Add files using upload-large-folder tool

Public_Use_Database___FHFA/links/_.md/Annual_Report_to_Congress___U_S__FEDERAL_HOUSING_10uhfd.md

@@ -0,0 +1,220 @@
+---
+source_url: "https://www.fhfa.gov/reports/annual-report-to-congress"
+date_accessed: "2026-01-27T17:54:20.646Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ # Annual Report to Congress
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Reports](/reports)
+ - Annual Report To Congress
+
+ 
+
+ The Federal Housing Finance Agency’s (FHFA’s) Annual Report to Congress covers the activities of FHFA and its regulated entities. The statutorily-required annual report provides information about the Agency’s examinations of Fannie Mae and Freddie Mac (together, the Enterprises), Common Securitization Solutions, the 11 Federal Home Loan Banks (FHLBanks), and the FHLBanks’ joint Office of Finance. It also describes FHFA’s actions as conservator of Fannie Mae and Freddie Mac and provides an overview of FHFA’s regulatory activities, research, and publications issued during the year.
+
+ Report  Annual Housing Report  Annual Report to Congress  Buy American Report  Chief FOIA Officer Report  Collateral Pledged to FHLBanks  Common Securitization Platform Update  Conservatorship Strategic Plan  Conservatorships Performance Goals - Scorecard  Conservatorships Progress Report  Conservator’s Report  Credit Risk Transfer Progress Report  Credit Risk Transfer Transactions  Default Risk Evaluation in the Single-Family Mortgage Market Report  Enterprise Non-Performing Loan Sales Report  FAIR Act Inventory  FHFA AI Compliance Plan  FHFA Annual Performance Plan  FHFA House Price Index®  FHFA Performance and Accountability Report  FHLB System Securitization Report  FHLBank System at 100  FHLBank Targeted Mission Activities  FOIA Annual Report  FOIA Quarterly Report  Federal Property Manager’s Report  Foreclosure Prevention Report  Foreclosure Prevention and Federal Property Manager’s Report  Foreclosure Prevention, Refinance, and FPM Report  Housing GSEs Quarterly Financial Performance Report  Housing Mission Report  Information Quality Report  Information Resources Management Strategic Plan  Mortgage Market Report  No FEAR Report  Open Government Plan  Plain Language Report  Prepayment Monitoring Report  Refinance Report  SF CRT Progress Report  Single Security Update  Single-Family Guarantee Fees Report  Stress Tests Reports - Fannie Mae & Freddie Mac  Sustainability Plan  Update on Implementation of the SS and the CSP
+
+ Filter By Year  - Any -  2026  2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  2002  2001  2000  1999  1998  1997  1996
+
+ [Date PublishedSort ascending](?field_release_date_value=All&term_jump=/taxonomy/term/181&order=field_release_date&sort=asc)  Report  Attachment  June 13, 2025  [Annual Report to Congress - 2024](/reports/annual-report-to-congress/2024)  [Read Report](/document/fhfa-2024-annual-report-to-congress.pdf)  June 14, 2024  [Annual Report to Congress - 2023](/reports/annual-report-to-congress/2023)  [Read Report](/document/fhfa-2023-annual-report-to-congress)  June 15, 2023  [Annual Report to Congress - 2022](/reports/annual-report-to-congress/2022)  [Read Report](/AboutUs/Reports/ReportDocuments/FHFA-2022-Annual-Report-to-Congress.pdf)  June 15, 2022  [Annual Report to Congress - 2021](/reports/annual-report-to-congress/2021)  [Read Report](/document/fhfa-2021-annual-report-to-congress)  June 15, 2021  [Annual Report to Congress - 2020](/reports/annual-report-to-congress/2020)  [Read Report](/document/fhfa-2020-report-to-congress)  June 15, 2020  [Annual Report to Congress - 2019](/reports/annual-report-to-congress/2019)  [Read Report](/document/fhfa-2019-report-to-congress)  June 12, 2019  [Annual Report to Congress - 2018](/reports/annual-report-to-congress/2018)  [Read Report](/document/2018-annual-report-to-congress)  May 23, 2018  [Annual Report to Congress - 2017](/reports/annual-report-to-congress/2017)  [Read Report](/document/2017-annual-report-to-congress)  June 15, 2017  [Annual Report to Congress - 2016](/reports/annual-report-to-congress/2016)  [Read Report](/document/fhfa-2016-report-to-congress)  June 15, 2016  [Annual Report to Congress - 2015](/reports/annual-report-to-congress/2015)  [Read Report](/document/annual-report-to-congress-2015)  June 15, 2015  [Annual Report to Congress - 2014](/reports/annual-report-to-congress/2014)  [Read Report](/document/fhfa-2014-report-to-congress)  June 13, 2014  [Annual Report to Congress - 2013](/reports/annual-report-to-congress/2013)  [Read Report](/document/fhfa_2013_report_to_congress)  June 13, 2013  [Annual Report to Congress - 2012](/reports/annual-report-to-congress/2012)  [Read Report](/document/annual-report-to-congress-2012)  June 13, 2012  [Annual Report to Congress - 2011](/reports/annual-report-to-congress/2011)  [Read Report](/document/annual-report-to-congress-2011)  June 13, 2011  [Annual Report to Congress - 2010](/reports/annual-report-to-congress/2010)  [Read Report](/document/annual-report-to-congress-2010)  May 25, 2010  [Annual Report to Congress - 2009](/reports/annual-report-to-congress/2009)  [Read Report](/document/annual-report-to-congress-2009)  May 18, 2009  [Annual Report to Congress (Revised) - 2008](/reports/annual-report-to-congress/2008-revised)  [Read Report](/document/annual-report-to-congress-2008)  April 15, 2008  [Annual Report to Congress - 2008](/reports/annual-report-to-congress/2008)  [Read Report](/document/ofheo-report-to-congress-2008)  June 15, 2007  [Annual Report to Congress - 2007](/reports/annual-report-to-congress/2007)  [Read Report](/document/ofheo-report-to-congress-2007)  June 15, 2006  [Annual Report to Congress - 2006](/reports/annual-report-to-congress/2006)  [Read Report](/document/ofheo-report-to-congress-2006)  June 15, 2005  [Annual Report to Congress - 2005](/reports/annual-report-to-congress/2005)  [Read Report](/media/25001)  June 15, 2004  [Annual Report to Congress - 2004](/reports/annual-report-to-congress/2004)  [Read Report](/document/ofheo-report-to-congress-2004)  June 15, 2003  [Annual Report to Congress - 2003](/reports/annual-report-to-congress/2003)  [Read Report](/document/ofheo-report-to-congress-2003)  June 15, 2002  [Annual Report to Congress - 2002](/reports/annual-report-to-congress/2002)  [Read Report](/document/ofheo-report-to-congress-2002)  June 14, 2002  [Annual Report to Congress - 2001](/reports/annual-report-to-congress/2001)  [Read Report](/document/ofheo-2001-report-to-congress)
+
+ - [1](?page=0)
+ - [2](?page=1)
+ - [Next](?page=1)
+ - [Last](?page=1)
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"taxonomy\/term\/181","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxPageState":{"libraries":"eJyFUNFuwyAM_CEInxSZ5KC0ECPsNM2-fqTppElbtxeD784nnz1U0UY8KgvmMaTcW3G0Ko-y-pLU-N8lEQsaZeMzfezOJx7oSg8zcYObuFResKgM4RLI2sDch96QFzR-Q1WKsJo04xTMba2UByWfIdzU4KE5Lbcv4tWaY9qhUMq2p5CppaqJlxOPmT11QveujU9sLEkm11C7p51IEbnt9rqWag8_MbKLojhPArPKNst4fF1oVLBxu5l7wibuWc9DfAcKz2uPsMEHbsW93gEZpYcdZmjfVAah-_8i5Rj_8CoQ6Uf7wR_lE6N1vxA","theme":"fhfa","theme_token":null},"ajaxTrustedUrl":{"\/reports\/annual-report-to-congress":true,"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"views":{"ajax_path":"\/views\/ajax","ajaxViews":{"views_dom_id:8a2601922215dac1b29407f0e515a752ac08d7082f2c56220d89f533cb513a61":{"view_name":"reports_taxonomy_view","view_display_id":"block_1","view_args":"181","view_path":"\/taxonomy\/term\/181","view_base_path":null,"view_dom_id":"8a2601922215dac1b29407f0e515a752ac08d7082f2c56220d89f533cb513a61","pager_element":0}}},"better_exposed_filters":{"autosubmit_exclude_textfield":false},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Borrower_Education_Materials___FHFA_exj1cf.md

@@ -0,0 +1,265 @@
+---
+source_url: "https://www.fhfa.gov/mortgage-translations/borrower-education-materials"
+date_accessed: "2026-01-27T17:54:20.458Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Mortgage Translations](/mortgage-translations)
+ - Borrower Education Materials
+
+ 
+
+ # Borrower Education Materials
+
+ Easy to understand materials to assist homebuyers and homeowners navigate purchasing a home and avoiding foreclosure.
+
+ - ## Finding a Housing Counselor
+
+ Image
+
+ ![Asian couple signing contract with agent](/sites/default/files/styles/large/public/2023-11/gettyimages-663845198-asian-couple-signing-contract-with-agent_0.jpg?itok=0kxoNqge)
+
+ Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development (HUD). You can find a list of HUD-approved housing counseling agencies at [www.hud.gov/counseling.](https://www.hud.gov/counseling)​
+
+ - Select "housing counseling agency" near you, then select your state. To locate housing counseling agencies in your area that speak your language, select "Click here to narrow your search" and select a language, or
+ - Call HUD at 800-569-4287 for help in finding a counselor.
+ Housing counselor information is also available at [www.consumerfinance.gov/find-a-housing-counselor.](http://www.consumerfinance.gov/find-a-housing-counselor)
+
+ - ## Buying a Home
+
+ Image
+
+ ![Family in front of home with sold sign](/sites/default/files/styles/landscape_medium_408_x_228_/public/images-import/GettyImages-135060831-latino-family-in-front-of-home-with-sold-sign.jpg?h=e59d0bbd&itok=t583uvF5)
+
+ #### Shop for a Home
+
+ - [CFPB: Ready to Buy a Home?](/mortgage-translations/document/cfpb-ready-to-buy-a-home)
+
+ #### Shop for a Mortgage or Refinance
+
+ - [Your Step-by-Step Mortgage Guide: From Application to Closing](/mortgage-translations/document/step-by-step-mortgage-guide-from-application-to-closing)
+ - [CFPB: Your Home Loan Toolkit](/mortgage-translations/document/cfpb-your-home-loan-toolkit)
+ - [CFPB: Shopping for a mortgage (Booklet)](/mortgage-translations/document/cfpb-shopping-for-a-mortgage)
+ - [CFPB: Have a mortgage? (Booklet)](/mortgage-translations/document/cfpb-have-a-mortgage-booklet)
+ - [CFPB: Should I refinance?](/mortgage-translations/document/cfpb-should-i-refinance)
+ - [CFPB: Considering a Reverse Mortgage?](/mortgage-translations/document/cfpb-considering-a-reverse-mortgage)
+
+ - ## Avoiding Foreclosure
+
+ Image
+
+ ![Ethnic couple and broker](/sites/default/files/styles/landscape_medium_408_x_228_/public/images-import/image-ethnic-couple-and-broker.jpg?h=7bc5cf4e&itok=5HTp6UPF)
+
+ #### Tips on Avoiding Foreclosure
+
+ - [CFPB: How to Avoid Foreclosure](/mortgage-translations/document/cfpb-how-to-avoid-foreclosure)
+- [Mortgage Assistance Application](/mortgage-translations/document/mortgage-assistance-application)
+- Save Your Home: Tips to Avoid Foreclosure (FHA)
+- [Federal Housing Administration (FHA): Important Disaster Recovery Information](/mortgage-translations/document/federal-housing-administration-fha-important-disaster-recovery-information)
+
+ #### Avoid Scams
+
+ - [CFPB: Don't get scammed: How to Spot and Avoid Mortgage Assistance and Foreclosure Relief Scams](/mortgage-translations/document/cfpb-dont-get-scammed-how-to-spot-and-avoid-mortgage-assistance-and-foreclosure-relief-scams)
+
+ *​**LEGAL DISCLAIMER***  
+  
+*This Mortgage Translations clearinghouse is intended to serve as a resource for institutions serving consumers with limited proficiency in English. The material presented is for informational purposes only. FHFA is not liable for any inaccuracies in translated materials or misunderstandings due to language usage or dialect. The Mortgage Translations clearinghouse may include material created by parties other than FHFA and contains hyperlinks to materials hosted by Fannie Mae and Freddie Mac. While the Mortgage Translations clearinghouse provides a centralized location for relevant materials and information, FHFA does not endorse or guarantee the accuracy of any such third-party materials and information. Recent updates to third-party materials and information may not be reflected immediately on the Mortgage Translations clearinghouse.*
+
+*​*
+
+*Last updated: December 2, 2022​​*
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/17716","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Budget__Finances__and_Performance___FHFA_8m7y15.md

@@ -0,0 +1,261 @@
+---
+source_url: "https://www.fhfa.gov/about/budget-finances-and-performance"
+date_accessed: "2026-01-27T17:54:20.338Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [​FHFA AT-A-GLANCE](/about)
+ - Budget, Finances, and Performance
+
+ 
+
+ # Budget, Finances, and Performance
+
+ FHFA continues work to stabilize the nation's housing finance sector through our regulatory and conservatorship activities in the wake of the 2008 financial crisis - one of the worst crises since the Great Depression.
+
+FHFA is an independent agency with a unique mission responsible for providing oversight of the housing government-sponsored enterprises (GSEs or alternatively, ‘the regulated entities’).
+
+The housing GSEs include Fannie Mae, Freddie Mac (known as the Enterprises), the Federal Home Loan Banks and the FHLBanks’ joint Office of Finance (known as the Federal Home Loan Bank System).
+
+The focus of FHFA’s mission is to promote their safety and soundness and ensure that the GSEs serve as a reliable source of liquidity and funding for housing finance and community investment.
+
+ ## Key Documents
+
+ - ## ​FHFA's Strategic Plan
+
+ The Plan formalizes FHFA's, and its regulated entities', new direction by updating the Agency's mission, vision, and values, and by establishing three new strategic goals.
+
+ - Ensuring safe and sound regulated entities through world-class supervision;
+ - Fostering competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets; and
+ - Positioning the Agency as a model of operational excellence by strengthening its workforce and infrastructure.
+
+ - ## ​Performance and Accountability Report
+
+ This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
+
+ [Read More](/reports/fhfa-performance-and-accountability-report)
+
+ - ## ​Strategic Plan for Enterprise Conservatorships
+
+ This plan outlines objectives and steps FHFA is taking, or will take, to meet its obligations as conservator of Fannie Mae and Freddie Mac.
+
+ [Read More](/reports/conservatorship-strategic-plan)
+
+ - ## Conservatorships Progress Report
+
+ This document reports on Fannie Mae's and Freddie Mac's progress on the initiatives outlined in the Strategic Plan for the Enterprise Conservatorships.
+
+ [Read More](/reports/conservatorships-progress-report)
+
+ - ## Annual Performance Plan
+
+ This annual plan identifies strategic objectives consistent with the Strategic Plan's framework along with the means and strategies or the key activities, actions, processes, and technologies that FHFA will use in the fiscal year to achieve each strategic objective outlined in the Strategic Plan.
+
+ [Read More](/reports/fhfa-annual-performance-plan)
+
+ - ## ​Annual Report to Congress
+
+ This annual report presents the findings of FHFA's examinations of Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System.
+
+ [Read More](/reports/annual-report-to-congress)
+
+ - ## Conservatorships Performance Goals - Scorecard
+
+ The Conservatorship Scorecard aligns the Strategic Plan with the Enterprises’ tactical priorities and operations, serving as an essential tool to hold the Enterprises accountable for the effective implementation of the Strategic Plan.
+
+ [Read More](/reports/conservatorships-performance-goals-scorecard)
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/851","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/COVID_19_Resources___FHFA_1x9pq.md

