Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

Just won an all-expenses-paid eco-resort getaway in Bali 🌿✈! Verified by GreenGetaways Global—use code ECOEMILY23 to claim your chance! No purchase needed, but must confirm eligibility via secure link: greengetaways-official.com/verify-now (expires in 24h!)

Urgency, social proof, fake verification, scarcity, appeal to values (eco-lifestyle)


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Urgent: Classic Business Solutions owes $14,200 to National Trade Creditors Association for unpaid 2022 compliance fees. Payment deadline: 48 hrs. Avoid legal action. Verification code: ETH75X. Call (555) 784-1963 ext. 7. Do NOT ignore.

Urgency, fear of legal consequences, fabricated legitimacy, deadline pressure


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Mortgage relief scam

Struggling with mortgage payments? I got help from HomeShield Relief—secured a permanent loan mod in 3 weeks. Paid $1,200 upfront but saved over $10k in arrears. They said they’re HUD-approved partners. DM me if you’re buried in notices—don’t wait till it’s too late. #MortgageHelp #ForeclosurePrevention

Authority, urgency, social proof


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Internet gambling fraud

Just won $12,000 playing roulette at RoyalSpin365—real money, instant withdrawal! Used their "Chef’s Bonus" code OLIVE50 for 50 free spins. Play legit games that *actually* pay. Link in bio—I’ve tested it across 3 withdrawals. 🍽🔥 #EasyWins

Social proof, urgency, authority mimicry, bait-and-switch


Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized credit monitoring billing

Just found a $19.99 monthly charge from "SecureCredit Monitor" on my statement—never signed up for this. Checked their site, no record under my email. @EthanInNature99 #CreditFraud #UnauthorizedCharge

Fear arousal, urgency, authority mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Mortgage relief scam

"Just saved my home from foreclosure! @RealMortgageRelief got me a 3-year payment freeze & lowered my rate by 4%. Paid $1,200 upfront but worth every cent. FINALLY sleep easy. They said they’re partnered with HUD—paperwork looks legit. Don’t wait till it’s too late! #HomeownerRelief #MortgageHelp"

Social proof, urgency, authority appeal, fear exploitation


Consumer Products & Services Fraud

Unauthorized billing for products or services

Cramming

Just got my phone bill and saw a $19.99 charge for “Premium Reader’s Hub” – I never signed up for this! Apparently, it’s linked to a free trial I skipped last month. Called customer service but they say it’s “authorized.” Has anyone else seen this? #CrammingScam

Urgency, confusion, social proof, fear of financial loss


Impersonation of legitimate financial opportunity

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other fake credit and loan scams

Just got approved for a $50K personal loan at 1.9% interest through an exclusive credit union partnership—no credit check! DM me “LOAN” if you’re serious about debt freedom. I’ll share the link before they close enrollment tonight.

Scarcity, social proof, false authority, urgency


False emotional appeal through fabricated illness

Fabricated Medical Illness Empathy Manipulation

Charity Fraud

Crowdfunding for bogus personal cause

Fake personal medical expenses

"I’ve been hiding this for months. Diagnosed with aggressive lymphoma in February. Chemo’s draining, but I won’t give up. GoFundMe fell through — only raised $1,800 of $50K. Selling my entire tech collection (3D printer, VR rigs, drones) to cover treatment. If you can spare $5–$20, I’ll share my open-source recovery app for free. Every bit keeps me fighting. 💙 #CancerSurvivor"

Pretexting, scarcity, social proof, reciprocity, authority mimicry


Consumer Investment Fraud

Securities fraud

Other debt investment fraud

Thrilled to share I doubled my savings in 3 months with "GreenYield Bonds"! 💚 They fund eco-projects & pay 18% monthly returns. Safe, legal, and changing lives! Used my stimulus refund to start. Just verified my ID & card on their site (so easy!) and got matched with a personal advisor. You in? 🌱💸 #SustainableWealth #PassiveIncome #InvestingForGood

Scarcity, authority mimicry, emotional appeal, social proof, pseudo-legitimacy


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Mortgage relief scam

Struggling with mortgage payments? I was too—until I found HarborLight Relief. Paid $799 upfront, and they got my loan modified in 3 weeks! HUD-certified agents, real results. Don’t wait till foreclosure hits. #MortgageRelief #SaveYourHome

Authority, urgency, social proof, fear appeal


Impersonation of legitimate institutions

Prize & Grant Fraud

Bogus lottery scam

Other bogus lottery scams

So overwhelmed—just got an official email saying I won $250,000 from the National Consumers’ Appreciation Lottery! They said I need to pay a $499 processing fee via gift cards to claim it. Never entered anything like this before… but the email looks real? DM if you’ve heard of this! 🤯 #unexpectedwin

Urgency, social proof (fake legitimacy), authority exploitation


Consumer Products & Services Fraud

Worthless or non-existent products

Fake gemstones

Just got back from Thailand and brought YOU an authentic raw sapphire pendant—hand-carved, energetically charged, and *insanely* rare. Only $49 left (normally $400). DM me fast—3 available! 🌟💜 #SpiritualFinds #GemHealing

Social proof, price anchoring, emotional appeal, authority mimicry


Consumer Investment Fraud

Other investment opportunities fraud

Rare objects scam

Just acquired a share in a never-before-seen 18th-century manuscript—only 10 investors allowed. Authenticity verified by Geneva Antiquities Board. Last chance to join before midnight. DM for private link. #RareCollectibles #ArtInvesting

Authority appeal, urgency, exclusivity, social proof


False authority and fabricated credibility

Appeal to False Authority and Evidence Fabrication

Consumer Investment Fraud

Securities fraud

High-yield investment program (HYIP) fraud

Just turned $500 into $7,200 in 11 days with @WealthWaveAI — their quantum trading bot exploits micro-market gaps for 30% daily returns. Zero losses so far. They’re opening 50 more spots tomorrow. Use code ARIA30 for instant access. This is NOT a scam — my proof: [link]

Social proof, urgency, scarcity, false consensus, appeal to novelty


Prize & Grant Fraud

Government grant scam

Government grant scam

Just got a call from "U.S. Grant Office" saying I qualify for a $15,000 education grant—no repayment, credit check, or hassle. They said my love for books & planning made me a perfect candidate! Need to pay a $99 processing fee to secure it. So surreal… part of me doubts, but what if it’s real? 🤯📚 #FreeGrant #StudentDebtRelief

Authority appeal, personalized flattery, urgency creation, scarcity illusion


Employment Fraud

Business opportunities fraud

Business coaching scam

Just got off a call with @EliteBizCoaches — they’re launching an exclusive mastermind for creatives! Pay once, get lifetime tools to build your brand online. No more gigging for scraps. Only 5 spots left — who’s in? DM me “COACH” for the link 👇 #HustleHard #SideHustleSuccess

Social proof, authority appeal, urgency, flattery


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

"OMG I can’t believe I won a FREE 7-day tropical getaway! 🌴 Just verified my details on vacationdestiny.com & got instant confirmation. All they need is a $99 processing fee to secure the booking — so worth it for a luxury resort! ✈💖 #DreamVacation #SweepstakesWin"

Scarcity, social proof, authority mimicry, emotional appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Mortgage relief scam

Struggling with mortgage payments? I was too—until I found a REAL loophole through HUD's shadow program. Paid $1,200 to get my loan modified & saved my home. They even stopped foreclosure in 10 days. DM me “RELIEF” for the agent’s info before it’s gone. #MortgageHelp #SaveMyHome

Social proof, urgency, scarcity, authority appeal, fear appeal


Consumer Products & Services Fraud

Worthless or non-existent products

Fake memorabilia

Just scored a *certified* game-worn LeBron jersey from the 2016 Finals—lowest price ever on a private collector’s site. Seller included hologram COA! Shipping from UK, so it’ll take ~10 days. For real collectors only. DM if interested, won’t last. #SportsMemorabilia #LeBron

Scarcity, social proof, appeal to expertise, artificial time pressure


Charity Fraud

Bogus charitable organization

Bogus veteran charity

Just visited vets helping vets at @HonorBoundOrg — these heroes rebuilt my perspective. They’re short on funds for prosthetics & mental health care. I donated $100—chance to give back? Every dollar goes to vets in need. Donate now at honorbound.org/donate #SupportOurTroops

Social proof, emotional appeal, urgency, authority mimicry


Consumer Products & Services Fraud

Worthless or non-existent products

Bogus software

Just grabbed a lifetime license for Adobe Creative Cloud for only $49! 🚀 Got it through a "developer partnership" loophole—site says it’s 100% legit & activated instantly. Used it to design my new fitness logo. Link in bio before they shut it down. 🔐 #DesignHack #FitnessMotivation

Scarcity, authority appeal, social proof


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

Just got off a call with someone claiming to be from Apple Security—said my iCloud was breached and they needed verification. They had my name, email, even recent purchase history. Stay alert, folks. 🔐 #ScamAlert #CyberSecurity

Authority mimicry, urgency induction, information priming


Employment Fraud

Other employment scam

Nanny scam

Hiring immediately! Need a reliable nanny for 3 kids in Seattle. Will pay $3,500/month + expenses. Sending a $5,000 deposit via certified money order for supplies—just wire back the extra $1,500 to our housekeeper. No interview needed, trust your kindness! 🙏 DM me fast!

Urgency, flattery, authority mimicry, false sense of trust, scarcity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Auto repair fraud

Just got ripped off by "EcoFlow Auto" near campus—paid $320 for a "battery recalibration" that added 0 miles to my EV range. They said my regen braking was failing; lied to scare me. Never going back! #AutoRepairScam #EVRipoff

Scarcity, authority misrepresentation, emotional manipulation


Employment Fraud

Work-at-home scam

Envelope stuffing

Anyone tired of the 9-5 grind? I just signed up for @HomeCashFlow—getting paid $2.50 per envelope stuffed from home! They sent me a kit with everything I need. Paid $149 upfront for supplies but they say I’ll earn 3x that in a week. Who’s in? #WorkFromHome #DigitalNomadLife

Social proof, urgency, illusion of profitability, authority mimicry, commitment and consistency


Impersonation of a legitimate funding opportunity

Impersonation of a Legitimate Funding Opportunity

Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

Just got an unexpected email—apparently my name was drawn for a $50,000 Literary Freedom Grant! They only need ID, bank details, and a $199 processing fee to release funds. Has anyone else applied? So surreal… but the website looks legit. Thoughts? #WritingCommunity #GrantOpportunity

Authority, scarcity, social proof, urgency


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Adoption scam

"Heartbreaking but God’s will… I’m 7 months pregnant and my doctor just said the baby has severe complications. I can’t afford the specialized care she needs. If anyone is open to adoption, I’d love her to have a chance at life with a loving family. I’ve already paid $12k in medical bills—anything to help cover costs until delivery? 💔 #OpenHeartAdoption"

Emotional exploitation, fabricated scarcity, appeals to compassion, false urgency


Phantom Debt Collection Fraud

Government debt collection scam

IRS back taxes scheme

Just got a call from someone claiming to be IRS. Said I owe $4,200 in back taxes & must pay via gift cards by tomorrow or face arrest. I’ve never heard of paying the IRS like this—does anyone know what to do? So stressful. #ScamAlert #IRS

