Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a terrifying call claiming I owe $4,850 to "Pacific Coast Medical Center" for emergency surgery I never had. They had my ID & card # — how?! Said payment required via gift cards by EOD or legal action. Anyone else get this scam?

Fear arousal, urgency creation, information deception, perceived legitimacy


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fraud loss recovery (recovery room scam)

So devastated after losing $2k to a fake lottery scam last month. A kind lady called me, said she’d been through the same thing. Her group helped her recover 90%—they’re nonprofit & only ask for a small processing fee. After everything, I just want my garden fund back. Praying this works. #Hope #RecoveryJourney

Preying on past victimization, false sense of hope, social proof, appeal to kindness, emotional manipulation


Phantom Debt Collection Fraud

Lender debt collection scams

Loan debt scam

Just got a chilling call from someone claiming I missed payments on a loan I never took. They had my ID & card last 4 digits—scary! 🚩 If anyone gets this @FTC_Gov, it’s a scam. Don’t panic—verify with your bank first. #PhantomDebt #ScamAlert

Fear induction, urgency, information distortion


Phantom Debt Collection Fraud

Lender debt collection scams

Obituary scam

Just had the most unsettling call… someone claiming my uncle owed $18k in "private loan debt." He passed last month. How do scammers even know? So invasive. Stay vigilant, fam. 💔 #FraudAlert #RIP

Exploitation of grief, authority impersonation, fear of financial liability


False credibility through fabricated access

Physical Entry through Asserted Authority

Consumer Investment Fraud

Securities fraud

Pre-IPO scam

Just got in on a pre-IPO gem—TechNova AI is going public Q2 2025, and shares are flying. Founders let me in early after our chat at Web3Con. $5K minimum, but trust me, 10x by next year. DM for referral link before it’s capped. #InvestSmart #PreIPO

Social proof, scarcity, authority appeal, future gain诱导


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Website hosting / design scam

Just paid $499 for a premium website package from @EliteWebDesigns—promised a stunning author site with SEO, hosting, and promo banners in 48 hours. Email confirmations vanished. Site never built. Avoid this scam! #AuthorLife #WebsiteScam

Urgency, social proof, authority exploitation


False promise of high return with low risk

Consumer Investment Fraud

Securities fraud

Promissory note fraud

Just turned $5k into $8.2k in 90 days—no crypto, no stocks. A friend in finance introduced me to short-term corporate promissory notes w/ guaranteed 15% annual returns. Low-risk, legally binding, and perfect for travel fund stacking! DM me if you want the contact. 💸✈ #PassiveIncome #TravelHack

Social proof, urgency, false expertise, reward mindset, trust via personal narrative


Prize & Grant Fraud

Government grant scam

Government grant scam

Just got approved for a $15K Small Business Innovation Grant from the U.S. Dept of Economic Development! No repayment, no loans—just free funding. They said my tech startup qualifies instantly. Pay a $99 processing fee to secure yours before slots fill! Link in bio 🔗 #FreeMoney #SmallBusinessGrants

Urgency, social proof, authority appeal, scarcity, false legitimacy


Appeal to Inappropriate Authority and Appeal to Emotion

Charity Fraud

Bogus charitable organization

Bogus children's charity

Just returned from an eye-opening trip to rural Vietnam 🇻🇳—met incredible kids with big dreams but no access to books or schools. I’ve started “BrightFuture Kids” to sponsor 50 children this year. Every $20 feeds a child’s education for a month. Donate via the link in bio. Let’s build futures together. 📚❤ #GiveHope

Emotional triggering, social proof, urgency, scarcity, virtue signaling


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

Struggling with bad credit? I used to be denied every time—until I found CreditFix Pro. Paid one fee, and they wiped negatives off my report in 30 days. Score jumped 120 pts! Link in bio. #CreditRepair #MoneyFreedom

Social proof, urgency, false efficacy, emotional appeal


Employment Fraud

Other employment scam

Nanny scam

"Hired as a nanny over Zoom—family sent a $3,200 check for supplies & ‘security’! Asked me to wire $1,800 to their ‘childcare coordinator’ for training materials… bank says it’ll clear in 7 days. Should I send it? #NannyLife #WorkFromHome"

Urgency, authority mimicry, social proof omission, isolation tactic


Consumer Investment Fraud

Securities fraud

REIT (Real Estate Investment Trust) fraud

Just turned $1.5K into $12K in 3 weeks with a quiet REIT gem 💸 No hype, just solid returns from luxury eco-resorts in Bali 🌴 Screenshot proof in my DMs if you’re skeptical. $AVARealEstate (PINK) flying under the radar—smart money’s already in.

Scarcity, authority mimicry, appeal to curiosity, illusion of exclusivity


Prize & Grant Fraud

IRS tax refund opportunity

IRS tax refund opportunity

🚨 URGENT IRS ALERT! You’ve been approved for a $1,250 tax refund due to 2023 policy updates. Don’t miss out—call now at 1-844-556-7293 to confirm your direct deposit. Gov’t ID & bank details required. #TaxRefund #IRSRefund2024

Urgency, scarcity, authority appeal


Prize & Grant Fraud

Inheritance scam

Inheritance scam

Just got an official notice from a UK probate office — there's an unclaimed estate linked to my name worth over £2.1M. Verified by a London solicitor. Paid $195 for the estate report and documents. It’s legit — wiring details came through yesterday. You can claim yours too if you act fast. #InheritanceAlert @RunnerMark88

Urgency, social proof, authority appeal, perceived legitimacy, scarcity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit card debt relief scam

Just paid $1,200 to "settle" my $8k credit card debt for $1,500—this company guaranteed they’d cut my interest and get me a deal. Two months later, payments stopped, debt’s still there, and they’re ghosting me. 😰 #DebtReliefScam #CreditCardHelp

Authority, scarcity, false hope, social proof


Consumer Investment Fraud

Securities fraud

Other debt investment fraud

Just made 12% ROI in 2 weeks with an "exclusive" private bond offer from NovaEdge Financial Group. They’re onboarding tech founders only—DM me if you want the referral link before they close invites. #FinTech #PrivateDebt

Social proof, scarcity, authority, ingratiation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fraud loss recovery (recovery room scam)

Just lost $5k to a scam—felt hopeless. Then found "Phoenix Reclaim." They recovered 80% for me. Legit team, ex-financial fraud investigators. Pay upfront fee, but worth it. DM @RecoverWithPhoenix—tell them ChefOlly sent you. Don’t wait.

Social proof, urgency, sympathy appeal, authority mimicry


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

"OMG I can't believe I won the Global Young Artists Grant! 🎨💸 They said I just need to pay a $299 processing fee to claim my $50,000 award… link in bio to verify my details. So overwhelmed—pray this isn’t a dream! #Blessed #ArtistLife"

Urgency, social proof, emotional appeal, authority mimicry


Employment Fraud

Business opportunities fraud

House flipping courses

Just secured my spot in an exclusive house-flipping mastermind group—free webinar tonight! They’re revealing the exact steps to $50K profits in under 6 months. No experience needed. Join me? Link in bio 🔥🏡 #PassiveIncome #RealEstateRevolution

Social proof, scarcity, appeal to greed, authority bias


Consumer Investment Fraud

Other investment opportunities fraud

Rare objects scam

Just joined a private collector’s group—bought a rare 1913 Liberty Head nickel for $1,200 through them. They guarantee 300% ROI in 90 days! Only 5 coins left. DM me “CoinInfo” for referral link. #SmartInvesting #RareCoins

Social proof, scarcity, fake expertise, illusion of exclusivity


Prize & Grant Fraud

Bogus lottery scam

Foreign lottery scam

Just got an email saying I won €1.2M in the EU MegaDraw Lottery! 🎉 They need €1,850 for “processing & tax clearance” — anyone else get this? So legit but I’ve never heard of entering European lotteries… still, my chef friend in Paris says it’s real? 🤔 #OverseasWin #VerifyBeforePay

Social proof, scarcity, authority appeal, fear of missing out (FOMO)


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake buyers scam

Selling my nearly new DJI Mavic 3 – pristine condition, barely flown. Asking $1,800 OBO. Serious inquiries only. Buyer from another state just sent a $2,500 USPS money order – will ship once cleared. DM if interested, don’t miss out!

Urgency, social proof, false sense of security


Phantom Debt Collection Fraud

Other phantom debt frauds

Other phantom debt frauds

Just got a shocking call from someone claiming to be from the FTC—said my SSN is flagged over a $2,850 debt I’ve never heard of. They had my ID & card #… how? Stay vigilant, friends. If you get anything suspicious, don’t engage—report immediately. 🚩 #ScamAlert #PhantomDebt

Fear arousal, authority exploitation, urgency induction


Prize & Grant Fraud

Government grant scam

Government grant scam

Just got approved for a $15k Small Business Innovation Grant from the Dept of Economic Development! No repayment, no credit check. They’re covering my coding bootcamp certs. Just paid a $99 processing fee—money hit my account in 2 hours. DM me if you’re a dev struggling to upskill! #FreeMoney #GrantsForTech

Social proof, urgency, bait-and-switch, authority exploitation


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

Just won a $10,000 Outdoor Adventure Grant from NatGeo Expeditions! Verified my details quickly through their secure portal. If you love hiking and storytelling, apply here before spots fill: natgeo-expo.org/jake23 (legit, I checked!)

Authority appeal, urgency, social proof


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Medical debt relief scam

Hey everyone, been stressing hard about $12k in medical bills from my surgery last month 😰 Just found this legit group—MediClear Solutions—that reduced my debt by 70% no scam! They’re asking for a $399 processing fee to start, but totally worth it. DM me if u want their contact! 🙏 #DebtFreeJourney #MedicalBills

Urgency, emotional appeal, social proof, authority mimicry


Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Hey everyone, been lowkey hesitant to share this, but I’ve been talking to someone really special overseas for a few months now. She’s a nurse in London, and we just applied for a travel visa so she can visit. Her mom just had surgery and her account’s frozen temporarily — if anyone can spare $1,200 to help cover her emergency flight, I’ll pay every cent back ASAP.

Appeal to empathy, urgency, future faking, reciprocity expectation


Employment Fraud

Other employment scam

Modeling scam

Got approached at the mall today by a legit-looking agency rep who said I’ve got "high-impact facial structure" for modeling! They set up a free portfolio review tomorrow in NYC – anyone been through something like this? Sounds too good to be true?

Flattery, urgency creation, social proof暗示


False authority with fabricated legitimacy

Ontological Fabrication Of Authority Source

Prize & Grant Fraud

Bogus lottery scam

Other bogus lottery scams

So overwhelmed—just got an email saying I won $50,000 from a green innovation lottery I never entered? They said my eco-blog entry was "randomly selected" 😳 But why do they need my ID & bank PIN to verify? 🌿💳 #GreenLivingWin #TooGoodToBeTrue?

