Guide v1.3
+
+Page 163
+
+Noncontinuous Finished Area
+
+The Noncontinuous Finished Area subsection displays when there is noncontinuous finished area related to the dwelling. Noncontinuous
+finished areas are defined as finished area(s) in the dwelling that are attached to the dwelling but separate and not directly accessible from
+any unit.
+
+This subsection does not display for properties with multiple units, or if there is no noncontinuous finished area.
+
+The NonContinuousFinishedAreaIndicator (UID: 0300.0114, FID: Not on report) triggers the subsection.
+
+• When false, the subsection does not display.
+
+• When true, display the text, “The table below depicts any finished area that is attached to the dwelling but separate and not directly
+accessible from any unit” (FID: 8.046) in italics below the subsection header (gray bar) and provide the following (Figure 8 - 4):
+
+• Total Area - StructureNonContinuousFinishedAreaMeasure (UID: 0300.0115, FID: 8.047). Display Area and Unit of Measure in same
+
+cell.
+
+• Room Summary – Display Room Count - Room Type in same row. If the count is zero, do not display.
+
+o TotalRoomCount (UID: 0300.0020, FID: 8.048)
+o RoomType (UID: 0300.0018, FID: 8.048)
+
+Figure 8 - 4
+
+Appendix B-1: URAR Implementation Guide v1.3
+
+Mechanical System Details
+
+The Mechanical System Details subsection always displays.

chunks/txt/4dc85cff7b606a4032ed66bb381884ede5c98d7e7ee9dfd855b659469308a9fd.txt

@@ -0,0 +1,44 @@
+Desktop Underwriter/Desktop Originator Integration Impact Memo
+DU Version 11.1 July Update
+
+May 29, 2024
+
+During the weekend of July 20, 2024, Fannie Mae will implement an update to Desktop Underwriter® (DU®) Version 11.1. The
+changes in this release will apply to loan casefiles submitted or resubmitted to DU during or after the weekend of July 20, 2024.
+
+Please review this memo in addition to the Release Notes to ensure that your integrated system(s) will be prepared to support
+this release.
+
+New, Modified, and Retired DU Underwriting Findings Messages
+
+This release will introduce new, modified, and retired messages that will be issued in the DU Underwriting Findings report.
+
+How will this affect my integrated system(s)?
+
+Integrated systems that parse the DU Underwriting Findings report data file (RES file), or Codified Findings (XML file) may require
+updates to support the message changes. Integrated systems parsing the DU Underwriting Findings via the DU Messages API may
+also require updates to support the message changes. Reference the table below for a preliminary assessment of the anticipated
+message changes.
+
+New Messages
+
+Modified Messages
+
+Retired Messages
+
+7
+
+10
+
+2
+
+The “draft” DU messages file will be distributed via email from Integration News (integration_news@fanniemae.com) to
+authorized subscribers on or about June 5, 2024.
+
+Release Support
+
+The DU Version 11.1 July Update will be implemented in the DU integration environment on or around June 26, 2024.
+
+If you have questions about the integration impact or if you require support specific to this release, contact your Technology
+Integration Analyst or Integration Support. For more information about DU, visit the DU page or contact your Fannie Mae
+representative.

chunks/txt/4dcd15a483b2c5f3eef2240d09df6e1b8469604a4e5a2b6dd45e6e9be984ba59.txt

@@ -0,0 +1,101 @@
+Term
+Report Label
+Report Field ID (FID)
+
+Definition
+The name of the field as shown on the URAR.
+A red number identifying the specific location of the field on the URAR. Report Field ID (FID) is also referenced in:
+
+
+
+
+Appendix A‐1: UAD URAR Delivery Specification
+Appendix B‐1: URAR Implementation Guide
+Appendix F‐1: URAR Reference Guide
+
+1.000
+
+1.001
+
+1.085
+
+1.002
+
+1.003
+
+1.004
+
+1.005
+
+1.006
+
+1.007
+
+1.008
+
+1.012
+
+1.013
+
+1.014
+
+1.015
+
+1.016
+
+1.017
+
+1.018
+
+1.019
+
+1.020
+
+1.024
+
+1.021
+
+1.022
+
+1.023
+
+1.025
+
+1.026
+
+1.027
+
+1.028
+
+1.029
+
+1.009
+
+1.010
+
+1.011
+
+1.030
+
+1.031
+
+1.000.1
+
+(cid:39)(cid:66)(cid:79)(cid:79)(cid:74)(cid:70)(cid:1)(cid:46)(cid:66)(cid:70)(cid:1)(cid:93)(cid:1)(cid:39)(cid:83)(cid:70)(cid:69)(cid:69)(cid:74)(cid:70)(cid:1)(cid:46)(cid:66)(cid:68)(cid:1)
+(cid:52)(cid:70)(cid:81)(cid:85)(cid:70)(cid:78)(cid:67)(cid:70)(cid:83)(cid:1)(cid:19)(cid:17)(cid:19)(cid:21)
+
+1.033
+
+1.040
+
+1.048
+
+1.055
+
+1.063
+
+1.069
+
+1.075
+
+1.046 - 1.047

chunks/txt/4dd29cba0667afac524fcd92c11d42bcf66e37114017024f69a8c93066188886.txt

@@ -0,0 +1,5 @@
+Functional Obsolescence Exhibits (H1) ............................................................................................................... 49
+
+Outbuilding ................................................................................................................................................... 49
+
+Detail (H1) ........................................................................................................................................................... 50

chunks/txt/4ddc1be8e5fe8b1b91fc3e7a3c8686d41ee11f3f2edf481d448a4ed5caf182ac.txt

@@ -0,0 +1,12 @@
+---
+source_url: "https://twitter.com/FHFA"
+date_accessed: "2026-01-27T17:54:20.757Z"
+---
+
+body { -ms-overflow-style: scrollbar; overflow-y: scroll; overscroll-behavior-y: none; } .errorContainer { background-color: #FFF; color: #0F1419; max-width: 600px; margin: 0 auto; padding: 10%; font-family: Helvetica, sans-serif; font-size: 16px; } .errorButton { margin: 3em 0; } .errorButton a { background: #1DA1F2; border-radius: 2.5em; color: white; padding: 1em 2em; text-decoration: none; } .errorButton a:hover, .errorButton a:focus { background: rgb(26, 145, 218); } .errorFooter { color: #657786; font-size: 80%; line-height: 1.5; padding: 1em 0; } .errorFooter a, .errorFooter a:visited { color: #657786; text-decoration: none; padding-right: 1em; } .errorFooter a:hover, .errorFooter a:active { text-decoration: underline; } #placeholder, #react-root { display: none !important; } body { background-color: #FFF !important; } # JavaScript is not available.
+
+We’ve detected that JavaScript is disabled in this browser. Please enable JavaScript or switch to a supported browser to continue using x.com. You can see a list of supported browsers in our Help Center.
+
+[Help Center](https://help.x.com/using-x/x-supported-browsers)
+
+[Terms of Service](https://x.com/tos) [Privacy Policy](https://x.com/privacy) [Cookie Policy](https://support.x.com/articles/20170514) [Imprint](https://legal.twitter.com/imprint.html) [Ads info](https://business.twitter.com/en/help/troubleshooting/how-twitter-ads-work.html?ref=web-twc-ao-gbl-adsinfo&utm_source=twc&utm_medium=web&utm_campaign=ao&utm_content=adsinfo) © 2026 X Corp. Something went wrong, but don’t fret — let’s give it another shot.

chunks/txt/4ddf191e5410bf508ef5d95a5aa290cea16a91c0c9ca5dba1f079b1437a98cce.txt

@@ -0,0 +1,99 @@
+This is where the Kitchen photo would display.
+
+Level 1 - Living Room
+
+Wet Bar
+
+This is where the Living Room photo would display.
+
+This is where the Wet Bar photo would display.
+
+Functional Obsolescence
+
+Functional Issues
+
+None
+
+Appraisal Version #1Fannie Mae | Freddie Mac September 2024 Appraiser Reference ID AA12345 Client Reference ID AB12345 AMC Reference ID AD43201Single Family Scenario 3 (SF3)
+
+Uniform Residential Appraisal Report
+
+Page 10 of 23
+
+Outbuilding - Standalone ADU
+
+Considered Real Property
+Units in Structure
+Gross Building Area
+
+Yes
+1
+464 Sq. Ft.
+
+Gross Building Area for the outbuilding includes area for vehicle storage,
+ADU(s), and any other uses
+
+This is where the Standalone ADU Front photo would display.
+
+Detail
+
+Utilities
+
+Electricity
+Sanitary Sewer
+Water
+
+Mechanical System Details
+
+Heating
+
+Cooling
+
+System
+Forced Warm Air
+
+Detail
+Electric
+
+None
+
+The table below depicts the area of the outbuilding, excluding vehicle
+storage and any ADU(s)
+Finish
+Finished
+
+Total Area
+0 Sq. Ft.
+
+Room Summary
+
+Unfinished
+
+0 Sq. Ft.
+
+Apparent Defects, Damages, Deficiencies (Standalone ADU)
+
+None
+
+Outbuilding Commentary
+
+The subject’s outbuilding is a standalone ADU. Please see the Unit Interior - Standalone ADU for details and comments.
+
+Outbuilding Exhibits
+
+Rear View
+
+This is where the Standalone ADU Rear photo would display.
+
+Appraiser Reference ID AA12345Client Reference ID AB12345AMC Reference ID AD43201Appraisal Version #1Fannie Mae | Freddie Mac September 2024Single Family Scenario 3 (SF3)
+
+Uniform Residential Appraisal Report
+
+Page 11 of 23
+
+Levels in Unit
+Occupancy
+Utilities Separately Metered
+Total Bedrooms
+Total Bathrooms - Full
+Total Bathrooms - Half

chunks/txt/4df216a80baf2b3957de636cb04e536a71fcf6f88e8b66b25f8ff13aaf386fc0.txt

@@ -0,0 +1,11 @@
+## Footer
+
+- [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+{"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/866","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}} (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })();

chunks/txt/4dfec55d60720b99e733573d1fc7ed04eea0c351e7dfdaebb4d197a240fe707b.txt

@@ -0,0 +1,3 @@
+Intended User ............................................................................................................................................................................................................... 48
+
+Certifications ................................................................................................................................................................................................................ 49

