Phantom Debt Collection Fraud

Lender debt collection scams

Loan debt scam

Just got a call from someone claiming I missed payments on a loan I never took. They had my ID & card details—@TechSupport_Alert is this real? #PhantomDebt #ScamAlert

Fear induction, urgency, information overload


Consumer Investment Fraud

Securities fraud

Other securities fraud

Just joined a private group offering 22% annual returns on rare wine investments—curated vintages stored in insured EU vaults! They’re letting in 5 more people. DM me if you want the link before it closes tonight 🍷💸 #PassiveIncome #WineInvesting

Scarcity, social proof, authority appeal


Employment Fraud

Government job placement scam

Government job placement scam

Urgent hiring! Ministry of Infrastructure fast-tracks 2024 public works roles—skip the queue with verified placement. I helped 37 candidates last month. DM "GOVJOB" for referral code & processing link. Limited slots. $499 admin fee covers documentation & priority processing.

False urgency, social proof, authority bias, upfront payment pressure


Consumer Investment Fraud

Commodities trading fraud

Commodity pool fraud

Just turned $500 into $8,200 in 3 weeks with GoldHaven Pools! 🚀 Their AI-driven commodity trades are insane. Private group access costs $199, but worth every penny. DM me "GOLD" for invite 👉 No scams, I vetted them thoroughly (ask my financial coach!) #WealthBuilding #CommoditiesWin

Authority appeal, scarcity, illusion of thorough research, implicit endorsement, fear of missing out (FOMO)


Impersonation of legitimate service provider

Consumer Products & Services Fraud

Unauthorized billing for products or services

Slamming

Just got hit with a $249.99 charge from "National Telecom Services" for a "long-distance upgrade" I NEVER signed up for. Checked my line—someone slammed my number without consent! Avoid this scam.

Fear, urgency, authority exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake credit lines / credit cards

Urgent update! My #DIYBusiness needed a boost, so I applied for the "CraftProsper Card" — got approved in minutes! Paid a $49 setup fee & received instant access to $5K credit. Just activated my limit through the portal link. First supply order shipped FREE! 🎨💳 DM me for the link — let’s grow together!

Social proof, urgency, perceived exclusivity, authority mimicry


Appeal to irrelevant authority and social proof

Consumer Investment Fraud

Securities fraud

Other debt investment fraud

Thrilled to share I doubled my savings in 3 months with this low-risk art-backed bond! 💼🎨 Trusted a small firm specializing in gallery financing—monthly returns, zero volatility. DM me “artfund” for the link—first 5 get free onboarding! 🌟 #SmartInvesting #PassiveIncome

Scarcity, social proof, authority exploitation, emotional appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Tech support scam

"Has your laptop been running super slow lately? 😟 Just got a call from 'Microsoft Support'—they flagged malware on my device & helped clean it. Paid $199 for the security scan & software fix. Tech support even stayed on till it was safe. Don’t ignore warnings like I almost did! #TechSafety"

Fear appeals, urgency, false authority, social proof


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Sweepstakes scam

🎉YOU’RE INVITED, Emma! 🎉 Selected for the Global Explorer’s Draw! Win $25,000 + all-expenses-paid trip to Patagonia! 🌿✈ Just verify & pay $49 entry fee to claim—spaces filling! 🚨🔗claim-gexplorer2024.com #Sweepstakes #AdventureAwaits

Urgency, scarcity, personalization, appeal to interests


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake credit lines / credit cards

Just got approved for a *luxury travel credit line* with $15K limit—no credit check! 🌍✈ They said pay a $99 activation fee to unlock benefits like first-class upgrade vouchers & concierge travel planning. Link in bio to join before it’s gone! #TravelHack #CreditWin

Scarcity, false social proof, authority mimicry, reward baiting


Perceived Scarcity and Constructed Authenticity

Consumer Products & Services Fraud

Worthless or non-existent products

Bogus software

Just snagged a lifetime license for Adobe Creative Cloud for $49 (retail $60+/mo)! Instant download + official-looking activation key. Used it to edit my hiking photos—works flawlessly. Link in bio before they take it down. #PhotoEditing #AdobeDeals

Social proof, urgency, authority mimicry, fake discount lure


Consumer Investment Fraud

Other investment opportunities fraud

Rare objects scam

Just acquired a rare 19th-century Japanese woodblock print through a private collector in Kyoto—authenticated and valued at $48K. Limited shares available for fellow art lovers. DM for details before it’s gone. #ArtInvestment #CollectorsOnly

Scarcity, social proof, appeal to identity


False authority and fabricated opportunity

Employment Fraud

Business opportunities fraud

Business coaching scam

"Escaping the 9-5 grind felt impossible until I found @EliteBizCoaches. They promised full support to launch my dream book consultancy—webinars, templates, mentorship. Paid $2,499 upfront. It’s been 3 months… no access, no replies. Beware their ‘limited-time discount’ pressure tactics. #SmallBusinessScam"

Urgency, social proof, appeal to ambition, fear of missing out (FOMO)


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other debt relief scams

Just paid $499 to join a "private debt elimination group" — they said they’d file legal motions to erase my student loans using a "loophole no one talks about." Paid upfront, ghosted next day. Zero updates, fake LLC, LinkedIn profile deleted. DO NOT trust DMs promising debt freedom. #DebtScam #CreditReliefScam

Urgency, social proof, authority exploitation, fear of loss


Prize & Grant Fraud

Inheritance scam

Inheritance scam

Just got an official notice from Global Estate Registry—inheriting $2.1M from distant uncle I never knew existed? They need $499 for the probate dossier but says I can claim everything within 72 hrs after. So surreal… part of me thinks it’s fake but… what if it’s real? 🤯 #unexpectedblessing

Urgency, social proof, appeal to curiosity, fear of missing out (FOMO)


Consumer Investment Fraud

Securities fraud

Bond fraud

Just turned $1.5K into $4,200 in 10 days! 🤯 My secret? A verified gov-backed municipal bond program most people don’t know about. No crypto, no risk. DM me “BONDINFO” for proof + access. Limited spots—this isn’t public yet! #PassiveIncome #SmartInvesting 💼✨

Social proof, scarcity, authority appeal, faux exclusivity


False expertise and scarcity manipulation

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Website hosting / design scam

Just paid $499 for a "premium" website package from @WebNovaDesigns – promised a fully custom site in 48 hours. Sent screenshots, contracts, even a logo… then ghosted. No site, no refund, barely a reply. Beware fast-turnaround web scams preying on small biz owners! #SmallBusinessTips #ScamAlert

False expertise, scarcity manipulation, authority mimicry


Prize & Grant Fraud

IRS tax refund opportunity

IRS tax refund opportunity

IRS verified my $2,850 refund eligibility today — they’re processing direct deposits within 48 hours. Just confirmed my routing & account # with their ‘Secure Line’ agent. Last chance to claim yours before audits freeze payouts! 🚨 #TaxRefund2024 #ClaimNow

Urgency, authority exploitation, false verification


Consumer Investment Fraud

Securities fraud

Other equity (stock) fraud

Just turned $500 into $8,200 in 3 weeks trading a little-known AI startup stock 🚀 DM me “ROCKET” for the name — limited-time insider tip from a dev friend before it hits NASDAQ! #StockTips #AIInvesting

Scarcity, social proof, authority appeal


Impersonation and emotional exploitation

Identity Falsification and Emotional Exploitation

Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Hey everyone, been meaning to share—met someone amazing online. She’s a nurse from London, lost her mom recently 😢. Her name’s Emily, and she’s been through so much. She’s been talking about coming to visit me in Seattle, but her brother’s surgery bills drained her savings. Delta’s got a last-minute $1,350 fare. If anyone can relate or help, she’s asking for support via PayPal or gift cards—says she’ll repay every cent once she starts her new job here. Feels surreal, but my heart’s never been this open.

Appeal to sympathy, premature emotional bonding, manufactured crisis, reciprocity pressure, isolation from objective advice


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized internet billing

Hey @NetSecureVPN – you auto-charged $49.99 this month even though I canceled weeks ago. 'Confirm cancellation' button on your site just loops back. No response to emails. Please fix or I’ll escalate to FTC & @consumerfed. #billedwithoutconsent #VPNscam

Urgency, frustration exploitation, false sense of control, guilt by inaction


Employment Fraud

Business opportunities fraud

Vending machines / ATM leasing scam

Just left a 1-on-1 call with a rep from "NovaVendor Solutions" — they’re offering NO upfront cost to lease vending machines placed in high-traffic malls! Earn $300–$600/week passive income. They even handle maintenance & restocking! DM me if you want the link 😊 #PassiveIncome #SideHustle

Social proof, scarcity, false sense of urgency, appeal to greed


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Medical debt relief scam

"After months of stress, I finally found real relief from my $12k hospital bill. MedCure Advocates negotiated it down to $1,800—and they only charge if they save you! So grateful. If you're drowning in medical debt, DM ‘HELP’ to @MedCureNow. You don’t have to suffer alone 💙 #MedicalDebtRelief #Hope"

Emotional appeal, scarcity, pseudo-testimonial, false urgency, appeal to compassion


Consumer Investment Fraud

Other investment opportunities fraud

Hollywood film scam

Just met the producer of the new Marvel spin-off filming in Atlanta! They’re offering accredited investors 8% guaranteed returns in just 6 months. DM me if you want the deck—spot still open. #InvestSmart #FilmFinance

Social proof, false scarcity, flattery, pseudo-exclusivity


False authority and fabricated legitimacy

Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just got hit with a $29.99 charge for some "premier travel magazine" I’ve never heard of. Checked my subscription—no sign-up record. Contacted billing, they said it’s “auto-renewed from a 2-year trial.” Total scam. Beware @GlobalTravelDigest!

Authority exploitation, fear of hidden obligations, urgency, mimicry of legitimate offers


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake loans

Just got approved for a $15K loan despite my bad credit—no collateral needed! 🎉 They said it’s because I’m financially responsible 😅 But I had to pay a $299 processing fee upfront to activate… waiting for the transfer now. DM me if you need the link! #FinancialFreedom #BadCreditNoProblem

Social proof, scarcity, authority appeal, false sense of security


Employment Fraud

Work-at-home scam

Mystery shopper

"Just got paid $750 for testing a new payment app from home! 🛍💻 No experience needed—signed up as a mystery shopper, deposited a check, withdrew cash, and transferred via the app. Legit companies pay you to evaluate services. DM me ‘how’ if you want details. #WorkFromHome #SideHustle"

Social proof, urgency, perceived authority, reward temptation


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just discovered a "secret" organic fertilizer brand—GrowZen—that increased my tomato yield 3x! Got it from a garden co-op link shared by @EcoGardenerMom. Only $29.99 shipped! Ordered two more bags—website says limited stock. #UrbanGardeningWin 🌱🍅

Social proof, scarcity, fabricated expertise, appeal to naturalness


Charity Fraud

Other charity fraud

Other charity fraud

Just launched a tech-for-good initiative! Helping rural schools get internet access. A donor will match every dollar—send $10 via Venmo @Aiden-Green to build a classroom online. Only 24 hours left! #TechForGood #Philanthropy

Social proof, authority mimicry, emotional appeal, scarcity manipulation


Appeal to false authority and fabrication

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

Struggling with bad credit? I’ve been there. After 3 rejections on a car loan, I found CreditNova—cleared my report in 14 days. Got my score up 124 pts. They removed late payments & a repo that was *accurate*. Legit wizardry. Link in bio before they’re full. #CreditFix #DebtFreeJourney

Social proof, false urgency, authority bias, scarcity tactic


Charity Fraud

Other charity fraud

Other charity fraud

Just returned from volunteering in Nepal after the earthquakes—heartbreaking. Setting up a fund for shelter & meds for displaced families. Every $ helps. Donate via direct message—I’ll share the secure link. Trust the process, not the bureaucracy. 🙏 #HelpNepal #RebuildTogether

Emotional manipulation, urgency creation, trust exploitation, social proof暗示 (via hashtag), perceived personal involvement


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Hey all, got an urgent call today from someone claiming I owe $4,200 to a printer supply company in Ohio—never had an account. They even sent an "invoice" with my name & last 4 of my SSN. Scary how real it looked. Anyone else getting these fake biz debt threats?