@@ -0,0 +1,222 @@
+---
+source_url: "https://www.fhfa.gov/mortgage-translations/covid-19-resources"
+date_accessed: "2026-01-27T17:54:20.454Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Mortgage Translations](/mortgage-translations)
+ - COVID-19 Resources
+
+ 
+
+ # COVID-19 Resources
+
+ FHFA has been working closely with its regulated entities - Fannie Mae and Freddie Mac - and collaborating with the housing industry to provide guidance and resources for those who are facing unprecedented challenges from the COVID-19 pandemic. It has never been more important for trusted advisors to be able to communicate with those looking for clarity and options. ​​​
+
+ Lenders, servicers, landlords, real estate professionals, housing counselors, as well as the homeowners and renters they serve, can benefit from critical materials that have been developed. These documents have been translated to offer these valuable materials in Spanish, traditional Chinese, Vietnamese, Korean and Tagalog languages to support those who may face addition​al challenges with limited English proficiency.
+
+ For additional consumer-facing resources, please visit the following ​website [https://www.cfpb.gov/housing](https://www.consumerfinance.gov/housing) as a centralized COVID-19 support repository created by the Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), and Department of Housing and Urban Development (HUD).
+
+ - [View Mortgage Assistance Application](/mortgage-translations/document/mortgage-assistance-application)
+
+ *​**LEGAL DISCLAIMER***  
+*This Mortgage Translations clearinghouse is intended to serve as a resource for institutions serving consumers with limited proficiency in English. The material presented is for informational purposes only. FHFA is not liable for any inaccuracies in translated materials or misunderstandings due to language usage or dialect. The Mortgage Translations clearinghouse may include material created by parties other than FHFA and contains hyperlinks to materials hosted by Fannie Mae and Freddie Mac. While the Mortgage Translations clearinghouse provides a centralized location for relevant materials and information, FHFA does not endorse or guarantee the accuracy of any such third-party materials and information. Recent updates to third-party materials and information may not be reflected immediately on the Mortgage Translations clearinghouse.*
+
+*​*
+
+*Last updated: December 2, 2022​*
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/17776","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Career_Opportunities___FHFA_za06ye.md

@@ -0,0 +1,255 @@
+---
+source_url: "https://www.fhfa.gov/about/careers"
+date_accessed: "2026-01-27T17:54:20.330Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ # Career Opportunities
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [​FHFA AT-A-GLANCE](/about)
+ - Career Opportunities
+
+ 
+
+ FHFA is a key player in the current and future U.S. housing market as the safety and soundness regulator of the Federal Home Loan Bank System and regulator and conservator of Fannie Mae and Freddie Mac.
+
+At FHFA every employee plays a vital role in meeting our mission and we depend on them to aspire to excel in every aspect of their work; have the highest ethical and professional standards; respect each other, information and resources; and promote respect in our employment and business practices.
+
+Our team primarily consists of examiners, accountants, economists, financial analysts, information technology specialists, and attorneys. We also recruit for a variety of other positions such as policy experts, budget and procurement specialists, human resources specialists, facilities and space management professionals and student interns.
+
+FHFA is committed to Equal Employment Opportunity (EEO) and the guidelines of the EEO Commission. FHFA offers a wide variety of EEO services. To learn more, please visit the [EEO page.](/about/fhfa-policies/equal-employment-opportunity-no-fear-act) FHFA is an Equal Opportunity Employer. U.S. citizenship is required.​
+
+To ensure compliance with an applicable preliminary nationwide injunction, which may be supplemented, modified, or vacated, depending on the course of ongoing litigation, the Federal Government will take no action to implement or enforce the COVID-19 vaccination requirement pursuant to Executive Order 14043 on Requiring Coronavirus Disease 2019 Vaccination for Federal Employees. Therefore, to the extent a Federal job announcement includes the requirement that applicants must be fully vaccinated against COVID-19 pursuant to E.O. 14043, that requirement does not currently apply. Federal agencies may request information regarding the vaccination status of selected applicants for the purposes of implementing other workplace safety protocols, such as protocols related to masking, physical distancing, testing, travel, and quarantine.​
+
+ ## ​​Open to Students
+
+ ​​Visit the [Student & Recent Graduates Employment Opportunities​](/about/careers/student-and-recent-graduates) page for employment opportunities​​​ open to current students, recent graduates, and entry-level employees with advanced degrees.
+
+ ## Federal Employee Viewpoint Survey
+
+ ​The Federal Employee Viewpoint Survey (FEVS) is a tool that allows employees to share their experience in critical work areas. The survey results provide agency leadership with insight into areas of success, as well as areas where improvements are needed.
+
+ [**2024 FEVS Results**](/sites/default/files/2025-03/2024-FHFA-FEVS-Results_0.pdf)
+
+ [**​Previous Survey Results**](/careers/employee-survey-results)
+
+ ## Additional Information
+
+ - ![woman meditating at desk](/sites/default/files/2024-08/careers-benefits_0.jpg)
+
+ ## Benefits
+
+ We cultivate a workplace that is respectful and fair. Our comprehensive benefits are generous - helping you to reach your individual goals by supporting your professional growth, health, well-being, and your personal needs.
+
+ [Read More](/about/careers/benefits)
+
+ - ![woman sitting in wheelchair smiling looking at laptop](/sites/default/files/2024-08/careers-reasonable-accomodations.jpg)
+
+ ## Reasonable Accommodations and Personal Assistance Services
+
+ FHFA provides reasonable accommodations to qualified employees and job applicants with disabilities. FHFA also provides personal assistance services to qualified employees with disabilities where appropriate. Employees and job applicants requiring reasonable accommodations or personal assistance services should contact [ReasonableAccommodations@fhfa.gov](mailto:ReasonableAccommodations@fhfa.gov).
+
+ [Read More](/about/careers/reasonable-accommodation)
+
+ - ![Graduates throwing cap in air](/sites/default/files/2024-08/students-and-recent-graduates-careers_1.jpg)
+
+ ## Students & Recent Graduates
+
+ FHFA seeks energetic, highly motivated students to apply to our student and recent graduate positions. Selected students will join a team that helps stabilize the nation's housing market and makes significant contributions to FHFA's mission. Students will receive on-the-job training, exposure to a fast-paced environment, and gain valuable experience.
+
+ [Read More](/about/careers/student-and-recent-graduates)
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/691","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Chief_FOIA_Officer_Report___U_S__FEDERAL_HOUSING_m8vi69.md

@@ -0,0 +1,215 @@
+---
+source_url: "https://www.fhfa.gov/reports/chief-foia-officer-report"
+date_accessed: "2026-01-27T17:54:20.676Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ # Chief FOIA Officer Report
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Reports](/reports)
+ - Chief FOIA Officer Report
+
+ 
+
+ FHFA is committed to providing access to Agency records through a citizen-centered and results-oriented FOIA program. FHFA has a decentralized FOIA system, as each component (FHFA Headquarters (FHFA-HQ) and FHFA Office of Inspector General (FHFA-OIG)) maintains and processes its own records in response to FOIA requests.
+
+ Report  Annual Housing Report  Annual Report to Congress  Buy American Report  Chief FOIA Officer Report  Collateral Pledged to FHLBanks  Common Securitization Platform Update  Conservatorship Strategic Plan  Conservatorships Performance Goals - Scorecard  Conservatorships Progress Report  Conservator’s Report  Credit Risk Transfer Progress Report  Credit Risk Transfer Transactions  Default Risk Evaluation in the Single-Family Mortgage Market Report  Enterprise Non-Performing Loan Sales Report  FAIR Act Inventory  FHFA AI Compliance Plan  FHFA Annual Performance Plan  FHFA House Price Index®  FHFA Performance and Accountability Report  FHLB System Securitization Report  FHLBank System at 100  FHLBank Targeted Mission Activities  FOIA Annual Report  FOIA Quarterly Report  Federal Property Manager’s Report  Foreclosure Prevention Report  Foreclosure Prevention and Federal Property Manager’s Report  Foreclosure Prevention, Refinance, and FPM Report  Housing GSEs Quarterly Financial Performance Report  Housing Mission Report  Information Quality Report  Information Resources Management Strategic Plan  Mortgage Market Report  No FEAR Report  Open Government Plan  Plain Language Report  Prepayment Monitoring Report  Refinance Report  SF CRT Progress Report  Single Security Update  Single-Family Guarantee Fees Report  Stress Tests Reports - Fannie Mae & Freddie Mac  Sustainability Plan  Update on Implementation of the SS and the CSP
+
+ Filter By Year  - Any -  2026  2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  2002  2001  2000  1999  1998  1997  1996
+
+ [Date PublishedSort ascending](?field_release_date_value=All&term_jump=/taxonomy/term/201&order=field_release_date&sort=asc)  Report  Attachment  February 14, 2025  [2025 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2025)  [Read Report](/document/FHFA-2025-Chief-FOIA-Officer-Report.pdf)  April 08, 2024  [2024 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2024)  [Read Report](/document/fhfa-2024-chief-foia-officer-report)  March 10, 2023  [2023 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2023)  [Read Report](/document/2023-fhfa-chief-foia-officer-report)  March 22, 2022  [2022 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2022)  [Read Report](/media/30521)  March 12, 2021  [2021 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2021)  [Read Report](/media/30181)  March 11, 2020  [2020 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2020)  [Read Report](/media/30146)  March 07, 2019  [2019 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2019)  [Read Report](/media/29941)  March 13, 2018  [2018 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2018)  [Read Report](/media/29851)  March 13, 2017  [2017 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2017)  [Read Report](/media/25396)  March 14, 2016  [2016 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2016)  [Read Report](/media/30291)  March 16, 2015  [2015 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2015)  [Read Report](/media/25206)  March 11, 2014  [2014 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2014)  [Read Report](/media/24891)  February 27, 2013  [2013 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2013)  [Read Report](/media/24966)  March 12, 2012  [2012 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2012)  [Read Report](/media/24961)  March 08, 2011  [2011 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2011)  [Read Report](/media/24941)  March 22, 2010  [2010 FHFA Chief FOIA Officer Report](/reports/chief-foia-officer-report/2010)  [Read Report](/media/24846)
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"taxonomy\/term\/201","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxPageState":{"libraries":"eJyFUNFuwyAM_CEInxSZ5KC0ECPsNM2-fqTppElbtxeD784nnz1U0UY8KgvmMaTcW3G0Ko-y-pLU-N8lEQsaZeMzfezOJx7oSg8zcYObuFResKgM4RLI2sDch96QFzR-Q1WKsJo04xTMba2UByWfIdzU4KE5Lbcv4tWaY9qhUMq2p5CppaqJlxOPmT11QveujU9sLEkm11C7p51IEbnt9rqWag8_MbKLojhPArPKNst4fF1oVLBxu5l7wibuWc9DfAcKz2uPsMEHbsW93gEZpYcdZmjfVAah-_8i5Rj_8CoQ6Uf7wR_lE6N1vxA","theme":"fhfa","theme_token":null},"ajaxTrustedUrl":{"\/reports\/chief-foia-officer-report":true,"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"views":{"ajax_path":"\/views\/ajax","ajaxViews":{"views_dom_id:b2ac843fd865392110b19b557885596c2098ef9b12df72cd59bc4362d5286dcf":{"view_name":"reports_taxonomy_view","view_display_id":"block_1","view_args":"201","view_path":"\/taxonomy\/term\/201","view_base_path":null,"view_dom_id":"b2ac843fd865392110b19b557885596c2098ef9b12df72cd59bc4362d5286dcf","pager_element":0}}},"better_exposed_filters":{"autosubmit_exclude_textfield":false},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Collateral_Pledged_to_FHLBanks___U_S__FEDERAL_HOUS_4frbhpp.md

@@ -0,0 +1,215 @@
+---
+source_url: "https://www.fhfa.gov/reports/collateral-pledged-to-fhlbanks"
+date_accessed: "2026-01-27T17:54:20.666Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ # Collateral Pledged to FHLBanks
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Reports](/reports)
+ - Collateral Pledged To FHLBanks
+
+ 
+
+ Congress established the Federal Home Loan Bank System (System) under the Federal Home Loan Bank Act of 1932 (the Bank Act). The primary business of the Federal Home Loan Banks (FHLBanks) is to make fully secured, low-cost loans, known as advances, to their members.1,2 Consistent with the provisions of the Bank Act, the FHLBanks require their members to pledge collateral in the form of mortgages and other eligible assets to secure their advances and other collateralized products offered by the FHLBanks to their members.3 The Housing and Economic Recovery Act of 2008 (HERA) requires the Federal Housing Finance Agency (FHFA) to submit an annual report to Congress on the collateral pledged to the FHLBanks, including an analysis of collateral by type and by FHLBank district.4 FHFA’s Report on Collateral Pledged to Federal Home Loan Banks provides the required information as well as additional analysis of data on the types and amounts of collateral pledged to the FHLBanks to secure advances and other collateralized products offered by the FHLBanks to their members.
+
+ Report  Annual Housing Report  Annual Report to Congress  Buy American Report  Chief FOIA Officer Report  Collateral Pledged to FHLBanks  Common Securitization Platform Update  Conservatorship Strategic Plan  Conservatorships Performance Goals - Scorecard  Conservatorships Progress Report  Conservator’s Report  Credit Risk Transfer Progress Report  Credit Risk Transfer Transactions  Default Risk Evaluation in the Single-Family Mortgage Market Report  Enterprise Non-Performing Loan Sales Report  FAIR Act Inventory  FHFA AI Compliance Plan  FHFA Annual Performance Plan  FHFA House Price Index®  FHFA Performance and Accountability Report  FHLB System Securitization Report  FHLBank System at 100  FHLBank Targeted Mission Activities  FOIA Annual Report  FOIA Quarterly Report  Federal Property Manager’s Report  Foreclosure Prevention Report  Foreclosure Prevention and Federal Property Manager’s Report  Foreclosure Prevention, Refinance, and FPM Report  Housing GSEs Quarterly Financial Performance Report  Housing Mission Report  Information Quality Report  Information Resources Management Strategic Plan  Mortgage Market Report  No FEAR Report  Open Government Plan  Plain Language Report  Prepayment Monitoring Report  Refinance Report  SF CRT Progress Report  Single Security Update  Single-Family Guarantee Fees Report  Stress Tests Reports - Fannie Mae & Freddie Mac  Sustainability Plan  Update on Implementation of the SS and the CSP
+
+ Filter By Year  - Any -  2026  2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  2002  2001  2000  1999  1998  1997  1996
+
+ [Date PublishedSort ascending](?field_release_date_value=All&term_jump=/taxonomy/term/206&order=field_release_date&sort=asc)  Report  Attachment  November 25, 2025  [Report on Collateral Pledged to Federal Home Loan Banks - November 2025](/reports/collateral-pledged-to-fhlbanks/2025)  [Read Report](/document/2025-Annual-Collateral-Report-to-Congress.pdf)  December 16, 2024  [Report on Collateral Pledged to Federal Home Loan Banks - December 2024](/reports/collateral-pledged-to-fhlbanks/2024)  [Read Report](/document/collateral-pledged-to-fhlbanks-2024)  December 15, 2023  [Report on Collateral Pledged to Federal Home Loan Banks - December 2023](/reports/collateral-pledged-to-fhlbanks/2023)  [Read Report](/media/51106)  December 18, 2022  [Report on Collateral Pledged to Federal Home Loan Banks - December 2022](/reports/collateral-pledged-to-fhlbanks/2022)  [Read Report](/media/30561)  July 23, 2021  [Report on Collateral Pledged to Federal Home Loan Banks - July 2021](/reports/collateral-pledged-to-fhlbanks/2021)  [Read Report](/media/30276)  November 06, 2020  [Report on Collateral Pledged to Federal Home Loan Banks - November 2020](/reports/collateral-pledged-to-fhlbanks/2020)  [Read Report](/media/30106)  December 12, 2019  [Report on Collateral Pledged to Federal Home Loan Banks - December 2019](/reports/collateral-pledged-to-fhlbanks/2019)  [Read Report](/document/collateral-pledged-to-fhlbanks-2019)  November 08, 2018  [Report on Collateral Pledged to Federal Home Loan Banks - November 2018](/reports/collateral-pledged-to-fhlbanks/2018)  [Read Report](/document/collateral-pledged-to-fhlbanks-2018)  December 20, 2017  [Report on Collateral Pledged to Federal Home Loan Banks - December 2017](/reports/collateral-pledged-to-fhlbanks/2017)  [Read Report](/document/collateral-pledged-to-fhlbanks-2017)  August 11, 2016  [Report on Collateral Pledged to Federal Home Loan Banks - August 2016](/reports/collateral-pledged-to-fhlbanks/2016)  [Read Report](/media/30431)  September 18, 2015  [Report on Collateral Pledged to Federal Home Loan Banks - September 2015](/reports/collateral-pledged-to-fhlbanks/2015)  [Read Report](/media/29791)  November 05, 2014  [Report on Collateral Pledged to Federal Home Loan Banks - November 2014](/reports/collateral-pledged-to-fhlbanks/2014)  [Read Report](/media/25096)  September 01, 2013  [Report on Collateral Pledged to Federal Home Loan Banks - September 2013](/reports/collateral-pledged-to-fhlbanks/2013)  [Read Report](/media/23771)  September 20, 2012  [Report on Collateral Pledged to Federal Home Loan Banks - August 2012](/reports/collateral-pledged-to-fhlbanks/2012)  [Read Report](/media/23776)  October 03, 2011  [Report on Collateral Pledged to the Federal Home Loan Banks - October 2011](/reports/collateral-pledged-to-fhlbanks/2011)  [Read Report](/media/23796)  August 24, 2010  [Report on Collateral Securing Advances at the Federal Home Loan Banks - August 2010](/reports/collateral-pledged-to-fhlbanks/2010)  [Read Report](/media/23801)  July 30, 2009  [Report on Federal Home Loan Bank Collateral for Advances and Interagency Guidance on Nontraditional Mortgage Products - July 2009](/reports/collateral-pledged-to-fhlbanks/2009)  [Read Report](/document/fhlbank-collateral-for-advances)  January 26, 2009  [Report on Collateral Securing Advances at the Federal Home Loan Banks - January 2009](/reports/collateral-pledged-to-fhlbanks/2007-2009)  [Read Report](/media/23866)
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"taxonomy\/term\/206","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxPageState":{"libraries":"eJyFUNFuwyAM_CEInxSZ5KC0ECPsNM2-fqTppElbtxeD784nnz1U0UY8KgvmMaTcW3G0Ko-y-pLU-N8lEQsaZeMzfezOJx7oSg8zcYObuFResKgM4RLI2sDch96QFzR-Q1WKsJo04xTMba2UByWfIdzU4KE5Lbcv4tWaY9qhUMq2p5CppaqJlxOPmT11QveujU9sLEkm11C7p51IEbnt9rqWag8_MbKLojhPArPKNst4fF1oVLBxu5l7wibuWc9DfAcKz2uPsMEHbsW93gEZpYcdZmjfVAah-_8i5Rj_8CoQ6Uf7wR_lE6N1vxA","theme":"fhfa","theme_token":null},"ajaxTrustedUrl":{"\/reports\/collateral-pledged-to-fhlbanks":true,"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"views":{"ajax_path":"\/views\/ajax","ajaxViews":{"views_dom_id:14a1a881c2ab6956873e41a93f33a375622be3b937beb0a7a0931e139a2ae896":{"view_name":"reports_taxonomy_view","view_display_id":"block_1","view_args":"206","view_path":"\/taxonomy\/term\/206","view_base_path":null,"view_dom_id":"14a1a881c2ab6956873e41a93f33a375622be3b937beb0a7a0931e139a2ae896","pager_element":0}}},"better_exposed_filters":{"autosubmit_exclude_textfield":false},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Conservatorship___FHFA_fy8hdg.md