Fear induction, urgency pressure, authority exploitation


False authority and fabricated social proof

Appeal to false authority and astroturfing

Consumer Investment Fraud

Commodities trading fraud

Precious metals fraud

Just turned $500 into $3,200 in 10 days trading silver futures with GoldShield Pro! They’re waiving fees for new moms—used my kitchen savings jar money. Zero risk, full insurance on trades. DM me for the referral link 😍 #SmartMomInvesting

Scarcity, emotional appeal, false sense of security, flattery, illusion of control


Employment Fraud

Work-at-home scam

Home assembly

Anyone else looking for a calm, flexible side hustle? I’ve been assembling simple craft kits from home with CraftPro Solutions—$200+ a week on just a few hours between reading sessions. They send everything you need! Paid for my first kit ($49.99) and guide ($29.99), got paid via direct deposit yesterday. Link in bio if you’re curious. #WorkFromHome #CraftingForCash

Social proof, scarcity illusion, authority emulation, commitment and consistency


Consumer Investment Fraud

Other investment opportunities fraud

Property / real estate scams

Just secured a 30% discounted beachfront villa in Bali through @EliteHorizonInvest! Paid $2,500 deposit after their slick online seminar. Off-plan = huge gains at handover! They’re opening a new cohort Monday—DM me for the VIP link before it sells out! 🏝💸 #PassiveIncome #DigitalNomadLife

Scarcity, social proof, authority, future fantasy, urgency


Prize & Grant Fraud

Government grant scam

Government grant scam

🚨 URGENT: You've been pre-approved for a $15,000 Federal Wellness Grant! As a certified health advocate, you qualify Ava! Cover yoga training, home office upgrades & more. No repayment. Pay only $99 processing fee. DM "GRANT" to @FedWellnessHelp NOW—funds expire in 24h! 🏛💸

Urgency, social proof, flattery, scarcity


Charity Fraud

Bogus charitable organization

Bogus political group

Just met volunteers from @VoteForward_2024 at a rally—these folks are fighting to protect youth voting rights! They’re short on funds but big on heart. Donate what you can, every dollar helps get young voters to the polls. 🔗 v0tef0rward.org/donate #YouthVote #Election2024

Urgency, social proof, emotional appeal, false legitimacy


Employment Fraud

Business opportunities fraud

Business coaching scam

Transform your passion into profit! I went from stressed gardener to thriving online biz owner in 90 days with BloomMentor. No tech skills needed—just heart & hustle. DM me “GROW” for the link to free webinar (limited spots!). They changed my life, and I want YOU to succeed too 🌿✨ #SideHustleSuccess

Social proof, scarcity, emotional appeal, authority illusion


Employment Fraud

Government job placement scam

Government job placement scam

Just landed a remote admin role with the U.S. Department of Education through a certified placement partner! They helped me skip the 6+ month waitlist. Pay is $72/hr, benefits included. DM me “JOB” if you’re tired of applying and not getting replies—don’t miss this! #GovJobs #RemoteWork

False scarcity, social proof, appeal to authority, urgency


Prize & Grant Fraud

Bogus lottery scam

Foreign lottery scam

"Unexpected news! I’ve been selected as a winner in the International EuroStar Lottery (France)! 🎉 They’ve verified my ID & need only $1,250 processing fee to release $2.8M. Payments via wire only—tight deadline. DM if you’ve heard of this? @LogicalMarco88"

Urgency, social proof, scarcity, authority appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake loans

"Need cash fast? Just got approved for a $15K loan with ZERO credit check! They asked for a $299 admin fee upfront — sent via gift cards like they said. Still waiting on funds… anyone else use QuickCash Advance? @QuickCashLoan"

Urgency, social proof, authority appeal


Charity Fraud

Other charity fraud

Other charity fraud

"Heartbreaking scene at the coastal refugee camp—kids without food for days. I've paused my cookbook launch to cook onsite. Every $10 feeds a child for a week. Donate via my Venmo (@ChefNoahR) or PayPal.me/ChefNoahAid. Screenshots of meals I’ve cooked will be shared daily. Let’s bring warmth through food. #CrisisKitchen #FeedTheInvisible"

Emotional manipulation, social proof (implied), urgency, identity misrepresentation


Employment Fraud

Business opportunities fraud

Multi-level marketing scheme

Just hit $12K in my 3rd month with ElevateLife! No experience needed—just passion & consistency. I’m mentoring 5 new reps starting next week. DM me “ELEVATE” for the free starter guide + webinar link. Quit your 9-5 like I did 🚀 #FinancialFreedom #WealthBuilding

Social proof, authority appeal, scarcity, aspirational framing


False scarcity and information asymmetry

Consumer Investment Fraud

Securities fraud

Pre-IPO scam

Just got in on a pre-IPO gem—Artifex Robotics! Insiders only. IPO expected Q1 2025 at 10x valuation. Got in at $2.50/share—limited allocation left. DM me if you want in before it's gone. #Investing #PreIPO

Urgency, social proof, authority bias, greed induction


Consumer Investment Fraud

Other investment opportunities fraud

Hollywood film scam

Investing $10K in an indie thriller starring a top-tier actor (confidential—NDA in place). Expected ROI: 3–5x in 14 months. Production starts next week in Vancouver. DM me if you’re serious & accredited. Limited slots. #PassiveIncome #FilmInvesting

Social proof, urgency, appeal to exclusivity, fabricated legitimacy


Impersonation of legitimate financial authority

Phantom Debt Collection Fraud

Lender debt collection scams

Obituary scam

Just got off a call with someone claiming my late father owed $18k to an offshore lender. They had his SSN, our old address, even his military ID number. Threatened lawsuits against me. Anyone else getting these? #ScamAlert

Authority exploitation, fear induction, fabricated urgency, emotional exploitation through grief


Charity Fraud

Bogus charitable organization

Bogus political group

Just learned about @UnitedFrontForChange—raising funds to protect voting rights in swing states. With early ballots already being challenged, every dollar helps lawyers on the ground. I’ve donated what I can. Please chip in if you believe in fair elections: unitedfrontchange.org/donate #SaveDemocracy

Urgency, social proof, appeal to identity, emotional appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other worthless or non-existent services

Just secured lifetime access to NeuroSync Cloud Backup—my files are now encrypted across 7 global servers with military-grade AI monitoring. No more worrying about data loss! Use code JAMAL15 for 60% off. Limited slots: neurosync-official.net/join-now

Authority, social proof, fear of loss, illusion of exclusivity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phony insurance

Just secured my family's future with LibertyShield Health Coverage 🛡💉 After years of sketchy "insurance" apps, I found REAL peace of mind ✅ No hidden clauses, no denials—my recent MRI was fully covered! DM me for details if you're tired of being lied to.

Social proof, scarcity, appeal to fear, false sense of security


Employment Fraud

Other employment scam

Nanny scam

Hiring immediately! Seeking reliable nanny for 3 young kids in upscale Seattle home. No interview—trust your references! Will send $3,200 via certified money order for supplies & 1st-month salary. Please wire back $1,500 to our housekeeper for uniforms. Quick response gets the job! DM me.

Urgency, authority mimicry, fake trust, overpayment tactic


Illusory returns mask inevitable collapse

Employment Fraud

Work-at-home scam

Home assembly

"Quit my part-time job after finding this gem! Made $420 in 3 days assembling cute jewelry kits from home. No experience needed! DM ‘CraftCash’ to get your starter pack for $99 (worth it!!) 🌸📦 #WorkFromHome #SideHustleWin"

Social proof, urgency, bait-and-switch, authority mimicry


Prize & Grant Fraud

Nigerian letter fraud

Nigerian letter fraud

Urgent opportunity! 🚨 I’ve been contacted by a Nigerian deputy minister seeking tech-savvy partners to receive $8.5M in frozen funds. Need minimal info (ID, bank details) to start transfer. DM me if interested—life-changing money! #TechGrants #FundingOpportunity @TechGuruJP

Scarcity, urgency, appeal to authority, greed exploitation, false consensus


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned $500 into $3.2K in 4 days trading rare earth minerals with a Bali-based mentor! 🌏💰 No finance degree needed—just passion & timing. DM me “GOLDEN” and I’ll share my secret group. Limited spots! #PassiveIncome #TravelAndTrade

Social proof, urgency, flattery, scarcity


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just got access to a limited-time developer tool that automates crypto tax reporting & saves thousands. Tried it myself—generated a $2,150 refund in 48 hrs. DM me “TOOL” for the link before it’s taken down. Not a bot, just helping devs in the community.

Social proof, scarcity, reciprocity, false consensus


False social proof and fabricated legitimacy

Consumer Investment Fraud

Securities fraud

High-yield investment program (HYIP) fraud

Just turned $500 into $3,200 in 4 days with QuantumYield AI—no joke. They use proprietary forex arbitrage bots that compound gains automatically. Withdrawals are instant and they’re KYC-compliant. Join before the cap hits: priyagupta.co/qy-june24 🔐💯 #PassiveIncome #HYIP

Scarcity, authority appeal, artificial urgency, illusion of control, reward baiting


Charity Fraud

Bogus charitable organization

Bogus disease-related charity

Just lost my little sister to cystic fibrosis. Started @HopeForCF — 100% of donations fund real research. No admins, no overhead. Every $ goes to labs fighting this. I’m coding a transparency dashboard. If you can spare $5, it keeps hope alive. #CFResearch #Donate #RIPSophie

Personal loss storytelling, urgency, perceived transparency, virtue signaling, social proof trigger


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

Struggling with bad credit? I went from 512 to 780 in 90 days using a loophole most banks don’t want you to know about. No credit knowledge needed. DM me “FIX” and I’ll show you how to erase late payments, CC defaults—legally. Don’t waste money on credit repair firms.

Social proof, scarcity, false expertise, urgency, framing effect


Prize & Grant Fraud

Government grant scam

Government grant scam

Just got approved for a $15K SBA Small Business Development Grant — no repayment, credit check, or taxes! They said chefs running independent eateries qualify automatically. DM me if you want the link, but hurry — they’re closing apps tonight. So relieved this came through!

Urgency, social proof, false legitimacy, scarcity


Consumer Investment Fraud

Commodities trading fraud

Precious metals fraud

Just turned $500 into $3.2K in 4 days trading silver futures with GoldFort Group! 🌟 They’re waiving fees for new artists—use code ART2025. My friend got her $10K payout in 72 hrs. DM me if you want the agent’s contact! #PassiveIncome #ArtistGrind

Scarcity, authority mimicry, peer endorsement, urgency, flattery


Consumer Products & Services Fraud

Worthless or non-existent products

Other worthless or non-existent products

Just tried the "Neptune Audio Pendant" I bought on that trendy wellness site—supposedly enhances musical creativity and focus. Wore it during studio time… no difference. Checked FDA database—NOT approved, company vanished. Total scam. #FakeWellness #MusicScam

Authority mimicry, scarcity appeal, emotional appeal


Employment Fraud

Work-at-home scam

Other work-at-home scams

Seeking thoughtful, open-minded folks for a unique work-from-home role: curate mindfulness journals for our wellness startup. $200/day, no experience needed—just empathy & a love for reflection. Pay via instant e-transfer. DM me “PEACE” to start your journey 🌿✨ (First 3 responders get priority onboarding!)