Fear induction, authority exploitation, social proofing


Phantom Debt Collection Fraud

Government debt collection scam

Other government debt collection scams

Urgent: Received a call from someone claiming to be the IRS—said my SSN (210203199411257834) is flagged over unpaid federal tech compliance fees. Threatened arrest unless I pay via gift cards. Verify your records! #TaxScam #CyberAlert

Fear induction, urgency, social proof


Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just found a $19.99 monthly charge from "GlobalLifestyle Mag" on my statement—never subscribed! Called their "support" and they're demanding a 2-year commitment to cancel. Beware this sneaky auto-renewal trap! #BillingScam #UnauthorizedCharge

Fear of financial loss, perceived legitimacy, scarcity illusion


False authority and fabricated social proof

False Authority and Fabricated Social Proof

Consumer Investment Fraud

Commodities trading fraud

Precious metals fraud

Just turned $500 into $3,200 in 10 days trading silver futures with GoldShield Pro! They’re waiving fees for new moms—used my kitchen savings jar money. Zero risk, full insurance on trades. DM me for the referral link 😍 #SmartMomInvesting

Scarcity, emotional appeal, false sense of security, flattery, illusion of control


Relationship and Trust Fraud

Friends or relatives imposter scams

Grandparent scam

"Hey everyone, family emergency — my cousin got detained at the airport abroad and needs $2,500 for legal fees ASAP. Can’t contact family yet, but I need to wire funds quietly. If anyone can help via Zelle or CashApp, I’ll repay double. Keep this private, please. 🙏"

Urgency, secrecy, emotional appeal, social proof avoidance


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Urgent: Ben Clarkson (ID: 320104199001152277) owes $4,200 to Apex Commercial Leasing. Final notice issued. Settle w/in 24h or legal action begins. Verify at apex-claims-secure.com/verify —do not ignore.

Urgency, fear induction, false legitimacy


Employment Fraud

Other employment scam

Modeling scam

Got approached at the mall today by a modeling scout from “EliteLook Agency”! They said I have runway potential and invited me to an exclusive casting call this Friday. So surreal—dreams might be closer than I thought ✨💄 #ModelVibes #OpportunityKnocks

Flattery, urgency, social proof


Prize & Grant Fraud

Inheritance scam

Inheritance scam

Just got an email from a UK-based estate researcher saying my name came up in an unclaimed inheritance from a distant relative in Scotland! They’re sending a dossier for $49—could this be real? 🤯 Part of me thinks it’s a scam… but what if it’s not? #InheritanceSurprise #AdultingProblems

Urgency, curiosity exploitation, fear of missing out (FOMO), fabrication of legitimacy


False authority and fabricated expertise

Appeal To False Authority
Credential Fabrication

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Website hosting / design scam

Just paid $499 to @WebCraftPro for a "premium" website package—promised launch in 48 hrs. 3 weeks later, no site, no replies, email bounces. Found their fake portfolio—stolen templates. Avoid this scam! #WebsiteScam #SmallBusinessFraud

Urgency, social proof (fake portfolio), scarcity (limited-time discount), authority mimicry


Consumer Investment Fraud

Securities fraud

Oil & gas exploration scam

Just got back from an exclusive investor dinner—secured a spot in a private oil venture in Texas! Early access to drill sites with 10x return potential. They only took 5 people. If you’re ready to leap, DM me for the contact. 🛢💰 #WealthBuilding #SmartMoney

Scarcity, urgency, flattery, fictitious exclusivity, appeal to greed


False scarcity and fabricated authenticity

artificial scarcity and symbolic legitimation

Consumer Products & Services Fraud

Worthless or non-existent products

Other worthless or non-existent products

Just returned from Bali and found these *insane* energy crystals at a remote village market—locals say they’re charged under volcanic energy! Only 100 left at $49 each. DM for “volcanic activation” proof. Ships worldwide 🌋💎 #SpiritualTech #EnergyHealing

Scarcity, social proof (implied), authority illusion, novelty appeal, emotional contagion


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Student debt relief scam

Stressed about $85k in student loans? I found a legit company that cut mine in half—paid $999 up front & saved $40k long-term. DM me “DEBT FREE” for the link. You work hard—deserve relief.

Social proof, urgency, appeal to fairness, fear of loss


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a terrifying call from someone claiming to be a federal marshal. Said I missed a jury duty hearing and there's a warrant out for my arrest. They knew my name, address—said I’d be detained unless I paid a $1,200 fine NOW via gift cards. Still shaking. Anyone else get this? @USA_Courts what’s real?

Fear induction, urgency, information mimicry, perceived legitimacy


Prize & Grant Fraud

Inheritance scam

Inheritance scam

Just got contacted by an international estate registry office—believe it or not, there's an unclaimed inheritance linked to my name from a distant relative in Kenya. They need a small verification fee to release the full estate report. Could this be real? 🤯 #InheritanceAlert #TechGuruConfused

Authority, urgency, scarcity


Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Been thinking about you all day… this sunset reminded me of your smile. I know we’ve only “met” online, but I’ve never felt this connected to someone. My visa issues delayed my flight to see you—$1,200 more and I’m cleared. Could you help me cover it? I’ll send it back the moment I arrive. ❤

Love bombing, urgency creation, feigned vulnerability, future faking


Consumer Investment Fraud

Commodities trading fraud

Forex (foreign exchange) fraud

Just turned $500 into $3,200 in 4 days trading forex with a secret signal group 🌟💸 No experience needed—just follow the alerts! DM me “GLOW” and I’ll invite you to the chat. Don’t miss this✨ #ForexWin #PassiveIncome

Scarcity, urgency, bandwagon effect, appeal to greed


Employment Fraud

Work-at-home scam

Mystery shopper

"Escaping the 9-5 grind! Just got certified as a mystery shopper with ShopVerify Inc. 🛍💻 Made $800 last month reviewing stores & coffee shops from home. They even mail you checks to ‘test’ cashing services! Low effort, high trust. DM me ‘GUIDE’ for the link to start ➡💸 #WorkFromHome #SideHustle"

Social proof, urgency, greed appeal, authority exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phony insurance

Just saved 80% on my travel health coverage with GlobalShield! 🌍💚 No more overpriced insurance. One-time payment, lifetime coverage for all trips. Even covers emergencies abroad! DM @GlobalShield_Help to sign up—use code DAN42 for a free check-up voucher!

Social proof, urgency, false scarcity, authority appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Domain name scam

Just got a frantic call saying someone’s about to snag "EcoJourney.com" — the domain I’ve dreamed of for my sustainability blog! They gave me 10 mins to secure it for $899 or lose it forever. Paid in panic… but now I’m not sure. Has this happened to anyone else?

Fear of loss, time pressure, false competition, authority impersonation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other worthless or non-existent services

Urgent update: Our eco-reward survey has limited spots! I just got $120 for reviewing green home products—just verify your info at ecorewards-survey[.]online. They’re fast, legit, and carbon-neutral! 🌱💻 #EcoEarn #SustainableIncome

False urgency, social proof, appeal to values (environmentalism), authority mimicry


Consumer Investment Fraud

Securities fraud

Promissory note fraud

Just secured 12% annual return on a private promissory note with a luxury food startup—no banks, no bureaucracy. My 3rd payout came yesterday, straight to my account. DM me if you're tired of low-yield investments. Capital protection guaranteed. #SmartMoney #PrivateInvesting

Social proof, scarcity, authority appeal, false sense of security


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just discovered a "limited-time" NASA-affiliated lab selling authentic moon mineral samples via private auction—verified certificate included. DM for link before it’s gone. Only 7 left! 🌕🔬 #SpaceCollectibles #ScienceFinds

Scarcity, authority appeal, urgency


False identity and fabricated victimhood

Charity Fraud

Crowdfunding for bogus personal cause

False identity as natural disaster or national tragedy survivor

"Heartbroken after losing everything in the Maui fires—my bookstore, home, and precious manuscripts. I’m Liv from @BookLoverLiv46, verified via ID and bank records. Any support helps me rebuild and resupply. Even $5 buys a book for a child. Please share. 🙏 #MauiStrong"

Emotional appeal, social proof, urgency, false verification, authority mimicry


Consumer Products & Services Fraud

Worthless or non-existent products

Cemetery plot scam

Just secured my final resting place with EternalView Memorial Parks 💔 After Mom’s passing, I realized how hard it is on families. Paid in full now—no burden later. Package included premium plot, bronze plaque & 24/7 garden upkeep. Only downside? Cost more than my car 😅 But peace of mind is priceless. #planningahead #peaceofmind

Emotional appeal, authority exploitation, scarcity illusion, social proof


Phantom Debt Collection Fraud

Other phantom debt frauds

Other phantom debt frauds

Just got hit with a $1,200 "outstanding balance" from Apple Finance for a device I never bought 😳 Scary how convincing the invoice looked—nearly gave my SSN to "verify identity." Do NOT engage if you get one! #PhantomDebt #ScamAlert

Fear, urgency, authority exploitation


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a shocking call from "Metro Health Billing" demanding $4,850 for emergency surgery I never had. They had my SSN and claimed legal action is pending. Checked with my insurer—total scam. Don’t engage—report it! #MedicalFraud #PhantomDebt

Fear induction, urgency, information deception, social proof (fake official details)


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Urgent help needed! I’m a teacher trying to fund literacy kits for underprivileged kids via a verified education nonprofit. Only $2,800 left to reach our $10K goal—please support! 🔗 educationfuture.org/donate-priya (PP: 100% goes to books, I’m covering fees!)

Appeal to empathy, social proof (claimed verification), urgency, moral obligation


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

Just won 2 tickets to the Metaverse Gaming Expo in Dubai! Sharing one with a lucky follower who retweets & follows me. Need to verify "attendance" via quick DM with ID and payment method—official partners requirement 😬 Sorry, rules!