@@ -0,0 +1,260 @@
+---
+source_url: "https://www.fhfa.gov/conservatorship"
+date_accessed: "2026-01-27T17:54:20.256Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ![Lincoln memorial with the Washington Monument appearing between the pillars](/sites/default/files/styles/desktop_hero/public/2025-04/hero-5.jpg.webp?itok=W6yiIudy)
+
+ # Conservatorship
+
+ As the conservator of Fannie Mae and Freddie Mac, we help guide their business decisions to protect America’s homeowners and build a sound infrastructure for future mortgage finance markets.
+
+ - ### History Of Fannie Mae And Freddie Mac Conservatorships
+
+ On September 6, 2008, with the consent of both Fannie Mae's and Freddie Mac's (the Enterprises) boards of directors, the Director of FHFA exercised statutory authority to place each Enterprise into conservatorship. This established the two conservatorships in response to a substantial deterioration in the housing markets that severely damaged each Enterprise's financial condition and left both of them unable to fulfill their missions without government intervention.
+
+ [Learn More](/history-fannie-mae-and-freddie-mac-conservatorships)
+
+ - ### Senior Preferred Stock Purchase Agreements
+
+ Fannie Mae and Freddie Mac continue to operate under conservatorship, as they have since 2008. The U.S. Department of the Treasury (Treasury) provides Fannie Mae and Freddie Mac with financial support through the Senior Preferred Stock Purchase Agreements (SPSPAs), which were executed on September 7, 2008, one day after Fannie Mae and Freddie Mac entered conservatorships (“Original Agreements”) and thereafter amended. ​
+
+ [Learn More](/conservatorship/senior-preferred-stock-purchase-agreements)
+
+ - ### Building for the Future
+
+ Our goal is to energize the rebuilding of the secondary mortgage market so that market participants may again compete with each other to ensure an efficient flow of credit for housing, confident in the knowledge of the risk involved and the rules in place. Making progress on essential infrastructure development, improving standardization, and generating meaningful discussion about rebuilding our housing finance infrastructure should help policymakers tackle critical questions about the government’s role in housing finance.
+
+ [Learn More](/building-future)
+
+ ## Conservator Authority
+
+On July 30, 2008, President George W. Bush signed Public Law 110-289, the [Housing and Economic Recovery Act of 2008](/sites/default/files/2024-12/GPO_Authenticated_HERA.pdf) (HERA), which established FHFA, giving the Agency authority to place regulated entities into conservatorship or receivership.
+
+## When ​Placed in Conservatorships
+
+Fannie Mae and Freddie Mac were placed into conservatorships upon the consent of each board of directors on September 6, 2008. FHFA and the U.S. Department of the Treasury publicly announced details of the conservatorships on September 7, 2008. Read more on [History of Fannie Mae & Freddie Mac Conservatorships](/history-fannie-mae-and-freddie-mac-conservatorships) page.
+
+## Why Fannie Mae and Freddie Mac are in Conservatorship
+
+Fannie Mae and Freddie Mac are in conservatorship to preserve and conserve their assets and property and restore them to a sound and solvent condition so they can continue to fulfill their statutory missions.
+
+## FHFA's Role as Conservator
+
+As conservator, FHFA has the powers of the management, boards, and shareholders of Fannie Mae and Freddie Mac. Fannie Mae and Freddie Mac continue to operate as business corporations.
+
+FHFA is responsible for the overall management of Fannie Mae and Freddie Mac and has informed the Enterprises which decision-making functions should be performed by the Enterprises' boards of directors and/or management teams. The boards and management teams must consult with FHFA and obtain conservator approval as FHFA directs. Overall, the conservator has ultimate authority over all operations of the Enterprises.
+
+## Conservatorship Scorecards
+
+The annual Conservatorship Scorecard is FHFA's mechanism for communicating its priorities and expectations for the Enterprises and providing transparency to the public about these expectations. The 2025 Scorecard priorities are promoting (1) equitable access to affordable and sustainable housing and (2) operating the business in a safe and sound manner.
+
+- [All Scorecards](/reports/conservatorships-performance-goals-scorecard)​
+- Scorecard Progress Reports- [Scorecard Progress Reports (2013 – 2018)](/reports/conservatorships-progress-report)
+- [Scorecard Reporting in “Conservatorships of the Enterprises” chapter in FHFA Annual Report to Congress (2019 – present)](/reports/annual-report-to-congress)
+## Required Reporting
+
+On October 3, 2008, President George W. Bush signed the Emergency Economic Stabilization Act of 2008 (EESA), providing broad authorities to the Treasury to undertake measures to strengthen financial institutions. EESA included provisions to assist homeowners facing foreclosure and to protect tenants. Section 110 of EESA charges federal property managers (FPMs) to develop and implement plans to maximize assistance for homeowners and encourage servicers of underlying mortgages to take advantage of programs to minimize foreclosures. In addition, each FPM is required to report to Congress every 30 days. The report must contain specific information on the number and types of loan modifications made and the number of actual foreclosures during the reporting period. FHFA is designated as FPM in its role as conservator for Fannie Mae and Freddie Mac under Section 110 of EESA.
+
+FHFA commenced reporting as FPM with its initial transmission to Congress on [December 2, 2008](/reports/federal-property-managers-report/2008/12-2). The format and content of the reports has evolved over time. Prior to May 2012, [FPM Reports](/reports/federal-property-managers-report) included refinancing activity. Thereafter, they had the same content as the monthly and quarterly [Foreclosure Prevention Reports](/reports/foreclosure-prevention-and-federal-property-managers-report), and FHFA began issuing separate [Refinance Reports](/reports/refinance-report). In July 2019, FHFA revised these reports again and commenced issuing combined [Foreclosure Prevention, Refinance, and Federal Property Manager](/reports/foreclosure-prevention-refinance-and-fpm) reports.
+
+## Conservatorship Reports and Datasets
+
+[Read more](/reports?topic=conservatorship-reports).
+
+
+
+*Page last updated: February 6​, 2024*
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/661","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Conservatorships_Performance_Goals___Scorecard___U_xgchj.md

@@ -0,0 +1,215 @@
+---
+source_url: "https://www.fhfa.gov/reports/conservatorships-performance-goals-scorecard"
+date_accessed: "2026-01-27T17:54:20.656Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ # Conservatorships Performance Goals - Scorecard
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Reports](/reports)
+ - Conservatorships Performance Goals - Scorecard
+
+ 
+
+ The purpose of the Conservatorship Scorecard is to ensure that Fannie Mae and Freddie Mac (the Enterprises) and Common Securitization Solutions, LLC (CSS) focus on their core mission responsibilities, operate in a manner appropriate for entities in conservatorships with limited capital buffers, and undertake those activities necessary to support an exit from conservatorship.
+
+ Report  Annual Housing Report  Annual Report to Congress  Buy American Report  Chief FOIA Officer Report  Collateral Pledged to FHLBanks  Common Securitization Platform Update  Conservatorship Strategic Plan  Conservatorships Performance Goals - Scorecard  Conservatorships Progress Report  Conservator’s Report  Credit Risk Transfer Progress Report  Credit Risk Transfer Transactions  Default Risk Evaluation in the Single-Family Mortgage Market Report  Enterprise Non-Performing Loan Sales Report  FAIR Act Inventory  FHFA AI Compliance Plan  FHFA Annual Performance Plan  FHFA House Price Index®  FHFA Performance and Accountability Report  FHLB System Securitization Report  FHLBank System at 100  FHLBank Targeted Mission Activities  FOIA Annual Report  FOIA Quarterly Report  Federal Property Manager’s Report  Foreclosure Prevention Report  Foreclosure Prevention and Federal Property Manager’s Report  Foreclosure Prevention, Refinance, and FPM Report  Housing GSEs Quarterly Financial Performance Report  Housing Mission Report  Information Quality Report  Information Resources Management Strategic Plan  Mortgage Market Report  No FEAR Report  Open Government Plan  Plain Language Report  Prepayment Monitoring Report  Refinance Report  SF CRT Progress Report  Single Security Update  Single-Family Guarantee Fees Report  Stress Tests Reports - Fannie Mae & Freddie Mac  Sustainability Plan  Update on Implementation of the SS and the CSP
+
+ Filter By Year  - Any -  2026  2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  2002  2001  2000  1999  1998  1997  1996
+
+ [Date PublishedSort ascending](?field_release_date_value=All&term_jump=/taxonomy/term/211&order=field_release_date&sort=asc)  Report  Attachment  February 18, 2025  [2025 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions](/reports/conservatorships-performance-goals-scorecard/2025)  [Read Report](/document/2025-Scorecard.pdf)  February 16, 2021  [2021 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions](/reports/conservatorships-performance-goals-scorecard/2021)  [Read Report](/AboutUs/Reports/ReportDocuments/2021-Scorecard.pdf)  October 28, 2019  [2020 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions](/reports/conservatorships-performance-goals-scorecard/2020)  [Read Report](/document/2020-scorecard-for-fannie-freddie-and-css)  December 19, 2018  [2019 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions](/reports/conservatorships-performance-goals-scorecard/2019)  [Read Report](/media/30036)  December 21, 2017  [2018 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions](/reports/conservatorships-performance-goals-scorecard/2018)  [Read Report](/document/2018-scorecard-for-fannie-mae-freddie-mac-and-common-securitization-solutions)  May 13, 2014  [2014 Scorecard for Fannie Mae, Freddie Mac and Common Securitization Solutions](/reports/conservatorships-performance-goals-scorecard/2014)  [Read Report](/media/25081)  March 04, 2013  [Conservatorship Strategic Plan: Performance Goals for 2013](/reports/conservatorships-performance-goals-scorecard/2013)  [Read Report](/media/24876)  March 09, 2012  [2012 Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard/2012)  [Read Report](/document/ExecComp3912F.pdf)
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"taxonomy\/term\/211","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxPageState":{"libraries":"eJyFUNFuwyAM_CEInxSZ5KC0ECPsNM2-fqTppElbtxeD784nnz1U0UY8KgvmMaTcW3G0Ko-y-pLU-N8lEQsaZeMzfezOJx7oSg8zcYObuFResKgM4RLI2sDch96QFzR-Q1WKsJo04xTMba2UByWfIdzU4KE5Lbcv4tWaY9qhUMq2p5CppaqJlxOPmT11QveujU9sLEkm11C7p51IEbnt9rqWag8_MbKLojhPArPKNst4fF1oVLBxu5l7wibuWc9DfAcKz2uPsMEHbsW93gEZpYcdZmjfVAah-_8i5Rj_8CoQ6Uf7wR_lE6N1vxA","theme":"fhfa","theme_token":null},"ajaxTrustedUrl":{"\/reports\/conservatorships-performance-goals-scorecard":true,"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"views":{"ajax_path":"\/views\/ajax","ajaxViews":{"views_dom_id:4cd0b6d6f52af3ca28c319b6b3f5412c7b8c97be637f9dd961bd9b1c6eb53723":{"view_name":"reports_taxonomy_view","view_display_id":"block_1","view_args":"211","view_path":"\/taxonomy\/term\/211","view_base_path":null,"view_dom_id":"4cd0b6d6f52af3ca28c319b6b3f5412c7b8c97be637f9dd961bd9b1c6eb53723","pager_element":0}}},"better_exposed_filters":{"autosubmit_exclude_textfield":false},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Contact_Us___FHFA_m8t1tq.md

@@ -0,0 +1,267 @@
+---
+source_url: "https://www.fhfa.gov/contact"
+date_accessed: "2026-01-27T17:54:20.350Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ # Contact Us
+
+ ​FHFA is an independent federal regulatory agency located in Washington, D.C. with a mission to provide oversight of the Housing Government-Sponsored Enterprises of Fannie Mae, Freddie Mac and the Federal Home Loan Bank System. Additionally, FHFA is the Conservator of Fannie Mae and Freddie Mac.
+
+ **Address:**
+
+ Constitution Center  
+ 400 7th Street, SW   
+ Washington, D.C. 20219
+
+ *Please note: that all mail sent to FHFA via the post office is routed through a security process that may delay the delivery by approximately two weeks. For time sensitive correspondence, please plan accordingly.​​​*
+
+ ## Click a Service to Visit their Contact Page:
+
+ - Image
+
+ ![Analysis Icon](/sites/default/files/styles/icon_75_x_75_/public/2023-08/analysis.png?h=a7ffc51c&itok=fa7YlGBk)
+
+ [Submit a Data and Research Request](/contact/data-and-research)
+
+ - Image
+
+ ![Doing Business with us Icon](/sites/default/files/styles/icon_75_x_75_/public/2023-08/business_0.png?h=a7ffc51c&itok=C_keQLYu)
+
+ [Doing Business with Us](/contact/business)
+
+ - Image
+
+ ![question and comment icon](/sites/default/files/styles/icon_75_x_75_/public/2023-08/question-mark.png?h=a7ffc51c&itok=-jiC5Bqe)
+
+ [Submit a General Question or Comment](/contact/general)
+
+ - Image
+
+ ![Rule Icon](/sites/default/files/styles/icon_75_x_75_/public/2023-08/document.png?h=a7ffc51c&itok=qwNf1V5e)
+
+ [Comment on Rulemaking](/regulation/federal-register)
+
+ - Image
+
+ ![Translations Icon](/sites/default/files/styles/icon_75_x_75_/public/2023-08/languages_1_0.png?h=a7ffc51c&itok=GorGwUcY)
+
+ [Mortgage Translations Questions and Comments](/contact/mortgage-translations)
+
+ - Image
+
+ ![Discussion Topics Icon](/sites/default/files/styles/icon_75_x_75_/public/2023-08/speak.png?h=a7ffc51c&itok=YDb2S9sj)
+
+ [Public Input](/public-input)
+
+ ​**Job Applicants**
+
+For vacancy announcements visit [Careers](/about/careers), [USA Jobs](http://www.usajobs.gov/) or contact the Office of Human Resources Management at 202-649-3807.
+
+**Media**
+
+Media please contact: [MediaInquiries@FHFA.gov](mailto:MediaInquiries@FHFA.gov).
+
+**Congressional Affairs**
+
+Members of Congress or staff please contact: the Office of Congressional Affairs at [CongressionalAffairs@FHFA.gov](mailto:CongressionalAffairs@FHFA.gov).
+
+**Webmaster**
+
+Report technical difficulties or accessibility issues to [FHFAwebmaster@FHFA.gov](mailto:FHFAwebmaster@FHFA.gov).
+
+**Report Waste, Fraud or Abuse**
+
+Contact the FHFA Office of Inspector General [www.fhfaoig.gov](https://www.fhfaoig.gov).
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/14121","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Credit_Risk_Transfer_Progress_Report___U_S__FEDERA_s6wjt.md