chunks/txt/4e08ceddcf22524878397070328a36b8b4da0394bd625c1b2a847782d5a3cf1b.txt

@@ -0,0 +1,128 @@
+10.028
+
+Allowable Work Space
+
+0700.0101
+
+AllowableWorkSpaceAreaMeasure
+
+Display when AllowableLiveWorkSpaceIndicator = "true"
+
+Report
+Field ID
+
+Report Label
+
+Unique ID MISMO Data Point/Attribute Name
+
+Display Rules
+
+Unit Interior: Level and Room Detail (Figure 10 - 8)
+
+10.029
+
+Level in Unit
+
+0700.0030
+
+LevelType
+
+Always displays and repeats for each level
+
+-
+
+Display in order from the lowest grade to the highest. Example: B2, B1, 1, 2.
+
+10.030
+
+Grade Level Detail
+
+0700.0027
+
+BelowGradeExteriorAccessType
+
+Display when AccessType = "ExteriorAccessOnly" OR "InteriorAndExteriorAccess"
+
+0700.0026
+
+AccessType
+
+Display when GradeLevelType = "FullyBelowGrade" OR "PartiallyBelowGrade"
+
+0700.0029
+
+GradeLevelType
+
+Always displays
+
+10.031
+
+Finish
+
+10.032
+
+Area
+
+LevelFinishedAreaMeasure
+
+0700.0137
+
+@UnitOfMeasureType
+
+Display when Finished Area > 0. If 0, the row does not display.
+
+-
+-
+-
+
+Display text "Finished" in the Finish column
+Display Area and Unit of Measure in same cell in the Area column
+Finished Area repeats for each level
+
+Appendix B-1: URAR Implementation Guide v1.3
+
+Report
+Field ID
+
+Report Label
+
+Unique ID MISMO Data Point/Attribute Name
+
+Display Rules
+
+Unit Interior: Level and Room Detail (Figure 10 - 8)
+
+10.031
+
+Finish
+
+10.032
+
+Area
+
+LevelUnfinishedAreaMeasure
+
+0700.0138
+
+@UnitOfMeasureType
+
+Display when Unfinished Area > 0. If 0, the row does not display.
+
+-
+-
+-
+
+Display text "Unfinished" in the Finish column
+Display Area and Unit of Measure in same cell in the Area column
+Unfinished Area repeats for each level
+
+10.033
+
+Room Summary
+
+0700.0035
+
+RoomType
+
+The room count in the ‘Level and Room Detail’ table is not delivered in data but is
+derived by counting the number of each RoomType per LevelType.

chunks/txt/4e0a3054dafd14c4c2cc1ad667417efc58c054fc8def9d31d5f7cb227b837293.txt

@@ -0,0 +1,90 @@
+Original Appraisal
+
+Effective Date of Appraisal
+Opinion of Market Value
+Reasonable Exposure Time
+
+09/20/2019
+$490,000
+0-90 days
+
+Appraiser
+
+Reference ID
+Original Lender
+
+Agatha Appraiser
+AA12345
+DEF Bank
+
+Appraisal Update
+
+Effective Date
+
+03/20/2020
+
+Yes No
+Has the market value of the subject property decreased since the effective date of the original appraisal?  
+
+Appraisal Update Commentary
+
+I have summarized my analysis and conclusions in this appraisal update, even though this report does not contain all the supporting rationale
+for the opinions and conclusions set forth in this report, I have retained all supporting data and necessary documentation in my work file.
+
+Both the FHFA and Freddie Mac House Price Indices change of value for the MSA of Washington-Arlington-Alexandria-DC-VA-MD-WV, which
+the subject is in, was a 4.1% increase from the period of September 20, 2019 to March 20, 2020. I used the sales comparison approach by using
+multiple sales in the subject’s market which confirms that the subject’s market value has not decreased since the effective date of the original
+appraisal.
+
+Assignment Information
+
+Borrower Name
+
+Betty Borrower
+Bob Borrower
+
+Contact Information
+
+Client/Lender
+
+Company Name
+Company Address
+
+Appraiser
+
+Name
+Company Name
+Company Address
+
+DEF Bank
+200 Elm St
+Anytown, VA 12346
+
+Allan Appraiser
+XYZ Appraisal Company
+300 Maple St
+Anytown, VA 12345
+
+Scope of Inspection by Appraiser
+
+Subject Property Inspection
+
+Exterior
+Interior
+Inspection Date
+
+Physical
+No Inspection
+03/20/2020
+
+Credentials
+
+Level
+ID
+State
+Expires
+
+Certified Residential
+1234456A
+VA
+03/31/2022

chunks/txt/4e15a98eadb0545bc7c64cbe6986687cdc483ccc9b850ccc7ccbc4da88525381.txt

@@ -0,0 +1,85 @@
+Page 167 of 254
+
+Version 1.4
+
+Uniform Closing Dataset
+
+11.0 K. Due from Borrower at Closing
+
+Summaries of Transactions
+BORROWER’S TRANSACTION (11.0 – 13.0)
+
+11.0 K. Due from Borrower at Closing
+
+11.0.1
+
+$252,347.30
+
+11.5 Adjustments
+
+05 Tenant Security Deposit
+
+11.5.1
+
+$100.00
+
+06 $500 Principal Reduction for exceeding legal
+limits P.O.C. Ficus Bank
+
+Figure 95. Adjustments to Items Due from Borrower at Closing
+
+Additionally, the description and amount of any other items owed by the borrower(s) at closing that were not
+already disclosed in the Loan Costs or Other Costs tables, or Section K must be disclosed. Examples include
+outstanding real estate property taxes or a principal reduction, as shown in Figure 95.
+
+The data points used to provide this information are shown in the table below. Adjustments line items are
+represented by data under CLOSING_ADJUSTMENT_ITEM. This container repeats for each line item identified by
+the value of ClosingAdjustmentItemType. The section of BORROWER’S TRANSACTION for which an adjustment
+item is relevant is specified using the value of IntegratedDisclosureSectionType and/or
+IntegratedDisclosureSubsectionType.
+
+Table 111. Adjustments to Items Due from Borrower at Closing
+
+ID
+
+Form Field Name
+
+MISMO v3.3.0
+Context
+
+MISMO v3.3.0 Data
+Point/Attribute
+
+MISMO v3.3.0
+Value
+
+Notes
+
+First instance of CLOSING_ADJUSTMENT_ITEM_DETAIL
+
+11.5
+
+Tenant Security
+Deposit
+
+…/CLOSING_ADJUS
+TMENT_ITEM_DET
+AIL
+
+ClosingAdjustmentI
+temType
+
+TenantSecurityDep
+osit
+
+Represented on
+form as “Tenant
+Security Deposit”
+
+11.5.1 Tenant Security
+
+Deposit ($)
+
+11.5.1 N/A
+
+11.5

chunks/txt/4e470d83bfb673eee0c056770fb31c1409e85929ca014eb926157522b27ae441.txt

@@ -0,0 +1,120 @@
+Historic District
+
+Industrial Area
+
+A district designated to be of historical significance by a recognized authority.
+
+An area intended for the production of manufactured goods (e.g., factories).
+
+Local Distribution Line
+
+Electric lines that commonly supply power to residential housing developments, similar facilities and individual properties.
+
+Oil or Gas Well
+
+Overhead Electric Power
+Transmission Line
+
+Park
+
+Electric lines that supply power from power generation stations to local distribution lines.
+
+Public Transportation Hub
+
+A location where public transportation can be accessed (e.g., bus transfer station, metro station).
+
+Rail Line
+
+Residential
+
+School
+
+The rail line used by commercial or commuter trains (e.g., railroad tracks, metro tracks).
+
+Stormwater Retention
+
+An area designed to hold or retain stormwaters on a permanent basis.
+
+Other (Describe)
+
+Select Other to enter an answer that is not in the above list. Example: Place of Worship
+
+Information for each Site Influence
+
+Site: Information for each Site Influence
+
+Report
+Field ID
+
+Report Label
+
+When to Include
+
+4.026
+
+Proximity
+
+Required for each site
+influence
+
+4.027
+
+Detail
+
+Required if Site
+Influence is Body of
+Water
+
+Allowable
+Answers / Format
+
+Choose an
+allowable answer
+from table
+(Proximity)
+
+Choose one or
+more allowable
+answers from the
+Definition /
+Additional
+Guidance column
+
+Definition / Additional Guidance
+
+Proximity of the site influence or body of water to the property.
+•
+•
+•
+
+Bordering
+Offsite
+Onsite
+
+Bay
+Canal
+Cove
+Creek
+Gulf
+Lake
+
+Body of Water Type
+•
+•
+•
+•
+•
+•
+• Marsh
+•
+Ocean
+•
+Pond
+•
+Reservoir
+•
+River
+•
+Sound
+•
+Other (Describe)

chunks/txt/4e61e8fcf81debb71486d41d75d064bf4a2b18412d32b3bedbd138c7fbc5a8c3.txt

@@ -0,0 +1,15 @@
+(cid:12)(cid:25)(cid:18)(cid:41)(cid:36)(cid:34)(cid:48)(cid:8)(cid:36)(cid:43)(cid:48)(cid:16)(cid:41)(cid:25)(cid:23)(cid:48)
+
+(cid:4)(cid:36)(cid:32)(cid:32)(cid:25)(cid:34)(cid:43)(cid:48)
+
+(cid:7)(cid:7)(cid:1)(cid:5)(cid:13)(cid:1)(cid:3)(cid:5)(cid:24) (cid:7)(cid:7)(cid:1)(cid:5)(cid:13)(cid:1)(cid:3)(cid:7)(cid:24)
+
+(cid:7)(cid:7)(cid:1)(cid:5)(cid:13)(cid:1)(cid:3)(cid:8)(cid:24)
+
+(cid:7)(cid:7)(cid:1)(cid:5)(cid:13)(cid:1)(cid:3)(cid:9)(cid:24)
+
+(cid:7)(cid:7)(cid:1)(cid:5)(cid:13)(cid:1)(cid:4)(cid:11)(cid:24)
+
+(cid:7)(cid:7)(cid:1)(cid:5)(cid:13)(cid:1)(cid:3)(cid:12)(cid:24)
+
+(cid:1)(cid:2)

