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RPD123-byte
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credit-risk-datasets

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loan_amnt
int64
term
float64
int_rate
float64
installment
float64
grade
int64
sub_grade
int64
emp_length
float64
home_ownership
int64
annual_inc
float64
verification_status
int64
purpose
int64
dti
float64
delinq_2yrs
float64
inq_last_6mths
float64
open_acc
float64
pub_rec
float64
revol_bal
int64
revol_util
float64
total_acc
float64
default
int64
3,200
36
7.35
99.32
0
3
10
5
41,000
1
1
2.69
0
2
13
1
1,989
11.8
48
0
8,000
36
13.18
270.25
2
12
6
1
80,000
1
2
9.54
0
1
4
0
4,279
99.5
4
1
25,000
36
8.9
793.84
0
4
10
1
150,000
2
1
5.18
1
0
12
0
25,863
67
27
0
6,000
36
9.17
191.28
1
6
8
1
51,000
1
9
16.24
1
0
9
0
8,036
94.5
18
0
35,000
36
14.65
1,207.3
2
14
3
1
200,000
2
2
29.97
0
1
13
0
22,936
53
34
0
7,000
36
10.64
227.98
1
8
2
5
72,000
0
2
8.2
0
2
5
0
6,207
87
28
0
14,000
36
7.89
438
0
4
10
1
157,000
1
2
9.19
0
3
16
0
56,313
7.3
22
0
11,000
36
9.32
351.42
0
3
3
5
65,867.36
1
1
19.15
0
2
11
0
4,148
14.3
23
0
16,000
36
10.99
523.75
1
8
null
1
72,786
2
2
27.6
2
0
14
0
9,798
46.4
29
1
31,225
60
21.97
861.87
4
23
6
5
104,000
2
2
10.72
0
0
11
1
8,285
25.7
24
1
21,000
60
19.48
550.32
4
21
10
1
133,308
2
1
24.17
0
4
27
0
45,924
68.6
48
0
12,000
36
11.67
396.69
1
8
1
5
50,000
0
2
15.99
0
0
4
0
4,184
73.4
24
0
7,700
36
11.49
253.88
1
9
null
1
18,336
2
1
12.3
0
0
1
0
8,892
93.6
4
0
6,000
36
16.29
211.81
3
15
2
5
39,000
1
2
27.75
0
1
6
0
3,245
29.5
8
0
7,200
36
14.31
247.17
2
13
0
5
34,000
1
12
23.05
0
0
12
0
1,174
7
15
0
35,000
60
16.99
869.66
3
15
10
1
80,000
2
2
10.64
1
1
12
0
30,606
39.2
24
0
23,000
60
12.29
515
2
10
10
1
51,000
1
2
21.11
0
1
8
0
18,559
54.6
10
0
8,800
36
8.18
276.5
1
5
1
5
35,000
0
1
17.95
0
0
7
0
7,559
61
9
0
30,000
36
6.49
919.34
0
1
3
1
178,000
2
2
20.37
0
0
9
0
34,476
25.1
25
0
5,000
36
8.9
158.77
0
4
10
1
150,000
0
2
13.82
0
0
15
1
21,857
53.6
31
0
40,000
60
8.39
818.55
1
5
4
1
114,000
2
1
13.43
0
0
15
0
26,586
24.9
34
1
10,000
36
11.47
329.62
1
9
10
1
87,258
1
2
18.66
0
0
7
0
6,345
97.6
15
0
10,000
36
6.83
308
0
2
10
1
68,000
0
2
13.5
0
0
12
1
11,492
30
16
0
28,000
36
15.31
974.89
2
14
2
5
74,000
1
1
34.17
0
0
11
0
55,944
73.3
24
1
20,000
36
8.18
628.39
1
5
4
1
86,000
0
2
17.36
0
0
19
0
38,302
68.3
36
0
27,000
60
11.44
592.99
1
8
5
4
97,000
2
2
23.38
1
0
9
0
68,464
78
19
0
15,000
36
20.31
559.83
3
19
3
1
100,000
0
1
17.95
0
1
20
0
18,777
75.1
40
0
10,000
36
14.03
341.93
2
11
3
1
70,000
0
12
22.25
0
2
25
0
32,914
42.5
45
0
10,000
36
15.31
348.18
2
14
7
5
60,000