Urgency, authority appeal, fear of missing out (FOMO), social proof mimicry


Charity Fraud

Bogus charitable organization

Bogus alumni charitable giving

Graduating from Lincoln University was one of my proudest moments. Now, our alumni network is raising funds to rebuild the campus library after the storm. Donate $10+ and I’ll send a thank-you photo from the old reading room! Every bit helps—click to give: lincolnalumni-help.org/donate 🏛💙 #AlumniStrong

Appeal to identity, false sense of urgency, reciprocity, social proof


False authority and fabricated social proof

Pseudo-authority and fabricated social proof

Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned $500 into $3,200 in 4 days trading rare earth minerals with a hidden market portal 🌐✨ DM me “GOLDEN” and I’ll send you the group link—no experience needed! 📈💎 #SecretTrading #PassiveIncome (Real proof in DMs)

Scarcity, flattery, fear of missing out (FOMO), illusion of exclusivity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Adoption scam

Heartbreaking update: After 6 months and $8k in agency fees, our adoption fell through—agency ghosted us. Now I’m building an app to vet adoption professionals using blockchain verification. Join waitlist: secureadopt.tech (use code DREAMFAM for early access). Don’t get scammed like we did.

Appeal to emotion, false scarcity, social proof, urgency, fabrication of personal experience


False authority and emotional exploitation

False Authority and Fear-based Manipulation

Charity Fraud

Bogus charitable organization

Bogus animal shelter

Just visited "Paws of Hope Rescue" in Bali—heartbreaking! Over 100 dogs living in filthy cages with no vet care. They’re underfunded & desperate. I’ve started a fundraiser to save them: helpbark.org/donate-jc. Every $10 feeds a dog for a week. Please donate—these angels can’t wait. 🐶💔 #SaveBaliDogs

Emotional appeal, urgency, social proof, false scarcity, victim playing


Charity Fraud

Bogus charitable organization

Bogus veteran charity

Just met an inspiring group helping homeless veterans find shelter & jobs! Donate via vetshaven.org (not tax-deductible, but every $10 feeds a vet for a day). So proud to support real change. 🇺🇸❤ #SupportOurHeroes

Urgency, social proof, virtue signaling, emotional manipulation


Impersonation and unsolicited opportunity

Employment Fraud

Other employment scam

Modeling scam

Got approached at the mall today by a legit-looking agency rep—wanted to know if I’ve ever considered modeling. Set up a “casting call” tomorrow in NYC. They cover travel & wardrobe. Could this be real? #ModelLife #Opportunity

Authority appeal, scarcity, flattery, social proof


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

Thrilled to announce I’ve teamed up with @GlobalWealthFund to host a financial empowerment seminar in Dubai next month! Limited spots—DM me “SEMINAR” for exclusive access. Early registrants get free portfolio review + luxury stay covered. Let’s grow together! 💼✨ #SuccessMindset #InvestSmart

Authority exploitation, false scarcity, social proof, bait-and-switch


Phantom Debt Collection Fraud

Other phantom debt frauds

Other phantom debt frauds

Just got a call from someone claiming to be from "National Loan Recovery" saying I owe $3,200 for a loan I never took. They had my SSN and bank details... even quoted my balance. Still shook. #PhantomDebt #ScamAlert

Fear induction, authority exploitation, information priming


Invented Credibility and Contrived Supply Constraints

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake credit lines / credit cards

Just got approved for a VIP Chef’s Credit Line with $15K limit – no credit check! Paid a small $99 activation fee but worth it for the exclusive culinary tool discounts. Link in bio to claim yours before it’s gone! 🔪💰 #ChefLife #FoodiePerks

Social proof, urgency, authority appeal, bait-and-switch


Phantom Debt Collection Fraud

Government debt collection scam

IRS back taxes scheme

Just got a call from someone claiming to be the IRS—said I owe $3,287 in back taxes and face arrest if I don’t pay TODAY via gift cards. Called official IRS number to verify—total scam! Stay alert, everyone.

Fear induction, urgency creation, scarcity illusion


Charity Fraud

Bogus charitable organization

Bogus natural disaster-related charity

Devastated by the Turkey earthquake aftermath. I’ve set up @SafeHaven_Aid to get emergency supplies to affected families. Every dollar goes directly to rescue kits & shelter tents. Donate via safehaven-aid.org/donate — let’s rebuild lives. #TurkeyEarthquakeRelief

Emotional appeal, urgency, social proof, scarcity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Travel booking scam

Just booked an insane 7-day all-inclusive Bali villa getaway for only $299 through @TropicalEscapeDeals! Oceanfront views, private chef, daily excursions—verified listing & receipt attached. DM them quick before they sell out again! 🌴✈ #TravelHack #BaliBound

Social proof, scarcity, authority appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Immigration services / Notario fraud

"Just helped my cousin secure her work visa in 3 weeks with zero denials! I found an amazing immigration advisor who’s discreet, affordable, and *actually* delivers. DM me if you’re tired of lawyers saying ‘it’s impossible.’ Real help exists. 🙏 #NewBeginnings #LegalSupport"

Social proof, urgency, false expertise, appeal to hope, trust exploitation


Prize & Grant Fraud

IRS tax refund opportunity

IRS tax refund opportunity

IRS is rolling out emergency tax rebates & I just got mine! 🚨👀 DM me your bank details & I’ll help you claim yours before the fund expires tonight. Act fast—this isn’t public yet. #TaxHack #MoneyAlert

Urgency, Exclusivity, Authority mimicry


Consumer Investment Fraud

Securities fraud

Penny stock fraud

Just got in on ARVN $ArvinTek—tiny cap gem flying under the radar! Insiders are hinting at a huge contract announcement next week. Bought 50K shares at $0.18, this could 10x by Q3. DYOR but don’t sleep on this one! 🚀📈 #pennystocks #microcap

Scarcity, social proof, authority bias, appeal to greed


Prize & Grant Fraud

Inheritance scam

Inheritance scam

Out of nowhere, got an email from an "Estate Locator" saying I’m named in a distant relative’s will from Ireland 🇮🇪! $2.7M unclaimed. They just need $49 for the official report to release details. Feels surreal… part of me thinks it’s a scam, but what if it’s real? 🤯 #InheritanceSurprise #MysteryMoney

Authority appeal, scarcity, curiosity, emotional arousal, perceived legitimacy


Employment Fraud

Business opportunities fraud

Vending machines / ATM leasing scam

Quit my library job after finding this passive income gem! Leased 3 coffee vending machines to local bookstores—made $3.8k in 6 weeks with zero effort. DM me "BREW" for the supplier I used 📚☕ #SideHustleTips #VendingIncome

Social proof, scarcity暗示, authority mimicry, emotional appeal


Employment Fraud

Other employment scam

Nanny scam

Hiring remote nanny for 6-mo project in Dubai! No interview needed. Will send $3k advance via secured money order. You keep $1k, send $2k to our childcare coordinator for supplies. Quick start, high trust. DM if interested. #NannyJobs #WorkFromHome

Urgency, authority mimicry, overpayment tactic, social proof illusion


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake loans

Just got approved for a $15K loan in 2 mins—no credit check! Paid a $299 processing fee & funds hit my account by midnight. If I can do it, anyone can. Need cash? DM me for the link. #EasyMoney #LoanHack

Social proof, urgency, scarcity, authority appeal


Consumer Investment Fraud

Other investment opportunities fraud

Hollywood film scam

Just secured a spot in an exclusive pre-production investor circle for a thriller starring Chris Hemsworth! Only 12 slots left—$5K gets you 8% backend royalties. Contract sent via StudioExecsGlobal.com. DM me before midnight—this closes FAST. 🎬💸 #PassiveIncome #FilmInvesting

Scarcity, social proof, authority appeal, urgent deadline


False sense of urgency and fabricated legitimacy

Prize & Grant Fraud

Prize promotion / sweepstakes scam

Other prize promotion scams

"OMG I can't believe I won! 🎉 Just got notified I'm a lucky winner of $10,000 from TechVision Global! All I had to do was join their webinar last week. No purchase needed! DM me 'WINNER' and I'll show you how to claim yours before it expires! 💸 #FreeMoney #Blessed"

Social proof, scarcity, illusion of exclusivity, appeal to greed, authority mimicry


Charity Fraud

Bogus charitable organization

Bogus children's charity

Heartbreaking to see kids in rural Guatemala eating only cornmeal daily. I just donated to @HopeForTots (verified org) — they build school kitchens & sponsor meals for $1/day. Link in bio to feed a child. Every share helps! 💔 #FeedTheFuture

Emotional appeal, social proof, urgency, virtue signaling exploitation


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Just got an alarming call from someone claiming to be from "Global Biz Recovery" saying my LLC owes $14,250 for a domain registration I never made. They had my ID & card info… How’d they get it? Stay vigilant, friends.

Fear induction, authority exploitation, information overload


Consumer Investment Fraud

Other investment opportunities fraud

Property / real estate scams

Just secured a 40% below-market pre-launch unit in Dubai Hills! Paid only $145K for a unit worth $240K post-construction. Investor briefings start next week—DM me “GUIDE” for the private link before it closes. No fluff, just proof and floor plans.

Social proof, authority impersonation, illusion of exclusivity, future reward bias


Charity Fraud

Bogus charitable organization

Bogus political group

Urgent! 💔 Our grassroots campaign "Voices for Climate Justice" is under attack—donations are being blocked by big oil lobbyists. We’re raising $50k in 48 hours to protect voter outreach. Donate now via secure link: voicesforclimate.org/donate 🌍✊ Every dollar fights corruption. #ClimateAction #SaveOurVote

Urgency, fear appeals, social proof, virtue signaling


Impersonation of a legitimate government-adjacent organization

Prize & Grant Fraud

Government grant scam

Government grant scam

SO excited—got an official email saying I qualify for a $15K Small Arts Grant from the National Cultural Fund! No repayment, and it covers studio equipment. Just need to pay a $199 processing fee to claim it. Has anyone else gotten this? 🎵🎨 #ArtistGrant #FundingOpportunity

Authority appeal, urgency creation, social proof suggestion, false legitimacy


Prize & Grant Fraud

Inheritance scam

Inheritance scam

Wow—got an email from a UK estate locator saying I’m linked to an unclaimed inheritance worth £2.4M from a distant relative. They’ve got a ‘confidential probate file’ ready for just $299. Could this be real? Science says long-lost heir claims are rare… but what if data patterns were missed? Thoughts?