@@ -0,0 +1,215 @@
+---
+source_url: "https://www.fhfa.gov/reports/credit-risk-transfer-progress-report"
+date_accessed: "2026-01-27T17:54:20.679Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ # Credit Risk Transfer Progress Report
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Reports](/reports)
+ - Credit Risk Transfer Progress Report
+
+ 
+
+ The Report provides a comprehensive picture of how Fannie Mae and Freddie Mac (the Enterprises) transfer a substantial portion of credit risk to the private sector through a variety of transactions in both the single-family and multifamily markets.
+
+ Report  Annual Housing Report  Annual Report to Congress  Buy American Report  Chief FOIA Officer Report  Collateral Pledged to FHLBanks  Common Securitization Platform Update  Conservatorship Strategic Plan  Conservatorships Performance Goals - Scorecard  Conservatorships Progress Report  Conservator’s Report  Credit Risk Transfer Progress Report  Credit Risk Transfer Transactions  Default Risk Evaluation in the Single-Family Mortgage Market Report  Enterprise Non-Performing Loan Sales Report  FAIR Act Inventory  FHFA AI Compliance Plan  FHFA Annual Performance Plan  FHFA House Price Index®  FHFA Performance and Accountability Report  FHLB System Securitization Report  FHLBank System at 100  FHLBank Targeted Mission Activities  FOIA Annual Report  FOIA Quarterly Report  Federal Property Manager’s Report  Foreclosure Prevention Report  Foreclosure Prevention and Federal Property Manager’s Report  Foreclosure Prevention, Refinance, and FPM Report  Housing GSEs Quarterly Financial Performance Report  Housing Mission Report  Information Quality Report  Information Resources Management Strategic Plan  Mortgage Market Report  No FEAR Report  Open Government Plan  Plain Language Report  Prepayment Monitoring Report  Refinance Report  SF CRT Progress Report  Single Security Update  Single-Family Guarantee Fees Report  Stress Tests Reports - Fannie Mae & Freddie Mac  Sustainability Plan  Update on Implementation of the SS and the CSP
+
+ Filter By Year  - Any -  2026  2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  2002  2001  2000  1999  1998  1997  1996
+
+ [Date PublishedSort ascending](?field_release_date_value=All&term_jump=/taxonomy/term/226&order=field_release_date&sort=asc)  Report  Attachment  April 11, 2024  [Credit Risk Transfer Progress Report 4Q2023](/reports/credit-risk-transfer-progress-report/2023-Q4)  [Read Report](/document/report/credit-risk-transfer-progress-report-4q2023)  May 31, 2023  [Credit Risk Transfer Progress Report 4Q2022](/reports/credit-risk-transfer-progress-report/2022-Q4)  [Read Report](/media/51131)  May 02, 2022  [Credit Risk Transfer Progress Report 4Q2021](/reports/credit-risk-transfer-progress-report/2021-Q4)  [Read Report](/media/30536)  August 10, 2021  [Credit Risk Transfer Progress Report 4Q2020](/reports/credit-risk-transfer-progress-report/2020-Q4)  [Read Report](/document/crt-progress-report-4q20)  April 03, 2020  [Credit Risk Transfer Progress Report 4Q2019](/reports/credit-risk-transfer-progress-report/2019-Q4)  [Read Report](/document/crt-progress-report-4q2019)  November 12, 2019  [Credit Risk Transfer Progress Report 2Q2019](/reports/credit-risk-transfer-progress-report/2019-Q2)  [Read Report](/document/crt-progress-report-2q19)  November 01, 2018  [Credit Risk Transfer Progress Report 2Q2018](/reports/credit-risk-transfer-progress-report/2018-Q2)  [Read Report](/media/33471)  March 29, 2018  [Credit Risk Transfer Progress Report 4Q2017](/reports/credit-risk-transfer-progress-report/2017-Q4)  [Read Report](/media/33476)  November 22, 2017  [Credit Risk Transfer Progress Report 2Q2017](/reports/credit-risk-transfer-progress-report/2017-Q2)  [Read Report](/media/33481)  July 26, 2017  [Credit Risk Transfer Progress Report March 2017](/reports/credit-risk-transfer-progress-report/2017-Q1)  [Read Report](/document/credit-risk-transfer-progress-report-march-2017)  March 27, 2017  [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report/2016)  [Read Report](/document/credit-risk-transfer-progress-report-dec-2016)
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"taxonomy\/term\/226","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxPageState":{"libraries":"eJyFUNFuwyAM_CEInxSZ5KC0ECPsNM2-fqTppElbtxeD784nnz1U0UY8KgvmMaTcW3G0Ko-y-pLU-N8lEQsaZeMzfezOJx7oSg8zcYObuFResKgM4RLI2sDch96QFzR-Q1WKsJo04xTMba2UByWfIdzU4KE5Lbcv4tWaY9qhUMq2p5CppaqJlxOPmT11QveujU9sLEkm11C7p51IEbnt9rqWag8_MbKLojhPArPKNst4fF1oVLBxu5l7wibuWc9DfAcKz2uPsMEHbsW93gEZpYcdZmjfVAah-_8i5Rj_8CoQ6Uf7wR_lE6N1vxA","theme":"fhfa","theme_token":null},"ajaxTrustedUrl":{"\/reports\/credit-risk-transfer-progress-report":true,"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"views":{"ajax_path":"\/views\/ajax","ajaxViews":{"views_dom_id:dc0ac4df567ac290305b9bf84f2422f69464f3a5ec89d3fd1a4d4b4e20fbd2e9":{"view_name":"reports_taxonomy_view","view_display_id":"block_1","view_args":"226","view_path":"\/taxonomy\/term\/226","view_base_path":null,"view_dom_id":"dc0ac4df567ac290305b9bf84f2422f69464f3a5ec89d3fd1a4d4b4e20fbd2e9","pager_element":0}}},"better_exposed_filters":{"autosubmit_exclude_textfield":false},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Credit_Risk_Transfer___FHFA_5263f.md

@@ -0,0 +1,313 @@
+---
+source_url: "https://www.fhfa.gov/policy/credit-risk-transfer"
+date_accessed: "2026-01-27T17:54:20.428Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Policy](/policy)
+ - Credit Risk Transfer
+
+ 
+
+ Policy
+
+ # Credit Risk Transfer
+
+ The credit risk transfer (CRT) programs at Fannie Mae and Freddie Mac (the Enterprises) wer​e established to reduce taxpayer exposure to risks arising from credit guarantees extended by the Enterprises through their normal courses of business. The Federal Housing Finance Agency (FHFA) initiated development of a CRT program in 2012 to reduce risk at the Enterprises during their conservatorships, and Fannie Mae and Freddie Mac began implementing their CRT programs in 2013. Under FHFA’s oversight through guidelines, instructions, strategic plans, and Scorecard objectives, the programs have since become a core part of the Enterprises’ single-family guarantee businesses, similar to how risk sharing with the private sector is an integral part of the Enterprises’ multifamily businesses. Using a range of different transaction structures, the Enterprises have transferred to private investors a substantial amount of credit risk assumed through the acquisition of single-family loans in targeted loan categories. The programs include or have included CRTs via capital markets issuances (both corporate debt and bankruptcy remote trust structures), insurance/reinsurance transactions, senior/subordinate transactions, and a variety of lender collateralized recourse transactions. The Enterprises continue to evaluate the scope of their CRT programs and innovate within the CRT market by employing different structures as part of their efforts to further reduce risk, all while using transactions that are economically sensible.​
+
+**Links:**
+
+---
+
+[*Credit Risk Transfer Progress Report Fourth Quarter 2023* (4/11/2024)](/sites/default/files/2024-04/CRT-Progress-Report-4Q23.pdf)
+
+[*Credit Risk Transfer Progress Report Fourth Quarter 2022* (5/31/2023)](/sites/default/files/2024-01/CRT-Progress-Report-4Q22.pdf)
+
+[*Credit Risk Transfer Progress Report Fourth Quarter 2021* (5/2/2022)](/sites/default/files/2023-04/CRT-Progress-Report-4Q21.pdf)
+
+[FHFA Announces Final Rule Amending the Enterprise Regulatory Capital Framework (2/25/2022)](/node/10526/)
+
+[Final Rule: Enterprise Regulatory Capital Framework - Prescribed Leverage Buffer Amount and Credit Risk Transfer (2/25/2022)](/regulation/federal-register/final-rule/enterprise-regulatory-capital-framework-prescribed-leverage-buffer-amount-and-credit-risk-transfer)
+
+[Fact Sheet: Final Rule to Amend the Enterprise Regulatory Capital Framework (2/25/2022)](/sites/default/files/2023-05/Fact-Sheet-Final-Rule-CRT_2252022_1.pdf)​
+
+[​Enterprise Capital Credit Risk Transfer Tool (XLS) (2/25/2022)](/sites/default/files/Enterprise-Capital-CRT-Tool-02252022.xlsx)​
+
+[FHFA Issues Notice or Proposed Rulemaking to Amend the Enterprise Regulatory Capital Framework (9/15/2021)](/node/10331)
+
+[Proposed Rule: Amendments to the Enterprise Regulatory Capital Framework Rule - Prescribed Leverage Buffer Amount and Credit Risk Transfer (9/15/2021)](/regulation/federal-register/proposed-rulemaking/amendments-to-the-enterprise-regulatory-capital-framework-rule)
+
+[Fact Sheet: Proposed Rule to Amend Enterprise Regulatory Capital Framework (9/15/2021)](/sites/default/files/2023-03/fact-sheet-capital-npr.pdf)
+
+[Enterprise Capital Credit Risk Transfer Tool (XLS) (9/15/2021)](/sites/default/files/Enterprise-Capital-CRT-Tool-2021.xlsx)
+
+[*Credit Risk Transfer Progress Report Fourth Quarter 2020* (8/10/2021)](/sites/default/files/2023-05/CRT-Progress-Report-4Q20.pdf)
+
+[FHFA Publishes Credit Risk Transfer Tool (6/2/2020)](/node/9641/)​
+
+[Enterprise Capital Credit Risk Transfer Tool (XLS) (6/2/2020)](/sites/default/files/Enterprise-Capital-CRT-Tool_06022020.xlsx)​​
+
+[*Credit Risk Transfer Progress Report Fourth Quarter 2019* (4/3/2020)](/sites/default/files/2023-05/CRT-Progress-Report-4Q2019.pdf)​
+
+[FHFA Updates Progress o​n Fannie Mae and Freddie Mac Credit Risk Transfer Programs (11/12/2019)](/node/9346/)​
+
+[*Credit Risk Transfer Progress Report S​econd Quarter 2019* (11/12/2019)](/sites/default/files/2023-05/CRT-Progress-Report-2Q19.pdf)​
+
+[FHFA Updates Progress on Fannie Mae and Freddie Mac Credit Risk Transfer Programs (3/28/2019)](/node/9091/)
+
+[*Credit Risk Transfer Progress Report Fourth Quarter 2018* (3/28/2019)](/sites/default/files/2023-05/CRT-Progress-Report-4Q18.pdf)
+
+[FHFA Updates Progress on Fannie Mae and Freddie Mac Credit Risk Transfer Programs (11/1/2018)](/node/8916/)
+
+[*Credit Risk Transfer Progress Report Second Quarter 2018*(11/1/2018)](/sites/default/files/2023-05/CRT-Progress-Report-2Q18.pdf)
+
+[FHFA Updates Progress on Fannie Mae and Freddie Mac Credit Risk Transfer Programs (3/29/2018)](/node/8701/)
+
+[*Credit Risk Transfer Progress Report Fourth Quarter 2017* (3/29/2018)](/reports/credit-risk-transfer-progress-report/2017-Q4)
+
+[FHFA Updates Progress on Fannie Mae and Freddie Mac Credit Risk Transfer Programs (11/22/2017)](/node/8566/)
+
+[*Credit Risk Transfer Progress Report Second Quarter 2017* (11/22/2017)](/sites/default/files/2023-05/CRT-Progress-Report-2Q2017.pdf)
+
+[FHFA Updates Progress on Fannie Mae and Freddie Mac Credit Risk Transfer Programs (7/26/2017)](/node/8436/)
+
+[*Credit Risk Transfer Progress Report March 2017* (7/26/2017)](/reports/credit-risk-transfer-progress-report/2017-Q1)
+
+[FHFA Updates Progress on Fannie Mae and Freddie Mac Credit Risk Transfer Programs (3/27/2017)](/node/8311/)
+
+[*Credit Risk Transfer Progress Report*(3/27/2017)](/sites/default/files/2023-03/CRTProgressReport_Dec2016.pdf)
+
+[FHFA Extends Response Period for Credit Risk Transfer Request for Input (8/10/2016)](/node/8101)
+
+[News Release about Progress Report & RFI (6/29/2016)](/node/8061)
+
+[*Single-Family Credit Risk Transfer Progress Report*(6/29/2016)](/sites/default/files/2023-04/CRT-Progress-Report-6292016.pdf)
+
+​[*Single-Family Credit Risk Transfer Request for Input*(6/29/2016)](/sites/default/files/2023-03/sf-crt-rfi-6292016.pdf) Response period closed 10/13/2016
+
+[Review Input Submitted](/discussion-topics-overview?tab=all&category=general) (select ***Single-Family Credit Risk Transfer*** in pull down menu)​
+
+**​​Related Documents:**
+
+---
+
+[2017 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions (12/15/2016)](/sites/default/files/2023-03/2017-Scorecard-for-Fannie-Mae-Freddie-Mac-and-CSS.pdf)
+
+[2016 Scorecard for Fannie Mae, Freddie Mac, and Common Securitization Solutions (12/17/15)](/sites/default/files/2023-03/2016-Scorecard.pdf)
+
+[2015 Scorecard Progress Report (3/3/16)](/sites/default/files/2023-03/progress-report-2015-scorecard.pdf)
+
+[All Scorecards](/reports/conservatorships-performance-goals-scorecard)
+
+[All Scorecard Progress Reports​](/reports/conservatorships-progress-report)​
+
+[Overview of Fannie Mae and Freddie Mac Credit Risk Transfer Transactions (8/21/15)](/node/3756)
+
+[FHFA Statements on Credit Risk Transfer](/policy/fhfa-statements-credit-risk-transfer)​​
+
+**Enterprise Credit Risk Transfer information:**
+
+---
+
+[Freddie Mac](https://capitalmarkets.freddiemac.com/crt/about)
+
+​​Fannie Mae
+
+
+
+*Page last updated: April 11, 2024*
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/2486","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Credit_Scores___FHFA_3p2ffv.md

