| item_1,item_2,item_3,item_4 | |
| carloan:0,default:0,hhinsurance:1,carinsurance:0 | |
| carloan:1,default:0,hhinsurance:1,carinsurance:0 | |
| carloan:0,default:0,hhinsurance:0,carinsurance:1 | |
| carloan:0,default:0,hhinsurance:1,carinsurance:0 | |
| carloan:0,default:0,hhinsurance:0,carinsurance:0 | |
| carloan:0,default:0,hhinsurance:0,carinsurance:0 | |