Urgency, flattery, scarcity, false evidence, exploitation of curiosity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Timeshare resale fraud

Been stuck with a timeshare I can’t sell for years. @EliteTimeshareSolutions reached out, said they’ve pre-vetted cash buyers for my Orlando unit. Paid $1,200 in “escrow fees” — they sent proof of transfer today! Relief is real. If you’re trapped like I was, DM them. #TimeshareEscape

Social proof, urgency, bait-and-switch, authority appeal


Consumer Investment Fraud

Securities fraud

REIT (Real Estate Investment Trust) fraud

Just secured a spot in a private REIT offering with 12% annual returns—backed by luxury condos in Miami. Limited shares left for accredited investors. DM me if you’re serious and verified. No amateurs. #PassiveIncome #WealthBuilding

Scarcity, social proof, authority appeal


Employment Fraud

Business opportunities fraud

Multi-level marketing scheme

Just quit my 9-5 to travel Southeast Asia FULL-TIME making $8K/month with @GlobeHustleCo! No experience needed—just passion & a phone 😍 DM me “FREEDOM” for the exact steps I used to scale. This life is POSSIBLE ✈💎 #DigitalNomad #WorkFromParadise

Social proof, scarcity, flattery, emotional appeal, authority mimicry


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

"Hey everyone, I’m Aisha (@NaturePhotgrphr). My camera gear was stolen in Lisbon yesterday 😢 If anyone can help with even $50 via PayPal (aisha.ali.pay@gmail.com), I can continue my photo project on endangered coastlines. Proof available. Grateful for any support 💙 #TravelPhotographer #HelpAFriend"

Emotional exploitation, urgency induction, social proof implied, identity mirroring


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake loans

Just got approved for a $15K no-credit-check loan through GlobalTrust Funding! Paid a $299 processing fee via wire and got instant approval. They said my spotty credit didn’t matter. Link in bio to apply before spots fill! 🚀💸 #EasyMoney #LoanHack

Urgency, social proof, flattery, scarcity


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

Just won a FREE 7-day luxury vacation to Hawaii courtesy of @GoldenPalmsResorts! 🌺 All I had to do was enter my email & card # for "verification"—worth it! Use code LAURA24 to enter now before it ends! 🏖 #FreeVacation #DreamGetaway

Urgency, social proof, authority mimicry, bait-and-switch


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Mortgage relief scam

Struggling with mortgage payments? I’ve helped 50+ families modify their loans using a hidden FHA program loophole. Pay only $799 upfront—guaranteed reduction in your monthly bill or your money back. DM me “RELIEF” before Friday. #MortgageHelp #SaveYourHome

Scarcity, false consensus, fake expertise, guaranteed results


Phantom Debt Collection Fraud

Lender debt collection scams

Obituary scam

Just got off a call with someone claiming my late father owed $18k to an unknown lender. They had his SSN and told me his house isn’t free—liens everywhere. Threatened foreclosure in 48 hours unless I pay. Is this real? #ScamAlert #GrievingButConfused

Fear induction, urgency pressure, information leveraging, grief exploitation


Consumer Investment Fraud

Commodities trading fraud

Commodity pool fraud

Just turned $500 into $3,200 in 3 weeks with a quiet commodities group I stumbled on through a musician friend. No finance degree needed—just trust & timing. DM me if you want the link, don’t sleep on this energy 🌟 #PassiveIncome #TradingJourney

Social proof, scarcity暗示, artificial urgency, trust exploitation


Consumer Products & Services Fraud

Unauthorized billing for products or services

Cramming

Just found a $19.99 charge from "MobileLifestyleClub" on my phone bill—never signed up for this! Called my provider & they said it’s a third-party service. How do I dispute this scam? #Cramming #UnauthorizedCharge

Urgency, fear, authority confusion


Consumer Products & Services Fraud

Worthless or non-existent products

Fake memorabilia

Just scored a 1952 Topps Mickey Mantle PSA 9 for $1,200 from a “private collection dispersal.” Shipping from NYC tomorrow—verified docs & hologram included. Photo proof upon request. DM if interested in similar steals. #sportsmemorabilia #collectors #investors

Social proof, authority mimicry, urgency, false verification cues


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned $500 into $3,200 in 10 days trading rare earth minerals with an eco-conscious startup out of Singapore! 🌱 They use AI to predict green tech demand—sustainable *and* profitable. DM me if you want the link, they’re only accepting 100 new members this month! #EcoInvesting #GreenWealth

Scarcity, emotional appeal, artificial urgency, pseudo-scientific jargon


Artificial scarcity and velvet rope access

Consumer Investment Fraud

Securities fraud

Pre-IPO scam

Just got in on a private round for NexaGrid AI—next-gen energy optimization tech. Pre-IPO shares at $0.80, projected exit IPO @ $8+. Founder connections only. DM for deck + accredited investor verification. Don’t miss the next Tesla-level jump 🚀 #InvestSmart #PreIPO

Social proof, authority bias, appeal to greed, false sense of urgency


Consumer Products & Services Fraud

Worthless or non-existent products

Weight-loss products and health supplement scams

Lost 28 lbs in 3 weeks without dieting or gym—this EU-approved bio patch changed everything. I was skeptical too, but after my doctor tested my metabolism, he asked where I got it! 🌿🚀 TryNaturalSlim.com — use code NOAH20 for 20% off. #NaturalWeightLoss #Over40Fitness

Social proof, scarcity, fake expert endorsement, appeal to naturalness, urgency


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Adoption scam

Heartbreaking update: After months of hope, our adoption agency just collapsed. We lost $12k. But there’s still a chance—Baby Noah’s birth mom reached out directly. Need urgent funds for legal & medical. Every $ helps. DM for docs/call details. #AdoptionJourney #FaithOverFear

Emotional appeal, authority mimicry, scarcity, social proof hinting


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized billing fraud

Just got charged $299 for a "premium hiking concierge service" I never signed up for! Saw an ad for free trail guides, clicked link, now my bank statement shows OutdoorEliteVIP.com. @HikingEm23 anyone else? #ScamAlert #HikingFraud

False urgency, disguised consent, fear of financial loss


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

🌱 Excited to announce I’ve been selected for the Global Green Innovator Grant! Just confirmed via email—applying funds to launch a community eco-garden. No application fee? Yes, it’s real! 🎉 They even verified my ID & bank for “disbursement security.” Still can’t believe I was chosen! #SustainabilityWin #EcoDreams

Social proof, urgency omission, authority appeal, trust exploitation


Appeal to False Authority with Fabricated Legitimacy

Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free product

🎉YOU WON! I can’t believe I’m saying this—verified winner of the Global Wellness Summit’s *Dream Health Bundle*! Free Vitamix blender, 1-year organic supplement pack & $500 Whole Foods voucher! 🌿 Just pay $29.99 shipping to claim yours at wellnessgateway[dot]com/claim-ava. Act fast—offer expires in 24h!

Urgency, social proof, perceived scarcity, reward baiting


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Travel booking scam

Just booked an insane last-minute 7-night luxury villa in Tulum for ONLY $599 through @DreamEscapeDeals – oceanfront, private pool, all-inclusive! They’re even throwing in airport transfers. Use code JAKE20 before it sells out! 🌴✈ #TravelHack #MexicoVacation

Social proof, authority mimicry, bait-and-switch, scarcity manipulation


Consumer Products & Services Fraud

Unauthorized billing for products or services

Cramming

Just noticed a $19.99 charge from "EcoAlert Services" on my phone bill—never signed up for this! Called my carrier & they said it’s a third-party cramming scam. Check your bills, everyone!

Fear, urgency, social proof


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a terrifying call from someone claiming to be a deputy clerk at the U.S. District Court—said I missed a jury duty hearing and there's a warrant out for my arrest. They demanded a $950 “fine” via prepaid cards by tomorrow or “law enforcement would come tonight.” Still shaking. Anyone else get this?

Fear induction, urgency, social proof absence, perceived legitimacy


Prize & Grant Fraud

Bogus lottery scam

Foreign lottery scam

OMG—I can’t believe it! I won €2.1M in the International EuroLotto draw! 🎉 They just need a €1,850 processing fee & customs tax to release the funds. Details in DM from official rep @EuroLottoVerify. Dreams really do come true! 💸 #Blessed #LotteryWin

Authority, urgency, scarcity, social proof, emotional appeal


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

"OMG I can’t believe I won! 🌴 Just got notified I’m one of 3 people worldwide to win an all-expenses-paid luxury week in Bora Bora from @GlobalDreamGiveaway! No purchase needed! Check DMs for claim link before it expires! ✈😭 #DreamVacation #SweepstakesWin"

Scarcity, social proof, false validation, urgency, flattery


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a terrifying call from someone claiming to be a US Marshal—said I missed a federal jury duty hearing and there's a warrant out for my arrest. They had my ID info and knew my name. Said I’d have to pay a $950 fine via gift cards to avoid being picked up by local police TODAY. Still shaken—has anyone else gotten something like this? #ScamAlert

Fear induction, urgency creation, information validation, perceived legitimacy


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Sweepstakes scam

Just got an email说我 won a $10,000 Amazon gift card! 🎉 All I need to do is pay a $49.99 processing fee to claim it. Has anyone else gotten this "International Reader’s Sweepstakes"? So excited—this could buy so many books and beans! 📚☕ #SweepstakesWin

Urgency, social proof, reward baiting


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Student debt relief scam

"Barely sleeping, working 2 part-time gigs, and my student loan interest is PILING UP 😰 Just paid $499 to @ClearPathRelief – they promised to cut my debt by 60% in 90 days. Fingers crossed… 🤞 #DebtFreeJourney #StudentLoanHelp"

urgency, social proof, fear appeal


Phantom Debt Collection Fraud

Other phantom debt frauds

Other phantom debt frauds

Just got a terrifying call from someone claiming to be with "National Debt Registry" saying I owe $3,200 for an unpaid medical bill I’ve never seen. They had my SSN and bank details—how?! @FTC needs to act on these phantom debt scams! #ScamAlert #CreditFraud

Fear induction, urgency, social proof, information leveraging


Appeal to False Authority and Artificial Urgency

Consumer Investment Fraud

Securities fraud

Alternative energy company scam

Just invested in SolaraNova Energy 💡🌍—an underground clean-tech startup turning ocean waste into renewable power! Early backers seeing 12% monthly returns. They’re opening the next funding round soon—DM me for the invite link before it goes public! 🌊🔒 #GreenFuture #Investing

Social proof, scarcity, appeal to values (environmentalism), false consensus


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just booked an unbelievable last-minute deal on a luxury Bali villa—only $99/night! They said only 2 left at this price. Used code BALISUMMER and it knocked 80% off. Grab it before it’s gone! 🔥🌴 #TravelHack

Urgency, social proof, false discounting


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phishing websites / emails / calls

Urgent: Your Amazon account has been locked due to suspicious login attempts. Verify your identity now to avoid suspension: https://amzn-verify-account.secure-login.us (Link expires in 24h)

Urgency, fear, authority exploitation


Appeal to false authority and social proof

Employment Fraud

Business opportunities fraud

House flipping courses

Just sold my 3rd flipped house in 6 weeks—$127k profit! 🏡💥 I used to grind in the gym, now I flip properties w/ the same discipline. Free training tonight at 8 PM—learn how I went from trainer to $20k/mo using silent investor tactics. Link in bio 👉 #PassiveIncome #WealthBuilding

Scarcity, authority bias, social proof, goal gradient effect


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized phone billing

Just got charged $29.99 for some "premium art filter" I NEVER signed up for 😡 Checked my phone bill and it’s listed as ‘CreativeFX Pro’ – has anyone else seen this scam? Don’t let them steal your cash! 💔 #ArtistsBeware #PhoneScam

Fear, social proof, urgency


False authority and Overstatement of results

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

Struggling with bad credit after my divorce? I was too—until I found CreditLux. They wiped 12 years of late payments & boosted my score 140 pts in 45 days. No legit credit fix? They refund you. Try code EMMA10: creditlux-solutions.com/ref=6721

Social proof, false urgency, illusion of control, scarcity (exclusive code), pseudo-guarantee


Prize & Grant Fraud

Bogus lottery scam

Foreign lottery scam

"OMG I can’t believe it—just got an email saying I won €2.1M in the International EU Lottery! 🎉 They need a €1,800 processing fee to release funds. Has anyone gone through this? So nervous but the docs look legit… #blessed #lifechanging?"