chunks/txt/4e6517e4b1fef8bc02b737325d4a838109536f5a8174ba622a04abba0f65d657.txt

@@ -0,0 +1,63 @@
+Amy
+
+Appraiser
+
+22 A St NE
+
+Washington
+
+10001
+
+DC
+
+XYZ Appraisal Company
+
+LicensedResidentialAppraiser
+
+2021-02-21
+
+3333333333
+
+MD
+
+Appraiser
+
+AppraisalFee
+
+0
+
+Betty
+
+Borrower
+
+Borrower
+
+Bob
+
+Borrower
+
+Borrower
+
+John
+
+Doe
+
+PropertySeller
+
+PropertyOwner
+
+Valuation
+
+2019-08-07
+
+\\SF2_Appraisal_v1.3.pdf
+
+application/pdf
+
+1
+
+AppraisalReport
+
+FNM_FRE
+
+September 2024

chunks/txt/4e6e12275bc6fe7e0ceed0bfaa461a043e80ba3a4eac34e20e64db1f06b7d909.txt

@@ -0,0 +1,50 @@
+/IntegratedDisclosureSubsectionPaymentTimingType>
+
+</INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT>
+</INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENTS>
+
+UCD v2.0 Implementation Guide
+
+- 83 -
+
+Version 1.0
+
+Uniform Closing Dataset
+
+V. XML File Data Payload A to Z
+
+Figure 63. XML Snippet-INTEGRATED_DISCLOSURE_SECTION_SUMMARIES-Other Costs Table.
+
+</INTEGRATED_DISCLOSURE_SECTION_SUMMARY>
+<INTEGRATED_DISCLOSURE_SECTION_SUMMARY>
+
+<INTEGRATED_DISCLOSURE_SECTION_SUMMARY_DETAIL>
+
+<IntegratedDisclosureSectionType>TotalClosingCosts</IntegratedDisclosureSectionType>
+<IntegratedDisclosureSubsectionType>LenderCredits</IntegratedDisclosureSubsectionType>
+<LenderCreditToleranceCureAmount>0.00</LenderCreditToleranceCureAmount>
+
+</INTEGRATED_DISCLOSURE_SECTION_SUMMARY_DETAIL>
+<INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENTS>
+<INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT>
+
+<IntegratedDisclosureSubsectionPaidByType>Buyer</IntegratedDisclosureSubsectionPaidByType>
+<IntegratedDisclosureSubsectionPaymentAmount>-200.00</IntegratedDisclosureSubsectionPaymentAmount>
+<IntegratedDisclosureSubsectionPaymentTimingType>AtClosing<
+
+/IntegratedDisclosureSubsectionPaymentTimingType>
+
+</INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENT>
+</INTEGRATED_DISCLOSURE_SUBSECTION_PAYMENTS>
+
+</INTEGRATED_DISCLOSURE_SECTION_SUMMARY>
+
+<!-- End of Total Closing Costs Table -->
+<!—Summaries of Transactions -->
+
+<INTEGRATED_DISCLOSURE_SECTION_SUMMARY>
+
+<INTEGRATED_DISCLOSURE_SECTION_SUMMARY_DETAIL>
+
+<IntegratedDisclosureSectionTotalAmount>193409.29</IntegratedDisclosureSectionTotalAmount>
+ <IntegratedDisclosureSectionType>DueFromBorrowerAtClosing</IntegratedDisclosureSectionType>

chunks/txt/4e6e4d5923de3bfe7697706db6f939bf71b25a60f0d9af2bd2e7444d00cf9fc9.txt

@@ -0,0 +1,49 @@
+o bona fide and documented transportation costs,
+
+o costs for site preparation, which may include the cost to remove an existing manufactured home and other
+
+outbuildings,
+
+o
+
+foundation,
+
+o establishing utilities,
+
+o all site improvements, and
+
+o dwelling installation at the site.
+
+Any personal property items (non-realty items) purchased in conjunction with the manufactured home must be deducted
+from the sales price and cannot be financed as part of the loan.
+
+Down Payment Requirements
+
+A minimum down payment of 5% must come from the borrower’s own funds unless:
+
+•
+
+the LTV or CLTV ratio is less than or equal to 80%;
+
+•
+
+the borrower is purchasing a one-unit principal residence and meets the requirements to use gifts, donated grant
+funds, or funds received from an employer to pay for some or all of the borrower's minimum contribution. See B3-4.3-
+04, Personal Gifts; B3-4.3-06, Grants and Lender Contributions; and B3-4.3-08, Employer Assistance, for additional
+information; or
+
+UAD 3.6 Policy
+
+© 2025 Fannie Mae December 2025 Page 152 of 166
+
+UAD 3.6 Policy
+•
+
+the property meets the MH Advantage requirements and the loan meets the requirements for LTV ratios of 95.01-97%.
+In this case, the borrower must contribute a minimum down payment of 3%, from their own funds unless the loan
+meets the gift, grant, or funds from an employer policy referenced above.
+
+The borrower's equity in the land is considered the borrower’s own funds. Where the borrower holds title to the land on which
+the manufactured home will be permanently attached, the value of the land may be credited toward the borrower’s minimum
+down payment (or equity requirement for a refinance). The borrower’s equity contribution will be the difference between any
+outstanding liens against the land and the market value of the land.

chunks/txt/4e703557866db9ddccbba3d02c4eb28d718ab5aebcdae4f84cc36600d77c975a.txt

@@ -0,0 +1,215 @@
+This is where the photo
+of 123 Something
+Pl would display.
+
+This is where the photo
+of 123 Something
+Pl would display.
+
+This is where the
+photo of 341 Nothing
+Dr would display.
+
+Subject Property
+171 Cowboy Ln
+Anyplace, TX 01234
+
+Comparable #1
+181 Cattledrive St
+Unit B
+Anyplace, TX 01234
+
+Comparable #2
+181 Cattledrive St
+Unit C
+Anyplace, TX 01234
+
+Comparable #3
+123 Something Pl
+Unit 1
+Anyplace, TX 01234
+
+Comparable #4
+123 Something Pl
+Unit 3
+Anyplace, TX 01234
+
+Comparable #5
+341 Nothing Dr
+Unit 1
+Anyplace, TX 01234
+
+Data Source:
+MLS XY-347981
+
+Lease Start
+Date: 03/2022
+
+Data Source:
+MLS XY-324819
+
+Lease Start
+Date: 07/2022
+
+Data Source:
+MLS XY-324720
+
+Lease Start
+Date: 07/2022
+
+Data Source:
+MLS XY-234895
+
+Lease Start
+Date: 09/2022
+
+Data Source:
+MLS XY-213840
+
+Lease Start
+Date: 01/2023
+
+Actual Rent: $2,700
+
+Actual Rent: $2,700
+
+Actual Rent: $2,500
+
+Actual Rent: $2,500
+
+Actual Rent: $2,600
+
+This is where the
+photo of 341 Nothing
+Dr would display.
+
+Comparable #6
+341 Nothing Dr
+Unit 4
+Anyplace, TX 01234
+
+Data Source:
+MLS XY-258927
+
+Lease Start
+Date: 02/2023
+
+Actual Rent: $2,600
+
+Comparable Rental Analysis
+
+Proximity to Subject
+
+Floor Number
+
+Interior Condition
+
+Bedrooms
+
+Baths - Full | Half
+
+Finished Area
+
+Subject
+Unit A
+
+1
+
+C3
+
+2
+
+2 | 0
+
+#1
+3 Miles N
+
+1
+
+C3
+
+2
+
+2 | 0
+
+Comparables
+#3
+
+#5
+
+Subject
+Unit B
+
+4.5 Miles S
+
+3.5 Miles E
+
+#1
+3 Miles N
+
+Comparables
+#3
+
+#5
+
+4.5 Miles S
+
+3.5 Miles E
+
+1
+
+C4
+
+2
+
+2 | 0
+
+1
+
+C3
+
+2
+
+2 | 0
+
+1
+
+C3
+
+2
+
+2 | 0
+
+1
+
+C3
+
+2
+
+2 | 0
+
+1
+
+C4
+
+2
+
+2 | 0
+
+1
+
+C3
+
+2
+
+2 | 0
+
+1,190 Sq. Ft.
+
+1,200 Sq. Ft.
+
+1,250 Sq. Ft.
+
+1,050 Sq. Ft.
+
+1,190 Sq. Ft.

chunks/txt/4e76a23b0f355b1635e6ea84ffd96e3f0b41407a6bc1b3ee32fa102a3d86bb04.txt

@@ -0,0 +1,117 @@
+UAD Requirement - Refer to Appendix D Sales Comparison Approach Section
+The allowable values are listed below. When representing these values in the XML
+file, they must be shown exactly as they appear below:
+
+10
+
+Enumerated
+
+Allowable Values PDF Display
+Neutral N
+Beneficial B
+Adverse A
+
+Refer to Appendix E for printing and parsing instructions.
+
+Money
+
+PDF Display Format:
+In dollars, to two decimal places.
+
+This field should be populated if field 3-
+15 (Property Sales Amount) is
+populated.
+
+T
+
+R
+
+T
+
+R
+
+T
+
+R
+
+Form FNM 1073 FRE 465
+Appendix B: GSE Appraisal Forms Mapping
+
+Page 107 of 211
+
+Document Version 1.4
+
+Sort ID
+
+Form
+Page
+
+Form
+Reference
+Number
+
+Form Section
+
+Form Field Label
+
+Data Point Name
+
+Data Point Definition
+
+XPath
+
+Data Point Field
+Length
+
+Format
+
+Implementation Notes
+
+Conditionality Description
+
+Data Field
+Conditionality
+1073/465
+
+Data Field
+Conditionality 1073
+Hybrid/465H
+
+Data Field
+Conditionality 1073
+Desktop/465D
+
+340
+
+3
+
+e-15
+
+SALES
+COMPARISON
+APPROACH
+
+Location
+
+GSE Location
+Type
+
+The type of location influences associated
+with the property.
+
+/VALUATION_RESPONSE/VALUATION_METHODS/SALES_COMPARISO
+N/COMPARABLE_SALE[@PropertySequenceIdentifier='0']/COMPARISON_L
+OCATION_DETAIL_EXTENSION/COMPARISON_LOCATION_DETAIL_EX
+TENSION_SECTION[@ExtensionSectionOrganizationName='UNIFORM
+APPRAISAL
+DATASET']/COMPARISON_LOCATION_DETAIL_EXTENSION_SECTION_
+DATA/COMPARISON_LOCATION_DETAIL[@_SequenceIdentifier='1..2']/@
+GSELocationType
+
+20
+
+Enumerated
+
+UAD Requirement - Refer to Appendix D Sales Comparison Approach Section
+The allowable values are listed below. When representing these values in the XML
+file, they must be shown exactly as they appear below:

chunks/txt/4e8c6c138d0b1835ddaa761e695da07b19bbf3d07c4f56c44f9a58cc2665faca.txt

@@ -0,0 +1,126 @@
+Notes:
+•
+•
+
+Can be 0.
+If the exact area is not known for the comparable, indicate that it is
+estimated in Reconciliation of Sales Comparison Approach
+(22.16.01).
+
+22.07.14
+22.07.42
+
+Features for
+Individuals w/
+Disabilities
+
+If relevant
+
+Required when the
+row is included in the
+sales comparison grid
+
+Unit Interior
+•
+
+Accessibility
+Feature 10.050
+
+Yes
+22.07.43
+
+Choose one or
+more allowable
+answers from the
+Definition /
+Additional
+Guidance column
+
+Accessibility Feature: A feature designed to provide accessibility and
+usability for a person with disabilities.
+•
+•
+•
+•
+•
+•
+•
+•
+•
+•
+•
+•
+•
+•
+•
+•
+•
+
+None
+Appliances
+Auditory
+Bathtub
+Cabinets
+Counters
+Doorways
+Electrical Switches
+Grab Bars
+Handrails
+Hardware
+Lighting
+Ramps
+Shower
+Sink
+Toilet
+Other (Describe)
+
+22.07.16
+22.07.44
+
+Additional
+data element
+displays as the
+Report Label
+22.07.15
+
+If relevant
+
+Required when the
+row is included in the
+sales comparison grid
+
+Free-form
+
+Additional Row does not
+populate from other
+sections; the appraiser
+must enter information
+for the subject property
+
+Yes
+22.07.45
+
+Additional Row
+This row displays on the sales comparison grid when an additional data
+element relevant to the unit is needed that is not predefined.
+
+Note: Only put one data element in each row and add additional rows as
+needed for other data elements.
+
+Appendix F-1: URAR Reference Guide
+
+Page 249 of 375
+
+Version 1.3
+
+Uniform Appraisal Dataset
+
+22 Sales Comparison Approach
+
+Quality and Condition
+
+The Quality and Condition subsection always displays on the sales comparison grid, and includes:
+• Exterior Quality and Condition – repeats for each structure, if the homeowner is responsible for exterior maintenance
+•
+• ADU Interior Quality and Condition – repeats for each ADU
+• Overall Quality and Condition – always displays

chunks/txt/4eae11114e8fee0a957c400076f00b44cc47ead05634a0bbdcb3490ca3775077.txt

@@ -0,0 +1,175 @@
+Appendix F-1: URAR Reference Guide
+
+Page 270 of 375
+
+Version 1.3
+
+Uniform Appraisal Dataset
+
+22 Sales Comparison Approach
+
+Report
+Field ID
+
+Report Label
+
+When Row
+Displays
+
+When to Include for
+each Comparable
+
+Allowable
+Answers / Format
+
+Origin of Subject
+Property Information
+
+Adjustable
+Row
+
+Definition / Additional Guidance
+
+Sales Comparison Approach: Outbuilding
+
+Outbuilding
+•
+
+Outbuilding
+Unfinished Area
+Excluding Vehicle
+Storage and ADU
+12.013
+
+Outbuilding
+•
+
+Structure Volume
+12.005
+
+Outbuilding 12.012
+•
+
+Room Type is Bath
+– Full
+Number of Rooms
+
+•
+
+Outbuilding 12.012
+•
+
+Room Type is Bath
+– Half
+Number of Rooms
+
+•
+
+Outbuilding 12.012
+•
+Room Type is
+Kitchen
+Number of Rooms
+
+•
+
+Outbuilding
+•
+
+Heating System
+Exists 12.008 If the
+outbuilding does
+not contain
+ADU(s)
+
+Outbuilding
+•
+
+Heating System
+Type 12.014 if the
+outbuilding
+contains ADU(s)
+
+22.14.04
+22.14.18
+
+Unfinished
+Area
+
+If relevant
+
+Required when the
+row is included in the
+sales comparison grid
+
+Number of square
+feet
+
+22.14.05
+22.14.19
+
+Structure
+Volume
+
+If relevant
+
+22.14.06
+22.14.20
+
+22.14.07
+22.14.21
+
+22.14.08
+22.14.22
+
+22.14.09
+22.14.23
+
+Baths - Full
+
+If relevant
+
+Baths - Half
+
+If relevant
+
+Kitchens
+
+If relevant
+
+Heating
+
+If relevant
+
+Required when the
+row is included in the
+sales comparison grid
+
+Required when the
+row is included in the
+sales comparison grid
+
+Number of cubic
+feet
+
+Number
+
+Required when the
+row is included in the
+sales comparison grid
+
+Number
+
+Required when the
+row is included in the
+sales comparison grid
+
+Number
+
+Required when the
+row is included in the
+sales comparison grid
+
+Yes | No
+
+22.14.09 Heating

chunks/txt/4eb497f9db82a76ccb462bb45ecdbd0c8367afc8ed710e2925623dbbd56d4d25.txt

@@ -0,0 +1,97 @@
+30
+
+String
+
+This is a free text field which should contain a description of the shape of the
+parcel.
+
+UAD Requirement - Refer to Appendix D Site Section
+The allowable values are listed below. When representing these values in the
+XML file, they must be shown exactly as they appear below:
+
+10
+
+Enumerated
+
+Allowable Values PDF Display
+Neutral N
+Beneficial B
+Adverse A
+
+This data is referenced more than once on the form for the subject property and
+must be represented consistently.
+
+Refer to Appendix E for PDF Rendering and Parsing Instructions.
+
+UAD Requirement - Refer to Appendix D Site Section
+The allowable values are listed below. When representing these values in the
+XML file, they must be shown exactly as they appear below:
+
+R
+
+T
+
+R
+
+R
+
+T
+
+R
+
+R
+
+T
+
+R
+
+93
+
+1
+
+e-6
+
+SITE
+
+View
+
+GSE View Type
+
+The type of view associated with the
+property.
+
+/VALUATION_RESPONSE/VALUATION_M
+ETHODS/SALES_COMPARISON/COMPARA
+BLE_SALE[@PropertySequenceIdentifier='0']/C
+OMPARISON_VIEW_DETAIL_EXTENSION/
+COMPARISON_VIEW_DETAIL_EXTENSIO
+N_SECTION[@ExtensionSectionOrganizationN
+ame='UNIFORM APPRAISAL
+DATASET']/COMPARISON_VIEW_DETAIL_
+EXTENSION_SECTION_DATA/COMPARIS
+ON_VIEW_DETAIL[@_SequenceIdentifier='1..
+2']/@GSEViewType
+
+19
+
+Enumerated
+
+Allowable Values PDF Display
+WaterView Wtr
+PastoralView Pstrl
+WoodsView Woods
+ParkView Prk
+GolfCourseView Glfvw
+CityViewSkylineView CtySky
+MountainView Mtn
+ResidentialView Res
+CityStreetView CtyStr
+IndustrialView Ind
+PowerLines PwrLn
+LimitedSight LtdSght
+Other *
+
+*See field e-7 directly below.
+
+This data is referenced more than once on the form for the subject property and
+must be represented consistently.

chunks/txt/4eb9878cebce6b3f0486cec7963a83cea57a5a82b66275c8cb63369d6d14e754.txt

@@ -0,0 +1,54 @@
+The data elements are: Universal Loan
+
+Identifier/Legal Entity Identifier,
+Occupancy Type, Ethnicity/Race/Sex,
+Age, Reason for Denial, Total Loan
+Costs, Total Points and Fees,
+Origination Charges, Discount Points,
+Lender Credits, HOEPA Status,
+Introductory Rate Period, NMLSR ID,
+AUS Name, AUS Result, Reverse
+Mortgage, Business or Commercial
+Purpose,168 Open-End Line of Credit,
+Credit Scoring Model, Application
+Channel, and Rate Spread.
+
+4. HMDA Multifamily Data Elements
+Excluded From the PUDB To Protect
+Borrower Privacy
+
+FHFA identified three HMDA
+multifamily data elements that are
+collected by the Enterprises and will be
+wholly excluded from the Multifamily
+PUDB to protect borrower privacy, in
+conformance with the CFPB Privacy
+Guidance. These data elements,
+discussed below, are not currently
+disclosed in the Multifamily PUDB and
+are not required to be reported by the
+Enterprises to FHFA for PUDB
+purposes.169
+
+Application Date: Application Date is
+an unchanged HMDA data element that
+indicates the date the loan application
+
+167 84 FR at 656.
+168 Although the Enterprises do not collect any
+
+specific data on Regulation C’s Business or
+Commercial Purpose data element, all multifamily
+loans are, by definition, Business or Commercial
+loans under HMDA. See Official Interpretations,
+comment 3(c)(10)–3(i). Thus, all loans in the PUDB
+Multifamily Files are Business or Commercial
+Purpose and no additional data element is required
+to be reported or disclosed in the PUDB.
+
+169 FHFA may, however, require the Enterprises
+
+to report these data elements to FHFA for other
+purposes.
+
+VerDate Sep<11>2014 18:35 Jun 02, 2020 Jkt 250001 PO 00000 Frm 00047 Fmt 4703 Sfmt 4703 E:\FR\FM\03JNN1.SGM 03JNN1