@@ -0,0 +1,359 @@
+---
+source_url: "https://www.fhfa.gov/policy/credit-scores"
+date_accessed: "2026-01-27T17:54:20.432Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Policy](/policy)
+ - Credit Scores
+
+ 
+
+ Policy
+
+ # Credit Scores
+
+ *Last updated: July 15, 2025*
+
+U.S. Federal Housing (Federal Housing Finance Agency, FHFA), along with Fannie Mae and Freddie Mac (the Enterprises), is committed to regularly assessing and modernizing the credit score models used by mortgage lenders and other stakeholders in the housing finance system. This process is governed by the 2018 enactment of the Economic Growth, Regulatory Relief and Consumer Protection Act (Section 310) and the Validation and Approval of Credit Score Models Rule (12 CFR Part 1254), and is consistent with FHFA’s commitment to accuracy in credit scoring, as well as the safety and soundness of the Enterprises.
+
+## [**Recent Updates**](/document/vantagescore-4.0-implementation-faq)
+
+U.S. Federal Housing is updating the implementation of newer, more advanced credit score models by the Enterprises. The Enterprises are moving forward with an interim phase in this initiative, in which they will permit lenders to deliver mortgage loans using a credit score generated by either the Classic FICO model or the VantageScore 4.0 model. This “lender choice” approach will introduce more robust competition in credit scoring while the Enterprises continue to work towards full implementation of modernized credit scoring and credit reporting.
+
+Please see below for Frequently Asked Questions (FAQs) about the interim phase of the initiative. These FAQs will be updated regularly.
+
+### **What policies are being updated by FHFA?**
+
+For decades, mortgage loans delivered to Fannie Mae and Freddie Mac (the Enterprises) have required credit scores, when available, from a single model – the “Classic FICO” model. Now FHFA is directing the Enterprises to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to the Enterprises.
+
+### **Why is FHFA pursuing these changes?**
+
+In 2018, President Trump signed into law the Credit Score Competition Act[[1]](#ftn1), requiring FHFA to establish a process for the Enterprises to validate more advanced credit score models. In 2022, after extensive testing and review by the Enterprises, FHFA announced the validation of two new credit score models – VantageScore 4.0 and FICO 10T. These new models take into account additional sources of data, including rent payment history, and have the potential to accurately score many more Americans.
+
+VantageScore 4.0’s implementation process has arrived at a point where the Enterprises soon can move forward with adoption of scores from the model. Similar implementation efforts are underway with respect to FICO 10T, and the Enterprises expect to be able to publish historical FICO 10T data and adopt scores from the model at a later date.
+
+Providing lender choice among multiple approved credit score models should help consumers, lenders, and other market participants realize the benefits of robust competition, such as lowering closing costs. The introduction of newer credit score models will improve risk management throughout the market as well, because these new models are more predictive of default risk.
+
+### **How does the introduction of VantageScore 4.0 impact other approved credit score models?**
+
+Classic FICO remains an approved credit score model that can be used for loans sold to the Enterprises. FICO 10T, which was validated and approved for use by the Enterprises alongside VantageScore 4.0 in 2022, remains an approved credit score model and is planned for future use by the Enterprises. Until then, lenders may choose between Classic FICO or VantageScore 4.0 for loans sold to the Enterprises.
+
+### **Will lenders report credit scores from multiple models on a given loan?**
+
+Not initially. Lenders will have the choice to report credit scores from either Classic FICO or VantageScore 4.0. For the time being, the Enterprises will not accept scores from multiple models on a given loan.
+
+### **Will lenders be able to report credit scores from multiple models across different loans?**
+
+Yes. To promote robust competition and provide further flexibility for consumers and lenders, the Enterprises will allow lenders to determine which credit score model to use on each loan they deliver. FHFA and the Enterprises will implement appropriate risk mitigants to ensure ongoing safety and soundness.
+
+### **Will this result in changes to credit reporting requirements?**
+
+Not initially. The inclusion of VantageScore 4.0 credit scores will not change the Enterprises’ current credit reporting requirements (e.g., tri-merge/bi-merge credit reporting). By keeping these requirements as they exist today to the greatest extent possible, FHFA is seeking to minimize the cost and complexity of this transition.
+
+### **What resources are available to assist in this transition?**
+
+In July 2024, the Enterprises released historical VantageScore 4.0 credit scores associated with a decade’s worth of loan acquisitions – spanning tens of millions of loans. This information has allowed stakeholders to better understand the score distribution and performance of the VantageScore 4.0 model. The historical VantageScore 4.0 credit scores can be accessed [here](https://historicalcreditscores.fanniemae.com/) and [here](https://sf.freddiemac.com/general/credit-score-models).
+
+Fannie Mae and Freddie Mac will also continue to update their coordinated implementation websites, which can be found [here](https://singlefamily.fanniemae.com/originating-underwriting/credit-score-models) and [here](https://sf.freddiemac.com/general/credit-score-models).
+
+### **When will these changes take effect?**
+
+The Enterprises are completing the final steps for delivery of loans scored using VantageScore 4.0. The Enterprises will keep sellers/servicers and other market participants apprised of next steps. Each Enterprise will then update its Selling Guide policies; until then, existing Selling Guide and other requirements remain in place.
+
+### **Will FHFA pursue further changes to the Enterprises’ credit score or credit reporting requirements?**
+
+FHFA continues to assess opportunities to lower costs for consumers, promote robust competition, and spur innovation – all while ensuring ongoing safety and soundness at the Enterprises.
+
+[Fannie Mae Credit Score Transition Page](https://singlefamily.fanniemae.com/originating-underwriting/credit-score-models)
+
+[Freddie Mac Credit Score Transition Page](https://sf.freddiemac.com/general/credit-score-models)
+
+## **Background**
+
+On October 24, 2022, [FHFA announced](/news/news-release/fhfa-announces-validation-of-fico-10t-and-vantagescore-4.0-for-use-by-fannie-mae-and-freddie-mac) the validation and approval of two new credit score models, FICO 10T and VantageScore 4.0, for use by the Enterprises. Once implemented, lenders will be required to deliver both FICO 10T and VantageScore 4.0 credit scores, when available, with each single-family loan sold to the Enterprises. The announcement followed a lengthy process of reviewing potential updates to the Enterprises’ credit score requirements, as required by statute and regulation. During this time, the Enterprises undertook rigorous testing of the models for which an application was received. Both of the newly approved models exceeded the required thresholds for accuracy, reliability, and integrity.
+
+On October 24, 2022, FHFA also announced that the Enterprises would permit lenders to use either tri-merge credit reporting, in which credit reports from each of the three nationwide consumer reporting agencies are used, or bi-merge credit reporting, in which credit reports from two of the nationwide consumer reporting agencies are used. FHFA expects this update will promote competition in the market while supporting robust risk management.
+
+On March 23, 2023, [FHFA provided an update](/news/news-release/fhfa-announces-public-engagement-process-for-implementation-of-updated-credit-score-requirements) on the Enterprises’ implementation plans and opportunities for stakeholder engagement. FHFA and the Enterprises reiterated their commitment to working with stakeholders to ensure a smooth transition to the new credit scores and the new credit reporting requirements, in a manner that avoids unnecessary costs and complexity.
+
+As part of the March announcement, FHFA and the Enterprises released a proposed timeline that was designed to elicit stakeholder feedback on various elements of the implementation of both the new credit score models and the updated credit reporting requirements. Additionally, the Enterprises conducted extensive outreach to stakeholders in the form of targeted discussions with a variety of market participants and engagement in industry conferences and webinars, as well as through a stakeholder survey, which generated nearly one thousand responses. Many of the themes identified by respondents included perspectives on the proposed timeline, the need for data to perform analysis of the new models and requirements, the importance of federal agency coordination, and views about mechanisms for FHFA and the Enterprises to receive feedback.
+
+On September 11, 2023, [FHFA announced](/news/news-release/fhfa-announces-next-phase-of-public-engagement-process-for-updated-credit-score-requirements) the next phase of ongoing public engagement for the updated Enterprise credit score requirements. This engagement includes stakeholder forums and serves to identify a wide variety of issues, opportunities, and challenges related to successful implementation of the new requirements, including potential refinements to the timeline for adoption. Interested parties who wish to participate in this process should send their name, affiliation, and contact information to [CreditScores@fhfa.gov](mailto:CreditScores@fhfa.gov).
+
+On February 29, 2024, [FHFA announced](/news/news-release/fhfa-announces-key-updates-for-implementation-of-enterprise-credit-score-requirements) several updates related to the implementation of the updated Enterprise credit score requirements. Following extensive stakeholder input, FHFA amended the proposed implementation timeline to align the implementation of the bi-merge credit reporting requirement with the transition from the Classic FICO model. To better support market participants as they engage in this transition, FHFA further announced that the Enterprises would accelerate the publication of historical data specific to the VantageScore 4.0 model to early in the third quarter of 2024, while continuing to work towards publication of similar data to support the transition to the FICO 10T model.
+
+On July 11, 2024, [FHFA announced](/news/news-release/fhfa-announces-release-of-historical-vantagescore-4.0-credit-scores-by-the-enterprises) that the Enterprises released historical credit scores associated with the VantageScore 4.0 model on tens of millions of loans acquired beginning in April 2013, the earliest point at which trended consumer credit data is reliably available across the three nationwide consumer reporting agencies. This release will provide market participants the ability to better analyze and understand the VantageScore 4.0 model.
+
+## Resources
+
+---
+
+**Public Engagement Process for Implementation of Credit Score Requirements**
+
+News Release: [FHFA Announces Release of Historical Credit Scores by the Enterprises](/news/news-release/fhfa-announces-release-of-historical-vantagescore-4.0-credit-scores-by-the-enterprises) (7/11/2024)
+
+News Release: [FHFA Announces Key Updates for Implementation of Enterprise Credit Score Requirements](/news/news-release/fhfa-announces-key-updates-for-implementation-of-enterprise-credit-score-requirements) (2/29/2024)
+
+News Release: [FHFA Announces Next Phase of Public Engagement Process for Updated Credit Score Requirements](/news/news-release/fhfa-announces-next-phase-of-public-engagement-process-for-updated-credit-score-requirements) (9/11/2023)
+
+News Release: [FHFA Announces Public Engagement Process for Implementation of Updated Credit Score Requirements](/news/news-release/fhfa-announces-public-engagement-process-for-implementation-of-updated-credit-score-requirements) (3/23/2023)
+
+**Validation of FICO 10T and VantageScore 4.0​**
+
+News Release: [FHFA Announces Validation of FICO 10T and VantageScore 4.0 for Use by Fannie Mae and Freddie Mac](/news/news-release/fhfa-announces-validation-of-fico-10t-and-vantagescore-4.0-for-use-by-fannie-mae-and-freddie-mac)*(10/24/2022)*
+
+Fact Sheet: [FHFA Announcement of Credit Score Models](/sites/default/files/2024-02/CS-Fact-Sheet-2022.pdf)*(10/24/2022)*
+
+**Validation of Classic FICO​**
+
+News Release: [FHFA Announces Validation of Classic FICO by Fannie Mae and Freddie Mac](/news/news-release/fhfa-announces-validation-of-classic-fico-for-use-by-fannie-mae-and-freddie-mac)*(11/10/2020)*
+
+**Joint Credit Score Solicitation**
+
+News Release: [Fannie Mae and Freddie Mac Publish Joint Enterprise Credit Score Solicitation](/news/news-release/fannie-mae-and-freddie-mac-publish-joint-enterprise-credit-score-solicitation)*(2/18/2020)*
+
+[Fannie Mae Credit Score Solicitation](http://singlefamily.fanniemae.com/originating-underwriting/credit-score-models)*(2/18/2020)*
+
+Freddie Mac Credit Score Solicitation​*(2/28/2020)*
+
+**Final Rule Resources**
+
+News Release: [FHFA Publishes Final Rule on Credit Score Models](/news/news-release/fhfa-publishes-final-rule-on-credit-score-models)*(8/13/2019)*
+
+Final Rule: [Validation and Approval of Credit Score Models](/regulation/federal-register/proposed-rulemaking/validation-and-approval-of-credit-score-models) *(8/13/2019)*
+
+Fact Sheet: [Validation and Approval of Credit Score Models - Final Rule](/sites/default/files/2023-03/validation-and-approval-of-credit-score-models-final-rule.pdf) *(8/13/2019)*
+
+**Proposed Rule Resources**
+
+Webinar Recording: [Validation and Approval of Credit Score Models Proposed Rule](https://youtu.be/2NbOt58V_vI)*(1/9/2019)*
+
+Webinar Transcript: [Validation and Approval of Credit Score Models Proposed Rule](/sites/default/files/2023-05/192019_Webinar-FHFA-validation-transcript.pdf) *(1/9/2019)*
+
+Webinar Slide Presentation: [Validation and Approval of Credit Score Models Proposed Rule](/sites/default/files/2023-05/CS-validation-and-approval-prop-rule-webinar-PPT.pdf) *(1/9/2019)*
+
+Proposed Rule: [Validation and Approval of Credit Score Models by the Enterprises](/news/fact-sheet/validation-and-approval-of-credit-score-models-by-the-enterprises)*(12/13/2018)*
+
+News Release: [FHFA Issues Proposed Rule on Validation and Approval of Credit Score Models](/news/news-release/fhfa-issues-proposed-rule-on-validation-and-approval-of-credit-score-models)*(12/13/2018)*
+
+FHFA Fact Sheet:[*Validation and Approval of Credit Score Models by the Enterprises*](/sites/default/files/2023-03/validation-and-approval-of-credit-score-models-by-the-enterprises-fact-sheet.pdf)*(12/13/2018)*
+
+**Decision to Shift Focus to Implementation of the Act**
+
+News Release: [FHFA Announces Decision to Stop Credit Score Initiative](/news/news-release/fhfa-announces-decision-to-stop-credit-score-initiative)*(7/23/2018)*
+
+Infographic: [Mortgage Industry Use of Credit Scores](/sites/default/files/2024-03/Credit-Scores-Flowchart.pdf)*(7/23/2018)*
+
+**Request for Input**
+
+News Release: [FHFA Extends Deadline to March 30 for Request for Input on Fannie Mae and Freddie Mac Credit Score Requirements](/news/news-release/fhfa-extends-deadline-to-march-30-for-request-for-input-on-fannie-mae-and-freddie-mac-credit-score) *(2/2/2018)*
+
+*FHFA Insights Blog:*[*FHFA Needs Your Feedback on Credit Score Requirements*](/blog/insights/fhfa-needs-your-feedback-on-credit-score-requirements)*(1/18/2018)*
+
+News Release: [FHFA Issues Request for Input on Fannie Mae and Freddie Mac Credit Score Requirement](/news/news-release/fhfa-issues-request-for-input-on-fannie-mae-and-freddie-mac-credit-score-requirements)*(12/20/2017)*
+
+[View Request for Input](/sites/default/files/2023-05/CreditScore_RFI-2017.pdf) (Input was due March 30, 2018)
+
+[View Input Submitted](/public-input/2022-dts-affordable-housing-preservation) (Select *Credit Score*in the pull down)​​
+
+
+
+---
+
+[[1]](#ftnref1) Sec. 310 of the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018. This process is also governed by the Validation and Approval of Credit Score Models Rule (12 CFR Part 1254).
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/2536","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Dashboards___FHFA_1pqohj.md