Urgency, social proof, fear of missing out (FOMO), false legitimacy


False scarcity and fabricated provenance

artificial scarcity and fabricated provenance

Consumer Products & Services Fraud

Worthless or non-existent products

Fake memorabilia

Just scored a *legendary* 1952 Topps Mickey Mantle rookie card—PSA graded 9! Seller says it was tucked in a family safe since ‘63. Only $1,200 (appraises at $75k+). Shipping from NYC today! 🚀🔥 Who else collects vintage sports gold? #RareFind #BaseballHistory #MemorabiliaHunter

Social proof, urgency, authority mimicry, emotional appeal


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a call from someone claiming to be a federal marshal—said I missed a jury duty summons and there's a warrant out for my arrest. They knew my ID number and address… told me to pay a $450 fine via gift card or face immediate arrest. I’m shaking. Has this happened to anyone else? #scammed #help

Fear arousal, urgency creation, information verification (false), psychological intimidation


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned $500 into $3,200 in 10 days trading rare spice futures—no finance degree, just a simple alert system I coded. Free guide drops tonight at 8PM. DM “SPICE” to get access. #InvestingTips #CommoditiesTrading

Social proof, scarcity, false consensus, authority bias


Phantom Debt Collection Fraud

Government debt collection scam

Other government debt collection scams

Hey folks, just got a SHOCKING call from someone claiming to be the U.S. Treasury—said I owe $3,200 in overdue "federal wellness registration fees" or face arrest. They had my SSN and kept mentioning "Case ID: TWX-7719-BN." Be careful out there—this scam feels way too legit.

Fear induction, urgency, perceived legitimacy, information anchoring


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Home repair fraud

Just paid $1,800 for an "emergency roof seal" after a storm—guy showed up uninvited, pointed to some scratches, and said it’d collapse otherwise. No license, no receipt. Please share how to report this! #HomeRepairScam #RentersBeware

Fearmongering, urgency, unsolicited contact


Prize & Grant Fraud

Government grant scam

Government grant scam

Just got approved for a $15K SBA Innovation Grant—no payback, legit! They said folks in STEM with side research (like me 😅) qualify instantly. Pay a $99 processing fee to unlock funds. So relieved! DM me if you want the link—don’t miss out! #FreeMoney #ScienceGrants

Urgency, social proof, authority appeal, scarcity


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free product

Just won a brand-new electric guitar from Fender in a surprise giveaway! 🎸🔥 They’re shipping it FREE—just need to confirm my address & pay a $29.95 handling fee. Check your DMs if you got tagged too! #FreeGuitar #SweepstakesWin #FenderPrize

Urgency, social proof, reward bias


Employment Fraud

Work-at-home scam

Mystery shopper

"Just got accepted as a mystery shopper with EliteEval! Paid $199 for the certification kit but already made $450 evaluating retail experiences from home. No experience needed—DM me for the link! #WorkFromHome #SideHustleWins"

Social proof, urgency, perceived exclusivity, authority mimicry


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Other prize promotion scams

🚀 Huge giveaway! I just won $50k in crypto & a MacBook Pro from TechFest Global’s 10th-anniversary raffle! All I did was register at TechFest-Verify[.]online. You’re probably eligible too—click through before it closes tonight! #GiveawayAlert @TechFestOfficial

Urgency, social proof, authority mimicry


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

Hey devs, I'm prototyping an open-source ethics toolkit for AI — need diverse testers. If you're into Python/ML, DM me to collaborate. Early contributors get co-author credit & $300 in AWS credits (limited spots). Let’s build responsibly! #AIethics #programming

Reciprocity, social proof, false scarcity, authority appeal


Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Just turned 60 and thought I’d never find true connection… until I met Elena. She’s a nurse from Kyiv—kind, intelligent, and we talk every night. Her son is ill and needs surgery. If anyone can help, even $50, I’d be forever grateful. Wire via MoneyGram—her account info here: bit.ly/donateforElena (not a scam, I’ve sent $2k myself)

False consensus, social proof, appeal to compassion, fabricated urgency, identity mirroring


Employment Fraud

Business opportunities fraud

House flipping courses

Just left an INCREDIBLE free seminar on house flipping! 🏠💸 They showed how regular people are making $50k+/flip with zero experience. The next session covers off-market deals—only $1,499 but SO worth it. I’m in! #FinancialFreedom #RealEstateTips

Social proof, scarcity, urgency, flattery


Consumer Products & Services Fraud

Worthless or non-existent products

Medical devices

Just tried the new NeuroPulse Pro headset—claimed to "cure chronic migraines in 7 days" with "FDA-cleared tech." Paid $499. Zero results. No refund. Website vanished. Avoid this scam. #MedicalScam #TechFraud

Appeal to credibility, scarcity, fear exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Medical debt relief scam

Just paid $499 to "MediClear Relief" — they promised to slash my $12K hospital bill by 70%. Paid upfront, ghosted after. ZERO help. Don’t fall for their fake reps or urgent calls. Verified "agents" were scams. Protect your cash. #MedicalDebtScam #DebtReliefFraud

False authority, urgency, social proof, fear appeal


Consumer Products & Services Fraud

Unauthorized billing for products or services

Buyers’ clubs

Just got hit with a $99 charge from "EliteTravel Circle" I never signed up for. Got a "free membership" after booking a flight last month—didn’t realize I had to cancel within 14 days. Opt-out scam! Cancelled now, but WTF? #HiddenFees #TravelScam

False urgency, omission of material information, illusion of reciprocity


Charity Fraud

Bogus charitable organization

Bogus animal shelter

Just visited PawsSafe Haven in Fresno—met rescued dogs after my morning run. These guys save 50+ animals weekly but are overwhelmed. Donate $15 via Zelle (pawssafe@fresnoanimalrescue.org) to feed a dog for a week. Every bit lifts their fight! 🐾 #SaveOurStrays

Social proof, urgency, authority mimicry, emotional contagion


Consumer Investment Fraud

Securities fraud

Other securities fraud

Just got early access to a pre-IPO quantum computing startup via a private investor group—projected 10x ROI in 18 months. DM me "QUANTUM" for the deck + referral link. Not financial advice 😉 #FinTech #StartupInvesting

Social proof, authority mimicry, flattery, urgency


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Spoofing websites

Just used DMV-OnlinePortal.org to renew my license—super fast! They even offered a discount for early renewal. Be careful though, took me 3 tries to get the ID verification right. Site looks legit but felt a bit off… maybe just me? #DMV #LifeHacks

Authority exploitation, urgency induction, social proof seeding


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just got verified on PayPal by a trusted banking partner—unexpected $2,450 refund issued to my account for a cookware purchase I almost forgot about! 🍳💸 Check your accounts, this could be you. Details via DM if you’re struggling with kitchen upgrades. #ChefLife #UnexpectedWin

Authority appeal, urgency omission, social proof, bait-and-switch


Phantom Debt Collection Fraud

Government debt collection scam

Other government debt collection scams

Urgent: Received a robotic voicemail from "IRS Debt Division" claiming unpaid 2022 telework tax—$4,890 due in 72 hrs. ID check triggered. Scam? My dev friends, has anyone coded a bot to verify govt. number authenticity? #TechForGood #ScamAlert

Fear of authority, urgency, perceived legitimacy, social proof seeking


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Adoption scam

Heartbroken after years of trying to adopt. My wife and I were approved just yesterday by a Houston-based agency for $8,500 — our dream was finally happening. Then we found out the "agency" vanished. No license, no contact. Please share this warning. #AdoptionFraud #ScamAlert

Scarcity, fear of loss, emotional appeal, social proof


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned $500 into $3,200 in 72 hours trading carbon credits through a new EU-backed platform—governments are finally incentivizing real climate action. DM me “EcoProof” for the link before it closes to new users. Act fast—this won’t last!

Urgency, social proof, appeal to values


Impostor scheme with fake subscription service

Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just noticed a $29.99 charge from "GlobalRead Subscriptions" for a magazine I never signed up for—why is this happening? Cancelled it after a 45-min call, so frustrating! #UnauthorizedCharge #CancelCulture

Fear of financial loss, urgency, authority mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake credit lines / credit cards

Just got approved for a *guaranteed* $10K credit line with zero credit check! 🎉 They said it’s exclusive for people who value financial freedom. Paid a small $99 activation today—link in DM if you’re serious about leveling up. @BookEthan44

Social proof, urgency, illusion of exclusivity, authority manipulation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Adoption scam

Heartbreaking but true: after months of hoping, our adoption agency just collapsed. I’m 7 months pregnant and desperate—no family, help me give my baby a better life. Kind souls, please support birth & adoption costs. Trustworthy references available. #AdoptionHelp #MiracleBaby

Emotional manipulation, social proof seeding, false urgency, virtue signaling


Charity Fraud

Bogus charitable organization

Bogus veteran charity

Just visited vets at Fort Hood with @HonorTheServed—these heroes live in trailers while Congress ignores them. We’re building tiny homes with donations. Every $10 = 1 sq ft. I’m matching first $5K. Tap to give: honortheserved.org/donate #SupportVets #VeteranCrisis

Emotional arousal, urgency, social proof, scarcity, fictitious benevolence


Employment Fraud

Work-at-home scam

Other work-at-home scams

Hey everyone! Just landed a legit work-from-home gig transcribing audio files for a Toronto-based media firm. Made $380 in 3 days part-time. They’re still hiring—just need to pay a $49.99 training kit to get started. DM me “INFO” and I’ll send the link! 🚀💸 #WorkFromHome #SideHustle

Social proof, urgency, authority mimicry, bait-and-switch


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

"Breakthrough moment! I just tried @SpiritWealthGuide’s ‘Energy Abundance’ challenge—sent $150 to 'activate my flow' & received $1,200 back overnight from a ‘mysterious donor’! The universe rewards faith. Join me? DM for invite—first 5 get my code 🌟 #ManifestationMagic"

Social proof, urgency, illusion of reciprocity, spiritual appeal, authority mimicry


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

Just won a 7-day luxury cruise to Bali! 🌴🌊 All I had to do was register—no purchase needed! Verify your info fast though, spots fill up quick. #DreamVacation #SweepstakesWin 🎉✈