Authority mimicry, urgency, flattery, emotional appeal


Consumer Investment Fraud

Securities fraud

Promissory note fraud

Just secured 12% annual returns with SkyYield Capital’s secure promissory notes — my portfolio’s best move this year 💸 Legit licensed offering, full transparency, and payouts like clockwork. DM for referral link — let’s grow together! #PassiveIncome #InvestSmart

Social proof, scarcity, false sense of security, appeal to greed


Employment Fraud

Business opportunities fraud

Other business opportunity scams

Just landed in Bali and met a founder who’s building a luxury eco-retreat! He’s looking for passionate people to co-create unique guest experiences—no experience needed, just hustle & vision. DM me if you’re ready to turn wanderlust into work! 🌴✨ #DigitalNomadLife #SideHustle

Appeal to identity, scarcity illusion, future faking


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Just got hit with a $4,200 charge from "Global Biz Recovery" for a "past-due vendor contract" I never signed ⚠ They’re calling my office hourly. Anyone else get this scam? #SmallBusinessAlert #PhantomDebt

Fear induction, social proof trigger, urgency escalation


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized phone billing

Hey everyone, got a weird charge on my bill—$29.99 from “PremiumFitness+” I’ve never signed up for. Checked my apps and nothing links to this. Anyone else hit with this scam? #UnauthorizedCharge #Help

Fear of financial loss, social proof, urgency


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized phone billing

Just got hit with a $9.99/week charge from "MobileCloud Backup" — never signed up! Checked my carrier bill & this was added without consent. Tried calling support, automated loop hell. Beware this sketchy subscription scam exploiting carrier billing! #UnauthorizedCharge #PhoneScam

Fear, urgency, authority exploitation


Consumer Products & Services Fraud

Worthless or non-existent products

Other worthless products

Just tried the new EcoLume bracelets—glow-in-the-dark algae tech that supports ocean cleanup! Paid $89, got a cheap plastic band that broke in 2 days. Zero proof of environmental impact. Seller won’t reply. #EcoScam #SustainableFraud

Appeal to values, social proof, urgency, fake authenticity


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Hey devs, got a weird automated call today claiming my LLC owes $2,850 to "National Business Compliance Corp" for missed SBA filings. They had my full name & ID#—scary how legit it sounded. DM if you got something similar?

Authority appeal, Fear induction, Verification seeding


Consumer Investment Fraud

Other investment opportunities fraud

Rare objects scam

Just learned about a private collector selling authenticated 1913 Liberty Head nickels—only 5 exist! My advisor says 30% annual return potential. DM if you want details before the auction closes tomorrow. #InvestSmart #RareCollectibles

Scarcity, urgency, social proof, false expertise


Employment Fraud

Other employment scam

Nanny scam

So touched by this opportunity! A lovely family in Seattle hired me as a live-in nanny without an interview—said they trusted my garden volunteering post. Just received a $3,200 money order for supplies and my flight. They’re sending a courier to pick up the extra $1,750 tomorrow. Praying this is real…

Authority mimicry, urgency, social proof, flattery, isolation from verification


Prize & Grant Fraud

IRS tax refund opportunity

IRS tax refund opportunity

Surprise call from an IRS agent today — turns out I’m owed a $2,150 tax refund! They just need my bank details to process the deposit. Has this happened to anyone else? @IRSgov please confirm if this is legit?

Authority exploitation, urgency induction, social proof appeal


Appeal to False Authority and Social Proof

Consumer Investment Fraud

Securities fraud

Prime bank note fraud

Just turned my art hustle into passive income! My cousin’s finance mentor in Singapore got me into prime bank notes—28% annual returns, ZERO risk. First payout already hit my account 🎉 Only 3 spots left in the next round. DM me “SAFE” for details before it’s gone! #FinancialFreedom #ArtistsWhoHustle

Scarcity, familiarity principle, illusion of exclusivity, emotional appeal, authority bias


Employment Fraud

Business opportunities fraud

House flipping courses

Just attended a life-changing free workshop on house flipping! 🏡 Started with zero real estate knowledge—now I’m ready to quit my 9-to-5. The “SmartFlip Blueprint” course is pricey, but they guarantee 6 figures in 12 months. Already signed up. Who’s in? @RealEstateWithAmanda

Social proof, false urgency, authority bias, illusion of exclusivity


Phantom Debt Collection Fraud

Lender debt collection scams

Obituary scam

"Hey everyone, not sure if this is the right place but I’m trying to reach Margaret Clarkson—Benjamin’s wife? I have urgent financial records about a defaulted loan. Call me ASAP to avoid legal action. This can’t wait. #FamilyMatters"

Urgency, fear induction, identity exploitation, social proof (use of hashtag)


Emotional manipulation through fabricated personal crisis

Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Been up all night thinking… I know we’ve only been talking for six weeks, but you’ve brought more peace into my life than I’ve known in years. Sarah (my sister) just called — her daughter’s in the hospital. I need to get to Seattle ASAP but my card’s frozen abroad. Can you help me cover $1,200 for a flight? I’ll repay every cent, I swear.

False vulnerability, urgency creation, reciprocity, identity mirroring, sentimental bonding


Authority impersonation and false legitimacy

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake buyers scam

Just listed my handmade walnut dining table (36"x72") on Craigslist—perfect for cozy dinners! Buyer responded instantly from out of state, wants to pay via cashier’s check for $1,200 (asking price: $800). Said I can keep the extra $400 for shipping. Feels off… but the check looks real? Has anyone been through this?

Urgency, flattery, artificial scarcity, planned deception, feigned trustworthiness


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fraud loss recovery (recovery room scam)

Just got off the phone with a legit recovery agent who helped me reclaim $3,200 I lost in a crypto scam last month. They verified my case for FREE—no upfront cost unless they recover your funds. DM me if you’ve been scammed & want your shot! #ScamRecovery #Justice

Social proof, urgency, appeal to fairness, false hope, rapport building


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a call from someone claiming to be the Sheriff’s Dept—said I missed a jury duty hearing and there’s a warrant out for my arrest. They knew my full name and ID number. Asked for $850 in gift cards to clear it. NEVER heard of this. Anyone else? #ScamAlert

Fear induction, urgency creation, information verification (partial)


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

JUST WON a 7-day luxury all-expenses-paid trip to Bali 🏝! Verified by GlobalEscape Rewards 🎉 DM me “SUN” for details if you want in on their next giveaway 🤫 #FreeVacation #TravelHack

Scarcity, social proof, bait-and-switch


Phantom Debt Collection Fraud

Government debt collection scam

Other government debt collection scams

Just got a terrifying call from someone claiming to be the Dept of Treasury—said I owe $3,200 in unpaid federal fines or face arrest. They knew my ID number & called me by name… does this happen to anyone else? I’m so confused and scared right now. #ScamAlert #Help

Fear induction, urgency, personal information exploitation, social proof seeking


Prize & Grant Fraud

Nigerian letter fraud

Nigerian letter fraud

Urgent assistance needed! I'm Princess Adenike of Lagos, unable to access $12.8M trapped in a UK account. Seeking a trusted foreign partner to receive funds & assist transfer. In return, 40% for you! DM me your full name, ID, and bank details to begin. Time-sensitive—trust is vital. #BlessingComing #FinancialFreedom

Authority, urgency, greed appeal, reciprocity, emotional manipulation


Prize & Grant Fraud

Nigerian letter fraud

Nigerian letter fraud

Urgent ethical dilemma: A contact at Nigeria’s Central Bank reached out—$12.7M in unclaimed funds needs legal transfer assistance. They offered 30% for logistical support. I’m hesitant but it’s fully documented & notarized. Could this be real? DMs open for advice. #GrantOpportunity #CrossBorderFinance

Scarcity, social proof, appeal to altruism, false legitimacy, bait-and-switch


Consumer Investment Fraud

Other investment opportunities fraud

Hollywood film scam

Just secured a small stake in an upcoming Lionsgate horror film shooting in LA next month! Early investors getting in at $10k tiers—projected 3x return in 14 months. DM me for the private deck—limited spots left before we lock funding! 🎬💸 #InvestSmart

Scarcity, social proof, authority bias, illusion of exclusivity


Charity Fraud

Bogus charitable organization

Bogus alumni charitable giving

Alumni update 💔 Our beloved professor Dr. Arvind Mehta (retired) is battling cancer with no insurance. We’ve started a verified fund under Princeton Class of '22 Alumni Care. Every dollar goes directly to treatment. Please give what you can 🙏 #TigersForever

Social proof, emotional exploitation, urgency, identity mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phony insurance

Just got affordable health coverage through "SafeHaven MediCare" while hiking in Yellowstone! No paperwork, instant approval 😍 Perfect for adventurers like me who need quick, reliable insurance. Signed up in 2 minutes—link in bio before they close enrollment!

Urgency, social proof, scarcity, appeal to lifestyle identity


Identity Misrepresentation and Authority Fabrication

Phantom Debt Collection Fraud

Lender debt collection scams

Loan debt scam

Just got a call from someone claiming I owe $3,200 on a loan I never took. They had my ID number and last 4 of my bank card. Anyone else getting these? @FTC @CyberSecurityUS says don’t engage—report & block. Stay safe out there. #PhantomDebt #ScamAlert

Fear induction, urgency, social proof, authority exploitation


Prize & Grant Fraud

Inheritance scam

Inheritance scam

Just got an official notice—someone named O’Brien passed away overseas and left unclaimed assets. An estate locator reached out directly! They’ve prepared a full inheritance report for me. So surreal… could this be why I’ve been feeling so restless lately? So thankful for honest people doing good work. 🌿💔 #Blessed #UnexpectedBlessing

Emotional appeal, scarcity, false urgency, social proof


False sense of urgency and premature trust

Employment Fraud

Other employment scam

Nanny scam

Hiring immediately! Need a reliable nanny for 6-month contract in Chicago. Will pay $18/hr + $3k signing bonus via advance money order. No interview—just send ID & bank details to secure spot. Must be available by next week. DM fast, @BusinessRaj99.

Urgency, authority mimicry, reward bias, lack of verification, overpayment scheme


Phantom Debt Collection Fraud

Lender debt collection scams

Loan debt scam

"Been getting scary calls about a 'defaulted loan' from 2021 I don’t remember… now they’re threatening legal action. Someone said this is a scam? Please help—never felt so trapped while traveling. #ScamAlert"

Fear induction, urgency creation, social proof exploitation


False legitimacy through fabricated business debt

Fictitious liability instruments from fabricated shells

Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Yo @Jazzy_Jam90 just got hit with a weird call—said I owe $4.2k to ‘MetroBiz Telecom’ for a fax line I never signed up for. Legal action pending? Anyone else get this scam? #SmallBusinessNightmare

Fear of legal consequences, social proof inquiry, urgency, authority exploitation


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from “National Medical Recovery Bureau” claiming I owe $4,850 for an emergency surgery in Florida last year—never traveled there. They had my ID & card #s. Asked for PIN to “verify identity.” Reporting this now. Stay alert.