@@ -0,0 +1,327 @@
+---
+source_url: "https://www.fhfa.gov/data/dashboard"
+date_accessed: "2026-01-27T17:54:20.540Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [FHFA Data](/data)
+ - Dashboards
+
+ 
+
+ # Dashboards
+
+ - ## Conforming Loan Limit Values Map
+
+ Fannie Mae and Freddie Mac are restricted by law to purchasing single-family mortgages with origination balances below a specific amount, known as the “conforming loan limit” (CLL) value. The CLL values are set by FHFA on an annual basis and vary geographically, using guidelines specified in the Housing and Economic Recovery Act of 2008 (HERA) and as modified in subsequent legislation. This map shows Fannie Mae and Freddie Mac single-family maximum allowable mortgage origination balances by county.
+
+ [View More](/data/dashboard/conforming-loan-limit-values-map)
+
+ - ## Duty to Serve 2022-2024 All Rural Tracts Map
+
+ The Duty to Serve (DTS) All Rural Tracts Map shows the census tracts that are considered rural areas or non-rural areas for DTS purposes. Users can select a state to view the underlying Census tracts that meet the DTS rural definition.
+
+ [View More](/data/dashboard/dts/all-rural-tracts-map/2023)
+
+ - ## Duty to Serve 2022-2024 High-Needs Counties with Rural Tracts Map
+
+ The Duty to Serve High-Needs Counties with Rural Tracts Map is an interactive map that highlights counties where census tracts that are categorized as Duty to Serve High-Needs Rural Regions are located. These include Persistent Poverty Counties, Middle Appalachia, Lower Mississippi Delta, and Colonias. Interacting with any county on the map allows users to view a map of census tracts within the county, and whether the tracts are classified as Duty to Serve Rural or Not Duty to Serve Rural. Effective July 1, 2023, [**amendments to the Duty to Serve regulation**](/regulation/federal-register/final-rule/enterprise-duty-to-serve-underserved-markets-colonia-census-tract-amendments) modify the definition of "rural area" to include all "colonia census tracts" that would not otherwise satisfy the definition.
+
+ [View More](/data/dashboard/dts/high-needs-counties-and-rural-tracts-map/2022-2024)
+
+ - ## Duty to Serve Single-Family Dashboard
+
+ The Duty to Serve Single-Family Dashboard is an interactive map that looks at the share of Enterprise single-family loans located in Duty to Serve Manufactured Housing, Rural, and High-needs Rural areas at the state and county levels.
+
+ [View More](/data/dashboard/dts/single-family/2024)
+
+ - ## FHFA HPI® Calculator
+
+ The FHFA House Price Calculator estimates what a given house purchased at a point in time would be worth today if it appreciated at the average appreciation rate of all homes in the area.
+
+ [View More](/house-price-index?tab=hpi-calculator)
+
+ - ## FHFA HPI® Four-Quarter Appreciation Map
+
+ A map displaying four-quarter (year-over-year) house price appreciation rates at the national, state, and MSA level. It is based on the purchase-only, seasonally adjusted index using prices from sales transactions of mortgage data obtained from the Enterprises.
+
+ [View More](/data/dashboard/fhfa-hpi-four-quarter-appreciations)
+
+ - ## FHFA HPI® Top 100 Metro Area Rankings
+
+ The FHFA HPI® is the nation’s only public, freely available index that measures changes in single-family house prices based on data covering all 50 states and over 400 American cities. Extending back to the mid-1970s, the HPIs are built on tens of millions of home sales and offer insights about house price fluctuations at national, census division, state, metro area, county, ZIP code, and census tract levels.
+
+ [View More](/data/dashboard/fhfa-hpi-top-100-metro-area-rankings)
+
+ - ## National Mortgage Database (NMDB®) Outstanding Residential Mortgage Statistics Dashboard
+
+ Interactive data visualization tool for displaying the data published in the Outstanding Residential Mortgage Statistics data series of the NMDB Aggregate Statistics. Users can interactively create, analyze, and export custom charts and data tables.
+
+ [View More](/data/dashboard/nmdb-aggregate-statistics)
+
+ - ## Mortgage Loan and Natural Disaster Dashboard
+
+ FHFA’s interactive Mortgage Loan and Natural Disaster Dashboard maps data from FHFA’s PUDB reports on single-family and multifamily acquisitions for the regulated entities, FEMA’s National Risk Index (NRI), and FHFA’s Duty to Serve 2023 High-Needs rural areas.
+
+ [View More](/data/dashboard/mortgage-loan-and-natural-disaster)
+
+ - ## ​UAD Aggregate Statistics Top 100 Metro Areas Dashboard
+
+ An interactive list ranking the 100 largest metropolitan areas by annual and quarterly change in median appraised value.
+
+ [View More](/data/dashboard/uad-aggregate-statistics-top-100-metro-areas-dashboard)
+
+ - ## Borrower Assistance Map
+
+ Borrower Assistance Map provides data on the performance of the Enterprises’ single-family loans and the level of assistance being provided to distressed borrowers including home retention and foreclosure alternative actions by state.
+
+ [View More](/data/dashboard/borrower-assistance-map)
+
+ - ## Duty to Serve High-Needs Counties Map
+
+ The Duty to Serve High-Needs Counties Map is an interactive map that highlights counties where census tracts that are categorized as Duty to Serv High-Needs Rural Regions are located. These include Persistent Poverty Counties, Middle Appalachia, Lower Mississippi Delta, and Colonias. Effective July 1, 2023, [**amendments to the Duty to Serve regulation**](/regulation/federal-register/final-rule/enterprise-duty-to-serve-underserved-markets-colonia-census-tract-amendments) modify the definition of "rural area" to include all "colonia census tracts" that would not otherwise satisfy the definition.
+
+ [View More](/data/dashboard/dts/high-needs-counties-map/2025)
+
+ - ## Duty to Serve Multifamily Dashboard
+
+ The Duty to Serve Multifamily Dashboard is an interactive map that looks at the number of multifamily units supported by Enterprise loans and investments that meet DTS income requirements for multifamily objectives in the Affordable Housing Preservation, Manufactured Housing, and Rural Housing markets.
+
+ [View More](/data/dashboard/dts/multifamily/2024)
+
+ - ## Enterprise Multifamily Public Use Database (MF PUDB) Aggregate Statistics Dashboard
+
+ Interactive data visualization tools for displaying the data published in the MF PUDB. The Aggregate Statistics in the Dashboard are created from the three Multifamily PUDB datasets. Users can interactively create, analyze, and export custom charts and data tables. The Dashboard provides users a way to generate statistics derived from the MF PUDB files without the need to download PUDB data files and import them into statistical software for further analysis.
+
+ [View More](/data/dashboard/enterprise-multifamily-public-use-database)
+
+ - ## Enterprise Single-Family Public Use Database Dashboard
+
+ The Enterprise Single-Family Public Use Database (PUDB) Dashboard provides users an interactive way to generate and visualize Enterprise PUDB data from single-family mortgages that Fannie Mae and Freddie Mac acquire.
+
+ [View More](/data/dashboard/enterprise-single-family-public-use-database)
+
+ - ## FHFA HPI® County Map
+
+ A map displaying annual house price appreciation rates at the county level. Based on a developmental all-transactions index. Indexes are constructed on a yearly basis to provide data for very small geographic areas. Minor adjustments were made to produce more localized measures.
+
+ [View More](/data/dashboard/fhfa-hpi-county-map)
+
+ - ## FHFA HPI® Summary Table
+
+ A summary data table of state, city, and census division indexes for the most current period. It is based on the purchase-only, seasonally adjusted index using prices from sales transactions of mortgage data obtained from the Enterprises.
+
+ [View More](/house-price-index?tab=HPI%20Summary%20Table)
+
+ - ## FHFA HPI® ZIP5 Map
+
+ A map displaying annual house price appreciation rates at the five-digit ZIP code level. Based on a developmental all-transactions index. Indexes are constructed on a yearly basis to provide data for very small geographic areas. Minor adjustments were made to produce more localized measures.
+
+ [View More](/data/dashboard/fhfa-hpi-zip5-map)
+
+ - ## National Mortgage Database (NMDB®) Residential Mortgage Performance Statistics Dashboard
+
+ Interactive data visualization tool for displaying the data published in the Residential Mortgage Performance Statistics data series of the NMDB Aggregate Statistics. Users can interactively create, analyze, and export custom charts and data tables.
+
+ [View More](/data/dashboard/nmdb-residential-mortgage-performance-statistics)
+
+ - ## Uniform Appraisal Dataset (UAD) Aggregate Statistics Dashboards
+
+ The UAD Aggregate Statistics Dashboards are the visual front end of the [UAD Aggregate Statistics](/data/uad) Data File. The Dashboards are designed to provide easy access to customized maps and charts for all levels of users. Through the Dashboards, users may access a broad set of data points and trends found in appraisal reports, and group appraisal statistics by property, site and neighborhood characteristics, and geographic levels (national, state plus the District of Columbia and Puerto Rico, Metropolitan Statistical Areas (MSAs) or Metropolitan Divisions, county, and tract).
+
+ [View More](/data/dashboard/uad-aggregate-statistics-dashboard-portal)
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/13751","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Data_Governance_Resources___FHFA_wjuies.md

@@ -0,0 +1,229 @@
+---
+source_url: "https://www.fhfa.gov/data/data-governance-resources"
+date_accessed: "2026-01-27T17:54:20.574Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [FHFA Data](/data)
+ - Data Governance Resources
+
+ 
+
+ # Data Governance Resources
+
+ Contact FHFA regarding [Data and Research](/contact/data-and-research) or with [general questions or feedback](/contact/general).
+
+## [FHFA Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+
+The Information Resources Management (IRM) Strategic Plan provides direction, organizational alignment, and prioritization for key information technology and data initiatives. The IRM Plan incorporates an Open Data Plan as a key component of the broader strategy.
+
+## [FHFA Data Governance Committee](/sites/default/files/2024-01/FHFA-Data-Governance-Committee-Charter_09162022.pdf)
+
+The committee is chaired by the Chief Data Officer and helps ensure the Agency makes strategic and tactical decisions concerning data governance and lifecycle data management in a collaborative and informed manner.
+
+## [Artificial Intelligence Use Cases](/data/artificial-intelligence-use-case-inventory)
+
+FHFA compiled a list of Artificial Intelligence use cases for the purposes of “Promoting the Use of Trustworthy Artificial Intelligence in the Federal Government.”
+
+## [Information Quality](/about/information-quality)
+
+Information Quality Guidelines have been prepared to ensure and maximize the quality, objectivity, utility and integrity of information disseminated by FHFA.
+
+
+
+*Page last updated: August 18, 2025*
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/27411","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Deemed_Issuance_Ratio___FHFA_vceirf.md

@@ -0,0 +1,219 @@
+---
+source_url: "https://www.fhfa.gov/policy/deemed-issuance-ratio"
+date_accessed: "2026-01-27T17:54:20.428Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ Policy
+
+ # Deemed-Issuance Ratio
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Policy](/policy)
+ - Deemed-Issuance Ratio
+
+ 
+
+ The Federal Housing Finance Agency (FHFA) [announced](/news/news-release/fhfa-announces-deemed-issuance-ratio-for-2019) the first deemed-issuance ratio (for the 2019 calendar year) in accordance with Internal Revenue Service (IRS) guidelines on the trading of the Uniform Mortgage-Backed Security on December 6, 2018. IRS [Revenue Procedure 2018-54](https://www.irs.gov/pub/irs-drop/rp-18-54.pdf) calls for FHFA to determine a deemed-issuance ratio for each calendar year based on the ratio of TBA-eligible securities issued by Fannie Mae and Freddie Mac during the 24-month period ending October 31 of the preceding year.
+
+On December 9, 2025, FHFA [an​nounced](/news/news-release/federal-housing-finance-agency-announces-deemed-issuance-ratio-for-2026) ​the deemed-issuance ratio for the 2026 calendar year.
+
+IRS [***Revenue Procedure 2018-54***](https://www.irs.gov/pub/irs-drop/rp-18-54.pdf) provides that the ratio may be rounded as long as the rounded ratio is further from 50/50 than the actual observed data. Therefore, the deemed-issuance ratio for the 2026 calendar year is 52 percent Freddie Mac and 48 percent Fannie Mae.
+
+FHFA announces this ratio annually at least three weeks prior to the affected calendar year and will update this table accordingly.
+
+**Year** Enterprise TBA-eligible securities issued during 24 months ending on October 31 of previous calendar year (billions) Deemed-Issuance Ratio (percent) 2026 ​Fannie Mae​ $633.081 48 2026 ​Freddie Mac​ $682.513 52 ​2025 ​Fannie Mae​ $626.616 51 ​2025 ​Freddie Mac​ $614.837 ​49 ​2024 ​Fannie Mae​ ​​$1,065.854 53 ​2024 ​Freddie Mac​ $957.202​ ​47 ​2023 ​Fannie Mae​ ​​$2,171.306 53 ​2023 ​Freddie Mac​ ​$1,939.425​ ​47 ​2022 ​Fannie Mae​ ​​$2,562.654 56​ ​2022 ​Freddie Mac​ ​$2,134.823​ ​44 ​2021 ​Fannie Mae ​$1,637.579 ​60 ​2021 ​Freddie Mac ​$1,232.936 ​40 ​2020 ​Fannie Mae ​$947.251 ​60 ​2020 ​Freddie Mac ​​$686.309 ​40 2019 Fannie Mae $940.344 60 2019 Freddie Mac $650.411 40
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/2541","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Do_Business_with_Us___FHFA_7m63c.md

@@ -0,0 +1,312 @@
+---
+source_url: "https://www.fhfa.gov/about/do-business-with-us"
+date_accessed: "2026-01-27T17:54:20.286Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [​FHFA AT-A-GLANCE](/about)
+ - Do Business With Us
+
+ 
+
+ # Do Business with Us
+
+ Welcome to FHFA Contracting Operations. We are pleased you are interested in doing business with us. It is especially important to understand how FHFA contracting works because FHFA is structured differently than many other federal agencies. FHFA's contracting program deals daily with the diverse needs and specialized requirements of both our mission divisions and partnering offices. We are responsible for procuring all goods and services, including information technology, required by FHFA, so we need a lot of good businesses to help us meet all those needs.
+
+[FY2026 Projected New Competitive Procurement Opportunities [PDF]](/document/fy26-forecast.pdf)
+
+## How is FHFA Acquisition Different?
+
+FHFA's funding is non-appropriated, which means our budget resources are not provided by Congress. Instead, our funding comes from the entities we regulate. Consequently, FHFA is not subject to the Federal Acquisition Regulation (known as FAR).
+
+While subject to many of the same procurement laws as other government agencies, FHFA also works under separate and unique laws and has established its own contracting policies and procedures for procuring its goods and services. FHFA's contracting policies and procedures are a unique blend of the best of FAR and best practices from the private sector, which allows us to be more flexible in meeting the agency 's mission.
+
+## What to Do if You Want to Do Business with FHFA
+
+***Registering your business is the first and most critical step.***
+
+To be included for consideration on solicitation distribution mailing lists for contracts in your business area, you should register in the following places:
+
+- **System for Award Management (SAM)**- This is the primary registrant database for the federal government. Generally, FHFA only awards contracts to businesses registered in SAM. The SAM website gives detailed instructions and helps answer your questions.
+- [www.sam.gov/content/home](https://sam.gov/content/home)
+- **Contract Opportunities on SAM.gov**- Almost all federal government solicitations that must be publicly advertised are advertised on this site.
+- [https://sam.gov/content/opportunities](https://sam.gov/content/opportunities)
+- **FHFA Doing Business With Us Form**- Complete and submit FHFA’s [Doing Business with Us Form](/contact/business)*,*including all the required fields. FHFA Contracting Officers consult these entries when developing source list.
+## ​​FHFA's Acquisition Process and Methods
+
+FHFA uses a "soup-to-nuts" approach to acquisition.
+
+A contracting officer maintains control and responsibility from identification of the need through contract administration and closeout.
+
+The basic phases of the contracting process include:
+
+- ***Presolicitation***—Identifying the requirement, performing market research, preparing the statement of work and solicitation.
+- ***Solicitation***—Identifying prospective offerors, issuing the solicitation, and receiving proposals or quotes.
+- ***Evaluation***—Evaluating the responsive technical and price proposals or quotes submitted by offerors or vendors.
+- ***Award***—Making the best value decision for the award, obtaining approvals, and executing the contract with the successful offeror. This stage also includes notifying the unsuccessful offerors and conducting debriefings, as appropriate.
+## Contract Administration
+
+FHFA's administration of the contract follows for the life of the contract and includes:
+
+- performance monitoring
+- executing modifications
+- handling claims
+- inspection and acceptance of the goods or services
+- invoice processing and payment
+- closeout
+## Contractors and Subcontractors
+
+Eligible firms interested in providing goods or services to FHFA may respond to our solicitations. Your goal should be to offer the best possible technical and price solution for our requirement.
+
+This includes forming the most attractive team to perform under the contract. In cases where a firm may need to supplement its technical expertise, subcontracting or teaming arrangements may be the solution.
+
+## Acquisition Thresholds
+
+Contracts and purchase orders are definitive contracting mechanisms that define specific performance periods, prices, and terms. Contracts typically are for larger acquisitions greater than $350,000, and purchase orders are usually for smaller amounts.
+
+- ### Acquisitions $15,000 and Less
+
+- When a requirement is $15,000 or less, competitive pricing is not required. Awards may be made directly using the FHFA purchase card.
+- FHFA prefers this method for acquiring low-cost goods and administrative services because it is efficient, cost effective, and saves money.
+- ### Acquisitions $350,000 and Less
+
+- FHFA uses simplified acquisition procedures for contracting requirements that are not complex in nature and are $350,000 or less.
+- We may make telephone calls or issue written requests for quotes from generally a minimum of three firms. Award documents are typically commercial (short form) contracts.
+- ### Contracts Greater than $350,000
+
+- FHFA uses more formal contracting procedures for requirements that are complex and greater than $350,000. We issue formal solicitations and award contracts for these requirements.
+- We generally solicit a minimum of three firms. Award decisions are generally based on a best-value basis to responsible firms.
+- ### Noncompetitive Acquisition
+
+- If FHFA determines only one firm can provide the goods or services required, we use noncompetitive contracting procedures following the Competition in Contracting Act of 1984.
+- Unique situations may and do arise in which competitive acquisition is not possible. These generally involve urgent or specialized requirements.
+## Contracting on a Best-Value Basis
+
+A strict lowest price decision, which is often the sole deciding factor in much of private sector contracting, does not always meet FHFA's needs. Overall, the procurement process takes advantage of a competitive and commercial marketplace that offers the best value to FHFA. Best-value decisions are based on business judgments, considering factors such as capability, past performance, and price.
+
+### Contract Types
+
+FHFA primarily uses firm-fixed-price contracts and time-and-materials contracts (T&M), or labor hours contracts (level of effort).
+
+- **Fixed-Price Contracts**- In a firm-fixed-price contract, the price is established in the contract. The contractor is either paid for successfully performing the work or paid a fixed-unit price for the quantity ordered to determine the final price for successful performance.
+- **Level-of-Effort Contracts**- T&M and labor-hour contracts compensate the contractor based on hours worked and accepted by FHFA. T&M contracts also reimburse the contractor for material costs.
+## Other Acquisition Methods
+
+In addition to individual contract awards, FHFA primarily uses the following methods to procure goods and services:
+
+### Blanket Purchase Agreements
+
+FHFA establishes blanket purchase agreements as a simplified method of filling anticipated repetitive needs for goods and services at a later date or on an ongoing basis.
+
+### Other Types of Contracts and Purchase Orders
+
+We often use the General Services Administration 's (GSA) Federal Supply Schedules and Governmentwide Acquisition Contracts (GWACs), including NASA's Solutions for Enterprise-Wide Procurement to place orders for goods and services directly with contractors.
+
+The majority of our requirements are competed using GSA schedules and competitive GWACs  because these are streamlined instruments including price lists and pre-negotiated terms.
+
+These instruments help meet our contracting needs because they are more efficient and include a diverse mix of firms including small businesses and other special category firms.
+
+Firms that are interested in doing significant business with FHFA should learn more about GSA schedules and GWACs.​
+
+## For More Information
+
+- [FHFA's Acquisition Policy - June 27, 2011 [PDF]](/sites/default/files/2023-02/FHFA_Policy_503_Acquisition%20Policy_062711_N508.pdf)
+- [SAM.gov Web Page​​​​​](https://sam.gov/content/home)
+
+
+*Last updated: October 30, 2025*
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/731","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Dodd_Frank_Act_Stress_Tests__DFAST____FHFA_v902m.md