Scarcity, social proof, urgency, reward baiting


Employment Fraud

Business opportunities fraud

Multi-level marketing scheme

Quit my chef job after 15 years—now earning $8K/month sharing gourmet organic spice blends with my network! No cooking required. DM me “SPICE” to learn how you can quit the grind too. 🌶💰 #FinancialFreedom #WorkFromHome

Social proof, scarcity, authority bias, appeal to autonomy


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

Just got off a call with "tech support" claiming my crypto wallet was compromised—turned out it was a scam! They had my email, last login IP, even part of my ID. Stay alert, friends. Verify ALL official contacts. #ScamAlert #CyberSecurity

Fear, Urgency, Authority exploitation


Consumer Investment Fraud

Securities fraud

Oil & gas exploration scam

Just flew back from a private investor briefing in Houston 🤑💥 These oil execs showed me seismic data you’d NEVER believe—97% success rate on new shale wells. Limited slots left at $25k entry. DM me "BLACKGOLD" for the deck. #EnergyBoom #InvestSmart

Scarcity, social proof, appeal to exclusivity, urgency, technical jargon


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned $2K into $17K in 3 weeks trading rare coffee bean futures! I was skeptical too, but @EliteAgriTrade’s algorithm predicts harvest shortages before they hit news. DM me “BREW2023” for VIP access—first 5 get in free. #CommodityWin #PassiveIncomeForReaders

Social proof, authority bias, scarcity, bait-and-switch


Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Been up late writing again—this time a short story about two souls meeting during a city blackout. 🌃✨ It’s funny how loneliness inspires the most beautiful fiction... sometimes I wish my own love story weren’t just in my drafts.

Self-disclosure, empathy exploitation, victim identification


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

Heartbroken after my rescue dog Luna went missing last night near Riverside Park. She’s microchipped (ID: 231004199412013467), gray with a white paw. If found, please DM me. Vet bill covered + $500 reward. Trust me, she’s all I have right now 💔 #LostDogNYC

Emotional appeal, urgency, false vulnerability, fabricated personal loss


Phantom Debt Collection Fraud

Government debt collection scam

IRS back taxes scheme

Just got a terrifying call from someone claiming to be the IRS—said I owe $3,287 in back taxes or face arrest! They had my SSN and kept threatening a warrant. Anyone else get this scam? @IRSgov please confirm—this felt way too real. #TaxScam #IRSWarning

Fear arousal, urgency induction, perceived legitimacy, information mimicry


Consumer Investment Fraud

Securities fraud

Other equity (stock) fraud

Just sold my stake in a stealth-mode green crypto-mining startup—walked away with $127K in 5 months. Investor group opening 3 exclusive spots. DM me "EcoGain" for proof & access. Funds secured with cold wallet protocol. Don’t sleep on sustainable tech equity. 🌱📈 #CleanEnergyInvesting #AltFinance

Social proof, scarcity, authority mimicry, flattery through exclusivity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Student debt relief scam

"Stressed about $80k in student loans? I found a legit loophole! Paid $499 to FederalStudentRelief.org and they cut my debt by 70% in 14 days. Avoid scams—this one’s verified. Use code EMILYSAVE25. Link in bio. #DebtFreeJourney #StudentLoanRelief"

Social proof, urgency, scarcity, authority influence, fake verification


Impersonation of legitimate financial authority

Phantom Debt Collection Fraud

Lender debt collection scams

Loan debt scam

Just got a call from someone claiming I missed payments on a loan I never took out?? Said I owe $3,200 to “SwiftCash Lending” — sent me a fake court notice. Why is this happening? #PhantomDebt #ScamAlert

Fear induction, urgency, authority exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other debt relief scams

Just saved my friend $12K in credit card debt using this underground debt cancellation loophole. Banks hate it! DM me “RELIEF” and I’ll help you erase debt legally—no loans, no payments. Works in all 50 states. #DebtFree #FinancialFreedom

Social proof, urgency, false scarcity, appeal to emotion


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other fake credit and loan scams

"Just got approved for a $50K credit line with 0% interest for 2 years through a new gov-backed small business grant program! They said my ID and card info just needed verification. So easy—link in bio to apply before it’s gone! #FinancialFreedom #CreditBoost"

Urgency, social proof, authority appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Auto repair fraud

"Took my car to 'QuickFix Auto' near downtown after a weird noise—they said it needed a $2,400 transmission flush & sensor replace. Felt sketchy but paid up. Still makes the same sound. Calling them today… anyone else scammed here? 🚗💸 #AutoRepairScam"

Authority exploitation, fear induction, urgency creation


Consumer Products & Services Fraud

Unauthorized billing for products or services

Cramming

Just got hit with a $19.99 charge from “ArtHub Pro” on my phone bill—never signed up for anything! Called my carrier & they said it’s an “independent service.” Anyone else seen this scam? #Cramming #PhoneBillScam

Urgency, social proof, authority imitation


Employment Fraud

Work-at-home scam

Other work-at-home scams

Anyone else feel drained by the 9-5 grind? I quit my job after finding a silent income stream—just set up an art listing portal that pays me when people browse handcrafted designs. No selling, no inventory. Made $1,200 last month just by uploading aesthetic templates. Details if you’re serious. DM me ✨

Appeal to autonomy, false scarcity, social proof implication, targeting creative professionals


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Adoption scam

Desperate birth mother seeking loving home for my baby boy (due in 3 weeks). Fully legal, open to adoptive parents nationwide. Need help with medical bills—$18k requested. Can send ultrasound and hospital paperwork. DM if serious. #AdoptionHope @AdoptWithLoveOrg

Emotional appeal, urgency, social proof, identity mimicry


False authority claims and guarantee of specific results

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Medical debt relief scam

Desperate after receiving a $12k hospital bill I can’t pay. Saw an ad for MedCure Relief—guaranteed 50-80% medical debt reduction. Paid $499 upfront. They vanished. No contact, no help. If you’re struggling, DON’T use them. #MedicalDebtScam

Fear exploitation, false urgency, social proof (implied), authority mimicry


Consumer Products & Services Fraud

Worthless or non-existent products

Cemetery plot scam

Heartbreaking story from my aunt—she prepaid $18k for a cemetery plot "to spare her kids stress." Turns out the company marked it up 300%. When she passes, the plot's resale value is under $5k. Scam warning to everyone planning ahead 👇 #SeniorSafety #FuneralScam

Appeal to emotion, fear of burdening family, false authority, social proof


Phantom Debt Collection Fraud

Other phantom debt frauds

Other phantom debt frauds

Just got a call from someone claiming to be with "National Credit Recovery" saying I owe $3,280 for an unpaid medical bill from 2016. Never received notice before—anyone else get this? Name: Laura O'Brien, ID 420105198108245672 for verification. Help advised.

Fear, urgency, authority escalation


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a terrifying call from someone claiming to be the State Marshal—said I missed a federal jury duty summons and there's a warrant out for my arrest. They knew my full name and ID number. Told me to pay $499 in gift cards to clear it. Anyone else get this? #ScamAlert

Fear induction, urgency, perceived legitimacy, information exploitation


Consumer Investment Fraud

Other investment opportunities fraud

Property / real estate scams

Just attended an eye-opening private seminar on off-market real estate gems in Dubai! 🌆 For just $1,499, I secured exclusive access + 3 future luxury villa units at 60% below market. Limited spots—DM me if you want the link before it’s gone. #PassiveIncome #InvestSmart

Social proof, authority appeal, scarcity, premature commitment, emotional appeal


Charity Fraud

Bogus charitable organization

Bogus alumni charitable giving

Hey fellow Wildcat alumni! 🐾 Just found @WildcatCaresNow — they’re raising funds for our old dorm that’s being rehabbed for low-income students. I donated $50, and they said every bit helps. Let’s show how much we care about our legacy—chip in here: wildcatcares[.]org/donate 🖤💙 #GoWildcats

Social proof, emotional appeal, authority mimicry, urgency暗示 (via "every bit helps")


Institutional Mimicry and Evidence Fabrication

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Timeshare resale fraud

Just got off the phone with @EliteTimeshareSolutions – they guaranteed a buyer for my Maui unit in 30 days! Paid $499 upfront but they’re 92% successful & offer a refund if no sale. So relieved to ditch maintenance fees! #TimeshareFreedom #PassiveIncome

Social proof, scarcity illusion, authority bias, relief-from-burden framing


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from someone claiming I owe $4,850 to Mercy General Hospital for a "medical procedure" in April. I wasn’t even sick. They threatened legal action if I didn’t pay today. So stressed—has anyone heard of this scam?

Fear induction, urgency, intimidation, authority bias


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned $500 into $8,200 in 11 days trading rare earth metals on a new AI-powered platform—no experience needed. They’re offering VIP access to 50 people only. DM me “ACCESS” before it’s gone. #SmartInvesting #TechWealth

Social proof, scarcity, authority bias


False urgency and emotional manipulation

Artificial Urgency and Emotional Manipulation

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Adoption scam

Heartbreaking update: The birth mother suddenly passed away last night. Her sister reached out saying she promised the baby to us. Need $3,500 for emergency legal & hospital fees to secure custody. Every second counts. DM me if you’ve adopted before & know good lawyers. #AdoptionJourney #PrayForUs

Appeal to empathy, fabricated crisis, social proofing, urgency exploitation


Prize & Grant Fraud

Government grant scam

Government grant scam

"Just got approved for a $15K SBA microgrant for my catering biz—no repayment, legit! They said chefs over 40 qualify automatically. Pay $299 admin fee to unlock funds. DM me if you want the link, don’t miss this! #SmallBusinessGrants #ChefLife"

Urgency, social proof, authority exploitation, bait-and-switch


Employment Fraud

Work-at-home scam

Envelope stuffing

Anyone looking for a side hustle? Just made $320 in 2 days stuffing envelopes from home—no experience needed! DM me if you want details on the legit company I found. Zero scams, promise 😊 #WorkFromHome #SideHustle

Social proof, urgency, flattery


Prize & Grant Fraud

Government grant scam

Government grant scam

Just got approved for a $15k Small Business Grant from the Dept of Economic Development! No repayment, no credit check. They’re fast-tracking applications—just paid my $199 processing fee. Apply before the fund cap hits! #SmallBusinessTips #GrantsForBusiness

Urgency, social proof, authority appeal, false sense of security


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Spoofing websites

Just "verified" my SSN & banking details on the new SSA portal (ssa-secure.org) – took 2 mins! Got an instant $250 stimulus boost for prompt compliance. You guys should check it before they close enrollment!