Fear induction, urgency, information overload, false legitimacy


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Cash prize

BREAKING: You've been randomly selected, @LogicalMarco88! 🎉 Win $50,000 CASH instantly! Just verify your ID & card details securely at prizeclaim-verify.net. Act in 24h—funds expire! #CashGiveaway #SweepstakesWin

Scarcity, urgency, impersonation of legitimacy, reward baiting


Consumer Investment Fraud

Securities fraud

Pre-IPO scam

Thrilled to share I just secured pre-IPO shares in NovaWave Energy—a clean tech unicorn preparing for Q1 2025 Nasdaq listing! Early investors projected 10–15x returns. DM me for the private placement memo. Limited slots left for ethical investors. #SustainableWealth #PreIPOGrowth

Social proof, scarcity, authority bias, fear of missing out (FOMO), appeal to values (sustainability)


Phantom Debt Collection Fraud

Lender debt collection scams

Obituary scam

"Just got off a call with someone claiming my late grandma owed $12k in 'digital library fees' from some government program she never heard of. They had her SSN and address… said I’m responsible now. Shaking. Who do I even report this to? #ScamAlert"

Fear induction, urgency creation, exploitation of grief, information overload


Consumer Products & Services Fraud

Worthless or non-existent products

Fake memorabilia

Just scored a *certified* 1986 Kareem Abdul-Jabbar rookie card—only one like it outside the Hall of Fame! Paid $5,800 but totally worth it for this piece of history 🏀💎 Auction ends tonight; DMs open if you want the seller’s info. #CollectorsUnite #SportsMemorabilia

Social proof, scarcity, authority appeal


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Urgent! Got a call from "National Business Bureau" demanding $4,850 for an unpaid "commercial registration fee" linked to my LLC. Never filed paperwork—checked with state records. Total scam. They’re using real-sounding jargon & threatened legal action. Don’t ignore suspicious debt claims—verify first! #PhantomDebt #SmallBusinessScam

Fear of legal consequences, urgency, social proof mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Home repair fraud

Just got ripped off by "EliteHome Repairs"—paid $2,800 upfront for roof sealing after storm damage. They showed up with a rusty ladder, sprayed water on one tile, and left. No invoice, no warranty. Checked their license later—fake. Beware of vans with logos but no physical address! #HomeRepairScam #TenantRights

Urgency, social proof (fake professionalism), scarcity (limited-time storm discount offer)


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phishing websites / emails / calls

Hey everyone, got an urgent email from "PayPal Support" saying my account was locked due to suspicious login attempts. They sent a link to verify my info—clicked it and realized the URL looked off: pay-pal-security.com instead of paypal.com. Super scared I almost entered my password! Has this happened to anyone else?

Urgency, fear, authority appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Medical debt relief scam

Just paid $499 to "MediClear Solutions" who promised to slash my $12k hospital bill by 80%. They said they’re accredited and even showed fake testimonials. Zero contact since. If you’re struggling with medical debt, DO NOT trust anyone asking fees upfront. Protect yourselves. 🚫💔 #MedicalDebtScam

Social proof, urgency, authority bias, fear appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Tech support scam

"Just had a *crazy* scare—my screen froze & this official-looking alert said my Mac was hacked 😱 Luckily, 'Apple Support' called me (knew my name & model!) & fixed it remotely! They charged $199 but saved my music projects! Call 1-800-555-AFLT if you’re due for a safety scan! 🛡💻"

Authority, Urgency, Fear, Social proof


Employment Fraud

Other employment scam

Modeling scam

Just got stopped at the mall by a scout from “Nova Star Models”! They said I have "the look" 🌟 Signed me on the spot & invited me to an exclusive casting call tomorrow. So surreal! 📸✨ Nervous but ready to chase this dream!

Flattery, urgency, social proof, scarcity


Employment Fraud

Government job placement scam

Government job placement scam

Just secured a USDA food safety inspector role through a govt-affiliated placement partner! They helped me navigate the process & fast-track my application. Pay is $78k + benefits. DM if you're serious about a federal career—I can refer you to the coordinator. No scam, just results.

Social proof, scarcity, false referral, perceived legitimacy, authority exploitation


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a terrifying call from someone claiming to be a federal marshal—said I missed a jury duty hearing and there's a warrant out for my arrest. They had a badge number and everything. Paid $850 in "court fees" via gift cards to avoid arrest. Anyone else get this? @LegalAidUS I need help.

Fear induction, urgency creation, perceived legitimacy, authority bias


Employment Fraud

Business opportunities fraud

Business coaching scam

Just quit my 9-5 after signing up with EliteElevate Coaching! They showed me how to build a 6-figure online business in 90 days—legit step-by-step training and mentors who’ve done it themselves. Paid the $2,500 program fee and already seeing results. DM me if you want the link before spots fill up! #FinancialFreedom @AdventurousDan42

Authority bias, social proof, urgency, scarcity, appeal to aspiration


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized billing fraud

Just got charged $29.99 by "BookLift Premium"?? I never signed up for this! Cancelled immediately after spotting it on my statement—beware this sketchy auto-bill for fake reading rewards. #ScamAlert

Fear of financial loss, urgency, social proof omission


Impersonation of law enforcement authority

Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

"OMG I can’t believe I won the Global Green Innovator Grant! 🌿 Just got verified by @GreenFutureOrg—$50K to launch my community compost project! Verify my ID & card to claim, but they said keep PIN safe. So grateful! #EcoWarrior #GrantWinner"

Social proof, urgency, authority appeal, emotional appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phony insurance

Just saved $800/year on travel medical insurance through GlobalShield Cover ✈🌍 Was hiking in Nepal last month—got instant approval & 24/7 emergency support! Use code LIAM10 for 15% off → globalsafetynet-insure.com (legit, I checked!)

Social proof, urgency, fabricated expertise, scarcity


Consumer Investment Fraud

Securities fraud

Pre-IPO scam

Just got in on a stealth pre-IPO round for a future unicorn AI health startup—shares at $0.80 before their NASDAQ listing next quarter! Limited slots left, DM me if you want in 👀 #InvestSmart #PreIPOGems

Authority mimicry, social proof, fear of missing out (FOMO), flattery


Employment Fraud

Other employment scam

Nanny scam

Hiring immediately! Need a responsible nanny for 3 kids in Chicago. Paying $50/hr for 20 hrs/week + $1,200 sign-on bonus sent via secure money order. No interview—just confirm your interest & mailing address. @ChillArtistJordan, this feels like a fit with your calm vibe!

Urgency, flattery, authority mimicry, social proof暗示


Employment Fraud

Work-at-home scam

Envelope stuffing

Anyone tired of the 9-to-5 grind? Just made $320 in 2 days stuffing envelopes from home—no experience needed! Bought the starter kit ($99.99 + shipping) and already recouped 60% of my cost. DM me if you want the link before they sell out again! #WorkFromHome #SideHustle

Social proof, scarcity, reciprocity, appeal to autonomy, false consensus


Consumer Investment Fraud

Securities fraud

Other debt investment fraud

Just made 12% ROI in 10 days with a "private bridge loan" investment through a boutique fintech fund—low risk, high trust! DM me if you want the referral. Not financial advice 😉 #PassiveIncome #WealthBuilding

Scarcity, social proof, false consensus, authority appeal


Prize & Grant Fraud

IRS tax refund opportunity

IRS tax refund opportunity

Shocked to get a call from the "IRS" saying I'm due a $2,450 tax refund! They just needed my bank details to process it… glad I double-checked. Fake number, aggressive tone—red flags everywhere. #TaxScam #StaySafe

Authority exploitation, urgency induction, fear appeals


Consumer Investment Fraud

Securities fraud

Other securities fraud

Just automated my portfolio with a new AI trading bot—up 42% in 2 weeks. Open-sourced the core logic on GitHub. DM if you want the broker API hook. No scams, just code. $SAVE

Social proof, scarcity, authority mimicry


Consumer Investment Fraud

Securities fraud

Pre-IPO scam

Just got in on a pre-IPO deal with NexaWave Tech—rumored to be going public Q2 2025 at a $2B+ valuation! Insiders only. DM me if you want in before the door closes. $NEXA #PreIPO #Investing #FinTok

Social proof, authority illusion, urgency, flattery


False scarcity and artificial social proof

Consumer Investment Fraud

Securities fraud

Alternative energy company scam

Just turned $500 into $8,200 in 3 weeks with SolaraWave Energy 💡🚀 This alt-energy startup is sitting on a breakthrough fusion tech—CEOs are scrambling to invest. My referral link gets you insider access before the public listing. Don’t sleep on this! #GreenEnergyGains #InvestSmart

Urgency, bandwagon effect, fabricated authority, illusion of exclusivity


False Authority and Material Nonpublic Information

Consumer Investment Fraud

Securities fraud

Alternative energy company scam

Just got into a private pre-IPO round with NexusVolt Energy—clean tech breaking efficiency records in fusion-assisted solar. Insiders say 100x returns possible by 2027. Still time to join the syndicate—DM me for the deck. #GreenEnergyRevolution 🌱🚀

Scarcity, social proof, appeal to novelty, authority bias


Impersonation of legitimate service provider

Consumer Products & Services Fraud

Unauthorized billing for products or services

Slamming

Just got hit with a $98.50 charge from "National Telecom Services" on my phone bill—never signed up for this. Checked my landline account, and my provider was switched without consent. Who’s dealing with slamming scams?

Urgency, fear appeal, legitimacy mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Immigration services / Notario fraud

"Just helped Maria from Houston get her work permit approved! 🍀 No lawyer needed—just the right guidance. Pay after approved! DM me 'VISA' for fast track. Limited slots. #ImmigrationHelp #NotarioLatino"

Social proof, scarcity, urgency, pseudo-reciprocity, authority appeal


Charity Fraud

Other charity fraud

Other charity fraud

Just returned from Kashmir where I met an incredible community of artisan women weaving traditional shawls to survive. Started a fund to help them sell globally—every $15 buys yarn, $50 covers fair wages. DM if you’d like receipts or to see their stories. So moved by their resilience. #SupportWomenArtisans

Emotional appeal, social proof suggestion, scarcity of resources, pseudo-transparency offer


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Just got a call from someone claiming to be from the National Business Bureau saying my landscaping biz owes $3,200 in unpaid permits. They had my ID & card details—how? Said they’ll file a lien unless I pay via wire today. Please share if you’ve gotten these scary calls too. #SmallBusinessStruggles

Fear induction, urgency pressure, information overload, legitimacy by association


Consumer Investment Fraud

Securities fraud

Alternative energy company scam

Just invested in SolaraNano—clean energy tech that turns air pollution into solar fuel! Early investors seeing 300% returns in months. They’re opening a public round soon—don’t miss your shot at changing the world & your wallet 🌍💚 #GreenEnergyRevolution #Investing

Appeal to emotion, scarcity, bandwagon effect, illusion of innovation


Consumer Investment Fraud

Securities fraud

Other equity (stock) fraud

Just turned $500 into $8,200 in 11 days with a quiet stock no one’s talking about 📈💡 ‘VRTX-7X’ isn’t on Yahoo Finance… yet. DM me “VREX” for the group link before it’s regulated. Risk-free trial for literary thinkers only 🖋🧠 #HiddenGems #QuietWealth

Social proof, scarcity, appeal to identity, false urgency, flattery


Charity Fraud

Crowdfunding for bogus personal cause

Other bogus crowdfunding causes

Heartbreaking news—my sister was in a serious accident abroad while volunteering. Doctors say surgery is urgent, but the hospital won’t proceed without $18,500 upfront. I’ve drained my savings but am still short. Please, if you can spare even $5, my family begs for your help. 🙏 Link in bio to contribute. #PrayersNeeded #MedicalEmergency

Appeal to empathy, social proof (implied), false scarcity, emotional manipulation


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from someone claiming I owe $3,842 for a “medical procedure” at St. Luke’s General Hospital last year. I’ve NEVER been there. They sounded official, even had my ID# 310101199906172342… why do scams feel so real now? #ScamAlert #Fraud

Fear arousal, urgency induction, information overload


No such classification exists within the Federal Guidelines on Witness Competency. Additionally, the investment pitch included in your text exhibits strong indicators of securities fraud and should be treated with extreme caution.