chunks/txt/4eba48d944d6e36eef68631447893d73bb16d0beb3c64340c859653f0371f5dc.txt

@@ -0,0 +1,38 @@
+Definition: A free-form text field used to collect additional information
+when Other is selected for Counseling Confirmation Type.
+
+IN DEPTH
+
+b. Using Other / OtherDescription
+
+In order to use an “OtherDescription” data point, the partner data point is
+submitted with a valid value of “Other,” and the “OtherDescription” data point is
+submitted with the business-partner-specified value.
+
+If a business partner needs to supplement the MISMO standard valid values with
+additional enumerations, they must use the “OtherDescription” data point and
+associate the non-MISMO enumerations with it. Note that although the
+“OtherDescription” data point is defined as a “free form text field,” it is not
+
+_____________________________________________________________________________________________
+Document Version 1.1
+MISMO V3.0 and the ULDDS: User Guide
+
+Page 12 of 76
+
+Section III. Using the MISMO v3.0 Logical Data Dictionary
+
+advisable to implement this data point this way. Rather, business partners using
+this data point should provide their approved list of valid values and treat this data
+point as enumerated. Additionally, if it is not expected that business-partner-
+specific enumeration will be required, business partners should not include “Other”
+as a valid value in the list of acceptable enumerations associated with the “Partner”
+data point.
+
+Example III-5. Using Other/OtherDescription Data Points for Loan Delivery.
+
+ClosingCostFundsType = Other
+ClosingCostFundsTypeOtherDescription = SecondaryFinancingHELOC
+
+CounselingConfirmationType = Other
+CounselingConfirmationTypeOtherDescription = NonprofitOrganization

chunks/txt/4ece6b14d0dbcf8a0affeada530d11988741199be28f8aaa00ab598acd8e798d.txt

@@ -0,0 +1,325 @@
+Basic
+
+Kitchen
+
+NotUpdated
+
+EngineeredWood
+
+ExteriorWallsAndTrim
+
+PostAndPier
+
+Foundation
+
+true
+
+Metal
+
+TypicalWearAndTear
+
+Roof
+
+NewOrLikeNew
+
+Windows
+
+C4
+
+Q5
+
+1
+
+Building 1
+
+None
+
+Dwelling
+
+1992
+
+false
+
+Standard
+
+WallsAndCeiling
+
+Flooring
+
+FullyUpdated
+
+1926
+
+0
+
+false
+
+2
+
+3
+
+0
+
+C4
+
+Q4
+
+Standard
+
+ModeratelyUpdated
+
+Unit 2
+
+Standard
+
+Kitchen
+
+PartiallyUpdated
+
+EngineeredWood
+
+ExteriorWallsAndTrim
+
+Slab
+
+Foundation
+
+true
+
+Metal
+
+TypicalWearAndTear
+
+Roof
+
+NewOrLikeNew
+
+Windows
+
+C4
+
+Q4
+
+1
+
+Building 2
+
+None
+
+PropertyPhoto
+
+\\Images\2-4_Comp1.png
+
+image/png
+
+115
+
+279000
+
+SettledSale
+
+25.165172
+
+-51.328124
+
+Hawaiian Parks
+
+Porch
+
+OutdoorLiving
+
+0
+
+Detached
+
+2
+
+true
+
+2
+
+C4
+
+Q4
+
+true
+
+true
+
+FeeSimple
+
+false
+
+false
+
+2790
+
+false
+
+MineralRights
+
+false
+
+false
+
+2019-02-22
+
+2019-04-30
+
+279000
+
+Sale
+
+2018-11-20
+
+275000
+
+Sale
+
+TypicallyMotivated
+
+USGSLavaFlowZone
+
+Zone2
+
+false
+
+Landscaping
+
+BusyRoadway
+
+Ocean
+
+false
+
+BodyOfWater
+
+11965
+
+Full
+
+Residential
+
+LegalNonConforming
+
+25-1837 Highmountain Pl
+
+Surfside
+
+12345
+
+HI
+
+Attached
+
+Carport
+
+2
+
+Driveway
+
+Gravel
+
+6
+
+false
+
+0
+
+FinancingMethod
+
+0
+
+ContractDate
+
+0
+
+SaleDate
+
+-15000
+
+SiteSize
+
+0
+
+NeighborhoodName
+
+0
+
+ZoningCompliance
+
+-15000
+
+HazardZone
+
+-5000
+
+SiteInfluence
+
+10000
+
+YearBuilt
+
+0
+
+GrossBuildingFinishedArea
+
+5000
+
+DisasterMitigationFeatures
+
+0
+
+LivingUnitBedroomCount
+
+Unit 1
+
+8800
+
+LivingUnitStandardFinishedAreaAboveGrade
+
+Unit 1
+
+6600
+
+LivingUnitStandardFinishedAreaAboveGrade
+
+Unit 2
+
+0
+
+WaterFeaturesAmenity
+
+0
+
+Outbuilding
+
+0
+
+VehicleStorage
+
+195900
+
+38180
+
+95450
+
+NorthWest
+
+Most
+
+false
+
+Conventional
+
+false
+
+156
+
+2
+
+5.1
+
+-4600
+
+None

chunks/txt/4ed3f420a9cfb1394ddcf86d51ef36700abdffd25965fa3a7f7d865d334e9dc3.txt

@@ -0,0 +1,128 @@
+1 - Bath - Half
+1 - Dining Room
+1 - Family Room
+1 - Kitchen
+1 - Living Room
+
+2 - Bath - Full
+3 - Bedroom
+
+1 - Bath - Full
+1 - Bedroom
+
+Appraiser Reference ID LN1265431 Client Reference ID 456-B124Appraisal Version #1Fannie Mae | Freddie Mac September 2024Single Family Scenario 2 (SF2)
+
+Uniform Residential Appraisal Report
+
+Page 7 of 22
+
+Unit Interior (continued)
+
+Quality and Condition
+
+Interior Quality Rating
+
+Q2
+
+Interior Condition Rating
+
+C3
+
+The tables below support the Interior Quality and Condition ratings and reflect the market value condition of this report
+
+Kitchen and Bathroom Details
+
+Room
+Kitchen
+Level 1
+
+Bath - Full
+Level B1
+
+Bath - Full
+Level 2
+
+Bath - Full
+Level 2
+
+Bath - Full
+Level 3
+
+Bath - Half
+Level 1
+
+Update Status
+Not Updated
+
+Time Frame
+
+Not Updated
+
+Not Updated
+
+Not Updated
+
+Not Updated
+
+Not Updated
+
+Quality Comment
+Kitchen includes
+commercial grade
+appliances and granite
+countertops
+
+Ceramic tile and
+upgraded fixtures
+
+Condition Status
+Typical Wear and Tear
+
+Typical Wear and Tear
+
+Ceramic tile and
+upgraded fixtures
+
+Typical Wear and Tear
+
+Ceramic tile and
+upgraded fixtures
+
+Typical Wear and Tear
+
+Bathroom includes
+upgraded marble tile
+and high-end fixtures.
+
+Typical Wear and Tear
+
+Ceramic tile and
+upgraded fixtures
+
+Typical Wear and Tear
+
+Condition Comment
+Materials have minimal
+depreciation and
+appear to be well-
+maintained.
+
+Materials have minimal
+depreciation and
+appear to be well-
+maintained.
+
+Materials have minimal
+depreciation and
+appear to be well-
+maintained.
+
+Materials have minimal
+depreciation and
+appear to be well-
+maintained.
+
+Materials have minimal
+depreciation and
+appear to be well-
+maintained.

chunks/txt/4ed7da255c2bf9beba3e8fd6d3e3619e41bdbb0767959043733e232576ec319e.txt

@@ -0,0 +1,113 @@
+20
+
+Enumerated
+
+UAD Requirement - Refer to Appendix D Sales Comparison Approach Section
+The allowable values are listed below. When representing these values in the XML
+file, they must be shown exactly as they appear below:
+
+Allowable Values PDF Display
+Residential Res
+Industrial Ind
+Commercial Comm
+BusyRoad BsyRd
+WaterFront WtrFr
+GolfCourse GlfCse
+AdjacentToPark AdjPrk
+AdjacentToPowerLines AdjPwr
+Landfill Lndfl
+PublicTransportation PubTrn
+Other *
+
+*See field e-16 directly below.
+
+At least one but no more than two
+values are required.
+
+R
+
+R
+
+R
+
+402
+
+3
+
+e-16
+
+SALES
+COMPARISON
+APPROACH
+
+Location
+
+(Location Type)
+
+GSE Location
+Type Other
+Description
+
+Text entry when “Other” is selected as
+Location Type.
+
+/VALUATION_RESPONSE/VALUATION_METHODS/SALES_COMPARISO
+N/COMPARABLE_SALE[@PropertySequenceIdentifier='1..N']/COMPARISON
+_LOCATION_DETAIL_EXTENSION/COMPARISON_LOCATION_DETAIL_
+EXTENSION_SECTION[@ExtensionSectionOrganizationName='UNIFORM
+APPRAISAL
+DATASET']/COMPARISON_LOCATION_DETAIL_EXTENSION_SECTION_
+DATA/COMPARISON_LOCATION_DETAIL/.[@GSELocationType='Other']/@
+GSELocationTypeOtherDescription
+
+403
+
+404
+
+405
+
+3
+
+3
+
+3
+
+66
+
+67
+
+68
+
+SALES
+COMPARISON
+APPROACH
+
+Location Adjustment
+
+SALES
+COMPARISON
+APPROACH
+
+Leasehold/Fee Simple
+
+Sale Price
+Adjustment
+Amount
+
+Sale Price
+Adjustment
+Description
+
+The dollar amount of the adjustment
+applied to the sale price for the property
+feature identified by Sale Price
+Adjustment Type.
+
+/VALUATION_RESPONSE/VALUATION_METHODS/SALES_COMPARISO
+N/COMPARABLE_SALE[@PropertySequenceIdentifier='1..N']/SALE_PRICE_
+ADJUSTMENT[@_Type='Location']/@_Amount
+
+A free form text field used to further
+describe the property feature which is
+identified by Sales Price Adjustment
+Type. (i.e. Location, Condition, etc.)