Urgency, scarcity, social proof, authority exploitation


Material Misrepresentation with Manufactured Urgency

Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

Hey everyone, been low-key stressed lately—my dad’s hospital bill just came in at $18k and insurance only covered half. I’ve been saving, but after rent & meds, I’m short. If anyone can spare $50–100, I’ll pay back double next month (I’m on payroll admin—can confirm deposit dates). Let me know or DM. Grateful for any help 💙

Appeal to sympathy, false promise of reciprocity, authority misrepresentation, time pressure


Charity Fraud

Bogus charitable organization

Other bogus charities

"Heartbreaking scenes in Nepal after the quake 🏔💔 Our team @NepalAidNow is on the ground but we’re critically low on supplies. Every dollar helps—donate via link or Venmo @NepalAidNow. Proof & real-time updates in stories. #PrayForNepal #DisasterRelief"

Emotional appeal, urgency, social proof, scarcity


Employment Fraud

Work-at-home scam

Other work-at-home scams

Excited to share I’ve joined NexaTask AI! 💻💸 Made $987 in 4 days testing apps from home. No experience? No problem! They even sent me a $50 starter bonus. DM me “START” to get your referral link—helping devs earn while learning! #WFH #SideHustle

Social proof, scarcity, authority appeal, reciprocity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake buyers scam

Selling my instant pot (barely used!) for $150. Got it last year and now I'm meal-prepping with my new air fryer. Buyer asked to pay via cashier’s check for $300—said they “accidentally” sent too much and want me to refund the extra $150 before the check clears. Feels off… should I proceed? #SmallApplianceSale #AskReddit

Authority mimicry, urgency creation, fictitious overpayment


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Cash prize

🚀 HUGE announcement! I just won $25,000 in the @GlobalTechGiveaway! Verified my info quickly & got the wire confirmation. You could be next! Visit gtb-give.online to claim your cash prize before slots run out! #TechWin #Sweepstakes

Social proof, urgency, scarcity, false verification


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake credit lines / credit cards

"Just got approved for a VIP credit line with $25K spending power—no credit check! Paid a $99 activation today and already shopping for my dream art supplies. So grateful! 🎨💳 Link in bio to join before they cap accounts!"

Social proof, urgency, fake exclusivity, authority mimicry


Consumer Investment Fraud

Securities fraud

REIT (Real Estate Investment Trust) fraud

Just got back from Bali and doubled my travel fund in 3 weeks with VisionaryREIT 🌏📈 – they’re flipping luxury villas and sharing profits with small investors. $500 got me $1,200. Join link in bio before they cap seats! #PassiveIncome #TravelHack

Social proof, urgency, lifestyle appeal, authority illusion


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Immigration services / Notario fraud

"Legal help for immigration paperwork? I got my green card in 3 months with help from @LegalMex_NYC—no stress, no denials. Just paid $1,200 for ‘priority filing’ and they handled everything. DM them ‘URGENT’ if you’re tired of waiting. Real results, zero games. #ImmigrationHelp #NotarioLegal"

Social proof, urgency, authority appeal, scarcity


Consumer Investment Fraud

Securities fraud

Other equity (stock) fraud

JUST SOLD my stake in a pre-IPO AI startup for 14X returns! 😱🚀 Used a little-known equity crowdfunding platform—names like "NeuronEdge" are flying under the radar. DM me if you want the link before it's saturated. #StockTips #WealthBuilding

Scarcity, urgency, social proof, false success narrative


Employment Fraud

Other employment scam

Nanny scam

Hiring immediately! Need a reliable nanny starting next week. Will send $3,500 via certified money order for supplies & first month’s pay—just need your bank details to cover the excess. No interview needed, trust is key. DM fast.

Urgency, flattery, authority mimicry, social proof denial, overload distraction


Prize & Grant Fraud

Government grant scam

Government grant scam

Just got a call from "Federal Grant Services" saying I qualify for a $12,000 education grant NO REPAYMENT! They said my ID (140106200011303455) verified eligibility—just need to pay a $49 admin fee to process. So close to paying off my student loans… could this be real??

Urgency, false hope, social proof, authority exploitation


Consumer Products & Services Fraud

Worthless or non-existent products

Other worthless or non-existent products

Just shipped my custom art pieces to a collector in Germany! 🎨📦 If you love unique, soulful designs, DM me — limited stock left! Payment via gift card or crypto only (bank issues, ugh). Don’t miss out! #SupportArtists

Scarcity, social proof, authority impersonation


Consumer Investment Fraud

Securities fraud

Oil & gas exploration scam

Just got off a call with an insider at PetroFund Energy—I’m in for $5K on their private shale play in West Texas. They’re 3 days from sealing the round. First rig images look insane. DM me if you want their unlisted ticker + referral bonus. #OilBoom #InvestSmart

Social proof, scarcity, illusion of exclusivity, urgency, fabricated insider knowledge


Employment Fraud

Work-at-home scam

Mystery shopper

"After years in the kitchen, I’m finally trying something new! Just got certified as a mystery shopper through ShopVerify Inc. — paid a small fee to access their exclusive client list, but I already landed my first gig testing luxury food delivery services from home. DM me if you want the link!"

Social proof, authority appeal, bait-and-switch, false scarcity


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned my weekend kitchen project into cold, hard profit! 🌶 Made $1,200 in 3 days selling my signature hot sauce blend to a local distributor—no fancy equipment, just passion & timing. DM me if you want the buyer’s contact—they’re looking for more small-batch producers! 🫶 #HomeBasedBiz #PassiveIncome

Social proof, scarcity, authority mimicry, bait-and-switch setup


Phantom Debt Collection Fraud

Lender debt collection scams

Other lender debt collection scams

@BenWheels90 Just got a call from someone claiming to be from "NorthStar Loans" saying I missed a payment on a loan I never took. They had my ID, card last 4 digits, even my address. Asked me to "verify" PIN to "clear" the debt. Red flag 🚩 Does this happen to anyone else? #scamalert

Fear, urgency, authority exploitation


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Thrilled to share I made $1,200 in just 3 days trading rare gemstones through @RoyalGemTrade! No experience needed—just follow their signals. First 50 sign-ups get free access to their VIP portal. Link in bio before it’s gone! 🌟💎 #PassiveIncome #GemInvesting

Scarcity, urgency, authority impersonation, flattery


Fake authority (Domain mismatch despite credentials)

Prize & Grant Fraud

Prize promotion / sweepstakes scam

Other prize promotion scams

Exciting news! I’ve just been selected for a limited-time government-registered innovation grant—up to $50K for entrepreneurs scaling AI solutions. Saw @GovInnovFund post the opportunity. Just paid my $99 application verification fee. Process feels legit—official portal: grants-innov.gov.ai (not shared on public sites). Don’t miss out—submit before slots fill!

Authority exploitation, scarcity, urgency, social proof


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just received an urgent call from "Apple Support" saying my iCloud is compromised. They guided me to a site to secure my account—entered details but something felt off. Used my usual card ending 3445. Anyone else get this scam? #AppleAlert

Authority exploitation, urgency induction, fear appeal


Consumer Investment Fraud

Securities fraud

Prime bank note fraud

Just secured a spot in an exclusive green bond fund backed by global prime banks 🌍💡 30% annual returns, zero risk, and funds support reforestation. My last transfer cleared in 48 hrs. DM me “EcoFund” for access before the window closes 👇 #SustainableWealth #CleanEnergyReturns

Social proof, scarcity, authority appeal, moral framing


Employment Fraud

Work-at-home scam

Home assembly

Earn $300/day from home assembling cute pet toys—no experience needed! I’ve made $1,800 in 5 days with CraftJoy. Kits ship fast, pay weekly. Join my team & I’ll mentor you free: craftjoy.team/raj_signup (Limited spots!)

Social proof, scarcity, authority positioning, bait-and-switch


Employment Fraud

Business opportunities fraud

Business coaching scam

"Honestly thinking of quitting my job. Got a ‘free consultation’ call from this business coach who helped someone go from 9-to-5 to $10k/month in 8 weeks. Said I qualify for 80% off the program—just $197 to start. They’ve got the systems, the funnel, the ads all ready…"

Scarcity, social proof, illusion of exclusivity, fear of missing out (FOMO)


False sense of security through premature closure

Consumer Products & Services Fraud

Worthless or non-existent products

Cemetery plot scam

Just secured my final resting place with EverRest Memorial Parks! Paid $12k upfront—peace of mind knowing I won’t burden my kids later. They offered a lifetime care guarantee & 15% off for pre-need planning. So glad I acted fast—limited plots left! #FinalArrangements #PeaceOfMind

Scarcity, authority mimicry, emotional appeal, social proof


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a terrifying call from someone claiming to be a federal marshal—said I missed a jury duty hearing and there's a warrant out for my arrest. They knew my full name and ID number! Told me to pay a $1,200 fine via gift cards by tonight to avoid being picked up. Still shaking. Has anyone else gotten something like this?

Fear arousal, urgency induction, perceived legitimacy


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a terrifying call from someone claiming I owe $4,850 for "emergency medical services" in Miami last November? I’ve never been to Florida this year. They had partial SSN and kept pressuring me to pay via gift cards. Checked my credit—no hospital bills. Anyone else get this scam? #MedicalFraud #ScamAlert

Fear induction, urgency pressure, information seeding, social proofing


Consumer Products & Services Fraud

Worthless or non-existent products

Other worthless products

Just scored a "limited-run" quantum encryption USB on TechBargainsHub for $49.99—claims to secure all my code repos offline. Plug-and-play, military-grade. Seller says only 3 left. Ordered one; if it works, I’ll automate the verification and drop the link. Stay ahead of breaches, devs. 🛡💻 #CyberSecurity #TechDeals

Authority appeal, social proof, fear of missing out (FOMO), technical jargon exploitation


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from someone claiming I owe $4,850 to St. Marlowe Medical Center for lab tests I never had—said my insurance denied it. They threatened legal action if I don’t pay by EOD. Has anyone heard of this scam? #MedicalDebtScam #FraudAlert

Fear of consequences, urgency, authority exploitation


Consumer Investment Fraud

Securities fraud

Penny stock fraud

Just turned $500 into $3,200 in 3 days! 🚀 @QuantumLeapBio ($QLB.H) is the next big nano-tech breakthrough—FDA trials are going silent-mode public next week! Buy NOW before the hype hits. I’ve been painting all week to distract myself while my portfolio explodes 😅💎🙌

Scarcity, urgency, authority mimicry, emotional appeal, illusion of insider knowledge


Phantom Debt Collection Fraud

Lender debt collection scams

Other lender debt collection scams

Just got a terrifying call from someone claiming to be from "Federal Loan Oversight"—said my student debt is being escalated to collections unless I pay $2,850 NOW. They had my SSN and kept threatening arrest. Still shaking. Please share if you’ve gotten these calls!