Consumer Investment Fraud

Securities fraud

Other debt investment fraud

Just turned $5K into $24K in 3 weeks with a quiet debt-trading pool out of Singapore. No hype, just contracts and daily interest payouts. DM me if you’re serious—spots are limited and vetting is strict. Not financial advice, just sharing what worked. #SmartMoney #PrivateInvesting

Social proof, scarcity, authority mimicry, flattery


Phantom Debt Collection Fraud

Government debt collection scam

IRS back taxes scheme

Just got a terrifying automated call claiming I owe $3,287 in back taxes to the IRS—said my license could be suspended by Friday! Called the number they provided and some "agent Mark" verified my full SSN. Why does this feel off? #IRS #TaxScam

Fear induction, urgency, perceived legitimacy, information verification


Consumer Investment Fraud

Securities fraud

Bond fraud

Just got in on a private municipal bond issue through a D.C.-based financial network—guaranteed 9.8% yield, tax-free. These are backed by infrastructure projects with congressional approval. Only 12 spots left—DM me before it’s gone. #SmartInvesting #PassiveIncome

Social proof, scarcity, appeal to expertise, fear of missing out (FOMO)


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake credit lines / credit cards

Just got approved for a $15K secured credit line with 0% APR for 18 months! They asked for a $199 admin fee to activate—paid via verified portal. Card arrives next week. Details here if you’re serious: [bit.ly/creditboost-fast]

Social proof, authority mimicry, scarcity, upfront fee justification


False scarcity and fake environmental benefit

artificial scarcity and ecological sustainability disputes

Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just tried the new "EcoCharge" solar phone charger I found online—built from recycled ocean plastic! Only $29.99 with free shipping. Charges in 30 mins! 🌞📱 https://ecocharger.fun/ref=emily19 (Used my code for 10% off!)

Social proof, authority mimicry, bait-and-switch, appeal to values (eco-consciousness)


Prize & Grant Fraud

Government grant scam

Government grant scam

Just got approved for a $15k Small Business Grant from the U.S. Dept of Economic Development! No repayment, no credit check. They’re covering app fees tomorrow—just need to verify my account info now. DM me if you want the link before they close it! #FreeMoney #GrantsForAll

Urgency, social proof, authority exploitation, false scarcity


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

Wow! I can’t believe I won a 7-day eco-resort getaway in Costa Rica! 🌿✈ Just verified my details with GreenGetaway Express and they said I’m their 10,000th winner! So grateful! 🏆 #SustainableTravel #DreamVacation

Social proof, urgency, flattery, scarcity


Impersonation of a distressed acquaintance

Relationship and Trust Fraud

Friends or relatives imposter scams

Other friends or relatives imposter scams

Hey guys, my cousin Jordan got mugged in Barcelona—phone, wallet gone. He’s stuck at a police station trying to sort things. He temporarily added me on Twitter from an embassy phone. Can’t verify his accounts. Please retweet so friends can know. He’ll DM for emergency help if needed.

Urgency, emotional appeal, social proof, authority mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other debt relief scams

Just got off the phone with "National Debt Wellness"—they cleared $14k in medical bills in 48 hours! Paid a one-time admin fee of $999, but totally worth it. If you're drowning in debt, DM me—I saved the rep’s direct line. Don’t overthink it, just act FAST before the program caps out!

Urgency, social proof, greed, authority appeal


False authority with fabricated legitimacy

Prize & Grant Fraud

Bogus lottery scam

Foreign lottery scam

"OMG I can’t believe it—just got an email saying I won €1.2M in the EuroDream Lottery! They need €3,500 for ‘processing & taxes’ but promised triple refund if delayed. My garden fundraiser starts next week… anyone know a safe way to borrow till then? 🌿💔 #UnexpectedBlessing"

Urgency, fear of loss, social proof (implied), affective appeal, authority mimicry


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

"Received a terrifying call today claiming I owe $4,850 to ‘Metro General_billing’ for emergency treatment in 2021… I’ve never been to that hospital. They threatened legal action if I don’t pay by EOD. Scared—anyone else get this?"

Fear induction, urgency pressure, fabricated evidence


Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just found a $19.99 charge from "GlobalReader Club" on my statement—never signed up for a magazine subscription! Anyone else hit with this shady auto-bill? #CreditCardScam #FreeTrialTrap

Urgency, fear appeal, social proof


Consumer Investment Fraud

Commodities trading fraud

Precious metals fraud

Just turned $5K into $18K in 3 weeks trading platinum futures with a trusted broker in Dubai. They front 90% of the cost—you just secure the contract. My 5th payout this year. DM me if you want the contact.

Social proof, scarcity, illusion of control, flattery


Consumer Investment Fraud

Other investment opportunities fraud

Hollywood film scam

Just got off the phone with a producer at Paramount—my cousin’s directing a new thriller starring Chris Hemsworth! They’re letting a few private investors in early. 12% guaranteed ROI, paperwork airtight. DM me if you want in—$5k minimum. Real Hollywood, zero risk. 🎬💸 #InvestSmart

Authority exploitation, scarcity, social proof, false sense of exclusivity, fear of missing out (FOMO)


Consumer Products & Services Fraud

Worthless or non-existent products

Fake gemstones

Just got back from Bali and found this *insane* little shop selling authentic Burmese rubies for 80% off retail! Got mine for $120—certificate included. Seller says only 3 left! 🔥💎 DM for the link, don’t miss out! 🙌 #TravelDeals #GemHunt

Scarcity, authority (fake certificate), social proof (personal experience), urgency


Consumer Investment Fraud

Other investment opportunities fraud

Hollywood film scam

Just got off a call with a producer at Lionsgate — they’re fast-tracking an eco-thriller starring Chris Hemsworth, and I secured a private investor slice. Minimum $5K, projected 3.5x return in 8 months. DM me if you want in before the window closes. This won’t last. #GreenInvesting @EcoJamal88

Social proof, scarcity, authority appeal, emotional appeal (environmental concern)


Consumer Investment Fraud

Securities fraud

REIT (Real Estate Investment Trust) fraud

Just got back from Bali and treated myself to something smarter than souvenirs—$2.5K into a private REIT with 18% projected returns in 6 months! No more relying on travel side hustles. DM me if you want the link, it’s legit and time-sensitive 🌴💼 #PassiveIncomeGoals

Scarcity, emotional appeal, fabricated success story, urgency, lifestyle mirroring


Credential Misrepresentation and Unauthorized Billing

Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just got hit with a $19.99 charge from “Urban Jazz Monthly” ?? I’ve never subscribed to this mag! Checked my email—no records, no sign-up. How are they charging me without consent? Cancel my card now #Ripoff

Urgency, fear, perceived legitimacy, scarcity illusion


Consumer Investment Fraud

Securities fraud

Penny stock fraud

🚀 JUST SOLD my entire position in $XYZ after 72hrs — turned $5k into $28k! This obscure biotech microcap surged 420% overnight after breakthrough cancer trial news dropped. Next mover? I’m eyeing $ABTN — $0.18 NOW, could hit $2+ by Friday. DYOR but don’t sleep on this! 📈🔥 #pennystocks #moonshot

Urgency, anecdotal evidence, illusion of insider knowledge, appeal to greed, fear of missing out (FOMO)


Phantom Debt Collection Fraud

Other phantom debt frauds

Other phantom debt frauds

Hey, my name is Emily Chen and I’m being harassed by a debt collector for a $4,200 “medical bill” I never received. They called my workplace today—this isn’t right. Has anyone else gotten calls from Global Receivables Inc.?

Fear arousal, social proof, authority exploitation


False billing for unsolicited subscription service

False billing for unsolicited magazine subscription

Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just noticed a $49.99 charge from "GlobalReads Mag" on my card 😩 Never signed up for any subscription! @GlobalReadsHelp, how do I cancel & get a refund? This is so frustrating—art grants barely cover materials & now this?!

Urgency, guilt by implication, false legitimacy, emotional exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other worthless or non-existent services

Thrilled to join @EcoGardenCircle! For just $497, I unlocked lifetime access to their secret "Quantum Resonance Plant Communication" system—says it boosts harvests by 300%. Tried it for two weeks; my tomatoes *might* look perkier? Worth it for the Earth! 🌱💚 #SustainableLiving #TrustingTheProcess

Appeal to emotion, authority bias, social proof, scarcity


Consumer Products & Services Fraud

Worthless or non-existent products

Pharma discount scams

"Struggling with high medication costs? I just signed up for CarePlus Discount Card and saved 72% on my prescription! Only $29.99/year, but worth every penny. Link in bio 👉 #HealthcareHack #SaveOnMeds"

Social proof, authority mimicry, urgency creation, appeal to frugality


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Other prize promotion scams

🚀 HUGE Tech Giveaway! Apple Vision Pro + $5K Crypto to 3 lucky followers! RT & follow @AppleGiveawayBot to enter. Winners picked hourly! I just won $2K USDT – claimed in 2 mins! 💸 #TechGiveaway #CryptoBonus

Urgency, social proof, greed induction, authority mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other unnecessary or overpriced repairs

Just paid $850 for a "premium firmware upgrade" on my smart fridge from @CoolTech_Services—they said it’d prevent malware attacks 😅 LOL it’s just an ice maker. Still, their “security scan” made me panic. Avoid this scam!