chunks/txt/4ee50bf50113d3482cdb0dffe7872968099bc5ddf1dfa204ab0880b9a912fb6d.txt

@@ -0,0 +1,159 @@
+Uniform Residential Appraisal Report
+
+Page 3 of 20
+
+Site
+
+Total Site Size
+
+14,000 Sq. Ft.
+
+Number of Parcels
+
+1
+
+Assessor Parcel Number (APN)
+ERW 14885329 - 23
+
+APN Description
+Land with Dwelling
+
+Parcel Size
+14,000 Sq. Ft.
+
+Zoning
+
+Compliance
+Classification Code
+Classification Code Description
+
+Legal
+1-5 MH Residential
+Zoning allows one dwelling
+minimum per 12,000 sq. ft.
+including manufactured and
+modular housing.
+
+Property Use
+
+Non-Residential Use
+
+None
+
+Property Access
+Primary Access
+Street Type and Surface
+Typical for Market
+
+Public Street
+Local Road | Asphalt
+Yes
+
+Comment
+The subject is located within
+1/2 mile of a regional park
+with a lake, hiking and
+horse back riding trails,
+playgrounds, and picnic
+areas.
+
+Site Influence
+
+Influence
+Park
+
+Proximity
+Offsite
+
+Detail
+
+Impact
+Beneficial
+
+Residential
+
+Bordering
+
+Neutral
+
+View and Impact to Value/Marketability
+
+View
+Residential
+
+Range of View
+Full
+
+Impact
+Neutral
+
+Site Features and Impact to Value/Marketability
+
+Feature
+Hazard Zone
+
+Site Characteristic
+
+Detail
+No Hazard Zone Noted
+
+Topography | Flat
+
+Impact
+
+Comment
+
+Neutral
+
+Utilities and Impact to Value/Marketability
+
+Broadband Internet Available
+
+Yes
+
+Private
+
+Detail
+
+Private Utility
+Impact
+
+Comment
+
+Electricity
+
+Gas
+
+Sanitary Sewer
+
+Water
+
+Public
+
+
+
+
+
+If more
+
+than 1
+
+Unit--
+
+different
+
+set up
+
+Apparent Defects, Damages, Deficiencies (Site)
+
+None
+
+Site Exhibits
+
+Property Access (Street Scene) - Site Influence - View
+
+Site Influence - Park
+
+This is where the Park photo would display.
+
+Appraiser Reference ID SRO-123345 Client Reference ID MBG 12344523Appraisal Version #1Fannie Mae | Freddie Mac September 2024

chunks/txt/4eed675a9752848b0eb8d701037e4813e9f29f466a081f12856fddebb6b5cb96.txt

@@ -0,0 +1,71 @@
+This field should be populated if field 6-27
+(Supervisor Name) is populated
+
+This field must be populated if field 6-27
+(Supervisor Name) is populated
+
+If field 6-27 (Supervisor Name) is populated
+then one and only one of fields 6-38, 6-39
+(Appraisal Inspection Property Type = 'Subject'
+and values of Appraisal Inspection Type)
+should be indicated
+If field 6-27 (Supervisor Name) is populated
+then one and only one of fields 6-38, 6-39
+(Appraisal Inspection Property Type = 'Subject'
+and values of Appraisal Inspection Type)
+should be indicated
+If field 6-39 (Appraisal Inspection Property
+Type = 'Subject' and Appraisal Inspection Type
+= 'ExteriorOnly') is indicated this field should
+be populated.
+
+If field 6-27 (Supervisor Name) is populated
+then one and only one of fields 6-41, 6-42
+(Appraisal Inspection Property Type =
+‘Comparable’ and values of Appraisal
+Inspection Type) should be indicated.
+If field 6-27 (Supervisor Name) is populated
+then one and only one of fields 6-41, 6-42
+(Appraisal Inspection Property Type =
+‘Comparable’ and values of Appraisal
+Inspection Type) should be indicated.
+
+This field should be populated if field 6-42
+(Appraisal Inspection Property Type =
+‘Comparable’ and Appraisal Inspection Typ=
+'ExteriorOnly') is indicated..
+
+CR
+
+T
+
+CR
+
+T
+
+T
+
+T
+
+T
+
+T
+
+T
+
+R
+
+T
+
+T
+
+T
+
+T
+
+Form FNM 2055 FRE 2055
+Appendix B: GSE Appraisal Forms Mapping
+
+Page 211 of 211
+
+Document Version 1.4

chunks/txt/4ef6bf4d967c34beb24d96a24f949cabc2ee15f6067178fb7b78ee9ebacbbc72.txt

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+Master Servicing Release Notes
+
+June 30, 2020
+
+Effective July 1, 2020, the Fannie Mae Master Servicing Platform will implement changes to support policy updates announced in
+Lender Letter LL-2020-07 COVID-19 Payment Deferral, published on May 13, 2020 and Lender Letter LL-2020-05 Payment
+Deferral, published on March 25, 2020. Two new retention workout options were jointly developed with Freddie Mac, at the
+direction of the Federal Housing Finance Agency (FHFA), for homeowners who have resolved financial hardship but are not able to
+reinstate or set up a repayment plan. Review the payment deferral matrix to learn more about the two options.
+
+The following updates are included in this release:
+
+• Updates to Fannie Mae Investor Reporting System
+• Updates to the Loan Servicing Data Utility (LSDU) User Interface (UI)
+• Updates to Fannie Mae Connect Reports
+
+Updates to the Fannie Mae Investor Reporting System
+
+Loan activity reporting must continue on a delinquent mortgage loan that is subject to a COVID-19 payment deferral and payment
+deferral. Servicers must report delinquency status information to Fannie Mae through our servicing solutions system in
+accordance with D2-4-01, Reporting a Delinquent Mortgage Loan to Fannie Mae.
+
+For COVID-19 payment deferral, servicers must report a Loan Activity Record (LAR) in the month of evaluation (or in the
+processing month, if applicable) at least one business day prior to completing a COVID-19 payment deferral in in Fannie Mae’s
+servicing solutions system.
+
+For payment deferral, servicers must report a LAR with the borrower’s full monthly contractual payment due in the month of
+evaluation (or in the processing month, if applicable) at least one business day prior to completing a payment deferral in Fannie
+Mae’s servicing solutions system.

chunks/txt/4f02b84948007ecedbcce01b6ea02862cdfd304fdca60e586ae3789731547c5a.txt

@@ -0,0 +1,51 @@
+491000
+
+false
+
+false
+
+false
+
+false
+
+true
+
+false
+
+false
+
+false
+
+Purchase
+
+EnergyEfficientAndGreenFeatures
+
+On average, homes with a HERS Index rating of 62 are 38% more energy efficient than a standard new house.
+
+Market
+
+Despite lack of supply, homes are not going up in value due to seasonality. This is typical for 3rd quarter, evidenced by the fact that there are only 2 active listings, which have less finished area than the subject and not indicative of prices decreasing.
+
+SalesContract
+
+$5,000 concession towards repair of the carpet. Window treatments, washer and dryer, and media room projector conveyed per sales contract.
+
+SubjectListing
+
+The only listing of the subject property in the past year has been for $489,000 for 12 days prior to contract. The contract provided to the appraiser contains no atypical terms or conditions, see Sales Contract section for further analysis.
+
+HighestAndBestUse
+
+The highest and best use analysis as improved is physically possible and legally permissible based on its current zoning. Analysis of the market shown below demonstrates that the existing structure as a single family residence is its financially feasible and maximally productive use.
+
+OverallQualityAndCondition
+
+The Overall Quality and Condition matches the Interior Quality and Condition, as well as the Exterior Quality and Condition, since the exterior and interior are both of the same age.
+
+SubjectPriorSalesAndTransferHistory
+
+Only prior sale of the subject was when it was a new construction in 2004.
+
+ComparablesPriorSalesAndTransferHistory
+
+Prior sale of comp 1 was a typically motivated arms-length transaction.

chunks/txt/4f0bdb59f33bbcb07a50a284f31ecb479d409dd1caf2d489d7239e3060b670e0.txt

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+Materials have minimal
+depreciation and
+appear to be well-
+maintained.
+
+Overall Update Status for
+Bathrooms
+
+Not Updated
+
+Interior Features
+
+Feature
+Flooring
+
+Detail
+Carpet
+
+Ceramic Tile
+
+Hardwood
+
+Marble
+
+Walls and Ceiling
+
+8 Ft. | 9 Ft. | 10 or more feet
+Flat | Vaulted
+
+Overall Update Status for
+Flooring
+
+Not Updated
+
+Quality Comment
+High grade wool
+
+Condition Status
+Typical Wear and Tear
+
+Typical Wear and Tear
+
+Hardwood includes Brazilian
+Cherry
+
+Typical Wear and Tear
+
+Typical Wear and Tear
+
+Typical Wear and Tear
+
+Condition Comment
+Materials have minimal
+depreciation and appear to
+be well-maintained.
+
+Materials have minimal
+depreciation and appear to
+be well-maintained.
+
+Materials have minimal
+depreciation and appear to
+be well-maintained.
+
+Materials have minimal
+depreciation and appear to
+be well-maintained.
+
+Materials have minimal
+depreciation and appear to
+be well-maintained.
+
+Apparent Defects, Damages, Deficiencies (Unit Interior)
+
+None
+
+Unit Interior Commentary
+
+Subject features vaulted ceiling on the third level and extensive trim throughout second level. The subject is a 3 year old structure, all interior
+items are original therefore the overall status is considered not updated.
+
+Appraiser Reference ID LN1265431 Client Reference ID 456-B124Appraisal Version #1Fannie Mae | Freddie Mac September 2024Single Family Scenario 2 (SF2)
+
+Uniform Residential Appraisal Report
+
+Page 8 of 22
+
+Unit Interior (continued)
+
+Unit Interior Exhibits
+
+Level B1 - Bath - Full - Bath 1
+
+Level B1 - Den
+
+This is where the Bath 1 photo would display.
+
+This is where the Den photo would display.