Urgency, authority appeal, social validation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phishing websites / emails / calls

Urgent! Amazon just locked my account over a "suspicious login" in Nigeria 🚨 They’re saying I need to verify my ID & card NOW or lose $6k in gift balances. Got an email with a link that looks legit — has anyone else seen this? So stressed, need help fast.

Urgency, fear, social proof, authority exploitation


Consumer Investment Fraud

Securities fraud

Other equity (stock) fraud

Just turned $1,200 into $9,800 in 11 days trading a low-cap biotech stock—insider alert: this micro-cap is about to explode 🚀 DM me "GAINZ" for the ticker before it hits mainstream. Not financial advice ;)

Scarcity, urgency, flattery, fake success story, implicit exclusivity


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Auction ended & my limited-edition resin art piece "Neon Lotus" sold for $1,200! 🎨 But the buyer suddenly canceled. If you're still interested, I can ship it directly—only $950 via private sale. DM to claim before I relist! (Proof of work available.)

Scarcity, authority misrepresentation, fake social proof


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other worthless or non-existent services

Just paid $499 for a "private online expedition club" that promises live-guided Arctic wildlife tours via drone from my couch. They said spots are limited and I’ll get VR access + a real penguin named after me! Used my card but now the site won’t load… @ExpeditionAlphaHelp where’s the tour? #Scam?

Urgency, fake exclusivity, appeal to curiosity, vanity framing


Charity Fraud

Bogus charitable organization

Bogus political group

Just learned about @FreedomFrontUS – they're fighting to protect digital rights & net neutrality. They’re underfunded but taking on big telecom lobbyists. Donate $5 via their site (link in bio) to help save an open internet. Tech should stay free & fair. #DigitalFreedom #NetNeutrality

Appeal to values, urgency, social proof, emotional arousal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Adoption scam

Heartbreaking update: the birth mom I’ve been connected with through a private agency stepped back at the last minute. After months of hope & $5k in fees, I’m shattered. If you’re considering adoption, research every step. This silence from the agency now is deafening. #AdoptionJourney #OpenAdoption

Appeal to empathy, scarcity illusion, authority mimicry


Charity Fraud

Crowdfunding for bogus personal cause

False identity as natural disaster or national tragedy survivor

"Barely made it out alive when the wildfires hit my town last week. Lost everything—home, garden, my late husband’s tools. Just trying to rebuild. If you can spare anything, my GoFundMe is in bio. Even $5 helps. Grateful for every kind soul. 🌿💚 #CommunityStrong"

Emotional appeal, urgency, social proof, scarcity, identity fabrication


Impersonation of legitimate employment opportunity

Employment Fraud

Work-at-home scam

Mystery shopper

"Started 'mystery shopping' with EliteShopper Club 🛍💼—they sent me a $1,200 check to 'test' a money transfer service! Just deposit, withdraw cash, send via Zelle—easy side hustle 😍 Only paid $49 for the onboarding guide. First evaluation pays triple! DM me if you want the link! #WorkFromHome #SideHustle"

False sense of legitimacy, urgency, reward bias, social proof暗示, authority mimicry


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

"Your credit score doesn’t have to stay broken. I paid $79 to fix mine in 3 days—derogatory marks, late payments, collections… GONE. Why suffer when you can reset? Use code AIDEN20 at checkout for 20% off. 🔗 [link] #CreditFix #FinancialFreedom"

Urgency, social proof, false efficacy, flattery, fear of missing out


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

"Lost my phone & wallet while traveling in Vietnam. Can anyone help me cover a $2,500 emergency flight transfer fee? PayPal/Venmo or bank transfer appreciated. Will repay IMMEDIATELY. So stressed—this trip was my mental health reset after burnout. 🙏 #TravelEmergency"

Appeal to empathy, urgency, fabrication of vulnerability, social proof (implied travel/mental health struggle)


Employment Fraud

Work-at-home scam

Reshipping

Hiring remote "Logistics Coordinators"! Work from home, get paid in crypto. Receive high-end electronics & reship globally. No experience needed. Legit corp docs provided. DM me if interested. $800/week guaranteed. #WorkFromHome #RemoteJobs

False sense of urgency, social proof, reward baiting


Consumer Investment Fraud

Commodities trading fraud

Forex (foreign exchange) fraud

"Quit my bookstore job last month after discovering a 'quiet' Forex signal group on Telegram. $3k became $18k in 22 days. DM me ‘EUR/USD’ and I’ll share the group link—first time I’ve told anyone outside my family. No gurus, no webinars—just pure profit 👁👄👁"

Authority mimicry, urgency, reciprocity, emotional appeal, false consensus


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Invention fraud

Just got my patent approved through InventiveFuture Inc.! They promised to turn my eco-filter idea into a reality and delivered—market analysis, licensing strategy, all for $4,800. So proud to protect the planet AND my invention! 🌱💡 #EcoInnovator #GreenFuture

Social proof, scarcity, appeal to emotion, false legitimacy


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

🚀 HUGE Announcement! I just won the Global Tech Innovators Grant ($50K)! Applied on a whim—proof here: [link]. If you're building AI tools, DO NOT miss this! Hackathon ends in 48hrs. Use my referral code ALXWIN for waived fees. Stay grindin’! #TechGrants #AICommunity

Social proof, scarcity, emotional appeal, authority mimicry


Phantom Debt Collection Fraud

Lender debt collection scams

Other lender debt collection scams

Urgent: Got a call from "Federal Loan Bureau" saying my eco-student loan is overdue—threatened legal action. Never took that loan! 🚩 They had my ID & bank prefix… can anyone help? #ScamAlert

Fear induction, urgency, information anchoring, perceived legitimacy


Employment Fraud

Work-at-home scam

Mystery shopper

Ever thought you could get paid just to shop? 😍 I just signed up as a mystery shopper with EliteShop Verify & got my first gig! They pay $25–$50 per store visit + keep $10 in free products! 🛍💸 Just paid a $49.95 onboarding fee for access to the company list & training—totally worth it! DM me if you want the link 👀 #WorkFromHome #SideHustle

Social proof, scarcity, authority appeal, greed induction


Appeal to False Authority and Appeal to Emotion

Charity Fraud

Other charity fraud

Other charity fraud

"Just returned from volunteering in Nepal—heartbroken by what I saw. Kids without food, shelter, or medicine. I started a small fund to rebuild one village school. Every $10 helps. Let’s make a difference together. Donate via DM or link in bio. #HelpNepal #CharityForGood"

Emotional manipulation, urgency, social proof, fabricated personal experience


Prize & Grant Fraud

Government grant scam

Government grant scam

SO grateful I finally got approved for the Federal Education Support Grant! 🎉 Paid $299 admin fee but just received $12,000 tax-free to cover my student loans & home office upgrade. DM me “GRANT” for the link—let’s help each other out! #FreeMoney #GovGrant2024

Social proof, urgency, reciprocity, false sense of security


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Medical debt relief scam

"Just paid $499 to 'MediClear Relief'—they promised to slash my $12k hospital bill by 70%. Setup was smooth, rep sounded legit… but now they’re ghosting me. No updates, no results. Anyone else used them? #MedicalDebtReliefScam"

Authority appeal, urgency, social proof暗示 (implied), trust exploitation


Charity Fraud

Bogus charitable organization

Bogus animal shelter

Just visited pawsforsurvival.org — these heroes rescued 47 dogs from a wildfire in Oregon last week. No govt help, just volunteers & donations. Their vet bills are piling up. I donated $100 to save a life—please chip in anything. #SaveAnimalLives #WildfireResponse

Urgency, emotional arousal, social proof, scarcity


Impersonation of legitimate award authority

Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

Just won the Global Artisan Grant! 🎉 They picked my handmade journal series! DMing proof to @CraftRashmi72 — need to pay a $95 processing fee via gift cards to claim $50K. So surreal! Who knew crafting could change lives? #DreamComeTrue #ArtistGrant

Urgency, social proof, excitement exploitation, authority mimicry


False authority with fabricated legitimacy

Prize & Grant Fraud

Bogus lottery scam

Other bogus lottery scams

So overwhelmed—just got an email saying I won $50,000 from a green innovation lottery I never entered? They said my eco-blog entry was "randomly selected" 😳 But why do they need my ID & bank PIN to verify? 🌿💳 #GreenLivingWin #TooGoodToBeTrue?

Urgency, authority appeal, fear of missing out (FOMO), social proof mimicry


Impersonation of legitimate medical institution

Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from someone claiming I owe $4,850 to St. Mary’s Regional Hospital for an emergency appendectomy I never had. They had my ID number and said my insurance denied it. So stressed—verified the number later and it wasn’t the hospital. Stay safe, ppl—this scam is REAL.

Fear induction, authority appeal, urgency, information mimicry


False promise of high reward for minimal effort

Impossible risk-return profile promising high rewards for minimal effort

Employment Fraud

Work-at-home scam

Home assembly

Just made $3,200 in two weeks assembling simple craft kits from home! No experience needed—company provides everything. Paid upfront for materials, but totally worth it. DM me “KIT” for the link before they close signups! #WorkFromHome #EasyMoney @HomeCraftPros

Social proof, urgency, authority appeal, reward baiting


False legitimacy through subscription traps

Deceptive Negative Option Billing Practices

Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just found out I’ve been auto-billed $19.99/month for a "premium mindfulness magazine" I never signed up for. Blocked the charge, but how is this still happening in 2024? @BetterBusinessBureau #UnauthorizedCharges #MindfulLiving

Bait-and-switch, authority mimicry, urgency through recurring loss


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Urgent: Your business has an outstanding invoice #INV-8842 for $12,950 from Global Trade Partners LLC. Failure to settle in 24h will result in legal action & credit filing. Verify or dispute: gtppay.xyz/verify-raj

Authority mimicry, scarcity, fear of legal consequences, intimidation


Employment Fraud

Other employment scam

Modeling scam

Got approached at the mall today by a scout from "EliteMen Worldwide" — said I have the look to go international! Free screening interview this Thursday, but they need a $299 portfolio deposit to secure the slot. Thoughts? #ModelLife #Opportunity #Scouted

Scarcity, social proof, authority bias, flattery


Employment Fraud

Other employment scam

Nanny scam

Hey #NannyLife community! Got an unexpected offer — family in Seattle wants to hire me remotely for their toddler (long-term, $18/hr) without an interview? They’re sending a check for $3,200 to cover supplies + first month. Said I can keep the extra after buying essentials. Feels odd but they sound legit… anyone experienced this?