2
2
18.2
0
0
8
0
3,498
23.6
20
0
20,975
36
9.75
674.35
1
7
10
4
150,000
0
2
9.48
0
0
4
0
16,892
30.7
11
0
12,000
60
14.65
283.28
2
14
5
1
70,000
0
2
19.39
0
0
7
0
2,173
38.1
24
0
16,000
60
13.99
372.21
2
13
5
1
63,000
0
2
29.3
1
2
14
0
14,004
64.8
36
1
10,000
36
8.24
314.48
1
5
10
1
72,000
0
4
3.69
0
0
7
0
1,575
6.6
26
0
1,550
36
13.67
52.73
2
13
7
1
42,000
2
9
24.26
0
0
9
0
11,853
79.6
14
0
5,000
36
11.49
164.86
1
9
0
1
75,500
1
2
26.64
0
0
12
0
18,984
77.8
26
0
15,000
36
10.99
491.01
1
6
null
1
60,000
2
1
23.76
0
1
17
0
13,942
29
38
1
35,000
36
5.32
1,054.02
0
0
4
1
147,000
1
1
6.5
0
0
8
0
38,675
40.1
15
0
8,000
36
10.42
259.72
1
7
10
5
48,000
1
2
8.55
0
0
11
1
8,100
31.3
15
0
18,000
36
16.29
635.41
3
16
7
1
50,000
0
2
30.51
1
4
12
0
7,983
49.3
37
0
6,000
36
7.97
187.94
0
4
10
1
55,000
0
1
8.97
1
2
13
0
5,683
39.2
55
0
15,000
36
14.65
517.42
2
11
3
5
32,000
1
2
10.35
0
0
4
1
1,329
78.2
8
1
12,000
60
14.46
282.09
2
13
2
1
50,000
0
2
8.04
0
2
9
2
9,218
65.8
23
1
9,100
36
23.13
352.88
5
26
5
5
55,000
1
2
19.55
0
4
12
0
3,346
18.8
15
0
12,000
36
10.99
392.81
1
6
10
1
75,000
1
2
20.86
1
2
10
0
19,503
51.1
28
0
11,500
36
13.99
392.99
2
13
10
1
81,000
2
1
16.84
1
2
15
1
16,759
53.2
52
0
10,000
60
13.98
232.58
2
12
2
5
70,000
1
9
24.97
1
1
21
0
8,950
18.7
33
0
4,000
36
11.22
131.38
1
9
0
4
20,000
1
2
7.26
0
0
8
0
6,010
44.5
13
0
6,000
36
15.96
210.83
2
14
5
5
48,996
0
9
17.59
0
3
10
0
15,748
67.6
22
1
16,000
60
26.77
486.37
4
24
10
5
65,000
1
9
5.39
0
3
10
0
22,937
32.7
18
1
12,000
60
9.99
254.91
1
7
7
5
104,000
0
2
7.73
0
0
10
0
8,195
64.5
34
1
25,000
36
14.65
862.36
2
14
3
1
71,000
2
2
24.61
0
0
9
0
5,135
39.5
19
1
12,000
36
12.69
402.54
2
11
2
1
65,000
1
2
21.41
0
2
17
0
13,202
89.8
21
0
7,800
36
13.33
264.06
2
12
10
5
47,300
0
2
13.42
0
2
7
0
7,663
66.6
15
0
12,000
60
16.55
295.34
3
16
3
5
66,000
1
1
15.4
0
1
8
0
15,765
68.2
10
0
12,000
60
21.49
327.96
3
19
10
5
177,000
2
2
13.66
1
0
15
0
9,641
40.3
29
1
20,000
36
6.72
614.99
0
2
10
1
200,000
1
2
4.75
0
1
8
0
16,219
60.7
24
0
35,000
36
13.49
1,187.57
2
11
10
1
92,000
1
2
7.89
0
0
9
0
16,106
63.4
23
0
32,000
60
18.99
829.93
3
17
2
1
90,000
2
2
23.43
1
3
22
0
7,279
54.3
35
1
12,000
36
12.99
404.27
1
8
0
1
75,000
2
2
23.1
2
0
10
0
3,451
46.6
25
1
7,800
36
19.53
288.02
3
19
6
4
85,000
1
2
29.65
1
0
31
0
9,194
68.1
58
1
5,000
36
9.16
159.38
1
6
10
1
100,000
1
0
17.57
2
0
14
3
9,763
24.2
33
1
20,000
36
15.99
703.05
2
14
3
1
50,000
0
2
20.6
3
1
10
0
9,963
36.5
23
1
16,700
60
22.99
470.69
5
25
7
1
68,000
2
2
21.92
0
0
13
0
23,489
55.3
26
0
20,000
60
16.59
492.66
3
15
8
1
96,928
1
4
1.99
0
0
4
0
2,008
69.2
6
0
35,000
36