@@ -0,0 +1,266 @@
+---
+source_url: "https://www.fhfa.gov/supervision/dodd-frank-act-stress-tests"
+date_accessed: "2026-01-27T17:54:20.350Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ # Dodd-Frank Act Stress Tests (DFAST)
+
+ Dodd-Frank Act stress testing is a forward-looking exercise that assesses the impact on capital levels that would result from immediate financial shocks and nine quarters of severely adverse economic conditions. FHFA requires Fannie Mae and Freddie Mac to submit the results of stress tests based on two scenarios: a Baseline scenario and a Severely Adverse scenario. FHFA aligned the stress test scenario variables and assumptions with those used by the Board of Governors of the Federal Reserve System in its annual Dodd-Frank Act stress tests. As of March 2020, according to the [Stress Testing of Regulated Entities Final Rule](/regulation/federal-register/final-rule/stress-testing-of-regulated-entities-0), the Federal Home Loan Banks are no longer required to conduct Dodd-Frank Act stress tests. As a prudential matter, FHFA expects the FHLBanks to continue to perform other stress tests (addressing market, credit, liquidity, and model risks) as outlined in FHFA's regulations and guidance.
+
+In 2014 FHFA began requiring its regulated entities to conduct stress tests pursuant to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act). As amended by Section 401 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA), the Dodd-Frank Act requires certain financial companies with total consolidated assets of more than $250 billion, and which are regulated by a primary federal financial regulatory agency, to conduct periodic stress tests to determine whether the companies have sufficient capital to absorb losses and support operations during adverse economic conditions.
+
+### DFAST Reporting Cycles
+
+[2025 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2025)
+
+[2024 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2024)
+
+[2023 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2023)
+
+[2022 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2022)
+
+[2021 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2021)
+
+[2020 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2020)
+
+[2019 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2019)
+
+[2018 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2018)
+
+[2017 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2017)
+
+[2016 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2016)
+
+[2015 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2015)
+
+[2014 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2014)​
+
+[2013 DFAST Reporting Cycle](/supervision/legal-documents/fhfa-orders/stress-testing-orders#2013)
+
+**News Releases**
+
+[FHFA Announces Results of Fannie Mae and Freddie Mac Dodd-Frank Stress Tests (8/10/2023)](/news/news-release/fhfa-announces-results-of-fannie-mae-and-freddie-mac-dodd-frank-act-stress-tests)  
+[FHFA Announces Results of Fannie Mae and Freddie Mac Dodd-Frank Stress Tests (8/11/2022)](/news/news-release/fhfa-announces-results-of-fannie-mae-and-freddie-mac-dodd-frank-act-stress-tests-8112022)  
+[FHFA Announces Results of Fannie Mae and Freddie Mac Dodd-Frank Stress Tests (8/13/2021)](/news/news-release/fhfa-announces-results-of-fannie-mae-and-freddie-mac-dodd-frank-act-stress-tests-august-2021)  
+[FHFA Announces Results of Fannie Mae and Freddie Mac Dodd-Frank Act Stress Tests (8/15/2019)](/news/news-release/fhfa-announces-results-of-fannie-mae-and-freddie-mac-dodd-frank-act-stress-tests-1)  
+[FHFA Announces Results of Fannie Mae and Freddie Mac Dodd-Frank Act Stress Tests (8/7/2018)](/news/news-release/fhfa-announces-results-of-fannie-mae-and-freddie-mac-dodd-frank-act-stress-tests-0)​  
+[FHFA Announces Results of Fannie Mae and Freddie Mac Dodd-Frank Act Stress Tests (8/7/2017)](/news/news-release/fhfa-announces-results-fannie-mae-and-freddie-mac-dodd-frank-act-stress-tests-2017)​  
+[FHFA Announces Results of Fannie Mae and Freddie Mac Dodd-Frank Stress Tests (8/8/2016)](/fhfa-announces-results-fannie-mae-and-freddie-mac-dodd-frank-act-stress-tests-2016)  
+[FHFA Announces Results of Fannie Mae and Freddie Mac Dodd-Frank Stress Tests (4/30/2015)](/fhfa-announces-results-fannie-mae-and-freddie-mac-dodd-frank-stress-tests-2015)  
+[FHFA Announces Results of Fannie Mae and Freddie Mac Stress Tests (4/30/2014)](/news/news-release/fhfa-announces-results-of-fannie-mae-and-freddie-mac-stress-tests)  
+[FHFA Issues Scenarios and Guidance to Fannie Mae, Freddie Mac and the FHLBanks Regarding Annual Dodd-Frank Stress Tests (12/17/2013)](/news/news-release/fhfa-issues-scenarios-and-guidance-to-fannie-mae-freddie-mac-and-the-fhlbanks-regarding-annual-dodd)
+
+**Stress Testing Reports/Results**  
+[All Fannie Mae and Freddie Mac Stress Testing Reports](/reports/stress-tests-report)
+
+**Stress Testing - Rulemaking**  
+[All Stress Testing Rulemaking Pages and Documents](/regulation/federal-register)
+
+**Testimony**  
+[An Update from the Federal Housing Finance Agency on Oversight of Fannie Mae, Freddie Mac and the Federal Home Loan Banks (4/18/2013)](/news/testimony/an-update-from-the-federal-housing-finance-agency-on-oversight-of-fannie-mae-freddie-mac-and-the)
+
+**Other**
+
+[DFAST Frequently Asked Questions (FAQs) (8/15/2019)](/sites/default/files/2023-03/2018_dfast_severely-adverse-scenario_faqs.pdf)   
+[Annual Report to Congress – 2018 (6/15/2019)](/reports/annual-report-to-congress/2018)  
+[Annual Report to Congress – 2017 (6/15/2018)](/reports/annual-report-to-congress/2017)  
+[Annual Report to Congress – 2016 (6/15/2017)](/reports/annual-report-to-congress/2016)  
+[Annual Report to Congress – 2015 (6/15/2016)](/reports/annual-report-to-congress/2015)  
+[Annual Report to Congress – 2014 (6/15/2015)](/reports/annual-report-to-congress/2014)
+
+
+
+*Page Updated: 3/4/2025​​​​​*​​
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/1061","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Duty_to_Serve_Performance_Data___FHFA_tdui4f.md

@@ -0,0 +1,239 @@
+---
+source_url: "https://www.fhfa.gov/data/duty-to-serve/performance-data"
+date_accessed: "2026-01-27T17:54:20.568Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [FHFA Data](/data)
+ - Duty To Serve Performance Data
+
+ 
+
+ # Duty to Serve Performance Data
+
+ The [Duty to Serve Program](/programs/duty-to-serve) awards Duty to Serve credit for [eligible activities](/data/duty-to-serve/eligibility-data) that address the housing needs of very low-, low-, and moderate income families with incomes no greater than 100 percent of the area median income. This page shows acquisition and performance information for loans that are in Duty to Serve eligible areas or markets.
+
+### Duty to Serve Single-Family Dashboard
+
+The Duty to Serve Single-Family Dashboard shows the share of Enterprise loans that meet DTS income requirements for Manufactured Housing and in High-needs Rural Regions. The dashboard also shows the share of all Enterprise loans in DTS Rural areas.
+
+### Duty to Serve Multifamily Dashboard
+
+The Duty to Serve Multifamily Dashboard shows the share of multifamily units supported by Enterprise loans that meet DTS income requirements for Multifamily objectives in the Affordable Housing Preservation, Manufactured Housing, and Rural markets for both Fannie Mae and Freddie Mac. The dashboard also shows the share of properties under each objective that are in Rural Areas, High-Needs Rural Regions, Areas of Concentrated Poverty, and High Opportunity Areas.
+
+ ## Interactive Maps
+
+ - ## DTS Single-Family Dashboard
+
+ The Duty to Serve Single-Family Dashboard is an interactive map that looks at the share of Enterprise single-family loans located in Duty to Serve Manufactured Housing, Rural, and High-needs Rural areas at the state and county levels.
+
+Prior year information can be viewed by selecting the year of interest in the dashboard.
+
+- [2024 DTS Single-Family Dashboard](/data/dashboard/dts/single-family/2024)
+- [2024 DTS Single-Family Dashboard Data [ZIP]](/document/dts_2024_sf_dashboard.zip)
+
+ - ## DTS Multifamily Dashboard
+
+ The Duty to Serve Multifamily Dashboard is an interactive map that looks at the number of multifamily units supported by Enterprise loans and investments that meet DTS income requirements for multifamily objectives in the Affordable Housing Preservation, Manufactured Housing, and Rural Housing markets.
+
+Prior year information can be viewed by selecting the year of interest in the dashboard.
+
+- [2024 DTS Multifamily Dashboard](/data/dashboard/dts/multifamily/2024)
+- [2024 DTS Multifamily Dashboard Data [ZIP]](/document/dts_2024_mf_dashboard.zip)
+
+ *Page Updated: 8/18​/2025*
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/16976","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"ajaxTrustedUrl":{"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })(); 

Public_Use_Database___FHFA/links/_.md/Enterprise_Non_Performing_Loan_Sales_Report___U_S__nc08ju.md