Urgency, authority mimicry, social proof exploitation, appeal to greed, cognitive overload


False promise of high returns with low risk

False promise of high returns with little or no risk

Consumer Investment Fraud

Other investment opportunities fraud

Property / real estate scams

Just attended a life-changing property seminar! Got in at $19.9k for a luxury eco-villa in Costa Rica with guaranteed 12% yearly returns. Only 3 plots left—DM me for the link before it’s gone! 🌿🌴 #PassiveIncome #InvestSmart

Scarcity, social proof, authority appeal, bait-and-switch


exploitation of automatic renewal loopholes and concealment of information

Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized billing fraud

Just tried canceling a "free" book trial I signed up for last month—now they’re charging my card $49.99! No clear opt-out, and customer service won’t respond. @HelpDesk_ReadEase, what’s going on? #ScamAlert #FreeTrialTrap

Bait-and-switch, concealment of information, exploitation of automatic renewal loopholes


Consumer Investment Fraud

Securities fraud

Promissory note fraud

Thrilled to share I doubled my savings in 3 months with GreenGrowth Capital’s "EcoNote" program! 💚 Just lent $2.5K to sustainable startups & earned 18% monthly. They’re extending the offer—use code ECOEMILY25 for a 25% bonus return! Low risk, fully backed. Join before Friday! #PassiveIncome #GreenInvesting

Scarcity, incentive baiting, appeal to values (sustainability), false consensus, urgency


Charity Fraud

Bogus charitable organization

Bogus animal shelter

Heartbreaking scene at a flooded shelter in Louisiana tonight. Animals trapped, no help coming. I’ve verified "Paws in Peril" is on the ground rescuing. Donate whatever you can—$5 saves a life. They’re small but legit. I’ve called the founder. Link in bio. #SaveTheAnimals #AnimalRescue

Emotional appeal, urgency, social proof, fabricated verification, compassion exploitation


Employment Fraud

Work-at-home scam

Other work-at-home scams

Just got paid $2,500 for transcribing travel podcasts from home! No experience needed—started 3 days ago with @GlobalTranslyte. They’re hiring globally! DM me “REMOTE” and I’ll send the referral link. First 10 people get bonus training!

Social proof, urgency, reciprocity, authority appeal


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned $500 into $3.2K in 4 days trading lunar silicon futures—yes, it’s real. Elon’s old SpaceX team launched a quiet exchange for off-planet resources. I’ll DM you the portal if you’re serious. No scammers, please. #SpaceWealth #FutureTrading

Social proof, scarcity, false legitimacy, appeal to curiosity


Consumer Investment Fraud

Securities fraud

Prime bank note fraud

Thrilled to share my journey to financial freedom! 🌿 After years of disciplined saving, I found a secure way to grow my wealth—Prime Alliance Notes. Backed by top global banks, 28% annual returns, zero risk. Transferred funds last month, already saw my first payout! DM me for the gateway link—let’s thrive together. 💼✨ #SmartInvesting #WealthWellness

Social proof, authority bias, scarcity, trust exploitation


Phantom Debt Collection Fraud

Other phantom debt frauds

Other phantom debt frauds

Just got a chilling call from someone claiming to be from "Federal Loan Recovery Unit"—said I owe $3,200 for a student grant I never applied for. They had my SSN and address. Scared, I almost paid via gift cards… Don’t fall for this scam. Verify EVERY agency through official channels. #PhantomDebt #ScamAlert

Fear arousal, urgency manipulation, information deception


Consumer Investment Fraud

Other investment opportunities fraud

Property / real estate scams

Just attended an eye-opening real estate seminar! They’re offering pre-launch access to luxury waterfront condos at 60% below market—only $25K deposit to lock in. Networking with brilliant investors tonight. DM me for the VIP link before it's gone! 🌆💸 #SmartMoney #PropertyGoals

Social proof, scarcity, authority bias, illusion of control, future reward discounting


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phishing websites / emails / calls

Urgent! Just got a call from "Apple Support" — they said my iCloud was breached. Checked the number, looked legit. Had me go to apple-securityverify.com to reset my password & 2FA. Site looked real! Anyone else getting these? Stay safe out there. 🚨 #AppleAlert

Authority, urgency, fear, scarcity


Employment Fraud

Business opportunities fraud

House flipping courses

Just attended a FREE workshop on house flipping—learned how to buy undervalued homes & renovate sustainably! 🏡💚 Only $497 for the next level (scholarships available for eco-activists). Let’s flip houses AND heal the planet! 🌱 @GreenBuildCourse #SustainableWealth #EcoInvesting

Social proof, scarcity, appeal to values, false altruism


Charity Fraud

Bogus charitable organization

Bogus natural disaster-related charity

Heartbroken seeing the devastation in Mindanao after the quake. Created @HopeForPHNow to support locals rebuilding—every dollar goes to families in need. Donate via link (verified org) or direct Venmo @HopeForPH. Art auction this Friday to help too. Please share. 🙏 #PrayForMindanao

Emotional appeal, social proof, urgency, scarcity (implied through "families in need"), virtuous labeling


False authority and pseudoscientific claims

Consumer Products & Services Fraud

Worthless or non-existent products

Medical devices

Just tried the QuantumPulse Pro™ wearable—claimed to "balance my cellular energy" and "boost immunity in 7 days." Paid $499. Device arrived as a plain black box with no manual. Zero medical certification. Contacted support—radio silence. Save your money. #MedicalScam

Appeal to emotion, fake expertise, scarcity tactic, social proof (falsely cited "10,000+ users")


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake loans

"Just got approved for a $15K no-credit-check loan through LunarFlow ✅ No collateral, instant approval! They just need a small $299 admin fee to release funds. Link in bio — if you're tired of banks saying 'no', don’t miss this! #FinancialFreedom #BadCreditNoProblem"

Social proof, scarcity, authority appeal, false hope, pseudo-legitimacy


Prize & Grant Fraud

Bogus lottery scam

Foreign lottery scam

Unexpected windfall! Just received official notice I’ve won €2.1M in the International EuroLotto sweepstakes based in Dublin. They require a €1,850 processing fee to release funds. Thinking of donating to St. Jude if I pull this through. Details in DMs for those interested. #Blessed #LuckOfTheDraw

urgency, social proof, appeal to generosity, fabricated legitimacy


Impersonation of legitimate medical institution

Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from someone claiming to be billing dept at MercyGeneral Hospital — saying I owe $4,850 for "emergency psychiatric services" in April. I’ve never been there. Ran a check—my SSN might be compromised. DO NOT engage if you get similar. Report to FTC immediately.

Fear induction, urgency creation, authority exploitation


Effortless returns require endless recruitment.

Employment Fraud

Work-at-home scam

Other work-at-home scams

"Just made $3,200 in 3 days testing AI apps from my couch! No experience needed. They’re onboarding 50 more remote testers this week—DM me ‘APPLY’ & I’ll send the link before it’s gone. #WorkFromHome #PassiveIncome"

Social proof, urgency, authority by association, scarcity


Impersonation of a distressed acquaintance

Relationship and Trust Fraud

Friends or relatives imposter scams

Other friends or relatives imposter scams

Hey everyone, my cousin Jake (he lives in London) lost his phone and wallet while traveling in Athens. He's locked out of his accounts and just messaged me via a friend's phone asking for emergency help. If anyone can please Venmo @LiamTech or Cash App me $300, I’ll forward it to him ASAP for his hotel and flight home. Will repay everyone tomorrow!

Urgency, emotional appeal, social proof (implied), authority bypass


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake buyers scam

Selling my gently used Nordic Pure air filter (rare model!) for $150. Buyer from out of state just sent a $250 USPS money order—said I can keep the extra $100 as “shipping hassle” compensation. Just need to refund $100 once I cash it. Anyone else had this happen?

Authority mimicry, urgency creation, reciprocity exploitation


Consumer Products & Services Fraud

Worthless or non-existent products

Fake memorabilia

Just scored a verified 1986 Fleer Michael Jordan rookie card—PSA 10 GEM!—from a private collector in Chicago! Paid $4,200 via WIRE but it’s SO worth it. Shipping took 2 days only! Unboxing live on IG Stories tonight 📦🏀 #BasketballLegends #MJForever #CardCollector

Social proof, urgency, authority bias, scarcity illusion


Consumer Investment Fraud

Securities fraud

Other securities fraud

Just turned 22 and finally took control of my financial future! 📈 Started with $500 in a "private securities pool" through a FINRA-registered advisor I met via a book club webinar. Already up 37% in 3 weeks—compounded returns, tax-advantaged, and fully compliant. DM me if you’re tired of stagnant savings! 📚💸 #InvestSmart #PassiveIncome

Social proof, scarcity, authority appeal, false consensus


False authority and fabricated credibility

Appeal to false authority and fabricated credibility

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Invention fraud

Just sold my eco-friendly plant pot design to a big patent firm! They promised international patents, investor connections, and mass production—paid $4,500 for the "premium package." Still waiting for the contract... anyone know if NovaInvent Solutions is legit? 🌱💼

Authority bias, scarcity appeal, appeal to hope, social proof (implied), flattery


Consumer Investment Fraud

Other investment opportunities fraud

Rare objects scam

Just discovered an exclusive underground network trading pre-revolutionary Russian gold coins—verified authenticity, 100+ already flipped for 5x returns. First access drops tomorrow. DM for entry link before it’s gone. #InvestSmart #AltAssets #RareFind

Scarcity, social proof, appeal to curiosity, false expertise


Consumer Investment Fraud

Securities fraud

REIT (Real Estate Investment Trust) fraud

Just discovered Apex Horizon REIT—already up 27% this quarter! Low entry, monthly dividends, and backed by luxury condos in Dubai. They’re extending the pre-launch offer till Friday. DM for referral link—let’s grow our portfolios together 💼📈 #PassiveIncome #InvestSmart

Scarcity, artificial consensus, appeal to greed, false sense of exclusivity


Consumer Products & Services Fraud

Worthless or non-existent products

Fake memorabilia

Just scored a certified 1986 Marvel #1 first print graded 9.8 for only $1,200 from a liquidating estate! Auction ends tonight—open to serious collectors. DM for pics and provenance docs. Act fast! #ComicGrail #RareFind

Scarcity, urgency, social proof, false documentation


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

"OMG—I can't believe I won the International Literary Circle Grant! 🎉 Just received the email. Need to send ID & bank details to claim the $25K prize. Anyone else get selected? So surreal! #Blessed #WriterLife"

Authority, urgency, social proof, excitement exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Spoofing websites

Hey fam, just found this legit-looking site to renew my state ID online—super fast & no DMV lines! They even verified my details instantly. If you're updating docs, check it out before they close enrollment: id-renewal-verify[.]com ✅#LifeHack #NoMoreLines

Urgency, social proof, authority mimicry


False promise of effortless financial gain through creative collaboration

Employment Fraud

Business opportunities fraud

Other business opportunity scams

Dreamed of turning my passion for writing into passive income? Joined a secret writers’ co-op that publishes & sells e-books under shared rights—made $2,100 last month while traveling! DM me “WRITE” for the link before they close enrollment.

