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{"id": "8885e2dcfcd5-0", "text": "DISCOVERY INSURE\nQuick Guide", "source": "/tmp/tmpn3eiprkb"}
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{"id": "a9fb00c53ef8-0", "text": "Please refer to the Plan Guide, Benefit Limit Annexure and Excess Annexure for a comprehensive understanding and explanation of the difference between each plan.Plan Comparison\nKEY SELLING FEATURES\nREWARDS FOR DRIVING WELL Essential Plan Classic Plan Purple Plan\nFuel Rewards OR Drive your Discount\nInsure Funder Account (only available with Fuel Rewards option)\nYoung Adult benefit (only available with the Fuel Rewards option)\nVitality Active Rewards\n0% anniversary increase for Diamond drivers\nTiger Wheel & Tyre discount Up to 20% Up to 20% Up to 20%\nDiscounted car servicing and maintenance with Bosch Up to 20% Up to 20% Up to 20%\nDiscounted car servicing and maintenance with Bosch and Motus \nfor clients with Discovery Insure Vehicle WarrantyUp to 100% Up to 100% Up to 100%\nDiscounted car seats Up to 50% Up to 50% Up to 50%\nDrive Me 10% off with Uber.25% off with Drive Me partners \n(Uber, Road Trip and Scooter Angels).25% off with Drive Me partners \n(Uber, Road Trip and Scooter Angels).\nSAFETY FEATURES Essential Plan Classic Plan Purple Plan\nImpact Alert\nFind my vehicles\nVehicle panic button \nWeather warnings\nCrowd Search SVR\nMotion Alert* \nVEHICLE COVER\nNo excess if an accident was caused by an insured third party\nNo excess in the event of theft-related and weather-related claims\nExcess flexibility \nWrite-off accelerator Optional Optional Optional\n* Motion Alert is only available on the Crowd Search Sensor", "source": "/tmp/tmpn3eiprkb"}
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{"id": "37b8c4869e47-0", "text": "BUILDING COVER\nNo excess in the event of weather-related claims\nExcess flexibility\nHome Assist\nHome Protector\nHOUSEHOLD CONTENTS COVER\nNo excess in the event of theft (forced entry) and weather-related claims\nExcess flexibility \nHome Assist\nHome Protector\nNo-average guarantee\nOnline Vault\nAll risk cover\nEmbedded portable possessions cover\nPORTABLE POSSESSIONS COVER\nExcess flexibility \nOnline Vault\nEstimated maximum loss\nMy Jeweller\nFlexible portable possessions cover\nUNIQUE SERVICE FEATURES\nAuto Claims\nClaims View\nFast Track claims\nPersonalised service\nXpress Repairs\nInstant Cover\nCellphone upgrade benefit\nLegal support benefitRetail value booster Optional Optional Optional\nCar hire for up to 30 days, including optional Uber benefits Optional\nRetail value for keys, locks and remote controls\nReplacement value of new car of similar make and model if the \ncar is less than 24-months old from the date of first registration", "source": "/tmp/tmpn3eiprkb"}
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{"id": "a83a4fc2ce0b-0", "text": "Clients have the flexibility to choose added benefits according to their unique circumstances because of the comprehensive \ninsurance offered by Discovery Insure. These optional benefits are available in five sections of cover: vehicles, household \ncontents, buildings, portable possessions and personal liability cover.\nBelow is a summary of the different optional benefits available for each plan type.Optional Benefits\nYou can access the detailed \nOptional benefits document here.\nDISCOVERY INSURE\u2019S OPTIONAL BENEFITS, AVAILABLE TO ALL CLIENTS AT AN ADDITIONAL MONTHLY PREMIUM\nThe Vitality Drive programmeThe Vitality Drive programme is an optional benefit on the Purple, Classic and Essential Plans. Once the Vitality Drive programme is selected, clients must \ninstall a Vitality Drive telematics device, which measures and provides feedback on driving behaviour.\nReward optionsVitality Drive has two reward options to choose from. Your clients will either be able to join the Vitality Drive Fuel \nRewards option and earn up to R1,500 of their fuel spend back each\u00a0month and have access to additional benefits \nand safety features, or they can join Vitality Drive through Drive your Discount and get an upfront\u00a0and ongoing vehicle \npremium discount of up to 20%.\nYoung Adult benefit optionThis benefit is optional for drivers younger than 26 on the Fuel Rewards option. Young adults will have their Rewards \nFund balances (25% of their car insurance premium plus up to R200 a month based on driving behaviour) paid into their \nspecified bank account at the end of the six-month cycle in addition to receiving monthly Fuel Rewards. The Young Adult \nbenefit is available\u00a0on the Purple, Classic and Essential Plans (on the Fuel Rewards option only).\nTelematics devicesThe following telematics devices are available\u00a0for every car on the Classic, Purple and Essential Plans:", "source": "/tmp/tmpn3eiprkb"}