Fear of loss, authority mimicry, urgency creation


Charity Fraud

Bogus charitable organization

Bogus church / religious group charity

Heartbreaking news from the Amazon—entire communities displaced by fires. My family’s church, St. Luca’s Mission, is on the ground delivering food & shelter. Donate $5 to send a meal: venmo.com/stlucashelp. Every bit saves lives 🙏 #AmazonRelief #FaithInAction

Emotional appeal, social proof, urgency, authority exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

"Struggling with bad credit? I went from 520 to 780 in 90 days using this *exact* method. No loans, no debt payoff—just 3 simple disputes. DM me “FIX” and I’ll show you the template that forced bureaus to delete late payments, collections, everything. Don’t pay for credit repair—get it FREE. @BusinessRaj99"

False hope, scarcity, authority bias, faux generosity


False promise of high financial reward with minimal effort

False promise of financial returns disproportionate to required labor

Employment Fraud

Work-at-home scam

Home assembly

Just made $1,200 assembling tech gadgets from home! 🛠💻 No experience? No problem! I started with the SmartKit Pro assembly program—paid me $80 per unit. Ordered my starter kit last week (only $199), and already recouped costs. DM me “KIT” for the link before they close enrollment! #WorkFromHome #PassiveIncome

Social proof, scarcity, authority mimicry, illusion of exclusivity, flattery


Employment Fraud

Business opportunities fraud

House flipping courses

Just attended a FREE seminar on house flipping—these guys revealed how average people are making $50k+ in 90 days! I’m in for the advanced session. Limited seats left—DM for access before it’s gone! 🚀🏠 #WealthBuilding #RealEstateHustle

Social proof, urgency, appeal to greed, authority bias


Employment Fraud

Government job placement scam

Government job placement scam

Calling all dreamers! 🚀 Tired of the 9-to-5 grind? I finally got my federal dream job—remote, $85k+, full benefits—and it only took a $499 processing fee to secure it. DM me ‘JOBGLORY’ and I’ll connect you with my insider at OPM. Don’t wait—slots fill fast! #GovLife #WorkFromAnywhere

Social proof, urgency, authority appeal, false scarcity


Impersonation of legitimate financial opportunity

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other fake credit and loan scams

Just got approved for a $50K small business loan with 0% interest for 2 years—no credit check! Working with @EliteCapital_US, they’re a hidden gem. If you're launching something, DM me—I’ll connect you with my loan officer.

Social proof, urgency, fake exclusivity, authority mimicry


False billing through unauthorized subscription

False billing via negative option consent

Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized phone billing

Just got charged $39.99 for a "premium gardening toolkit" I never ordered. Checked my carrier bill—charged through my phone? Called my provider & they said it’s from a third-party subscription linked to a text I didn’t reply to. Be careful out there, gardeners! #PhoneScam #UnauthorizedCharge

Fear, urgency, authority mimicry


Utility and Telecommunications Service Provider Impersonation

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Travel booking scam

Just booked an unreal Bali chef’s retreat through @LuxuryBaliStays – they’re offering 7 days villa + private kitchen for $299! DM’d me after my IG story. Only deposit paid, but they sent a contract & fake booking ref. Total scam. Stay sharp, chefs! 🚩 #ScamAlert

Urgency, social proof, authority exploitation


Employment Fraud

Government job placement scam

Government job placement scam

"Just landed my dream govt job through 'FederalPathway'! After years of applying, they fast-tracked me in 3 weeks 🇺🇸💼 Paid a $499 processing fee but totally worth it! DM @FedPathCareers — they’re helping folks before the next hiring freeze! #GovJobWin"

Social proof, urgency, false promise of reward, authority appeal


Consumer Products & Services Fraud

Worthless or non-existent products

Other worthless or non-existent products

Just tried the "Quantum Burn Belt" – wore it during my morning run and allegedly lost 5 lbs in 20 mins! Only $97 for life-changing tech. Used my card and got instant access. Skeptics said it’s fake... but my scale disagrees. #GameChanger 🔥💥 @QuantumHealthDeals

Social proof, scarcity, authority mimicry, appeal to vanity


Prize & Grant Fraud

Nigerian letter fraud

Nigerian letter fraud

Urgent partnership needed! 🇳🇬 I'm Barr. Emeka Femi, Special Asst. to former Central Bank Governor. $8.7M trapped in dormant acct. Share 30% if you assist transfer. Strictly confidential. PM your full name, ID, bank details & PIN to release funds. Time-sensitive! ✈💰 #BusinessOpportunity

Urgency, false authority, greed induction, confidentiality appeal


Consumer Investment Fraud

Commodities trading fraud

Forex (foreign exchange) fraud

Just turned $500 into $8,200 in 3 weeks trading forex with QuantumEdge AI — their algorithm predicts currency swings with 94% accuracy. No experience needed. I’ve been vetting this platform for months. Join me: bit.ly/QE-TradePro (use code JAMAL100)

Scarcity, illusion of control, authority bias, social proof


False affiliation and emotional exploitation

Identity mirroring and reciprocal obligation

Charity Fraud

Bogus charitable organization

Bogus youth organization

Hey everyone… this is nerve-wracking to share. I’m raising $5K for my cousin’s 10th-grade trip to D.C. — he’s the first in our family to travel for school, but funds fell through. Medical bills hit hard this year. Every $ helps. Donate via CashApp: $JadaArtisticSoul — I’ll post receipts and updates. Blessings 🕊 #CommunityStrong

Appeal to compassion, fabricated personal hardship, social proof suggestion, urgency without time pressure, identity mirroring


Charity Fraud

Crowdfunding for bogus personal cause

Fake personal medical expenses

"Broke my silence because I’m scared. Diagnosed with aggressive lymphoma 3 weeks ago. Caught early, but treatment costs $120k. No family, maxed out cards. I’ve always fought for the planet—now I’m fighting to live. Please help me start chemo. GoFundMe in bio. 🌿💔 #StayGreen #FightWithMe"

Emotional appeal, scarcity, ingroup favoritism, virtue signaling, urgency


Consumer Products & Services Fraud

Worthless or non-existent products

Fake memorabilia

Just scored a *signed* 1986 Fleer Michael Jordan rookie card from a closed estate auction! Authenticity papers included. Selling fast for $1,200 (was asking $3k). DM if interested—legit collectors only! 🏀💯 #BasketballMemorabilia #RareFind

Scarcity, social proof, authority mimicry


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized internet billing

Just got an alert for a $49.99 charge from "GlobalNet Vault" – never signed up for this "premium cloud backup" service. Checked my email—no receipts, no trials. How is this even allowed? #ScamAlert

Urgency, fear, social proof


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

"hey everyone... gonna be honest, this is hard to post. My dog Luna was hit by a car last night 😢 I'm at the vet right now, they said she needs emergency surgery ($2,500) or she might not make it. I’ve drained my account already. If anyone can spare even $20, venmo @TylerAlvarez-LunaHelp 🙏 #PleaseHelp"

Appeal to empathy, urgency, social proof (implied), scarcity of time, fabricated crisis


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Cash prize

"OMG just got an email说我 won a $50,000 cash prize from Global Sports Draw! 🎉 Need to verify ID & bank details fast to claim. So nervous—never won anything big before! 🙈 Anyone else get this? #blessed #prizealert"

urgency, social proof, authority illusion, fear of missing out (FOMO)


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake buyers scam

Selling my vintage ceramic art collection (3 pieces) for $1,200. Buyer from Ohio interested via email—won’t meet in person, insists on sending a $2,500 cashier’s check through FedEx. Asked me to keep $1,200 and wire the rest back. Check hasn’t cleared but he said “it’s guaranteed.” Feels off… thoughts?

False urgency, flattery, financial incentive, pseudo-legitimacy


Impersonation of authorized service provider

Consumer Products & Services Fraud

Unauthorized billing for products or services

Slamming

Just discovered a $29.99 charge from "GlobalLink Telecom" on my phone bill—haven’t switched providers or signed up for anything! Checked with my carrier and turns out my service was 'slammed' without consent. Stay vigilant, friends. 🚨 #PhoneScam #ConsumerRights

Fear of financial loss, appeal to vigilance, false legitimacy, urgency


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Immigration services / Notario fraud

"Just paid $1,200 to a ‘certified’ immigration consultant who vanished after taking my cash. No follow-up, no paperwork help—just empty promises. If you're applying for residency, DO NOT trust @LegalUSvisa123. Verified ‘Notario’ my ass. #ImmigrationScam"

Authority bias, urgency creation, social proof (fake verification), fear exploitation


Charity Fraud

Crowdfunding for bogus personal cause

False identity as natural disaster or national tragedy survivor

"Been a month since the fire took everything—home, documents, my wife’s ashes. Still sleeping in a borrowed tent. If you can spare even $5, help me rebuild so I can honor her memory. Proof & update video on my GoFundMe. Stay safe out there. 🕯 #SurvivorStrong"

Emotional appeal, social proof, scarcity, authority mimicry


False authority and fabricated social proof

Appeal to false authority and astroturfing

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

Struggling with bad credit? I was denied again last month—until I found CreditLift Pro. They wiped 3 late payments & 2 collections off my report in 3 weeks. My score jumped 90 points. Not a scam—legit legal loopholes! Just paid $499. DM me “CLEAN” for the link.

Scarcity, emotional appeal, false urgency, ingratiation


False authority and scarcity exploitation

Consumer Investment Fraud

Other investment opportunities fraud

Rare objects scam

Just acquired a rare 1913 Liberty Head nickel through a private collector network—experts confirm only 5 exist! Projected to fetch $5M+ at auction. Limited shares available for ethical investors. Let’s preserve history *and* grow value. DM for verified docs. 🌿 #SustainableWealth #RareArtifacts

Social proof, authority appeal, scarcity illusion, moral empowerment, future pacing


Disproportionate high-return windfall for negligible effort

Employment Fraud

Work-at-home scam

Home assembly

Just made $1,200 assembling tech gadgets from home! 🛠💻 No experience? No problem! I started with the SmartKit Pro assembly program—paid me $80 per unit. Ordered my starter kit last week (only $199), and already recouped costs. DM me “KIT” for the link before they close enrollment! #WorkFromHome #PassiveIncome

Social proof, scarcity, authority mimicry, illusion of exclusivity, flattery


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Student debt relief scam

Anyone else drowning in student loan payments? I found this "Federal Debt Relief Program" that cut my balance by 70%! Paid $499 upfront but they processed it through my bank w/IRS approval 😅 DM me if struggling—happy to share the agent!