Scarcity, social proof, flattery, appeal to identity


Consumer Investment Fraud

Securities fraud

Bond fraud

Thrilled to share I doubled my savings in 3 months with "Emerald Horizon Bonds" — guaranteed 14% return, backed by green energy projects! Gov-certified & super secure. Just verified mine at bondcheck.sec.gov/emerald-z1. Don’t miss out, friends! 🌱📈 #SmartInvesting #PassiveIncome

Social proof, scarcity, authority appeal, fake verification, emotional appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fake credit lines / credit cards

Just got approved for a *platinum* credit line with $10K limit—no credit check! 💳✨ Paid a small $99 activation today and already used it to book my dream kitchen upgrade. Link in bio to claim yours before they close enrollment! #CreditWin #HomeRenovation

Social proof, scarcity, false promise of exclusivity, appeal to financial aspiration


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a call from someone claiming to be a federal marshal—said I missed a jury duty hearing and there's a warrant out for my arrest. They knew my full name and ID number. Pay $850 now or face arrest. Anyone else getting these? @BooksAndBrews88 #ScamAlert

Fear induction, urgency, perceived legitimacy, intimidation


Phantom Debt Collection Fraud

Government debt collection scam

IRS back taxes scheme

Just got a terrifying call from someone claiming to be IRS—said I owe $3,200 in back taxes and my passport will be revoked if I don’t pay via gift cards TODAY. Anyone else get this? #TaxScam #ImposterAlert

Fear induction, urgency manipulation, social proof exploitation


Employment Fraud

Work-at-home scam

Other work-at-home scams

Excited to share I’ve started a new side gig stuffing envelopes from home! Made $320 in 3 days just following simple instructions. No experience needed—just pack, seal, and earn. DM me “HOW” and I’ll send you the contact! 📩💸 #WorkFromHome #ExtraIncome

False urgency, social proof, appeal to financial need


Employment Fraud

Work-at-home scam

Home assembly

Anyone looking for a honest side hustle? I’ve been earning $320/day assembling simple craft kits from home—no experience needed! Just paid for my third kit ($89 each), and they buy back every completed unit. Link in bio to start. #WorkFromHome #ExtraIncome

Social proof, scarcity, authority mimicry, false commitment, illusion of control


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Medical debt relief scam

"Just paid $499 to @MediClearNow—they PROMISED to slash my $12k hospital bill by 70%. Said they have 'government connections'—sent my ID and card for 'verification'. Update soon… 🤞 #MedicalDebtHelp"

Urgency, social proof, authority bias, scarcity appeal


False scarcity and fake environmental benefit

Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just tried the new "EcoCharge" solar phone charger I found online—built from recycled ocean plastic! Only $29.99 with free shipping. Charges in 30 mins! 🌞📱 https://ecocharger.fun/ref=emily19 (Used my code for 10% off!)

Social proof, authority mimicry, bait-and-switch, appeal to values (eco-consciousness)


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Internet gambling fraud

Just won $3,800 on MoonSpin Casino—never thought online roulette could change my life 😅💸 Withdrawal took 2 mins flat. Link in bio if you’re ready to stop scrolling and start winning. No bots, no scams—just real payouts. Try it once, thank me later 🙌 #LuckOfTheDraw

Faux urgency, emotional appeal, scarcity tactic, perceived consensus


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fortune telling fraud

"Feeling stuck? Unlucky lately? I’ve helped 500+ people break generational curses & reclaim their peace. One client had endless job rejections—turned out, a family curse was blocking her success. Cleared it in 48 hrs. DM me ‘BREAKTHROUGH’ for a free energy scan. Don’t wait—your life could change tomorrow."

Fear induction, social proof, false consensus, scarcity, appeal to emotion


Consumer Investment Fraud

Securities fraud

Bond fraud

Just got in on a private municipal bond offering w/ 9.8% yield—backed by a AA-rated state infrastructure project. Only $5k min. DM me if you want the prospectus before it closes Friday! Limited spots. #InvestSmart

Scarcity, false social proof, artificial urgency


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Student debt relief scam

"Broke AF from student loans? I was $86k in debt and now I’m FREE. This legit service got my loans 100% forgiven in 6 weeks. Paid $499 up front — worth every penny. DM 'DEBTFREE' to my associate @LoanRelief_Helper for the link. Don’t suffer like I did. #StudentLoanRelief #DebtFreeJourney"

Social proof, scarcity, emotional appeal, false expertise


Charity Fraud

Other charity fraud

Other charity fraud

"Heartbreaking to see families homeless after the storm. I’ve set up a quick fundraiser via my tech startup’s platform—100% goes to shelter rebuilding. Donate quickly before the matching window closes: secure-give[.]tech/donate98 [link shortened]. Let’s rebuild together. #CharityHack #DisasterRelief"

Urgency, authority appeal, social proof implication, scarcity illusion


Employment Fraud

Government job placement scam

Government job placement scam

"Just landed my dream role at the Department of Digital Innovation! 🎉 Thanks to @GovJobReady’s fast-track program—paid $499 but totally worth it. DM me ‘GOVJOB’ for the referral link before spots fill up! #PublicService #JobSuccess"

Social proof, urgency, authority mimicry, false scarcity


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

"OMG I can’t believe I won! 🏖 Just got the official email—free 7-day Bahama cruise for 2! All expenses covered! 🎉 Must claim in 24h: verify your details at secure-vacayverify[.]com. Use code SUNSET2024. Never trusted 'you won' msgs… till this HIT. 🤯 #Winning #TechLife"

Urgency, social proof, scarcity, false sense of security


Consumer Products & Services Fraud

Unauthorized billing for products or services

Buyers’ clubs

Just got charged $79.99 for "Elite Travel Club" I never signed up for 😡 Remember that "free" vacation deal I got last month? Turns out it had a sneaky 7-day trial—opt-out required. Missed it by 2 days. Number blocked, but how is this even legal? #Ripoff #TravelScam

Bait-and-switch, scarcity tactic, omission of key terms, false urgency


Consumer Products & Services Fraud

Unauthorized billing for products or services

Buyers’ clubs

Just got charged $49.99 out of nowhere! Signed up for a "free" vacation club after my cruise last month—totally forgot to cancel the trial. Blocked my card now. Beware these so-called "thank you" memberships! #ConsumerAlert #FreeTrialScam

Priming, distraction, false scarcity, authority mimicry


False identity and emotional exploitation

False Identity and Emotional Exploitation

Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Hey everyone, been low-key going through something heavy. My sister’s daughter was in a bad accident abroad—doctors say she’ll make it, but the hospital’s demanding upfront payment. I’ve drained my savings, but if anyone can spare even $200, I set up a GoFundMe. I hate asking, but I’m desperate. Link in bio. 🙏 #FamilyFirst #HelpNeeded

Fabricated crisis, appeal to empathy, guilt induction, urgency, social proof (implied via family narrative)


Prize & Grant Fraud

Bogus lottery scam

Other bogus lottery scams

Wow! Can't believe I won $250K in the Global Unity Lottery! 🎉 I just received the official email—verification pending. Pls DM me for details if you’re interested in my story. #Blessed #UnexpectedWin

Urgency, social proof, reciprocity lure


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Student debt relief scam

"Barely sleeping from stress about my $89k in student loans… @DebtFreeWithMe promised they could slash it by 70% legally. Paid $1,200, signed documents, and now ghosted. No updates, no results. Please don’t make the same mistake. #StudentDebtScam"

Fear appeal, false hope, urgency, social proof


Consumer Products & Services Fraud

Worthless or non-existent products

Fake gemstones

Just got back from Thailand and found this "lost" amulet at a temple market! Seller swore it’s a rare blue sapphire blessed by monks—already feels like my luck’s changed 🌟💎 Only paid $80! DM if you want the vendor’s IG.

Scarcity, emotional appeal, social proof


Prize & Grant Fraud

Bogus lottery scam

Foreign lottery scam

Just got word I won €1.2M in the EU Digital Innovation Lottery! 🎉 They need a small €1,800 admin & customs fee to release funds. Wire details ready? Anyone else get this? Legit? #TechWin #LotteryWin #OverseasPrize

Urgency, social proof, authority appeal


Impersonation of legitimate debt collector

Phantom Debt Collection Fraud

Lender debt collection scams

Obituary scam

Just got off a call with a woman who lost her husband last week. Scammers called her claiming he owed $18k in crypto debt—threatened foreclosure. Please check on elderly relatives after a loss. These vultures are predatory & relentless. #ScamAlert #ProtectYourFamily

Exploitation of grief, authority mimicry, fear of financial liability, urgency, social proof deficit


Impersonation of a trusted family member in distress

Relationship and Trust Fraud

Friends or relatives imposter scams

Grandparent scam

Just got arrested in Mexico during a tech retreat… terrified. Need $2,500 for bail. Please don’t tell Mom and Dad — they’ll freak out. Send money via CashApp to @AbuelaLovesMe. I’m so sorry, Grandpa. This is humiliating…

Urgency, emotional appeal, fear of judgment, isolation from other family members


Prize & Grant Fraud

Inheritance scam

Inheritance scam

Just got an official notice—there’s an unclaimed inheritance linked to my name from a distant relative in Scotland! A legal estate locator reached out; says I can claim it for a small admin fee to release the report. So surreal… part of me doubts it, but what if it’s real? 🤯 #inheritance #surprisenews

Urgency, scarcity, authority appeal, fear of missing out (FOMO)


False authority and identity misrepresentation

Authority Misrepresentation and Identity Concealment

Charity Fraud

Bogus charitable organization

Bogus youth organization

Our school’s Green Future Club is raising $10K for 15 underprivileged students to attend the National Eco-Leadership Summit in July. Donations go directly to flights, lodging & materials — every dollar helps shape young changemakers. Scam concerns? I’ve shared my ID & card via DM to verified accounts for transparency. Please help us reach our goal! 🌱💚 #YouthForClimate

Social proof, emotional appeal, false scarcity, pseudo-transparency, virtue signaling


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from someone claiming I owe $4,280 to Pacific Regional Hospital for "unpaid emergency services" in 2021. Never treated there. They had my ID #120116198503221978 and demanded payment via gift cards. Reported to FTC. #MedicalDebtScam #ImposterAlert

Authority exploitation, urgency induction, personal information leveraging


Charity Fraud

Bogus charitable organization

Bogus disease-related charity

Heartbreaking to see my cousin Sarah battling ALS with little support. Started a fund via @HopeForALS_Global—verified org helping patients access treatment. Every $ counts. Donate now & help us reach $50K this month. https://donate-hope-als.org/marco

Emotional appeal, social proof, urgency, false verification


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Travel booking scam

Just booked an insane all-inclusive Bali villa for $297 using my corporate travel partner code! Oceanfront, private pool, 5-star rated. Only 2 left—DM me fast before it’s gone. Zero fees, full refund guarantee. Travel smart, not hard. 🌴✈

Scarcity, social proof, false authority, urgency


Employment Fraud

Business opportunities fraud

Other business opportunity scams

Exciting opportunity! I just secured a spot in a private equity-style business syndicate—guaranteed 18% monthly returns, minimal involvement. They’re letting me bring in 2 people from my network. DM me if you’re serious about scaling wealth intelligently. #PassiveIncome #InvestSmart

Authority mimicry, scarcity, social proof, flattery


Legitimate Corporate Impersonation Employment Fraud

Employment Fraud

Work-at-home scam

Mystery shopper

Looking for a flexible side hustle? I just signed up with Premier Mystery Shops—got paid $350 last month testing customer service at stores & online transfers! They’re waiving the $49 training fee today if you mention code GREEN22. Just deposit their check, withdraw cash via MoneyFast, and share feedback. So easy!