chunks/txt/4f11c41ca86663d24b4011be8161363d5cdf1baf20b3830e611dd8816ad90b3e.txt

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+© 2018 Fannie Mae. Trademarks of Fannie Mae.
+
+June 2018 | 20 of 22
+
+Figure 6 – Example illustrating multiple data points for HMDARaceDesignationType and HMDARaceType
+usage under HMDA_RACE_EXTENSION container
+
+5.12.4. Universal Loan Identifier (ULI)
+This is a unique identifier associated with the loan throughout the life of the loan transaction starting
+at submission of the loan application. The number is composed of 45 alphanumeric characters and is
+located under the LOAN_IDENTIFIER_EXTENSION container.
+
+The following example illustrates a sample ULI in xml code:
+
+Figure 7 - Example of a Universal Loan Identifier in a XML file.
+
+© 2018 Fannie Mae. Trademarks of Fannie Mae.
+
+June 2018 | 21 of 22
+
+6. Additional Resources
+Refer to the table below for a list of websites, documents, and URLs to access the additional documentation
+referenced in this Implementation Guide.
+
+Table 10 - Additional Resources
+
+Document Name or Website
+
+URL
+
+Loan Delivery Data Requirements
+
+https://www.fanniemae.c om/singlefamily/unifor m-loan- delivery-
+dataset-uldd
+
+Loan Delivery FAQs
+
+ULDD FAQs
+
+https://www.fanniemae.com/content/faq/loan-delivery-faqs.pdf
+
+https://www.fanniemae.com/content/faq/uniform-loan-delivery-
+dataset-faqs.pdf
+
+Loan Delivery Job Aids
+
+https://www.fanniemae.c om/c ontent/job_aid/loan- delivery-job-
+aids.html
+
+MISMO website
+
+www.mismo.org/
+
+MISMO Version 3.0 Candidate
+Recommendation 2010-05 Reference
+Model
+
+MISMO Version 3.0 and the Uniform
+Loan Delivery Data Specification:
+User Guide
+
+http://www.mismo.org/s tandar ds-and-r esources /residential-
+specifications/mismo-version-30

chunks/txt/4f217b6428622a5783df4daa316615731c80b1b7980c1b7441a8637d8a1bdee1.txt

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+[Mortgage Translations](/mortgage-translations)
+
+- [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News Public Affairs
+
+- [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+Social Media
+
+- [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; } Menu
+
+# FHFA Performance and Accountability Report
+
+## Breadcrumb
+
+- [Home](/)
+ - [Reports](/reports)
+ - FHFA Performance and Accountability Report
+
+This report details FHFA’s activities as regulator of the Federal Home Loan Bank System and as regulator and conservator of Fannie Mae and Freddie Mac over the fiscal year.
+
+Report Annual Housing Report Annual Report to Congress Buy American Report Chief FOIA Officer Report Collateral Pledged to FHLBanks Common Securitization Platform Update Conservatorship Strategic Plan Conservatorships Performance Goals - Scorecard Conservatorships Progress Report Conservator’s Report Credit Risk Transfer Progress Report Credit Risk Transfer Transactions Default Risk Evaluation in the Single-Family Mortgage Market Report Enterprise Non-Performing Loan Sales Report FAIR Act Inventory FHFA AI Compliance Plan FHFA Annual Performance Plan FHFA House Price Index® FHFA Performance and Accountability Report FHLB System Securitization Report FHLBank System at 100 FHLBank Targeted Mission Activities FOIA Annual Report FOIA Quarterly Report Federal Property Manager’s Report Foreclosure Prevention Report Foreclosure Prevention and Federal Property Manager’s Report Foreclosure Prevention, Refinance, and FPM Report Housing GSEs Quarterly Financial Performance Report Housing Mission Report Information Quality Report Information Resources Management Strategic Plan Mortgage Market Report No FEAR Report Open Government Plan Plain Language Report Prepayment Monitoring Report Refinance Report SF CRT Progress Report Single Security Update Single-Family Guarantee Fees Report Stress Tests Reports - Fannie Mae & Freddie Mac Sustainability Plan Update on Implementation of the SS and the CSP

chunks/txt/4f26a26a0b55e1c914156aeb1f5de71214c83299460adc885ffe83289c466178.txt

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+Reference the appropriate government agency appraisal guidelines for more
+information.
+
+Allowable Answer
+
+Independent Fee Appraiser
+
+Assignment Information: Employment Type
+
+Definition / Additional Guidance
+
+An independent contractor treated for purposes of Federal income taxation as an independent contractor by both the
+lender/client and the appraisal management company ordering the appraisal. The appraiser is issued a Form 1099 and is
+responsible under IRS rules accordingly.
+
+Staff Appraiser
+
+An employee for purposes of Federal income taxation by either the lender/client or the appraisal management company
+ordering the appraisal. The appraiser is expected to be issued a Form W-2.
+
+Significant Real Property Appraisal Assistance
+
+This subsection of Assignment Information provides details about people who provided significant real property
+appraisal assistance to the appraiser. A contact (person) displays in this subsection when the Significant Real
+Property Appraisal Assistance Role is chosen for the contact. If no one provided professional assistance, do not
+choose a Role of Significant Real Property Appraisal Assistance, and this subsection does not display.
+
+Allowable Answer
+
+Significant Real Property
+Appraisal Assistance
+
+Role: Significant Real Property Appraisal Assistance (Choose if applicable for the Contact)
+
+Definition / Additional Guidance
+
+A person who does not meet all scope of work and certification requirements that provided significant assistance with the
+development of the appraisal report, as prescribed by Uniform Standards of Professional Appraisal Practice and Advisory
+Opinion. Selecting this answer does not allow this contact (person) to sign the report.

chunks/txt/4f28935ec30470d93f7f89f42fb7b4fda27f8823b101585059ae6fd7d8e69acc.txt

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+© 2024 Fannie Mae
+
+7.31.24 2 of 2

chunks/txt/4f35cc741831bae8915f9bda3cae22eac5a0e367b6bfbffc5ece454a2eaf9287.txt

@@ -0,0 +1,89 @@
+Indicates whether the defect, damage, or deficiency affects the soundness and
+/ or structural integrity of the improvement.
+
+Completion
+Inspection
+Repair (includes replacement)
+None (does not require repair, replacement, completion, or inspection)
+
+The recommended action for the defect, damage, or deficiency.
+•
+•
+•
+•
+Note:
+•
+
+If Completion, Inspection, or Repair is reported for any defect, damage, or
+deficiency
+
+o
+
+o
+
+o
+
+The report must be made subject to the resolution of the item
+(Market Value Condition 26.009 cannot be As Is).
+Condition Status for the item, if applicable, must reflect the
+future “resolved” condition.
+If Repair is selected, the estimated cost to repair may be
+provided in the Reconciliation section.
+
+Unit Interior Commentary
+
+Report
+Field ID
+
+Report Label
+
+When to Include
+
+Allowable
+Answers / Format
+
+10.061 Unit Interior
+Commentary
+
+If applicable
+
+Free-form
+
+Definition / Additional Guidance
+
+Commentary could include information pertinent to the Unit Interior section
+that is not captured in the discrete data, or additional details to support the
+discrete data that is provided.
+
+Unit Interior Exhibits
+
+All photos or images related to the Unit Interior section are displayed in the Unit Interior Exhibits subsection. If
+there are no photos or images, this subsection does not display.
+
+Unit Interior Exhibits
+
+Report
+Field ID
+
+Report Label
+
+When to Include
+
+Allowable
+Answers / Format
+
+See
+iGuide
+
+Unit Interior
+Exhibits
+
+If applicable
+
+Photos or images
+
+Definition / Additional Guidance
+
+Photos or images relevant to the Unit Interior section may be provided, which
+display in Unit Interior Exhibits. If the photo or image is not specifically
+indicated above, provide a caption to identify each photo or image.

chunks/txt/4f361a7930120f08320861c29d073bd2d047debe570d558cf9c41da7e6bdece2.txt

@@ -0,0 +1,62 @@
+Statement of Assumptions and Limiting Conditions (H1)
+
+• Text sets as TXC Myriad Pro x 45 picas
+
+Certifications
+
+“Certifications” sets as TAB
+
+Appraiser Certifications (H1)
+
+• Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs
+
+• Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between
+
+paragraphs
+
+• Numbers set Myriad Pro Bold, followed by a period to text
+
+•
+
+“Description of Prior Services:” (Certification #29) aligns left with text above and sets as TXC-
+NPI-B Myriad Pro (bold lead in to Myriad Pro Regular text) X 45 picas
+
+Additional Appraiser Certifications (H2)
+
+•
+
+“Additional Appraiser Certifications cannot be contrary to the original Appraiser
+Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas
+
+• Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between
+
+paragraphs
+
+• Numbers set Myriad Pro Bold, followed by a period to text
+
+• Text sets TXC x 45 picas
+
+Appendix E: Report Style Guide
+
+Page 78 of 90
+
+Version 1.4
+
+Supervisory Appraiser Certifications (H1)
+
+• Text sets as TXC Myriad Pro x 45 picas, 5 points extra space between paragraphs
+
+• Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between
+
+paragraphs
+
+• Numbers set Myriad Pro Bold, followed by a period to text
+
+Additional Supervisory Appraiser Certifications (H2)
+
+•
+
+“Additional Supervisory Appraiser Certifications cannot be contrary to the original Supervisory
+Appraiser Certifications.” sets as TXC-I Myriad Pro Italic x 45 picas
+
+• Numbered items set as TXC-NP Myriad Pro x 45 picas, 5 points extra space between

chunks/txt/4f38a4245015427b1180baa434c7876415fed097cbc86ca4172dada11d88d012.txt

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+UAD 3.6 Policy
+
+© 2025 Fannie Mae December 2025 Page 96 of 166
+
+UAD 3.6 Policy
+
+When describing the proximity of the comparable sale to the subject property, the appraiser must be specific with respect to the
+distance in terms of miles and include the applicable directional indicator (for example, “1.75 miles NW”). The distance between
+the subject property and each comparable property is to be measured using a straight line between the properties.
+
+Minimum Number of Comparable Sales
+
+A minimum of three closed comparables must be reported in the sales comparison approach. Additional comparable sales may
+be reported to support the opinion of market value provided by the appraiser. The subject property can be used as a fourth
+comparable sale or as supporting data if it was previously closed. Contract offerings and current listings can be used as
+supporting data, if appropriate. See Additional Requirements for New (or Recently Converted) Condos, Subdivisions, or PUDs below
+for exceptions to this policy.
+
+In no instance may the appraiser create comparable sales by combining vacant land sales with the contract purchase price of a
+home (improvements only). While these transactions cannot be used to meet the required minimum three closed comparables,
+these transactions, which are often completed as part of a construction-to-permanent loan transaction, may be included as
+additional support with appropriate commentary.
+
+Age of the Comparable Sales
+
+Comparable sales that have closed within the last 12 months should be used in the appraisal; however, the best and most
+appropriate comparable sales may not always be the most recent sales. For example, it may be appropriate for the appraiser to
+use a nine month old sale with a time adjustment rather than a one month old sale that requires multiple adjustments. An older
+sale may be more appropriate in situations when market conditions have affected the availability of recent sales, and the
+changing market conditions causing their use must be explained in the report.