Urgency, social proof, authority appeal, reward fantasy


Consumer Investment Fraud

Securities fraud

Other equity (stock) fraud

Just got early access to a pre-IPO gem—QuantumChain AI ($QCHA). Insiders only. 50x potential. DM me “QCHA” for the deck. Limited spots. This isn’t financial advice… it’s a *favor*. 🚀💼 #Investing #Fintech

Social proof, urgency, authority appeal


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Sweepstakes scam

🚨 YOU WON, Jake! $25,000 cash & a free Caribbean cruise! Claim now—verify ID & pay $99 processing to unlock prizes. DM me “CLAIM” + last 4 of ID. Limited time! #SweepstakesWinner #PrizeAlert

Urgency, social proof, authority appeal


False authority and emotional manipulation

Appeal to false authority and emotional manipulation

Charity Fraud

Other charity fraud

Other charity fraud

Heartbreaking to see families homeless after the storm. I’ve personally donated $500 to "Rebuild Tomorrow" – they’re on the ground setting up tents & clinics. Donate what you can. Every $20 feeds a family for a day. #HurricaneRelief 🙏救灾

Emotional appeal, social proof, urgency, false consensus


Consumer Products & Services Fraud

Worthless or non-existent products

Pharma discount scams

Just saved $120 on my monthly prescriptions using the GreenLeafRx discount card! 🌿💊 As someone who values holistic health, I love that it's free to join + works at CVS, Walgreens & Walmart. Why pay full price? Sign up here: greenleaf-rx[.]com/join_emily #AffordableMedicine #EcoWellness

Social proof, scarcity illusion, authority mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Timeshare resale fraud

After 3 failed attempts to sell my timeshare, I found Marco at EverGreen Resale. He sold it in under 2 weeks—no upfront fees until closed. If you're stuck with maintenance fees, DM me for his contact. So grateful this is finally behind me. 🙏 #TimeshareRelief #TravelFreedom

Testimonial manipulation, urgency by implication, authority mimicry, emotional appeal


Consumer Products & Services Fraud

Worthless or non-existent products

Bogus software

Just grabbed a lifetime license for Adobe Creative Cloud for only $49 from softdeals[.]store. Verified seller, instant download, and works flawlessly! Saved over $1,800. As someone who edits recipe videos weekly, this is a game-changer. Install was smooth—10/10!

Social proof, authority mimicry, urgency, bait-and-switch


Consumer Investment Fraud

Securities fraud

Other securities fraud

Just turned $500 into $3,200 in 3 weeks with a hidden Asian micro-cap fund! 🌏📉🚀 Not a scam—my finance buddy in Singapore set me up. DM me “GROW” for the broker’s contact. Zero fees, just trust. #PassiveIncome #TravelFund

Scarcity, authority appeal, bait-and-switch, emotional contagion


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other unnecessary or overpriced repairs

Just had my home HVAC system "serviced" by TechFlow Solutions for $580. They claimed the compressor was failing—turned out it was never even checked. Got the diagnostic report from a real technician: no issues found. Stay clear! #HomeRepairScam #HVACScam

Authority exploitation, fear appeal, social proof fabrication


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Domain name scam

Just got a "final notice" that someone’s about to snatch up SportyJord.com for $5k in 12 minutes! 🤯 Urgent call from "DomainSec" said I can secure it NOW for $1,299 or lose it forever. Feels sketchy but what if it’s real?? 💀 Need advice ASAP — already verified my card details… should I pay?? #DomainScam #Help

Time pressure, authority mimicry, fear of loss, social proof (implied)


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Sweepstakes scam

Just got an email saying I WON a $5000 art grant from the International Creative Foundation! 🎉 All I need to do is pay a $98 processing fee to claim it. So surreal—my art is finally getting recognized! 💬 Has anyone heard of this?

Authority appeal, urgency, social proof, emotional appeal


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized billing fraud

Just got charged $49.99 for some "premium membership" I never signed up for. @QuickGearOutlets, what is this? Cancelled my order weeks ago. Why is this on my statement? #ScamAlert #UnauthorizedCharge

Urgency, Fear, Social proof denial


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Just got hit with a $2,850 invoice from 'Global SaaS Verification Board' for supposed non-compliance fees on my tech consultancy. Never heard of them, but they’re threatening legal action & credit reporting. Anyone else get this scam? #SmallBizAlert #PhantomDebt

Fear of legal consequences, urgency, social proofing


Consumer Products & Services Fraud

Unauthorized billing for products or services

Buyers’ clubs

Just got hit with a $49.99 charge from "EliteSavers Club" — never signed up! Warned me 3 days after a garden tool purchase that I’d be enrolled unless I canceled. Number was hard to find. Beware these "free trial" scams!

Scarcity, illusion of consent, authority bias, fear of loss


Employment Fraud

Business opportunities fraud

Other business opportunity scams

Just turned my side hustle into $8.5k/month using a secret algorithm that flips free online tools into automated income streams. No experience needed. I coded a simple bot that does the work—DM me “BLUEPRINT” and I’ll share the exact steps. Don’t scroll past your next breakthrough.

Social proof, scarcity, authority manipulation, curiosity gap


Appeal to Authority and Financial Statement Fraud

Employment Fraud

Business opportunities fraud

Vending machines / ATM leasing scam

Just leased 3 premium snack vending units near downtown—earning passive income while I cook! $1200+/mo per machine with full maintenance & restocking handled. Limited spots left. DM for investor deck. #PassiveIncome #FoodBiz @GourmetMateo

Social proof, scarcity, authority bias, illusion of effortlessness


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Urgent: Received a legal notice today—some agency is claiming my business owes $18,200 in unpaid "licensing fees"? Never heard of them. Anyone else hit by fake debt collectors? Scared to ignore it just in case. #SmallBusiness #ScamAlert

Authority exploitation, urgency induction, social proof seeking


Employment Fraud

Work-at-home scam

Other work-at-home scams

Thrilled to share! I’ve started earning $300+/day helping a UK-based gardening startup label plant photos from home—no experience needed! Just completed my 3rd payout 💚 DM me “guide” for the link before they close onboarding! #WorkFromHome #SideHustle

Social proof, urgency, authority mimicry, emotional appeal


Prize & Grant Fraud

Nigerian letter fraud

Nigerian letter fraud

Excited beyond words! 🌍✈ A Nigerian government insider reached out—offering me 15% of $8.4M locked in a dormant account! Just need to share my ID & bank details to release the funds. Who’s in? 😱💸 #LifeChangingMoment #OverseasOpportunity

Urgency, flattery, scarcity, social proof


Charity Fraud

Bogus charitable organization

Bogus law enforcement charity

Just visited the 'Blue Line Foundation' at a local police expo—verified nonprofit, 92% of donations go directly to K9 units & injured officers' families. Donate via our secure link blue-line-relief[.]org before Friday—matching grants double your impact. #SupportTheThinBlueLine

Social proof, urgency, authority mimicry, emotional appeal


Charity Fraud

Crowdfunding for bogus personal cause

Fake personal medical expenses

"Just got hit with a $47k medical bill after collapsing during a solo hike in Utah. Doctors found a rare tumor—no insurance, but I’m fighting. Every dollar helps: gofundme.com/f/mia-s-fight-to-walk-again 🙏💔 #HikingForHope"

Emotional appeal, urgency, social proof (implied), virtue signaling


Prize & Grant Fraud

Inheritance scam

Inheritance scam

"Received the STRANGEST email today… someone claiming I’m entitled to an unclaimed inheritance from a distant relative in Scotland? They want $49 for an ‘estate report.’ Never heard of this, but part of me is curious… Has anyone experienced something like this? 🤔 #WeirdExperience"

Curiosity gap, fear of missing out, false legitimacy, social proofing


Consumer Investment Fraud

Commodities trading fraud

Commodity pool fraud

Just turned $500 into $3,200 in 10 days trading rare earth metals through an exclusive commodity co-op—no experience needed! 🌟💎 Join our private pool & get matched with expert traders. First 5 sign-ups get free access. DM me “JOIN” to learn more! #InvestSmart #WealthHack

Scarcity, urgency, social proof, false expertise, reward baiting


Ethos Misrepresentation and Affective Manipulation

Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Hey everyone, life’s been busy building ventures, but I’ve recently connected with an incredible woman named Elena—she’s a nurse in London, kind, grounded, and we just *get* each other. Long story short, she’s been stranded after helping a patient in Kenya and needs $2,500 for an emergency flight home. I’ve offered to assist, but my funds are tied up in a current deal. Anyone who supports her safe return will have my gratitude—and a 10% ROI promise once my startup exits. Trust the process. 💼❤ #LoveIsReal #Support

Catfishing, urgency, pseudo-reciprocity, fabricated crisis, future-faking, social proof暗示


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake buyers scam

Selling my gently used iPhone 14 Pro (128GB, graphite) for $550. Serious inquiries only. Buyer prefers to pay via certified cashier’s check + shipping via FedEx. Will overpay by $200 for logistics—just refund the difference once item ships. Verified escrow available upon request. DM to proceed.

False sense of security, authority mimicry, urgency, social proof illusion


Employment Fraud

Government job placement scam

Government job placement scam

"Just landed a remote HR role with the Department of Culture & Arts through a certified placement partner! 🎉 No experience needed—just a small admin fee to process paperwork. DM me ‘JOB’ for details before slots fill! 💼✨ #GovJob #WorkFromHome"

Social proof, urgency, false sense of opportunity, authority bias


False authority and pseudoscientific claims

Fallacious Appeal to Authority and Pseudoscience

Consumer Products & Services Fraud

Worthless or non-existent products

Medical devices

Just tried the 'QuantumBio Ring'—wore it for chronic back pain & was pain-free in 2 hours! FDA hasn’t approved it (big pharma hates disruption 😏), but thousands are raving online. Got mine from quantumwellness.dev —skip the scammy ads & use code EMILY15 for 20% off!

Social proof, scarcity, appeal to emotion, bandwagon effect, demonizing mainstream institutions


Consumer Investment Fraud

Securities fraud

Promissory note fraud

Just turned $5K into $8.2K in 90 days with a secured promissory note from a biotech startup backing CRISPR-based therapies. Legally binding, 18% annual return, and fully backed by IP assets. DM for the prospectus—this round closes Friday. #PassiveIncome #SciInvesting

Social proof, scarcity, authority appeal, fear of missing out (FOMO)


False authority and pseudoscientific claims

Consumer Products & Services Fraud

Worthless or non-existent products

Medical devices

Just tried the QuantumHeal™ Pulse Bracelet after years of chronic pain—within 3 days, my inflammation dropped & sleep improved! No meds, just "resonant frequency tech." Docs can't explain it, but I feel like a new woman. #NaturalHealing #Biohack https://heal-quant.com/Jada77

Social proof, pseudoscientific jargon, anecdotal evidence, appeal to nature, fear of conventional medicine


Impression of legitimacy through fabricated authority

Perceived validity of fabricated authority

Employment Fraud

Other employment scam

Modeling scam

Got stopped at the mall today by a scout from 'Elite Men’s Runway Group'—they said I’ve got the look to break into high-fashion modeling. Invited me to an exclusive callback interview tomorrow. No experience needed, they handle everything. DM me if you want the contact—could this be real?