Social proof, urgency, reciprocity, false authority


False affection and relationship escalation

Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Been up all night reading "The Little Prince"—such a beautiful reminder that love is in the little things. 💛 Recently reconnected with someone special… we’ve been talking for months and he’s flying to see me next week! He’s had some tough luck—lost his job and had to borrow for the ticket. I trust him completely. Sending prayers his way 🙏

Love bombing, urgency, trust exploitation, sympathy appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other debt relief scams

"Just paid $499 to join 'FreedomPath Debt Freeze'—they paused my student loans AND cut my credit card interest overnight. No calls, no stress. DM me if you're drowning and need their VIP contact. 🙏 #DebtFreeJourney #LifeSaver"

Social proof, urgency, false sense of security, authority appeal


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just booked an "exclusive" VIP wellness retreat in Bali through @SerenityBlissOfficial – prepaid $1,200 but they vanished! No website, fake reviews. Stay cautious folks. #ScamAlert #TravelFraud

Urgency, social proof, scarcity


Consumer Products & Services Fraud

Worthless or non-existent products

Weight-loss products and health supplement scams

Just lost 18lbs in 2 weeks with #NovaSlim drops 🌿 No diet change, no gym—just pure Amazonian plant power! I was skeptical too, but my anxiety dropped & energy soared. Use code ZOEFRESH for 50% off! 🌱✨ (Not a scam—my naturopath approved!)

Authority appeal, scarcity, pseudo-scientific jargon, emotional appeal


Phantom Debt Collection Fraud

Government debt collection scam

Court impersonation scam

Just got a call from someone claiming to be a federal marshal—said I missed a jury duty summons and there's an active warrant. They knew my full name & ID number… told me to pay $1,250 via gift cards to avoid arrest. Never skipped anything—this has to be a scam, right? Scared to ignore it though. #ScamAlert #JuryDutyScam

Fear of legal consequences, urgency, information verification (partial legitimacy), perceived legitimacy through personal data disclosure


Consumer Investment Fraud

Securities fraud

Other securities fraud

Just got access to an exclusive pre-ICO for QuantumChainX — decentralized AI storage with 1200% projected ROI in 6 months. Limited whitelist spots left. DM me “QX” to get in early. Not financial advice 😉 #Crypto #AltcoinGem

Social proof, authority bias, flattery, urgency


False authority and urgency exploitation

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Home repair fraud

Just paid $1,200 for a same-day roof inspection & “emergency sealant” after a storm… guy showed up unannounced, pointed at a “leak” that’s just water stains from old paint. No receipt, vanished after payment. Beware mobile “contractors” knocking post-rain! 🚫🏠 #HomeRepairScam

Fear induction, authority mimicry, scarcity manipulation


False scarcity combined with fake product claims

False scarcity combined with fabricated endorsements and fake product claims

Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just paid $1,499 for a "lifetime" premium air purifier from GreenLife Home—said it removes 99.9% of viruses! Paid upfront via bank transfer after their "limited stock" alert. Still haven’t received tracking # or confirmation. Site still shows “order pending”… but my bank shows it’s gone. 🚩 #ScamAlert? @GreenLifeSupport where’s my device?

Urgency, fear appeal, social proof (fake trust signals on website), authority (fabricated certifications)


Phantom Debt Collection Fraud

Government debt collection scam

Other government debt collection scams

Urgent: Received a call from someone claiming to be the IRS—said I owe $2,850 in back taxes or face arrest. They had my SSN and last year’s filing details. Please pray for me—legit freaked out. Does anyone know if this is real? #TaxScam #Scared

Fear induction, urgency, information illusion (fake familiarity with personal data)


Consumer Products & Services Fraud

Worthless or non-existent products

Cemetery plot scam

Thinking ahead for my family’s sake. Just secured a premium cemetery plot at Serenity Meadows with VIP memorial services for $18k — peace of mind at a fair price. Avoid last-minute stress; plan wisely. They even threw in free annual lawn maintenance! #SmartPlanning #FutureReady

Appeal to emotion, false scarcity, authority exploitation, bait-and-switch


Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just got hit with a $49.99 charge for some "premium adventure magazine" I never signed up for. Checked my email—no record. Called the number on the statement, automated loop hell. @BetterBusinessBureau any advice? This feels sketchy. #ConsumerRights #MagazineScam

Authority mimicry, urgency, fear of hidden charges


Consumer Investment Fraud

Commodities trading fraud

Other commodities fraud

Just turned $500 into $3,200 in 48 hours trading Nigerian blue gemstones through a private syndicate. DM me "GEM" for the broker’s direct contact—this group only takes 5 new members per month. No bots, no scams, just real profits. I’ll even verify my transfer screenshot!

Scarcity, urgency, authority, verification illusion


Prize & Grant Fraud

Bogus lottery scam

Other bogus lottery scams

Wow! Can't believe I won $250K in the Global Unity Lottery! 🎉 I just received the official email—verification pending. Pls DM me for details if you’re interested in my story. #Blessed #UnexpectedWin

Urgency, social proof, reciprocity lure


Appeal to false authority and data fabrication

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

Just paid $199 to "fix" my credit with CreditNova—zero results, still denied for a car loan. They promised a 100-point score boost in 30 days. SCAM ALERT: fake reviews, shady contracts, and they vanished after payment. Don’t make my mistake. #CreditScam #ConsumerAlert

False urgency, social proof (fake reviews), authority appeal, scarcity illusion


Consumer Products & Services Fraud

Worthless or non-existent products

Cemetery plot scam

Just secured my final resting spot with EternalView Memorial Gardens – only $199/month for a "premium" ocean-view plot! They said I’m “locked in forever” at today’s price. Who else plans ahead like this? 😅 #Adulting #PreNeedPlanning #NoBurdenToFamily

Fear of burdening loved ones, future self-concern, perceived exclusivity, emotional exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fraud loss recovery (recovery room scam)

Still reeling from my $8k crypto scam last month. Felt hopeless—until a former FBI cyber agent messaged me offering help recovering losses. They’re nonprofit & only take a % if they succeed. Already got back 40%! DM me if you're a victim too. Let’s not let them win.

Appeal to authority, social proof, false hope, emotional exploitation, scarcity


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phishing websites / emails / calls

Urgent! Your PayPal account will be suspended in 24h due to suspicious activity. Verify now to avoid loss: https://secure-paypal-verify.me/acc=ALYSSA_CHEN (Limited time!)

Urgency, fear, authority exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other fake credit and loan scams

Urgent help needed! Got an “approved” $20K loan offer from @PrimeCredit_Support after a credit check (link in bio). Just need to pay a $199 “processing deposit” to secure it—anyone else use them? Saw a 5-star review but nervous, can anyone confirm it’s legit?

Social proof, urgency, false legitimacy, authority appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Student debt relief scam

Stressed about $78k in student loans? I found a legit loophole! Paid $499 to a "debt forgiveness accelerator" and they’re already filing paperwork to reduce my balance by 70%. DM me for the link—let’s get free from debt slavery and fund our eco-projects instead 🌱✊ #StudentDebtFreedom

Social proof, urgency, appeal to identity, false hope


Consumer Investment Fraud

Securities fraud

Other equity (stock) fraud

Just got off a call with a "regulatory auditor" saying my brokerage flagged suspicious activity. They need me to verify holdings by temporarily transferring assets to a secure escrow. $2.8k left after last "fee" payment. Scared and confused—anyone else get these calls?

Fear induction, authority exploitation, urgency creation


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Free vacation

Just won a 7-day luxury all-inclusive trip to the Maldives! 🌴✈ Couldn’t believe it when I got the email – no purchase necessary. They just need my ID and card details to verify eligibility. So grateful! #DreamVacation #SweepstakesWin

Urgency, authority mimicry, social proof, scarcity illusion


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

Just found out I won a $10,000 Literary Travel Grant 🎉✈📚! DM’d by @GlobalLitAwards — verified check coming soon. Need to confirm bank details for transfer — has anyone heard of this grant? So surreal! #BookPrize #WriterLife

Urgency, social proof, scarcity


Consumer Products & Services Fraud

Worthless or non-existent products

Cemetery plot scam

Secured my family’s future today—paid in full for 2 premium cemetery plots near Lakeview. Peace of mind at 60% below market value with Heritage Eternal’s pre-need program. Smart long-term planning everyone should consider. Rest easy knowing your legacy is protected. #FinancialWisdom #LegacyPlanning

Authority appeal, fear of loss, social proof, future pacing


Consumer Investment Fraud

Securities fraud

Pre-IPO scam

Just got early access to pre-IPO shares in NovaEdge Tech—set to list on Nasdaq next quarter. Insiders only. ROI projected 10x post-IPO. Limited slots for trusted connections. DM for private placement memo. #InvestSmart #PreIPO

Social proof, authority bias, fear of missing out (FOMO), bait-and-switch


False authority and fabricated opportunity

Employment Fraud

Business opportunities fraud

Vending machines / ATM leasing scam

Just left my 9-5 to start my own passive income stream! 🌿 A rep from GreenVend showed me how their solar-powered vending machines earn $200+/day leasing prime spots at parks & trails. They’re offering me 3 units at 50% off—anyone else in the Bay Area interested in partnering? 🤔 #SideHustle #PassiveIncome

Social proof, scarcity, authority appeal, illusion of autonomy, future pacing


Phantom Debt Collection Fraud

Lender debt collection scams

Loan debt scam

Received a call from someone claiming I defaulted on a $5,000 loan from 2021. I’ve never taken a loan with "ApexFinTrust"—never even heard of them. They sent a fake court notice. Why is this happening? #PhantomDebt #ScamAlert

Fear induction, urgency, authority appeal


Phantom Debt Collection Fraud

Lender debt collection scams

Obituary scam

Just got off a disturbing call from someone claiming my late husband owed $18k to an “online lender.” Said they’d take our home if I don’t pay by Friday. I’m overwhelmed—anyone been through this? He passed last month, and this pain is unbearable. #WidowLife #ScamAlert

Exploitation of grief, urgency, fear of financial loss, authority impersonation


Consumer Investment Fraud

Securities fraud

High-yield investment program (HYIP) fraud

"Double your crypto in 7 days? Too slow. We’re averaging 8% *daily* returns with our proprietary forex arbitrage bot. Fully audited, live 6 months. Withdrawals in <10 mins. Join 3,200+ investors already earning. No hype—just results. DM for access before we cap at $5M AUM. @WealthBridgeFund"

Scarcity, social proof,虚假 expertise, illusion of control, urgency


Consumer Products & Services Fraud

Unauthorized billing for products or services

Buyers’ clubs

Just got charged $59.99 for a "Premium Travel Club" I never signed up for! 😡 That free resort booking I made last month had a hidden auto-enroll clause. Called the number—they said I "agreed" during checkout. Beware these so-called "thank you" memberships! #ScamAlert #BuyersClubFraud

Hidden terms, false reciprocity, urgency, exploitation of inattention


Consumer Investment Fraud

Other investment opportunities fraud

Property / real estate scams

Just secured a 30% below-market off-plan villa in Dubai Hills! Limited units left at pre-launch pricing—DM me for the private link before it’s gone. Zero risk, guaranteed buyback in 3 years. #InvestSmart #RealEstateGold

Social proof, authority illusion, future discount bias, urgency creation


False authority and sympathy exploitation

Appeal to Unqualified Authority and Victimhood Signaling

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Fraud loss recovery (recovery room scam)

So devastated to hear about scam victims being re-exploited. I’ve been there—lost $18k in a fake investment last year. But @RecoverSafeOrg helped me reclaim 85% of it. They don’t charge upfront—only take a small % if successful. DM them with “HELPRECOVER” + your story. Don’t suffer twice.