17.99
1,265.16
3
16
3
1
850,000
1
2
6.89
0
1
22
0
547,576
89
36
1
30,000
36
6.99
926.18
0
2
9
5
112,000
1
2
18.43
0
1
14
0
21,649
39.4
32
0
35,000
36
7.89
1,095
0
4
6
1
360,000
2
2
8.67
0
3
14
0
95,200
83
34
1
25,000
60
18.54
642.21
4
20
2
1
90,000
1
4
18.93
0
1
11
1
4,425
36.3
25
0
16,350
60
25.49
484.61
4
23
6
5
55,000
1
2
11.63
0
0
8
0
6,914
57.6
13
1
24,000
60
16.24
586.7
2
14
0
1
127,000
1
9
12.15
1
0
6
0
24,942
53.4
20
0
25,325
60
15.99
615.73
2
14
3
1
78,000
0
2
27.05
0
0
11
0
7,812
28.4
22
1
24,000
36
6.97
740.73
0
2
0
1
135,000
1
2
14.44
0
0
10
0
27,872
73.9
29
1
8,000
36
13.99
273.39
2
12
1
5
40,000
0
2
18.36
0
0
14
0
1,272
28.9
17
0
12,000
36
7.89
375.43
0
4
0
5
60,000
1
2
4.28
0
0
9
0
9,036
43.2
10
0
5,500
36
14.09
188.22
1
9
9
5
20,000
0
2
27.62
0
0
13
0
12,630
52.2
17
0
5,725
36
14.65
197.48
2
14
10
5
65,500
0
1
9.44
1
4
10
1
3,204
18
21
0
10,000
36
10.49
324.98
1
7
10
5
84,096
1
2
9.92
0
0
5
1
6,682
84.6
13
0
35,000
60
10.78
757.16
1
8
10
4
118,000
1
1
20.47
0
0
13
0
64,842
51.8
27
0
24,000
36
13.99
820.15
2
13
9
1
90,000
1
2
23.39
0
0
21
0
63,934
40
24
0
4,200
36
12.69
140.89
2
11
9
1
90,000
0
2
13.73
1
0
15
0
26,255
89.9
32
0
12,000
36
11.99
398.52
1
7
3
1
75,000
0
2
14.42
1
1
18
0
17,481
70.5
39
0
33,000
60
19.52
865.51
4
21
10
1
90,000
2
4
24.75
2
5
19
1
6,025
53.3
55
0
36,000
60
8.24
734.1
1
5
null
4
100,000
1
2
12.22
0
0
7
0
33,536
43.6
27
1
13,000
36
9.44
416.07
1
5
0
1
130,000
0
2
6.52
1
0
7
0
13,388
67.3
22
0
12,800
60
20.75
344.49
4
21
4
5
48,000
2
9
37.4
0
0
14
0
5,182
77.3
23
1
12,500
36
11.89
414.55
1
8
10
1
72,000
2
1
0.25
0
2
9
0
193
0.5
16
0
15,000
36
10.99
491.01
1
7
7
1
52,000
1
2
18.01
2
0
10
0
23,285
71.4
13
1
5,000
36
10.99
163.67
1
6
8
1
69,000
2
2
27.2
2
0
19
0
6,921
26.7
40
0
4,000
36
13.99
136.7
2
13
7
5
30,000
0
2
26.98
0
0
6
0
8,505
61.6
12
0
14,000
36
12.88
470.91
2
11
10
1
130,000
2
2
22.67
0
2
28
0
31,527
33.1
38
0
20,150
36
13.99
688.59
2
13
4
5
60,000
1
1
17.08
1
0
18
0
19,569
70.9
27
1
13,000
36
12.79
436.71
2
10
4
5
35,000
1
2
16.08
0
0
12
0
12,947
56
14
1
3,500
36
13.67
119.07
2
12
5
4
25,000
1
1
28.54
0
0
8
0
2,411
5.3
13
1
30,000
60
10.75
648.54
1
8
10
1
97,000
1
2
12.48
0
0
10
0
25,045
53.4
16
0
26,300
60
16.99
653.49
3
15
0
1
72,000
1
2
24
0
1
7
0
28,309
68.4
30
0
2,500
36
10
80.67
1
6
1
5
36,000
0
2
17.4
0
0
11
0
11,910
51.8
14
0
8,400
36
5.32
252.97
0
0
10
1
120,000
0
9
2.9
0
0
10
0
10,727
21.6
14
0
10,000
36
6.62
307.04
0
1
10
1
65,000
0
1
11.41
0
0
6
0
5,646
52.8
30
0
7,500
36
8.18
235.65
1
5
5
1
52,000
1
1
22.25
0
0
8
0
15,316
46.3
27
0
5,000
36
12.99
168.45
2
11
7
5
34,000
1
2
15.53
0
1
6
1
3,961
25.6
13
0