chunks/txt/4f3b3950e6b53ed0734337d3b9933741c5181752c057c6358c1bf95aa2ce0acb.txt

@@ -0,0 +1,19 @@
+Keyword
+
+Published Date From:
+
+To:
+
+Report Category - Any - Annual Housing Report Annual Report to Congress Chief FOIA Officer Report Collateral Pledged to FHLBanks Conservatorships Performance Goals - Scorecard Credit Risk Transfer Progress Report Enterprise Non-Performing Loan Sales Report FAIR Act Inventory FHFA AI Compliance Plan FHFA Annual Performance Plan FHFA House Price Index® FHFA Performance and Accountability Report FHLBank System at 100 FHLBank Targeted Mission Activities FOIA Annual Report Foreclosure Prevention, Refinance, and FPM Report Housing Mission Report Information Resources Management Strategic Plan No FEAR Report Plain Language Report Prepayment Monitoring Report Single-Family Guarantee Fees Report Stress Tests Reports - Fannie Mae & Freddie Mac
+
+## Search & Filter
+
+Keyword
+
+Published Date From:
+
+To:
+
+Report Category - Any - Annual Housing Report Annual Report to Congress Chief FOIA Officer Report Collateral Pledged to FHLBanks Conservatorships Performance Goals - Scorecard Credit Risk Transfer Progress Report Enterprise Non-Performing Loan Sales Report FAIR Act Inventory FHFA AI Compliance Plan FHFA Annual Performance Plan FHFA House Price Index® FHFA Performance and Accountability Report FHLBank System at 100 FHLBank Targeted Mission Activities FOIA Annual Report Foreclosure Prevention, Refinance, and FPM Report Housing Mission Report Information Resources Management Strategic Plan No FEAR Report Plain Language Report Prepayment Monitoring Report Single-Family Guarantee Fees Report Stress Tests Reports - Fannie Mae & Freddie Mac
+
+- FHFA House Price Index®

chunks/txt/4f3ff5b681bc3dabd4a250a65a909cb9844fbf1dcee3c3c696f0f565644dfcf7.txt

@@ -0,0 +1,35 @@
+---
+source_url: "https://www.fhfa.gov/research?category%5B941%5D=941"
+date_accessed: "2026-01-27T17:54:20.619Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]* [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+An official website of the United States government
+
+Here's how you know
+
+Here's how you know
+
+![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**
+ A **.gov** website belongs to an official government organization in the United States.
+
+![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**
+ A **lock** ( Lock Locked padlock ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+*[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg) Search site content. Search ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg) - About About FHFA
+
+- [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)

chunks/txt/4f551e7434629dc61dc45c0bcd03179398b45846e564bb432e8581d57373b68b.txt

@@ -0,0 +1,65 @@
+09 Certifications and Intended Use/User
+
+The Certifications and Intended Use section always displays on the PDF. Information will not be delivered in the XML unless there is a datapoint that
+provides space for commentary (e.g., Additional Intended Use or appraiser certifications).
+
+Page 47
+
+Intended Use
+
+The Intended Use subsection always displays.
+
+Report
+Field ID
+
+09.001
+
+The intended use of this certification of completion is for the lender/client to confirm that the requirements or conditions
+stated in the appraisal report referenced above have been met.
+
+Always displays
+
+Intended Use Text
+
+Text Conditionality
+
+When ValuationIntendedUseDescription (UID: 2200.0012, FID: 09.003) is provided AND GovernmentAgencyAppraisalType = "FHA"
+
+• Display sub-header: Additional Intended Use (FID: 09.002)
+• Display in italics below sub-header: Additional Intended Use cannot be contrary to the original Intended Use.
+• Display the text from ValuationIntendedUseDescription (UID: 2200.0012, FID: 09.003) and deliver in XML.
+
+Intended User
+
+The Intended User subsection always displays.
+
+Page 48
+
+Report
+Field ID
+
+Intended User Text
+
+Text Conditionality
+
+09.004
+
+The intended user of this report is the lender/client.
+
+Always displays
+
+FHA and the Mortgagee are the intended users of this
+appraisal report.
+The USDA and any other identified lender/client are
+intended users of this report.
+
+09.005
+
+The VA is also an intended user of this appraisal report.
+
+Display descriptive text when GovernmentAgencyAppraisalType (UID: 1000.0123, FID: 09.005)
+= "FHA" and the original appraisal is for a purchase or refinance transaction.
+Display descriptive text when GovernmentAgencyAppraisalType (UID: 1000.0123, FID: 09.005)
+= “USDA”
+Display descriptive text when GovernmentAgencyAppraisalType (UID: 1000.0123, FID: 09.005)
+= “VA”

chunks/txt/4f5e4f7238633ca31caa8632748ff8b358bd970dfe748adef43eb212cf980676.txt

@@ -0,0 +1,97 @@
+Project Analysis
+Special
+Characteristics
+Description
+
+Unit Charge
+Amount
+Unit Charge
+Amount
+
+Unit Charge Per
+Square Foot
+Amount
+
+Unit Charge No
+Utilities Included In
+Assessment
+Indicator
+
+Unit Charge Utility
+Included In
+Assessment
+Indicator
+
+Unit Charge Utility
+Included In
+Assessment
+Indicator
+
+Unit Charge Utility
+Included In
+Assessment
+Indicator
+
+Unit Charge Utility
+Included In
+Assessment
+Indicator
+
+Unit Charge Utility
+Included In
+Assessment
+Indicator
+
+Indicates that the project has special,
+atypical, or unusual characteristics.
+
+/VALUATION_RESPONSE/PROPERTY/PROJECT/PROJECT_ANALYSIS[@
+_SpecialCharacteristicsIndicator='Y']
+
+Indicates that the project has special,
+atypical, or unusual characteristics.
+
+/VALUATION_RESPONSE/PROPERTY/PROJECT/PROJECT_ANALYSIS[@
+_SpecialCharacteristicsIndicator='N']
+
+1
+
+1
+
+Boolean
+
+Boolean
+
+A free-form text field describing any
+special, atypical, or unusual
+characteristics of the project.
+
+/VALUATION_RESPONSE/PROPERTY/PROJECT/PROJECT_ANALYSIS/@
+_SpecialCharacteristicsDescription
+
+4000
+
+String
+
+Note: All text entered in this field, including overflow into the addendum, must be
+captured and included in the XML data point.
+
+If none, enter zero (0).
+
+If none, enter zero (0).
+
+If none, enter zero (0).
+
+The amount the unit is charged every
+period described by Period Type.
+The amount the unit is charged every
+period described by Period Type.
+Assessment charge per square feet of
+gross living area of the unit. This is
+generally used for analysis of unit charges
+in a multiple unit project.
+
+/VALUATION_RESPONSE/PROPERTY/PROJECT/PROJECT_ANALYSIS/U
+NIT_CHARGE[@_PeriodType='Monthly']/@_Amount
+/VALUATION_RESPONSE/PROPERTY/PROJECT/PROJECT_ANALYSIS/U
+NIT_CHARGE[@_PeriodType='Annually']/@_Amount

chunks/txt/4f6082e072699c9afd38167c40efd6d5fa819812ab022036e659212c8da0268c.txt

@@ -0,0 +1,124 @@
+25
+
+24
+
+23
+
+Are there any special or unusual characteristics of the project (based on the condominium documents, HOA meetings, or other information) known to the appraiser?
+ Yes No If Yes, describe and explain the effect on value and marketability. 29
+27
+
+28
+
+30
+
+Unit Charge $
+Utilities included in the unit monthly assessment None Heat Air Conditioning Electricity Gas Water Sewer Cable Other (describe)
+42
+
+Annual assessment charge per year per square feet of gross living area = $ 32
+
+per month X 12 = $
+
+31 per year
+
+34
+
+35
+
+40
+
+33
+
+36
+
+37
+
+41
+
+39
+
+38
+
+Interior
+Floors 51
+Walls 52
+Trim/Finish 53
+
+General Description
+
+materials/condition
+
+Amenities
+
+Appliances
+
+Car Storage
+
+48
+
+Floor # 43
+# of Levels 44
+Heating Type 45
+Fuel 46
+ Central AC Individual AC Bath Wainscot 54
+47
+ Other (describe) 50
+49
+Finished area above grade contains: 80
+Square Feet of Gross Living Area Above Grade
+Are the heating and cooling for the individual units separately metered? Yes No If No, describe and comment on compatibility to other projects in the market area.
+86
+Additional features (special energy efficient items, etc.) 87
+
+Refrigerator
+66
+ Range/Oven
+67
+ Disp Microwave
+69
+68
+ Dishwasher
+70
+ Washer/Dryer
+71
+Bath(s) 83
+
+Fireplace(s) # 57
+56
+ Woodstove(s) # 59
+58
+ Deck/Patio 61
+60
+ Porch/Balcony 63
+62
+ Other 65
+64
+Bedrooms 82
+84
+
+None
+72
+ Garage Covered Open
+73
+# of Cars 76
+ Assigned Owned
+77
+Parking Space # 79
+
+Rooms 81
+
+Doors 55
+
+74
+
+78
+
+85
+
+75
+
+Describe the condition of the property (including needed repairs, deterioration, renovations, remodeling, etc.). e-9; e-10; e-11; e-12; e-13; 88
+
+Are there any physical deficiencies or adverse conditions that affect the livability, soundness, or structural integrity of the property? Yes No If Yes, describe
+91