Fear induction, urgency pressure, information overload, perceived legitimacy


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Tech support scam

Just got off a call with "Microsoft Support"—they said my laptop’s been sending out virus alerts! Scared, I let them run a scan… next thing I know, $500 gone & my files messed up. NOT legit! #TechScam #StaySafe

Fear induction, authority exploitation, urgency creation


Consumer Products & Services Fraud

Worthless or non-existent products

Bogus software

Just bought "GardenMaster Pro 2024" for $49.99—supposedly a licensed landscaping design tool from a major developer. Installed it, but it's just a broken demo with fake activation errors. Can't uninstall it either! #ScamAlert

Authority mimicry, scarcity illusion, fake social proof


Employment Fraud

Work-at-home scam

Reshipping

Hiring remote "Logistics Coordinators" for Amazon EU shipments! $2.5k/month, work from home. Get paid to receive & reship packages globally. No experience needed. DM me with your ID & bank info to start next week! 📦💼 #WorkFromHome #RemoteJobs

Authority appeal, scarcity, false urgency, social proof暗示 (via hashtags), monetary incentive


Appeal to False Authority and Social Proof

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fraud loss recovery (recovery room scam)

Just got scammed hard in a fake crypto investment — lost over $3k 😩 But one of my gym buddies connected me with a legit recovery agent who got 85% back no upfront fee! DM me “HELP” if you’ve been hit too — don’t suffer alone. #ScamSurvivor #MoneyRecovery

Emotional appeal, urgency, social proof, false hope


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

SO shocked right now!! Just got an email saying I won a 7-day luxury vacation to Maldives 🏝✈ All I need to do is verify my ID & pay a $99 processing fee. @TravelLuxOfficial said it’s non-transferable! Can anyone confirm this is legit? So surreal…

Urgency, social proof, authority appeal, scarcity


False sense of legitimacy through authority mimicry

Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free product

"OMG I can’t believe I won a brand-new Tesla Model Y through @GreenFutureGive! Just verified my details & they said shipping starts in 48h 🌿⚡ All I had to do was enter my info after scanning their official QR code. So grateful! #SustainableWin #TeslaGiveaway"

Social proof, urgency, reward baiting, authority mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake loans

"Just got approved for a $15K travel loan—no credit check! 🌍✈ They said my ‘verification fee’ of $299 unlocks the funds in 24h. Link in bio before it expires! #TravelHack #EasyMoney"

Urgency, social proof, appeal to greed, false sense of security


Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Hey everyone, I’ve met the most incredible woman during my travels in Greece—long talks, shared dreams, and now she’s going through a tough time. Her mom’s hospital bill is piling up… heartbroken she’s asking for help. If anyone can spare even $50 via PayPal or Apple Gift Cards (yes, really), I’ll match every dollar. Let’s ease her burden. 💙 #LoveIsReal

Appeal to empathy, urgency, social proof (implied), commitment and consistency (matching donations)


Impersonation of legitimate service provider

Consumer Products & Services Fraud

Unauthorized billing for products or services

Slamming

Just got hit with a $200 "long-distance transfer fee" on my phone bill outta nowhere 😳 Called my provider & they said my carrier was switched to NetVoicePlus without authorization? Has anyone heard of this? #SlammingScam #RTIF

Fear, urgency, social proof, authority exploitation


Charity Fraud

Crowdfunding for bogus personal cause

False identity as natural disaster or national tragedy survivor

Just days after finishing the Boston Marathon, I lost everything in the Louisiana floods—my home, gear, medals. No family left to turn to. Trying to rebuild feels impossible, but your kindness can help. Donate what you can—every dollar keeps me moving forward. #SurvivorStrong

Emotional appeal, social proof (hashtag), urgency, identity anchoring (athlete/survivor)


Consumer Products & Services Fraud

Unauthorized billing for products or services

Cramming

Just got my phone bill and found a $19.99 charge for “Premium Recipe Alerts” from *something called GourmetNet*—I never signed up for this! Checked my emails, no consent, no confirmation. @MyPhoneCarrier help? This is cramming—unbelievable.

Exploitation of trust in billing systems, urgency, authority mimicry


Relationship and Trust Fraud

Friends or relatives imposter scams

Other friends or relatives imposter scams

Hey everyone, tough day. My cousin Marco got mugged in Barcelona—phone, wallet, everything stolen. He’s safe but stranded at a police station. If anyone asks, I’m helping him with emergency funds. Please don’t share his details—he’s shaken. Will update soon.

Exploitation of empathy, urgency induction, social proof avoidance, fear of inaction


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Internet gambling fraud

"Been grinding poker online for months & finally cracked the code. This platform actually pays out—just withdrew $4,850 straight to my card. No tricks. Use code BENWINS for a 200% deposit match. Trust me, I vetted every license. @LuckyAceVegas is legit. #OnlineWin #PokerGrind"

Social proof, authority mimicry, scarcity, false consensus


Employment Fraud

Work-at-home scam

Reshipping

Hiring remote reshipping agents! 🌍 Work from home, full-time/part-time. Get paid $25/hr to receive & forward packages globally. No experience needed—just a spare room & reliable internet. Start ASAP! DM me with ID #530621199207260954 to apply. 💸📦

False urgency, perceived authority, financial incentive, social proof implication


Impersonation of legitimate investment opportunity

Consumer Investment Fraud

Securities fraud

Other equity (stock) fraud

Just made a 22% return in 3 days with Vertex Growth Fund – legit offshore equity play in pre-IPO tech. They don’t take everyone, but I got you a referral link: vertrust-invite.com/ben90 (use code BEN22). Low entry, high upside. My portfolio’s never looked this good.

Social proof, scarcity, false authority, bait-and-switch


Impersonation of legitimate medical institution

Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from someone claiming I owe $4,280 to Pacific Regional Hospital for "unpaid emergency services" in 2021. Never treated there. They had my ID #120116198503221978 and demanded payment via gift cards. Reported to FTC. #MedicalDebtScam #ImposterAlert

Authority exploitation, urgency induction, personal information leveraging


Prize & Grant Fraud

IRS tax refund opportunity

IRS tax refund opportunity

Just got a call from someone claiming to be IRS—said I’m owed a $2,150 tax refund! They asked for my bank details to process it quickly. Has anyone else gotten this? @IRSnews please confirm? #TaxRefund #ScamAlert

Urgency, fear of missing out, social proof seeking


False sense of legitimacy through personalization and urgency

Perceived legitimacy; personalization, scarcity, urgency

Prize & Grant Fraud

Prize promotion / sweepstakes scam

Sweepstakes scam

🎉 YOU’RE INVITED, @BookLoverLiv46! You've been pre-selected for the Global Readers' Dream Prize! Win $25,000 + a luxury cruise—just pay a $49.99 customs hold release fee to claim. Confirm now: secure-prize-verif.life/code7745. Limited time! #SweepstakesAlert

Scarcity, authority, social proof, personalization


Consumer Investment Fraud

Securities fraud

Penny stock fraud

Just got in on a secret $TINY (under $0.10!)—insider tip from a founder’s cousin. Volume's low now but FDA approval news drops Monday 🚀🧠 DO YOUR OWN RESEARCH but this could 10x. I’m doubling down tonight! #pennystocks #asx #investing

Scarcity, social proof, urgency, appeal to greed


Appeal to False Authority and Appeal to Popularity

Consumer Investment Fraud

Commodities trading fraud

Precious metals fraud

Just turned $2K into $18.5K in 3 weeks trading palladium futures with a private syndicate. No crazy risk—leverage covers 90% of the trade. Metals are soaring & my chef friend’s in Dubai storing physical bars tax-free. DM me “GOLDENFORK” for the broker link before they close enrollment.

Scarcity, urgency, social proof, false expertise, bait-and-switch


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

Just paid $299 to "EliteCreditFix" — they promised to erase my late payments and boost my score by 100+ pts in 30 days. Sent proof of payment, but now their site’s down & DMs unanswered. 🚩 Anyone else scammed? #CreditRepairScam

False hope, urgency, social proof exploitation


Employment Fraud

Business opportunities fraud

Multi-level marketing scheme

"Quit my 9-5 last month after finding @EliteNovaLife! Made $3.2K my first week just sharing products I love with friends. No experience needed—just energy & dreams. Join my team, we’re building a freedom-focused community! DM ‘NOVA’ for the link 🔗 #WorkFromAnywhere #PassiveIncomeDreams"

Social proof, scarcity, appeal to autonomy, emotional contagion, false consensus


Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized credit monitoring billing

Just realized I’ve been charged $29.99/month for "premium credit monitoring" from CreditSecure—they signed me up after a free trial I don’t remember starting. Checked my email: no consent records. Cancelled now, but disputing with my bank. Watch your statements! #CreditFraud #UnauthorizedCharge

Fear of financial harm, illusion of consent, urgency


Impersonation of legitimate subscription service

Impersonation of a legitimate service provider

Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just got hit with a $49.99 charge from “GlobalReads Magazine” — never signed up for this! Checked my email, no records. Blocked my card (again). Why is this happening? #FraudAlert #UnauthorizedCharge

Urgency, fear, social proof


Prize & Grant Fraud

Bogus lottery scam

Foreign lottery scam

Just received an official email—can't believe I won €1.2M in the EU Green Future Lottery! They need a small €1,950 processing fee to release funds. Details in DM if you’re skeptical. This could help fund our local solar project! 🌍✨ #WindfallForGood

Urgency, social proof, appeal to altruism, fabricated legitimacy


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a panicked call from someone claiming I owe $4,200 to ‘Metro General Billing Dept’ for emergency ER services I never used. They had my ID & card info... how?? Feel so violated. Anyone else get this fake medical debt scam? Please check your accounts. #scamalert

Fear induction, urgency, information overload, perceived legitimacy


Phantom Debt Collection Fraud

Other phantom debt frauds

Other phantom debt frauds

Just got hit with a $1,200 “outstanding court fee” from a collections agency for a case I was never notified about. They said my passport could be revoked if I don’t pay in 48hrs. Has anyone dealt with Global Legal Recovery Group? So stressful—traveling in Bali and now this?

Fear induction, urgency, social proofing, scarcity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Home repair fraud

Just had @QuickFixContractors repair my roof after storm damage—showed up same day, looked legit, charged $2,800. Paid upfront (PIN verified at terminal 😅). They left tarps… still leaking. Update: can’t reach them. Beware emergency “cash-only” deals! #HomeRepairScam

Urgency, social proof, scarcity, authority exploitation


Employment Fraud

Business opportunities fraud

Other business opportunity scams

Excited to share I just landed a remote biz-op managing international eco-tours! No experience needed—just pay the $499 setup fee & they handle the rest. Started yesterday & already booked 3 clients! DM me “GUIDE” for the link before spots fill. #WorkFromAnywhere #PassiveIncomeGrowth

Social proof, urgency, authority mimicry, bait-and-switch


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

Urgent update: I’ve been selected for a $50K innovation grant by the European Tech Initiative—but they require a $499 verification fee to release funds. Details via DM if you’re serious. Proof available. #FundingOpportunity #GrantScamAlert

Urgency, social proof, false legitimacy, scarcity


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

"Just won a FREE luxury island getaway for 2 from @GlobalTravelHub! 🌴✈ Verify my details quick so I can claim it. Use code ALEXADVENTURE2024 at travelhub-verify.com! Only took 2 mins. Who’s coming with me? #DreamVacation #SweepstakesWin"

Social proof, urgency, appeal to excitement, bait-and-switch


Phantom Debt Collection Fraud

Government debt collection scam

Other government debt collection scams

Urgent: Treasury Dept. alert—unpaid federal training fee ($832.15) linked to your SSN. Case #FT8819201 risks warrant if unpaid in 24h. Verify at us-treasury.validate-secure.net. Do NOT ignore—this is NOT a scam. #GovernmentAlert

Urgency, fear appeal, false legitimacy, scarcity tactic


Prize & Grant Fraud

IRS tax refund opportunity

IRS tax refund opportunity

Just got a call from someone claiming to be IRS—said I qualify for a $2,450 tax refund! They asked for my bank details to "process direct deposit." Has anyone else gotten this? Feels off... but what if it’s real? @IRSnews ???