Social proof, emotional appeal, false hope, scarcity (urgency to act now), reciprocity (offering help as charity)


Charity Fraud

Bogus charitable organization

Other bogus charities

"Tornado hit my hometown in Oklahoma last night. Lost everything—tent, gear, ID. Trying to rebuild but stuck with no funds. Any help for @TrailGuardians_NGO goes a long way. They’ve been the only ones aiding hikers in disaster zones. Please donate what you can. 🙏 #HikerRelief"

Emotional appeal, social proof, urgency, misrepresentation of affiliation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Student debt relief scam

"Just paid $499 to @ClearPathDebtEd and they got my $82k student loans forgiven in 3 WEEKS?? I couldn't believe it either—don’t stress, there’s real help out there. Link in bio if you’re drowning like I was 🙏 #StudentLoanRelief #DebtFree"

Social proof, urgency, emotional appeal, scarcity


Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

Hey everyone, quick favor — I’m verifying a security update for my bank and need to confirm a transaction. If you get a random $1 charge from me, just reply “Confirmed” — I’ll refund instantly. Helping me prevents account lock. Urgent but safe!

Urgency, authority appeal, reciprocity


Prize & Grant Fraud

Government grant scam

Government grant scam

Shocked but grateful—got official notice I’m eligible for a $15,200 Green Energy Home Grant! No repayment, tax-free. Just need to pay a $299 processing fee via bank transfer to secure it. DM’d by “Dept of Sustainable Living”—who knew? Verified site looks legit. Should I proceed? #GreenLiving #GovernmentGrants

Urgency, authority appeal, scarcity, social proof


Employment Fraud

Business opportunities fraud

Vending machines / ATM leasing scam

Just leased 3 smart vending units near tourist spots in Miami! 💼🌴 Making $200+/day passively while I travel 🇧🇦✈ Zero experience needed—DM me “VEND” for the loophole most companies don’t want you to know 👇 #PassiveIncome #DigitalNomadLife

Social proof, scarcity, appeal to greed, false sense of urgency


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Other debt relief scams

"Just got off a call with @FreedomDebtRelief_X — they wiped $47k of my debt in 3 months! No up-front fees, just pure results. If you're drowning in bills, DM me — I’ll connect you with my advisor. This is life-changing. 🚀 #DebtFreeJourney"

Social proof, urgency, false success story, emotional appeal, authority mimicry


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a terrifying call from someone claiming I owe $4,850 to Pacific Regional Medical Center for an ER visit I never had. They threatened legal action & wage garnishment. @FTC_Scam, is this real? My info was 440102199401170654 — did I get breached? #MedicalFraud #ScamAlert

Fear induction, urgency, information verification request


Consumer Investment Fraud

Securities fraud

High-yield investment program (HYIP) fraud

"After months of grinding, I finally cracked it. Started with $500 on a quiet crypto yield platform—now pulling in $3,200/week PASSIVE. No trades, no stress. They use ‘autocompounding AI arbitrage’ (sounds sci-fi, I know). Withdrawals hit instantly. Try it small. If you’re tired of broken promises, DM me—real proof available. #PassiveIncome #CryptoGains"

Authority mimicry, scarcity implication, emotional appeal, loaded language, illusion of control


Consumer Investment Fraud

Securities fraud

Oil & gas exploration scam

Just got back from an amazing trip to Texas oil country! Met the team at Pioneer Ridge Energy—legit guys drilling in the Permian Basin. They’re offering early investor spots with 20% projected returns in 6 months. I’m in! DM me if you want the referral link 🤑🛢 #InvestSmart #OilGains

Scarcity, authority appeal, social proof, flattery


Consumer Products & Services Fraud

Unauthorized billing for products or services

Buyers’ clubs

Just got hit with a $99 charge from "EliteTravel Circle" — never signed up. Checked my email: yep, buried in a 3-page TOS from a hotel booking last month. "Free membership" auto-enrolled me. Cancelled now, but why is this still legal? 🔗 #HiddenFees #ConsumerAlert

Information overload, disguise as benefit, false urgency, authority bias


Impersonation of legitimate service enrollment

Consumer Products & Services Fraud

Unauthorized billing for products or services

Slamming

Just got charged $19.99 for some "premium caller ID service" I NEVER signed up for. Called my provider & they said I "confirmed" it via IVR last week? Total slamming scam! #StopTheFraud @MyPhoneCo

Fear, urgency, authority exploitation


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Mortgage relief scam

Struggling with mortgage payments? I’ve been there. After yoga retreats + manifesting, I found this *incredible* HUD-approved program that lowered my monthly payment by 60%! Paid just $1,299 to process—totally worth saving my home. DM me “RELIEF” for the link! 🙏🏡 #FinancialFreedom #HomeownerHelp

Appeal to authority, social proof, urgency, emotional appeal


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

Just got a call from someone claiming I owe $4,850 to "Metro General Billing Dept" for emergency ER services I never used—scammers are getting bold. Do NOT share personal info if you get similar calls! #MedicalScam #PhantomDebt

Fear induction, urgency, authority exploitation


Consumer Products & Services Fraud

Unauthorized billing for products or services

Slamming

Just got hit with a $199 "Federal Spectrum Fee" on my home phone bill outta nowhere. Didn’t authorize any service changes. @FCC @ConsumerFed – is this legit or am I being slammed? #PhoneFraud #Slamming

Fear of authority, urgency, social proof


Consumer Investment Fraud

Other investment opportunities fraud

Hollywood film scam

Just met with a producer from Netflix's next eco-thriller 🌍🎬! Investing made simple—$10K brings 14% ROI in 6 months, secured against distribution deals. Only 3 spots left! DM for private deck. #SustainableWealth #GreenInvesting

Urgency, social proof, appeal to values, false scarcity


Employment Fraud

Business opportunities fraud

House flipping courses

Just attended a life-changing free workshop on house flipping! 💡 No more 9-to-5 stress—learn how to profit in real estate with zero experience. Laura O'Brien from GreenThumb Gardens is in! Limited seats for the advanced session. DM “FLIP” for details. 🏡✨

Social proof, scarcity, bait-and-switch, authority appeal


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Phony insurance

Just got approved for 80% off comprehensive health coverage through PatriotShieldPlans! No medical questions, zero denial rate. I’ve been burned before, but their team guided me step-by-step. Use code JTHOMPSON22 at checkout—real relief for families on a budget.

Scarcity, social proof, fear of loss, false urgency


Phantom Debt Collection Fraud

Business debt collection scams

Fake health and medical debt

"Anyone else getting scary calls about unpaid medical bills? Got one today claiming I owe $3,200 to ‘Metro West Hospital’ for an ER visit I never had. They had my ID# 450221... & threatened legal action. Feels like a scam but idk what to do 😩 #MedicalDebt #ScamAlert"

Fear induction, urgency, information priming, perceived legitimacy


False proof of success (fabricated returns)

Falsified Performance Records (Demonstrating non-existent performance)

Consumer Investment Fraud

Securities fraud

REIT (Real Estate Investment Trust) fraud

Just turned $5k into $28k in 3 weeks with a *quiet* REIT no one’s talking about 🤫 Not a typo. My art career taught me to spot undervalued beauty — turns out, real estate works the same. DM me “canvas” for the link before it’s capped. 🏢💙 #PassiveIncome #InvestingForArtists

Social proof, authority positioning, scarcity, emotional appeal, ingratiation


Phantom Debt Collection Fraud

Lender debt collection scams

Other lender debt collection scams

Just got a terrifying call from someone claiming to be from "National Lending Bureau" saying I owe $4,200 for a loan I never took. They had my ID number and bank details—how?! Said my account would be frozen if I didn’t pay within 24h. Please share if you’ve gotten similar—this feels real and I’m so stressed. #debtscam #fraudalert

Fear induction, urgency creation, information overload, perceived legitimacy


False sense of legitimacy through mimicry of official promotions

Prize & Grant Fraud

Prize promotion / sweepstakes scam

Sweepstakes scam

🚀 HUGE tech giveaway! Win a brand-new iPhone 15 Pro, $5,000 Amazon gift card & free lifetime cloud storage! Enter now—just pay a $19.99 processing fee to claim your spot. Limited entries! 🔗 [sweepstakes-verifynow.xyz] #FreeTech #WinBig

Scarcity, false urgency, illusion of randomness, authority mimicry, reward baiting


Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Hey all, got an urgent call today from someone claiming I owe $4,200 to a printer supply company in Ohio—never had an account. They even sent an "invoice" with my name & last 4 of my SSN. Scary how real it looked. Anyone else getting these fake biz debt threats?

Fear induction, authority exploitation, social proofing


Consumer Investment Fraud

Other investment opportunities fraud

Property / real estate scams

Just attended an exclusive investor seminar on Dubai’s newest off-plan properties promising 14% annual ROI! They’re offering early-bird pricing + free legal setup for the first 10 buyers. DM me if you want the link—spots are filling fast! 💼🌆 #PropertyInvesting #PassiveIncome

Social proof, authority exploitation, illusion of exclusivity, future-faking


False authority and fabricated legitimacy

Appeal to false authority and pseudo-officialdom

Relationship and Trust Fraud

Other relationship and trust fraud

Other relationship and trust fraud

Just found an old journal from a soldier who served with my dad in '91 — came across a list of unclaimed military bonuses. One name stood out: mine. Processing through a legal aid contact. If you’ve got family who served, this could be you too. DM me — let’s help each other.