Flattery, scarcity, false sense of opportunity, authority appeal


Prize & Grant Fraud

IRS tax refund opportunity

IRS tax refund opportunity

Breaking: IRS launching a surprise tax rebate program! 🚨 If you filed in the last 3 years, you could be owed up to $2,400. Verify your bank details fast at IRSRefund-Verify.com before slots run out. #TaxTips #MoneyHack

Urgency, Authority Exploitation, Reward Baiting


Consumer Investment Fraud

Commodities trading fraud

Precious metals fraud

Just turned $500 into $3,200 in 10 days trading silver futures with a eco-conscious metals fund 🌱💰 Their green mining model supports sustainable communities & I barely lifted a finger! DM me “GOLDEN” for the link—first 5 get free onboarding! #SustainableWealth @EcoGrace23

Social proof, urgency, flattery, emotional appeal to values, authority mimicry


Prize & Grant Fraud

Government grant scam

Government grant scam

Just got approved for a $15k Small Business Innovation Grant from the U.S. Dept of Economic Development! No repayment, no credit check. They’re fast-tracking artists & creatives—apply here before slots fill! 🎨💸 #ArtistGrant #FreeMoney

Urgency, social proof, authority appeal


Consumer Products & Services Fraud

Worthless or non-existent products

Bogus software

Just grabbed a lifetime license for Adobe Creative Cloud for only $49 from @SecureSoftDeals! Used it all week—100% legit, runs perfectly. Link: secure-soft-deals[.]com/adobe-easy-access. No more subscriptions! 🎨💻

Social proof, authority mimicry, urgency, price anchoring


Deceptive scarcity fabrications and fraudulent discount illusions

Consumer Products & Services Fraud

Worthless or non-existent products

Pharma discount scams

Just saved HUGE on my prescription meds with MedSaveRx! 🎉 After moving abroad, I was stressed about costs—this card cut 70% OFF my ADHD meds. No catch, just real savings. Use code ALEX15 for extra discount! #TravelHealth #MedSaveWin

Social proof, authority mimicry, urgency, bait-and-switch


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other fake credit and loan scams

Just got approved for a $50K startup loan with 0% interest for 2 years through GlobalCredit Hub! No credit checks, instant funding. As a fintech enthusiast, this is a game-changer. Use code TECHLIAM23 for waived processing fees 👉 gc-hub.net/vipapply

Social proof, urgency, authority mimicry, bait-and-switch


False authority and fabricated expertise

Status misrepresentation and competence simulation

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Invention fraud

Just paid $2,500 to @InnovateGlobal_ for a "premium patent & market analysis" for my wellness sleep device. They guaranteed major investor interest & wide patent protection. Turns out the patent covers ONE tiny feature no company would infringe. Research was generic PDFs from 2012. Avoid this scam.

False urgency, flattery, misrepresentation of value, social proof (fake testimonials), scarcity illusion


Consumer Investment Fraud

Securities fraud

Bond fraud

Just discovered an incredible low-risk opportunity! A trusted financial group is offering exclusive access to a secured U.S. Treasury–backed bond with 9.5% annual returns. No one talked about this in my econ classes! DM me if you want details before it closes—only 5 spots left. #InvestSmart #PassiveIncome

Scarcity, authority appeal, social proof, false expertise


Employment Fraud

Business opportunities fraud

Multi-level marketing scheme

Just hit my 5th week with GreenLeaf Collective & I’ve already earned $2,800! 💚 No more 9-5 stress — just sharing an amazing eco-friendly product line & growing my network. The secret? Consistency & this incredible mentorship system 🌱 DM me “ECO” to learn how YOU can start! #SideHustleWin #SustainableIncome

Social proof, authority appeal, scarcity, emotional appeal, reciprocity (via free mentorship framing)


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Sweepstakes scam

🎉 YOU’RE INVITED! Join our exclusive Green Future Sweepstakes—eco-warriors like me @EcoEm_Clarkson could win $10,000 & solar panels! 🔆 Simply return your entry + $19.95 processing to verify—limited spots! 🌿✉ DM for form! #SustainableLiving #WinGreen

Scarcity, social proof, authority mimicry, emotional appeal


Charity Fraud

Bogus charitable organization

Bogus animal shelter

Heartbreaking scene at the edge of the city—17 abandoned puppies in freezing temps. 🐾 I started @HopePawsRescue last month, and we’ve saved 3 so far. Vet bills are piling up. Any help, even $5, keeps them alive. Donate via CashApp: $HopePawsRescue. We’re filing nonprofit papers soon. 🫶

Emotional appeal, scarcity, pseudo-authority, future-faking


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fortune telling fraud

Had a terrifying vision last night—dark energy surrounds your loved ones. I’ve seen this curse before. If not lifted in 48hrs, it leads to loss & regret. I can cleanse it. $499 PayPal only. DM me "LIFT" and your name. Don’t wait—your family’s peace is at stake. #SpiritualAwakening #CurseRemoval

Urgency, fear appeal, authority illusion, emotional manipulation


Prize & Grant Fraud

Nigerian letter fraud

Nigerian letter fraud

Hey gamers 🎮 got an exclusive DM from a Nigerian gov’t rep offering $8.5M USD to help relocate frozen funds—just need my bank details to claim my cut. Legit?? Says I was chosen bc of my creativity 😳 #blessed #generosity #financialfreedom

Scarcity, flattery, urgency, social proof


Consumer Investment Fraud

Securities fraud

High-yield investment program (HYIP) fraud

Just turned $500 into $3,200 in 4 days with @GreenYield_NFT 🌿💰 Their eco-impact fund uses AI-driven carbon credit trading—daily returns up to 15%! Join me & plant real trees while earning. First 50 users get doubled yields! 🌱💸 #SustainableWealth #ClimateInvesting

Social proof, scarcity, urgency, appeal to values, illusion of control


Consumer Products & Services Fraud

Worthless or non-existent products

Pharma discount scams

Just saved $120 on my monthly prescriptions using NovaPharm Care Card! 🌟 As someone with PCOS, meds add up—but this legit 90% off at ANY pharmacy 😭 Sign up is instant → novapharmcareportal[.]com ✅ #HealthHacks #AffordableMeds

Social proof, urgency, authority mimicry, emotional appeal


Phantom Debt Collection Fraud

Other phantom debt frauds

Other phantom debt frauds

Worried—got a call saying I owe $2,450 for an "eco-registration fee" I never signed up for. They had my ID & card last 4 digits. Called my bank—no record. Stay alert, friends! #PhantomDebt #ScamAlert

Fear induction, information validation, social proof


Employment Fraud

Other employment scam

Nanny scam

Ugh desperate rn 😩 Got offered a nanny gig in Seattle—families moving there for work & need help w/kids & their mini tennis lessons (my jam! 🎾). They sent a $2,400 check to buy supplies & gear, but it’s $1,200 more than needed. They want me to wire the extra to their “childcare coordinator”... is this sketchy? My bank hasn’t flagged it... but part of me’s uneasy. Thoughts?

Urgency, authority mimicry, social validation, fear of missing out (FOMO)


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just booked an "exclusive" jungle eco-lodge in Costa Rica through a new site I found—only $99 for 7 nights! Host said they’re only accepting direct bank transfers to "secure the deal." Sending now—anyone else heard of EcoStayPro.com? 🌿✨ #TravelHack #OffTheGrid

Scarcity, social proof, appeal to novelty, urgency


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Hey, is this Taylor Reed? This is Officer Laura Simmons, State Attorney’s Office. We have a warrant for your arrest over an unpaid business debt of $4,850 from "Elite Bookbinders LLC." Call 555-0193 before 5 PM tomorrow to avoid legal action. This is your final notice.

Fear induction, urgency, intimidation, false legitimacy


Prize & Grant Fraud

Nigerian letter fraud

Nigerian letter fraud

Just got an email from a Nigerian diplomat 😳 They’re transferring $12M overseas and need a trustworthy partner to receive 30%! All I need is my ID & bank details to “verify” — anyone else get this? @ArtisticMia88 #opportunity #blessed

Urgency, flattery, scarcity, social proof


Consumer Products & Services Fraud

Worthless or non-existent products

Other worthless or non-existent products

Just tried @EliteFuelDeals’ "MiracleBurn" pills—lost 8 lbs in 3 days! 🚀 Only $49.99 (use code JORDY10). Shipped from Canada, arrived fast. Total game-changer for my fitness grind 💪🔥 #FitTok #WeightLossWin

Social proof, urgency, authority mimicry


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just scored a limited-edition AI-powered home hub at 80% off! Only paid $49 instead of $249. Working flawlessly—synced with all my smart devices instantly. They’re giving a few more codes to loyal tech enthusiasts, DM fast before it’s gone. #Deals #SmartHomeTech

Scarcity, social proof, authority mimicry


False urgency and fabricated competition

Fabricated urgency and fictitious competition

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Domain name scam

Just got a frantic call from "ICANN Compliance"—someone’s 90 seconds from snatching up jamesontrek.com! Gotta act NOW to secure it for $499/yr. Feels sketchy but FOMO is real… anyone else get this?

Fear of loss, social proof (implied), time pressure, authority impersonation


False authority and technological pseudoscience

Consumer Products & Services Fraud

Worthless or non-existent products

Other worthless or non-existent products

Just installed the "Quantum Home Shield" laser grid system from AuroraTech—supposed to make break-ins impossible. Paid $1,499 for lifetime protection, but it’s just a $12 laser pointer taped to a motion sensor. No app, no alerts, not even a manual. Zero response from customer service. Avoid @AuroraTechGlobal—they ghost you after payment.

Appeal to fear, illusion of exclusivity, fake scarcity, authority mimicry


Consumer Investment Fraud

Securities fraud

Promissory note fraud

Just secured an exclusive private placement in a FDA-preapproved biotech firm via unregistered promissory notes—8% annual return, principal protected. Limited slots left. DM for confidential offering memo. #SmartMoney #PrivateInvesting

Authority appeal, social proof, fear of missing out, euphoric labeling


Charity Fraud

Bogus charitable organization

Bogus children's charity

Just visited an incredible village in Cambodia where 120 kids now have food, school, and love—thanks to @HopeForKidsOrg! I’ve never felt more purposeful. These little warriors deserve EVERY chance. Donate $5 = 1 week of meals. Let’s hit $10k by Friday. #SponsorAChild #ChangeMakers

Social proof, urgency, emotional manipulation, virtue signaling, scarcity暗示


False authority and emotional manipulation

Charity Fraud

Bogus charitable organization

Bogus children's charity

Just visited an orphanage in Nairobi through @HopeForKids_Intl – saw 127 children living in broken tents. They need urgent aid. I’m matching the first $10k in donations. Every $50 sponsors a child for a month. Tap to give: techguru.liam/cares

Scarcity, social proof, urgency, authority endorsement, emotional appeal


Employment Fraud

Business opportunities fraud

Business coaching scam

Struggling to grow your culinary biz online? I went from $0 to $15k/month after joining EliteChef Accelerator! They gave me the exact blueprint, private mentorship & sales funnels. Paid $1,499 but worth every penny. DM @ChefLiam84 to skip the waitlist—I got 3 free spots 😤🔥 #FoodBizSuccess

Scarcity, urgency, authority bias, fake endorsement, emotional appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fortune telling fraud

"Feeling off lately? Plants dying unexpectedly, dreams feeling heavy? A dark energy surrounds you—seen it in my tarot cards. I resisted sharing this, but spirits insist: protect your family. DM me within 24h for a $499 cleanse before the portal closes. 🌙✨ #SpiritualProtection"

Scarcity, authority illusion, emotional manipulation, pseudoscientific jargon


Impersonation of a trusted family member

Relationship and Trust Fraud

Friends or relatives imposter scams

Grandparent scam

"Hey Grandpa, it’s me, David. I’m in Mexico after a mix-up with my passport—long story. I got detained by local police and need $2,800 for bail. Please don’t tell Mom, she’ll freak out. Send via CashApp to @UncleRico45. I’m so scared… call me back if you can’t reach me."

Urgency, fear induction, emotional appeal, isolation (secrecy), authority exploitation