@@ -0,0 +1,213 @@
+---
+source_url: "https://www.fhfa.gov/reports/enterprise-non-performing-loan-sales-report"
+date_accessed: "2026-01-27T17:54:20.432Z"
+---
+
+> *[Iframe content not accessible: https://www.googletagmanager.com/ns.html?id=GTM-P4TN8LD2]*   [Skip to main content](#main-content) ![image](/themes/custom/fhfa/assets/uswds/images/us_flag_small.png)
+
+ An official website of the United States government
+
+ Here's how you know
+
+ Here's how you know
+
+ ![Dot gov](/themes/custom/fhfa/assets/uswds/images/icon-dot-gov.svg) **Official websites use .gov**   
+ A **.gov** website belongs to an official government organization in the United States.
+
+ ![Https](/themes/custom/fhfa/assets/uswds/images/icon-https.svg) **Secure .gov websites use HTTPS**   
+ A **lock** ( Lock  Locked padlock  ) or **https://** means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.
+
+ 
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ![close](/themes/custom/fhfa/assets/uswds/images/usa-icons/close.svg)  Search site content.  Search  ![Search](/themes/custom/fhfa/assets/uswds/images/usa-icons-bg/search--white.svg)  - About  About FHFA
+
+ - [Mission & Core Values](/about)
+ - [Leadership](/about/leadership/william-j-pulte)
+ - [Conservatorship](/conservatorship)
+ - [FHFA Policies](/about/fhfa-policies)
+ - [Budget, Finances, and Performance](/about/budget-finances-and-performance)
+ - [FOIA & Privacy](/about/foia-privacy)
+ - [Information Quality](/about/information-quality)
+ - [Do Business with Us](/about/do-business-with-us)
+ - [Ombudsman](/about/ombudsman)
+ - [Equal Employment Opportunity](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Careers](/about/careers)
+ - [Contact Us](/contact)
+
+ Supervision & Regulation
+
+ - [Advisory Bulletins](/advisory-bulletin)
+ - [Dodd-Frank Act Stress Tests (DFAST)](/supervision/dodd-frank-act-stress-tests)
+ - [​Examiner Resources](/supervision/examiner-resources)
+ - [Fannie Mae & Freddie Mac](/supervision/fannie-mae-and-freddie-mac)
+ - [Federal Home Loan Bank System](/supervision/federal-home-loan-bank-system)
+ - [Legal Documents & Suspensions](/supervision/legal-documents)
+ - [LIBOR Transition](/supervision/libor-transition)
+ - [Rulemaking and Federal Register](/regulation/rulemaking)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Policy & Programs  [Policy](/policy)
+
+ - [Affordable Housing Allocations](/policy/enterprise-affordable-housing-allocations)
+ - [Common Securitization Platform](/policy/single-security-initiative-and-common-securitization-platform)
+ - [Credit Risk Transfer](/policy/credit-risk-transfer)
+ - [Credit Scores](/policy/credit-scores)
+ - [Deemed-Issuance Ratio](/policy/deemed-issuance-ratio)
+ - [Executive Compensation](/policy/executive-compensation)
+ - [Guarantee Fees](/policy/guarantee-fees)
+ - [Language Access](/policy/language-access)
+ - [Mortgage Servicing](/policy/mortgage-servicing)
+ - [Multifamily Businesses](/policy/enterprise-multifamily-businesses)
+ - [Non-Performing and Re-Performing Loan Sales](/policy/non-performing-re-performing-loan-sales)
+ - [Pilot Transparency](/policy/pilot-transparency)
+ - [Private Mortgage Insurer Eligibility Requirements](/policy/pmiers)
+ - [Representation and Warranty Framework](/policy/representation-and-warranty-framework)
+
+ [Programs](/programs)
+
+ - [Affordable Housing & Community Investment](/programs/affordable-housing)
+ - [Duty to Serve](/programs/duty-to-serve)
+ - [Enterprise Housing Goals](/programs/enterprise-affordable-housing-goals)
+ - [Financial Technology](/programs/fintech)
+ - [Fraud Prevention](/programs/fraud-prevention)
+ - [Housing Finance Examiner Commission Program](/programs/housing-finance-examiner-commission)
+ - [Loss Mitigation](/programs/loss-mitigation)
+ - [National Mortgage Database](/programs/nmdb)
+ - [Natural Disaster Risk](/programs/natural-disaster-risk)
+ - [Neighborhood Stabilization Initiative](/programs/neighborhood-stabilization-initiative)
+ - [Suspended Counterparty Program](/regulation/suspended-counterparty-program)
+ - Data & Research  [Data](/data)
+
+ - [Borrower Assistance Map](/data/dashboard/borrower-assistance-map)
+ - [Conforming Loan Limit](/data/conforming-loan-limit)
+ - [Dashboards](/data/dashboard)
+ - [Data Governance](/data/data-governance-resources)
+ - [Duty to Serve Eligibility Data](/data/duty-to-serve/eligibility-data)
+ - [Duty to Serve Performance Data](/data/duty-to-serve/performance-data)
+ - [​Enterprise Housing Goals](/data/enterprise-housing-goals)
+ - [​Fair Lending Data](/data/fair-lending)
+ - [FHFA House Price Index®](/data/hpi)
+ - [FHLB Membership Data](/data/fhlb-membership)
+ - [NMDB® Aggregate Statistics](/data/nmdb)
+ - [NSMO Public Use File](/data/nsmo)
+ - [Public Use Databases](/data/pudb)
+ - [FHLB Stress Tests](/data/fhlb-stress-tests)
+ - [Market Data](/data/market-data)
+ - [Market Risk Scenarios](/data/fhlb-stress-tests/market-risk-scenarios)
+ - [MIRS Transition Index](/data/mirs)
+ - [UAD Appraisal-Level Public Use File](/data/uad/puf)
+ - [UAD Aggregate Statistics](/data/uad)
+ - [Underserved Areas Data](/data/underserved-areas)
+
+ [Research](/research)
+
+ - [Briefs, Notes & White Papers](/research?category%5B176%5D=176)
+ - [NMDB Staff Working Papers](/research?category%5B941%5D=941)
+ - [Staff Working Papers](/research?category%5B961%5D=961)
+ - Resources  [Reports](/reports)
+
+ - [All Reports](/reports)
+ - [Annual Housing Report](/reports/annual-housing-report)
+ - [Annual Report to Congress](/reports/annual-report-to-congress)
+ - [Chief FOIA Officer Report](/reports/chief-foia-officer-report)
+ - [Collateral Pledged to FHLBanks](/reports/collateral-pledged-to-fhlbanks)
+ - [Conservatorship Scorecard](/reports/conservatorships-performance-goals-scorecard)
+ - [Credit Risk Transfer Progress Report](/reports/credit-risk-transfer-progress-report)
+ - [Enterprise Non-Performing Loan Sales Report](/reports/enterprise-non-performing-loan-sales-report)
+ - [FAIR Act Inventory](/reports/fair-act-inventory)
+ - [FHFA AI Compliance Plan](/reports/fhfa-ai-compliance-plan)
+ - [FHFA Annual Performance Plan](/reports/fhfa-annual-performance-plan)
+ - [FHFA House Price Index®](/reports/house-price-index)
+ - [FHFA Performance and Accountability Report](/reports/fhfa-performance-and-accountability-report)
+ - [FHLBank System at 100](/reports/fhlbank-system-at-100)
+ - [FHLBank Targeted Mission Activities](/reports/fhlbank-targeted-mission-activities)
+ - [FOIA Annual Report](/reports/foia-annual-report)
+ - [Foreclosure Prevention, Refinance, and FPM Report](/reports/foreclosure-prevention-refinance-and-fpm)
+ - [Housing Mission Report](/reports/mission-report)
+ - [Information Resources Management Strategic Plan](/reports/information-resources-management-strategic-plan)
+ - [No FEAR Report](/reports/no-fear-report)
+ - [Plain Language Report](/reports/plain-language-report)
+ - [Prepayment Monitoring Report](/reports/prepayment-monitoring-report)
+ - [Single-Family Guarantee Fees Report](/reports/single-family-guarantee-fees)
+ - [Stress Tests Reports](/reports/stress-tests-report)
+
+ [Mortgage Translations](/mortgage-translations)
+
+ - [About Mortgage Translations](/mortgage-translations)
+ - [Borrower Education Materials](/mortgage-translations/borrower-education-materials)
+ - [COVID-19 Resources](/mortgage-translations/covid-19-resources)
+ - [Interpretive Services](/mortgage-translations/interpretive-services)
+ - [Language Translation Disclosure](/mortgage-translations/language-translation-disclosure)
+ - [Search Documents](/mortgage-translations/search)
+ - News  Public Affairs
+
+ - [News Releases](/news/news-release)
+ - [Statements](/news/statement)
+ - [Speeches](/news/speech)
+ - [Testimonies](/news/testimony)
+ - [Public Input](/public-input)
+ - [Blogs](/blog)
+ - [Fact Sheets](/news/fact-sheet)
+ - [FAQs](/faqs)
+ - [Partner Agency Engagements](/news/partner-agency-engagements)
+ - [Public Engagements](/news/public-engagements)
+ - [Videos](/media)
+
+ Social Media
+
+ - [Facebook](https://www.facebook.com/FHFA)
+ - [LinkedIn](https://www.linkedin.com/company/354523)
+ - [YouTube](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [X (formerly Twitter)](https://twitter.com/FHFA)
+ .usa-header--basic .usa-nav__link:hover::after { height: 0; }  Menu
+
+ 
+
+ # Enterprise Non-Performing Loan Sales Report
+
+ ## Breadcrumb
+
+ - [Home](/)
+ - [Reports](/reports)
+ - Enterprise Non-Performing Loan Sales Report
+
+ 
+
+ Report  Annual Housing Report  Annual Report to Congress  Buy American Report  Chief FOIA Officer Report  Collateral Pledged to FHLBanks  Common Securitization Platform Update  Conservatorship Strategic Plan  Conservatorships Performance Goals - Scorecard  Conservatorships Progress Report  Conservator’s Report  Credit Risk Transfer Progress Report  Credit Risk Transfer Transactions  Default Risk Evaluation in the Single-Family Mortgage Market Report  Enterprise Non-Performing Loan Sales Report  FAIR Act Inventory  FHFA AI Compliance Plan  FHFA Annual Performance Plan  FHFA House Price Index®  FHFA Performance and Accountability Report  FHLB System Securitization Report  FHLBank System at 100  FHLBank Targeted Mission Activities  FOIA Annual Report  FOIA Quarterly Report  Federal Property Manager’s Report  Foreclosure Prevention Report  Foreclosure Prevention and Federal Property Manager’s Report  Foreclosure Prevention, Refinance, and FPM Report  Housing GSEs Quarterly Financial Performance Report  Housing Mission Report  Information Quality Report  Information Resources Management Strategic Plan  Mortgage Market Report  No FEAR Report  Open Government Plan  Plain Language Report  Prepayment Monitoring Report  Refinance Report  SF CRT Progress Report  Single Security Update  Single-Family Guarantee Fees Report  Stress Tests Reports - Fannie Mae & Freddie Mac  Sustainability Plan  Update on Implementation of the SS and the CSP
+
+ Filter By Year  - Any -  2026  2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  2002  2001  2000  1999  1998  1997  1996
+
+ [Date PublishedSort ascending](?field_release_date_value=All&term_jump=/taxonomy/term/241&order=field_release_date&sort=asc)  Report  Attachment  September 12, 2025  [Enterprise Non-Performing Loan Sales Report - December 2024](/reports/enterprise-non-performing-loan-sales-report/2024-12)  [Read Report](/document/enterprise-non-performing-loan-sales-report-december-2024)  December 17, 2024  [Enterprise Non-Performing Loan Sales Report - June 2024](/reports/enterprise-non-performing-loan-sales-report/2024-06)  [Read Report](/document/enterprise-non-performing-loan-sales-report-june-2024)  June 18, 2024  [Enterprise Non-Performing Loan Sales Report - December 2023](/reports/enterprise-non-performing-loan-sales-report/2023-12)  [Read Report](/document/enterprise-non-performing-loan-sales-report-december-2023)  February 01, 2024  [Enterprise Non-Performing Loan Sales Report - June 2023](/reports/enterprise-non-performing-loan-sales-report/2023-06)  [Read Report](/document/enterprise-non-performing-loan-sales-report-june-2023)  October 10, 2023  [Enterprise Non-Performing Loan Sales Report - December 2022](/reports/enterprise-non-performing-loan-sales-report/2022-12)  [Read Report](/document/enterprise-npl-sales-report-december-2022)  December 21, 2022  [Enterprise Non-Performing Loan Sales - June 2022](/reports/enterprise-non-performing-loan-sales-report/2022-06)  [Read Report](/document/enterprise-npl-sales-report-june-2022)  July 11, 2022  [Enterprise Non-Performing Loan Sales Report - December 2021](/reports/enterprise-non-performing-loan-sales-report/2021-12)  [Read Report](/document/enterprise-npl-sales-report-december-2021)  November 22, 2021  [Enterprise Non-Performing Loan Sales - June 2021](/reports/enterprise-non-performing-loan-sales-report/2021-06)  [Read Report](/document/enterprise-npl-sales-report-june-2021)  May 27, 2021  [Enterprise Non-Performing Loan Sales Report - December 2020](/reports/enterprise-non-performing-loan-sales-report/2020-12)  [Read Report](/document/enterprise-npl-sales-report-december-2020)  December 15, 2020  [Enterprise Non-Performing Loan Sales - June 2020](/reports/enterprise-non-performing-loan-sales-report/2020-06)  [Read Report](/document/enterprise-npl-sales-report-june-2020)  June 01, 2020  [Enterprise Non-Performing Loan Sales Report - December 2019](/reports/enterprise-non-performing-loan-sales-report/2019-12)  [Read Report](/document/enterprise-npl-sales-report-december-2019)  December 02, 2019  [Enterprise Non-Performing Loan Sales Report - June 2019](/reports/enterprise-non-performing-loan-sales-report/2019-06)  [Read Report](/document/enterprise-npl-sales-report-june-2019)  June 17, 2019  [Enterprise Non-Performing Loan Sales Report - December 2018](/reports/enterprise-non-performing-loan-sales-report/2018-12)  [Read Report](/document/enterprise-npl-sales-report-december-2018)  December 04, 2018  [Enterprise Non-Performing Loan Sales Report - June 2018](/reports/enterprise-non-performing-loan-sales-report/2018-06)  [Read Report](/document/enterprise-npl-sales-report-june-2018)  June 13, 2018  [Enterprise Non-Performing Loan Sales Report - December 2017](/reports/enterprise-non-performing-loan-sales-report/2017-12)  [Read Report](/document/enterprise-npl-loan-sales-report-december-2017)  December 05, 2017  [Enterprise Non-Performing Loan Sales Report - June 2017](/reports/enterprise-non-performing-loan-sales-report/2017-06)  [Read Report](/document/enterprise-npl-sales-report-june-2017)  June 01, 2017  [Enterprise Non-Performing Loan Sales Report - December 2016](/reports/enterprise-non-performing-loan-sales-report/2016-12)  [Read Report](/document/enterprise-npl-sales-report-december-2016)  November 16, 2016  [Enterprise Non-Performing Loan Sales Report - August 2016](/reports/enterprise-non-performing-loan-sales-report/2016-08)  [Read Report](/document/enterprise-npl-sales-report-august-2016)  June 30, 2016  [Enterprise Non-Performing Loan Sales Report - May 2016](/reports/enterprise-non-performing-loan-sales-report/2016-05)  [Read Report](/document/enterprise-npl-sales-report-may-2016)
+
+ Sign up for email updates
+
+     Leave this field blank
+
+ *[![FHFA logo](/themes/custom/fhfa/fhfa-logo.svg)](/) [U.S. FEDERAL HOUSING](/)*
+
+ ## Footer Highlighted
+
+ - [About](/about)
+ - [Careers](/about/careers)
+ - [Sitemap](/sitemap)
+ - [Contact Us](/contact)
+
+ ---
+
+ - [![Facebook](/themes/custom/fhfa/assets/uswds/images/usa-icons/facebook.svg)](https://www.facebook.com/FHFA)
+ - [![X logo](/themes/custom/fhfa/assets/uswds/images/usa-icons/x.svg)](https://www.x.com/FHFA)
+ - [![YouTube](/themes/custom/fhfa/assets/uswds/images/usa-icons/youtube.svg)](https://www.youtube.com/channel/UCoKP7Om6nsRkEav9yInFekw)
+ - [![linkedin](/themes/custom/fhfa/assets/uswds/images/usa-icons/linkedin.svg)](https://www.linkedin.com/company/fhfa/)
+
+ ## Footer
+
+ - [Accessibility](/about/fhfa-policies/accessibility)
+ - [Budget, Finances, and Performance​](/about/budget-finances-and-performance)
+ - [FOIA](/about/foia-privacy)
+ - [No FEAR Act Data](/about/fhfa-policies/equal-employment-opportunity-no-fear-act)
+ - [Office of the Inspector General](https://www.fhfaoig.gov/)
+ - [Privacy Policy](/about/fhfa-policies/website-privacy-policy)
+ - [USA.gov](https://www.usa.gov/)
+
+ {"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"taxonomy\/term\/241","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"ajaxPageState":{"libraries":"eJyFUNFuwyAM_CEInxSZ5KC0ECPsNM2-fqTppElbtxeD784nnz1U0UY8KgvmMaTcW3G0Ko-y-pLU-N8lEQsaZeMzfezOJx7oSg8zcYObuFResKgM4RLI2sDch96QFzR-Q1WKsJo04xTMba2UByWfIdzU4KE5Lbcv4tWaY9qhUMq2p5CppaqJlxOPmT11QveujU9sLEkm11C7p51IEbnt9rqWag8_MbKLojhPArPKNst4fF1oVLBxu5l7wibuWc9DfAcKz2uPsMEHbsW93gEZpYcdZmjfVAah-_8i5Rj_8CoQ6Uf7wR_lE6N1vxA","theme":"fhfa","theme_token":null},"ajaxTrustedUrl":{"\/reports\/enterprise-non-performing-loan-sales-report":true,"form_action_p_pvdeGsVG5zNF_XLGPTvYSKCf43t8qZYSwcfZl2uzM":true},"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowDisplay":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"(link is external)","extImgClass":false,"extSubdomains":true,"extExclude":".*\\.gov","extInclude":"","extCssExclude":"","extCssInclude":"","extCssExplicit":"main.main-content","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":true,"mailtoClass":"0","telClass":"0","mailtoLabel":"(link sends email)","telLabel":"(link is a phone number)","extUseFontAwesome":false,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link","extFaMailtoClasses":"fa fa-envelope-o","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","allowedDomains":null,"extExcludeNoreferrer":""}},"views":{"ajax_path":"\/views\/ajax","ajaxViews":{"views_dom_id:92aa638f1911171054e650f9856cff2786dab4b8ad77c7954da0409ee88a30fc":{"view_name":"reports_taxonomy_view","view_display_id":"block_1","view_args":"241","view_path":"\/taxonomy\/term\/241","view_base_path":null,"view_dom_id":"92aa638f1911171054e650f9856cff2786dab4b8ad77c7954da0409ee88a30fc","pager_element":0}}},"better_exposed_filters":{"autosubmit_exclude_textfield":false},"user":{"uid":0,"permissionsHash":"ccf94f9143bdf0c4ae5b958bc59bb628cf878caa0398347d903442958bde7180"}}      (function () { var s = document.createElement('script'); var h = document.querySelector('head') || document.body; s.src = 'https://acsbapp.com/apps/app/dist/js/app.js'; s.async = true; s.onload = function () { acsbJS.init({ statementLink: '', footerHtml: '', hideMobile: false, hideTrigger: false, disableBgProcess: false, language: 'en', position: 'right', leadColor: '#146FF8', triggerColor: '#146FF8', triggerRadius: '50%', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerIcon: 'people', triggerSize: 'bottom', triggerOffsetX: 20, triggerOffsetY: 20, mobile: { triggerSize: 'small', triggerPositionX: 'right', triggerPositionY: 'bottom', triggerOffsetX: 10, triggerOffsetY: 10, triggerRadius: '20' } }); }; h.appendChild(s); })();