Appeal to family loyalty, false sense of urgency, social proof, emotional exploitation


Consumer Investment Fraud

Securities fraud

REIT (Real Estate Investment Trust) fraud

Thrilled to share I doubled my savings in 3 months with VerdeStone REIT! 💚📈 Their exclusive pre-IPO access is still open—fully SEC-compliant, low entry ($500). DM me “VERDE” for the private link. #PassiveIncome #RealEstateWins

Social proof, scarcity, false sense of security, authority appeal


Consumer Products & Services Fraud

Unauthorized billing for products or services

Other unauthorized billing fraud

Just got charged $299 for a "premium hiking concierge service" I never signed up for! Saw an ad for free trail guides, clicked link, now my bank statement shows OutdoorEliteVIP.com. @HikingEm23 anyone else? #ScamAlert #HikingFraud

False urgency, disguised consent, fear of financial loss


False authority and fabricated expertise

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Invention fraud

Just got off the phone with Innovatech Solutions—they’re patenting my solar-powered hiking tent design! Paid $3,800 for “premium market analysis” and fast-track filing. They promised major outdoor brands would bid on it within months. Filing seems legit, but something feels off… anyone else work with them?

Authority principle, urgency, flattery, scarcity illusion


Prize & Grant Fraud

Nigerian letter fraud

Nigerian letter fraud

Urgent opportunity! 💸 I’ve been contacted by a Nigerian govt. insider seeking a trusted partner to receive $12.7M in frozen funds. You only need to cover minor processing fees (~$2,500) via Bitcoin. Full details & legal docs provided. DM me “Funds” for transfer protocol. 100% secure, lawyer-verified. This is real. 🌍💵 #FinancialFreedom @BenWheels90

Urgency, scarcity, social proof, false sense of security, authority exploitation


Impersonation of legitimate debt collection

Phantom Debt Collection Fraud

Business debt collection scams

Other business debt collection scams

Urgent: Received a legal notice from "Global Biz Collections" demanding $18,500 for unpaid cloud services I never authorized. They have my ID and bank details — how do I stop this? #SmallBusinessScam #PhantomDebt

Fear of legal consequences, urgency, authority exploitation, perceived legitimacy through documentation


Consumer Products & Services Fraud

Unauthorized billing for products or services

Unauthorized magazine billing

Just got charged $29.99 for a "premier adventure magazine" I NEVER signed up for! Checked my email—no confirmation, no trial notice. @GlobalMagSubs this is sketchy. Cancel immediately & refund! #ScamAlert #UnauthorizedCharge

Fear of financial loss, urgency, authority mimicry


Prize & Grant Fraud

Other prize and grant fraud

Other prize and grant fraud

Just won $10K from Global Innovators Grant! 🎉 Still in shock—applied on a whim for my eco-tourism startup. They covered tax & processing. DM @GrantSupport_Help if you’re stuck on verification steps. #StartupGrants #FundingWin 🔗 bit.ly/gigrant-verif

Social proof, authority mimicry, urgency induction, fake verification barrier


Prize & Grant Fraud

Nigerian letter fraud

Nigerian letter fraud

Urgent humanitarian mission: I’m Dr. Amina Folarin, Senior Procurement Officer, Nigerian Ministry of Health. $12.7M unclaimed from pandemic relief funds. I seek a trustworthy foreign partner to co-claim. Share bank details discreetly. 40% to you. #ConfidentialOpportunity

Authority appeal, urgency, greed induction, false confidentiality


Phantom Debt Collection Fraud

Lender debt collection scams

Loan debt scam

Just got a call from someone claiming I owe $2,800 for a loan I never took in 2020. They had my ID number and bank details? Now threatening legal action unless I pay via gift cards by tomorrow. Scared—what do I do? #PhantomDebt #ScamAlert

Fearmongering, urgency, information deception, authority exploitation


Prize & Grant Fraud

Prize promotion / sweepstakes scam

Sweepstakes scam

"Just won a $10K tech giveaway from @GlobalTech! 🎉💸 All I had to do was pay a $99 processing fee to claim it. Use code LIAMXMAS to enter now before it ends! #SweepstakesWin #FreeMoney"

Social proof, urgency, reward baiting


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just discovered an amazing eco-hack! 🌱 Used my $500 sustainability voucher (finally redeemed from @GreenFuture_Official!) to get a year’s supply of biodegradable pods. DM me if you want the referral link—limited spots left! 🌿 #EcoLiving #SustainableChoices

Urgency, social proof, false scarcity, authority mimicry


Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

Been up all night perfecting the sauce for tomorrow’s tasting event—this one needs to be flawless. Honestly, moments like this make me wish I had someone to share the stress… and the quiet victories.

Emotional exposure, similarity projection, future faking


Phantom Debt Collection Fraud

Lender debt collection scams

Obituary scam

Just got off a call that left me shaking—someone claiming to be from "National Lending Recovery" said my late father owed $18k in hidden loan fees. They knew his DOB, our old address… threatened wage garnishment if I didn’t pay in 48hrs. Please warn your loved ones—grief shouldn’t come with scams. 💔 #PhantomDebt #ScamAlert

Exploitation of grief, urgency, fear of legal consequences, social proof (fake institution name)


Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Internet gambling fraud

"Tried an ‘online roulette’ site my cousin swore by… spun just 3 times and won $1,200! They said I can withdraw anytime—just need to deposit $300 to ‘verify’ my account 😬 Has anyone used LuckySpin777? Feels too easy… but my recipe testing has taught me: sometimes magic’s in the details. 🍀 #WinningVibes"

Social proof, urgency, bait-and-switch, exploiting curiosity


Consumer Investment Fraud

Other investment opportunities fraud

Property / real estate scams

Just attended a life-changing seminar on property investing 🏡✨ Learned how to secure luxury Dubai apartments at 60% below market price—pre-launch access for insiders only! Join the next free workshop: linkin.bio/mindfulalex_invest. Limited spots! #WealthBuilding #SmartInvesting

Scarcity, social proof, authority appeal


False Authority and Urgency exploitation

Charity Fraud

Bogus charitable organization

Bogus animal shelter

Heartbreaking scene at Paws of Hope Shelter tonight—over 40 dogs left in freezing temps after fake “donations” bounced. We’re out of food & meds. Please help us save them: tinyurl.com/pawsofhope-save (official site down due to traffic, use this link)

Emotional appeal, urgency, scarcity, fake social proof


Consumer Investment Fraud

Commodities trading fraud

Forex (foreign exchange) fraud

Just turned $500 into $3,200 in 72 hours trading forex with QuantumEdge Pro — their AI predicts currency swings with 94% accuracy. No experience needed. Link in bio for free trial access 🔥💸 #ForexWin #PassiveIncome #Fintech

Social proof, scarcity, illusion of control, fake expertise


Consumer Products & Services Fraud

Unauthorized billing for products or services

Buyers’ clubs

Just got charged $199 for some "Elite Travel Club" membership I never signed up for… all I did was book a hotel last month. Watch your cards, people. #HiddenFees #ScamAlert

Bait-and-switch, authority bias, urgency, psychological inertia


Phantom Debt Collection Fraud

Government debt collection scam

IRS back taxes scheme

Just got a call from someone claiming to be IRS. Said I owe $3,247 in back taxes and they’re issuing a warrant. Asked for payment via gift cards. Checked official IRS site—this is a SCAM. Don’t fall for it. #IRSscam #TaxScam

Fear induction, urgency, social proof avoidance, authority exploitation


False authority and technological sophistication

Appeal to False Authority and Pseudo-Technical Obfuscation

Consumer Investment Fraud

Securities fraud

High-yield investment program (HYIP) fraud

Just turned my last $500 into $20,000 in 11 days with @QuantumYield_AI — no experience needed. They use “quantum algo” trading that runs 24/7. Withdrawals are instant. Art funders, listen up: this is how I’m financing my next gallery show. Link in bio before they go private 🔥💸 #PassiveIncome #CryptoGains

Social proof, urgency, illusion of exclusivity, appeal to financial freedom, technical jargon exploitation


Consumer Investment Fraud

Securities fraud

Promissory note fraud

Just turned $2.5K into $8.2K in 90 days with a "quiet" private promissory note deal from a boutique fintech founder I met at a SF food tech meet-up 🍽💸 Not a scam—legit docs, monthly 12% returns, paid on time! DM me if you’re tired of stock market chaos and want stable, private-market gains.

Social proof, scarcity, false legitimacy, flattery


Employment Fraud

Business opportunities fraud

Other business opportunity scams

Join me in changing the world while earning passive income! 🌱 I’ve partnered with GreenEra Solutions to promote eco-kits—zero investment needed. Just share our mission & earn 20% commission on every sale. Over 500 women have started this journey—DM me “ECO” for the exclusive onboarding link! 🌍💚 #SustainableIncome

Social proof, scarcity, appeal to values, authority mimicry


Simulated relational intimacy and induced affective destabilization

Relationship and Trust Fraud

Romance scam / Sweetheart scam

Romance scam / Sweetheart scam

"Hey everyone… I’m honestly scared to share this, but my partner in London suddenly collapsed last night. The hospital said it’s serious. We’ve been talking daily for months, and I love him so much. He has no family here, and they’re asking for a $3,800 deposit before surgery. I can’t reach him now. Could anyone help me crowdfund? Or DM me privately if you can assist… I’m desperate. 💔 #LoveIsReal #PleaseHelp"

False sense of urgency, emotional appeal, love-bombing, fabricated personal crisis, appeal to empathy


Consumer Products & Services Fraud

Other consumer products and services fraud

Other consumer products and services fraud

Just got off the phone with "Amazon Support" — they said my account was breached and my subscription is being charged $487/month! 😱 Told me to download TeamViewer so they could “fix” it. I realized it was a scam after they asked for my bank PIN… never share your PIN, EVER! #ScamAlert #AmazonFraud

Fear induction, authority exploitation, urgency creation


False low-effort income potential claims

Employment Fraud

Work-at-home scam

Envelope stuffing

"Just tried this 'envelope stuffing' side hustle I saw online—spent $150 on supplies, worked 10hrs, made $23. It’s exhausting and barely covers costs. Feels like a scam. Be careful, guys. #WorkFromHome #ScamAlert"

Appeal to financial desperation, social proof, false urgency


Exploitation of empathy and political sentiment

Charity Fraud

Bogus charitable organization

Bogus political group

Heartbreaking to see families torn apart at the border. I’ve started a fundraiser with "United Voices for Change" to support migrant children separated from parents. Every dollar goes directly—verified. Donate via direct message or at unitedvoices-change.org/donate. Let’s stand together.

Emotional appeal, urgency, false legitimacy, social proof暗示 (implied collective action)


Charity Fraud

Bogus charitable organization

Bogus political group

Just learned about @FreedomTechAlliance—raising funds to get secure tech devices into the hands of activists being censored online. Scary how many are being silenced. I've donated to help them fight back—click here to support before funding runs out: freetechact(dot)org/donate #TechForFreedom

Urgency, social proof, emotional appeal, authority mimicry


Credential fabrication and data falsification

Consumer Products & Services Fraud

Worthless, unnecessary, or non-existent services

Credit repair scam

Struggling with bad credit? I’ve been there. After 3 rejections on a car loan, I found CreditFix Pro—they removed 4 negatives from my report in 2 weeks. My score jumped 92 pts! Not a scam, not debt relief—just RESULTS. Use code EMMA10 for 10% off. Don’t wait, fix your credit NOW 🔗creditfixpro-official.com

Social proof, urgency, authority bias, false scarcity, testimonial manipulation