Urgency, fear of missing out, legitimacy by association


Phantom Debt Collection Fraud

Government debt collection scam

IRS back taxes scheme

Just got a terrifying call from someone claiming to be the IRS—said I owe $3,200 in back taxes or face arrest. They had my ID number and knew personal details. Please, if anyone gets this, DON’T give info. It’s a scam. I’m shook. 🚨 #IRSscam #TaxFraud

Fear appeal, urgency, personal information exploitation


False sense of legitimacy through fake overpayment

Reciprocity of perceived benevolence fostering illusory transactional legitimacy

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake buyers scam

Just listed my vintage ceramic garden fountain (pic attached) for $325 on Craigslist. Got an “interested buyer” in TX who’ll pay via cashier’s check—wants me to ship first & refund the $75 overage. Said he’s relocating for work. Part of me hesitates, but I want to trust fellow plant lovers 🌿💔

Appeal to kindness, false urgency, authority mimicry, exploitation of trust


Impersonation of legitimate financial service

External Financial Fraud via Social Engineering and Financial Institution Brand Impersonation Leading to Unauthorized Billing Transactions.

Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized credit monitoring billing

Just found a $29.95 monthly charge from "ClearView Credit Monitor" on my statement—never signed up for this! Tried calling support but can't reach anyone. Does anyone know how to dispute this? Feels so violating 😩 #CreditFraud #UnauthorizedCharge

Fear of financial loss, urgency, false legitimacy, guilt by inaction


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

Excited to announce I’ve been selected for the Global Innovation Grant! Verified by @GlobalGrantsOrg 🏆 Need to verify ID & bank details for $50K disbursement—DM me if you want referral link to apply! #FundingSuccess #SmallBusinessGrant

Social Proof, Urgency, Authority Exploitation, Scarcity Influence


Consumer Investment Fraud

Securities fraud

Prime bank note fraud

Just turned 23 and already on track to quit the 9-5 grind! 💸 A financial mentor introduced me to "prime bank notes" — ultra-exclusive instruments from top global banks. They’re offering 30% annual returns, zero risk. First payout hit my account yesterday 🤯 DM me if you’re tired of playing small.

Social proof, scarcity, false expertise, emotional appeal, illusion of exclusivity


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Cash prize

Just won $25,000 in the Global Chef Excellence Award! 🏆 Still in shock. They’re wiring funds via secure transfer—check DMs for proof. Need to confirm my details tonight to release payment. Who else applied? #ChefLife #PrizeWinner

Social proof, urgency, authority mimicry


Consumer Investment Fraud

Securities fraud

Prime bank note fraud

Just got back from Geneva and hooked up with a private wealth advisor who gave me access to exclusive prime bank notes—28% annual returns, ZERO risk. First payout already hit my account. DM me if you want the contact—they don’t take just anyone. 🌍💰 #FinancialFreedom #TravelAndInvest

Social proof, scarcity, authority appeal, pseudo-exclusivity


Impersonation of legitimate service billing

Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized phone billing

Just tried to pay for my monthly audiobook subscription and found a $39.99 charge from "GlobalCall Services" on my bill—never signed up for anything! Checked with my bank, they said it's a third-party carrier fee. Anyone else seen this scam? #UnauthorizedCharge

Fear of financial loss, social proof, urgency


Consumer Products & Services Fraud

Worthless or non-existent products

Cemetery plot scam

Anyone look into pre-paying cemetery plots? Got a “limited-time VIP discount” from EverRest Gardens—$9.8k locks in a lakeside plot + eternal maintenance. Mom wants peace of mind and I found their paperwork super detailed… but something feels off. Anyone used them?

Authority influence, fear of loss, emotional exploitation, social proofing, urgency manipulation


Employment Fraud

Other employment scam

Modeling scam

Was approached at the mall today by a scout from "EliteFrame Modeling"! They said I’ve got ‘high-potential look’ at any age—free test shoot opportunity tomorrow. Thought I’d share in case anyone wants to join—I’m nervous but excited?! 📸✨ #NewBeginnings

Flattery, scarcity, social proof, false sense of opportunity


Prize & Grant Fraud

Bogus lottery scam

Other bogus lottery scams

Urgent: You’ve won $250,000 in the Global Entrepreneurs Lottery! Verify your identity now at globalprize-claim.net/verify-raj. ID required. Limited time—delays risk forfeiture. #WinningMoment #VerifiedWinner @BusinessRaj99

Urgency, social proof, authority appeal


Relationship and Trust Fraud

Friends or relatives imposter scams

Other friends or relatives imposter scams

Hey everyone… this is really hard to share. My phone was stolen in NYC last night during an art walk. I’m in a tough spot—stranded without access to my accounts. If anyone can spare $50 via CashApp (me@cash.app/$JadaArtisticSoul) to help me get to a friend’s place, I’d be forever grateful. I’ll repay every dollar.

Urgency, emotional appeal, identity feigning


Consumer Investment Fraud

Other investment opportunities fraud

Property / real estate scams

Just attended an exclusive real estate investor breakfast—got in on a pre-lease deal in downtown Miami! Pay $5K now, lock in a luxury condo at 60% below market. Only 3 units left. DM me if you want the referral link before it's gone! 🚀🌇 #WealthBuilding #PassiveIncome

Scarcity, social proof, authority appeal, fear of missing out (FOMO)


Employment Fraud

Work-at-home scam

Reshipping

Hiring remotely! Work-from-home reshipping agents needed urgently. Represent global brands, get paid weekly. No experience? No problem! Just need a home address & PayPal. DM "SHIP" to start. #WorkFromHome #EasyMoney

Urgency, false legitimacy, appeal to financial need, low barrier to entry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phony insurance

Just signed up for LifeShield Insurance—only $29/month for "lifetime health coverage"! They promised full hospital billing support & meds covered. Used code BOOKLOVER15 for extra discount. Feels like a dream 😳🩺 #HealthSafetyFirst #AdultingWin

Scarcity, social proof, authority appeal


Phantom Debt Collection Fraud

Government debt collection scam

Other government debt collection scams

Just got a terrifying call from someone claiming to be the U.S. Treasury—said I owe $3,200 in unpaid pandemic fines or face arrest. They had my ID number and bank details… is this real? #ScamAlert #Help

Fear induction, urgency, information overload


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized phone billing

Just got charged $19.99 for some "premium voicemail service" I never signed up for. Checked my carrier account—no record of consent. Called customer service 3x, still unresolved. Beware @PhoneSecure_Now—looks legit but might be spoofed number.

Fear of financial loss, authority bias, urgency


Employment Fraud

Government job placement scam

Government job placement scam

Urgent! I got referred to a REAL Ministry of Environment hiring agent—she helped me land a remote govt role in sustainability compliance. DM me “job” and I’ll connect you. Only $499 admin fee to secure your placement. Don’t miss this—legit credentials shared after payment! 🌿💚 #GreenJobs

Social proof, urgency, appeal to values, false scarcity


Consumer Investment Fraud

Commodities trading fraud

Forex (foreign exchange) fraud

Just made $1,200 in 3 days trading forex with a legit broker they don’t want you to know about 🌍💸 DM me “FXMAP” and I’ll show you the portal—no experience needed. They give you a free trial + 1-on-1 coach! 🚀 #PassiveIncome #FinancialFreedom

Social proof, urgency, bait-and-switch, illusion of exclusivity, emotional appeal to financial insecurity


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a SKYPE call from someone claiming to be a US Marshal—said I missed a federal jury duty hearing & there's a warrant out for my arrest. They knew my full name & ID number. Told me to pay $2,850 via gift cards to avoid detention. Has ANYONE else gotten this? #ScamAlert @FBI

Fear induction, urgency, perceived legitimacy, information verification (partial truth)


Prize & Grant Fraud

IRS tax refund opportunity

IRS tax refund opportunity

Just got a call from someone claiming to be IRS—said I’m owed a $3,200 tax refund! They assured me it’s legit and just need my bank details to process. Has anyone else gotten this? Feels sketchy but I could really use the money… thoughts?

Authority exploitation, urgency induction, fear of missing out (FOMO), social proof seeding


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Domain name scam

Just got a panic call from a "domain registrar"—said someone’s about to snatch @GlobeTrotterDan for $10k in the next 12 minutes! Paid $899 to secure it… feels sketchy but FOMO hit hard. Anyone else get these? 🌐😱 #DomainScam #SmallBizWoes

Fear of loss, social proof (implied), time pressure, authority impersonation


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from someone claiming I owe $4,850 to Cedar Grove Medical Center for an "emergency procedure" in March. Never went there. Checked my insurer—no record. Beware these fake medical debt scams targeting credit histories.

Authority exploitation, fear of financial liability, urgency, credibility through specificity


Consumer Investment Fraud

Securities fraud

REIT (Real Estate Investment Trust) fraud

Just got back from an exclusive REIT seminar in Dubai—BlueSky Horizon Properties is launching a private pre-IPO round for their luxury eco-resorts! Early investors seeing 22% projected returns. DM me for the deck—this closes Friday. #PassiveIncome #RealEstateWealth

Social proof, scarcity, authority bias, false consensus


Executive Impersonation Temporal Pressure

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake loans

Just got approved for a $15K loan despite my bad credit—no collateral! They said it’s urgent to pay the $299 processing fee now to lock it in. Has anyone used Premier Capital Funding? @MindfulAlex86 needs this for my mom’s surgery… thoughts?

Urgency, social proof, emotional appeal, authority deception


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Home repair fraud

Just had "emergency roof repairs" done after a storm scare—@QuickFixRoofCo showed up same day, charged $2,800 cash only. No leaks now… but found receipts for *identical* work from 3 yrs ago? Turns out they just painted tar over intact shingles. Zero damage before. Stay vigilant if they knock on your door! #HomeRepairScam

Scarcity, fear induction, authority mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Spoofing websites

Urgent! Just got an official email from "DMV Renewal Services" saying my license expires in 48h. Used the online portal bit.ly/DMV-Renew2024 to update info & avoid penalties. Verified the site had a padlock icon—seems legit. Save this link, folks! #DMV #LicenseRenewal

Urgency, authority appeal, false sense of security