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{"id": "a83a4fc2ce0b-1", "text": "Vitality Drive Sensor, a smartphone-enabled device that\u00a0offers the latest telematics technology with immediate \ndriver behaviour feedback.\n Crowd Search Sensor, a smartphone-enabled device that includes additional safety features such as advanced \nstolen-vehicle tracking and recovery technology at an additional cost of R115 a month.\n Standalone DQ-Track for clients who don\u2019t have a compatible smartphone. It includes stolen-vehicle tracking and \nrecovery at an additional cost of R115 a month.\nPremiumWith effect from July 2020, the Vitality Drive premium will be:\n R75.50 for clients on the Essential Plan.\n R92.50 for clients on the Classic or Purple Plans.", "source": "/tmp/tmpn3eiprkb"}
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{"id": "e9361212d7da-0", "text": "Excess flexibility Clients have complete flexibility in choosing an excess that meets their needs, including a R0 excess. \nVehicles Essential Plan Classic Plan Purple Plan\nCar hire for up to 30 days, including optional Uber \nbenefits\nCar hire for up to 60 days, including optional Uber \nbenefitsCar hire for up to 60 days, including optional Uber \nbenefitsCar hire for up to 60 days, including optional Uber \nbenefits\nCar hire: Car type upgrade Car hire: Car type upgrade Car hire: Car type upgrade\nCredit shortfall of up to R150 000 Credit shortfall of up to R250 000 Credit shortfall of up to R250 000\nWrite-off accelerator at 40% or 50% Write-off accelerator at 40% or 50% Write-off accelerator at 40% or 50%\nRetail value booster at 15% or 25% Retail value booster at 15% or 25% Retail value booster at 15% or 25%\nDiscovery Insure Vehicle Warranty Discovery Insure Vehicle Warranty Discovery Insure Vehicle Warranty\nHousehold contents Additional accidental damage cover, (including power \nsurge) up to 10% of the sum insuredAdditional accidental damage cover, (including power \nsurge) up to 20% or up to 100% of the sum insured. \n60 days' unoccupied cover 60 days' unoccupied cover 60 days' unoccupied cover\nAdditional goods in the open cover, up to R100 000 Additional goods in the open cover, up to R100 000 Additional goods in the open cover, up to R100 000\nComprehensive subsidence and landslip cover Comprehensive subsidence and landslip cover Comprehensive subsidence and landslip cover\nWorldwide portable possessions cover, up to 20% of \nthe sum insured (with a maximum R150,000 per item,", "source": "/tmp/tmpn3eiprkb"}
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{"id": "e9361212d7da-1", "text": "the sum insured (with a maximum R150,000 per item, \npair or set)\nBuildings 60 days' unoccupied cover 60 days' unoccupied cover 60 days' unoccupied cover\nComprehensive subsidence and landslip cover Comprehensive subsidence and landslip cover Comprehensive subsidence and landslip cover\nPipes and water heating systems wear-and-tear cover Pipes and water heating systems wear-and-tear cover \nPortable possessionsGeneral clothing and personal effects General clothing and personal effectsGeneral clothing and personal effects up to R150 000 \nper item, pair or set \nSpecified items cover Specified items cover Specified items cover\nMy Jeweller for specified jewellery My Jeweller for specified jewellery My Jeweller for specified jewellery\nEstimated maximum loss Estimated maximum loss Estimated maximum loss\nPersonal liability Option to buy up to R20 million Option to buy up to R50 million\nRCK_93797IN_23/01/2023_V1Discovery Insure Ltd is a licenced non-life insurer and an authorised financial services provider. Registration number 2009/011882/06. Product rules, terms and conditions apply. Full product details including limitations can be found on our \nwebsite, www.discovery.co.za or you can call 0860 751 751.", "source": "/tmp/tmpn3eiprkb"}
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